Admirals Bank Former Domestic Mortgage Lending & HMDA Data, 2005

In 2005, Admirals Bank Former Domestic of Cranston, RI reported 2,570 mortgage applications totaling $239.1 million, down 25% from 2004. The average application was for $93,036, and applicants reported an average income of $90,673. 66% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Providence-New Bedford-Fall River, RI-MA (602), Cleveland-Elyria-Mentor, OH (155) and Atlanta-Sandy Springs-Marietta, GA (118) (applications in parentheses).

Mortgage Company & Address Admirals Bank Former Domestic
815 Reservoir Ave
Cranston, RI 02910
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,570
Total Mortgage Loan Application Amount $239,103,000
Average Mortgage Loan Application Amount $93,036
Highest Mortgage Loan Application Amount $5,875,000
Average Applicant Income $90,673
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Admirals Bank Former Domestic filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Admirals Bank Former Domestic by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Providence, Rhode Island 482 $ 73,038,000 $ 151,531 $ 60,000
Cuyahoga, Ohio 148 $ 3,359,000 $ 22,695 $ 46,000
Kent, Rhode Island 76 $ 9,541,000 $ 125,539 $ 67,000
Bristol, Massachusetts 57 $ 9,515,000 $ 166,929 $ 77,000
Hartford, Connecticut 46 $ 3,139,000 $ 68,239 $ 59,000
New Haven, Connecticut 42 $ 3,762,000 $ 89,571 $ 75,000
Hampden, Massachusetts 42 $ 1,576,000 $ 37,523 $ 53,000
Baltimore City, Maryland 35 $ 1,898,000 $ 54,228 $ 43,000
Plymouth, Massachusetts 30 $ 3,118,000 $ 103,933 $ 56,000
Worcester, Massachusetts 29 $ 3,357,000 $ 115,758 $ 61,000
Washington, Rhode Island 29 $ 5,107,000 $ 176,103 $ 74,000
Allegheny, Pennsylvania 27 $ 656,000 $ 24,296 $ 42,000
Windham, Connecticut 26 $ 2,411,000 $ 92,730 $ 65,000
Camden, New Jersey 26 $ 1,687,000 $ 64,884 $ 57,000
Blair, Pennsylvania 26 $ 609,000 $ 23,423 $ 29,000
DeKalb, Georgia 25 $ 1,811,000 $ 72,440 $ 51,000
Ocean, New Jersey 24 $ 3,131,000 $ 130,458 $ 64,000
Prince George's, Maryland 23 $ 2,572,000 $ 111,826 $ 66,000
Wayne, Michigan 23 $ 531,000 $ 23,086 $ 63,000
Norfolk, Massachusetts 21 $ 3,549,000 $ 169,000 $ 107,000
Hillsborough, Florida 18 $ 1,198,000 $ 66,555 $ 36,000
Monmouth, New Jersey 18 $ 1,940,000 $ 107,777 $ 119,000
Fairfield, Connecticut 17 $ 2,846,000 $ 167,411 $ 100,000
Montgomery, Tennessee 16 $ 508,000 $ 31,750 $ 47,000
Marion, Indiana 15 $ 328,000 $ 21,866 $ 61,000
Suffolk, Massachusetts 15 $ 2,890,000 $ 192,666 $ 78,000
Jackson, Missouri 15 $ 254,000 $ 16,933 $ 55,000
Essex, New Jersey 15 $ 670,000 $ 44,666 $ 69,000
Litchfield, Connecticut 14 $ 880,000 $ 62,857 $ 64,000
Gwinnett, Georgia 14 $ 761,000 $ 54,357 $ 52,000
Baltimore, Maryland 14 $ 843,000 $ 60,214 $ 63,000
Middlesex, Massachusetts 14 $ 1,214,000 $ 86,714 $ 64,000
Pinellas, Florida 13 $ 781,000 $ 60,076 $ 65,000
Clayton, Georgia 13 $ 326,000 $ 25,076 $ 37,000
Gloucester, New Jersey 13 $ 713,000 $ 54,846 $ 76,000
Middlesex, New Jersey 13 $ 1,641,000 $ 126,230 $ 84,000
Erie, New York 13 $ 360,000 $ 27,692 $ 57,000
Westmoreland, Pennsylvania 13 $ 231,000 $ 17,769 $ 43,000
New London, Connecticut 12 $ 964,000 $ 80,333 $ 65,000
Mecklenburg, North Carolina 12 $ 1,008,000 $ 84,000 $ 72,000
Union, North Carolina 12 $ 1,510,000 $ 125,833 $ 50,000
Cambria, Pennsylvania 12 $ 262,000 $ 21,833 $ 54,000
Philadelphia, Pennsylvania 12 $ 375,000 $ 31,250 $ 44,000
Virginia Beach, Virginia 12 $ 1,129,000 $ 94,083 $ 74,000
Middlesex, Connecticut 11 $ 1,377,000 $ 125,181 $ 55,000
Duval, Florida 11 $ 736,000 $ 66,909 $ 39,000
Fulton, Georgia 11 $ 2,075,000 $ 188,636 $ 90,000
Essex, Massachusetts 11 $ 1,671,000 $ 151,909 $ 83,000
Rockingham, New Hampshire 11 $ 1,631,000 $ 148,272 $ 68,000
Nassau, New York 11 $ 2,012,000 $ 182,909 $ 102,000
Orange, New York 11 $ 754,000 $ 68,545 $ 64,000
Cobb, Georgia 10 $ 329,000 $ 32,900 $ 68,000
Henry, Georgia 10 $ 567,000 $ 56,700 $ 68,000
Hampshire, Massachusetts 10 $ 353,000 $ 35,300 $ 49,000
Suffolk, New York 10 $ 2,153,000 $ 215,300 $ 74,000
Pierce, Washington 10 $ 227,000 $ 22,700 $ 62,000
Orange, Florida 9 $ 1,513,000 $ 168,111 $ 58,000
Cook, Illinois 9 $ 147,000 $ 16,333 $ 83,000
Morris, New Jersey 9 $ 1,435,000 $ 159,444 $ 96,000
Kings, New York 9 $ 1,138,000 $ 126,444 $ 89,000
Queens, New York 9 $ 959,000 $ 106,555 $ 83,000
Erie, Pennsylvania 9 $ 180,000 $ 20,000 $ 50,000
Newport, Rhode Island 9 $ 7,211,000 $ 801,222 $ 2,046,000
Hot Spring, Arkansas 8 $ 149,000 $ 18,625 $ 44,000
Tolland, Connecticut 8 $ 546,000 $ 68,250 $ 74,000
District of Columbia, District Of Columbia 8 $ 443,000 $ 55,375 $ 72,000
Union, New Jersey 8 $ 329,000 $ 41,125 $ 100,000
Wake, North Carolina 8 $ 423,000 $ 52,875 $ 56,000
Beaver, Pennsylvania 8 $ 159,000 $ 19,875 $ 33,000
Berks, Pennsylvania 8 $ 111,000 $ 13,875 $ 63,000
Strafford, New Hampshire 7 $ 1,062,000 $ 151,714 $ 70,000
Bergen, New Jersey 7 $ 1,761,000 $ 251,571 $ 87,000
Ulster, New York 7 $ 270,000 $ 38,571 $ 77,000
Luzerne, Pennsylvania 7 $ 172,000 $ 24,571 $ 35,000
Washington, Pennsylvania 7 $ 127,000 $ 18,142 $ 42,000
Davidson, Tennessee 7 $ 80,000 $ 11,428 $ 63,000
Chesterfield, Virginia 7 $ 768,000 $ 109,714 $ 91,000
Pulaski, Arkansas 6 $ 65,000 $ 10,833 $ 61,000
Anne Arundel, Maryland 6 $ 631,000 $ 105,166 $ 47,000
Montgomery, Maryland 6 $ 1,037,000 $ 172,833 $ 60,000
Kalamazoo, Michigan 6 $ 113,000 $ 18,833 $ 54,000
Hillsborough, New Hampshire 6 $ 543,000 $ 90,500 $ 69,000
Burlington, New Jersey 6 $ 423,000 $ 70,500 $ 52,000
Warren, New Jersey 6 $ 379,000 $ 63,166 $ 90,000
Broome, New York 6 $ 134,000 $ 22,333 $ 59,000
Dutchess, New York 6 $ 347,000 $ 57,833 $ 66,000
Franklin, Ohio 6 $ 141,000 $ 23,500 $ 77,000
Bristol, Rhode Island 6 $ 2,169,000 $ 361,500 $ 189,000
Hampton, Virginia 6 $ 319,000 $ 53,166 $ 56,000
Orange, Virginia 6 $ 570,000 $ 95,000 $ 50,000
Spotsylvania, Virginia 6 $ 321,000 $ 53,500 $ 44,000
Miami-Dade, Florida 5 $ 822,000 $ 164,400 $ 95,000
Washington, Maryland 5 $ 522,000 $ 104,400 $ 38,000
Mercer, New Jersey 5 $ 384,000 $ 76,800 $ 116,000
Somerset, New Jersey 5 $ 406,000 $ 81,200 $ 99,000
Bronx, New York 5 $ 260,000 $ 52,000 $ 85,000
Westchester, New York 5 $ 2,033,000 $ 406,600 $ 127,000
Lorain, Ohio 5 $ 46,000 $ 9,200 $ 37,000
Cleveland, Oklahoma 5 $ 890,000 $ 178,000 $ 182,000
Bradford, Pennsylvania 5 $ 146,000 $ 29,200 $ 42,000
Chesapeake, Virginia 5 $ 467,000 $ 93,400 $ 67,000
Henrico, Virginia 5 $ 97,000 $ 19,400 $ 69,000
Newport News, Virginia 5 $ 216,000 $ 43,200 $ 61,000
Jefferson, Arkansas 4 $ 91,000 $ 22,750 $ 41,000
Broward, Florida 4 $ 546,000 $ 136,500 $ 78,000
Lake, Florida 4 $ 569,000 $ 142,250 $ 90,000
Carroll, Georgia 4 $ 52,000 $ 13,000 $ 53,000
Douglas, Georgia 4 $ 506,000 $ 126,500 $ 80,000
Forsyth, Georgia 4 $ 569,000 $ 142,250 $ 93,000
Spalding, Georgia 4 $ 81,000 $ 20,250 $ 43,000
Wyandotte, Kansas 4 $ 68,000 $ 17,000 $ 50,000
Carroll, Maryland 4 $ 804,000 $ 201,000 $ 92,000
Sussex, New Jersey 4 $ 329,000 $ 82,250 $ 59,000
Monroe, New York 4 $ 89,000 $ 22,250 $ 78,000
Richmond, New York 4 $ 87,000 $ 21,750 $ 73,000
Cabarrus, North Carolina 4 $ 304,000 $ 76,000 $ 42,000
Trumbull, Ohio 4 $ 91,000 $ 22,750 $ 63,000
Delaware, Pennsylvania 4 $ 82,000 $ 20,500 $ 65,000
Lackawanna, Pennsylvania 4 $ 68,000 $ 17,000 $ 54,000
Mercer, Pennsylvania 4 $ 73,000 $ 18,250 $ 44,000
Monroe, Pennsylvania 4 $ 81,000 $ 20,250 $ 61,000
Montgomery, Pennsylvania 4 $ 332,000 $ 83,000 $ 81,000
Schuylkill, Pennsylvania 4 $ 163,000 $ 40,750 $ 54,000
Somerset, Pennsylvania 4 $ 77,000 $ 19,250 $ 40,000
Fairfax, Virginia 4 $ 1,369,000 $ 342,250 $ 70,000
Norfolk, Virginia 4 $ 262,000 $ 65,500 $ 47,000
Prince William, Virginia 4 $ 612,000 $ 153,000 $ 71,000
Richmond City, Virginia 4 $ 125,000 $ 31,250 $ 100,000
Suffolk, Virginia 4 $ 230,000 $ 57,500 $ 67,000
King, Washington 4 $ 96,000 $ 24,000 $ 68,000
Milwaukee, Wisconsin 4 $ 78,000 $ 19,500 $ 69,000
Marion, Florida 3 $ 368,000 $ 122,666 $ 62,000
Polk, Florida 3 $ 264,000 $ 88,000 $ 26,000
Coweta, Georgia 3 $ 71,000 $ 23,666 $ 53,000
Paulding, Georgia 3 $ 58,000 $ 19,333 $ 88,000
Rockdale, Georgia 3 $ 44,000 $ 14,666 $ 49,000
Sangamon, Illinois 3 $ 62,000 $ 20,666 $ 63,000
Allen, Indiana 3 $ 41,000 $ 13,666 $ 49,000
Hamilton, Indiana 3 $ 33,000 $ 11,000 $ 57,000
Hendricks, Indiana 3 $ 75,000 $ 25,000 $ 74,000
Madison, Indiana 3 $ 46,000 $ 15,333 $ 79,000
Putnam, Indiana 3 $ 181,000 $ 60,333 $ 79,000
Frederick, Maryland 3 $ 373,000 $ 124,333 $ 54,000
Howard, Maryland 3 $ 837,000 $ 279,000 $ 126,000
Wicomico, Maryland 3 $ 138,000 $ 46,000 $ 36,000
Barnstable, Massachusetts 3 $ 211,000 $ 70,333 $ 69,000
Kent, Michigan 3 $ 105,000 $ 35,000 $ 31,000
Grafton, New Hampshire 3 $ 256,000 $ 85,333 $ 74,000
Merrimack, New Hampshire 3 $ 233,000 $ 77,666 $ 68,000
Sullivan, New Hampshire 3 $ 414,000 $ 138,000 $ 64,000
Hunterdon, New Jersey 3 $ 49,000 $ 16,333 $ 48,000
Chautauqua, New York 3 $ 56,000 $ 18,666 $ 46,000
Niagara, New York 3 $ 32,000 $ 10,666 $ 40,000
Putnam, New York 3 $ 689,000 $ 229,666 $ 69,000
Rockland, New York 3 $ 348,000 $ 116,000 $ 67,000
Durham, North Carolina 3 $ 176,000 $ 58,666 $ 50,000
Johnston, North Carolina 3 $ 212,000 $ 70,666 $ 49,000
Nash, North Carolina 3 $ 61,000 $ 20,333 $ 78,000
Rowan, North Carolina 3 $ 116,000 $ 38,666 $ 42,000
Klamath, Oregon 3 $ 62,000 $ 20,666 $ 41,000
Butler, Pennsylvania 3 $ 152,000 $ 50,666 $ 46,000
Lehigh, Pennsylvania 3 $ 118,000 $ 39,333 $ 33,000
Northampton, Pennsylvania 3 $ 168,000 $ 56,000 $ 41,000
Horry, South Carolina 3 $ 274,000 $ 91,333 $ 85,000
Shelby, Tennessee 3 $ 54,000 $ 18,000 $ 50,000
Fauquier, Virginia 3 $ 431,000 $ 143,666 $ 75,000
Grant, Washington 3 $ 56,000 $ 18,666 $ 52,000
Kitsap, Washington 3 $ 75,000 $ 25,000 $ 57,000
Snohomish, Washington 3 $ 72,000 $ 24,000 $ 71,000
Yakima, Washington 3 $ 72,000 $ 24,000 $ 37,000
Pima, Arizona 2 $ 312,000 $ 156,000 $ 69,000
Garland, Arkansas 2 $ 17,000 $ 8,500 $ 50,000
Denver, Colorado 2 $ 26,000 $ 13,000 $ 62,000
Weld, Colorado 2 $ 19,000 $ 9,500 $ 73,000
Brevard, Florida 2 $ 35,000 $ 17,500 $ 48,000
Osceola, Florida 2 $ 433,000 $ 216,500 $ 60,000
Palm Beach, Florida 2 $ 384,000 $ 192,000 $ 48,000
Seminole, Florida 2 $ 367,000 $ 183,500 $ 50,000
Bartow, Georgia 2 $ 50,000 $ 25,000 $ 41,000
Cherokee, Georgia 2 $ 210,000 $ 105,000 $ 69,000
Decatur, Georgia 2 $ 300,000 $ 150,000 $ 101,000
Macon, Illinois 2 $ 50,000 $ 25,000 $ 67,000
Hancock, Indiana 2 $ 35,000 $ 17,500 $ 37,000
Shelby, Indiana 2 $ 50,000 $ 25,000 $ 68,000
McCracken, Kentucky 2 $ 22,000 $ 11,000 $ 89,000
Calvert, Maryland 2 $ 34,000 $ 17,000 $ 70,000
Caroline, Maryland 2 $ 50,000 $ 25,000 $ 65,000
Charles, Maryland 2 $ 317,000 $ 158,500 $ 101,000
St. Mary's, Maryland 2 $ 202,000 $ 101,000 $ 81,000
Berkshire, Massachusetts 2 $ 330,000 $ 165,000 $ 23,000
Franklin, Massachusetts 2 $ 251,000 $ 125,500 $ 93,000
Macomb, Michigan 2 $ 19,000 $ 9,500 $ 90,000
Saginaw, Michigan 2 $ 21,000 $ 10,500 $ 26,000
Buchanan, Missouri 2 $ 41,000 $ 20,500 $ 31,000
Clay, Missouri 2 $ 41,000 $ 20,500 $ 39,000
Cheshire, New Hampshire 2 $ 160,000 $ 80,000 $ 26,000
Atlantic, New Jersey 2 $ 41,000 $ 20,500 $ 58,000
Passaic, New Jersey 2 $ 46,000 $ 23,000 $ 148,000
Salem, New Jersey 2 $ 15,000 $ 7,500 $ 29,000
Allegany, New York 2 $ 27,000 $ 13,500 $ 39,000
Chemung, New York 2 $ 44,000 $ 22,000 $ 97,000
Cortland, New York 2 $ 50,000 $ 25,000 $ 149,000
Delaware, New York 2 $ 27,000 $ 13,500 $ 32,000
Onondaga, New York 2 $ 23,000 $ 11,500 $ 52,000
Ontario, New York 2 $ 41,000 $ 20,500 $ 39,000
Otsego, New York 2 $ 50,000 $ 25,000 $ 164,000
Saratoga, New York 2 $ 275,000 $ 137,500 $ 96,000
Steuben, New York 2 $ 42,000 $ 21,000 $ 49,000
Tioga, New York 2 $ 50,000 $ 25,000 $ 43,000
Gaston, North Carolina 2 $ 32,000 $ 16,000 $ 63,000
Lincoln, North Carolina 2 $ 121,000 $ 60,500 $ 39,000
Columbiana, Ohio 2 $ 33,000 $ 16,500 $ 43,000
Hamilton, Ohio 2 $ 36,000 $ 18,000 $ 73,000
Hardin, Ohio 2 $ 46,000 $ 23,000 $ 34,000
Huron, Ohio 2 $ 37,000 $ 18,500 $ 55,000
Montgomery, Ohio 2 $ 50,000 $ 25,000 $ 110,000
Summit, Ohio 2 $ 32,000 $ 16,000 $ 152,000
Warren, Ohio 2 $ 220,000 $ 110,000 $ 67,000
Canadian, Oklahoma 2 $ 104,000 $ 52,000 $ 212,000
Oklahoma, Oklahoma 2 $ 356,000 $ 178,000 $ 162,000
Lane, Oregon 2 $ 50,000 $ 25,000 $ 49,000
Marion, Oregon 2 $ 49,000 $ 24,500 $ 89,000
Tillamook, Oregon 2 $ 37,000 $ 18,500 $ 58,000
Carbon, Pennsylvania 2 $ 78,000 $ 39,000 $ 41,000
Lycoming, Pennsylvania 2 $ 39,000 $ 19,500 $ 46,000
Berkeley, South Carolina 2 $ 93,000 $ 46,500 $ 95,000
Charleston, South Carolina 2 $ 141,000 $ 70,500 $ 22,000
Richland, South Carolina 2 $ 15,000 $ 7,500 $ 52,000
Madison, Tennessee 2 $ 36,000 $ 18,000 $ 68,000
Tipton, Tennessee 2 $ 72,000 $ 36,000 $ 97,000
Williamson, Tennessee 2 $ 26,000 $ 13,000 $ 57,000
Bexar, Texas 2 $ 118,000 $ 59,000 $ 44,000
Rockwall, Texas 2 $ 250,000 $ 125,000 $ 162,000
Orange, Vermont 2 $ 655,000 $ 327,500 $ 151,000
Bedford, Virginia 2 $ 97,000 $ 48,500 $ 48,000
Caroline, Virginia 2 $ 158,000 $ 79,000 $ 32,000
Culpeper, Virginia 2 $ 49,000 $ 24,500 $ 55,000
Lancaster, Virginia 2 $ 23,000 $ 11,500 $ 21,000
Montgomery, Virginia 2 $ 160,000 $ 80,000 $ 59,000
Stafford, Virginia 2 $ 959,000 $ 479,500 $ 148,000
Adams, Washington 2 $ 48,000 $ 24,000 $ 43,000
Grays Harbor, Washington 2 $ 50,000 $ 25,000 $ 56,000
Berkeley, West Virginia 2 $ 50,000 $ 25,000 $ 88,000
Racine, Wisconsin 2 $ 26,000 $ 13,000 $ 73,000
Coosa, Alabama 1 $ 25,000 $ 25,000 $ 74,000
Maricopa, Arizona 1 $ 144,000 $ 144,000 $ 39,000
Pike, Arkansas 1 $ 25,000 $ 25,000 $ 91,000
Poinsett, Arkansas 1 $ 18,000 $ 18,000 $ 31,000
Woodruff, Arkansas 1 $ 25,000 $ 25,000 $ 15,000
Alameda, California 1 $ 400,000 $ 400,000 $ 316,000
Sacramento, California 1 $ 150,000 $ 150,000 $ 67,000
San Diego, California 1 $ 438,000 $ 438,000 $ 186,000
Adams, Colorado 1 $ 11,000 $ 11,000 $ 123,000
Douglas, Colorado 1 $ 24,000 $ 24,000 $ 86,000
Jefferson, Colorado 1 $ 19,000 $ 19,000 $ 39,000
Lincoln, Colorado 1 $ 8,000 $ 8,000 $ 43,000
Bay, Florida 1 $ 60,000 $ 60,000 $ 36,000
Collier, Florida 1 $ 424,000 $ 424,000 $ 240,000
Indian River, Florida 1 $ 181,000 $ 181,000 $ 74,000
Lee, Florida 1 $ 447,000 $ 447,000 $ 480,000
Martin, Florida 1 $ 92,000 $ 92,000 $ 0
St. Lucie, Florida 1 $ 224,000 $ 224,000 $ 68,000
Volusia, Florida 1 $ 18,000 $ 18,000 $ 44,000
Barrow, Georgia 1 $ 16,000 $ 16,000 $ 49,000
Burke, Georgia 1 $ 37,000 $ 37,000 $ 83,000
Chatham, Georgia 1 $ 172,000 $ 172,000 $ 108,000
Dawson, Georgia 1 $ 67,000 $ 67,000 $ 18,000
Fayette, Georgia 1 $ 17,000 $ 17,000 $ 99,000
Lamar, Georgia 1 $ 18,000 $ 18,000 $ 58,000
Newton, Georgia 1 $ 25,000 $ 25,000 $ 70,000
Walton, Georgia 1 $ 25,000 $ 25,000 $ 58,000
Clearwater, Idaho 1 $ 25,000 $ 25,000 $ 60,000
Nez Perce, Idaho 1 $ 25,000 $ 25,000 $ 93,000
Christian, Illinois 1 $ 6,000 $ 6,000 $ 44,000
De Witt, Illinois 1 $ 25,000 $ 25,000 $ 44,000
DuPage, Illinois 1 $ 230,000 $ 230,000 $ 104,000
Kane, Illinois 1 $ 97,000 $ 97,000 $ 33,000
Winnebago, Illinois 1 $ 25,000 $ 25,000 $ 44,000
DeKalb, Indiana 1 $ 25,000 $ 25,000 $ 48,000
Jay, Indiana 1 $ 11,000 $ 11,000 $ 40,000
Johnson, Indiana 1 $ 25,000 $ 25,000 $ 71,000
Lake, Indiana 1 $ 25,000 $ 25,000 $ 68,000
Randolph, Indiana 1 $ 16,000 $ 16,000 $ 18,000
Des Moines, Iowa 1 $ 11,000 $ 11,000 $ 23,000
Linn, Iowa 1 $ 8,000 $ 8,000 $ 59,000
Scott, Iowa 1 $ 16,000 $ 16,000 $ 73,000
Johnson, Kansas 1 $ 25,000 $ 25,000 $ 130,000
Leavenworth, Kansas 1 $ 20,000 $ 20,000 $ 55,000
Shawnee, Kansas 1 $ 13,000 $ 13,000 $ 51,000
Crittenden, Kentucky 1 $ 145,000 $ 145,000 $ 75,000
Graves, Kentucky 1 $ 8,000 $ 8,000 $ 42,000
Jefferson, Kentucky 1 $ 14,000 $ 14,000 $ 43,000
Kenton, Kentucky 1 $ 25,000 $ 25,000 $ 79,000
Marshall, Kentucky 1 $ 9,000 $ 9,000 $ 32,000
Todd, Kentucky 1 $ 8,000 $ 8,000 $ 57,000
Jefferson, Louisiana 1 $ 236,000 $ 236,000 $ 96,000
Morehouse, Louisiana 1 $ 25,000 $ 25,000 $ 73,000
Aroostook, Maine 1 $ 115,000 $ 115,000 $ 48,000
Franklin, Maine 1 $ 219,000 $ 219,000 $ 180,000
Hancock, Maine 1 $ 18,000 $ 18,000 $ 58,000
Piscataquis, Maine 1 $ 89,000 $ 89,000 $ 42,000
York, Maine 1 $ 440,000 $ 440,000 $ 564,000
Cecil, Maryland 1 $ 25,000 $ 25,000 $ 123,000
Harford, Maryland 1 $ 6,000 $ 6,000 $ 35,000
Kent, Maryland 1 $ 12,000 $ 12,000 $ 38,000
Nantucket, Massachusetts 1 $ 285,000 $ 285,000 $ 120,000
Allegan, Michigan 1 $ 6,000 $ 6,000 $ 31,000
Barry, Michigan 1 $ 39,000 $ 39,000 $ 44,000
Hillsdale, Michigan 1 $ 72,000 $ 72,000 $ 37,000
Ionia, Michigan 1 $ 8,000 $ 8,000 $ 67,000
Jackson, Michigan 1 $ 25,000 $ 25,000 $ 75,000
Midland, Michigan 1 $ 108,000 $ 108,000 $ 90,000
Oakland, Michigan 1 $ 8,000 $ 8,000 $ 48,000
Ottawa, Michigan 1 $ 22,000 $ 22,000 $ 78,000
St. Joseph, Michigan 1 $ 11,000 $ 11,000 $ 12,000
Van Buren, Michigan 1 $ 15,000 $ 15,000 $ 60,000
Washtenaw, Michigan 1 $ 123,000 $ 123,000 $ 30,000
Crow Wing, Minnesota 1 $ 15,000 $ 15,000 $ 47,000
Hennepin, Minnesota 1 $ 168,000 $ 168,000 $ 59,000
Warren, Mississippi 1 $ 22,000 $ 22,000 $ 41,000
Platte, Missouri 1 $ 14,000 $ 14,000 $ 46,000
Webster, Missouri 1 $ 16,000 $ 16,000 $ 65,000
Belknap, New Hampshire 1 $ 16,000 $ 16,000 $ 44,000
Carroll, New Hampshire 1 $ 201,000 $ 201,000 $ 41,000
Cape May, New Jersey 1 $ 8,000 $ 8,000 $ 48,000
Cumberland, New Jersey 1 $ 105,000 $ 105,000 $ 0
Luna, New Mexico 1 $ 19,000 $ 19,000 $ 85,000
Essex, New York 1 $ 25,000 $ 25,000 $ 104,000
Franklin, New York 1 $ 130,000 $ 130,000 $ 67,000
Madison, New York 1 $ 16,000 $ 16,000 $ 48,000
Oneida, New York 1 $ 54,000 $ 54,000 $ 25,000
Oswego, New York 1 $ 16,000 $ 16,000 $ 57,000
Sullivan, New York 1 $ 25,000 $ 25,000 $ 98,000
Caldwell, North Carolina 1 $ 120,000 $ 120,000 $ 75,000
Craven, North Carolina 1 $ 22,000 $ 22,000 $ 33,000
Hoke, North Carolina 1 $ 100,000 $ 100,000 $ 19,000
Onslow, North Carolina 1 $ 25,000 $ 25,000 $ 46,000
Wilson, North Carolina 1 $ 50,000 $ 50,000 $ 50,000
Allen, Ohio 1 $ 12,000 $ 12,000 $ 32,000
Butler, Ohio 1 $ 8,000 $ 8,000 $ 154,000
Champaign, Ohio 1 $ 102,000 $ 102,000 $ 26,000
Clark, Ohio 1 $ 33,000 $ 33,000 $ 34,000
Erie, Ohio 1 $ 13,000 $ 13,000 $ 21,000
Greene, Ohio 1 $ 52,000 $ 52,000 $ 56,000
Jefferson, Ohio 1 $ 20,000 $ 20,000 $ 27,000
Lake, Ohio 1 $ 13,000 $ 13,000 $ 113,000
Licking, Ohio 1 $ 13,000 $ 13,000 $ 28,000
Mahoning, Ohio 1 $ 9,000 $ 9,000 $ 61,000
Medina, Ohio 1 $ 16,000 $ 16,000 $ 52,000
Perry, Ohio 1 $ 16,000 $ 16,000 $ 70,000
Richland, Ohio 1 $ 21,000 $ 21,000 $ 77,000
Shelby, Ohio 1 $ 24,000 $ 24,000 $ 43,000
Wyandot, Ohio 1 $ 16,000 $ 16,000 $ 47,000
Kingfisher, Oklahoma 1 $ 7,000 $ 7,000 $ 45,000
Tulsa, Oklahoma 1 $ 19,000 $ 19,000 $ 62,000
Wagoner, Oklahoma 1 $ 10,000 $ 10,000 $ 21,000
Crook, Oregon 1 $ 24,000 $ 24,000 $ 82,000
Douglas, Oregon 1 $ 25,000 $ 25,000 $ 55,000
Jackson, Oregon 1 $ 25,000 $ 25,000 $ 70,000
Jefferson, Oregon 1 $ 22,000 $ 22,000 $ 36,000
Lincoln, Oregon 1 $ 16,000 $ 16,000 $ 70,000
Multnomah, Oregon 1 $ 16,000 $ 16,000 $ 61,000
Umatilla, Oregon 1 $ 25,000 $ 25,000 $ 77,000
Bedford, Pennsylvania 1 $ 25,000 $ 25,000 $ 40,000
Bucks, Pennsylvania 1 $ 180,000 $ 180,000 $ 39,000
Columbia, Pennsylvania 1 $ 25,000 $ 25,000 $ 33,000
Cumberland, Pennsylvania 1 $ 220,000 $ 220,000 $ 50,000
Dauphin, Pennsylvania 1 $ 25,000 $ 25,000 $ 70,000
Fayette, Pennsylvania 1 $ 76,000 $ 76,000 $ 24,000
Lawrence, Pennsylvania 1 $ 25,000 $ 25,000 $ 52,000
Lebanon, Pennsylvania 1 $ 25,000 $ 25,000 $ 43,000
Northumberland, Pennsylvania 1 $ 25,000 $ 25,000 $ 38,000
Pike, Pennsylvania 1 $ 67,000 $ 67,000 $ 40,000
Susquehanna, Pennsylvania 1 $ 15,000 $ 15,000 $ 47,000
Union, Pennsylvania 1 $ 25,000 $ 25,000 $ 43,000
Dorchester, South Carolina 1 $ 17,000 $ 17,000 $ 48,000
Lexington, South Carolina 1 $ 13,000 $ 13,000 $ 50,000
Orangeburg, South Carolina 1 $ 16,000 $ 16,000 $ 84,000
Spartanburg, South Carolina 1 $ 90,000 $ 90,000 $ 58,000
York, South Carolina 1 $ 17,000 $ 17,000 $ 56,000
Carroll, Tennessee 1 $ 25,000 $ 25,000 $ 66,000
Cheatham, Tennessee 1 $ 22,000 $ 22,000 $ 48,000
Dyer, Tennessee 1 $ 6,000 $ 6,000 $ 105,000
Haywood, Tennessee 1 $ 21,000 $ 21,000 $ 57,000
Marshall, Tennessee 1 $ 25,000 $ 25,000 $ 69,000
McNairy, Tennessee 1 $ 8,000 $ 8,000 $ 86,000
Putnam, Tennessee 1 $ 11,000 $ 11,000 $ 49,000
Rutherford, Tennessee 1 $ 16,000 $ 16,000 $ 57,000
Sumner, Tennessee 1 $ 11,000 $ 11,000 $ 72,000
Weakley, Tennessee 1 $ 18,000 $ 18,000 $ 45,000
Wilson, Tennessee 1 $ 16,000 $ 16,000 $ 100,000
Chittenden, Vermont 1 $ 140,000 $ 140,000 $ 53,000
Accomack, Virginia 1 $ 89,000 $ 89,000 $ 20,000
Brunswick, Virginia 1 $ 16,000 $ 16,000 $ 91,000
Buena Vista, Virginia 1 $ 140,000 $ 140,000 $ 0
Clarke, Virginia 1 $ 245,000 $ 245,000 $ 70,000
Danville, Virginia 1 $ 6,000 $ 6,000 $ 56,000
Essex, Virginia 1 $ 21,000 $ 21,000 $ 53,000
Fairfax City, Virginia 1 $ 188,000 $ 188,000 $ 48,000
Floyd, Virginia 1 $ 126,000 $ 126,000 $ 55,000
Franklin, Virginia 1 $ 110,000 $ 110,000 $ 18,000
Frederick, Virginia 1 $ 170,000 $ 170,000 $ 49,000
Hanover, Virginia 1 $ 17,000 $ 17,000 $ 45,000
Isle of Wight, Virginia 1 $ 21,000 $ 21,000 $ 42,000
King George, Virginia 1 $ 25,000 $ 25,000 $ 74,000
Loudoun, Virginia 1 $ 276,000 $ 276,000 $ 48,000
Louisa, Virginia 1 $ 100,000 $ 100,000 $ 27,000
Northumberland, Virginia 1 $ 59,000 $ 59,000 $ 60,000
Nottoway, Virginia 1 $ 25,000 $ 25,000 $ 64,000
Portsmouth, Virginia 1 $ 25,000 $ 25,000 $ 80,000
Prince Edward, Virginia 1 $ 105,000 $ 105,000 $ 46,000
Southampton, Virginia 1 $ 16,000 $ 16,000 $ 31,000
Warren, Virginia 1 $ 103,000 $ 103,000 $ 24,000
Cowlitz, Washington 1 $ 20,000 $ 20,000 $ 50,000
Lewis, Washington 1 $ 25,000 $ 25,000 $ 55,000
Mason, Washington 1 $ 20,000 $ 20,000 $ 62,000
Pacific, Washington 1 $ 25,000 $ 25,000 $ 21,000
Skagit, Washington 1 $ 25,000 $ 25,000 $ 93,000
Thurston, Washington 1 $ 25,000 $ 25,000 $ 57,000
Walla Walla, Washington 1 $ 25,000 $ 25,000 $ 53,000
Whatcom, Washington 1 $ 25,000 $ 25,000 $ 60,000
Harrison, West Virginia 1 $ 67,000 $ 67,000 $ 40,000
Brown, Wisconsin 1 $ 16,000 $ 16,000 $ 53,000
Fond du Lac, Wisconsin 1 $ 12,000 $ 12,000 $ 58,000
Jefferson, Wisconsin 1 $ 19,000 $ 19,000 $ 50,000
Kenosha, Wisconsin 1 $ 15,000 $ 15,000 $ 80,000

Mortgage Loan Application Detail Totals for Admirals Bank Former Domestic in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 1,590 $32,563,000 $18,631 $284,000 $63,447 $444,000
Refinancing 807 $170,732,000 $177,714 $5,875,000 $83,285 $9,999,000
Home Purchase 173 $35,808,000 $184,333 $720,000 $84,500 $390,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,466 $151,904,000 $76,055 $5,875,000 $79,555 $9,999,000
Black or African American 389 $20,935,000 $40,892 $1,125,000 $54,428 $273,000
Not Provided 328 $16,653,000 $44,769 $405,000 $54,769 $248,000
Hispanic 325 $43,594,000 $105,782 $600,000 $67,913 $192,000
Asian 43 $5,023,000 $100,866 $400,000 $79,733 $316,000
American Indian or Alaskan Native 18 $806,000 $54,000 $206,000 $66,444 $147,000
Native Hawaiian or Other Pacific Islander 1 $188,000 $188,000 $188,000 $50,000 $50,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 1,569 $37,323,000 $19,552 $295,000 $63,368 $320,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,001 $201,780,000 $164,689 $5,875,000 $86,034 $9,999,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,684 $153,614,000 $64,487 $1,200,000 $73,282 $796,000
Application Withdrawn By Applicant 492 $56,875,000 $89,400 $5,875,000 $85,500 $9,999,000
Application Approved But Not Accepted 266 $9,921,000 $32,642 $341,000 $62,714 $165,000
Application Denied By Financial Institution 128 $18,693,000 $125,720 $1,400,000 $81,640 $380,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 43 $3,471,000 $59,750 $460,000 $51,666 $139,000
Collateral 34 $8,498,000 $221,062 $1,400,000 $100,375 $380,000
Credit History 31 $3,635,000 $78,400 $416,000 $57,266 $144,000
Other 8 $849,000 $92,166 $288,000 $95,666 $162,000
Employment History 5 $804,000 $147,250 $344,000 $95,250 $119,000
Unverifiable Information 4 $1,053,000 $303,333 $438,000 $112,666 $186,000
Insufficient Cash (Downpayment, Closing Cost) 3 $383,000 $127,666 $150,000 $43,666 $55,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Admirals Bank Former Domestic's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Admirals Bank Former Domestic's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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