BBVA USA Mortgage Lending & HMDA Data, 2019

In 2019, BBVA USA of Birmingham, AL reported 30,383 mortgage applications totaling $8.1 billion, down 4% from 2018. The average application was for $267,161, and applicants reported an average income of $169,884. 45% of its applications resulted in an originated loan and 34% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (3,232), Dallas-Plano-Irving, TX (2,694) and Phoenix-Mesa-Scottsdale, AZ (2,402) (applications in parentheses).

Mortgage Company & Address BBVA USA
15 South 20th St
Birmingham, AL 35233
Tel #: available with data download
Federal Regulator * available with data download
Years 2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 30,383
Total Mortgage Loan Application Amount $8,117,175,000
Average Mortgage Loan Application Amount $267,161
Highest Mortgage Loan Application Amount $47,885,000
Average Applicant Income $169,884
Highest Applicant Income $9,780,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records BBVA USA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for BBVA USA by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 2,267 $ 731,935,000 $ 322,865 $ 192,000
Harris, Texas 2,152 $ 707,890,000 $ 328,945 $ 216,000
Tarrant, Texas 1,280 $ 239,630,000 $ 187,210 $ 139,000
Dallas, Texas 1,262 $ 312,580,000 $ 247,686 $ 168,000
Jefferson, Alabama 1,030 $ 180,770,000 $ 175,504 $ 130,000
Travis, Texas 986 $ 409,530,000 $ 415,344 $ 236,000
Bexar, Texas 862 $ 172,770,000 $ 200,429 $ 158,000
Hidalgo, Texas 728 $ 85,810,000 $ 117,870 $ 92,000
Collin, Texas 678 $ 145,690,000 $ 214,882 $ 172,000
Riverside, California 670 $ 153,080,000 $ 228,477 $ 147,000
Los Angeles, California 616 $ 449,900,000 $ 730,357 $ 357,000
Denton, Texas 550 $ 107,060,000 $ 194,654 $ 145,000
San Diego, California 516 $ 291,350,000 $ 564,631 $ 353,000
Pima, Arizona 490 $ 87,060,000 $ 177,673 $ 132,000
Duval, Florida 481 $ 80,615,000 $ 167,598 $ 124,000
Cameron, Texas 453 $ 50,505,000 $ 111,490 $ 80,000
Webb, Texas 427 $ 59,265,000 $ 138,793 $ 104,000
Montgomery, Texas 390 $ 82,890,000 $ 212,538 $ 150,000
Mobile, Alabama 375 $ 41,795,000 $ 111,453 $ 86,000
Madison, Alabama 373 $ 66,095,000 $ 177,198 $ 112,000
Fort Bend, Texas 349 $ 101,005,000 $ 289,412 $ 209,000
San Joaquin, California 323 $ 59,425,000 $ 183,978 $ 109,000
Williamson, Texas 320 $ 59,660,000 $ 186,437 $ 130,000
Shelby, Alabama 312 $ 61,420,000 $ 196,858 $ 124,000
Denver, Colorado 288 $ 92,620,000 $ 321,597 $ 184,000
Montgomery, Alabama 284 $ 34,310,000 $ 120,809 $ 89,000
Bernalillo, New Mexico 258 $ 55,790,000 $ 216,240 $ 127,000
El Paso, Texas 247 $ 33,755,000 $ 136,659 $ 100,000
Baldwin, Alabama 243 $ 37,775,000 $ 155,452 $ 97,000
Adams, Colorado 242 $ 47,880,000 $ 197,851 $ 104,000
Stanislaus, California 240 $ 45,530,000 $ 189,708 $ 144,000
Jefferson, Texas 214 $ 27,140,000 $ 126,822 $ 102,000
Sacramento, California 199 $ 82,205,000 $ 413,090 $ 216,000
Orange, California 198 $ 143,590,000 $ 725,202 $ 339,000
St. Johns, Florida 193 $ 58,805,000 $ 304,689 $ 186,000
El Paso, Colorado 189 $ 89,105,000 $ 471,455 $ 296,000
Miami-Dade, Florida 186 $ 97,370,000 $ 523,494 $ 335,000
Contra Costa, California 185 $ 101,785,000 $ 550,189 $ 295,000
Jefferson, Colorado 184 $ 54,880,000 $ 298,260 $ 170,000
Bell, Texas 176 $ 25,150,000 $ 142,897 $ 100,000
Escambia, Florida 174 $ 75,820,000 $ 435,747 $ 104,000
Galveston, Texas 173 $ 43,755,000 $ 252,919 $ 186,000
Arapahoe, Colorado 170 $ 50,260,000 $ 295,647 $ 149,000
Alameda, California 168 $ 115,030,000 $ 684,702 $ 361,000
Douglas, Colorado 168 $ 64,980,000 $ 386,785 $ 225,000
San Bernardino, California 167 $ 57,915,000 $ 346,796 $ 192,000
Merced, California 164 $ 34,230,000 $ 208,719 $ 108,000
Clay, Florida 163 $ 26,865,000 $ 164,815 $ 122,000
Mohave, Arizona 158 $ 30,790,000 $ 194,873 $ 149,000
Parker, Texas 146 $ 27,120,000 $ 185,753 $ 142,000
McLennan, Texas 142 $ 18,420,000 $ 129,718 $ 106,000
Santa Clara, California 140 $ 104,250,000 $ 744,642 $ 344,000
Lee, Alabama 135 $ 23,815,000 $ 176,407 $ 107,000
Pinal, Arizona 135 $ 20,535,000 $ 152,111 $ 72,000
Brazoria, Texas 132 $ 21,320,000 $ 161,515 $ 126,000
Larimer, Colorado 131 $ 38,405,000 $ 293,167 $ 157,000
Weld, Colorado 127 $ 34,125,000 $ 268,700 $ 153,000
Fresno, California 124 $ 34,960,000 $ 281,935 $ 235,000
Osceola, Florida 123 $ 31,635,000 $ 257,195 $ 187,000
Okaloosa, Florida 120 $ 30,610,000 $ 255,083 $ 155,000
Orange, Florida 119 $ 44,085,000 $ 370,462 $ 232,000
Marion, Florida 115 $ 20,435,000 $ 177,695 $ 114,000
Alachua, Florida 108 $ 26,310,000 $ 243,611 $ 195,000
DeKalb, Alabama 106 $ 12,110,000 $ 114,245 $ 65,000
San Mateo, California 104 $ 78,430,000 $ 754,134 $ 340,000
St. Clair, Alabama 102 $ 13,810,000 $ 135,392 $ 72,000
Morgan, Alabama 99 $ 10,645,000 $ 107,525 $ 63,000
Calhoun, Alabama 94 $ 9,250,000 $ 98,404 $ 74,000
Hood, Texas 93 $ 14,785,000 $ 158,978 $ 102,000
Limestone, Alabama 92 $ 13,190,000 $ 143,369 $ 88,000
Placer, California 92 $ 53,430,000 $ 580,760 $ 322,000
Hays, Texas 91 $ 21,065,000 $ 231,483 $ 155,000
Starr, Texas 91 $ 8,625,000 $ 94,780 $ 87,000
Boulder, Colorado 90 $ 24,620,000 $ 273,555 $ 184,000
Brazos, Texas 89 $ 17,795,000 $ 199,943 $ 159,000
Maverick, Texas 88 $ 11,110,000 $ 126,250 $ 87,000
Barbour, Alabama 86 $ 8,860,000 $ 103,023 $ 73,000
Etowah, Alabama 86 $ 9,450,000 $ 109,883 $ 74,000
Ellis, Texas 85 $ 14,015,000 $ 164,882 $ 149,000
Johnson, Texas 84 $ 11,390,000 $ 135,595 $ 104,000
Yavapai, Arizona 82 $ 28,810,000 $ 351,341 $ 205,000
Dona Ana, New Mexico 82 $ 14,590,000 $ 177,926 $ 98,000
Nueces, Texas 82 $ 14,120,000 $ 172,195 $ 122,000
Sandoval, New Mexico 79 $ 17,845,000 $ 225,886 $ 120,000
Tuscaloosa, Alabama 75 $ 11,475,000 $ 153,000 $ 109,000
Hernando, Florida 74 $ 8,370,000 $ 113,108 $ 80,000
Val Verde, Texas 74 $ 7,390,000 $ 99,864 $ 75,000
Houston, Alabama 71 $ 11,775,000 $ 165,845 $ 89,000
Lauderdale, Alabama 71 $ 10,495,000 $ 147,816 $ 125,000
Walker, Alabama 69 $ 7,815,000 $ 113,260 $ 60,000
Broward, Florida 67 $ 30,465,000 $ 454,701 $ 266,000
Nassau, Florida 66 $ 13,900,000 $ 210,606 $ 114,000
Hardin, Texas 64 $ 8,160,000 $ 127,500 $ 101,000
Lubbock, Texas 62 $ 7,740,000 $ 124,838 $ 125,000
Santa Rosa, Florida 60 $ 11,710,000 $ 195,166 $ 133,000
Coconino, Arizona 59 $ 16,095,000 $ 272,796 $ 237,000
Colbert, Alabama 55 $ 6,055,000 $ 110,090 $ 56,000
Comal, Texas 52 $ 17,400,000 $ 334,615 $ 206,000
El Dorado, California 49 $ 37,815,000 $ 771,734 $ 357,000
Kaufman, Texas 48 $ 7,140,000 $ 148,750 $ 103,000
Orange, Texas 47 $ 5,315,000 $ 113,085 $ 96,000
Rockwall, Texas 47 $ 7,755,000 $ 165,000 $ 149,000
Blount, Alabama 44 $ 4,130,000 $ 93,863 $ 141,000
Citrus, Florida 41 $ 4,405,000 $ 107,439 $ 63,000
Palm Beach, Florida 40 $ 17,500,000 $ 437,500 $ 551,000
Walton, Florida 40 $ 27,370,000 $ 684,250 $ 458,000
Smith, Texas 40 $ 7,560,000 $ 189,000 $ 190,000
Jackson, Alabama 39 $ 3,885,000 $ 99,615 $ 70,000
Ventura, California 39 $ 20,755,000 $ 532,179 $ 397,000
Jasper, Texas 38 $ 3,970,000 $ 104,473 $ 64,000
Elmore, Alabama 37 $ 10,275,000 $ 277,702 $ 277,000
Marshall, Alabama 37 $ 4,325,000 $ 116,891 $ 87,000
Tuolumne, California 37 $ 5,555,000 $ 150,135 $ 136,000
Clark, Nevada 37 $ 22,915,000 $ 619,324 $ 354,000
Cullman, Alabama 36 $ 3,880,000 $ 107,777 $ 79,000
Cochise, Arizona 36 $ 4,170,000 $ 115,833 $ 80,000
Hillsborough, Florida 35 $ 11,235,000 $ 321,000 $ 216,000
Navajo, Arizona 32 $ 5,120,000 $ 160,000 $ 101,000
Kern, California 30 $ 9,000,000 $ 300,000 $ 187,000
Gregg, Texas 29 $ 3,565,000 $ 122,931 $ 87,000
San Francisco, California 28 $ 25,490,000 $ 910,357 $ 351,000
Santa Fe, New Mexico 27 $ 8,595,000 $ 318,333 $ 303,000
Kendall, Texas 27 $ 12,635,000 $ 467,962 $ 264,000
Tyler, Texas 27 $ 2,255,000 $ 83,518 $ 73,000
Amador, California 26 $ 3,530,000 $ 135,769 $ 83,000
Grayson, Texas 26 $ 4,220,000 $ 162,307 $ 143,000
Howard, Texas 26 $ 2,560,000 $ 98,461 $ 124,000
Talladega, Alabama 25 $ 2,595,000 $ 103,800 $ 80,000
Broomfield, Colorado 25 $ 7,475,000 $ 299,000 $ 199,000
Ector, Texas 25 $ 3,595,000 $ 143,800 $ 94,000
Gillespie, Texas 25 $ 10,485,000 $ 419,400 $ 449,000
Gila, Arizona 24 $ 5,200,000 $ 216,666 $ 131,000
Hunt, Texas 24 $ 3,410,000 $ 142,083 $ 78,000
Willacy, Texas 24 $ 2,290,000 $ 95,416 $ 57,000
Wise, Texas 24 $ 3,760,000 $ 156,666 $ 90,000
Lincoln, New Mexico 22 $ 3,050,000 $ 138,636 $ 111,000
Tallapoosa, Alabama 21 $ 4,505,000 $ 214,523 $ 168,000
Lawrence, Alabama 20 $ 2,140,000 $ 107,000 $ 60,000
Polk, Florida 20 $ 4,450,000 $ 222,500 $ 130,000
Fulton, Georgia 20 $ 16,790,000 $ 839,500 $ 606,000
Santa Barbara, California 19 $ 11,625,000 $ 611,842 $ 197,000
Lee, Florida 19 $ 3,935,000 $ 207,105 $ 137,000
Burnet, Texas 19 $ 5,025,000 $ 264,473 $ 124,000
Pinellas, Florida 18 $ 6,140,000 $ 341,111 $ 230,000
Walker, Texas 18 $ 3,320,000 $ 184,444 $ 125,000
Washington, Texas 18 $ 4,270,000 $ 237,222 $ 112,000
Madera, California 17 $ 2,365,000 $ 139,117 $ 93,000
Sonoma, California 17 $ 10,915,000 $ 642,058 $ 419,000
Otero, New Mexico 17 $ 1,915,000 $ 112,647 $ 65,000
Calaveras, California 16 $ 6,160,000 $ 385,000 $ 117,000
Monterey, California 16 $ 7,270,000 $ 454,375 $ 268,000
Pasco, Florida 16 $ 2,230,000 $ 139,375 $ 71,000
Grimes, Texas 16 $ 2,390,000 $ 149,375 $ 89,000
Tom Green, Texas 16 $ 3,810,000 $ 238,125 $ 115,000
Solano, California 15 $ 5,295,000 $ 353,000 $ 223,000
Putnam, Florida 15 $ 2,765,000 $ 184,333 $ 100,000
Bastrop, Texas 15 $ 2,505,000 $ 167,000 $ 95,000
Hale, Texas 15 $ 755,000 $ 50,333 $ 53,000
Harrison, Texas 15 $ 1,705,000 $ 113,666 $ 88,000
Marin, California 14 $ 14,990,000 $ 1,070,714 $ 544,000
Falls, Texas 14 $ 970,000 $ 69,285 $ 54,000
Guadalupe, Texas 14 $ 4,100,000 $ 292,857 $ 133,000
Midland, Texas 14 $ 2,530,000 $ 180,714 $ 421,000
Autauga, Alabama 13 $ 1,885,000 $ 145,000 $ 56,000
Macon, Alabama 13 $ 1,435,000 $ 110,384 $ 85,000
Butte, California 13 $ 7,035,000 $ 541,153 $ 406,000
Bradford, Florida 13 $ 2,135,000 $ 164,230 $ 86,000
Liberty, Texas 13 $ 1,965,000 $ 151,153 $ 83,000
Polk, Texas 13 $ 2,015,000 $ 155,000 $ 108,000
Taylor, Texas 13 $ 2,395,000 $ 184,230 $ 306,000
San Luis Obispo, California 12 $ 9,900,000 $ 825,000 $ 324,000
Eagle, Colorado 12 $ 9,190,000 $ 765,833 $ 782,000
Bay, Florida 12 $ 4,290,000 $ 357,500 $ 216,000
Manatee, Florida 12 $ 4,220,000 $ 351,666 $ 441,000
Sarasota, Florida 12 $ 3,820,000 $ 318,333 $ 218,000
Kleberg, Texas 12 $ 1,510,000 $ 125,833 $ 103,000
Limestone, Texas 12 $ 1,630,000 $ 135,833 $ 78,000
Waller, Texas 12 $ 4,860,000 $ 405,000 $ 239,000
Dallas, Alabama 11 $ 765,000 $ 69,545 $ 55,000
Winston, Alabama 11 $ 2,085,000 $ 189,545 $ 125,000
Santa Cruz, California 11 $ 7,405,000 $ 673,181 $ 268,000
Yolo, California 11 $ 5,905,000 $ 536,818 $ 289,000
Grand, Colorado 11 $ 6,545,000 $ 595,000 $ 384,000
Volusia, Florida 11 $ 1,795,000 $ 163,181 $ 86,000
Hill, Texas 11 $ 845,000 $ 76,818 $ 51,000
Robertson, Texas 11 $ 1,285,000 $ 116,818 $ 75,000
Dale, Alabama 10 $ 1,100,000 $ 110,000 $ 72,000
Flagler, Florida 10 $ 2,390,000 $ 239,000 $ 258,000
Lake, Florida 10 $ 2,220,000 $ 222,000 $ 99,000
St. Lucie, Florida 10 $ 3,620,000 $ 362,000 $ 233,000
Atascosa, Texas 10 $ 1,340,000 $ 134,000 $ 65,000
Henderson, Texas 10 $ 4,110,000 $ 411,000 $ 262,000
Llano, Texas 10 $ 3,200,000 $ 320,000 $ 201,000
Brevard, Florida 9 $ 5,135,000 $ 570,555 $ 352,000
Seminole, Florida 9 $ 3,205,000 $ 356,111 $ 449,000
Sierra, New Mexico 9 $ 745,000 $ 82,777 $ 113,000
Medina, Texas 9 $ 1,055,000 $ 117,222 $ 85,000
Rusk, Texas 9 $ 965,000 $ 107,222 $ 59,000
Mariposa, California 8 $ 1,500,000 $ 187,500 $ 83,000
Napa, California 8 $ 2,520,000 $ 315,000 $ 209,000
Summit, Colorado 8 $ 3,420,000 $ 427,500 $ 361,000
Austin, Texas 8 $ 2,060,000 $ 257,500 $ 84,000
Caldwell, Texas 8 $ 1,170,000 $ 146,250 $ 79,000
San Augustine, Texas 8 $ 910,000 $ 113,750 $ 78,000
San Patricio, Texas 8 $ 1,520,000 $ 190,000 $ 291,000
Van Zandt, Texas 8 $ 1,230,000 $ 153,750 $ 71,000
Chilton, Alabama 7 $ 565,000 $ 80,714 $ 30,000
Franklin, Alabama 7 $ 645,000 $ 92,142 $ 44,000
Geneva, Alabama 7 $ 415,000 $ 59,285 $ 128,000
Pike, Alabama 7 $ 585,000 $ 83,571 $ 58,000
Santa Cruz, Arizona 7 $ 825,000 $ 117,857 $ 92,000
Tulare, California 7 $ 3,725,000 $ 532,142 $ 1,211,000
Elbert, Colorado 7 $ 1,535,000 $ 219,285 $ 167,000
Mesa, Colorado 7 $ 3,425,000 $ 489,285 $ 270,000
Park, Colorado 7 $ 2,065,000 $ 295,000 $ 171,000
Pueblo, Colorado 7 $ 735,000 $ 105,000 $ 53,000
Teller, Colorado 7 $ 985,000 $ 140,714 $ 179,000
Collier, Florida 7 $ 4,355,000 $ 622,142 $ 339,000
Valencia, New Mexico 7 $ 815,000 $ 116,428 $ 68,000
Bandera, Texas 7 $ 1,565,000 $ 223,571 $ 161,000
Kerr, Texas 7 $ 1,495,000 $ 213,571 $ 129,000
Sabine, Texas 7 $ 845,000 $ 120,714 $ 72,000
Uvalde, Texas 7 $ 1,785,000 $ 255,000 $ 117,000
Fairfax, Virginia 7 $ 4,125,000 $ 589,285 $ 188,000
Cherokee, Alabama 6 $ 530,000 $ 88,333 $ 82,000
Henry, Alabama 6 $ 400,000 $ 66,666 $ 56,000
Russell, Alabama 6 $ 620,000 $ 103,333 $ 68,000
Clackamas, Oregon 6 $ 4,220,000 $ 703,333 $ 262,000
Davidson, Tennessee 6 $ 3,130,000 $ 521,666 $ 462,000
Angelina, Texas 6 $ 1,200,000 $ 200,000 $ 105,000
Matagorda, Texas 6 $ 960,000 $ 160,000 $ 129,000
Somervell, Texas 6 $ 870,000 $ 145,000 $ 109,000
Upshur, Texas 6 $ 490,000 $ 81,666 $ 74,000
Wilson, Texas 6 $ 1,380,000 $ 230,000 $ 147,000
King, Washington 6 $ 5,390,000 $ 898,333 $ 436,000
Chambers, Alabama 5 $ 295,000 $ 59,000 $ 49,000
Mono, California 5 $ 3,215,000 $ 643,000 $ 224,000
Nevada, California 5 $ 1,785,000 $ 357,000 $ 396,000
Shasta, California 5 $ 3,065,000 $ 613,000 $ 961,000
Archuleta, Colorado 5 $ 3,105,000 $ 621,000 $ 386,000
Columbia, Florida 5 $ 835,000 $ 167,000 $ 78,000
Oklahoma, Oklahoma 5 $ 3,035,000 $ 607,000 $ 363,000
Blanco, Texas 5 $ 795,000 $ 159,000 $ 54,000
Cherokee, Texas 5 $ 535,000 $ 107,000 $ 56,000
Coryell, Texas 5 $ 315,000 $ 63,000 $ 60,000
Fannin, Texas 5 $ 645,000 $ 129,000 $ 78,000
Navarro, Texas 5 $ 375,000 $ 75,000 $ 150,000
San Jacinto, Texas 5 $ 1,105,000 $ 221,000 $ 159,000
Zapata, Texas 5 $ 525,000 $ 105,000 $ 85,000
Pierce, Washington 5 $ 2,795,000 $ 559,000 $ 307,000
Escambia, Alabama 4 $ 320,000 $ 80,000 $ 115,000
Yuma, Arizona 4 $ 1,100,000 $ 275,000 $ 124,000
Benton, Arkansas 4 $ 2,330,000 $ 582,500 $ 444,000
Gilpin, Colorado 4 $ 1,330,000 $ 332,500 $ 136,000
Leon, Florida 4 $ 1,170,000 $ 292,500 $ 70,000
Levy, Florida 4 $ 650,000 $ 162,500 $ 65,000
Monroe, Florida 4 $ 2,440,000 $ 610,000 $ 187,000
Cobb, Georgia 4 $ 2,750,000 $ 687,500 $ 263,000
Washoe, Nevada 4 $ 1,640,000 $ 410,000 $ 308,000
Multnomah, Oregon 4 $ 1,630,000 $ 407,500 $ 188,000
Hamilton, Tennessee 4 $ 810,000 $ 202,500 $ 115,000
Aransas, Texas 4 $ 1,740,000 $ 435,000 $ 424,000
Bee, Texas 4 $ 270,000 $ 67,500 $ 82,000
Burleson, Texas 4 $ 460,000 $ 115,000 $ 138,000
Colorado, Texas 4 $ 860,000 $ 215,000 $ 351,000
Cooke, Texas 4 $ 780,000 $ 195,000 $ 124,000
Freestone, Texas 4 $ 260,000 $ 65,000 $ 79,000
Milam, Texas 4 $ 290,000 $ 72,500 $ 72,000
Palo Pinto, Texas 4 $ 1,020,000 $ 255,000 $ 108,000
Wharton, Texas 4 $ 490,000 $ 122,500 $ 78,000
Butler, Alabama 3 $ 595,000 $ 198,333 $ 79,000
Fayette, Alabama 3 $ 185,000 $ 61,666 $ 71,000
Lowndes, Alabama 3 $ 625,000 $ 208,333 $ 58,000
Graham, Arizona 3 $ 365,000 $ 121,666 $ 82,000
Washington, Arkansas 3 $ 655,000 $ 218,333 $ 90,000
Humboldt, California 3 $ 1,035,000 $ 345,000 $ 193,000
Mendocino, California 3 $ 3,175,000 $ 1,058,333 $ 363,000
Sutter, California 3 $ 605,000 $ 201,666 $ 57,000
Gunnison, Colorado 3 $ 2,485,000 $ 828,333 $ 542,000
Charlotte, Florida 3 $ 125,000 $ 41,666 $ 45,000
DeKalb, Georgia 3 $ 2,485,000 $ 828,333 $ 282,000
Ada, Idaho 3 $ 2,105,000 $ 701,666 $ 270,000
Kootenai, Idaho 3 $ 2,725,000 $ 908,333 $ 293,000
Orleans, Louisiana 3 $ 2,055,000 $ 685,000 $ 260,000
Rio Arriba, New Mexico 3 $ 1,055,000 $ 351,666 $ 153,000
Marion, Oregon 3 $ 1,245,000 $ 415,000 $ 176,000
Knox, Tennessee 3 $ 1,035,000 $ 345,000 $ 355,000
Lincoln, Tennessee 3 $ 365,000 $ 121,666 $ 83,000
Bosque, Texas 3 $ 395,000 $ 131,666 $ 68,000
Callahan, Texas 3 $ 375,000 $ 125,000 $ 78,000
Chambers, Texas 3 $ 475,000 $ 158,333 $ 150,000
Erath, Texas 3 $ 555,000 $ 185,000 $ 96,000
Hamilton, Texas 3 $ 285,000 $ 95,000 $ 19,000
Newton, Texas 3 $ 305,000 $ 101,666 $ 53,000
Randall, Texas 3 $ 665,000 $ 221,666 $ 120,000
Cleburne, Alabama 2 $ 180,000 $ 90,000 $ 60,000
Coffee, Alabama 2 $ 430,000 $ 215,000 $ 95,000
Coosa, Alabama 2 $ 600,000 $ 300,000 $ 415,000
Covington, Alabama 2 $ 220,000 $ 110,000 $ 31,000
Imperial, California 2 $ 350,000 $ 175,000 $ 186,000
Yuba, California 2 $ 230,000 $ 115,000 $ 101,000
Alamosa, Colorado 2 $ 160,000 $ 80,000 $ 234,000
Garfield, Colorado 2 $ 2,820,000 $ 1,410,000 $ 635,000
Otero, Colorado 2 $ 80,000 $ 40,000 $ 70,000
Pitkin, Colorado 2 $ 4,050,000 $ 2,025,000 $ 539,000
Routt, Colorado 2 $ 470,000 $ 235,000 $ 182,000
San Miguel, Colorado 2 $ 1,440,000 $ 720,000 $ 295,000
Baker, Florida 2 $ 450,000 $ 225,000 $ 70,000
Gilchrist, Florida 2 $ 290,000 $ 145,000 $ 88,000
Taylor, Florida 2 $ 870,000 $ 435,000 $ 627,000
Cherokee, Georgia 2 $ 740,000 $ 370,000 $ 352,000
Quitman, Georgia 2 $ 80,000 $ 40,000 $ 64,000
Blaine, Idaho 2 $ 1,140,000 $ 570,000 $ 285,000
Middlesex, Massachusetts 2 $ 1,360,000 $ 680,000 $ 271,000
Norfolk, Massachusetts 2 $ 1,380,000 $ 690,000 $ 282,000
Suffolk, Massachusetts 2 $ 1,250,000 $ 625,000 $ 314,000
Luna, New Mexico 2 $ 430,000 $ 215,000 $ 146,000
San Juan, New Mexico 2 $ 340,000 $ 170,000 $ 32,000
Taos, New Mexico 2 $ 400,000 $ 200,000 $ 236,000
Franklin, Ohio 2 $ 290,000 $ 145,000 $ 133,000
Hamilton, Ohio 2 $ 540,000 $ 270,000 $ 193,000
McCurtain, Oklahoma 2 $ 740,000 $ 370,000 $ 174,000
Coos, Oregon 2 $ 780,000 $ 390,000 $ 72,000
Jackson, Oregon 2 $ 910,000 $ 455,000 $ 177,000
Allegheny, Pennsylvania 2 $ 250,000 $ 125,000 $ 58,000
Chester, Pennsylvania 2 $ 680,000 $ 340,000 $ 326,000
Anderson, Texas 2 $ 630,000 $ 315,000 $ 718,000
Andrews, Texas 2 $ 190,000 $ 95,000 $ 79,000
Brewster, Texas 2 $ 120,000 $ 60,000 $ 66,000
Brooks, Texas 2 $ 250,000 $ 125,000 $ 69,000
Brown, Texas 2 $ 30,000 $ 15,000 $ 60,000
Camp, Texas 2 $ 170,000 $ 85,000 $ 36,000
Comanche, Texas 2 $ 290,000 $ 145,000 $ 38,000
Hopkins, Texas 2 $ 120,000 $ 60,000 $ 98,000
Houston, Texas 2 $ 140,000 $ 70,000 $ 100,000
Jack, Texas 2 $ 190,000 $ 95,000 $ 94,000
Jim Hogg, Texas 2 $ 100,000 $ 50,000 $ 103,000
Jim Wells, Texas 2 $ 160,000 $ 80,000 $ 81,000
Kinney, Texas 2 $ 60,000 $ 30,000 $ 74,000
Lampasas, Texas 2 $ 110,000 $ 55,000 $ 70,000
Lavaca, Texas 2 $ 240,000 $ 120,000 $ 94,000
Lynn, Texas 2 $ 630,000 $ 315,000 $ 218,000
Mills, Texas 2 $ 190,000 $ 95,000 $ 120,000
Nacogdoches, Texas 2 $ 190,000 $ 95,000 $ 30,000
Scurry, Texas 2 $ 90,000 $ 45,000 $ 87,000
Shelby, Texas 2 $ 220,000 $ 110,000 $ 51,000
Stonewall, Texas 2 $ 50,000 $ 25,000 $ 35,000
Trinity, Texas 2 $ 410,000 $ 205,000 $ 105,000
Wichita, Texas 2 $ 90,000 $ 45,000 $ 47,000
Wood, Texas 2 $ 310,000 $ 155,000 $ 83,000
Arlington, Virginia 2 $ 1,380,000 $ 690,000 $ 334,000
Kitsap, Washington 2 $ 1,350,000 $ 675,000 $ 319,000
Thurston, Washington 2 $ 1,680,000 $ 840,000 $ 522,000
Choctaw, Alabama 1 $ 345,000 $ 345,000 $ 598,000
Clarke, Alabama 1 $ 15,000 $ 15,000 $ 82,000
Clay, Alabama 1 $ 225,000 $ 225,000 $ 0
Hale, Alabama 1 $ 235,000 $ 235,000 $ 81,000
Lamar, Alabama 1 $ 75,000 $ 75,000 $ 65,000
Marengo, Alabama 1 $ 135,000 $ 135,000 $ 48,000
Marion, Alabama 1 $ 135,000 $ 135,000 $ 46,000
Monroe, Alabama 1 $ 55,000 $ 55,000 $ 28,000
Randolph, Alabama 1 $ 35,000 $ 35,000 $ 83,000
Washington, Alabama 1 $ 175,000 $ 175,000 $ 41,000
Wilcox, Alabama 1 $ 115,000 $ 115,000 $ 39,000
Apache, Arizona 1 $ 105,000 $ 105,000 $ 62,000
Garland, Arkansas 1 $ 205,000 $ 205,000 $ 129,000
Polk, Arkansas 1 $ 525,000 $ 525,000 $ 310,000
Pulaski, Arkansas 1 $ 415,000 $ 415,000 $ 144,000
Glenn, California 1 $ 225,000 $ 225,000 $ 100,000
San Benito, California 1 $ 35,000 $ 35,000 $ 160,000
Chaffee, Colorado 1 $ 185,000 $ 185,000 $ 32,000
Clear Creek, Colorado 1 $ 105,000 $ 105,000 $ 250,000
Costilla, Colorado 1 $ 45,000 $ 45,000 $ 98,000
Delta, Colorado 1 $ 55,000 $ 55,000 $ 60,000
Lake, Colorado 1 $ 375,000 $ 375,000 $ 347,000
Las Animas, Colorado 1 $ 55,000 $ 55,000 $ 58,000
Sedgwick, Colorado 1 $ 115,000 $ 115,000 $ 275,000
Yuma, Colorado 1 $ 105,000 $ 105,000 $ 40,000
Dixie, Florida 1 $ 145,000 $ 145,000 $ 143,000
Jackson, Florida 1 $ 15,000 $ 15,000 $ 18,000
Madison, Florida 1 $ 105,000 $ 105,000 $ 42,000
Martin, Florida 1 $ 805,000 $ 805,000 $ 260,000
Sumter, Florida 1 $ 155,000 $ 155,000 $ 44,000
Suwannee, Florida 1 $ 175,000 $ 175,000 $ 43,000
Union, Florida 1 $ 45,000 $ 45,000 $ 26,000
Wakulla, Florida 1 $ 235,000 $ 235,000 $ 45,000
Bryan, Georgia 1 $ 1,485,000 $ 1,485,000 $ 513,000
Columbia, Georgia 1 $ 275,000 $ 275,000 $ 483,000
Dade, Georgia 1 $ 185,000 $ 185,000 $ 0
Douglas, Georgia 1 $ 225,000 $ 225,000 $ 107,000
Fayette, Georgia 1 $ 345,000 $ 345,000 $ 104,000
Grady, Georgia 1 $ 115,000 $ 115,000 $ 46,000
Greene, Georgia 1 $ 545,000 $ 545,000 $ 243,000
Lanier, Georgia 1 $ 125,000 $ 125,000 $ 76,000
Muscogee, Georgia 1 $ 65,000 $ 65,000 $ 0
Newton, Georgia 1 $ 145,000 $ 145,000 $ 31,000
Bingham, Idaho 1 $ 135,000 $ 135,000 $ 157,000
Clearwater, Idaho 1 $ 255,000 $ 255,000 $ 170,000
Nez Perce, Idaho 1 $ 125,000 $ 125,000 $ 137,000
Cook, Illinois 1 $ 65,000 $ 65,000 $ 1,656,000
Lake, Illinois 1 $ 15,425,000 $ 15,425,000 $ 0
Johnson, Kansas 1 $ 385,000 $ 385,000 $ 162,000
Allen, Louisiana 1 $ 145,000 $ 145,000 $ 45,000
Caddo, Louisiana 1 $ 195,000 $ 195,000 $ 46,000
East Baton Rouge, Louisiana 1 $ 1,005,000 $ 1,005,000 $ 500,000
Lafayette, Louisiana 1 $ 765,000 $ 765,000 $ 300,000
St. Tammany, Louisiana 1 $ 355,000 $ 355,000 $ 360,000
Tangipahoa, Louisiana 1 $ 135,000 $ 135,000 $ 213,000
Essex, Massachusetts 1 $ 665,000 $ 665,000 $ 390,000
Worcester, Massachusetts 1 $ 425,000 $ 425,000 $ 120,000
Carson City, Nevada 1 $ 385,000 $ 385,000 $ 350,000
Douglas, Nevada 1 $ 565,000 $ 565,000 $ 244,000
Eddy, New Mexico 1 $ 295,000 $ 295,000 $ 450,000
Lea, New Mexico 1 $ 125,000 $ 125,000 $ 500,000
McKinley, New Mexico 1 $ 75,000 $ 75,000 $ 65,000
Socorro, New Mexico 1 $ 55,000 $ 55,000 $ 60,000
Kings, New York 1 $ 365,000 $ 365,000 $ 37,000
Cuyahoga, Ohio 1 $ 595,000 $ 595,000 $ 704,000
Grady, Oklahoma 1 $ 215,000 $ 215,000 $ 177,000
Tulsa, Oklahoma 1 $ 575,000 $ 575,000 $ 280,000
Benton, Oregon 1 $ 675,000 $ 675,000 $ 191,000
Deschutes, Oregon 1 $ 655,000 $ 655,000 $ 350,000
Douglas, Oregon 1 $ 595,000 $ 595,000 $ 225,000
Hood River, Oregon 1 $ 685,000 $ 685,000 $ 295,000
Josephine, Oregon 1 $ 165,000 $ 165,000 $ 334,000
Lane, Oregon 1 $ 315,000 $ 315,000 $ 131,000
Lincoln, Oregon 1 $ 315,000 $ 315,000 $ 74,000
Union, Oregon 1 $ 605,000 $ 605,000 $ 562,000
Lehigh, Pennsylvania 1 $ 475,000 $ 475,000 $ 144,000
Luzerne, Pennsylvania 1 $ 385,000 $ 385,000 $ 828,000
Montgomery, Pennsylvania 1 $ 465,000 $ 465,000 $ 190,000
Philadelphia, Pennsylvania 1 $ 1,005,000 $ 1,005,000 $ 314,000
York, Pennsylvania 1 $ 305,000 $ 305,000 $ 111,000
Bradley, Tennessee 1 $ 15,000 $ 15,000 $ 28,000
Coffee, Tennessee 1 $ 275,000 $ 275,000 $ 87,000
Dickson, Tennessee 1 $ 345,000 $ 345,000 $ 173,000
Giles, Tennessee 1 $ 105,000 $ 105,000 $ 83,000
Johnson, Tennessee 1 $ 135,000 $ 135,000 $ 141,000
Lawrence, Tennessee 1 $ 135,000 $ 135,000 $ 96,000
Rutherford, Tennessee 1 $ 195,000 $ 195,000 $ 62,000
Sevier, Tennessee 1 $ 145,000 $ 145,000 $ 94,000
Williamson, Tennessee 1 $ 395,000 $ 395,000 $ 224,000
Wilson, Tennessee 1 $ 235,000 $ 235,000 $ 235,000
Archer, Texas 1 $ 155,000 $ 155,000 $ 219,000
Bowie, Texas 1 $ 95,000 $ 95,000 $ 22,000
Calhoun, Texas 1 $ 155,000 $ 155,000 $ 170,000
Cass, Texas 1 $ 35,000 $ 35,000 $ 41,000
Castro, Texas 1 $ 35,000 $ 35,000 $ 64,000
Culberson, Texas 1 $ 195,000 $ 195,000 $ 114,000
Dallam, Texas 1 $ 55,000 $ 55,000 $ 47,000
Duval, Texas 1 $ 155,000 $ 155,000 $ 32,000
Eastland, Texas 1 $ 85,000 $ 85,000 $ 58,000
Frio, Texas 1 $ 105,000 $ 105,000 $ 60,000
Goliad, Texas 1 $ 125,000 $ 125,000 $ 71,000
Gonzales, Texas 1 $ 305,000 $ 305,000 $ 113,000
Haskell, Texas 1 $ 15,000 $ 15,000 $ 35,000
Hemphill, Texas 1 $ 105,000 $ 105,000 $ 175,000
Hockley, Texas 1 $ 45,000 $ 45,000 $ 88,000
Jones, Texas 1 $ 45,000 $ 45,000 $ 360,000
Kimble, Texas 1 $ 425,000 $ 425,000 $ 275,000
Lamb, Texas 1 $ 65,000 $ 65,000 $ 130,000
Leon, Texas 1 $ 215,000 $ 215,000 $ 65,000
Marion, Texas 1 $ 215,000 $ 215,000 $ 37,000
Mason, Texas 1 $ 75,000 $ 75,000 $ 46,000
McCulloch, Texas 1 $ 205,000 $ 205,000 $ 150,000
Montague, Texas 1 $ 75,000 $ 75,000 $ 39,000
Morris, Texas 1 $ 65,000 $ 65,000 $ 44,000
Panola, Texas 1 $ 55,000 $ 55,000 $ 52,000
Pecos, Texas 1 $ 145,000 $ 145,000 $ 57,000
Potter, Texas 1 $ 305,000 $ 305,000 $ 280,000
Runnels, Texas 1 $ 95,000 $ 95,000 $ 77,000
Swisher, Texas 1 $ 45,000 $ 45,000 $ 43,000
Terry, Texas 1 $ 35,000 $ 35,000 $ 76,000
Throckmorton, Texas 1 $ 55,000 $ 55,000 $ 83,000
Titus, Texas 1 $ 65,000 $ 65,000 $ 65,000
Victoria, Texas 1 $ 105,000 $ 105,000 $ 47,000
Ward, Texas 1 $ 195,000 $ 195,000 $ 107,000
Yoakum, Texas 1 $ 55,000 $ 55,000 $ 60,000
Young, Texas 1 $ 55,000 $ 55,000 $ 20,000
Chesterfield, Virginia 1 $ 175,000 $ 175,000 $ 141,000
Frederick, Virginia 1 $ 645,000 $ 645,000 $ 820,000
Loudoun, Virginia 1 $ 585,000 $ 585,000 $ 401,000
Richmond City, Virginia 1 $ 365,000 $ 365,000 $ 63,000
Rockingham, Virginia 1 $ 565,000 $ 565,000 $ 263,000
Virginia Beach, Virginia 1 $ 655,000 $ 655,000 $ 565,000
Warren, Virginia 1 $ 505,000 $ 505,000 $ 169,000
Chelan, Washington 1 $ 645,000 $ 645,000 $ 485,000
Clark, Washington 1 $ 575,000 $ 575,000 $ 272,000
Grant, Washington 1 $ 455,000 $ 455,000 $ 125,000
Okanogan, Washington 1 $ 285,000 $ 285,000 $ 241,000
Skagit, Washington 1 $ 1,235,000 $ 1,235,000 $ 498,000
Spokane, Washington 1 $ 585,000 $ 585,000 $ 256,000
Whatcom, Washington 1 $ 775,000 $ 775,000 $ 310,000

Mortgage Loan Application Detail Totals for BBVA USA in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 8,782 $3,563,730,000 $405,000 $47,885,000 $196,000 $9,127,000
Other Purpose 6,618 $833,510,000 $125,000 $4,805,000 $137,000 $9,780,000
Cash-out Refinancing 6,420 $1,699,000,000 $264,000 $6,005,000 $161,000 $8,460,000
Home Improvement 5,600 $649,370,000 $115,000 $7,005,000 $134,000 $3,816,000
Refinancing 2,963 $1,371,565,000 $462,000 $4,205,000 $253,000 $8,730,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 16,130 $4,428,290,000 $274,000 $8,505,000 $180,000 $9,780,000
Hispanic 7,236 $1,227,430,000 $169,000 $3,005,000 $113,000 $4,436,000
Not Provided 2,439 $1,074,165,000 $440,000 $4,805,000 $261,000 $8,460,000
Black or African American 2,164 $369,110,000 $170,000 $7,125,000 $112,000 $9,127,000
Asian 1,849 $708,905,000 $383,000 $6,005,000 $233,000 $6,643,000
American Indian or Alaskan Native 248 $47,810,000 $192,000 $1,485,000 $150,000 $1,400,000
Native Hawaiian or Other Pacific Islander 56 $13,440,000 $240,000 $1,435,000 $163,000 $623,000
Not applicable 3 $103,855,000 $34,618,000 $47,885,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 29,209 $7,906,035,000 $270,000 $47,885,000 $174,000 $9,780,000
FHA-insured (Federal Housing Administration) 981 $168,945,000 $172,000 $2,035,000 $68,000 $780,000
VA-guaranteed (Veterans Administration) 156 $35,830,000 $229,000 $2,305,000 $78,000 $694,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 37 $6,365,000 $172,000 $365,000 $54,000 $96,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 13,621 $4,498,365,000 $330,000 $47,885,000 $198,000 $9,127,000
Application Denied By Financial Institution 10,281 $1,681,415,000 $163,000 $7,005,000 $119,000 $6,643,000
Application Withdrawn By Applicant 3,625 $1,174,985,000 $324,000 $8,505,000 $197,000 $9,780,000
File Closed For Incompleteness 2,149 $617,945,000 $287,000 $6,005,000 $212,000 $8,460,000
Loan Purchased By The Institution 523 $107,275,000 $205,000 $515,000 $75,000 $1,170,000
Application Approved But Not Accepted 184 $37,190,000 $202,000 $1,985,000 $172,000 $2,570,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 20,102 $6,435,760,000 $320,000 $47,885,000 $196,000 $9,780,000
Debt-To-Income Ratio 5,375 $987,715,000 $183,000 $7,005,000 $81,000 $1,608,000
Credit History 2,550 $318,490,000 $124,000 $2,855,000 $142,000 $3,285,000
Collateral 1,704 $239,870,000 $140,000 $6,005,000 $178,000 $6,643,000
Other 339 $72,265,000 $213,000 $1,625,000 $214,000 $3,600,000
Unverifiable Information 175 $35,155,000 $200,000 $1,295,000 $177,000 $1,442,000
Credit Application Incomplete 65 $8,905,000 $137,000 $805,000 $192,000 $1,231,000
Insufficient Cash (Downpayment, Closing Cost) 38 $11,970,000 $315,000 $1,355,000 $125,000 $487,000
Employment History 33 $6,585,000 $199,000 $2,035,000 $126,000 $600,000
Mortgage Insurance Denied 2 $460,000 $230,000 $275,000 $72,000 $72,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into BBVA USA's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess BBVA USA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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