Corefirst Bank & Trust Mortgage Lending & HMDA Data, 2003
In 2003, Corefirst Bank & Trust of Topeka, KS reported 1,523 mortgage applications totaling $96.7 million. The average application was for $63,481, and applicants reported an average income of $50,221. 77% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Topeka, KS (837), Kansas City, MO-KS (73) and Lawrence, KS (31) (applications in parentheses).
| Mortgage Company & Address | Corefirst Bank & Trust 3035 S Topeka Blvd Topeka, KS 66611 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,523 |
| Total Mortgage Loan Application Amount | $96,683,000 |
| Average Mortgage Loan Application Amount | $63,481 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $50,221 |
| Highest Applicant Income | $510,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Corefirst Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Shawnee, Kansas | 837 | $ 60,348,000 | $ 72,100 | $ 52,000 |
| Lyon, Kansas | 252 | $ 15,274,000 | $ 60,611 | $ 40,000 |
| Osage, Kansas | 54 | $ 4,060,000 | $ 75,185 | $ 43,000 |
| Jefferson, Kansas | 52 | $ 2,796,000 | $ 53,769 | $ 50,000 |
| Jackson, Missouri | 38 | $ 854,000 | $ 22,473 | $ 54,000 |
| Douglas, Kansas | 31 | $ 2,549,000 | $ 82,225 | $ 74,000 |
| Jackson, Kansas | 27 | $ 1,710,000 | $ 63,333 | $ 41,000 |
| Clay, Missouri | 22 | $ 441,000 | $ 20,045 | $ 47,000 |
| Wabaunsee, Kansas | 13 | $ 971,000 | $ 74,692 | $ 64,000 |
| Pottawatomie, Kansas | 11 | $ 436,000 | $ 39,636 | $ 47,000 |
| Chase, Kansas | 9 | $ 628,000 | $ 69,777 | $ 52,000 |
| Crawford, Kansas | 8 | $ 392,000 | $ 49,000 | $ 50,000 |
| Sedgwick, Kansas | 7 | $ 1,113,000 | $ 159,000 | $ 14,000 |
| Cass, Missouri | 7 | $ 138,000 | $ 19,714 | $ 43,000 |
| Riley, Kansas | 6 | $ 178,000 | $ 29,666 | $ 39,000 |
| Coffey, Kansas | 5 | $ 397,000 | $ 79,400 | $ 52,000 |
| Leavenworth, Kansas | 5 | $ 206,000 | $ 41,200 | $ 33,000 |
| Wyandotte, Kansas | 5 | $ 94,000 | $ 18,800 | $ 22,000 |
| Johnson, Kansas | 4 | $ 227,000 | $ 56,750 | $ 46,000 |
| Morris, Kansas | 4 | $ 447,000 | $ 111,750 | $ 58,000 |
| Lafayette, Missouri | 4 | $ 89,000 | $ 22,250 | $ 62,000 |
| Bourbon, Kansas | 3 | $ 106,000 | $ 35,333 | $ 59,000 |
| Franklin, Kansas | 3 | $ 90,000 | $ 30,000 | $ 50,000 |
| Geary, Kansas | 3 | $ 81,000 | $ 27,000 | $ 23,000 |
| Wilson, Kansas | 2 | $ 36,000 | $ 18,000 | $ 32,000 |
| Jasper, Missouri | 2 | $ 33,000 | $ 16,500 | $ 20,000 |
| Morgan, Missouri | 2 | $ 30,000 | $ 15,000 | $ 41,000 |
| Pinal, Arizona | 1 | $ 75,000 | $ 75,000 | $ 74,000 |
| Pulaski, Arkansas | 1 | $ 45,000 | $ 45,000 | $ 34,000 |
| Riverside, California | 1 | $ 235,000 | $ 235,000 | $ 0 |
| District of Columbia, District Of Columbia | 1 | $ 153,000 | $ 153,000 | $ 154,000 |
| Lee, Florida | 1 | $ 28,000 | $ 28,000 | $ 42,000 |
| Johnson, Iowa | 1 | $ 115,000 | $ 115,000 | $ 38,000 |
| Tama, Iowa | 1 | $ 17,000 | $ 17,000 | $ 64,000 |
| Allen, Kansas | 1 | $ 12,000 | $ 12,000 | $ 33,000 |
| Anderson, Kansas | 1 | $ 20,000 | $ 20,000 | $ 55,000 |
| Atchison, Kansas | 1 | $ 33,000 | $ 33,000 | $ 54,000 |
| Doniphan, Kansas | 1 | $ 16,000 | $ 16,000 | $ 34,000 |
| Ellis, Kansas | 1 | $ 15,000 | $ 15,000 | $ 82,000 |
| Greenwood, Kansas | 1 | $ 32,000 | $ 32,000 | $ 40,000 |
| Labette, Kansas | 1 | $ 23,000 | $ 23,000 | $ 51,000 |
| Linn, Kansas | 1 | $ 50,000 | $ 50,000 | $ 69,000 |
| Miami, Kansas | 1 | $ 7,000 | $ 7,000 | $ 50,000 |
| Neosho, Kansas | 1 | $ 26,000 | $ 26,000 | $ 32,000 |
| Saline, Kansas | 1 | $ 20,000 | $ 20,000 | $ 38,000 |
| Seward, Kansas | 1 | $ 20,000 | $ 20,000 | $ 77,000 |
| Andrew, Missouri | 1 | $ 47,000 | $ 47,000 | $ 47,000 |
| Barton, Missouri | 1 | $ 22,000 | $ 22,000 | $ 23,000 |
| Bates, Missouri | 1 | $ 15,000 | $ 15,000 | $ 39,000 |
| Buchanan, Missouri | 1 | $ 17,000 | $ 17,000 | $ 26,000 |
| Clinton, Missouri | 1 | $ 18,000 | $ 18,000 | $ 55,000 |
| Hickory, Missouri | 1 | $ 14,000 | $ 14,000 | $ 140,000 |
| Nodaway, Missouri | 1 | $ 32,000 | $ 32,000 | $ 31,000 |
| Platte, Missouri | 1 | $ 21,000 | $ 21,000 | $ 17,000 |
| Delaware, Oklahoma | 1 | $ 29,000 | $ 29,000 | $ 49,000 |
| Tulsa, Oklahoma | 1 | $ 18,000 | $ 18,000 | $ 50,000 |
| Collin, Texas | 1 | $ 10,000 | $ 10,000 | $ 36,000 |
Mortgage Loan Application Detail Totals for Corefirst Bank & Trust in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 712 | $64,675,000 | $162,500 | $1,000,000 | $28,500 | $510,000 |
| Home Purchase (one-to-four family) | 614 | $28,662,000 | $54,333 | $708,000 | $59,333 | $325,000 |
| Home Improvement (one-to-four family) | 197 | $3,346,000 | $11,333 | $220,000 | $45,333 | $360,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,107 | $77,320,000 | $67,428 | $800,000 | $41,571 | $390,000 |
| Information not provided by applicant in mail or telephone application | 301 | $12,810,000 | $68,333 | $708,000 | $62,000 | $510,000 |
| Hispanic | 61 | $2,661,000 | $43,000 | $170,000 | $38,000 | $234,000 |
| Black | 26 | $1,259,000 | $30,000 | $220,000 | $64,000 | $360,000 |
| American Indian or Alaskan Native | 13 | $337,000 | $22,250 | $75,000 | $45,000 | $77,000 |
| Asian or Pacific Islander | 6 | $641,000 | $84,000 | $323,000 | $65,000 | $272,000 |
| Not applicable | 6 | $1,077,000 | $179,000 | $1,000,000 | $0 | $0 |
| Other | 3 | $578,000 | $150,500 | $545,000 | $94,500 | $280,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,521 | $96,482,000 | $67,909 | $1,000,000 | $52,454 | $510,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $201,000 | $100,000 | $128,000 | $70,000 | $76,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,171 | $80,218,000 | $87,625 | $1,000,000 | $56,625 | $510,000 |
| Application Denied By Financial Institution | 228 | $8,788,000 | $28,571 | $306,000 | $46,571 | $243,000 |
| Application Withdrawn By Applicant | 79 | $6,316,000 | $38,500 | $320,000 | $44,250 | $164,000 |
| Application Approved But Not Accepted | 42 | $832,000 | $19,000 | $37,000 | $35,666 | $97,000 |
| File Closed For Incompleteness | 3 | $529,000 | $176,000 | $220,000 | $222,000 | $360,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 141 | $4,516,000 | $26,833 | $245,000 | $44,000 | $162,000 |
| Other | 24 | $1,113,000 | $34,333 | $217,000 | $80,333 | $243,000 |
| Debt-To-Income Ratio | 19 | $1,215,000 | $46,500 | $306,000 | $48,000 | $180,000 |
| Collateral | 9 | $374,000 | $33,666 | $142,000 | $42,000 | $120,000 |
| Employment History | 2 | $36,000 | $18,000 | $30,000 | $30,000 | $30,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $31,000 | $31,000 | $31,000 | $63,000 | $63,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Corefirst Bank & Trust's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Corefirst Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.
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