Corefirst Bank & Trust Mortgage Lending & HMDA Data, 2018
In 2018, Corefirst Bank & Trust of Topeka, KS reported 562 mortgage applications totaling $61.5 million, up 64% from 2017. The average application was for $109,466, and applicants reported an average income of $80,471. 53% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Topeka, KS (364), Kansas City, MO-KS (26) and Lawrence, KS (7) (applications in parentheses).
| Mortgage Company & Address | Corefirst Bank & Trust 3035 S Topeka Blvd Topeka, KS 66611 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 562 |
| Total Mortgage Loan Application Amount | $61,520,000 |
| Average Mortgage Loan Application Amount | $109,466 |
| Highest Mortgage Loan Application Amount | $1,125,000 |
| Average Applicant Income | $80,471 |
| Highest Applicant Income | $837,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Corefirst Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Shawnee, Kansas | 330 | $ 27,410,000 | $ 83,060 | $ 78,000 |
| Johnson, Kansas | 13 | $ 4,905,000 | $ 377,307 | $ 214,000 |
| Osage, Kansas | 12 | $ 1,210,000 | $ 100,833 | $ 70,000 |
| Jackson, Kansas | 10 | $ 360,000 | $ 36,000 | $ 49,000 |
| Jefferson, Kansas | 10 | $ 670,000 | $ 67,000 | $ 91,000 |
| Douglas, Kansas | 7 | $ 795,000 | $ 113,571 | $ 155,000 |
| Jackson, Missouri | 5 | $ 955,000 | $ 191,000 | $ 56,000 |
| Douglas, Colorado | 4 | $ 1,730,000 | $ 432,500 | $ 56,000 |
| Lyon, Kansas | 4 | $ 280,000 | $ 70,000 | $ 53,000 |
| Wyandotte, Kansas | 4 | $ 3,120,000 | $ 780,000 | $ 0 |
| Pottawatomie, Kansas | 3 | $ 315,000 | $ 105,000 | $ 86,000 |
| Pima, Arizona | 2 | $ 2,010,000 | $ 1,005,000 | $ 214,000 |
| Pickens, Georgia | 2 | $ 90,000 | $ 45,000 | $ 40,000 |
| Coffey, Kansas | 2 | $ 160,000 | $ 80,000 | $ 57,000 |
| Riley, Kansas | 2 | $ 110,000 | $ 55,000 | $ 180,000 |
| Wabaunsee, Kansas | 2 | $ 160,000 | $ 80,000 | $ 80,000 |
| Harrison, Mississippi | 2 | $ 70,000 | $ 35,000 | $ 24,000 |
| Elmore, Alabama | 1 | $ 45,000 | $ 45,000 | $ 48,000 |
| Etowah, Alabama | 1 | $ 35,000 | $ 35,000 | $ 24,000 |
| Fayette, Alabama | 1 | $ 45,000 | $ 45,000 | $ 89,000 |
| Houston, Alabama | 1 | $ 55,000 | $ 55,000 | $ 22,000 |
| Jackson, Alabama | 1 | $ 25,000 | $ 25,000 | $ 35,000 |
| Jefferson, Alabama | 1 | $ 55,000 | $ 55,000 | $ 25,000 |
| Marengo, Alabama | 1 | $ 35,000 | $ 35,000 | $ 34,000 |
| Marion, Alabama | 1 | $ 45,000 | $ 45,000 | $ 22,000 |
| Marshall, Alabama | 1 | $ 25,000 | $ 25,000 | $ 93,000 |
| Pike, Alabama | 1 | $ 65,000 | $ 65,000 | $ 186,000 |
| St. Clair, Alabama | 1 | $ 45,000 | $ 45,000 | $ 148,000 |
| Walker, Alabama | 1 | $ 45,000 | $ 45,000 | $ 40,000 |
| Crawford, Arkansas | 1 | $ 35,000 | $ 35,000 | $ 31,000 |
| Drew, Arkansas | 1 | $ 35,000 | $ 35,000 | $ 17,000 |
| Independence, Arkansas | 1 | $ 45,000 | $ 45,000 | $ 61,000 |
| Lonoke, Arkansas | 1 | $ 35,000 | $ 35,000 | $ 42,000 |
| Miller, Arkansas | 1 | $ 45,000 | $ 45,000 | $ 77,000 |
| Stone, Arkansas | 1 | $ 45,000 | $ 45,000 | $ 97,000 |
| Van Buren, Arkansas | 1 | $ 35,000 | $ 35,000 | $ 70,000 |
| Washington, Arkansas | 1 | $ 15,000 | $ 15,000 | $ 74,000 |
| Denver, Colorado | 1 | $ 15,000 | $ 15,000 | $ 47,000 |
| Jefferson, Colorado | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Summit, Colorado | 1 | $ 105,000 | $ 105,000 | $ 206,000 |
| Cherokee, Georgia | 1 | $ 25,000 | $ 25,000 | $ 20,000 |
| Dodge, Georgia | 1 | $ 35,000 | $ 35,000 | $ 16,000 |
| Irwin, Georgia | 1 | $ 45,000 | $ 45,000 | $ 33,000 |
| Ware, Georgia | 1 | $ 65,000 | $ 65,000 | $ 52,000 |
| Leavenworth, Kansas | 1 | $ 265,000 | $ 265,000 | $ 134,000 |
| Miami, Kansas | 1 | $ 325,000 | $ 325,000 | $ 161,000 |
| Pratt, Kansas | 1 | $ 5,000 | $ 5,000 | $ 80,000 |
| Hinds, Mississippi | 1 | $ 35,000 | $ 35,000 | $ 67,000 |
| Jasper, Mississippi | 1 | $ 45,000 | $ 45,000 | $ 34,000 |
| Lincoln, Mississippi | 1 | $ 45,000 | $ 45,000 | $ 58,000 |
| Clay, Missouri | 1 | $ 805,000 | $ 805,000 | $ 807,000 |
| Platte, Missouri | 1 | $ 35,000 | $ 35,000 | $ 105,000 |
| Hertford, North Carolina | 1 | $ 25,000 | $ 25,000 | $ 47,000 |
| Edgefield, South Carolina | 1 | $ 55,000 | $ 55,000 | $ 113,000 |
| Florence, South Carolina | 1 | $ 35,000 | $ 35,000 | $ 32,000 |
| Laurens, South Carolina | 1 | $ 35,000 | $ 35,000 | $ 63,000 |
| Marlboro, South Carolina | 1 | $ 45,000 | $ 45,000 | $ 64,000 |
| Oconee, South Carolina | 1 | $ 35,000 | $ 35,000 | $ 192,000 |
| Polk, Tennessee | 1 | $ 45,000 | $ 45,000 | $ 54,000 |
| Bell, Texas | 1 | $ 35,000 | $ 35,000 | $ 39,000 |
| Erath, Texas | 1 | $ 45,000 | $ 45,000 | $ 81,000 |
| Freestone, Texas | 1 | $ 45,000 | $ 45,000 | $ 48,000 |
| Harris, Texas | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| Hays, Texas | 1 | $ 35,000 | $ 35,000 | $ 29,000 |
| Maverick, Texas | 1 | $ 55,000 | $ 55,000 | $ 76,000 |
| Montgomery, Texas | 1 | $ 45,000 | $ 45,000 | $ 36,000 |
| Nacogdoches, Texas | 1 | $ 35,000 | $ 35,000 | $ 47,000 |
| Parker, Texas | 1 | $ 35,000 | $ 35,000 | $ 26,000 |
| San Jacinto, Texas | 1 | $ 45,000 | $ 45,000 | $ 47,000 |
| San Saba, Texas | 1 | $ 45,000 | $ 45,000 | $ 65,000 |
| Taylor, Texas | 1 | $ 55,000 | $ 55,000 | $ 80,000 |
| Tyler, Texas | 1 | $ 35,000 | $ 35,000 | $ 180,000 |
| Winkler, Texas | 1 | $ 35,000 | $ 35,000 | $ 65,000 |
Mortgage Loan Application Detail Totals for Corefirst Bank & Trust in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 255 | $36,395,000 | $142,000 | $1,005,000 | $80,000 | $837,000 |
| Other Purpose | 95 | $3,255,000 | $34,000 | $265,000 | $75,000 | $310,000 |
| Home Improvement | 90 | $4,000,000 | $44,000 | $355,000 | $80,000 | $400,000 |
| Cash-out Refinancing | 75 | $10,785,000 | $143,000 | $1,005,000 | $93,000 | $530,000 |
| Refinancing | 47 | $7,085,000 | $150,000 | $1,125,000 | $75,000 | $292,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 372 | $35,680,000 | $95,000 | $1,005,000 | $81,000 | $530,000 |
| Not Provided | 95 | $11,615,000 | $122,000 | $1,005,000 | $98,000 | $837,000 |
| Hispanic | 34 | $2,380,000 | $70,000 | $245,000 | $50,000 | $113,000 |
| Not applicable | 27 | $9,405,000 | $348,000 | $1,125,000 | $0 | $0 |
| Black or African American | 21 | $1,265,000 | $60,000 | $225,000 | $56,000 | $119,000 |
| American Indian or Alaskan Native | 5 | $445,000 | $89,000 | $215,000 | $42,000 | $80,000 |
| Asian | 5 | $365,000 | $73,000 | $115,000 | $81,000 | $169,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 562 | $61,520,000 | $109,000 | $1,125,000 | $80,000 | $837,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 297 | $36,235,000 | $122,000 | $1,125,000 | $94,000 | $837,000 |
| Application Approved But Not Accepted | 63 | $5,615,000 | $89,000 | $1,005,000 | $74,000 | $240,000 |
| Preapproval Approved but not Accepted | 61 | $9,645,000 | $158,000 | $705,000 | $84,000 | $360,000 |
| Application Denied By Financial Institution | 57 | $4,185,000 | $73,000 | $1,005,000 | $58,000 | $189,000 |
| Loan Purchased By The Institution | 52 | $2,150,000 | $41,000 | $65,000 | $58,000 | $192,000 |
| Preapproval Denied by Financial Institution | 30 | $3,490,000 | $116,000 | $335,000 | $54,000 | $134,000 |
| Application Withdrawn By Applicant | 2 | $200,000 | $100,000 | $125,000 | $39,000 | $43,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 475 | $53,845,000 | $113,000 | $1,125,000 | $85,000 | $837,000 |
| Credit History | 46 | $3,210,000 | $69,000 | $345,000 | $62,000 | $161,000 |
| Debt-To-Income Ratio | 34 | $3,700,000 | $108,000 | $1,005,000 | $47,000 | $189,000 |
| Collateral | 3 | $55,000 | $18,000 | $25,000 | $69,000 | $105,000 |
| Other | 2 | $280,000 | $140,000 | $205,000 | $94,000 | $149,000 |
| Credit Application Incomplete | 1 | $405,000 | $405,000 | $405,000 | $48,000 | $48,000 |
| Employment History | 1 | $25,000 | $25,000 | $25,000 | $48,000 | $48,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Corefirst Bank & Trust's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Corefirst Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.
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