Discover Bank Mortgage Lending & HMDA Data, 2021
In 2021, Discover Bank of Greenwood, DE reported 119,817 mortgage applications totaling $10.4 billion, up 6% from 2020. The average application was for $86,827, and applicants reported an average income of $116,637. 12% of its applications resulted in an originated loan and 48% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (3,877), Houston-The Woodlands-Sugar Land, TX (2,926) and Chicago-Naperville, IL (2,778) (applications in parentheses).
| Mortgage Company & Address | Discover Bank 12 Reads Way Greenwood, DE 19950 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 119,817 |
| Total Mortgage Loan Application Amount | $10,403,425,000 |
| Average Mortgage Loan Application Amount | $86,827 |
| Highest Mortgage Loan Application Amount | $305,000 |
| Average Applicant Income | $116,637 |
| Highest Applicant Income | $8,616,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Discover Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa, Arizona | 2,365 | $ 206,645,000 | $ 87,376 | $ 127,000 |
| Los Angeles, California | 2,099 | $ 215,835,000 | $ 102,827 | $ 155,000 |
| Harris, Texas | 1,736 | $ 165,140,000 | $ 95,126 | $ 117,000 |
| Cook, Illinois | 1,727 | $ 153,335,000 | $ 88,786 | $ 116,000 |
| Clark, Nevada | 1,289 | $ 112,735,000 | $ 87,459 | $ 117,000 |
| Riverside, California | 1,101 | $ 93,585,000 | $ 85,000 | $ 135,000 |
| Miami-Dade, Florida | 1,064 | $ 99,220,000 | $ 93,251 | $ 117,000 |
| Broward, Florida | 1,052 | $ 92,460,000 | $ 87,889 | $ 112,000 |
| San Diego, California | 1,041 | $ 106,625,000 | $ 102,425 | $ 168,000 |
| Suffolk, New York | 925 | $ 84,855,000 | $ 91,735 | $ 152,000 |
| Tarrant, Texas | 875 | $ 82,385,000 | $ 94,154 | $ 119,000 |
| Palm Beach, Florida | 859 | $ 74,865,000 | $ 87,153 | $ 115,000 |
| Orange, California | 848 | $ 90,800,000 | $ 107,075 | $ 178,000 |
| Dallas, Texas | 791 | $ 77,315,000 | $ 97,743 | $ 110,000 |
| Hillsborough, Florida | 759 | $ 66,505,000 | $ 87,621 | $ 117,000 |
| San Bernardino, California | 708 | $ 60,470,000 | $ 85,409 | $ 129,000 |
| Nassau, New York | 708 | $ 74,130,000 | $ 104,703 | $ 164,000 |
| Gwinnett, Georgia | 665 | $ 61,245,000 | $ 92,097 | $ 108,000 |
| Wayne, Michigan | 647 | $ 48,285,000 | $ 74,629 | $ 88,000 |
| Orange, Florida | 639 | $ 58,275,000 | $ 91,197 | $ 115,000 |
| Bexar, Texas | 615 | $ 51,985,000 | $ 84,528 | $ 108,000 |
| Sacramento, California | 614 | $ 54,380,000 | $ 88,566 | $ 131,000 |
| Pinellas, Florida | 586 | $ 50,870,000 | $ 86,808 | $ 105,000 |
| Fulton, Georgia | 572 | $ 53,620,000 | $ 93,741 | $ 145,000 |
| Mecklenburg, North Carolina | 542 | $ 47,740,000 | $ 88,081 | $ 125,000 |
| Franklin, Ohio | 537 | $ 46,835,000 | $ 87,216 | $ 106,000 |
| Cobb, Georgia | 534 | $ 46,720,000 | $ 87,490 | $ 131,000 |
| Collin, Texas | 534 | $ 55,190,000 | $ 103,352 | $ 160,000 |
| King, Washington | 532 | $ 55,140,000 | $ 103,646 | $ 162,000 |
| Wake, North Carolina | 523 | $ 49,585,000 | $ 94,808 | $ 132,000 |
| Travis, Texas | 516 | $ 53,290,000 | $ 103,275 | $ 150,000 |
| Allegheny, Pennsylvania | 515 | $ 42,845,000 | $ 83,194 | $ 110,000 |
| Cuyahoga, Ohio | 504 | $ 39,660,000 | $ 78,690 | $ 91,000 |
| Philadelphia, Pennsylvania | 499 | $ 40,585,000 | $ 81,332 | $ 86,000 |
| Monmouth, New Jersey | 498 | $ 45,780,000 | $ 91,927 | $ 179,000 |
| Fort Bend, Texas | 486 | $ 47,740,000 | $ 98,230 | $ 137,000 |
| Oakland, Michigan | 481 | $ 40,605,000 | $ 84,417 | $ 122,000 |
| Erie, New York | 472 | $ 38,100,000 | $ 80,720 | $ 98,000 |
| Fairfax, Virginia | 471 | $ 44,825,000 | $ 95,169 | $ 192,000 |
| Ocean, New Jersey | 467 | $ 38,645,000 | $ 82,751 | $ 111,000 |
| Middlesex, New Jersey | 460 | $ 45,930,000 | $ 99,847 | $ 142,000 |
| Lee, Florida | 457 | $ 40,985,000 | $ 89,682 | $ 99,000 |
| Salt Lake, Utah | 451 | $ 39,375,000 | $ 87,305 | $ 117,000 |
| Pima, Arizona | 445 | $ 39,385,000 | $ 88,505 | $ 101,000 |
| Denton, Texas | 442 | $ 42,630,000 | $ 96,447 | $ 145,000 |
| Pasco, Florida | 433 | $ 35,725,000 | $ 82,505 | $ 110,000 |
| Bergen, New Jersey | 422 | $ 39,610,000 | $ 93,862 | $ 167,000 |
| Queens, New York | 414 | $ 46,520,000 | $ 112,367 | $ 119,000 |
| Montgomery, Pennsylvania | 414 | $ 37,700,000 | $ 91,062 | $ 146,000 |
| Contra Costa, California | 413 | $ 43,785,000 | $ 106,016 | $ 184,000 |
| DeKalb, Georgia | 407 | $ 36,285,000 | $ 89,152 | $ 115,000 |
| DuPage, Illinois | 404 | $ 36,700,000 | $ 90,841 | $ 129,000 |
| New Castle, Delaware | 399 | $ 36,185,000 | $ 90,689 | $ 112,000 |
| Hennepin, Minnesota | 396 | $ 35,830,000 | $ 90,479 | $ 132,000 |
| Fairfield, Connecticut | 395 | $ 36,945,000 | $ 93,531 | $ 186,000 |
| Will, Illinois | 393 | $ 34,785,000 | $ 88,511 | $ 123,000 |
| Duval, Florida | 392 | $ 33,460,000 | $ 85,357 | $ 100,000 |
| Lake, Illinois | 392 | $ 37,180,000 | $ 94,846 | $ 141,000 |
| Loudoun, Virginia | 388 | $ 35,430,000 | $ 91,314 | $ 179,000 |
| Marion, Indiana | 385 | $ 29,735,000 | $ 77,233 | $ 91,000 |
| Middlesex, Massachusetts | 381 | $ 36,055,000 | $ 94,632 | $ 144,000 |
| Shelby, Tennessee | 381 | $ 31,085,000 | $ 81,587 | $ 102,000 |
| Hartford, Connecticut | 371 | $ 33,415,000 | $ 90,067 | $ 131,000 |
| Polk, Florida | 360 | $ 31,160,000 | $ 86,555 | $ 84,000 |
| Pinal, Arizona | 358 | $ 29,350,000 | $ 81,983 | $ 100,000 |
| Brevard, Florida | 358 | $ 30,940,000 | $ 86,424 | $ 114,000 |
| El Paso, Colorado | 355 | $ 29,975,000 | $ 84,436 | $ 140,000 |
| New Haven, Connecticut | 351 | $ 29,175,000 | $ 83,119 | $ 117,000 |
| St. Louis, Missouri | 348 | $ 31,060,000 | $ 89,252 | $ 114,000 |
| Jackson, Missouri | 347 | $ 27,845,000 | $ 80,244 | $ 98,000 |
| Arapahoe, Colorado | 341 | $ 28,205,000 | $ 82,712 | $ 126,000 |
| Macomb, Michigan | 341 | $ 25,275,000 | $ 74,120 | $ 99,000 |
| Pierce, Washington | 341 | $ 28,885,000 | $ 84,706 | $ 122,000 |
| Alameda, California | 329 | $ 40,665,000 | $ 123,601 | $ 187,000 |
| Worcester, Massachusetts | 327 | $ 25,335,000 | $ 77,477 | $ 119,000 |
| Prince William, Virginia | 324 | $ 25,200,000 | $ 77,777 | $ 159,000 |
| Camden, New Jersey | 322 | $ 25,600,000 | $ 79,503 | $ 126,000 |
| Montgomery, Texas | 322 | $ 29,690,000 | $ 92,204 | $ 150,000 |
| Oklahoma, Oklahoma | 321 | $ 27,425,000 | $ 85,436 | $ 112,000 |
| Bucks, Pennsylvania | 313 | $ 26,055,000 | $ 83,242 | $ 124,000 |
| Volusia, Florida | 311 | $ 26,745,000 | $ 85,996 | $ 102,000 |
| Burlington, New Jersey | 311 | $ 24,845,000 | $ 79,887 | $ 121,000 |
| Williamson, Texas | 308 | $ 31,040,000 | $ 100,779 | $ 153,000 |
| San Joaquin, California | 306 | $ 28,030,000 | $ 91,601 | $ 133,000 |
| Westchester, New York | 304 | $ 31,070,000 | $ 102,203 | $ 187,000 |
| Sarasota, Florida | 295 | $ 28,155,000 | $ 95,440 | $ 121,000 |
| Jefferson, Kentucky | 295 | $ 23,855,000 | $ 80,864 | $ 98,000 |
| Monroe, New York | 294 | $ 24,430,000 | $ 83,095 | $ 88,000 |
| Essex, Massachusetts | 287 | $ 25,955,000 | $ 90,435 | $ 160,000 |
| Fresno, California | 285 | $ 23,455,000 | $ 82,298 | $ 118,000 |
| Plymouth, Massachusetts | 280 | $ 24,480,000 | $ 87,428 | $ 140,000 |
| Seminole, Florida | 279 | $ 24,175,000 | $ 86,648 | $ 114,000 |
| Kings, New York | 279 | $ 32,305,000 | $ 115,788 | $ 159,000 |
| Santa Clara, California | 277 | $ 36,095,000 | $ 130,306 | $ 216,000 |
| Hamilton, Ohio | 277 | $ 20,965,000 | $ 75,685 | $ 93,000 |
| Lake, Florida | 275 | $ 23,195,000 | $ 84,345 | $ 96,000 |
| Ventura, California | 274 | $ 26,990,000 | $ 98,503 | $ 174,000 |
| Summit, Ohio | 273 | $ 20,375,000 | $ 74,633 | $ 106,000 |
| Union, New Jersey | 272 | $ 24,330,000 | $ 89,448 | $ 146,000 |
| Johnson, Kansas | 266 | $ 24,610,000 | $ 92,518 | $ 124,000 |
| Kane, Illinois | 261 | $ 23,295,000 | $ 89,252 | $ 146,000 |
| Essex, New Jersey | 261 | $ 23,545,000 | $ 90,210 | $ 151,000 |
| Delaware, Pennsylvania | 261 | $ 22,665,000 | $ 86,839 | $ 110,000 |
| Kern, California | 260 | $ 21,320,000 | $ 82,000 | $ 107,000 |
| Morris, New Jersey | 260 | $ 24,480,000 | $ 94,153 | $ 182,000 |
| Bernalillo, New Mexico | 259 | $ 23,165,000 | $ 89,440 | $ 108,000 |
| Jefferson, Colorado | 255 | $ 23,005,000 | $ 90,215 | $ 141,000 |
| El Paso, Texas | 254 | $ 20,440,000 | $ 80,472 | $ 90,000 |
| Lake, Indiana | 251 | $ 19,475,000 | $ 77,589 | $ 114,000 |
| Greenville, South Carolina | 251 | $ 20,505,000 | $ 81,693 | $ 99,000 |
| Chester, Pennsylvania | 249 | $ 22,985,000 | $ 92,309 | $ 154,000 |
| Davidson, Tennessee | 249 | $ 23,725,000 | $ 95,281 | $ 107,000 |
| Douglas, Nebraska | 246 | $ 21,530,000 | $ 87,520 | $ 112,000 |
| Horry, South Carolina | 245 | $ 21,545,000 | $ 87,938 | $ 88,000 |
| Tulsa, Oklahoma | 244 | $ 20,830,000 | $ 85,368 | $ 103,000 |
| Manatee, Florida | 242 | $ 21,350,000 | $ 88,223 | $ 104,000 |
| St. Lucie, Florida | 238 | $ 19,800,000 | $ 83,193 | $ 86,000 |
| Richmond, New York | 238 | $ 22,170,000 | $ 93,151 | $ 171,000 |
| Snohomish, Washington | 237 | $ 20,725,000 | $ 87,447 | $ 135,000 |
| Orange, New York | 236 | $ 21,240,000 | $ 90,000 | $ 125,000 |
| Virginia Beach, Virginia | 236 | $ 19,270,000 | $ 81,652 | $ 107,000 |
| McHenry, Illinois | 231 | $ 19,055,000 | $ 82,489 | $ 119,000 |
| Adams, Colorado | 229 | $ 18,745,000 | $ 81,855 | $ 113,000 |
| Forsyth, Georgia | 229 | $ 20,035,000 | $ 87,489 | $ 143,000 |
| Denver, Colorado | 228 | $ 21,300,000 | $ 93,421 | $ 142,000 |
| Bristol, Massachusetts | 227 | $ 19,635,000 | $ 86,497 | $ 124,000 |
| St. Johns, Florida | 225 | $ 19,835,000 | $ 88,155 | $ 132,000 |
| Ada, Idaho | 224 | $ 21,600,000 | $ 96,428 | $ 113,000 |
| Douglas, Colorado | 222 | $ 21,320,000 | $ 96,036 | $ 185,000 |
| Norfolk, Massachusetts | 222 | $ 21,140,000 | $ 95,225 | $ 162,000 |
| Hillsborough, New Hampshire | 222 | $ 19,770,000 | $ 89,054 | $ 130,000 |
| Gloucester, New Jersey | 222 | $ 16,510,000 | $ 74,369 | $ 130,000 |
| Marion, Florida | 219 | $ 17,815,000 | $ 81,347 | $ 97,000 |
| Cherokee, Georgia | 217 | $ 18,695,000 | $ 86,152 | $ 129,000 |
| Utah, Utah | 217 | $ 19,095,000 | $ 87,995 | $ 124,000 |
| Jefferson, Alabama | 216 | $ 16,950,000 | $ 78,472 | $ 106,000 |
| York, Pennsylvania | 213 | $ 17,755,000 | $ 83,356 | $ 103,000 |
| Knox, Tennessee | 212 | $ 19,160,000 | $ 90,377 | $ 103,000 |
| Chesterfield, Virginia | 212 | $ 16,260,000 | $ 76,698 | $ 116,000 |
| Placer, California | 211 | $ 20,325,000 | $ 96,327 | $ 161,000 |
| Providence, Rhode Island | 207 | $ 16,545,000 | $ 79,927 | $ 121,000 |
| Rockingham, New Hampshire | 203 | $ 17,725,000 | $ 87,315 | $ 124,000 |
| Washoe, Nevada | 198 | $ 17,590,000 | $ 88,838 | $ 128,000 |
| Northampton, Pennsylvania | 198 | $ 15,150,000 | $ 76,515 | $ 119,000 |
| Washington, Oregon | 197 | $ 18,035,000 | $ 91,548 | $ 131,000 |
| Berks, Pennsylvania | 197 | $ 15,685,000 | $ 79,619 | $ 109,000 |
| Osceola, Florida | 196 | $ 17,040,000 | $ 86,938 | $ 98,000 |
| Lancaster, Pennsylvania | 195 | $ 15,565,000 | $ 79,820 | $ 112,000 |
| Honolulu, Hawaii | 193 | $ 21,805,000 | $ 112,979 | $ 120,000 |
| Montgomery, Ohio | 193 | $ 13,845,000 | $ 71,735 | $ 92,000 |
| Hamilton, Indiana | 192 | $ 16,240,000 | $ 84,583 | $ 135,000 |
| St. Charles, Missouri | 192 | $ 16,590,000 | $ 86,406 | $ 126,000 |
| Guilford, North Carolina | 191 | $ 17,055,000 | $ 89,293 | $ 107,000 |
| Hampden, Massachusetts | 190 | $ 16,990,000 | $ 89,421 | $ 103,000 |
| Milwaukee, Wisconsin | 190 | $ 15,950,000 | $ 83,947 | $ 91,000 |
| Mercer, New Jersey | 189 | $ 17,795,000 | $ 94,153 | $ 145,000 |
| Charleston, South Carolina | 189 | $ 16,975,000 | $ 89,814 | $ 119,000 |
| Collier, Florida | 188 | $ 18,400,000 | $ 97,872 | $ 136,000 |
| Atlantic, New Jersey | 188 | $ 15,130,000 | $ 80,478 | $ 148,000 |
| Somerset, New Jersey | 187 | $ 19,325,000 | $ 103,342 | $ 180,000 |
| Spartanburg, South Carolina | 186 | $ 15,250,000 | $ 81,989 | $ 100,000 |
| Solano, California | 185 | $ 17,275,000 | $ 93,378 | $ 142,000 |
| Clark, Washington | 180 | $ 15,070,000 | $ 83,722 | $ 132,000 |
| Dakota, Minnesota | 179 | $ 15,675,000 | $ 87,569 | $ 119,000 |
| Kent, Michigan | 178 | $ 14,770,000 | $ 82,977 | $ 93,000 |
| Stark, Ohio | 177 | $ 13,605,000 | $ 76,864 | $ 135,000 |
| Hidalgo, Texas | 177 | $ 14,505,000 | $ 81,949 | $ 97,000 |
| Anoka, Minnesota | 176 | $ 15,860,000 | $ 90,113 | $ 113,000 |
| Onondaga, New York | 176 | $ 14,420,000 | $ 81,931 | $ 98,000 |
| York, South Carolina | 176 | $ 14,170,000 | $ 80,511 | $ 129,000 |
| Brazoria, Texas | 176 | $ 15,790,000 | $ 89,715 | $ 127,000 |
| Multnomah, Oregon | 173 | $ 15,365,000 | $ 88,815 | $ 139,000 |
| Lehigh, Pennsylvania | 173 | $ 15,505,000 | $ 89,624 | $ 117,000 |
| Monroe, Pennsylvania | 173 | $ 14,515,000 | $ 83,901 | $ 90,000 |
| Stanislaus, California | 172 | $ 14,500,000 | $ 84,302 | $ 116,000 |
| Richland, South Carolina | 169 | $ 13,625,000 | $ 80,621 | $ 91,000 |
| Hamilton, Tennessee | 169 | $ 14,495,000 | $ 85,769 | $ 117,000 |
| Rutherford, Tennessee | 169 | $ 13,675,000 | $ 80,917 | $ 104,000 |
| Madison, Alabama | 167 | $ 13,495,000 | $ 80,808 | $ 109,000 |
| Lorain, Ohio | 166 | $ 12,640,000 | $ 76,144 | $ 107,000 |
| Benton, Arkansas | 165 | $ 14,865,000 | $ 90,090 | $ 115,000 |
| Passaic, New Jersey | 165 | $ 13,465,000 | $ 81,606 | $ 117,000 |
| Jefferson, Louisiana | 163 | $ 13,825,000 | $ 84,815 | $ 97,000 |
| District of Columbia, District Of Columbia | 161 | $ 16,125,000 | $ 100,155 | $ 155,000 |
| Henry, Georgia | 159 | $ 13,465,000 | $ 84,685 | $ 101,000 |
| Sedgwick, Kansas | 159 | $ 12,135,000 | $ 76,320 | $ 93,000 |
| Dutchess, New York | 158 | $ 14,550,000 | $ 92,088 | $ 136,000 |
| Spokane, Washington | 157 | $ 13,305,000 | $ 84,745 | $ 100,000 |
| Sussex, Delaware | 154 | $ 13,400,000 | $ 87,012 | $ 98,000 |
| Charlotte, Florida | 154 | $ 12,660,000 | $ 82,207 | $ 80,000 |
| Larimer, Colorado | 153 | $ 12,665,000 | $ 82,777 | $ 131,000 |
| Greene, Missouri | 153 | $ 13,105,000 | $ 85,653 | $ 85,000 |
| Forsyth, North Carolina | 153 | $ 12,445,000 | $ 81,339 | $ 85,000 |
| Chesapeake, Virginia | 153 | $ 10,155,000 | $ 66,372 | $ 111,000 |
| Weld, Colorado | 152 | $ 11,690,000 | $ 76,907 | $ 132,000 |
| Westmoreland, Pennsylvania | 151 | $ 11,875,000 | $ 78,642 | $ 98,000 |
| Allen, Indiana | 150 | $ 11,770,000 | $ 78,466 | $ 89,000 |
| Durham, North Carolina | 150 | $ 14,980,000 | $ 99,866 | $ 123,000 |
| Bell, Texas | 150 | $ 11,110,000 | $ 74,066 | $ 100,000 |
| Henrico, Virginia | 150 | $ 12,980,000 | $ 86,533 | $ 120,000 |
| Mobile, Alabama | 148 | $ 11,960,000 | $ 80,810 | $ 98,000 |
| Williamson, Tennessee | 148 | $ 12,900,000 | $ 87,162 | $ 145,000 |
| New London, Connecticut | 147 | $ 13,095,000 | $ 89,081 | $ 112,000 |
| Paulding, Georgia | 147 | $ 11,415,000 | $ 77,653 | $ 91,000 |
| Union, North Carolina | 145 | $ 12,185,000 | $ 84,034 | $ 143,000 |
| Lucas, Ohio | 142 | $ 10,660,000 | $ 75,070 | $ 132,000 |
| Rockland, New York | 140 | $ 13,450,000 | $ 96,071 | $ 155,000 |
| Genesee, Michigan | 139 | $ 10,275,000 | $ 73,920 | $ 82,000 |
| Ramsey, Minnesota | 139 | $ 12,525,000 | $ 90,107 | $ 95,000 |
| Luzerne, Pennsylvania | 139 | $ 9,095,000 | $ 65,431 | $ 81,000 |
| Tulare, California | 137 | $ 10,765,000 | $ 78,576 | $ 100,000 |
| Kent, Delaware | 137 | $ 10,005,000 | $ 73,029 | $ 98,000 |
| Escambia, Florida | 136 | $ 11,280,000 | $ 82,941 | $ 100,000 |
| Lexington, South Carolina | 136 | $ 10,700,000 | $ 78,676 | $ 95,000 |
| St. Joseph, Indiana | 135 | $ 10,905,000 | $ 80,777 | $ 82,000 |
| Orleans, Louisiana | 135 | $ 12,285,000 | $ 91,000 | $ 105,000 |
| Barnstable, Massachusetts | 135 | $ 11,865,000 | $ 87,888 | $ 144,000 |
| Butler, Ohio | 135 | $ 10,685,000 | $ 79,148 | $ 119,000 |
| Galveston, Texas | 135 | $ 13,155,000 | $ 97,444 | $ 114,000 |
| Sussex, New Jersey | 134 | $ 11,130,000 | $ 83,059 | $ 118,000 |
| St. Tammany, Louisiana | 133 | $ 11,585,000 | $ 87,105 | $ 105,000 |
| Cabarrus, North Carolina | 133 | $ 12,115,000 | $ 91,090 | $ 122,000 |
| Lake, Ohio | 130 | $ 10,810,000 | $ 83,153 | $ 100,000 |
| Cleveland, Oklahoma | 130 | $ 11,740,000 | $ 90,307 | $ 98,000 |
| Clackamas, Oregon | 130 | $ 11,710,000 | $ 90,076 | $ 144,000 |
| Hernando, Florida | 127 | $ 9,855,000 | $ 77,598 | $ 80,000 |
| Hudson, New Jersey | 127 | $ 12,305,000 | $ 96,889 | $ 148,000 |
| Berkeley, South Carolina | 127 | $ 9,915,000 | $ 78,070 | $ 99,000 |
| Pulaski, Arkansas | 126 | $ 10,220,000 | $ 81,111 | $ 91,000 |
| El Dorado, California | 126 | $ 12,220,000 | $ 96,984 | $ 174,000 |
| San Mateo, California | 126 | $ 15,060,000 | $ 119,523 | $ 182,000 |
| Santa Rosa, Florida | 126 | $ 10,630,000 | $ 84,365 | $ 120,000 |
| Clayton, Georgia | 126 | $ 10,640,000 | $ 84,444 | $ 69,000 |
| Warren, Ohio | 125 | $ 10,295,000 | $ 82,360 | $ 133,000 |
| Stafford, Virginia | 124 | $ 9,050,000 | $ 72,983 | $ 146,000 |
| Baldwin, Alabama | 123 | $ 10,685,000 | $ 86,869 | $ 98,000 |
| Yavapai, Arizona | 123 | $ 10,945,000 | $ 88,983 | $ 90,000 |
| East Baton Rouge, Louisiana | 123 | $ 9,585,000 | $ 77,926 | $ 90,000 |
| DeSoto, Mississippi | 122 | $ 11,650,000 | $ 95,491 | $ 99,000 |
| Clay, Missouri | 122 | $ 9,470,000 | $ 77,622 | $ 104,000 |
| Delaware, Ohio | 122 | $ 11,690,000 | $ 95,819 | $ 159,000 |
| Clay, Florida | 120 | $ 10,130,000 | $ 84,416 | $ 102,000 |
| Canyon, Idaho | 120 | $ 10,350,000 | $ 86,250 | $ 101,000 |
| Kent, Rhode Island | 119 | $ 9,855,000 | $ 82,815 | $ 109,000 |
| Niagara, New York | 118 | $ 9,150,000 | $ 77,542 | $ 90,000 |
| Cumberland, Maine | 117 | $ 11,625,000 | $ 99,358 | $ 127,000 |
| Suffolk, Massachusetts | 117 | $ 11,705,000 | $ 100,042 | $ 140,000 |
| Hall, Georgia | 116 | $ 9,250,000 | $ 79,741 | $ 113,000 |
| Lackawanna, Pennsylvania | 116 | $ 9,440,000 | $ 81,379 | $ 112,000 |
| Shelby, Alabama | 114 | $ 8,890,000 | $ 77,982 | $ 113,000 |
| Chatham, Georgia | 113 | $ 9,775,000 | $ 86,504 | $ 91,000 |
| Bronx, New York | 113 | $ 9,255,000 | $ 81,902 | $ 105,000 |
| Medina, Ohio | 113 | $ 9,175,000 | $ 81,194 | $ 124,000 |
| Indian River, Florida | 112 | $ 10,080,000 | $ 90,000 | $ 135,000 |
| Douglas, Georgia | 111 | $ 9,155,000 | $ 82,477 | $ 103,000 |
| Porter, Indiana | 111 | $ 8,945,000 | $ 80,585 | $ 111,000 |
| Gaston, North Carolina | 110 | $ 7,820,000 | $ 71,090 | $ 92,000 |
| Mahoning, Ohio | 110 | $ 7,760,000 | $ 70,545 | $ 86,000 |
| Davis, Utah | 110 | $ 8,660,000 | $ 78,727 | $ 118,000 |
| Mohave, Arizona | 109 | $ 8,595,000 | $ 78,853 | $ 95,000 |
| Lancaster, Nebraska | 108 | $ 9,260,000 | $ 85,740 | $ 93,000 |
| Sarpy, Nebraska | 108 | $ 10,000,000 | $ 92,592 | $ 123,000 |
| Boulder, Colorado | 107 | $ 11,815,000 | $ 110,420 | $ 153,000 |
| Coweta, Georgia | 106 | $ 9,210,000 | $ 86,886 | $ 106,000 |
| Warren, New Jersey | 106 | $ 9,200,000 | $ 86,792 | $ 115,000 |
| Waukesha, Wisconsin | 106 | $ 9,810,000 | $ 92,547 | $ 128,000 |
| Winnebago, Illinois | 105 | $ 7,735,000 | $ 73,666 | $ 91,000 |
| Beaufort, South Carolina | 105 | $ 8,835,000 | $ 84,142 | $ 110,000 |
| Montgomery, Tennessee | 105 | $ 8,285,000 | $ 78,904 | $ 106,000 |
| Cumberland, North Carolina | 104 | $ 7,760,000 | $ 74,615 | $ 98,000 |
| Iredell, North Carolina | 104 | $ 9,240,000 | $ 88,846 | $ 116,000 |
| Fayette, Kentucky | 103 | $ 7,715,000 | $ 74,902 | $ 103,000 |
| Washington, Minnesota | 103 | $ 8,715,000 | $ 84,611 | $ 120,000 |
| Washington, Pennsylvania | 103 | $ 6,995,000 | $ 67,912 | $ 106,000 |
| Sumner, Tennessee | 103 | $ 9,075,000 | $ 88,106 | $ 107,000 |
| Berkeley, West Virginia | 103 | $ 8,065,000 | $ 78,300 | $ 89,000 |
| Litchfield, Connecticut | 102 | $ 7,750,000 | $ 75,980 | $ 108,000 |
| Leon, Florida | 102 | $ 9,070,000 | $ 88,921 | $ 186,000 |
| Hendricks, Indiana | 101 | $ 8,195,000 | $ 81,138 | $ 117,000 |
| Middlesex, Connecticut | 100 | $ 8,380,000 | $ 83,800 | $ 123,000 |
| St. Clair, Illinois | 100 | $ 8,050,000 | $ 80,500 | $ 113,000 |
| New Hanover, North Carolina | 100 | $ 8,980,000 | $ 89,800 | $ 102,000 |
| Kitsap, Washington | 99 | $ 8,695,000 | $ 87,828 | $ 124,000 |
| Spotsylvania, Virginia | 98 | $ 8,060,000 | $ 82,244 | $ 134,000 |
| Sonoma, California | 97 | $ 10,105,000 | $ 104,175 | $ 161,000 |
| Flagler, Florida | 97 | $ 9,415,000 | $ 97,061 | $ 91,000 |
| Marion, Oregon | 97 | $ 7,545,000 | $ 77,783 | $ 97,000 |
| Cumberland, Pennsylvania | 97 | $ 9,295,000 | $ 95,824 | $ 112,000 |
| Anderson, South Carolina | 97 | $ 7,675,000 | $ 79,123 | $ 99,000 |
| Ottawa, Michigan | 96 | $ 8,430,000 | $ 87,812 | $ 85,000 |
| Lubbock, Texas | 96 | $ 7,470,000 | $ 77,812 | $ 101,000 |
| Citrus, Florida | 95 | $ 7,725,000 | $ 81,315 | $ 91,000 |
| Martin, Florida | 95 | $ 8,295,000 | $ 87,315 | $ 134,000 |
| Okaloosa, Florida | 95 | $ 7,205,000 | $ 75,842 | $ 101,000 |
| Lane, Oregon | 95 | $ 7,355,000 | $ 77,421 | $ 115,000 |
| Bay, Florida | 94 | $ 7,310,000 | $ 77,765 | $ 116,000 |
| Albany, New York | 94 | $ 9,630,000 | $ 102,446 | $ 118,000 |
| Dauphin, Pennsylvania | 94 | $ 8,630,000 | $ 91,808 | $ 106,000 |
| Cameron, Texas | 94 | $ 7,800,000 | $ 82,978 | $ 98,000 |
| Buncombe, North Carolina | 93 | $ 8,595,000 | $ 92,419 | $ 105,000 |
| Johnston, North Carolina | 93 | $ 6,555,000 | $ 70,483 | $ 88,000 |
| Nueces, Texas | 93 | $ 8,485,000 | $ 91,236 | $ 104,000 |
| Saratoga, New York | 92 | $ 8,190,000 | $ 89,021 | $ 142,000 |
| Mesa, Colorado | 91 | $ 7,505,000 | $ 82,472 | $ 110,000 |
| Kendall, Illinois | 91 | $ 7,595,000 | $ 83,461 | $ 123,000 |
| Kenton, Kentucky | 91 | $ 6,755,000 | $ 74,230 | $ 110,000 |
| Pueblo, Colorado | 90 | $ 7,840,000 | $ 87,111 | $ 86,000 |
| McLennan, Texas | 90 | $ 7,630,000 | $ 84,777 | $ 94,000 |
| Thurston, Washington | 90 | $ 7,680,000 | $ 85,333 | $ 122,000 |
| Monterey, California | 89 | $ 9,595,000 | $ 107,808 | $ 142,000 |
| Dane, Wisconsin | 89 | $ 8,385,000 | $ 94,213 | $ 101,000 |
| Alachua, Florida | 88 | $ 9,030,000 | $ 102,613 | $ 110,000 |
| Columbia, Georgia | 88 | $ 7,500,000 | $ 85,227 | $ 110,000 |
| Licking, Ohio | 88 | $ 6,790,000 | $ 77,159 | $ 89,000 |
| Washtenaw, Michigan | 87 | $ 7,105,000 | $ 81,666 | $ 110,000 |
| Hunterdon, New Jersey | 87 | $ 7,525,000 | $ 86,494 | $ 153,000 |
| Ulster, New York | 87 | $ 7,425,000 | $ 85,344 | $ 116,000 |
| Washington, Arkansas | 86 | $ 7,200,000 | $ 83,720 | $ 94,000 |
| Jefferson, Missouri | 86 | $ 6,940,000 | $ 80,697 | $ 112,000 |
| Trumbull, Ohio | 86 | $ 5,570,000 | $ 64,767 | $ 82,000 |
| Minnehaha, South Dakota | 86 | $ 6,690,000 | $ 77,790 | $ 96,000 |
| Ellis, Texas | 86 | $ 7,430,000 | $ 86,395 | $ 117,000 |
| York, Maine | 85 | $ 6,935,000 | $ 81,588 | $ 92,000 |
| Dorchester, South Carolina | 85 | $ 6,875,000 | $ 80,882 | $ 116,000 |
| Hays, Texas | 85 | $ 8,215,000 | $ 96,647 | $ 144,000 |
| Santa Barbara, California | 84 | $ 8,950,000 | $ 106,547 | $ 141,000 |
| Fayette, Georgia | 84 | $ 7,960,000 | $ 94,761 | $ 121,000 |
| Deschutes, Oregon | 84 | $ 6,900,000 | $ 82,142 | $ 105,000 |
| Kenosha, Wisconsin | 84 | $ 6,730,000 | $ 80,119 | $ 92,000 |
| Ingham, Michigan | 83 | $ 6,205,000 | $ 74,759 | $ 86,000 |
| Weber, Utah | 83 | $ 6,415,000 | $ 77,289 | $ 101,000 |
| Kanawha, West Virginia | 83 | $ 4,975,000 | $ 59,939 | $ 86,000 |
| Clermont, Ohio | 82 | $ 6,160,000 | $ 75,121 | $ 109,000 |
| Madison, Illinois | 80 | $ 7,040,000 | $ 88,000 | $ 113,000 |
| Portage, Ohio | 80 | $ 6,410,000 | $ 80,125 | $ 112,000 |
| Norfolk, Virginia | 80 | $ 7,370,000 | $ 92,125 | $ 104,000 |
| Bartow, Georgia | 79 | $ 7,375,000 | $ 93,354 | $ 98,000 |
| Hawaii, Hawaii | 79 | $ 8,115,000 | $ 102,721 | $ 108,000 |
| Merrimack, New Hampshire | 78 | $ 7,050,000 | $ 90,384 | $ 107,000 |
| Wilson, Tennessee | 78 | $ 7,230,000 | $ 92,692 | $ 150,000 |
| Livingston, Michigan | 77 | $ 6,425,000 | $ 83,441 | $ 99,000 |
| Dona Ana, New Mexico | 77 | $ 6,025,000 | $ 78,246 | $ 96,000 |
| Oneida, New York | 77 | $ 6,195,000 | $ 80,454 | $ 88,000 |
| Anchorage, Alaska | 75 | $ 6,635,000 | $ 88,466 | $ 127,000 |
| Comal, Texas | 75 | $ 8,255,000 | $ 110,066 | $ 134,000 |
| Rockwall, Texas | 75 | $ 7,545,000 | $ 100,600 | $ 125,000 |
| Fairfield, Ohio | 74 | $ 6,190,000 | $ 83,648 | $ 112,000 |
| San Luis Obispo, California | 73 | $ 6,985,000 | $ 95,684 | $ 169,000 |
| Broome, New York | 73 | $ 5,395,000 | $ 73,904 | $ 86,000 |
| Smith, Texas | 73 | $ 6,895,000 | $ 94,452 | $ 106,000 |
| Sandoval, New Mexico | 72 | $ 6,810,000 | $ 94,583 | $ 104,000 |
| Schenectady, New York | 72 | $ 6,390,000 | $ 88,750 | $ 108,000 |
| Butler, Pennsylvania | 72 | $ 6,540,000 | $ 90,833 | $ 144,000 |
| New York, New York | 71 | $ 9,575,000 | $ 134,859 | $ 219,000 |
| San Francisco, California | 70 | $ 8,580,000 | $ 122,571 | $ 176,000 |
| Santa Cruz, California | 70 | $ 7,670,000 | $ 109,571 | $ 154,000 |
| Newton, Georgia | 70 | $ 6,130,000 | $ 87,571 | $ 82,000 |
| Elkhart, Indiana | 70 | $ 5,850,000 | $ 83,571 | $ 84,000 |
| Kalamazoo, Michigan | 70 | $ 5,790,000 | $ 82,714 | $ 104,000 |
| Erie, Pennsylvania | 70 | $ 5,000,000 | $ 71,428 | $ 74,000 |
| Webb, Texas | 70 | $ 5,790,000 | $ 82,714 | $ 90,000 |
| Butte, California | 69 | $ 6,105,000 | $ 88,478 | $ 114,000 |
| Sumter, Florida | 69 | $ 6,435,000 | $ 93,260 | $ 92,000 |
| Boone, Kentucky | 69 | $ 4,665,000 | $ 67,608 | $ 100,000 |
| Schuylkill, Pennsylvania | 69 | $ 4,375,000 | $ 63,405 | $ 68,000 |
| Blount, Tennessee | 69 | $ 6,215,000 | $ 90,072 | $ 96,000 |
| Wright, Minnesota | 68 | $ 5,660,000 | $ 83,235 | $ 114,000 |
| Brunswick, North Carolina | 68 | $ 6,030,000 | $ 88,676 | $ 97,000 |
| Catawba, North Carolina | 68 | $ 5,080,000 | $ 74,705 | $ 107,000 |
| Grayson, Texas | 68 | $ 6,460,000 | $ 95,000 | $ 102,000 |
| Barrow, Georgia | 67 | $ 6,155,000 | $ 91,865 | $ 89,000 |
| Lafayette, Louisiana | 67 | $ 6,025,000 | $ 89,925 | $ 122,000 |
| Jackson, Michigan | 67 | $ 4,605,000 | $ 68,731 | $ 80,000 |
| Scott, Minnesota | 67 | $ 6,045,000 | $ 90,223 | $ 128,000 |
| Hanover, Virginia | 67 | $ 4,895,000 | $ 73,059 | $ 110,000 |
| Johnson, Indiana | 66 | $ 5,290,000 | $ 80,151 | $ 122,000 |
| Sullivan, New York | 66 | $ 6,100,000 | $ 92,424 | $ 103,000 |
| Shasta, California | 65 | $ 4,955,000 | $ 76,230 | $ 114,000 |
| Muscogee, Georgia | 65 | $ 5,285,000 | $ 81,307 | $ 80,000 |
| Santa Fe, New Mexico | 65 | $ 5,985,000 | $ 92,076 | $ 112,000 |
| Clark, Ohio | 65 | $ 4,685,000 | $ 72,076 | $ 76,000 |
| Franklin, Pennsylvania | 65 | $ 4,875,000 | $ 75,000 | $ 88,000 |
| Parker, Texas | 65 | $ 5,675,000 | $ 87,307 | $ 156,000 |
| Kootenai, Idaho | 64 | $ 5,740,000 | $ 89,687 | $ 110,000 |
| Muskegon, Michigan | 64 | $ 4,700,000 | $ 73,437 | $ 66,000 |
| Lancaster, South Carolina | 64 | $ 4,980,000 | $ 77,812 | $ 102,000 |
| Johnson, Texas | 64 | $ 5,200,000 | $ 81,250 | $ 103,000 |
| Whatcom, Washington | 64 | $ 6,220,000 | $ 97,187 | $ 102,000 |
| Rockdale, Georgia | 63 | $ 5,305,000 | $ 84,206 | $ 100,000 |
| Putnam, New York | 63 | $ 6,215,000 | $ 98,650 | $ 130,000 |
| Brown, Wisconsin | 63 | $ 5,445,000 | $ 86,428 | $ 97,000 |
| Marin, California | 62 | $ 7,330,000 | $ 118,225 | $ 191,000 |
| Merced, California | 62 | $ 5,330,000 | $ 85,967 | $ 97,000 |
| Tippecanoe, Indiana | 62 | $ 5,190,000 | $ 83,709 | $ 83,000 |
| St. Louis, Minnesota | 62 | $ 4,240,000 | $ 68,387 | $ 79,000 |
| Cumberland, New Jersey | 62 | $ 5,510,000 | $ 88,870 | $ 105,000 |
| Racine, Wisconsin | 62 | $ 4,750,000 | $ 76,612 | $ 86,000 |
| Cape May, New Jersey | 61 | $ 5,925,000 | $ 97,131 | $ 118,000 |
| Greene, Ohio | 61 | $ 4,895,000 | $ 80,245 | $ 105,000 |
| Madison, Indiana | 60 | $ 4,450,000 | $ 74,166 | $ 89,000 |
| Caddo, Louisiana | 60 | $ 4,410,000 | $ 73,500 | $ 86,000 |
| Harrison, Mississippi | 60 | $ 4,180,000 | $ 69,666 | $ 78,000 |
| Fauquier, Virginia | 60 | $ 4,890,000 | $ 81,500 | $ 159,000 |
| Tolland, Connecticut | 59 | $ 4,985,000 | $ 84,491 | $ 141,000 |
| Walton, Georgia | 59 | $ 5,315,000 | $ 90,084 | $ 93,000 |
| Berrien, Michigan | 59 | $ 4,565,000 | $ 77,372 | $ 126,000 |
| Yellowstone, Montana | 59 | $ 4,865,000 | $ 82,457 | $ 88,000 |
| Jackson, Oregon | 59 | $ 5,605,000 | $ 95,000 | $ 118,000 |
| Aiken, South Carolina | 59 | $ 4,575,000 | $ 77,542 | $ 95,000 |
| Washington, Wisconsin | 59 | $ 5,575,000 | $ 94,491 | $ 110,000 |
| Nevada, California | 58 | $ 5,140,000 | $ 88,620 | $ 169,000 |
| Windham, Connecticut | 58 | $ 4,250,000 | $ 73,275 | $ 95,000 |
| Jackson, Georgia | 58 | $ 4,430,000 | $ 76,379 | $ 103,000 |
| Richmond, Georgia | 58 | $ 4,070,000 | $ 70,172 | $ 73,000 |
| Sangamon, Illinois | 58 | $ 4,060,000 | $ 70,000 | $ 91,000 |
| St. Clair, Michigan | 58 | $ 4,900,000 | $ 84,482 | $ 93,000 |
| Hinds, Mississippi | 58 | $ 4,750,000 | $ 81,896 | $ 100,000 |
| Cass, Missouri | 58 | $ 5,330,000 | $ 91,896 | $ 135,000 |
| Benton, Washington | 58 | $ 4,540,000 | $ 78,275 | $ 107,000 |
| Berkshire, Massachusetts | 57 | $ 4,775,000 | $ 83,771 | $ 77,000 |
| Rankin, Mississippi | 57 | $ 4,345,000 | $ 76,228 | $ 100,000 |
| Cass, North Dakota | 57 | $ 5,325,000 | $ 93,421 | $ 111,000 |
| Canadian, Oklahoma | 57 | $ 4,415,000 | $ 77,456 | $ 91,000 |
| Beaver, Pennsylvania | 57 | $ 4,325,000 | $ 75,877 | $ 87,000 |
| Kaufman, Texas | 57 | $ 5,905,000 | $ 103,596 | $ 99,000 |
| Richmond City, Virginia | 57 | $ 4,545,000 | $ 79,736 | $ 115,000 |
| Tuscaloosa, Alabama | 56 | $ 4,240,000 | $ 75,714 | $ 81,000 |
| Nassau, Florida | 56 | $ 4,910,000 | $ 87,678 | $ 117,000 |
| Houston, Georgia | 56 | $ 4,160,000 | $ 74,285 | $ 102,000 |
| Kankakee, Illinois | 56 | $ 4,680,000 | $ 83,571 | $ 99,000 |
| St. Louis City, Missouri | 56 | $ 4,520,000 | $ 80,714 | $ 83,000 |
| Rensselaer, New York | 56 | $ 4,750,000 | $ 84,821 | $ 110,000 |
| Onslow, North Carolina | 56 | $ 4,280,000 | $ 76,428 | $ 98,000 |
| Limestone, Alabama | 55 | $ 4,505,000 | $ 81,909 | $ 111,000 |
| Yuma, Arizona | 55 | $ 4,405,000 | $ 80,090 | $ 92,000 |
| McLean, Illinois | 55 | $ 4,415,000 | $ 80,272 | $ 126,000 |
| Livingston, Louisiana | 55 | $ 4,275,000 | $ 77,727 | $ 99,000 |
| Saginaw, Michigan | 55 | $ 3,495,000 | $ 63,545 | $ 82,000 |
| Davidson, North Carolina | 55 | $ 3,525,000 | $ 64,090 | $ 89,000 |
| Rogers, Oklahoma | 55 | $ 5,095,000 | $ 92,636 | $ 98,000 |
| Lebanon, Pennsylvania | 55 | $ 4,495,000 | $ 81,727 | $ 86,000 |
| Saline, Arkansas | 54 | $ 4,480,000 | $ 82,962 | $ 100,000 |
| Carroll, Georgia | 54 | $ 5,450,000 | $ 100,925 | $ 97,000 |
| Pitt, North Carolina | 54 | $ 4,520,000 | $ 83,703 | $ 98,000 |
| Maury, Tennessee | 54 | $ 4,270,000 | $ 79,074 | $ 87,000 |
| Sullivan, Tennessee | 54 | $ 3,860,000 | $ 71,481 | $ 71,000 |
| Washington, Utah | 54 | $ 5,080,000 | $ 94,074 | $ 116,000 |
| Jefferson, West Virginia | 54 | $ 4,070,000 | $ 75,370 | $ 139,000 |
| Yolo, California | 53 | $ 4,705,000 | $ 88,773 | $ 154,000 |
| Monroe, Michigan | 53 | $ 4,295,000 | $ 81,037 | $ 110,000 |
| Stearns, Minnesota | 53 | $ 4,195,000 | $ 79,150 | $ 90,000 |
| Jackson, Mississippi | 53 | $ 3,865,000 | $ 72,924 | $ 102,000 |
| Pike, Pennsylvania | 53 | $ 4,485,000 | $ 84,622 | $ 91,000 |
| Sevier, Tennessee | 53 | $ 4,235,000 | $ 79,905 | $ 86,000 |
| Guadalupe, Texas | 53 | $ 4,055,000 | $ 76,509 | $ 105,000 |
| Oswego, New York | 52 | $ 3,710,000 | $ 71,346 | $ 96,000 |
| Alexandria, Virginia | 52 | $ 5,550,000 | $ 106,730 | $ 157,000 |
| Lee, Alabama | 51 | $ 4,215,000 | $ 82,647 | $ 85,000 |
| Montgomery, Alabama | 51 | $ 4,365,000 | $ 85,588 | $ 104,000 |
| Champaign, Illinois | 51 | $ 4,385,000 | $ 85,980 | $ 92,000 |
| Bradley, Tennessee | 51 | $ 4,205,000 | $ 82,450 | $ 90,000 |
| Bibb, Georgia | 50 | $ 3,290,000 | $ 65,800 | $ 85,000 |
| Bonneville, Idaho | 50 | $ 3,960,000 | $ 79,200 | $ 92,000 |
| Wyandotte, Kansas | 50 | $ 3,480,000 | $ 69,600 | $ 62,000 |
| Boone, Missouri | 50 | $ 4,680,000 | $ 93,600 | $ 100,000 |
| Henderson, North Carolina | 50 | $ 4,270,000 | $ 85,400 | $ 89,000 |
| Arlington, Virginia | 50 | $ 5,990,000 | $ 119,800 | $ 210,000 |
| Frederick, Virginia | 50 | $ 3,700,000 | $ 74,000 | $ 109,000 |
| Rock, Wisconsin | 50 | $ 4,120,000 | $ 82,400 | $ 81,000 |
| DeKalb, Illinois | 49 | $ 3,835,000 | $ 78,265 | $ 107,000 |
| Carver, Minnesota | 49 | $ 4,655,000 | $ 95,000 | $ 124,000 |
| Strafford, New Hampshire | 49 | $ 4,375,000 | $ 89,285 | $ 138,000 |
| Alamance, North Carolina | 49 | $ 3,515,000 | $ 71,734 | $ 82,000 |
| Jefferson, Texas | 49 | $ 4,305,000 | $ 87,857 | $ 95,000 |
| Suffolk, Virginia | 49 | $ 4,265,000 | $ 87,040 | $ 126,000 |
| Faulkner, Arkansas | 48 | $ 3,640,000 | $ 75,833 | $ 93,000 |
| Platte, Missouri | 48 | $ 4,730,000 | $ 98,541 | $ 105,000 |
| Adams, Pennsylvania | 48 | $ 4,490,000 | $ 93,541 | $ 92,000 |
| Vanderburgh, Indiana | 47 | $ 3,105,000 | $ 66,063 | $ 82,000 |
| Chautauqua, New York | 47 | $ 3,295,000 | $ 70,106 | $ 79,000 |
| Rowan, North Carolina | 47 | $ 3,425,000 | $ 72,872 | $ 81,000 |
| Washington, Tennessee | 47 | $ 3,835,000 | $ 81,595 | $ 76,000 |
| Taylor, Texas | 47 | $ 4,425,000 | $ 94,148 | $ 90,000 |
| Cochise, Arizona | 46 | $ 3,650,000 | $ 79,347 | $ 79,000 |
| Walton, Florida | 46 | $ 4,650,000 | $ 101,086 | $ 141,000 |
| Howard, Indiana | 46 | $ 3,630,000 | $ 78,913 | $ 100,000 |
| Bullitt, Kentucky | 46 | $ 3,530,000 | $ 76,739 | $ 94,000 |
| Eaton, Michigan | 46 | $ 3,740,000 | $ 81,304 | $ 88,000 |
| Sherburne, Minnesota | 46 | $ 4,400,000 | $ 95,652 | $ 232,000 |
| Ashtabula, Ohio | 46 | $ 3,560,000 | $ 77,391 | $ 57,000 |
| Fayette, Pennsylvania | 46 | $ 3,440,000 | $ 74,782 | $ 72,000 |
| Maui, Hawaii | 45 | $ 4,365,000 | $ 97,000 | $ 113,000 |
| Delaware, Indiana | 45 | $ 3,215,000 | $ 71,444 | $ 69,000 |
| Tangipahoa, Louisiana | 45 | $ 4,195,000 | $ 93,222 | $ 81,000 |
| Jasper, Missouri | 45 | $ 3,245,000 | $ 72,111 | $ 72,000 |
| Cambria, Pennsylvania | 45 | $ 2,835,000 | $ 63,000 | $ 75,000 |
| Pennington, South Dakota | 45 | $ 3,455,000 | $ 76,777 | $ 83,000 |
| Sebastian, Arkansas | 44 | $ 3,570,000 | $ 81,136 | $ 73,000 |
| Clarke, Georgia | 44 | $ 4,070,000 | $ 92,500 | $ 85,000 |
| Peoria, Illinois | 44 | $ 3,640,000 | $ 82,727 | $ 99,000 |
Mortgage Loan Application Detail Totals for Discover Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 54,621 | $4,288,885,000 | $78,000 | $305,000 | $114,000 | $8,616,000 |
| Home Improvement | 41,215 | $3,156,045,000 | $76,000 | $305,000 | $129,000 | $6,020,000 |
| Refinancing | 22,964 | $2,836,370,000 | $123,000 | $305,000 | $100,000 | $7,504,000 |
| Home Purchase | 1,017 | $122,125,000 | $120,000 | $305,000 | $133,000 | $1,626,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 69,715 | $5,908,205,000 | $84,000 | $305,000 | $117,000 | $8,616,000 |
| Not Provided | 19,565 | $1,765,575,000 | $90,000 | $305,000 | $125,000 | $5,280,000 |
| Hispanic | 11,128 | $949,370,000 | $85,000 | $305,000 | $109,000 | $7,200,000 |
| Black or African American | 8,313 | $684,255,000 | $82,000 | $305,000 | $97,000 | $4,013,000 |
| Asian | 5,346 | $559,200,000 | $104,000 | $305,000 | $132,000 | $2,624,000 |
| American Indian or Alaskan Native | 2,962 | $243,550,000 | $82,000 | $305,000 | $99,000 | $1,850,000 |
| Native Hawaiian or Other Pacific Islander | 189 | $16,935,000 | $89,000 | $225,000 | $114,000 | $826,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 119,817 | $10,403,425,000 | $86,000 | $305,000 | $117,000 | $8,616,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 58,088 | $4,923,630,000 | $84,000 | $305,000 | $105,000 | $7,126,000 |
| File Closed For Incompleteness | 30,016 | $2,546,560,000 | $84,000 | $305,000 | $123,000 | $8,616,000 |
| Application Withdrawn By Applicant | 17,129 | $1,634,125,000 | $95,000 | $305,000 | $125,000 | $8,241,000 |
| Loan Originated | 14,148 | $1,258,680,000 | $88,000 | $305,000 | $140,000 | $2,370,000 |
| Application Approved But Not Accepted | 436 | $40,430,000 | $92,000 | $205,000 | $144,000 | $2,399,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 61,729 | $5,479,795,000 | $88,000 | $305,000 | $128,000 | $8,616,000 |
| Credit History | 20,057 | $1,560,595,000 | $77,000 | $305,000 | $98,000 | $7,126,000 |
| Collateral | 19,121 | $1,628,435,000 | $85,000 | $305,000 | $117,000 | $4,333,000 |
| Debt-To-Income Ratio | 7,494 | $654,590,000 | $87,000 | $305,000 | $72,000 | $887,000 |
| Credit Application Incomplete | 7,171 | $688,535,000 | $96,000 | $305,000 | $120,000 | $5,280,000 |
| Other | 3,844 | $354,720,000 | $92,000 | $305,000 | $126,000 | $2,736,000 |
| Unverifiable Information | 250 | $23,790,000 | $95,000 | $305,000 | $78,000 | $1,033,000 |
| Employment History | 151 | $12,965,000 | $85,000 | $305,000 | $58,000 | $475,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Discover Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Discover Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.
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