Colonial Bank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Colonial Bank, N.A. 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Colonial Bank, N.A. Po Box 1108 - Corporate Compliance Montgomery, AL 36101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 8,524 |
| Total Mortgage Loan Application Amount | $1,712,887,000 |
| Average Mortgage Loan Application Amount | $168,666 |
| Highest Mortgage Loan Application Amount | $11,500,000 |
| Average Applicant Income | $95,333 |
| Highest Applicant Income | $8,791,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Colonial Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Colonial Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Colonial Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Colonial Bank, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Colonial Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Colonial Bank, N.A.'s mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lake County Florida | 522 | $ 79,789,000 | $ 152,000 | $ 80,000 |
| Pinellas County Florida | 483 | $ 106,055,000 | $ 219,000 | $ 106,000 |
| Travis County Texas | 292 | $ 47,913,000 | $ 164,000 | $ 126,000 |
| Hillsborough County Florida | 286 | $ 114,970,000 | $ 401,000 | $ 165,000 |
| Lee County Florida | 279 | $ 65,809,000 | $ 235,000 | $ 112,000 |
| Miami-Dade County Florida | 260 | $ 97,698,000 | $ 375,000 | $ 192,000 |
| Orange County Florida | 233 | $ 66,949,000 | $ 287,000 | $ 107,000 |
| Volusia County Florida | 221 | $ 37,902,000 | $ 171,000 | $ 95,000 |
| Washoe County Nevada | 211 | $ 56,797,000 | $ 269,000 | $ 120,000 |
| Madison County Alabama | 200 | $ 30,454,000 | $ 152,000 | $ 96,000 |
| Jefferson County Alabama | 187 | $ 21,668,000 | $ 115,000 | $ 77,000 |
| Broward County Florida | 177 | $ 62,024,000 | $ 350,000 | $ 125,000 |
| Baldwin County Alabama | 174 | $ 39,462,000 | $ 226,000 | $ 104,000 |
| Muscogee County Georgia | 174 | $ 22,008,000 | $ 126,000 | $ 75,000 |
| Palm Beach County Florida | 173 | $ 71,565,000 | $ 413,000 | $ 197,000 |
| Dallas County Texas | 161 | $ 39,253,000 | $ 243,000 | $ 270,000 |
| Mobile County Alabama | 154 | $ 20,424,000 | $ 132,000 | $ 70,000 |
| Williamson County Texas | 151 | $ 17,107,000 | $ 113,000 | $ 99,000 |
| Bonneville County Idaho | 150 | $ 17,717,000 | $ 118,000 | $ 52,000 |
| Lee County Alabama | 143 | $ 20,511,000 | $ 143,000 | $ 93,000 |
| Sarasota County Florida | 143 | $ 34,996,000 | $ 244,000 | $ 116,000 |
| Calhoun County Alabama | 131 | $ 9,357,000 | $ 71,000 | $ 50,000 |
| Polk County Florida | 123 | $ 13,549,000 | $ 110,000 | $ 46,000 |
| Seminole County Florida | 120 | $ 29,308,000 | $ 244,000 | $ 115,000 |
| Pasco County Florida | 115 | $ 18,052,000 | $ 156,000 | $ 90,000 |
| Sumter County Florida | 112 | $ 13,214,000 | $ 117,000 | $ 56,000 |
| St. Clair County Alabama | 106 | $ 8,876,000 | $ 83,000 | $ 53,000 |
| Elmore County Alabama | 95 | $ 12,734,000 | $ 134,000 | $ 74,000 |
| Charlotte County Florida | 94 | $ 17,282,000 | $ 183,000 | $ 86,000 |
| Osceola County Florida | 91 | $ 18,579,000 | $ 204,000 | $ 63,000 |
| Houston County Georgia | 88 | $ 11,505,000 | $ 130,000 | $ 66,000 |
| Covington County Alabama | 81 | $ 5,846,000 | $ 72,000 | $ 46,000 |
| Chilton County Alabama | 80 | $ 6,054,000 | $ 75,000 | $ 53,000 |
| Tuscaloosa County Alabama | 77 | $ 8,145,000 | $ 105,000 | $ 83,000 |
| Montgomery County Alabama | 65 | $ 7,145,000 | $ 109,000 | $ 115,000 |
| Collier County Florida | 64 | $ 40,695,000 | $ 635,000 | $ 280,000 |
| Bibb County Georgia | 62 | $ 7,969,000 | $ 128,000 | $ 82,000 |
| Flagler County Florida | 59 | $ 15,158,000 | $ 256,000 | $ 101,000 |
| Cleburne County Alabama | 58 | $ 2,541,000 | $ 43,000 | $ 43,000 |
| Tarrant County Texas | 58 | $ 10,304,000 | $ 177,000 | $ 122,000 |
| Marshall County Alabama | 57 | $ 6,386,000 | $ 112,000 | $ 76,000 |
| Chambers County Alabama | 54 | $ 2,547,000 | $ 47,000 | $ 42,000 |
| Manatee County Florida | 53 | $ 15,640,000 | $ 295,000 | $ 115,000 |
| Tallapoosa County Alabama | 52 | $ 5,640,000 | $ 108,000 | $ 92,000 |
| Shelby County Alabama | 51 | $ 8,789,000 | $ 172,000 | $ 92,000 |
| Brevard County Florida | 51 | $ 9,530,000 | $ 186,000 | $ 77,000 |
| St. Johns County Florida | 51 | $ 15,525,000 | $ 304,000 | $ 116,000 |
| Marion County Florida | 49 | $ 5,863,000 | $ 119,000 | $ 54,000 |
| Clark County Nevada | 48 | $ 16,360,000 | $ 340,000 | $ 226,000 |
| Denton County Texas | 48 | $ 8,296,000 | $ 172,000 | $ 141,000 |
| Russell County Alabama | 46 | $ 4,621,000 | $ 100,000 | $ 59,000 |
| Collin County Texas | 45 | $ 9,782,000 | $ 217,000 | $ 120,000 |
| Autauga County Alabama | 44 | $ 4,450,000 | $ 101,000 | $ 56,000 |
| Houston County Alabama | 43 | $ 5,529,000 | $ 128,000 | $ 79,000 |
| Walton County Florida | 43 | $ 22,071,000 | $ 513,000 | $ 334,000 |
| Citrus County Florida | 39 | $ 5,976,000 | $ 153,000 | $ 54,000 |
| Harris County Georgia | 39 | $ 7,012,000 | $ 179,000 | $ 78,000 |
| Clay County Alabama | 35 | $ 1,670,000 | $ 47,000 | $ 41,000 |
| Randolph County Alabama | 34 | $ 2,743,000 | $ 80,000 | $ 60,000 |
| Walker County Alabama | 33 | $ 3,860,000 | $ 116,000 | $ 71,000 |
| Churchill County Nevada | 33 | $ 4,920,000 | $ 149,000 | $ 629,000 |
| Fulton County Georgia | 32 | $ 11,000,000 | $ 343,000 | $ 151,000 |
| Conecuh County Alabama | 31 | $ 664,000 | $ 21,000 | $ 37,000 |
| Jackson County Alabama | 29 | $ 3,883,000 | $ 133,000 | $ 76,000 |
| Lyon County Nevada | 29 | $ 4,640,000 | $ 160,000 | $ 62,000 |
| Blount County Alabama | 28 | $ 2,370,000 | $ 84,000 | $ 53,000 |
| Coffee County Alabama | 27 | $ 2,228,000 | $ 82,000 | $ 71,000 |
| Etowah County Alabama | 27 | $ 2,777,000 | $ 102,000 | $ 59,000 |
| Talladega County Alabama | 27 | $ 2,943,000 | $ 109,000 | $ 60,000 |
| Jefferson County Idaho | 25 | $ 3,229,000 | $ 129,000 | $ 52,000 |
| Limestone County Alabama | 24 | $ 3,697,000 | $ 154,000 | $ 69,000 |
| Bay County Florida | 24 | $ 7,117,000 | $ 296,000 | $ 100,000 |
| Crenshaw County Alabama | 23 | $ 1,314,000 | $ 57,000 | $ 40,000 |
| Escambia County Florida | 22 | $ 4,960,000 | $ 225,000 | $ 208,000 |
| Butler County Alabama | 21 | $ 627,000 | $ 29,000 | $ 32,000 |
| Dale County Alabama | 21 | $ 1,317,000 | $ 62,000 | $ 55,000 |
| Pike County Alabama | 21 | $ 1,325,000 | $ 63,000 | $ 30,000 |
| Bingham County Idaho | 21 | $ 2,327,000 | $ 110,000 | $ 47,000 |
| Hays County Texas | 21 | $ 2,822,000 | $ 134,000 | $ 107,000 |
| Hernando County Florida | 18 | $ 3,410,000 | $ 189,000 | $ 64,000 |
| Okaloosa County Florida | 18 | $ 7,022,000 | $ 390,000 | $ 133,000 |
| DeKalb County Georgia | 18 | $ 4,666,000 | $ 259,000 | $ 121,000 |
| Peach County Georgia | 17 | $ 1,953,000 | $ 114,000 | $ 56,000 |
| Carson City County Nevada | 17 | $ 2,852,000 | $ 167,000 | $ 74,000 |
| Philadelphia County Pennsylvania | 16 | $ 2,555,000 | $ 159,000 | $ 113,000 |
| Macon County Alabama | 15 | $ 1,430,000 | $ 95,000 | $ 80,000 |
| St. Lucie County Florida | 15 | $ 4,102,000 | $ 273,000 | $ 53,000 |
| Gwinnett County Georgia | 15 | $ 3,393,000 | $ 226,000 | $ 86,000 |
| Sevier County Tennessee | 15 | $ 4,096,000 | $ 273,000 | $ 149,000 |
| Humboldt County Nevada | 14 | $ 1,719,000 | $ 122,000 | $ 62,000 |
| Kaufman County Texas | 14 | $ 1,910,000 | $ 136,000 | $ 213,000 |
| Barbour County Alabama | 13 | $ 1,521,000 | $ 117,000 | $ 79,000 |
| Morgan County Alabama | 12 | $ 1,364,000 | $ 113,000 | $ 74,000 |
| Martin County Florida | 12 | $ 4,500,000 | $ 375,000 | $ 330,000 |
| Carroll County Georgia | 12 | $ 942,000 | $ 78,000 | $ 73,000 |
| Cobb County Georgia | 12 | $ 3,444,000 | $ 287,000 | $ 136,000 |
| Harris County Texas | 10 | $ 7,922,000 | $ 792,000 | $ 84,000 |
| Alachua County Florida | 9 | $ 1,917,000 | $ 213,000 | $ 527,000 |
| DeKalb County Alabama | 8 | $ 479,000 | $ 59,000 | $ 71,000 |
| Monroe County Florida | 8 | $ 4,976,000 | $ 622,000 | $ 543,000 |
| Escambia County Alabama | 7 | $ 652,000 | $ 93,000 | $ 57,000 |
| Indian River County Florida | 7 | $ 3,447,000 | $ 492,000 | $ 594,000 |
| Jones County Georgia | 7 | $ 1,262,000 | $ 180,000 | $ 64,000 |
| Monroe County Georgia | 7 | $ 1,187,000 | $ 169,000 | $ 61,000 |
| Douglas County Nevada | 7 | $ 4,411,000 | $ 630,000 | $ 247,000 |
| Elko County Nevada | 7 | $ 902,000 | $ 128,000 | $ 86,000 |
| Ellis County Texas | 7 | $ 1,085,000 | $ 155,000 | $ 91,000 |
| Bibb County Alabama | 6 | $ 647,000 | $ 107,000 | $ 49,000 |
| Cullman County Alabama | 6 | $ 913,000 | $ 152,000 | $ 88,000 |
| El Dorado County California | 6 | $ 2,234,000 | $ 372,000 | $ 128,000 |
| Franklin County Ohio | 6 | $ 2,675,000 | $ 445,000 | $ 333,000 |
| Llano County Texas | 6 | $ 764,000 | $ 127,000 | $ 106,000 |
| Twiggs County Georgia | 5 | $ 237,000 | $ 47,000 | $ 49,000 |
| Lincoln County Tennessee | 5 | $ 542,000 | $ 108,000 | $ 101,000 |
| Bexar County Texas | 5 | $ 1,422,000 | $ 284,000 | $ 221,000 |
| Geneva County Alabama | 4 | $ 608,000 | $ 152,000 | $ 54,000 |
| Lauderdale County Alabama | 4 | $ 589,000 | $ 147,000 | $ 85,000 |
| Winston County Alabama | 4 | $ 1,026,000 | $ 256,000 | $ 114,000 |
| Leon County Florida | 4 | $ 760,000 | $ 190,000 | $ 112,000 |
| Santa Rosa County Florida | 4 | $ 422,000 | $ 105,000 | $ 54,000 |
| Forsyth County Georgia | 4 | $ 648,000 | $ 162,000 | $ 56,000 |
| Madison County Idaho | 4 | $ 526,000 | $ 131,000 | $ 53,000 |
| Storey County Nevada | 4 | $ 627,000 | $ 156,000 | $ 55,000 |
| Grayson County Texas | 4 | $ 614,000 | $ 153,000 | $ 173,000 |
| McLennan County Texas | 4 | $ 2,489,000 | $ 622,000 | $ 169,000 |
| Colbert County Alabama | 3 | $ 213,000 | $ 71,000 | $ 246,000 |
| Pickens County Alabama | 3 | $ 140,000 | $ 46,000 | $ 42,000 |
| Los Angeles County California | 3 | $ 1,446,000 | $ 482,000 | $ 38,000 |
| San Diego County California | 3 | $ 3,210,000 | $ 1,070,000 | $ 138,000 |
| Columbia County Florida | 3 | $ 3,780,000 | $ 1,260,000 | $ 0 |
| Duval County Florida | 3 | $ 439,000 | $ 146,000 | $ 80,000 |
| Highlands County Florida | 3 | $ 599,000 | $ 199,000 | $ 143,000 |
| Bleckley County Georgia | 3 | $ 106,000 | $ 35,000 | $ 38,000 |
| Coweta County Georgia | 3 | $ 295,000 | $ 98,000 | $ 58,000 |
| Crawford County Georgia | 3 | $ 295,000 | $ 98,000 | $ 55,000 |
| Douglas County Georgia | 3 | $ 545,000 | $ 181,000 | $ 53,000 |
| Glynn County Georgia | 3 | $ 359,000 | $ 119,000 | $ 47,000 |
| Paulding County Georgia | 3 | $ 584,000 | $ 194,000 | $ 106,000 |
| Elmore County Idaho | 3 | $ 399,000 | $ 133,000 | $ 52,000 |
| Pershing County Nevada | 3 | $ 239,000 | $ 79,000 | $ 72,000 |
| Beaufort County South Carolina | 3 | $ 1,236,000 | $ 412,000 | $ 308,000 |
| Burnet County Texas | 3 | $ 340,000 | $ 113,000 | $ 25,000 |
| Cameron County Texas | 3 | $ 405,000 | $ 135,000 | $ 224,000 |
| El Paso County Texas | 3 | $ 295,000 | $ 98,000 | $ 113,000 |
| Cherokee County Alabama | 2 | $ 550,000 | $ 275,000 | $ 241,000 |
| Coosa County Alabama | 2 | $ 16,000 | $ 8,000 | $ 13,000 |
| Henry County Alabama | 2 | $ 343,000 | $ 171,000 | $ 129,000 |
| Lamar County Alabama | 2 | $ 385,000 | $ 192,000 | $ 61,000 |
| Lawrence County Alabama | 2 | $ 203,000 | $ 101,000 | $ 95,000 |
| Perry County Arkansas | 2 | $ 175,000 | $ 87,000 | $ 92,000 |
| Contra Costa County California | 2 | $ 651,000 | $ 325,000 | $ 125,000 |
| Napa County California | 2 | $ 708,000 | $ 354,000 | $ 0 |
| Eagle County Colorado | 2 | $ 6,318,000 | $ 3,159,000 | $ 686,000 |
| Jefferson County Colorado | 2 | $ 869,000 | $ 434,000 | $ 226,000 |
| Gadsden County Florida | 2 | $ 396,000 | $ 198,000 | $ 17,000 |
| Hardee County Florida | 2 | $ 161,000 | $ 80,000 | $ 28,000 |
| Jackson County Florida | 2 | $ 51,000 | $ 25,000 | $ 61,000 |
| Okeechobee County Florida | 2 | $ 712,000 | $ 356,000 | $ 322,000 |
| Putnam County Florida | 2 | $ 370,000 | $ 185,000 | $ 72,000 |
| Baldwin County Georgia | 2 | $ 427,000 | $ 213,000 | $ 60,000 |
| Chatham County Georgia | 2 | $ 225,000 | $ 112,000 | $ 232,000 |
| Fannin County Georgia | 2 | $ 337,000 | $ 168,000 | $ 144,000 |
| Pulaski County Georgia | 2 | $ 217,000 | $ 108,000 | $ 50,000 |
| Richmond County Georgia | 2 | $ 147,000 | $ 73,000 | $ 39,000 |
| Troup County Georgia | 2 | $ 89,000 | $ 44,000 | $ 172,000 |
| Walton County Georgia | 2 | $ 260,000 | $ 130,000 | $ 168,000 |
| Bannock County Idaho | 2 | $ 224,000 | $ 112,000 | $ 47,000 |
| Fremont County Idaho | 2 | $ 412,000 | $ 206,000 | $ 178,000 |
| Payette County Idaho | 2 | $ 165,000 | $ 82,000 | $ 61,000 |
| Jackson County Mississippi | 2 | $ 265,000 | $ 132,000 | $ 0 |
| Madison County Mississippi | 2 | $ 1,950,000 | $ 975,000 | $ 0 |
| Stone County Mississippi | 2 | $ 118,000 | $ 59,000 | $ 91,000 |
| Gallatin County Montana | 2 | $ 1,955,000 | $ 977,000 | $ 1,948,000 |
| Cherokee County North Carolina | 2 | $ 302,000 | $ 151,000 | $ 0 |
| Haywood County North Carolina | 2 | $ 412,000 | $ 206,000 | $ 446,000 |
| Jackson County North Carolina | 2 | $ 738,000 | $ 369,000 | $ 42,000 |
| Mitchell County North Carolina | 2 | $ 101,000 | $ 50,000 | $ 90,000 |
| Greenville County South Carolina | 2 | $ 553,000 | $ 276,000 | $ 916,000 |
| Franklin County Tennessee | 2 | $ 230,000 | $ 115,000 | $ 81,000 |
| Giles County Tennessee | 2 | $ 142,000 | $ 71,000 | $ 53,000 |
| Bell County Texas | 2 | $ 336,000 | $ 168,000 | $ 221,000 |
| Cooke County Texas | 2 | $ 425,000 | $ 212,000 | $ 28,000 |
| Fannin County Texas | 2 | $ 236,000 | $ 118,000 | $ 66,000 |
| Fort Bend County Texas | 2 | $ 410,000 | $ 205,000 | $ 150,000 |
| Gregg County Texas | 2 | $ 1,197,000 | $ 598,000 | $ 506,000 |
| Hood County Texas | 2 | $ 154,000 | $ 77,000 | $ 54,000 |
| Hunt County Texas | 2 | $ 223,000 | $ 111,000 | $ 168,000 |
| Johnson County Texas | 2 | $ 113,000 | $ 56,000 | $ 37,000 |
| Lamar County Texas | 2 | $ 92,000 | $ 46,000 | $ 33,000 |
| Parker County Texas | 2 | $ 328,000 | $ 164,000 | $ 61,000 |
| Rockwall County Texas | 2 | $ 170,000 | $ 85,000 | $ 112,000 |
| Val Verde County Texas | 2 | $ 154,000 | $ 77,000 | $ 91,000 |
| Greene County Alabama | 1 | $ 188,000 | $ 188,000 | $ 98,000 |
| Hale County Alabama | 1 | $ 102,000 | $ 102,000 | $ 39,000 |
| Lowndes County Alabama | 1 | $ 35,000 | $ 35,000 | $ 17,000 |
| Marion County Alabama | 1 | $ 72,000 | $ 72,000 | $ 21,000 |
| Cochise County Arizona | 1 | $ 245,000 | $ 245,000 | $ 65,000 |
| Coconino County Arizona | 1 | $ 250,000 | $ 250,000 | $ 96,000 |
| Maricopa County Arizona | 1 | $ 60,000 | $ 60,000 | $ 408,000 |
| Mohave County Arizona | 1 | $ 132,000 | $ 132,000 | $ 100,000 |
| Lassen County California | 1 | $ 100,000 | $ 100,000 | $ 132,000 |
| Nevada County California | 1 | $ 212,000 | $ 212,000 | $ 81,000 |
| Placer County California | 1 | $ 417,000 | $ 417,000 | $ 221,000 |
| Plumas County California | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Sacramento County California | 1 | $ 205,000 | $ 205,000 | $ 53,000 |
| San Bernardino County California | 1 | $ 343,000 | $ 343,000 | $ 149,000 |
| San Luis Obispo County California | 1 | $ 307,000 | $ 307,000 | $ 107,000 |
| Santa Barbara County California | 1 | $ 242,000 | $ 242,000 | $ 82,000 |
| Denver County Colorado | 1 | $ 137,000 | $ 137,000 | $ 61,000 |
| El Paso County Colorado | 1 | $ 183,000 | $ 183,000 | $ 0 |
| Grand County Colorado | 1 | $ 207,000 | $ 207,000 | $ 316,000 |
| Ouray County Colorado | 1 | $ 595,000 | $ 595,000 | $ 0 |
| San Miguel County Colorado | 1 | $ 850,000 | $ 850,000 | $ 0 |
| Summit County Colorado | 1 | $ 294,000 | $ 294,000 | $ 180,000 |
| Teller County Colorado | 1 | $ 245,000 | $ 245,000 | $ 216,000 |
| DeSoto County Florida | 1 | $ 546,000 | $ 546,000 | $ 145,000 |
| Franklin County Florida | 1 | $ 716,000 | $ 716,000 | $ 0 |
| Gilchrist County Florida | 1 | $ 50,000 | $ 50,000 | $ 80,000 |
| Hendry County Florida | 1 | $ 660,000 | $ 660,000 | $ 253,000 |
| Suwannee County Florida | 1 | $ 98,000 | $ 98,000 | $ 30,000 |
| Barrow County Georgia | 1 | $ 1,000 | $ 1,000 | $ 21,000 |
| Bartow County Georgia | 1 | $ 34,000 | $ 34,000 | $ 42,000 |
| Chattahoochee County Georgia | 1 | $ 27,000 | $ 27,000 | $ 83,000 |
| Cherokee County Georgia | 1 | $ 368,000 | $ 368,000 | $ 125,000 |
| Clarke County Georgia | 1 | $ 130,000 | $ 130,000 | $ 36,000 |
| Dawson County Georgia | 1 | $ 372,000 | $ 372,000 | $ 102,000 |
| Fayette County Georgia | 1 | $ 140,000 | $ 140,000 | $ 111,000 |
| Gilmer County Georgia | 1 | $ 186,000 | $ 186,000 | $ 284,000 |
| Greene County Georgia | 1 | $ 750,000 | $ 750,000 | $ 3,766,000 |
| Haralson County Georgia | 1 | $ 22,000 | $ 22,000 | $ 52,000 |
| Henry County Georgia | 1 | $ 423,000 | $ 423,000 | $ 111,000 |
| Lanier County Georgia | 1 | $ 141,000 | $ 141,000 | $ 37,000 |
| Laurens County Georgia | 1 | $ 57,000 | $ 57,000 | $ 24,000 |
| Marion County Georgia | 1 | $ 25,000 | $ 25,000 | $ 26,000 |
| Newton County Georgia | 1 | $ 75,000 | $ 75,000 | $ 65,000 |
| Putnam County Georgia | 1 | $ 388,000 | $ 388,000 | $ 0 |
| Quitman County Georgia | 1 | $ 34,000 | $ 34,000 | $ 11,000 |
| Sumter County Georgia | 1 | $ 61,000 | $ 61,000 | $ 34,000 |
| Toombs County Georgia | 1 | $ 51,000 | $ 51,000 | $ 68,000 |
| White County Georgia | 1 | $ 172,000 | $ 172,000 | $ 75,000 |
| Ada County Idaho | 1 | $ 158,000 | $ 158,000 | $ 100,000 |
| Cass County Iowa | 1 | $ 40,000 | $ 40,000 | $ 48,000 |
| Linn County Iowa | 1 | $ 81,000 | $ 81,000 | $ 140,000 |
| Johnson County Kansas | 1 | $ 175,000 | $ 175,000 | $ 48,000 |
| Orleans County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 42,000 |
| Antrim County Michigan | 1 | $ 185,000 | $ 185,000 | $ 54,000 |
| Grand Traverse County Michigan | 1 | $ 295,000 | $ 295,000 | $ 358,000 |
| George County Mississippi | 1 | $ 70,000 | $ 70,000 | $ 33,000 |
| Harrison County Mississippi | 1 | $ 290,000 | $ 290,000 | $ 109,000 |
| Hinds County Mississippi | 1 | $ 40,000 | $ 40,000 | $ 44,000 |
| Holmes County Mississippi | 1 | $ 54,000 | $ 54,000 | $ 177,000 |
| Lee County Mississippi | 1 | $ 25,000 | $ 25,000 | $ 28,000 |
| Bernalillo County New Mexico | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Colfax County New Mexico | 1 | $ 220,000 | $ 220,000 | $ 75,000 |
| Santa Fe County New Mexico | 1 | $ 552,000 | $ 552,000 | $ 1,014,000 |
| Catawba County North Carolina | 1 | $ 288,000 | $ 288,000 | $ 125,000 |
| Iredell County North Carolina | 1 | $ 1,360,000 | $ 1,360,000 | $ 500,000 |
| Macon County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 110,000 |
| Mecklenburg County North Carolina | 1 | $ 190,000 | $ 190,000 | $ 49,000 |
| New Hanover County North Carolina | 1 | $ 400,000 | $ 400,000 | $ 161,000 |
| Transylvania County North Carolina | 1 | $ 250,000 | $ 250,000 | $ 162,000 |
| Watauga County North Carolina | 1 | $ 1,200,000 | $ 1,200,000 | $ 705,000 |
| Ottawa County Ohio | 1 | $ 277,000 | $ 277,000 | $ 167,000 |
| Chester County Pennsylvania | 1 | $ 658,000 | $ 658,000 | $ 2,801,000 |
| Charleston County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 473,000 |
| Horry County South Carolina | 1 | $ 540,000 | $ 540,000 | $ 0 |
| Blount County Tennessee | 1 | $ 233,000 | $ 233,000 | $ 95,000 |
| Campbell County Tennessee | 1 | $ 87,000 | $ 87,000 | $ 20,000 |
| Knox County Tennessee | 1 | $ 67,000 | $ 67,000 | $ 41,000 |
| Marion County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 42,000 |
| Williamson County Tennessee | 1 | $ 266,000 | $ 266,000 | $ 99,000 |
| Bastrop County Texas | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Camp County Texas | 1 | $ 375,000 | $ 375,000 | $ 984,000 |
| Chambers County Texas | 1 | $ 225,000 | $ 225,000 | $ 98,000 |
| Galveston County Texas | 1 | $ 238,000 | $ 238,000 | $ 134,000 |
| Henderson County Texas | 1 | $ 265,000 | $ 265,000 | $ 75,000 |
| Montgomery County Texas | 1 | $ 47,000 | $ 47,000 | $ 0 |
| Nueces County Texas | 1 | $ 95,000 | $ 95,000 | $ 263,000 |
| Real County Texas | 1 | $ 32,000 | $ 32,000 | $ 72,000 |
| Smith County Texas | 1 | $ 202,000 | $ 202,000 | $ 75,000 |
| Upshur County Texas | 1 | $ 125,000 | $ 125,000 | $ 80,000 |
| Van Zandt County Texas | 1 | $ 61,000 | $ 61,000 | $ 67,000 |
| Wichita County Texas | 1 | $ 103,000 | $ 103,000 | $ 122,000 |
| Carroll County Virginia | 1 | $ 17,000 | $ 17,000 | $ 68,000 |
| Hanover County Virginia | 1 | $ 122,000 | $ 122,000 | $ 95,000 |
| Spokane County Washington | 1 | $ 279,000 | $ 279,000 | $ 168,000 |
| Stevens County Washington | 1 | $ 64,000 | $ 64,000 | $ 72,000 |
Mortgage Loan Application Detail Totals for Colonial Bank, N.A. in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,586 | $987,253,000 | $215,000 | $8,700,000 | $123,000 | $8,120,000 |
| Refinancing | 2,919 | $658,281,000 | $225,000 | $11,500,000 | $108,000 | $8,791,000 |
| Home Improvement | 1,019 | $67,353,000 | $66,000 | $4,000,000 | $55,000 | $1,700,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,455 | $1,209,732,000 | $187,000 | $8,100,000 | $119,000 | $8,791,000 |
| Hispanic | 720 | $154,225,000 | $214,000 | $3,780,000 | $108,000 | $4,246,000 |
| Black or African American | 512 | $59,943,000 | $117,000 | $2,427,000 | $60,000 | $845,000 |
| Not applicable | 394 | $189,479,000 | $480,000 | $11,500,000 | $0 | $0 |
| Not Provided | 258 | $64,875,000 | $251,000 | $2,000,000 | $138,000 | $1,929,000 |
| Asian | 158 | $29,624,000 | $187,000 | $2,000,000 | $118,000 | $1,000,000 |
| American Indian or Alaskan Native | 15 | $3,208,000 | $213,000 | $1,175,000 | $111,000 | $878,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $1,801,000 | $150,000 | $504,000 | $75,000 | $384,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,998 | $1,640,125,000 | $205,000 | $11,500,000 | $113,000 | $8,791,000 |
| FHA-insured (Federal Housing Administration) | 386 | $48,451,000 | $125,000 | $294,000 | $50,000 | $198,000 |
| VA-guaranteed (Veterans Administration) | 139 | $24,185,000 | $173,000 | $317,000 | $59,000 | $136,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $126,000 | $126,000 | $126,000 | $37,000 | $37,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,481 | $1,347,278,000 | $207,000 | $11,500,000 | $117,000 | $8,791,000 |
| Application Withdrawn By Applicant | 921 | $225,203,000 | $244,000 | $5,896,000 | $110,000 | $6,904,000 |
| Application Denied By Financial Institution | 808 | $69,624,000 | $86,000 | $2,000,000 | $56,000 | $1,320,000 |
| Application Approved But Not Accepted | 272 | $62,623,000 | $230,000 | $3,083,000 | $102,000 | $2,053,000 |
| File Closed For Incompleteness | 42 | $8,159,000 | $194,000 | $1,200,000 | $81,000 | $439,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 476 | $24,324,000 | $51,000 | $1,000,000 | $41,000 | $468,000 |
| Debt-To-Income Ratio | 187 | $19,244,000 | $102,000 | $2,000,000 | $53,000 | $750,000 |
| Collateral | 63 | $8,762,000 | $139,000 | $1,100,000 | $99,000 | $1,160,000 |
| Other | 49 | $12,325,000 | $251,000 | $1,160,000 | $126,000 | $698,000 |
| Credit Application Incomplete | 9 | $819,000 | $91,000 | $240,000 | $42,000 | $98,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $1,618,000 | $202,000 | $560,000 | $66,000 | $328,000 |
| Unverifiable Information | 7 | $834,000 | $119,000 | $320,000 | $95,000 | $269,000 |
| Employment History | 7 | $618,000 | $88,000 | $237,000 | $52,000 | $91,000 |
| Mortgage Insurance Denied | 2 | $1,080,000 | $540,000 | $547,000 | $892,000 | $1,320,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Colonial Bank, N.A.'s 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Colonial Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet
with aggregated HMDA statistics today.