Digital Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Digital Federal Credit Union 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Digital Federal Credit Union 220 Donald Lynch Boulevard Marlborough, MA 01752 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,760 |
| Total Mortgage Loan Application Amount | $1,100,187,000 |
| Average Mortgage Loan Application Amount | $215,333 |
| Highest Mortgage Loan Application Amount | $7,000,000 |
| Average Applicant Income | $72,333 |
| Highest Applicant Income | $6,709,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Digital Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Digital Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Digital Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Digital Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Digital Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Digital Federal Credit Union's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Middlesex County Massachusetts | 932 | $ 243,982,000 | $ 261,000 | $ 124,000 |
| Worcester County Massachusetts | 732 | $ 145,585,000 | $ 198,000 | $ 97,000 |
| Hillsborough County New Hampshire | 474 | $ 90,617,000 | $ 191,000 | $ 112,000 |
| Rockingham County New Hampshire | 127 | $ 27,868,000 | $ 219,000 | $ 122,000 |
| Essex County Massachusetts | 121 | $ 36,937,000 | $ 305,000 | $ 121,000 |
| Norfolk County Massachusetts | 105 | $ 33,095,000 | $ 315,000 | $ 153,000 |
| Middlesex County New Jersey | 71 | $ 19,654,000 | $ 276,000 | $ 123,000 |
| El Paso County Colorado | 54 | $ 10,873,000 | $ 201,000 | $ 107,000 |
| Fulton County Georgia | 43 | $ 10,255,000 | $ 238,000 | $ 117,000 |
| Barnstable County Massachusetts | 40 | $ 9,341,000 | $ 233,000 | $ 317,000 |
| Forsyth County Georgia | 35 | $ 8,252,000 | $ 235,000 | $ 124,000 |
| Merrimack County New Hampshire | 35 | $ 9,765,000 | $ 279,000 | $ 111,000 |
| Suffolk County Massachusetts | 34 | $ 20,981,000 | $ 617,000 | $ 86,000 |
| Plymouth County Massachusetts | 32 | $ 7,749,000 | $ 242,000 | $ 142,000 |
| Gwinnett County Georgia | 28 | $ 4,703,000 | $ 167,000 | $ 94,000 |
| Maricopa County Arizona | 26 | $ 4,836,000 | $ 186,000 | $ 122,000 |
| Loudoun County Virginia | 25 | $ 8,664,000 | $ 346,000 | $ 126,000 |
| York County Maine | 23 | $ 5,077,000 | $ 220,000 | $ 149,000 |
| Wake County North Carolina | 22 | $ 6,114,000 | $ 277,000 | $ 145,000 |
| Belknap County New Hampshire | 21 | $ 3,246,000 | $ 154,000 | $ 118,000 |
| Harris County Texas | 20 | $ 3,254,000 | $ 162,000 | $ 117,000 |
| Fairfax County Virginia | 20 | $ 6,473,000 | $ 323,000 | $ 127,000 |
| Hartford County Connecticut | 19 | $ 4,073,000 | $ 214,000 | $ 132,000 |
| Bristol County Massachusetts | 19 | $ 4,899,000 | $ 257,000 | $ 83,000 |
| Cheshire County New Hampshire | 19 | $ 3,049,000 | $ 160,000 | $ 86,000 |
| Collin County Texas | 19 | $ 3,260,000 | $ 171,000 | $ 114,000 |
| Hampden County Massachusetts | 18 | $ 3,341,000 | $ 185,000 | $ 107,000 |
| Cobb County Georgia | 17 | $ 3,420,000 | $ 201,000 | $ 99,000 |
| King County Washington | 17 | $ 6,685,000 | $ 393,000 | $ 144,000 |
| Grafton County New Hampshire | 16 | $ 2,219,000 | $ 138,000 | $ 119,000 |
| Somerset County New Jersey | 16 | $ 4,624,000 | $ 289,000 | $ 139,000 |
| Cook County Illinois | 14 | $ 3,534,000 | $ 252,000 | $ 107,000 |
| Mercer County New Jersey | 14 | $ 3,571,000 | $ 255,000 | $ 133,000 |
| DeKalb County Georgia | 13 | $ 1,760,000 | $ 135,000 | $ 72,000 |
| Cumberland County Maine | 13 | $ 2,944,000 | $ 226,000 | $ 138,000 |
| Fairfield County Connecticut | 12 | $ 3,297,000 | $ 274,000 | $ 126,000 |
| Montgomery County Maryland | 12 | $ 3,362,000 | $ 280,000 | $ 118,000 |
| Strafford County New Hampshire | 12 | $ 2,083,000 | $ 173,000 | $ 91,000 |
| Mecklenburg County North Carolina | 12 | $ 2,350,000 | $ 195,000 | $ 95,000 |
| Montgomery County Pennsylvania | 12 | $ 3,228,000 | $ 269,000 | $ 120,000 |
| Denton County Texas | 12 | $ 2,712,000 | $ 226,000 | $ 103,000 |
| Douglas County Colorado | 11 | $ 2,164,000 | $ 196,000 | $ 89,000 |
| Carroll County New Hampshire | 11 | $ 1,805,000 | $ 164,000 | $ 150,000 |
| New Haven County Connecticut | 10 | $ 2,326,000 | $ 232,000 | $ 125,000 |
| Hillsborough County Florida | 10 | $ 2,601,000 | $ 260,000 | $ 141,000 |
| Cherokee County Georgia | 10 | $ 1,652,000 | $ 165,000 | $ 130,000 |
| Lake County Illinois | 10 | $ 3,063,000 | $ 306,000 | $ 120,000 |
| Bernalillo County New Mexico | 10 | $ 1,932,000 | $ 193,000 | $ 91,000 |
| Fort Bend County Texas | 10 | $ 1,661,000 | $ 166,000 | $ 127,000 |
| Williamson County Texas | 10 | $ 1,958,000 | $ 195,000 | $ 104,000 |
| Santa Clara County California | 9 | $ 4,804,000 | $ 533,000 | $ 199,000 |
| New Castle County Delaware | 9 | $ 2,017,000 | $ 224,000 | $ 97,000 |
| Broward County Florida | 9 | $ 1,665,000 | $ 185,000 | $ 111,000 |
| Howard County Maryland | 9 | $ 3,309,000 | $ 367,000 | $ 158,000 |
| Oakland County Michigan | 9 | $ 1,396,000 | $ 155,000 | $ 123,000 |
| Morris County New Jersey | 9 | $ 2,872,000 | $ 319,000 | $ 115,000 |
| Washington County Oregon | 9 | $ 2,089,000 | $ 232,000 | $ 114,000 |
| Henrico County Virginia | 9 | $ 3,471,000 | $ 385,000 | $ 127,000 |
| Los Angeles County California | 8 | $ 4,149,000 | $ 518,000 | $ 152,000 |
| Palm Beach County Florida | 8 | $ 1,424,000 | $ 178,000 | $ 249,000 |
| Monmouth County New Jersey | 8 | $ 2,476,000 | $ 309,000 | $ 132,000 |
| Dallas County Texas | 8 | $ 1,615,000 | $ 201,000 | $ 122,000 |
| Orange County California | 7 | $ 2,990,000 | $ 427,000 | $ 93,000 |
| Lee County Florida | 7 | $ 862,000 | $ 123,000 | $ 112,000 |
| Hennepin County Minnesota | 7 | $ 1,354,000 | $ 193,000 | $ 102,000 |
| Bucks County Pennsylvania | 7 | $ 1,491,000 | $ 213,000 | $ 100,000 |
| Chester County Pennsylvania | 7 | $ 1,835,000 | $ 262,000 | $ 123,000 |
| Providence County Rhode Island | 7 | $ 1,345,000 | $ 192,000 | $ 89,000 |
| Tarrant County Texas | 7 | $ 1,424,000 | $ 203,000 | $ 115,000 |
| Benton County Arkansas | 6 | $ 928,000 | $ 154,000 | $ 60,000 |
| Alameda County California | 6 | $ 3,051,000 | $ 508,000 | $ 172,000 |
| Brevard County Florida | 6 | $ 1,523,000 | $ 253,000 | $ 101,000 |
| Pinellas County Florida | 6 | $ 461,000 | $ 76,000 | $ 84,000 |
| Burlington County New Jersey | 6 | $ 2,237,000 | $ 372,000 | $ 157,000 |
| Nassau County New York | 6 | $ 1,950,000 | $ 325,000 | $ 142,000 |
| Orange County New York | 6 | $ 1,367,000 | $ 227,000 | $ 97,000 |
| Travis County Texas | 6 | $ 874,000 | $ 145,000 | $ 86,000 |
| Prince William County Virginia | 6 | $ 857,000 | $ 142,000 | $ 158,000 |
| San Bernardino County California | 5 | $ 843,000 | $ 168,000 | $ 103,000 |
| San Diego County California | 5 | $ 1,485,000 | $ 297,000 | $ 114,000 |
| Leon County Florida | 5 | $ 1,136,000 | $ 227,000 | $ 89,000 |
| Sarasota County Florida | 5 | $ 3,336,000 | $ 667,000 | $ 475,000 |
| DuPage County Illinois | 5 | $ 1,120,000 | $ 224,000 | $ 153,000 |
| Baltimore County Maryland | 5 | $ 1,190,000 | $ 238,000 | $ 129,000 |
| Prince George's County Maryland | 5 | $ 1,229,000 | $ 245,000 | $ 94,000 |
| Franklin County Massachusetts | 5 | $ 728,000 | $ 145,000 | $ 63,000 |
| Wayne County Michigan | 5 | $ 1,459,000 | $ 291,000 | $ 612,000 |
| St. Charles County Missouri | 5 | $ 933,000 | $ 186,000 | $ 82,000 |
| St. Louis County Missouri | 5 | $ 990,000 | $ 198,000 | $ 110,000 |
| Union County New Jersey | 5 | $ 1,261,000 | $ 252,000 | $ 138,000 |
| Westchester County New York | 5 | $ 1,645,000 | $ 329,000 | $ 152,000 |
| Forsyth County North Carolina | 5 | $ 806,000 | $ 161,000 | $ 92,000 |
| Allegheny County Pennsylvania | 5 | $ 810,000 | $ 162,000 | $ 92,000 |
| Newport County Rhode Island | 5 | $ 1,596,000 | $ 319,000 | $ 156,000 |
| Bexar County Texas | 5 | $ 774,000 | $ 154,000 | $ 121,000 |
| Brazoria County Texas | 5 | $ 717,000 | $ 143,000 | $ 122,000 |
| Sacramento County California | 4 | $ 1,050,000 | $ 262,000 | $ 75,000 |
| New London County Connecticut | 4 | $ 855,000 | $ 213,000 | $ 103,000 |
| Windham County Connecticut | 4 | $ 723,000 | $ 180,000 | $ 78,000 |
| District of Columbia County District Of Columbia | 4 | $ 2,222,000 | $ 555,000 | $ 131,000 |
| Collier County Florida | 4 | $ 448,000 | $ 112,000 | $ 151,000 |
| Hernando County Florida | 4 | $ 507,000 | $ 126,000 | $ 88,000 |
| Lake County Florida | 4 | $ 499,000 | $ 124,000 | $ 120,000 |
| Miami-Dade County Florida | 4 | $ 844,000 | $ 211,000 | $ 254,000 |
| Hamilton County Indiana | 4 | $ 564,000 | $ 141,000 | $ 114,000 |
| Marion County Indiana | 4 | $ 440,000 | $ 110,000 | $ 71,000 |
| Linn County Iowa | 4 | $ 451,000 | $ 112,000 | $ 161,000 |
| Lincoln County Maine | 4 | $ 270,000 | $ 67,000 | $ 80,000 |
| Oxford County Maine | 4 | $ 616,000 | $ 154,000 | $ 117,000 |
| Baltimore City County Maryland | 4 | $ 956,000 | $ 239,000 | $ 188,000 |
| Hampshire County Massachusetts | 4 | $ 1,016,000 | $ 254,000 | $ 167,000 |
| Bergen County New Jersey | 4 | $ 1,729,000 | $ 432,000 | $ 199,000 |
| Hudson County New Jersey | 4 | $ 1,273,000 | $ 318,000 | $ 107,000 |
| Durham County North Carolina | 4 | $ 591,000 | $ 147,000 | $ 81,000 |
| Charleston County South Carolina | 4 | $ 876,000 | $ 219,000 | $ 160,000 |
| Shelby County Tennessee | 4 | $ 600,000 | $ 150,000 | $ 408,000 |
| Montgomery County Texas | 4 | $ 813,000 | $ 203,000 | $ 109,000 |
| Chittenden County Vermont | 4 | $ 624,000 | $ 156,000 | $ 94,000 |
| Windham County Vermont | 4 | $ 398,000 | $ 99,000 | $ 59,000 |
| Pima County Arizona | 3 | $ 548,000 | $ 182,000 | $ 115,000 |
| Contra Costa County California | 3 | $ 1,709,000 | $ 569,000 | $ 172,000 |
| Ventura County California | 3 | $ 1,600,000 | $ 533,000 | $ 128,000 |
| Boulder County Colorado | 3 | $ 601,000 | $ 200,000 | $ 92,000 |
| Eagle County Colorado | 3 | $ 1,163,000 | $ 387,000 | $ 57,000 |
| Jefferson County Colorado | 3 | $ 597,000 | $ 199,000 | $ 102,000 |
| Teller County Colorado | 3 | $ 920,000 | $ 306,000 | $ 164,000 |
| Citrus County Florida | 3 | $ 266,000 | $ 88,000 | $ 60,000 |
| Orange County Florida | 3 | $ 435,000 | $ 145,000 | $ 66,000 |
| Sumter County Florida | 3 | $ 583,000 | $ 194,000 | $ 147,000 |
| Kane County Illinois | 3 | $ 957,000 | $ 319,000 | $ 155,000 |
| Franklin County Maine | 3 | $ 345,000 | $ 115,000 | $ 145,000 |
| Knox County Maine | 3 | $ 711,000 | $ 237,000 | $ 168,000 |
| Anne Arundel County Maryland | 3 | $ 1,067,000 | $ 355,000 | $ 142,000 |
| Clark County Nevada | 3 | $ 734,000 | $ 244,000 | $ 118,000 |
| Santa Fe County New Mexico | 3 | $ 733,000 | $ 244,000 | $ 149,000 |
| Albany County New York | 3 | $ 521,000 | $ 173,000 | $ 114,000 |
| Alamance County North Carolina | 3 | $ 600,000 | $ 200,000 | $ 100,000 |
| Cabarrus County North Carolina | 3 | $ 656,000 | $ 218,000 | $ 156,000 |
| Butler County Ohio | 3 | $ 624,000 | $ 208,000 | $ 108,000 |
| Franklin County Ohio | 3 | $ 704,000 | $ 234,000 | $ 123,000 |
| Multnomah County Oregon | 3 | $ 1,034,000 | $ 344,000 | $ 120,000 |
| Greenville County South Carolina | 3 | $ 353,000 | $ 117,000 | $ 41,000 |
| Davidson County Tennessee | 3 | $ 614,000 | $ 204,000 | $ 102,000 |
| Addison County Vermont | 3 | $ 487,000 | $ 162,000 | $ 77,000 |
| Windsor County Vermont | 3 | $ 325,000 | $ 108,000 | $ 90,000 |
| Dane County Wisconsin | 3 | $ 508,000 | $ 169,000 | $ 183,000 |
| Madison County Alabama | 2 | $ 344,000 | $ 172,000 | $ 179,000 |
| Pulaski County Arkansas | 2 | $ 124,000 | $ 62,000 | $ 37,000 |
| Fresno County California | 2 | $ 1,425,000 | $ 712,000 | $ 316,000 |
| Placer County California | 2 | $ 491,000 | $ 245,000 | $ 181,000 |
| Arapahoe County Colorado | 2 | $ 400,000 | $ 200,000 | $ 106,000 |
| Denver County Colorado | 2 | $ 344,000 | $ 172,000 | $ 91,000 |
| Fremont County Colorado | 2 | $ 135,000 | $ 67,000 | $ 30,000 |
| Middlesex County Connecticut | 2 | $ 351,000 | $ 175,000 | $ 111,000 |
| Tolland County Connecticut | 2 | $ 474,000 | $ 237,000 | $ 84,000 |
| Alachua County Florida | 2 | $ 265,000 | $ 132,000 | $ 92,000 |
| Duval County Florida | 2 | $ 110,000 | $ 55,000 | $ 106,000 |
| Escambia County Florida | 2 | $ 250,000 | $ 125,000 | $ 125,000 |
| Manatee County Florida | 2 | $ 396,000 | $ 198,000 | $ 171,000 |
| Bryan County Georgia | 2 | $ 306,000 | $ 153,000 | $ 58,000 |
| Fannin County Georgia | 2 | $ 248,000 | $ 124,000 | $ 117,000 |
| Walton County Georgia | 2 | $ 250,000 | $ 125,000 | $ 95,000 |
| Will County Illinois | 2 | $ 277,000 | $ 138,000 | $ 125,000 |
| Marion County Iowa | 2 | $ 293,000 | $ 146,000 | $ 127,000 |
| Jefferson County Kentucky | 2 | $ 834,000 | $ 417,000 | $ 122,000 |
| East Baton Rouge County Louisiana | 2 | $ 256,000 | $ 128,000 | $ 54,000 |
| Hancock County Maine | 2 | $ 714,000 | $ 357,000 | $ 156,000 |
| Kennebec County Maine | 2 | $ 495,000 | $ 247,000 | $ 205,000 |
| Penobscot County Maine | 2 | $ 621,000 | $ 310,000 | $ 144,000 |
| Queen Anne's County Maryland | 2 | $ 612,000 | $ 306,000 | $ 137,000 |
| Nantucket County Massachusetts | 2 | $ 1,900,000 | $ 950,000 | $ 945,000 |
| Macomb County Michigan | 2 | $ 257,000 | $ 128,000 | $ 42,000 |
| Washington County Minnesota | 2 | $ 345,000 | $ 172,000 | $ 102,000 |
| Jackson County Missouri | 2 | $ 100,000 | $ 50,000 | $ 139,000 |
| Platte County Missouri | 2 | $ 195,000 | $ 97,000 | $ 85,000 |
| Douglas County Nebraska | 2 | $ 418,000 | $ 209,000 | $ 95,000 |
| Coos County New Hampshire | 2 | $ 185,000 | $ 92,000 | $ 135,000 |
| Sullivan County New Hampshire | 2 | $ 332,000 | $ 166,000 | $ 52,000 |
| Camden County New Jersey | 2 | $ 233,000 | $ 116,000 | $ 166,000 |
| Essex County New Jersey | 2 | $ 706,000 | $ 353,000 | $ 119,000 |
| Gloucester County New Jersey | 2 | $ 364,000 | $ 182,000 | $ 132,000 |
| Hunterdon County New Jersey | 2 | $ 801,000 | $ 400,000 | $ 182,000 |
| Erie County New York | 2 | $ 238,000 | $ 119,000 | $ 94,000 |
| Kings County New York | 2 | $ 739,000 | $ 369,000 | $ 85,000 |
| Lewis County New York | 2 | $ 159,000 | $ 79,000 | $ 75,000 |
| Monroe County New York | 2 | $ 400,000 | $ 200,000 | $ 144,000 |
| New York County New York | 2 | $ 515,000 | $ 257,000 | $ 191,000 |
| Suffolk County New York | 2 | $ 432,000 | $ 216,000 | $ 70,000 |
| Wayne County New York | 2 | $ 316,000 | $ 158,000 | $ 118,000 |
| Davie County North Carolina | 2 | $ 406,000 | $ 203,000 | $ 80,000 |
| Franklin County North Carolina | 2 | $ 630,000 | $ 315,000 | $ 123,000 |
| Guilford County North Carolina | 2 | $ 440,000 | $ 220,000 | $ 81,000 |
| Warren County Ohio | 2 | $ 771,000 | $ 385,000 | $ 302,000 |
| Wasco County Oregon | 2 | $ 329,000 | $ 164,000 | $ 5,000 |
| Dauphin County Pennsylvania | 2 | $ 480,000 | $ 240,000 | $ 198,000 |
| Delaware County Pennsylvania | 2 | $ 477,000 | $ 238,000 | $ 153,000 |
| Monroe County Pennsylvania | 2 | $ 367,000 | $ 183,000 | $ 125,000 |
| Northampton County Pennsylvania | 2 | $ 591,000 | $ 295,000 | $ 278,000 |
| York County Pennsylvania | 2 | $ 636,000 | $ 318,000 | $ 158,000 |
| Kent County Rhode Island | 2 | $ 249,000 | $ 124,000 | $ 119,000 |
| Pickens County South Carolina | 2 | $ 256,000 | $ 128,000 | $ 57,000 |
| Richland County South Carolina | 2 | $ 344,000 | $ 172,000 | $ 97,000 |
| Spartanburg County South Carolina | 2 | $ 203,000 | $ 101,000 | $ 210,000 |
| Knox County Tennessee | 2 | $ 414,000 | $ 207,000 | $ 123,000 |
| Williamson County Tennessee | 2 | $ 456,000 | $ 228,000 | $ 105,000 |
| Kane County Utah | 2 | $ 589,000 | $ 294,000 | $ 81,000 |
| Franklin County Vermont | 2 | $ 438,000 | $ 219,000 | $ 107,000 |
| Rutland County Vermont | 2 | $ 199,000 | $ 99,000 | $ 129,000 |
| Arlington County Virginia | 2 | $ 1,029,000 | $ 514,000 | $ 207,000 |
| Orange County Virginia | 2 | $ 311,000 | $ 155,000 | $ 79,000 |
| Roanoke County Virginia | 2 | $ 377,000 | $ 188,000 | $ 71,000 |
| Virginia Beach County Virginia | 2 | $ 1,977,000 | $ 988,000 | $ 700,000 |
| Waukesha County Wisconsin | 2 | $ 400,000 | $ 200,000 | $ 133,000 |
| Baldwin County Alabama | 1 | $ 184,000 | $ 184,000 | $ 142,000 |
| Dale County Alabama | 1 | $ 119,000 | $ 119,000 | $ 94,000 |
| Jefferson County Alabama | 1 | $ 191,000 | $ 191,000 | $ 72,000 |
| Tallapoosa County Alabama | 1 | $ 100,000 | $ 100,000 | $ 40,000 |
| Gila County Arizona | 1 | $ 281,000 | $ 281,000 | $ 69,000 |
| Mohave County Arizona | 1 | $ 126,000 | $ 126,000 | $ 31,000 |
| Navajo County Arizona | 1 | $ 100,000 | $ 100,000 | $ 86,000 |
| Pinal County Arizona | 1 | $ 49,000 | $ 49,000 | $ 115,000 |
| Santa Cruz County Arizona | 1 | $ 275,000 | $ 275,000 | $ 77,000 |
| Yavapai County Arizona | 1 | $ 50,000 | $ 50,000 | $ 71,000 |
| Calaveras County California | 1 | $ 160,000 | $ 160,000 | $ 130,000 |
| Riverside County California | 1 | $ 330,000 | $ 330,000 | $ 70,000 |
| San Francisco County California | 1 | $ 436,000 | $ 436,000 | $ 236,000 |
| San Joaquin County California | 1 | $ 205,000 | $ 205,000 | $ 122,000 |
| San Luis Obispo County California | 1 | $ 436,000 | $ 436,000 | $ 102,000 |
| San Mateo County California | 1 | $ 720,000 | $ 720,000 | $ 182,000 |
| Santa Barbara County California | 1 | $ 129,000 | $ 129,000 | $ 112,000 |
| Solano County California | 1 | $ 499,000 | $ 499,000 | $ 109,000 |
| Sonoma County California | 1 | $ 256,000 | $ 256,000 | $ 183,000 |
| Adams County Colorado | 1 | $ 67,000 | $ 67,000 | $ 40,000 |
| Broomfield County Colorado | 1 | $ 130,000 | $ 130,000 | $ 90,000 |
| Chaffee County Colorado | 1 | $ 115,000 | $ 115,000 | $ 145,000 |
| Elbert County Colorado | 1 | $ 207,000 | $ 207,000 | $ 62,000 |
| Grand County Colorado | 1 | $ 215,000 | $ 215,000 | $ 122,000 |
| Weld County Colorado | 1 | $ 103,000 | $ 103,000 | $ 40,000 |
| Litchfield County Connecticut | 1 | $ 277,000 | $ 277,000 | $ 95,000 |
| Kent County Delaware | 1 | $ 166,000 | $ 166,000 | $ 59,000 |
| Sussex County Delaware | 1 | $ 733,000 | $ 733,000 | $ 586,000 |
| Clay County Florida | 1 | $ 237,000 | $ 237,000 | $ 107,000 |
| Flagler County Florida | 1 | $ 44,000 | $ 44,000 | $ 35,000 |
| Indian River County Florida | 1 | $ 179,000 | $ 179,000 | $ 53,000 |
| Marion County Florida | 1 | $ 84,000 | $ 84,000 | $ 61,000 |
| Osceola County Florida | 1 | $ 74,000 | $ 74,000 | $ 60,000 |
| Pasco County Florida | 1 | $ 155,000 | $ 155,000 | $ 39,000 |
| Polk County Florida | 1 | $ 95,000 | $ 95,000 | $ 52,000 |
| Seminole County Florida | 1 | $ 62,000 | $ 62,000 | $ 102,000 |
| St. Johns County Florida | 1 | $ 410,000 | $ 410,000 | $ 54,000 |
| Volusia County Florida | 1 | $ 130,000 | $ 130,000 | $ 137,000 |
| Bartow County Georgia | 1 | $ 86,000 | $ 86,000 | $ 148,000 |
| Douglas County Georgia | 1 | $ 158,000 | $ 158,000 | $ 150,000 |
| Fayette County Georgia | 1 | $ 353,000 | $ 353,000 | $ 168,000 |
| Gilmer County Georgia | 1 | $ 92,000 | $ 92,000 | $ 90,000 |
| Hall County Georgia | 1 | $ 91,000 | $ 91,000 | $ 96,000 |
| Henry County Georgia | 1 | $ 67,000 | $ 67,000 | $ 45,000 |
| Morgan County Georgia | 1 | $ 160,000 | $ 160,000 | $ 39,000 |
| Oconee County Georgia | 1 | $ 60,000 | $ 60,000 | $ 25,000 |
| Paulding County Georgia | 1 | $ 96,000 | $ 96,000 | $ 114,000 |
| Union County Georgia | 1 | $ 168,000 | $ 168,000 | $ 31,000 |
| White County Georgia | 1 | $ 100,000 | $ 100,000 | $ 61,000 |
| Hawaii County Hawaii | 1 | $ 282,000 | $ 282,000 | $ 30,000 |
| Ada County Idaho | 1 | $ 588,000 | $ 588,000 | $ 290,000 |
| Bonneville County Idaho | 1 | $ 116,000 | $ 116,000 | $ 36,000 |
| Canyon County Idaho | 1 | $ 110,000 | $ 110,000 | $ 116,000 |
| Bureau County Illinois | 1 | $ 103,000 | $ 103,000 | $ 90,000 |
| Champaign County Illinois | 1 | $ 120,000 | $ 120,000 | $ 88,000 |
| McHenry County Illinois | 1 | $ 208,000 | $ 208,000 | $ 89,000 |
| McLean County Illinois | 1 | $ 62,000 | $ 62,000 | $ 80,000 |
| Allen County Indiana | 1 | $ 97,000 | $ 97,000 | $ 167,000 |
| Hendricks County Indiana | 1 | $ 160,000 | $ 160,000 | $ 53,000 |
| Lake County Indiana | 1 | $ 237,000 | $ 237,000 | $ 144,000 |
| St. Joseph County Indiana | 1 | $ 50,000 | $ 50,000 | $ 71,000 |
| Dallas County Iowa | 1 | $ 165,000 | $ 165,000 | $ 80,000 |
| Johnson County Kansas | 1 | $ 120,000 | $ 120,000 | $ 47,000 |
| Sedgwick County Kansas | 1 | $ 90,000 | $ 90,000 | $ 22,000 |
| Oldham County Kentucky | 1 | $ 140,000 | $ 140,000 | $ 80,000 |
| Pulaski County Kentucky | 1 | $ 53,000 | $ 53,000 | $ 40,000 |
| East Carroll County Louisiana | 1 | $ 72,000 | $ 72,000 | $ 115,000 |
| St. Charles County Louisiana | 1 | $ 227,000 | $ 227,000 | $ 80,000 |
| St. Helena County Louisiana | 1 | $ 162,000 | $ 162,000 | $ 110,000 |
| St. Mary County Louisiana | 1 | $ 158,000 | $ 158,000 | $ 142,000 |
| Piscataquis County Maine | 1 | $ 180,000 | $ 180,000 | $ 100,000 |
| Somerset County Maine | 1 | $ 130,000 | $ 130,000 | $ 96,000 |
| Waldo County Maine | 1 | $ 76,000 | $ 76,000 | $ 28,000 |
| Calvert County Maryland | 1 | $ 180,000 | $ 180,000 | $ 228,000 |
| Frederick County Maryland | 1 | $ 152,000 | $ 152,000 | $ 78,000 |
| Harford County Maryland | 1 | $ 247,000 | $ 247,000 | $ 80,000 |
| Talbot County Maryland | 1 | $ 260,000 | $ 260,000 | $ 200,000 |
| Washington County Maryland | 1 | $ 238,000 | $ 238,000 | $ 87,000 |
| Berkshire County Massachusetts | 1 | $ 117,000 | $ 117,000 | $ 110,000 |
| Dukes County Massachusetts | 1 | $ 194,000 | $ 194,000 | $ 175,000 |
| Genesee County Michigan | 1 | $ 144,000 | $ 144,000 | $ 150,000 |
| Kalamazoo County Michigan | 1 | $ 117,000 | $ 117,000 | $ 51,000 |
| Kent County Michigan | 1 | $ 190,000 | $ 190,000 | $ 305,000 |
| Anoka County Minnesota | 1 | $ 189,000 | $ 189,000 | $ 96,000 |
| Carver County Minnesota | 1 | $ 303,000 | $ 303,000 | $ 90,000 |
| Olmsted County Minnesota | 1 | $ 171,000 | $ 171,000 | $ 87,000 |
| Ramsey County Minnesota | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Hancock County Mississippi | 1 | $ 88,000 | $ 88,000 | $ 93,000 |
| Lauderdale County Mississippi | 1 | $ 760,000 | $ 760,000 | $ 107,000 |
| Cole County Missouri | 1 | $ 166,000 | $ 166,000 | $ 96,000 |
| Greene County Missouri | 1 | $ 165,000 | $ 165,000 | $ 55,000 |
| Gallatin County Montana | 1 | $ 135,000 | $ 135,000 | $ 13,000 |
| Washoe County Nevada | 1 | $ 143,000 | $ 143,000 | $ 25,000 |
| Atlantic County New Jersey | 1 | $ 134,000 | $ 134,000 | $ 93,000 |
| Passaic County New Jersey | 1 | $ 495,000 | $ 495,000 | $ 203,000 |
| Dona Ana County New Mexico | 1 | $ 65,000 | $ 65,000 | $ 48,000 |
| Sandoval County New Mexico | 1 | $ 232,000 | $ 232,000 | $ 87,000 |
| Bronx County New York | 1 | $ 385,000 | $ 385,000 | $ 157,000 |
| Broome County New York | 1 | $ 49,000 | $ 49,000 | $ 32,000 |
| Cayuga County New York | 1 | $ 50,000 | $ 50,000 | $ 12,000 |
| Montgomery County New York | 1 | $ 98,000 | $ 98,000 | $ 52,000 |
| Putnam County New York | 1 | $ 92,000 | $ 92,000 | $ 78,000 |
| Rensselaer County New York | 1 | $ 138,000 | $ 138,000 | $ 71,000 |
| Rockland County New York | 1 | $ 370,000 | $ 370,000 | $ 108,000 |
| Saratoga County New York | 1 | $ 176,000 | $ 176,000 | $ 82,000 |
| Schenectady County New York | 1 | $ 83,000 | $ 83,000 | $ 86,000 |
| Tompkins County New York | 1 | $ 83,000 | $ 83,000 | $ 98,000 |
| Warren County New York | 1 | $ 68,000 | $ 68,000 | $ 72,000 |
| Brunswick County North Carolina | 1 | $ 214,000 | $ 214,000 | $ 136,000 |
| Catawba County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 125,000 |
| Currituck County North Carolina | 1 | $ 379,000 | $ 379,000 | $ 208,000 |
| Hoke County North Carolina | 1 | $ 278,000 | $ 278,000 | $ 123,000 |
| Iredell County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 50,000 |
| Johnston County North Carolina | 1 | $ 110,000 | $ 110,000 | $ 69,000 |
| Jones County North Carolina | 1 | $ 60,000 | $ 60,000 | $ 34,000 |
| Orange County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 92,000 |
| Pitt County North Carolina | 1 | $ 232,000 | $ 232,000 | $ 108,000 |
| Wilson County North Carolina | 1 | $ 87,000 | $ 87,000 | $ 25,000 |
| Athens County Ohio | 1 | $ 120,000 | $ 120,000 | $ 27,000 |
| Cuyahoga County Ohio | 1 | $ 436,000 | $ 436,000 | $ 676,000 |
| Fairfield County Ohio | 1 | $ 106,000 | $ 106,000 | $ 132,000 |
| Fayette County Ohio | 1 | $ 75,000 | $ 75,000 | $ 43,000 |
| Hamilton County Ohio | 1 | $ 572,000 | $ 572,000 | $ 357,000 |
| Montgomery County Ohio | 1 | $ 185,000 | $ 185,000 | $ 211,000 |
| Stark County Ohio | 1 | $ 70,000 | $ 70,000 | $ 56,000 |
| Wood County Ohio | 1 | $ 199,000 | $ 199,000 | $ 104,000 |
| Carter County Oklahoma | 1 | $ 61,000 | $ 61,000 | $ 49,000 |
| Comanche County Oklahoma | 1 | $ 130,000 | $ 130,000 | $ 81,000 |
| Oklahoma County Oklahoma | 1 | $ 156,000 | $ 156,000 | $ 139,000 |
| Deschutes County Oregon | 1 | $ 84,000 | $ 84,000 | $ 190,000 |
| Douglas County Oregon | 1 | $ 248,000 | $ 248,000 | $ 71,000 |
| Lane County Oregon | 1 | $ 116,000 | $ 116,000 | $ 76,000 |
| Bedford County Pennsylvania | 1 | $ 90,000 | $ 90,000 | $ 107,000 |
| Berks County Pennsylvania | 1 | $ 267,000 | $ 267,000 | $ 128,000 |
| Butler County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 115,000 |
| Cumberland County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 135,000 |
| Lackawanna County Pennsylvania | 1 | $ 217,000 | $ 217,000 | $ 90,000 |
| Lancaster County Pennsylvania | 1 | $ 124,000 | $ 124,000 | $ 86,000 |
| McKean County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 104,000 |
| Philadelphia County Pennsylvania | 1 | $ 82,000 | $ 82,000 | $ 59,000 |
| Pike County Pennsylvania | 1 | $ 196,000 | $ 196,000 | $ 78,000 |
| Somerset County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 87,000 |
| Westmoreland County Pennsylvania | 1 | $ 160,000 | $ 160,000 | $ 56,000 |
| Bristol County Rhode Island | 1 | $ 491,000 | $ 491,000 | $ 225,000 |
| Anderson County South Carolina | 1 | $ 71,000 | $ 71,000 | $ 57,000 |
| Beaufort County South Carolina | 1 | $ 200,000 | $ 200,000 | $ 176,000 |
| Georgetown County South Carolina | 1 | $ 650,000 | $ 650,000 | $ 232,000 |
| Lexington County South Carolina | 1 | $ 296,000 | $ 296,000 | $ 228,000 |
| Oconee County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 104,000 |
| York County South Carolina | 1 | $ 215,000 | $ 215,000 | $ 72,000 |
| Blount County Tennessee | 1 | $ 366,000 | $ 366,000 | $ 256,000 |
| Hamilton County Tennessee | 1 | $ 197,000 | $ 197,000 | $ 65,000 |
| Jackson County Tennessee | 1 | $ 188,000 | $ 188,000 | $ 70,000 |
| Overton County Tennessee | 1 | $ 152,000 | $ 152,000 | $ 81,000 |
| Wilson County Tennessee | 1 | $ 120,000 | $ 120,000 | $ 168,000 |
| Brazos County Texas | 1 | $ 90,000 | $ 90,000 | $ 24,000 |
| Grimes County Texas | 1 | $ 160,000 | $ 160,000 | $ 59,000 |
| Hidalgo County Texas | 1 | $ 70,000 | $ 70,000 | $ 79,000 |
| Nacogdoches County Texas | 1 | $ 100,000 | $ 100,000 | $ 54,000 |
| Ochiltree County Texas | 1 | $ 54,000 | $ 54,000 | $ 83,000 |
| Washington County Texas | 1 | $ 143,000 | $ 143,000 | $ 99,000 |
| Grand County Utah | 1 | $ 79,000 | $ 79,000 | $ 81,000 |
| Salt Lake County Utah | 1 | $ 289,000 | $ 289,000 | $ 260,000 |
| Utah County Utah | 1 | $ 67,000 | $ 67,000 | $ 90,000 |
| Bennington County Vermont | 1 | $ 216,000 | $ 216,000 | $ 96,000 |
| Caledonia County Vermont | 1 | $ 115,000 | $ 115,000 | $ 68,000 |
| Essex County Vermont | 1 | $ 62,000 | $ 62,000 | $ 116,000 |
| Lamoille County Vermont | 1 | $ 280,000 | $ 280,000 | $ 66,000 |
| Washington County Vermont | 1 | $ 550,000 | $ 550,000 | $ 140,000 |
| Albemarle County Virginia | 1 | $ 100,000 | $ 100,000 | $ 150,000 |
| Alexandria County Virginia | 1 | $ 274,000 | $ 274,000 | $ 284,000 |
| Augusta County Virginia | 1 | $ 180,000 | $ 180,000 | $ 53,000 |
| Bedford County Virginia | 1 | $ 295,000 | $ 295,000 | $ 208,000 |
| Botetourt County Virginia | 1 | $ 314,000 | $ 314,000 | $ 106,000 |
| Chesapeake County Virginia | 1 | $ 208,000 | $ 208,000 | $ 115,000 |
| Fauquier County Virginia | 1 | $ 225,000 | $ 225,000 | $ 84,000 |
| Fluvanna County Virginia | 1 | $ 330,000 | $ 330,000 | $ 310,000 |
| Norfolk County Virginia | 1 | $ 75,000 | $ 75,000 | $ 92,000 |
| Richmond City County Virginia | 1 | $ 306,000 | $ 306,000 | $ 94,000 |
| Clark County Washington | 1 | $ 150,000 | $ 150,000 | $ 105,000 |
| Jefferson County Washington | 1 | $ 330,000 | $ 330,000 | $ 91,000 |
| Lincoln County Washington | 1 | $ 405,000 | $ 405,000 | $ 164,000 |
| Mason County Washington | 1 | $ 192,000 | $ 192,000 | $ 36,000 |
| Pierce County Washington | 1 | $ 344,000 | $ 344,000 | $ 383,000 |
| Thurston County Washington | 1 | $ 137,000 | $ 137,000 | $ 87,000 |
| Jefferson County West Virginia | 1 | $ 252,000 | $ 252,000 | $ 100,000 |
| Brown County Wisconsin | 1 | $ 156,000 | $ 156,000 | $ 171,000 |
| St. Croix County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 29,000 |
| Natrona County Wyoming | 1 | $ 80,000 | $ 80,000 | $ 101,000 |
| Sweetwater County Wyoming | 1 | $ 53,000 | $ 53,000 | $ 24,000 |
Mortgage Loan Application Detail Totals for Digital Federal Credit Union in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,571 | $835,655,000 | $234,000 | $7,000,000 | $121,000 | $6,709,000 |
| Home Purchase | 1,188 | $264,342,000 | $222,000 | $2,756,000 | $96,000 | $1,562,000 |
| Home Improvement | 1 | $190,000 | $190,000 | $190,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,832 | $596,536,000 | $210,000 | $2,756,000 | $115,000 | $6,709,000 |
| Asian | 918 | $236,685,000 | $257,000 | $991,000 | $126,000 | $2,470,000 |
| Not Provided | 680 | $166,376,000 | $244,000 | $1,510,000 | $119,000 | $1,100,000 |
| Black or African American | 142 | $27,050,000 | $190,000 | $750,000 | $81,000 | $325,000 |
| Hispanic | 129 | $24,594,000 | $190,000 | $1,307,000 | $92,000 | $1,559,000 |
| Not applicable | 30 | $40,657,000 | $1,355,000 | $7,000,000 | $0 | $0 |
| American Indian or Alaskan Native | 18 | $4,953,000 | $275,000 | $678,000 | $99,000 | $225,000 |
| Native Hawaiian or Other Pacific Islander | 11 | $3,336,000 | $303,000 | $470,000 | $109,000 | $210,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,515 | $1,047,995,000 | $232,000 | $7,000,000 | $117,000 | $6,709,000 |
| FHA-insured (Federal Housing Administration) | 213 | $46,032,000 | $216,000 | $740,000 | $75,000 | $257,000 |
| VA-guaranteed (Veterans Administration) | 32 | $6,160,000 | $192,000 | $405,000 | $66,000 | $153,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,933 | $438,911,000 | $227,000 | $6,900,000 | $119,000 | $1,559,000 |
| Application Withdrawn By Applicant | 945 | $235,727,000 | $249,000 | $7,000,000 | $133,000 | $6,709,000 |
| Application Denied By Financial Institution | 730 | $167,033,000 | $228,000 | $2,100,000 | $98,000 | $2,470,000 |
| File Closed For Incompleteness | 669 | $162,241,000 | $242,000 | $983,000 | $119,000 | $506,000 |
| Preapproval Denied by Financial Institution | 460 | $89,511,000 | $194,000 | $840,000 | $79,000 | $1,562,000 |
| Application Approved But Not Accepted | 23 | $6,764,000 | $294,000 | $856,000 | $123,000 | $309,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Digital Federal Credit Union's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Digital Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Massachusetts, download the full spreadsheet
with aggregated HMDA statistics today.