Corefirst Bank & Trust
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Corefirst Bank & Trust 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Corefirst Bank & Trust 3035 S Topeka Blvd Topeka, KS 66611 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 474 |
| Total Mortgage Loan Application Amount | $68,895,000 |
| Average Mortgage Loan Application Amount | $153,000 |
| Highest Mortgage Loan Application Amount | $7,455,000 |
| Average Applicant Income | $65,333 |
| Highest Applicant Income | $1,205,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Corefirst Bank & Trust. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Corefirst Bank & Trust's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Corefirst Bank & Trust's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Corefirst Bank & Trust serves its applicants.
Each category highlights the total number of mortgage applications processed by Corefirst Bank & Trust, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Corefirst Bank & Trust's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Shawnee County Kansas | 163 | $ 21,690,000 | $ 133,000 | $ 66,000 |
| Osage County Kansas | 11 | $ 956,000 | $ 86,000 | $ 72,000 |
| Jackson County Missouri | 11 | $ 3,860,000 | $ 350,000 | $ 33,000 |
| Jefferson County Kansas | 5 | $ 553,000 | $ 110,000 | $ 60,000 |
| Rapides County Louisiana | 5 | $ 185,000 | $ 37,000 | $ 44,000 |
| Johnson County Kansas | 4 | $ 8,328,000 | $ 2,082,000 | $ 99,000 |
| Lyon County Kansas | 4 | $ 585,000 | $ 146,000 | $ 78,000 |
| Wabaunsee County Kansas | 4 | $ 419,000 | $ 104,000 | $ 53,000 |
| Hale County Alabama | 3 | $ 115,000 | $ 38,000 | $ 30,000 |
| White County Arkansas | 3 | $ 109,000 | $ 36,000 | $ 40,000 |
| Denver County Colorado | 3 | $ 2,204,000 | $ 734,000 | $ 100,000 |
| Jackson County Kansas | 3 | $ 222,000 | $ 74,000 | $ 62,000 |
| Wyandotte County Kansas | 3 | $ 533,000 | $ 177,000 | $ 27,000 |
| Lafayette County Louisiana | 3 | $ 120,000 | $ 40,000 | $ 89,000 |
| Livingston County Louisiana | 3 | $ 105,000 | $ 35,000 | $ 67,000 |
| Oconee County South Carolina | 3 | $ 109,000 | $ 36,000 | $ 63,000 |
| Adams County Colorado | 2 | $ 5,102,000 | $ 2,551,000 | $ 0 |
| Douglas County Colorado | 2 | $ 549,000 | $ 274,000 | $ 21,000 |
| Effingham County Georgia | 2 | $ 66,000 | $ 33,000 | $ 28,000 |
| Gilmer County Georgia | 2 | $ 55,000 | $ 27,000 | $ 18,000 |
| Lincoln County Georgia | 2 | $ 66,000 | $ 33,000 | $ 45,000 |
| Pottawatomie County Kansas | 2 | $ 260,000 | $ 130,000 | $ 57,000 |
| Ascension County Louisiana | 2 | $ 60,000 | $ 30,000 | $ 112,000 |
| Bossier County Louisiana | 2 | $ 89,000 | $ 44,000 | $ 69,000 |
| Sabine County Louisiana | 2 | $ 80,000 | $ 40,000 | $ 77,000 |
| St. Landry County Louisiana | 2 | $ 63,000 | $ 31,000 | $ 30,000 |
| Kemper County Mississippi | 2 | $ 85,000 | $ 42,000 | $ 43,000 |
| Loudon County Tennessee | 2 | $ 63,000 | $ 31,000 | $ 43,000 |
| Meigs County Tennessee | 2 | $ 63,000 | $ 31,000 | $ 63,000 |
| Bibb County Alabama | 1 | $ 27,000 | $ 27,000 | $ 22,000 |
| Blount County Alabama | 1 | $ 71,000 | $ 71,000 | $ 43,000 |
| Cullman County Alabama | 1 | $ 37,000 | $ 37,000 | $ 133,000 |
| Etowah County Alabama | 1 | $ 31,000 | $ 31,000 | $ 18,000 |
| Fayette County Alabama | 1 | $ 39,000 | $ 39,000 | $ 31,000 |
| Henry County Alabama | 1 | $ 17,000 | $ 17,000 | $ 72,000 |
| Marengo County Alabama | 1 | $ 21,000 | $ 21,000 | $ 40,000 |
| Perry County Alabama | 1 | $ 31,000 | $ 31,000 | $ 20,000 |
| Pickens County Alabama | 1 | $ 30,000 | $ 30,000 | $ 21,000 |
| Shelby County Alabama | 1 | $ 35,000 | $ 35,000 | $ 45,000 |
| St. Clair County Alabama | 1 | $ 33,000 | $ 33,000 | $ 116,000 |
| Baxter County Arkansas | 1 | $ 29,000 | $ 29,000 | $ 85,000 |
| Benton County Arkansas | 1 | $ 39,000 | $ 39,000 | $ 46,000 |
| Chicot County Arkansas | 1 | $ 41,000 | $ 41,000 | $ 33,000 |
| Cleburne County Arkansas | 1 | $ 34,000 | $ 34,000 | $ 69,000 |
| Columbia County Arkansas | 1 | $ 34,000 | $ 34,000 | $ 68,000 |
| Faulkner County Arkansas | 1 | $ 33,000 | $ 33,000 | $ 26,000 |
| Franklin County Arkansas | 1 | $ 33,000 | $ 33,000 | $ 18,000 |
| Grant County Arkansas | 1 | $ 49,000 | $ 49,000 | $ 36,000 |
| Izard County Arkansas | 1 | $ 31,000 | $ 31,000 | $ 86,000 |
| Jackson County Arkansas | 1 | $ 15,000 | $ 15,000 | $ 14,000 |
| Nevada County Arkansas | 1 | $ 51,000 | $ 51,000 | $ 121,000 |
| Pulaski County Arkansas | 1 | $ 26,000 | $ 26,000 | $ 18,000 |
| Randolph County Arkansas | 1 | $ 37,000 | $ 37,000 | $ 31,000 |
| Pitkin County Colorado | 1 | $ 2,500,000 | $ 2,500,000 | $ 1,205,000 |
| Brantley County Georgia | 1 | $ 40,000 | $ 40,000 | $ 54,000 |
| Bulloch County Georgia | 1 | $ 30,000 | $ 30,000 | $ 46,000 |
| Burke County Georgia | 1 | $ 43,000 | $ 43,000 | $ 33,000 |
| Clinch County Georgia | 1 | $ 44,000 | $ 44,000 | $ 38,000 |
| Cook County Georgia | 1 | $ 48,000 | $ 48,000 | $ 27,000 |
| Decatur County Georgia | 1 | $ 42,000 | $ 42,000 | $ 29,000 |
| Heard County Georgia | 1 | $ 19,000 | $ 19,000 | $ 38,000 |
| Marion County Georgia | 1 | $ 28,000 | $ 28,000 | $ 43,000 |
| Peach County Georgia | 1 | $ 64,000 | $ 64,000 | $ 90,000 |
| Union County Georgia | 1 | $ 32,000 | $ 32,000 | $ 21,000 |
| Douglas County Kansas | 1 | $ 581,000 | $ 581,000 | $ 278,000 |
| Riley County Kansas | 1 | $ 137,000 | $ 137,000 | $ 52,000 |
| Allen County Louisiana | 1 | $ 35,000 | $ 35,000 | $ 21,000 |
| Beauregard County Louisiana | 1 | $ 40,000 | $ 40,000 | $ 40,000 |
| Caddo County Louisiana | 1 | $ 46,000 | $ 46,000 | $ 66,000 |
| Calcasieu County Louisiana | 1 | $ 43,000 | $ 43,000 | $ 68,000 |
| Grant County Louisiana | 1 | $ 32,000 | $ 32,000 | $ 63,000 |
| Iberville County Louisiana | 1 | $ 27,000 | $ 27,000 | $ 34,000 |
| Jackson County Louisiana | 1 | $ 47,000 | $ 47,000 | $ 87,000 |
| Ouachita County Louisiana | 1 | $ 43,000 | $ 43,000 | $ 60,000 |
| St. Martin County Louisiana | 1 | $ 38,000 | $ 38,000 | $ 74,000 |
| Tangipahoa County Louisiana | 1 | $ 34,000 | $ 34,000 | $ 23,000 |
| Terrebonne County Louisiana | 1 | $ 42,000 | $ 42,000 | $ 103,000 |
| West Carroll County Louisiana | 1 | $ 50,000 | $ 50,000 | $ 93,000 |
| Covington County Mississippi | 1 | $ 38,000 | $ 38,000 | $ 139,000 |
| Hinds County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 31,000 |
| Leake County Mississippi | 1 | $ 32,000 | $ 32,000 | $ 36,000 |
| Lee County Mississippi | 1 | $ 23,000 | $ 23,000 | $ 24,000 |
| Oktibbeha County Mississippi | 1 | $ 33,000 | $ 33,000 | $ 135,000 |
| Simpson County Mississippi | 1 | $ 50,000 | $ 50,000 | $ 42,000 |
| Eddy County New Mexico | 1 | $ 59,000 | $ 59,000 | $ 78,000 |
| Lincoln County New Mexico | 1 | $ 31,000 | $ 31,000 | $ 53,000 |
| Anson County North Carolina | 1 | $ 44,000 | $ 44,000 | $ 22,000 |
| Henderson County North Carolina | 1 | $ 36,000 | $ 36,000 | $ 97,000 |
| Hoke County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 40,000 |
| Johnston County North Carolina | 1 | $ 67,000 | $ 67,000 | $ 51,000 |
| Lee County North Carolina | 1 | $ 53,000 | $ 53,000 | $ 71,000 |
| Aiken County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 61,000 |
| Anderson County South Carolina | 1 | $ 28,000 | $ 28,000 | $ 56,000 |
| Edgefield County South Carolina | 1 | $ 24,000 | $ 24,000 | $ 80,000 |
| Florence County South Carolina | 1 | $ 33,000 | $ 33,000 | $ 20,000 |
| Horry County South Carolina | 1 | $ 44,000 | $ 44,000 | $ 50,000 |
| Lee County South Carolina | 1 | $ 41,000 | $ 41,000 | $ 21,000 |
| Orangeburg County South Carolina | 1 | $ 46,000 | $ 46,000 | $ 17,000 |
| Chester County Tennessee | 1 | $ 33,000 | $ 33,000 | $ 13,000 |
| Claiborne County Tennessee | 1 | $ 68,000 | $ 68,000 | $ 56,000 |
| Dyer County Tennessee | 1 | $ 38,000 | $ 38,000 | $ 50,000 |
| Hamilton County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 87,000 |
| Haywood County Tennessee | 1 | $ 23,000 | $ 23,000 | $ 23,000 |
| Hickman County Tennessee | 1 | $ 28,000 | $ 28,000 | $ 50,000 |
| Madison County Tennessee | 1 | $ 39,000 | $ 39,000 | $ 32,000 |
| Maury County Tennessee | 1 | $ 62,000 | $ 62,000 | $ 85,000 |
| Robertson County Tennessee | 1 | $ 37,000 | $ 37,000 | $ 22,000 |
| Washington County Tennessee | 1 | $ 26,000 | $ 26,000 | $ 12,000 |
| Caldwell County Texas | 1 | $ 49,000 | $ 49,000 | $ 23,000 |
| Chambers County Texas | 1 | $ 47,000 | $ 47,000 | $ 108,000 |
| Cherokee County Texas | 1 | $ 43,000 | $ 43,000 | $ 39,000 |
| El Paso County Texas | 1 | $ 37,000 | $ 37,000 | $ 21,000 |
| Guadalupe County Texas | 1 | $ 32,000 | $ 32,000 | $ 22,000 |
| Harrison County Texas | 1 | $ 26,000 | $ 26,000 | $ 180,000 |
| Lubbock County Texas | 1 | $ 27,000 | $ 27,000 | $ 66,000 |
| San Jacinto County Texas | 1 | $ 32,000 | $ 32,000 | $ 49,000 |
| Tyler County Texas | 1 | $ 48,000 | $ 48,000 | $ 84,000 |
| Waller County Texas | 1 | $ 26,000 | $ 26,000 | $ 30,000 |
Mortgage Loan Application Detail Totals for Corefirst Bank & Trust in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 341 | $49,352,000 | $144,000 | $7,455,000 | $60,000 | $1,205,000 |
| Refinancing | 105 | $14,562,000 | $138,000 | $830,000 | $70,000 | $490,000 |
| Home Improvement | 28 | $4,981,000 | $177,000 | $845,000 | $66,000 | $167,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 324 | $31,471,000 | $97,000 | $830,000 | $61,000 | $564,000 |
| Not Provided | 66 | $11,957,000 | $181,000 | $2,500,000 | $100,000 | $1,205,000 |
| Hispanic | 36 | $2,349,000 | $65,000 | $250,000 | $44,000 | $111,000 |
| Black or African American | 20 | $1,978,000 | $98,000 | $462,000 | $57,000 | $250,000 |
| Not applicable | 19 | $20,118,000 | $1,058,000 | $7,455,000 | $0 | $0 |
| Asian | 6 | $755,000 | $125,000 | $190,000 | $65,000 | $115,000 |
| American Indian or Alaskan Native | 2 | $214,000 | $107,000 | $179,000 | $72,000 | $122,000 |
| Native Hawaiin or Other Pacific Islander | 1 | $53,000 | $53,000 | $53,000 | $56,000 | $56,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 474 | $68,895,000 | $145,000 | $7,455,000 | $63,000 | $1,205,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 148 | $38,337,000 | $259,000 | $7,455,000 | $72,000 | $1,205,000 |
| Loan Purchased By The Institution | 126 | $4,787,000 | $37,000 | $115,000 | $53,000 | $180,000 |
| Preapproval Approved but not Accepted | 72 | $9,479,000 | $131,000 | $417,000 | $68,000 | $564,000 |
| Preapproval Denied by Financial Institution | 56 | $6,150,000 | $109,000 | $274,000 | $49,000 | $268,000 |
| Application Denied By Financial Institution | 46 | $6,377,000 | $138,000 | $830,000 | $66,000 | $300,000 |
| Application Approved But Not Accepted | 26 | $3,765,000 | $144,000 | $607,000 | $67,000 | $167,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 52 | $6,377,000 | $122,000 | $830,000 | $70,000 | $300,000 |
| Debt-To-Income Ratio | 37 | $4,867,000 | $131,000 | $370,000 | $40,000 | $113,000 |
| Employment History | 6 | $393,000 | $65,000 | $95,000 | $29,000 | $61,000 |
| Collateral | 6 | $480,000 | $80,000 | $173,000 | $69,000 | $106,000 |
| Unverifiable Information | 1 | $410,000 | $410,000 | $410,000 | $123,000 | $123,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Corefirst Bank & Trust's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Corefirst Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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