E-Loan, Inc. Mortgage Lending & HMDA Data, 2004
In 2004, E-Loan, Inc. of Pleasanton, CA reported 119,638 mortgage applications totaling $18.1 billion, down 39% from 2003. The average application was for $151,383, and applicants reported an average income of $83,014. 17% of its applications resulted in an originated loan and 50% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (3,822), Atlanta-Sandy Springs-Marietta, GA (3,583) and Riverside-San Bernardino-Ontario, CA (3,176) (applications in parentheses).
| Mortgage Company & Address | E-Loan, Inc. 6230 Stoneridge Mall Road Pleasanton, CA 94588 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2005 2004 2003 |
| Total Number of Mortgage Applications | 119,638 |
| Total Mortgage Loan Application Amount | $18,111,261,000 |
| Average Mortgage Loan Application Amount | $151,383 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $83,014 |
| Highest Applicant Income | $8,683,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records E-Loan, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 3,822 | $ 965,138,000 | $ 252,521 | $ 103,000 |
| Atlanta-Sandy Springs-Marietta, GA | 3,583 | $ 523,470,000 | $ 146,098 | $ 86,000 |
| Riverside-San Bernardino-Ontario, CA | 3,176 | $ 602,090,000 | $ 189,574 | $ 96,000 |
| Oakland-Fremont-Hayward, CA | 2,503 | $ 752,371,000 | $ 300,587 | $ 111,000 |
| Phoenix-Mesa-Scottsdale, AZ | 2,162 | $ 276,975,000 | $ 128,110 | $ 81,000 |
| Chicago-Naperville-Joliet, IL | 2,067 | $ 327,568,000 | $ 158,475 | $ 92,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 1,897 | $ 396,729,000 | $ 209,134 | $ 94,000 |
| Baltimore-Towson, MD | 1,706 | $ 250,680,000 | $ 146,940 | $ 90,000 |
| Philadelphia, PA | 1,705 | $ 258,424,000 | $ 151,568 | $ 99,000 |
| Las Vegas-Paradise, NV | 1,662 | $ 292,507,000 | $ 175,996 | $ 93,000 |
| San Diego-Carlsbad-San Marcos, CA | 1,485 | $ 430,402,000 | $ 289,832 | $ 121,000 |
| Tampa-St. Petersburg-Clearwater, FL | 1,460 | $ 156,310,000 | $ 107,061 | $ 79,000 |
| Santa Ana-Anaheim-Irvine, CA | 1,447 | $ 421,304,000 | $ 291,156 | $ 123,000 |
| New York-Wayne-White Plains, NY-NJ | 1,386 | $ 344,643,000 | $ 248,660 | $ 119,000 |
| Seattle-Bellevue-Everett, WA | 1,265 | $ 236,471,000 | $ 186,933 | $ 89,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 1,190 | $ 427,375,000 | $ 359,138 | $ 115,000 |
| Orlando, FL | 1,180 | $ 151,468,000 | $ 128,362 | $ 84,000 |
| San Francisco-San Mateo-Redwood City, CA | 1,170 | $ 443,462,000 | $ 379,027 | $ 136,000 |
| Nassau-Suffolk, NY | 1,156 | $ 248,162,000 | $ 214,673 | $ 108,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1,043 | $ 160,719,000 | $ 154,093 | $ 92,000 |
| Denver-Aurora, CO | 1,031 | $ 146,691,000 | $ 142,280 | $ 90,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 943 | $ 105,375,000 | $ 111,744 | $ 74,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 936 | $ 130,349,000 | $ 139,261 | $ 88,000 |
| Houston-Baytown-Sugar Land, TX | 906 | $ 142,934,000 | $ 157,763 | $ 106,000 |
| Miami-Miami Beach-Kendall, FL | 873 | $ 138,205,000 | $ 158,310 | $ 92,000 |
| Jacksonville, FL | 848 | $ 94,403,000 | $ 111,324 | $ 79,000 |
| Edison, NJ | 846 | $ 227,267,000 | $ 268,637 | $ 109,000 |
| Bethesda-Frederick-Gaithersburg, MD | 835 | $ 168,273,000 | $ 201,524 | $ 99,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 812 | $ 128,014,000 | $ 157,652 | $ 87,000 |
| Warren-Farmington Hills-Troy, MI | 775 | $ 95,227,000 | $ 122,873 | $ 82,000 |
| Dallas-Plano-Irving, TX | 748 | $ 124,663,000 | $ 166,661 | $ 103,000 |
| Pittsburgh, PA | 710 | $ 62,285,000 | $ 87,725 | $ 87,000 |
| Portland-Vancouver-Beaverton, OR-WA | 707 | $ 107,500,000 | $ 152,050 | $ 89,000 |
| Richmond, VA | 702 | $ 83,571,000 | $ 119,047 | $ 80,000 |
| St. Louis, MO-IL | 694 | $ 80,069,000 | $ 115,373 | $ 77,000 |
| Cleveland-Elyria-Mentor, OH | 685 | $ 66,135,000 | $ 96,547 | $ 78,000 |
| Boston-Quincy, MA | 649 | $ 139,239,000 | $ 214,543 | $ 94,000 |
| Stockton, CA | 649 | $ 128,502,000 | $ 198,000 | $ 84,000 |
| Charlotte-Gastonia-Concord, NC-SC | 634 | $ 66,785,000 | $ 105,339 | $ 77,000 |
| Raleigh-Cary, NC | 631 | $ 80,832,000 | $ 128,101 | $ 87,000 |
| Cambridge-Newton-Framingham, MA | 612 | $ 144,219,000 | $ 235,651 | $ 97,000 |
| Indianapolis, IN | 603 | $ 56,157,000 | $ 93,129 | $ 79,000 |
| Columbus, OH | 595 | $ 58,661,000 | $ 98,589 | $ 85,000 |
| Cincinnati-Middletown, OH-KY-IN | 594 | $ 68,551,000 | $ 115,405 | $ 86,000 |
| Newark-Union, NJ-PA | 572 | $ 165,864,000 | $ 289,972 | $ 119,000 |
| Detroit-Livonia-Dearborn, MI | 553 | $ 51,685,000 | $ 93,462 | $ 77,000 |
| Kansas City, MO-KS | 549 | $ 49,742,000 | $ 90,604 | $ 69,000 |
| Nashville-Davidson--Murfreesboro, TN | 533 | $ 62,341,000 | $ 116,962 | $ 76,000 |
| Hartford-West Hartford-East Hartford, CT | 527 | $ 65,258,000 | $ 123,829 | $ 90,000 |
| Birmingham-Hoover, AL | 493 | $ 45,358,000 | $ 92,004 | $ 72,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 473 | $ 129,725,000 | $ 274,260 | $ 111,000 |
| Providence-New Bedford-Fall River, RI-MA | 454 | $ 73,233,000 | $ 161,306 | $ 82,000 |
| New Orleans-Metairie-Kenner, LA | 449 | $ 45,791,000 | $ 101,984 | $ 74,000 |
| Tucson, AZ | 440 | $ 50,304,000 | $ 114,327 | $ 84,000 |
| Bakersfield, CA | 435 | $ 53,921,000 | $ 123,956 | $ 77,000 |
| Vallejo-Fairfield, CA | 434 | $ 96,338,000 | $ 221,976 | $ 91,000 |
| Fresno, CA | 427 | $ 70,748,000 | $ 165,686 | $ 79,000 |
| Oklahoma City, OK | 427 | $ 31,856,000 | $ 74,604 | $ 76,000 |
| Albuquerque, NM | 409 | $ 49,810,000 | $ 121,784 | $ 78,000 |
| Tacoma, WA | 405 | $ 51,491,000 | $ 127,138 | $ 76,000 |
| Bridgeport-Stamford-Norwalk, CT | 402 | $ 98,010,000 | $ 243,805 | $ 114,000 |
| Modesto, CA | 386 | $ 65,606,000 | $ 169,963 | $ 76,000 |
| Sarasota-Bradenton-Venice, FL | 380 | $ 55,415,000 | $ 145,828 | $ 104,000 |
| Fort Worth-Arlington, TX | 377 | $ 54,424,000 | $ 144,360 | $ 96,000 |
| New Haven-Milford, CT | 372 | $ 50,011,000 | $ 134,438 | $ 91,000 |
| Tulsa, OK | 364 | $ 30,020,000 | $ 82,472 | $ 63,000 |
| Milwaukee-Waukesha-West Allis, WI | 363 | $ 42,295,000 | $ 116,515 | $ 78,000 |
| Austin-Round Rock, TX | 357 | $ 57,902,000 | $ 162,190 | $ 95,000 |
| Dayton, OH | 340 | $ 29,570,000 | $ 86,970 | $ 79,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 336 | $ 50,982,000 | $ 151,732 | $ 89,000 |
| Worcester, MA | 336 | $ 52,395,000 | $ 155,937 | $ 80,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 334 | $ 34,566,000 | $ 103,491 | $ 71,000 |
| Palm Bay-Melbourne-Titusville, FL | 334 | $ 38,292,000 | $ 114,646 | $ 78,000 |
| Salt Lake City, UT | 331 | $ 37,691,000 | $ 113,870 | $ 93,000 |
| Colorado Springs, CO | 315 | $ 34,381,000 | $ 109,146 | $ 86,000 |
| Santa Rosa-Petaluma, CA | 309 | $ 83,560,000 | $ 270,420 | $ 106,000 |
| Reno-Sparks, NV | 307 | $ 55,883,000 | $ 182,029 | $ 94,000 |
| Cape Coral-Fort Myers, FL | 302 | $ 41,116,000 | $ 136,145 | $ 67,000 |
| Wilmington, DE-MD-NJ | 300 | $ 37,130,000 | $ 123,766 | $ 99,000 |
| Essex County, MA | 294 | $ 54,456,000 | $ 185,224 | $ 92,000 |
| Omaha-Council Bluffs, NE-IA | 292 | $ 26,163,000 | $ 89,599 | $ 70,000 |
| Louisville, KY-IN | 290 | $ 27,866,000 | $ 96,089 | $ 75,000 |
| Baton Rouge, LA | 288 | $ 28,335,000 | $ 98,385 | $ 88,000 |
| Springfield, MA | 285 | $ 33,036,000 | $ 115,915 | $ 85,000 |
| Memphis, TN-MS-AR | 281 | $ 33,547,000 | $ 119,384 | $ 91,000 |
| Akron, OH | 275 | $ 24,503,000 | $ 89,101 | $ 85,000 |
| Portland-South Portland-Biddeford, ME | 273 | $ 38,083,000 | $ 139,498 | $ 73,000 |
| Pensacola-Ferry Pass-Brent, FL | 263 | $ 23,267,000 | $ 88,467 | $ 73,000 |
| Boise City-Nampa, ID | 262 | $ 25,175,000 | $ 96,087 | $ 70,000 |
| Toledo, OH | 255 | $ 21,270,000 | $ 83,411 | $ 63,000 |
| Charleston-North Charleston, SC | 254 | $ 38,058,000 | $ 149,834 | $ 71,000 |
| San Antonio, TX | 253 | $ 34,865,000 | $ 137,806 | $ 90,000 |
| Port St. Lucie-Fort Pierce, FL | 251 | $ 32,682,000 | $ 130,207 | $ 80,000 |
| Buffalo-Niagara Falls, NY | 249 | $ 19,662,000 | $ 78,963 | $ 105,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 249 | $ 27,261,000 | $ 109,481 | $ 87,000 |
| Rockingham County-Strafford County, NH | 244 | $ 39,219,000 | $ 160,733 | $ 93,000 |
| Lakeland, FL | 242 | $ 20,322,000 | $ 83,975 | $ 75,000 |
| Camden, NJ | 240 | $ 52,301,000 | $ 217,920 | $ 103,000 |
| Greensboro-High Point, NC | 239 | $ 19,968,000 | $ 83,548 | $ 67,000 |
| Little Rock-North Little Rock, AR | 235 | $ 22,371,000 | $ 95,195 | $ 73,000 |
| York-Hanover, PA | 232 | $ 21,909,000 | $ 94,435 | $ 86,000 |
| Albany-Schenectady-Troy, NY | 228 | $ 24,300,000 | $ 106,578 | $ 77,000 |
| Lake County-Kenosha County, IL-WI | 220 | $ 37,291,000 | $ 169,504 | $ 102,000 |
| Honolulu, HI | 216 | $ 60,101,000 | $ 278,245 | $ 91,000 |
| Visalia-Porterville, CA | 216 | $ 28,852,000 | $ 133,574 | $ 83,000 |
| Harrisburg-Carlisle, PA | 213 | $ 18,895,000 | $ 88,708 | $ 79,000 |
| Scranton--Wilkes-Barre, PA | 213 | $ 16,101,000 | $ 75,591 | $ 62,000 |
| Grand Rapids-Wyoming, MI | 211 | $ 20,521,000 | $ 97,255 | $ 64,000 |
| Manchester-Nashua, NH | 209 | $ 30,365,000 | $ 145,287 | $ 82,000 |
| Columbia, SC | 208 | $ 24,127,000 | $ 115,995 | $ 84,000 |
| Knoxville, TN | 208 | $ 19,297,000 | $ 92,774 | $ 68,000 |
| Des Moines, IA | 205 | $ 16,619,000 | $ 81,068 | $ 82,000 |
| Rochester, NY | 202 | $ 14,946,000 | $ 73,990 | $ 67,000 |
| Durham, NC | 201 | $ 25,666,000 | $ 127,691 | $ 87,000 |
| Huntsville, AL | 199 | $ 15,990,000 | $ 80,351 | $ 75,000 |
| Wichita, KS | 192 | $ 14,802,000 | $ 77,093 | $ 76,000 |
| Gary, IN | 191 | $ 17,207,000 | $ 90,089 | $ 69,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 186 | $ 20,205,000 | $ 108,629 | $ 70,000 |
| Lancaster, PA | 183 | $ 13,965,000 | $ 76,311 | $ 70,000 |
| Montgomery, AL | 183 | $ 15,679,000 | $ 85,677 | $ 139,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 176 | $ 47,501,000 | $ 269,892 | $ 119,000 |
| Fayetteville, NC | 175 | $ 11,706,000 | $ 66,891 | $ 105,000 |
| Jackson, MS | 169 | $ 14,165,000 | $ 83,816 | $ 69,000 |
| Reading, PA | 169 | $ 14,889,000 | $ 88,100 | $ 72,000 |
| Roanoke, VA | 168 | $ 15,388,000 | $ 91,595 | $ 59,000 |
| Naples-Marco Island, FL | 166 | $ 28,424,000 | $ 171,228 | $ 101,000 |
| Norwich-New London, CT | 166 | $ 22,441,000 | $ 135,186 | $ 91,000 |
| Ogden-Clearfield, UT | 166 | $ 17,118,000 | $ 103,120 | $ 71,000 |
| Winston-Salem, NC | 164 | $ 13,540,000 | $ 82,560 | $ 72,000 |
| Spokane, WA | 163 | $ 13,581,000 | $ 83,319 | $ 65,000 |
| Lansing-East Lansing, MI | 161 | $ 14,909,000 | $ 92,602 | $ 83,000 |
| Tallahassee, FL | 161 | $ 18,255,000 | $ 113,385 | $ 71,000 |
| Fort Walton Beach-Crestview-Destin, FL | 160 | $ 16,297,000 | $ 101,856 | $ 84,000 |
| Asheville, NC | 159 | $ 17,640,000 | $ 110,943 | $ 78,000 |
| Eugene-Springfield, OR | 157 | $ 18,023,000 | $ 114,796 | $ 87,000 |
| Flint, MI | 155 | $ 11,759,000 | $ 75,864 | $ 60,000 |
| Greenville, SC | 152 | $ 16,397,000 | $ 107,875 | $ 76,000 |
| Lexington-Fayette, KY | 152 | $ 14,617,000 | $ 96,164 | $ 73,000 |
| Bremerton-Silverdale, WA | 151 | $ 22,016,000 | $ 145,801 | $ 101,000 |
| Merced, CA | 148 | $ 24,501,000 | $ 165,547 | $ 116,000 |
| Savannah, GA | 147 | $ 19,013,000 | $ 129,340 | $ 78,000 |
| Wilmington, NC | 145 | $ 15,849,000 | $ 109,303 | $ 82,000 |
| Santa Cruz-Watsonville, CA | 143 | $ 45,319,000 | $ 316,916 | $ 103,000 |
| Boulder, CO | 142 | $ 30,075,000 | $ 211,795 | $ 109,000 |
| Springfield, MO | 142 | $ 11,389,000 | $ 80,204 | $ 68,000 |
| Mobile, AL | 140 | $ 11,452,000 | $ 81,800 | $ 69,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 138 | $ 34,748,000 | $ 251,797 | $ 102,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 137 | $ 18,335,000 | $ 133,832 | $ 85,000 |
| Syracuse, NY | 133 | $ 12,144,000 | $ 91,308 | $ 81,000 |
| Ann Arbor, MI | 131 | $ 20,285,000 | $ 154,847 | $ 96,000 |
| Ocala, FL | 130 | $ 11,914,000 | $ 91,646 | $ 76,000 |
| Rockford, IL | 130 | $ 10,203,000 | $ 78,484 | $ 95,000 |
| Fort Wayne, IN | 129 | $ 9,429,000 | $ 73,093 | $ 68,000 |
| Salinas, CA | 128 | $ 39,479,000 | $ 308,429 | $ 101,000 |
| Youngstown-Warren-Boardman, OH-PA | 128 | $ 8,623,000 | $ 67,367 | $ 119,000 |
| Madison, WI | 127 | $ 15,003,000 | $ 118,133 | $ 78,000 |
| Olympia, WA | 127 | $ 12,146,000 | $ 95,637 | $ 78,000 |
| Salem, OR | 127 | $ 13,096,000 | $ 103,118 | $ 69,000 |
| Canton-Massillon, OH | 126 | $ 10,354,000 | $ 82,174 | $ 70,000 |
| Provo-Orem, UT | 124 | $ 15,529,000 | $ 125,233 | $ 92,000 |
| Chattanooga, TN-GA | 123 | $ 13,238,000 | $ 107,626 | $ 86,000 |
| Hickory-Lenoir-Morganton, NC | 122 | $ 11,238,000 | $ 92,114 | $ 64,000 |
| Prescott, AZ | 122 | $ 16,721,000 | $ 137,057 | $ 64,000 |
| Lafayette, LA | 119 | $ 11,164,000 | $ 93,815 | $ 67,000 |
| Panama City-Lynn Haven, FL | 119 | $ 15,137,000 | $ 127,201 | $ 73,000 |
| San Luis Obispo-Paso Robles, CA | 118 | $ 32,183,000 | $ 272,737 | $ 115,000 |
| Yuba City, CA | 118 | $ 18,010,000 | $ 152,627 | $ 64,000 |
| Barnstable Town, MA | 117 | $ 22,851,000 | $ 195,307 | $ 114,000 |
| Redding, CA | 115 | $ 16,697,000 | $ 145,191 | $ 77,000 |
| Chico, CA | 112 | $ 17,061,000 | $ 152,330 | $ 83,000 |
| Shreveport-Bossier City, LA | 110 | $ 8,785,000 | $ 79,863 | $ 68,000 |
| Kalamazoo-Portage, MI | 109 | $ 10,112,000 | $ 92,770 | $ 88,000 |
| Medford, OR | 109 | $ 16,398,000 | $ 150,440 | $ 70,000 |
| Augusta-Richmond County, GA-SC | 106 | $ 8,970,000 | $ 84,622 | $ 68,000 |
| Burlington-South Burlington, VT | 104 | $ 14,261,000 | $ 137,125 | $ 75,000 |
| Lynchburg, VA | 102 | $ 10,188,000 | $ 99,882 | $ 73,000 |
| Fort Collins-Loveland, CO | 101 | $ 13,657,000 | $ 135,217 | $ 77,000 |
| Evansville, IN-KY | 100 | $ 9,445,000 | $ 94,450 | $ 75,000 |
| Gainesville, FL | 98 | $ 9,779,000 | $ 99,785 | $ 74,000 |
| Peoria, IL | 98 | $ 8,695,000 | $ 88,724 | $ 67,000 |
| Dover, DE | 97 | $ 8,175,000 | $ 84,278 | $ 71,000 |
| Hagerstown-Martinsburg, MD-WV | 97 | $ 10,626,000 | $ 109,546 | $ 65,000 |
| Gulfport-Biloxi, MS | 96 | $ 8,465,000 | $ 88,177 | $ 68,000 |
| Kennewick-Richland-Pasco, WA | 96 | $ 10,113,000 | $ 105,343 | $ 76,000 |
| Trenton-Ewing, NJ | 94 | $ 27,526,000 | $ 292,829 | $ 134,000 |
| Madera, CA | 92 | $ 12,918,000 | $ 140,413 | $ 69,000 |
| Anchorage, AK | 91 | $ 18,664,000 | $ 205,098 | $ 101,000 |
| Kingston, NY | 91 | $ 12,852,000 | $ 141,230 | $ 90,000 |
| Topeka, KS | 91 | $ 6,701,000 | $ 73,637 | $ 61,000 |
| Bellingham, WA | 87 | $ 12,886,000 | $ 148,114 | $ 73,000 |
| Erie, PA | 87 | $ 6,466,000 | $ 74,321 | $ 66,000 |
| Napa, CA | 87 | $ 24,406,000 | $ 280,528 | $ 114,000 |
| Charlottesville, VA | 86 | $ 14,181,000 | $ 164,895 | $ 79,000 |
| South Bend-Mishawaka, IN-MI | 85 | $ 6,243,000 | $ 73,447 | $ 78,000 |
| Houma-Bayou Cane-Thibodaux, LA | 84 | $ 5,874,000 | $ 69,928 | $ 64,000 |
| Athens-Clarke County, GA | 82 | $ 11,116,000 | $ 135,560 | $ 94,000 |
| Yuma, AZ | 82 | $ 6,378,000 | $ 77,780 | $ 83,000 |
| Elkhart-Goshen, IN | 81 | $ 6,101,000 | $ 75,320 | $ 77,000 |
| Bend, OR | 80 | $ 14,085,000 | $ 176,062 | $ 88,000 |
| Pascagoula, MS | 80 | $ 6,580,000 | $ 82,250 | $ 69,000 |
| Santa Fe, NM | 80 | $ 15,672,000 | $ 195,900 | $ 115,000 |
| Jacksonville, NC | 79 | $ 6,183,000 | $ 78,265 | $ 67,000 |
| Lincoln, NE | 79 | $ 6,360,000 | $ 80,506 | $ 62,000 |
| Punta Gorda, FL | 76 | $ 9,525,000 | $ 125,328 | $ 78,000 |
| Rochester, MN | 75 | $ 6,990,000 | $ 93,200 | $ 82,000 |
| Salisbury, MD | 75 | $ 7,974,000 | $ 106,320 | $ 100,000 |
| Utica-Rome, NY | 74 | $ 4,160,000 | $ 56,216 | $ 53,000 |
| Winchester, VA-WV | 74 | $ 9,075,000 | $ 122,635 | $ 101,000 |
| Greeley, CO | 73 | $ 8,076,000 | $ 110,630 | $ 88,000 |
| Vero Beach, FL | 73 | $ 9,687,000 | $ 132,698 | $ 93,000 |
| Green Bay, WI | 72 | $ 5,544,000 | $ 77,000 | $ 66,000 |
| Cedar Rapids, IA | 71 | $ 5,987,000 | $ 84,323 | $ 81,000 |
| Gainesville, GA | 71 | $ 7,844,000 | $ 110,478 | $ 73,000 |
| Monroe, MI | 71 | $ 7,626,000 | $ 107,408 | $ 91,000 |
| Columbus, GA-AL | 70 | $ 7,201,000 | $ 102,871 | $ 92,000 |
| Grand Junction, CO | 70 | $ 6,856,000 | $ 97,942 | $ 57,000 |
| Lake Charles, LA | 70 | $ 4,842,000 | $ 69,171 | $ 79,000 |
| Racine, WI | 69 | $ 5,819,000 | $ 84,333 | $ 86,000 |
| Sioux Falls, SD | 68 | $ 6,141,000 | $ 90,308 | $ 65,000 |
| El Paso, TX | 67 | $ 8,444,000 | $ 126,029 | $ 96,000 |
| Charleston, WV | 66 | $ 7,722,000 | $ 117,000 | $ 78,000 |
| Atlantic City, NJ | 65 | $ 14,868,000 | $ 228,738 | $ 92,000 |
| Muskegon-Norton Shores, MI | 65 | $ 4,748,000 | $ 73,046 | $ 65,000 |
| Spartanburg, SC | 65 | $ 6,668,000 | $ 102,584 | $ 73,000 |
| Yakima, WA | 65 | $ 5,356,000 | $ 82,400 | $ 70,000 |
| Clarksville, TN-KY | 63 | $ 5,037,000 | $ 79,952 | $ 55,000 |
| Decatur, AL | 63 | $ 4,639,000 | $ 73,634 | $ 62,000 |
| Flagstaff, AZ | 63 | $ 8,282,000 | $ 131,460 | $ 87,000 |
| Jackson, MI | 63 | $ 6,245,000 | $ 99,126 | $ 70,000 |
| Dothan, AL | 62 | $ 4,526,000 | $ 73,000 | $ 65,000 |
| El Centro, CA | 62 | $ 7,768,000 | $ 125,290 | $ 75,000 |
| Hanford-Corcoran, CA | 62 | $ 7,058,000 | $ 113,838 | $ 78,000 |
| Joplin, MO | 62 | $ 4,292,000 | $ 69,225 | $ 60,000 |
| Las Cruces, NM | 62 | $ 6,135,000 | $ 98,951 | $ 81,000 |
| Macon, GA | 62 | $ 6,303,000 | $ 101,661 | $ 67,000 |
| Blacksburg-Christiansburg-Radford, VA | 61 | $ 6,385,000 | $ 104,672 | $ 68,000 |
| Champaign-Urbana, IL | 61 | $ 4,951,000 | $ 81,163 | $ 56,000 |
| Auburn-Opelika, AL | 60 | $ 5,349,000 | $ 89,150 | $ 61,000 |
| Coeur D'Alene, ID | 60 | $ 6,893,000 | $ 114,883 | $ 64,000 |
| St. George, UT | 60 | $ 6,669,000 | $ 111,150 | $ 97,000 |
| Tuscaloosa, AL | 59 | $ 5,170,000 | $ 87,627 | $ 72,000 |
| Cheyenne, WY | 58 | $ 5,698,000 | $ 98,241 | $ 59,000 |
| Niles-Benton Harbor, MI | 58 | $ 5,312,000 | $ 91,586 | $ 84,000 |
| Fort Smith, AR-OK | 57 | $ 3,876,000 | $ 68,000 | $ 65,000 |
| Saginaw-Saginaw Township North, MI | 57 | $ 4,413,000 | $ 77,421 | $ 65,000 |
| Appleton, WI | 56 | $ 4,442,000 | $ 79,321 | $ 56,000 |
| Corpus Christi, TX | 56 | $ 7,252,000 | $ 129,500 | $ 100,000 |
| Springfield, OH | 56 | $ 3,756,000 | $ 67,071 | $ 67,000 |
| Warner Robins, GA | 56 | $ 5,718,000 | $ 102,107 | $ 100,000 |
| Duluth, MN-WI | 54 | $ 3,945,000 | $ 73,055 | $ 59,000 |
| Holland-Grand Haven, MI | 54 | $ 5,145,000 | $ 95,277 | $ 78,000 |
| Idaho Falls, ID | 54 | $ 3,944,000 | $ 73,037 | $ 67,000 |
| Lebanon, PA | 54 | $ 4,126,000 | $ 76,407 | $ 61,000 |
| Lewiston-Auburn, ME | 54 | $ 4,268,000 | $ 79,037 | $ 53,000 |
| Springfield, IL | 54 | $ 3,270,000 | $ 60,555 | $ 61,000 |
| Rapid City, SD | 53 | $ 3,667,000 | $ 69,188 | $ 60,000 |
| Terre Haute, IN | 52 | $ 3,891,000 | $ 74,826 | $ 54,000 |
| Burlington, NC | 51 | $ 4,212,000 | $ 82,588 | $ 67,000 |
| Columbia, MO | 51 | $ 4,428,000 | $ 86,823 | $ 66,000 |
| Janesville, WI | 51 | $ 3,586,000 | $ 70,313 | $ 81,000 |
| Johnson City, TN | 51 | $ 3,911,000 | $ 76,686 | $ 59,000 |
| Johnstown, PA | 51 | $ 3,113,000 | $ 61,039 | $ 91,000 |
| Pueblo, CO | 51 | $ 3,734,000 | $ 73,215 | $ 70,000 |
| Monroe, LA | 50 | $ 3,782,000 | $ 75,640 | $ 63,000 |
| Williamsport, PA | 50 | $ 4,077,000 | $ 81,540 | $ 82,000 |
| Binghamton, NY | 49 | $ 3,585,000 | $ 73,163 | $ 76,000 |
| Bloomington, IN | 49 | $ 5,706,000 | $ 116,448 | $ 76,000 |
| Fargo, ND-MN | 49 | $ 3,158,000 | $ 64,448 | $ 72,000 |
| Jefferson City, MO | 49 | $ 3,921,000 | $ 80,020 | $ 66,000 |
| Lawton, OK | 49 | $ 3,311,000 | $ 67,571 | $ 66,000 |
| State College, PA | 48 | $ 4,611,000 | $ 96,062 | $ 77,000 |
| Bangor, ME | 47 | $ 3,428,000 | $ 72,936 | $ 62,000 |
| Farmington, NM | 47 | $ 5,083,000 | $ 108,148 | $ 85,000 |
| Anderson, SC | 46 | $ 5,122,000 | $ 111,347 | $ 65,000 |
| McAllen-Edinburg-Pharr, TX | 46 | $ 5,366,000 | $ 116,652 | $ 97,000 |
| Alexandria, LA | 45 | $ 3,947,000 | $ 87,711 | $ 79,000 |
| Gadsden, AL | 45 | $ 3,504,000 | $ 77,866 | $ 72,000 |
| Glens Falls, NY | 45 | $ 5,084,000 | $ 112,977 | $ 73,000 |
| Mount Vernon-Anacortes, WA | 45 | $ 4,976,000 | $ 110,577 | $ 81,000 |
| Ocean City, NJ | 45 | $ 11,550,000 | $ 256,666 | $ 130,000 |
| Valdosta, GA | 45 | $ 4,592,000 | $ 102,044 | $ 59,000 |
| Kingsport-Bristol-Bristol, TN-VA | 44 | $ 3,297,000 | $ 74,931 | $ 46,000 |
| Anderson, IN | 43 | $ 2,604,000 | $ 60,558 | $ 64,000 |
| Brunswick, GA | 43 | $ 5,213,000 | $ 121,232 | $ 71,000 |
| Cumberland, MD-WV | 43 | $ 2,602,000 | $ 60,511 | $ 53,000 |
| Florence-Muscle Shoals, AL | 43 | $ 3,002,000 | $ 69,813 | $ 60,000 |
| Hattiesburg, MS | 43 | $ 3,152,000 | $ 73,302 | $ 62,000 |
| Killeen-Temple-Fort Hood, TX | 43 | $ 5,402,000 | $ 125,627 | $ 79,000 |
| Rocky Mount, NC | 43 | $ 3,052,000 | $ 70,976 | $ 52,000 |
| Battle Creek, MI | 42 | $ 3,025,000 | $ 72,023 | $ 69,000 |
| Davenport-Moline-Rock Island, IA-IL | 42 | $ 3,435,000 | $ 81,785 | $ 63,000 |
| Wenatchee, WA | 42 | $ 5,287,000 | $ 125,880 | $ 90,000 |
| Cleveland, TN | 41 | $ 3,321,000 | $ 81,000 | $ 62,000 |
| Florence, SC | 41 | $ 4,618,000 | $ 112,634 | $ 81,000 |
| Hot Springs, AR | 41 | $ 3,414,000 | $ 83,268 | $ 77,000 |
| Casper, WY | 40 | $ 2,785,000 | $ 69,625 | $ 51,000 |
| Goldsboro, NC | 40 | $ 3,671,000 | $ 91,775 | $ 74,000 |
| Lafayette, IN | 40 | $ 3,818,000 | $ 95,450 | $ 61,000 |
| Sheboygan, WI | 40 | $ 2,764,000 | $ 69,100 | $ 58,000 |
| Waterloo-Cedar Falls, IA | 40 | $ 2,713,000 | $ 67,825 | $ 57,000 |
| Bowling Green, KY | 39 | $ 3,009,000 | $ 77,153 | $ 73,000 |
| Lubbock, TX | 39 | $ 4,638,000 | $ 118,923 | $ 78,000 |
| Pittsfield, MA | 39 | $ 4,289,000 | $ 109,974 | $ 79,000 |
| Anniston-Oxford, AL | 38 | $ 2,705,000 | $ 71,184 | $ 58,000 |
| Danville, VA | 38 | $ 2,933,000 | $ 77,184 | $ 74,000 |
| Elizabethtown, KY | 38 | $ 2,817,000 | $ 74,131 | $ 57,000 |
| Greenville, NC | 38 | $ 3,359,000 | $ 88,394 | $ 64,000 |
| Harrisonburg, VA | 38 | $ 5,131,000 | $ 135,026 | $ 65,000 |
| St. Joseph, MO-KS | 38 | $ 2,983,000 | $ 78,500 | $ 57,000 |
| Wausau, WI | 38 | $ 2,531,000 | $ 66,605 | $ 65,000 |
| Dalton, GA | 37 | $ 3,495,000 | $ 94,459 | $ 64,000 |
| Morristown, TN | 37 | $ 4,093,000 | $ 110,621 | $ 83,000 |
| Bloomington-Normal, IL | 36 | $ 3,128,000 | $ 86,888 | $ 73,000 |
| Carson City, NV | 36 | $ 4,590,000 | $ 127,500 | $ 64,000 |
| Eau Claire, WI | 36 | $ 3,717,000 | $ 103,250 | $ 87,000 |
| Oshkosh-Neenah, WI | 36 | $ 2,047,000 | $ 56,861 | $ 63,000 |
| Lawrence, KS | 35 | $ 3,892,000 | $ 111,200 | $ 80,000 |
| Albany, GA | 34 | $ 3,591,000 | $ 105,617 | $ 71,000 |
| Iowa City, IA | 34 | $ 3,350,000 | $ 98,529 | $ 53,000 |
| Owensboro, KY | 34 | $ 2,001,000 | $ 58,852 | $ 48,000 |
| St. Cloud, MN | 34 | $ 2,770,000 | $ 81,470 | $ 62,000 |
| Altoona, PA | 33 | $ 1,420,000 | $ 43,030 | $ 88,000 |
| College Station-Bryan, TX | 33 | $ 3,988,000 | $ 120,848 | $ 77,000 |
| Lima, OH | 33 | $ 2,644,000 | $ 80,121 | $ 53,000 |
| Mansfield, OH | 33 | $ 2,304,000 | $ 69,818 | $ 56,000 |
| Amarillo, TX | 32 | $ 3,906,000 | $ 122,062 | $ 86,000 |
| Beaumont-Port Arthur, TX | 32 | $ 3,038,000 | $ 94,937 | $ 61,000 |
| Billings, MT | 32 | $ 4,582,000 | $ 143,187 | $ 87,000 |
| Muncie, IN | 32 | $ 3,136,000 | $ 98,000 | $ 67,000 |
| Tyler, TX | 32 | $ 4,617,000 | $ 144,281 | $ 82,000 |
| Decatur, IL | 31 | $ 1,792,000 | $ 57,806 | $ 52,000 |
| Fond Du Lac, WI | 31 | $ 1,912,000 | $ 61,677 | $ 61,000 |
| Kokomo, IN | 30 | $ 2,155,000 | $ 71,833 | $ 85,000 |
| Longview, WA | 30 | $ 3,261,000 | $ 108,700 | $ 105,000 |
| Sandusky, OH | 30 | $ 2,405,000 | $ 80,166 | $ 61,000 |
| Sumter, SC | 30 | $ 2,755,000 | $ 91,833 | $ 83,000 |
| Waco, TX | 30 | $ 3,616,000 | $ 120,533 | $ 81,000 |
| Corvallis, OR | 29 | $ 4,492,000 | $ 154,896 | $ 106,000 |
| Ithaca, NY | 28 | $ 3,070,000 | $ 109,642 | $ 76,000 |
| Bay City, MI | 27 | $ 1,843,000 | $ 68,259 | $ 70,000 |
| Jackson, TN | 27 | $ 3,132,000 | $ 116,000 | $ 59,000 |
| Kankakee-Bradley, IL | 27 | $ 2,552,000 | $ 94,518 | $ 156,000 |
| Rome, GA | 27 | $ 2,282,000 | $ 84,518 | $ 63,000 |
| Sioux City, IA-NE-SD | 27 | $ 1,530,000 | $ 56,666 | $ 56,000 |
| Bismarck, ND | 26 | $ 1,951,000 | $ 75,038 | $ 58,000 |
| Hinesville-Fort Stewart, GA | 26 | $ 1,869,000 | $ 71,884 | $ 61,000 |
| Huntington-Ashland, WV-KY-OH | 26 | $ 3,026,000 | $ 116,384 | $ 75,000 |
| Longview, TX | 26 | $ 3,032,000 | $ 116,615 | $ 64,000 |
| Jonesboro, AR | 25 | $ 1,998,000 | $ 79,920 | $ 73,000 |
| Danville, IL | 23 | $ 1,317,000 | $ 57,260 | $ 63,000 |
| Elmira, NY | 23 | $ 1,518,000 | $ 66,000 | $ 69,000 |
| Grand Forks, ND-MN | 23 | $ 1,588,000 | $ 69,043 | $ 72,000 |
| Michigan City-La Porte, IN | 23 | $ 1,366,000 | $ 59,391 | $ 56,000 |
| Morgantown, WV | 22 | $ 2,395,000 | $ 108,863 | $ 72,000 |
| Pocatello, ID | 22 | $ 1,533,000 | $ 69,681 | $ 67,000 |
| Missoula, MT | 21 | $ 2,847,000 | $ 135,571 | $ 66,000 |
| Sherman-Denison, TX | 21 | $ 2,262,000 | $ 107,714 | $ 61,000 |
| Texarkana, Tx-Texarkana, AR | 20 | $ 2,024,000 | $ 101,200 | $ 88,000 |
| Brownsville-Harlingen, TX | 19 | $ 2,576,000 | $ 135,578 | $ 71,000 |
| Dubuque, IA | 19 | $ 1,302,000 | $ 68,526 | $ 291,000 |
| La Crosse, WI-MN | 19 | $ 2,083,000 | $ 109,631 | $ 71,000 |
| Pine Bluff, AR | 19 | $ 1,530,000 | $ 80,526 | $ 84,000 |
| Ames, IA | 18 | $ 2,072,000 | $ 115,111 | $ 65,000 |
| Midland, TX | 17 | $ 2,107,000 | $ 123,941 | $ 110,000 |
| Parkersburg-Marietta, WV-OH | 17 | $ 2,152,000 | $ 126,588 | $ 98,000 |
| Abilene, TX | 16 | $ 1,563,000 | $ 97,687 | $ 63,000 |
| Fairbanks, AK | 16 | $ 2,708,000 | $ 169,250 | $ 98,000 |
| Logan, UT-ID | 16 | $ 1,114,000 | $ 69,625 | $ 57,000 |
| Wichita Falls, TX | 16 | $ 1,551,000 | $ 96,937 | $ 58,000 |
| Laredo, TX | 15 | $ 2,250,000 | $ 150,000 | $ 130,000 |
| Weirton-Steubenville, WV-OH | 15 | $ 1,417,000 | $ 94,466 | $ 93,000 |
| Great Falls, MT | 14 | $ 1,529,000 | $ 109,214 | $ 56,000 |
| Columbus, IN | 13 | $ 1,478,000 | $ 113,692 | $ 89,000 |
| Lewiston, ID-WA | 13 | $ 1,073,000 | $ 82,538 | $ 73,000 |
| San Angelo, TX | 13 | $ 1,334,000 | $ 102,615 | $ 107,000 |
| Wheeling, WV-OH | 11 | $ 951,000 | $ 86,454 | $ 45,000 |
| Victoria, TX | 10 | $ 1,130,000 | $ 113,000 | $ 83,000 |
| Vineland-Millville-Bridgeton, NJ | 10 | $ 1,799,000 | $ 179,900 | $ 76,000 |
| Odessa, TX | 9 | $ 1,133,000 | $ 125,888 | $ 92,000 |
Mortgage Loan Application Detail Totals for E-Loan, Inc. in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 52,303 | $10,676,763,000 | $168,921 | $1,000,000 | $82,215 | $8,683,000 |
| Home Improvement | 39,742 | $1,593,827,000 | $36,640 | $422,000 | $64,220 | $7,728,000 |
| Home Purchase | 27,593 | $5,840,671,000 | $182,961 | $1,000,000 | $87,326 | $5,668,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 61,128 | $8,493,000,000 | $127,156 | $1,000,000 | $79,176 | $7,564,000 |
| Not Provided | 43,509 | $7,187,956,000 | $133,862 | $1,000,000 | $84,647 | $8,030,000 |
| Hispanic | 4,999 | $759,453,000 | $120,820 | $960,000 | $67,160 | $8,683,000 |
| Black or African American | 4,982 | $614,764,000 | $108,959 | $998,000 | $66,836 | $4,300,000 |
| Asian | 3,774 | $882,604,000 | $164,265 | $1,000,000 | $88,326 | $7,728,000 |
| American Indian or Alaskan Native | 932 | $112,011,000 | $114,660 | $930,000 | $67,000 | $2,600,000 |
| Native Hawaiian or Other Pacific Islander | 314 | $61,473,000 | $121,742 | $905,000 | $72,685 | $1,790,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 119,638 | $18,111,261,000 | $132,730 | $1,000,000 | $78,250 | $8,683,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 59,873 | $7,444,429,000 | $118,057 | $999,000 | $67,519 | $8,030,000 |
| Application Withdrawn By Applicant | 28,838 | $5,271,106,000 | $152,274 | $998,000 | $88,215 | $8,683,000 |
| Loan Originated | 20,226 | $3,358,826,000 | $128,588 | $1,000,000 | $84,725 | $2,095,000 |
| Application Approved But Not Accepted | 10,701 | $2,036,900,000 | $158,823 | $990,000 | $86,960 | $6,641,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into E-Loan, Inc.'s 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess E-Loan, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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