Delta Community Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Delta Community Credit Union 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Delta Community Credit Union 3270 Riverwood Pkwy Atlanta, GA 30339 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 8,921 |
| Total Mortgage Loan Application Amount | $1,736,205,000 |
| Average Mortgage Loan Application Amount | $181,400 |
| Highest Mortgage Loan Application Amount | $1,895,000 |
| Average Applicant Income | $135,000 |
| Highest Applicant Income | $6,073,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Delta Community Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Delta Community Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Delta Community Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Delta Community Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Delta Community Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Delta Community Credit Union's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton County Georgia | 1,440 | $ 313,930,000 | $ 218,000 | $ 155,000 |
| Cobb County Georgia | 1,049 | $ 215,585,000 | $ 205,000 | $ 134,000 |
| Gwinnett County Georgia | 834 | $ 147,240,000 | $ 176,000 | $ 119,000 |
| Coweta County Georgia | 812 | $ 140,750,000 | $ 173,000 | $ 123,000 |
| DeKalb County Georgia | 718 | $ 156,470,000 | $ 217,000 | $ 150,000 |
| Fayette County Georgia | 691 | $ 143,355,000 | $ 207,000 | $ 140,000 |
| Henry County Georgia | 542 | $ 82,070,000 | $ 151,000 | $ 98,000 |
| Clayton County Georgia | 322 | $ 38,050,000 | $ 118,000 | $ 81,000 |
| Cherokee County Georgia | 271 | $ 55,575,000 | $ 205,000 | $ 137,000 |
| Forsyth County Georgia | 259 | $ 54,225,000 | $ 209,000 | $ 158,000 |
| Douglas County Georgia | 144 | $ 22,960,000 | $ 159,000 | $ 99,000 |
| Paulding County Georgia | 118 | $ 19,720,000 | $ 167,000 | $ 94,000 |
| Hall County Georgia | 101 | $ 20,315,000 | $ 201,000 | $ 119,000 |
| Spalding County Georgia | 67 | $ 8,235,000 | $ 122,000 | $ 73,000 |
| Rockdale County Georgia | 59 | $ 9,625,000 | $ 163,000 | $ 94,000 |
| Walton County Georgia | 50 | $ 7,890,000 | $ 157,000 | $ 127,000 |
| Newton County Georgia | 38 | $ 6,230,000 | $ 163,000 | $ 85,000 |
| Barrow County Georgia | 34 | $ 5,360,000 | $ 157,000 | $ 106,000 |
| Carroll County Georgia | 34 | $ 5,730,000 | $ 168,000 | $ 115,000 |
| Pike County Georgia | 33 | $ 7,155,000 | $ 216,000 | $ 88,000 |
| Jackson County Georgia | 30 | $ 5,280,000 | $ 176,000 | $ 102,000 |
| Butts County Georgia | 28 | $ 3,320,000 | $ 118,000 | $ 88,000 |
| Troup County Georgia | 25 | $ 3,145,000 | $ 125,000 | $ 95,000 |
| Bartow County Georgia | 24 | $ 4,360,000 | $ 181,000 | $ 113,000 |
| Salt Lake County Utah | 23 | $ 5,165,000 | $ 224,000 | $ 143,000 |
| Los Angeles County California | 22 | $ 4,420,000 | $ 200,000 | $ 133,000 |
| Palm Beach County Florida | 22 | $ 5,240,000 | $ 238,000 | $ 120,000 |
| Pinellas County Florida | 21 | $ 4,575,000 | $ 217,000 | $ 164,000 |
| Orange County Florida | 20 | $ 4,250,000 | $ 212,000 | $ 112,000 |
| Broward County Florida | 19 | $ 5,065,000 | $ 266,000 | $ 158,000 |
| Houston County Georgia | 19 | $ 2,445,000 | $ 128,000 | $ 96,000 |
| Meriwether County Georgia | 19 | $ 2,965,000 | $ 156,000 | $ 81,000 |
| Lamar County Georgia | 18 | $ 2,670,000 | $ 148,000 | $ 87,000 |
| Tarrant County Texas | 18 | $ 3,040,000 | $ 168,000 | $ 130,000 |
| Brevard County Florida | 15 | $ 3,705,000 | $ 247,000 | $ 97,000 |
| Dawson County Georgia | 15 | $ 3,375,000 | $ 225,000 | $ 126,000 |
| Heard County Georgia | 15 | $ 2,105,000 | $ 140,000 | $ 80,000 |
| Pickens County Georgia | 15 | $ 3,415,000 | $ 227,000 | $ 119,000 |
| Hillsborough County Florida | 14 | $ 3,260,000 | $ 232,000 | $ 131,000 |
| Miami-Dade County Florida | 14 | $ 3,500,000 | $ 250,000 | $ 153,000 |
| Muscogee County Georgia | 14 | $ 1,590,000 | $ 113,000 | $ 342,000 |
| Oconee County Georgia | 13 | $ 3,235,000 | $ 248,000 | $ 158,000 |
| Boone County Kentucky | 13 | $ 2,235,000 | $ 171,000 | $ 125,000 |
| Hamilton County Ohio | 13 | $ 2,065,000 | $ 158,000 | $ 128,000 |
| Maricopa County Arizona | 12 | $ 3,050,000 | $ 254,000 | $ 153,000 |
| Putnam County Georgia | 12 | $ 2,570,000 | $ 214,000 | $ 146,000 |
| Bay County Florida | 11 | $ 2,325,000 | $ 211,000 | $ 185,000 |
| Clarke County Georgia | 11 | $ 1,605,000 | $ 145,000 | $ 121,000 |
| Floyd County Georgia | 11 | $ 1,695,000 | $ 154,000 | $ 62,000 |
| Randolph County Alabama | 10 | $ 3,570,000 | $ 357,000 | $ 268,000 |
| Bibb County Georgia | 10 | $ 1,280,000 | $ 128,000 | $ 75,000 |
| Greene County Georgia | 10 | $ 4,010,000 | $ 401,000 | $ 202,000 |
| Monroe County Georgia | 10 | $ 2,790,000 | $ 279,000 | $ 160,000 |
| Kenton County Kentucky | 10 | $ 1,170,000 | $ 117,000 | $ 84,000 |
| Lee County Alabama | 9 | $ 2,085,000 | $ 231,000 | $ 131,000 |
| Sarasota County Florida | 9 | $ 1,295,000 | $ 143,000 | $ 129,000 |
| Chatham County Georgia | 9 | $ 1,485,000 | $ 165,000 | $ 114,000 |
| Mecklenburg County North Carolina | 9 | $ 2,085,000 | $ 231,000 | $ 163,000 |
| Denton County Texas | 9 | $ 1,925,000 | $ 213,000 | $ 206,000 |
| San Diego County California | 8 | $ 2,800,000 | $ 350,000 | $ 189,000 |
| Lumpkin County Georgia | 8 | $ 1,410,000 | $ 176,000 | $ 108,000 |
| Hennepin County Minnesota | 8 | $ 2,170,000 | $ 271,000 | $ 145,000 |
| Charleston County South Carolina | 8 | $ 1,870,000 | $ 233,000 | $ 161,000 |
| Shelby County Tennessee | 8 | $ 1,700,000 | $ 212,000 | $ 226,000 |
| Riverside County California | 7 | $ 1,305,000 | $ 186,000 | $ 100,000 |
| District of Columbia County District Of Columbia | 7 | $ 3,235,000 | $ 462,000 | $ 213,000 |
| Duval County Florida | 7 | $ 1,335,000 | $ 190,000 | $ 105,000 |
| Lee County Florida | 7 | $ 1,855,000 | $ 265,000 | $ 147,000 |
| Nassau County Florida | 7 | $ 1,985,000 | $ 283,000 | $ 155,000 |
| Pasco County Florida | 7 | $ 1,415,000 | $ 202,000 | $ 129,000 |
| Gilmer County Georgia | 7 | $ 1,695,000 | $ 242,000 | $ 117,000 |
| Jasper County Georgia | 7 | $ 1,295,000 | $ 185,000 | $ 141,000 |
| Davidson County Tennessee | 7 | $ 2,015,000 | $ 287,000 | $ 102,000 |
| Knox County Tennessee | 7 | $ 1,285,000 | $ 183,000 | $ 204,000 |
| Davis County Utah | 7 | $ 1,395,000 | $ 199,000 | $ 152,000 |
| Jefferson County Alabama | 6 | $ 1,590,000 | $ 265,000 | $ 196,000 |
| Shelby County Alabama | 6 | $ 960,000 | $ 160,000 | $ 102,000 |
| Tallapoosa County Alabama | 6 | $ 1,550,000 | $ 258,000 | $ 200,000 |
| Sumter County Florida | 6 | $ 1,220,000 | $ 203,000 | $ 80,000 |
| Fannin County Georgia | 6 | $ 820,000 | $ 136,000 | $ 192,000 |
| Hart County Georgia | 6 | $ 1,530,000 | $ 255,000 | $ 183,000 |
| Dakota County Minnesota | 6 | $ 1,290,000 | $ 215,000 | $ 131,000 |
| Harris County Texas | 6 | $ 1,380,000 | $ 230,000 | $ 166,000 |
| Summit County Utah | 6 | $ 1,270,000 | $ 211,000 | $ 168,000 |
| Orange County California | 5 | $ 405,000 | $ 81,000 | $ 163,000 |
| Leon County Florida | 5 | $ 625,000 | $ 125,000 | $ 65,000 |
| Osceola County Florida | 5 | $ 1,015,000 | $ 203,000 | $ 86,000 |
| Volusia County Florida | 5 | $ 1,505,000 | $ 301,000 | $ 247,000 |
| Walton County Florida | 5 | $ 3,395,000 | $ 679,000 | $ 373,000 |
| Habersham County Georgia | 5 | $ 1,125,000 | $ 225,000 | $ 126,000 |
| Polk County Georgia | 5 | $ 655,000 | $ 131,000 | $ 56,000 |
| Towns County Georgia | 5 | $ 675,000 | $ 135,000 | $ 72,000 |
| Union County Georgia | 5 | $ 1,045,000 | $ 209,000 | $ 113,000 |
| White County Georgia | 5 | $ 675,000 | $ 135,000 | $ 104,000 |
| Cherokee County North Carolina | 5 | $ 785,000 | $ 157,000 | $ 62,000 |
| Greenville County South Carolina | 5 | $ 1,075,000 | $ 215,000 | $ 116,000 |
| York County South Carolina | 5 | $ 1,345,000 | $ 269,000 | $ 130,000 |
| Dallas County Texas | 5 | $ 1,035,000 | $ 207,000 | $ 71,000 |
| Fairfax County Virginia | 5 | $ 2,025,000 | $ 405,000 | $ 210,000 |
| Baldwin County Alabama | 4 | $ 1,040,000 | $ 260,000 | $ 102,000 |
| Montgomery County Alabama | 4 | $ 330,000 | $ 82,000 | $ 140,000 |
| St. Clair County Alabama | 4 | $ 1,300,000 | $ 325,000 | $ 120,000 |
| Lake County Florida | 4 | $ 1,040,000 | $ 260,000 | $ 135,000 |
| Manatee County Florida | 4 | $ 1,060,000 | $ 265,000 | $ 220,000 |
| Santa Rosa County Florida | 4 | $ 760,000 | $ 190,000 | $ 263,000 |
| St. Lucie County Florida | 4 | $ 820,000 | $ 205,000 | $ 57,000 |
| Glynn County Georgia | 4 | $ 840,000 | $ 210,000 | $ 104,000 |
| Haralson County Georgia | 4 | $ 540,000 | $ 135,000 | $ 90,000 |
| Rabun County Georgia | 4 | $ 2,210,000 | $ 552,000 | $ 380,000 |
| Prince George's County Maryland | 4 | $ 940,000 | $ 235,000 | $ 100,000 |
| Nassau County New York | 4 | $ 1,380,000 | $ 345,000 | $ 178,000 |
| Suffolk County New York | 4 | $ 1,280,000 | $ 320,000 | $ 208,000 |
| Buncombe County North Carolina | 4 | $ 1,250,000 | $ 312,000 | $ 153,000 |
| New Hanover County North Carolina | 4 | $ 800,000 | $ 200,000 | $ 147,000 |
| Wake County North Carolina | 4 | $ 800,000 | $ 200,000 | $ 910,000 |
| Beaufort County South Carolina | 4 | $ 1,000,000 | $ 250,000 | $ 184,000 |
| Oconee County South Carolina | 4 | $ 1,260,000 | $ 315,000 | $ 246,000 |
| Rutherford County Tennessee | 4 | $ 1,120,000 | $ 280,000 | $ 120,000 |
| Weber County Utah | 4 | $ 910,000 | $ 227,000 | $ 136,000 |
| Pinal County Arizona | 3 | $ 385,000 | $ 128,000 | $ 108,000 |
| Santa Barbara County California | 3 | $ 635,000 | $ 211,000 | $ 267,000 |
| Charlotte County Florida | 3 | $ 715,000 | $ 238,000 | $ 171,000 |
| Collier County Florida | 3 | $ 305,000 | $ 101,000 | $ 83,000 |
| Escambia County Florida | 3 | $ 345,000 | $ 115,000 | $ 96,000 |
| Hernando County Florida | 3 | $ 305,000 | $ 101,000 | $ 70,000 |
| Marion County Florida | 3 | $ 665,000 | $ 221,000 | $ 78,000 |
| Okaloosa County Florida | 3 | $ 215,000 | $ 71,000 | $ 170,000 |
| Seminole County Florida | 3 | $ 1,255,000 | $ 418,000 | $ 122,000 |
| St. Johns County Florida | 3 | $ 635,000 | $ 211,000 | $ 125,000 |
| Wakulla County Florida | 3 | $ 395,000 | $ 131,000 | $ 80,000 |
| Baldwin County Georgia | 3 | $ 935,000 | $ 311,000 | $ 213,000 |
| Banks County Georgia | 3 | $ 475,000 | $ 158,000 | $ 127,000 |
| Hancock County Georgia | 3 | $ 635,000 | $ 211,000 | $ 141,000 |
| Morgan County Georgia | 3 | $ 735,000 | $ 245,000 | $ 133,000 |
| Richmond County Georgia | 3 | $ 405,000 | $ 135,000 | $ 99,000 |
| Thomas County Georgia | 3 | $ 95,000 | $ 31,000 | $ 73,000 |
| Upson County Georgia | 3 | $ 325,000 | $ 108,000 | $ 68,000 |
| Fayette County Kentucky | 3 | $ 375,000 | $ 125,000 | $ 306,000 |
| Jefferson County Kentucky | 3 | $ 755,000 | $ 251,000 | $ 218,000 |
| Essex County Massachusetts | 3 | $ 965,000 | $ 321,000 | $ 124,000 |
| Middlesex County Massachusetts | 3 | $ 555,000 | $ 185,000 | $ 235,000 |
| Orange County North Carolina | 3 | $ 505,000 | $ 168,000 | $ 102,000 |
| Dorchester County South Carolina | 3 | $ 765,000 | $ 255,000 | $ 230,000 |
| Richland County South Carolina | 3 | $ 285,000 | $ 95,000 | $ 130,000 |
| Montgomery County Tennessee | 3 | $ 495,000 | $ 165,000 | $ 68,000 |
| Collin County Texas | 3 | $ 975,000 | $ 325,000 | $ 235,000 |
| Travis County Texas | 3 | $ 475,000 | $ 158,000 | $ 108,000 |
| Tooele County Utah | 3 | $ 375,000 | $ 125,000 | $ 92,000 |
| Wasatch County Utah | 3 | $ 165,000 | $ 55,000 | $ 85,000 |
| Calhoun County Alabama | 2 | $ 150,000 | $ 75,000 | $ 113,000 |
| Etowah County Alabama | 2 | $ 580,000 | $ 290,000 | $ 63,000 |
| Limestone County Alabama | 2 | $ 320,000 | $ 160,000 | $ 101,000 |
| Tuscaloosa County Alabama | 2 | $ 150,000 | $ 75,000 | $ 123,000 |
| Pima County Arizona | 2 | $ 280,000 | $ 140,000 | $ 66,000 |
| Alameda County California | 2 | $ 1,160,000 | $ 580,000 | $ 147,000 |
| Contra Costa County California | 2 | $ 1,120,000 | $ 560,000 | $ 138,000 |
| Sacramento County California | 2 | $ 650,000 | $ 325,000 | $ 152,000 |
| Ventura County California | 2 | $ 180,000 | $ 90,000 | $ 122,000 |
| Denver County Colorado | 2 | $ 1,000,000 | $ 500,000 | $ 198,000 |
| Jefferson County Colorado | 2 | $ 240,000 | $ 120,000 | $ 245,000 |
| Summit County Colorado | 2 | $ 900,000 | $ 450,000 | $ 148,000 |
| Weld County Colorado | 2 | $ 710,000 | $ 355,000 | $ 203,000 |
| Levy County Florida | 2 | $ 440,000 | $ 220,000 | $ 72,000 |
| Martin County Florida | 2 | $ 540,000 | $ 270,000 | $ 74,000 |
| Polk County Florida | 2 | $ 200,000 | $ 100,000 | $ 84,000 |
| Bulloch County Georgia | 2 | $ 240,000 | $ 120,000 | $ 126,000 |
| Camden County Georgia | 2 | $ 300,000 | $ 150,000 | $ 61,000 |
| Catoosa County Georgia | 2 | $ 440,000 | $ 220,000 | $ 98,000 |
| Columbia County Georgia | 2 | $ 490,000 | $ 245,000 | $ 257,000 |
| Dougherty County Georgia | 2 | $ 80,000 | $ 40,000 | $ 69,000 |
| Effingham County Georgia | 2 | $ 300,000 | $ 150,000 | $ 173,000 |
| Emanuel County Georgia | 2 | $ 220,000 | $ 110,000 | $ 48,000 |
| Harris County Georgia | 2 | $ 380,000 | $ 190,000 | $ 126,000 |
| Lee County Georgia | 2 | $ 390,000 | $ 195,000 | $ 28,000 |
| Murray County Georgia | 2 | $ 340,000 | $ 170,000 | $ 42,000 |
| Whitfield County Georgia | 2 | $ 560,000 | $ 280,000 | $ 122,000 |
| Dearborn County Indiana | 2 | $ 230,000 | $ 115,000 | $ 53,000 |
| Johnson County Indiana | 2 | $ 170,000 | $ 85,000 | $ 163,000 |
| Marion County Indiana | 2 | $ 120,000 | $ 60,000 | $ 64,000 |
| Campbell County Kentucky | 2 | $ 170,000 | $ 85,000 | $ 153,000 |
| Warren County Kentucky | 2 | $ 70,000 | $ 35,000 | $ 100,000 |
| Baltimore County Maryland | 2 | $ 350,000 | $ 175,000 | $ 78,000 |
| Montgomery County Maryland | 2 | $ 110,000 | $ 55,000 | $ 91,000 |
| Plymouth County Massachusetts | 2 | $ 330,000 | $ 165,000 | $ 255,000 |
| Carver County Minnesota | 2 | $ 310,000 | $ 155,000 | $ 263,000 |
| Queens County New York | 2 | $ 460,000 | $ 230,000 | $ 87,000 |
| Rockland County New York | 2 | $ 570,000 | $ 285,000 | $ 152,000 |
| Westchester County New York | 2 | $ 490,000 | $ 245,000 | $ 102,000 |
| Burke County North Carolina | 2 | $ 480,000 | $ 240,000 | $ 73,000 |
| Cabarrus County North Carolina | 2 | $ 250,000 | $ 125,000 | $ 84,000 |
| Clay County North Carolina | 2 | $ 590,000 | $ 295,000 | $ 563,000 |
| Durham County North Carolina | 2 | $ 450,000 | $ 225,000 | $ 81,000 |
| Gaston County North Carolina | 2 | $ 570,000 | $ 285,000 | $ 96,000 |
| Guilford County North Carolina | 2 | $ 360,000 | $ 180,000 | $ 109,000 |
| Macon County North Carolina | 2 | $ 370,000 | $ 185,000 | $ 159,000 |
| Union County North Carolina | 2 | $ 470,000 | $ 235,000 | $ 166,000 |
| Clermont County Ohio | 2 | $ 790,000 | $ 395,000 | $ 131,000 |
| Cuyahoga County Ohio | 2 | $ 270,000 | $ 135,000 | $ 48,000 |
| Franklin County Ohio | 2 | $ 300,000 | $ 150,000 | $ 146,000 |
| Lucas County Ohio | 2 | $ 380,000 | $ 190,000 | $ 106,000 |
| Aiken County South Carolina | 2 | $ 360,000 | $ 180,000 | $ 30,000 |
| Anderson County South Carolina | 2 | $ 380,000 | $ 190,000 | $ 62,000 |
| Horry County South Carolina | 2 | $ 240,000 | $ 120,000 | $ 90,000 |
| Jasper County South Carolina | 2 | $ 510,000 | $ 255,000 | $ 95,000 |
| Lexington County South Carolina | 2 | $ 230,000 | $ 115,000 | $ 114,000 |
| Blount County Tennessee | 2 | $ 380,000 | $ 190,000 | $ 89,000 |
| Hamilton County Tennessee | 2 | $ 210,000 | $ 105,000 | $ 69,000 |
| Williamson County Tennessee | 2 | $ 840,000 | $ 420,000 | $ 184,000 |
| Bexar County Texas | 2 | $ 410,000 | $ 205,000 | $ 78,000 |
| El Paso County Texas | 2 | $ 150,000 | $ 75,000 | $ 69,000 |
| Galveston County Texas | 2 | $ 340,000 | $ 170,000 | $ 69,000 |
| Williamson County Texas | 2 | $ 270,000 | $ 135,000 | $ 1,861,000 |
| Arlington County Virginia | 2 | $ 250,000 | $ 125,000 | $ 36,000 |
| Chesapeake County Virginia | 2 | $ 600,000 | $ 300,000 | $ 223,000 |
| Loudoun County Virginia | 2 | $ 970,000 | $ 485,000 | $ 128,000 |
| Virginia Beach County Virginia | 2 | $ 510,000 | $ 255,000 | $ 152,000 |
| Cleburne County Alabama | 1 | $ 75,000 | $ 75,000 | $ 187,000 |
| Geneva County Alabama | 1 | $ 145,000 | $ 145,000 | $ 171,000 |
| Macon County Alabama | 1 | $ 35,000 | $ 35,000 | $ 177,000 |
| Madison County Alabama | 1 | $ 45,000 | $ 45,000 | $ 130,000 |
| Mobile County Alabama | 1 | $ 215,000 | $ 215,000 | $ 338,000 |
| Talladega County Alabama | 1 | $ 65,000 | $ 65,000 | $ 120,000 |
| Cochise County Arizona | 1 | $ 65,000 | $ 65,000 | $ 27,000 |
| Mohave County Arizona | 1 | $ 75,000 | $ 75,000 | $ 13,000 |
| El Dorado County California | 1 | $ 645,000 | $ 645,000 | $ 132,000 |
| Lake County California | 1 | $ 205,000 | $ 205,000 | $ 40,000 |
| Marin County California | 1 | $ 255,000 | $ 255,000 | $ 267,000 |
| San Bernardino County California | 1 | $ 615,000 | $ 615,000 | $ 279,000 |
| San Luis Obispo County California | 1 | $ 505,000 | $ 505,000 | $ 243,000 |
| Solano County California | 1 | $ 215,000 | $ 215,000 | $ 84,000 |
| Sonoma County California | 1 | $ 65,000 | $ 65,000 | $ 153,000 |
| Arapahoe County Colorado | 1 | $ 285,000 | $ 285,000 | $ 240,000 |
| Douglas County Colorado | 1 | $ 255,000 | $ 255,000 | $ 258,000 |
| Eagle County Colorado | 1 | $ 545,000 | $ 545,000 | $ 190,000 |
| El Paso County Colorado | 1 | $ 475,000 | $ 475,000 | $ 150,000 |
| Larimer County Colorado | 1 | $ 255,000 | $ 255,000 | $ 163,000 |
| Fairfield County Connecticut | 1 | $ 505,000 | $ 505,000 | $ 168,000 |
| Citrus County Florida | 1 | $ 165,000 | $ 165,000 | $ 84,000 |
| Clay County Florida | 1 | $ 165,000 | $ 165,000 | $ 36,000 |
| Flagler County Florida | 1 | $ 805,000 | $ 805,000 | $ 170,000 |
| Franklin County Florida | 1 | $ 365,000 | $ 365,000 | $ 204,000 |
| Gulf County Florida | 1 | $ 275,000 | $ 275,000 | $ 100,000 |
| Indian River County Florida | 1 | $ 105,000 | $ 105,000 | $ 108,000 |
| Jefferson County Florida | 1 | $ 75,000 | $ 75,000 | $ 72,000 |
| Liberty County Florida | 1 | $ 125,000 | $ 125,000 | $ 28,000 |
| Brooks County Georgia | 1 | $ 85,000 | $ 85,000 | $ 86,000 |
| Bryan County Georgia | 1 | $ 225,000 | $ 225,000 | $ 95,000 |
| Chattooga County Georgia | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Coffee County Georgia | 1 | $ 85,000 | $ 85,000 | $ 28,000 |
| Colquitt County Georgia | 1 | $ 75,000 | $ 75,000 | $ 177,000 |
| Cook County Georgia | 1 | $ 75,000 | $ 75,000 | $ 51,000 |
| Dade County Georgia | 1 | $ 65,000 | $ 65,000 | $ 147,000 |
| Elbert County Georgia | 1 | $ 105,000 | $ 105,000 | $ 109,000 |
| Franklin County Georgia | 1 | $ 185,000 | $ 185,000 | $ 95,000 |
| Gordon County Georgia | 1 | $ 465,000 | $ 465,000 | $ 257,000 |
| Irwin County Georgia | 1 | $ 55,000 | $ 55,000 | $ 89,000 |
| Jeff Davis County Georgia | 1 | $ 235,000 | $ 235,000 | $ 54,000 |
| Madison County Georgia | 1 | $ 175,000 | $ 175,000 | $ 138,000 |
| Pulaski County Georgia | 1 | $ 105,000 | $ 105,000 | $ 38,000 |
| Screven County Georgia | 1 | $ 205,000 | $ 205,000 | $ 100,000 |
| Stephens County Georgia | 1 | $ 605,000 | $ 605,000 | $ 338,000 |
| Tift County Georgia | 1 | $ 215,000 | $ 215,000 | $ 85,000 |
| Toombs County Georgia | 1 | $ 35,000 | $ 35,000 | $ 41,000 |
| Walker County Georgia | 1 | $ 35,000 | $ 35,000 | $ 35,000 |
| Washington County Georgia | 1 | $ 85,000 | $ 85,000 | $ 23,000 |
| Wilkinson County Georgia | 1 | $ 125,000 | $ 125,000 | $ 258,000 |
| Kane County Illinois | 1 | $ 175,000 | $ 175,000 | $ 2,568,000 |
| Allen County Indiana | 1 | $ 155,000 | $ 155,000 | $ 78,000 |
| Fulton County Indiana | 1 | $ 305,000 | $ 305,000 | $ 274,000 |
| Hendricks County Indiana | 1 | $ 295,000 | $ 295,000 | $ 78,000 |
| LaGrange County Indiana | 1 | $ 405,000 | $ 405,000 | $ 277,000 |
| Madison County Indiana | 1 | $ 25,000 | $ 25,000 | $ 186,000 |
| Whitley County Indiana | 1 | $ 105,000 | $ 105,000 | $ 76,000 |
| Allen County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 146,000 |
| Mercer County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 30,000 |
| Baltimore City County Maryland | 1 | $ 95,000 | $ 95,000 | $ 178,000 |
| Howard County Maryland | 1 | $ 45,000 | $ 45,000 | $ 178,000 |
| Worcester County Maryland | 1 | $ 125,000 | $ 125,000 | $ 54,000 |
| Berkshire County Massachusetts | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Bristol County Massachusetts | 1 | $ 25,000 | $ 25,000 | $ 75,000 |
| Suffolk County Massachusetts | 1 | $ 295,000 | $ 295,000 | $ 75,000 |
| Blue Earth County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 395,000 |
| Crow Wing County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 89,000 |
| Freeborn County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 153,000 |
| Houston County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 214,000 |
| Essex County New Jersey | 1 | $ 35,000 | $ 35,000 | $ 144,000 |
| Albany County New York | 1 | $ 235,000 | $ 235,000 | $ 71,000 |
| Monroe County New York | 1 | $ 105,000 | $ 105,000 | $ 146,000 |
| Onondaga County New York | 1 | $ 85,000 | $ 85,000 | $ 114,000 |
| Brunswick County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 180,000 |
| Cleveland County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 35,000 |
| Cumberland County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 122,000 |
| Davie County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 50,000 |
| Forsyth County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 59,000 |
| Henderson County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 411,000 |
| Iredell County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 155,000 |
| Jackson County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 115,000 |
| Jones County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 225,000 |
| Pasquotank County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 74,000 |
| Pender County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 264,000 |
| Rowan County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 120,000 |
| Transylvania County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 190,000 |
| Watauga County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 144,000 |
| Delaware County Ohio | 1 | $ 545,000 | $ 545,000 | $ 224,000 |
| Fairfield County Ohio | 1 | $ 105,000 | $ 105,000 | $ 67,000 |
| Montgomery County Ohio | 1 | $ 105,000 | $ 105,000 | $ 74,000 |
| Stark County Ohio | 1 | $ 75,000 | $ 75,000 | $ 129,000 |
| Warren County Ohio | 1 | $ 105,000 | $ 105,000 | $ 189,000 |
| Wood County Ohio | 1 | $ 225,000 | $ 225,000 | $ 165,000 |
| Pickens County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 64,000 |
| Spartanburg County South Carolina | 1 | $ 335,000 | $ 335,000 | $ 286,000 |
| Bledsoe County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 119,000 |
| Bradley County Tennessee | 1 | $ 335,000 | $ 335,000 | $ 350,000 |
| Campbell County Tennessee | 1 | $ 535,000 | $ 535,000 | $ 330,000 |
| Chester County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 83,000 |
| Fayette County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 255,000 |
| Fentress County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 83,000 |
| Loudon County Tennessee | 1 | $ 1,355,000 | $ 1,355,000 | $ 421,000 |
| Maury County Tennessee | 1 | $ 465,000 | $ 465,000 | $ 389,000 |
| Monroe County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 148,000 |
| Robertson County Tennessee | 1 | $ 475,000 | $ 475,000 | $ 140,000 |
| Sevier County Tennessee | 1 | $ 525,000 | $ 525,000 | $ 120,000 |
| Tipton County Tennessee | 1 | $ 5,000 | $ 5,000 | $ 144,000 |
| Wilson County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 77,000 |
| Burnet County Texas | 1 | $ 385,000 | $ 385,000 | $ 199,000 |
| Ellis County Texas | 1 | $ 415,000 | $ 415,000 | $ 236,000 |
| Grayson County Texas | 1 | $ 645,000 | $ 645,000 | $ 316,000 |
| Hays County Texas | 1 | $ 215,000 | $ 215,000 | $ 55,000 |
| Hood County Texas | 1 | $ 355,000 | $ 355,000 | $ 138,000 |
| Kaufman County Texas | 1 | $ 245,000 | $ 245,000 | $ 116,000 |
| Montague County Texas | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Montgomery County Texas | 1 | $ 515,000 | $ 515,000 | $ 344,000 |
| Wise County Texas | 1 | $ 145,000 | $ 145,000 | $ 43,000 |
| Wood County Texas | 1 | $ 215,000 | $ 215,000 | $ 70,000 |
| Utah County Utah | 1 | $ 435,000 | $ 435,000 | $ 117,000 |
| Chesterfield County Virginia | 1 | $ 175,000 | $ 175,000 | $ 188,000 |
| Culpeper County Virginia | 1 | $ 185,000 | $ 185,000 | $ 263,000 |
| Fauquier County Virginia | 1 | $ 105,000 | $ 105,000 | $ 134,000 |
| Gloucester County Virginia | 1 | $ 75,000 | $ 75,000 | $ 3,600,000 |
| Goochland County Virginia | 1 | $ 255,000 | $ 255,000 | $ 141,000 |
| Henrico County Virginia | 1 | $ 225,000 | $ 225,000 | $ 47,000 |
| James City County Virginia | 1 | $ 195,000 | $ 195,000 | $ 197,000 |
| Richmond City County Virginia | 1 | $ 255,000 | $ 255,000 | $ 173,000 |
| Warren County Virginia | 1 | $ 35,000 | $ 35,000 | $ 75,000 |
| Westmoreland County Virginia | 1 | $ 365,000 | $ 365,000 | $ 265,000 |
Mortgage Loan Application Detail Totals for Delta Community Credit Union in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,546 | $568,570,000 | $223,000 | $1,625,000 | $124,000 | $3,564,000 |
| Cash-out Refinancing | 2,296 | $527,480,000 | $229,000 | $1,895,000 | $125,000 | $3,170,000 |
| Home Improvement | 1,976 | $174,350,000 | $88,000 | $795,000 | $147,000 | $4,575,000 |
| Home Purchase | 1,527 | $407,055,000 | $266,000 | $1,445,000 | $134,000 | $6,073,000 |
| Other Purpose | 576 | $58,750,000 | $101,000 | $705,000 | $145,000 | $3,600,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,275 | $862,995,000 | $201,000 | $1,895,000 | $140,000 | $6,073,000 |
| Not Provided | 2,010 | $404,740,000 | $201,000 | $1,775,000 | $139,000 | $4,575,000 |
| Black or African American | 1,755 | $283,775,000 | $161,000 | $1,085,000 | $106,000 | $2,660,000 |
| Hispanic | 443 | $82,715,000 | $186,000 | $1,445,000 | $121,000 | $3,564,000 |
| Asian | 259 | $59,935,000 | $231,000 | $1,445,000 | $149,000 | $2,184,000 |
| American Indian or Alaskan Native | 40 | $7,300,000 | $182,000 | $385,000 | $81,000 | $225,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $980,000 | $163,000 | $295,000 | $50,000 | $65,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,921 | $1,736,205,000 | $194,000 | $1,895,000 | $133,000 | $6,073,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,969 | $997,535,000 | $200,000 | $1,765,000 | $131,000 | $1,023,000 |
| Application Withdrawn By Applicant | 1,546 | $329,770,000 | $213,000 | $1,895,000 | $143,000 | $6,073,000 |
| Application Denied By Financial Institution | 1,333 | $204,455,000 | $153,000 | $1,775,000 | $139,000 | $4,575,000 |
| File Closed For Incompleteness | 1,028 | $194,020,000 | $188,000 | $1,405,000 | $118,000 | $2,184,000 |
| Preapproval Approved but not Accepted | 21 | $6,235,000 | $296,000 | $1,445,000 | $93,000 | $367,000 |
| Application Approved But Not Accepted | 20 | $3,270,000 | $163,000 | $535,000 | $140,000 | $245,000 |
| Preapproval Denied by Financial Institution | 4 | $920,000 | $230,000 | $315,000 | $84,000 | $115,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,584 | $1,530,830,000 | $201,000 | $1,895,000 | $132,000 | $6,073,000 |
| Credit History | 589 | $83,905,000 | $142,000 | $1,445,000 | $178,000 | $3,600,000 |
| Debt-To-Income Ratio | 444 | $72,680,000 | $163,000 | $1,775,000 | $61,000 | $509,000 |
| Collateral | 165 | $27,775,000 | $168,000 | $685,000 | $191,000 | $4,575,000 |
| Other | 73 | $8,935,000 | $122,000 | $885,000 | $180,000 | $1,728,000 |
| Employment History | 39 | $6,435,000 | $165,000 | $475,000 | $138,000 | $900,000 |
| Unverifiable Information | 18 | $3,290,000 | $182,000 | $345,000 | $95,000 | $248,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,705,000 | $243,000 | $625,000 | $76,000 | $143,000 |
| Credit Application Incomplete | 2 | $650,000 | $325,000 | $385,000 | $178,000 | $229,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Delta Community Credit Union's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Delta Community Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.