Forbright Bank Mortgage Lending & HMDA Data, 2016

In 2016, Forbright Bank of Chevy Chase, MD reported 6,797 mortgage applications totaling $1.5 billion, up 1820% from 2015. The average application was for $217,050, and applicants reported an average income of $74,278. 44% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (277), Columbus, OH (256) and Washington-Arlington-Alexandria, DC-VA-MD-WV (253) (applications in parentheses).

Mortgage Company & Address Forbright Bank
6701 Democracy Blvd, Suite 400
Chevy Chase, MD 20815
Tel #: available with data download
Federal Regulator * available with data download
Years 2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  
Total Number of Mortgage Applications 6,797
Total Mortgage Loan Application Amount $1,475,290,000
Average Mortgage Loan Application Amount $217,050
Highest Mortgage Loan Application Amount $6,000,000
Average Applicant Income $74,278
Highest Applicant Income $1,440,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Forbright Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Forbright Bank by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Franklin, Ohio 165 $ 23,290,000 $ 141,151 $ 57,000
Marion, Indiana 107 $ 15,795,000 $ 147,616 $ 61,000
Los Angeles, California 85 $ 47,304,000 $ 556,517 $ 129,000
Maricopa, Arizona 73 $ 17,416,000 $ 238,575 $ 74,000
District of Columbia, District Of Columbia 68 $ 28,504,000 $ 419,176 $ 277,000
Montgomery, Maryland 67 $ 25,659,000 $ 382,970 $ 125,000
Clark, Nevada 54 $ 12,812,000 $ 237,259 $ 77,000
Fairfax, Virginia 52 $ 19,495,000 $ 374,903 $ 140,000
San Diego, California 51 $ 17,645,000 $ 345,980 $ 86,000
Allen, Indiana 51 $ 5,813,000 $ 113,980 $ 42,000
Cook, Illinois 50 $ 10,331,000 $ 206,620 $ 71,000
Hennepin, Minnesota 48 $ 10,312,000 $ 214,833 $ 79,000
Suffolk, New York 45 $ 12,798,000 $ 284,400 $ 83,000
Cuyahoga, Ohio 41 $ 6,015,000 $ 146,707 $ 51,000
Gwinnett, Georgia 40 $ 7,646,000 $ 191,150 $ 60,000
Riverside, California 39 $ 9,511,000 $ 243,871 $ 61,000
Broward, Florida 38 $ 8,754,000 $ 230,368 $ 108,000
Fulton, Georgia 37 $ 7,445,000 $ 201,216 $ 73,000
King, Washington 36 $ 11,241,000 $ 312,250 $ 83,000
Prince George's, Maryland 34 $ 8,464,000 $ 248,941 $ 71,000
Nassau, New York 34 $ 10,761,000 $ 316,500 $ 112,000
Hillsborough, Florida 33 $ 7,303,000 $ 221,303 $ 82,000
Allen, Ohio 33 $ 3,984,000 $ 120,727 $ 49,000
Cobb, Georgia 32 $ 6,219,000 $ 194,343 $ 77,000
Sacramento, California 31 $ 8,035,000 $ 259,193 $ 79,000
Queens, New York 31 $ 10,351,000 $ 333,903 $ 82,000
Loudoun, Virginia 31 $ 12,217,000 $ 394,096 $ 126,000
El Paso, Colorado 30 $ 6,403,000 $ 213,433 $ 63,000
Duval, Florida 30 $ 5,706,000 $ 190,200 $ 58,000
Hamilton, Indiana 30 $ 6,888,000 $ 229,600 $ 99,000
Henry, Georgia 29 $ 5,763,000 $ 198,724 $ 63,000
Pierce, Washington 29 $ 7,003,000 $ 241,482 $ 64,000
San Bernardino, California 28 $ 8,026,000 $ 286,642 $ 75,000
Honolulu, Hawaii 28 $ 12,030,000 $ 429,642 $ 94,000
Delaware, Ohio 27 $ 5,293,000 $ 196,037 $ 93,000
Adams, Colorado 26 $ 5,097,000 $ 196,038 $ 71,000
Orange, Florida 26 $ 4,755,000 $ 182,884 $ 57,000
Jefferson, Kentucky 26 $ 5,058,000 $ 194,538 $ 75,000
Erie, New York 26 $ 5,069,000 $ 194,961 $ 71,000
Palm Beach, Florida 25 $ 6,335,000 $ 253,400 $ 85,000
Dakota, Minnesota 25 $ 5,335,000 $ 213,400 $ 83,000
Contra Costa, California 24 $ 10,095,000 $ 420,625 $ 116,000
Pinellas, Florida 24 $ 4,484,000 $ 186,833 $ 73,000
Kings, New York 24 $ 10,554,000 $ 439,750 $ 102,000
Hendricks, Indiana 23 $ 4,137,000 $ 179,869 $ 66,000
Washington, Minnesota 23 $ 5,853,000 $ 254,478 $ 91,000
Westchester, New York 23 $ 10,529,000 $ 457,782 $ 128,000
Jefferson, Alabama 22 $ 3,570,000 $ 162,272 $ 57,000
DeKalb, Georgia 22 $ 3,154,000 $ 143,363 $ 54,000
Anne Arundel, Maryland 22 $ 7,252,000 $ 329,636 $ 143,000
Richmond, New York 21 $ 7,529,000 $ 358,523 $ 134,000
Fairfield, Ohio 21 $ 4,237,000 $ 201,761 $ 70,000
Licking, Ohio 21 $ 2,854,000 $ 135,904 $ 55,000
Alameda, California 20 $ 7,031,000 $ 351,550 $ 103,000
Orange, California 20 $ 8,837,000 $ 441,850 $ 96,000
Arapahoe, Colorado 20 $ 5,554,000 $ 277,700 $ 67,000
Worcester, Massachusetts 20 $ 4,752,000 $ 237,600 $ 83,000
Prince William, Virginia 20 $ 5,721,000 $ 286,050 $ 84,000
Will, Illinois 19 $ 4,285,000 $ 225,526 $ 92,000
Baltimore, Maryland 19 $ 4,530,000 $ 238,421 $ 96,000
Anoka, Minnesota 19 $ 4,207,000 $ 221,421 $ 65,000
Ramsey, Minnesota 19 $ 3,635,000 $ 191,315 $ 64,000
Bexar, Texas 19 $ 3,309,000 $ 174,157 $ 122,000
Salt Lake, Utah 19 $ 4,227,000 $ 222,473 $ 70,000
San Joaquin, California 18 $ 4,771,000 $ 265,055 $ 79,000
New Haven, Connecticut 18 $ 3,626,000 $ 201,444 $ 71,000
Lee, Florida 18 $ 4,360,000 $ 242,222 $ 82,000
Norfolk, Massachusetts 18 $ 6,373,000 $ 354,055 $ 124,000
St. Louis, Missouri 18 $ 4,270,000 $ 237,222 $ 73,000
Snohomish, Washington 18 $ 5,526,000 $ 307,000 $ 69,000
Santa Clara, California 17 $ 9,286,000 $ 546,235 $ 131,000
Solano, California 17 $ 4,853,000 $ 285,470 $ 75,000
Hartford, Connecticut 17 $ 3,219,000 $ 189,352 $ 55,000
Sarasota, Florida 17 $ 3,227,000 $ 189,823 $ 60,000
Volusia, Florida 17 $ 3,197,000 $ 188,058 $ 68,000
Johnson, Kansas 17 $ 3,018,000 $ 177,529 $ 74,000
Sedgwick, Kansas 17 $ 2,645,000 $ 155,588 $ 66,000
Howard, Maryland 17 $ 5,344,000 $ 314,352 $ 119,000
Oakland, Michigan 17 $ 3,147,000 $ 185,117 $ 51,000
Wake, North Carolina 17 $ 3,414,000 $ 200,823 $ 60,000
Hamilton, Ohio 17 $ 2,431,000 $ 143,000 $ 53,000
Shelby, Tennessee 17 $ 3,179,000 $ 187,000 $ 69,000
Virginia Beach, Virginia 17 $ 3,654,000 $ 214,941 $ 59,000
Denver, Colorado 16 $ 3,431,000 $ 214,437 $ 57,000
Jefferson, Colorado 16 $ 4,721,000 $ 295,062 $ 69,000
Washoe, Nevada 16 $ 4,493,000 $ 280,812 $ 89,000
Bernalillo, New Mexico 16 $ 2,728,000 $ 170,500 $ 66,000
Montgomery, Pennsylvania 16 $ 4,039,000 $ 252,437 $ 93,000
Philadelphia, Pennsylvania 16 $ 2,609,000 $ 163,062 $ 53,000
Providence, Rhode Island 16 $ 3,002,000 $ 187,625 $ 63,000
Davidson, Tennessee 16 $ 3,494,000 $ 218,375 $ 83,000
Harris, Texas 16 $ 2,601,000 $ 162,562 $ 73,000
Pima, Arizona 15 $ 2,691,000 $ 179,400 $ 63,000
New Castle, Delaware 15 $ 3,660,000 $ 244,000 $ 81,000
Clayton, Georgia 15 $ 2,351,000 $ 156,733 $ 59,000
Elkhart, Indiana 15 $ 2,342,000 $ 156,133 $ 72,000
Baltimore City, Maryland 15 $ 2,748,000 $ 183,200 $ 110,000
Frederick, Maryland 15 $ 5,410,000 $ 360,666 $ 101,000
Plymouth, Massachusetts 15 $ 3,452,000 $ 230,133 $ 98,000
Wayne, Michigan 15 $ 2,797,000 $ 186,466 $ 83,000
Sherburne, Minnesota 15 $ 2,618,000 $ 174,533 $ 73,000
Summit, Ohio 15 $ 1,971,000 $ 131,400 $ 58,000
Clackamas, Oregon 15 $ 3,449,000 $ 229,933 $ 60,000
Sonoma, California 14 $ 5,676,000 $ 405,428 $ 85,000
Douglas, Georgia 14 $ 2,608,000 $ 186,285 $ 56,000
Tippecanoe, Indiana 14 $ 1,670,000 $ 119,285 $ 53,000
Jackson, Missouri 14 $ 2,105,000 $ 150,357 $ 75,000
Mecklenburg, North Carolina 14 $ 2,219,000 $ 158,500 $ 61,000
Tarrant, Texas 14 $ 1,727,000 $ 123,357 $ 65,000
Clark, Washington 14 $ 3,025,000 $ 216,071 $ 59,000
Anchorage, Alaska 13 $ 2,823,000 $ 217,153 $ 54,000
Fresno, California 13 $ 3,034,000 $ 233,384 $ 75,000
Weld, Colorado 13 $ 2,967,000 $ 228,230 $ 52,000
Paulding, Georgia 13 $ 2,530,000 $ 194,615 $ 66,000
Macomb, Michigan 13 $ 2,245,000 $ 172,692 $ 69,000
Bronx, New York 13 $ 3,445,000 $ 265,000 $ 63,000
Butler, Ohio 13 $ 2,355,000 $ 181,153 $ 74,000
Montgomery, Ohio 13 $ 1,498,000 $ 115,230 $ 40,000
Multnomah, Oregon 13 $ 2,677,000 $ 205,923 $ 54,000
York, Pennsylvania 13 $ 2,282,000 $ 175,538 $ 63,000
Richland, South Carolina 13 $ 2,901,000 $ 223,153 $ 65,000
Montgomery, Tennessee 13 $ 2,348,000 $ 180,615 $ 52,000
San Mateo, California 12 $ 7,145,000 $ 595,416 $ 110,000
Ventura, California 12 $ 4,937,000 $ 411,416 $ 102,000
St. Johns, Florida 12 $ 2,701,000 $ 225,083 $ 100,000
Ada, Idaho 12 $ 2,305,000 $ 192,083 $ 41,000
Middlesex, Massachusetts 12 $ 3,693,000 $ 307,750 $ 92,000
Scott, Minnesota 12 $ 2,336,000 $ 194,666 $ 77,000
Douglas, Nebraska 12 $ 2,039,000 $ 169,916 $ 68,000
Lancaster, Nebraska 12 $ 2,063,000 $ 171,916 $ 79,000
Orange, New York 12 $ 2,587,000 $ 215,583 $ 75,000
Mobile, Alabama 11 $ 1,724,000 $ 156,727 $ 55,000
Kern, California 11 $ 2,321,000 $ 211,000 $ 61,000
Fairfield, Connecticut 11 $ 4,095,000 $ 372,272 $ 121,000
Polk, Florida 11 $ 2,165,000 $ 196,818 $ 66,000
St. Lucie, Florida 11 $ 2,061,000 $ 187,363 $ 61,000
Cherokee, Georgia 11 $ 2,404,000 $ 218,545 $ 70,000
DuPage, Illinois 11 $ 2,727,000 $ 247,909 $ 88,000
Hancock, Indiana 11 $ 1,579,000 $ 143,545 $ 60,000
Johnson, Indiana 11 $ 2,096,000 $ 190,545 $ 94,000
Cumberland, Maine 11 $ 2,118,000 $ 192,545 $ 45,000
Gloucester, New Jersey 11 $ 2,243,000 $ 203,909 $ 108,000
Monmouth, New Jersey 11 $ 2,760,000 $ 250,909 $ 78,000
Cumberland, North Carolina 11 $ 2,055,000 $ 186,818 $ 50,000
Trumbull, Ohio 11 $ 1,620,000 $ 147,272 $ 62,000
Washington, Oregon 11 $ 2,896,000 $ 263,272 $ 72,000
Pulaski, Arkansas 10 $ 1,988,000 $ 198,800 $ 51,000
Kent, Delaware 10 $ 1,889,000 $ 188,900 $ 49,000
Charlotte, Florida 10 $ 1,815,000 $ 181,500 $ 62,000
Pasco, Florida 10 $ 1,597,000 $ 159,700 $ 52,000
Seminole, Florida 10 $ 2,060,000 $ 206,000 $ 77,000
Muscogee, Georgia 10 $ 1,445,000 $ 144,500 $ 56,000
Lake, Indiana 10 $ 1,490,000 $ 149,000 $ 75,000
Polk, Iowa 10 $ 1,745,000 $ 174,500 $ 138,000
Essex, Massachusetts 10 $ 2,983,000 $ 298,300 $ 89,000
Olmsted, Minnesota 10 $ 1,811,000 $ 181,100 $ 80,000
Stearns, Minnesota 10 $ 2,042,000 $ 204,200 $ 72,000
Bergen, New Jersey 10 $ 2,813,000 $ 281,300 $ 92,000
Rockland, New York 10 $ 2,741,000 $ 274,100 $ 86,000
Lake, Ohio 10 $ 1,675,000 $ 167,500 $ 54,000
Stark, Ohio 10 $ 1,248,000 $ 124,800 $ 43,000
Oklahoma, Oklahoma 10 $ 1,418,000 $ 141,800 $ 62,000
Tulsa, Oklahoma 10 $ 1,565,000 $ 156,500 $ 61,000
Marion, Oregon 10 $ 1,686,000 $ 168,600 $ 74,000
Chester, Pennsylvania 10 $ 2,855,000 $ 285,500 $ 133,000
Travis, Texas 10 $ 2,533,000 $ 253,300 $ 82,000
Chesapeake, Virginia 10 $ 1,988,000 $ 198,800 $ 54,000
Hampton, Virginia 10 $ 1,819,000 $ 181,900 $ 57,000
Berkeley, West Virginia 10 $ 1,442,000 $ 144,200 $ 56,000
Madison, Alabama 9 $ 1,878,000 $ 208,666 $ 84,000
Stanislaus, California 9 $ 1,793,000 $ 199,222 $ 70,000
Pueblo, Colorado 9 $ 1,308,000 $ 145,333 $ 69,000
Sussex, Delaware 9 $ 2,739,000 $ 304,333 $ 265,000
Clay, Florida 9 $ 1,736,000 $ 192,888 $ 61,000
Escambia, Florida 9 $ 1,587,000 $ 176,333 $ 74,000
Flagler, Florida 9 $ 1,345,000 $ 149,444 $ 43,000
Manatee, Florida 9 $ 1,986,000 $ 220,666 $ 68,000
Lake, Illinois 9 $ 2,313,000 $ 257,000 $ 120,000
Fayette, Kentucky 9 $ 1,500,000 $ 166,666 $ 39,000
Jefferson, Louisiana 9 $ 1,404,000 $ 156,000 $ 54,000
Kent, Michigan 9 $ 1,575,000 $ 175,000 $ 77,000
Harrison, Mississippi 9 $ 1,766,000 $ 196,222 $ 51,000
Middlesex, New Jersey 9 $ 2,730,000 $ 303,333 $ 101,000
Saratoga, New York 9 $ 1,741,000 $ 193,444 $ 69,000
Durham, North Carolina 9 $ 1,624,000 $ 180,444 $ 57,000
Union, North Carolina 9 $ 1,695,000 $ 188,333 $ 69,000
Jackson, Oregon 9 $ 1,765,000 $ 196,111 $ 50,000
Allegheny, Pennsylvania 9 $ 1,502,000 $ 166,888 $ 85,000
York, South Carolina 9 $ 1,656,000 $ 184,000 $ 54,000
Pennington, South Dakota 9 $ 1,860,000 $ 206,666 $ 46,000
Bell, Texas 9 $ 1,368,000 $ 152,000 $ 37,000
Norfolk, Virginia 9 $ 1,516,000 $ 168,444 $ 87,000
Milwaukee, Wisconsin 9 $ 1,483,000 $ 164,777 $ 75,000
Waukesha, Wisconsin 9 $ 2,145,000 $ 238,333 $ 90,000
Butte, California 8 $ 1,836,000 $ 229,500 $ 71,000
Santa Barbara, California 8 $ 2,286,000 $ 285,750 $ 75,000
Hernando, Florida 8 $ 1,717,000 $ 214,625 $ 70,000
Lake, Florida 8 $ 1,194,000 $ 149,250 $ 69,000
Columbia, Georgia 8 $ 2,080,000 $ 260,000 $ 82,000
Coweta, Georgia 8 $ 1,794,000 $ 224,250 $ 84,000
Rockdale, Georgia 8 $ 1,546,000 $ 193,250 $ 68,000
Spalding, Georgia 8 $ 1,212,000 $ 151,500 $ 52,000
Madison, Indiana 8 $ 1,201,000 $ 150,125 $ 63,000
Vanderburgh, Indiana 8 $ 1,374,000 $ 171,750 $ 56,000
Scott, Iowa 8 $ 1,138,000 $ 142,250 $ 49,000
Penobscot, Maine 8 $ 1,200,000 $ 150,000 $ 47,000
York, Maine 8 $ 1,608,000 $ 201,000 $ 64,000
Charles, Maryland 8 $ 2,276,000 $ 284,500 $ 99,000
Bristol, Massachusetts 8 $ 1,869,000 $ 233,625 $ 60,000
Lewis and Clark, Montana 8 $ 1,599,000 $ 199,875 $ 43,000
Hillsborough, New Hampshire 8 $ 1,612,000 $ 201,500 $ 47,000
Atlantic, New Jersey 8 $ 1,581,000 $ 197,625 $ 195,000
Camden, New Jersey 8 $ 1,334,000 $ 166,750 $ 56,000
Ocean, New Jersey 8 $ 2,024,000 $ 253,000 $ 93,000
Union, New Jersey 8 $ 2,211,000 $ 276,375 $ 103,000
Dutchess, New York 8 $ 1,760,000 $ 220,000 $ 79,000
Monroe, New York 8 $ 1,063,000 $ 132,875 $ 45,000
Rowan, North Carolina 8 $ 995,000 $ 124,375 $ 68,000
Lane, Oregon 8 $ 1,880,000 $ 235,000 $ 37,000
Bucks, Pennsylvania 8 $ 1,488,000 $ 186,000 $ 72,000
Cumberland, Pennsylvania 8 $ 1,556,000 $ 194,500 $ 79,000
Delaware, Pennsylvania 8 $ 1,553,000 $ 194,125 $ 84,000
Dorchester, South Carolina 8 $ 1,396,000 $ 174,500 $ 72,000
Greenville, South Carolina 8 $ 1,297,000 $ 162,125 $ 63,000
Horry, South Carolina 8 $ 1,400,000 $ 175,000 $ 43,000
Lancaster, South Carolina 8 $ 1,398,000 $ 174,750 $ 48,000
Minnehaha, South Dakota 8 $ 1,351,000 $ 168,875 $ 71,000
Stafford, Virginia 8 $ 2,233,000 $ 279,125 $ 97,000
Washington, Wisconsin 8 $ 1,581,000 $ 197,625 $ 71,000
Benton, Arkansas 7 $ 1,216,000 $ 173,714 $ 66,000
Douglas, Colorado 7 $ 1,771,000 $ 253,000 $ 73,000
Collier, Florida 7 $ 1,537,000 $ 219,571 $ 78,000
Clarke, Georgia 7 $ 887,000 $ 126,714 $ 53,000
Fayette, Georgia 7 $ 1,631,000 $ 233,000 $ 61,000
Richmond, Georgia 7 $ 1,076,000 $ 153,714 $ 51,000
St. Clair, Illinois 7 $ 1,614,000 $ 230,571 $ 66,000
Boone, Indiana 7 $ 1,278,000 $ 182,571 $ 62,000
St. Joseph, Indiana 7 $ 895,000 $ 127,857 $ 49,000
Geary, Kansas 7 $ 1,087,000 $ 155,285 $ 42,000
Suffolk, Massachusetts 7 $ 2,394,000 $ 342,000 $ 143,000
St. Clair, Michigan 7 $ 1,034,000 $ 147,714 $ 78,000
St. Louis, Minnesota 7 $ 1,585,000 $ 226,428 $ 62,000
Wright, Minnesota 7 $ 1,443,000 $ 206,142 $ 91,000
Hinds, Mississippi 7 $ 1,558,000 $ 222,571 $ 93,000
Rockingham, New Hampshire 7 $ 1,711,000 $ 244,428 $ 70,000
Burlington, New Jersey 7 $ 1,514,000 $ 216,285 $ 84,000
Cass, North Dakota 7 $ 1,467,000 $ 209,571 $ 83,000
Greene, Ohio 7 $ 924,000 $ 132,000 $ 78,000
Knox, Ohio 7 $ 1,127,000 $ 161,000 $ 47,000
Pickaway, Ohio 7 $ 1,381,000 $ 197,285 $ 55,000
Portage, Ohio 7 $ 988,000 $ 141,142 $ 65,000
Comanche, Oklahoma 7 $ 1,363,000 $ 194,714 $ 27,000
Charleston, South Carolina 7 $ 1,287,000 $ 183,857 $ 75,000
Hawkins, Tennessee 7 $ 1,426,000 $ 203,714 $ 57,000
Knox, Tennessee 7 $ 1,253,000 $ 179,000 $ 63,000
Washington, Utah 7 $ 2,046,000 $ 292,285 $ 72,000
Chesterfield, Virginia 7 $ 1,725,000 $ 246,428 $ 78,000
Spokane, Washington 7 $ 1,358,000 $ 194,000 $ 55,000
Kanawha, West Virginia 7 $ 1,327,000 $ 189,571 $ 53,000
St. Croix, Wisconsin 7 $ 1,358,000 $ 194,000 $ 53,000
Russell, Alabama 6 $ 1,132,000 $ 188,666 $ 49,000
Matanuska-Susitna, Alaska 6 $ 1,550,000 $ 258,333 $ 66,000
Placer, California 6 $ 1,548,000 $ 258,000 $ 81,000
San Francisco, California 6 $ 3,372,000 $ 562,000 $ 121,000
Tulare, California 6 $ 906,000 $ 151,000 $ 84,000
Larimer, Colorado 6 $ 1,468,000 $ 244,666 $ 69,000
Middlesex, Connecticut 6 $ 1,430,000 $ 238,333 $ 112,000
Leon, Florida 6 $ 1,257,000 $ 209,500 $ 86,000
Marion, Florida 6 $ 753,000 $ 125,500 $ 55,000
Martin, Florida 6 $ 1,715,000 $ 285,833 $ 140,000
Osceola, Florida 6 $ 1,019,000 $ 169,833 $ 49,000
Newton, Georgia 6 $ 996,000 $ 166,000 $ 49,000
Caddo, Louisiana 6 $ 892,000 $ 148,666 $ 52,000
East Baton Rouge, Louisiana 6 $ 852,000 $ 142,000 $ 56,000
Lafayette, Louisiana 6 $ 1,044,000 $ 174,000 $ 24,000
Carroll, Maryland 6 $ 1,189,000 $ 198,166 $ 100,000
Harford, Maryland 6 $ 1,204,000 $ 200,666 $ 137,000
Isanti, Minnesota 6 $ 1,033,000 $ 172,166 $ 59,000
Rankin, Mississippi 6 $ 1,156,000 $ 192,666 $ 45,000
St. Charles, Missouri 6 $ 1,294,000 $ 215,666 $ 79,000
Missoula, Montana 6 $ 1,127,000 $ 187,833 $ 57,000
Sarpy, Nebraska 6 $ 1,147,000 $ 191,166 $ 73,000
Mercer, New Jersey 6 $ 782,000 $ 130,333 $ 68,000
Passaic, New Jersey 6 $ 1,362,000 $ 227,000 $ 28,000
Sussex, New Jersey 6 $ 1,269,000 $ 211,500 $ 72,000
Sandoval, New Mexico 6 $ 1,475,000 $ 245,833 $ 29,000
Cabarrus, North Carolina 6 $ 1,053,000 $ 175,500 $ 46,000
Craven, North Carolina 6 $ 1,199,000 $ 199,833 $ 50,000
Forsyth, North Carolina 6 $ 1,085,000 $ 180,833 $ 65,000
Guilford, North Carolina 6 $ 866,000 $ 144,333 $ 37,000
Iredell, North Carolina 6 $ 1,426,000 $ 237,666 $ 86,000
New Hanover, North Carolina 6 $ 960,000 $ 160,000 $ 52,000
Lorain, Ohio 6 $ 988,000 $ 164,666 $ 52,000
Lucas, Ohio 6 $ 943,000 $ 157,166 $ 68,000
Scioto, Ohio 6 $ 824,000 $ 137,333 $ 47,000
Union, Ohio 6 $ 1,311,000 $ 218,500 $ 98,000
Warren, Ohio 6 $ 1,043,000 $ 173,833 $ 70,000
Berks, Pennsylvania 6 $ 1,037,000 $ 172,833 $ 75,000
Lackawanna, Pennsylvania 6 $ 808,000 $ 134,666 $ 41,000
Lexington, South Carolina 6 $ 1,440,000 $ 240,000 $ 61,000
Blount, Tennessee 6 $ 941,000 $ 156,833 $ 42,000
Hamilton, Tennessee 6 $ 848,000 $ 141,333 $ 61,000
Sumner, Tennessee 6 $ 1,166,000 $ 194,333 $ 57,000
Dallas, Texas 6 $ 865,000 $ 144,166 $ 47,000
Chittenden, Vermont 6 $ 1,319,000 $ 219,833 $ 37,000
Arlington, Virginia 6 $ 2,089,000 $ 348,166 $ 124,000
Henrico, Virginia 6 $ 1,547,000 $ 257,833 $ 95,000
Yakima, Washington 6 $ 1,179,000 $ 196,500 $ 97,000
Raleigh, West Virginia 6 $ 738,000 $ 123,000 $ 46,000
Racine, Wisconsin 6 $ 1,015,000 $ 169,166 $ 48,000
Sheridan, Wyoming 6 $ 1,264,000 $ 210,666 $ 74,000
Calhoun, Alabama 5 $ 753,000 $ 150,600 $ 36,000
Monterey, California 5 $ 1,544,000 $ 308,800 $ 63,000
San Luis Obispo, California 5 $ 1,965,000 $ 393,000 $ 70,000
Santa Cruz, California 5 $ 3,015,000 $ 603,000 $ 226,000
Boulder, Colorado 5 $ 1,204,000 $ 240,800 $ 64,000
Chatham, Georgia 5 $ 1,150,000 $ 230,000 $ 65,000
Forsyth, Georgia 5 $ 1,195,000 $ 239,000 $ 76,000
Hall, Georgia 5 $ 885,000 $ 177,000 $ 59,000
Hawaii, Hawaii 5 $ 1,184,000 $ 236,800 $ 41,000
Maui, Hawaii 5 $ 2,596,000 $ 519,200 $ 96,000
Canyon, Idaho 5 $ 745,000 $ 149,000 $ 41,000
Kootenai, Idaho 5 $ 1,060,000 $ 212,000 $ 44,000
McLean, Illinois 5 $ 811,000 $ 162,200 $ 32,000
Bartholomew, Indiana 5 $ 940,000 $ 188,000 $ 78,000
Clark, Indiana 5 $ 717,000 $ 143,400 $ 36,000
DeKalb, Indiana 5 $ 563,000 $ 112,600 $ 41,000
Morgan, Indiana 5 $ 694,000 $ 138,800 $ 32,000
Shawnee, Kansas 5 $ 765,000 $ 153,000 $ 19,000
Hardin, Kentucky 5 $ 833,000 $ 166,600 $ 68,000
Bossier, Louisiana 5 $ 1,133,000 $ 226,600 $ 61,000
St. Tammany, Louisiana 5 $ 859,000 $ 171,800 $ 44,000
Androscoggin, Maine 5 $ 734,000 $ 146,800 $ 59,000
Livingston, Michigan 5 $ 799,000 $ 159,800 $ 83,000
Crow Wing, Minnesota 5 $ 2,415,000 $ 483,000 $ 84,000
Mille Lacs, Minnesota 5 $ 712,000 $ 142,400 $ 45,000
Winona, Minnesota 5 $ 992,000 $ 198,400 $ 68,000
Christian, Missouri 5 $ 633,000 $ 126,600 $ 39,000
Clay, Missouri 5 $ 718,000 $ 143,600 $ 48,000
Lyon, Nevada 5 $ 925,000 $ 185,000 $ 71,000
Strafford, New Hampshire 5 $ 923,000 $ 184,600 $ 60,000
Hudson, New Jersey 5 $ 1,106,000 $ 221,200 $ 89,000
Alamance, North Carolina 5 $ 635,000 $ 127,000 $ 45,000
Harnett, North Carolina 5 $ 1,039,000 $ 207,800 $ 62,000
Henderson, North Carolina 5 $ 748,000 $ 149,600 $ 48,000
Ward, North Dakota 5 $ 1,251,000 $ 250,200 $ 70,000
Champaign, Ohio 5 $ 583,000 $ 116,600 $ 38,000
Clark, Ohio 5 $ 501,000 $ 100,200 $ 49,000
Erie, Ohio 5 $ 537,000 $ 107,400 $ 55,000
Mahoning, Ohio 5 $ 755,000 $ 151,000 $ 58,000
Miami, Ohio 5 $ 682,000 $ 136,400 $ 31,000
Muskingum, Ohio 5 $ 650,000 $ 130,000 $ 73,000
Richland, Ohio 5 $ 511,000 $ 102,200 $ 49,000
Cleveland, Oklahoma 5 $ 1,125,000 $ 225,000 $ 47,000
Linn, Oregon 5 $ 1,063,000 $ 212,600 $ 75,000
Polk, Oregon 5 $ 543,000 $ 108,600 $ 49,000
Butler, Pennsylvania 5 $ 999,000 $ 199,800 $ 61,000
Franklin, Pennsylvania 5 $ 753,000 $ 150,600 $ 54,000
Pike, Pennsylvania 5 $ 734,000 $ 146,800 $ 62,000
Washington, Rhode Island 5 $ 1,275,000 $ 255,000 $ 64,000
Berkeley, South Carolina 5 $ 1,081,000 $ 216,200 $ 72,000
Florence, South Carolina 5 $ 1,032,000 $ 206,400 $ 52,000
Pickens, South Carolina 5 $ 1,136,000 $ 227,200 $ 49,000
Spartanburg, South Carolina 5 $ 976,000 $ 195,200 $ 108,000
Robertson, Tennessee 5 $ 1,016,000 $ 203,200 $ 69,000
Rutherford, Tennessee 5 $ 1,038,000 $ 207,600 $ 78,000
Williamson, Texas 5 $ 897,000 $ 179,400 $ 56,000
Rutland, Vermont 5 $ 923,000 $ 184,600 $ 55,000
Augusta, Virginia 5 $ 1,316,000 $ 263,200 $ 95,000
Fauquier, Virginia 5 $ 2,113,000 $ 422,600 $ 111,000
Kitsap, Washington 5 $ 1,099,000 $ 219,800 $ 72,000
La Crosse, Wisconsin 5 $ 750,000 $ 150,000 $ 50,000
Baldwin, Alabama 4 $ 704,000 $ 176,000 $ 65,000
Coffee, Alabama 4 $ 798,000 $ 199,500 $ 55,000
Cullman, Alabama 4 $ 609,000 $ 152,250 $ 63,000
Elmore, Alabama 4 $ 782,000 $ 195,500 $ 42,000
Lee, Alabama 4 $ 661,000 $ 165,250 $ 70,000
Limestone, Alabama 4 $ 809,000 $ 202,250 $ 113,000
Montgomery, Alabama 4 $ 710,000 $ 177,500 $ 66,000
Tuscaloosa, Alabama 4 $ 620,000 $ 155,000 $ 35,000
Walker, Alabama 4 $ 453,000 $ 113,250 $ 45,000
Mohave, Arizona 4 $ 698,000 $ 174,500 $ 55,000
Pinal, Arizona 4 $ 862,000 $ 215,500 $ 72,000
Yavapai, Arizona 4 $ 692,000 $ 173,000 $ 41,000
Yuma, Arizona 4 $ 602,000 $ 150,500 $ 70,000
Washington, Arkansas 4 $ 722,000 $ 180,500 $ 53,000
White, Arkansas 4 $ 518,000 $ 129,500 $ 54,000
Colusa, California 4 $ 786,000 $ 196,500 $ 94,000
El Dorado, California 4 $ 1,435,000 $ 358,750 $ 92,000
San Benito, California 4 $ 1,600,000 $ 400,000 $ 75,000
Tehama, California 4 $ 723,000 $ 180,750 $ 62,000
Tuolumne, California 4 $ 830,000 $ 207,500 $ 61,000
Yuba, California 4 $ 837,000 $ 209,250 $ 52,000
New London, Connecticut 4 $ 977,000 $ 244,250 $ 52,000
Windham, Connecticut 4 $ 617,000 $ 154,250 $ 36,000
Bay, Florida 4 $ 670,000 $ 167,500 $ 77,000
Brevard, Florida 4 $ 817,000 $ 204,250 $ 86,000
Nassau, Florida 4 $ 873,000 $ 218,250 $ 130,000
Okaloosa, Florida 4 $ 705,000 $ 176,250 $ 17,000
Santa Rosa, Florida 4 $ 632,000 $ 158,000 $ 56,000
Bibb, Georgia 4 $ 623,000 $ 155,750 $ 55,000
Camden, Georgia 4 $ 730,000 $ 182,500 $ 99,000
Effingham, Georgia 4 $ 616,000 $ 154,000 $ 31,000
Liberty, Georgia 4 $ 648,000 $ 162,000 $ 27,000
Lumpkin, Georgia 4 $ 611,000 $ 152,750 $ 47,000
Walton, Georgia 4 $ 678,000 $ 169,500 $ 76,000
Bannock, Idaho 4 $ 486,000 $ 121,500 $ 63,000
Grundy, Illinois 4 $ 931,000 $ 232,750 $ 97,000
McHenry, Illinois 4 $ 816,000 $ 204,000 $ 49,000
Howard, Indiana 4 $ 483,000 $ 120,750 $ 60,000
Montgomery, Indiana 4 $ 493,000 $ 123,250 $ 57,000
Warren, Kentucky 4 $ 571,000 $ 142,750 $ 45,000
Ascension, Louisiana 4 $ 930,000 $ 232,500 $ 160,000
Orleans, Louisiana 4 $ 785,000 $ 196,250 $ 107,000
Ouachita, Louisiana 4 $ 509,000 $ 127,250 $ 40,000
Kennebec, Maine 4 $ 574,000 $ 143,500 $ 63,000
Calvert, Maryland 4 $ 1,404,000 $ 351,000 $ 71,000
Cecil, Maryland 4 $ 781,000 $ 195,250 $ 47,000
Wicomico, Maryland 4 $ 870,000 $ 217,500 $ 96,000
Hampshire, Massachusetts 4 $ 952,000 $ 238,000 $ 54,000
Eaton, Michigan 4 $ 817,000 $ 204,250 $ 49,000
Grand Traverse, Michigan 4 $ 630,000 $ 157,500 $ 47,000
Monroe, Michigan 4 $ 643,000 $ 160,750 $ 47,000
Clay, Minnesota 4 $ 748,000 $ 187,000 $ 49,000
Meeker, Minnesota 4 $ 921,000 $ 230,250 $ 62,000
Rice, Minnesota 4 $ 868,000 $ 217,000 $ 94,000
Steele, Minnesota 4 $ 849,000 $ 212,250 $ 34,000
DeSoto, Mississippi 4 $ 504,000 $ 126,000 $ 29,000
Greene, Missouri 4 $ 523,000 $ 130,750 $ 48,000
Jefferson, Missouri 4 $ 761,000 $ 190,250 $ 76,000
Flathead, Montana 4 $ 767,000 $ 191,750 $ 39,000
Yellowstone, Montana 4 $ 745,000 $ 186,250 $ 60,000
Douglas, Nevada 4 $ 663,000 $ 165,750 $ 106,000
Cape May, New Jersey 4 $ 1,144,000 $ 286,000 $ 77,000
Essex, New Jersey 4 $ 923,000 $ 230,750 $ 70,000
Morris, New Jersey 4 $ 1,112,000 $ 278,000 $ 73,000
Somerset, New Jersey 4 $ 1,094,000 $ 273,500 $ 39,000
Warren, New Jersey 4 $ 672,000 $ 168,000 $ 57,000
Niagara, New York 4 $ 786,000 $ 196,500 $ 67,000
Oswego, New York 4 $ 433,000 $ 108,250 $ 85,000
Gaston, North Carolina 4 $ 524,000 $ 131,000 $ 57,000
Hoke, North Carolina 4 $ 522,000 $ 130,500 $ 17,000
Johnston, North Carolina 4 $ 707,000 $ 176,750 $ 65,000
Grand Forks, North Dakota 4 $ 1,142,000 $ 285,500 $ 90,000
Ashland, Ohio 4 $ 493,000 $ 123,250 $ 42,000
Auglaize, Ohio 4 $ 568,000 $ 142,000 $ 50,000
Clermont, Ohio 4 $ 560,000 $ 140,000 $ 73,000
Geauga, Ohio 4 $ 1,097,000 $ 274,250 $ 88,000
Huron, Ohio 4 $ 724,000 $ 181,000 $ 24,000
Shelby, Ohio 4 $ 418,000 $ 104,500 $ 73,000
Rogers, Oklahoma 4 $ 667,000 $ 166,750 $ 72,000
Coos, Oregon 4 $ 561,000 $ 140,250 $ 41,000
Beaver, Pennsylvania 4 $ 405,000 $ 101,250 $ 63,000
Dauphin, Pennsylvania 4 $ 670,000 $ 167,500 $ 51,000
Lancaster, Pennsylvania 4 $ 882,000 $ 220,500 $ 51,000
Luzerne, Pennsylvania 4 $ 467,000 $ 116,750 $ 30,000
Monroe, Pennsylvania 4 $ 886,000 $ 221,500 $ 99,000
Washington, Pennsylvania 4 $ 770,000 $ 192,500 $ 94,000
Kent, Rhode Island 4 $ 725,000 $ 181,250 $ 38,000
Aiken, South Carolina 4 $ 751,000 $ 187,750 $ 78,000
Fort Bend, Texas 4 $ 679,000 $ 169,750 $ 54,000
Nueces, Texas 4 $ 873,000 $ 218,250 $ 195,000
Cache, Utah 4 $ 882,000 $ 220,500 $ 106,000
Franklin, Vermont 4 $ 932,000 $ 233,000 $ 41,000
Shenandoah, Virginia 4 $ 731,000 $ 182,750 $ 62,000
Suffolk, Virginia 4 $ 826,000 $ 206,500 $ 56,000
Benton, Washington 4 $ 608,000 $ 152,000 $ 92,000
Stevens, Washington 4 $ 860,000 $ 215,000 $ 138,000
Thurston, Washington 4 $ 840,000 $ 210,000 $ 74,000
Jefferson, West Virginia 4 $ 1,057,000 $ 264,250 $ 118,000
Eau Claire, Wisconsin 4 $ 590,000 $ 147,500 $ 54,000
Rock, Wisconsin 4 $ 868,000 $ 217,000 $ 57,000
Natrona, Wyoming 4 $ 657,000 $ 164,250 $ 42,000
Autauga, Alabama 3 $ 604,000 $ 201,333 $ 57,000
Lauderdale, Alabama 3 $ 610,000 $ 203,333 $ 122,000
Shelby, Alabama 3 $ 484,000 $ 161,333 $ 56,000
Talladega, Alabama 3 $ 510,000 $ 170,000 $ 47,000
Lonoke, Arkansas 3 $ 503,000 $ 167,666 $ 86,000
Saline, Arkansas 3 $ 668,000 $ 222,666 $ 66,000
Imperial, California 3 $ 606,000 $ 202,000 $ 63,000
Kings, California 3 $ 398,000 $ 132,666 $ 47,000
Madera, California 3 $ 741,000 $ 247,000 $ 135,000
Merced, California 3 $ 634,000 $ 211,333 $ 20,000
Napa, California 3 $ 1,344,000 $ 448,000 $ 95,000
Shasta, California 3 $ 734,000 $ 244,666 $ 51,000
Yolo, California 3 $ 876,000 $ 292,000 $ 74,000
Fremont, Colorado 3 $ 501,000 $ 167,000 $ 35,000
Park, Colorado 3 $ 761,000 $ 253,666 $ 80,000
Citrus, Florida 3 $ 448,000 $ 149,333 $ 56,000
Miami-Dade, Florida 3 $ 1,038,000 $ 346,000 $ 271,000
Barrow, Georgia 3 $ 546,000 $ 182,000 $ 60,000
Bartow, Georgia 3 $ 643,000 $ 214,333 $ 101,000
Elbert, Georgia 3 $ 536,000 $ 178,666 $ 44,000
Glynn, Georgia 3 $ 393,000 $ 131,000 $ 52,000
McDuffie, Georgia 3 $ 546,000 $ 182,000 $ 60,000
Oconee, Georgia 3 $ 470,000 $ 156,666 $ 40,000
Tift, Georgia 3 $ 397,000 $ 132,333 $ 70,000
Kendall, Illinois 3 $ 771,000 $ 257,000 $ 96,000
Madison, Illinois 3 $ 471,000 $ 157,000 $ 49,000
Brown, Indiana 3 $ 564,000 $ 188,000 $ 66,000
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Mortgage Loan Application Detail Totals for Forbright Bank in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 4,904 $1,104,453,000 $225,000 $6,000,000 $74,000 $1,440,000
Home Purchase 1,233 $224,764,000 $182,000 $2,000,000 $75,000 $1,266,000
Home Improvement 660 $146,073,000 $221,000 $1,485,000 $75,000 $983,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,304 $926,118,000 $215,000 $6,000,000 $77,000 $1,440,000
Not Provided 963 $212,349,000 $220,000 $1,312,000 $71,000 $840,000
Black or African American 884 $173,506,000 $196,000 $832,000 $64,000 $583,000
Hispanic 402 $90,519,000 $225,000 $712,000 $67,000 $695,000
Asian 171 $53,095,000 $310,000 $1,000,000 $95,000 $410,000
American Indian or Alaskan Native 35 $7,165,000 $204,000 $652,000 $80,000 $983,000
Native Hawaiin or Other Pacific Islander 31 $8,660,000 $279,000 $1,257,000 $90,000 $646,000
Not applicable 7 $3,878,000 $554,000 $1,050,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
VA-guaranteed (Veterans Administration) 2,645 $555,306,000 $209,000 $1,257,000 $59,000 $646,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,409 $594,237,000 $246,000 $6,000,000 $100,000 $1,440,000
FHA-insured (Federal Housing Administration) 1,673 $316,205,000 $189,000 $636,000 $63,000 $488,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 70 $9,542,000 $136,000 $234,000 $46,000 $1,164,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,024 $657,082,000 $217,000 $2,000,000 $77,000 $1,268,000
Application Withdrawn By Applicant 2,086 $445,752,000 $213,000 $1,422,000 $72,000 $1,164,000
File Closed For Incompleteness 862 $198,943,000 $230,000 $6,000,000 $80,000 $1,258,000
Application Denied By Financial Institution 669 $141,272,000 $211,000 $1,030,000 $68,000 $1,440,000
Application Approved But Not Accepted 156 $32,241,000 $206,000 $770,000 $60,000 $488,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 188 $38,801,000 $206,000 $1,030,000 $70,000 $341,000
Debt-To-Income Ratio 176 $42,923,000 $243,000 $1,000,000 $55,000 $345,000
Credit History 153 $30,205,000 $197,000 $700,000 $71,000 $611,000
Other 47 $9,644,000 $205,000 $617,000 $67,000 $337,000
Credit Application Incomplete 41 $7,608,000 $185,000 $400,000 $106,000 $1,440,000
Insufficient Cash (Downpayment, Closing Cost) 19 $3,096,000 $162,000 $364,000 $67,000 $232,000
Unverifiable Information 17 $3,095,000 $182,000 $326,000 $71,000 $156,000
Employment History 16 $2,442,000 $152,000 $269,000 $54,000 $145,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Forbright Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Forbright Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet with aggregated HMDA statistics today.

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