Community First National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Community First National Bank 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Community First National Bank 215 S Seth Child Rd Manhattan, KS 66502 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 1,304 |
| Total Mortgage Loan Application Amount | $344,200,000 |
| Average Mortgage Loan Application Amount | $209,400 |
| Highest Mortgage Loan Application Amount | $1,525,000 |
| Average Applicant Income | $118,600 |
| Highest Applicant Income | $3,092,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Community First National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Community First National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Community First National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Community First National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Community First National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Community First National Bank's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Riley County Kansas | 176 | $ 40,450,000 | $ 229,000 | $ 172,000 |
| Johnson County Kansas | 120 | $ 31,730,000 | $ 264,000 | $ 122,000 |
| Clay County Missouri | 113 | $ 24,135,000 | $ 213,000 | $ 90,000 |
| Jackson County Missouri | 57 | $ 13,055,000 | $ 229,000 | $ 102,000 |
| Platte County Missouri | 57 | $ 15,745,000 | $ 276,000 | $ 127,000 |
| Pottawatomie County Kansas | 53 | $ 10,615,000 | $ 200,000 | $ 92,000 |
| Kerr County Texas | 30 | $ 6,840,000 | $ 228,000 | $ 111,000 |
| Maricopa County Arizona | 20 | $ 5,130,000 | $ 256,000 | $ 115,000 |
| Shelby County Tennessee | 11 | $ 1,225,000 | $ 111,000 | $ 171,000 |
| Los Angeles County California | 10 | $ 3,900,000 | $ 390,000 | $ 139,000 |
| Riverside County California | 10 | $ 3,660,000 | $ 366,000 | $ 159,000 |
| San Diego County California | 10 | $ 7,420,000 | $ 742,000 | $ 164,000 |
| Clark County Nevada | 10 | $ 2,880,000 | $ 288,000 | $ 110,000 |
| Wabaunsee County Kansas | 8 | $ 1,770,000 | $ 221,000 | $ 124,000 |
| Cass County Missouri | 8 | $ 1,660,000 | $ 207,000 | $ 128,000 |
| Honolulu County Hawaii | 7 | $ 4,245,000 | $ 606,000 | $ 329,000 |
| Geary County Kansas | 7 | $ 1,355,000 | $ 193,000 | $ 87,000 |
| Wyandotte County Kansas | 7 | $ 1,255,000 | $ 179,000 | $ 52,000 |
| Leavenworth County Kansas | 6 | $ 1,560,000 | $ 260,000 | $ 95,000 |
| Miami County Kansas | 6 | $ 1,310,000 | $ 218,000 | $ 101,000 |
| Grundy County Missouri | 6 | $ 1,020,000 | $ 170,000 | $ 81,000 |
| Douglas County Nebraska | 6 | $ 970,000 | $ 161,000 | $ 100,000 |
| Dallas County Texas | 6 | $ 1,780,000 | $ 296,000 | $ 115,000 |
| Fairfax County Virginia | 6 | $ 3,310,000 | $ 551,000 | $ 294,000 |
| Pima County Arizona | 5 | $ 1,395,000 | $ 279,000 | $ 70,000 |
| Douglas County Colorado | 5 | $ 2,225,000 | $ 445,000 | $ 162,000 |
| Lake County Florida | 5 | $ 845,000 | $ 169,000 | $ 58,000 |
| Sedgwick County Kansas | 5 | $ 775,000 | $ 155,000 | $ 123,000 |
| Shawnee County Kansas | 5 | $ 825,000 | $ 165,000 | $ 187,000 |
| Buchanan County Missouri | 5 | $ 955,000 | $ 191,000 | $ 91,000 |
| Harrison County Missouri | 5 | $ 1,005,000 | $ 201,000 | $ 80,000 |
| Ray County Missouri | 5 | $ 1,085,000 | $ 217,000 | $ 81,000 |
| Ellis County Texas | 5 | $ 1,865,000 | $ 373,000 | $ 176,000 |
| Nueces County Texas | 5 | $ 1,135,000 | $ 227,000 | $ 98,000 |
| Clark County Washington | 5 | $ 2,095,000 | $ 419,000 | $ 84,000 |
| King County Washington | 5 | $ 1,865,000 | $ 373,000 | $ 136,000 |
| Pierce County Washington | 5 | $ 1,825,000 | $ 365,000 | $ 142,000 |
| Madison County Alabama | 4 | $ 1,060,000 | $ 265,000 | $ 60,000 |
| Boulder County Colorado | 4 | $ 1,240,000 | $ 310,000 | $ 116,000 |
| Broward County Florida | 4 | $ 1,290,000 | $ 322,000 | $ 0 |
| Ramsey County Minnesota | 4 | $ 660,000 | $ 165,000 | $ 100,000 |
| Harrison County Mississippi | 4 | $ 780,000 | $ 195,000 | $ 67,000 |
| Camden County Missouri | 4 | $ 1,330,000 | $ 332,000 | $ 395,000 |
| Clinton County Missouri | 4 | $ 1,010,000 | $ 252,000 | $ 99,000 |
| Livingston County Missouri | 4 | $ 1,210,000 | $ 302,000 | $ 87,000 |
| Nodaway County Missouri | 4 | $ 870,000 | $ 217,000 | $ 89,000 |
| Sarpy County Nebraska | 4 | $ 800,000 | $ 200,000 | $ 94,000 |
| Montgomery County Ohio | 4 | $ 600,000 | $ 150,000 | $ 101,000 |
| Davidson County Tennessee | 4 | $ 2,720,000 | $ 680,000 | $ 224,000 |
| Denton County Texas | 4 | $ 1,400,000 | $ 350,000 | $ 130,000 |
| Tarrant County Texas | 4 | $ 890,000 | $ 222,000 | $ 104,000 |
| Loudoun County Virginia | 4 | $ 1,860,000 | $ 465,000 | $ 127,000 |
| Raleigh County West Virginia | 4 | $ 820,000 | $ 205,000 | $ 67,000 |
| Jefferson County Alabama | 3 | $ 175,000 | $ 58,000 | $ 31,000 |
| Benton County Arkansas | 3 | $ 1,365,000 | $ 455,000 | $ 349,000 |
| Merced County California | 3 | $ 985,000 | $ 328,000 | $ 250,000 |
| Ventura County California | 3 | $ 1,655,000 | $ 551,000 | $ 181,000 |
| Arapahoe County Colorado | 3 | $ 685,000 | $ 228,000 | $ 68,000 |
| El Paso County Colorado | 3 | $ 1,265,000 | $ 421,000 | $ 105,000 |
| Brevard County Florida | 3 | $ 1,255,000 | $ 418,000 | $ 85,000 |
| Collier County Florida | 3 | $ 765,000 | $ 255,000 | $ 76,000 |
| Hawaii County Hawaii | 3 | $ 1,525,000 | $ 508,000 | $ 130,000 |
| Marion County Indiana | 3 | $ 245,000 | $ 81,000 | $ 112,000 |
| Polk County Iowa | 3 | $ 745,000 | $ 248,000 | $ 216,000 |
| Jefferson County Kansas | 3 | $ 745,000 | $ 248,000 | $ 97,000 |
| Morris County Kansas | 3 | $ 535,000 | $ 178,000 | $ 93,000 |
| Prince George's County Maryland | 3 | $ 935,000 | $ 311,000 | $ 125,000 |
| St. Louis County Missouri | 3 | $ 995,000 | $ 331,000 | $ 75,000 |
| Essex County New Jersey | 3 | $ 1,595,000 | $ 531,000 | $ 124,000 |
| Cumberland County North Carolina | 3 | $ 185,000 | $ 61,000 | $ 170,000 |
| Guilford County North Carolina | 3 | $ 1,085,000 | $ 361,000 | $ 24,000 |
| Wake County North Carolina | 3 | $ 1,065,000 | $ 355,000 | $ 148,000 |
| Oklahoma County Oklahoma | 3 | $ 565,000 | $ 188,000 | $ 119,000 |
| Collin County Texas | 3 | $ 1,015,000 | $ 338,000 | $ 150,000 |
| Harris County Texas | 3 | $ 675,000 | $ 225,000 | $ 82,000 |
| Williamson County Texas | 3 | $ 735,000 | $ 245,000 | $ 98,000 |
| Southeast Fairbanks County Alaska | 2 | $ 620,000 | $ 310,000 | $ 87,000 |
| Yavapai County Arizona | 2 | $ 810,000 | $ 405,000 | $ 70,000 |
| Yuma County Arizona | 2 | $ 590,000 | $ 295,000 | $ 95,000 |
| Pulaski County Arkansas | 2 | $ 170,000 | $ 85,000 | $ 25,000 |
| Madera County California | 2 | $ 480,000 | $ 240,000 | $ 0 |
| Placer County California | 2 | $ 710,000 | $ 355,000 | $ 187,000 |
| Shasta County California | 2 | $ 510,000 | $ 255,000 | $ 63,000 |
| Sonoma County California | 2 | $ 1,040,000 | $ 520,000 | $ 124,000 |
| Jefferson County Colorado | 2 | $ 850,000 | $ 425,000 | $ 57,000 |
| Weld County Colorado | 2 | $ 660,000 | $ 330,000 | $ 107,000 |
| New London County Connecticut | 2 | $ 500,000 | $ 250,000 | $ 113,000 |
| Duval County Florida | 2 | $ 340,000 | $ 170,000 | $ 402,000 |
| Hillsborough County Florida | 2 | $ 760,000 | $ 380,000 | $ 122,000 |
| Lee County Florida | 2 | $ 480,000 | $ 240,000 | $ 174,000 |
| Okaloosa County Florida | 2 | $ 620,000 | $ 310,000 | $ 0 |
| Pasco County Florida | 2 | $ 680,000 | $ 340,000 | $ 113,000 |
| Sumter County Florida | 2 | $ 790,000 | $ 395,000 | $ 262,000 |
| Volusia County Florida | 2 | $ 440,000 | $ 220,000 | $ 62,000 |
| Cherokee County Georgia | 2 | $ 530,000 | $ 265,000 | $ 0 |
| Cobb County Georgia | 2 | $ 500,000 | $ 250,000 | $ 124,000 |
| Columbia County Georgia | 2 | $ 640,000 | $ 320,000 | $ 67,000 |
| Canyon County Idaho | 2 | $ 540,000 | $ 270,000 | $ 0 |
| Kane County Illinois | 2 | $ 640,000 | $ 320,000 | $ 0 |
| Lake County Illinois | 2 | $ 420,000 | $ 210,000 | $ 77,000 |
| Tippecanoe County Indiana | 2 | $ 670,000 | $ 335,000 | $ 110,000 |
| Dallas County Iowa | 2 | $ 420,000 | $ 210,000 | $ 197,000 |
| Anderson County Kansas | 2 | $ 210,000 | $ 105,000 | $ 61,000 |
| Cowley County Kansas | 2 | $ 470,000 | $ 235,000 | $ 113,000 |
| Douglas County Kansas | 2 | $ 470,000 | $ 235,000 | $ 94,000 |
| Ford County Kansas | 2 | $ 520,000 | $ 260,000 | $ 107,000 |
| Jefferson County Kentucky | 2 | $ 470,000 | $ 235,000 | $ 193,000 |
| Anne Arundel County Maryland | 2 | $ 780,000 | $ 390,000 | $ 92,000 |
| Calvert County Maryland | 2 | $ 960,000 | $ 480,000 | $ 118,000 |
| Norfolk County Massachusetts | 2 | $ 630,000 | $ 315,000 | $ 159,000 |
| Washington County Minnesota | 2 | $ 1,070,000 | $ 535,000 | $ 0 |
| Jackson County Mississippi | 2 | $ 440,000 | $ 220,000 | $ 0 |
| Johnson County Missouri | 2 | $ 330,000 | $ 165,000 | $ 75,000 |
| Flathead County Montana | 2 | $ 580,000 | $ 290,000 | $ 56,000 |
| Sanders County Montana | 2 | $ 580,000 | $ 290,000 | $ 0 |
| Lancaster County Nebraska | 2 | $ 840,000 | $ 420,000 | $ 191,000 |
| Bergen County New Jersey | 2 | $ 1,160,000 | $ 580,000 | $ 146,000 |
| Cape May County New Jersey | 2 | $ 470,000 | $ 235,000 | $ 0 |
| Hudson County New Jersey | 2 | $ 1,220,000 | $ 610,000 | $ 402,000 |
| Ocean County New Jersey | 2 | $ 650,000 | $ 325,000 | $ 52,000 |
| Bernalillo County New Mexico | 2 | $ 260,000 | $ 130,000 | $ 38,000 |
| Santa Fe County New Mexico | 2 | $ 700,000 | $ 350,000 | $ 79,000 |
| Moore County North Carolina | 2 | $ 540,000 | $ 270,000 | $ 0 |
| Union County North Carolina | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Watauga County North Carolina | 2 | $ 590,000 | $ 295,000 | $ 107,000 |
| Wayne County North Carolina | 2 | $ 390,000 | $ 195,000 | $ 122,000 |
| Greene County Ohio | 2 | $ 620,000 | $ 310,000 | $ 0 |
| Cleveland County Oklahoma | 2 | $ 210,000 | $ 105,000 | $ 30,000 |
| Comanche County Oklahoma | 2 | $ 310,000 | $ 155,000 | $ 29,000 |
| Lane County Oregon | 2 | $ 920,000 | $ 460,000 | $ 132,000 |
| Dorchester County South Carolina | 2 | $ 510,000 | $ 255,000 | $ 57,000 |
| Montgomery County Tennessee | 2 | $ 380,000 | $ 190,000 | $ 198,000 |
| Sevier County Tennessee | 2 | $ 490,000 | $ 245,000 | $ 88,000 |
| Bell County Texas | 2 | $ 340,000 | $ 170,000 | $ 50,000 |
| Bexar County Texas | 2 | $ 650,000 | $ 325,000 | $ 171,000 |
| El Paso County Texas | 2 | $ 320,000 | $ 160,000 | $ 51,000 |
| Gillespie County Texas | 2 | $ 850,000 | $ 425,000 | $ 347,000 |
| Mason County Texas | 2 | $ 590,000 | $ 295,000 | $ 75,000 |
| Parker County Texas | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Salt Lake County Utah | 2 | $ 690,000 | $ 345,000 | $ 53,000 |
| Chesapeake County Virginia | 2 | $ 450,000 | $ 225,000 | $ 56,000 |
| Norfolk County Virginia | 2 | $ 440,000 | $ 220,000 | $ 79,000 |
| Portsmouth County Virginia | 2 | $ 350,000 | $ 175,000 | $ 41,000 |
| Virginia Beach County Virginia | 2 | $ 590,000 | $ 295,000 | $ 106,000 |
| Benton County Washington | 2 | $ 610,000 | $ 305,000 | $ 0 |
| Fayette County West Virginia | 2 | $ 280,000 | $ 140,000 | $ 62,000 |
| Winnebago County Wisconsin | 2 | $ 330,000 | $ 165,000 | $ 40,000 |
| Baldwin County Alabama | 1 | $ 155,000 | $ 155,000 | $ 37,000 |
| Blount County Alabama | 1 | $ 55,000 | $ 55,000 | $ 73,000 |
| Etowah County Alabama | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| Lee County Alabama | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Montgomery County Alabama | 1 | $ 55,000 | $ 55,000 | $ 44,000 |
| Shelby County Alabama | 1 | $ 135,000 | $ 135,000 | $ 0 |
| St. Clair County Alabama | 1 | $ 335,000 | $ 335,000 | $ 127,000 |
| Fairbanks North Star County Alaska | 1 | $ 145,000 | $ 145,000 | $ 132,000 |
| Juneau County Alaska | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Apache County Arizona | 1 | $ 225,000 | $ 225,000 | $ 39,000 |
| Mohave County Arizona | 1 | $ 165,000 | $ 165,000 | $ 109,000 |
| Pinal County Arizona | 1 | $ 265,000 | $ 265,000 | $ 84,000 |
| Cleburne County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 20,000 |
| Franklin County Arkansas | 1 | $ 245,000 | $ 245,000 | $ 83,000 |
| Contra Costa County California | 1 | $ 325,000 | $ 325,000 | $ 68,000 |
| Fresno County California | 1 | $ 305,000 | $ 305,000 | $ 165,000 |
| Kern County California | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Orange County California | 1 | $ 615,000 | $ 615,000 | $ 254,000 |
| Sacramento County California | 1 | $ 305,000 | $ 305,000 | $ 106,000 |
| San Bernardino County California | 1 | $ 165,000 | $ 165,000 | $ 39,000 |
| San Joaquin County California | 1 | $ 245,000 | $ 245,000 | $ 0 |
| San Luis Obispo County California | 1 | $ 825,000 | $ 825,000 | $ 239,000 |
| San Mateo County California | 1 | $ 675,000 | $ 675,000 | $ 0 |
| Santa Clara County California | 1 | $ 1,295,000 | $ 1,295,000 | $ 0 |
| Solano County California | 1 | $ 165,000 | $ 165,000 | $ 59,000 |
| Tulare County California | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Denver County Colorado | 1 | $ 305,000 | $ 305,000 | $ 208,000 |
| Elbert County Colorado | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Fairfield County Connecticut | 1 | $ 375,000 | $ 375,000 | $ 198,000 |
| Hartford County Connecticut | 1 | $ 135,000 | $ 135,000 | $ 0 |
| New Haven County Connecticut | 1 | $ 495,000 | $ 495,000 | $ 72,000 |
| New Castle County Delaware | 1 | $ 295,000 | $ 295,000 | $ 0 |
| District of Columbia County District Of Columbia | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Charlotte County Florida | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Citrus County Florida | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
| Clay County Florida | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Escambia County Florida | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Manatee County Florida | 1 | $ 235,000 | $ 235,000 | $ 49,000 |
| Miami-Dade County Florida | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Palm Beach County Florida | 1 | $ 295,000 | $ 295,000 | $ 61,000 |
| Pinellas County Florida | 1 | $ 175,000 | $ 175,000 | $ 47,000 |
| Seminole County Florida | 1 | $ 415,000 | $ 415,000 | $ 0 |
| St. Johns County Florida | 1 | $ 465,000 | $ 465,000 | $ 91,000 |
| Walton County Florida | 1 | $ 255,000 | $ 255,000 | $ 122,000 |
| Bryan County Georgia | 1 | $ 235,000 | $ 235,000 | $ 0 |
| DeKalb County Georgia | 1 | $ 135,000 | $ 135,000 | $ 88,000 |
| Douglas County Georgia | 1 | $ 215,000 | $ 215,000 | $ 61,000 |
| Fayette County Georgia | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Gwinnett County Georgia | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Henry County Georgia | 1 | $ 125,000 | $ 125,000 | $ 66,000 |
| Newton County Georgia | 1 | $ 245,000 | $ 245,000 | $ 275,000 |
| Maui County Hawaii | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Cook County Illinois | 1 | $ 315,000 | $ 315,000 | $ 0 |
| DeKalb County Illinois | 1 | $ 165,000 | $ 165,000 | $ 0 |
| DuPage County Illinois | 1 | $ 275,000 | $ 275,000 | $ 150,000 |
| LaSalle County Illinois | 1 | $ 535,000 | $ 535,000 | $ 177,000 |
| Ogle County Illinois | 1 | $ 615,000 | $ 615,000 | $ 176,000 |
| Sangamon County Illinois | 1 | $ 95,000 | $ 95,000 | $ 55,000 |
| Warren County Illinois | 1 | $ 135,000 | $ 135,000 | $ 42,000 |
| Decatur County Indiana | 1 | $ 125,000 | $ 125,000 | $ 102,000 |
| Dubois County Indiana | 1 | $ 275,000 | $ 275,000 | $ 61,000 |
| Hamilton County Indiana | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Johnson County Indiana | 1 | $ 165,000 | $ 165,000 | $ 111,000 |
| St. Joseph County Indiana | 1 | $ 185,000 | $ 185,000 | $ 182,000 |
| Black Hawk County Iowa | 1 | $ 115,000 | $ 115,000 | $ 70,000 |
| Mahaska County Iowa | 1 | $ 215,000 | $ 215,000 | $ 113,000 |
| Butler County Kansas | 1 | $ 185,000 | $ 185,000 | $ 607,000 |
| Clay County Kansas | 1 | $ 35,000 | $ 35,000 | $ 42,000 |
| Cloud County Kansas | 1 | $ 85,000 | $ 85,000 | $ 54,000 |
| Dickinson County Kansas | 1 | $ 285,000 | $ 285,000 | $ 67,000 |
| Franklin County Kansas | 1 | $ 695,000 | $ 695,000 | $ 3,092,000 |
| Harper County Kansas | 1 | $ 145,000 | $ 145,000 | $ 68,000 |
| Harvey County Kansas | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Labette County Kansas | 1 | $ 135,000 | $ 135,000 | $ 55,000 |
| Linn County Kansas | 1 | $ 85,000 | $ 85,000 | $ 54,000 |
| Marshall County Kansas | 1 | $ 325,000 | $ 325,000 | $ 233,000 |
| Neosho County Kansas | 1 | $ 95,000 | $ 95,000 | $ 55,000 |
| Reno County Kansas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Saline County Kansas | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
| Ascension County Louisiana | 1 | $ 245,000 | $ 245,000 | $ 80,000 |
| Avoyelles County Louisiana | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Claiborne County Louisiana | 1 | $ 45,000 | $ 45,000 | $ 13,000 |
| Orleans County Louisiana | 1 | $ 555,000 | $ 555,000 | $ 0 |
| Penobscot County Maine | 1 | $ 325,000 | $ 325,000 | $ 137,000 |
| Baltimore County Maryland | 1 | $ 175,000 | $ 175,000 | $ 52,000 |
| Cecil County Maryland | 1 | $ 95,000 | $ 95,000 | $ 26,000 |
| Charles County Maryland | 1 | $ 285,000 | $ 285,000 | $ 69,000 |
| Howard County Maryland | 1 | $ 795,000 | $ 795,000 | $ 0 |
| Worcester County Massachusetts | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Cheboygan County Michigan | 1 | $ 235,000 | $ 235,000 | $ 53,000 |
| Houghton County Michigan | 1 | $ 285,000 | $ 285,000 | $ 169,000 |
| Oakland County Michigan | 1 | $ 165,000 | $ 165,000 | $ 129,000 |
| Wayne County Michigan | 1 | $ 355,000 | $ 355,000 | $ 66,000 |
| Carver County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 131,000 |
| Grant County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Hennepin County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 80,000 |
| Kandiyohi County Minnesota | 1 | $ 325,000 | $ 325,000 | $ 69,000 |
| Polk County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 68,000 |
| Barry County Missouri | 1 | $ 135,000 | $ 135,000 | $ 34,000 |
| Barton County Missouri | 1 | $ 265,000 | $ 265,000 | $ 69,000 |
| Bates County Missouri | 1 | $ 175,000 | $ 175,000 | $ 171,000 |
| Jasper County Missouri | 1 | $ 125,000 | $ 125,000 | $ 82,000 |
| Jefferson County Missouri | 1 | $ 185,000 | $ 185,000 | $ 82,000 |
| Laclede County Missouri | 1 | $ 85,000 | $ 85,000 | $ 19,000 |
| Lincoln County Missouri | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Marion County Missouri | 1 | $ 265,000 | $ 265,000 | $ 136,000 |
| McDonald County Missouri | 1 | $ 235,000 | $ 235,000 | $ 130,000 |
| Pulaski County Missouri | 1 | $ 165,000 | $ 165,000 | $ 37,000 |
| St. Charles County Missouri | 1 | $ 425,000 | $ 425,000 | $ 0 |
| St. Clair County Missouri | 1 | $ 185,000 | $ 185,000 | $ 74,000 |
| St. Louis City County Missouri | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Stone County Missouri | 1 | $ 315,000 | $ 315,000 | $ 303,000 |
| Taney County Missouri | 1 | $ 95,000 | $ 95,000 | $ 240,000 |
| Churchill County Nevada | 1 | $ 275,000 | $ 275,000 | $ 232,000 |
| Douglas County Nevada | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Eureka County Nevada | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Washoe County Nevada | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Merrimack County New Hampshire | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Mercer County New Jersey | 1 | $ 515,000 | $ 515,000 | $ 270,000 |
| Middlesex County New Jersey | 1 | $ 105,000 | $ 105,000 | $ 402,000 |
| Monmouth County New Jersey | 1 | $ 655,000 | $ 655,000 | $ 0 |
| Passaic County New Jersey | 1 | $ 215,000 | $ 215,000 | $ 107,000 |
| Somerset County New Jersey | 1 | $ 245,000 | $ 245,000 | $ 121,000 |
| Bronx County New York | 1 | $ 1,045,000 | $ 1,045,000 | $ 341,000 |
| Broome County New York | 1 | $ 115,000 | $ 115,000 | $ 73,000 |
| Cortland County New York | 1 | $ 135,000 | $ 135,000 | $ 49,000 |
| Fulton County New York | 1 | $ 285,000 | $ 285,000 | $ 155,000 |
| Montgomery County New York | 1 | $ 295,000 | $ 295,000 | $ 208,000 |
| Queens County New York | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Suffolk County New York | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Westchester County New York | 1 | $ 575,000 | $ 575,000 | $ 245,000 |
| Alamance County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 61,000 |
| Bladen County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 90,000 |
| Brunswick County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 57,000 |
| Currituck County North Carolina | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Franklin County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 100,000 |
| Granville County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Harnett County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 106,000 |
| Hoke County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 65,000 |
| Onslow County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 177,000 |
| Randolph County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Clermont County Ohio | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Fulton County Ohio | 1 | $ 135,000 | $ 135,000 | $ 73,000 |
| Hamilton County Ohio | 1 | $ 155,000 | $ 155,000 | $ 110,000 |
| Lake County Ohio | 1 | $ 125,000 | $ 125,000 | $ 92,000 |
| Lorain County Ohio | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Madison County Ohio | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Medina County Ohio | 1 | $ 205,000 | $ 205,000 | $ 70,000 |
| Portage County Ohio | 1 | $ 345,000 | $ 345,000 | $ 134,000 |
| Warren County Ohio | 1 | $ 185,000 | $ 185,000 | $ 47,000 |
| Pottawatomie County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 88,000 |
| Benton County Oregon | 1 | $ 365,000 | $ 365,000 | $ 212,000 |
| Harney County Oregon | 1 | $ 155,000 | $ 155,000 | $ 77,000 |
| Jackson County Oregon | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Multnomah County Oregon | 1 | $ 355,000 | $ 355,000 | $ 208,000 |
| Butler County Pennsylvania | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Cambria County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 45,000 |
| Cumberland County Pennsylvania | 1 | $ 445,000 | $ 445,000 | $ 155,000 |
| Huntingdon County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Lancaster County Pennsylvania | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Northampton County Pennsylvania | 1 | $ 345,000 | $ 345,000 | $ 227,000 |
| Providence County Rhode Island | 1 | $ 485,000 | $ 485,000 | $ 132,000 |
| Greenville County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 53,000 |
| Pickens County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Richland County South Carolina | 1 | $ 385,000 | $ 385,000 | $ 304,000 |
| Blount County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 51,000 |
| Fentress County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Jefferson County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 20,000 |
| Knox County Tennessee | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Lewis County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 35,000 |
| Marion County Tennessee | 1 | $ 855,000 | $ 855,000 | $ 440,000 |
| Roane County Tennessee | 1 | $ 445,000 | $ 445,000 | $ 90,000 |
| Robertson County Tennessee | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Washington County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Andrews County Texas | 1 | $ 145,000 | $ 145,000 | $ 53,000 |
| Bandera County Texas | 1 | $ 235,000 | $ 235,000 | $ 82,000 |
| Blanco County Texas | 1 | $ 325,000 | $ 325,000 | $ 152,000 |
| Brazoria County Texas | 1 | $ 595,000 | $ 595,000 | $ 0 |
| Cherokee County Texas | 1 | $ 165,000 | $ 165,000 | $ 42,000 |
| Comal County Texas | 1 | $ 265,000 | $ 265,000 | $ 118,000 |
| Galveston County Texas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Grayson County Texas | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Grimes County Texas | 1 | $ 135,000 | $ 135,000 | $ 38,000 |
| Hill County Texas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Lampasas County Texas | 1 | $ 225,000 | $ 225,000 | $ 0 |
| McCulloch County Texas | 1 | $ 135,000 | $ 135,000 | $ 58,000 |
| McLennan County Texas | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Rusk County Texas | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Travis County Texas | 1 | $ 455,000 | $ 455,000 | $ 305,000 |
| Victoria County Texas | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Davis County Utah | 1 | $ 475,000 | $ 475,000 | $ 325,000 |
| Franklin County Vermont | 1 | $ 265,000 | $ 265,000 | $ 121,000 |
| Alexandria County Virginia | 1 | $ 185,000 | $ 185,000 | $ 69,000 |
| Amherst County Virginia | 1 | $ 95,000 | $ 95,000 | $ 11,000 |
| Arlington County Virginia | 1 | $ 425,000 | $ 425,000 | $ 141,000 |
| Bedford County Virginia | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Hampton County Virginia | 1 | $ 185,000 | $ 185,000 | $ 70,000 |
| Henry County Virginia | 1 | $ 315,000 | $ 315,000 | $ 198,000 |
| Mecklenburg County Virginia | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Petersburg County Virginia | 1 | $ 135,000 | $ 135,000 | $ 101,000 |
| Prince William County Virginia | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Spotsylvania County Virginia | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Stafford County Virginia | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Suffolk County Virginia | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Kitsap County Washington | 1 | $ 215,000 | $ 215,000 | $ 111,000 |
| Mason County Washington | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Skagit County Washington | 1 | $ 565,000 | $ 565,000 | $ 0 |
| Snohomish County Washington | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Whatcom County Washington | 1 | $ 305,000 | $ 305,000 | $ 137,000 |
| Kanawha County West Virginia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Monongalia County West Virginia | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Calumet County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Dane County Wisconsin | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Sheridan County Wyoming | 1 | $ 325,000 | $ 325,000 | $ 78,000 |
Mortgage Loan Application Detail Totals for Community First National Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 649 | $179,145,000 | $276,000 | $1,525,000 | $146,000 | $3,092,000 |
| Home Purchase | 428 | $111,650,000 | $260,000 | $1,075,000 | $111,000 | $745,000 |
| Cash-out Refinancing | 207 | $50,455,000 | $243,000 | $1,085,000 | $116,000 | $1,200,000 |
| Other Purpose | 14 | $2,340,000 | $167,000 | $355,000 | $121,000 | $590,000 |
| Home Improvement | 6 | $610,000 | $101,000 | $245,000 | $99,000 | $232,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 986 | $254,650,000 | $258,000 | $1,525,000 | $124,000 | $3,092,000 |
| Hispanic | 85 | $23,345,000 | $274,000 | $1,045,000 | $128,000 | $579,000 |
| Not Provided | 82 | $21,800,000 | $265,000 | $1,075,000 | $134,000 | $402,000 |
| Black or African American | 59 | $16,085,000 | $272,000 | $855,000 | $93,000 | $440,000 |
| Asian | 56 | $18,240,000 | $325,000 | $1,295,000 | $124,000 | $282,000 |
| Not applicable | 23 | $7,095,000 | $308,000 | $895,000 | $0 | $0 |
| American Indian or Alaskan Native | 10 | $2,420,000 | $242,000 | $335,000 | $213,000 | $1,200,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $380,000 | $190,000 | $275,000 | $113,000 | $162,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 780 | $183,140,000 | $234,000 | $1,075,000 | $135,000 | $3,092,000 |
| VA-guaranteed (Veterans Administration) | 451 | $145,745,000 | $323,000 | $1,525,000 | $107,000 | $1,200,000 |
| FHA-insured (Federal Housing Administration) | 66 | $13,960,000 | $211,000 | $345,000 | $79,000 | $462,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 7 | $1,355,000 | $193,000 | $285,000 | $58,000 | $94,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 974 | $260,410,000 | $267,000 | $1,525,000 | $128,000 | $3,092,000 |
| Application Withdrawn By Applicant | 205 | $53,635,000 | $261,000 | $1,085,000 | $120,000 | $607,000 |
| Application Denied By Financial Institution | 116 | $28,090,000 | $242,000 | $955,000 | $115,000 | $1,200,000 |
| Application Approved But Not Accepted | 9 | $2,065,000 | $229,000 | $465,000 | $150,000 | $326,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,188 | $316,110,000 | $266,000 | $1,525,000 | $126,000 | $3,092,000 |
| Credit History | 42 | $9,910,000 | $235,000 | $615,000 | $100,000 | $307,000 |
| Collateral | 22 | $6,380,000 | $290,000 | $855,000 | $119,000 | $440,000 |
| Debt-To-Income Ratio | 21 | $4,535,000 | $215,000 | $495,000 | $81,000 | $233,000 |
| Credit Application Incomplete | 16 | $3,240,000 | $202,000 | $355,000 | $206,000 | $1,200,000 |
| Other | 12 | $3,440,000 | $286,000 | $955,000 | $112,000 | $331,000 |
| Employment History | 3 | $585,000 | $195,000 | $235,000 | $75,000 | $96,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Community First National Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Community First National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.