Admirals Bank Former Domestic Mortgage Lending & HMDA Data, 2004

In 2004, Admirals Bank Former Domestic of Cranston, RI reported 3,442 mortgage applications totaling $334.9 million, down 65% from 2003. The average application was for $97,307, and applicants reported an average income of $61,298. 59% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Providence-New Bedford-Fall River, RI-MA (958), Baltimore-Towson, MD (117) and Atlanta-Sandy Springs-Marietta, GA (107) (applications in parentheses).

Mortgage Company & Address Admirals Bank Former Domestic
815 Reservoir Ave
Cranston, RI 02910
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,442
Total Mortgage Loan Application Amount $334,934,000
Average Mortgage Loan Application Amount $97,307
Highest Mortgage Loan Application Amount $1,000,000
Average Applicant Income $61,298
Highest Applicant Income $823,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Admirals Bank Former Domestic filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Admirals Bank Former Domestic by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Providence, Rhode Island 704 $ 87,811,000 $ 124,731 $ 51,000
Kent, Rhode Island 183 $ 22,477,000 $ 122,825 $ 56,000
Bristol, Massachusetts 88 $ 15,302,000 $ 173,886 $ 65,000
Hartford, Connecticut 84 $ 6,480,000 $ 77,142 $ 56,000
Worcester, Massachusetts 73 $ 7,555,000 $ 103,493 $ 67,000
New Haven, Connecticut 58 $ 3,879,000 $ 66,879 $ 56,000
Camden, New Jersey 51 $ 3,420,000 $ 67,058 $ 53,000
New London, Connecticut 48 $ 5,643,000 $ 117,562 $ 64,000
Hampden, Massachusetts 45 $ 1,935,000 $ 43,000 $ 47,000
Baltimore City, Maryland 44 $ 1,778,000 $ 40,409 $ 45,000
Prince George's, Maryland 43 $ 2,461,000 $ 57,232 $ 65,000
Fairfield, Connecticut 39 $ 4,126,000 $ 105,794 $ 79,000
Washington, Rhode Island 39 $ 6,002,000 $ 153,897 $ 61,000
Windham, Connecticut 36 $ 2,989,000 $ 83,027 $ 58,000
Plymouth, Massachusetts 34 $ 4,598,000 $ 135,235 $ 66,000
Virginia Beach, Virginia 34 $ 1,904,000 $ 56,000 $ 59,000
Suffolk, New York 33 $ 4,164,000 $ 126,181 $ 72,000
Middlesex, Massachusetts 32 $ 5,488,000 $ 171,500 $ 77,000
Middlesex, New Jersey 32 $ 4,408,000 $ 137,750 $ 73,000
Hillsborough, Florida 29 $ 1,511,000 $ 52,103 $ 54,000
Essex, Massachusetts 29 $ 3,744,000 $ 129,103 $ 67,000
Queens, New York 28 $ 1,986,000 $ 70,928 $ 90,000
Baltimore, Maryland 27 $ 2,395,000 $ 88,703 $ 87,000
Norfolk, Massachusetts 27 $ 3,964,000 $ 146,814 $ 84,000
Essex, New Jersey 27 $ 1,904,000 $ 70,518 $ 67,000
Duval, Florida 26 $ 1,136,000 $ 43,692 $ 50,000
Pinellas, Florida 26 $ 1,191,000 $ 45,807 $ 51,000
DeKalb, Georgia 25 $ 1,902,000 $ 76,080 $ 44,000
Ocean, New Jersey 24 $ 2,035,000 $ 84,791 $ 64,000
Nassau, New York 24 $ 4,226,000 $ 176,083 $ 75,000
Clayton, Georgia 23 $ 1,493,000 $ 64,913 $ 50,000
Fulton, Georgia 23 $ 1,677,000 $ 72,913 $ 70,000
Cook, Illinois 23 $ 345,000 $ 15,000 $ 70,000
Bergen, New Jersey 21 $ 3,569,000 $ 169,952 $ 109,000
Orange, New York 20 $ 2,944,000 $ 147,200 $ 62,000
Gloucester, New Jersey 18 $ 1,783,000 $ 99,055 $ 58,000
Allegheny, Pennsylvania 18 $ 357,000 $ 19,833 $ 44,000
Philadelphia, Pennsylvania 18 $ 939,000 $ 52,166 $ 43,000
Fairfax, Virginia 18 $ 2,031,000 $ 112,833 $ 67,000
Montgomery, Maryland 17 $ 2,203,000 $ 129,588 $ 80,000
Barnstable, Massachusetts 17 $ 1,712,000 $ 100,705 $ 43,000
Suffolk, Massachusetts 17 $ 2,557,000 $ 150,411 $ 102,000
Union, New Jersey 17 $ 1,472,000 $ 86,588 $ 75,000
Dutchess, New York 17 $ 2,565,000 $ 150,882 $ 79,000
Cuyahoga, Ohio 17 $ 378,000 $ 22,235 $ 45,000
Newport, Rhode Island 17 $ 3,083,000 $ 181,352 $ 80,000
Frederick, Maryland 16 $ 2,084,000 $ 130,250 $ 70,000
Ulster, New York 16 $ 2,046,000 $ 127,875 $ 59,000
Henry, Georgia 15 $ 682,000 $ 45,466 $ 43,000
Anne Arundel, Maryland 15 $ 1,312,000 $ 87,466 $ 57,000
Monmouth, New Jersey 15 $ 3,371,000 $ 224,733 $ 80,000
Kings, New York 15 $ 1,184,000 $ 78,933 $ 75,000
Bristol, Rhode Island 15 $ 3,985,000 $ 265,666 $ 166,000
Charles, Maryland 14 $ 1,397,000 $ 99,785 $ 47,000
Sussex, New Jersey 14 $ 1,476,000 $ 105,428 $ 55,000
Norfolk, Virginia 14 $ 587,000 $ 41,928 $ 41,000
Spotsylvania, Virginia 14 $ 1,234,000 $ 88,142 $ 58,000
Middlesex, Connecticut 13 $ 1,063,000 $ 81,769 $ 51,000
Morris, New Jersey 13 $ 1,671,000 $ 128,538 $ 105,000
Warren, New Jersey 13 $ 1,372,000 $ 105,538 $ 72,000
Richmond, New York 13 $ 850,000 $ 65,384 $ 93,000
Chesapeake, Virginia 13 $ 336,000 $ 25,846 $ 50,000
Chesterfield, Virginia 13 $ 767,000 $ 59,000 $ 63,000
Prince William, Virginia 13 $ 1,408,000 $ 108,307 $ 72,000
Mercer, New Jersey 12 $ 1,251,000 $ 104,250 $ 44,000
Monroe, New York 12 $ 203,000 $ 16,916 $ 42,000
Harford, Maryland 11 $ 689,000 $ 62,636 $ 47,000
Hampshire, Massachusetts 11 $ 472,000 $ 42,909 $ 43,000
Burlington, New Jersey 11 $ 1,416,000 $ 128,727 $ 61,000
Erie, New York 11 $ 201,000 $ 18,272 $ 46,000
Pulaski, Arkansas 10 $ 103,000 $ 10,300 $ 80,000
Litchfield, Connecticut 10 $ 344,000 $ 34,400 $ 49,000
Passaic, New Jersey 10 $ 694,000 $ 69,400 $ 75,000
Wake, North Carolina 10 $ 472,000 $ 47,200 $ 62,000
Accomack, Virginia 10 $ 762,000 $ 76,200 $ 33,000
Hampton, Virginia 10 $ 478,000 $ 47,800 $ 56,000
Pierce, Washington 10 $ 235,000 $ 23,500 $ 65,000
Marion, Indiana 9 $ 261,000 $ 29,000 $ 53,000
Howard, Maryland 9 $ 1,766,000 $ 196,222 $ 160,000
Jackson, Missouri 9 $ 143,000 $ 15,888 $ 62,000
Delaware, Pennsylvania 9 $ 1,578,000 $ 175,333 $ 91,000
Lackawanna, Pennsylvania 9 $ 155,000 $ 17,222 $ 47,000
Henrico, Virginia 9 $ 232,000 $ 25,777 $ 66,000
Richmond City, Virginia 9 $ 393,000 $ 43,666 $ 44,000
Broward, Florida 8 $ 1,775,000 $ 221,875 $ 96,000
Onondaga, New York 8 $ 349,000 $ 43,625 $ 55,000
Rockland, New York 8 $ 2,200,000 $ 275,000 $ 172,000
Erie, Pennsylvania 8 $ 103,000 $ 12,875 $ 38,000
Luzerne, Pennsylvania 8 $ 147,000 $ 18,375 $ 31,000
Newport News, Virginia 8 $ 393,000 $ 49,125 $ 55,000
Tolland, Connecticut 7 $ 383,000 $ 54,714 $ 67,000
East Baton Rouge, Louisiana 7 $ 165,000 $ 23,571 $ 52,000
Calvert, Maryland 7 $ 404,000 $ 57,714 $ 65,000
Westchester, New York 7 $ 905,000 $ 129,285 $ 71,000
Franklin, Ohio 7 $ 267,000 $ 38,142 $ 54,000
Fauquier, Virginia 7 $ 546,000 $ 78,000 $ 53,000
Suffolk, Virginia 7 $ 586,000 $ 83,714 $ 33,000
District of Columbia, District Of Columbia 6 $ 961,000 $ 160,166 $ 47,000
Carroll, Maryland 6 $ 713,000 $ 118,833 $ 83,000
Cecil, Maryland 6 $ 772,000 $ 128,666 $ 58,000
Franklin, Massachusetts 6 $ 455,000 $ 75,833 $ 52,000
Bronx, New York 6 $ 1,528,000 $ 254,666 $ 65,000
Mecklenburg, North Carolina 6 $ 112,000 $ 18,666 $ 62,000
Bedford, Virginia 6 $ 160,000 $ 26,666 $ 49,000
Louisa, Virginia 6 $ 605,000 $ 100,833 $ 78,000
Charlotte, Florida 5 $ 159,000 $ 31,800 $ 71,000
Palm Beach, Florida 5 $ 841,000 $ 168,200 $ 70,000
Cobb, Georgia 5 $ 496,000 $ 99,200 $ 49,000
Dorchester, Maryland 5 $ 507,000 $ 101,400 $ 47,000
Queen Anne's, Maryland 5 $ 91,000 $ 18,200 $ 55,000
Washington, Maryland 5 $ 325,000 $ 65,000 $ 33,000
Wicomico, Maryland 5 $ 315,000 $ 63,000 $ 44,000
Berkshire, Massachusetts 5 $ 246,000 $ 49,200 $ 50,000
Hillsborough, New Hampshire 5 $ 847,000 $ 169,400 $ 78,000
Hudson, New Jersey 5 $ 295,000 $ 59,000 $ 67,000
Somerset, New Jersey 5 $ 1,026,000 $ 205,200 $ 72,000
Guilford, North Carolina 5 $ 116,000 $ 23,200 $ 59,000
Montgomery, Ohio 5 $ 155,000 $ 31,000 $ 36,000
Westmoreland, Pennsylvania 5 $ 108,000 $ 21,600 $ 33,000
Franklin, Virginia 5 $ 145,000 $ 29,000 $ 39,000
King George, Virginia 5 $ 674,000 $ 134,800 $ 48,000
Lancaster, Virginia 5 $ 363,000 $ 72,600 $ 51,000
Loudoun, Virginia 5 $ 504,000 $ 100,800 $ 119,000
Nottoway, Virginia 5 $ 263,000 $ 52,600 $ 35,000
Thurston, Washington 5 $ 116,000 $ 23,200 $ 68,000
Brevard, Florida 4 $ 447,000 $ 111,750 $ 103,000
Lake, Florida 4 $ 433,000 $ 108,250 $ 50,000
St. Mary's, Maryland 4 $ 227,000 $ 56,750 $ 65,000
Merrimack, New Hampshire 4 $ 688,000 $ 172,000 $ 61,000
Rockingham, New Hampshire 4 $ 638,000 $ 159,500 $ 59,000
Atlantic, New Jersey 4 $ 212,000 $ 53,000 $ 38,000
Cape May, New Jersey 4 $ 315,000 $ 78,750 $ 39,000
Albany, New York 4 $ 169,000 $ 42,250 $ 81,000
Rensselaer, New York 4 $ 383,000 $ 95,750 $ 84,000
Forsyth, North Carolina 4 $ 70,000 $ 17,500 $ 54,000
Johnston, North Carolina 4 $ 181,000 $ 45,250 $ 56,000
Montgomery, Pennsylvania 4 $ 960,000 $ 240,000 $ 108,000
Berkeley, South Carolina 4 $ 74,000 $ 18,500 $ 40,000
Caroline, Virginia 4 $ 371,000 $ 92,750 $ 41,000
Hanover, Virginia 4 $ 308,000 $ 77,000 $ 85,000
Orange, Virginia 4 $ 69,000 $ 17,250 $ 48,000
Portsmouth, Virginia 4 $ 162,000 $ 40,500 $ 41,000
Roanoke, Virginia 4 $ 76,000 $ 19,000 $ 60,000
Maricopa, Arizona 3 $ 338,000 $ 112,666 $ 119,000
Independence, Arkansas 3 $ 22,000 $ 7,333 $ 33,000
Saline, Arkansas 3 $ 51,000 $ 17,000 $ 64,000
Miami-Dade, Florida 3 $ 274,000 $ 91,333 $ 68,000
Polk, Florida 3 $ 135,000 $ 45,000 $ 52,000
Douglas, Georgia 3 $ 148,000 $ 49,333 $ 55,000
Fayette, Georgia 3 $ 192,000 $ 64,000 $ 50,000
Rockdale, Georgia 3 $ 45,000 $ 15,000 $ 42,000
Johnson, Kansas 3 $ 25,000 $ 8,333 $ 42,000
York, Maine 3 $ 164,000 $ 54,666 $ 34,000
Garrett, Maryland 3 $ 153,000 $ 51,000 $ 23,000
Martin, Minnesota 3 $ 41,000 $ 13,666 $ 78,000
Hunterdon, New Jersey 3 $ 448,000 $ 149,333 $ 58,000
Putnam, New York 3 $ 631,000 $ 210,333 $ 128,000
Jefferson, Ohio 3 $ 83,000 $ 27,666 $ 29,000
Cambria, Pennsylvania 3 $ 56,000 $ 18,666 $ 35,000
Chester, Pennsylvania 3 $ 537,000 $ 179,000 $ 36,000
Davidson, Tennessee 3 $ 47,000 $ 15,666 $ 47,000
Harris, Texas 3 $ 208,000 $ 69,333 $ 37,000
Arlington, Virginia 3 $ 540,000 $ 180,000 $ 115,000
Montgomery, Virginia 3 $ 86,000 $ 28,666 $ 26,000
Westmoreland, Virginia 3 $ 98,000 $ 32,666 $ 32,000
Cowlitz, Washington 3 $ 75,000 $ 25,000 $ 57,000
Mason, Washington 3 $ 48,000 $ 16,000 $ 45,000
Milwaukee, Wisconsin 3 $ 44,000 $ 14,666 $ 66,000
Los Angeles, California 2 $ 168,000 $ 84,000 $ 79,000
Douglas, Colorado 2 $ 44,000 $ 22,000 $ 94,000
Lee, Florida 2 $ 277,000 $ 138,500 $ 116,000
Manatee, Florida 2 $ 530,000 $ 265,000 $ 108,000
Gwinnett, Georgia 2 $ 40,000 $ 20,000 $ 71,000
Walton, Georgia 2 $ 25,000 $ 12,500 $ 50,000
Nez Perce, Idaho 2 $ 36,000 $ 18,000 $ 54,000
Lake, Illinois 2 $ 599,000 $ 299,500 $ 133,000
Johnson, Indiana 2 $ 38,000 $ 19,000 $ 60,000
Orange, Indiana 2 $ 93,000 $ 46,500 $ 32,000
Mitchell, Kansas 2 $ 85,000 $ 42,500 $ 30,000
Jefferson, Louisiana 2 $ 211,000 $ 105,500 $ 88,000
St. Mary, Louisiana 2 $ 45,000 $ 22,500 $ 63,000
Caroline, Maryland 2 $ 157,000 $ 78,500 $ 46,000
Somerset, Maryland 2 $ 153,000 $ 76,500 $ 54,000
Talbot, Maryland 2 $ 291,000 $ 145,500 $ 29,000
Genesee, Michigan 2 $ 140,000 $ 70,000 $ 22,000
Oakland, Michigan 2 $ 39,000 $ 19,500 $ 50,000
Anoka, Minnesota 2 $ 27,000 $ 13,500 $ 49,000
Redwood, Minnesota 2 $ 24,000 $ 12,000 $ 27,000
DeSoto, Mississippi 2 $ 19,000 $ 9,500 $ 38,000
Cascade, Montana 2 $ 31,000 $ 15,500 $ 41,000
Hill, Montana 2 $ 323,000 $ 161,500 $ 116,000
Belknap, New Hampshire 2 $ 304,000 $ 152,000 $ 50,000
Cheshire, New Hampshire 2 $ 128,000 $ 64,000 $ 81,000
Cumberland, New Jersey 2 $ 94,000 $ 47,000 $ 51,000
Niagara, New York 2 $ 156,000 $ 78,000 $ 69,000
Oneida, New York 2 $ 132,000 $ 66,000 $ 47,000
Ontario, New York 2 $ 21,000 $ 10,500 $ 35,000
Orleans, New York 2 $ 357,000 $ 178,500 $ 54,000
Otsego, New York 2 $ 70,000 $ 35,000 $ 95,000
Yates, New York 2 $ 50,000 $ 25,000 $ 52,000
Chatham, North Carolina 2 $ 145,000 $ 72,500 $ 27,000
Cleveland, North Carolina 2 $ 36,000 $ 18,000 $ 48,000
Davidson, North Carolina 2 $ 122,000 $ 61,000 $ 55,000
Durham, North Carolina 2 $ 229,000 $ 114,500 $ 31,000
Gaston, North Carolina 2 $ 142,000 $ 71,000 $ 48,000
Iredell, North Carolina 2 $ 33,000 $ 16,500 $ 56,000
Orange, North Carolina 2 $ 229,000 $ 114,500 $ 48,000
Union, North Carolina 2 $ 46,000 $ 23,000 $ 57,000
Fairfield, Ohio 2 $ 46,000 $ 23,000 $ 83,000
Lorain, Ohio 2 $ 120,000 $ 60,000 $ 61,000
Trumbull, Ohio 2 $ 16,000 $ 8,000 $ 33,000
Multnomah, Oregon 2 $ 167,000 $ 83,500 $ 48,000
Beaver, Pennsylvania 2 $ 48,000 $ 24,000 $ 81,000
Bradford, Pennsylvania 2 $ 41,000 $ 20,500 $ 29,000
Schuylkill, Pennsylvania 2 $ 18,000 $ 9,000 $ 52,000
Shelby, Tennessee 2 $ 50,000 $ 25,000 $ 83,000
Culpeper, Virginia 2 $ 121,000 $ 60,500 $ 47,000
Gloucester, Virginia 2 $ 266,000 $ 133,000 $ 60,000
Goochland, Virginia 2 $ 50,000 $ 25,000 $ 84,000
James City, Virginia 2 $ 33,000 $ 16,500 $ 55,000
Rockbridge, Virginia 2 $ 50,000 $ 25,000 $ 51,000
Wise, Virginia 2 $ 28,000 $ 14,000 $ 34,000
Benton, Washington 2 $ 50,000 $ 25,000 $ 61,000
Whatcom, Washington 2 $ 43,000 $ 21,500 $ 42,000
Eau Claire, Wisconsin 2 $ 43,000 $ 21,500 $ 68,000
Jefferson, Alabama 1 $ 10,000 $ 10,000 $ 27,000
Morgan, Alabama 1 $ 132,000 $ 132,000 $ 89,000
Dallas, Arkansas 1 $ 10,000 $ 10,000 $ 105,000
Desha, Arkansas 1 $ 25,000 $ 25,000 $ 54,000
Drew, Arkansas 1 $ 15,000 $ 15,000 $ 62,000
Faulkner, Arkansas 1 $ 11,000 $ 11,000 $ 88,000
Jackson, Arkansas 1 $ 4,000 $ 4,000 $ 60,000
Jefferson, Arkansas 1 $ 89,000 $ 89,000 $ 75,000
Kern, California 1 $ 148,000 $ 148,000 $ 40,000
Orange, California 1 $ 413,000 $ 413,000 $ 0
Sacramento, California 1 $ 130,000 $ 130,000 $ 14,000
Solano, California 1 $ 325,000 $ 325,000 $ 94,000
New Castle, Delaware 1 $ 149,000 $ 149,000 $ 50,000
Bay, Florida 1 $ 25,000 $ 25,000 $ 63,000
Citrus, Florida 1 $ 86,000 $ 86,000 $ 23,000
Indian River, Florida 1 $ 132,000 $ 132,000 $ 56,000
Marion, Florida 1 $ 94,000 $ 94,000 $ 198,000
Orange, Florida 1 $ 362,000 $ 362,000 $ 116,000
Pasco, Florida 1 $ 25,000 $ 25,000 $ 41,000
Sarasota, Florida 1 $ 114,000 $ 114,000 $ 68,000
Ben Hill, Georgia 1 $ 25,000 $ 25,000 $ 42,000
Bibb, Georgia 1 $ 101,000 $ 101,000 $ 40,000
Bryan, Georgia 1 $ 25,000 $ 25,000 $ 63,000
Cherokee, Georgia 1 $ 25,000 $ 25,000 $ 50,000
Forsyth, Georgia 1 $ 130,000 $ 130,000 $ 44,000
Glynn, Georgia 1 $ 107,000 $ 107,000 $ 72,000
Hall, Georgia 1 $ 76,000 $ 76,000 $ 91,000
Murray, Georgia 1 $ 25,000 $ 25,000 $ 59,000
Oconee, Georgia 1 $ 25,000 $ 25,000 $ 87,000
Paulding, Georgia 1 $ 25,000 $ 25,000 $ 81,000
Kootenai, Idaho 1 $ 25,000 $ 25,000 $ 53,000
Coles, Illinois 1 $ 25,000 $ 25,000 $ 42,000
Effingham, Illinois 1 $ 25,000 $ 25,000 $ 61,000
Kane, Illinois 1 $ 18,000 $ 18,000 $ 63,000
Macon, Illinois 1 $ 25,000 $ 25,000 $ 62,000
Macoupin, Illinois 1 $ 22,000 $ 22,000 $ 29,000
McHenry, Illinois 1 $ 18,000 $ 18,000 $ 96,000
Moultrie, Illinois 1 $ 21,000 $ 21,000 $ 49,000
Shelby, Illinois 1 $ 25,000 $ 25,000 $ 66,000
Will, Illinois 1 $ 17,000 $ 17,000 $ 54,000
Clark, Indiana 1 $ 181,000 $ 181,000 $ 60,000
Grant, Indiana 1 $ 25,000 $ 25,000 $ 68,000
Hendricks, Indiana 1 $ 21,000 $ 21,000 $ 50,000
Lake, Indiana 1 $ 151,000 $ 151,000 $ 100,000
LaPorte, Indiana 1 $ 21,000 $ 21,000 $ 49,000
Noble, Indiana 1 $ 25,000 $ 25,000 $ 61,000
Vanderburgh, Indiana 1 $ 16,000 $ 16,000 $ 48,000
Wayne, Indiana 1 $ 90,000 $ 90,000 $ 28,000
Des Moines, Iowa 1 $ 22,000 $ 22,000 $ 54,000
Jefferson, Iowa 1 $ 10,000 $ 10,000 $ 40,000
Linn, Iowa 1 $ 21,000 $ 21,000 $ 54,000
Worth, Iowa 1 $ 10,000 $ 10,000 $ 59,000
Atchison, Kansas 1 $ 25,000 $ 25,000 $ 47,000
Clay, Kansas 1 $ 14,000 $ 14,000 $ 28,000
Reno, Kansas 1 $ 7,000 $ 7,000 $ 52,000
La Salle, Louisiana 1 $ 60,000 $ 60,000 $ 48,000
Tangipahoa, Louisiana 1 $ 88,000 $ 88,000 $ 52,000
Cumberland, Maine 1 $ 186,000 $ 186,000 $ 95,000
Lincoln, Maine 1 $ 112,000 $ 112,000 $ 34,000
Sagadahoc, Maine 1 $ 118,000 $ 118,000 $ 44,000
Allegany, Maryland 1 $ 25,000 $ 25,000 $ 61,000
Worcester, Maryland 1 $ 127,000 $ 127,000 $ 44,000
Isabella, Michigan 1 $ 25,000 $ 25,000 $ 46,000
Kent, Michigan 1 $ 10,000 $ 10,000 $ 70,000
Macomb, Michigan 1 $ 25,000 $ 25,000 $ 72,000
Ottawa, Michigan 1 $ 7,000 $ 7,000 $ 89,000
Saginaw, Michigan 1 $ 8,000 $ 8,000 $ 57,000
Hennepin, Minnesota 1 $ 191,000 $ 191,000 $ 90,000
Otter Tail, Minnesota 1 $ 16,000 $ 16,000 $ 51,000
Rock, Minnesota 1 $ 14,000 $ 14,000 $ 103,000
Scott, Minnesota 1 $ 17,000 $ 17,000 $ 50,000
Sibley, Minnesota 1 $ 16,000 $ 16,000 $ 72,000
Winona, Minnesota 1 $ 5,000 $ 5,000 $ 94,000
Sunflower, Mississippi 1 $ 8,000 $ 8,000 $ 24,000
Washington, Mississippi 1 $ 25,000 $ 25,000 $ 122,000
Butler, Missouri 1 $ 8,000 $ 8,000 $ 31,000
Callaway, Missouri 1 $ 10,000 $ 10,000 $ 48,000
Cass, Missouri 1 $ 10,000 $ 10,000 $ 69,000
Clay, Missouri 1 $ 8,000 $ 8,000 $ 40,000
Mercer, Missouri 1 $ 13,000 $ 13,000 $ 18,000
Platte, Missouri 1 $ 12,000 $ 12,000 $ 88,000
Ray, Missouri 1 $ 21,000 $ 21,000 $ 98,000
St. Charles, Missouri 1 $ 21,000 $ 21,000 $ 65,000
Dawson, Montana 1 $ 18,000 $ 18,000 $ 73,000
Douglas, Nebraska 1 $ 16,000 $ 16,000 $ 51,000
Clark, Nevada 1 $ 25,000 $ 25,000 $ 44,000
Carroll, New Hampshire 1 $ 219,000 $ 219,000 $ 78,000
Strafford, New Hampshire 1 $ 80,000 $ 80,000 $ 41,000
Broome, New York 1 $ 25,000 $ 25,000 $ 42,000
Chautauqua, New York 1 $ 25,000 $ 25,000 $ 46,000
Chemung, New York 1 $ 22,000 $ 22,000 $ 77,000
Chenango, New York 1 $ 65,000 $ 65,000 $ 75,000
Cortland, New York 1 $ 103,000 $ 103,000 $ 72,000
Delaware, New York 1 $ 22,000 $ 22,000 $ 153,000
Genesee, New York 1 $ 22,000 $ 22,000 $ 89,000
Herkimer, New York 1 $ 72,000 $ 72,000 $ 80,000
Livingston, New York 1 $ 25,000 $ 25,000 $ 63,000
Madison, New York 1 $ 12,000 $ 12,000 $ 20,000
Oswego, New York 1 $ 85,000 $ 85,000 $ 61,000
Schenectady, New York 1 $ 177,000 $ 177,000 $ 77,000
St. Lawrence, New York 1 $ 25,000 $ 25,000 $ 79,000
Tompkins, New York 1 $ 25,000 $ 25,000 $ 48,000
Warren, New York 1 $ 25,000 $ 25,000 $ 70,000
Washington, New York 1 $ 25,000 $ 25,000 $ 42,000
Wyoming, New York 1 $ 15,000 $ 15,000 $ 11,000
Alamance, North Carolina 1 $ 25,000 $ 25,000 $ 82,000
Cabarrus, North Carolina 1 $ 17,000 $ 17,000 $ 54,000
Caldwell, North Carolina 1 $ 20,000 $ 20,000 $ 33,000
Catawba, North Carolina 1 $ 13,000 $ 13,000 $ 18,000
Cumberland, North Carolina 1 $ 11,000 $ 11,000 $ 32,000
Dare, North Carolina 1 $ 130,000 $ 130,000 $ 41,000
Davie, North Carolina 1 $ 25,000 $ 25,000 $ 39,000
Granville, North Carolina 1 $ 25,000 $ 25,000 $ 96,000
Lenoir, North Carolina 1 $ 59,000 $ 59,000 $ 28,000
Mitchell, North Carolina 1 $ 21,000 $ 21,000 $ 27,000
Nash, North Carolina 1 $ 10,000 $ 10,000 $ 14,000
Perquimans, North Carolina 1 $ 92,000 $ 92,000 $ 16,000
Randolph, North Carolina 1 $ 96,000 $ 96,000 $ 24,000
Sampson, North Carolina 1 $ 250,000 $ 250,000 $ 190,000
Wayne, North Carolina 1 $ 143,000 $ 143,000 $ 98,000
Cass, North Dakota 1 $ 11,000 $ 11,000 $ 40,000
Clermont, Ohio 1 $ 64,000 $ 64,000 $ 45,000
Erie, Ohio 1 $ 25,000 $ 25,000 $ 51,000
Geauga, Ohio 1 $ 25,000 $ 25,000 $ 63,000
Greene, Ohio 1 $ 5,000 $ 5,000 $ 25,000
Hardin, Ohio 1 $ 25,000 $ 25,000 $ 91,000
Medina, Ohio 1 $ 16,000 $ 16,000 $ 46,000
Richland, Ohio 1 $ 25,000 $ 25,000 $ 75,000
Cleveland, Oklahoma 1 $ 70,000 $ 70,000 $ 59,000
McIntosh, Oklahoma 1 $ 7,000 $ 7,000 $ 54,000
Clatsop, Oregon 1 $ 16,000 $ 16,000 $ 86,000
Umatilla, Oregon 1 $ 18,000 $ 18,000 $ 38,000
Berks, Pennsylvania 1 $ 7,000 $ 7,000 $ 51,000
Bucks, Pennsylvania 1 $ 21,000 $ 21,000 $ 35,000
Crawford, Pennsylvania 1 $ 16,000 $ 16,000 $ 67,000
Cumberland, Pennsylvania 1 $ 576,000 $ 576,000 $ 255,000
Greene, Pennsylvania 1 $ 25,000 $ 25,000 $ 45,000
Lehigh, Pennsylvania 1 $ 25,000 $ 25,000 $ 147,000
Lycoming, Pennsylvania 1 $ 12,000 $ 12,000 $ 26,000
Mercer, Pennsylvania 1 $ 18,000 $ 18,000 $ 54,000
Northampton, Pennsylvania 1 $ 21,000 $ 21,000 $ 71,000
Pike, Pennsylvania 1 $ 16,000 $ 16,000 $ 46,000
Washington, Pennsylvania 1 $ 67,000 $ 67,000 $ 34,000
Richland, South Carolina 1 $ 17,000 $ 17,000 $ 85,000
Montgomery, Tennessee 1 $ 14,000 $ 14,000 $ 104,000
Rutherford, Tennessee 1 $ 25,000 $ 25,000 $ 71,000
Sumner, Tennessee 1 $ 117,000 $ 117,000 $ 32,000
Franklin, Vermont 1 $ 15,000 $ 15,000 $ 43,000
Rutland, Vermont 1 $ 41,000 $ 41,000 $ 0
Washington, Vermont 1 $ 300,000 $ 300,000 $ 86,000
Amelia, Virginia 1 $ 25,000 $ 25,000 $ 40,000
Botetourt, Virginia 1 $ 20,000 $ 20,000 $ 47,000
Brunswick, Virginia 1 $ 18,000 $ 18,000 $ 32,000
Carroll, Virginia 1 $ 11,000 $ 11,000 $ 42,000
Charlotte, Virginia 1 $ 16,000 $ 16,000 $ 22,000
Dickenson, Virginia 1 $ 25,000 $ 25,000 $ 38,000
Dinwiddie, Virginia 1 $ 8,000 $ 8,000 $ 98,000
Fairfax City, Virginia 1 $ 25,000 $ 25,000 $ 99,000
Falls Church, Virginia 1 $ 180,000 $ 180,000 $ 107,000
Franklin City, Virginia 1 $ 25,000 $ 25,000 $ 20,000
Frederick, Virginia 1 $ 16,000 $ 16,000 $ 56,000
Grayson, Virginia 1 $ 25,000 $ 25,000 $ 47,000
Halifax, Virginia 1 $ 184,000 $ 184,000 $ 46,000
Henry, Virginia 1 $ 129,000 $ 129,000 $ 26,000
Isle of Wight, Virginia 1 $ 79,000 $ 79,000 $ 55,000
King William, Virginia 1 $ 25,000 $ 25,000 $ 52,000
Madison, Virginia 1 $ 178,000 $ 178,000 $ 93,000
Martinsville, Virginia 1 $ 32,000 $ 32,000 $ 65,000
New Kent, Virginia 1 $ 25,000 $ 25,000 $ 57,000
Pittsylvania, Virginia 1 $ 96,000 $ 96,000 $ 50,000
Prince George, Virginia 1 $ 25,000 $ 25,000 $ 77,000
Rappahannock, Virginia 1 $ 25,000 $ 25,000 $ 23,000
Roanoke City, Virginia 1 $ 82,000 $ 82,000 $ 0
Southampton, Virginia 1 $ 21,000 $ 21,000 $ 46,000
Stafford, Virginia 1 $ 285,000 $ 285,000 $ 181,000
Staunton, Virginia 1 $ 20,000 $ 20,000 $ 42,000
Sussex, Virginia 1 $ 10,000 $ 10,000 $ 41,000
Chelan, Washington 1 $ 25,000 $ 25,000 $ 44,000
Clark, Washington 1 $ 24,000 $ 24,000 $ 39,000
King, Washington 1 $ 24,000 $ 24,000 $ 75,000
Kitsap, Washington 1 $ 25,000 $ 25,000 $ 57,000
Lewis, Washington 1 $ 25,000 $ 25,000 $ 33,000
Snohomish, Washington 1 $ 25,000 $ 25,000 $ 62,000
Spokane, Washington 1 $ 25,000 $ 25,000 $ 50,000
Whitman, Washington 1 $ 25,000 $ 25,000 $ 90,000
Berkeley, West Virginia 1 $ 22,000 $ 22,000 $ 57,000
Brown, Wisconsin 1 $ 11,000 $ 11,000 $ 70,000
La Crosse, Wisconsin 1 $ 12,000 $ 12,000 $ 37,000

Mortgage Loan Application Detail Totals for Admirals Bank Former Domestic in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 1,697 $38,081,000 $22,146 $383,000 $56,073 $492,000
Refinancing 1,530 $252,398,000 $147,703 $1,000,000 $60,962 $750,000
Home Purchase 215 $44,455,000 $179,250 $956,000 $85,562 $823,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 1,975 $154,157,000 $56,083 $1,000,000 $58,472 $750,000
White 1,139 $149,101,000 $74,222 $956,000 $61,750 $823,000
Hispanic 141 $13,761,000 $75,500 $300,000 $53,428 $123,000
Black or African American 133 $10,908,000 $62,714 $648,000 $55,190 $156,000
Asian 44 $5,544,000 $90,833 $260,000 $74,250 $198,000
Not applicable 5 $769,000 $143,000 $195,000 $29,500 $102,000
American Indian or Alaskan Native 3 $460,000 $153,333 $283,000 $55,000 $72,000
Native Hawaiian or Other Pacific Islander 2 $234,000 $117,000 $158,000 $35,000 $70,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,738 $291,317,000 $151,906 $1,000,000 $66,031 $823,000
FHA-insured (Federal Housing Administration) 1,704 $43,617,000 $18,609 $300,000 $55,585 $492,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,035 $182,977,000 $59,350 $945,000 $61,525 $571,000
Application Withdrawn By Applicant 978 $127,485,000 $90,566 $1,000,000 $55,566 $823,000
Application Approved But Not Accepted 345 $15,080,000 $29,781 $596,000 $59,187 $245,000
Application Denied By Financial Institution 71 $7,879,000 $128,388 $956,000 $76,388 $500,000
File Closed For Incompleteness 13 $1,513,000 $102,833 $195,000 $40,500 $120,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 25 $908,000 $28,416 $202,000 $56,333 $88,000
Debt-To-Income Ratio 24 $2,585,000 $149,363 $956,000 $80,727 $207,000
Other 10 $1,719,000 $167,000 $458,000 $89,285 $222,000
Collateral 9 $2,075,000 $287,857 $923,000 $133,714 $500,000
Unverifiable Information 2 $247,000 $123,500 $232,000 $91,500 $164,000
Employment History 1 $345,000 $345,000 $345,000 $26,000 $26,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Admirals Bank Former Domestic's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Admirals Bank Former Domestic's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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