BBVA USA Mortgage Lending & HMDA Data, 2016

In 2016, BBVA USA of Birmingham, AL reported 17,524 mortgage applications totaling $5.2 billion, down 26% from 2015. The average application was for $294,492, and applicants reported an average income of $156,336. 50% of its applications resulted in an originated loan and 21% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (2,113), Phoenix-Mesa-Scottsdale, AZ (1,355) and Dallas-Plano-Irving, TX (1,181) (applications in parentheses).

Mortgage Company & Address BBVA USA
15 South 20th St
Birmingham, AL 35233
Tel #: available with data download
Federal Regulator * available with data download
Years 2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 17,524
Total Mortgage Loan Application Amount $5,160,682,000
Average Mortgage Loan Application Amount $294,492
Highest Mortgage Loan Application Amount $9,450,000
Average Applicant Income $156,336
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records BBVA USA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for BBVA USA by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Harris, Texas 1,314 $ 478,302,000 $ 364,004 $ 214,000
Maricopa, Arizona 1,288 $ 410,033,000 $ 318,348 $ 165,000
Jefferson, Alabama 629 $ 130,846,000 $ 208,022 $ 103,000
Dallas, Texas 627 $ 185,198,000 $ 295,371 $ 159,000
Bexar, Texas 579 $ 133,861,000 $ 231,193 $ 150,000
Travis, Texas 528 $ 175,632,000 $ 332,636 $ 165,000
Tarrant, Texas 482 $ 106,641,000 $ 221,246 $ 115,000
Los Angeles, California 472 $ 332,697,000 $ 704,866 $ 250,000
San Diego, California 350 $ 211,362,000 $ 603,891 $ 263,000
Hidalgo, Texas 348 $ 45,164,000 $ 129,781 $ 91,000
Riverside, California 317 $ 82,481,000 $ 260,192 $ 139,000
Orange, Florida 309 $ 80,981,000 $ 262,074 $ 216,000
Montgomery, Texas 304 $ 88,437,000 $ 290,911 $ 179,000
Osceola, Florida 279 $ 63,852,000 $ 228,860 $ 214,000
Bernalillo, New Mexico 268 $ 69,124,000 $ 257,925 $ 135,000
Pima, Arizona 260 $ 58,120,000 $ 223,538 $ 140,000
Denver, Colorado 249 $ 106,907,000 $ 429,345 $ 187,000
Duval, Florida 236 $ 46,250,000 $ 195,974 $ 107,000
Fort Bend, Texas 236 $ 69,067,000 $ 292,656 $ 178,000
Collin, Texas 228 $ 59,550,000 $ 261,184 $ 145,000
Denton, Texas 220 $ 61,332,000 $ 278,781 $ 169,000
Webb, Texas 217 $ 22,604,000 $ 104,165 $ 85,000
Mobile, Alabama 206 $ 21,595,000 $ 104,830 $ 67,000
Miami-Dade, Florida 192 $ 75,350,000 $ 392,447 $ 367,000
Shelby, Alabama 186 $ 39,409,000 $ 211,876 $ 106,000
El Paso, Texas 178 $ 28,619,000 $ 160,780 $ 92,000
Williamson, Texas 165 $ 33,359,000 $ 202,175 $ 122,000
San Joaquin, California 161 $ 41,173,000 $ 255,732 $ 104,000
El Paso, Colorado 158 $ 73,194,000 $ 463,253 $ 211,000
Stanislaus, California 150 $ 32,239,000 $ 214,926 $ 100,000
Arapahoe, Colorado 147 $ 43,542,000 $ 296,204 $ 133,000
Madison, Alabama 143 $ 26,772,000 $ 187,216 $ 93,000
Cameron, Texas 139 $ 19,158,000 $ 137,827 $ 92,000
Montgomery, Alabama 136 $ 17,425,000 $ 128,125 $ 75,000
Galveston, Texas 136 $ 33,140,000 $ 243,676 $ 166,000
Sacramento, California 133 $ 55,149,000 $ 414,654 $ 180,000
Orange, California 129 $ 110,912,000 $ 859,782 $ 296,000
Baldwin, Alabama 113 $ 20,048,000 $ 177,415 $ 85,000
Adams, Colorado 109 $ 25,227,000 $ 231,440 $ 97,000
Mohave, Arizona 103 $ 19,269,000 $ 187,077 $ 89,000
San Bernardino, California 103 $ 33,475,000 $ 325,000 $ 143,000
Brazoria, Texas 98 $ 19,214,000 $ 196,061 $ 124,000
Douglas, Colorado 93 $ 42,038,000 $ 452,021 $ 178,000
Jefferson, Colorado 92 $ 29,295,000 $ 318,423 $ 140,000
Clay, Florida 88 $ 16,840,000 $ 191,363 $ 97,000
St. Clair, Alabama 87 $ 14,067,000 $ 161,689 $ 68,000
Jefferson, Texas 86 $ 11,158,000 $ 129,744 $ 85,000
Contra Costa, California 85 $ 66,300,000 $ 780,000 $ 293,000
Bell, Texas 84 $ 10,083,000 $ 120,035 $ 105,000
Alachua, Florida 83 $ 22,729,000 $ 273,843 $ 167,000
Escambia, Florida 83 $ 15,339,000 $ 184,807 $ 98,000
St. Johns, Florida 83 $ 28,037,000 $ 337,795 $ 184,000
Okaloosa, Florida 82 $ 18,572,000 $ 226,487 $ 126,000
Parker, Texas 82 $ 14,808,000 $ 180,585 $ 131,000
Nueces, Texas 81 $ 16,022,000 $ 197,802 $ 148,000
Alameda, California 75 $ 49,788,000 $ 663,840 $ 222,000
Larimer, Colorado 75 $ 23,977,000 $ 319,693 $ 136,000
Barbour, Alabama 70 $ 8,226,000 $ 117,514 $ 61,000
Pinal, Arizona 67 $ 8,796,000 $ 131,283 $ 55,000
Santa Clara, California 67 $ 54,444,000 $ 812,597 $ 229,000
Weld, Colorado 67 $ 14,498,000 $ 216,388 $ 110,000
Fresno, California 66 $ 20,931,000 $ 317,136 $ 163,000
Polk, Florida 66 $ 12,628,000 $ 191,333 $ 172,000
Sandoval, New Mexico 63 $ 16,867,000 $ 267,730 $ 114,000
Houston, Alabama 62 $ 9,917,000 $ 159,951 $ 87,000
Maverick, Texas 62 $ 5,750,000 $ 92,741 $ 77,000
San Mateo, California 61 $ 54,593,000 $ 894,967 $ 304,000
Placer, California 58 $ 35,300,000 $ 608,620 $ 324,000
Lee, Alabama 57 $ 11,866,000 $ 208,175 $ 105,000
McLennan, Texas 55 $ 9,601,000 $ 174,563 $ 83,000
Merced, California 54 $ 8,834,000 $ 163,592 $ 78,000
Boulder, Colorado 53 $ 20,592,000 $ 388,528 $ 162,000
Dona Ana, New Mexico 51 $ 12,702,000 $ 249,058 $ 116,000
Hays, Texas 51 $ 10,722,000 $ 210,235 $ 127,000
Tuscaloosa, Alabama 49 $ 11,219,000 $ 228,959 $ 128,000
Ellis, Texas 49 $ 5,088,000 $ 103,836 $ 64,000
Starr, Texas 44 $ 3,664,000 $ 83,272 $ 53,000
Etowah, Alabama 42 $ 4,266,000 $ 101,571 $ 62,000
Coconino, Arizona 42 $ 13,675,000 $ 325,595 $ 174,000
Hardin, Texas 42 $ 3,461,000 $ 82,404 $ 95,000
Morgan, Alabama 40 $ 4,336,000 $ 108,400 $ 55,000
Marion, Florida 40 $ 6,329,000 $ 158,225 $ 121,000
Yavapai, Arizona 37 $ 9,075,000 $ 245,270 $ 128,000
Walton, Florida 37 $ 20,748,000 $ 560,756 $ 348,000
Calhoun, Alabama 36 $ 2,972,000 $ 82,555 $ 42,000
Santa Rosa, Florida 36 $ 8,691,000 $ 241,416 $ 180,000
Limestone, Alabama 34 $ 4,752,000 $ 139,764 $ 60,000
Brazos, Texas 34 $ 7,239,000 $ 212,911 $ 174,000
Hood, Texas 34 $ 4,438,000 $ 130,529 $ 64,000
Clark, Nevada 32 $ 26,932,000 $ 841,625 $ 261,000
Walker, Alabama 31 $ 3,630,000 $ 117,096 $ 67,000
Cochise, Arizona 31 $ 2,183,000 $ 70,419 $ 65,000
Broward, Florida 31 $ 14,055,000 $ 453,387 $ 242,000
DeKalb, Alabama 30 $ 4,390,000 $ 146,333 $ 81,000
Ventura, California 30 $ 27,814,000 $ 927,133 $ 328,000
Comal, Texas 30 $ 10,208,000 $ 340,266 $ 189,000
Lubbock, Texas 30 $ 5,135,000 $ 171,166 $ 109,000
Johnson, Texas 29 $ 4,264,000 $ 147,034 $ 96,000
Cullman, Alabama 28 $ 3,331,000 $ 118,964 $ 75,000
Smith, Texas 27 $ 5,325,000 $ 197,222 $ 104,000
Nassau, Florida 26 $ 8,760,000 $ 336,923 $ 196,000
Kaufman, Texas 26 $ 3,110,000 $ 119,615 $ 95,000
Lauderdale, Alabama 25 $ 3,705,000 $ 148,200 $ 103,000
Orange, Texas 25 $ 2,875,000 $ 115,000 $ 62,000
Kern, California 24 $ 6,478,000 $ 269,916 $ 97,000
Seminole, Florida 24 $ 6,913,000 $ 288,041 $ 184,000
Blount, Alabama 23 $ 3,224,000 $ 140,173 $ 60,000
Hernando, Florida 23 $ 1,574,000 $ 68,434 $ 47,000
Kendall, Texas 23 $ 12,542,000 $ 545,304 $ 236,000
Val Verde, Texas 23 $ 1,340,000 $ 58,260 $ 52,000
Citrus, Florida 22 $ 4,665,000 $ 212,045 $ 97,000
San Francisco, California 21 $ 20,188,000 $ 961,333 $ 404,000
Polk, Texas 20 $ 2,420,000 $ 121,000 $ 127,000
Rockwall, Texas 20 $ 5,334,000 $ 266,700 $ 132,000
Amador, California 19 $ 3,837,000 $ 201,947 $ 70,000
Otero, New Mexico 19 $ 2,447,000 $ 128,789 $ 105,000
Jasper, Texas 19 $ 1,668,000 $ 87,789 $ 53,000
Talladega, Alabama 18 $ 2,236,000 $ 124,222 $ 56,000
Navajo, Arizona 18 $ 2,981,000 $ 165,611 $ 162,000
El Dorado, California 18 $ 17,693,000 $ 982,944 $ 561,000
Multnomah, Oregon 18 $ 7,249,000 $ 402,722 $ 156,000
Sonoma, California 17 $ 13,963,000 $ 821,352 $ 335,000
Howard, Texas 17 $ 1,916,000 $ 112,705 $ 50,000
Tyler, Texas 17 $ 641,000 $ 37,705 $ 39,000
Colbert, Alabama 16 $ 1,940,000 $ 121,250 $ 54,000
Gila, Arizona 16 $ 3,556,000 $ 222,250 $ 129,000
Jackson, Alabama 15 $ 1,545,000 $ 103,000 $ 50,000
Marshall, Alabama 15 $ 3,280,000 $ 218,666 $ 116,000
Santa Fe, New Mexico 15 $ 4,384,000 $ 292,266 $ 202,000
Sierra, New Mexico 15 $ 1,244,000 $ 82,933 $ 54,000
Midland, Texas 15 $ 4,064,000 $ 270,933 $ 238,000
Taylor, Texas 15 $ 1,615,000 $ 107,666 $ 66,000
King, Washington 15 $ 12,332,000 $ 822,133 $ 443,000
Elmore, Alabama 14 $ 2,458,000 $ 175,571 $ 80,000
Washoe, Nevada 14 $ 5,992,000 $ 428,000 $ 229,000
Gregg, Texas 14 $ 1,664,000 $ 118,857 $ 65,000
Leon, Florida 13 $ 2,003,000 $ 154,076 $ 63,000
Falls, Texas 13 $ 971,000 $ 74,692 $ 60,000
Zapata, Texas 13 $ 989,000 $ 76,076 $ 86,000
Hillsborough, Florida 12 $ 3,677,000 $ 306,416 $ 174,000
Ector, Texas 12 $ 878,000 $ 73,166 $ 105,000
Kerr, Texas 12 $ 1,151,000 $ 95,916 $ 78,000
Walker, Texas 12 $ 1,656,000 $ 138,000 $ 101,000
Lawrence, Alabama 11 $ 691,000 $ 62,818 $ 33,000
Santa Cruz, Arizona 11 $ 1,330,000 $ 120,909 $ 147,000
Tuolumne, California 11 $ 3,610,000 $ 328,181 $ 124,000
Bay, Florida 11 $ 2,187,000 $ 198,818 $ 125,000
Lake, Florida 11 $ 2,445,000 $ 222,272 $ 109,000
Palm Beach, Florida 11 $ 6,646,000 $ 604,181 $ 502,000
Harrison, Texas 11 $ 1,508,000 $ 137,090 $ 88,000
Hunt, Texas 11 $ 1,417,000 $ 128,818 $ 97,000
Nevada, California 10 $ 4,575,000 $ 457,500 $ 510,000
Yolo, California 10 $ 6,141,000 $ 614,100 $ 225,000
Flagler, Florida 10 $ 2,626,000 $ 262,600 $ 222,000
Valencia, New Mexico 10 $ 1,607,000 $ 160,700 $ 49,000
Palo Pinto, Texas 10 $ 1,578,000 $ 157,800 $ 102,000
Calaveras, California 9 $ 1,831,000 $ 203,444 $ 118,000
Solano, California 9 $ 4,803,000 $ 533,666 $ 176,000
Broomfield, Colorado 9 $ 3,930,000 $ 436,666 $ 168,000
Bastrop, Texas 9 $ 1,159,000 $ 128,777 $ 65,000
Grimes, Texas 9 $ 1,012,000 $ 112,444 $ 84,000
Guadalupe, Texas 9 $ 1,265,000 $ 140,555 $ 74,000
Liberty, Texas 9 $ 940,000 $ 104,444 $ 87,000
San Patricio, Texas 9 $ 1,725,000 $ 191,666 $ 97,000
Dale, Alabama 8 $ 1,608,000 $ 201,000 $ 149,000
Marin, California 8 $ 7,791,000 $ 973,875 $ 318,000
Fulton, Georgia 8 $ 4,588,000 $ 573,500 $ 269,000
Oklahoma, Oklahoma 8 $ 4,223,000 $ 527,875 $ 247,000
Clackamas, Oregon 8 $ 6,663,000 $ 832,875 $ 233,000
Jackson, Oregon 8 $ 6,408,000 $ 801,000 $ 604,000
Washington, Oregon 8 $ 3,021,000 $ 377,625 $ 173,000
Grayson, Texas 8 $ 1,805,000 $ 225,625 $ 141,000
Hale, Texas 8 $ 386,000 $ 48,250 $ 43,000
Jim Wells, Texas 8 $ 849,000 $ 106,125 $ 134,000
Limestone, Texas 8 $ 318,000 $ 39,750 $ 46,000
Willacy, Texas 8 $ 457,000 $ 57,125 $ 50,000
Autauga, Alabama 7 $ 1,388,000 $ 198,285 $ 62,000
Henry, Alabama 7 $ 926,000 $ 132,285 $ 81,000
Pinellas, Florida 7 $ 1,745,000 $ 249,285 $ 277,000
Lincoln, New Mexico 7 $ 851,000 $ 121,571 $ 78,000
Tulsa, Oklahoma 7 $ 590,000 $ 84,285 $ 97,000
Gillespie, Texas 7 $ 1,195,000 $ 170,714 $ 217,000
Henderson, Texas 7 $ 858,000 $ 122,571 $ 66,000
Newton, Texas 7 $ 258,000 $ 36,857 $ 67,000
Waller, Texas 7 $ 1,622,000 $ 231,714 $ 120,000
Wise, Texas 7 $ 1,454,000 $ 207,714 $ 102,000
Geneva, Alabama 6 $ 610,000 $ 101,666 $ 42,000
Tallapoosa, Alabama 6 $ 2,453,000 $ 408,833 $ 434,000
Monterey, California 6 $ 8,785,000 $ 1,464,166 $ 416,000
San Luis Obispo, California 6 $ 4,285,000 $ 714,166 $ 334,000
La Plata, Colorado 6 $ 3,749,000 $ 624,833 $ 728,000
Volusia, Florida 6 $ 3,398,000 $ 566,333 $ 266,000
Caldwell, Texas 6 $ 866,000 $ 144,333 $ 50,000
Van Zandt, Texas 6 $ 941,000 $ 156,833 $ 91,000
Wilson, Texas 6 $ 890,000 $ 148,333 $ 141,000
Butte, California 5 $ 2,614,000 $ 522,800 $ 467,000
Madera, California 5 $ 959,000 $ 191,800 $ 75,000
Napa, California 5 $ 4,673,000 $ 934,600 $ 464,000
Tulare, California 5 $ 2,344,000 $ 468,800 $ 375,000
Eagle, Colorado 5 $ 3,309,000 $ 661,800 $ 707,000
Pasco, Florida 5 $ 745,000 $ 149,000 $ 74,000
Cobb, Georgia 5 $ 1,270,000 $ 254,000 $ 155,000
DeKalb, Georgia 5 $ 3,321,000 $ 664,200 $ 252,000
McKinley, New Mexico 5 $ 705,000 $ 141,000 $ 72,000
Sevier, Tennessee 5 $ 1,270,000 $ 254,000 $ 161,000
Austin, Texas 5 $ 426,000 $ 85,200 $ 53,000
Bandera, Texas 5 $ 1,581,000 $ 316,200 $ 384,000
Burnet, Texas 5 $ 630,000 $ 126,000 $ 70,000
Erath, Texas 5 $ 740,000 $ 148,000 $ 69,000
Medina, Texas 5 $ 741,000 $ 148,200 $ 84,000
Tom Green, Texas 5 $ 752,000 $ 150,400 $ 134,000
Clark, Washington 5 $ 1,455,000 $ 291,000 $ 145,000
Cherokee, Alabama 4 $ 404,000 $ 101,000 $ 57,000
Chilton, Alabama 4 $ 450,000 $ 112,500 $ 185,000
Winston, Alabama 4 $ 704,000 $ 176,000 $ 199,000
Santa Cruz, California 4 $ 1,383,000 $ 345,750 $ 197,000
Chaffee, Colorado 4 $ 1,036,000 $ 259,000 $ 199,000
San Miguel, Colorado 4 $ 4,368,000 $ 1,092,000 $ 588,000
Summit, Colorado 4 $ 2,609,000 $ 652,250 $ 565,000
Bradford, Florida 4 $ 236,000 $ 59,000 $ 44,000
Brevard, Florida 4 $ 1,098,000 $ 274,500 $ 133,000
Putnam, Florida 4 $ 345,000 $ 86,250 $ 43,000
Gwinnett, Georgia 4 $ 673,000 $ 168,250 $ 131,000
Norfolk, Massachusetts 4 $ 3,853,000 $ 963,250 $ 351,000
Davidson, Tennessee 4 $ 2,404,000 $ 601,000 $ 262,000
Aransas, Texas 4 $ 1,087,000 $ 271,750 $ 93,000
Chambers, Texas 4 $ 688,000 $ 172,000 $ 89,000
Kleberg, Texas 4 $ 494,000 $ 123,500 $ 57,000
Llano, Texas 4 $ 686,000 $ 171,500 $ 139,000
Wharton, Texas 4 $ 715,000 $ 178,750 $ 119,000
Wood, Texas 4 $ 557,000 $ 139,250 $ 371,000
Thurston, Washington 4 $ 2,381,000 $ 595,250 $ 229,000
Coffee, Alabama 3 $ 471,000 $ 157,000 $ 44,000
Greene, Alabama 3 $ 108,000 $ 36,000 $ 69,000
Macon, Alabama 3 $ 184,000 $ 61,333 $ 81,000
Humboldt, California 3 $ 1,454,000 $ 484,666 $ 271,000
Lake, California 3 $ 418,000 $ 139,333 $ 149,000
Archuleta, Colorado 3 $ 1,397,000 $ 465,666 $ 140,000
Elbert, Colorado 3 $ 870,000 $ 290,000 $ 106,000
Grand, Colorado 3 $ 1,312,000 $ 437,333 $ 371,000
Pueblo, Colorado 3 $ 1,276,000 $ 425,333 $ 408,000
Collier, Florida 3 $ 1,367,000 $ 455,666 $ 271,000
Levy, Florida 3 $ 134,000 $ 44,666 $ 38,000
Manatee, Florida 3 $ 820,000 $ 273,333 $ 170,000
St. Lucie, Florida 3 $ 358,000 $ 119,333 $ 59,000
Forsyth, Georgia 3 $ 916,000 $ 305,333 $ 204,000
Jefferson, Louisiana 3 $ 1,310,000 $ 436,666 $ 147,000
Essex, Massachusetts 3 $ 1,489,000 $ 496,333 $ 223,000
Hampden, Massachusetts 3 $ 1,165,000 $ 388,333 $ 256,000
Luna, New Mexico 3 $ 246,000 $ 82,000 $ 70,000
Montgomery, Pennsylvania 3 $ 2,029,000 $ 676,333 $ 447,000
Philadelphia, Pennsylvania 3 $ 2,933,000 $ 977,666 $ 575,000
Hamilton, Tennessee 3 $ 929,000 $ 309,666 $ 99,000
Andrews, Texas 3 $ 1,266,000 $ 422,000 $ 139,000
Freestone, Texas 3 $ 271,000 $ 90,333 $ 73,000
Nacogdoches, Texas 3 $ 422,000 $ 140,666 $ 121,000
Rusk, Texas 3 $ 343,000 $ 114,333 $ 69,000
San Augustine, Texas 3 $ 210,000 $ 70,000 $ 64,000
Somervell, Texas 3 $ 718,000 $ 239,333 $ 118,000
Trinity, Texas 3 $ 819,000 $ 273,000 $ 188,000
Upshur, Texas 3 $ 771,000 $ 257,000 $ 107,000
Uvalde, Texas 3 $ 473,000 $ 157,666 $ 84,000
Fairfax, Virginia 3 $ 634,000 $ 211,333 $ 154,000
Pierce, Washington 3 $ 1,593,000 $ 531,000 $ 352,000
Bibb, Alabama 2 $ 297,000 $ 148,500 $ 76,000
Escambia, Alabama 2 $ 147,000 $ 73,500 $ 27,000
Lowndes, Alabama 2 $ 166,000 $ 83,000 $ 78,000
Marengo, Alabama 2 $ 272,000 $ 136,000 $ 119,000
Monroe, Alabama 2 $ 151,000 $ 75,500 $ 36,000
La Paz, Arizona 2 $ 707,000 $ 353,500 $ 131,000
Pulaski, Arkansas 2 $ 132,000 $ 66,000 $ 48,000
Mariposa, California 2 $ 370,000 $ 185,000 $ 143,000
Custer, Colorado 2 $ 719,000 $ 359,500 $ 186,000
Garfield, Colorado 2 $ 397,000 $ 198,500 $ 120,000
Gilpin, Colorado 2 $ 845,000 $ 422,500 $ 183,000
Gunnison, Colorado 2 $ 2,010,000 $ 1,005,000 $ 828,000
Mesa, Colorado 2 $ 1,235,000 $ 617,500 $ 370,000
Park, Colorado 2 $ 530,000 $ 265,000 $ 158,000
Indian River, Florida 2 $ 1,900,000 $ 950,000 $ 550,000
Lee, Florida 2 $ 441,000 $ 220,500 $ 115,000
Sarasota, Florida 2 $ 644,000 $ 322,000 $ 188,000
Sumter, Florida 2 $ 633,000 $ 316,500 $ 214,000
Washington, Florida 2 $ 158,000 $ 79,000 $ 50,000
Clay, Georgia 2 $ 203,000 $ 101,500 $ 43,000
Rabun, Georgia 2 $ 557,000 $ 278,500 $ 133,000
Sedgwick, Kansas 2 $ 96,000 $ 48,000 $ 38,000
Hampshire, Massachusetts 2 $ 1,065,000 $ 532,500 $ 274,000
Douglas, Nevada 2 $ 1,289,000 $ 644,500 $ 204,000
Franklin, Ohio 2 $ 818,000 $ 409,000 $ 213,000
Johnston, Oklahoma 2 $ 159,000 $ 79,500 $ 55,000
Hood River, Oregon 2 $ 1,004,000 $ 502,000 $ 194,000
Lane, Oregon 2 $ 1,361,000 $ 680,500 $ 386,000
Atascosa, Texas 2 $ 198,000 $ 99,000 $ 59,000
Blanco, Texas 2 $ 1,594,000 $ 797,000 $ 246,000
Bosque, Texas 2 $ 156,000 $ 78,000 $ 40,000
Calhoun, Texas 2 $ 364,000 $ 182,000 $ 286,000
Coryell, Texas 2 $ 221,000 $ 110,500 $ 99,000
Duval, Texas 2 $ 11,000 $ 5,500 $ 94,000
Eastland, Texas 2 $ 300,000 $ 150,000 $ 79,000
Franklin, Texas 2 $ 620,000 $ 310,000 $ 175,000
Frio, Texas 2 $ 89,000 $ 44,500 $ 96,000
Jones, Texas 2 $ 95,000 $ 47,500 $ 96,000
Lampasas, Texas 2 $ 299,000 $ 149,500 $ 106,000
Matagorda, Texas 2 $ 948,000 $ 474,000 $ 269,000
Milam, Texas 2 $ 140,000 $ 70,000 $ 57,000
Navarro, Texas 2 $ 168,000 $ 84,000 $ 91,000
Potter, Texas 2 $ 282,000 $ 141,000 $ 86,000
Randall, Texas 2 $ 799,000 $ 399,500 $ 234,000
Robertson, Texas 2 $ 123,000 $ 61,500 $ 70,000
Sabine, Texas 2 $ 200,000 $ 100,000 $ 126,000
San Jacinto, Texas 2 $ 153,000 $ 76,500 $ 43,000
Washington, Texas 2 $ 153,000 $ 76,500 $ 40,000
Arlington, Virginia 2 $ 1,792,000 $ 896,000 $ 304,000
Montgomery, Virginia 2 $ 924,000 $ 462,000 $ 325,000
Chambers, Alabama 1 $ 54,000 $ 54,000 $ 46,000
Clarke, Alabama 1 $ 2,000 $ 2,000 $ 19,000
Cleburne, Alabama 1 $ 78,000 $ 78,000 $ 30,000
Coosa, Alabama 1 $ 92,000 $ 92,000 $ 67,000
Dallas, Alabama 1 $ 5,000 $ 5,000 $ 43,000
Fayette, Alabama 1 $ 30,000 $ 30,000 $ 34,000
Perry, Alabama 1 $ 95,000 $ 95,000 $ 30,000
Randolph, Alabama 1 $ 77,000 $ 77,000 $ 35,000
Sumter, Alabama 1 $ 10,000 $ 10,000 $ 70,000
Wilcox, Alabama 1 $ 252,000 $ 252,000 $ 84,000
Apache, Arizona 1 $ 180,000 $ 180,000 $ 713,000
Yuma, Arizona 1 $ 241,000 $ 241,000 $ 140,000
Benton, Arkansas 1 $ 150,000 $ 150,000 $ 59,000
Clay, Arkansas 1 $ 126,000 $ 126,000 $ 55,000
Crawford, Arkansas 1 $ 239,000 $ 239,000 $ 83,000
Faulkner, Arkansas 1 $ 109,000 $ 109,000 $ 88,000
Garland, Arkansas 1 $ 176,000 $ 176,000 $ 75,000
Pope, Arkansas 1 $ 59,000 $ 59,000 $ 35,000
Washington, Arkansas 1 $ 428,000 $ 428,000 $ 250,000
Mendocino, California 1 $ 540,000 $ 540,000 $ 225,000
San Benito, California 1 $ 485,000 $ 485,000 $ 119,000
Santa Barbara, California 1 $ 645,000 $ 645,000 $ 159,000
Sierra, California 1 $ 135,000 $ 135,000 $ 145,000
Sutter, California 1 $ 563,000 $ 563,000 $ 425,000
Tehama, California 1 $ 2,000 $ 2,000 $ 9,000
Clear Creek, Colorado 1 $ 85,000 $ 85,000 $ 48,000
Fremont, Colorado 1 $ 104,000 $ 104,000 $ 49,000
Hinsdale, Colorado 1 $ 128,000 $ 128,000 $ 153,000
Huerfano, Colorado 1 $ 112,000 $ 112,000 $ 51,000
Lake, Colorado 1 $ 276,000 $ 276,000 $ 210,000
Las Animas, Colorado 1 $ 308,000 $ 308,000 $ 110,000
Morgan, Colorado 1 $ 160,000 $ 160,000 $ 39,000
Ouray, Colorado 1 $ 800,000 $ 800,000 $ 248,000
Teller, Colorado 1 $ 329,000 $ 329,000 $ 122,000
Baker, Florida 1 $ 152,000 $ 152,000 $ 90,000
Franklin, Florida 1 $ 368,000 $ 368,000 $ 360,000
Gilchrist, Florida 1 $ 25,000 $ 25,000 $ 32,000
Hendry, Florida 1 $ 70,000 $ 70,000 $ 33,000
Highlands, Florida 1 $ 9,000 $ 9,000 $ 36,000
Monroe, Florida 1 $ 608,000 $ 608,000 $ 696,000
Taylor, Florida 1 $ 145,000 $ 145,000 $ 79,000
Carroll, Georgia 1 $ 132,000 $ 132,000 $ 93,000
Chatham, Georgia 1 $ 288,000 $ 288,000 $ 205,000
Clayton, Georgia 1 $ 131,000 $ 131,000 $ 62,000
Henry, Georgia 1 $ 536,000 $ 536,000 $ 195,000
Oconee, Georgia 1 $ 300,000 $ 300,000 $ 159,000
Quitman, Georgia 1 $ 90,000 $ 90,000 $ 33,000
McHenry, Illinois 1 $ 25,000 $ 25,000 $ 83,000
Johnson, Kansas 1 $ 1,260,000 $ 1,260,000 $ 400,000
Leavenworth, Kansas 1 $ 152,000 $ 152,000 $ 196,000
East Baton Rouge, Louisiana 1 $ 664,000 $ 664,000 $ 400,000
Lafourche, Louisiana 1 $ 963,000 $ 963,000 $ 408,000
Morehouse, Louisiana 1 $ 125,000 $ 125,000 $ 59,000
Orleans, Louisiana 1 $ 350,000 $ 350,000 $ 71,000
Middlesex, Massachusetts 1 $ 165,000 $ 165,000 $ 244,000
Suffolk, Massachusetts 1 $ 925,000 $ 925,000 $ 400,000
Worcester, Massachusetts 1 $ 884,000 $ 884,000 $ 255,000
Macomb, Michigan 1 $ 70,000 $ 70,000 $ 115,000
Chaves, New Mexico 1 $ 296,000 $ 296,000 $ 190,000
Cibola, New Mexico 1 $ 196,000 $ 196,000 $ 51,000
Colfax, New Mexico 1 $ 505,000 $ 505,000 $ 167,000
Eddy, New Mexico 1 $ 157,000 $ 157,000 $ 57,000
Taos, New Mexico 1 $ 699,000 $ 699,000 $ 1,130,000
Clermont, Ohio 1 $ 202,000 $ 202,000 $ 85,000
Cuyahoga, Ohio 1 $ 48,000 $ 48,000 $ 8,000
Geauga, Ohio 1 $ 93,000 $ 93,000 $ 54,000
Miami, Ohio 1 $ 112,000 $ 112,000 $ 32,000
Logan, Oklahoma 1 $ 185,000 $ 185,000 $ 137,000
McCurtain, Oklahoma 1 $ 200,000 $ 200,000 $ 238,000
Benton, Oregon 1 $ 659,000 $ 659,000 $ 400,000
Curry, Oregon 1 $ 500,000 $ 500,000 $ 132,000
Allegheny, Pennsylvania 1 $ 123,000 $ 123,000 $ 333,000
Lehigh, Pennsylvania 1 $ 379,000 $ 379,000 $ 526,000
Schuylkill, Pennsylvania 1 $ 50,000 $ 50,000 $ 16,000
Franklin, Tennessee 1 $ 204,000 $ 204,000 $ 243,000
Lincoln, Tennessee 1 $ 68,000 $ 68,000 $ 97,000
Marshall, Tennessee 1 $ 140,000 $ 140,000 $ 47,000
Rutherford, Tennessee 1 $ 640,000 $ 640,000 $ 356,000
Sequatchie, Tennessee 1 $ 236,000 $ 236,000 $ 83,000
Shelby, Tennessee 1 $ 68,000 $ 68,000 $ 31,000
Williamson, Tennessee 1 $ 147,000 $ 147,000 $ 52,000
Angelina, Texas 1 $ 96,000 $ 96,000 $ 59,000
Bee, Texas 1 $ 209,000 $ 209,000 $ 109,000
Brown, Texas 1 $ 260,000 $ 260,000 $ 230,000
Callahan, Texas 1 $ 55,000 $ 55,000 $ 87,000
Cherokee, Texas 1 $ 144,000 $ 144,000 $ 107,000
Coleman, Texas 1 $ 67,000 $ 67,000 $ 81,000
Colorado, Texas 1 $ 191,000 $ 191,000 $ 81,000
Comanche, Texas 1 $ 178,000 $ 178,000 $ 17,000
Cooke, Texas 1 $ 71,000 $ 71,000 $ 25,000
Crockett, Texas 1 $ 65,000 $ 65,000 $ 65,000
Dawson, Texas 1 $ 58,000 $ 58,000 $ 90,000
DeWitt, Texas 1 $ 20,000 $ 20,000 $ 73,000
Edwards, Texas 1 $ 480,000 $ 480,000 $ 243,000
Fisher, Texas 1 $ 70,000 $ 70,000 $ 42,000
Floyd, Texas 1 $ 83,000 $ 83,000 $ 38,000
Gaines, Texas 1 $ 39,000 $ 39,000 $ 73,000
Gonzales, Texas 1 $ 160,000 $ 160,000 $ 122,000
Gray, Texas 1 $ 83,000 $ 83,000 $ 72,000
Hockley, Texas 1 $ 242,000 $ 242,000 $ 120,000
Hopkins, Texas 1 $ 510,000 $ 510,000 $ 321,000
Houston, Texas 1 $ 158,000 $ 158,000 $ 155,000
Kimble, Texas 1 $ 350,000 $ 350,000 $ 127,000
La Salle, Texas 1 $ 8,000 $ 8,000 $ 50,000
Lee, Texas 1 $ 108,000 $ 108,000 $ 42,000
Madison, Texas 1 $ 15,000 $ 15,000 $ 36,000
Mitchell, Texas 1 $ 309,000 $ 309,000 $ 369,000
Montague, Texas 1 $ 119,000 $ 119,000 $ 63,000
Panola, Texas 1 $ 2,000 $ 2,000 $ 25,000
Presidio, Texas 1 $ 42,000 $ 42,000 $ 95,000
Reagan, Texas 1 $ 4,000 $ 4,000 $ 60,000
Real, Texas 1 $ 200,000 $ 200,000 $ 55,000
Scurry, Texas 1 $ 119,000 $ 119,000 $ 113,000
Yoakum, Texas 1 $ 4,000 $ 4,000 $ 61,000
Zavala, Texas 1 $ 40,000 $ 40,000 $ 45,000
Hanover, Virginia 1 $ 212,000 $ 212,000 $ 314,000
Loudoun, Virginia 1 $ 1,008,000 $ 1,008,000 $ 0
Roanoke, Virginia 1 $ 105,000 $ 105,000 $ 63,000
Douglas, Washington 1 $ 650,000 $ 650,000 $ 345,000
Island, Washington 1 $ 468,000 $ 468,000 $ 59,000
Kitsap, Washington 1 $ 703,000 $ 703,000 $ 275,000
Spokane, Washington 1 $ 639,000 $ 639,000 $ 360,000
Yakima, Washington 1 $ 157,000 $ 157,000 $ 242,000

Mortgage Loan Application Detail Totals for BBVA USA in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 9,842 $3,299,928,000 $335,000 $9,450,000 $165,000 $9,999,000
Refinancing 5,687 $1,782,385,000 $313,000 $3,651,000 $159,000 $6,554,000
Home Improvement 1,995 $78,369,000 $39,000 $2,986,000 $106,000 $3,960,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 8,127 $2,562,202,000 $315,000 $6,860,000 $166,000 $9,999,000
Hispanic 4,215 $834,631,000 $198,000 $5,425,000 $131,000 $5,638,000
Not Provided 3,099 $1,131,063,000 $364,000 $4,500,000 $177,000 $5,760,000
Black or African American 1,141 $203,348,000 $178,000 $2,000,000 $88,000 $1,632,000
Asian 836 $377,293,000 $451,000 $3,247,000 $210,000 $2,346,000
American Indian or Alaskan Native 61 $14,317,000 $234,000 $1,750,000 $142,000 $1,057,000
Native Hawaiin or Other Pacific Islander 33 $12,071,000 $365,000 $1,496,000 $161,000 $720,000
Not applicable 12 $25,757,000 $2,146,000 $9,450,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 16,172 $4,946,598,000 $305,000 $9,450,000 $164,000 $9,999,000
FHA-insured (Federal Housing Administration) 1,091 $165,677,000 $151,000 $595,000 $61,000 $610,000
VA-guaranteed (Veterans Administration) 222 $40,297,000 $181,000 $850,000 $76,000 $307,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 39 $8,110,000 $207,000 $1,520,000 $94,000 $906,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 8,838 $2,805,286,000 $317,000 $9,450,000 $171,000 $6,554,000
Application Denied By Financial Institution 3,606 $739,201,000 $204,000 $4,500,000 $106,000 $4,489,000
Application Withdrawn By Applicant 3,015 $1,053,467,000 $349,000 $6,860,000 $182,000 $9,999,000
File Closed For Incompleteness 1,107 $395,713,000 $357,000 $3,500,000 $185,000 $4,851,000
Loan Purchased By The Institution 609 $109,960,000 $180,000 $625,000 $70,000 $838,000
Application Approved But Not Accepted 349 $57,055,000 $163,000 $1,828,000 $145,000 $2,482,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 1,382 $152,566,000 $110,000 $1,573,000 $86,000 $1,620,000
Debt-To-Income Ratio 1,172 $321,169,000 $274,000 $3,247,000 $79,000 $598,000
Collateral 465 $129,689,000 $278,000 $4,500,000 $188,000 $4,489,000
Other 258 $65,175,000 $252,000 $2,000,000 $163,000 $3,885,000
Insufficient Cash (Downpayment, Closing Cost) 141 $30,645,000 $217,000 $1,496,000 $142,000 $2,346,000
Unverifiable Information 102 $22,578,000 $221,000 $1,192,000 $101,000 $1,200,000
Employment History 53 $13,001,000 $245,000 $826,000 $116,000 $646,000
Credit Application Incomplete 31 $4,132,000 $133,000 $269,000 $86,000 $359,000
Mortgage Insurance Denied 2 $246,000 $123,000 $154,000 $82,000 $120,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into BBVA USA's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess BBVA USA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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