Corefirst Bank & Trust
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Corefirst Bank & Trust 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Corefirst Bank & Trust 3035 S Topeka Blvd Topeka, KS 66611 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,268 |
| Total Mortgage Loan Application Amount | $107,140,000 |
| Average Mortgage Loan Application Amount | $85,333 |
| Highest Mortgage Loan Application Amount | $1,100,000 |
| Average Applicant Income | $54,666 |
| Highest Applicant Income | $750,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Corefirst Bank & Trust. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Corefirst Bank & Trust's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Corefirst Bank & Trust's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Corefirst Bank & Trust serves its applicants.
Each category highlights the total number of mortgage applications processed by Corefirst Bank & Trust, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Corefirst Bank & Trust's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Shawnee County Kansas | 327 | $ 35,556,000 | $ 108,000 | $ 71,000 |
| Lyon County Kansas | 125 | $ 11,777,000 | $ 94,000 | $ 57,000 |
| Santa Clara County California | 46 | $ 4,720,000 | $ 102,000 | $ 0 |
| Los Angeles County California | 31 | $ 2,616,000 | $ 84,000 | $ 0 |
| Orange County California | 30 | $ 2,371,000 | $ 79,000 | $ 0 |
| San Diego County California | 23 | $ 1,728,000 | $ 75,000 | $ 0 |
| Jackson County Missouri | 22 | $ 957,000 | $ 43,000 | $ 56,000 |
| Osage County Kansas | 16 | $ 1,207,000 | $ 75,000 | $ 71,000 |
| San Bernardino County California | 15 | $ 1,129,000 | $ 75,000 | $ 0 |
| Alameda County California | 13 | $ 1,230,000 | $ 94,000 | $ 0 |
| Riverside County California | 11 | $ 646,000 | $ 58,000 | $ 0 |
| Douglas County Kansas | 11 | $ 1,118,000 | $ 101,000 | $ 56,000 |
| Johnson County Kansas | 11 | $ 2,186,000 | $ 198,000 | $ 83,000 |
| Clay County Missouri | 11 | $ 153,000 | $ 13,000 | $ 46,000 |
| Geary County Kansas | 10 | $ 1,365,000 | $ 136,000 | $ 9,000 |
| Jefferson County Kansas | 9 | $ 517,000 | $ 57,000 | $ 55,000 |
| Clackamas County Oregon | 9 | $ 372,000 | $ 41,000 | $ 0 |
| Maricopa County Arizona | 8 | $ 362,000 | $ 45,000 | $ 0 |
| Sonoma County California | 8 | $ 547,000 | $ 68,000 | $ 0 |
| Coffey County Kansas | 8 | $ 1,360,000 | $ 170,000 | $ 63,000 |
| Ventura County California | 6 | $ 805,000 | $ 134,000 | $ 0 |
| Jackson County Kansas | 6 | $ 503,000 | $ 83,000 | $ 63,000 |
| Multnomah County Oregon | 6 | $ 236,000 | $ 39,000 | $ 0 |
| Contra Costa County California | 5 | $ 394,000 | $ 78,000 | $ 0 |
| Sacramento County California | 5 | $ 264,000 | $ 52,000 | $ 0 |
| San Joaquin County California | 5 | $ 558,000 | $ 111,000 | $ 0 |
| San Mateo County California | 5 | $ 773,000 | $ 154,000 | $ 0 |
| Miami County Kansas | 5 | $ 542,000 | $ 108,000 | $ 7,000 |
| Wabaunsee County Kansas | 5 | $ 435,000 | $ 87,000 | $ 72,000 |
| Pinal County Arizona | 4 | $ 413,000 | $ 103,000 | $ 0 |
| Placer County California | 4 | $ 208,000 | $ 52,000 | $ 0 |
| Franklin County Kansas | 4 | $ 1,354,000 | $ 338,000 | $ 30,000 |
| Leavenworth County Kansas | 4 | $ 404,000 | $ 101,000 | $ 110,000 |
| Rapides County Louisiana | 4 | $ 218,000 | $ 54,000 | $ 0 |
| Clark County Nevada | 4 | $ 155,000 | $ 38,000 | $ 0 |
| Creek County Oklahoma | 4 | $ 147,000 | $ 36,000 | $ 0 |
| Yavapai County Arizona | 3 | $ 134,000 | $ 44,000 | $ 0 |
| Faulkner County Arkansas | 3 | $ 143,000 | $ 47,000 | $ 0 |
| Mississippi County Arkansas | 3 | $ 83,000 | $ 27,000 | $ 0 |
| El Dorado County California | 3 | $ 194,000 | $ 64,000 | $ 0 |
| Mendocino County California | 3 | $ 166,000 | $ 55,000 | $ 0 |
| Napa County California | 3 | $ 384,000 | $ 128,000 | $ 0 |
| San Luis Obispo County California | 3 | $ 208,000 | $ 69,000 | $ 0 |
| Yolo County California | 3 | $ 187,000 | $ 62,000 | $ 0 |
| Mesa County Colorado | 3 | $ 56,000 | $ 18,000 | $ 0 |
| Morris County Kansas | 3 | $ 248,000 | $ 82,000 | $ 58,000 |
| Wyandotte County Kansas | 3 | $ 269,000 | $ 89,000 | $ 30,000 |
| Beauregard County Louisiana | 3 | $ 126,000 | $ 42,000 | $ 0 |
| Bossier County Louisiana | 3 | $ 106,000 | $ 35,000 | $ 0 |
| Caddo County Louisiana | 3 | $ 103,000 | $ 34,000 | $ 0 |
| Ellis County Oklahoma | 3 | $ 212,000 | $ 70,000 | $ 0 |
| McIntosh County Oklahoma | 3 | $ 84,000 | $ 28,000 | $ 0 |
| Lane County Oregon | 3 | $ 195,000 | $ 65,000 | $ 0 |
| Marion County Oregon | 3 | $ 189,000 | $ 63,000 | $ 0 |
| Monroe County Tennessee | 3 | $ 120,000 | $ 40,000 | $ 0 |
| Clark County Washington | 3 | $ 164,000 | $ 54,000 | $ 0 |
| King County Washington | 3 | $ 145,000 | $ 48,000 | $ 0 |
| Pima County Arizona | 2 | $ 78,000 | $ 39,000 | $ 0 |
| Arkansas County Arkansas | 2 | $ 84,000 | $ 42,000 | $ 0 |
| Cross County Arkansas | 2 | $ 91,000 | $ 45,000 | $ 0 |
| Hot Spring County Arkansas | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Lincoln County Arkansas | 2 | $ 64,000 | $ 32,000 | $ 0 |
| Butte County California | 2 | $ 139,000 | $ 69,000 | $ 0 |
| Kern County California | 2 | $ 112,000 | $ 56,000 | $ 0 |
| Marin County California | 2 | $ 99,000 | $ 49,000 | $ 0 |
| Santa Barbara County California | 2 | $ 262,000 | $ 131,000 | $ 0 |
| Stanislaus County California | 2 | $ 243,000 | $ 121,000 | $ 0 |
| Sutter County California | 2 | $ 133,000 | $ 66,000 | $ 0 |
| El Paso County Colorado | 2 | $ 266,000 | $ 133,000 | $ 64,000 |
| Chase County Kansas | 2 | $ 185,000 | $ 92,000 | $ 62,000 |
| Montgomery County Kansas | 2 | $ 126,000 | $ 63,000 | $ 0 |
| Neosho County Kansas | 2 | $ 173,000 | $ 86,000 | $ 59,000 |
| Pottawatomie County Kansas | 2 | $ 75,000 | $ 37,000 | $ 46,000 |
| Franklin County Louisiana | 2 | $ 83,000 | $ 41,000 | $ 0 |
| Vernon County Louisiana | 2 | $ 87,000 | $ 43,000 | $ 0 |
| Cass County Missouri | 2 | $ 130,000 | $ 65,000 | $ 55,000 |
| Lafayette County Missouri | 2 | $ 36,000 | $ 18,000 | $ 36,000 |
| Lea County New Mexico | 2 | $ 175,000 | $ 87,000 | $ 0 |
| San Juan County New Mexico | 2 | $ 138,000 | $ 69,000 | $ 0 |
| Greer County Oklahoma | 2 | $ 149,000 | $ 74,000 | $ 0 |
| Le Flore County Oklahoma | 2 | $ 111,000 | $ 55,000 | $ 0 |
| Lincoln County Oklahoma | 2 | $ 119,000 | $ 59,000 | $ 0 |
| Sequoyah County Oklahoma | 2 | $ 146,000 | $ 73,000 | $ 0 |
| Tulsa County Oklahoma | 2 | $ 105,000 | $ 52,000 | $ 0 |
| Wagoner County Oklahoma | 2 | $ 142,000 | $ 71,000 | $ 0 |
| Washington County Oklahoma | 2 | $ 111,000 | $ 55,000 | $ 0 |
| Jackson County Oregon | 2 | $ 98,000 | $ 49,000 | $ 0 |
| Linn County Oregon | 2 | $ 144,000 | $ 72,000 | $ 0 |
| Lexington County South Carolina | 2 | $ 69,000 | $ 34,000 | $ 0 |
| Collin County Texas | 2 | $ 236,000 | $ 118,000 | $ 240,000 |
| Utah County Utah | 2 | $ 60,000 | $ 30,000 | $ 0 |
| Spokane County Washington | 2 | $ 111,000 | $ 55,000 | $ 0 |
| Blount County Alabama | 1 | $ 93,000 | $ 93,000 | $ 0 |
| Calhoun County Alabama | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Covington County Alabama | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Crenshaw County Alabama | 1 | $ 19,000 | $ 19,000 | $ 0 |
| Dallas County Alabama | 1 | $ 32,000 | $ 32,000 | $ 0 |
| Houston County Alabama | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Morgan County Alabama | 1 | $ 18,000 | $ 18,000 | $ 0 |
| Mohave County Arizona | 1 | $ 24,000 | $ 24,000 | $ 0 |
| Ashley County Arkansas | 1 | $ 42,000 | $ 42,000 | $ 0 |
| Benton County Arkansas | 1 | $ 18,000 | $ 18,000 | $ 0 |
| Bradley County Arkansas | 1 | $ 42,000 | $ 42,000 | $ 0 |
| Cleveland County Arkansas | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Columbia County Arkansas | 1 | $ 38,000 | $ 38,000 | $ 0 |
| Crittenden County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Grant County Arkansas | 1 | $ 32,000 | $ 32,000 | $ 0 |
| Hempstead County Arkansas | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Howard County Arkansas | 1 | $ 36,000 | $ 36,000 | $ 0 |
| Jackson County Arkansas | 1 | $ 38,000 | $ 38,000 | $ 0 |
| Jefferson County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Madison County Arkansas | 1 | $ 79,000 | $ 79,000 | $ 0 |
| Miller County Arkansas | 1 | $ 42,000 | $ 42,000 | $ 0 |
| Nevada County Arkansas | 1 | $ 34,000 | $ 34,000 | $ 0 |
| Ouachita County Arkansas | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Polk County Arkansas | 1 | $ 73,000 | $ 73,000 | $ 0 |
| Pulaski County Arkansas | 1 | $ 43,000 | $ 43,000 | $ 0 |
| Saline County Arkansas | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Sebastian County Arkansas | 1 | $ 66,000 | $ 66,000 | $ 0 |
| St. Francis County Arkansas | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Washington County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Yell County Arkansas | 1 | $ 11,000 | $ 11,000 | $ 0 |
| Del Norte County California | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Fresno County California | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Humboldt County California | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Santa Cruz County California | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Shasta County California | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Solano County California | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Tulare County California | 1 | $ 39,000 | $ 39,000 | $ 0 |
| Adams County Colorado | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Arapahoe County Colorado | 1 | $ 155,000 | $ 155,000 | $ 46,000 |
| Hinsdale County Colorado | 1 | $ 290,000 | $ 290,000 | $ 291,000 |
| Montezuma County Colorado | 1 | $ 53,000 | $ 53,000 | $ 0 |
| Kent County Delaware | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Broward County Florida | 1 | $ 19,000 | $ 19,000 | $ 0 |
| Baldwin County Georgia | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Berrien County Georgia | 1 | $ 29,000 | $ 29,000 | $ 0 |
| Brooks County Georgia | 1 | $ 73,000 | $ 73,000 | $ 0 |
| Decatur County Georgia | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Early County Georgia | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Glascock County Georgia | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Grady County Georgia | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Lowndes County Georgia | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Tift County Georgia | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Washington County Georgia | 1 | $ 57,000 | $ 57,000 | $ 0 |
| Wilkinson County Georgia | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Brown County Kansas | 1 | $ 39,000 | $ 39,000 | $ 170,000 |
| Greenwood County Kansas | 1 | $ 27,000 | $ 27,000 | $ 70,000 |
| Linn County Kansas | 1 | $ 80,000 | $ 80,000 | $ 57,000 |
| Riley County Kansas | 1 | $ 23,000 | $ 23,000 | $ 48,000 |
| Saline County Kansas | 1 | $ 361,000 | $ 361,000 | $ 113,000 |
| Sedgwick County Kansas | 1 | $ 92,000 | $ 92,000 | $ 52,000 |
| East Feliciana County Louisiana | 1 | $ 88,000 | $ 88,000 | $ 0 |
| Evangeline County Louisiana | 1 | $ 41,000 | $ 41,000 | $ 0 |
| Jackson County Louisiana | 1 | $ 33,000 | $ 33,000 | $ 0 |
| La Salle County Louisiana | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Ouachita County Louisiana | 1 | $ 36,000 | $ 36,000 | $ 0 |
| Sabine County Louisiana | 1 | $ 26,000 | $ 26,000 | $ 0 |
| St. Landry County Louisiana | 1 | $ 49,000 | $ 49,000 | $ 0 |
| Winn County Louisiana | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Anne Arundel County Maryland | 1 | $ 41,000 | $ 41,000 | $ 0 |
| Macomb County Michigan | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Wayne County Michigan | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Copiah County Mississippi | 1 | $ 32,000 | $ 32,000 | $ 0 |
| Oktibbeha County Mississippi | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Rankin County Mississippi | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Tate County Mississippi | 1 | $ 69,000 | $ 69,000 | $ 0 |
| Union County Mississippi | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Buchanan County Missouri | 1 | $ 11,000 | $ 11,000 | $ 34,000 |
| Camden County Missouri | 1 | $ 257,000 | $ 257,000 | $ 163,000 |
| Pemiscot County Missouri | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Platte County Missouri | 1 | $ 15,000 | $ 15,000 | $ 36,000 |
| Saline County Missouri | 1 | $ 11,000 | $ 11,000 | $ 26,000 |
| Taney County Missouri | 1 | $ 44,000 | $ 44,000 | $ 0 |
| Humboldt County Nevada | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Storey County Nevada | 1 | $ 37,000 | $ 37,000 | $ 0 |
| Bernalillo County New Mexico | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Chaves County New Mexico | 1 | $ 38,000 | $ 38,000 | $ 0 |
| Eddy County New Mexico | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Lincoln County New Mexico | 1 | $ 29,000 | $ 29,000 | $ 0 |
| Otero County New Mexico | 1 | $ 33,000 | $ 33,000 | $ 0 |
| San Miguel County New Mexico | 1 | $ 42,000 | $ 42,000 | $ 0 |
| Torrance County New Mexico | 1 | $ 53,000 | $ 53,000 | $ 0 |
| Columbus County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Craven County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Harnett County North Carolina | 1 | $ 66,000 | $ 66,000 | $ 0 |
| Randolph County North Carolina | 1 | $ 49,000 | $ 49,000 | $ 0 |
| Stanly County North Carolina | 1 | $ 79,000 | $ 79,000 | $ 0 |
| Surry County North Carolina | 1 | $ 17,000 | $ 17,000 | $ 0 |
| Allen County Ohio | 1 | $ 18,000 | $ 18,000 | $ 0 |
| Adair County Oklahoma | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Beckham County Oklahoma | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Carter County Oklahoma | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Choctaw County Oklahoma | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Cleveland County Oklahoma | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Custer County Oklahoma | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Delaware County Oklahoma | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Grady County Oklahoma | 1 | $ 36,000 | $ 36,000 | $ 0 |
| Jackson County Oklahoma | 1 | $ 57,000 | $ 57,000 | $ 0 |
| Mayes County Oklahoma | 1 | $ 18,000 | $ 18,000 | $ 0 |
| McClain County Oklahoma | 1 | $ 53,000 | $ 53,000 | $ 0 |
| McCurtain County Oklahoma | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Muskogee County Oklahoma | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Oklahoma County Oklahoma | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Okmulgee County Oklahoma | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Payne County Oklahoma | 1 | $ 39,000 | $ 39,000 | $ 0 |
| Seminole County Oklahoma | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Woodward County Oklahoma | 1 | $ 37,000 | $ 37,000 | $ 0 |
| Clatsop County Oregon | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Douglas County Oregon | 1 | $ 37,000 | $ 37,000 | $ 0 |
| Klamath County Oregon | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Lake County Oregon | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Polk County Oregon | 1 | $ 43,000 | $ 43,000 | $ 0 |
| Tillamook County Oregon | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Yamhill County Oregon | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Anderson County South Carolina | 1 | $ 46,000 | $ 46,000 | $ 0 |
| Berkeley County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Chesterfield County South Carolina | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Dorchester County South Carolina | 1 | $ 82,000 | $ 82,000 | $ 0 |
| Horry County South Carolina | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Laurens County South Carolina | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Henry County Tennessee | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Jefferson County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Maury County Tennessee | 1 | $ 49,000 | $ 49,000 | $ 0 |
| McMinn County Tennessee | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Meigs County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Moore County Tennessee | 1 | $ 32,000 | $ 32,000 | $ 0 |
| Sevier County Tennessee | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Union County Tennessee | 1 | $ 37,000 | $ 37,000 | $ 0 |
| Wasatch County Utah | 1 | $ 552,000 | $ 552,000 | $ 750,000 |
| Suffolk County Virginia | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Lewis County Washington | 1 | $ 53,000 | $ 53,000 | $ 0 |
| Mason County Washington | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Pend Oreille County Washington | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Snohomish County Washington | 1 | $ 53,000 | $ 53,000 | $ 0 |
| Sweetwater County Wyoming | 1 | $ 101,000 | $ 101,000 | $ 0 |
Mortgage Loan Application Detail Totals for Corefirst Bank & Trust in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 937 | $67,703,000 | $72,000 | $1,055,000 | $28,000 | $750,000 |
| Refinancing | 298 | $37,458,000 | $125,000 | $1,088,000 | $67,000 | $528,000 |
| Home Improvement | 33 | $1,979,000 | $59,000 | $1,100,000 | $69,000 | $130,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 526 | $38,327,000 | $72,000 | $1,100,000 | $0 | $0 |
| White | 493 | $44,089,000 | $89,000 | $999,000 | $65,000 | $750,000 |
| Not Provided | 176 | $19,678,000 | $111,000 | $1,088,000 | $75,000 | $525,000 |
| Hispanic | 47 | $2,932,000 | $62,000 | $270,000 | $40,000 | $142,000 |
| Black or African American | 14 | $809,000 | $57,000 | $108,000 | $52,000 | $108,000 |
| American Indian or Alaskan Native | 6 | $448,000 | $74,000 | $180,000 | $49,000 | $86,000 |
| Asian | 6 | $857,000 | $142,000 | $204,000 | $121,000 | $185,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,268 | $107,140,000 | $84,000 | $1,100,000 | $38,000 | $750,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 490 | $32,306,000 | $65,000 | $300,000 | $0 | $0 |
| Loan Originated | 424 | $47,395,000 | $111,000 | $1,100,000 | $72,000 | $750,000 |
| Application Denied By Financial Institution | 163 | $8,092,000 | $49,000 | $280,000 | $47,000 | $193,000 |
| Application Approved But Not Accepted | 65 | $7,344,000 | $112,000 | $999,000 | $63,000 | $248,000 |
| Preapproval Approved but not Accepted | 59 | $6,265,000 | $106,000 | $290,000 | $57,000 | $150,000 |
| Preapproval Denied by Financial Institution | 40 | $3,024,000 | $75,000 | $270,000 | $43,000 | $102,000 |
| Application Withdrawn By Applicant | 26 | $2,676,000 | $102,000 | $300,000 | $60,000 | $165,000 |
| File Closed For Incompleteness | 1 | $38,000 | $38,000 | $38,000 | $14,000 | $14,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 116 | $4,982,000 | $42,000 | $197,000 | $48,000 | $193,000 |
| Debt-To-Income Ratio | 53 | $4,006,000 | $75,000 | $280,000 | $42,000 | $170,000 |
| Collateral | 11 | $480,000 | $43,000 | $99,000 | $45,000 | $69,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $703,000 | $117,000 | $270,000 | $54,000 | $91,000 |
| Other | 6 | $311,000 | $51,000 | $150,000 | $51,000 | $107,000 |
| Mortgage Insurance Denied | 3 | $400,000 | $133,000 | $233,000 | $73,000 | $147,000 |
| Employment History | 3 | $87,000 | $29,000 | $33,000 | $27,000 | $38,000 |
| Credit Application Incomplete | 2 | $24,000 | $12,000 | $14,000 | $32,000 | $34,000 |
| Unverifiable Information | 2 | $73,000 | $36,000 | $50,000 | $29,000 | $37,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Corefirst Bank & Trust's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Corefirst Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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