E-Loan, Inc. Mortgage Lending & HMDA Data, 2004

In 2004, E-Loan, Inc. of Pleasanton, CA reported 119,638 mortgage applications totaling $18.1 billion, down 39% from 2003. The average application was for $151,383, and applicants reported an average income of $83,014. 17% of its applications resulted in an originated loan and 50% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (3,822), Atlanta-Sandy Springs-Marietta, GA (3,583) and Riverside-San Bernardino-Ontario, CA (3,176) (applications in parentheses).

Mortgage Company & Address E-Loan, Inc.
6230 Stoneridge Mall Road
Pleasanton, CA 94588
Tel #: available with data download
Federal Regulator * available with data download
Years 2005  2004  2003  
Total Number of Mortgage Applications 119,638
Total Mortgage Loan Application Amount $18,111,261,000
Average Mortgage Loan Application Amount $151,383
Highest Mortgage Loan Application Amount $1,000,000
Average Applicant Income $83,014
Highest Applicant Income $8,683,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records E-Loan, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for E-Loan, Inc. by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 3,822 $ 965,138,000 $ 252,521 $ 103,000
Maricopa, Arizona 2,019 $ 263,380,000 $ 130,450 $ 86,000
Riverside, California 1,662 $ 340,423,000 $ 204,827 $ 97,000
Clark, Nevada 1,662 $ 292,507,000 $ 175,996 $ 93,000
San Bernardino, California 1,514 $ 261,667,000 $ 172,831 $ 95,000
San Diego, California 1,485 $ 430,402,000 $ 289,832 $ 121,000
Orange, California 1,447 $ 421,304,000 $ 291,156 $ 123,000
Alameda, California 1,362 $ 420,484,000 $ 308,725 $ 105,000
Sacramento, California 1,222 $ 232,606,000 $ 190,348 $ 82,000
Santa Clara, California 1,149 $ 415,657,000 $ 361,755 $ 117,000
Contra Costa, California 1,141 $ 331,887,000 $ 290,873 $ 116,000
Cook, Illinois 1,132 $ 190,761,000 $ 168,516 $ 93,000
Broward, Florida 1,043 $ 160,719,000 $ 154,093 $ 92,000
King, Washington 899 $ 181,036,000 $ 201,374 $ 95,000
Fairfax, Virginia 891 $ 214,239,000 $ 240,447 $ 107,000
Miami-Dade, Florida 873 $ 138,205,000 $ 158,310 $ 92,000
Palm Beach, Florida 812 $ 128,014,000 $ 157,652 $ 87,000
Suffolk, New York 696 $ 138,316,000 $ 198,729 $ 104,000
Prince George's, Maryland 694 $ 99,307,000 $ 143,093 $ 93,000
San Joaquin, California 649 $ 128,502,000 $ 198,000 $ 84,000
Gwinnett, Georgia 635 $ 88,372,000 $ 139,168 $ 85,000
Orange, Florida 617 $ 82,539,000 $ 133,774 $ 97,000
Middlesex, Massachusetts 612 $ 144,219,000 $ 235,651 $ 97,000
Hillsborough, Florida 601 $ 66,311,000 $ 110,334 $ 84,000
Cobb, Georgia 600 $ 88,620,000 $ 147,700 $ 85,000
Montgomery, Maryland 598 $ 129,760,000 $ 216,989 $ 106,000
Harris, Texas 581 $ 91,229,000 $ 157,020 $ 99,000
San Mateo, California 577 $ 212,502,000 $ 368,287 $ 134,000
Fulton, Georgia 566 $ 108,855,000 $ 192,323 $ 116,000
Wayne, Michigan 553 $ 51,685,000 $ 93,462 $ 77,000
Wake, North Carolina 530 $ 72,443,000 $ 136,684 $ 96,000
Duval, Florida 522 $ 53,389,000 $ 102,277 $ 72,000
Pinellas, Florida 497 $ 58,734,000 $ 118,177 $ 81,000
Ventura, California 473 $ 129,725,000 $ 274,260 $ 111,000
Baltimore, Maryland 467 $ 58,057,000 $ 124,319 $ 90,000
Nassau, New York 460 $ 109,846,000 $ 238,795 $ 111,000
Anne Arundel, Maryland 450 $ 74,942,000 $ 166,537 $ 95,000
Pima, Arizona 440 $ 50,304,000 $ 114,327 $ 84,000
Kern, California 435 $ 53,921,000 $ 123,956 $ 77,000
Solano, California 434 $ 96,338,000 $ 221,976 $ 91,000
DeKalb, Georgia 428 $ 64,620,000 $ 150,981 $ 99,000
Fresno, California 427 $ 70,748,000 $ 165,686 $ 79,000
San Francisco, California 415 $ 157,934,000 $ 380,563 $ 125,000
Philadelphia, Pennsylvania 411 $ 41,232,000 $ 100,321 $ 76,000
Mecklenburg, North Carolina 408 $ 48,055,000 $ 117,781 $ 90,000
Prince William, Virginia 408 $ 75,224,000 $ 184,372 $ 94,000
Pierce, Washington 405 $ 51,491,000 $ 127,138 $ 76,000
Fairfield, Connecticut 402 $ 98,010,000 $ 243,805 $ 114,000
Montgomery, Pennsylvania 397 $ 64,249,000 $ 161,836 $ 109,000
Cuyahoga, Ohio 388 $ 36,993,000 $ 95,342 $ 79,000
Stanislaus, California 386 $ 65,606,000 $ 169,963 $ 76,000
Oakland, Michigan 381 $ 54,934,000 $ 144,183 $ 91,000
New Haven, Connecticut 372 $ 50,011,000 $ 134,438 $ 91,000
Hartford, Connecticut 367 $ 45,556,000 $ 124,130 $ 97,000
Snohomish, Washington 366 $ 55,435,000 $ 151,461 $ 79,000
Bucks, Pennsylvania 360 $ 65,927,000 $ 183,130 $ 109,000
Allegheny, Pennsylvania 359 $ 31,467,000 $ 87,651 $ 87,000
Franklin, Ohio 354 $ 31,644,000 $ 89,389 $ 88,000
Worcester, Massachusetts 336 $ 52,395,000 $ 155,937 $ 80,000
Queens, New York 335 $ 79,088,000 $ 236,083 $ 106,000
Brevard, Florida 334 $ 38,292,000 $ 114,646 $ 78,000
Loudoun, Virginia 330 $ 80,842,000 $ 244,975 $ 104,000
Virginia Beach, Virginia 329 $ 36,831,000 $ 111,948 $ 81,000
Tarrant, Texas 323 $ 47,351,000 $ 146,597 $ 104,000
Sonoma, California 309 $ 83,560,000 $ 270,420 $ 106,000
Will, Illinois 309 $ 41,273,000 $ 133,569 $ 94,000
Hennepin, Minnesota 309 $ 46,583,000 $ 150,754 $ 82,000
Jackson, Missouri 308 $ 27,620,000 $ 89,675 $ 67,000
El Paso, Colorado 306 $ 33,738,000 $ 110,254 $ 88,000
St. Louis, Missouri 303 $ 38,746,000 $ 127,874 $ 85,000
Westchester, New York 303 $ 94,029,000 $ 310,326 $ 138,000
Lee, Florida 302 $ 41,116,000 $ 136,145 $ 67,000
Placer, California 301 $ 77,863,000 $ 258,681 $ 100,000
Washoe, Nevada 301 $ 54,738,000 $ 181,853 $ 99,000
New Castle, Delaware 300 $ 37,130,000 $ 123,766 $ 99,000
Bernalillo, New Mexico 297 $ 35,657,000 $ 120,057 $ 81,000
Essex, Massachusetts 294 $ 54,456,000 $ 185,224 $ 92,000
Dallas, Texas 287 $ 47,746,000 $ 166,362 $ 116,000
Chester, Pennsylvania 285 $ 53,701,000 $ 188,424 $ 116,000
DuPage, Illinois 282 $ 47,112,000 $ 167,063 $ 100,000
Middlesex, New Jersey 280 $ 71,888,000 $ 256,742 $ 101,000
Salt Lake, Utah 279 $ 29,688,000 $ 106,408 $ 72,000
Seminole, Florida 272 $ 33,937,000 $ 124,768 $ 82,000
Jefferson, Alabama 271 $ 24,320,000 $ 89,741 $ 81,000
Pasco, Florida 269 $ 22,964,000 $ 85,368 $ 69,000
Multnomah, Oregon 263 $ 41,699,000 $ 158,551 $ 87,000
Shelby, Tennessee 262 $ 31,495,000 $ 120,209 $ 95,000
Johnson, Kansas 257 $ 32,615,000 $ 126,906 $ 91,000
Marion, Indiana 255 $ 21,769,000 $ 85,368 $ 80,000
Arapahoe, Colorado 254 $ 34,062,000 $ 134,102 $ 87,000
Delaware, Pennsylvania 252 $ 33,315,000 $ 132,202 $ 86,000
Volusia, Florida 249 $ 27,261,000 $ 109,481 $ 87,000
Chesterfield, Virginia 249 $ 27,916,000 $ 112,112 $ 80,000
Hamilton, Ohio 247 $ 28,502,000 $ 115,392 $ 88,000
Macomb, Michigan 244 $ 22,164,000 $ 90,836 $ 72,000
Norfolk, Massachusetts 243 $ 57,602,000 $ 237,045 $ 102,000
Polk, Florida 242 $ 20,322,000 $ 83,975 $ 75,000
Tulsa, Oklahoma 240 $ 20,394,000 $ 84,975 $ 70,000
El Dorado, California 238 $ 55,507,000 $ 233,222 $ 94,000
Kings, New York 238 $ 57,429,000 $ 241,298 $ 99,000
Frederick, Maryland 237 $ 38,513,000 $ 162,502 $ 89,000
Bergen, New Jersey 236 $ 73,435,000 $ 311,165 $ 121,000
Baltimore City, Maryland 232 $ 24,555,000 $ 105,840 $ 77,000
York, Pennsylvania 232 $ 21,909,000 $ 94,435 $ 86,000
Oklahoma, Oklahoma 228 $ 18,266,000 $ 80,114 $ 84,000
Washington, Oregon 227 $ 33,784,000 $ 148,828 $ 86,000
Monmouth, New Jersey 226 $ 62,067,000 $ 274,632 $ 117,000
Providence, Rhode Island 225 $ 34,169,000 $ 151,862 $ 70,000
Plymouth, Massachusetts 223 $ 39,535,000 $ 177,286 $ 99,000
Collin, Texas 223 $ 38,893,000 $ 174,408 $ 107,000
Lake, Illinois 220 $ 37,291,000 $ 169,504 $ 102,000
Tulare, California 216 $ 28,852,000 $ 133,574 $ 83,000
Honolulu, Hawaii 216 $ 60,101,000 $ 278,245 $ 91,000
Montgomery, Ohio 216 $ 18,267,000 $ 84,569 $ 82,000
Jefferson, Colorado 212 $ 29,578,000 $ 139,518 $ 82,000
Milwaukee, Wisconsin 210 $ 20,769,000 $ 98,900 $ 69,000
Hillsborough, New Hampshire 209 $ 30,365,000 $ 145,287 $ 82,000
Sarasota, Florida 207 $ 29,280,000 $ 141,449 $ 113,000
Denver, Colorado 204 $ 31,870,000 $ 156,225 $ 96,000
Summit, Ohio 204 $ 17,892,000 $ 87,705 $ 88,000
Howard, Maryland 203 $ 41,758,000 $ 205,704 $ 102,000
Charles, Maryland 201 $ 28,677,000 $ 142,671 $ 88,000
Clark, Washington 201 $ 25,002,000 $ 124,388 $ 80,000
Travis, Texas 200 $ 36,288,000 $ 181,440 $ 119,000
Ocean, New Jersey 197 $ 44,871,000 $ 227,771 $ 86,000
Erie, New York 197 $ 16,272,000 $ 82,598 $ 82,000
Orange, New York 196 $ 29,535,000 $ 150,688 $ 85,000
Bristol, Massachusetts 195 $ 27,761,000 $ 142,364 $ 78,000
Hampden, Massachusetts 192 $ 20,115,000 $ 104,765 $ 75,000
Douglas, Nebraska 192 $ 17,054,000 $ 88,822 $ 72,000
Harford, Maryland 184 $ 24,233,000 $ 131,701 $ 82,000
Suffolk, Massachusetts 183 $ 42,102,000 $ 230,065 $ 83,000
Lancaster, Pennsylvania 183 $ 13,965,000 $ 76,311 $ 70,000
St. Lucie, Florida 180 $ 21,164,000 $ 117,577 $ 75,000
Cherokee, Georgia 180 $ 26,035,000 $ 144,638 $ 81,000
Richmond, New York 180 $ 34,375,000 $ 190,972 $ 104,000
Monroe, Pennsylvania 180 $ 18,873,000 $ 104,850 $ 84,000
Jefferson, Kentucky 179 $ 16,314,000 $ 91,139 $ 68,000
Marin, California 178 $ 73,026,000 $ 410,258 $ 162,000
Bexar, Texas 178 $ 25,245,000 $ 141,825 $ 98,000
Denton, Texas 178 $ 29,981,000 $ 168,432 $ 94,000
Lucas, Ohio 177 $ 15,520,000 $ 87,683 $ 68,000
District of Columbia, District Of Columbia 176 $ 47,501,000 $ 269,892 $ 119,000
Essex, New Jersey 176 $ 52,721,000 $ 299,551 $ 128,000
Guilford, North Carolina 174 $ 14,884,000 $ 85,540 $ 71,000
Henrico, Virginia 174 $ 23,672,000 $ 136,045 $ 81,000
Manatee, Florida 173 $ 26,135,000 $ 151,069 $ 96,000
Chesapeake, Virginia 173 $ 22,046,000 $ 127,433 $ 80,000
Ada, Idaho 172 $ 18,083,000 $ 105,133 $ 78,000
St. Charles, Missouri 169 $ 19,246,000 $ 113,881 $ 85,000
Berks, Pennsylvania 169 $ 14,889,000 $ 88,100 $ 72,000
Lake, Florida 168 $ 18,509,000 $ 110,172 $ 73,000
Madison, Alabama 167 $ 13,576,000 $ 81,293 $ 73,000
Rockingham, New Hampshire 167 $ 28,438,000 $ 170,287 $ 97,000
New London, Connecticut 166 $ 22,441,000 $ 135,186 $ 91,000
Collier, Florida 166 $ 28,424,000 $ 171,228 $ 101,000
Morris, New Jersey 164 $ 48,406,000 $ 295,158 $ 122,000
Spokane, Washington 163 $ 13,581,000 $ 83,319 $ 65,000
Northampton, Pennsylvania 161 $ 17,337,000 $ 107,683 $ 71,000
Okaloosa, Florida 160 $ 16,297,000 $ 101,856 $ 84,000
Davidson, Tennessee 160 $ 17,829,000 $ 111,431 $ 71,000
Spotsylvania, Virginia 160 $ 20,454,000 $ 127,837 $ 73,000
East Baton Rouge, Louisiana 158 $ 16,986,000 $ 107,506 $ 102,000
Cumberland, North Carolina 157 $ 10,774,000 $ 68,624 $ 115,000
Lane, Oregon 157 $ 18,023,000 $ 114,796 $ 87,000
Stafford, Virginia 157 $ 30,462,000 $ 194,025 $ 94,000
Kent, Michigan 156 $ 15,950,000 $ 102,243 $ 70,000
Douglas, Colorado 155 $ 27,362,000 $ 176,529 $ 113,000
Genesee, Michigan 155 $ 11,759,000 $ 75,864 $ 60,000
Escambia, Florida 154 $ 11,845,000 $ 76,915 $ 80,000
Mohave, Arizona 153 $ 17,471,000 $ 114,189 $ 78,000
Jefferson, Louisiana 153 $ 16,233,000 $ 106,098 $ 76,000
Kitsap, Washington 151 $ 22,016,000 $ 145,801 $ 101,000
Polk, Iowa 150 $ 11,132,000 $ 74,213 $ 100,000
Sedgwick, Kansas 150 $ 12,063,000 $ 80,420 $ 81,000
Charleston, South Carolina 150 $ 26,683,000 $ 177,886 $ 79,000
Merced, California 148 $ 24,501,000 $ 165,547 $ 116,000
Henry, Georgia 148 $ 16,665,000 $ 112,601 $ 76,000
Hudson, New Jersey 148 $ 41,022,000 $ 277,175 $ 108,000
Adams, Colorado 147 $ 14,825,000 $ 100,850 $ 72,000
Knox, Tennessee 144 $ 13,671,000 $ 94,937 $ 77,000
Pinal, Arizona 143 $ 13,595,000 $ 95,069 $ 69,000
Santa Cruz, California 143 $ 45,319,000 $ 316,916 $ 103,000
Somerset, New Jersey 143 $ 48,441,000 $ 338,748 $ 127,000
Butler, Ohio 143 $ 15,173,000 $ 106,104 $ 83,000
Boulder, Colorado 142 $ 30,075,000 $ 211,795 $ 109,000
Clay, Florida 142 $ 12,535,000 $ 88,274 $ 75,000
Forsyth, Georgia 141 $ 28,452,000 $ 201,787 $ 139,000
Clackamas, Oregon 141 $ 22,805,000 $ 161,737 $ 100,000
Mobile, Alabama 140 $ 11,452,000 $ 81,800 $ 69,000
Dutchess, New York 140 $ 21,447,000 $ 153,192 $ 94,000
Kane, Illinois 139 $ 20,448,000 $ 147,107 $ 98,000
Luzerne, Pennsylvania 139 $ 10,160,000 $ 73,093 $ 53,000
Santa Barbara, California 138 $ 34,748,000 $ 251,797 $ 102,000
Horry, South Carolina 137 $ 18,335,000 $ 133,832 $ 85,000
Yolo, California 136 $ 30,753,000 $ 226,125 $ 108,000
Lorain, Ohio 135 $ 13,090,000 $ 96,962 $ 79,000
Dakota, Minnesota 134 $ 18,161,000 $ 135,529 $ 95,000
Lehigh, Pennsylvania 134 $ 14,228,000 $ 106,179 $ 77,000
St. Johns, Florida 132 $ 22,978,000 $ 174,075 $ 96,000
McHenry, Illinois 132 $ 19,396,000 $ 146,939 $ 89,000
Lake, Indiana 132 $ 11,034,000 $ 83,590 $ 66,000
Leon, Florida 131 $ 15,278,000 $ 116,625 $ 77,000
Carroll, Maryland 131 $ 18,938,000 $ 144,564 $ 81,000
Washtenaw, Michigan 131 $ 20,285,000 $ 154,847 $ 96,000
Marion, Florida 130 $ 11,914,000 $ 91,646 $ 76,000
Monroe, New York 130 $ 10,121,000 $ 77,853 $ 80,000
Monterey, California 128 $ 39,479,000 $ 308,429 $ 101,000
Cumberland, Maine 127 $ 18,339,000 $ 144,401 $ 73,000
Thurston, Washington 127 $ 12,146,000 $ 95,637 $ 78,000
Utah, Utah 124 $ 15,529,000 $ 125,233 $ 92,000
Osceola, Florida 123 $ 16,483,000 $ 134,008 $ 78,000
Ramsey, Minnesota 123 $ 16,090,000 $ 130,813 $ 67,000
Yavapai, Arizona 122 $ 16,721,000 $ 137,057 $ 64,000
York, Maine 121 $ 17,327,000 $ 143,198 $ 80,000
Durham, North Carolina 121 $ 13,429,000 $ 110,983 $ 75,000
Bay, Florida 119 $ 15,137,000 $ 127,201 $ 73,000
Forsyth, North Carolina 119 $ 9,784,000 $ 82,218 $ 67,000
Westmoreland, Pennsylvania 119 $ 10,538,000 $ 88,554 $ 82,000
San Luis Obispo, California 118 $ 32,183,000 $ 272,737 $ 115,000
St. Tammany, Louisiana 118 $ 10,591,000 $ 89,754 $ 77,000
Pulaski, Arkansas 117 $ 12,066,000 $ 103,128 $ 71,000
Barnstable, Massachusetts 117 $ 22,851,000 $ 195,307 $ 114,000
Stark, Ohio 117 $ 9,623,000 $ 82,247 $ 69,000
Williamson, Texas 117 $ 16,194,000 $ 138,410 $ 84,000
Shelby, Alabama 115 $ 12,461,000 $ 108,356 $ 81,000
Shasta, California 115 $ 16,697,000 $ 145,191 $ 77,000
Litchfield, Connecticut 114 $ 14,499,000 $ 127,184 $ 83,000
Calvert, Maryland 114 $ 16,726,000 $ 146,719 $ 92,000
Hamilton, Tennessee 114 $ 12,122,000 $ 106,333 $ 94,000
Clayton, Georgia 113 $ 10,640,000 $ 94,159 $ 60,000
Anoka, Minnesota 113 $ 13,745,000 $ 121,637 $ 75,000
Warren, Ohio 113 $ 16,453,000 $ 145,601 $ 90,000
Fort Bend, Texas 113 $ 19,790,000 $ 175,132 $ 100,000
Butte, California 112 $ 17,061,000 $ 152,330 $ 83,000
Greenville, South Carolina 111 $ 12,830,000 $ 115,585 $ 84,000
Chatham, Georgia 110 $ 14,591,000 $ 132,645 $ 73,000
Allen, Indiana 110 $ 7,585,000 $ 68,954 $ 65,000
Hamilton, Indiana 110 $ 13,124,000 $ 119,309 $ 96,000
Clay, Missouri 110 $ 9,182,000 $ 83,472 $ 67,000
Burlington, New Jersey 110 $ 25,688,000 $ 233,527 $ 113,000
Benton, Arkansas 109 $ 11,972,000 $ 109,834 $ 77,000
Santa Rosa, Florida 109 $ 11,422,000 $ 104,788 $ 63,000
Jackson, Oregon 109 $ 16,398,000 $ 150,440 $ 70,000
Passaic, New Jersey 107 $ 28,451,000 $ 265,897 $ 104,000
Union, New Jersey 106 $ 29,184,000 $ 275,320 $ 109,000
Rutherford, Tennessee 105 $ 9,778,000 $ 93,123 $ 82,000
Montgomery, Alabama 104 $ 9,319,000 $ 89,605 $ 69,000
Winnebago, Illinois 104 $ 7,708,000 $ 74,115 $ 108,000
Richland, South Carolina 104 $ 12,746,000 $ 122,557 $ 83,000
Paulding, Georgia 102 $ 10,652,000 $ 104,431 $ 64,000
Rockland, New York 102 $ 23,033,000 $ 225,813 $ 107,000
Kent, Rhode Island 102 $ 14,405,000 $ 141,225 $ 78,000
Dane, Wisconsin 102 $ 12,819,000 $ 125,676 $ 87,000
Larimer, Colorado 101 $ 13,657,000 $ 135,217 $ 77,000
Fayette, Georgia 101 $ 19,408,000 $ 192,158 $ 109,000
Douglas, Georgia 100 $ 11,337,000 $ 113,370 $ 75,000
St. Mary's, Maryland 100 $ 12,513,000 $ 125,130 $ 78,000
Lafayette, Louisiana 99 $ 9,228,000 $ 93,212 $ 70,000
DeSoto, Mississippi 99 $ 7,067,000 $ 71,383 $ 66,000
Windham, Connecticut 98 $ 10,488,000 $ 107,020 $ 67,000
Kent, Delaware 97 $ 8,175,000 $ 84,278 $ 71,000
Fayette, Kentucky 97 $ 9,160,000 $ 94,432 $ 81,000
Washington, Maryland 97 $ 10,626,000 $ 109,546 $ 65,000
Franklin, Pennsylvania 97 $ 9,065,000 $ 93,453 $ 68,000
Arlington, Virginia 97 $ 26,570,000 $ 273,917 $ 119,000
Dauphin, Pennsylvania 96 $ 7,781,000 $ 81,052 $ 89,000
Waukesha, Wisconsin 96 $ 13,272,000 $ 138,250 $ 89,000
Orleans, Louisiana 95 $ 11,802,000 $ 124,231 $ 81,000
Ingham, Michigan 94 $ 7,940,000 $ 84,468 $ 96,000
Mercer, New Jersey 94 $ 27,526,000 $ 292,829 $ 134,000
Newport News, Virginia 94 $ 8,418,000 $ 89,553 $ 70,000
Hernando, Florida 93 $ 8,301,000 $ 89,258 $ 82,000
Onondaga, New York 93 $ 8,797,000 $ 94,591 $ 92,000
Cleveland, Oklahoma 93 $ 6,913,000 $ 74,333 $ 77,000
Marion, Oregon 93 $ 9,339,000 $ 100,419 $ 62,000
Cumberland, Pennsylvania 93 $ 9,289,000 $ 99,881 $ 79,000
Madera, California 92 $ 12,918,000 $ 140,413 $ 69,000
Alachua, Florida 92 $ 9,179,000 $ 99,771 $ 78,000
Williamson, Tennessee 92 $ 14,625,000 $ 158,967 $ 91,000
Greene, Missouri 91 $ 7,378,000 $ 81,076 $ 77,000
Merrimack, New Hampshire 91 $ 13,387,000 $ 147,109 $ 78,000
Ulster, New York 91 $ 12,852,000 $ 141,230 $ 90,000
Jefferson, Missouri 90 $ 9,770,000 $ 108,555 $ 69,000
Baldwin, Alabama 89 $ 11,644,000 $ 130,831 $ 91,000
Buncombe, North Carolina 89 $ 10,052,000 $ 112,943 $ 77,000
Davis, Utah 89 $ 8,893,000 $ 99,921 $ 78,000
Alexandria, Virginia 89 $ 20,288,000 $ 227,955 $ 142,000
Napa, California 87 $ 24,406,000 $ 280,528 $ 114,000
Erie, Pennsylvania 87 $ 6,466,000 $ 74,321 $ 66,000
Whatcom, Washington 87 $ 12,886,000 $ 148,114 $ 73,000
Nevada, California 86 $ 19,872,000 $ 231,069 $ 120,000
Sussex, Delaware 86 $ 12,107,000 $ 140,779 $ 100,000
Kalamazoo, Michigan 86 $ 8,323,000 $ 96,779 $ 93,000
St. Joseph, Indiana 85 $ 6,243,000 $ 73,447 $ 78,000
Sandoval, New Mexico 84 $ 11,135,000 $ 132,559 $ 83,000
Bronx, New York 84 $ 16,989,000 $ 202,250 $ 79,000
Middlesex, Connecticut 83 $ 10,771,000 $ 129,771 $ 81,000
Lake, Ohio 83 $ 7,485,000 $ 90,180 $ 68,000
Yuma, Arizona 82 $ 6,378,000 $ 77,780 $ 83,000
Saratoga, New York 82 $ 10,717,000 $ 130,695 $ 92,000
New Hanover, North Carolina 82 $ 9,097,000 $ 110,939 $ 90,000
Elkhart, Indiana 81 $ 6,101,000 $ 75,320 $ 77,000
Washington, Rhode Island 81 $ 14,986,000 $ 185,012 $ 92,000
Montgomery, Texas 81 $ 12,717,000 $ 157,000 $ 144,000
Santa Fe, New Mexico 80 $ 15,672,000 $ 195,900 $ 115,000
Deschutes, Oregon 80 $ 14,085,000 $ 176,062 $ 88,000
Lexington, South Carolina 80 $ 8,740,000 $ 109,250 $ 78,000
Hawaii, Hawaii 79 $ 17,801,000 $ 225,329 $ 76,000
New York, New York 79 $ 26,427,000 $ 334,518 $ 229,000
Onslow, North Carolina 79 $ 6,183,000 $ 78,265 $ 67,000
Coweta, Georgia 78 $ 8,750,000 $ 112,179 $ 90,000
Iredell, North Carolina 78 $ 7,271,000 $ 93,217 $ 93,000
Beaufort, South Carolina 78 $ 15,338,000 $ 196,641 $ 104,000
Anchorage, Alaska 77 $ 16,675,000 $ 216,558 $ 111,000
Tolland, Connecticut 77 $ 8,931,000 $ 115,987 $ 85,000
Canyon, Idaho 77 $ 5,806,000 $ 75,402 $ 64,000
Strafford, New Hampshire 77 $ 10,781,000 $ 140,012 $ 86,000
Union, North Carolina 77 $ 7,734,000 $ 100,441 $ 81,000
Benton, Washington 77 $ 8,433,000 $ 109,519 $ 79,000
Washington, Arkansas 76 $ 8,173,000 $ 107,539 $ 64,000
Lake, California 76 $ 14,300,000 $ 188,157 $ 84,000
Charlotte, Florida 76 $ 9,525,000 $ 125,328 $ 78,000
St. Louis City, Missouri 76 $ 6,701,000 $ 88,171 $ 75,000
Johnston, North Carolina 76 $ 6,145,000 $ 80,855 $ 80,000
Weber, Utah 76 $ 8,080,000 $ 106,315 $ 66,000
Washington, Minnesota 75 $ 13,121,000 $ 174,946 $ 118,000
Clermont, Ohio 75 $ 6,995,000 $ 93,266 $ 83,000
Camden, New Jersey 74 $ 14,620,000 $ 197,567 $ 96,000
Delaware, Ohio 74 $ 10,736,000 $ 145,081 $ 114,000
Weld, Colorado 73 $ 8,076,000 $ 110,630 $ 88,000
Indian River, Florida 73 $ 9,687,000 $ 132,698 $ 93,000
St. Clair, Illinois 73 $ 6,059,000 $ 83,000 $ 68,000
Cabarrus, North Carolina 73 $ 6,240,000 $ 85,479 $ 69,000
Mahoning, Ohio 73 $ 4,867,000 $ 66,671 $ 162,000
Lancaster, Nebraska 72 $ 5,626,000 $ 78,138 $ 59,000
Norfolk, Virginia 72 $ 6,609,000 $ 91,791 $ 65,000
Sutter, California 71 $ 10,888,000 $ 153,352 $ 67,000
Martin, Florida 71 $ 11,518,000 $ 162,225 $ 88,000
Hall, Georgia 71 $ 7,844,000 $ 110,478 $ 73,000
Cecil, Maryland 71 $ 8,163,000 $ 114,971 $ 78,000
Monroe, Michigan 71 $ 7,626,000 $ 107,408 $ 91,000
Sarpy, Nebraska 71 $ 6,573,000 $ 92,577 $ 70,000
Greene, Ohio 71 $ 7,072,000 $ 99,605 $ 81,000
Portage, Ohio 71 $ 6,611,000 $ 93,112 $ 81,000
Mesa, Colorado 70 $ 6,856,000 $ 97,942 $ 57,000
Jackson, Mississippi 70 $ 6,048,000 $ 86,400 $ 75,000
Gaston, North Carolina 70 $ 4,429,000 $ 63,271 $ 62,000
Chittenden, Vermont 70 $ 10,705,000 $ 152,928 $ 80,000
Humboldt, California 69 $ 10,907,000 $ 158,072 $ 83,000
Kenosha, Wisconsin 69 $ 6,618,000 $ 95,913 $ 72,000
Racine, Wisconsin 69 $ 5,819,000 $ 84,333 $ 86,000
Calcasieu, Louisiana 68 $ 4,766,000 $ 70,088 $ 83,000
Fauquier, Virginia 68 $ 13,334,000 $ 196,088 $ 83,000
Frederick, Virginia 68 $ 8,557,000 $ 125,838 $ 104,000
Hanover, Virginia 68 $ 7,818,000 $ 114,970 $ 79,000
Mendocino, California 67 $ 13,545,000 $ 202,164 $ 76,000
Rankin, Mississippi 67 $ 5,713,000 $ 85,268 $ 79,000
Licking, Ohio 67 $ 6,956,000 $ 103,820 $ 69,000
El Paso, Texas 67 $ 8,444,000 $ 126,029 $ 96,000
Harrison, Mississippi 66 $ 5,534,000 $ 83,848 $ 55,000
Hunterdon, New Jersey 66 $ 21,275,000 $ 322,348 $ 135,000
Monroe, Florida 65 $ 18,459,000 $ 283,984 $ 106,000
Muskegon, Michigan 65 $ 4,748,000 $ 73,046 $ 65,000
Atlantic, New Jersey 65 $ 14,868,000 $ 228,738 $ 92,000
Putnam, New York 65 $ 13,273,000 $ 204,200 $ 110,000
Spartanburg, South Carolina 65 $ 6,668,000 $ 102,584 $ 73,000
Yakima, Washington 65 $ 5,356,000 $ 82,400 $ 70,000
Calaveras, California 64 $ 12,057,000 $ 188,390 $ 102,000
Cochise, Arizona 63 $ 5,863,000 $ 93,063 $ 70,000
Coconino, Arizona 63 $ 8,282,000 $ 131,460 $ 87,000
Wicomico, Maryland 63 $ 6,953,000 $ 110,365 $ 114,000
Jackson, Michigan 63 $ 6,245,000 $ 99,126 $ 70,000
Lackawanna, Pennsylvania 63 $ 5,129,000 $ 81,412 $ 83,000
Schuylkill, Pennsylvania 63 $ 3,802,000 $ 60,349 $ 56,000
Sumner, Tennessee 63 $ 6,940,000 $ 110,158 $ 76,000
Imperial, California 62 $ 7,768,000 $ 125,290 $ 75,000
Kings, California 62 $ 7,058,000 $ 113,838 $ 78,000
Shawnee, Kansas 62 $ 4,766,000 $ 76,870 $ 66,000
Dona Ana, New Mexico 62 $ 6,135,000 $ 98,951 $ 81,000
Hampton, Virginia 62 $ 5,851,000 $ 94,370 $ 56,000
Kenton, Kentucky 61 $ 5,575,000 $ 91,393 $ 66,000
Olmsted, Minnesota 61 $ 5,994,000 $ 98,262 $ 87,000
Berkeley, South Carolina 61 $ 6,221,000 $ 101,983 $ 60,000
Roanoke, Virginia 61 $ 6,318,000 $ 103,573 $ 60,000
Lee, Alabama 60 $ 5,349,000 $ 89,150 $ 61,000
Walton, Georgia 60 $ 7,544,000 $ 125,733 $ 76,000
Kootenai, Idaho 60 $ 6,893,000 $ 114,883 $ 64,000
Sussex, New Jersey 60 $ 14,278,000 $ 237,966 $ 94,000
Douglas, Oregon 60 $ 6,413,000 $ 106,883 $ 65,000
Washington, Pennsylvania 60 $ 6,998,000 $ 116,633 $ 108,000
York, South Carolina 60 $ 6,923,000 $ 115,383 $ 83,000
Montgomery, Tennessee 60 $ 4,890,000 $ 81,500 $ 57,000
Washington, Utah 60 $ 6,669,000 $ 111,150 $ 97,000
Livingston, Michigan 59 $ 7,770,000 $ 131,694 $ 95,000
Albany, New York 59 $ 5,888,000 $ 99,796 $ 78,000
Medina, Ohio 59 $ 6,389,000 $ 108,288 $ 77,000
Adams, Pennsylvania 59 $ 5,134,000 $ 87,016 $ 61,000
Citrus, Florida 58 $ 4,591,000 $ 79,155 $ 72,000
Madison, Illinois 58 $ 4,944,000 $ 85,241 $ 75,000
Johnson, Indiana 58 $ 4,574,000 $ 78,862 $ 74,000
Vanderburgh, Indiana 58 $ 5,126,000 $ 88,379 $ 82,000
Berrien, Michigan 58 $ 5,312,000 $ 91,586 $ 84,000
Belknap, New Hampshire 58 $ 7,141,000 $ 123,120 $ 85,000
Oneida, New York 58 $ 3,105,000 $ 53,534 $ 55,000
Laramie, Wyoming 58 $ 5,698,000 $ 98,241 $ 59,000
Tuscaloosa, Alabama 57 $ 4,952,000 $ 86,877 $ 75,000
Hendricks, Indiana 57 $ 5,682,000 $ 99,684 $ 83,000
Saginaw, Michigan 57 $ 4,413,000 $ 77,421 $ 65,000
Catawba, North Carolina 57 $ 5,584,000 $ 97,964 $ 64,000
Davidson, North Carolina 57 $ 3,743,000 $ 65,666 $ 70,000
Brazoria, Texas 57 $ 8,896,000 $ 156,070 $ 104,000
Elmore, Alabama 56 $ 4,564,000 $ 81,500 $ 265,000
Houston, Georgia 56 $ 5,718,000 $ 102,107 $ 100,000
Muscogee, Georgia 56 $ 5,503,000 $ 98,267 $ 76,000
Newton, Georgia 56 $ 6,522,000 $ 116,464 $ 106,000
Maui, Hawaii 56 $ 15,587,000 $ 278,339 $ 132,000
Ascension, Louisiana 56 $ 5,341,000 $ 95,375 $ 69,000
Caddo, Louisiana 56 $ 4,319,000 $ 77,125 $ 77,000
Hinds, Mississippi 56 $ 3,867,000 $ 69,053 $ 66,000
Gloucester, New Jersey 56 $ 11,993,000 $ 214,160 $ 96,000
Clark, Ohio 56 $ 3,756,000 $ 67,071 $ 67,000
Brown, Wisconsin 56 $ 4,269,000 $ 76,232 $ 62,000
Bartow, Georgia 55 $ 5,168,000 $ 93,963 $ 72,000
Scott, Minnesota 55 $ 8,000,000 $ 145,454 $ 99,000
Trumbull, Ohio 55 $ 3,756,000 $ 68,290 $ 54,000
Galveston, Texas 55 $ 7,866,000 $ 143,018 $ 102,000
Boone, Kentucky 54 $ 5,665,000 $ 104,907 $ 76,000
Androscoggin, Maine 54 $ 4,268,000 $ 79,037 $ 53,000
Ottawa, Michigan 54 $ 5,145,000 $ 95,277 $ 78,000
Cass, Missouri 54 $ 5,053,000 $ 93,574 $ 78,000
Butler, Pennsylvania 54 $ 5,686,000 $ 105,296 $ 120,000
Lebanon, Pennsylvania 54 $ 4,126,000 $ 76,407 $ 61,000
Pike, Pennsylvania 54 $ 5,788,000 $ 107,185 $ 83,000
Linn, Iowa 53 $ 5,152,000 $ 97,207 $ 86,000
Kennebec, Maine 53 $ 4,874,000 $ 91,962 $ 65,000
St. Clair, Michigan 53 $ 6,272,000 $ 118,339 $ 69,000
Beaver, Pennsylvania 53 $ 3,491,000 $ 65,867 $ 61,000
Columbia, Georgia 52 $ 4,994,000 $ 96,038 $ 66,000
Hampshire, Massachusetts 52 $ 7,493,000 $ 144,096 $ 109,000
Niagara, New York 52 $ 3,390,000 $ 65,192 $ 152,000
Linn, Oregon 52 $ 4,563,000 $ 87,750 $ 73,000
Berkeley, West Virginia 52 $ 7,336,000 $ 141,076 $ 73,000
Pueblo, Colorado 51 $ 3,734,000 $ 73,215 $ 70,000
Alamance, North Carolina 51 $ 4,212,000 $ 82,588 $ 67,000
Cambria, Pennsylvania 51 $ 3,113,000 $ 61,039 $ 91,000
Rock, Wisconsin 51 $ 3,586,000 $ 70,313 $ 81,000
Rockdale, Georgia 50 $ 4,371,000 $ 87,420 $ 68,000
Champaign, Illinois 50 $ 4,483,000 $ 89,660 $ 59,000
Peoria, Illinois 50 $ 4,897,000 $ 97,940 $ 76,000
Terrebonne, Louisiana 50 $ 3,261,000 $ 65,220 $ 69,000
Boone, Missouri 50 $ 4,404,000 $ 88,080 $ 67,000
Lyon, Nevada 50 $ 6,279,000 $ 125,580 $ 68,000
Grafton, New Hampshire 50 $ 6,520,000 $ 130,400 $ 92,000
Yamhill, Oregon 50 $ 6,220,000 $ 124,400 $ 82,000
Lycoming, Pennsylvania 50 $ 4,077,000 $ 81,540 $ 82,000
Morgan, Alabama 49 $ 3,766,000 $ 76,857 $ 71,000
Sangamon, Illinois 49 $ 2,921,000 $ 59,612 $ 64,000
Wyandotte, Kansas 49 $ 2,711,000 $ 55,326 $ 62,000
Brunswick, North Carolina 49 $ 5,686,000 $ 116,040 $ 89,000
Harnett, North Carolina 49 $ 4,288,000 $ 87,510 $ 66,000
Orange, North Carolina 49 $ 8,556,000 $ 174,612 $ 100,000
Cass, North Dakota 49 $ 3,158,000 $ 64,448 $ 72,000
Comanche, Oklahoma 49 $ 3,311,000 $ 67,571 $ 66,000
Richmond City, Virginia 49 $ 6,616,000 $ 135,020 $ 107,000
Roanoke City, Virginia 49 $ 3,327,000 $ 67,897 $ 52,000
Tuolumne, California 48 $ 10,230,000 $ 213,125 $ 105,000
Bonneville, Idaho 48 $ 3,237,000 $ 67,437 $ 71,000
Livingston, Louisiana 48 $ 3,267,000 $ 68,062 $ 98,000
Douglas, Nevada 48 $ 10,977,000 $ 228,687 $ 90,000
Cheshire, New Hampshire 48 $ 4,506,000 $ 93,875 $ 65,000
Canadian, Oklahoma 48 $ 2,612,000 $ 54,416 $ 72,000
Centre, Pennsylvania 48 $ 4,611,000 $ 96,062 $ 77,000
Suffolk, Virginia 48 $ 5,556,000 $ 115,750 $ 71,000
Island, Washington 48 $ 6,054,000 $ 126,125 $ 78,000
Yuba, California 47 $ 7,122,000 $ 151,531 $ 59,000
Clarke, Georgia 47 $ 5,063,000 $ 107,723 $ 95,000
Penobscot, Maine 47 $ 3,428,000 $ 72,936 $ 62,000
Allegan, Michigan 47 $ 4,106,000 $ 87,361 $ 61,000
San Juan, New Mexico 47 $ 5,083,000 $ 108,148 $ 85,000
Henderson, North Carolina 47 $ 5,210,000 $ 110,851 $ 75,000
Rowan, North Carolina 47 $ 5,082,000 $ 108,127 $ 241,000
Windsor, Vermont 47 $ 6,473,000 $ 137,723 $ 99,000
Saline, Arkansas 46 $ 4,366,000 $ 94,913 $ 81,000
Rensselaer, New York 46 $ 4,041,000 $ 87,847 $ 71,000
Anderson, South Carolina 46 $ 5,122,000 $ 111,347 $ 65,000
Minnehaha, South Dakota 46 $ 4,076,000 $ 88,608 $ 70,000
Hidalgo, Texas 46 $ 5,366,000 $ 116,652 $ 97,000
Etowah, Alabama 45 $ 3,504,000 $ 77,866 $ 72,000
Amador, California 45 $ 7,355,000 $ 163,444 $ 101,000
Porter, Indiana 45 $ 5,482,000 $ 121,822 $ 80,000
Worcester, Maryland 45 $ 7,881,000 $ 175,133 $ 86,000
St. Louis, Minnesota 45 $ 3,376,000 $ 75,022 $ 62,000
Wright, Minnesota 45 $ 4,703,000 $ 104,511 $ 73,000
Carroll, New Hampshire 45 $ 5,449,000 $ 121,088 $ 95,000
Cape May, New Jersey 45 $ 11,550,000 $ 256,666 $ 130,000
Wood, Ohio 45 $ 3,398,000 $ 75,511 $ 65,000
Northumberland, Pennsylvania 45 $ 3,232,000 $ 71,822 $ 68,000
Skagit, Washington 45 $ 4,976,000 $ 110,577 $ 81,000
Houston, Alabama 44 $ 3,168,000 $ 72,000 $ 64,000
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Mortgage Loan Application Detail Totals for E-Loan, Inc. in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 52,303 $10,676,763,000 $168,921 $1,000,000 $82,215 $8,683,000
Home Improvement 39,742 $1,593,827,000 $36,640 $422,000 $64,220 $7,728,000
Home Purchase 27,593 $5,840,671,000 $182,961 $1,000,000 $87,326 $5,668,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 61,128 $8,493,000,000 $127,156 $1,000,000 $79,176 $7,564,000
Not Provided 43,509 $7,187,956,000 $133,862 $1,000,000 $84,647 $8,030,000
Hispanic 4,999 $759,453,000 $120,820 $960,000 $67,160 $8,683,000
Black or African American 4,982 $614,764,000 $108,959 $998,000 $66,836 $4,300,000
Asian 3,774 $882,604,000 $164,265 $1,000,000 $88,326 $7,728,000
American Indian or Alaskan Native 932 $112,011,000 $114,660 $930,000 $67,000 $2,600,000
Native Hawaiian or Other Pacific Islander 314 $61,473,000 $121,742 $905,000 $72,685 $1,790,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 119,638 $18,111,261,000 $132,730 $1,000,000 $78,250 $8,683,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 59,873 $7,444,429,000 $118,057 $999,000 $67,519 $8,030,000
Application Withdrawn By Applicant 28,838 $5,271,106,000 $152,274 $998,000 $88,215 $8,683,000
Loan Originated 20,226 $3,358,826,000 $128,588 $1,000,000 $84,725 $2,095,000
Application Approved But Not Accepted 10,701 $2,036,900,000 $158,823 $990,000 $86,960 $6,641,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into E-Loan, Inc.'s 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess E-Loan, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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