Forbright Bank Mortgage Lending & HMDA Data, 2018

In 2018, Forbright Bank of Chevy Chase, MD reported 3,639 mortgage applications totaling $783.8 million, down 38% from 2017. The average application was for $215,376, and applicants reported an average income of $71,121. 40% of its applications resulted in an originated loan and 19% were denied. Its largest markets were Indianapolis-Carmel-Anderson, IN (197), Atlanta-Sandy Springs-Roswell, GA (169) and Washington-Arlington-Alexandria, DC-VA-MD-WV (117) (applications in parentheses).

Mortgage Company & Address Forbright Bank
6701 Democracy Blvd, Suite 400
Chevy Chase, MD 20815
Tel #: available with data download
Federal Regulator * available with data download
Years 2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  
Total Number of Mortgage Applications 3,639
Total Mortgage Loan Application Amount $783,755,000
Average Mortgage Loan Application Amount $215,376
Highest Mortgage Loan Application Amount $6,305,000
Average Applicant Income $71,121
Highest Applicant Income $1,392,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Forbright Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Forbright Bank by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Marion, Indiana 86 $ 14,380,000 $ 167,209 $ 68,000
Franklin, Ohio 67 $ 9,785,000 $ 146,044 $ 58,000
Clark, Nevada 52 $ 11,890,000 $ 228,653 $ 67,000
Los Angeles, California 50 $ 18,180,000 $ 363,600 $ 88,000
District of Columbia, District Of Columbia 45 $ 45,755,000 $ 1,016,777 $ 147,000
Maricopa, Arizona 39 $ 7,725,000 $ 198,076 $ 68,000
Hillsborough, Florida 39 $ 7,195,000 $ 184,487 $ 63,000
Orange, Florida 38 $ 7,340,000 $ 193,157 $ 55,000
Hennepin, Minnesota 34 $ 8,140,000 $ 239,411 $ 96,000
Hamilton, Indiana 31 $ 6,985,000 $ 225,322 $ 80,000
Cuyahoga, Ohio 30 $ 3,930,000 $ 131,000 $ 62,000
Broward, Florida 28 $ 6,370,000 $ 227,500 $ 89,000
Prince George's, Maryland 28 $ 6,970,000 $ 248,928 $ 86,000
Gwinnett, Georgia 26 $ 5,450,000 $ 209,615 $ 60,000
Hendricks, Indiana 26 $ 5,670,000 $ 218,076 $ 85,000
Montgomery, Maryland 25 $ 13,195,000 $ 527,800 $ 199,000
Lee, Florida 22 $ 4,600,000 $ 209,090 $ 87,000
Anoka, Minnesota 22 $ 4,930,000 $ 224,090 $ 76,000
Fulton, Georgia 21 $ 4,865,000 $ 231,666 $ 100,000
Polk, Florida 19 $ 3,825,000 $ 201,315 $ 66,000
Brevard, Florida 18 $ 2,760,000 $ 153,333 $ 60,000
Palm Beach, Florida 18 $ 4,310,000 $ 239,444 $ 69,000
Butler, Ohio 18 $ 3,660,000 $ 203,333 $ 80,000
Riverside, California 17 $ 4,835,000 $ 284,411 $ 76,000
Sacramento, California 17 $ 4,695,000 $ 276,176 $ 139,000
Pinellas, Florida 17 $ 3,195,000 $ 187,941 $ 65,000
Hamilton, Ohio 17 $ 2,575,000 $ 151,470 $ 55,000
Miami-Dade, Florida 16 $ 3,750,000 $ 234,375 $ 82,000
Pasco, Florida 16 $ 2,360,000 $ 147,500 $ 58,000
Seminole, Florida 16 $ 3,580,000 $ 223,750 $ 64,000
DeKalb, Georgia 15 $ 2,455,000 $ 163,666 $ 88,000
Hancock, Indiana 15 $ 2,805,000 $ 187,000 $ 64,000
Ramsey, Minnesota 15 $ 2,875,000 $ 191,666 $ 69,000
Suffolk, New York 15 $ 4,955,000 $ 330,333 $ 93,000
Lorain, Ohio 15 $ 2,295,000 $ 153,000 $ 71,000
El Paso, Colorado 14 $ 2,950,000 $ 210,714 $ 58,000
Cook, Illinois 14 $ 3,870,000 $ 276,428 $ 61,000
Wayne, Michigan 14 $ 2,440,000 $ 174,285 $ 56,000
Dakota, Minnesota 14 $ 2,750,000 $ 196,428 $ 83,000
Douglas, Nebraska 14 $ 2,060,000 $ 147,142 $ 62,000
Montgomery, Ohio 14 $ 2,180,000 $ 155,714 $ 66,000
Duval, Florida 13 $ 1,405,000 $ 108,076 $ 56,000
Clayton, Georgia 13 $ 1,975,000 $ 151,923 $ 56,000
Henry, Georgia 13 $ 2,075,000 $ 159,615 $ 57,000
Anne Arundel, Maryland 13 $ 4,015,000 $ 308,846 $ 84,000
Nassau, New York 13 $ 4,415,000 $ 339,615 $ 105,000
Davidson, Tennessee 13 $ 2,795,000 $ 215,000 $ 58,000
Lake, Florida 12 $ 2,340,000 $ 195,000 $ 56,000
Boone, Indiana 12 $ 2,190,000 $ 182,500 $ 85,000
Madison, Indiana 12 $ 1,710,000 $ 142,500 $ 52,000
Lake, Ohio 12 $ 1,890,000 $ 157,500 $ 77,000
Manatee, Florida 11 $ 2,155,000 $ 195,909 $ 57,000
Volusia, Florida 11 $ 1,945,000 $ 176,818 $ 56,000
Cobb, Georgia 11 $ 2,745,000 $ 249,545 $ 81,000
Ada, Idaho 11 $ 2,045,000 $ 185,909 $ 63,000
St. Charles, Missouri 11 $ 1,895,000 $ 172,272 $ 55,000
Wake, North Carolina 11 $ 1,965,000 $ 178,636 $ 57,000
Providence, Rhode Island 11 $ 1,915,000 $ 174,090 $ 57,000
Salt Lake, Utah 11 $ 2,605,000 $ 236,818 $ 59,000
Pima, Arizona 10 $ 5,270,000 $ 527,000 $ 183,000
Clay, Florida 10 $ 1,750,000 $ 175,000 $ 56,000
St. Lucie, Florida 10 $ 2,010,000 $ 201,000 $ 63,000
Honolulu, Hawaii 10 $ 4,810,000 $ 481,000 $ 74,000
Baltimore, Maryland 10 $ 2,110,000 $ 211,000 $ 77,000
Oakland, Michigan 10 $ 1,840,000 $ 184,000 $ 72,000
Bernalillo, New Mexico 10 $ 2,810,000 $ 281,000 $ 133,000
Richmond, New York 10 $ 3,490,000 $ 349,000 $ 103,000
Fairfield, Ohio 10 $ 1,950,000 $ 195,000 $ 72,000
Summit, Ohio 10 $ 1,300,000 $ 130,000 $ 43,000
Philadelphia, Pennsylvania 10 $ 1,550,000 $ 155,000 $ 58,000
Fairfax, Virginia 10 $ 6,340,000 $ 634,000 $ 110,000
San Diego, California 9 $ 3,295,000 $ 366,111 $ 80,000
Osceola, Florida 9 $ 1,665,000 $ 185,000 $ 54,000
Spalding, Georgia 9 $ 1,415,000 $ 157,222 $ 58,000
Sedgwick, Kansas 9 $ 1,375,000 $ 152,777 $ 57,000
St. Louis, Missouri 9 $ 1,525,000 $ 169,444 $ 48,000
Clermont, Ohio 9 $ 1,545,000 $ 171,666 $ 52,000
Delaware, Ohio 9 $ 2,565,000 $ 285,000 $ 101,000
Bucks, Pennsylvania 9 $ 1,845,000 $ 205,000 $ 89,000
Berkeley, South Carolina 9 $ 1,865,000 $ 207,222 $ 54,000
Lexington, South Carolina 9 $ 1,435,000 $ 159,444 $ 72,000
Utah, Utah 9 $ 2,295,000 $ 255,000 $ 65,000
Anchorage, Alaska 8 $ 2,020,000 $ 252,500 $ 84,000
Mohave, Arizona 8 $ 1,500,000 $ 187,500 $ 58,000
Kern, California 8 $ 2,080,000 $ 260,000 $ 70,000
Stanislaus, California 8 $ 2,170,000 $ 271,250 $ 67,000
Johnson, Indiana 8 $ 1,440,000 $ 180,000 $ 73,000
Jefferson, Kentucky 8 $ 1,170,000 $ 146,250 $ 64,000
Middlesex, Massachusetts 8 $ 2,910,000 $ 363,750 $ 82,000
Genesee, Michigan 8 $ 1,260,000 $ 157,500 $ 75,000
Wright, Minnesota 8 $ 1,800,000 $ 225,000 $ 73,000
Rockingham, New Hampshire 8 $ 1,680,000 $ 210,000 $ 61,000
Sandoval, New Mexico 8 $ 1,420,000 $ 177,500 $ 51,000
Erie, New York 8 $ 1,180,000 $ 147,500 $ 60,000
Kings, New York 8 $ 4,260,000 $ 532,500 $ 88,000
Mecklenburg, North Carolina 8 $ 1,630,000 $ 203,750 $ 72,000
Lucas, Ohio 8 $ 1,450,000 $ 181,250 $ 78,000
Medina, Ohio 8 $ 1,150,000 $ 143,750 $ 63,000
Stark, Ohio 8 $ 1,050,000 $ 131,250 $ 64,000
Oklahoma, Oklahoma 8 $ 1,010,000 $ 126,250 $ 60,000
Charleston, South Carolina 8 $ 2,080,000 $ 260,000 $ 87,000
Alameda, California 7 $ 3,175,000 $ 453,571 $ 101,000
Orange, California 7 $ 1,955,000 $ 279,285 $ 63,000
San Bernardino, California 7 $ 1,595,000 $ 227,857 $ 40,000
San Joaquin, California 7 $ 2,065,000 $ 295,000 $ 134,000
Kent, Delaware 7 $ 1,115,000 $ 159,285 $ 57,000
Charlotte, Florida 7 $ 965,000 $ 137,857 $ 85,000
Hernando, Florida 7 $ 1,195,000 $ 170,714 $ 72,000
Okaloosa, Florida 7 $ 1,115,000 $ 159,285 $ 63,000
Sarasota, Florida 7 $ 1,455,000 $ 207,857 $ 58,000
Scott, Kentucky 7 $ 1,375,000 $ 196,428 $ 71,000
Plymouth, Massachusetts 7 $ 1,835,000 $ 262,142 $ 79,000
Worcester, Massachusetts 7 $ 1,565,000 $ 223,571 $ 83,000
Washtenaw, Michigan 7 $ 1,535,000 $ 219,285 $ 97,000
Itasca, Minnesota 7 $ 975,000 $ 139,285 $ 68,000
DeSoto, Mississippi 7 $ 1,235,000 $ 176,428 $ 58,000
Queens, New York 7 $ 2,255,000 $ 322,142 $ 85,000
Gaston, North Carolina 7 $ 1,075,000 $ 153,571 $ 69,000
Shelby, Tennessee 7 $ 1,075,000 $ 153,571 $ 68,000
Weber, Utah 7 $ 1,095,000 $ 156,428 $ 68,000
King, Washington 7 $ 2,485,000 $ 355,000 $ 102,000
Pierce, Washington 7 $ 2,135,000 $ 305,000 $ 59,000
Spokane, Washington 7 $ 1,135,000 $ 162,142 $ 49,000
Milwaukee, Wisconsin 7 $ 1,005,000 $ 143,571 $ 65,000
Baldwin, Alabama 6 $ 1,200,000 $ 200,000 $ 67,000
Jefferson, Alabama 6 $ 840,000 $ 140,000 $ 59,000
Madison, Alabama 6 $ 1,150,000 $ 191,666 $ 83,000
Contra Costa, California 6 $ 2,300,000 $ 383,333 $ 86,000
Solano, California 6 $ 1,990,000 $ 331,666 $ 84,000
Adams, Colorado 6 $ 1,170,000 $ 195,000 $ 45,000
New Castle, Delaware 6 $ 1,550,000 $ 258,333 $ 85,000
Bay, Florida 6 $ 1,260,000 $ 210,000 $ 78,000
Escambia, Florida 6 $ 1,120,000 $ 186,666 $ 72,000
Marion, Florida 6 $ 1,580,000 $ 263,333 $ 91,000
Clarke, Georgia 6 $ 860,000 $ 143,333 $ 91,000
Douglas, Georgia 6 $ 1,140,000 $ 190,000 $ 69,000
Meriwether, Georgia 6 $ 1,280,000 $ 213,333 $ 71,000
Hawaii, Hawaii 6 $ 1,530,000 $ 255,000 $ 80,000
St. Tammany, Louisiana 6 $ 1,200,000 $ 200,000 $ 69,000
Penobscot, Maine 6 $ 950,000 $ 158,333 $ 46,000
Calvert, Maryland 6 $ 1,320,000 $ 220,000 $ 66,000
Bristol, Massachusetts 6 $ 1,350,000 $ 225,000 $ 73,000
Boone, Missouri 6 $ 1,090,000 $ 181,666 $ 75,000
Hillsborough, New Hampshire 6 $ 1,340,000 $ 223,333 $ 100,000
Middlesex, New Jersey 6 $ 1,490,000 $ 248,333 $ 83,000
Saratoga, New York 6 $ 1,010,000 $ 168,333 $ 64,000
Durham, North Carolina 6 $ 1,340,000 $ 223,333 $ 96,000
Allen, Ohio 6 $ 790,000 $ 131,666 $ 75,000
Clark, Ohio 6 $ 510,000 $ 85,000 $ 45,000
Warren, Ohio 6 $ 950,000 $ 158,333 $ 70,000
Allegheny, Pennsylvania 6 $ 700,000 $ 116,666 $ 47,000
Franklin, Pennsylvania 6 $ 900,000 $ 150,000 $ 50,000
Dorchester, South Carolina 6 $ 1,290,000 $ 215,000 $ 99,000
Rutherford, Tennessee 6 $ 1,180,000 $ 196,666 $ 46,000
Benton, Arkansas 5 $ 745,000 $ 149,000 $ 73,000
Washington, Arkansas 5 $ 655,000 $ 131,000 $ 50,000
Fresno, California 5 $ 1,195,000 $ 239,000 $ 89,000
San Mateo, California 5 $ 1,915,000 $ 383,000 $ 111,000
Santa Clara, California 5 $ 2,635,000 $ 527,000 $ 103,000
Tulare, California 5 $ 1,065,000 $ 213,000 $ 57,000
Arapahoe, Colorado 5 $ 1,135,000 $ 227,000 $ 64,000
New London, Connecticut 5 $ 845,000 $ 169,000 $ 52,000
Collier, Florida 5 $ 1,245,000 $ 249,000 $ 70,000
Flagler, Florida 5 $ 865,000 $ 173,000 $ 71,000
Leon, Florida 5 $ 745,000 $ 149,000 $ 72,000
Santa Rosa, Florida 5 $ 925,000 $ 185,000 $ 50,000
Bartow, Georgia 5 $ 1,085,000 $ 217,000 $ 66,000
Fayette, Georgia 5 $ 1,035,000 $ 207,000 $ 58,000
Hall, Georgia 5 $ 865,000 $ 173,000 $ 55,000
Newton, Georgia 5 $ 755,000 $ 151,000 $ 49,000
Kent, Michigan 5 $ 775,000 $ 155,000 $ 50,000
Scott, Minnesota 5 $ 1,155,000 $ 231,000 $ 61,000
St. Louis, Minnesota 5 $ 835,000 $ 167,000 $ 64,000
Madison, Mississippi 5 $ 645,000 $ 129,000 $ 38,000
Jackson, Missouri 5 $ 585,000 $ 117,000 $ 49,000
Bergen, New Jersey 5 $ 2,155,000 $ 431,000 $ 131,000
Essex, New Jersey 5 $ 1,125,000 $ 225,000 $ 62,000
Monmouth, New Jersey 5 $ 1,135,000 $ 227,000 $ 50,000
Buncombe, North Carolina 5 $ 905,000 $ 181,000 $ 60,000
Knox, Ohio 5 $ 415,000 $ 83,000 $ 32,000
Licking, Ohio 5 $ 575,000 $ 115,000 $ 53,000
Marion, Ohio 5 $ 755,000 $ 151,000 $ 62,000
Ross, Ohio 5 $ 775,000 $ 155,000 $ 40,000
Cleveland, Oklahoma 5 $ 995,000 $ 199,000 $ 74,000
Jackson, Oregon 5 $ 1,455,000 $ 291,000 $ 127,000
Montgomery, Pennsylvania 5 $ 1,035,000 $ 207,000 $ 60,000
Northampton, Pennsylvania 5 $ 1,045,000 $ 209,000 $ 66,000
York, Pennsylvania 5 $ 845,000 $ 169,000 $ 77,000
Greenville, South Carolina 5 $ 695,000 $ 139,000 $ 60,000
Spartanburg, South Carolina 5 $ 735,000 $ 147,000 $ 75,000
Blount, Tennessee 5 $ 725,000 $ 145,000 $ 78,000
Davis, Utah 5 $ 1,355,000 $ 271,000 $ 77,000
Arlington, Virginia 5 $ 4,555,000 $ 911,000 $ 217,000
Loudoun, Virginia 5 $ 2,685,000 $ 537,000 $ 119,000
Berkeley, West Virginia 5 $ 955,000 $ 191,000 $ 55,000
Lee, Alabama 4 $ 1,040,000 $ 260,000 $ 53,000
Pinal, Arizona 4 $ 840,000 $ 210,000 $ 63,000
Butte, California 4 $ 580,000 $ 145,000 $ 46,000
Placer, California 4 $ 1,650,000 $ 412,500 $ 90,000
San Francisco, California 4 $ 2,350,000 $ 587,500 $ 81,000
Sonoma, California 4 $ 1,330,000 $ 332,500 $ 105,000
Boulder, Colorado 4 $ 1,320,000 $ 330,000 $ 70,000
Denver, Colorado 4 $ 960,000 $ 240,000 $ 51,000
Weld, Colorado 4 $ 800,000 $ 200,000 $ 53,000
Fairfield, Connecticut 4 $ 1,260,000 $ 315,000 $ 103,000
Tolland, Connecticut 4 $ 810,000 $ 202,500 $ 85,000
Sussex, Delaware 4 $ 870,000 $ 217,500 $ 75,000
Butts, Georgia 4 $ 550,000 $ 137,500 $ 46,000
Cherokee, Georgia 4 $ 750,000 $ 187,500 $ 69,000
Paulding, Georgia 4 $ 610,000 $ 152,500 $ 45,000
Rockdale, Georgia 4 $ 690,000 $ 172,500 $ 59,000
St. Clair, Illinois 4 $ 380,000 $ 95,000 $ 56,000
Winnebago, Illinois 4 $ 560,000 $ 140,000 $ 59,000
Allen, Indiana 4 $ 700,000 $ 175,000 $ 95,000
Bartholomew, Indiana 4 $ 480,000 $ 120,000 $ 63,000
Elkhart, Indiana 4 $ 850,000 $ 212,500 $ 68,000
Lake, Indiana 4 $ 840,000 $ 210,000 $ 83,000
LaPorte, Indiana 4 $ 490,000 $ 122,500 $ 42,000
Polk, Iowa 4 $ 640,000 $ 160,000 $ 87,000
Calcasieu, Louisiana 4 $ 1,040,000 $ 260,000 $ 87,000
York, Maine 4 $ 710,000 $ 177,500 $ 55,000
Charles, Maryland 4 $ 1,300,000 $ 325,000 $ 91,000
Essex, Massachusetts 4 $ 1,060,000 $ 265,000 $ 81,000
Hampden, Massachusetts 4 $ 590,000 $ 147,500 $ 58,000
Norfolk, Massachusetts 4 $ 1,060,000 $ 265,000 $ 62,000
Kalamazoo, Michigan 4 $ 1,040,000 $ 260,000 $ 81,000
Otter Tail, Minnesota 4 $ 1,030,000 $ 257,500 $ 81,000
Harrison, Mississippi 4 $ 860,000 $ 215,000 $ 59,000
Christian, Missouri 4 $ 560,000 $ 140,000 $ 44,000
Franklin, Missouri 4 $ 540,000 $ 135,000 $ 61,000
Jefferson, Missouri 4 $ 590,000 $ 147,500 $ 51,000
Ray, Missouri 4 $ 550,000 $ 137,500 $ 29,000
Lancaster, Nebraska 4 $ 560,000 $ 140,000 $ 59,000
Sarpy, Nebraska 4 $ 780,000 $ 195,000 $ 64,000
Washoe, Nevada 4 $ 1,080,000 $ 270,000 $ 73,000
Union, New Jersey 4 $ 1,080,000 $ 270,000 $ 66,000
Valencia, New Mexico 4 $ 790,000 $ 197,500 $ 90,000
Bronx, New York 4 $ 1,220,000 $ 305,000 $ 78,000
Orange, New York 4 $ 910,000 $ 227,500 $ 114,000
Guilford, North Carolina 4 $ 640,000 $ 160,000 $ 85,000
Miami, Ohio 4 $ 470,000 $ 117,500 $ 38,000
Pickaway, Ohio 4 $ 530,000 $ 132,500 $ 76,000
Portage, Ohio 4 $ 510,000 $ 127,500 $ 67,000
Trumbull, Ohio 4 $ 550,000 $ 137,500 $ 52,000
Union, Ohio 4 $ 530,000 $ 132,500 $ 56,000
Wood, Ohio 4 $ 980,000 $ 245,000 $ 77,000
Canadian, Oklahoma 4 $ 690,000 $ 172,500 $ 64,000
Creek, Oklahoma 4 $ 510,000 $ 127,500 $ 72,000
Multnomah, Oregon 4 $ 840,000 $ 210,000 $ 62,000
Cumberland, Pennsylvania 4 $ 610,000 $ 152,500 $ 54,000
Indiana, Pennsylvania 4 $ 680,000 $ 170,000 $ 41,000
Horry, South Carolina 4 $ 690,000 $ 172,500 $ 46,000
Richland, South Carolina 4 $ 660,000 $ 165,000 $ 65,000
Wilson, Tennessee 4 $ 660,000 $ 165,000 $ 55,000
Henrico, Virginia 4 $ 650,000 $ 162,500 $ 81,000
Clark, Washington 4 $ 820,000 $ 205,000 $ 84,000
Thurston, Washington 4 $ 870,000 $ 217,500 $ 57,000
Waukesha, Wisconsin 4 $ 1,000,000 $ 250,000 $ 80,000
Calhoun, Alabama 3 $ 495,000 $ 165,000 $ 40,000
Coffee, Alabama 3 $ 545,000 $ 181,666 $ 53,000
Shelby, Alabama 3 $ 365,000 $ 121,666 $ 64,000
Sebastian, Arkansas 3 $ 415,000 $ 138,333 $ 95,000
Imperial, California 3 $ 595,000 $ 198,333 $ 85,000
San Luis Obispo, California 3 $ 925,000 $ 308,333 $ 72,000
Santa Barbara, California 3 $ 945,000 $ 315,000 $ 58,000
Yuba, California 3 $ 625,000 $ 208,333 $ 71,000
Jefferson, Colorado 3 $ 865,000 $ 288,333 $ 59,000
Hartford, Connecticut 3 $ 715,000 $ 238,333 $ 118,000
New Haven, Connecticut 3 $ 595,000 $ 198,333 $ 56,000
Bradford, Florida 3 $ 425,000 $ 141,666 $ 51,000
Highlands, Florida 3 $ 365,000 $ 121,666 $ 41,000
St. Johns, Florida 3 $ 755,000 $ 251,666 $ 60,000
Barrow, Georgia 3 $ 505,000 $ 168,333 $ 58,000
Forsyth, Georgia 3 $ 695,000 $ 231,666 $ 61,000
Lowndes, Georgia 3 $ 295,000 $ 98,333 $ 52,000
Richmond, Georgia 3 $ 465,000 $ 155,000 $ 52,000
Stephens, Georgia 3 $ 325,000 $ 108,333 $ 39,000
Canyon, Idaho 3 $ 575,000 $ 191,666 $ 58,000
Kootenai, Idaho 3 $ 525,000 $ 175,000 $ 64,000
Twin Falls, Idaho 3 $ 455,000 $ 151,666 $ 43,000
Adams, Illinois 3 $ 495,000 $ 165,000 $ 50,000
DuPage, Illinois 3 $ 595,000 $ 198,333 $ 71,000
McHenry, Illinois 3 $ 625,000 $ 208,333 $ 66,000
Rock Island, Illinois 3 $ 405,000 $ 135,000 $ 79,000
Miami, Indiana 3 $ 335,000 $ 111,666 $ 27,000
Monroe, Indiana 3 $ 585,000 $ 195,000 $ 89,000
Morgan, Indiana 3 $ 535,000 $ 178,333 $ 65,000
Owen, Indiana 3 $ 535,000 $ 178,333 $ 88,000
Vanderburgh, Indiana 3 $ 525,000 $ 175,000 $ 49,000
Jasper, Iowa 3 $ 475,000 $ 158,333 $ 84,000
Johnson, Iowa 3 $ 585,000 $ 195,000 $ 68,000
Johnson, Kansas 3 $ 655,000 $ 218,333 $ 93,000
Fayette, Kentucky 3 $ 445,000 $ 148,333 $ 40,000
Madison, Kentucky 3 $ 605,000 $ 201,666 $ 120,000
East Baton Rouge, Louisiana 3 $ 455,000 $ 151,666 $ 74,000
Jefferson, Louisiana 3 $ 595,000 $ 198,333 $ 92,000
Livingston, Louisiana 3 $ 655,000 $ 218,333 $ 67,000
Ouachita, Louisiana 3 $ 645,000 $ 215,000 $ 32,000
Vermilion, Louisiana 3 $ 675,000 $ 225,000 $ 86,000
Cumberland, Maine 3 $ 345,000 $ 115,000 $ 74,000
Carroll, Maryland 3 $ 915,000 $ 305,000 $ 98,000
Calhoun, Michigan 3 $ 455,000 $ 151,666 $ 65,000
Huron, Michigan 3 $ 555,000 $ 185,000 $ 82,000
Macomb, Michigan 3 $ 485,000 $ 161,666 $ 54,000
Becker, Minnesota 3 $ 465,000 $ 155,000 $ 66,000
Carlton, Minnesota 3 $ 535,000 $ 178,333 $ 62,000
Chisago, Minnesota 3 $ 645,000 $ 215,000 $ 70,000
Isanti, Minnesota 3 $ 665,000 $ 221,666 $ 87,000
Hinds, Mississippi 3 $ 435,000 $ 145,000 $ 55,000
Camden, Missouri 3 $ 465,000 $ 155,000 $ 84,000
Clay, Missouri 3 $ 515,000 $ 171,666 $ 104,000
Platte, Missouri 3 $ 605,000 $ 201,666 $ 101,000
Cascade, Montana 3 $ 555,000 $ 185,000 $ 73,000
Gallatin, Montana 3 $ 635,000 $ 211,666 $ 80,000
Lake, Montana 3 $ 415,000 $ 138,333 $ 44,000
Yellowstone, Montana 3 $ 735,000 $ 245,000 $ 62,000
Strafford, New Hampshire 3 $ 595,000 $ 198,333 $ 57,000
Hudson, New Jersey 3 $ 615,000 $ 205,000 $ 74,000
Ocean, New Jersey 3 $ 585,000 $ 195,000 $ 133,000
Passaic, New Jersey 3 $ 515,000 $ 171,666 $ 51,000
Columbia, New York 3 $ 485,000 $ 161,666 $ 110,000
Dutchess, New York 3 $ 655,000 $ 218,333 $ 58,000
Onondaga, New York 3 $ 385,000 $ 128,333 $ 77,000
Westchester, New York 3 $ 595,000 $ 198,333 $ 78,000
Cleveland, North Carolina 3 $ 465,000 $ 155,000 $ 48,000
Henderson, North Carolina 3 $ 755,000 $ 251,666 $ 101,000
Johnston, North Carolina 3 $ 615,000 $ 205,000 $ 69,000
Nash, North Carolina 3 $ 415,000 $ 138,333 $ 37,000
Cass, North Dakota 3 $ 575,000 $ 191,666 $ 49,000
Erie, Ohio 3 $ 365,000 $ 121,666 $ 63,000
Geauga, Ohio 3 $ 455,000 $ 151,666 $ 55,000
Greene, Ohio 3 $ 495,000 $ 165,000 $ 49,000
Henry, Ohio 3 $ 385,000 $ 128,333 $ 45,000
Perry, Ohio 3 $ 395,000 $ 131,666 $ 71,000
Seneca, Ohio 3 $ 385,000 $ 128,333 $ 116,000
Comanche, Oklahoma 3 $ 535,000 $ 178,333 $ 111,000
Tulsa, Oklahoma 3 $ 555,000 $ 185,000 $ 66,000
Clackamas, Oregon 3 $ 695,000 $ 231,666 $ 49,000
Deschutes, Oregon 3 $ 1,335,000 $ 445,000 $ 144,000
Yamhill, Oregon 3 $ 695,000 $ 231,666 $ 54,000
Berks, Pennsylvania 3 $ 615,000 $ 205,000 $ 55,000
Butler, Pennsylvania 3 $ 445,000 $ 148,333 $ 38,000
Erie, Pennsylvania 3 $ 265,000 $ 88,333 $ 30,000
Lancaster, Pennsylvania 3 $ 405,000 $ 135,000 $ 53,000
Luzerne, Pennsylvania 3 $ 385,000 $ 128,333 $ 46,000
Kent, Rhode Island 3 $ 585,000 $ 195,000 $ 59,000
Aiken, South Carolina 3 $ 835,000 $ 278,333 $ 62,000
York, South Carolina 3 $ 525,000 $ 175,000 $ 57,000
Minnehaha, South Dakota 3 $ 625,000 $ 208,333 $ 61,000
Bradley, Tennessee 3 $ 385,000 $ 128,333 $ 47,000
Hamilton, Tennessee 3 $ 665,000 $ 221,666 $ 56,000
Madison, Tennessee 3 $ 615,000 $ 205,000 $ 81,000
Sullivan, Tennessee 3 $ 385,000 $ 128,333 $ 50,000
Sumner, Tennessee 3 $ 915,000 $ 305,000 $ 72,000
Williamson, Tennessee 3 $ 1,275,000 $ 425,000 $ 122,000
Chesterfield, Virginia 3 $ 915,000 $ 305,000 $ 106,000
Hanover, Virginia 3 $ 665,000 $ 221,666 $ 48,000
Norfolk, Virginia 3 $ 765,000 $ 255,000 $ 63,000
Stafford, Virginia 3 $ 855,000 $ 285,000 $ 92,000
Virginia Beach, Virginia 3 $ 1,815,000 $ 605,000 $ 94,000
Cowlitz, Washington 3 $ 505,000 $ 168,333 $ 51,000
Jefferson, West Virginia 3 $ 1,085,000 $ 361,666 $ 37,000
Wood, West Virginia 3 $ 845,000 $ 281,666 $ 78,000
Jefferson, Wisconsin 3 $ 475,000 $ 158,333 $ 68,000
Natrona, Wyoming 3 $ 675,000 $ 225,000 $ 73,000
Sheridan, Wyoming 3 $ 545,000 $ 181,666 $ 70,000
Blount, Alabama 2 $ 270,000 $ 135,000 $ 69,000
Etowah, Alabama 2 $ 330,000 $ 165,000 $ 94,000
Houston, Alabama 2 $ 460,000 $ 230,000 $ 31,000
Limestone, Alabama 2 $ 360,000 $ 180,000 $ 108,000
Montgomery, Alabama 2 $ 190,000 $ 95,000 $ 38,000
Juneau, Alaska 2 $ 540,000 $ 270,000 $ 125,000
Ketchikan Gateway, Alaska 2 $ 550,000 $ 275,000 $ 145,000
Cochise, Arizona 2 $ 450,000 $ 225,000 $ 113,000
Craighead, Arkansas 2 $ 260,000 $ 130,000 $ 50,000
Crittenden, Arkansas 2 $ 350,000 $ 175,000 $ 59,000
Lonoke, Arkansas 2 $ 290,000 $ 145,000 $ 49,000
Pulaski, Arkansas 2 $ 250,000 $ 125,000 $ 0
Saline, Arkansas 2 $ 300,000 $ 150,000 $ 50,000
Union, Arkansas 2 $ 250,000 $ 125,000 $ 26,000
Madera, California 2 $ 300,000 $ 150,000 $ 50,000
Monterey, California 2 $ 760,000 $ 380,000 $ 83,000
Tehama, California 2 $ 700,000 $ 350,000 $ 60,000
Ventura, California 2 $ 540,000 $ 270,000 $ 76,000
Douglas, Colorado 2 $ 810,000 $ 405,000 $ 138,000
Larimer, Colorado 2 $ 390,000 $ 195,000 $ 34,000
Montezuma, Colorado 2 $ 230,000 $ 115,000 $ 38,000
Pueblo, Colorado 2 $ 280,000 $ 140,000 $ 31,000
Windham, Connecticut 2 $ 310,000 $ 155,000 $ 80,000
Citrus, Florida 2 $ 410,000 $ 205,000 $ 53,000
Gadsden, Florida 2 $ 290,000 $ 145,000 $ 114,000
Nassau, Florida 2 $ 370,000 $ 185,000 $ 70,000
Wakulla, Florida 2 $ 210,000 $ 105,000 $ 90,000
Baldwin, Georgia 2 $ 330,000 $ 165,000 $ 58,000
Camden, Georgia 2 $ 280,000 $ 140,000 $ 37,000
Coffee, Georgia 2 $ 280,000 $ 140,000 $ 46,000
Coweta, Georgia 2 $ 360,000 $ 180,000 $ 58,000
Dawson, Georgia 2 $ 600,000 $ 300,000 $ 67,000
Houston, Georgia 2 $ 400,000 $ 200,000 $ 106,000
Jackson, Georgia 2 $ 450,000 $ 225,000 $ 98,000
Monroe, Georgia 2 $ 330,000 $ 165,000 $ 65,000
Muscogee, Georgia 2 $ 330,000 $ 165,000 $ 93,000
Upson, Georgia 2 $ 270,000 $ 135,000 $ 33,000
Walton, Georgia 2 $ 250,000 $ 125,000 $ 43,000
Maui, Hawaii 2 $ 700,000 $ 350,000 $ 64,000
Bonneville, Idaho 2 $ 330,000 $ 165,000 $ 38,000
Jefferson, Idaho 2 $ 320,000 $ 160,000 $ 34,000
Lemhi, Idaho 2 $ 350,000 $ 175,000 $ 46,000
Payette, Idaho 2 $ 390,000 $ 195,000 $ 46,000
Lake, Illinois 2 $ 370,000 $ 185,000 $ 56,000
Clark, Indiana 2 $ 490,000 $ 245,000 $ 63,000
Floyd, Indiana 2 $ 410,000 $ 205,000 $ 84,000
Harrison, Indiana 2 $ 280,000 $ 140,000 $ 47,000
Henry, Indiana 2 $ 240,000 $ 120,000 $ 54,000
Jasper, Indiana 2 $ 270,000 $ 135,000 $ 80,000
Jennings, Indiana 2 $ 260,000 $ 130,000 $ 43,000
Putnam, Indiana 2 $ 190,000 $ 95,000 $ 35,000
Shelby, Indiana 2 $ 240,000 $ 120,000 $ 40,000
St. Joseph, Indiana 2 $ 260,000 $ 130,000 $ 30,000
Tippecanoe, Indiana 2 $ 450,000 $ 225,000 $ 109,000
Black Hawk, Iowa 2 $ 260,000 $ 130,000 $ 73,000
Reno, Kansas 2 $ 250,000 $ 125,000 $ 77,000
Sheridan, Kansas 2 $ 350,000 $ 175,000 $ 47,000
Anderson, Kentucky 2 $ 330,000 $ 165,000 $ 91,000
Boone, Kentucky 2 $ 410,000 $ 205,000 $ 80,000
Bullitt, Kentucky 2 $ 280,000 $ 140,000 $ 44,000
Franklin, Kentucky 2 $ 270,000 $ 135,000 $ 62,000
Jessamine, Kentucky 2 $ 420,000 $ 210,000 $ 90,000
Kenton, Kentucky 2 $ 330,000 $ 165,000 $ 68,000
Marshall, Kentucky 2 $ 340,000 $ 170,000 $ 40,000
Pulaski, Kentucky 2 $ 230,000 $ 115,000 $ 91,000
Ascension, Louisiana 2 $ 120,000 $ 60,000 $ 48,000
Caddo, Louisiana 2 $ 420,000 $ 210,000 $ 59,000
Iberia, Louisiana 2 $ 490,000 $ 245,000 $ 49,000
Lafayette, Louisiana 2 $ 320,000 $ 160,000 $ 72,000
Orleans, Louisiana 2 $ 410,000 $ 205,000 $ 102,000
Rapides, Louisiana 2 $ 320,000 $ 160,000 $ 75,000
Kennebec, Maine 2 $ 240,000 $ 120,000 $ 62,000
Cecil, Maryland 2 $ 380,000 $ 190,000 $ 114,000
St. Mary's, Maryland 2 $ 300,000 $ 150,000 $ 30,000
Washington, Maryland 2 $ 670,000 $ 335,000 $ 89,000
Wicomico, Maryland 2 $ 310,000 $ 155,000 $ 45,000
Suffolk, Massachusetts 2 $ 610,000 $ 305,000 $ 63,000
Allegan, Michigan 2 $ 260,000 $ 130,000 $ 31,000
Berrien, Michigan 2 $ 250,000 $ 125,000 $ 23,000
Clare, Michigan 2 $ 280,000 $ 140,000 $ 37,000
Dickinson, Michigan 2 $ 270,000 $ 135,000 $ 74,000
Eaton, Michigan 2 $ 300,000 $ 150,000 $ 48,000
Ottawa, Michigan 2 $ 300,000 $ 150,000 $ 50,000
St. Clair, Michigan 2 $ 360,000 $ 180,000 $ 63,000
St. Joseph, Michigan 2 $ 340,000 $ 170,000 $ 51,000
Beltrami, Minnesota 2 $ 440,000 $ 220,000 $ 75,000
Brown, Minnesota 2 $ 230,000 $ 115,000 $ 42,000
Crow Wing, Minnesota 2 $ 370,000 $ 185,000 $ 50,000
Mille Lacs, Minnesota 2 $ 320,000 $ 160,000 $ 42,000
Morrison, Minnesota 2 $ 330,000 $ 165,000 $ 53,000
Olmsted, Minnesota 2 $ 630,000 $ 315,000 $ 81,000
Stearns, Minnesota 2 $ 340,000 $ 170,000 $ 40,000
Steele, Minnesota 2 $ 230,000 $ 115,000 $ 40,000
Wadena, Minnesota 2 $ 200,000 $ 100,000 $ 77,000
Waseca, Minnesota 2 $ 190,000 $ 95,000 $ 47,000
Panola, Mississippi 2 $ 230,000 $ 115,000 $ 55,000
Warren, Mississippi 2 $ 320,000 $ 160,000 $ 68,000
Winston, Mississippi 2 $ 210,000 $ 105,000 $ 48,000
Cass, Missouri 2 $ 330,000 $ 165,000 $ 83,000
Gentry, Missouri 2 $ 300,000 $ 150,000 $ 39,000
Greene, Missouri 2 $ 390,000 $ 195,000 $ 89,000
Lincoln, Montana 2 $ 300,000 $ 150,000 $ 34,000
Lyon, Nevada 2 $ 400,000 $ 200,000 $ 60,000
Merrimack, New Hampshire 2 $ 390,000 $ 195,000 $ 50,000
Atlantic, New Jersey 2 $ 250,000 $ 125,000 $ 35,000
Burlington, New Jersey 2 $ 270,000 $ 135,000 $ 50,000
Cape May, New Jersey 2 $ 400,000 $ 200,000 $ 67,000
Dona Ana, New Mexico 2 $ 280,000 $ 140,000 $ 64,000
San Juan, New Mexico 2 $ 260,000 $ 130,000 $ 38,000
Chemung, New York 2 $ 270,000 $ 135,000 $ 90,000
Monroe, New York 2 $ 330,000 $ 165,000 $ 47,000
Niagara, New York 2 $ 260,000 $ 130,000 $ 40,000
Oswego, New York 2 $ 230,000 $ 115,000 $ 42,000
Putnam, New York 2 $ 530,000 $ 265,000 $ 85,000
Sullivan, New York 2 $ 290,000 $ 145,000 $ 83,000
Alamance, North Carolina 2 $ 260,000 $ 130,000 $ 65,000
Beaufort, North Carolina 2 $ 620,000 $ 310,000 $ 103,000
Brunswick, North Carolina 2 $ 290,000 $ 145,000 $ 53,000
Davidson, North Carolina 2 $ 230,000 $ 115,000 $ 46,000
Duplin, North Carolina 2 $ 220,000 $ 110,000 $ 58,000
Forsyth, North Carolina 2 $ 440,000 $ 220,000 $ 80,000
Harnett, North Carolina 2 $ 240,000 $ 120,000 $ 43,000
Iredell, North Carolina 2 $ 240,000 $ 120,000 $ 68,000
Moore, North Carolina 2 $ 490,000 $ 245,000 $ 87,000
Orange, North Carolina 2 $ 700,000 $ 350,000 $ 204,000
Watauga, North Carolina 2 $ 370,000 $ 185,000 $ 59,000
Morton, North Dakota 2 $ 390,000 $ 195,000 $ 73,000
Williams, North Dakota 2 $ 400,000 $ 200,000 $ 76,000
Ashland, Ohio 2 $ 420,000 $ 210,000 $ 61,000
Ashtabula, Ohio 2 $ 260,000 $ 130,000 $ 46,000
Crawford, Ohio 2 $ 230,000 $ 115,000 $ 48,000
Fulton, Ohio 2 $ 220,000 $ 110,000 $ 42,000
Gallia, Ohio 2 $ 180,000 $ 90,000 $ 34,000
Hocking, Ohio 2 $ 280,000 $ 140,000 $ 70,000
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Mortgage Loan Application Detail Totals for Forbright Bank in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Cash-out Refinancing 1,978 $437,040,000 $220,000 $5,755,000 $69,000 $1,320,000
Home Purchase 1,020 $208,350,000 $204,000 $2,725,000 $72,000 $1,392,000
Refinancing 605 $134,085,000 $221,000 $6,305,000 $78,000 $804,000
Other Purpose 29 $3,055,000 $105,000 $285,000 $43,000 $97,000
Home Improvement 5 $625,000 $125,000 $215,000 $62,000 $112,000
Not Applicable 2 $600,000 $300,000 $505,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,953 $394,975,000 $202,000 $1,735,000 $72,000 $1,392,000
Not Provided 845 $169,445,000 $200,000 $1,855,000 $71,000 $1,320,000
Black or African American 498 $98,880,000 $198,000 $695,000 $67,000 $343,000
Hispanic 196 $42,840,000 $218,000 $1,895,000 $66,000 $543,000
Asian 71 $20,815,000 $293,000 $1,225,000 $88,000 $372,000
Not applicable 48 $50,850,000 $1,059,000 $6,305,000 $0 $0
Native Hawaiian or Other Pacific Islander 16 $3,880,000 $242,000 $615,000 $75,000 $194,000
American Indian or Alaskan Native 12 $2,070,000 $172,000 $325,000 $90,000 $203,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 1,333 $247,785,000 $185,000 $885,000 $63,000 $295,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,297 $328,515,000 $253,000 $6,305,000 $85,000 $1,392,000
VA-guaranteed (Veterans Administration) 874 $188,010,000 $215,000 $1,435,000 $66,000 $455,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 135 $19,445,000 $144,000 $585,000 $46,000 $102,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,447 $332,035,000 $229,000 $6,305,000 $72,000 $1,392,000
Application Withdrawn By Applicant 790 $157,960,000 $199,000 $1,855,000 $74,000 $1,320,000
Application Denied By Financial Institution 692 $139,400,000 $201,000 $1,435,000 $63,000 $746,000
File Closed For Incompleteness 629 $137,095,000 $217,000 $1,895,000 $74,000 $543,000
Application Approved But Not Accepted 78 $16,480,000 $211,000 $985,000 $70,000 $296,000
Loan Purchased By The Institution 3 $785,000 $261,000 $505,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,947 $644,355,000 $218,000 $6,305,000 $73,000 $1,392,000
Debt-To-Income Ratio 210 $50,320,000 $239,000 $1,435,000 $52,000 $276,000
Collateral 199 $35,805,000 $179,000 $945,000 $64,000 $680,000
Credit History 122 $23,120,000 $189,000 $635,000 $74,000 $247,000
Credit Application Incomplete 58 $11,330,000 $195,000 $455,000 $66,000 $190,000
Other 54 $9,750,000 $180,000 $585,000 $60,000 $209,000
Unverifiable Information 26 $4,930,000 $189,000 $405,000 $63,000 $193,000
Employment History 14 $2,610,000 $186,000 $415,000 $98,000 $746,000
Insufficient Cash (Downpayment, Closing Cost) 9 $1,535,000 $170,000 $325,000 $56,000 $101,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Forbright Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Forbright Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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