Corefirst Bank & Trust
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Corefirst Bank & Trust 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Corefirst Bank & Trust 3035 S Topeka Blvd Topeka, KS 66611 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 562 |
| Total Mortgage Loan Application Amount | $61,520,000 |
| Average Mortgage Loan Application Amount | $102,600 |
| Highest Mortgage Loan Application Amount | $1,125,000 |
| Average Applicant Income | $80,600 |
| Highest Applicant Income | $837,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Corefirst Bank & Trust. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Corefirst Bank & Trust's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Corefirst Bank & Trust's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Corefirst Bank & Trust serves its applicants.
Each category highlights the total number of mortgage applications processed by Corefirst Bank & Trust, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Corefirst Bank & Trust's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Shawnee County Kansas | 330 | $ 27,410,000 | $ 83,000 | $ 78,000 |
| Johnson County Kansas | 13 | $ 4,905,000 | $ 377,000 | $ 214,000 |
| Osage County Kansas | 12 | $ 1,210,000 | $ 100,000 | $ 70,000 |
| Jackson County Kansas | 10 | $ 360,000 | $ 36,000 | $ 49,000 |
| Jefferson County Kansas | 10 | $ 670,000 | $ 67,000 | $ 91,000 |
| Douglas County Kansas | 7 | $ 795,000 | $ 113,000 | $ 155,000 |
| Jackson County Missouri | 5 | $ 955,000 | $ 191,000 | $ 56,000 |
| Douglas County Colorado | 4 | $ 1,730,000 | $ 432,000 | $ 56,000 |
| Lyon County Kansas | 4 | $ 280,000 | $ 70,000 | $ 53,000 |
| Wyandotte County Kansas | 4 | $ 3,120,000 | $ 780,000 | $ 0 |
| Pottawatomie County Kansas | 3 | $ 315,000 | $ 105,000 | $ 86,000 |
| Pima County Arizona | 2 | $ 2,010,000 | $ 1,005,000 | $ 214,000 |
| Pickens County Georgia | 2 | $ 90,000 | $ 45,000 | $ 40,000 |
| Coffey County Kansas | 2 | $ 160,000 | $ 80,000 | $ 57,000 |
| Riley County Kansas | 2 | $ 110,000 | $ 55,000 | $ 180,000 |
| Wabaunsee County Kansas | 2 | $ 160,000 | $ 80,000 | $ 80,000 |
| Harrison County Mississippi | 2 | $ 70,000 | $ 35,000 | $ 24,000 |
| Elmore County Alabama | 1 | $ 45,000 | $ 45,000 | $ 48,000 |
| Etowah County Alabama | 1 | $ 35,000 | $ 35,000 | $ 24,000 |
| Fayette County Alabama | 1 | $ 45,000 | $ 45,000 | $ 89,000 |
| Houston County Alabama | 1 | $ 55,000 | $ 55,000 | $ 22,000 |
| Jackson County Alabama | 1 | $ 25,000 | $ 25,000 | $ 35,000 |
| Jefferson County Alabama | 1 | $ 55,000 | $ 55,000 | $ 25,000 |
| Marengo County Alabama | 1 | $ 35,000 | $ 35,000 | $ 34,000 |
| Marion County Alabama | 1 | $ 45,000 | $ 45,000 | $ 22,000 |
| Marshall County Alabama | 1 | $ 25,000 | $ 25,000 | $ 93,000 |
| Pike County Alabama | 1 | $ 65,000 | $ 65,000 | $ 186,000 |
| St. Clair County Alabama | 1 | $ 45,000 | $ 45,000 | $ 148,000 |
| Walker County Alabama | 1 | $ 45,000 | $ 45,000 | $ 40,000 |
| Crawford County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 31,000 |
| Drew County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 17,000 |
| Independence County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 61,000 |
| Lonoke County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 42,000 |
| Miller County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 77,000 |
| Stone County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 97,000 |
| Van Buren County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 70,000 |
| Washington County Arkansas | 1 | $ 15,000 | $ 15,000 | $ 74,000 |
| Denver County Colorado | 1 | $ 15,000 | $ 15,000 | $ 47,000 |
| Jefferson County Colorado | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Summit County Colorado | 1 | $ 105,000 | $ 105,000 | $ 206,000 |
| Cherokee County Georgia | 1 | $ 25,000 | $ 25,000 | $ 20,000 |
| Dodge County Georgia | 1 | $ 35,000 | $ 35,000 | $ 16,000 |
| Irwin County Georgia | 1 | $ 45,000 | $ 45,000 | $ 33,000 |
| Ware County Georgia | 1 | $ 65,000 | $ 65,000 | $ 52,000 |
| Leavenworth County Kansas | 1 | $ 265,000 | $ 265,000 | $ 134,000 |
| Miami County Kansas | 1 | $ 325,000 | $ 325,000 | $ 161,000 |
| Pratt County Kansas | 1 | $ 5,000 | $ 5,000 | $ 80,000 |
| Hinds County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 67,000 |
| Jasper County Mississippi | 1 | $ 45,000 | $ 45,000 | $ 34,000 |
| Lincoln County Mississippi | 1 | $ 45,000 | $ 45,000 | $ 58,000 |
| Clay County Missouri | 1 | $ 805,000 | $ 805,000 | $ 807,000 |
| Platte County Missouri | 1 | $ 35,000 | $ 35,000 | $ 105,000 |
| Hertford County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 47,000 |
| Edgefield County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 113,000 |
| Florence County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 32,000 |
| Laurens County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 63,000 |
| Marlboro County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 64,000 |
| Oconee County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 192,000 |
| Polk County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 54,000 |
| Bell County Texas | 1 | $ 35,000 | $ 35,000 | $ 39,000 |
| Erath County Texas | 1 | $ 45,000 | $ 45,000 | $ 81,000 |
| Freestone County Texas | 1 | $ 45,000 | $ 45,000 | $ 48,000 |
| Harris County Texas | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| Hays County Texas | 1 | $ 35,000 | $ 35,000 | $ 29,000 |
| Maverick County Texas | 1 | $ 55,000 | $ 55,000 | $ 76,000 |
| Montgomery County Texas | 1 | $ 45,000 | $ 45,000 | $ 36,000 |
| Nacogdoches County Texas | 1 | $ 35,000 | $ 35,000 | $ 47,000 |
| Parker County Texas | 1 | $ 35,000 | $ 35,000 | $ 26,000 |
| San Jacinto County Texas | 1 | $ 45,000 | $ 45,000 | $ 47,000 |
| San Saba County Texas | 1 | $ 45,000 | $ 45,000 | $ 65,000 |
| Taylor County Texas | 1 | $ 55,000 | $ 55,000 | $ 80,000 |
| Tyler County Texas | 1 | $ 35,000 | $ 35,000 | $ 180,000 |
| Winkler County Texas | 1 | $ 35,000 | $ 35,000 | $ 65,000 |
Mortgage Loan Application Detail Totals for Corefirst Bank & Trust in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 255 | $36,395,000 | $142,000 | $1,005,000 | $80,000 | $837,000 |
| Other Purpose | 95 | $3,255,000 | $34,000 | $265,000 | $75,000 | $310,000 |
| Home Improvement | 90 | $4,000,000 | $44,000 | $355,000 | $80,000 | $400,000 |
| Cash-out Refinancing | 75 | $10,785,000 | $143,000 | $1,005,000 | $93,000 | $530,000 |
| Refinancing | 47 | $7,085,000 | $150,000 | $1,125,000 | $75,000 | $292,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 372 | $35,680,000 | $95,000 | $1,005,000 | $81,000 | $530,000 |
| Not Provided | 95 | $11,615,000 | $122,000 | $1,005,000 | $98,000 | $837,000 |
| Hispanic | 34 | $2,380,000 | $70,000 | $245,000 | $50,000 | $113,000 |
| Not applicable | 27 | $9,405,000 | $348,000 | $1,125,000 | $0 | $0 |
| Black or African American | 21 | $1,265,000 | $60,000 | $225,000 | $56,000 | $119,000 |
| American Indian or Alaskan Native | 5 | $445,000 | $89,000 | $215,000 | $42,000 | $80,000 |
| Asian | 5 | $365,000 | $73,000 | $115,000 | $81,000 | $169,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 562 | $61,520,000 | $109,000 | $1,125,000 | $80,000 | $837,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 297 | $36,235,000 | $122,000 | $1,125,000 | $94,000 | $837,000 |
| Application Approved But Not Accepted | 63 | $5,615,000 | $89,000 | $1,005,000 | $74,000 | $240,000 |
| Preapproval Approved but not Accepted | 61 | $9,645,000 | $158,000 | $705,000 | $84,000 | $360,000 |
| Application Denied By Financial Institution | 57 | $4,185,000 | $73,000 | $1,005,000 | $58,000 | $189,000 |
| Loan Purchased By The Institution | 52 | $2,150,000 | $41,000 | $65,000 | $58,000 | $192,000 |
| Preapproval Denied by Financial Institution | 30 | $3,490,000 | $116,000 | $335,000 | $54,000 | $134,000 |
| Application Withdrawn By Applicant | 2 | $200,000 | $100,000 | $125,000 | $39,000 | $43,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 475 | $53,845,000 | $113,000 | $1,125,000 | $85,000 | $837,000 |
| Credit History | 46 | $3,210,000 | $69,000 | $345,000 | $62,000 | $161,000 |
| Debt-To-Income Ratio | 34 | $3,700,000 | $108,000 | $1,005,000 | $47,000 | $189,000 |
| Collateral | 3 | $55,000 | $18,000 | $25,000 | $69,000 | $105,000 |
| Other | 2 | $280,000 | $140,000 | $205,000 | $94,000 | $149,000 |
| Credit Application Incomplete | 1 | $405,000 | $405,000 | $405,000 | $48,000 | $48,000 |
| Employment History | 1 | $25,000 | $25,000 | $25,000 | $48,000 | $48,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Corefirst Bank & Trust's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Corefirst Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.