Community First National Bank Mortgage Lending & HMDA Data, 2020

In 2020, Community First National Bank of Manhattan, KS reported 1,304 mortgage applications totaling $344.2 million, up 12% from 2019. The average application was for $263,957, and applicants reported an average income of $129,265. 75% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Kansas City, MO-KS (385), Manhattan, KS (236) and Washington-Arlington-Alexandria, DC-VA-MD-WV (22) (applications in parentheses).

Mortgage Company & Address Community First National Bank
215 S Seth Child Rd
Manhattan, KS 66502
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  
Total Number of Mortgage Applications 1,304
Total Mortgage Loan Application Amount $344,200,000
Average Mortgage Loan Application Amount $263,957
Highest Mortgage Loan Application Amount $1,525,000
Average Applicant Income $129,265
Highest Applicant Income $3,092,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Community First National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Community First National Bank by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Riley, Kansas 176 $ 40,450,000 $ 229,829 $ 172,000
Johnson, Kansas 120 $ 31,730,000 $ 264,416 $ 122,000
Clay, Missouri 113 $ 24,135,000 $ 213,584 $ 90,000
Jackson, Missouri 57 $ 13,055,000 $ 229,035 $ 102,000
Platte, Missouri 57 $ 15,745,000 $ 276,228 $ 127,000
Pottawatomie, Kansas 53 $ 10,615,000 $ 200,283 $ 92,000
Kerr, Texas 30 $ 6,840,000 $ 228,000 $ 111,000
Maricopa, Arizona 20 $ 5,130,000 $ 256,500 $ 115,000
Shelby, Tennessee 11 $ 1,225,000 $ 111,363 $ 171,000
Los Angeles, California 10 $ 3,900,000 $ 390,000 $ 139,000
Riverside, California 10 $ 3,660,000 $ 366,000 $ 159,000
San Diego, California 10 $ 7,420,000 $ 742,000 $ 164,000
Clark, Nevada 10 $ 2,880,000 $ 288,000 $ 110,000
Wabaunsee, Kansas 8 $ 1,770,000 $ 221,250 $ 124,000
Cass, Missouri 8 $ 1,660,000 $ 207,500 $ 128,000
Honolulu, Hawaii 7 $ 4,245,000 $ 606,428 $ 329,000
Geary, Kansas 7 $ 1,355,000 $ 193,571 $ 87,000
Wyandotte, Kansas 7 $ 1,255,000 $ 179,285 $ 52,000
Leavenworth, Kansas 6 $ 1,560,000 $ 260,000 $ 95,000
Miami, Kansas 6 $ 1,310,000 $ 218,333 $ 101,000
Grundy, Missouri 6 $ 1,020,000 $ 170,000 $ 81,000
Douglas, Nebraska 6 $ 970,000 $ 161,666 $ 100,000
Dallas, Texas 6 $ 1,780,000 $ 296,666 $ 115,000
Fairfax, Virginia 6 $ 3,310,000 $ 551,666 $ 294,000
Pima, Arizona 5 $ 1,395,000 $ 279,000 $ 70,000
Douglas, Colorado 5 $ 2,225,000 $ 445,000 $ 162,000
Lake, Florida 5 $ 845,000 $ 169,000 $ 58,000
Sedgwick, Kansas 5 $ 775,000 $ 155,000 $ 123,000
Shawnee, Kansas 5 $ 825,000 $ 165,000 $ 187,000
Buchanan, Missouri 5 $ 955,000 $ 191,000 $ 91,000
Harrison, Missouri 5 $ 1,005,000 $ 201,000 $ 80,000
Ray, Missouri 5 $ 1,085,000 $ 217,000 $ 81,000
Ellis, Texas 5 $ 1,865,000 $ 373,000 $ 176,000
Nueces, Texas 5 $ 1,135,000 $ 227,000 $ 98,000
Clark, Washington 5 $ 2,095,000 $ 419,000 $ 84,000
King, Washington 5 $ 1,865,000 $ 373,000 $ 136,000
Pierce, Washington 5 $ 1,825,000 $ 365,000 $ 142,000
Madison, Alabama 4 $ 1,060,000 $ 265,000 $ 60,000
Boulder, Colorado 4 $ 1,240,000 $ 310,000 $ 116,000
Broward, Florida 4 $ 1,290,000 $ 322,500 $ 0
Ramsey, Minnesota 4 $ 660,000 $ 165,000 $ 100,000
Harrison, Mississippi 4 $ 780,000 $ 195,000 $ 67,000
Camden, Missouri 4 $ 1,330,000 $ 332,500 $ 395,000
Clinton, Missouri 4 $ 1,010,000 $ 252,500 $ 99,000
Livingston, Missouri 4 $ 1,210,000 $ 302,500 $ 87,000
Nodaway, Missouri 4 $ 870,000 $ 217,500 $ 89,000
Sarpy, Nebraska 4 $ 800,000 $ 200,000 $ 94,000
Montgomery, Ohio 4 $ 600,000 $ 150,000 $ 101,000
Davidson, Tennessee 4 $ 2,720,000 $ 680,000 $ 224,000
Denton, Texas 4 $ 1,400,000 $ 350,000 $ 130,000
Tarrant, Texas 4 $ 890,000 $ 222,500 $ 104,000
Loudoun, Virginia 4 $ 1,860,000 $ 465,000 $ 127,000
Raleigh, West Virginia 4 $ 820,000 $ 205,000 $ 67,000
Jefferson, Alabama 3 $ 175,000 $ 58,333 $ 31,000
Benton, Arkansas 3 $ 1,365,000 $ 455,000 $ 349,000
Merced, California 3 $ 985,000 $ 328,333 $ 250,000
Ventura, California 3 $ 1,655,000 $ 551,666 $ 181,000
Arapahoe, Colorado 3 $ 685,000 $ 228,333 $ 68,000
El Paso, Colorado 3 $ 1,265,000 $ 421,666 $ 105,000
Brevard, Florida 3 $ 1,255,000 $ 418,333 $ 85,000
Collier, Florida 3 $ 765,000 $ 255,000 $ 76,000
Hawaii, Hawaii 3 $ 1,525,000 $ 508,333 $ 130,000
Marion, Indiana 3 $ 245,000 $ 81,666 $ 112,000
Polk, Iowa 3 $ 745,000 $ 248,333 $ 216,000
Jefferson, Kansas 3 $ 745,000 $ 248,333 $ 97,000
Morris, Kansas 3 $ 535,000 $ 178,333 $ 93,000
Prince George's, Maryland 3 $ 935,000 $ 311,666 $ 125,000
St. Louis, Missouri 3 $ 995,000 $ 331,666 $ 75,000
Essex, New Jersey 3 $ 1,595,000 $ 531,666 $ 124,000
Cumberland, North Carolina 3 $ 185,000 $ 61,666 $ 170,000
Guilford, North Carolina 3 $ 1,085,000 $ 361,666 $ 24,000
Wake, North Carolina 3 $ 1,065,000 $ 355,000 $ 148,000
Oklahoma, Oklahoma 3 $ 565,000 $ 188,333 $ 119,000
Collin, Texas 3 $ 1,015,000 $ 338,333 $ 150,000
Harris, Texas 3 $ 675,000 $ 225,000 $ 82,000
Williamson, Texas 3 $ 735,000 $ 245,000 $ 98,000
Southeast Fairbanks, Alaska 2 $ 620,000 $ 310,000 $ 87,000
Yavapai, Arizona 2 $ 810,000 $ 405,000 $ 70,000
Yuma, Arizona 2 $ 590,000 $ 295,000 $ 95,000
Pulaski, Arkansas 2 $ 170,000 $ 85,000 $ 25,000
Madera, California 2 $ 480,000 $ 240,000 $ 0
Placer, California 2 $ 710,000 $ 355,000 $ 187,000
Shasta, California 2 $ 510,000 $ 255,000 $ 63,000
Sonoma, California 2 $ 1,040,000 $ 520,000 $ 124,000
Jefferson, Colorado 2 $ 850,000 $ 425,000 $ 57,000
Weld, Colorado 2 $ 660,000 $ 330,000 $ 107,000
New London, Connecticut 2 $ 500,000 $ 250,000 $ 113,000
Duval, Florida 2 $ 340,000 $ 170,000 $ 402,000
Hillsborough, Florida 2 $ 760,000 $ 380,000 $ 122,000
Lee, Florida 2 $ 480,000 $ 240,000 $ 174,000
Okaloosa, Florida 2 $ 620,000 $ 310,000 $ 0
Pasco, Florida 2 $ 680,000 $ 340,000 $ 113,000
Sumter, Florida 2 $ 790,000 $ 395,000 $ 262,000
Volusia, Florida 2 $ 440,000 $ 220,000 $ 62,000
Cherokee, Georgia 2 $ 530,000 $ 265,000 $ 0
Cobb, Georgia 2 $ 500,000 $ 250,000 $ 124,000
Columbia, Georgia 2 $ 640,000 $ 320,000 $ 67,000
Canyon, Idaho 2 $ 540,000 $ 270,000 $ 0
Kane, Illinois 2 $ 640,000 $ 320,000 $ 0
Lake, Illinois 2 $ 420,000 $ 210,000 $ 77,000
Tippecanoe, Indiana 2 $ 670,000 $ 335,000 $ 110,000
Dallas, Iowa 2 $ 420,000 $ 210,000 $ 197,000
Anderson, Kansas 2 $ 210,000 $ 105,000 $ 61,000
Cowley, Kansas 2 $ 470,000 $ 235,000 $ 113,000
Douglas, Kansas 2 $ 470,000 $ 235,000 $ 94,000
Ford, Kansas 2 $ 520,000 $ 260,000 $ 107,000
Jefferson, Kentucky 2 $ 470,000 $ 235,000 $ 193,000
Anne Arundel, Maryland 2 $ 780,000 $ 390,000 $ 92,000
Calvert, Maryland 2 $ 960,000 $ 480,000 $ 118,000
Norfolk, Massachusetts 2 $ 630,000 $ 315,000 $ 159,000
Washington, Minnesota 2 $ 1,070,000 $ 535,000 $ 0
Jackson, Mississippi 2 $ 440,000 $ 220,000 $ 0
Johnson, Missouri 2 $ 330,000 $ 165,000 $ 75,000
Flathead, Montana 2 $ 580,000 $ 290,000 $ 56,000
Sanders, Montana 2 $ 580,000 $ 290,000 $ 0
Lancaster, Nebraska 2 $ 840,000 $ 420,000 $ 191,000
Bergen, New Jersey 2 $ 1,160,000 $ 580,000 $ 146,000
Cape May, New Jersey 2 $ 470,000 $ 235,000 $ 0
Hudson, New Jersey 2 $ 1,220,000 $ 610,000 $ 402,000
Ocean, New Jersey 2 $ 650,000 $ 325,000 $ 52,000
Bernalillo, New Mexico 2 $ 260,000 $ 130,000 $ 38,000
Santa Fe, New Mexico 2 $ 700,000 $ 350,000 $ 79,000
Moore, North Carolina 2 $ 540,000 $ 270,000 $ 0
Union, North Carolina 2 $ 280,000 $ 140,000 $ 0
Watauga, North Carolina 2 $ 590,000 $ 295,000 $ 107,000
Wayne, North Carolina 2 $ 390,000 $ 195,000 $ 122,000
Greene, Ohio 2 $ 620,000 $ 310,000 $ 0
Cleveland, Oklahoma 2 $ 210,000 $ 105,000 $ 30,000
Comanche, Oklahoma 2 $ 310,000 $ 155,000 $ 29,000
Lane, Oregon 2 $ 920,000 $ 460,000 $ 132,000
Dorchester, South Carolina 2 $ 510,000 $ 255,000 $ 57,000
Montgomery, Tennessee 2 $ 380,000 $ 190,000 $ 198,000
Sevier, Tennessee 2 $ 490,000 $ 245,000 $ 88,000
Bell, Texas 2 $ 340,000 $ 170,000 $ 50,000
Bexar, Texas 2 $ 650,000 $ 325,000 $ 171,000
El Paso, Texas 2 $ 320,000 $ 160,000 $ 51,000
Gillespie, Texas 2 $ 850,000 $ 425,000 $ 347,000
Mason, Texas 2 $ 590,000 $ 295,000 $ 75,000
Parker, Texas 2 $ 370,000 $ 185,000 $ 0
Salt Lake, Utah 2 $ 690,000 $ 345,000 $ 53,000
Chesapeake, Virginia 2 $ 450,000 $ 225,000 $ 56,000
Norfolk, Virginia 2 $ 440,000 $ 220,000 $ 79,000
Portsmouth, Virginia 2 $ 350,000 $ 175,000 $ 41,000
Virginia Beach, Virginia 2 $ 590,000 $ 295,000 $ 106,000
Benton, Washington 2 $ 610,000 $ 305,000 $ 0
Fayette, West Virginia 2 $ 280,000 $ 140,000 $ 62,000
Winnebago, Wisconsin 2 $ 330,000 $ 165,000 $ 40,000
Baldwin, Alabama 1 $ 155,000 $ 155,000 $ 37,000
Blount, Alabama 1 $ 55,000 $ 55,000 $ 73,000
Etowah, Alabama 1 $ 175,000 $ 175,000 $ 55,000
Lee, Alabama 1 $ 195,000 $ 195,000 $ 0
Montgomery, Alabama 1 $ 55,000 $ 55,000 $ 44,000
Shelby, Alabama 1 $ 135,000 $ 135,000 $ 0
St. Clair, Alabama 1 $ 335,000 $ 335,000 $ 127,000
Fairbanks North Star, Alaska 1 $ 145,000 $ 145,000 $ 132,000
Juneau, Alaska 1 $ 255,000 $ 255,000 $ 0
Apache, Arizona 1 $ 225,000 $ 225,000 $ 39,000
Mohave, Arizona 1 $ 165,000 $ 165,000 $ 109,000
Pinal, Arizona 1 $ 265,000 $ 265,000 $ 84,000
Cleburne, Arkansas 1 $ 105,000 $ 105,000 $ 20,000
Franklin, Arkansas 1 $ 245,000 $ 245,000 $ 83,000
Contra Costa, California 1 $ 325,000 $ 325,000 $ 68,000
Fresno, California 1 $ 305,000 $ 305,000 $ 165,000
Kern, California 1 $ 235,000 $ 235,000 $ 0
Orange, California 1 $ 615,000 $ 615,000 $ 254,000
Sacramento, California 1 $ 305,000 $ 305,000 $ 106,000
San Bernardino, California 1 $ 165,000 $ 165,000 $ 39,000
San Joaquin, California 1 $ 245,000 $ 245,000 $ 0
San Luis Obispo, California 1 $ 825,000 $ 825,000 $ 239,000
San Mateo, California 1 $ 675,000 $ 675,000 $ 0
Santa Clara, California 1 $ 1,295,000 $ 1,295,000 $ 0
Solano, California 1 $ 165,000 $ 165,000 $ 59,000
Tulare, California 1 $ 295,000 $ 295,000 $ 0
Denver, Colorado 1 $ 305,000 $ 305,000 $ 208,000
Elbert, Colorado 1 $ 495,000 $ 495,000 $ 0
Fairfield, Connecticut 1 $ 375,000 $ 375,000 $ 198,000
Hartford, Connecticut 1 $ 135,000 $ 135,000 $ 0
New Haven, Connecticut 1 $ 495,000 $ 495,000 $ 72,000
New Castle, Delaware 1 $ 295,000 $ 295,000 $ 0
District of Columbia, District Of Columbia 1 $ 395,000 $ 395,000 $ 0
Charlotte, Florida 1 $ 295,000 $ 295,000 $ 0
Citrus, Florida 1 $ 85,000 $ 85,000 $ 44,000
Clay, Florida 1 $ 265,000 $ 265,000 $ 0
Escambia, Florida 1 $ 165,000 $ 165,000 $ 60,000
Manatee, Florida 1 $ 235,000 $ 235,000 $ 49,000
Miami-Dade, Florida 1 $ 215,000 $ 215,000 $ 0
Palm Beach, Florida 1 $ 295,000 $ 295,000 $ 61,000
Pinellas, Florida 1 $ 175,000 $ 175,000 $ 47,000
Seminole, Florida 1 $ 415,000 $ 415,000 $ 0
St. Johns, Florida 1 $ 465,000 $ 465,000 $ 91,000
Walton, Florida 1 $ 255,000 $ 255,000 $ 122,000
Bryan, Georgia 1 $ 235,000 $ 235,000 $ 0
DeKalb, Georgia 1 $ 135,000 $ 135,000 $ 88,000
Douglas, Georgia 1 $ 215,000 $ 215,000 $ 61,000
Fayette, Georgia 1 $ 285,000 $ 285,000 $ 0
Gwinnett, Georgia 1 $ 265,000 $ 265,000 $ 0
Henry, Georgia 1 $ 125,000 $ 125,000 $ 66,000
Newton, Georgia 1 $ 245,000 $ 245,000 $ 275,000
Maui, Hawaii 1 $ 465,000 $ 465,000 $ 0
Cook, Illinois 1 $ 315,000 $ 315,000 $ 0
DeKalb, Illinois 1 $ 165,000 $ 165,000 $ 0
DuPage, Illinois 1 $ 275,000 $ 275,000 $ 150,000
LaSalle, Illinois 1 $ 535,000 $ 535,000 $ 177,000
Ogle, Illinois 1 $ 615,000 $ 615,000 $ 176,000
Sangamon, Illinois 1 $ 95,000 $ 95,000 $ 55,000
Warren, Illinois 1 $ 135,000 $ 135,000 $ 42,000
Decatur, Indiana 1 $ 125,000 $ 125,000 $ 102,000
Dubois, Indiana 1 $ 275,000 $ 275,000 $ 61,000
Hamilton, Indiana 1 $ 225,000 $ 225,000 $ 0
Johnson, Indiana 1 $ 165,000 $ 165,000 $ 111,000
St. Joseph, Indiana 1 $ 185,000 $ 185,000 $ 182,000
Black Hawk, Iowa 1 $ 115,000 $ 115,000 $ 70,000
Mahaska, Iowa 1 $ 215,000 $ 215,000 $ 113,000
Butler, Kansas 1 $ 185,000 $ 185,000 $ 607,000
Clay, Kansas 1 $ 35,000 $ 35,000 $ 42,000
Cloud, Kansas 1 $ 85,000 $ 85,000 $ 54,000
Dickinson, Kansas 1 $ 285,000 $ 285,000 $ 67,000
Franklin, Kansas 1 $ 695,000 $ 695,000 $ 3,092,000
Harper, Kansas 1 $ 145,000 $ 145,000 $ 68,000
Harvey, Kansas 1 $ 195,000 $ 195,000 $ 0
Labette, Kansas 1 $ 135,000 $ 135,000 $ 55,000
Linn, Kansas 1 $ 85,000 $ 85,000 $ 54,000
Marshall, Kansas 1 $ 325,000 $ 325,000 $ 233,000
Neosho, Kansas 1 $ 95,000 $ 95,000 $ 55,000
Reno, Kansas 1 $ 125,000 $ 125,000 $ 0
Saline, Kansas 1 $ 125,000 $ 125,000 $ 47,000
Ascension, Louisiana 1 $ 245,000 $ 245,000 $ 80,000
Avoyelles, Louisiana 1 $ 245,000 $ 245,000 $ 0
Claiborne, Louisiana 1 $ 45,000 $ 45,000 $ 13,000
Orleans, Louisiana 1 $ 555,000 $ 555,000 $ 0
Penobscot, Maine 1 $ 325,000 $ 325,000 $ 137,000
Baltimore, Maryland 1 $ 175,000 $ 175,000 $ 52,000
Cecil, Maryland 1 $ 95,000 $ 95,000 $ 26,000
Charles, Maryland 1 $ 285,000 $ 285,000 $ 69,000
Howard, Maryland 1 $ 795,000 $ 795,000 $ 0
Worcester, Massachusetts 1 $ 325,000 $ 325,000 $ 0
Cheboygan, Michigan 1 $ 235,000 $ 235,000 $ 53,000
Houghton, Michigan 1 $ 285,000 $ 285,000 $ 169,000
Oakland, Michigan 1 $ 165,000 $ 165,000 $ 129,000
Wayne, Michigan 1 $ 355,000 $ 355,000 $ 66,000
Carver, Minnesota 1 $ 85,000 $ 85,000 $ 131,000
Grant, Minnesota 1 $ 135,000 $ 135,000 $ 60,000
Hennepin, Minnesota 1 $ 255,000 $ 255,000 $ 80,000
Kandiyohi, Minnesota 1 $ 325,000 $ 325,000 $ 69,000
Polk, Minnesota 1 $ 255,000 $ 255,000 $ 68,000
Barry, Missouri 1 $ 135,000 $ 135,000 $ 34,000
Barton, Missouri 1 $ 265,000 $ 265,000 $ 69,000
Bates, Missouri 1 $ 175,000 $ 175,000 $ 171,000
Jasper, Missouri 1 $ 125,000 $ 125,000 $ 82,000
Jefferson, Missouri 1 $ 185,000 $ 185,000 $ 82,000
Laclede, Missouri 1 $ 85,000 $ 85,000 $ 19,000
Lincoln, Missouri 1 $ 185,000 $ 185,000 $ 0
Marion, Missouri 1 $ 265,000 $ 265,000 $ 136,000
McDonald, Missouri 1 $ 235,000 $ 235,000 $ 130,000
Pulaski, Missouri 1 $ 165,000 $ 165,000 $ 37,000
St. Charles, Missouri 1 $ 425,000 $ 425,000 $ 0
St. Clair, Missouri 1 $ 185,000 $ 185,000 $ 74,000
St. Louis City, Missouri 1 $ 215,000 $ 215,000 $ 0
Stone, Missouri 1 $ 315,000 $ 315,000 $ 303,000
Taney, Missouri 1 $ 95,000 $ 95,000 $ 240,000
Churchill, Nevada 1 $ 275,000 $ 275,000 $ 232,000
Douglas, Nevada 1 $ 445,000 $ 445,000 $ 0
Eureka, Nevada 1 $ 235,000 $ 235,000 $ 0
Washoe, Nevada 1 $ 375,000 $ 375,000 $ 0
Merrimack, New Hampshire 1 $ 205,000 $ 205,000 $ 0
Mercer, New Jersey 1 $ 515,000 $ 515,000 $ 270,000
Middlesex, New Jersey 1 $ 105,000 $ 105,000 $ 402,000
Monmouth, New Jersey 1 $ 655,000 $ 655,000 $ 0
Passaic, New Jersey 1 $ 215,000 $ 215,000 $ 107,000
Somerset, New Jersey 1 $ 245,000 $ 245,000 $ 121,000
Bronx, New York 1 $ 1,045,000 $ 1,045,000 $ 341,000
Broome, New York 1 $ 115,000 $ 115,000 $ 73,000
Cortland, New York 1 $ 135,000 $ 135,000 $ 49,000
Fulton, New York 1 $ 285,000 $ 285,000 $ 155,000
Montgomery, New York 1 $ 295,000 $ 295,000 $ 208,000
Queens, New York 1 $ 485,000 $ 485,000 $ 0
Suffolk, New York 1 $ 515,000 $ 515,000 $ 0
Westchester, New York 1 $ 575,000 $ 575,000 $ 245,000
Alamance, North Carolina 1 $ 85,000 $ 85,000 $ 61,000
Bladen, North Carolina 1 $ 275,000 $ 275,000 $ 90,000
Brunswick, North Carolina 1 $ 205,000 $ 205,000 $ 57,000
Currituck, North Carolina 1 $ 435,000 $ 435,000 $ 0
Franklin, North Carolina 1 $ 325,000 $ 325,000 $ 100,000
Granville, North Carolina 1 $ 255,000 $ 255,000 $ 0
Harnett, North Carolina 1 $ 385,000 $ 385,000 $ 106,000
Hoke, North Carolina 1 $ 255,000 $ 255,000 $ 65,000
Onslow, North Carolina 1 $ 355,000 $ 355,000 $ 177,000
Randolph, North Carolina 1 $ 165,000 $ 165,000 $ 0
Clermont, Ohio 1 $ 195,000 $ 195,000 $ 0
Fulton, Ohio 1 $ 135,000 $ 135,000 $ 73,000
Hamilton, Ohio 1 $ 155,000 $ 155,000 $ 110,000
Lake, Ohio 1 $ 125,000 $ 125,000 $ 92,000
Lorain, Ohio 1 $ 355,000 $ 355,000 $ 0
Madison, Ohio 1 $ 235,000 $ 235,000 $ 0
Medina, Ohio 1 $ 205,000 $ 205,000 $ 70,000
Portage, Ohio 1 $ 345,000 $ 345,000 $ 134,000
Warren, Ohio 1 $ 185,000 $ 185,000 $ 47,000
Pottawatomie, Oklahoma 1 $ 135,000 $ 135,000 $ 88,000
Benton, Oregon 1 $ 365,000 $ 365,000 $ 212,000
Harney, Oregon 1 $ 155,000 $ 155,000 $ 77,000
Jackson, Oregon 1 $ 395,000 $ 395,000 $ 0
Multnomah, Oregon 1 $ 355,000 $ 355,000 $ 208,000
Butler, Pennsylvania 1 $ 375,000 $ 375,000 $ 0
Cambria, Pennsylvania 1 $ 135,000 $ 135,000 $ 45,000
Cumberland, Pennsylvania 1 $ 445,000 $ 445,000 $ 155,000
Huntingdon, Pennsylvania 1 $ 165,000 $ 165,000 $ 0
Lancaster, Pennsylvania 1 $ 365,000 $ 365,000 $ 0
Northampton, Pennsylvania 1 $ 345,000 $ 345,000 $ 227,000
Providence, Rhode Island 1 $ 485,000 $ 485,000 $ 132,000
Greenville, South Carolina 1 $ 185,000 $ 185,000 $ 53,000
Pickens, South Carolina 1 $ 265,000 $ 265,000 $ 0
Richland, South Carolina 1 $ 385,000 $ 385,000 $ 304,000
Blount, Tennessee 1 $ 155,000 $ 155,000 $ 51,000
Fentress, Tennessee 1 $ 235,000 $ 235,000 $ 0
Jefferson, Tennessee 1 $ 75,000 $ 75,000 $ 20,000
Knox, Tennessee 1 $ 495,000 $ 495,000 $ 0
Lewis, Tennessee 1 $ 135,000 $ 135,000 $ 35,000
Marion, Tennessee 1 $ 855,000 $ 855,000 $ 440,000
Roane, Tennessee 1 $ 445,000 $ 445,000 $ 90,000
Robertson, Tennessee 1 $ 465,000 $ 465,000 $ 0
Washington, Tennessee 1 $ 135,000 $ 135,000 $ 0
Andrews, Texas 1 $ 145,000 $ 145,000 $ 53,000
Bandera, Texas 1 $ 235,000 $ 235,000 $ 82,000
Blanco, Texas 1 $ 325,000 $ 325,000 $ 152,000
Brazoria, Texas 1 $ 595,000 $ 595,000 $ 0
Cherokee, Texas 1 $ 165,000 $ 165,000 $ 42,000
Comal, Texas 1 $ 265,000 $ 265,000 $ 118,000
Galveston, Texas 1 $ 205,000 $ 205,000 $ 0
Grayson, Texas 1 $ 315,000 $ 315,000 $ 0
Grimes, Texas 1 $ 135,000 $ 135,000 $ 38,000
Hill, Texas 1 $ 205,000 $ 205,000 $ 0
Lampasas, Texas 1 $ 225,000 $ 225,000 $ 0
McCulloch, Texas 1 $ 135,000 $ 135,000 $ 58,000
McLennan, Texas 1 $ 165,000 $ 165,000 $ 0
Rusk, Texas 1 $ 165,000 $ 165,000 $ 0
Travis, Texas 1 $ 455,000 $ 455,000 $ 305,000
Victoria, Texas 1 $ 175,000 $ 175,000 $ 0
Davis, Utah 1 $ 475,000 $ 475,000 $ 325,000
Franklin, Vermont 1 $ 265,000 $ 265,000 $ 121,000
Alexandria, Virginia 1 $ 185,000 $ 185,000 $ 69,000
Amherst, Virginia 1 $ 95,000 $ 95,000 $ 11,000
Arlington, Virginia 1 $ 425,000 $ 425,000 $ 141,000
Bedford, Virginia 1 $ 205,000 $ 205,000 $ 0
Hampton, Virginia 1 $ 185,000 $ 185,000 $ 70,000
Henry, Virginia 1 $ 315,000 $ 315,000 $ 198,000
Mecklenburg, Virginia 1 $ 545,000 $ 545,000 $ 0
Petersburg, Virginia 1 $ 135,000 $ 135,000 $ 101,000
Prince William, Virginia 1 $ 345,000 $ 345,000 $ 0
Spotsylvania, Virginia 1 $ 215,000 $ 215,000 $ 0
Stafford, Virginia 1 $ 275,000 $ 275,000 $ 0
Suffolk, Virginia 1 $ 305,000 $ 305,000 $ 0
Kitsap, Washington 1 $ 215,000 $ 215,000 $ 111,000
Mason, Washington 1 $ 435,000 $ 435,000 $ 0
Skagit, Washington 1 $ 565,000 $ 565,000 $ 0
Snohomish, Washington 1 $ 305,000 $ 305,000 $ 0
Whatcom, Washington 1 $ 305,000 $ 305,000 $ 137,000
Kanawha, West Virginia 1 $ 165,000 $ 165,000 $ 0
Monongalia, West Virginia 1 $ 345,000 $ 345,000 $ 0
Calumet, Wisconsin 1 $ 205,000 $ 205,000 $ 0
Dane, Wisconsin 1 $ 455,000 $ 455,000 $ 0
Sheridan, Wyoming 1 $ 325,000 $ 325,000 $ 78,000

Mortgage Loan Application Detail Totals for Community First National Bank in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 649 $179,145,000 $276,000 $1,525,000 $146,000 $3,092,000
Home Purchase 428 $111,650,000 $260,000 $1,075,000 $111,000 $745,000
Cash-out Refinancing 207 $50,455,000 $243,000 $1,085,000 $116,000 $1,200,000
Other Purpose 14 $2,340,000 $167,000 $355,000 $121,000 $590,000
Home Improvement 6 $610,000 $101,000 $245,000 $99,000 $232,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 986 $254,650,000 $258,000 $1,525,000 $124,000 $3,092,000
Hispanic 85 $23,345,000 $274,000 $1,045,000 $128,000 $579,000
Not Provided 82 $21,800,000 $265,000 $1,075,000 $134,000 $402,000
Black or African American 59 $16,085,000 $272,000 $855,000 $93,000 $440,000
Asian 56 $18,240,000 $325,000 $1,295,000 $124,000 $282,000
Not applicable 23 $7,095,000 $308,000 $895,000 $0 $0
American Indian or Alaskan Native 10 $2,420,000 $242,000 $335,000 $213,000 $1,200,000
Native Hawaiian or Other Pacific Islander 2 $380,000 $190,000 $275,000 $113,000 $162,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 780 $183,140,000 $234,000 $1,075,000 $135,000 $3,092,000
VA-guaranteed (Veterans Administration) 451 $145,745,000 $323,000 $1,525,000 $107,000 $1,200,000
FHA-insured (Federal Housing Administration) 66 $13,960,000 $211,000 $345,000 $79,000 $462,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 7 $1,355,000 $193,000 $285,000 $58,000 $94,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 974 $260,410,000 $267,000 $1,525,000 $128,000 $3,092,000
Application Withdrawn By Applicant 205 $53,635,000 $261,000 $1,085,000 $120,000 $607,000
Application Denied By Financial Institution 116 $28,090,000 $242,000 $955,000 $115,000 $1,200,000
Application Approved But Not Accepted 9 $2,065,000 $229,000 $465,000 $150,000 $326,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,188 $316,110,000 $266,000 $1,525,000 $126,000 $3,092,000
Credit History 42 $9,910,000 $235,000 $615,000 $100,000 $307,000
Collateral 22 $6,380,000 $290,000 $855,000 $119,000 $440,000
Debt-To-Income Ratio 21 $4,535,000 $215,000 $495,000 $81,000 $233,000
Credit Application Incomplete 16 $3,240,000 $202,000 $355,000 $206,000 $1,200,000
Other 12 $3,440,000 $286,000 $955,000 $112,000 $331,000
Employment History 3 $585,000 $195,000 $235,000 $75,000 $96,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Community First National Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Community First National Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet with aggregated HMDA statistics today.

Download the Kansas Lender List