Countrywide Home Loans Mortgage Lending & HMDA Data, 2004

In 2004, Countrywide Home Loans of Westlake Village, CA reported 2,095,135 mortgage applications totaling $389.0 billion, down 26% from 2003. The average application was for $185,673, and applicants reported an average income of $69,414. 41% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (103,588), Riverside-San Bernardino-Ontario, CA (74,987) and Chicago-Naperville-Joliet, IL (61,879) (applications in parentheses).

Mortgage Company & Address Countrywide Home Loans
30930 Russell Ranch Road Ms Wlrr-148
Westlake Village, CA 91362
Tel #: available with data download
Federal Regulator * available with data download
Years 2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,095,135
Total Mortgage Loan Application Amount $389,010,507,000
Average Mortgage Loan Application Amount $185,673
Highest Mortgage Loan Application Amount $62,453,000
Average Applicant Income $69,414
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Countrywide Home Loans filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Countrywide Home Loans by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 103,588 $ 30,883,627,000 $ 298,139 $ 92,000
Clark, Nevada 45,866 $ 9,535,565,000 $ 207,900 $ 70,000
Maricopa, Arizona 44,838 $ 7,016,526,000 $ 156,486 $ 60,000
Riverside, California 41,079 $ 9,575,927,000 $ 233,110 $ 78,000
San Diego, California 40,004 $ 13,013,622,000 $ 325,308 $ 97,000
Cook, Illinois 38,409 $ 7,548,374,000 $ 196,526 $ 67,000
San Bernardino, California 33,908 $ 6,637,767,000 $ 195,758 $ 69,000
Orange, California 32,445 $ 11,911,081,000 $ 367,116 $ 120,000
Harris, Texas 27,660 $ 3,140,208,000 $ 113,528 $ 61,000
Sacramento, California 23,607 $ 5,104,558,000 $ 216,230 $ 72,000
Miami-Dade, Florida 19,899 $ 3,588,847,000 $ 180,353 $ 84,000
King, Washington 18,844 $ 4,449,443,000 $ 236,119 $ 77,000
Wayne, Michigan 17,225 $ 2,097,657,000 $ 121,779 $ 50,000
Broward, Florida 16,666 $ 3,151,586,000 $ 189,102 $ 77,000
Santa Clara, California 14,146 $ 5,574,078,000 $ 394,039 $ 136,000
Ventura, California 12,922 $ 4,396,789,000 $ 340,256 $ 108,000
Alameda, California 12,726 $ 4,266,431,000 $ 335,253 $ 106,000
Contra Costa, California 12,532 $ 4,194,116,000 $ 334,672 $ 104,000
Kern, California 12,396 $ 1,755,317,000 $ 141,603 $ 57,000
Oakland, Michigan 12,176 $ 2,283,276,000 $ 187,522 $ 76,000
Salt Lake, Utah 11,659 $ 1,807,674,000 $ 155,045 $ 75,000
Dallas, Texas 11,003 $ 1,415,091,000 $ 128,609 $ 64,000
Fresno, California 10,772 $ 1,769,235,000 $ 164,243 $ 76,000
Palm Beach, Florida 10,224 $ 2,080,929,000 $ 203,533 $ 78,000
Fairfax, Virginia 10,202 $ 2,935,844,000 $ 287,771 $ 93,000
Suffolk, New York 10,135 $ 2,582,230,000 $ 254,783 $ 87,000
Middlesex, Massachusetts 10,131 $ 2,745,618,000 $ 271,011 $ 91,000
San Joaquin, California 10,024 $ 2,263,437,000 $ 225,801 $ 81,000
Pima, Arizona 9,746 $ 1,391,916,000 $ 142,819 $ 57,000
Orange, Florida 9,669 $ 1,472,800,000 $ 152,321 $ 58,000
Tarrant, Texas 9,559 $ 1,153,166,000 $ 120,636 $ 66,000
Hennepin, Minnesota 8,402 $ 1,654,424,000 $ 196,908 $ 72,000
Pierce, Washington 8,353 $ 1,384,840,000 $ 165,789 $ 60,000
Honolulu, Hawaii 8,326 $ 2,141,431,000 $ 257,198 $ 84,000
St. Louis, Missouri 8,181 $ 1,153,644,000 $ 141,015 $ 60,000
Bexar, Texas 8,144 $ 919,168,000 $ 112,864 $ 57,000
Philadelphia, Pennsylvania 7,955 $ 821,407,000 $ 103,256 $ 49,000
Hillsborough, Florida 7,901 $ 1,118,817,000 $ 141,604 $ 59,000
Prince George's, Maryland 7,849 $ 1,529,040,000 $ 194,806 $ 65,000
DuPage, Illinois 7,812 $ 1,652,613,000 $ 211,548 $ 79,000
Macomb, Michigan 7,715 $ 1,110,376,000 $ 143,924 $ 58,000
Arapahoe, Colorado 7,607 $ 1,441,268,000 $ 189,466 $ 69,000
Snohomish, Washington 7,415 $ 1,448,473,000 $ 195,343 $ 64,000
Denver, Colorado 7,258 $ 1,319,571,000 $ 181,809 $ 59,000
Montgomery, Maryland 7,239 $ 1,936,624,000 $ 267,526 $ 86,000
Fairfield, Connecticut 7,194 $ 2,044,668,000 $ 284,218 $ 100,000
Jefferson, Colorado 7,162 $ 1,409,456,000 $ 196,796 $ 68,000
Multnomah, Oregon 6,965 $ 1,148,161,000 $ 164,847 $ 65,000
El Paso, Colorado 6,921 $ 1,113,850,000 $ 160,937 $ 57,000
Lee, Florida 6,870 $ 1,123,388,000 $ 163,520 $ 62,000
Travis, Texas 6,862 $ 1,069,336,000 $ 155,834 $ 75,000
Mecklenburg, North Carolina 6,795 $ 1,027,029,000 $ 151,144 $ 56,000
Queens, New York 6,703 $ 1,921,037,000 $ 286,593 $ 78,000
Hartford, Connecticut 6,698 $ 1,038,323,000 $ 155,019 $ 60,000
Fulton, Georgia 6,692 $ 1,334,659,000 $ 199,440 $ 80,000
Marion, Indiana 6,663 $ 738,467,000 $ 110,831 $ 47,000
Nassau, New York 6,523 $ 1,908,543,000 $ 292,586 $ 104,000
Stanislaus, California 6,520 $ 1,249,515,000 $ 191,643 $ 70,000
Duval, Florida 6,514 $ 849,494,000 $ 130,410 $ 53,000
New Haven, Connecticut 6,498 $ 1,095,858,000 $ 168,645 $ 64,000
Jackson, Missouri 6,406 $ 726,935,000 $ 113,477 $ 61,000
Franklin, Ohio 6,397 $ 813,167,000 $ 127,116 $ 55,000
Collin, Texas 6,289 $ 939,112,000 $ 149,326 $ 78,000
Gwinnett, Georgia 6,258 $ 973,181,000 $ 155,509 $ 59,000
Essex, Massachusetts 6,218 $ 1,519,200,000 $ 244,322 $ 79,000
Middlesex, New Jersey 6,170 $ 1,350,527,000 $ 218,886 $ 86,000
Will, Illinois 6,125 $ 1,086,635,000 $ 177,409 $ 66,000
Jefferson, Kentucky 6,066 $ 788,151,000 $ 129,929 $ 53,000
Milwaukee, Wisconsin 5,974 $ 701,303,000 $ 117,392 $ 53,000
Adams, Colorado 5,885 $ 985,666,000 $ 167,487 $ 57,000
Davidson, Tennessee 5,850 $ 766,529,000 $ 131,030 $ 54,000
Lake, Illinois 5,808 $ 1,256,433,000 $ 216,327 $ 77,000
Pinellas, Florida 5,791 $ 864,152,000 $ 149,223 $ 65,000
Cuyahoga, Ohio 5,655 $ 695,166,000 $ 122,929 $ 55,000
Placer, California 5,633 $ 1,610,523,000 $ 285,908 $ 109,000
Solano, California 5,617 $ 1,434,741,000 $ 255,428 $ 87,000
Ocean, New Jersey 5,588 $ 1,109,320,000 $ 198,518 $ 78,000
Denton, Texas 5,577 $ 796,774,000 $ 142,867 $ 77,000
Bernalillo, New Mexico 5,497 $ 737,905,000 $ 134,237 $ 56,000
Fort Bend, Texas 5,465 $ 726,335,000 $ 132,906 $ 74,000
Ada, Idaho 5,404 $ 740,847,000 $ 137,092 $ 56,000
Monmouth, New Jersey 5,384 $ 1,337,458,000 $ 248,413 $ 93,000
DeKalb, Georgia 5,336 $ 777,298,000 $ 145,670 $ 66,000
Worcester, Massachusetts 5,325 $ 1,048,919,000 $ 196,980 $ 66,000
Sonoma, California 5,311 $ 1,587,060,000 $ 298,825 $ 102,000
Brevard, Florida 5,310 $ 717,455,000 $ 135,113 $ 62,000
Suffolk, Massachusetts 5,295 $ 1,462,563,000 $ 276,215 $ 95,000
Douglas, Colorado 5,285 $ 1,252,118,000 $ 236,919 $ 90,000
Allegheny, Pennsylvania 5,285 $ 567,855,000 $ 107,446 $ 57,000
Kent, Michigan 5,274 $ 685,034,000 $ 129,888 $ 50,000
Prince William, Virginia 5,269 $ 1,251,576,000 $ 237,535 $ 79,000
Washoe, Nevada 5,210 $ 1,044,109,000 $ 200,404 $ 75,000
Wake, North Carolina 5,193 $ 847,528,000 $ 163,205 $ 58,000
Washington, Oregon 5,167 $ 886,509,000 $ 171,571 $ 65,000
Baltimore, Maryland 5,138 $ 842,190,000 $ 163,913 $ 60,000
Cobb, Georgia 5,113 $ 826,998,000 $ 161,744 $ 62,000
Shelby, Tennessee 5,053 $ 675,973,000 $ 133,776 $ 61,000
Bergen, New Jersey 5,016 $ 1,516,339,000 $ 302,300 $ 118,000
Montgomery, Pennsylvania 5,007 $ 970,134,000 $ 193,755 $ 83,000
Jefferson, Alabama 4,845 $ 616,279,000 $ 127,198 $ 53,000
Utah, Utah 4,840 $ 757,609,000 $ 156,530 $ 59,000
Tulare, California 4,838 $ 642,464,000 $ 132,795 $ 56,000
San Mateo, California 4,768 $ 2,061,643,000 $ 432,391 $ 138,000
Johnson, Kansas 4,655 $ 806,677,000 $ 173,292 $ 77,000
Kane, Illinois 4,636 $ 818,638,000 $ 176,582 $ 76,000
Oklahoma, Oklahoma 4,603 $ 501,287,000 $ 108,904 $ 55,000
Anne Arundel, Maryland 4,582 $ 984,635,000 $ 214,891 $ 73,000
Norfolk, Massachusetts 4,446 $ 1,222,072,000 $ 274,869 $ 96,000
Clark, Washington 4,403 $ 705,174,000 $ 160,157 $ 68,000
Larimer, Colorado 4,399 $ 798,938,000 $ 181,618 $ 68,000
Essex, New Jersey 4,348 $ 988,045,000 $ 227,241 $ 82,000
Union, New Jersey 4,206 $ 1,010,602,000 $ 240,276 $ 80,000
Bucks, Pennsylvania 4,181 $ 834,513,000 $ 199,596 $ 79,000
Camden, New Jersey 4,171 $ 581,794,000 $ 139,485 $ 65,000
Hamilton, Ohio 4,164 $ 570,337,000 $ 136,968 $ 59,000
Burlington, New Jersey 4,128 $ 732,036,000 $ 177,334 $ 68,000
Santa Barbara, California 4,120 $ 1,504,552,000 $ 365,182 $ 119,000
Plymouth, Massachusetts 4,098 $ 940,850,000 $ 229,587 $ 78,000
Mohave, Arizona 4,040 $ 526,397,000 $ 130,296 $ 74,000
Providence, Rhode Island 4,024 $ 715,691,000 $ 177,855 $ 62,000
Kings, New York 3,992 $ 1,162,188,000 $ 291,129 $ 82,000
Tulsa, Oklahoma 3,951 $ 441,274,000 $ 111,686 $ 53,000
Hillsborough, New Hampshire 3,903 $ 722,572,000 $ 185,132 $ 74,000
Volusia, Florida 3,866 $ 484,167,000 $ 125,237 $ 54,000
Sarasota, Florida 3,783 $ 696,371,000 $ 184,079 $ 76,000
Dane, Wisconsin 3,734 $ 651,000,000 $ 174,343 $ 69,000
Pasco, Florida 3,668 $ 468,205,000 $ 127,645 $ 57,000
Polk, Florida 3,660 $ 400,485,000 $ 109,422 $ 52,000
Monterey, California 3,611 $ 1,211,173,000 $ 335,412 $ 112,000
Loudoun, Virginia 3,589 $ 1,073,719,000 $ 299,169 $ 91,000
Williamson, Texas 3,586 $ 471,306,000 $ 131,429 $ 66,000
Madison, Alabama 3,564 $ 448,567,000 $ 125,860 $ 52,000
Clackamas, Oregon 3,545 $ 704,867,000 $ 198,834 $ 70,000
Weld, Colorado 3,541 $ 590,114,000 $ 166,651 $ 57,000
St. Charles, Missouri 3,490 $ 508,689,000 $ 145,756 $ 64,000
Atlantic, New Jersey 3,485 $ 574,738,000 $ 164,917 $ 65,000
Virginia Beach, Virginia 3,467 $ 552,059,000 $ 159,232 $ 54,000
El Paso, Texas 3,466 $ 295,539,000 $ 85,268 $ 52,000
Kitsap, Washington 3,427 $ 593,261,000 $ 173,113 $ 66,000
Dakota, Minnesota 3,419 $ 652,445,000 $ 190,829 $ 72,000
San Francisco, California 3,386 $ 1,501,543,000 $ 443,456 $ 140,000
Pinal, Arizona 3,342 $ 438,895,000 $ 131,327 $ 58,000
Genesee, Michigan 3,338 $ 395,508,000 $ 118,486 $ 52,000
Collier, Florida 3,329 $ 739,555,000 $ 222,155 $ 82,000
New Castle, Delaware 3,299 $ 528,257,000 $ 160,126 $ 62,000
Ramsey, Minnesota 3,280 $ 545,357,000 $ 166,267 $ 58,000
Seminole, Florida 3,253 $ 509,569,000 $ 156,645 $ 62,000
Montgomery, Texas 3,208 $ 425,484,000 $ 132,632 $ 75,000
Spokane, Washington 3,176 $ 362,098,000 $ 114,010 $ 51,000
Jefferson, Louisiana 3,173 $ 388,549,000 $ 122,454 $ 52,000
Westchester, New York 3,151 $ 1,062,610,000 $ 337,229 $ 113,000
Rockingham, New Hampshire 3,131 $ 654,684,000 $ 209,097 $ 77,000
Morris, New Jersey 3,109 $ 852,952,000 $ 274,349 $ 106,000
Yavapai, Arizona 3,099 $ 465,334,000 $ 150,156 $ 70,000
Davis, Utah 3,063 $ 444,054,000 $ 144,973 $ 57,000
San Luis Obispo, California 3,052 $ 897,517,000 $ 294,075 $ 103,000
Mercer, New Jersey 3,048 $ 545,037,000 $ 178,817 $ 77,000
Delaware, Pennsylvania 3,032 $ 451,913,000 $ 149,047 $ 61,000
Passaic, New Jersey 3,016 $ 707,577,000 $ 234,607 $ 83,000
Lake, Indiana 2,980 $ 329,640,000 $ 110,617 $ 50,000
Summit, Ohio 2,970 $ 361,809,000 $ 121,821 $ 56,000
Osceola, Florida 2,965 $ 413,318,000 $ 139,398 $ 56,000
Okaloosa, Florida 2,957 $ 561,601,000 $ 189,922 $ 74,000
Anoka, Minnesota 2,957 $ 522,435,000 $ 176,677 $ 65,000
Montgomery, Ohio 2,954 $ 331,789,000 $ 112,318 $ 48,000
Chester, Pennsylvania 2,951 $ 623,808,000 $ 211,388 $ 85,000
Hamilton, Indiana 2,935 $ 518,452,000 $ 176,644 $ 69,000
Gloucester, New Jersey 2,933 $ 463,018,000 $ 157,864 $ 66,000
Merced, California 2,915 $ 523,131,000 $ 179,461 $ 69,000
Hudson, New Jersey 2,912 $ 697,743,000 $ 239,609 $ 90,000
Bristol, Massachusetts 2,908 $ 602,955,000 $ 207,343 $ 76,000
District of Columbia, District Of Columbia 2,885 $ 669,789,000 $ 232,162 $ 86,000
El Dorado, California 2,876 $ 774,049,000 $ 269,140 $ 107,000
McHenry, Illinois 2,847 $ 512,839,000 $ 180,133 $ 80,000
Waukesha, Wisconsin 2,847 $ 565,077,000 $ 198,481 $ 84,000
Rutherford, Tennessee 2,782 $ 315,813,000 $ 113,520 $ 46,000
Jackson, Oregon 2,774 $ 459,520,000 $ 165,652 $ 66,000
Baltimore City, Maryland 2,763 $ 286,397,000 $ 103,654 $ 49,000
Orleans, Louisiana 2,733 $ 356,876,000 $ 130,580 $ 63,000
Boulder, Colorado 2,686 $ 625,053,000 $ 232,707 $ 83,000
Hampden, Massachusetts 2,684 $ 351,809,000 $ 131,076 $ 52,000
Clay, Missouri 2,614 $ 335,487,000 $ 128,342 $ 55,000
Lane, Oregon 2,571 $ 355,261,000 $ 138,180 $ 51,000
Bay, Florida 2,559 $ 464,807,000 $ 181,636 $ 90,000
Richmond, New York 2,549 $ 659,528,000 $ 258,739 $ 80,000
Lehigh, Pennsylvania 2,542 $ 309,428,000 $ 121,726 $ 54,000
Frederick, Maryland 2,528 $ 531,186,000 $ 210,121 $ 70,000
Hawaii, Hawaii 2,517 $ 595,734,000 $ 236,684 $ 88,000
Washtenaw, Michigan 2,451 $ 461,550,000 $ 188,310 $ 74,000
Somerset, New Jersey 2,450 $ 626,621,000 $ 255,763 $ 105,000
Knox, Tennessee 2,433 $ 302,252,000 $ 124,230 $ 53,000
Fayette, Kentucky 2,410 $ 329,494,000 $ 136,719 $ 65,000
Butler, Ohio 2,396 $ 323,184,000 $ 134,884 $ 59,000
Cumberland, Maine 2,359 $ 440,785,000 $ 186,852 $ 81,000
Charleston, South Carolina 2,351 $ 448,608,000 $ 190,815 $ 67,000
Chesterfield, Virginia 2,328 $ 341,478,000 $ 146,682 $ 57,000
Weber, Utah 2,313 $ 291,994,000 $ 126,240 $ 49,000
St. Louis City, Missouri 2,277 $ 227,054,000 $ 99,716 $ 52,000
Henrico, Virginia 2,273 $ 343,393,000 $ 151,074 $ 54,000
Ingham, Michigan 2,243 $ 256,247,000 $ 114,242 $ 55,000
Manatee, Florida 2,241 $ 407,777,000 $ 181,962 $ 70,000
Williamson, Tennessee 2,204 $ 469,423,000 $ 212,986 $ 84,000
Mobile, Alabama 2,197 $ 230,970,000 $ 105,129 $ 46,000
Howard, Maryland 2,197 $ 558,232,000 $ 254,088 $ 95,000
Ottawa, Michigan 2,190 $ 308,534,000 $ 140,883 $ 56,000
Galveston, Texas 2,187 $ 257,352,000 $ 117,673 $ 79,000
Westmoreland, Pennsylvania 2,177 $ 252,944,000 $ 116,189 $ 55,000
Barnstable, Massachusetts 2,172 $ 558,989,000 $ 257,361 $ 110,000
Clayton, Georgia 2,169 $ 241,484,000 $ 111,334 $ 44,000
Canyon, Idaho 2,168 $ 222,198,000 $ 102,489 $ 45,000
Erie, New York 2,165 $ 232,548,000 $ 107,412 $ 57,000
Nueces, Texas 2,155 $ 236,668,000 $ 109,822 $ 65,000
Lake, Florida 2,148 $ 301,648,000 $ 140,432 $ 58,000
Livingston, Michigan 2,147 $ 400,544,000 $ 186,559 $ 73,000
Horry, South Carolina 2,123 $ 261,861,000 $ 123,344 $ 76,000
Brazoria, Texas 2,108 $ 267,971,000 $ 127,120 $ 72,000
Harford, Maryland 2,103 $ 374,862,000 $ 178,251 $ 64,000
Marion, Oregon 2,103 $ 281,766,000 $ 133,982 $ 60,000
Jefferson, Missouri 2,100 $ 253,103,000 $ 120,525 $ 50,000
Douglas, Nebraska 2,083 $ 249,213,000 $ 119,641 $ 58,000
York, Pennsylvania 2,079 $ 261,532,000 $ 125,797 $ 56,000
St. Tammany, Louisiana 2,054 $ 286,993,000 $ 139,723 $ 59,000
Escambia, Florida 2,050 $ 231,010,000 $ 112,687 $ 57,000
Marin, California 2,044 $ 938,824,000 $ 459,307 $ 171,000
Monroe, New York 2,040 $ 220,074,000 $ 107,879 $ 53,000
Shelby, Alabama 2,036 $ 305,004,000 $ 149,805 $ 62,000
Lancaster, Pennsylvania 2,029 $ 252,301,000 $ 124,347 $ 50,000
Guilford, North Carolina 2,021 $ 274,817,000 $ 135,980 $ 56,000
St. Lucie, Florida 2,020 $ 287,804,000 $ 142,477 $ 59,000
Monroe, Pennsylvania 2,020 $ 304,745,000 $ 150,863 $ 64,000
Maui, Hawaii 2,016 $ 657,272,000 $ 326,027 $ 135,000
Santa Rosa, Florida 2,007 $ 279,753,000 $ 139,388 $ 64,000
Yolo, California 2,005 $ 483,001,000 $ 240,898 $ 88,000
Orange, New York 1,997 $ 384,083,000 $ 192,329 $ 80,000
Northampton, Pennsylvania 1,987 $ 291,173,000 $ 146,539 $ 63,000
Thurston, Washington 1,964 $ 307,877,000 $ 156,760 $ 59,000
Deschutes, Oregon 1,957 $ 340,256,000 $ 173,866 $ 79,000
Washington, Utah 1,957 $ 282,751,000 $ 144,481 $ 65,000
Berks, Pennsylvania 1,927 $ 235,846,000 $ 122,390 $ 56,000
Butte, California 1,915 $ 325,082,000 $ 169,755 $ 62,000
Cherokee, Georgia 1,900 $ 308,645,000 $ 162,444 $ 69,000
Pueblo, Colorado 1,894 $ 207,824,000 $ 109,727 $ 54,000
Mesa, Colorado 1,879 $ 254,293,000 $ 135,334 $ 57,000
Washington, Minnesota 1,863 $ 396,354,000 $ 212,750 $ 78,000
Montgomery, Alabama 1,856 $ 194,212,000 $ 104,640 $ 51,000
Winnebago, Illinois 1,851 $ 177,231,000 $ 95,748 $ 42,000
Cape May, New Jersey 1,845 $ 511,139,000 $ 277,040 $ 109,000
Santa Cruz, California 1,841 $ 673,336,000 $ 365,744 $ 118,000
Henry, Georgia 1,793 $ 272,489,000 $ 151,973 $ 57,000
Brown, Wisconsin 1,789 $ 239,739,000 $ 134,007 $ 60,000
Anchorage, Alaska 1,779 $ 353,511,000 $ 198,713 $ 71,000
New London, Connecticut 1,764 $ 292,124,000 $ 165,603 $ 64,000
Stark, Ohio 1,757 $ 187,969,000 $ 106,982 $ 48,000
Hamilton, Tennessee 1,741 $ 200,554,000 $ 115,194 $ 64,000
East Baton Rouge, Louisiana 1,735 $ 207,260,000 $ 119,458 $ 58,000
Charles, Maryland 1,723 $ 356,732,000 $ 207,041 $ 74,000
Cleveland, Oklahoma 1,711 $ 190,744,000 $ 111,481 $ 56,000
Kootenai, Idaho 1,700 $ 234,898,000 $ 138,175 $ 64,000
Racine, Wisconsin 1,694 $ 216,836,000 $ 128,002 $ 51,000
Onondaga, New York 1,690 $ 168,543,000 $ 99,729 $ 52,000
Kent, Rhode Island 1,674 $ 291,770,000 $ 174,295 $ 65,000
Sedgwick, Kansas 1,670 $ 158,404,000 $ 94,852 $ 46,000
Shawnee, Kansas 1,657 $ 166,645,000 $ 100,570 $ 45,000
Madera, California 1,643 $ 272,889,000 $ 166,091 $ 73,000
Hidalgo, Texas 1,638 $ 182,805,000 $ 111,602 $ 70,000
Bronx, New York 1,627 $ 391,419,000 $ 240,577 $ 77,000
York, Maine 1,610 $ 298,806,000 $ 185,593 $ 70,000
Chesapeake, Virginia 1,603 $ 262,801,000 $ 163,943 $ 61,000
DeSoto, Mississippi 1,595 $ 190,508,000 $ 119,440 $ 56,000
Warren, Ohio 1,588 $ 268,133,000 $ 168,849 $ 68,000
Litchfield, Connecticut 1,585 $ 284,753,000 $ 179,654 $ 74,000
Pulaski, Arkansas 1,566 $ 206,375,000 $ 131,784 $ 59,000
Muskegon, Michigan 1,554 $ 160,013,000 $ 102,968 $ 45,000
Charlotte, Florida 1,542 $ 213,582,000 $ 138,509 $ 59,000
Coconino, Arizona 1,537 $ 270,529,000 $ 176,011 $ 72,000
Marion, Florida 1,529 $ 162,413,000 $ 106,221 $ 45,000
Polk, Iowa 1,529 $ 175,716,000 $ 114,922 $ 50,000
Greenville, South Carolina 1,516 $ 204,690,000 $ 135,019 $ 59,000
Shasta, California 1,499 $ 244,590,000 $ 163,168 $ 65,000
Onslow, North Carolina 1,486 $ 167,207,000 $ 112,521 $ 60,000
Lucas, Ohio 1,485 $ 159,913,000 $ 107,685 $ 52,000
Hendricks, Indiana 1,480 $ 205,118,000 $ 138,593 $ 59,000
Cumberland, North Carolina 1,468 $ 155,714,000 $ 106,072 $ 48,000
Clay, Florida 1,467 $ 211,660,000 $ 144,280 $ 75,000
Flagler, Florida 1,467 $ 205,571,000 $ 140,130 $ 77,000
Linn, Iowa 1,462 $ 158,392,000 $ 108,339 $ 48,000
Buncombe, North Carolina 1,441 $ 207,688,000 $ 144,127 $ 61,000
Humboldt, California 1,437 $ 252,883,000 $ 175,979 $ 66,000
New Hanover, North Carolina 1,435 $ 231,895,000 $ 161,599 $ 70,000
Lake, Ohio 1,429 $ 183,263,000 $ 128,245 $ 53,000
Sumner, Tennessee 1,412 $ 198,023,000 $ 140,242 $ 60,000
Richland, South Carolina 1,408 $ 169,562,000 $ 120,427 $ 51,000
St. Johns, Florida 1,406 $ 281,622,000 $ 200,300 $ 80,000
Scott, Minnesota 1,405 $ 293,570,000 $ 208,946 $ 86,000
Kenosha, Wisconsin 1,405 $ 199,665,000 $ 142,110 $ 52,000
Dutchess, New York 1,402 $ 297,587,000 $ 212,258 $ 77,000
St. Joseph, Indiana 1,375 $ 134,983,000 $ 98,169 $ 49,000
Imperial, California 1,374 $ 188,472,000 $ 137,170 $ 62,000
Sussex, New Jersey 1,371 $ 265,700,000 $ 193,800 $ 77,000
Madison, Illinois 1,355 $ 137,088,000 $ 101,171 $ 47,000
Middlesex, Connecticut 1,354 $ 258,030,000 $ 190,568 $ 79,000
Lorain, Ohio 1,352 $ 195,582,000 $ 144,661 $ 62,000
Alachua, Florida 1,345 $ 170,209,000 $ 126,549 $ 61,000
Walton, Florida 1,341 $ 390,135,000 $ 290,928 $ 123,000
Greene, Missouri 1,334 $ 134,257,000 $ 100,642 $ 46,000
Cochise, Arizona 1,328 $ 156,580,000 $ 117,906 $ 52,000
Clark, Indiana 1,324 $ 142,278,000 $ 107,460 $ 46,000
Rockland, New York 1,324 $ 365,068,000 $ 275,731 $ 103,000
Baldwin, Alabama 1,321 $ 228,282,000 $ 172,809 $ 76,000
Kenton, Kentucky 1,318 $ 158,160,000 $ 120,000 $ 55,000
Spotsylvania, Virginia 1,316 $ 249,252,000 $ 189,401 $ 65,000
Stafford, Virginia 1,288 $ 290,409,000 $ 225,472 $ 77,000
Union, North Carolina 1,282 $ 235,549,000 $ 183,735 $ 70,000
Boone, Missouri 1,277 $ 130,977,000 $ 102,566 $ 47,000
Sussex, Delaware 1,257 $ 268,946,000 $ 213,958 $ 102,000
Santa Fe, New Mexico 1,255 $ 262,816,000 $ 209,415 $ 79,000
Chatham, Georgia 1,245 $ 181,016,000 $ 145,394 $ 59,000
Caddo, Louisiana 1,242 $ 127,891,000 $ 102,971 $ 53,000
Kings, California 1,239 $ 160,480,000 $ 129,523 $ 59,000
Clermont, Ohio 1,238 $ 175,249,000 $ 141,558 $ 56,000
York, South Carolina 1,238 $ 177,513,000 $ 143,386 $ 56,000
Paulding, Georgia 1,232 $ 154,285,000 $ 125,231 $ 47,000
Napa, California 1,230 $ 421,549,000 $ 342,722 $ 119,000
Hernando, Florida 1,226 $ 132,383,000 $ 107,979 $ 49,000
Forsyth, North Carolina 1,226 $ 156,291,000 $ 127,480 $ 57,000
Lancaster, Nebraska 1,225 $ 150,844,000 $ 123,137 $ 51,000
Douglas, Kansas 1,200 $ 165,711,000 $ 138,092 $ 60,000
Durham, North Carolina 1,198 $ 165,046,000 $ 137,767 $ 61,000
Nevada, California 1,195 $ 302,466,000 $ 253,109 $ 116,000
Dauphin, Pennsylvania 1,179 $ 132,790,000 $ 112,629 $ 53,000
Forsyth, Georgia 1,175 $ 231,499,000 $ 197,020 $ 79,000
Jackson, Michigan 1,170 $ 133,485,000 $ 114,089 $ 51,000
Sutter, California 1,168 $ 199,705,000 $ 170,980 $ 71,000
Bell, Texas 1,158 $ 114,782,000 $ 99,120 $ 54,000
Allen, Indiana 1,147 $ 111,366,000 $ 97,093 $ 50,000
Whatcom, Washington 1,140 $ 197,709,000 $ 173,428 $ 67,000
Randall, Texas 1,134 $ 109,401,000 $ 96,473 $ 55,000
Sandoval, New Mexico 1,128 $ 153,113,000 $ 135,738 $ 59,000
Cache, Utah 1,128 $ 138,551,000 $ 122,828 $ 48,000
Kendall, Illinois 1,127 $ 208,850,000 $ 185,314 $ 69,000
Wright, Minnesota 1,124 $ 201,228,000 $ 179,028 $ 68,000
Johnson, Indiana 1,119 $ 146,711,000 $ 131,109 $ 62,000
Norfolk, Virginia 1,104 $ 136,919,000 $ 124,020 $ 50,000
Eagle, Colorado 1,101 $ 368,338,000 $ 334,548 $ 139,000
Hinds, Mississippi 1,095 $ 111,483,000 $ 101,810 $ 51,000
Gallatin, Montana 1,095 $ 190,271,000 $ 173,763 $ 82,000
Outagamie, Wisconsin 1,095 $ 136,075,000 $ 124,269 $ 58,000
Tuscaloosa, Alabama 1,092 $ 141,429,000 $ 129,513 $ 57,000
Kalamazoo, Michigan 1,087 $ 131,022,000 $ 120,535 $ 54,000
Carroll, Maryland 1,072 $ 230,481,000 $ 215,000 $ 78,000
Iredell, North Carolina 1,072 $ 169,317,000 $ 157,944 $ 54,000
Delaware, Ohio 1,070 $ 218,317,000 $ 204,034 $ 73,000
Douglas, Georgia 1,062 $ 148,601,000 $ 139,925 $ 53,000
Hall, Georgia 1,059 $ 162,140,000 $ 153,106 $ 67,000
Wyandotte, Kansas 1,057 $ 96,730,000 $ 91,513 $ 46,000
Merrimack, New Hampshire 1,045 $ 168,985,000 $ 161,708 $ 69,000
Boone, Kentucky 1,043 $ 152,124,000 $ 145,852 $ 59,000
St. Clair, Michigan 1,043 $ 150,129,000 $ 143,939 $ 56,000
Hays, Texas 1,038 $ 133,699,000 $ 128,804 $ 68,000
Luzerne, Pennsylvania 1,037 $ 94,960,000 $ 91,571 $ 45,000
Gaston, North Carolina 1,036 $ 121,166,000 $ 116,955 $ 54,000
Alexandria, Virginia 1,034 $ 242,332,000 $ 234,363 $ 83,000
Clark, Ohio 1,022 $ 99,947,000 $ 97,795 $ 48,000
Fayette, Georgia 1,005 $ 199,928,000 $ 198,933 $ 79,000
Leon, Florida 995 $ 126,395,000 $ 127,030 $ 67,000
Webb, Texas 994 $ 99,659,000 $ 100,260 $ 58,000
Cabarrus, North Carolina 993 $ 132,866,000 $ 133,802 $ 53,000
Trumbull, Ohio 993 $ 95,526,000 $ 96,199 $ 51,000
Monroe, Florida 987 $ 387,042,000 $ 392,139 $ 126,000
Arlington, Virginia 987 $ 283,405,000 $ 287,137 $ 96,000
Butler, Pennsylvania 979 $ 124,208,000 $ 126,872 $ 55,000
Yakima, Washington 979 $ 109,513,000 $ 111,862 $ 53,000
Newton, Georgia 978 $ 120,941,000 $ 123,661 $ 45,000
Albany, New York 978 $ 123,282,000 $ 126,055 $ 60,000
Cameron, Texas 975 $ 93,100,000 $ 95,487 $ 59,000
Berrien, Michigan 973 $ 115,537,000 $ 118,743 $ 59,000
Harrison, Mississippi 970 $ 112,303,000 $ 115,776 $ 63,000
Platte, Missouri 968 $ 163,445,000 $ 168,848 $ 73,000
Windham, Connecticut 966 $ 143,647,000 $ 148,702 $ 56,000
Beaufort, South Carolina 963 $ 200,438,000 $ 208,139 $ 81,000
Yuba, California 961 $ 158,452,000 $ 164,882 $ 63,000
Porter, Indiana 960 $ 124,770,000 $ 129,968 $ 57,000
Calhoun, Michigan 957 $ 95,510,000 $ 99,801 $ 45,000
Mahoning, Ohio 956 $ 94,379,000 $ 98,722 $ 48,000
Spartanburg, South Carolina 956 $ 105,385,000 $ 110,235 $ 46,000
Cass, Missouri 954 $ 117,249,000 $ 122,902 $ 58,000
Lexington, South Carolina 954 $ 117,229,000 $ 122,881 $ 54,000
Washington, Maryland 953 $ 158,538,000 $ 166,356 $ 65,000
Berkeley, South Carolina 948 $ 121,590,000 $ 128,259 $ 57,000
Washington, Pennsylvania 944 $ 110,458,000 $ 117,010 $ 55,000
Benton, Washington 942 $ 122,628,000 $ 130,178 $ 60,000
Coweta, Georgia 940 $ 135,237,000 $ 143,869 $ 61,000
Franklin, Missouri 936 $ 115,635,000 $ 123,541 $ 53,000
Linn, Oregon 931 $ 106,770,000 $ 114,683 $ 54,000
St. Clair, Illinois 928 $ 102,459,000 $ 110,408 $ 49,000
Vanderburgh, Indiana 926 $ 92,662,000 $ 100,066 $ 49,000
Hunterdon, New Jersey 925 $ 256,479,000 $ 277,274 $ 116,000
Strafford, New Hampshire 924 $ 160,641,000 $ 173,853 $ 72,000
Wilson, Tennessee 919 $ 129,829,000 $ 141,272 $ 52,000
Ellis, Texas 917 $ 107,647,000 $ 117,390 $ 64,000
Miami, Ohio 910 $ 109,191,000 $ 119,990 $ 49,000
Lyon, Nevada 908 $ 126,670,000 $ 139,504 $ 65,000
Cumberland, Pennsylvania 908 $ 114,546,000 $ 126,151 $ 59,000
Newport News, Virginia 907 $ 108,409,000 $ 119,524 $ 50,000
Brazos, Texas 904 $ 94,989,000 $ 105,076 $ 70,000
Allegan, Michigan 900 $ 122,817,000 $ 136,463 $ 54,000
Richmond City, Virginia 898 $ 112,353,000 $ 125,114 $ 58,000
Washington, Wisconsin 895 $ 150,192,000 $ 167,812 $ 74,000
Winnebago, Wisconsin 892 $ 104,491,000 $ 117,142 $ 50,000
Medina, Ohio 886 $ 136,172,000 $ 153,693 $ 66,000
Lee, Alabama 881 $ 116,335,000 $ 132,048 $ 60,000
Greene, Ohio 877 $ 122,880,000 $ 140,114 $ 62,000
Washington, Rhode Island 876 $ 198,319,000 $ 226,391 $ 84,000
Lake, California 874 $ 156,080,000 $ 178,581 $ 73,000
Hardin, Kentucky 864 $ 92,960,000 $ 107,592 $ 56,000
Kent, Delaware 861 $ 120,317,000 $ 139,740 $ 54,000
Monroe, Michigan 859 $ 121,358,000 $ 141,278 $ 62,000
Tolland, Connecticut 858 $ 139,419,000 $ 162,493 $ 64,000
Rock, Wisconsin 857 $ 94,614,000 $ 110,401 $ 51,000
Saratoga, New York 851 $ 121,888,000 $ 143,229 $ 64,000
Yuma, Arizona 850 $ 95,359,000 $ 112,187 $ 60,000
Shiawassee, Michigan 849 $ 92,407,000 $ 108,842 $ 44,000
Summit, Utah 844 $ 213,392,000 $ 252,834 $ 140,000
Indian River, Florida 841 $ 140,817,000 $ 167,439 $ 69,000
Yellowstone, Montana 835 $ 104,393,000 $ 125,021 $ 73,000
Lubbock, Texas 834 $ 83,470,000 $ 100,083 $ 65,000
Comanche, Oklahoma 833 $ 74,953,000 $ 89,979 $ 47,000
McLennan, Texas 833 $ 82,563,000 $ 99,115 $ 57,000
Laramie, Wyoming 830 $ 105,155,000 $ 126,692 $ 59,000
Lackawanna, Pennsylvania 827 $ 86,748,000 $ 104,894 $ 53,000
Missoula, Montana 819 $ 133,749,000 $ 163,307 $ 62,000
Licking, Ohio 818 $ 106,329,000 $ 129,986 $ 53,000
Sheboygan, Wisconsin 816 $ 89,110,000 $ 109,203 $ 52,000
Hampton, Virginia 814 $ 92,318,000 $ 113,412 $ 105,000
Rankin, Mississippi 803 $ 93,384,000 $ 116,293 $ 49,000
Walworth, Wisconsin 803 $ 130,462,000 $ 162,468 $ 79,000
Benton, Arkansas 795 $ 109,438,000 $ 137,657 $ 59,000
Floyd, Indiana 792 $ 93,286,000 $ 117,785 $ 54,000
St. Louis, Minnesota 792 $ 93,879,000 $ 118,534 $ 48,000
Pike, Pennsylvania 788 $ 111,080,000 $ 140,964 $ 65,000
Jefferson, Texas 788 $ 71,753,000 $ 91,057 $ 57,000
Johnston, North Carolina 785 $ 95,848,000 $ 122,099 $ 49,000
Beaver, Pennsylvania 784 $ 80,636,000 $ 102,852 $ 50,000
Cowlitz, Washington 780 $ 96,723,000 $ 124,003 $ 56,000
Blaine, Idaho 777 $ 219,093,000 $ 281,972 $ 106,000
Morgan, Alabama 775 $ 82,597,000 $ 106,576 $ 46,000
Elkhart, Indiana 773 $ 79,237,000 $ 102,505 $ 47,000
Bullitt, Kentucky 772 $ 90,672,000 $ 117,450 $ 50,000
Eaton, Michigan 768 $ 100,329,000 $ 130,636 $ 57,000
St. Mary's, Maryland 766 $ 142,718,000 $ 186,315 $ 73,000
Erie, Pennsylvania 766 $ 71,249,000 $ 93,014 $ 47,000
Albemarle, Virginia 766 $ 153,111,000 $ 199,883 $ 69,000
Sherburne, Minnesota 764 $ 132,454,000 $ 173,369 $ 68,000
Carver, Minnesota 763 $ 165,475,000 $ 216,874 $ 75,000
Portage, Ohio 754 $ 101,755,000 $ 134,953 $ 62,000
Canadian, Oklahoma 754 $ 81,864,000 $ 108,572 $ 55,000
Montgomery, Tennessee 752 $ 71,951,000 $ 95,679 $ 45,000
Calaveras, California 751 $ 158,203,000 $ 210,656 $ 88,000
Warren, New Jersey 747 $ 142,229,000 $ 190,400 $ 73,000
Fairfield, Ohio 741 $ 105,935,000 $ 142,962 $ 57,000
Lapeer, Michigan 740 $ 110,213,000 $ 148,936 $ 56,000
Bonneville, Idaho 734 $ 78,993,000 $ 107,619 $ 51,000
Kauai, Hawaii 733 $ 252,407,000 $ 344,347 $ 133,000
Jasper, Missouri 732 $ 63,446,000 $ 86,674 $ 43,000
Josephine, Oregon 732 $ 114,540,000 $ 156,475 $ 53,000
Dorchester, South Carolina 732 $ 96,706,000 $ 132,112 $ 55,000
Smith, Texas 731 $ 76,657,000 $ 104,865 $ 64,000
Putnam, New York 724 $ 177,599,000 $ 245,302 $ 94,000
Summit, Colorado 713 $ 173,160,000 $ 242,861 $ 148,000
Cecil, Maryland 711 $ 118,325,000 $ 166,420 $ 63,000
Leavenworth, Kansas 709 $ 92,300,000 $ 130,183 $ 58,000
Yamhill, Oregon 709 $ 105,131,000 $ 148,280 $ 51,000
Comal, Texas 708 $ 97,253,000 $ 137,362 $ 60,000
Sarpy, Nebraska 702 $ 89,528,000 $ 127,532 $ 60,000
Bossier, Louisiana 689 $ 83,341,000 $ 120,959 $ 56,000
Calvert, Maryland 687 $ 150,326,000 $ 218,815 $ 75,000
Ulster, New York 687 $ 112,049,000 $ 163,098 $ 66,000
Pitt, North Carolina 687 $ 75,718,000 $ 110,215 $ 56,000
Stearns, Minnesota 684 $ 87,848,000 $ 128,432 $ 53,000
McLean, Illinois 680 $ 82,493,000 $ 121,313 $ 63,000
Flathead, Montana 680 $ 112,528,000 $ 165,482 $ 74,000
Schuylkill, Pennsylvania 675 $ 55,687,000 $ 82,499 $ 46,000
Madison, Indiana 673 $ 61,249,000 $ 91,008 $ 42,000
Broomfield, Colorado 672 $ 148,254,000 $ 220,616 $ 79,000
Elmore, Alabama 671 $ 80,498,000 $ 119,967 $ 51,000
DeKalb, Illinois 666 $ 93,839,000 $ 140,899 $ 57,000
Etowah, Alabama 665 $ 65,644,000 $ 98,712 $ 55,000
Cumberland, New Jersey 665 $ 73,478,000 $ 110,493 $ 55,000
Kanawha, West Virginia 665 $ 64,185,000 $ 96,518 $ 56,000
Rockdale, Georgia 664 $ 99,683,000 $ 150,125 $ 54,000
Garfield, Colorado 663 $ 145,702,000 $ 219,761 $ 70,000
Martin, Florida 663 $ 146,202,000 $ 220,515 $ 94,000
Olmsted, Minnesota 662 $ 88,975,000 $ 134,403 $ 55,000
New York, New York 661 $ 286,554,000 $ 433,515 $ 163,000
Black Hawk, Iowa 655 $ 61,616,000 $ 94,070 $ 50,000
Saginaw, Michigan 649 $ 64,613,000 $ 99,557 $ 45,000
Guadalupe, Texas 648 $ 82,209,000 $ 126,865 $ 58,000
Schenectady, New York 646 $ 67,965,000 $ 105,208 $ 54,000
Twin Falls, Idaho 643 $ 64,862,000 $ 100,874 $ 48,000
San Benito, California 642 $ 208,930,000 $ 325,436 $ 99,000
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Mortgage Loan Application Detail Totals for Countrywide Home Loans in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,056,300 $194,892,908,000 $154,235 $62,453,000 $59,980 $9,999,000
Home Purchase 986,470 $184,505,275,000 $160,784 $6,000,000 $70,352 $9,999,000
Home Improvement 52,365 $9,612,324,000 $135,039 $5,000,000 $68,000 $8,550,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,263,039 $228,007,133,000 $159,725 $6,000,000 $70,490 $9,999,000
Not Provided 247,504 $48,247,321,000 $156,509 $6,000,000 $71,392 $9,999,000
Hispanic 231,165 $40,851,936,000 $141,980 $6,000,000 $59,588 $9,999,000
Black or African American 144,020 $21,455,841,000 $140,490 $4,050,000 $62,568 $9,999,000
Asian 107,038 $27,000,546,000 $177,607 $4,180,000 $79,313 $9,999,000
Not applicable 84,332 $19,889,439,000 $194,745 $62,453,000 $12,803 $1,500,000
American Indian or Alaskan Native 9,208 $1,612,947,000 $142,921 $2,700,000 $67,784 $2,000,000
Native Hawaiian or Other Pacific Islander 8,829 $1,945,344,000 $161,360 $3,658,000 $79,180 $4,466,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,960,707 $372,561,455,000 $158,921 $62,453,000 $71,980 $9,999,000
FHA-insured (Federal Housing Administration) 104,521 $12,357,198,000 $118,764 $565,000 $34,627 $9,999,000
VA-guaranteed (Veterans Administration) 27,675 $3,871,651,000 $137,333 $334,000 $37,313 $9,999,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2,232 $220,203,000 $107,042 $350,000 $39,574 $323,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 867,972 $161,758,649,000 $155,882 $6,000,000 $71,294 $9,999,000
Loan Purchased By The Institution 776,676 $146,191,867,000 $160,352 $62,453,000 $60,196 $9,999,000
Application Withdrawn By Applicant 186,581 $33,002,672,000 $150,686 $6,000,000 $62,000 $9,999,000
Application Denied By Financial Institution 179,281 $32,724,927,000 $153,921 $6,000,000 $65,372 $9,999,000
Application Approved But Not Accepted 60,747 $11,161,442,000 $152,235 $5,997,000 $67,352 $6,360,000
File Closed For Incompleteness 23,878 $4,170,950,000 $145,450 $5,950,000 $57,803 $4,466,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 60,219 $12,563,148,000 $162,000 $6,000,000 $67,627 $9,999,000
Credit History 28,181 $4,617,421,000 $143,764 $5,200,000 $60,862 $9,999,000
Other 27,020 $4,784,590,000 $150,843 $6,000,000 $72,705 $9,600,000
Collateral 26,028 $4,176,203,000 $152,078 $6,000,000 $70,294 $3,629,000
Debt-To-Income Ratio 20,038 $3,393,876,000 $149,431 $5,000,000 $51,725 $9,999,000
Unverifiable Information 11,142 $2,095,572,000 $155,196 $4,320,000 $76,254 $6,895,000
Insufficient Cash (Downpayment, Closing Cost) 3,674 $601,926,000 $139,480 $5,000,000 $56,060 $3,000,000
Employment History 2,837 $467,388,000 $141,000 $3,250,000 $56,588 $861,000
Mortgage Insurance Denied 142 $24,803,000 $157,735 $590,000 $57,852 $244,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Countrywide Home Loans's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Countrywide Home Loans's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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