Forbright Bank Mortgage Lending & HMDA Data, 2018
In 2018, Forbright Bank of Chevy Chase, MD reported 3,639 mortgage applications totaling $783.8 million, down 38% from 2017. The average application was for $215,376, and applicants reported an average income of $71,121. 40% of its applications resulted in an originated loan and 19% were denied. Its largest markets were Indianapolis-Carmel-Anderson, IN (197), Atlanta-Sandy Springs-Roswell, GA (169) and Washington-Arlington-Alexandria, DC-VA-MD-WV (117) (applications in parentheses).
| Mortgage Company & Address | Forbright Bank 6701 Democracy Blvd, Suite 400 Chevy Chase, MD 20815 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 3,639 |
| Total Mortgage Loan Application Amount | $783,755,000 |
| Average Mortgage Loan Application Amount | $215,376 |
| Highest Mortgage Loan Application Amount | $6,305,000 |
| Average Applicant Income | $71,121 |
| Highest Applicant Income | $1,392,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Forbright Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 486 | $ 78,670,000 | $ 161,872 | $ 62,164 |
| Indianapolis-Carmel-Anderson, IN | 197 | $ 36,145,000 | $ 183,477 | $ 71,000 |
| Atlanta-Sandy Springs-Roswell, GA | 169 | $ 32,465,000 | $ 192,100 | $ 68,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 117 | $ 73,195,000 | $ 625,598 | $ 119,213 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 112 | $ 24,460,000 | $ 218,392 | $ 79,794 |
| Columbus, OH | 106 | $ 16,820,000 | $ 158,679 | $ 63,000 |
| Tampa-St. Petersburg-Clearwater, FL | 79 | $ 13,945,000 | $ 176,518 | $ 63,000 |
| Orlando-Kissimmee-Sanford, FL | 75 | $ 14,925,000 | $ 199,000 | $ 57,000 |
| Cleveland-Elyria, OH | 68 | $ 9,720,000 | $ 142,941 | $ 66,000 |
| New York-Jersey City-White Plains, NY-NJ | 62 | $ 19,480,000 | $ 314,193 | $ 88,580 |
| Cincinnati, OH-KY-IN | 58 | $ 10,060,000 | $ 173,448 | $ 67,421 |
| Las Vegas-Henderson-Paradise, NV | 52 | $ 11,890,000 | $ 228,653 | $ 67,000 |
| Los Angeles-Long Beach-Glendale, CA | 50 | $ 18,180,000 | $ 363,600 | $ 88,000 |
| Phoenix-Mesa-Scottsdale, AZ | 43 | $ 8,565,000 | $ 199,186 | $ 67,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 36 | $ 7,740,000 | $ 215,000 | $ 62,000 |
| St. Louis, MO-IL | 36 | $ 5,490,000 | $ 152,500 | $ 55,833 |
| Baltimore-Columbia-Towson, MD | 29 | $ 8,915,000 | $ 307,413 | $ 105,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 28 | $ 6,370,000 | $ 227,500 | $ 89,000 |
| Jacksonville, FL | 28 | $ 4,280,000 | $ 152,857 | $ 57,000 |
| Nassau County-Suffolk County, NY | 28 | $ 9,370,000 | $ 334,642 | $ 99,000 |
| Silver Spring-Frederick-Rockville, MD | 26 | $ 13,550,000 | $ 521,153 | $ 194,000 |
| Riverside-San Bernardino-Ontario, CA | 24 | $ 6,430,000 | $ 267,916 | $ 66,000 |
| Charleston-North Charleston, SC | 23 | $ 5,235,000 | $ 227,608 | $ 77,000 |
| Charlotte-Concord-Gastonia, NC-SC | 23 | $ 4,265,000 | $ 185,434 | $ 67,434 |
| Kansas City, MO-KS | 23 | $ 3,955,000 | $ 171,956 | $ 77,826 |
| Albuquerque, NM | 22 | $ 5,020,000 | $ 228,181 | $ 94,000 |
| Cape Coral-Fort Myers, FL | 22 | $ 4,600,000 | $ 209,090 | $ 87,000 |
| Providence-Warwick, RI-MA | 22 | $ 4,330,000 | $ 196,818 | $ 62,818 |
| Sacramento--Roseville--Arden-Arcade, CA | 22 | $ 6,860,000 | $ 311,818 | $ 132,000 |
| Chicago-Naperville-Arlington Heights, IL | 21 | $ 5,375,000 | $ 255,952 | $ 68,000 |
| Dayton, OH | 21 | $ 3,145,000 | $ 149,761 | $ 58,000 |
| Denver-Aurora-Lakewood, CO | 20 | $ 4,940,000 | $ 247,000 | $ 62,000 |
| Louisville/Jefferson County, KY-IN | 20 | $ 3,370,000 | $ 168,500 | $ 63,150 |
| Lakeland-Winter Haven, FL | 19 | $ 3,825,000 | $ 201,315 | $ 66,000 |
| Omaha-Council Bluffs, NE-IA | 19 | $ 3,075,000 | $ 161,842 | $ 72,157 |
| Memphis, TN-MS-AR | 18 | $ 3,010,000 | $ 167,222 | $ 61,111 |
| North Port-Sarasota-Bradenton, FL | 18 | $ 3,610,000 | $ 200,555 | $ 57,000 |
| Palm Bay-Melbourne-Titusville, FL | 18 | $ 2,760,000 | $ 153,333 | $ 60,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 18 | $ 4,310,000 | $ 239,444 | $ 69,000 |
| Oklahoma City, OK | 17 | $ 2,695,000 | $ 158,529 | $ 66,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 16 | $ 2,810,000 | $ 175,625 | $ 60,000 |
| Miami-Miami Beach-Kendall, FL | 16 | $ 3,750,000 | $ 234,375 | $ 82,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 16 | $ 3,550,000 | $ 221,875 | $ 64,500 |
| Warren-Troy-Farmington Hills, MI | 16 | $ 2,840,000 | $ 177,500 | $ 67,000 |
| Columbia, SC | 15 | $ 2,375,000 | $ 158,333 | $ 68,000 |
| Montgomery County-Bucks County-Chester County, PA | 15 | $ 3,065,000 | $ 204,333 | $ 76,000 |
| Raleigh, NC | 15 | $ 2,785,000 | $ 185,666 | $ 59,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 15 | $ 4,355,000 | $ 290,333 | $ 90,866 |
| Akron, OH | 14 | $ 1,810,000 | $ 129,285 | $ 50,000 |
| Boise City, ID | 14 | $ 2,620,000 | $ 187,142 | $ 62,000 |
| Colorado Springs, CO | 14 | $ 2,950,000 | $ 210,714 | $ 58,000 |
| Detroit-Dearborn-Livonia, MI | 14 | $ 2,440,000 | $ 174,285 | $ 56,000 |
| Newark, NJ-PA | 14 | $ 3,600,000 | $ 257,142 | $ 99,000 |
| Richmond, VA | 14 | $ 3,120,000 | $ 222,857 | $ 83,000 |
| Toledo, OH | 14 | $ 2,650,000 | $ 189,285 | $ 72,000 |
| Birmingham-Hoover, AL | 13 | $ 1,695,000 | $ 130,384 | $ 60,000 |
| Boston, MA | 13 | $ 3,505,000 | $ 269,615 | $ 72,000 |
| Milwaukee-Waukesha-West Allis, WI | 13 | $ 2,395,000 | $ 184,230 | $ 68,000 |
| Oakland-Hayward-Berkeley, CA | 13 | $ 5,475,000 | $ 421,153 | $ 94,000 |
| Ogden-Clearfield, UT | 13 | $ 2,625,000 | $ 201,923 | $ 69,000 |
| Pittsburgh, PA | 13 | $ 1,625,000 | $ 125,000 | $ 46,000 |
| Salt Lake City, UT | 13 | $ 2,905,000 | $ 223,461 | $ 60,000 |
| Cambridge-Newton-Framingham, MA | 12 | $ 3,970,000 | $ 330,833 | $ 81,000 |
| Lexington-Fayette, KY | 12 | $ 2,240,000 | $ 186,666 | $ 66,000 |
| New Orleans-Metairie, LA | 12 | $ 2,350,000 | $ 195,833 | $ 80,000 |
| Philadelphia, PA | 12 | $ 1,930,000 | $ 160,833 | $ 74,000 |
| Pensacola-Ferry Pass-Brent, FL | 11 | $ 2,045,000 | $ 185,909 | $ 62,000 |
| Port St. Lucie, FL | 11 | $ 2,305,000 | $ 209,545 | $ 78,000 |
| Rockingham County-Strafford County, NH | 11 | $ 2,275,000 | $ 206,818 | $ 60,000 |
| Tulsa, OK | 11 | $ 1,605,000 | $ 145,909 | $ 64,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 10 | $ 1,440,000 | $ 144,000 | $ 56,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 10 | $ 1,400,000 | $ 140,000 | $ 61,000 |
| Greenville-Anderson-Mauldin, SC | 10 | $ 1,480,000 | $ 148,000 | $ 58,000 |
| Knoxville, TN | 10 | $ 1,470,000 | $ 147,000 | $ 67,000 |
| Tucson, AZ | 10 | $ 5,270,000 | $ 527,000 | $ 183,000 |
| Urban Honolulu, HI | 10 | $ 4,810,000 | $ 481,000 | $ 74,000 |
| Anchorage, AK | 9 | $ 2,315,000 | $ 257,222 | $ 81,000 |
| Asheville, NC | 9 | $ 1,795,000 | $ 199,444 | $ 70,000 |
| Canton-Massillon, OH | 9 | $ 1,165,000 | $ 129,444 | $ 65,000 |
| Durham-Chapel Hill, NC | 9 | $ 2,275,000 | $ 252,777 | $ 115,000 |
| Jackson, MS | 9 | $ 1,235,000 | $ 137,222 | $ 48,000 |
| Provo-Orem, UT | 9 | $ 2,295,000 | $ 255,000 | $ 65,000 |
| San Diego-Carlsbad, CA | 9 | $ 3,295,000 | $ 366,111 | $ 80,000 |
| San Francisco-Redwood City-South San Francisco, CA | 9 | $ 4,265,000 | $ 473,888 | $ 97,000 |
| Seattle-Bellevue-Everett, WA | 9 | $ 3,015,000 | $ 335,000 | $ 94,000 |
| Tallahassee, FL | 9 | $ 1,245,000 | $ 138,333 | $ 85,000 |
| Wichita, KS | 9 | $ 1,375,000 | $ 152,777 | $ 57,000 |
| Wilmington, DE-MD-NJ | 9 | $ 2,065,000 | $ 229,444 | $ 82,666 |
| Worcester, MA-CT | 9 | $ 1,875,000 | $ 208,333 | $ 82,333 |
| Augusta-Richmond County, GA-SC | 8 | $ 1,610,000 | $ 201,250 | $ 58,000 |
| Bakersfield, CA | 8 | $ 2,080,000 | $ 260,000 | $ 70,000 |
| Baton Rouge, LA | 8 | $ 1,230,000 | $ 153,750 | $ 64,000 |
| Crestview-Fort Walton Beach-Destin, FL | 8 | $ 1,170,000 | $ 146,250 | $ 59,000 |
| Duluth, MN-WI | 8 | $ 1,370,000 | $ 171,250 | $ 63,000 |
| Flint, MI | 8 | $ 1,260,000 | $ 157,500 | $ 75,000 |
| Hartford-West Hartford-East Hartford, CT | 8 | $ 1,630,000 | $ 203,750 | $ 90,000 |
| Huntsville, AL | 8 | $ 1,510,000 | $ 188,750 | $ 89,000 |
| Lake Havasu City-Kingman, AZ | 8 | $ 1,500,000 | $ 187,500 | $ 58,000 |
| Little Rock-North Little Rock-Conway, AR | 8 | $ 1,140,000 | $ 142,500 | $ 46,000 |
| Modesto, CA | 8 | $ 2,170,000 | $ 271,250 | $ 67,000 |
| Spokane-Spokane Valley, WA | 8 | $ 1,260,000 | $ 157,500 | $ 48,000 |
| Albany-Schenectady-Troy, NY | 7 | $ 1,165,000 | $ 166,428 | $ 59,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 7 | $ 1,575,000 | $ 225,000 | $ 60,000 |
| Anaheim-Santa Ana-Irvine, CA | 7 | $ 1,955,000 | $ 279,285 | $ 63,000 |
| Ann Arbor, MI | 7 | $ 1,535,000 | $ 219,285 | $ 97,000 |
| Dallas-Plano-Irving, TX | 7 | $ 2,245,000 | $ 320,714 | $ 211,000 |
| Dover, DE | 7 | $ 1,115,000 | $ 159,285 | $ 57,000 |
| Gary, IN | 7 | $ 1,405,000 | $ 200,714 | $ 86,000 |
| Grand Rapids-Wyoming, MI | 7 | $ 1,075,000 | $ 153,571 | $ 50,000 |
| Hagerstown-Martinsburg, MD-WV | 7 | $ 1,625,000 | $ 232,142 | $ 64,714 |
| Lafayette, LA | 7 | $ 1,485,000 | $ 212,142 | $ 71,000 |
| Portland-South Portland, ME | 7 | $ 1,055,000 | $ 150,714 | $ 61,000 |
| Punta Gorda, FL | 7 | $ 965,000 | $ 137,857 | $ 85,000 |
| Salisbury, MD-DE | 7 | $ 1,305,000 | $ 186,428 | $ 60,000 |
| Springfield, MO | 7 | $ 1,055,000 | $ 150,714 | $ 57,000 |
| Stockton-Lodi, CA | 7 | $ 2,065,000 | $ 295,000 | $ 134,000 |
| Tacoma-Lakewood, WA | 7 | $ 2,135,000 | $ 305,000 | $ 59,000 |
| Athens-Clarke County, GA | 6 | $ 860,000 | $ 143,333 | $ 91,000 |
| Bangor, ME | 6 | $ 950,000 | $ 158,333 | $ 46,000 |
| Bloomington, IN | 6 | $ 1,120,000 | $ 186,666 | $ 88,000 |
| Chambersburg-Waynesboro, PA | 6 | $ 900,000 | $ 150,000 | $ 50,000 |
| Columbia, MO | 6 | $ 1,090,000 | $ 181,666 | $ 75,000 |
| Daphne-Fairhope-Foley, AL | 6 | $ 1,200,000 | $ 200,000 | $ 67,000 |
| Harrisburg-Carlisle, PA | 6 | $ 960,000 | $ 160,000 | $ 56,000 |
| Lima, OH | 6 | $ 790,000 | $ 131,666 | $ 75,000 |
| Manchester-Nashua, NH | 6 | $ 1,340,000 | $ 223,333 | $ 100,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 6 | $ 980,000 | $ 163,333 | $ 48,333 |
| Ocala, FL | 6 | $ 1,580,000 | $ 263,333 | $ 91,000 |
| Panama City, FL | 6 | $ 1,260,000 | $ 210,000 | $ 78,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 6 | $ 3,180,000 | $ 530,000 | $ 109,000 |
| Springfield, OH | 6 | $ 510,000 | $ 85,000 | $ 45,000 |
| Syracuse, NY | 6 | $ 750,000 | $ 125,000 | $ 67,000 |
| Vallejo-Fairfield, CA | 6 | $ 1,990,000 | $ 331,666 | $ 84,000 |
| Youngstown-Warren-Boardman, OH-PA | 6 | $ 780,000 | $ 130,000 | $ 52,000 |
| Chattanooga, TN-GA | 5 | $ 945,000 | $ 189,000 | $ 51,800 |
| Dutchess County-Putnam County, NY | 5 | $ 1,185,000 | $ 237,000 | $ 68,000 |
| Evansville, IN-KY | 5 | $ 745,000 | $ 149,000 | $ 51,400 |
| Fort Smith, AR-OK | 5 | $ 865,000 | $ 173,000 | $ 83,000 |
| Fort Wayne, IN | 5 | $ 795,000 | $ 159,000 | $ 82,000 |
| Fresno, CA | 5 | $ 1,195,000 | $ 239,000 | $ 89,000 |
| Gainesville, GA | 5 | $ 865,000 | $ 173,000 | $ 55,000 |
| Greensboro-High Point, NC | 5 | $ 795,000 | $ 159,000 | $ 73,000 |
| Gulfport-Biloxi-Pascagoula, MS | 5 | $ 1,005,000 | $ 201,000 | $ 53,000 |
| Kalamazoo-Portage, MI | 5 | $ 1,145,000 | $ 229,000 | $ 76,000 |
| Lincoln, NE | 5 | $ 745,000 | $ 149,000 | $ 52,000 |
| Medford, OR | 5 | $ 1,455,000 | $ 291,000 | $ 127,000 |
| Naples-Immokalee-Marco Island, FL | 5 | $ 1,245,000 | $ 249,000 | $ 70,000 |
| Norwich-New London, CT | 5 | $ 845,000 | $ 169,000 | $ 52,000 |
| Rockford, IL | 5 | $ 705,000 | $ 141,000 | $ 55,000 |
| Spartanburg, SC | 5 | $ 735,000 | $ 147,000 | $ 75,000 |
| Springfield, MA | 5 | $ 705,000 | $ 141,000 | $ 51,000 |
| Visalia-Porterville, CA | 5 | $ 1,065,000 | $ 213,000 | $ 57,000 |
| Winston-Salem, NC | 5 | $ 805,000 | $ 161,000 | $ 58,000 |
| York-Hanover, PA | 5 | $ 845,000 | $ 169,000 | $ 77,000 |
| Auburn-Opelika, AL | 4 | $ 1,040,000 | $ 260,000 | $ 53,000 |
| Billings, MT | 4 | $ 1,080,000 | $ 270,000 | $ 73,000 |
| Boulder, CO | 4 | $ 1,320,000 | $ 330,000 | $ 70,000 |
| Bridgeport-Stamford-Norwalk, CT | 4 | $ 1,260,000 | $ 315,000 | $ 103,000 |
| Chico, CA | 4 | $ 580,000 | $ 145,000 | $ 46,000 |
| Clarksville, TN-KY | 4 | $ 880,000 | $ 220,000 | $ 58,000 |
| Columbus, IN | 4 | $ 480,000 | $ 120,000 | $ 63,000 |
| Davenport-Moline-Rock Island, IA-IL | 4 | $ 720,000 | $ 180,000 | $ 90,500 |
| Des Moines-West Des Moines, IA | 4 | $ 640,000 | $ 160,000 | $ 87,000 |
| Elkhart-Goshen, IN | 4 | $ 850,000 | $ 212,500 | $ 68,000 |
| Fargo, ND-MN | 4 | $ 720,000 | $ 180,000 | $ 44,500 |
| Greeley, CO | 4 | $ 800,000 | $ 200,000 | $ 53,000 |
| Huntington-Ashland, WV-KY-OH | 4 | $ 540,000 | $ 135,000 | $ 56,000 |
| Idaho Falls, ID | 4 | $ 650,000 | $ 162,500 | $ 36,000 |
| Iowa City, IA | 4 | $ 740,000 | $ 185,000 | $ 64,000 |
| Kingsport-Bristol-Bristol, TN-VA | 4 | $ 910,000 | $ 227,500 | $ 84,000 |
| Lake Charles, LA | 4 | $ 1,040,000 | $ 260,000 | $ 87,000 |
| Michigan City-La Porte, IN | 4 | $ 490,000 | $ 122,500 | $ 42,000 |
| Olympia-Tumwater, WA | 4 | $ 870,000 | $ 217,500 | $ 57,000 |
| Reno, NV | 4 | $ 1,080,000 | $ 270,000 | $ 73,000 |
| Rochester, MN | 4 | $ 820,000 | $ 205,000 | $ 78,000 |
| Rochester, NY | 4 | $ 610,000 | $ 152,500 | $ 41,000 |
| Santa Rosa, CA | 4 | $ 1,330,000 | $ 332,500 | $ 105,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 4 | $ 500,000 | $ 125,000 | $ 45,000 |
| Twin Falls, ID | 4 | $ 600,000 | $ 150,000 | $ 44,000 |
| Anniston-Oxford-Jacksonville, AL | 3 | $ 495,000 | $ 165,000 | $ 40,000 |
| Battle Creek, MI | 3 | $ 455,000 | $ 151,666 | $ 65,000 |
| Bend-Redmond, OR | 3 | $ 1,335,000 | $ 445,000 | $ 144,000 |
| Bismarck, ND | 3 | $ 575,000 | $ 191,666 | $ 65,000 |
| Burlington-South Burlington, VT | 3 | $ 555,000 | $ 185,000 | $ 40,000 |
| Camden, NJ | 3 | $ 445,000 | $ 148,333 | $ 50,000 |
| Casper, WY | 3 | $ 675,000 | $ 225,000 | $ 73,000 |
| Cleveland, TN | 3 | $ 385,000 | $ 128,333 | $ 47,000 |
| Coeur D'Alene, ID | 3 | $ 525,000 | $ 175,000 | $ 64,000 |
| Columbus, GA-AL | 3 | $ 475,000 | $ 158,333 | $ 75,000 |
| El Centro, CA | 3 | $ 595,000 | $ 198,333 | $ 85,000 |
| Erie, PA | 3 | $ 265,000 | $ 88,333 | $ 30,000 |
| Great Falls, MT | 3 | $ 555,000 | $ 185,000 | $ 73,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 3 | $ 675,000 | $ 225,000 | $ 66,000 |
| Jackson, TN | 3 | $ 615,000 | $ 205,000 | $ 81,000 |
| Lake County-Kenosha County, IL-WI | 3 | $ 655,000 | $ 218,333 | $ 67,333 |
| Lancaster, PA | 3 | $ 405,000 | $ 135,000 | $ 53,000 |
| Lawton, OK | 3 | $ 535,000 | $ 178,333 | $ 111,000 |
| Logan, UT-ID | 3 | $ 955,000 | $ 318,333 | $ 55,000 |
| Longview, WA | 3 | $ 505,000 | $ 168,333 | $ 51,000 |
| Madison, WI | 3 | $ 485,000 | $ 161,666 | $ 56,000 |
| Monroe, LA | 3 | $ 645,000 | $ 215,000 | $ 32,000 |
| Montgomery, AL | 3 | $ 305,000 | $ 101,666 | $ 47,000 |
| New Haven-Milford, CT | 3 | $ 595,000 | $ 198,333 | $ 56,000 |
| Parkersburg-Vienna, WV | 3 | $ 845,000 | $ 281,666 | $ 78,000 |
| Rapid City, SD | 3 | $ 615,000 | $ 205,000 | $ 70,000 |
| Reading, PA | 3 | $ 615,000 | $ 205,000 | $ 55,000 |
| Roanoke, VA | 3 | $ 585,000 | $ 195,000 | $ 41,000 |
| Rocky Mount, NC | 3 | $ 415,000 | $ 138,333 | $ 37,000 |
| Salem, OR | 3 | $ 495,000 | $ 165,000 | $ 47,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 3 | $ 925,000 | $ 308,333 | $ 72,000 |
| Santa Maria-Santa Barbara, CA | 3 | $ 945,000 | $ 315,000 | $ 58,000 |
| Sebring, FL | 3 | $ 365,000 | $ 121,666 | $ 41,000 |
| Sioux Falls, SD | 3 | $ 625,000 | $ 208,333 | $ 61,000 |
| St. Cloud, MN | 3 | $ 485,000 | $ 161,666 | $ 44,000 |
| Valdosta, GA | 3 | $ 295,000 | $ 98,333 | $ 52,000 |
| Warner Robins, GA | 3 | $ 565,000 | $ 188,333 | $ 89,000 |
| Yuba City, CA | 3 | $ 625,000 | $ 208,333 | $ 71,000 |
| Alexandria, LA | 2 | $ 320,000 | $ 160,000 | $ 75,000 |
| Atlantic City-Hammonton, NJ | 2 | $ 250,000 | $ 125,000 | $ 35,000 |
| Burlington, NC | 2 | $ 260,000 | $ 130,000 | $ 65,000 |
| California-Lexington Park, MD | 2 | $ 300,000 | $ 150,000 | $ 30,000 |
| Charlottesville, VA | 2 | $ 290,000 | $ 145,000 | $ 36,000 |
| Cheyenne, WY | 2 | $ 530,000 | $ 265,000 | $ 99,000 |
| Dothan, AL | 2 | $ 460,000 | $ 230,000 | $ 31,000 |
| El Paso, TX | 2 | $ 190,000 | $ 95,000 | $ 75,000 |
| Elmira, NY | 2 | $ 270,000 | $ 135,000 | $ 90,000 |
| Enid, OK | 2 | $ 350,000 | $ 175,000 | $ 64,000 |
| Eugene, OR | 2 | $ 360,000 | $ 180,000 | $ 60,000 |
| Farmington, NM | 2 | $ 260,000 | $ 130,000 | $ 38,000 |
| Fayetteville, NC | 2 | $ 330,000 | $ 165,000 | $ 67,000 |
| Florence, SC | 2 | $ 330,000 | $ 165,000 | $ 51,000 |
| Fort Collins, CO | 2 | $ 390,000 | $ 195,000 | $ 34,000 |
| Fort Worth-Arlington, TX | 2 | $ 400,000 | $ 200,000 | $ 123,000 |
| Gadsden, AL | 2 | $ 330,000 | $ 165,000 | $ 94,000 |
| Green Bay, WI | 2 | $ 250,000 | $ 125,000 | $ 70,000 |
| Hattiesburg, MS | 2 | $ 230,000 | $ 115,000 | $ 38,000 |
| Hickory-Lenoir-Morganton, NC | 2 | $ 370,000 | $ 185,000 | $ 26,000 |
| Hinesville, GA | 2 | $ 160,000 | $ 80,000 | $ 90,000 |
| Homosassa Springs, FL | 2 | $ 410,000 | $ 205,000 | $ 53,000 |
| Johnson City, TN | 2 | $ 390,000 | $ 195,000 | $ 62,000 |
| Jonesboro, AR | 2 | $ 260,000 | $ 130,000 | $ 50,000 |
| Kahului-Wailuku-Lahaina, HI | 2 | $ 700,000 | $ 350,000 | $ 64,000 |
| Kennewick-Richland, WA | 2 | $ 270,000 | $ 135,000 | $ 44,000 |
| Lafayette-West Lafayette, IN | 2 | $ 450,000 | $ 225,000 | $ 109,000 |
| Lansing-East Lansing, MI | 2 | $ 300,000 | $ 150,000 | $ 48,000 |
| Las Cruces, NM | 2 | $ 280,000 | $ 140,000 | $ 64,000 |
| Macon-Bibb County, GA | 2 | $ 330,000 | $ 165,000 | $ 65,000 |
| Madera, CA | 2 | $ 300,000 | $ 150,000 | $ 50,000 |
| Niles-Benton Harbor, MI | 2 | $ 250,000 | $ 125,000 | $ 23,000 |
| Ocean City, NJ | 2 | $ 400,000 | $ 200,000 | $ 67,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 2 | $ 540,000 | $ 270,000 | $ 76,000 |
| Pueblo, CO | 2 | $ 280,000 | $ 140,000 | $ 31,000 |
| Racine, WI | 2 | $ 350,000 | $ 175,000 | $ 47,000 |
| Salinas, CA | 2 | $ 760,000 | $ 380,000 | $ 83,000 |
| Shreveport-Bossier City, LA | 2 | $ 420,000 | $ 210,000 | $ 59,000 |
| Sierra Vista-Douglas, AZ | 2 | $ 450,000 | $ 225,000 | $ 113,000 |
| Sioux City, IA-NE-SD | 2 | $ 300,000 | $ 150,000 | $ 74,500 |
| South Bend-Mishawaka, IN-MI | 2 | $ 260,000 | $ 130,000 | $ 30,000 |
| Topeka, KS | 2 | $ 260,000 | $ 130,000 | $ 64,000 |
| Waterloo-Cedar Falls, IA | 2 | $ 260,000 | $ 130,000 | $ 73,000 |
| Wausau, WI | 2 | $ 360,000 | $ 180,000 | $ 94,000 |
| Winchester, VA-WV | 2 | $ 570,000 | $ 285,000 | $ 62,000 |
| Albany, GA | 1 | $ 125,000 | $ 125,000 | $ 34,000 |
| Albany, OR | 1 | $ 135,000 | $ 135,000 | $ 94,000 |
| Austin-Round Rock, TX | 1 | $ 335,000 | $ 335,000 | $ 78,000 |
| Barnstable Town, MA | 1 | $ 145,000 | $ 145,000 | $ 32,000 |
| Bellingham, WA | 1 | $ 195,000 | $ 195,000 | $ 44,000 |
| Bloomington, IL | 1 | $ 145,000 | $ 145,000 | $ 66,000 |
| Bowling Green, KY | 1 | $ 155,000 | $ 155,000 | $ 32,000 |
| Bremerton-Silverdale, WA | 1 | $ 415,000 | $ 415,000 | $ 75,000 |
| Brownsville-Harlingen, TX | 1 | $ 155,000 | $ 155,000 | $ 40,000 |
| Cape Girardeau, MO-IL | 1 | $ 105,000 | $ 105,000 | $ 20,000 |
| Carbondale-Marion, IL | 1 | $ 125,000 | $ 125,000 | $ 137,000 |
| Carson City, NV | 1 | $ 155,000 | $ 155,000 | $ 44,000 |
| Corpus Christi, TX | 1 | $ 175,000 | $ 175,000 | $ 56,000 |
| Corvallis, OR | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Cumberland, MD-WV | 1 | $ 165,000 | $ 165,000 | $ 61,000 |
| Decatur, AL | 1 | $ 165,000 | $ 165,000 | $ 68,000 |
| Dubuque, IA | 1 | $ 295,000 | $ 295,000 | $ 47,000 |
| East Stroudsburg, PA | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| Eau Claire, WI | 1 | $ 115,000 | $ 115,000 | $ 74,000 |
| Elgin, IL | 1 | $ 345,000 | $ 345,000 | $ 86,000 |
| Elizabethtown-Fort Knox, KY | 1 | $ 325,000 | $ 325,000 | $ 112,000 |
| Fairbanks, AK | 1 | $ 165,000 | $ 165,000 | $ 36,000 |
| Florence-Muscle Shoals, AL | 1 | $ 185,000 | $ 185,000 | $ 50,000 |
| Gainesville, FL | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Gettysburg, PA | 1 | $ 125,000 | $ 125,000 | $ 26,000 |
| Goldsboro, NC | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| Grand Forks, ND-MN | 1 | $ 135,000 | $ 135,000 | $ 89,000 |
| Grand Island, NE | 1 | $ 155,000 | $ 155,000 | $ 61,000 |
| Grants Pass, OR | 1 | $ 265,000 | $ 265,000 | $ 50,000 |
| Greenville, NC | 1 | $ 125,000 | $ 125,000 | $ 31,000 |
| Hot Springs, AR | 1 | $ 145,000 | $ 145,000 | $ 50,000 |
| Houston-The Woodlands-Sugar Land, TX | 1 | $ 125,000 | $ 125,000 | $ 78,000 |
| Jacksonville, NC | 1 | $ 105,000 | $ 105,000 | $ 30,000 |
| Janesville-Beloit, WI | 1 | $ 145,000 | $ 145,000 | $ 34,000 |
| Kankakee, IL | 1 | $ 125,000 | $ 125,000 | $ 38,000 |
| Kokomo, IN | 1 | $ 95,000 | $ 95,000 | $ 72,000 |
| Lebanon, PA | 1 | $ 115,000 | $ 115,000 | $ 37,000 |
| Lewiston-Auburn, ME | 1 | $ 145,000 | $ 145,000 | $ 42,000 |
| Lynchburg, VA | 1 | $ 325,000 | $ 325,000 | $ 65,000 |
| Mankato-North Mankato, MN | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Mansfield, OH | 1 | $ 105,000 | $ 105,000 | $ 66,000 |
| Midland, MI | 1 | $ 205,000 | $ 205,000 | $ 36,000 |
| Missoula, MT | 1 | $ 335,000 | $ 335,000 | $ 140,000 |
| Monroe, MI | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| Morgantown, WV | 1 | $ 115,000 | $ 115,000 | $ 50,000 |
| Morristown, TN | 1 | $ 155,000 | $ 155,000 | $ 70,000 |
| Muncie, IN | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| New Bern, NC | 1 | $ 145,000 | $ 145,000 | $ 58,000 |
| Owensboro, KY | 1 | $ 275,000 | $ 275,000 | $ 82,000 |
| Pocatello, ID | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| Prescott, AZ | 1 | $ 185,000 | $ 185,000 | $ 98,000 |
| Saginaw, MI | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| San Angelo, TX | 1 | $ 115,000 | $ 115,000 | $ 276,000 |
| San Antonio-New Braunfels, TX | 1 | $ 125,000 | $ 125,000 | $ 65,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 695,000 | $ 695,000 | $ 120,000 |
| Savannah, GA | 1 | $ 145,000 | $ 145,000 | $ 61,000 |
| Sebastian-Vero Beach, FL | 1 | $ 145,000 | $ 145,000 | $ 10,000 |
| Springfield, IL | 1 | $ 75,000 | $ 75,000 | $ 97,000 |
| St. George, UT | 1 | $ 205,000 | $ 205,000 | $ 34,000 |
| State College, PA | 1 | $ 225,000 | $ 225,000 | $ 69,000 |
| Sumter, SC | 1 | $ 105,000 | $ 105,000 | $ 39,000 |
| Terre Haute, IN | 1 | $ 145,000 | $ 145,000 | $ 104,000 |
| The Villages, FL | 1 | $ 135,000 | $ 135,000 | $ 28,000 |
| Tuscaloosa, AL | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Utica-Rome, NY | 1 | $ 205,000 | $ 205,000 | $ 158,000 |
| Wheeling, WV-OH | 1 | $ 165,000 | $ 165,000 | $ 49,000 |
| Williamsport, PA | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Wilmington, NC | 1 | $ 225,000 | $ 225,000 | $ 52,000 |
Mortgage Loan Application Detail Totals for Forbright Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 1,978 | $437,040,000 | $220,000 | $5,755,000 | $69,000 | $1,320,000 |
| Home Purchase | 1,020 | $208,350,000 | $204,000 | $2,725,000 | $72,000 | $1,392,000 |
| Refinancing | 605 | $134,085,000 | $221,000 | $6,305,000 | $78,000 | $804,000 |
| Other Purpose | 29 | $3,055,000 | $105,000 | $285,000 | $43,000 | $97,000 |
| Home Improvement | 5 | $625,000 | $125,000 | $215,000 | $62,000 | $112,000 |
| Not Applicable | 2 | $600,000 | $300,000 | $505,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,953 | $394,975,000 | $202,000 | $1,735,000 | $72,000 | $1,392,000 |
| Not Provided | 845 | $169,445,000 | $200,000 | $1,855,000 | $71,000 | $1,320,000 |
| Black or African American | 498 | $98,880,000 | $198,000 | $695,000 | $67,000 | $343,000 |
| Hispanic | 196 | $42,840,000 | $218,000 | $1,895,000 | $66,000 | $543,000 |
| Asian | 71 | $20,815,000 | $293,000 | $1,225,000 | $88,000 | $372,000 |
| Not applicable | 48 | $50,850,000 | $1,059,000 | $6,305,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 16 | $3,880,000 | $242,000 | $615,000 | $75,000 | $194,000 |
| American Indian or Alaskan Native | 12 | $2,070,000 | $172,000 | $325,000 | $90,000 | $203,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,333 | $247,785,000 | $185,000 | $885,000 | $63,000 | $295,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,297 | $328,515,000 | $253,000 | $6,305,000 | $85,000 | $1,392,000 |
| VA-guaranteed (Veterans Administration) | 874 | $188,010,000 | $215,000 | $1,435,000 | $66,000 | $455,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 135 | $19,445,000 | $144,000 | $585,000 | $46,000 | $102,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,447 | $332,035,000 | $229,000 | $6,305,000 | $72,000 | $1,392,000 |
| Application Withdrawn By Applicant | 790 | $157,960,000 | $199,000 | $1,855,000 | $74,000 | $1,320,000 |
| Application Denied By Financial Institution | 692 | $139,400,000 | $201,000 | $1,435,000 | $63,000 | $746,000 |
| File Closed For Incompleteness | 629 | $137,095,000 | $217,000 | $1,895,000 | $74,000 | $543,000 |
| Application Approved But Not Accepted | 78 | $16,480,000 | $211,000 | $985,000 | $70,000 | $296,000 |
| Loan Purchased By The Institution | 3 | $785,000 | $261,000 | $505,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,947 | $644,355,000 | $218,000 | $6,305,000 | $73,000 | $1,392,000 |
| Debt-To-Income Ratio | 210 | $50,320,000 | $239,000 | $1,435,000 | $52,000 | $276,000 |
| Collateral | 199 | $35,805,000 | $179,000 | $945,000 | $64,000 | $680,000 |
| Credit History | 122 | $23,120,000 | $189,000 | $635,000 | $74,000 | $247,000 |
| Credit Application Incomplete | 58 | $11,330,000 | $195,000 | $455,000 | $66,000 | $190,000 |
| Other | 54 | $9,750,000 | $180,000 | $585,000 | $60,000 | $209,000 |
| Unverifiable Information | 26 | $4,930,000 | $189,000 | $405,000 | $63,000 | $193,000 |
| Employment History | 14 | $2,610,000 | $186,000 | $415,000 | $98,000 | $746,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $1,535,000 | $170,000 | $325,000 | $56,000 | $101,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Forbright Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Forbright Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.
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