Countrywide Home Loans
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Countrywide Home Loans 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Countrywide Home Loans 30930 Russell Ranch Road Ms Wlrr-148 Westlake Village, CA 91362 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,095,135 |
| Total Mortgage Loan Application Amount | $389,010,507,000 |
| Average Mortgage Loan Application Amount | $150,019 |
| Highest Mortgage Loan Application Amount | $62,453,000 |
| Average Applicant Income | $66,111 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Countrywide Home Loans. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Countrywide Home Loans's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Countrywide Home Loans's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Countrywide Home Loans serves its applicants.
Each category highlights the total number of mortgage applications processed by Countrywide Home Loans, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Countrywide Home Loans's mortgage activity for 2004.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 103,588 | $ 30,883,627,000 | $ 298,000 | $ 92,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 74,987 | $ 16,213,694,000 | $ 216,000 | $ 74,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 61,879 | $ 11,960,370,000 | $ 193,000 | $ 71,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 48,180 | $ 7,455,421,000 | $ 154,000 | $ 60,000 |
| LAS VEGAS-PARADISE, NV | 45,866 | $ 9,535,565,000 | $ 207,000 | $ 70,000 |
| HOUSTON-BAYTOWN-SUGAR LAND, TX | 41,288 | $ 4,885,672,000 | $ 118,000 | $ 70,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 40,004 | $ 13,013,622,000 | $ 325,000 | $ 97,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 39,784 | $ 6,265,892,000 | $ 157,000 | $ 59,000 |
| DENVER-AURORA, CO | 34,990 | $ 6,779,528,000 | $ 193,000 | $ 69,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 34,121 | $ 7,972,131,000 | $ 233,000 | $ 89,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 32,445 | $ 11,911,081,000 | $ 367,000 | $ 120,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 26,259 | $ 5,897,916,000 | $ 224,000 | $ 71,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 25,258 | $ 8,460,547,000 | $ 334,000 | $ 105,000 |
| DALLAS-PLANO-IRVING, TX | 25,076 | $ 3,423,462,000 | $ 136,000 | $ 70,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 24,794 | $ 4,700,842,000 | $ 189,000 | $ 69,000 |
| WARREN-FARMINGTON HILLS-TROY, MI | 23,821 | $ 4,054,538,000 | $ 170,000 | $ 66,000 |
| PHILADELPHIA, PA | 23,126 | $ 3,701,775,000 | $ 160,000 | $ 69,000 |
| NEW YORK-WAYNE-WHITE PLAINS, NY-NJ | 20,731 | $ 6,026,003,000 | $ 290,000 | $ 93,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 19,899 | $ 3,588,847,000 | $ 180,000 | $ 84,000 |
| EDISON, NJ | 19,592 | $ 4,423,926,000 | $ 225,000 | $ 90,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 18,586 | $ 2,583,557,000 | $ 139,000 | $ 59,000 |
| BALTIMORE-TOWSON, MD | 18,242 | $ 3,364,991,000 | $ 184,000 | $ 69,000 |
| ORLANDO, FL | 18,035 | $ 2,697,335,000 | $ 149,000 | $ 58,000 |
| ST. LOUIS, MO-IL | 17,694 | $ 2,342,911,000 | $ 132,000 | $ 56,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 17,225 | $ 2,097,657,000 | $ 121,000 | $ 50,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 16,827 | $ 2,906,689,000 | $ 172,000 | $ 64,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 16,666 | $ 3,151,586,000 | $ 189,000 | $ 77,000 |
| NASSAU-SUFFOLK, NY | 16,658 | $ 4,490,773,000 | $ 269,000 | $ 95,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 14,788 | $ 5,783,008,000 | $ 391,000 | $ 126,000 |
| INDIANAPOLIS, IN | 14,576 | $ 1,917,699,000 | $ 131,000 | $ 57,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 14,468 | $ 2,023,221,000 | $ 139,000 | $ 54,000 |
| NEWARK-UNION, NJ-PA | 13,959 | $ 3,373,778,000 | $ 241,000 | $ 89,000 |
| BOSTON-QUINCY, MA | 13,839 | $ 3,625,485,000 | $ 261,000 | $ 90,000 |
| SALT LAKE CITY, UT | 13,064 | $ 2,085,291,000 | $ 159,000 | $ 81,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 12,922 | $ 4,396,789,000 | $ 340,000 | $ 108,000 |
| BAKERSFIELD, CA | 12,396 | $ 1,755,317,000 | $ 141,000 | $ 57,000 |
| AUSTIN-ROUND ROCK, TX | 11,917 | $ 1,720,438,000 | $ 144,000 | $ 68,000 |
| KANSAS CITY, MO-KS | 11,594 | $ 1,414,083,000 | $ 121,000 | $ 60,000 |
| CAMDEN, NJ | 11,232 | $ 1,776,848,000 | $ 158,000 | $ 66,000 |
| FORT WORTH-ARLINGTON, TX | 11,048 | $ 1,323,946,000 | $ 119,000 | $ 69,000 |
| PITTSBURGH, PA | 10,798 | $ 1,188,574,000 | $ 110,000 | $ 53,000 |
| FRESNO, CA | 10,772 | $ 1,769,235,000 | $ 164,000 | $ 76,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 10,292 | $ 1,533,701,000 | $ 149,000 | $ 62,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 10,224 | $ 2,080,929,000 | $ 203,000 | $ 78,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 10,221 | $ 1,519,081,000 | $ 148,000 | $ 67,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 10,198 | $ 4,502,010,000 | $ 441,000 | $ 147,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 10,131 | $ 2,745,618,000 | $ 271,000 | $ 91,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 10,130 | $ 1,518,713,000 | $ 149,000 | $ 58,000 |
| SAN ANTONIO, TX | 10,110 | $ 1,181,045,000 | $ 116,000 | $ 61,000 |
| STOCKTON, CA | 10,024 | $ 2,263,437,000 | $ 225,000 | $ 81,000 |
| JACKSONVILLE, FL | 9,877 | $ 1,414,385,000 | $ 143,000 | $ 65,000 |
| COLUMBUS, OH | 9,816 | $ 1,343,878,000 | $ 136,000 | $ 58,000 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 9,767 | $ 2,467,810,000 | $ 252,000 | $ 80,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 9,763 | $ 1,289,119,000 | $ 132,000 | $ 59,000 |
| TUCSON, AZ | 9,746 | $ 1,391,916,000 | $ 142,000 | $ 57,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 9,568 | $ 1,355,075,000 | $ 141,000 | $ 60,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 8,940 | $ 1,140,435,000 | $ 127,000 | $ 55,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 8,910 | $ 1,435,772,000 | $ 161,000 | $ 66,000 |
| LOUISVILLE, KY-IN | 8,477 | $ 1,115,910,000 | $ 131,000 | $ 56,000 |
| TACOMA, WA | 8,353 | $ 1,384,840,000 | $ 165,000 | $ 60,000 |
| BIRMINGHAM-HOOVER, AL | 8,347 | $ 1,085,967,000 | $ 130,000 | $ 55,000 |
| HONOLULU, HI | 8,326 | $ 2,141,431,000 | $ 257,000 | $ 84,000 |
| BOISE CITY-NAMPA, ID | 7,996 | $ 1,009,569,000 | $ 126,000 | $ 52,000 |
| OKLAHOMA CITY, OK | 7,868 | $ 855,351,000 | $ 108,000 | $ 56,000 |
| RICHMOND, VA | 7,810 | $ 1,123,293,000 | $ 143,000 | $ 56,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 7,383 | $ 1,405,911,000 | $ 190,000 | $ 74,000 |
| COLORADO SPRINGS, CO | 7,340 | $ 1,181,311,000 | $ 160,000 | $ 59,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 7,194 | $ 2,044,668,000 | $ 284,000 | $ 100,000 |
| ALBUQUERQUE, NM | 7,119 | $ 942,436,000 | $ 132,000 | $ 55,000 |
| CAPE CORAL-FORT MYERS, FL | 6,870 | $ 1,123,388,000 | $ 163,000 | $ 62,000 |
| MODESTO, CA | 6,520 | $ 1,249,515,000 | $ 191,000 | $ 70,000 |
| NEW HAVEN-MILFORD, CT | 6,498 | $ 1,095,858,000 | $ 168,000 | $ 64,000 |
| GRAND RAPIDS-WYOMING, MI | 6,410 | $ 812,871,000 | $ 126,000 | $ 48,000 |
| RALEIGH-CARY, NC | 6,257 | $ 977,525,000 | $ 156,000 | $ 55,000 |
| ESSEX COUNTY, MA | 6,218 | $ 1,519,200,000 | $ 244,000 | $ 79,000 |
| SARASOTA-BRADENTON-VENICE, FL | 6,024 | $ 1,104,148,000 | $ 183,000 | $ 74,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 5,808 | $ 1,256,433,000 | $ 216,000 | $ 77,000 |
| VALLEJO-FAIRFIELD, CA | 5,617 | $ 1,434,741,000 | $ 255,000 | $ 87,000 |
| TULSA, OK | 5,491 | $ 610,189,000 | $ 111,000 | $ 54,000 |
| MEMPHIS, TN-MS-AR | 5,456 | $ 727,105,000 | $ 133,000 | $ 63,000 |
| OGDEN-CLEARFIELD, UT | 5,431 | $ 745,833,000 | $ 137,000 | $ 56,000 |
| WORCESTER, MA | 5,325 | $ 1,048,919,000 | $ 196,000 | $ 66,000 |
| SANTA ROSA-PETALUMA, CA | 5,311 | $ 1,587,060,000 | $ 298,000 | $ 102,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 5,310 | $ 717,455,000 | $ 135,000 | $ 62,000 |
| RENO-SPARKS, NV | 5,279 | $ 1,055,169,000 | $ 199,000 | $ 73,000 |
| DAYTON, OH | 4,905 | $ 580,515,000 | $ 118,000 | $ 51,000 |
| PROVO-OREM, UT | 4,898 | $ 764,166,000 | $ 156,000 | $ 58,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 4,893 | $ 640,963,000 | $ 130,000 | $ 57,000 |
| VISALIA-PORTERVILLE, CA | 4,838 | $ 642,464,000 | $ 132,000 | $ 56,000 |
| FORT COLLINS-LOVELAND, CO | 4,399 | $ 798,938,000 | $ 181,000 | $ 68,000 |
| MADISON, WI | 4,315 | $ 730,902,000 | $ 169,000 | $ 65,000 |
| GARY, IN | 4,269 | $ 488,186,000 | $ 114,000 | $ 52,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 4,188 | $ 773,973,000 | $ 184,000 | $ 74,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 4,120 | $ 1,504,552,000 | $ 365,000 | $ 119,000 |
| HUNTSVILLE, AL | 4,068 | $ 514,481,000 | $ 126,000 | $ 54,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 4,057 | $ 510,763,000 | $ 125,000 | $ 60,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 4,055 | $ 815,325,000 | $ 201,000 | $ 75,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 4,031 | $ 666,904,000 | $ 165,000 | $ 61,000 |
| MANCHESTER-NASHUA, NH | 3,903 | $ 722,572,000 | $ 185,000 | $ 74,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 3,866 | $ 484,167,000 | $ 125,000 | $ 54,000 |
| AKRON, OH | 3,724 | $ 463,564,000 | $ 124,000 | $ 58,000 |
| LAKELAND, FL | 3,660 | $ 400,485,000 | $ 109,000 | $ 52,000 |
| LANSING-EAST LANSING, MI | 3,611 | $ 447,908,000 | $ 124,000 | $ 57,000 |
| SALINAS, CA | 3,611 | $ 1,211,173,000 | $ 335,000 | $ 112,000 |
| KNOXVILLE, TN | 3,546 | $ 438,800,000 | $ 123,000 | $ 54,000 |
| GREELEY, CO | 3,541 | $ 590,114,000 | $ 166,000 | $ 57,000 |
| LEXINGTON-FAYETTE, KY | 3,486 | $ 469,870,000 | $ 134,000 | $ 66,000 |
| ATLANTIC CITY, NJ | 3,485 | $ 574,738,000 | $ 164,000 | $ 65,000 |
| EL PASO, TX | 3,466 | $ 295,539,000 | $ 85,000 | $ 52,000 |
| SPRINGFIELD, MA | 3,456 | $ 471,252,000 | $ 136,000 | $ 56,000 |
| BREMERTON-SILVERDALE, WA | 3,427 | $ 593,261,000 | $ 173,000 | $ 66,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 3,399 | $ 681,670,000 | $ 200,000 | $ 79,000 |
| FLINT, MI | 3,338 | $ 395,508,000 | $ 118,000 | $ 52,000 |
| NAPLES-MARCO ISLAND, FL | 3,329 | $ 739,555,000 | $ 222,000 | $ 82,000 |
| WILMINGTON, DE-MD-NJ | 3,299 | $ 528,257,000 | $ 160,000 | $ 62,000 |
| SPOKANE, WA | 3,176 | $ 362,098,000 | $ 114,000 | $ 51,000 |
| PRESCOTT, AZ | 3,099 | $ 465,334,000 | $ 150,000 | $ 70,000 |
| MONTGOMERY, AL | 3,053 | $ 334,409,000 | $ 109,000 | $ 51,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 3,052 | $ 897,517,000 | $ 294,000 | $ 103,000 |
| TRENTON-EWING, NJ | 3,048 | $ 545,037,000 | $ 178,000 | $ 77,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 3,006 | $ 367,279,000 | $ 122,000 | $ 58,000 |
| ALBANY-SCHENECTADY-TROY, NY | 2,991 | $ 373,786,000 | $ 124,000 | $ 62,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 2,957 | $ 561,601,000 | $ 189,000 | $ 74,000 |
| MERCED, CA | 2,915 | $ 523,131,000 | $ 179,000 | $ 69,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 2,885 | $ 669,789,000 | $ 232,000 | $ 86,000 |
| BATON ROUGE, LA | 2,884 | $ 338,257,000 | $ 117,000 | $ 54,000 |
| ROCHESTER, NY | 2,808 | $ 302,051,000 | $ 107,000 | $ 53,000 |
| MEDFORD, OR | 2,774 | $ 459,520,000 | $ 165,000 | $ 66,000 |
| CORPUS CHRISTI, TX | 2,771 | $ 301,328,000 | $ 108,000 | $ 66,000 |
| BUFFALO-NIAGARA FALLS, NY | 2,758 | $ 293,129,000 | $ 106,000 | $ 55,000 |
| GREENSBORO-HIGH POINT, NC | 2,727 | $ 353,826,000 | $ 129,000 | $ 54,000 |
| BOULDER, CO | 2,686 | $ 625,053,000 | $ 232,000 | $ 83,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 2,683 | $ 434,006,000 | $ 161,000 | $ 69,000 |
| SALEM, OR | 2,626 | $ 351,610,000 | $ 133,000 | $ 57,000 |
| COLUMBIA, SC | 2,615 | $ 315,516,000 | $ 120,000 | $ 53,000 |
| JACKSON, MS | 2,598 | $ 307,869,000 | $ 118,000 | $ 66,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 2,596 | $ 319,662,000 | $ 123,000 | $ 55,000 |
| EUGENE-SPRINGFIELD, OR | 2,571 | $ 355,261,000 | $ 138,000 | $ 51,000 |
| PANAMA CITY-LYNN HAVEN, FL | 2,559 | $ 464,807,000 | $ 181,000 | $ 90,000 |
| ANN ARBOR, MI | 2,451 | $ 461,550,000 | $ 188,000 | $ 74,000 |
| ANCHORAGE, AK | 2,381 | $ 452,249,000 | $ 189,000 | $ 75,000 |
| SYRACUSE, NY | 2,333 | $ 226,703,000 | $ 97,000 | $ 54,000 |
| ASHEVILLE, NC | 2,249 | $ 317,195,000 | $ 141,000 | $ 60,000 |
| ROCKFORD, IL | 2,238 | $ 232,857,000 | $ 104,000 | $ 49,000 |
| HARRISBURG-CARLISLE, PA | 2,222 | $ 261,844,000 | $ 117,000 | $ 55,000 |
| TOLEDO, OH | 2,201 | $ 252,779,000 | $ 114,000 | $ 58,000 |
| MOBILE, AL | 2,197 | $ 230,970,000 | $ 105,000 | $ 46,000 |
| HOLLAND-GRAND HAVEN, MI | 2,190 | $ 308,534,000 | $ 140,000 | $ 56,000 |
| WILMINGTON, NC | 2,187 | $ 377,620,000 | $ 172,000 | $ 78,000 |
| WICHITA, KS | 2,173 | $ 207,382,000 | $ 95,000 | $ 49,000 |
| BARNSTABLE TOWN, MA | 2,172 | $ 558,989,000 | $ 257,000 | $ 110,000 |
| GREEN BAY, WI | 2,147 | $ 286,238,000 | $ 133,000 | $ 60,000 |
| YUBA CITY, CA | 2,129 | $ 358,157,000 | $ 168,000 | $ 68,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 2,123 | $ 261,861,000 | $ 123,000 | $ 76,000 |
| SPRINGFIELD, MO | 2,102 | $ 216,064,000 | $ 102,000 | $ 45,000 |
| YORK-HANOVER, PA | 2,079 | $ 261,532,000 | $ 125,000 | $ 56,000 |
| SHREVEPORT-BOSSIER CITY, LA | 2,035 | $ 220,387,000 | $ 108,000 | $ 53,000 |
| LANCASTER, PA | 2,029 | $ 252,301,000 | $ 124,000 | $ 50,000 |
| TOPEKA, KS | 2,026 | $ 203,653,000 | $ 100,000 | $ 50,000 |
| DURHAM, NC | 1,990 | $ 298,027,000 | $ 149,000 | $ 60,000 |
| DES MOINES, IA | 1,967 | $ 231,546,000 | $ 117,000 | $ 53,000 |
| OLYMPIA, WA | 1,964 | $ 307,877,000 | $ 156,000 | $ 59,000 |
| BEND, OR | 1,957 | $ 340,256,000 | $ 173,000 | $ 79,000 |
| ST. GEORGE, UT | 1,957 | $ 282,751,000 | $ 144,000 | $ 65,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 1,949 | $ 189,905,000 | $ 97,000 | $ 50,000 |
| SCRANTON--WILKES-BARRE, PA | 1,930 | $ 188,892,000 | $ 97,000 | $ 50,000 |
| READING, PA | 1,927 | $ 235,846,000 | $ 122,000 | $ 56,000 |
| CHICO, CA | 1,915 | $ 325,082,000 | $ 169,000 | $ 62,000 |
| GREENVILLE, SC | 1,912 | $ 251,035,000 | $ 131,000 | $ 55,000 |
| CHATTANOOGA, TN-GA | 1,904 | $ 217,257,000 | $ 114,000 | $ 60,000 |
| PUEBLO, CO | 1,894 | $ 207,824,000 | $ 109,000 | $ 54,000 |
| CANTON-MASSILLON, OH | 1,880 | $ 200,167,000 | $ 106,000 | $ 47,000 |
| GRAND JUNCTION, CO | 1,879 | $ 254,293,000 | $ 135,000 | $ 57,000 |
| OCEAN CITY, NJ | 1,845 | $ 511,139,000 | $ 277,000 | $ 109,000 |
| SANTA CRUZ-WATSONVILLE, CA | 1,841 | $ 673,336,000 | $ 365,000 | $ 118,000 |
| AMARILLO, TX | 1,767 | $ 162,518,000 | $ 91,000 | $ 56,000 |
| NORWICH-NEW LONDON, CT | 1,764 | $ 292,124,000 | $ 165,000 | $ 64,000 |
| COEUR D'ALENE, ID | 1,700 | $ 234,898,000 | $ 138,000 | $ 64,000 |
| RACINE, WI | 1,694 | $ 216,836,000 | $ 128,000 | $ 51,000 |
| CHARLOTTESVILLE, VA | 1,668 | $ 291,861,000 | $ 174,000 | $ 66,000 |
| MADERA, CA | 1,643 | $ 272,889,000 | $ 166,000 | $ 73,000 |
| FAYETTEVILLE, NC | 1,639 | $ 174,130,000 | $ 106,000 | $ 48,000 |
| MCALLEN-EDINBURG-PHARR, TX | 1,638 | $ 182,805,000 | $ 111,000 | $ 70,000 |
| CEDAR RAPIDS, IA | 1,637 | $ 177,393,000 | $ 108,000 | $ 49,000 |
| SAVANNAH, GA | 1,592 | $ 227,317,000 | $ 142,000 | $ 60,000 |
| MUSKEGON-NORTON SHORES, MI | 1,554 | $ 160,013,000 | $ 102,000 | $ 45,000 |
| WINSTON-SALEM, NC | 1,551 | $ 196,371,000 | $ 126,000 | $ 53,000 |
| PUNTA GORDA, FL | 1,542 | $ 213,582,000 | $ 138,000 | $ 59,000 |
| FLAGSTAFF, AZ | 1,537 | $ 270,529,000 | $ 176,000 | $ 72,000 |
| OCALA, FL | 1,529 | $ 162,413,000 | $ 106,000 | $ 45,000 |
| KALAMAZOO-PORTAGE, MI | 1,528 | $ 181,769,000 | $ 118,000 | $ 56,000 |
| REDDING, CA | 1,499 | $ 244,590,000 | $ 163,000 | $ 65,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 1,495 | $ 144,373,000 | $ 96,000 | $ 51,000 |
| JACKSONVILLE, NC | 1,486 | $ 167,207,000 | $ 112,000 | $ 60,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 1,436 | $ 191,872,000 | $ 133,000 | $ 56,000 |
| EVANSVILLE, IN-KY | 1,414 | $ 151,676,000 | $ 107,000 | $ 55,000 |
| GULFPORT-BILOXI, MS | 1,410 | $ 160,537,000 | $ 113,000 | $ 66,000 |
| GAINESVILLE, FL | 1,378 | $ 174,211,000 | $ 126,000 | $ 61,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 1,375 | $ 134,983,000 | $ 98,000 | $ 49,000 |
| EL CENTRO, CA | 1,374 | $ 188,472,000 | $ 137,000 | $ 62,000 |
| APPLETON, WI | 1,364 | $ 171,542,000 | $ 125,000 | $ 57,000 |
| FORT WAYNE, IN | 1,334 | $ 130,481,000 | $ 97,000 | $ 49,000 |
| COLUMBIA, MO | 1,327 | $ 134,906,000 | $ 101,000 | $ 47,000 |
| KENNEWICK-RICHLAND-PASCO, WA | 1,315 | $ 164,344,000 | $ 124,000 | $ 56,000 |
| LINCOLN, NE | 1,291 | $ 157,339,000 | $ 121,000 | $ 51,000 |
| SANTA FE, NM | 1,255 | $ 262,816,000 | $ 209,000 | $ 79,000 |
| HANFORD-CORCORAN, CA | 1,239 | $ 160,480,000 | $ 129,000 | $ 59,000 |
| NAPA, CA | 1,230 | $ 421,549,000 | $ 342,000 | $ 119,000 |
| PEORIA, IL | 1,224 | $ 127,407,000 | $ 104,000 | $ 53,000 |
| TALLAHASSEE, FL | 1,213 | $ 149,923,000 | $ 123,000 | $ 63,000 |
| BEAUMONT-PORT ARTHUR, TX | 1,206 | $ 109,966,000 | $ 91,000 | $ 58,000 |
| LAWRENCE, KS | 1,200 | $ 165,711,000 | $ 138,000 | $ 60,000 |
| ROANOKE, VA | 1,172 | $ 147,686,000 | $ 126,000 | $ 53,000 |
| JACKSON, MI | 1,170 | $ 133,485,000 | $ 114,000 | $ 51,000 |
| TUSCALOOSA, AL | 1,146 | $ 146,073,000 | $ 127,000 | $ 55,000 |
| CHARLESTON, WV | 1,144 | $ 117,284,000 | $ 102,000 | $ 56,000 |
| BELLINGHAM, WA | 1,140 | $ 197,709,000 | $ 173,000 | $ 67,000 |
| HICKORY-LENOIR-MORGANTON, NC | 1,129 | $ 132,636,000 | $ 117,000 | $ 51,000 |
| LOGAN, UT-ID | 1,128 | $ 138,551,000 | $ 122,000 | $ 48,000 |
| GAINESVILLE, GA | 1,059 | $ 162,140,000 | $ 153,000 | $ 67,000 |
| SPRINGFIELD, OH | 1,022 | $ 99,947,000 | $ 97,000 | $ 48,000 |
| DULUTH, MN-WI | 1,019 | $ 121,246,000 | $ 118,000 | $ 46,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 998 | $ 110,499,000 | $ 110,000 | $ 49,000 |
| LAREDO, TX | 994 | $ 99,659,000 | $ 100,000 | $ 58,000 |
| YAKIMA, WA | 979 | $ 109,513,000 | $ 111,000 | $ 53,000 |
| BROWNSVILLE-HARLINGEN, TX | 975 | $ 93,100,000 | $ 95,000 | $ 59,000 |
| JOPLIN, MO | 973 | $ 89,201,000 | $ 91,000 | $ 52,000 |
| NILES-BENTON HARBOR, MI | 973 | $ 115,537,000 | $ 118,000 | $ 59,000 |
| LYNCHBURG, VA | 959 | $ 120,750,000 | $ 125,000 | $ 53,000 |
| BATTLE CREEK, MI | 957 | $ 95,510,000 | $ 99,000 | $ 45,000 |
| COLLEGE STATION-BRYAN, TX | 956 | $ 99,503,000 | $ 104,000 | $ 68,000 |
| SPARTANBURG, SC | 956 | $ 105,385,000 | $ 110,000 | $ 46,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 953 | $ 158,538,000 | $ 166,000 | $ 65,000 |
| ELIZABETHTOWN, KY | 946 | $ 99,747,000 | $ 105,000 | $ 55,000 |
| DECATUR, AL | 916 | $ 96,038,000 | $ 104,000 | $ 47,000 |
| OSHKOSH-NEENAH, WI | 892 | $ 104,491,000 | $ 117,000 | $ 50,000 |
| AUBURN-OPELIKA, AL | 881 | $ 116,335,000 | $ 132,000 | $ 60,000 |
| BILLINGS, MT | 880 | $ 110,857,000 | $ 125,000 | $ 78,000 |
| IDAHO FALLS, ID | 878 | $ 94,674,000 | $ 107,000 | $ 53,000 |
| DOVER, DE | 861 | $ 120,317,000 | $ 139,000 | $ 54,000 |
| MONROE, MI | 859 | $ 121,358,000 | $ 141,000 | $ 62,000 |
| JANESVILLE, WI | 857 | $ 94,614,000 | $ 110,000 | $ 51,000 |
| YUMA, AZ | 850 | $ 95,359,000 | $ 112,000 | $ 60,000 |
| ROCHESTER, MN | 844 | $ 113,172,000 | $ 134,000 | $ 55,000 |
| ST. CLOUD, MN | 842 | $ 108,048,000 | $ 128,000 | $ 53,000 |
| VERO BEACH, FL | 841 | $ 140,817,000 | $ 167,000 | $ 69,000 |
| LUBBOCK, TX | 838 | $ 83,687,000 | $ 99,000 | $ 64,000 |
| LAWTON, OK | 833 | $ 74,953,000 | $ 89,000 | $ 47,000 |
| WACO, TX | 833 | $ 82,563,000 | $ 99,000 | $ 57,000 |
| CHEYENNE, WY | 830 | $ 105,155,000 | $ 126,000 | $ 59,000 |
| MISSOULA, MT | 819 | $ 133,749,000 | $ 163,000 | $ 62,000 |
| SHEBOYGAN, WI | 816 | $ 89,110,000 | $ 109,000 | $ 52,000 |
| CLARKSVILLE, TN-KY | 784 | $ 74,783,000 | $ 95,000 | $ 48,000 |
| COLUMBUS, GA-AL | 783 | $ 94,492,000 | $ 120,000 | $ 55,000 |
| LONGVIEW, WA | 780 | $ 96,723,000 | $ 124,000 | $ 56,000 |
| ELKHART-GOSHEN, IN | 773 | $ 79,237,000 | $ 102,000 | $ 47,000 |
| ERIE, PA | 766 | $ 71,249,000 | $ 93,000 | $ 47,000 |
| WATERLOO-CEDAR FALLS, IA | 766 | $ 71,921,000 | $ 93,000 | $ 50,000 |
| LAFAYETTE, LA | 742 | $ 82,922,000 | $ 111,000 | $ 51,000 |
| JOHNSON CITY, TN | 738 | $ 78,166,000 | $ 105,000 | $ 55,000 |
| TYLER, TX | 731 | $ 76,657,000 | $ 104,000 | $ 64,000 |
| HATTIESBURG, MS | 729 | $ 72,888,000 | $ 99,000 | $ 48,000 |
| GREENVILLE, NC | 717 | $ 78,280,000 | $ 109,000 | $ 56,000 |
| LAFAYETTE, IN | 711 | $ 81,860,000 | $ 115,000 | $ 55,000 |
| SIOUX FALLS, SD | 709 | $ 84,266,000 | $ 118,000 | $ 64,000 |
| MACON, GA | 704 | $ 89,086,000 | $ 126,000 | $ 59,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 701 | $ 114,426,000 | $ 163,000 | $ 70,000 |
| RAPID CITY, SD | 699 | $ 86,393,000 | $ 123,000 | $ 64,000 |
| ABILENE, TX | 690 | $ 58,877,000 | $ 85,000 | $ 56,000 |
| KINGSTON, NY | 687 | $ 112,049,000 | $ 163,000 | $ 66,000 |
| WENATCHEE, WA | 683 | $ 98,231,000 | $ 143,000 | $ 60,000 |
| BLOOMINGTON-NORMAL, IL | 680 | $ 82,493,000 | $ 121,000 | $ 63,000 |
| GLENS FALLS, NY | 677 | $ 79,507,000 | $ 117,000 | $ 57,000 |
| UTICA-ROME, NY | 677 | $ 58,632,000 | $ 86,000 | $ 54,000 |
| ANDERSON, IN | 673 | $ 61,249,000 | $ 91,000 | $ 42,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 666 | $ 67,451,000 | $ 101,000 | $ 51,000 |
| WINCHESTER, VA-WV | 666 | $ 113,855,000 | $ 170,000 | $ 63,000 |
| GADSDEN, AL | 665 | $ 65,644,000 | $ 98,000 | $ 55,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 665 | $ 73,478,000 | $ 110,000 | $ 55,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 649 | $ 64,613,000 | $ 99,000 | $ 45,000 |
| MOUNT VERNON-ANACORTES, WA | 637 | $ 106,162,000 | $ 166,000 | $ 70,000 |
| IOWA CITY, IA | 633 | $ 85,315,000 | $ 134,000 | $ 65,000 |
| POCATELLO, ID | 629 | $ 63,625,000 | $ 101,000 | $ 59,000 |
| CARSON CITY, NV | 614 | $ 107,892,000 | $ 175,000 | $ 67,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 611 | $ 62,896,000 | $ 102,000 | $ 52,000 |
| BURLINGTON, NC | 594 | $ 74,416,000 | $ 125,000 | $ 50,000 |
| PASCAGOULA, MS | 594 | $ 60,373,000 | $ 101,000 | $ 48,000 |
| LAS CRUCES, NM | 574 | $ 68,017,000 | $ 118,000 | $ 65,000 |
| SHERMAN-DENISON, TX | 542 | $ 57,262,000 | $ 105,000 | $ 69,000 |
| WAUSAU, WI | 530 | $ 63,254,000 | $ 119,000 | $ 60,000 |
| BANGOR, ME | 526 | $ 54,169,000 | $ 102,000 | $ 53,000 |
| MIDLAND, TX | 523 | $ 45,511,000 | $ 87,000 | $ 65,000 |
| MUNCIE, IN | 520 | $ 41,016,000 | $ 78,000 | $ 51,000 |
| DALTON, GA | 511 | $ 55,000,000 | $ 107,000 | $ 44,000 |
| ANDERSON, SC | 507 | $ 59,950,000 | $ 118,000 | $ 55,000 |
| WARNER ROBINS, GA | 507 | $ 54,910,000 | $ 108,000 | $ 53,000 |
| BOWLING GREEN, KY | 506 | $ 57,761,000 | $ 114,000 | $ 55,000 |
| SPRINGFIELD, IL | 494 | $ 50,669,000 | $ 102,000 | $ 58,000 |
| CHAMPAIGN-URBANA, IL | 490 | $ 54,250,000 | $ 110,000 | $ 48,000 |
| MICHIGAN CITY-LA PORTE, IN | 483 | $ 50,066,000 | $ 103,000 | $ 61,000 |
| CORVALLIS, OR | 482 | $ 68,498,000 | $ 142,000 | $ 60,000 |
| FLORENCE-MUSCLE SHOALS, AL | 476 | $ 46,821,000 | $ 98,000 | $ 47,000 |
| LEWISTON-AUBURN, ME | 476 | $ 56,721,000 | $ 119,000 | $ 50,000 |
| ATHENS-CLARKE COUNTY, GA | 472 | $ 65,941,000 | $ 139,000 | $ 67,000 |
| JEFFERSON CITY, MO | 470 | $ 42,330,000 | $ 90,000 | $ 55,000 |
| MONROE, LA | 469 | $ 47,304,000 | $ 100,000 | $ 54,000 |
| HARRISONBURG, VA | 465 | $ 61,585,000 | $ 132,000 | $ 56,000 |
| DOTHAN, AL | 462 | $ 47,617,000 | $ 103,000 | $ 53,000 |
| FOND DU LAC, WI | 461 | $ 51,539,000 | $ 111,000 | $ 58,000 |
| PARKERSBURG-MARIETTA, WV-OH | 450 | $ 41,080,000 | $ 91,000 | $ 52,000 |
| ALEXANDRIA, LA | 449 | $ 46,458,000 | $ 103,000 | $ 59,000 |
| BLOOMINGTON, IN | 444 | $ 48,668,000 | $ 109,000 | $ 50,000 |
| EAU CLAIRE, WI | 444 | $ 53,405,000 | $ 120,000 | $ 70,000 |
| KOKOMO, IN | 437 | $ 44,206,000 | $ 101,000 | $ 54,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 430 | $ 39,227,000 | $ 91,000 | $ 55,000 |
| OWENSBORO, KY | 427 | $ 42,930,000 | $ 100,000 | $ 49,000 |
| MORRISTOWN, TN | 407 | $ 42,557,000 | $ 104,000 | $ 51,000 |
| GREAT FALLS, MT | 405 | $ 43,898,000 | $ 108,000 | $ 52,000 |
| FORT SMITH, AR-OK | 397 | $ 42,231,000 | $ 106,000 | $ 57,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 397 | $ 42,625,000 | $ 107,000 | $ 51,000 |
| LEBANON, PA | 397 | $ 45,795,000 | $ 115,000 | $ 55,000 |
| LONGVIEW, TX | 385 | $ 32,620,000 | $ 84,000 | $ 61,000 |
| BISMARCK, ND | 380 | $ 44,302,000 | $ 116,000 | $ 63,000 |
| CLEVELAND, TN | 377 | $ 38,975,000 | $ 103,000 | $ 47,000 |
| FAIRBANKS, AK | 371 | $ 55,162,000 | $ 148,000 | $ 68,000 |
| JOHNSTOWN, PA | 367 | $ 28,877,000 | $ 78,000 | $ 46,000 |
| ODESSA, TX | 355 | $ 25,433,000 | $ 71,000 | $ 46,000 |
| ST. JOSEPH, MO-KS | 354 | $ 35,411,000 | $ 100,000 | $ 52,000 |
| DECATUR, IL | 348 | $ 28,042,000 | $ 80,000 | $ 52,000 |
| LAKE CHARLES, LA | 348 | $ 34,275,000 | $ 98,000 | $ 52,000 |
| BINGHAMTON, NY | 346 | $ 29,757,000 | $ 86,000 | $ 50,000 |
| FARMINGTON, NM | 344 | $ 40,025,000 | $ 116,000 | $ 61,000 |
| FARGO, ND-MN | 343 | $ 37,363,000 | $ 108,000 | $ 69,000 |
| ROCKY MOUNT, NC | 340 | $ 38,041,000 | $ 111,000 | $ 48,000 |
| ANNISTON-OXFORD, AL | 338 | $ 32,000,000 | $ 94,000 | $ 49,000 |
| SALISBURY, MD | 330 | $ 40,445,000 | $ 122,000 | $ 58,000 |
| JACKSON, TN | 322 | $ 32,735,000 | $ 101,000 | $ 54,000 |
| LEWISTON, ID-WA | 300 | $ 30,380,000 | $ 101,000 | $ 52,000 |
| FLORENCE, SC | 292 | $ 33,600,000 | $ 115,000 | $ 54,000 |
| CASPER, WY | 281 | $ 30,664,000 | $ 109,000 | $ 64,000 |
| VICTORIA, TX | 277 | $ 24,667,000 | $ 89,000 | $ 69,000 |
| HOT SPRINGS, AR | 274 | $ 31,288,000 | $ 114,000 | $ 56,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 272 | $ 30,595,000 | $ 112,000 | $ 70,000 |
| STATE COLLEGE, PA | 268 | $ 34,375,000 | $ 128,000 | $ 64,000 |
| BRUNSWICK, GA | 267 | $ 46,411,000 | $ 173,000 | $ 76,000 |
| BAY CITY, MI | 266 | $ 27,058,000 | $ 101,000 | $ 47,000 |
| KANKAKEE-BRADLEY, IL | 262 | $ 28,936,000 | $ 110,000 | $ 52,000 |
| TERRE HAUTE, IN | 261 | $ 21,221,000 | $ 81,000 | $ 48,000 |
| MANSFIELD, OH | 258 | $ 27,792,000 | $ 107,000 | $ 50,000 |
| WILLIAMSPORT, PA | 238 | $ 22,541,000 | $ 94,000 | $ 65,000 |
| PINE BLUFF, AR | 231 | $ 19,546,000 | $ 84,000 | $ 50,000 |
| HINESVILLE-FORT STEWART, GA | 230 | $ 19,957,000 | $ 86,000 | $ 50,000 |
| PITTSFIELD, MA | 225 | $ 35,618,000 | $ 158,000 | $ 80,000 |
| ROME, GA | 225 | $ 28,977,000 | $ 128,000 | $ 61,000 |
| DANVILLE, VA | 221 | $ 21,421,000 | $ 96,000 | $ 50,000 |
| DUBUQUE, IA | 220 | $ 20,255,000 | $ 92,000 | $ 46,000 |
| ALTOONA, PA | 218 | $ 20,445,000 | $ 93,000 | $ 53,000 |
| SANDUSKY, OH | 217 | $ 28,921,000 | $ 133,000 | $ 56,000 |
| SIOUX CITY, IA-NE-SD | 212 | $ 18,120,000 | $ 85,000 | $ 98,000 |
| MORGANTOWN, WV | 209 | $ 23,988,000 | $ 114,000 | $ 64,000 |
| LA CROSSE, WI-MN | 206 | $ 24,915,000 | $ 120,000 | $ 65,000 |
| VALDOSTA, GA | 205 | $ 23,070,000 | $ 112,000 | $ 49,000 |
| GOLDSBORO, NC | 200 | $ 20,862,000 | $ 104,000 | $ 45,000 |
| SUMTER, SC | 198 | $ 19,964,000 | $ 100,000 | $ 48,000 |
| DANVILLE, IL | 194 | $ 12,713,000 | $ 65,000 | $ 44,000 |
| ALBANY, GA | 192 | $ 20,766,000 | $ 108,000 | $ 55,000 |
| SAN ANGELO, TX | 182 | $ 15,416,000 | $ 84,000 | $ 58,000 |
| LIMA, OH | 181 | $ 16,082,000 | $ 88,000 | $ 47,000 |
| WICHITA FALLS, TX | 171 | $ 15,279,000 | $ 89,000 | $ 61,000 |
| JONESBORO, AR | 161 | $ 17,065,000 | $ 105,000 | $ 44,000 |
| CUMBERLAND, MD-WV | 144 | $ 12,453,000 | $ 86,000 | $ 48,000 |
| ELMIRA, NY | 142 | $ 11,806,000 | $ 83,000 | $ 47,000 |
| TEXARKANA, TX-TEXARKANA, AR | 142 | $ 13,540,000 | $ 95,000 | $ 72,000 |
| GRAND FORKS, ND-MN | 141 | $ 15,919,000 | $ 112,000 | $ 53,000 |
| AMES, IA | 134 | $ 16,681,000 | $ 124,000 | $ 64,000 |
| COLUMBUS, IN | 132 | $ 13,207,000 | $ 100,000 | $ 39,000 |
| WHEELING, WV-OH | 129 | $ 11,784,000 | $ 91,000 | $ 45,000 |
| ITHACA, NY | 125 | $ 20,882,000 | $ 167,000 | $ 90,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 106 | $ 9,445,000 | $ 89,000 | $ 65,000 |
Mortgage Loan Application Detail Totals for Countrywide Home Loans in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,056,300 | $194,892,908,000 | $154,235 | $62,453,000 | $59,980 | $9,999,000 |
| Home Purchase | 986,470 | $184,505,275,000 | $160,784 | $6,000,000 | $70,352 | $9,999,000 |
| Home Improvement | 52,365 | $9,612,324,000 | $135,039 | $5,000,000 | $68,000 | $8,550,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,263,039 | $228,007,133,000 | $159,725 | $6,000,000 | $70,490 | $9,999,000 |
| Not Provided | 247,504 | $48,247,321,000 | $156,509 | $6,000,000 | $71,392 | $9,999,000 |
| Hispanic | 231,165 | $40,851,936,000 | $141,980 | $6,000,000 | $59,588 | $9,999,000 |
| Black or African American | 144,020 | $21,455,841,000 | $140,490 | $4,050,000 | $62,568 | $9,999,000 |
| Asian | 107,038 | $27,000,546,000 | $177,607 | $4,180,000 | $79,313 | $9,999,000 |
| Not applicable | 84,332 | $19,889,439,000 | $194,745 | $62,453,000 | $12,803 | $1,500,000 |
| American Indian or Alaskan Native | 9,208 | $1,612,947,000 | $142,921 | $2,700,000 | $67,784 | $2,000,000 |
| Native Hawaiian or Other Pacific Islander | 8,829 | $1,945,344,000 | $161,360 | $3,658,000 | $79,180 | $4,466,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,960,707 | $372,561,455,000 | $158,921 | $62,453,000 | $71,980 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 104,521 | $12,357,198,000 | $118,764 | $565,000 | $34,627 | $9,999,000 |
| VA-guaranteed (Veterans Administration) | 27,675 | $3,871,651,000 | $137,333 | $334,000 | $37,313 | $9,999,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2,232 | $220,203,000 | $107,042 | $350,000 | $39,574 | $323,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 867,972 | $161,758,649,000 | $155,882 | $6,000,000 | $71,294 | $9,999,000 |
| Loan Purchased By The Institution | 776,676 | $146,191,867,000 | $160,352 | $62,453,000 | $60,196 | $9,999,000 |
| Application Withdrawn By Applicant | 186,581 | $33,002,672,000 | $150,686 | $6,000,000 | $62,000 | $9,999,000 |
| Application Denied By Financial Institution | 179,281 | $32,724,927,000 | $153,921 | $6,000,000 | $65,372 | $9,999,000 |
| Application Approved But Not Accepted | 60,747 | $11,161,442,000 | $152,235 | $5,997,000 | $67,352 | $6,360,000 |
| File Closed For Incompleteness | 23,878 | $4,170,950,000 | $145,450 | $5,950,000 | $57,803 | $4,466,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 60,219 | $12,563,148,000 | $162,000 | $6,000,000 | $67,627 | $9,999,000 |
| Credit History | 28,181 | $4,617,421,000 | $143,764 | $5,200,000 | $60,862 | $9,999,000 |
| Other | 27,020 | $4,784,590,000 | $150,843 | $6,000,000 | $72,705 | $9,600,000 |
| Collateral | 26,028 | $4,176,203,000 | $152,078 | $6,000,000 | $70,294 | $3,629,000 |
| Debt-To-Income Ratio | 20,038 | $3,393,876,000 | $149,431 | $5,000,000 | $51,725 | $9,999,000 |
| Unverifiable Information | 11,142 | $2,095,572,000 | $155,196 | $4,320,000 | $76,254 | $6,895,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3,674 | $601,926,000 | $139,480 | $5,000,000 | $56,060 | $3,000,000 |
| Employment History | 2,837 | $467,388,000 | $141,000 | $3,250,000 | $56,588 | $861,000 |
| Mortgage Insurance Denied | 142 | $24,803,000 | $157,735 | $590,000 | $57,852 | $244,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Countrywide Home Loans's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Countrywide Home Loans's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.