Delta Community Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Delta Community Credit Union 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Delta Community Credit Union 3270 Riverwood Pkwy Atlanta, GA 30339 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,717 |
| Total Mortgage Loan Application Amount | $1,375,375,000 |
| Average Mortgage Loan Application Amount | $159,000 |
| Highest Mortgage Loan Application Amount | $16,805,000 |
| Average Applicant Income | $131,800 |
| Highest Applicant Income | $9,066,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Delta Community Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Delta Community Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Delta Community Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Delta Community Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Delta Community Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Delta Community Credit Union's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton County Georgia | 1,202 | $ 232,640,000 | $ 193,000 | $ 151,000 |
| Cobb County Georgia | 900 | $ 168,970,000 | $ 187,000 | $ 126,000 |
| Coweta County Georgia | 740 | $ 114,870,000 | $ 155,000 | $ 126,000 |
| Gwinnett County Georgia | 656 | $ 108,600,000 | $ 165,000 | $ 125,000 |
| Fayette County Georgia | 630 | $ 113,780,000 | $ 180,000 | $ 135,000 |
| DeKalb County Georgia | 565 | $ 112,785,000 | $ 199,000 | $ 137,000 |
| Henry County Georgia | 502 | $ 62,250,000 | $ 124,000 | $ 100,000 |
| Clayton County Georgia | 279 | $ 24,615,000 | $ 88,000 | $ 79,000 |
| Cherokee County Georgia | 254 | $ 45,420,000 | $ 178,000 | $ 126,000 |
| Forsyth County Georgia | 233 | $ 49,665,000 | $ 213,000 | $ 181,000 |
| Paulding County Georgia | 114 | $ 15,940,000 | $ 139,000 | $ 126,000 |
| Hall County Georgia | 96 | $ 16,680,000 | $ 173,000 | $ 144,000 |
| Douglas County Georgia | 83 | $ 11,385,000 | $ 137,000 | $ 109,000 |
| Spalding County Georgia | 58 | $ 6,730,000 | $ 116,000 | $ 84,000 |
| Carroll County Georgia | 41 | $ 6,875,000 | $ 167,000 | $ 109,000 |
| Barrow County Georgia | 38 | $ 3,800,000 | $ 100,000 | $ 66,000 |
| Salt Lake County Utah | 38 | $ 8,830,000 | $ 232,000 | $ 124,000 |
| Jackson County Georgia | 34 | $ 5,860,000 | $ 172,000 | $ 84,000 |
| Rockdale County Georgia | 33 | $ 5,205,000 | $ 157,000 | $ 150,000 |
| Walton County Georgia | 31 | $ 5,925,000 | $ 191,000 | $ 94,000 |
| Newton County Georgia | 24 | $ 2,820,000 | $ 117,000 | $ 260,000 |
| Tarrant County Texas | 24 | $ 4,330,000 | $ 180,000 | $ 203,000 |
| Broward County Florida | 23 | $ 4,735,000 | $ 205,000 | $ 155,000 |
| Butts County Georgia | 22 | $ 3,220,000 | $ 146,000 | $ 111,000 |
| Pike County Georgia | 21 | $ 3,335,000 | $ 158,000 | $ 107,000 |
| Boone County Kentucky | 19 | $ 2,535,000 | $ 133,000 | $ 106,000 |
| Bartow County Georgia | 18 | $ 3,140,000 | $ 174,000 | $ 137,000 |
| Maricopa County Arizona | 17 | $ 4,125,000 | $ 242,000 | $ 140,000 |
| Miami-Dade County Florida | 16 | $ 2,420,000 | $ 151,000 | $ 178,000 |
| Palm Beach County Florida | 16 | $ 3,640,000 | $ 227,000 | $ 149,000 |
| Chatham County Georgia | 16 | $ 2,780,000 | $ 173,000 | $ 145,000 |
| Meriwether County Georgia | 16 | $ 2,260,000 | $ 141,000 | $ 74,000 |
| Los Angeles County California | 15 | $ 3,675,000 | $ 245,000 | $ 153,000 |
| Lamar County Georgia | 15 | $ 1,835,000 | $ 122,000 | $ 156,000 |
| Brevard County Florida | 14 | $ 3,260,000 | $ 232,000 | $ 135,000 |
| Pinellas County Florida | 14 | $ 2,400,000 | $ 171,000 | $ 108,000 |
| Clarke County Georgia | 14 | $ 2,250,000 | $ 160,000 | $ 221,000 |
| Hamilton County Ohio | 14 | $ 2,530,000 | $ 180,000 | $ 131,000 |
| Orange County Florida | 13 | $ 2,965,000 | $ 228,000 | $ 118,000 |
| Walton County Florida | 13 | $ 4,345,000 | $ 334,000 | $ 353,000 |
| Pickens County Georgia | 13 | $ 3,325,000 | $ 255,000 | $ 113,000 |
| Jasper County Georgia | 12 | $ 1,850,000 | $ 154,000 | $ 128,000 |
| Putnam County Georgia | 12 | $ 2,880,000 | $ 240,000 | $ 168,000 |
| Dawson County Georgia | 11 | $ 1,945,000 | $ 176,000 | $ 88,000 |
| Monroe County Georgia | 11 | $ 2,185,000 | $ 198,000 | $ 159,000 |
| Davis County Utah | 11 | $ 2,695,000 | $ 245,000 | $ 139,000 |
| Union County Georgia | 10 | $ 2,870,000 | $ 287,000 | $ 210,000 |
| Davidson County Tennessee | 10 | $ 1,990,000 | $ 199,000 | $ 98,000 |
| Dallas County Texas | 10 | $ 1,580,000 | $ 158,000 | $ 142,000 |
| Duval County Florida | 9 | $ 1,085,000 | $ 120,000 | $ 140,000 |
| Hillsborough County Florida | 9 | $ 1,665,000 | $ 185,000 | $ 96,000 |
| Lee County Florida | 9 | $ 1,505,000 | $ 167,000 | $ 84,000 |
| Sarasota County Florida | 9 | $ 3,845,000 | $ 427,000 | $ 238,000 |
| Volusia County Florida | 9 | $ 2,205,000 | $ 245,000 | $ 209,000 |
| Bibb County Georgia | 9 | $ 1,075,000 | $ 119,000 | $ 78,000 |
| Columbia County Georgia | 9 | $ 1,825,000 | $ 202,000 | $ 118,000 |
| Gilmer County Georgia | 9 | $ 1,075,000 | $ 119,000 | $ 152,000 |
| Heard County Georgia | 9 | $ 1,455,000 | $ 161,000 | $ 206,000 |
| Lumpkin County Georgia | 9 | $ 1,445,000 | $ 160,000 | $ 89,000 |
| Weber County Utah | 9 | $ 2,835,000 | $ 315,000 | $ 249,000 |
| Seminole County Florida | 8 | $ 1,400,000 | $ 175,000 | $ 168,000 |
| Floyd County Georgia | 8 | $ 1,210,000 | $ 151,000 | $ 81,000 |
| Houston County Georgia | 8 | $ 920,000 | $ 115,000 | $ 85,000 |
| Oconee County Georgia | 8 | $ 2,160,000 | $ 270,000 | $ 151,000 |
| Troup County Georgia | 8 | $ 1,260,000 | $ 157,000 | $ 127,000 |
| Nassau County New York | 8 | $ 2,090,000 | $ 261,000 | $ 130,000 |
| Mecklenburg County North Carolina | 8 | $ 1,230,000 | $ 153,000 | $ 173,000 |
| Beaufort County South Carolina | 8 | $ 2,230,000 | $ 278,000 | $ 197,000 |
| Randolph County Alabama | 7 | $ 815,000 | $ 116,000 | $ 180,000 |
| Riverside County California | 7 | $ 585,000 | $ 83,000 | $ 113,000 |
| Pasco County Florida | 7 | $ 1,495,000 | $ 213,000 | $ 115,000 |
| Fannin County Georgia | 7 | $ 705,000 | $ 100,000 | $ 77,000 |
| Glynn County Georgia | 7 | $ 3,375,000 | $ 482,000 | $ 211,000 |
| Habersham County Georgia | 7 | $ 595,000 | $ 85,000 | $ 69,000 |
| Harris County Georgia | 7 | $ 1,045,000 | $ 149,000 | $ 124,000 |
| Summit County Utah | 7 | $ 2,395,000 | $ 342,000 | $ 190,000 |
| Utah County Utah | 7 | $ 2,595,000 | $ 370,000 | $ 201,000 |
| Orange County California | 6 | $ 2,190,000 | $ 365,000 | $ 231,000 |
| San Diego County California | 6 | $ 2,130,000 | $ 355,000 | $ 247,000 |
| St. Johns County Florida | 6 | $ 1,560,000 | $ 260,000 | $ 175,000 |
| Haralson County Georgia | 6 | $ 1,090,000 | $ 181,000 | $ 79,000 |
| Kenton County Kentucky | 6 | $ 680,000 | $ 113,000 | $ 87,000 |
| Essex County Massachusetts | 6 | $ 1,220,000 | $ 203,000 | $ 91,000 |
| Dakota County Minnesota | 6 | $ 1,190,000 | $ 198,000 | $ 98,000 |
| Queens County New York | 6 | $ 1,310,000 | $ 218,000 | $ 76,000 |
| Charleston County South Carolina | 6 | $ 2,220,000 | $ 370,000 | $ 232,000 |
| Horry County South Carolina | 6 | $ 870,000 | $ 145,000 | $ 164,000 |
| Oconee County South Carolina | 6 | $ 890,000 | $ 148,000 | $ 193,000 |
| Shelby County Tennessee | 6 | $ 830,000 | $ 138,000 | $ 89,000 |
| Harris County Texas | 6 | $ 1,070,000 | $ 178,000 | $ 88,000 |
| Tooele County Utah | 6 | $ 1,060,000 | $ 176,000 | $ 107,000 |
| Jefferson County Alabama | 5 | $ 615,000 | $ 123,000 | $ 109,000 |
| Lake County Florida | 5 | $ 835,000 | $ 167,000 | $ 80,000 |
| Manatee County Florida | 5 | $ 755,000 | $ 151,000 | $ 97,000 |
| Santa Rosa County Florida | 5 | $ 575,000 | $ 115,000 | $ 195,000 |
| Sumter County Florida | 5 | $ 1,395,000 | $ 279,000 | $ 166,000 |
| Gordon County Georgia | 5 | $ 1,235,000 | $ 247,000 | $ 97,000 |
| Greene County Georgia | 5 | $ 1,405,000 | $ 281,000 | $ 144,000 |
| White County Georgia | 5 | $ 785,000 | $ 157,000 | $ 139,000 |
| Wake County North Carolina | 5 | $ 1,045,000 | $ 209,000 | $ 122,000 |
| Williamson County Tennessee | 5 | $ 1,225,000 | $ 245,000 | $ 301,000 |
| Collin County Texas | 5 | $ 1,505,000 | $ 301,000 | $ 151,000 |
| Washington County Utah | 5 | $ 1,205,000 | $ 241,000 | $ 117,000 |
| Fairfax County Virginia | 5 | $ 1,295,000 | $ 259,000 | $ 208,000 |
| Baldwin County Alabama | 4 | $ 500,000 | $ 125,000 | $ 97,000 |
| Madison County Alabama | 4 | $ 740,000 | $ 185,000 | $ 80,000 |
| El Paso County Colorado | 4 | $ 910,000 | $ 227,000 | $ 168,000 |
| Nassau County Florida | 4 | $ 660,000 | $ 165,000 | $ 136,000 |
| St. Lucie County Florida | 4 | $ 670,000 | $ 167,000 | $ 181,000 |
| Lowndes County Georgia | 4 | $ 270,000 | $ 67,000 | $ 101,000 |
| Morgan County Georgia | 4 | $ 1,200,000 | $ 300,000 | $ 132,000 |
| Muscogee County Georgia | 4 | $ 370,000 | $ 92,000 | $ 110,000 |
| Richmond County Georgia | 4 | $ 310,000 | $ 77,000 | $ 82,000 |
| Stephens County Georgia | 4 | $ 820,000 | $ 205,000 | $ 218,000 |
| Suffolk County New York | 4 | $ 710,000 | $ 177,000 | $ 138,000 |
| Orange County North Carolina | 4 | $ 710,000 | $ 177,000 | $ 164,000 |
| Denton County Texas | 4 | $ 1,460,000 | $ 365,000 | $ 156,000 |
| Lee County Alabama | 3 | $ 895,000 | $ 298,000 | $ 201,000 |
| Mobile County Alabama | 3 | $ 305,000 | $ 101,000 | $ 64,000 |
| Tallapoosa County Alabama | 3 | $ 1,525,000 | $ 508,000 | $ 236,000 |
| Pima County Arizona | 3 | $ 575,000 | $ 191,000 | $ 107,000 |
| San Bernardino County California | 3 | $ 1,365,000 | $ 455,000 | $ 164,000 |
| Douglas County Colorado | 3 | $ 1,065,000 | $ 355,000 | $ 226,000 |
| District of Columbia County District Of Columbia | 3 | $ 1,045,000 | $ 348,000 | $ 142,000 |
| Charlotte County Florida | 3 | $ 475,000 | $ 158,000 | $ 154,000 |
| Marion County Florida | 3 | $ 565,000 | $ 188,000 | $ 94,000 |
| Okaloosa County Florida | 3 | $ 575,000 | $ 191,000 | $ 235,000 |
| Polk County Florida | 3 | $ 545,000 | $ 181,000 | $ 184,000 |
| Bryan County Georgia | 3 | $ 935,000 | $ 311,000 | $ 266,000 |
| Dougherty County Georgia | 3 | $ 285,000 | $ 95,000 | $ 64,000 |
| Hart County Georgia | 3 | $ 705,000 | $ 235,000 | $ 260,000 |
| Rabun County Georgia | 3 | $ 2,485,000 | $ 828,000 | $ 468,000 |
| Upson County Georgia | 3 | $ 375,000 | $ 125,000 | $ 95,000 |
| Norfolk County Massachusetts | 3 | $ 1,205,000 | $ 401,000 | $ 267,000 |
| Hennepin County Minnesota | 3 | $ 635,000 | $ 211,000 | $ 185,000 |
| Buncombe County North Carolina | 3 | $ 385,000 | $ 128,000 | $ 126,000 |
| Iredell County North Carolina | 3 | $ 1,225,000 | $ 408,000 | $ 250,000 |
| Macon County North Carolina | 3 | $ 595,000 | $ 198,000 | $ 230,000 |
| Clermont County Ohio | 3 | $ 265,000 | $ 88,000 | $ 83,000 |
| Richland County South Carolina | 3 | $ 285,000 | $ 95,000 | $ 103,000 |
| Knox County Tennessee | 3 | $ 495,000 | $ 165,000 | $ 70,000 |
| Wasatch County Utah | 3 | $ 625,000 | $ 208,000 | $ 223,000 |
| Calhoun County Alabama | 2 | $ 160,000 | $ 80,000 | $ 61,000 |
| Chambers County Alabama | 2 | $ 120,000 | $ 60,000 | $ 66,000 |
| Montgomery County Alabama | 2 | $ 90,000 | $ 45,000 | $ 92,000 |
| Shelby County Alabama | 2 | $ 340,000 | $ 170,000 | $ 138,000 |
| St. Clair County Alabama | 2 | $ 490,000 | $ 245,000 | $ 197,000 |
| Contra Costa County California | 2 | $ 530,000 | $ 265,000 | $ 137,000 |
| Fresno County California | 2 | $ 250,000 | $ 125,000 | $ 100,000 |
| Humboldt County California | 2 | $ 710,000 | $ 355,000 | $ 99,000 |
| Placer County California | 2 | $ 220,000 | $ 110,000 | $ 61,000 |
| Arapahoe County Colorado | 2 | $ 80,000 | $ 40,000 | $ 106,000 |
| Denver County Colorado | 2 | $ 470,000 | $ 235,000 | $ 75,000 |
| Eagle County Colorado | 2 | $ 850,000 | $ 425,000 | $ 265,000 |
| Alachua County Florida | 2 | $ 120,000 | $ 60,000 | $ 97,000 |
| Bay County Florida | 2 | $ 330,000 | $ 165,000 | $ 116,000 |
| Clay County Florida | 2 | $ 310,000 | $ 155,000 | $ 103,000 |
| Collier County Florida | 2 | $ 310,000 | $ 155,000 | $ 70,000 |
| Escambia County Florida | 2 | $ 300,000 | $ 150,000 | $ 91,000 |
| Flagler County Florida | 2 | $ 500,000 | $ 250,000 | $ 273,000 |
| Franklin County Florida | 2 | $ 760,000 | $ 380,000 | $ 248,000 |
| Hernando County Florida | 2 | $ 200,000 | $ 100,000 | $ 47,000 |
| Indian River County Florida | 2 | $ 290,000 | $ 145,000 | $ 52,000 |
| Leon County Florida | 2 | $ 70,000 | $ 35,000 | $ 221,000 |
| Bulloch County Georgia | 2 | $ 380,000 | $ 190,000 | $ 86,000 |
| Chattooga County Georgia | 2 | $ 250,000 | $ 125,000 | $ 59,000 |
| Effingham County Georgia | 2 | $ 380,000 | $ 190,000 | $ 155,000 |
| Franklin County Georgia | 2 | $ 390,000 | $ 195,000 | $ 227,000 |
| Polk County Georgia | 2 | $ 300,000 | $ 150,000 | $ 68,000 |
| Towns County Georgia | 2 | $ 450,000 | $ 225,000 | $ 86,000 |
| Hendricks County Indiana | 2 | $ 80,000 | $ 40,000 | $ 151,000 |
| Jefferson County Kentucky | 2 | $ 410,000 | $ 205,000 | $ 126,000 |
| Anne Arundel County Maryland | 2 | $ 800,000 | $ 400,000 | $ 112,000 |
| Howard County Maryland | 2 | $ 560,000 | $ 280,000 | $ 214,000 |
| Prince George's County Maryland | 2 | $ 740,000 | $ 370,000 | $ 109,000 |
| Middlesex County Massachusetts | 2 | $ 590,000 | $ 295,000 | $ 162,000 |
| Scott County Minnesota | 2 | $ 60,000 | $ 30,000 | $ 620,000 |
| Brunswick County North Carolina | 2 | $ 480,000 | $ 240,000 | $ 180,000 |
| Jackson County North Carolina | 2 | $ 840,000 | $ 420,000 | $ 327,000 |
| New Hanover County North Carolina | 2 | $ 560,000 | $ 280,000 | $ 133,000 |
| Pasquotank County North Carolina | 2 | $ 130,000 | $ 65,000 | $ 91,000 |
| Rockingham County North Carolina | 2 | $ 360,000 | $ 180,000 | $ 93,000 |
| Rowan County North Carolina | 2 | $ 140,000 | $ 70,000 | $ 67,000 |
| Union County North Carolina | 2 | $ 80,000 | $ 40,000 | $ 94,000 |
| Cuyahoga County Ohio | 2 | $ 340,000 | $ 170,000 | $ 108,000 |
| Delaware County Ohio | 2 | $ 40,000 | $ 20,000 | $ 113,000 |
| Franklin County Ohio | 2 | $ 450,000 | $ 225,000 | $ 60,000 |
| Georgetown County South Carolina | 2 | $ 490,000 | $ 245,000 | $ 201,000 |
| Greenville County South Carolina | 2 | $ 70,000 | $ 35,000 | $ 225,000 |
| Spartanburg County South Carolina | 2 | $ 250,000 | $ 125,000 | $ 97,000 |
| Sevier County Tennessee | 2 | $ 430,000 | $ 215,000 | $ 62,000 |
| Wilson County Tennessee | 2 | $ 490,000 | $ 245,000 | $ 107,000 |
| Bexar County Texas | 2 | $ 500,000 | $ 250,000 | $ 133,000 |
| Kendall County Texas | 2 | $ 700,000 | $ 350,000 | $ 308,000 |
| Autauga County Alabama | 1 | $ 215,000 | $ 215,000 | $ 141,000 |
| Cherokee County Alabama | 1 | $ 35,000 | $ 35,000 | $ 65,000 |
| Fayette County Alabama | 1 | $ 115,000 | $ 115,000 | $ 111,000 |
| Lauderdale County Alabama | 1 | $ 15,000 | $ 15,000 | $ 33,000 |
| Talladega County Alabama | 1 | $ 205,000 | $ 205,000 | $ 392,000 |
| Yavapai County Arizona | 1 | $ 85,000 | $ 85,000 | $ 84,000 |
| Alameda County California | 1 | $ 675,000 | $ 675,000 | $ 147,000 |
| Nevada County California | 1 | $ 265,000 | $ 265,000 | $ 110,000 |
| Plumas County California | 1 | $ 285,000 | $ 285,000 | $ 111,000 |
| Sacramento County California | 1 | $ 205,000 | $ 205,000 | $ 252,000 |
| San Francisco County California | 1 | $ 85,000 | $ 85,000 | $ 43,000 |
| San Luis Obispo County California | 1 | $ 445,000 | $ 445,000 | $ 158,000 |
| San Mateo County California | 1 | $ 45,000 | $ 45,000 | $ 202,000 |
| Santa Barbara County California | 1 | $ 325,000 | $ 325,000 | $ 124,000 |
| Santa Clara County California | 1 | $ 105,000 | $ 105,000 | $ 150,000 |
| Santa Cruz County California | 1 | $ 705,000 | $ 705,000 | $ 284,000 |
| Sonoma County California | 1 | $ 85,000 | $ 85,000 | $ 65,000 |
| Adams County Colorado | 1 | $ 375,000 | $ 375,000 | $ 72,000 |
| Jefferson County Colorado | 1 | $ 295,000 | $ 295,000 | $ 150,000 |
| Montrose County Colorado | 1 | $ 335,000 | $ 335,000 | $ 86,000 |
| Pueblo County Colorado | 1 | $ 365,000 | $ 365,000 | $ 315,000 |
| Routt County Colorado | 1 | $ 445,000 | $ 445,000 | $ 428,000 |
| Citrus County Florida | 1 | $ 265,000 | $ 265,000 | $ 177,000 |
| Jefferson County Florida | 1 | $ 65,000 | $ 65,000 | $ 89,000 |
| Baldwin County Georgia | 1 | $ 195,000 | $ 195,000 | $ 283,000 |
| Early County Georgia | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
| Grady County Georgia | 1 | $ 25,000 | $ 25,000 | $ 68,000 |
| Hancock County Georgia | 1 | $ 365,000 | $ 365,000 | $ 320,000 |
| Lee County Georgia | 1 | $ 135,000 | $ 135,000 | $ 100,000 |
| Liberty County Georgia | 1 | $ 105,000 | $ 105,000 | $ 122,000 |
| Madison County Georgia | 1 | $ 145,000 | $ 145,000 | $ 66,000 |
| Oglethorpe County Georgia | 1 | $ 115,000 | $ 115,000 | $ 46,000 |
| Peach County Georgia | 1 | $ 255,000 | $ 255,000 | $ 133,000 |
| Pierce County Georgia | 1 | $ 105,000 | $ 105,000 | $ 137,000 |
| Sumter County Georgia | 1 | $ 35,000 | $ 35,000 | $ 118,000 |
| Terrell County Georgia | 1 | $ 55,000 | $ 55,000 | $ 133,000 |
| Worth County Georgia | 1 | $ 45,000 | $ 45,000 | $ 121,000 |
| Elkhart County Indiana | 1 | $ 155,000 | $ 155,000 | $ 53,000 |
| Lake County Indiana | 1 | $ 115,000 | $ 115,000 | $ 360,000 |
| Morgan County Indiana | 1 | $ 75,000 | $ 75,000 | $ 84,000 |
| St. Joseph County Indiana | 1 | $ 75,000 | $ 75,000 | $ 129,000 |
| Campbell County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 124,000 |
| Fleming County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 36,000 |
| Garrard County Kentucky | 1 | $ 335,000 | $ 335,000 | $ 397,000 |
| Pulaski County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 67,000 |
| Baltimore County Maryland | 1 | $ 175,000 | $ 175,000 | $ 83,000 |
| Frederick County Maryland | 1 | $ 85,000 | $ 85,000 | $ 52,000 |
| Harford County Maryland | 1 | $ 45,000 | $ 45,000 | $ 73,000 |
| Montgomery County Maryland | 1 | $ 465,000 | $ 465,000 | $ 156,000 |
| Talbot County Maryland | 1 | $ 725,000 | $ 725,000 | $ 145,000 |
| Barnstable County Massachusetts | 1 | $ 45,000 | $ 45,000 | $ 103,000 |
| Suffolk County Massachusetts | 1 | $ 425,000 | $ 425,000 | $ 111,000 |
| Anoka County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 81,000 |
| Benton County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 50,000 |
| Cass County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 123,000 |
| Houston County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 226,000 |
| Itasca County Minnesota | 1 | $ 16,805,000 | $ 16,805,000 | $ 71,000 |
| Otter Tail County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 132,000 |
| Ramsey County Minnesota | 1 | $ 265,000 | $ 265,000 | $ 203,000 |
| Washington County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 160,000 |
| St. Louis City County Missouri | 1 | $ 325,000 | $ 325,000 | $ 335,000 |
| Cayuga County New York | 1 | $ 65,000 | $ 65,000 | $ 283,000 |
| Columbia County New York | 1 | $ 665,000 | $ 665,000 | $ 689,000 |
| Kings County New York | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Steuben County New York | 1 | $ 15,000 | $ 15,000 | $ 1,000 |
| Westchester County New York | 1 | $ 105,000 | $ 105,000 | $ 300,000 |
| Cherokee County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 24,000 |
| Clay County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 91,000 |
| Currituck County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| Durham County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 90,000 |
| Forsyth County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 120,000 |
| Guilford County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 250,000 |
| Haywood County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 104,000 |
| Johnston County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 104,000 |
| Madison County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 94,000 |
| McDowell County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 161,000 |
| Moore County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 48,000 |
| Pitt County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 113,000 |
| Richmond County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 63,000 |
| Stokes County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 42,000 |
| Fulton County Ohio | 1 | $ 15,000 | $ 15,000 | $ 50,000 |
| Montgomery County Ohio | 1 | $ 35,000 | $ 35,000 | $ 56,000 |
| Ottawa County Ohio | 1 | $ 105,000 | $ 105,000 | $ 159,000 |
| Summit County Ohio | 1 | $ 45,000 | $ 45,000 | $ 25,000 |
| Chester County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Aiken County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 52,000 |
| Berkeley County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 91,000 |
| Lancaster County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 158,000 |
| Pickens County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 34,000 |
| York County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 77,000 |
| Hamilton County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 88,000 |
| Hickman County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 91,000 |
| Monroe County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 17,000 |
| Montgomery County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 51,000 |
| Rhea County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 87,000 |
| Rutherford County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 111,000 |
| Sequatchie County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 200,000 |
| Sumner County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 109,000 |
| Tipton County Tennessee | 1 | $ 355,000 | $ 355,000 | $ 116,000 |
| Washington County Tennessee | 1 | $ 455,000 | $ 455,000 | $ 493,000 |
| Bell County Texas | 1 | $ 95,000 | $ 95,000 | $ 193,000 |
| Burnet County Texas | 1 | $ 205,000 | $ 205,000 | $ 53,000 |
| Caldwell County Texas | 1 | $ 265,000 | $ 265,000 | $ 199,000 |
| Eastland County Texas | 1 | $ 125,000 | $ 125,000 | $ 88,000 |
| El Paso County Texas | 1 | $ 75,000 | $ 75,000 | $ 101,000 |
| Fort Bend County Texas | 1 | $ 315,000 | $ 315,000 | $ 128,000 |
| Hill County Texas | 1 | $ 165,000 | $ 165,000 | $ 123,000 |
| Montgomery County Texas | 1 | $ 315,000 | $ 315,000 | $ 318,000 |
| Rockwall County Texas | 1 | $ 195,000 | $ 195,000 | $ 151,000 |
| Travis County Texas | 1 | $ 225,000 | $ 225,000 | $ 122,000 |
| Williamson County Texas | 1 | $ 375,000 | $ 375,000 | $ 82,000 |
| Rich County Utah | 1 | $ 305,000 | $ 305,000 | $ 320,000 |
| Alexandria County Virginia | 1 | $ 605,000 | $ 605,000 | $ 110,000 |
| Campbell County Virginia | 1 | $ 85,000 | $ 85,000 | $ 426,000 |
| Chesapeake County Virginia | 1 | $ 85,000 | $ 85,000 | $ 123,000 |
| Halifax County Virginia | 1 | $ 25,000 | $ 25,000 | $ 234,000 |
| Loudoun County Virginia | 1 | $ 725,000 | $ 725,000 | $ 257,000 |
| Nelson County Virginia | 1 | $ 405,000 | $ 405,000 | $ 309,000 |
| Suffolk County Virginia | 1 | $ 245,000 | $ 245,000 | $ 84,000 |
| Virginia Beach County Virginia | 1 | $ 195,000 | $ 195,000 | $ 63,000 |
Mortgage Loan Application Detail Totals for Delta Community Credit Union in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,240 | $544,980,000 | $243,000 | $1,875,000 | $127,000 | $2,341,000 |
| Other Purpose | 1,846 | $138,820,000 | $75,000 | $725,000 | $142,000 | $4,517,000 |
| Refinancing | 1,773 | $363,335,000 | $204,000 | $1,255,000 | $128,000 | $3,360,000 |
| Cash-out Refinancing | 1,503 | $301,975,000 | $200,000 | $16,805,000 | $132,000 | $9,066,000 |
| Home Improvement | 355 | $26,265,000 | $73,000 | $555,000 | $130,000 | $2,131,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,943 | $736,115,000 | $186,000 | $16,805,000 | $136,000 | $9,066,000 |
| Not Provided | 1,655 | $306,115,000 | $184,000 | $1,875,000 | $138,000 | $4,517,000 |
| Black or African American | 1,374 | $193,200,000 | $140,000 | $725,000 | $113,000 | $2,760,000 |
| Hispanic | 362 | $61,910,000 | $171,000 | $1,765,000 | $107,000 | $2,131,000 |
| Asian | 235 | $46,415,000 | $197,000 | $595,000 | $128,000 | $1,596,000 |
| American Indian or Alaskan Native | 35 | $4,465,000 | $127,000 | $315,000 | $73,000 | $170,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $815,000 | $163,000 | $385,000 | $93,000 | $186,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,717 | $1,375,375,000 | $178,000 | $16,805,000 | $132,000 | $9,066,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,909 | $701,715,000 | $179,000 | $1,655,000 | $125,000 | $2,341,000 |
| Application Withdrawn By Applicant | 1,687 | $364,405,000 | $216,000 | $16,805,000 | $144,000 | $4,517,000 |
| Application Denied By Financial Institution | 1,233 | $150,525,000 | $122,000 | $1,105,000 | $146,000 | $9,066,000 |
| File Closed For Incompleteness | 825 | $149,255,000 | $180,000 | $905,000 | $123,000 | $3,360,000 |
| Application Approved But Not Accepted | 43 | $5,425,000 | $126,000 | $535,000 | $116,000 | $394,000 |
| Preapproval Approved but not Accepted | 11 | $2,305,000 | $209,000 | $345,000 | $62,000 | $100,000 |
| Preapproval Denied by Financial Institution | 9 | $1,745,000 | $193,000 | $385,000 | $41,000 | $80,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,475 | $1,223,105,000 | $188,000 | $16,805,000 | $130,000 | $4,517,000 |
| Credit History | 553 | $64,255,000 | $116,000 | $1,105,000 | $196,000 | $3,948,000 |
| Debt-To-Income Ratio | 431 | $53,215,000 | $123,000 | $675,000 | $62,000 | $350,000 |
| Collateral | 141 | $18,295,000 | $129,000 | $645,000 | $233,000 | $9,066,000 |
| Employment History | 34 | $4,670,000 | $137,000 | $415,000 | $88,000 | $398,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 30 | $5,770,000 | $192,000 | $445,000 | $118,000 | $1,092,000 |
| Other | 29 | $3,725,000 | $128,000 | $345,000 | $163,000 | $1,392,000 |
| Unverifiable Information | 13 | $1,395,000 | $107,000 | $305,000 | $64,000 | $230,000 |
| Credit Application Incomplete | 9 | $695,000 | $77,000 | $235,000 | $84,000 | $129,000 |
| Mortgage Insurance Denied | 2 | $250,000 | $125,000 | $135,000 | $32,000 | $40,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Delta Community Credit Union's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Delta Community Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.