Dubuque Bank and Trust Company Mortgage Lending & HMDA Data, 2014

In 2014, Dubuque Bank and Trust Company of Dubuque, IA reported 6,552 mortgage applications totaling $1.3 billion, down 25% from 2013. The average application was for $197,184, and applicants reported an average income of $89,699. 77% of its applications resulted in an originated loan and 14% were denied. Its largest markets were Dubuque, IA (489), Albuquerque, NM (443) and Madison, WI (426) (applications in parentheses).

Mortgage Company & Address Dubuque Bank and Trust Company
1398 Central Avenue
Dubuque, IA 52001
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 6,552
Total Mortgage Loan Application Amount $1,291,951,000
Average Mortgage Loan Application Amount $197,184
Highest Mortgage Loan Application Amount $8,363,000
Average Applicant Income $89,699
Highest Applicant Income $2,986,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Dubuque Bank and Trust Company filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Dubuque Bank and Trust Company by Metropolitan Area in 2014

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Dubuque, IA 489 $ 68,428,000 $ 139,934 $ 59,000
Albuquerque, NM 443 $ 78,015,000 $ 176,106 $ 88,000
Madison, WI 426 $ 78,119,000 $ 183,377 $ 97,000
Phoenix-Mesa-Scottsdale, AZ 355 $ 83,492,000 $ 235,188 $ 122,000
Denver-Aurora-Lakewood, CO 349 $ 87,531,000 $ 250,805 $ 99,000
Billings, MT 265 $ 51,117,000 $ 192,894 $ 86,000
Rockford, IL 247 $ 28,381,000 $ 114,902 $ 75,000
Minneapolis-St. Paul-Bloomington, MN-WI 177 $ 37,981,000 $ 214,581 $ 97,847
Reno, NV 172 $ 40,436,000 $ 235,093 $ 103,000
Boise City, ID 146 $ 25,129,000 $ 172,116 $ 77,000
Great Falls, MT 117 $ 20,674,000 $ 176,700 $ 71,000
San Diego-Carlsbad, CA 99 $ 35,881,000 $ 362,434 $ 172,000
Santa Fe, NM 80 $ 18,675,000 $ 233,437 $ 105,000
Missoula, MT 73 $ 15,910,000 $ 217,945 $ 90,000
Kansas City, MO-KS 68 $ 13,974,000 $ 205,500 $ 116,647
Portland-Vancouver-Hillsboro, OR-WA 63 $ 15,632,000 $ 248,126 $ 99,190
Omaha-Council Bluffs, NE-IA 62 $ 9,890,000 $ 159,516 $ 82,000
Seattle-Bellevue-Everett, WA 62 $ 22,608,000 $ 364,645 $ 157,000
Chicago-Naperville-Arlington Heights, IL 59 $ 10,399,000 $ 176,254 $ 165,000
Milwaukee-Waukesha-West Allis, WI 57 $ 10,900,000 $ 191,228 $ 101,000
Riverside-San Bernardino-Ontario, CA 42 $ 12,549,000 $ 298,785 $ 83,000
Sacramento--Roseville--Arden-Arcade, CA 41 $ 16,308,000 $ 397,756 $ 133,000
Boulder, CO 39 $ 11,729,000 $ 300,743 $ 116,000
Anaheim-Santa Ana-Irvine, CA 35 $ 20,638,000 $ 589,657 $ 173,000
Janesville-Beloit, WI 33 $ 3,944,000 $ 119,515 $ 62,000
Las Vegas-Henderson-Paradise, NV 32 $ 6,748,000 $ 210,875 $ 79,000
Greeley, CO 27 $ 6,502,000 $ 240,814 $ 87,000
Houston-The Woodlands-Sugar Land, TX 27 $ 4,214,000 $ 156,074 $ 38,000
Dallas-Plano-Irving, TX 26 $ 5,480,000 $ 210,769 $ 82,000
Los Angeles-Long Beach-Glendale, CA 26 $ 11,396,000 $ 438,307 $ 147,000
Davenport-Moline-Rock Island, IA-IL 20 $ 11,156,000 $ 557,800 $ 68,900
Austin-Round Rock, TX 18 $ 2,929,000 $ 162,722 $ 49,000
Tacoma-Lakewood, WA 18 $ 4,653,000 $ 258,500 $ 84,000
Tampa-St. Petersburg-Clearwater, FL 18 $ 2,262,000 $ 125,666 $ 45,000
Oakland-Hayward-Berkeley, CA 15 $ 15,484,000 $ 1,032,266 $ 449,000
Vallejo-Fairfield, CA 15 $ 4,560,000 $ 304,000 $ 104,000
Fort Worth-Arlington, TX 14 $ 2,202,000 $ 157,285 $ 64,000
Racine, WI 14 $ 2,507,000 $ 179,071 $ 74,000
San Francisco-Redwood City-South San Francisco, CA 13 $ 8,034,000 $ 618,000 $ 163,000
Carson City, NV 12 $ 1,284,000 $ 107,000 $ 76,000
Green Bay, WI 12 $ 2,519,000 $ 209,916 $ 128,000
Elgin, IL 11 $ 1,974,000 $ 179,454 $ 88,000
Washington-Arlington-Alexandria, DC-VA-MD-WV 11 $ 2,950,000 $ 268,181 $ 38,545
Fort Collins, CO 10 $ 2,311,000 $ 231,100 $ 57,000
Orlando-Kissimmee-Sanford, FL 10 $ 1,276,000 $ 127,600 $ 7,000
San Antonio-New Braunfels, TX 10 $ 1,481,000 $ 148,100 $ 6,000
St. Joseph, MO-KS 10 $ 1,347,000 $ 134,700 $ 52,400
Anchorage, AK 9 $ 2,570,000 $ 285,555 $ 107,000
Jacksonville, FL 9 $ 1,285,000 $ 142,777 $ 10,000
Lake County-Kenosha County, IL-WI 9 $ 2,239,000 $ 248,777 $ 105,333
Virginia Beach-Norfolk-Newport News, VA-NC 9 $ 1,581,000 $ 175,666 $ 245,000
Colorado Springs, CO 8 $ 1,167,000 $ 145,875 $ 21,000
San Jose-Sunnyvale-Santa Clara, CA 8 $ 4,269,000 $ 533,625 $ 155,000
Bremerton-Silverdale, WA 7 $ 3,502,000 $ 500,285 $ 126,000
Yuba City, CA 7 $ 1,071,000 $ 153,000 $ 48,000
Atlanta-Sandy Springs-Roswell, GA 6 $ 1,289,000 $ 214,833 $ 70,000
Cape Coral-Fort Myers, FL 6 $ 1,017,000 $ 169,500 $ 88,000
Las Cruces, NM 6 $ 907,000 $ 151,166 $ 46,000
Casper, WY 5 $ 1,196,000 $ 239,200 $ 79,000
Charleston-North Charleston, SC 5 $ 1,055,000 $ 211,000 $ 52,000
Deltona-Daytona Beach-Ormond Beach, FL 5 $ 875,000 $ 175,000 $ 78,000
Lawrence, KS 5 $ 664,000 $ 132,800 $ 69,000
Lynchburg, VA 5 $ 683,000 $ 136,600 $ 14,000
Richmond, VA 5 $ 821,000 $ 164,200 $ 24,000
West Palm Beach-Boca Raton-Delray Beach, FL 5 $ 1,138,000 $ 227,600 $ 34,000
Cedar Rapids, IA 4 $ 667,000 $ 166,750 $ 155,000
Killeen-Temple, TX 4 $ 591,000 $ 147,750 $ 0
La Crosse-Onalaska, WI-MN 4 $ 487,000 $ 121,750 $ 64,000
Lake Havasu City-Kingman, AZ 4 $ 430,000 $ 107,500 $ 80,000
Palm Bay-Melbourne-Titusville, FL 4 $ 481,000 $ 120,250 $ 0
Pueblo, CO 4 $ 737,000 $ 184,250 $ 44,000
Rochester, MN 4 $ 1,293,000 $ 323,250 $ 164,000
Topeka, KS 4 $ 483,000 $ 120,750 $ 47,000
Wichita, KS 4 $ 618,000 $ 154,500 $ 0
Bakersfield, CA 3 $ 757,000 $ 252,333 $ 67,000
Bend-Redmond, OR 3 $ 1,027,000 $ 342,333 $ 254,000
Charlotte-Concord-Gastonia, NC-SC 3 $ 567,000 $ 189,000 $ 95,333
Coeur D'Alene, ID 3 $ 611,000 $ 203,666 $ 85,000
Des Moines-West Des Moines, IA 3 $ 359,000 $ 119,666 $ 40,000
Duluth, MN-WI 3 $ 423,000 $ 141,000 $ 85,000
El Paso, TX 3 $ 388,000 $ 129,333 $ 0
Fairbanks, AK 3 $ 515,000 $ 171,666 $ 22,000
Farmington, NM 3 $ 568,000 $ 189,333 $ 81,000
Flagstaff, AZ 3 $ 539,000 $ 179,666 $ 197,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 3 $ 397,000 $ 132,333 $ 37,000
Indianapolis-Carmel-Anderson, IN 3 $ 324,000 $ 108,000 $ 19,000
Modesto, CA 3 $ 567,000 $ 189,000 $ 66,000
Mount Vernon-Anacortes, WA 3 $ 918,000 $ 306,000 $ 121,000
North Port-Sarasota-Bradenton, FL 3 $ 599,000 $ 199,666 $ 68,000
Olympia-Tumwater, WA 3 $ 637,000 $ 212,333 $ 90,000
Pensacola-Ferry Pass-Brent, FL 3 $ 310,000 $ 103,333 $ 48,000
Salem, OR 3 $ 730,000 $ 243,333 $ 62,000
Salt Lake City, UT 3 $ 863,000 $ 287,666 $ 87,000
Spokane-Spokane Valley, WA 3 $ 420,000 $ 140,000 $ 121,000
St. Louis, MO-IL 3 $ 501,000 $ 167,000 $ 61,666
Tucson, AZ 3 $ 1,121,000 $ 373,666 $ 51,000
Albany, GA 2 $ 483,000 $ 241,500 $ 74,000
Amarillo, TX 2 $ 453,000 $ 226,500 $ 100,000
Ames, IA 2 $ 192,000 $ 96,000 $ 17,000
Appleton, WI 2 $ 436,000 $ 218,000 $ 68,000
Baltimore-Columbia-Towson, MD 2 $ 484,000 $ 242,000 $ 112,000
Cambridge-Newton-Framingham, MA 2 $ 420,000 $ 210,000 $ 87,000
Crestview-Fort Walton Beach-Destin, FL 2 $ 230,000 $ 115,000 $ 59,000
Eugene, OR 2 $ 418,000 $ 209,000 $ 72,000
Greensboro-High Point, NC 2 $ 157,000 $ 78,500 $ 0
Hagerstown-Martinsburg, MD-WV 2 $ 286,000 $ 143,000 $ 33,000
Idaho Falls, ID 2 $ 332,000 $ 166,000 $ 56,000
Iowa City, IA 2 $ 408,000 $ 204,000 $ 45,000
Lakeland-Winter Haven, FL 2 $ 220,000 $ 110,000 $ 0
Lexington-Fayette, KY 2 $ 787,000 $ 393,500 $ 110,000
Lincoln, NE 2 $ 191,000 $ 95,500 $ 42,000
McAllen-Edinburg-Mission, TX 2 $ 300,000 $ 150,000 $ 297,000
New Haven-Milford, CT 2 $ 215,000 $ 107,500 $ 64,000
Oshkosh-Neenah, WI 2 $ 215,000 $ 107,500 $ 60,000
Panama City, FL 2 $ 300,000 $ 150,000 $ 47,000
Port St. Lucie, FL 2 $ 307,000 $ 153,500 $ 300,000
Roanoke, VA 2 $ 232,000 $ 116,000 $ 0
San Luis Obispo-Paso Robles-Arroyo Grande, CA 2 $ 920,000 $ 460,000 $ 131,000
Sebastian-Vero Beach, FL 2 $ 132,000 $ 66,000 $ 38,000
Sioux Falls, SD 2 $ 502,000 $ 251,000 $ 99,000
St. Cloud, MN 2 $ 343,000 $ 171,500 $ 42,000
Wausau, WI 2 $ 377,000 $ 188,500 $ 84,000
Worcester, MA-CT 2 $ 514,000 $ 257,000 $ 95,000
Akron, OH 1 $ 19,000 $ 19,000 $ 23,000
Albany, OR 1 $ 224,000 $ 224,000 $ 68,000
Ann Arbor, MI 1 $ 133,000 $ 133,000 $ 126,000
Asheville, NC 1 $ 150,000 $ 150,000 $ 84,000
Bismarck, ND 1 $ 104,000 $ 104,000 $ 113,000
Bridgeport-Stamford-Norwalk, CT 1 $ 601,000 $ 601,000 $ 265,000
Brownsville-Harlingen, TX 1 $ 57,000 $ 57,000 $ 114,000
Champaign-Urbana, IL 1 $ 36,000 $ 36,000 $ 79,000
Cheyenne, WY 1 $ 233,000 $ 233,000 $ 62,000
Chico, CA 1 $ 152,000 $ 152,000 $ 102,000
Cincinnati, OH-KY-IN 1 $ 84,000 $ 84,000 $ 24,000
Columbia, SC 1 $ 118,000 $ 118,000 $ 0
Columbus, GA-AL 1 $ 118,000 $ 118,000 $ 0
Danville, IL 1 $ 125,000 $ 125,000 $ 3,000
Eau Claire, WI 1 $ 117,000 $ 117,000 $ 65,000
Fort Wayne, IN 1 $ 82,000 $ 82,000 $ 0
Gainesville, FL 1 $ 92,000 $ 92,000 $ 53,000
Gary, IN 1 $ 182,000 $ 182,000 $ 51,000
Grand Island, NE 1 $ 50,000 $ 50,000 $ 28,000
Grants Pass, OR 1 $ 235,000 $ 235,000 $ 79,000
Greenville-Anderson-Mauldin, SC 1 $ 108,000 $ 108,000 $ 119,000
Gulfport-Biloxi-Pascagoula, MS 1 $ 83,000 $ 83,000 $ 0
Hartford-West Hartford-East Hartford, CT 1 $ 232,000 $ 232,000 $ 156,000
Kahului-Wailuku-Lahaina, HI 1 $ 390,000 $ 390,000 $ 102,000
Kingsport-Bristol-Bristol, TN-VA 1 $ 101,000 $ 101,000 $ 0
Knoxville, TN 1 $ 83,000 $ 83,000 $ 0
Lewiston, ID-WA 1 $ 180,000 $ 180,000 $ 43,000
Logan, UT-ID 1 $ 184,000 $ 184,000 $ 93,000
Longview, WA 1 $ 1,479,000 $ 1,479,000 $ 1,188,000
Lubbock, TX 1 $ 208,000 $ 208,000 $ 0
Medford, OR 1 $ 235,000 $ 235,000 $ 268,000
Memphis, TN-MS-AR 1 $ 126,000 $ 126,000 $ 340,000
Miami-Miami Beach-Kendall, FL 1 $ 196,000 $ 196,000 $ 0
Montgomery County-Bucks County-Chester County, PA 1 $ 144,000 $ 144,000 $ 112,000
Naples-Immokalee-Marco Island, FL 1 $ 217,000 $ 217,000 $ 64,000
Ocala, FL 1 $ 64,000 $ 64,000 $ 193,000
Oxnard-Thousand Oaks-Ventura, CA 1 $ 350,000 $ 350,000 $ 137,000
Peoria, IL 1 $ 68,000 $ 68,000 $ 151,000
Pittsburgh, PA 1 $ 64,000 $ 64,000 $ 0
Prescott, AZ 1 $ 235,000 $ 235,000 $ 51,000
Provo-Orem, UT 1 $ 196,000 $ 196,000 $ 58,000
Punta Gorda, FL 1 $ 101,000 $ 101,000 $ 0
Salinas, CA 1 $ 257,000 $ 257,000 $ 90,000
Santa Maria-Santa Barbara, CA 1 $ 150,000 $ 150,000 $ 0
Santa Rosa, CA 1 $ 130,000 $ 130,000 $ 54,000
Savannah, GA 1 $ 141,000 $ 141,000 $ 0
Sheboygan, WI 1 $ 229,000 $ 229,000 $ 199,000
Springfield, MO 1 $ 112,000 $ 112,000 $ 56,000
Stockton-Lodi, CA 1 $ 275,000 $ 275,000 $ 143,000
Tyler, TX 1 $ 130,000 $ 130,000 $ 0
Visalia-Porterville, CA 1 $ 187,000 $ 187,000 $ 65,000
Waco, TX 1 $ 152,000 $ 152,000 $ 0
Warren-Troy-Farmington Hills, MI 1 $ 32,000 $ 32,000 $ 73,000
Waterloo-Cedar Falls, IA 1 $ 73,000 $ 73,000 $ 40,000
Wilmington, DE-MD-NJ 1 $ 156,000 $ 156,000 $ 291,000
Winchester, VA-WV 1 $ 342,000 $ 342,000 $ 0
Youngstown-Warren-Boardman, OH-PA 1 $ 88,000 $ 88,000 $ 90,000

Mortgage Loan Application Detail Totals for Dubuque Bank and Trust Company in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,366 $862,252,000 $197,000 $8,363,000 $89,000 $2,986,000
Refinancing 1,988 $411,035,000 $206,000 $5,383,000 $93,000 $2,206,000
Home Improvement 198 $18,664,000 $94,000 $672,000 $72,000 $846,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,227 $998,668,000 $191,000 $3,000,000 $90,000 $2,353,000
Not Provided 545 $115,853,000 $212,000 $3,000,000 $99,000 $1,646,000
Hispanic 407 $71,993,000 $176,000 $1,306,000 $83,000 $2,986,000
Asian 168 $48,681,000 $289,000 $1,945,000 $125,000 $846,000
Black or African American 105 $19,732,000 $187,000 $693,000 $73,000 $347,000
Not applicable 69 $29,270,000 $424,000 $8,363,000 $0 $0
American Indian or Alaskan Native 16 $3,905,000 $244,000 $413,000 $85,000 $214,000
Native Hawaiian or Other Pacific Islander 15 $3,849,000 $256,000 $641,000 $97,000 $250,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,506 $937,525,000 $208,000 $8,363,000 $107,000 $2,986,000
FHA-insured (Federal Housing Administration) 1,151 $184,630,000 $160,000 $637,000 $51,000 $400,000
VA-guaranteed (Veterans Administration) 622 $130,602,000 $209,000 $1,002,000 $57,000 $660,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 273 $39,194,000 $143,000 $1,225,000 $48,000 $123,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,060 $978,456,000 $193,000 $8,363,000 $88,000 $2,353,000
Application Denied By Financial Institution 898 $167,034,000 $186,000 $1,530,000 $86,000 $2,206,000
Application Approved But Not Accepted 320 $64,131,000 $200,000 $948,000 $96,000 $1,041,000
Application Withdrawn By Applicant 220 $66,595,000 $302,000 $3,000,000 $152,000 $2,986,000
File Closed For Incompleteness 29 $9,477,000 $326,000 $3,000,000 $152,000 $1,646,000
Loan Purchased By The Institution 25 $6,258,000 $250,000 $583,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Dubuque Bank and Trust Company's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Dubuque Bank and Trust Company's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Iowa, download the full spreadsheet with aggregated HMDA statistics today.

Download the Iowa Lender List