Forbright Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Forbright Bank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Forbright Bank 6701 Democracy Blvd, Suite 400 Chevy Chase, MD 20817 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 6,797 |
| Total Mortgage Loan Application Amount | $1,475,290,000 |
| Average Mortgage Loan Application Amount | $209,333 |
| Highest Mortgage Loan Application Amount | $6,000,000 |
| Average Applicant Income | $74,666 |
| Highest Applicant Income | $1,440,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Forbright Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Forbright Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Forbright Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Forbright Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Forbright Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Forbright Bank's mortgage activity for 2016.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 277 | $ 52,646,000 | $ 190,000 | $ 65,000 |
| COLUMBUS, OH | 256 | $ 39,747,000 | $ 155,000 | $ 63,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 253 | $ 89,079,000 | $ 324,250 | $ 147,750 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 210 | $ 34,972,000 | $ 166,000 | $ 69,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 194 | $ 40,569,000 | $ 202,500 | $ 72,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 186 | $ 61,586,000 | $ 308,500 | $ 91,500 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 91 | $ 19,861,000 | $ 218,000 | $ 78,000 |
| DENVER-AURORA-LAKEWOOD, CO | 89 | $ 21,501,000 | $ 241,000 | $ 68,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 87 | $ 22,749,000 | $ 261,000 | $ 118,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 85 | $ 47,304,000 | $ 556,000 | $ 129,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 82 | $ 31,069,000 | $ 378,000 | $ 120,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 79 | $ 23,559,000 | $ 298,000 | $ 96,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 77 | $ 18,278,000 | $ 237,000 | $ 74,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 75 | $ 15,101,000 | $ 201,000 | $ 74,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 67 | $ 17,537,000 | $ 261,000 | $ 67,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 64 | $ 10,966,000 | $ 173,500 | $ 58,000 |
| CLEVELAND-ELYRIA, OH | 64 | $ 10,140,000 | $ 158,000 | $ 54,000 |
| CINCINNATI, OH-KY-IN | 55 | $ 8,844,000 | $ 164,666 | $ 69,333 |
| FORT WAYNE, IN | 55 | $ 6,401,000 | $ 116,000 | $ 41,000 |
| JACKSONVILLE, FL | 55 | $ 11,016,000 | $ 200,000 | $ 73,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 55 | $ 12,393,000 | $ 222,000 | $ 60,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 54 | $ 12,812,000 | $ 237,000 | $ 77,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 54 | $ 16,767,000 | $ 310,000 | $ 78,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 54 | $ 10,881,000 | $ 201,000 | $ 63,000 |
| SAN DIEGO-CARLSBAD, CA | 51 | $ 17,645,000 | $ 345,000 | $ 86,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 50 | $ 9,028,000 | $ 180,000 | $ 62,000 |
| KANSAS CITY, MO-KS | 47 | $ 8,077,000 | $ 171,500 | $ 78,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 45 | $ 8,500,000 | $ 181,000 | $ 56,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 44 | $ 17,126,000 | $ 389,000 | $ 110,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 44 | $ 11,894,000 | $ 270,000 | $ 80,000 |
| ST. LOUIS, MO-IL | 44 | $ 9,327,000 | $ 209,500 | $ 66,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 43 | $ 7,335,000 | $ 170,000 | $ 65,000 |
| BOSTON, MA | 40 | $ 12,219,000 | $ 305,000 | $ 118,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 39 | $ 7,982,000 | $ 204,000 | $ 73,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 38 | $ 8,754,000 | $ 230,000 | $ 108,000 |
| PROVIDENCE-WARWICK, RI-MA | 36 | $ 7,603,000 | $ 218,500 | $ 61,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 34 | $ 8,382,000 | $ 246,000 | $ 100,000 |
| NEWARK, NJ-PA | 34 | $ 8,084,000 | $ 199,500 | $ 70,500 |
| LIMA, OH | 33 | $ 3,984,000 | $ 120,000 | $ 49,000 |
| BIRMINGHAM-HOOVER, AL | 32 | $ 5,045,000 | $ 157,000 | $ 58,000 |
| COLORADO SPRINGS, CO | 32 | $ 6,873,000 | $ 214,000 | $ 60,000 |
| RICHMOND, VA | 32 | $ 6,871,000 | $ 214,000 | $ 90,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 30 | $ 5,855,000 | $ 195,000 | $ 71,000 |
| TACOMA-LAKEWOOD, WA | 29 | $ 7,003,000 | $ 241,000 | $ 64,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 28 | $ 5,536,000 | $ 197,000 | $ 78,000 |
| URBAN HONOLULU, HI | 28 | $ 12,030,000 | $ 429,000 | $ 94,000 |
| ALBUQUERQUE, NM | 26 | $ 4,778,000 | $ 183,000 | $ 54,000 |
| CAMDEN, NJ | 26 | $ 5,091,000 | $ 195,000 | $ 85,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 26 | $ 4,542,000 | $ 174,000 | $ 60,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 26 | $ 4,605,000 | $ 177,000 | $ 70,000 |
| MEMPHIS, TN-MS-AR | 26 | $ 4,440,000 | $ 157,333 | $ 57,333 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 26 | $ 5,213,000 | $ 200,000 | $ 63,000 |
| DAYTON, OH | 25 | $ 3,104,000 | $ 124,000 | $ 49,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 25 | $ 4,525,000 | $ 195,000 | $ 84,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 25 | $ 6,335,000 | $ 253,000 | $ 85,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 24 | $ 4,837,000 | $ 201,000 | $ 70,000 |
| PHILADELPHIA, PA | 24 | $ 4,162,000 | $ 173,000 | $ 64,000 |
| WORCESTER, MA-CT | 24 | $ 5,369,000 | $ 195,500 | $ 59,500 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 23 | $ 4,803,000 | $ 212,500 | $ 72,000 |
| NEW ORLEANS-METAIRIE, LA | 23 | $ 3,906,000 | $ 169,000 | $ 62,000 |
| PITTSBURGH, PA | 23 | $ 3,807,000 | $ 165,000 | $ 74,000 |
| RALEIGH, NC | 23 | $ 4,506,000 | $ 195,000 | $ 61,000 |
| AKRON, OH | 22 | $ 2,959,000 | $ 134,000 | $ 60,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 22 | $ 6,676,000 | $ 303,000 | $ 91,000 |
| OKLAHOMA CITY, OK | 22 | $ 3,789,000 | $ 172,000 | $ 55,000 |
| COLUMBIA, SC | 21 | $ 4,734,000 | $ 225,000 | $ 65,000 |
| SALT LAKE CITY, UT | 21 | $ 4,551,000 | $ 216,000 | $ 67,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 21 | $ 3,637,000 | $ 173,000 | $ 114,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 21 | $ 10,886,000 | $ 518,000 | $ 121,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 20 | $ 8,837,000 | $ 441,000 | $ 96,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 20 | $ 3,764,000 | $ 188,000 | $ 73,000 |
| KNOXVILLE, TN | 20 | $ 3,466,000 | $ 173,000 | $ 54,000 |
| WILMINGTON, DE-MD-NJ | 20 | $ 4,574,000 | $ 190,666 | $ 71,666 |
| ANCHORAGE, AK | 19 | $ 4,373,000 | $ 230,000 | $ 58,000 |
| BOISE CITY, ID | 19 | $ 3,776,000 | $ 198,000 | $ 43,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 19 | $ 3,476,000 | $ 182,000 | $ 56,000 |
| PORTLAND-SOUTH PORTLAND, ME | 19 | $ 3,726,000 | $ 196,000 | $ 53,000 |
| TULSA, OK | 19 | $ 2,930,000 | $ 154,000 | $ 63,000 |
| WICHITA, KS | 19 | $ 2,938,000 | $ 154,000 | $ 65,000 |
| AUSTIN-ROUND ROCK, TX | 18 | $ 3,713,000 | $ 206,000 | $ 67,000 |
| CAPE CORAL-FORT MYERS, FL | 18 | $ 4,360,000 | $ 242,000 | $ 82,000 |
| COLUMBUS, GA-AL | 18 | $ 2,981,000 | $ 171,000 | $ 52,500 |
| NEW HAVEN-MILFORD, CT | 18 | $ 3,626,000 | $ 201,000 | $ 71,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 18 | $ 10,517,000 | $ 584,000 | $ 114,000 |
| STOCKTON-LODI, CA | 18 | $ 4,771,000 | $ 265,000 | $ 79,000 |
| CLARKSVILLE, TN-KY | 17 | $ 3,264,000 | $ 204,500 | $ 71,000 |
| LEXINGTON-FAYETTE, KY | 17 | $ 2,881,000 | $ 169,000 | $ 47,000 |
| PORT ST. LUCIE, FL | 17 | $ 3,776,000 | $ 222,000 | $ 89,000 |
| VALLEJO-FAIRFIELD, CA | 17 | $ 4,853,000 | $ 285,000 | $ 75,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 17 | $ 2,532,000 | $ 152,500 | $ 62,500 |
| FORT WORTH-ARLINGTON, TX | 16 | $ 2,105,000 | $ 131,000 | $ 63,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 16 | $ 3,199,000 | $ 199,000 | $ 58,000 |
| RENO, NV | 16 | $ 4,493,000 | $ 280,000 | $ 89,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 15 | $ 2,797,000 | $ 186,000 | $ 83,000 |
| DURHAM-CHAPEL HILL, NC | 15 | $ 2,384,000 | $ 158,000 | $ 54,000 |
| ELKHART-GOSHEN, IN | 15 | $ 2,342,000 | $ 156,000 | $ 72,000 |
| FAYETTEVILLE, NC | 15 | $ 2,577,000 | $ 171,000 | $ 41,000 |
| JACKSON, MS | 15 | $ 3,107,000 | $ 207,000 | $ 76,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 15 | $ 1,802,000 | $ 120,000 | $ 50,000 |
| SALEM, OR | 15 | $ 2,229,000 | $ 148,000 | $ 66,000 |
| SALISBURY, MD-DE | 15 | $ 4,171,000 | $ 271,000 | $ 168,000 |
| TUCSON, AZ | 15 | $ 2,691,000 | $ 179,000 | $ 63,000 |
| GARY, IN | 14 | $ 2,258,000 | $ 161,000 | $ 68,000 |
| ROCHESTER, MN | 14 | $ 2,583,000 | $ 184,000 | $ 74,000 |
| SANTA ROSA, CA | 14 | $ 5,676,000 | $ 405,000 | $ 85,000 |
| EVANSVILLE, IN-KY | 13 | $ 2,122,000 | $ 156,000 | $ 69,500 |
| FRESNO, CA | 13 | $ 3,034,000 | $ 233,000 | $ 75,000 |
| GREELEY, CO | 13 | $ 2,967,000 | $ 228,000 | $ 52,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 13 | $ 2,684,000 | $ 206,000 | $ 63,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 13 | $ 2,019,000 | $ 168,000 | $ 51,000 |
| HARRISBURG-CARLISLE, PA | 13 | $ 2,469,000 | $ 189,000 | $ 75,000 |
| HUNTSVILLE, AL | 13 | $ 2,687,000 | $ 206,000 | $ 93,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 13 | $ 2,219,000 | $ 170,000 | $ 69,000 |
| YORK-HANOVER, PA | 13 | $ 2,282,000 | $ 175,000 | $ 63,000 |
| ALBANY-SCHENECTADY-TROY, NY | 12 | $ 2,240,000 | $ 186,000 | $ 70,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 12 | $ 2,058,000 | $ 171,000 | $ 60,000 |
| GRAND RAPIDS-WYOMING, MI | 12 | $ 1,982,000 | $ 165,000 | $ 71,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 12 | $ 2,927,000 | $ 230,500 | $ 83,000 |
| LINCOLN, NE | 12 | $ 2,063,000 | $ 171,000 | $ 79,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 12 | $ 4,937,000 | $ 411,000 | $ 102,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 12 | $ 2,634,000 | $ 219,000 | $ 66,000 |
| SPRINGFIELD, MO | 12 | $ 1,581,000 | $ 131,000 | $ 48,000 |
| ST. CLOUD, MN | 12 | $ 2,329,000 | $ 194,000 | $ 68,000 |
| ASHEVILLE, NC | 11 | $ 2,114,000 | $ 192,000 | $ 47,000 |
| ATHENS-CLARKE COUNTY, GA | 11 | $ 1,556,000 | $ 141,000 | $ 49,000 |
| BAKERSFIELD, CA | 11 | $ 2,321,000 | $ 211,000 | $ 61,000 |
| BATON ROUGE, LA | 11 | $ 1,922,000 | $ 174,000 | $ 101,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 11 | $ 4,095,000 | $ 372,000 | $ 121,000 |
| DALLAS-PLANO-IRVING, TX | 11 | $ 1,763,000 | $ 160,000 | $ 39,000 |
| DES MOINES-WEST DES MOINES, IA | 11 | $ 1,876,000 | $ 170,000 | $ 130,000 |
| FARGO, ND-MN | 11 | $ 2,215,000 | $ 198,000 | $ 66,000 |
| KILLEEN-TEMPLE, TX | 11 | $ 1,603,000 | $ 145,000 | $ 41,000 |
| LAKELAND-WINTER HAVEN, FL | 11 | $ 2,165,000 | $ 196,000 | $ 66,000 |
| MOBILE, AL | 11 | $ 1,724,000 | $ 156,000 | $ 55,000 |
| MONTGOMERY, AL | 11 | $ 2,096,000 | $ 190,000 | $ 54,000 |
| SAVANNAH, GA | 11 | $ 2,029,000 | $ 184,000 | $ 46,000 |
| SHREVEPORT-BOSSIER CITY, LA | 11 | $ 2,025,000 | $ 184,000 | $ 56,000 |
| SIOUX FALLS, SD | 11 | $ 2,150,000 | $ 195,000 | $ 78,000 |
| SPOKANE-SPOKANE VALLEY, WA | 11 | $ 2,218,000 | $ 201,000 | $ 85,000 |
| WINSTON-SALEM, NC | 11 | $ 1,949,000 | $ 177,000 | $ 62,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 10 | $ 2,251,000 | $ 225,000 | $ 38,000 |
| CANTON-MASSILLON, OH | 10 | $ 1,248,000 | $ 124,000 | $ 43,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 10 | $ 1,408,000 | $ 138,500 | $ 63,500 |
| DOVER, DE | 10 | $ 1,889,000 | $ 188,000 | $ 49,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 10 | $ 1,723,000 | $ 168,000 | $ 59,000 |
| PUNTA GORDA, FL | 10 | $ 1,815,000 | $ 181,000 | $ 62,000 |
| RAPID CITY, SD | 10 | $ 2,047,000 | $ 204,000 | $ 48,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 10 | $ 1,275,000 | $ 127,000 | $ 36,000 |
| SYRACUSE, NY | 10 | $ 1,680,000 | $ 168,000 | $ 66,000 |
| CHATTANOOGA, TN-GA | 9 | $ 1,134,000 | $ 112,000 | $ 37,000 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 9 | $ 2,015,000 | $ 223,000 | $ 76,000 |
| MEDFORD, OR | 9 | $ 1,765,000 | $ 196,000 | $ 50,000 |
| MODESTO, CA | 9 | $ 1,793,000 | $ 199,000 | $ 70,000 |
| PUEBLO, CO | 9 | $ 1,308,000 | $ 145,000 | $ 69,000 |
| ROCHESTER, NY | 9 | $ 1,231,000 | $ 136,000 | $ 50,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 9 | $ 1,137,000 | $ 124,000 | $ 61,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 8 | $ 1,581,000 | $ 197,000 | $ 195,000 |
| BANGOR, ME | 8 | $ 1,200,000 | $ 150,000 | $ 47,000 |
| CHARLESTON, WV | 8 | $ 1,458,000 | $ 182,000 | $ 56,000 |
| CHICO, CA | 8 | $ 1,836,000 | $ 229,000 | $ 71,000 |
| EUGENE, OR | 8 | $ 1,880,000 | $ 235,000 | $ 37,000 |
| GREENSBORO-HIGH POINT, NC | 8 | $ 1,219,000 | $ 152,000 | $ 29,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 8 | $ 1,651,000 | $ 214,000 | $ 64,500 |
| LAFAYETTE, LA | 8 | $ 1,537,000 | $ 192,000 | $ 51,000 |
| MANCHESTER-NASHUA, NH | 8 | $ 1,612,000 | $ 201,000 | $ 47,000 |
| SANTA MARIA-SANTA BARBARA, CA | 8 | $ 2,286,000 | $ 285,000 | $ 75,000 |
| TOLEDO, OH | 8 | $ 1,134,000 | $ 141,000 | $ 58,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 7 | $ 1,579,000 | $ 235,000 | $ 87,000 |
| BECKLEY, WV | 7 | $ 1,146,000 | $ 163,000 | $ 54,000 |
| DULUTH, MN-WI | 7 | $ 1,585,000 | $ 226,000 | $ 62,000 |
| GRAND FORKS, ND-MN | 7 | $ 1,719,000 | $ 238,500 | $ 61,500 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 7 | $ 1,049,000 | $ 144,666 | $ 71,000 |
| LANSING-EAST LANSING, MI | 7 | $ 1,395,000 | $ 199,000 | $ 54,000 |
| LAWTON, OK | 7 | $ 1,363,000 | $ 194,000 | $ 27,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 7 | $ 1,537,000 | $ 219,000 | $ 78,000 |
| NEW BERN, NC | 7 | $ 1,326,000 | $ 189,000 | $ 54,000 |
| SPRINGFIELD, MA | 7 | $ 1,430,000 | $ 204,000 | $ 55,000 |
| ST. GEORGE, UT | 7 | $ 2,046,000 | $ 292,000 | $ 72,000 |
| TALLAHASSEE, FL | 7 | $ 1,518,000 | $ 216,000 | $ 87,000 |
| WILMINGTON, NC | 7 | $ 1,086,000 | $ 155,000 | $ 50,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 6 | $ 1,048,000 | $ 174,000 | $ 31,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 6 | $ 1,027,000 | $ 171,000 | $ 65,000 |
| FORT COLLINS, CO | 6 | $ 1,468,000 | $ 244,000 | $ 69,000 |
| FORT SMITH, AR-OK | 6 | $ 935,000 | $ 158,500 | $ 67,000 |
| KENNEWICK-RICHLAND, WA | 6 | $ 954,000 | $ 159,000 | $ 73,000 |
| LOGAN, UT-ID | 6 | $ 1,297,000 | $ 213,500 | $ 101,000 |
| LYNCHBURG, VA | 6 | $ 1,017,000 | $ 169,000 | $ 28,000 |
| MISSOULA, MT | 6 | $ 1,127,000 | $ 187,000 | $ 57,000 |
| OCALA, FL | 6 | $ 753,000 | $ 125,000 | $ 55,000 |
| RACINE, WI | 6 | $ 1,015,000 | $ 169,000 | $ 48,000 |
| READING, PA | 6 | $ 1,037,000 | $ 172,000 | $ 75,000 |
| SPARTANBURG, SC | 6 | $ 1,124,000 | $ 187,000 | $ 103,000 |
| STAUNTON-WAYNESBORO, VA | 6 | $ 1,429,000 | $ 238,000 | $ 92,000 |
| TRENTON, NJ | 6 | $ 782,000 | $ 130,000 | $ 68,000 |
| VISALIA-PORTERVILLE, CA | 6 | $ 906,000 | $ 151,000 | $ 84,000 |
| YAKIMA, WA | 6 | $ 1,179,000 | $ 196,000 | $ 97,000 |
| ALBANY, OR | 5 | $ 1,063,000 | $ 212,000 | $ 75,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 5 | $ 753,000 | $ 150,000 | $ 36,000 |
| BLOOMINGTON, IL | 5 | $ 811,000 | $ 162,000 | $ 32,000 |
| BOULDER, CO | 5 | $ 1,204,000 | $ 240,000 | $ 64,000 |
| BREMERTON-SILVERDALE, WA | 5 | $ 1,099,000 | $ 219,000 | $ 72,000 |
| BURLINGTON, NC | 5 | $ 635,000 | $ 127,000 | $ 45,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 5 | $ 753,000 | $ 150,000 | $ 54,000 |
| COEUR D'ALENE, ID | 5 | $ 1,060,000 | $ 212,000 | $ 44,000 |
| COLUMBUS, IN | 5 | $ 940,000 | $ 188,000 | $ 78,000 |
| EAU CLAIRE, WI | 5 | $ 825,000 | $ 165,000 | $ 55,000 |
| FLORENCE, SC | 5 | $ 1,032,000 | $ 206,000 | $ 52,000 |
| GAINESVILLE, GA | 5 | $ 885,000 | $ 177,000 | $ 59,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 5 | $ 2,596,000 | $ 519,000 | $ 96,000 |
| LA CROSSE-ONALASKA, WI-MN | 5 | $ 750,000 | $ 150,000 | $ 50,000 |
| LEWISTON-AUBURN, ME | 5 | $ 734,000 | $ 146,000 | $ 59,000 |
| MACON, GA | 5 | $ 842,000 | $ 168,000 | $ 64,000 |
| MANSFIELD, OH | 5 | $ 511,000 | $ 102,000 | $ 49,000 |
| OGDEN-CLEARFIELD, UT | 5 | $ 778,000 | $ 155,000 | $ 66,000 |
| SALINAS, CA | 5 | $ 1,544,000 | $ 308,000 | $ 63,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 5 | $ 1,965,000 | $ 393,000 | $ 70,000 |
| SANTA CRUZ-WATSONVILLE, CA | 5 | $ 3,015,000 | $ 603,000 | $ 226,000 |
| SPRINGFIELD, OH | 5 | $ 501,000 | $ 100,000 | $ 49,000 |
| TOPEKA, KS | 5 | $ 765,000 | $ 153,000 | $ 19,000 |
| TUSCALOOSA, AL | 5 | $ 765,000 | $ 153,000 | $ 46,000 |
| YUBA CITY, CA | 5 | $ 959,000 | $ 191,000 | $ 54,000 |
| AUBURN-OPELIKA, AL | 4 | $ 661,000 | $ 165,000 | $ 70,000 |
| BILLINGS, MT | 4 | $ 745,000 | $ 186,000 | $ 60,000 |
| BISMARCK, ND | 4 | $ 914,000 | $ 228,000 | $ 82,000 |
| BLOOMINGTON, IN | 4 | $ 527,000 | $ 131,000 | $ 58,000 |
| BLOOMSBURG-BERWICK, PA | 4 | $ 637,000 | $ 159,000 | $ 105,000 |
| BOWLING GREEN, KY | 4 | $ 571,000 | $ 142,000 | $ 45,000 |
| CASPER, WY | 4 | $ 657,000 | $ 164,000 | $ 42,000 |
| CORPUS CHRISTI, TX | 4 | $ 873,000 | $ 218,000 | $ 195,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 4 | $ 704,000 | $ 176,000 | $ 65,000 |
| EAST STROUDSBURG, PA | 4 | $ 886,000 | $ 221,000 | $ 99,000 |
| FLORENCE-MUSCLE SHOALS, AL | 4 | $ 782,000 | $ 195,000 | $ 101,000 |
| HATTIESBURG, MS | 4 | $ 541,000 | $ 135,000 | $ 40,000 |
| HICKORY-LENOIR-MORGANTON, NC | 4 | $ 563,000 | $ 140,000 | $ 65,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 4 | $ 661,000 | $ 165,000 | $ 59,000 |
| HINESVILLE, GA | 4 | $ 648,000 | $ 162,000 | $ 27,000 |
| HOUMA-THIBODAUX, LA | 4 | $ 888,000 | $ 222,000 | $ 75,000 |
| JANESVILLE-BELOIT, WI | 4 | $ 868,000 | $ 217,000 | $ 57,000 |
| KALAMAZOO-PORTAGE, MI | 4 | $ 657,000 | $ 164,000 | $ 101,000 |
| KOKOMO, IN | 4 | $ 483,000 | $ 120,000 | $ 60,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 4 | $ 698,000 | $ 174,000 | $ 55,000 |
| LANCASTER, PA | 4 | $ 882,000 | $ 220,000 | $ 51,000 |
| MADISON, WI | 4 | $ 839,000 | $ 209,000 | $ 53,000 |
| MANKATO-NORTH MANKATO, MN | 4 | $ 970,000 | $ 242,000 | $ 77,000 |
| MONROE, LA | 4 | $ 509,000 | $ 127,000 | $ 40,000 |
| MONROE, MI | 4 | $ 643,000 | $ 160,000 | $ 47,000 |
| NORWICH-NEW LONDON, CT | 4 | $ 977,000 | $ 244,000 | $ 52,000 |
| OCEAN CITY, NJ | 4 | $ 1,144,000 | $ 286,000 | $ 77,000 |
| OLYMPIA-TUMWATER, WA | 4 | $ 840,000 | $ 210,000 | $ 74,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 4 | $ 817,000 | $ 204,000 | $ 86,000 |
| PANAMA CITY, FL | 4 | $ 670,000 | $ 167,000 | $ 77,000 |
| PEORIA, IL | 4 | $ 584,000 | $ 146,000 | $ 60,000 |
| POCATELLO, ID | 4 | $ 486,000 | $ 121,000 | $ 63,000 |
| PRESCOTT, AZ | 4 | $ 692,000 | $ 173,000 | $ 41,000 |
| ROANOKE, VA | 4 | $ 1,258,000 | $ 314,000 | $ 147,000 |
| SIOUX CITY, IA-NE-SD | 4 | $ 739,000 | $ 190,500 | $ 88,500 |
| UTICA-ROME, NY | 4 | $ 566,000 | $ 141,000 | $ 42,000 |
| WINCHESTER, VA-WV | 4 | $ 730,000 | $ 182,000 | $ 64,000 |
| YUMA, AZ | 4 | $ 602,000 | $ 150,000 | $ 70,000 |
| BARNSTABLE TOWN, MA | 3 | $ 870,000 | $ 290,000 | $ 58,000 |
| BATTLE CREEK, MI | 3 | $ 617,000 | $ 205,000 | $ 56,000 |
| BAY CITY, MI | 3 | $ 355,000 | $ 118,000 | $ 20,000 |
| BELLINGHAM, WA | 3 | $ 679,000 | $ 226,000 | $ 19,000 |
| BEND-REDMOND, OR | 3 | $ 823,000 | $ 274,000 | $ 65,000 |
| BRUNSWICK, GA | 3 | $ 393,000 | $ 131,000 | $ 52,000 |
| CHAMPAIGN-URBANA, IL | 3 | $ 252,000 | $ 84,000 | $ 61,000 |
| CHEYENNE, WY | 3 | $ 656,000 | $ 218,000 | $ 43,000 |
| COLUMBIA, MO | 3 | $ 409,000 | $ 136,000 | $ 44,000 |
| EL CENTRO, CA | 3 | $ 606,000 | $ 202,000 | $ 63,000 |
| EL PASO, TX | 3 | $ 366,000 | $ 122,000 | $ 78,000 |
| ERIE, PA | 3 | $ 518,000 | $ 172,000 | $ 53,000 |
| FLINT, MI | 3 | $ 489,000 | $ 163,000 | $ 88,000 |
| GREAT FALLS, MT | 3 | $ 624,000 | $ 208,000 | $ 109,000 |
| GREEN BAY, WI | 3 | $ 480,000 | $ 160,000 | $ 67,000 |
| HANFORD-CORCORAN, CA | 3 | $ 398,000 | $ 132,000 | $ 47,000 |
| HOMOSASSA SPRINGS, FL | 3 | $ 448,000 | $ 149,000 | $ 56,000 |
| JACKSONVILLE, NC | 3 | $ 590,000 | $ 196,000 | $ 60,000 |
| JEFFERSON CITY, MO | 3 | $ 495,000 | $ 165,000 | $ 57,000 |
| JOHNSON CITY, TN | 3 | $ 622,000 | $ 207,000 | $ 52,000 |
| KINGSTON, NY | 3 | $ 624,000 | $ 208,000 | $ 68,000 |
| LAKE CHARLES, LA | 3 | $ 608,000 | $ 202,000 | $ 228,000 |
| LEWISTON, ID-WA | 3 | $ 603,000 | $ 204,500 | $ 55,500 |
| LONGVIEW, WA | 3 | $ 841,000 | $ 280,000 | $ 89,000 |
| MADERA, CA | 3 | $ 741,000 | $ 247,000 | $ 135,000 |
| MCALLEN-EDINBURG-MISSION, TX | 3 | $ 389,000 | $ 129,000 | $ 75,000 |
| MERCED, CA | 3 | $ 634,000 | $ 211,000 | $ 20,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 3 | $ 1,038,000 | $ 346,000 | $ 271,000 |
| MICHIGAN CITY-LA PORTE, IN | 3 | $ 402,000 | $ 134,000 | $ 69,000 |
| NAPA, CA | 3 | $ 1,344,000 | $ 448,000 | $ 95,000 |
| PINE BLUFF, AR | 3 | $ 483,000 | $ 161,000 | $ 47,000 |
| PROVO-OREM, UT | 3 | $ 1,064,000 | $ 354,000 | $ 93,000 |
| REDDING, CA | 3 | $ 734,000 | $ 244,000 | $ 51,000 |
| SANTA FE, NM | 3 | $ 562,000 | $ 187,000 | $ 42,000 |
| SUMTER, SC | 3 | $ 683,000 | $ 227,000 | $ 55,000 |
| TERRE HAUTE, IN | 3 | $ 403,000 | $ 134,000 | $ 33,000 |
| WARNER ROBINS, GA | 3 | $ 622,000 | $ 207,000 | $ 138,000 |
| WATERLOO-CEDAR FALLS, IA | 3 | $ 410,000 | $ 136,000 | $ 78,000 |
| ALBANY, GA | 2 | $ 167,000 | $ 83,000 | $ 35,000 |
| ANN ARBOR, MI | 2 | $ 599,000 | $ 299,000 | $ 63,000 |
| APPLETON, WI | 2 | $ 322,000 | $ 161,000 | $ 39,000 |
| BINGHAMTON, NY | 2 | $ 267,000 | $ 133,000 | $ 59,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 2 | $ 405,000 | $ 202,000 | $ 99,000 |
| CARSON CITY, NV | 2 | $ 361,000 | $ 180,000 | $ 68,000 |
| CEDAR RAPIDS, IA | 2 | $ 412,000 | $ 206,000 | $ 26,000 |
| CLEVELAND, TN | 2 | $ 316,000 | $ 158,000 | $ 61,000 |
| DECATUR, AL | 2 | $ 346,000 | $ 173,000 | $ 78,000 |
| DOTHAN, AL | 2 | $ 238,000 | $ 119,000 | $ 62,000 |
| GADSDEN, AL | 2 | $ 383,000 | $ 191,000 | $ 91,000 |
| GAINESVILLE, FL | 2 | $ 276,000 | $ 138,000 | $ 59,000 |
| GOLDSBORO, NC | 2 | $ 357,000 | $ 178,000 | $ 55,000 |
| GRANTS PASS, OR | 2 | $ 405,000 | $ 202,000 | $ 98,000 |
| HOT SPRINGS, AR | 2 | $ 390,000 | $ 195,000 | $ 136,000 |
| JOPLIN, MO | 2 | $ 294,000 | $ 147,000 | $ 25,000 |
| LAWRENCE, KS | 2 | $ 291,000 | $ 145,000 | $ 69,000 |
| LEBANON, PA | 2 | $ 303,000 | $ 151,000 | $ 68,000 |
| MORRISTOWN, TN | 2 | $ 337,000 | $ 168,000 | $ 62,000 |
| MOUNT VERNON-ANACORTES, WA | 2 | $ 496,000 | $ 248,000 | $ 92,000 |
| MUNCIE, IN | 2 | $ 288,000 | $ 144,000 | $ 22,000 |
| MUSKEGON, MI | 2 | $ 456,000 | $ 228,000 | $ 59,000 |
| OSHKOSH-NEENAH, WI | 2 | $ 353,000 | $ 176,000 | $ 26,000 |
| OWENSBORO, KY | 2 | $ 391,000 | $ 195,000 | $ 86,000 |
| PITTSFIELD, MA | 2 | $ 384,000 | $ 192,000 | $ 84,000 |
| ROME, GA | 2 | $ 188,000 | $ 94,000 | $ 92,000 |
| SAGINAW, MI | 2 | $ 334,000 | $ 167,000 | $ 82,000 |
| SEBASTIAN-VERO BEACH, FL | 2 | $ 309,000 | $ 154,000 | $ 62,000 |
| SHEBOYGAN, WI | 2 | $ 294,000 | $ 147,000 | $ 29,000 |
| SPRINGFIELD, IL | 2 | $ 318,000 | $ 159,000 | $ 58,000 |
| ST. JOSEPH, MO-KS | 2 | $ 316,000 | $ 158,000 | $ 63,000 |
| VALDOSTA, GA | 2 | $ 293,000 | $ 146,000 | $ 135,000 |
| VINELAND-BRIDGETON, NJ | 2 | $ 301,000 | $ 150,000 | $ 25,000 |
| WACO, TX | 2 | $ 292,000 | $ 146,000 | $ 51,000 |
| WHEELING, WV-OH | 2 | $ 206,000 | $ 103,000 | $ 34,000 |
| ABILENE, TX | 1 | $ 79,000 | $ 79,000 | $ 65,000 |
| ALEXANDRIA, LA | 1 | $ 210,000 | $ 210,000 | $ 43,000 |
| ALTOONA, PA | 1 | $ 212,000 | $ 212,000 | $ 51,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 162,000 | $ 162,000 | $ 32,000 |
| BROWNSVILLE-HARLINGEN, TX | 1 | $ 94,000 | $ 94,000 | $ 0 |
| CAPE GIRARDEAU, MO-IL | 1 | $ 137,000 | $ 137,000 | $ 0 |
| CARBONDALE-MARION, IL | 1 | $ 157,000 | $ 157,000 | $ 44,000 |
| CHARLOTTESVILLE, VA | 1 | $ 204,000 | $ 204,000 | $ 85,000 |
| DALTON, GA | 1 | $ 95,000 | $ 95,000 | $ 41,000 |
| DUBUQUE, IA | 1 | $ 233,000 | $ 233,000 | $ 97,000 |
| ELMIRA, NY | 1 | $ 154,000 | $ 154,000 | $ 42,000 |
| FLAGSTAFF, AZ | 1 | $ 159,000 | $ 159,000 | $ 27,000 |
| FOND DU LAC, WI | 1 | $ 174,000 | $ 174,000 | $ 0 |
| GETTYSBURG, PA | 1 | $ 107,000 | $ 107,000 | $ 33,000 |
| GLENS FALLS, NY | 1 | $ 121,000 | $ 121,000 | $ 40,000 |
| GRAND JUNCTION, CO | 1 | $ 122,000 | $ 122,000 | $ 0 |
| GREENVILLE, NC | 1 | $ 63,000 | $ 63,000 | $ 88,000 |
| IOWA CITY, IA | 1 | $ 158,000 | $ 158,000 | $ 79,000 |
| JACKSON, MI | 1 | $ 176,000 | $ 176,000 | $ 78,000 |
| JACKSON, TN | 1 | $ 124,000 | $ 124,000 | $ 55,000 |
| JONESBORO, AR | 1 | $ 61,000 | $ 61,000 | $ 61,000 |
| KANKAKEE, IL | 1 | $ 102,000 | $ 102,000 | $ 42,000 |
| LAS CRUCES, NM | 1 | $ 254,000 | $ 254,000 | $ 0 |
| LUBBOCK, TX | 1 | $ 181,000 | $ 181,000 | $ 136,000 |
| MIDLAND, TX | 1 | $ 151,000 | $ 151,000 | $ 0 |
| NILES-BENTON HARBOR, MI | 1 | $ 176,000 | $ 176,000 | $ 50,000 |
| ODESSA, TX | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| ROCKFORD, IL | 1 | $ 106,000 | $ 106,000 | $ 65,000 |
| ROCKY MOUNT, NC | 1 | $ 120,000 | $ 120,000 | $ 30,000 |
| SAN RAFAEL, CA | 1 | $ 156,000 | $ 156,000 | $ 102,000 |
| SEBRING, FL | 1 | $ 116,000 | $ 116,000 | $ 37,000 |
| SIERRA VISTA-DOUGLAS, AZ | 1 | $ 184,000 | $ 184,000 | $ 0 |
| STATE COLLEGE, PA | 1 | $ 132,000 | $ 132,000 | $ 28,000 |
| TEXARKANA, TX-AR | 1 | $ 155,000 | $ 155,000 | $ 65,000 |
| THE VILLAGES, FL | 1 | $ 100,000 | $ 100,000 | $ 26,000 |
| WALLA WALLA, WA | 1 | $ 310,000 | $ 310,000 | $ 68,000 |
| WAUSAU, WI | 1 | $ 206,000 | $ 206,000 | $ 81,000 |
| WENATCHEE, WA | 1 | $ 180,000 | $ 180,000 | $ 65,000 |
| WICHITA FALLS, TX | 1 | $ 99,000 | $ 99,000 | $ 0 |
| WILLIAMSPORT, PA | 1 | $ 200,000 | $ 200,000 | $ 226,000 |
Mortgage Loan Application Detail Totals for Forbright Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,904 | $1,104,453,000 | $225,000 | $6,000,000 | $74,000 | $1,440,000 |
| Home Purchase | 1,233 | $224,764,000 | $182,000 | $2,000,000 | $75,000 | $1,266,000 |
| Home Improvement | 660 | $146,073,000 | $221,000 | $1,485,000 | $75,000 | $983,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,304 | $926,118,000 | $215,000 | $6,000,000 | $77,000 | $1,440,000 |
| Not Provided | 963 | $212,349,000 | $220,000 | $1,312,000 | $71,000 | $840,000 |
| Black or African American | 884 | $173,506,000 | $196,000 | $832,000 | $64,000 | $583,000 |
| Hispanic | 402 | $90,519,000 | $225,000 | $712,000 | $67,000 | $695,000 |
| Asian | 171 | $53,095,000 | $310,000 | $1,000,000 | $95,000 | $410,000 |
| American Indian or Alaskan Native | 35 | $7,165,000 | $204,000 | $652,000 | $80,000 | $983,000 |
| Native Hawaiin or Other Pacific Islander | 31 | $8,660,000 | $279,000 | $1,257,000 | $90,000 | $646,000 |
| Not applicable | 7 | $3,878,000 | $554,000 | $1,050,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 2,645 | $555,306,000 | $209,000 | $1,257,000 | $59,000 | $646,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,409 | $594,237,000 | $246,000 | $6,000,000 | $100,000 | $1,440,000 |
| FHA-insured (Federal Housing Administration) | 1,673 | $316,205,000 | $189,000 | $636,000 | $63,000 | $488,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 70 | $9,542,000 | $136,000 | $234,000 | $46,000 | $1,164,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,024 | $657,082,000 | $217,000 | $2,000,000 | $77,000 | $1,268,000 |
| Application Withdrawn By Applicant | 2,086 | $445,752,000 | $213,000 | $1,422,000 | $72,000 | $1,164,000 |
| File Closed For Incompleteness | 862 | $198,943,000 | $230,000 | $6,000,000 | $80,000 | $1,258,000 |
| Application Denied By Financial Institution | 669 | $141,272,000 | $211,000 | $1,030,000 | $68,000 | $1,440,000 |
| Application Approved But Not Accepted | 156 | $32,241,000 | $206,000 | $770,000 | $60,000 | $488,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 188 | $38,801,000 | $206,000 | $1,030,000 | $70,000 | $341,000 |
| Debt-To-Income Ratio | 176 | $42,923,000 | $243,000 | $1,000,000 | $55,000 | $345,000 |
| Credit History | 153 | $30,205,000 | $197,000 | $700,000 | $71,000 | $611,000 |
| Other | 47 | $9,644,000 | $205,000 | $617,000 | $67,000 | $337,000 |
| Credit Application Incomplete | 41 | $7,608,000 | $185,000 | $400,000 | $106,000 | $1,440,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 19 | $3,096,000 | $162,000 | $364,000 | $67,000 | $232,000 |
| Unverifiable Information | 17 | $3,095,000 | $182,000 | $326,000 | $71,000 | $156,000 |
| Employment History | 16 | $2,442,000 | $152,000 | $269,000 | $54,000 | $145,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Forbright Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Forbright Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.