E*Trade Bank Mortgage Lending & HMDA Data, 2007

In 2007, E*Trade Bank of Arlington, VA reported 25,383 mortgage applications totaling $9.9 billion, down 16% from 2006. The average application was for $390,961, and applicants reported an average income of $58,500. 14% of its applications resulted in an originated loan and 18% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (1,305), Oakland-Fremont-Hayward, CA (1,097) and Los Angeles-Long Beach-Glendale, CA (1,023) (applications in parentheses).

Mortgage Company & Address E*Trade Bank
671 North Glebe Rd, 12th Floor
Arlington, VA 22203
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 25,383
Total Mortgage Loan Application Amount $9,923,768,000
Average Mortgage Loan Application Amount $390,961
Highest Mortgage Loan Application Amount $5,000,000
Average Applicant Income $58,500
Highest Applicant Income $8,000,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records E*Trade Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for E*Trade Bank by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 1,023 $ 526,849,000 $ 515,003 $ 68,000
Santa Clara, California 806 $ 447,097,000 $ 554,710 $ 38,000
San Diego, California 786 $ 398,286,000 $ 506,725 $ 55,000
Maricopa, Arizona 737 $ 256,058,000 $ 347,432 $ 36,000
Cook, Illinois 683 $ 265,361,000 $ 388,522 $ 40,000
Alameda, California 600 $ 298,201,000 $ 497,001 $ 30,000
Orange, California 508 $ 261,522,000 $ 514,807 $ 69,000
Riverside, California 501 $ 200,277,000 $ 399,754 $ 50,000
Contra Costa, California 497 $ 261,517,000 $ 526,191 $ 25,000
Clark, Nevada 451 $ 142,216,000 $ 315,334 $ 56,000
King, Washington 365 $ 150,946,000 $ 413,550 $ 54,000
San Mateo, California 346 $ 215,067,000 $ 621,580 $ 25,000
San Bernardino, California 317 $ 97,657,000 $ 308,066 $ 53,000
Fairfax, Virginia 293 $ 140,208,000 $ 478,525 $ 55,000
San Francisco, California 260 $ 165,449,000 $ 636,342 $ 36,000
Prince George's, Maryland 253 $ 70,991,000 $ 280,596 $ 83,000
Sacramento, California 243 $ 78,038,000 $ 321,144 $ 45,000
Montgomery, Maryland 235 $ 107,306,000 $ 456,621 $ 82,000
District of Columbia, District Of Columbia 234 $ 86,117,000 $ 368,021 $ 56,000
Broward, Florida 226 $ 93,529,000 $ 413,845 $ 55,000
Ventura, California 223 $ 121,023,000 $ 542,704 $ 30,000
Palm Beach, Florida 215 $ 108,360,000 $ 504,000 $ 61,000
Miami-Dade, Florida 196 $ 76,827,000 $ 391,974 $ 81,000
Lee, Florida 181 $ 82,965,000 $ 458,370 $ 20,000
Fairfield, Connecticut 180 $ 126,822,000 $ 704,566 $ 53,000
Suffolk, New York 168 $ 68,935,000 $ 410,327 $ 108,000
New York, New York 162 $ 135,365,000 $ 835,586 $ 60,000
Mecklenburg, North Carolina 155 $ 56,566,000 $ 364,941 $ 55,000
Fulton, Georgia 151 $ 49,343,000 $ 326,774 $ 77,000
Nassau, New York 144 $ 64,223,000 $ 445,993 $ 101,000
Loudoun, Virginia 140 $ 72,008,000 $ 514,342 $ 44,000
Sonoma, California 135 $ 68,598,000 $ 508,133 $ 28,000
Middlesex, Massachusetts 135 $ 58,764,000 $ 435,288 $ 68,000
Lake, Illinois 129 $ 67,945,000 $ 526,705 $ 35,000
Hennepin, Minnesota 129 $ 50,251,000 $ 389,542 $ 100,000
San Joaquin, California 122 $ 52,829,000 $ 433,024 $ 34,000
Orange, Florida 122 $ 37,869,000 $ 310,401 $ 50,000
DuPage, Illinois 121 $ 54,420,000 $ 449,752 $ 52,000
Bergen, New Jersey 120 $ 58,211,000 $ 485,091 $ 57,000
Marin, California 114 $ 78,040,000 $ 684,561 $ 21,000
Monmouth, New Jersey 114 $ 48,755,000 $ 427,675 $ 72,000
Hillsborough, Florida 110 $ 31,500,000 $ 286,363 $ 61,000
Salt Lake, Utah 110 $ 30,977,000 $ 281,609 $ 58,000
Pima, Arizona 108 $ 29,242,000 $ 270,759 $ 52,000
Solano, California 108 $ 46,322,000 $ 428,907 $ 32,000
Kings, New York 108 $ 53,454,000 $ 494,944 $ 75,000
Denver, Colorado 107 $ 30,291,000 $ 283,093 $ 54,000
Placer, California 104 $ 51,107,000 $ 491,413 $ 34,000
Prince William, Virginia 104 $ 36,309,000 $ 349,125 $ 60,000
Snohomish, Washington 104 $ 37,582,000 $ 361,365 $ 53,000
Oakland, Michigan 103 $ 31,889,000 $ 309,601 $ 57,000
Wake, North Carolina 102 $ 28,717,000 $ 281,539 $ 44,000
Queens, New York 101 $ 39,718,000 $ 393,247 $ 76,000
Harris, Texas 100 $ 40,432,000 $ 404,320 $ 78,000
Collier, Florida 97 $ 59,440,000 $ 612,783 $ 16,000
Westchester, New York 95 $ 51,313,000 $ 540,136 $ 103,000
Philadelphia, Pennsylvania 94 $ 14,919,000 $ 158,712 $ 71,000
Pinellas, Florida 91 $ 31,180,000 $ 342,637 $ 41,000
Washoe, Nevada 86 $ 38,900,000 $ 452,325 $ 55,000
Pierce, Washington 84 $ 27,396,000 $ 326,142 $ 42,000
Anne Arundel, Maryland 83 $ 35,028,000 $ 422,024 $ 44,000
Morris, New Jersey 83 $ 36,958,000 $ 445,277 $ 79,000
Monterey, California 80 $ 48,867,000 $ 610,837 $ 12,000
Santa Barbara, California 79 $ 49,538,000 $ 627,063 $ 18,000
Wayne, Michigan 79 $ 14,346,000 $ 181,594 $ 59,000
Santa Cruz, California 78 $ 45,702,000 $ 585,923 $ 27,000
El Dorado, California 77 $ 37,261,000 $ 483,909 $ 50,000
Suffolk, Massachusetts 76 $ 34,131,000 $ 449,092 $ 58,000
Sarasota, Florida 75 $ 50,210,000 $ 669,466 $ 29,000
Baltimore City, Maryland 75 $ 14,100,000 $ 188,000 $ 26,000
Duval, Florida 74 $ 23,481,000 $ 317,310 $ 34,000
Ada, Idaho 73 $ 18,293,000 $ 250,589 $ 68,000
Multnomah, Oregon 72 $ 21,647,000 $ 300,652 $ 77,000
Cobb, Georgia 71 $ 17,907,000 $ 252,211 $ 64,000
Dallas, Texas 71 $ 40,693,000 $ 573,140 $ 36,000
Charleston, South Carolina 70 $ 41,672,000 $ 595,314 $ 15,000
Gwinnett, Georgia 69 $ 17,241,000 $ 249,869 $ 65,000
Will, Illinois 69 $ 19,459,000 $ 282,014 $ 53,000
Baltimore, Maryland 68 $ 21,888,000 $ 321,882 $ 42,000
Arapahoe, Colorado 67 $ 22,105,000 $ 329,925 $ 55,000
Arlington, Virginia 67 $ 29,411,000 $ 438,970 $ 95,000
St. Louis, Missouri 66 $ 27,385,000 $ 414,924 $ 71,000
Hudson, New Jersey 66 $ 24,652,000 $ 373,515 $ 53,000
Norfolk, Massachusetts 65 $ 28,244,000 $ 434,523 $ 75,000
Washington, Oregon 65 $ 20,346,000 $ 313,015 $ 79,000
Clark, Washington 64 $ 18,327,000 $ 286,359 $ 63,000
Pinal, Arizona 62 $ 12,513,000 $ 201,822 $ 32,000
Jefferson, Colorado 62 $ 15,534,000 $ 250,548 $ 61,000
Douglas, Colorado 61 $ 22,783,000 $ 373,491 $ 43,000
Bernalillo, New Mexico 61 $ 14,176,000 $ 232,393 $ 79,000
Stanislaus, California 60 $ 18,412,000 $ 306,866 $ 39,000
Frederick, Maryland 60 $ 18,564,000 $ 309,400 $ 142,000
Middlesex, New Jersey 59 $ 17,811,000 $ 301,881 $ 74,000
Boulder, Colorado 56 $ 22,693,000 $ 405,232 $ 73,000
Montgomery, Pennsylvania 56 $ 20,051,000 $ 358,053 $ 123,000
Plymouth, Massachusetts 55 $ 18,279,000 $ 332,345 $ 47,000
Honolulu, Hawaii 54 $ 32,679,000 $ 605,166 $ 57,000
Essex, Massachusetts 54 $ 19,744,000 $ 365,629 $ 65,000
DeKalb, Georgia 53 $ 12,706,000 $ 239,735 $ 92,000
Kane, Illinois 53 $ 16,564,000 $ 312,528 $ 49,000
Fresno, California 52 $ 14,562,000 $ 280,038 $ 49,000
Horry, South Carolina 52 $ 21,653,000 $ 416,403 $ 51,000
Kern, California 51 $ 18,318,000 $ 359,176 $ 45,000
New Haven, Connecticut 51 $ 14,967,000 $ 293,470 $ 84,000
Franklin, Ohio 51 $ 11,719,000 $ 229,784 $ 58,000
Manatee, Florida 49 $ 19,937,000 $ 406,877 $ 31,000
Travis, Texas 49 $ 16,971,000 $ 346,346 $ 70,000
Seminole, Florida 48 $ 16,215,000 $ 337,812 $ 50,000
Essex, New Jersey 48 $ 16,863,000 $ 351,312 $ 80,000
San Luis Obispo, California 47 $ 22,119,000 $ 470,617 $ 36,000
Osceola, Florida 45 $ 14,969,000 $ 332,644 $ 32,000
Napa, California 44 $ 27,318,000 $ 620,863 $ 39,000
Hartford, Connecticut 44 $ 10,328,000 $ 234,727 $ 89,000
Ocean, New Jersey 44 $ 13,477,000 $ 306,295 $ 58,000
Yavapai, Arizona 43 $ 16,823,000 $ 391,232 $ 28,000
Clackamas, Oregon 42 $ 16,136,000 $ 384,190 $ 70,000
Beaufort, South Carolina 42 $ 25,349,000 $ 603,547 $ 47,000
Charles, Maryland 41 $ 11,401,000 $ 278,073 $ 109,000
Macomb, Michigan 41 $ 8,653,000 $ 211,048 $ 51,000
Hamilton, Ohio 41 $ 19,219,000 $ 468,756 $ 29,000
Virginia Beach, Virginia 41 $ 16,951,000 $ 413,439 $ 42,000
Pasco, Florida 40 $ 9,808,000 $ 245,200 $ 46,000
Forsyth, Georgia 40 $ 10,483,000 $ 262,075 $ 73,000
Hawaii, Hawaii 40 $ 23,432,000 $ 585,800 $ 109,000
Howard, Maryland 40 $ 17,091,000 $ 427,275 $ 39,000
Union, New Jersey 40 $ 17,265,000 $ 431,625 $ 101,000
Volusia, Florida 39 $ 11,642,000 $ 298,512 $ 45,000
Davidson, Tennessee 39 $ 9,887,000 $ 253,512 $ 86,000
Brevard, Florida 38 $ 10,557,000 $ 277,815 $ 38,000
Cape May, New Jersey 38 $ 25,707,000 $ 676,500 $ 35,000
Bucks, Pennsylvania 38 $ 10,784,000 $ 283,789 $ 99,000
Eagle, Colorado 37 $ 30,139,000 $ 814,567 $ 41,000
Chester, Pennsylvania 37 $ 13,009,000 $ 351,594 $ 78,000
McHenry, Illinois 36 $ 11,234,000 $ 312,055 $ 47,000
Washington, Minnesota 36 $ 11,600,000 $ 322,222 $ 56,000
Cuyahoga, Ohio 36 $ 5,819,000 $ 161,638 $ 95,000
Deschutes, Oregon 36 $ 14,209,000 $ 394,694 $ 25,000
Utah, Utah 36 $ 9,152,000 $ 254,222 $ 57,000
Alexandria, Virginia 36 $ 14,153,000 $ 393,138 $ 60,000
Spokane, Washington 36 $ 7,336,000 $ 203,777 $ 48,000
El Paso, Colorado 35 $ 9,204,000 $ 262,971 $ 58,000
Somerset, New Jersey 35 $ 17,640,000 $ 504,000 $ 131,000
Davis, Utah 35 $ 8,834,000 $ 252,400 $ 59,000
St. Johns, Florida 34 $ 12,962,000 $ 381,235 $ 63,000
Rockingham, New Hampshire 34 $ 8,360,000 $ 245,882 $ 92,000
Brunswick, North Carolina 34 $ 17,863,000 $ 525,382 $ 16,000
Collin, Texas 34 $ 15,371,000 $ 452,088 $ 26,000
St. Lucie, Florida 33 $ 7,629,000 $ 231,181 $ 30,000
Walton, Florida 33 $ 17,594,000 $ 533,151 $ 10,000
Jefferson, Kentucky 33 $ 8,510,000 $ 257,878 $ 151,000
Passaic, New Jersey 33 $ 8,998,000 $ 272,666 $ 81,000
Providence, Rhode Island 33 $ 6,340,000 $ 192,121 $ 60,000
Kitsap, Washington 33 $ 11,793,000 $ 357,363 $ 50,000
Atlantic, New Jersey 32 $ 11,823,000 $ 369,468 $ 49,000
Burlington, New Jersey 32 $ 7,824,000 $ 244,500 $ 68,000
Thurston, Washington 32 $ 7,683,000 $ 240,093 $ 45,000
Adams, Colorado 31 $ 5,371,000 $ 173,258 $ 45,000
Jefferson, Alabama 30 $ 5,203,000 $ 173,433 $ 53,000
Worcester, Massachusetts 30 $ 8,236,000 $ 274,533 $ 75,000
Maui, Hawaii 29 $ 20,218,000 $ 697,172 $ 18,000
Johnson, Kansas 29 $ 7,282,000 $ 251,103 $ 91,000
Larimer, Colorado 28 $ 7,275,000 $ 259,821 $ 60,000
Calvert, Maryland 28 $ 8,577,000 $ 306,321 $ 188,000
Camden, New Jersey 28 $ 5,119,000 $ 182,821 $ 111,000
Iredell, North Carolina 28 $ 10,600,000 $ 378,571 $ 27,000
Shelby, Tennessee 28 $ 8,510,000 $ 303,928 $ 53,000
Nevada, California 27 $ 13,426,000 $ 497,259 $ 60,000
Cherokee, Georgia 27 $ 7,237,000 $ 268,037 $ 53,000
Barnstable, Massachusetts 27 $ 13,488,000 $ 499,555 $ 39,000
Dare, North Carolina 27 $ 13,345,000 $ 494,259 $ 17,000
Denton, Texas 27 $ 9,225,000 $ 341,666 $ 31,000
Lake, Florida 26 $ 7,613,000 $ 292,807 $ 28,000
Dakota, Minnesota 26 $ 5,186,000 $ 199,461 $ 85,000
Hillsborough, New Hampshire 26 $ 6,355,000 $ 244,423 $ 112,000
Union, North Carolina 26 $ 11,506,000 $ 442,538 $ 25,000
Hamilton, Indiana 25 $ 12,193,000 $ 487,720 $ 75,000
Allegheny, Pennsylvania 25 $ 7,794,000 $ 311,760 $ 108,000
Mohave, Arizona 24 $ 6,960,000 $ 290,000 $ 55,000
Summit, Colorado 24 $ 11,413,000 $ 475,541 $ 57,000
Bay, Florida 24 $ 7,560,000 $ 315,000 $ 65,000
Charlotte, Florida 24 $ 8,002,000 $ 333,416 $ 33,000
Washtenaw, Michigan 24 $ 8,008,000 $ 333,666 $ 39,000
Santa Fe, New Mexico 24 $ 10,960,000 $ 456,666 $ 82,000
Stafford, Virginia 24 $ 7,251,000 $ 302,125 $ 35,000
Baldwin, Alabama 23 $ 10,567,000 $ 459,434 $ 13,000
Yolo, California 23 $ 8,856,000 $ 385,043 $ 72,000
Escambia, Florida 23 $ 7,635,000 $ 331,956 $ 50,000
Mercer, New Jersey 23 $ 7,761,000 $ 337,434 $ 216,000
Bronx, New York 23 $ 9,367,000 $ 407,260 $ 57,000
Durham, North Carolina 23 $ 4,286,000 $ 186,347 $ 68,000
Summit, Ohio 23 $ 6,165,000 $ 268,043 $ 65,000
Berkeley, South Carolina 23 $ 9,883,000 $ 429,695 $ 3,000
Tarrant, Texas 23 $ 7,579,000 $ 329,521 $ 70,000
Washington, Utah 23 $ 7,844,000 $ 341,043 $ 32,000
Marion, Indiana 22 $ 3,952,000 $ 179,636 $ 87,000
Ramsey, Minnesota 22 $ 5,662,000 $ 257,363 $ 78,000
Jackson, Missouri 22 $ 5,649,000 $ 256,772 $ 75,000
Sussex, New Jersey 22 $ 8,000,000 $ 363,636 $ 62,000
Richmond, New York 22 $ 7,037,000 $ 319,863 $ 99,000
Delaware, Pennsylvania 22 $ 5,827,000 $ 264,863 $ 61,000
Henrico, Virginia 22 $ 4,670,000 $ 212,272 $ 70,000
Spotsylvania, Virginia 22 $ 5,726,000 $ 260,272 $ 101,000
Erie, New York 21 $ 3,827,000 $ 182,238 $ 152,000
Buncombe, North Carolina 21 $ 6,286,000 $ 299,333 $ 12,000
New Hanover, North Carolina 21 $ 8,182,000 $ 389,619 $ 36,000
Jackson, Oregon 21 $ 8,009,000 $ 381,380 $ 30,000
Bexar, Texas 21 $ 4,047,000 $ 192,714 $ 56,000
Chesapeake, Virginia 21 $ 6,185,000 $ 294,523 $ 19,000
Chesterfield, Virginia 21 $ 6,551,000 $ 311,952 $ 60,000
Milwaukee, Wisconsin 21 $ 2,939,000 $ 139,952 $ 72,000
Waukesha, Wisconsin 21 $ 7,998,000 $ 380,857 $ 80,000
Madison, Alabama 20 $ 1,920,000 $ 96,000 $ 100,000
Sussex, Delaware 20 $ 10,392,000 $ 519,600 $ 4,000
Martin, Florida 20 $ 10,439,000 $ 521,950 $ 20,000
Polk, Florida 20 $ 4,603,000 $ 230,150 $ 24,000
Dutchess, New York 20 $ 6,182,000 $ 309,100 $ 42,000
Guilford, North Carolina 20 $ 4,090,000 $ 204,500 $ 86,000
Lane, Oregon 20 $ 5,700,000 $ 285,000 $ 63,000
Montgomery, Texas 20 $ 7,176,000 $ 358,800 $ 54,000
Summit, Utah 20 $ 10,453,000 $ 522,650 $ 136,000
Whatcom, Washington 20 $ 4,314,000 $ 215,700 $ 50,000
Benton, Arkansas 19 $ 2,496,000 $ 131,368 $ 85,000
Merced, California 19 $ 5,681,000 $ 299,000 $ 21,000
San Benito, California 19 $ 10,146,000 $ 534,000 $ 21,000
Shasta, California 19 $ 5,192,000 $ 273,263 $ 92,000
Routt, Colorado 19 $ 14,318,000 $ 753,578 $ 54,000
Lake, Indiana 19 $ 2,223,000 $ 117,000 $ 75,000
Jefferson, Louisiana 19 $ 2,428,000 $ 127,789 $ 62,000
Bristol, Massachusetts 19 $ 3,825,000 $ 201,315 $ 69,000
Hampden, Massachusetts 19 $ 2,437,000 $ 128,263 $ 1,139,000
Kent, Michigan 19 $ 4,840,000 $ 254,736 $ 68,000
Anoka, Minnesota 19 $ 3,984,000 $ 209,684 $ 65,000
St. Charles, Missouri 19 $ 3,256,000 $ 171,368 $ 72,000
Rockland, New York 19 $ 4,989,000 $ 262,578 $ 126,000
Orange, North Carolina 19 $ 5,964,000 $ 313,894 $ 43,000
Marion, Oregon 19 $ 2,929,000 $ 154,157 $ 57,000
New Castle, Delaware 18 $ 5,077,000 $ 282,055 $ 31,000
Okaloosa, Florida 18 $ 8,989,000 $ 499,388 $ 99,000
Sandoval, New Mexico 18 $ 4,914,000 $ 273,000 $ 47,000
Orange, New York 18 $ 4,798,000 $ 266,555 $ 96,000
Warren, Ohio 18 $ 5,509,000 $ 306,055 $ 60,000
Monroe, Pennsylvania 18 $ 2,888,000 $ 160,444 $ 88,000
Northampton, Pennsylvania 18 $ 4,622,000 $ 256,777 $ 62,000
Williamson, Tennessee 18 $ 6,232,000 $ 346,222 $ 93,000
Dane, Wisconsin 18 $ 5,321,000 $ 295,611 $ 71,000
Calaveras, California 17 $ 7,599,000 $ 447,000 $ 34,000
Marion, Florida 17 $ 4,560,000 $ 268,235 $ 50,000
East Baton Rouge, Louisiana 17 $ 3,034,000 $ 178,470 $ 86,000
Cumberland, Maine 17 $ 4,556,000 $ 268,000 $ 92,000
Douglas, Nevada 17 $ 10,943,000 $ 643,705 $ 33,000
Forsyth, North Carolina 17 $ 4,341,000 $ 255,352 $ 34,000
Delaware, Ohio 17 $ 4,625,000 $ 272,058 $ 28,000
Williamson, Texas 17 $ 3,463,000 $ 203,705 $ 74,000
Albemarle, Virginia 17 $ 11,583,000 $ 681,352 $ 83,000
Mobile, Alabama 16 $ 2,249,000 $ 140,562 $ 51,000
Tulare, California 16 $ 3,499,000 $ 218,687 $ 104,000
Gunnison, Colorado 16 $ 12,483,000 $ 780,187 $ 0
Monroe, Florida 16 $ 9,769,000 $ 610,562 $ 16,000
Santa Rosa, Florida 16 $ 3,505,000 $ 219,062 $ 43,000
Kootenai, Idaho 16 $ 4,574,000 $ 285,875 $ 46,000
Cabarrus, North Carolina 16 $ 3,208,000 $ 200,500 $ 40,000
York, South Carolina 16 $ 4,218,000 $ 263,625 $ 36,000
Jefferson, West Virginia 16 $ 3,323,000 $ 207,687 $ 76,000
Teton, Wyoming 16 $ 14,473,000 $ 904,562 $ 68,000
St. Tammany, Louisiana 15 $ 3,307,000 $ 220,466 $ 234,000
Douglas, Nebraska 15 $ 3,917,000 $ 261,133 $ 93,000
Monroe, New York 15 $ 1,317,000 $ 87,800 $ 82,000
Onondaga, New York 15 $ 2,079,000 $ 138,600 $ 98,000
Lehigh, Pennsylvania 15 $ 3,114,000 $ 207,600 $ 116,000
Richland, South Carolina 15 $ 2,966,000 $ 197,733 $ 104,000
Fort Bend, Texas 15 $ 4,776,000 $ 318,400 $ 97,000
Fauquier, Virginia 15 $ 5,056,000 $ 337,066 $ 81,000
Berkeley, West Virginia 15 $ 2,371,000 $ 158,066 $ 45,000
Weld, Colorado 14 $ 3,150,000 $ 225,000 $ 39,000
Flagler, Florida 14 $ 7,035,000 $ 502,500 $ 18,000
Chatham, Georgia 14 $ 3,571,000 $ 255,071 $ 75,000
Nantucket, Massachusetts 14 $ 16,650,000 $ 1,189,285 $ 0
Hunterdon, New Jersey 14 $ 5,900,000 $ 421,428 $ 65,000
York, Pennsylvania 14 $ 1,522,000 $ 108,714 $ 88,000
Greenville, South Carolina 14 $ 3,245,000 $ 231,785 $ 41,000
Hanover, Virginia 14 $ 3,197,000 $ 228,357 $ 136,000
Anchorage, Alaska 13 $ 2,998,000 $ 230,615 $ 96,000
Butte, California 13 $ 3,324,000 $ 255,692 $ 40,000
Imperial, California 13 $ 3,012,000 $ 231,692 $ 45,000
New London, Connecticut 13 $ 2,960,000 $ 227,692 $ 206,000
Indian River, Florida 13 $ 10,853,000 $ 834,846 $ 15,000
Douglas, Georgia 13 $ 1,594,000 $ 122,615 $ 51,000
Polk, Iowa 13 $ 1,932,000 $ 148,615 $ 68,000
Harford, Maryland 13 $ 4,163,000 $ 320,230 $ 32,000
Gallatin, Montana 13 $ 4,234,000 $ 325,692 $ 94,000
Butler, Ohio 13 $ 2,800,000 $ 215,384 $ 54,000
Dauphin, Pennsylvania 13 $ 2,391,000 $ 183,923 $ 92,000
Lancaster, Pennsylvania 13 $ 2,059,000 $ 158,384 $ 73,000
Island, Washington 13 $ 4,605,000 $ 354,230 $ 91,000
Mendocino, California 12 $ 6,161,000 $ 513,416 $ 109,000
Sutter, California 12 $ 3,012,000 $ 251,000 $ 41,000
Tuolumne, California 12 $ 3,941,000 $ 328,416 $ 41,000
Garfield, Colorado 12 $ 5,030,000 $ 419,166 $ 7,000
Alachua, Florida 12 $ 2,474,000 $ 206,166 $ 47,000
Leon, Florida 12 $ 3,186,000 $ 265,500 $ 94,000
Carroll, Georgia 12 $ 1,438,000 $ 119,833 $ 48,000
Clayton, Georgia 12 $ 1,245,000 $ 103,750 $ 43,000
Carroll, Maryland 12 $ 5,135,000 $ 427,916 $ 61,000
Kent, Rhode Island 12 $ 3,461,000 $ 288,416 $ 63,000
Coconino, Arizona 11 $ 4,395,000 $ 399,545 $ 25,000
Mesa, Colorado 11 $ 2,372,000 $ 215,636 $ 25,000
Henry, Georgia 11 $ 2,107,000 $ 191,545 $ 121,000
Newton, Georgia 11 $ 1,130,000 $ 102,727 $ 65,000
Paulding, Georgia 11 $ 1,825,000 $ 165,909 $ 34,000
Sedgwick, Kansas 11 $ 1,094,000 $ 99,454 $ 80,000
Orleans, Louisiana 11 $ 1,710,000 $ 155,454 $ 124,000
York, Maine 11 $ 6,658,000 $ 605,272 $ 57,000
Berrien, Michigan 11 $ 5,708,000 $ 518,909 $ 45,000
Livingston, Michigan 11 $ 3,060,000 $ 278,181 $ 19,000
Harrison, Mississippi 11 $ 2,044,000 $ 185,818 $ 68,000
Camden, Missouri 11 $ 6,778,000 $ 616,181 $ 22,000
Carson City, Nevada 11 $ 2,538,000 $ 230,727 $ 29,000
Ulster, New York 11 $ 2,707,000 $ 246,090 $ 63,000
Lorain, Ohio 11 $ 2,506,000 $ 227,818 $ 70,000
Berks, Pennsylvania 11 $ 1,905,000 $ 173,181 $ 79,000
Hamilton, Tennessee 11 $ 1,972,000 $ 179,272 $ 123,000
Galveston, Texas 11 $ 2,084,000 $ 189,454 $ 81,000
James City, Virginia 11 $ 4,980,000 $ 452,727 $ 92,000
Norfolk, Virginia 11 $ 3,675,000 $ 334,090 $ 41,000
Yuma, Arizona 10 $ 1,567,000 $ 156,700 $ 74,000
Grand, Colorado 10 $ 4,055,000 $ 405,500 $ 57,000
Pitkin, Colorado 10 $ 7,270,000 $ 727,000 $ 9,000
Litchfield, Connecticut 10 $ 2,685,000 $ 268,500 $ 82,000
Hernando, Florida 10 $ 2,106,000 $ 210,600 $ 44,000
Fayette, Georgia 10 $ 3,865,000 $ 386,500 $ 79,000
Caddo, Louisiana 10 $ 723,000 $ 72,300 $ 21,000
St. Mary's, Maryland 10 $ 3,430,000 $ 343,000 $ 36,000
Talbot, Maryland 10 $ 3,720,000 $ 372,000 $ 166,000
Worcester, Maryland 10 $ 6,367,000 $ 636,700 $ 51,000
Genesee, Michigan 10 $ 2,377,000 $ 237,700 $ 76,000
Carver, Minnesota 10 $ 4,158,000 $ 415,800 $ 85,000
Scott, Minnesota 10 $ 4,452,000 $ 445,200 $ 19,000
Flathead, Montana 10 $ 3,721,000 $ 372,100 $ 197,000
Grafton, New Hampshire 10 $ 1,508,000 $ 150,800 $ 92,000
Gloucester, New Jersey 10 $ 1,574,000 $ 157,400 $ 54,000
Tulsa, Oklahoma 10 $ 1,827,000 $ 182,700 $ 94,000
Josephine, Oregon 10 $ 3,855,000 $ 385,500 $ 133,000
Richmond City, Virginia 10 $ 2,565,000 $ 256,500 $ 107,000
Skagit, Washington 10 $ 2,732,000 $ 273,200 $ 79,000
Ozaukee, Wisconsin 10 $ 2,070,000 $ 207,000 $ 52,000
Mono, California 9 $ 3,892,000 $ 432,444 $ 75,000
Montrose, Colorado 9 $ 4,487,000 $ 498,555 $ 11,000
Kauai, Hawaii 9 $ 4,120,000 $ 457,777 $ 44,000
Fayette, Kentucky 9 $ 4,430,000 $ 492,222 $ 67,000
Berkshire, Massachusetts 9 $ 1,754,000 $ 194,888 $ 110,000
Kalamazoo, Michigan 9 $ 2,900,000 $ 322,222 $ 38,000
Ottawa, Michigan 9 $ 2,223,000 $ 247,000 $ 60,000
Lyon, Nevada 9 $ 1,966,000 $ 218,444 $ 44,000
Carteret, North Carolina 9 $ 5,053,000 $ 561,444 $ 41,000
Onslow, North Carolina 9 $ 2,305,000 $ 256,111 $ 99,000
Clatsop, Oregon 9 $ 2,817,000 $ 313,000 $ 34,000
Knox, Tennessee 9 $ 2,556,000 $ 284,000 $ 52,000
Rutherford, Tennessee 9 $ 932,000 $ 103,555 $ 74,000
Sevier, Tennessee 9 $ 1,703,000 $ 189,222 $ 43,000
Weber, Utah 9 $ 1,512,000 $ 168,000 $ 56,000
Humboldt, California 8 $ 2,220,000 $ 277,500 $ 35,000
La Plata, Colorado 8 $ 3,426,000 $ 428,250 $ 39,000
Clay, Florida 8 $ 2,810,000 $ 351,250 $ 89,000
Canyon, Idaho 8 $ 1,670,000 $ 208,750 $ 64,000
Peoria, Illinois 8 $ 1,174,000 $ 146,750 $ 56,000
Ingham, Michigan 8 $ 1,689,000 $ 211,125 $ 36,000
Saginaw, Michigan 8 $ 1,016,000 $ 127,000 $ 128,000
DeSoto, Mississippi 8 $ 1,357,000 $ 169,625 $ 64,000
Cumberland, New Jersey 8 $ 1,181,000 $ 147,625 $ 192,000
Dona Ana, New Mexico 8 $ 1,115,000 $ 139,375 $ 83,000
Chautauqua, New York 8 $ 2,643,000 $ 330,375 $ 114,000
Schenectady, New York 8 $ 980,000 $ 122,500 $ 91,000
Catawba, North Carolina 8 $ 1,426,000 $ 178,250 $ 45,000
Gaston, North Carolina 8 $ 1,728,000 $ 216,000 $ 8,000
Johnston, North Carolina 8 $ 950,000 $ 118,750 $ 37,000
Moore, North Carolina 8 $ 2,454,000 $ 306,750 $ 16,000
Pitt, North Carolina 8 $ 911,000 $ 113,875 $ 46,000
Montgomery, Ohio 8 $ 1,196,000 $ 149,500 $ 47,000
Oklahoma, Oklahoma 8 $ 1,959,000 $ 244,875 $ 84,000
Yamhill, Oregon 8 $ 2,777,000 $ 347,125 $ 77,000
Cumberland, Pennsylvania 8 $ 1,636,000 $ 204,500 $ 59,000
Washington, Rhode Island 8 $ 3,298,000 $ 412,250 $ 91,000
Dorchester, South Carolina 8 $ 2,288,000 $ 286,000 $ 17,000
Windsor, Vermont 8 $ 1,898,000 $ 237,250 $ 122,000
Tuscaloosa, Alabama 7 $ 901,000 $ 128,714 $ 103,000
Navajo, Arizona 7 $ 2,082,000 $ 297,428 $ 92,000
Pulaski, Arkansas 7 $ 515,000 $ 73,571 $ 80,000
Amador, California 7 $ 2,471,000 $ 353,000 $ 106,000
Lake, California 7 $ 2,825,000 $ 403,571 $ 35,000
Middlesex, Connecticut 7 $ 1,299,000 $ 185,571 $ 270,000
Windham, Connecticut 7 $ 816,000 $ 116,571 $ 102,000
Citrus, Florida 7 $ 1,085,000 $ 155,000 $ 62,000
Bibb, Georgia 7 $ 361,000 $ 51,571 $ 80,000
Coweta, Georgia 7 $ 1,389,000 $ 198,428 $ 38,000
Hall, Georgia 7 $ 3,483,000 $ 497,571 $ 13,000
Grundy, Illinois 7 $ 1,214,000 $ 173,428 $ 42,000
Scott, Iowa 7 $ 1,558,000 $ 222,571 $ 112,000
Lafayette, Louisiana 7 $ 655,000 $ 93,571 $ 89,000
Washington, Maryland 7 $ 2,548,000 $ 364,000 $ 79,000
Olmsted, Minnesota 7 $ 1,007,000 $ 143,857 $ 94,000
Merrimack, New Hampshire 7 $ 1,575,000 $ 225,000 $ 176,000
Albany, New York 7 $ 978,000 $ 139,714 $ 102,000
Fulton, New York 7 $ 1,245,000 $ 177,857 $ 31,000
Cumberland, North Carolina 7 $ 1,972,000 $ 281,714 $ 38,000
Cass, North Dakota 7 $ 887,000 $ 126,714 $ 88,000
Lake, Ohio 7 $ 1,609,000 $ 229,857 $ 30,000
Linn, Oregon 7 $ 1,503,000 $ 214,714 $ 62,000
Butler, Pennsylvania 7 $ 1,256,000 $ 179,428 $ 64,000
Lackawanna, Pennsylvania 7 $ 921,000 $ 131,571 $ 102,000
Lexington, South Carolina 7 $ 3,248,000 $ 464,000 $ 14,000
Sumner, Tennessee 7 $ 1,561,000 $ 223,000 $ 45,000
Hays, Texas 7 $ 1,484,000 $ 212,000 $ 62,000
Chittenden, Vermont 7 $ 1,375,000 $ 196,428 $ 155,000
Lamoille, Vermont 7 $ 1,715,000 $ 245,000 $ 99,000
Fairfax City, Virginia 7 $ 3,811,000 $ 544,428 $ 18,000
Kenosha, Wisconsin 7 $ 823,000 $ 117,571 $ 43,000
Shelby, Alabama 6 $ 1,184,000 $ 197,333 $ 28,000
Washington, Arkansas 6 $ 1,102,000 $ 183,666 $ 72,000
Madera, California 6 $ 1,650,000 $ 275,000 $ 32,000
Plumas, California 6 $ 2,373,000 $ 395,500 $ 47,000
Broomfield, Colorado 6 $ 1,278,000 $ 213,000 $ 92,000
San Miguel, Colorado 6 $ 5,483,000 $ 913,833 $ 229,000
Tolland, Connecticut 6 $ 905,000 $ 150,833 $ 103,000
Nassau, Florida 6 $ 2,615,000 $ 435,833 $ 78,000
Barrow, Georgia 6 $ 1,057,000 $ 176,166 $ 38,000
Bartow, Georgia 6 $ 792,000 $ 132,000 $ 56,000
Glynn, Georgia 6 $ 2,496,000 $ 416,000 $ 47,000
Rockdale, Georgia 6 $ 805,000 $ 134,166 $ 52,000
Spalding, Georgia 6 $ 600,000 $ 100,000 $ 27,000
Blaine, Idaho 6 $ 4,249,000 $ 708,166 $ 54,000
Champaign, Illinois 6 $ 753,000 $ 125,500 $ 101,000
DeKalb, Illinois 6 $ 1,269,000 $ 211,500 $ 84,000
Kendall, Illinois 6 $ 1,023,000 $ 170,500 $ 41,000
McLean, Illinois 6 $ 878,000 $ 146,333 $ 77,000
Porter, Indiana 6 $ 2,419,000 $ 403,166 $ 25,000
St. Joseph, Indiana 6 $ 936,000 $ 156,000 $ 161,000
Douglas, Kansas 6 $ 1,843,000 $ 307,166 $ 112,000
Ascension, Louisiana 6 $ 781,000 $ 130,166 $ 64,000
Bossier, Louisiana 6 $ 724,000 $ 120,666 $ 54,000
Livingston, Louisiana 6 $ 560,000 $ 93,333 $ 175,000
Ouachita, Louisiana 6 $ 495,000 $ 82,500 $ 61,000
Lapeer, Michigan 6 $ 1,483,000 $ 247,166 $ 47,000
Van Buren, Michigan 6 $ 1,141,000 $ 190,166 $ 134,000
Wright, Minnesota 6 $ 1,897,000 $ 316,166 $ 21,000
Clay, Missouri 6 $ 473,000 $ 78,833 $ 49,000
St. Louis City, Missouri 6 $ 987,000 $ 164,500 $ 48,000
Missoula, Montana 6 $ 1,294,000 $ 215,666 $ 34,000
Warren, New Jersey 6 $ 1,535,000 $ 255,833 $ 44,000
Columbia, New York 6 $ 622,000 $ 103,666 $ 86,000
Putnam, New York 6 $ 2,235,000 $ 372,500 $ 56,000
Craven, North Carolina 6 $ 990,000 $ 165,000 $ 65,000
Currituck, North Carolina 6 $ 2,944,000 $ 490,666 $ 25,000
Jackson, North Carolina 6 $ 2,236,000 $ 372,666 $ 49,000
Watauga, North Carolina 6 $ 1,472,000 $ 245,333 $ 24,000
Athens, Ohio 6 $ 1,175,000 $ 195,833 $ 107,000
Lucas, Ohio 6 $ 1,691,000 $ 281,833 $ 60,000
Benton, Oregon 6 $ 1,070,000 $ 178,333 $ 97,000
Franklin, Pennsylvania 6 $ 952,000 $ 158,666 $ 64,000
Luzerne, Pennsylvania 6 $ 845,000 $ 140,833 $ 86,000
Montgomery, Tennessee 6 $ 921,000 $ 153,500 $ 77,000
Brazos, Texas 6 $ 1,297,000 $ 216,166 $ 92,000
Kane, Utah 6 $ 1,367,000 $ 227,833 $ 160,000
Windham, Vermont 6 $ 1,649,000 $ 274,833 $ 63,000
Frederick, Virginia 6 $ 1,227,000 $ 204,500 $ 29,000
Hampton, Virginia 6 $ 1,322,000 $ 220,333 $ 57,000
Isle of Wight, Virginia 6 $ 2,174,000 $ 362,333 $ 51,000
Suffolk, Virginia 6 $ 1,563,000 $ 260,500 $ 31,000
Warren, Virginia 6 $ 1,447,000 $ 241,166 $ 29,000
Chelan, Washington 6 $ 1,097,000 $ 182,833 $ 27,000
Cowlitz, Washington 6 $ 1,235,000 $ 205,833 $ 99,000
San Juan, Washington 6 $ 3,213,000 $ 535,500 $ 111,000
Yakima, Washington 6 $ 1,369,000 $ 228,166 $ 55,000
Walworth, Wisconsin 6 $ 2,096,000 $ 349,333 $ 40,000
Marshall, Alabama 5 $ 514,000 $ 102,800 $ 30,000
Fairbanks North Star, Alaska 5 $ 854,000 $ 170,800 $ 103,000
Kenai Peninsula, Alaska 5 $ 886,000 $ 177,200 $ 177,000
Cochise, Arizona 5 $ 448,000 $ 89,600 $ 47,000
Pueblo, Colorado 5 $ 1,082,000 $ 216,400 $ 119,000
Clarke, Georgia 5 $ 1,166,000 $ 233,200 $ 51,000
Greene, Georgia 5 $ 1,896,000 $ 379,200 $ 88,000
Richmond, Georgia 5 $ 815,000 $ 163,000 $ 60,000
Towns, Georgia 5 $ 809,000 $ 161,800 $ 337,000
Bonner, Idaho 5 $ 2,262,000 $ 452,400 $ 88,000
St. Clair, Illinois 5 $ 1,382,000 $ 276,400 $ 36,000
Allen, Indiana 5 $ 717,000 $ 143,400 $ 101,000
Boone, Indiana 5 $ 2,323,000 $ 464,600 $ 50,000
Vanderburgh, Indiana 5 $ 1,376,000 $ 275,200 $ 17,000
Black Hawk, Iowa 5 $ 1,011,000 $ 202,200 $ 31,000
Campbell, Kentucky 5 $ 401,000 $ 80,200 $ 72,000
Oldham, Kentucky 5 $ 1,697,000 $ 339,400 $ 107,000
St. Charles, Louisiana 5 $ 780,000 $ 156,000 $ 101,000
Cecil, Maryland 5 $ 1,459,000 $ 291,800 $ 292,000
Allegan, Michigan 5 $ 1,587,000 $ 317,400 $ 107,000
Cass, Minnesota 5 $ 1,485,000 $ 297,000 $ 76,000
Sherburne, Minnesota 5 $ 865,000 $ 173,000 $ 14,000
Lee, Mississippi 5 $ 605,000 $ 121,000 $ 158,000
Rankin, Mississippi 5 $ 1,130,000 $ 226,000 $ 66,000
Jefferson, Missouri 5 $ 866,000 $ 173,200 $ 69,000
Yellowstone, Montana 5 $ 859,000 $ 171,800 $ 59,000
Chaves, New Mexico 5 $ 332,000 $ 66,400 $ 186,000
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Mortgage Loan Application Detail Totals for E*Trade Bank in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 15,820 $5,753,648,000 $363,000 $5,000,000 $63,000 $8,000,000
Home Purchase 9,554 $4,169,285,000 $436,000 $4,000,000 $51,000 $4,800,000
Home Improvement 9 $835,000 $92,000 $258,000 $111,000 $300,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 13,720 $7,264,761,000 $529,000 $5,000,000 $0 $607,000
White 5,217 $1,233,816,000 $236,000 $2,160,000 $129,000 $8,000,000
Not Provided 4,961 $1,049,228,000 $211,000 $2,600,000 $124,000 $7,296,000
Asian 538 $164,807,000 $306,000 $1,100,000 $135,000 $1,590,000
Hispanic 462 $112,031,000 $242,000 $1,300,000 $118,000 $4,300,000
Black or African American 398 $77,052,000 $193,000 $1,000,000 $108,000 $984,000
Native Hawaiian or Other Pacific Islander 45 $12,012,000 $266,000 $1,235,000 $100,000 $400,000
American Indian or Alaskan Native 42 $10,061,000 $239,000 $975,000 $123,000 $523,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 25,383 $9,923,768,000 $390,000 $5,000,000 $58,000 $8,000,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 15,003 $7,489,317,000 $499,000 $5,000,000 $6,000 $917,000
Application Denied By Financial Institution 4,449 $1,061,874,000 $238,000 $2,600,000 $132,000 $7,296,000
Loan Originated 3,498 $824,707,000 $235,000 $1,500,000 $131,000 $2,637,000
Application Withdrawn By Applicant 1,628 $382,046,000 $234,000 $2,160,000 $146,000 $8,000,000
Application Approved But Not Accepted 779 $160,223,000 $205,000 $1,544,000 $125,000 $1,262,000
File Closed For Incompleteness 25 $5,329,000 $213,000 $726,000 $156,000 $540,000
Preapproval Denied by Financial Institution 1 $272,000 $272,000 $272,000 $46,000 $46,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 2,794 $719,377,000 $257,000 $2,600,000 $144,000 $7,296,000
Other 489 $92,566,000 $189,000 $1,645,000 $119,000 $2,210,000
Debt-To-Income Ratio 444 $103,500,000 $233,000 $1,850,000 $90,000 $840,000
Collateral 406 $91,248,000 $224,000 $1,400,000 $134,000 $1,100,000
Credit History 269 $44,698,000 $166,000 $1,000,000 $93,000 $563,000
Unverifiable Information 20 $5,353,000 $267,000 $1,000,000 $97,000 $300,000
Employment History 18 $3,078,000 $171,000 $550,000 $101,000 $360,000
Insufficient Cash (Downpayment, Closing Cost) 10 $2,326,000 $232,000 $360,000 $104,000 $200,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into E*Trade Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess E*Trade Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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