Empeople Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Empeople Credit Union 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Empeople Credit Union 3950 38Th Avenue Moline, IL 61265 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 1,231 |
| Total Mortgage Loan Application Amount | $171,128,000 |
| Average Mortgage Loan Application Amount | $107,000 |
| Highest Mortgage Loan Application Amount | $784,000 |
| Average Applicant Income | $92,333 |
| Highest Applicant Income | $515,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Empeople Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Empeople Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Empeople Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Empeople Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Empeople Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Empeople Credit Union's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Rock Island County Illinois | 161 | $ 13,050,000 | $ 81,000 | $ 83,000 |
| Scott County Iowa | 159 | $ 29,279,000 | $ 184,000 | $ 114,000 |
| Polk County Iowa | 114 | $ 13,852,000 | $ 121,000 | $ 100,000 |
| Black Hawk County Iowa | 113 | $ 12,966,000 | $ 114,000 | $ 82,000 |
| Wake County North Carolina | 47 | $ 9,558,000 | $ 203,000 | $ 120,000 |
| Henry County Illinois | 43 | $ 4,214,000 | $ 98,000 | $ 94,000 |
| Johnson County Kansas | 30 | $ 7,130,000 | $ 237,000 | $ 115,000 |
| Bremer County Iowa | 20 | $ 2,833,000 | $ 141,000 | $ 89,000 |
| Dallas County Iowa | 16 | $ 2,332,000 | $ 145,000 | $ 111,000 |
| Greenville County South Carolina | 15 | $ 1,081,000 | $ 72,000 | $ 96,000 |
| Mercer County Illinois | 13 | $ 1,459,000 | $ 112,000 | $ 74,000 |
| Columbia County Georgia | 12 | $ 1,967,000 | $ 163,000 | $ 99,000 |
| Buchanan County Iowa | 10 | $ 1,180,000 | $ 118,000 | $ 67,000 |
| Montgomery County Kansas | 10 | $ 633,000 | $ 63,000 | $ 74,000 |
| Dane County Wisconsin | 9 | $ 1,198,000 | $ 133,000 | $ 82,000 |
| Fayette County Iowa | 8 | $ 583,000 | $ 72,000 | $ 69,000 |
| Dubuque County Iowa | 7 | $ 1,219,000 | $ 174,000 | $ 116,000 |
| Warren County Iowa | 7 | $ 1,090,000 | $ 155,000 | $ 96,000 |
| Maricopa County Arizona | 6 | $ 1,017,000 | $ 169,000 | $ 96,000 |
| Johnston County North Carolina | 6 | $ 936,000 | $ 156,000 | $ 88,000 |
| Greene County Tennessee | 6 | $ 618,000 | $ 103,000 | $ 76,000 |
| Cook County Illinois | 5 | $ 896,000 | $ 179,000 | $ 109,000 |
| Butler County Iowa | 5 | $ 251,000 | $ 50,000 | $ 67,000 |
| Clinton County Iowa | 5 | $ 632,000 | $ 126,000 | $ 75,000 |
| Wapello County Iowa | 5 | $ 346,000 | $ 69,000 | $ 110,000 |
| Lafourche County Louisiana | 5 | $ 747,000 | $ 149,000 | $ 85,000 |
| Spartanburg County South Carolina | 5 | $ 564,000 | $ 112,000 | $ 70,000 |
| Richmond County Georgia | 4 | $ 347,000 | $ 86,000 | $ 38,000 |
| Knox County Illinois | 4 | $ 84,000 | $ 21,000 | $ 171,000 |
| Whiteside County Illinois | 4 | $ 447,000 | $ 111,000 | $ 92,000 |
| Grundy County Iowa | 4 | $ 431,000 | $ 107,000 | $ 117,000 |
| Tama County Iowa | 4 | $ 475,000 | $ 118,000 | $ 71,000 |
| Forsyth County North Carolina | 4 | $ 171,000 | $ 42,000 | $ 44,000 |
| Denton County Texas | 4 | $ 288,000 | $ 72,000 | $ 99,000 |
| San Diego County California | 3 | $ 1,217,000 | $ 405,000 | $ 111,000 |
| Broward County Florida | 3 | $ 686,000 | $ 228,000 | $ 143,000 |
| Lee County Florida | 3 | $ 1,092,000 | $ 364,000 | $ 116,000 |
| Newton County Georgia | 3 | $ 383,000 | $ 127,000 | $ 57,000 |
| Kane County Illinois | 3 | $ 950,000 | $ 316,000 | $ 142,000 |
| Chickasaw County Iowa | 3 | $ 99,000 | $ 33,000 | $ 38,000 |
| Jasper County Iowa | 3 | $ 374,000 | $ 124,000 | $ 84,000 |
| Johnson County Iowa | 3 | $ 644,000 | $ 214,000 | $ 118,000 |
| Hennepin County Minnesota | 3 | $ 621,000 | $ 207,000 | $ 146,000 |
| Barnes County North Dakota | 3 | $ 246,000 | $ 82,000 | $ 69,000 |
| Cass County North Dakota | 3 | $ 398,000 | $ 132,000 | $ 80,000 |
| Benton County Arkansas | 2 | $ 113,000 | $ 56,000 | $ 69,000 |
| Los Angeles County California | 2 | $ 150,000 | $ 75,000 | $ 170,000 |
| San Joaquin County California | 2 | $ 21,000 | $ 10,000 | $ 74,000 |
| Douglas County Colorado | 2 | $ 432,000 | $ 216,000 | $ 92,000 |
| Larimer County Colorado | 2 | $ 378,000 | $ 189,000 | $ 100,000 |
| Fulton County Georgia | 2 | $ 648,000 | $ 324,000 | $ 104,000 |
| Gwinnett County Georgia | 2 | $ 195,000 | $ 97,000 | $ 35,000 |
| McDuffie County Georgia | 2 | $ 289,000 | $ 144,000 | $ 117,000 |
| Boone County Iowa | 2 | $ 105,000 | $ 52,000 | $ 95,000 |
| Clarke County Iowa | 2 | $ 140,000 | $ 70,000 | $ 80,000 |
| Jefferson County Iowa | 2 | $ 63,000 | $ 31,000 | $ 80,000 |
| Linn County Iowa | 2 | $ 232,000 | $ 116,000 | $ 84,000 |
| Story County Iowa | 2 | $ 110,000 | $ 55,000 | $ 58,000 |
| Union County Iowa | 2 | $ 212,000 | $ 106,000 | $ 63,000 |
| Terrebonne County Louisiana | 2 | $ 235,000 | $ 117,000 | $ 82,000 |
| Carver County Minnesota | 2 | $ 242,000 | $ 121,000 | $ 76,000 |
| Pearl River County Mississippi | 2 | $ 128,000 | $ 64,000 | $ 33,000 |
| Camden County Missouri | 2 | $ 342,000 | $ 171,000 | $ 179,000 |
| Alamance County North Carolina | 2 | $ 359,000 | $ 179,000 | $ 67,000 |
| Chatham County North Carolina | 2 | $ 685,000 | $ 342,000 | $ 187,000 |
| Durham County North Carolina | 2 | $ 483,000 | $ 241,000 | $ 93,000 |
| Mecklenburg County North Carolina | 2 | $ 201,000 | $ 100,000 | $ 59,000 |
| Cocke County Tennessee | 2 | $ 124,000 | $ 62,000 | $ 41,000 |
| Rutherford County Tennessee | 2 | $ 420,000 | $ 210,000 | $ 102,000 |
| Washington County Tennessee | 2 | $ 566,000 | $ 283,000 | $ 125,000 |
| Harris County Texas | 2 | $ 397,000 | $ 198,000 | $ 99,000 |
| Travis County Texas | 2 | $ 319,000 | $ 159,000 | $ 98,000 |
| King County Washington | 2 | $ 264,000 | $ 132,000 | $ 94,000 |
| Lafayette County Wisconsin | 2 | $ 179,000 | $ 89,000 | $ 84,000 |
| Washington County Wisconsin | 2 | $ 654,000 | $ 327,000 | $ 155,000 |
| Jefferson County Alabama | 1 | $ 80,000 | $ 80,000 | $ 48,000 |
| Shelby County Alabama | 1 | $ 292,000 | $ 292,000 | $ 101,000 |
| Cochise County Arizona | 1 | $ 190,000 | $ 190,000 | $ 49,000 |
| Pima County Arizona | 1 | $ 130,000 | $ 130,000 | $ 99,000 |
| Pinal County Arizona | 1 | $ 140,000 | $ 140,000 | $ 67,000 |
| Orange County California | 1 | $ 43,000 | $ 43,000 | $ 25,000 |
| Placer County California | 1 | $ 260,000 | $ 260,000 | $ 85,000 |
| Sacramento County California | 1 | $ 116,000 | $ 116,000 | $ 63,000 |
| Grand County Colorado | 1 | $ 319,000 | $ 319,000 | $ 121,000 |
| Mesa County Colorado | 1 | $ 206,000 | $ 206,000 | $ 77,000 |
| Kent County Delaware | 1 | $ 165,000 | $ 165,000 | $ 74,000 |
| Martin County Florida | 1 | $ 252,000 | $ 252,000 | $ 141,000 |
| Sarasota County Florida | 1 | $ 266,000 | $ 266,000 | $ 138,000 |
| Sumter County Florida | 1 | $ 111,000 | $ 111,000 | $ 68,000 |
| Cook County Georgia | 1 | $ 133,000 | $ 133,000 | $ 59,000 |
| Decatur County Georgia | 1 | $ 106,000 | $ 106,000 | $ 86,000 |
| Forsyth County Georgia | 1 | $ 245,000 | $ 245,000 | $ 123,000 |
| Henry County Georgia | 1 | $ 120,000 | $ 120,000 | $ 39,000 |
| Lowndes County Georgia | 1 | $ 218,000 | $ 218,000 | $ 81,000 |
| Thomas County Georgia | 1 | $ 203,000 | $ 203,000 | $ 86,000 |
| Bonneville County Idaho | 1 | $ 75,000 | $ 75,000 | $ 62,000 |
| Bureau County Illinois | 1 | $ 157,000 | $ 157,000 | $ 60,000 |
| Champaign County Illinois | 1 | $ 10,000 | $ 10,000 | $ 75,000 |
| DuPage County Illinois | 1 | $ 271,000 | $ 271,000 | $ 135,000 |
| Jo Daviess County Illinois | 1 | $ 77,000 | $ 77,000 | $ 164,000 |
| Lake County Illinois | 1 | $ 392,000 | $ 392,000 | $ 157,000 |
| LaSalle County Illinois | 1 | $ 175,000 | $ 175,000 | $ 39,000 |
| McHenry County Illinois | 1 | $ 235,000 | $ 235,000 | $ 123,000 |
| McLean County Illinois | 1 | $ 125,000 | $ 125,000 | $ 45,000 |
| Moultrie County Illinois | 1 | $ 211,000 | $ 211,000 | $ 95,000 |
| Peoria County Illinois | 1 | $ 155,000 | $ 155,000 | $ 148,000 |
| Will County Illinois | 1 | $ 329,000 | $ 329,000 | $ 188,000 |
| Allen County Indiana | 1 | $ 229,000 | $ 229,000 | $ 86,000 |
| Hendricks County Indiana | 1 | $ 150,000 | $ 150,000 | $ 70,000 |
| Montgomery County Indiana | 1 | $ 196,000 | $ 196,000 | $ 73,000 |
| White County Indiana | 1 | $ 200,000 | $ 200,000 | $ 83,000 |
| Allamakee County Iowa | 1 | $ 60,000 | $ 60,000 | $ 92,000 |
| Cedar County Iowa | 1 | $ 100,000 | $ 100,000 | $ 80,000 |
| Cerro Gordo County Iowa | 1 | $ 93,000 | $ 93,000 | $ 50,000 |
| Clayton County Iowa | 1 | $ 155,000 | $ 155,000 | $ 163,000 |
| Franklin County Iowa | 1 | $ 61,000 | $ 61,000 | $ 96,000 |
| Henry County Iowa | 1 | $ 61,000 | $ 61,000 | $ 12,000 |
| Jackson County Iowa | 1 | $ 47,000 | $ 47,000 | $ 36,000 |
| Madison County Iowa | 1 | $ 82,000 | $ 82,000 | $ 70,000 |
| Marion County Iowa | 1 | $ 15,000 | $ 15,000 | $ 43,000 |
| Muscatine County Iowa | 1 | $ 50,000 | $ 50,000 | $ 81,000 |
| Plymouth County Iowa | 1 | $ 244,000 | $ 244,000 | $ 74,000 |
| Ringgold County Iowa | 1 | $ 160,000 | $ 160,000 | $ 243,000 |
| Douglas County Kansas | 1 | $ 197,000 | $ 197,000 | $ 89,000 |
| Miami County Kansas | 1 | $ 400,000 | $ 400,000 | $ 134,000 |
| Ottawa County Kansas | 1 | $ 104,000 | $ 104,000 | $ 140,000 |
| Thomas County Kansas | 1 | $ 14,000 | $ 14,000 | $ 65,000 |
| Boone County Kentucky | 1 | $ 169,000 | $ 169,000 | $ 73,000 |
| Hickman County Kentucky | 1 | $ 99,000 | $ 99,000 | $ 102,000 |
| Ascension County Louisiana | 1 | $ 234,000 | $ 234,000 | $ 103,000 |
| Hampden County Massachusetts | 1 | $ 187,000 | $ 187,000 | $ 60,000 |
| Middlesex County Massachusetts | 1 | $ 51,000 | $ 51,000 | $ 200,000 |
| Kalamazoo County Michigan | 1 | $ 105,000 | $ 105,000 | $ 70,000 |
| Muskegon County Michigan | 1 | $ 25,000 | $ 25,000 | $ 191,000 |
| Wayne County Michigan | 1 | $ 247,000 | $ 247,000 | $ 104,000 |
| Cass County Minnesota | 1 | $ 350,000 | $ 350,000 | $ 144,000 |
| Douglas County Minnesota | 1 | $ 281,000 | $ 281,000 | $ 108,000 |
| Ramsey County Minnesota | 1 | $ 173,000 | $ 173,000 | $ 104,000 |
| Rankin County Mississippi | 1 | $ 158,000 | $ 158,000 | $ 73,000 |
| Christian County Missouri | 1 | $ 175,000 | $ 175,000 | $ 139,000 |
| Greene County Missouri | 1 | $ 221,000 | $ 221,000 | $ 82,000 |
| Jackson County Missouri | 1 | $ 5,000 | $ 5,000 | $ 64,000 |
| Jefferson County Missouri | 1 | $ 172,000 | $ 172,000 | $ 68,000 |
| St. Louis County Missouri | 1 | $ 40,000 | $ 40,000 | $ 145,000 |
| Stoddard County Missouri | 1 | $ 119,000 | $ 119,000 | $ 42,000 |
| Taney County Missouri | 1 | $ 417,000 | $ 417,000 | $ 176,000 |
| Sarpy County Nebraska | 1 | $ 5,000 | $ 5,000 | $ 62,000 |
| Clark County Nevada | 1 | $ 250,000 | $ 250,000 | $ 145,000 |
| Middlesex County New Jersey | 1 | $ 80,000 | $ 80,000 | $ 42,000 |
| Cabarrus County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 63,000 |
| Cleveland County North Carolina | 1 | $ 268,000 | $ 268,000 | $ 140,000 |
| Davidson County North Carolina | 1 | $ 20,000 | $ 20,000 | $ 105,000 |
| New Hanover County North Carolina | 1 | $ 197,000 | $ 197,000 | $ 515,000 |
| Pender County North Carolina | 1 | $ 208,000 | $ 208,000 | $ 156,000 |
| Stokes County North Carolina | 1 | $ 31,000 | $ 31,000 | $ 37,000 |
| Watauga County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 115,000 |
| Fairfield County Ohio | 1 | $ 186,000 | $ 186,000 | $ 87,000 |
| Franklin County Ohio | 1 | $ 200,000 | $ 200,000 | $ 132,000 |
| Mahoning County Ohio | 1 | $ 35,000 | $ 35,000 | $ 50,000 |
| Morrow County Ohio | 1 | $ 152,000 | $ 152,000 | $ 154,000 |
| Nowata County Oklahoma | 1 | $ 228,000 | $ 228,000 | $ 98,000 |
| Butler County Pennsylvania | 1 | $ 184,000 | $ 184,000 | $ 86,000 |
| Lancaster County Pennsylvania | 1 | $ 233,000 | $ 233,000 | $ 105,000 |
| Aiken County South Carolina | 1 | $ 200,000 | $ 200,000 | $ 118,000 |
| Cherokee County South Carolina | 1 | $ 57,000 | $ 57,000 | $ 33,000 |
| Lancaster County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 79,000 |
| Laurens County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 41,000 |
| Lexington County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 78,000 |
| York County South Carolina | 1 | $ 347,000 | $ 347,000 | $ 85,000 |
| Marshall County South Dakota | 1 | $ 250,000 | $ 250,000 | $ 82,000 |
| Minnehaha County South Dakota | 1 | $ 120,000 | $ 120,000 | $ 83,000 |
| Perkins County South Dakota | 1 | $ 35,000 | $ 35,000 | $ 81,000 |
| Crockett County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 227,000 |
| Bexar County Texas | 1 | $ 13,000 | $ 13,000 | $ 40,000 |
| Collin County Texas | 1 | $ 200,000 | $ 200,000 | $ 86,000 |
| Dallas County Texas | 1 | $ 25,000 | $ 25,000 | $ 186,000 |
| El Paso County Texas | 1 | $ 128,000 | $ 128,000 | $ 69,000 |
| Grimes County Texas | 1 | $ 240,000 | $ 240,000 | $ 190,000 |
| Salt Lake County Utah | 1 | $ 60,000 | $ 60,000 | $ 156,000 |
| Hanover County Virginia | 1 | $ 165,000 | $ 165,000 | $ 68,000 |
| Richmond City County Virginia | 1 | $ 116,000 | $ 116,000 | $ 186,000 |
| Ashland County Wisconsin | 1 | $ 181,000 | $ 181,000 | $ 45,000 |
| Barron County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Chippewa County Wisconsin | 1 | $ 156,000 | $ 156,000 | $ 71,000 |
| Columbia County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 96,000 |
| Racine County Wisconsin | 1 | $ 200,000 | $ 200,000 | $ 221,000 |
| Fremont County Wyoming | 1 | $ 157,000 | $ 157,000 | $ 76,000 |
Mortgage Loan Application Detail Totals for Empeople Credit Union in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 596 | $90,970,000 | $152,000 | $784,000 | $95,000 | $515,000 |
| Refinancing | 518 | $77,857,000 | $150,000 | $610,000 | $95,000 | $515,000 |
| Home Improvement | 117 | $2,301,000 | $19,000 | $99,000 | $87,000 | $391,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 893 | $136,938,000 | $153,000 | $784,000 | $92,000 | $425,000 |
| Not Provided | 266 | $23,044,000 | $86,000 | $417,000 | $99,000 | $500,000 |
| Hispanic | 29 | $3,321,000 | $114,000 | $333,000 | $68,000 | $161,000 |
| Asian | 25 | $4,986,000 | $199,000 | $392,000 | $138,000 | $515,000 |
| Black or African American | 17 | $2,574,000 | $151,000 | $338,000 | $85,000 | $183,000 |
| American Indian or Alaskan Native | 1 | $265,000 | $265,000 | $265,000 | $85,000 | $85,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,231 | $171,128,000 | $139,000 | $784,000 | $94,000 | $515,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 859 | $112,804,000 | $131,000 | $784,000 | $97,000 | $515,000 |
| Application Withdrawn By Applicant | 118 | $22,231,000 | $188,000 | $610,000 | $104,000 | $515,000 |
| Preapproval Approved but not Accepted | 96 | $17,093,000 | $178,000 | $568,000 | $84,000 | $188,000 |
| Application Denied By Financial Institution | 86 | $9,848,000 | $114,000 | $417,000 | $76,000 | $228,000 |
| Preapproval Denied by Financial Institution | 35 | $4,319,000 | $123,000 | $261,000 | $59,000 | $101,000 |
| File Closed For Incompleteness | 21 | $2,715,000 | $129,000 | $312,000 | $95,000 | $240,000 |
| Application Approved But Not Accepted | 16 | $2,118,000 | $132,000 | $330,000 | $83,000 | $136,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 26 | $1,934,000 | $74,000 | $260,000 | $81,000 | $148,000 |
| Debt-To-Income Ratio | 9 | $644,000 | $71,000 | $155,000 | $38,000 | $55,000 |
| Collateral | 8 | $1,015,000 | $126,000 | $191,000 | $90,000 | $113,000 |
| Credit Application Incomplete | 4 | $529,000 | $132,000 | $214,000 | $117,000 | $228,000 |
| Other | 3 | $533,000 | $177,000 | $266,000 | $72,000 | $85,000 |
| Unverifiable Information | 1 | $54,000 | $54,000 | $54,000 | $27,000 | $27,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Empeople Credit Union's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Empeople Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.