Dupaco Community
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Dupaco Community 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Dupaco Community Po Box 179 Dubuque, IA 52004 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,091 |
| Total Mortgage Loan Application Amount | $527,805,000 |
| Average Mortgage Loan Application Amount | $123,600 |
| Highest Mortgage Loan Application Amount | $9,005,000 |
| Average Applicant Income | $92,400 |
| Highest Applicant Income | $4,056,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Dupaco Community. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Dupaco Community's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Dupaco Community's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Dupaco Community serves its applicants.
Each category highlights the total number of mortgage applications processed by Dupaco Community, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Dupaco Community's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dubuque County Iowa | 1,424 | $ 178,460,000 | $ 125,000 | $ 99,000 |
| Linn County Iowa | 476 | $ 45,330,000 | $ 95,000 | $ 87,000 |
| Grant County Wisconsin | 342 | $ 39,750,000 | $ 116,000 | $ 84,000 |
| Jo Daviess County Illinois | 228 | $ 25,170,000 | $ 110,000 | $ 94,000 |
| Black Hawk County Iowa | 202 | $ 18,340,000 | $ 90,000 | $ 85,000 |
| Delaware County Iowa | 140 | $ 15,970,000 | $ 114,000 | $ 83,000 |
| Carroll County Iowa | 104 | $ 9,290,000 | $ 89,000 | $ 78,000 |
| Lafayette County Wisconsin | 100 | $ 11,510,000 | $ 115,000 | $ 79,000 |
| Jackson County Iowa | 88 | $ 9,600,000 | $ 109,000 | $ 97,000 |
| Dane County Wisconsin | 88 | $ 41,210,000 | $ 468,000 | $ 148,000 |
| Polk County Iowa | 84 | $ 20,690,000 | $ 246,000 | $ 110,000 |
| Jones County Iowa | 59 | $ 6,785,000 | $ 115,000 | $ 83,000 |
| Benton County Iowa | 53 | $ 4,885,000 | $ 92,000 | $ 91,000 |
| Iowa County Wisconsin | 44 | $ 3,910,000 | $ 88,000 | $ 66,000 |
| Buchanan County Iowa | 35 | $ 4,035,000 | $ 115,000 | $ 74,000 |
| Clayton County Iowa | 35 | $ 3,475,000 | $ 99,000 | $ 81,000 |
| Johnson County Iowa | 34 | $ 5,980,000 | $ 175,000 | $ 99,000 |
| Dallas County Iowa | 32 | $ 6,230,000 | $ 194,000 | $ 139,000 |
| Bremer County Iowa | 31 | $ 3,795,000 | $ 122,000 | $ 226,000 |
| Fayette County Iowa | 22 | $ 2,090,000 | $ 95,000 | $ 66,000 |
| Clinton County Iowa | 18 | $ 1,950,000 | $ 108,000 | $ 55,000 |
| Scott County Iowa | 17 | $ 2,405,000 | $ 141,000 | $ 92,000 |
| Maricopa County Arizona | 14 | $ 3,720,000 | $ 265,000 | $ 114,000 |
| Butler County Iowa | 14 | $ 1,730,000 | $ 123,000 | $ 91,000 |
| Greene County Iowa | 12 | $ 680,000 | $ 56,000 | $ 63,000 |
| Iowa County Iowa | 12 | $ 820,000 | $ 68,000 | $ 74,000 |
| Cedar County Iowa | 11 | $ 805,000 | $ 73,000 | $ 109,000 |
| Sac County Iowa | 9 | $ 695,000 | $ 77,000 | $ 56,000 |
| Rock County Wisconsin | 9 | $ 1,265,000 | $ 140,000 | $ 82,000 |
| Crawford County Iowa | 8 | $ 570,000 | $ 71,000 | $ 85,000 |
| Tama County Iowa | 8 | $ 530,000 | $ 66,000 | $ 70,000 |
| Crawford County Wisconsin | 8 | $ 930,000 | $ 116,000 | $ 73,000 |
| Whiteside County Illinois | 7 | $ 405,000 | $ 57,000 | $ 74,000 |
| Winnebago County Illinois | 7 | $ 665,000 | $ 95,000 | $ 87,000 |
| Calhoun County Iowa | 7 | $ 445,000 | $ 63,000 | $ 55,000 |
| Grundy County Iowa | 7 | $ 265,000 | $ 37,000 | $ 68,000 |
| Warren County Iowa | 7 | $ 1,475,000 | $ 210,000 | $ 111,000 |
| Floyd County Iowa | 6 | $ 790,000 | $ 131,000 | $ 76,000 |
| Jasper County Iowa | 6 | $ 5,740,000 | $ 956,000 | $ 103,000 |
| Marshall County Iowa | 6 | $ 1,090,000 | $ 181,000 | $ 157,000 |
| Carroll County Illinois | 5 | $ 425,000 | $ 85,000 | $ 92,000 |
| Cook County Illinois | 5 | $ 1,055,000 | $ 211,000 | $ 144,000 |
| Stephenson County Illinois | 5 | $ 255,000 | $ 51,000 | $ 87,000 |
| Allamakee County Iowa | 5 | $ 625,000 | $ 125,000 | $ 413,000 |
| Boone County Iowa | 5 | $ 465,000 | $ 93,000 | $ 74,000 |
| Cerro Gordo County Iowa | 5 | $ 405,000 | $ 81,000 | $ 62,000 |
| Chickasaw County Iowa | 5 | $ 385,000 | $ 77,000 | $ 50,000 |
| Guthrie County Iowa | 5 | $ 435,000 | $ 87,000 | $ 87,000 |
| Hardin County Iowa | 5 | $ 245,000 | $ 49,000 | $ 63,000 |
| Marion County Iowa | 5 | $ 525,000 | $ 105,000 | $ 87,000 |
| Columbia County Wisconsin | 5 | $ 1,175,000 | $ 235,000 | $ 97,000 |
| Sarasota County Florida | 4 | $ 730,000 | $ 182,000 | $ 53,000 |
| DuPage County Illinois | 4 | $ 1,060,000 | $ 265,000 | $ 124,000 |
| Des Moines County Iowa | 4 | $ 400,000 | $ 100,000 | $ 136,000 |
| Muscatine County Iowa | 4 | $ 260,000 | $ 65,000 | $ 99,000 |
| Winneshiek County Iowa | 4 | $ 570,000 | $ 142,000 | $ 77,000 |
| Adams County Wisconsin | 4 | $ 640,000 | $ 160,000 | $ 92,000 |
| Richland County Wisconsin | 4 | $ 330,000 | $ 82,000 | $ 95,000 |
| Hillsborough County Florida | 3 | $ 275,000 | $ 91,000 | $ 67,000 |
| Ogle County Illinois | 3 | $ 475,000 | $ 158,000 | $ 121,000 |
| Rock Island County Illinois | 3 | $ 485,000 | $ 161,000 | $ 99,000 |
| Henry County Iowa | 3 | $ 505,000 | $ 168,000 | $ 97,000 |
| Story County Iowa | 3 | $ 155,000 | $ 51,000 | $ 81,000 |
| Walworth County Wisconsin | 3 | $ 1,035,000 | $ 345,000 | $ 130,000 |
| Waukesha County Wisconsin | 3 | $ 755,000 | $ 251,000 | $ 171,000 |
| Citrus County Florida | 2 | $ 440,000 | $ 220,000 | $ 120,000 |
| Lee County Florida | 2 | $ 410,000 | $ 205,000 | $ 37,000 |
| Palm Beach County Florida | 2 | $ 480,000 | $ 240,000 | $ 133,000 |
| Pinellas County Florida | 2 | $ 310,000 | $ 155,000 | $ 100,000 |
| Volusia County Florida | 2 | $ 320,000 | $ 160,000 | $ 77,000 |
| Kendall County Illinois | 2 | $ 830,000 | $ 415,000 | $ 154,000 |
| LaSalle County Illinois | 2 | $ 100,000 | $ 50,000 | $ 99,000 |
| Sangamon County Illinois | 2 | $ 270,000 | $ 135,000 | $ 54,000 |
| Will County Illinois | 2 | $ 110,000 | $ 55,000 | $ 111,000 |
| Audubon County Iowa | 2 | $ 100,000 | $ 50,000 | $ 42,000 |
| Buena Vista County Iowa | 2 | $ 100,000 | $ 50,000 | $ 53,000 |
| Hamilton County Iowa | 2 | $ 50,000 | $ 25,000 | $ 49,000 |
| Ida County Iowa | 2 | $ 270,000 | $ 135,000 | $ 94,000 |
| Keokuk County Iowa | 2 | $ 150,000 | $ 75,000 | $ 44,000 |
| Lee County Iowa | 2 | $ 110,000 | $ 55,000 | $ 114,000 |
| Poweshiek County Iowa | 2 | $ 720,000 | $ 360,000 | $ 58,000 |
| Shelby County Iowa | 2 | $ 110,000 | $ 55,000 | $ 30,000 |
| Wapello County Iowa | 2 | $ 1,600,000 | $ 800,000 | $ 59,000 |
| Washington County Iowa | 2 | $ 260,000 | $ 130,000 | $ 73,000 |
| Johnson County Kansas | 2 | $ 570,000 | $ 285,000 | $ 238,000 |
| Wayne County Michigan | 2 | $ 570,000 | $ 285,000 | $ 137,000 |
| Anoka County Minnesota | 2 | $ 190,000 | $ 95,000 | $ 182,000 |
| Faribault County Minnesota | 2 | $ 170,000 | $ 85,000 | $ 56,000 |
| Hennepin County Minnesota | 2 | $ 580,000 | $ 290,000 | $ 134,000 |
| Harrison County Mississippi | 2 | $ 260,000 | $ 130,000 | $ 59,000 |
| Douglas County Nebraska | 2 | $ 360,000 | $ 180,000 | $ 97,000 |
| Pender County North Carolina | 2 | $ 550,000 | $ 275,000 | $ 318,000 |
| Wagoner County Oklahoma | 2 | $ 380,000 | $ 190,000 | $ 143,000 |
| Oconee County South Carolina | 2 | $ 150,000 | $ 75,000 | $ 56,000 |
| Cocke County Tennessee | 2 | $ 390,000 | $ 195,000 | $ 135,000 |
| Barron County Wisconsin | 2 | $ 260,000 | $ 130,000 | $ 58,000 |
| Fond du Lac County Wisconsin | 2 | $ 330,000 | $ 165,000 | $ 142,000 |
| Green County Wisconsin | 2 | $ 660,000 | $ 330,000 | $ 139,000 |
| Jefferson County Wisconsin | 2 | $ 240,000 | $ 120,000 | $ 93,000 |
| Monroe County Wisconsin | 2 | $ 150,000 | $ 75,000 | $ 24,000 |
| Sauk County Wisconsin | 2 | $ 710,000 | $ 355,000 | $ 292,000 |
| Vernon County Wisconsin | 2 | $ 320,000 | $ 160,000 | $ 59,000 |
| Baldwin County Alabama | 1 | $ 315,000 | $ 315,000 | $ 139,000 |
| Mobile County Alabama | 1 | $ 145,000 | $ 145,000 | $ 61,000 |
| Pima County Arizona | 1 | $ 215,000 | $ 215,000 | $ 36,000 |
| Pinal County Arizona | 1 | $ 255,000 | $ 255,000 | $ 489,000 |
| Los Angeles County California | 1 | $ 625,000 | $ 625,000 | $ 137,000 |
| Riverside County California | 1 | $ 335,000 | $ 335,000 | $ 93,000 |
| Santa Clara County California | 1 | $ 805,000 | $ 805,000 | $ 136,000 |
| Arapahoe County Colorado | 1 | $ 85,000 | $ 85,000 | $ 146,000 |
| Douglas County Colorado | 1 | $ 325,000 | $ 325,000 | $ 100,000 |
| Eagle County Colorado | 1 | $ 105,000 | $ 105,000 | $ 149,000 |
| El Paso County Colorado | 1 | $ 275,000 | $ 275,000 | $ 162,000 |
| Park County Colorado | 1 | $ 25,000 | $ 25,000 | $ 132,000 |
| Fairfield County Connecticut | 1 | $ 105,000 | $ 105,000 | $ 170,000 |
| Bay County Florida | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Charlotte County Florida | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Collier County Florida | 1 | $ 85,000 | $ 85,000 | $ 61,000 |
| Flagler County Florida | 1 | $ 515,000 | $ 515,000 | $ 195,000 |
| Butts County Georgia | 1 | $ 55,000 | $ 55,000 | $ 100,000 |
| Coffee County Georgia | 1 | $ 135,000 | $ 135,000 | $ 73,000 |
| Monroe County Georgia | 1 | $ 45,000 | $ 45,000 | $ 205,000 |
| Paulding County Georgia | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Adams County Illinois | 1 | $ 265,000 | $ 265,000 | $ 173,000 |
| Champaign County Illinois | 1 | $ 35,000 | $ 35,000 | $ 88,000 |
| Kane County Illinois | 1 | $ 115,000 | $ 115,000 | $ 147,000 |
| Knox County Illinois | 1 | $ 205,000 | $ 205,000 | $ 96,000 |
| Lake County Illinois | 1 | $ 425,000 | $ 425,000 | $ 130,000 |
| Madison County Illinois | 1 | $ 125,000 | $ 125,000 | $ 29,000 |
| Steuben County Indiana | 1 | $ 105,000 | $ 105,000 | $ 138,000 |
| Adair County Iowa | 1 | $ 105,000 | $ 105,000 | $ 95,000 |
| Adams County Iowa | 1 | $ 35,000 | $ 35,000 | $ 45,000 |
| Cass County Iowa | 1 | $ 15,000 | $ 15,000 | $ 92,000 |
| Decatur County Iowa | 1 | $ 65,000 | $ 65,000 | $ 57,000 |
| Dickinson County Iowa | 1 | $ 95,000 | $ 95,000 | $ 44,000 |
| Franklin County Iowa | 1 | $ 65,000 | $ 65,000 | $ 108,000 |
| Hancock County Iowa | 1 | $ 85,000 | $ 85,000 | $ 90,000 |
| Madison County Iowa | 1 | $ 195,000 | $ 195,000 | $ 71,000 |
| Mahaska County Iowa | 1 | $ 635,000 | $ 635,000 | $ 110,000 |
| Montgomery County Iowa | 1 | $ 15,000 | $ 15,000 | $ 127,000 |
| Pocahontas County Iowa | 1 | $ 15,000 | $ 15,000 | $ 81,000 |
| Pottawattamie County Iowa | 1 | $ 15,000 | $ 15,000 | $ 49,000 |
| Wayne County Iowa | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
| Winnebago County Iowa | 1 | $ 175,000 | $ 175,000 | $ 81,000 |
| Thomas County Kansas | 1 | $ 155,000 | $ 155,000 | $ 73,000 |
| Daviess County Kentucky | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Lyon County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 122,000 |
| McCracken County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 37,000 |
| Trigg County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 82,000 |
| Queen Anne's County Maryland | 1 | $ 205,000 | $ 205,000 | $ 199,000 |
| Worcester County Massachusetts | 1 | $ 5,000 | $ 5,000 | $ 216,000 |
| Macomb County Michigan | 1 | $ 65,000 | $ 65,000 | $ 51,000 |
| Marquette County Michigan | 1 | $ 325,000 | $ 325,000 | $ 58,000 |
| Newaygo County Michigan | 1 | $ 235,000 | $ 235,000 | $ 109,000 |
| Becker County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 74,000 |
| Grant County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 133,000 |
| Olmsted County Minnesota | 1 | $ 415,000 | $ 415,000 | $ 205,000 |
| Roseau County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 84,000 |
| Scott County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 204,000 |
| Stearns County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
| Washington County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 54,000 |
| Winona County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 41,000 |
| Boone County Missouri | 1 | $ 25,000 | $ 25,000 | $ 157,000 |
| Camden County Missouri | 1 | $ 175,000 | $ 175,000 | $ 89,000 |
| St. Charles County Missouri | 1 | $ 345,000 | $ 345,000 | $ 115,000 |
| Wright County Missouri | 1 | $ 25,000 | $ 25,000 | $ 86,000 |
| Chenango County New York | 1 | $ 65,000 | $ 65,000 | $ 180,000 |
| Caldwell County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 300,000 |
| Cuyahoga County Ohio | 1 | $ 255,000 | $ 255,000 | $ 234,000 |
| Summit County Ohio | 1 | $ 35,000 | $ 35,000 | $ 127,000 |
| Comanche County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 27,000 |
| Creek County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 350,000 |
| Pittsburg County Oklahoma | 1 | $ 255,000 | $ 255,000 | $ 100,000 |
| Philadelphia County Pennsylvania | 1 | $ 415,000 | $ 415,000 | $ 95,000 |
| Greenville County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 152,000 |
| Meade County South Dakota | 1 | $ 45,000 | $ 45,000 | $ 88,000 |
| Davidson County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 149,000 |
| Knox County Tennessee | 1 | $ 695,000 | $ 695,000 | $ 560,000 |
| Richmond City County Virginia | 1 | $ 225,000 | $ 225,000 | $ 72,000 |
| Clark County Washington | 1 | $ 45,000 | $ 45,000 | $ 203,000 |
| Whatcom County Washington | 1 | $ 75,000 | $ 75,000 | $ 235,000 |
| Mercer County West Virginia | 1 | $ 25,000 | $ 25,000 | $ 30,000 |
| Brown County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 176,000 |
| Calumet County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 40,000 |
| Chippewa County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 165,000 |
| Dodge County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 58,000 |
| Jackson County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 94,000 |
| La Crosse County Wisconsin | 1 | $ 215,000 | $ 215,000 | $ 76,000 |
| Langlade County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Milwaukee County Wisconsin | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Oconto County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 138,000 |
| Portage County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 79,000 |
| Price County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 148,000 |
| Racine County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 140,000 |
| Sawyer County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 117,000 |
| St. Croix County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 135,000 |
| Taylor County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 73,000 |
| Trempealeau County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 41,000 |
| Washburn County Wisconsin | 1 | $ 285,000 | $ 285,000 | $ 171,000 |
| Waupaca County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 94,000 |
| Waushara County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 37,000 |
Mortgage Loan Application Detail Totals for Dupaco Community in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 1,397 | $72,085,000 | $51,000 | $805,000 | $108,000 | $4,056,000 |
| Home Purchase | 1,112 | $241,900,000 | $217,000 | $9,005,000 | $85,000 | $934,000 |
| Refinancing | 870 | $111,530,000 | $128,000 | $8,765,000 | $89,000 | $1,256,000 |
| Cash-out Refinancing | 562 | $93,910,000 | $167,000 | $1,715,000 | $89,000 | $3,616,000 |
| Home Improvement | 150 | $8,380,000 | $55,000 | $465,000 | $91,000 | $212,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,469 | $419,135,000 | $120,000 | $2,165,000 | $95,000 | $4,056,000 |
| Not Provided | 338 | $29,810,000 | $88,000 | $645,000 | $104,000 | $1,227,000 |
| Not applicable | 117 | $62,765,000 | $536,000 | $9,005,000 | $0 | $0 |
| Black or African American | 66 | $4,620,000 | $70,000 | $455,000 | $66,000 | $290,000 |
| Hispanic | 61 | $7,715,000 | $126,000 | $375,000 | $87,000 | $375,000 |
| Asian | 22 | $2,700,000 | $122,000 | $565,000 | $79,000 | $216,000 |
| American Indian or Alaskan Native | 15 | $865,000 | $57,000 | $215,000 | $60,000 | $236,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $195,000 | $65,000 | $115,000 | $65,000 | $96,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,091 | $527,805,000 | $129,000 | $9,005,000 | $95,000 | $4,056,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,850 | $396,570,000 | $139,000 | $9,005,000 | $97,000 | $1,274,000 |
| Application Denied By Financial Institution | 696 | $50,760,000 | $72,000 | $805,000 | $85,000 | $4,056,000 |
| Application Approved But Not Accepted | 373 | $60,475,000 | $162,000 | $625,000 | $84,000 | $384,000 |
| Application Withdrawn By Applicant | 148 | $8,820,000 | $59,000 | $395,000 | $137,000 | $3,616,000 |
| Loan Purchased By The Institution | 18 | $10,010,000 | $556,000 | $1,715,000 | $0 | $0 |
| File Closed For Incompleteness | 6 | $1,170,000 | $195,000 | $635,000 | $86,000 | $235,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,395 | $477,045,000 | $140,000 | $9,005,000 | $97,000 | $3,616,000 |
| Credit History | 218 | $15,010,000 | $68,000 | $325,000 | $100,000 | $4,056,000 |
| Debt-To-Income Ratio | 156 | $14,650,000 | $93,000 | $635,000 | $59,000 | $190,000 |
| Other | 116 | $6,410,000 | $55,000 | $275,000 | $75,000 | $277,000 |
| Collateral | 100 | $7,740,000 | $77,000 | $805,000 | $83,000 | $290,000 |
| Unverifiable Information | 66 | $3,960,000 | $60,000 | $355,000 | $96,000 | $391,000 |
| Credit Application Incomplete | 21 | $1,105,000 | $52,000 | $215,000 | $158,000 | $1,993,000 |
| Employment History | 14 | $1,280,000 | $91,000 | $245,000 | $51,000 | $151,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $605,000 | $121,000 | $255,000 | $96,000 | $234,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Dupaco Community's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Dupaco Community's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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