E*Trade Bank Mortgage Lending & HMDA Data, 2007
In 2007, E*Trade Bank of Arlington, VA reported 25,383 mortgage applications totaling $9.9 billion, down 16% from 2006. The average application was for $390,961, and applicants reported an average income of $58,500. 14% of its applications resulted in an originated loan and 18% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (1,305), Oakland-Fremont-Hayward, CA (1,097) and Los Angeles-Long Beach-Glendale, CA (1,023) (applications in parentheses).
| Mortgage Company & Address | E*Trade Bank 671 North Glebe Rd, 12th Floor Arlington, VA 22203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 25,383 |
| Total Mortgage Loan Application Amount | $9,923,768,000 |
| Average Mortgage Loan Application Amount | $390,961 |
| Highest Mortgage Loan Application Amount | $5,000,000 |
| Average Applicant Income | $58,500 |
| Highest Applicant Income | $8,000,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records E*Trade Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 1,305 | $ 502,415,000 | $ 384,992 | $ 66,991 |
| Oakland-Fremont-Hayward, CA | 1,097 | $ 559,718,000 | $ 510,226 | $ 27,000 |
| Los Angeles-Long Beach-Glendale, CA | 1,023 | $ 526,849,000 | $ 515,003 | $ 68,000 |
| Chicago-Naperville-Joliet, IL | 981 | $ 370,544,000 | $ 377,720 | $ 43,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 825 | $ 457,243,000 | $ 554,233 | $ 37,000 |
| Riverside-San Bernardino-Ontario, CA | 818 | $ 297,934,000 | $ 364,222 | $ 51,000 |
| Phoenix-Mesa-Scottsdale, AZ | 799 | $ 268,571,000 | $ 336,133 | $ 35,000 |
| San Diego-Carlsbad-San Marcos, CA | 786 | $ 398,286,000 | $ 506,725 | $ 55,000 |
| New York-White Plains-Wayne, NY-NJ | 755 | $ 395,339,000 | $ 523,627 | $ 72,488 |
| San Francisco-San Mateo-Redwood City, CA | 720 | $ 458,556,000 | $ 636,883 | $ 28,000 |
| Atlanta-Sandy Springs-Marietta, GA | 537 | $ 135,492,000 | $ 252,312 | $ 69,000 |
| Santa Ana-Anaheim-Irvine, CA | 508 | $ 261,522,000 | $ 514,807 | $ 69,000 |
| Seattle-Bellevue-Everett, WA | 469 | $ 188,528,000 | $ 401,978 | $ 54,000 |
| Las Vegas-Paradise, NV | 451 | $ 142,216,000 | $ 315,334 | $ 56,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 447 | $ 175,262,000 | $ 392,085 | $ 45,000 |
| Denver-Aurora, CO | 339 | $ 98,078,000 | $ 289,315 | $ 55,000 |
| Nassau-Suffolk, NY | 312 | $ 133,158,000 | $ 426,788 | $ 105,000 |
| Baltimore-Towson, MD | 295 | $ 99,128,000 | $ 336,027 | $ 40,000 |
| Bethesda-Gaithersburg-Frederick, MD | 295 | $ 125,870,000 | $ 426,677 | $ 94,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 269 | $ 89,087,000 | $ 331,178 | $ 81,066 |
| Portland-Vancouver-Beaverton, OR-WA | 256 | $ 80,881,000 | $ 315,941 | $ 72,218 |
| Edison, NJ | 252 | $ 97,683,000 | $ 387,630 | $ 78,000 |
| Tampa-St. Petersburg-Clearwater, FL | 251 | $ 74,594,000 | $ 297,187 | $ 51,000 |
| Philadelphia, PA | 247 | $ 64,590,000 | $ 261,497 | $ 88,000 |
| Orlando-Kissimmee, FL | 241 | $ 76,666,000 | $ 318,116 | $ 44,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 226 | $ 93,529,000 | $ 413,845 | $ 55,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 223 | $ 121,023,000 | $ 542,704 | $ 30,000 |
| Charlotte-Gastonia-Concord, NC-SC | 222 | $ 77,526,000 | $ 349,216 | $ 47,135 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 215 | $ 108,360,000 | $ 504,000 | $ 61,000 |
| Newark-Union, NJ-PA | 212 | $ 85,767,000 | $ 404,561 | $ 80,646 |
| Boston-Quincy, MA | 196 | $ 80,654,000 | $ 411,500 | $ 61,000 |
| Miami-Miami Beach-Kendall, FL | 196 | $ 76,827,000 | $ 391,974 | $ 81,000 |
| Cape Coral-Fort Myers, FL | 181 | $ 82,965,000 | $ 458,370 | $ 20,000 |
| Bridgeport-Stamford-Norwalk, CT | 180 | $ 126,822,000 | $ 704,566 | $ 53,000 |
| Warren-Troy-Farmington Hills, MI | 164 | $ 45,578,000 | $ 277,914 | $ 52,000 |
| Houston-Sugar Land-Baytown, TX | 150 | $ 55,324,000 | $ 368,826 | $ 76,000 |
| Dallas-Plano-Irving, TX | 138 | $ 67,348,000 | $ 488,028 | $ 32,000 |
| Lake County-Kenosha County, IL-WI | 136 | $ 68,768,000 | $ 505,647 | $ 35,411 |
| Cambridge-Newton-Framingham, MA | 135 | $ 58,764,000 | $ 435,288 | $ 68,000 |
| Santa Rosa-Petaluma, CA | 135 | $ 68,598,000 | $ 508,133 | $ 28,000 |
| Salt Lake City, UT | 133 | $ 41,789,000 | $ 314,203 | $ 70,000 |
| Sarasota-Bradenton-Venice, FL | 124 | $ 70,147,000 | $ 565,701 | $ 30,000 |
| Jacksonville, FL | 122 | $ 41,868,000 | $ 343,180 | $ 48,000 |
| Stockton, CA | 122 | $ 52,829,000 | $ 433,024 | $ 34,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 118 | $ 42,122,000 | $ 356,966 | $ 41,135 |
| Raleigh-Cary, NC | 114 | $ 30,791,000 | $ 270,096 | $ 43,000 |
| Tucson, AZ | 108 | $ 29,242,000 | $ 270,759 | $ 52,000 |
| Vallejo-Fairfield, CA | 108 | $ 46,322,000 | $ 428,907 | $ 32,000 |
| St. Louis, MO-IL | 107 | $ 35,186,000 | $ 328,841 | $ 67,570 |
| Charleston-North Charleston, SC | 101 | $ 53,843,000 | $ 533,099 | $ 13,000 |
| Naples-Marco Island, FL | 97 | $ 59,440,000 | $ 612,783 | $ 16,000 |
| Reno-Sparks, NV | 86 | $ 38,900,000 | $ 452,325 | $ 55,000 |
| Richmond, VA | 86 | $ 23,215,000 | $ 269,941 | $ 73,000 |
| Cincinnati-Middletown, OH-KY-IN | 85 | $ 29,930,000 | $ 352,117 | $ 50,564 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 85 | $ 19,982,000 | $ 235,082 | $ 77,000 |
| Tacoma, WA | 84 | $ 27,396,000 | $ 326,142 | $ 42,000 |
| Boise City-Nampa, ID | 83 | $ 20,418,000 | $ 246,000 | $ 66,000 |
| Albuquerque, NM | 82 | $ 19,687,000 | $ 240,085 | $ 71,000 |
| Columbus, OH | 80 | $ 18,565,000 | $ 232,062 | $ 120,000 |
| Salinas, CA | 80 | $ 48,867,000 | $ 610,837 | $ 12,000 |
| Austin-Round Rock, TX | 79 | $ 22,516,000 | $ 285,012 | $ 65,000 |
| Detroit-Livonia-Dearborn, MI | 79 | $ 14,346,000 | $ 181,594 | $ 59,000 |
| Providence-New Bedford-Fall River, RI-MA | 79 | $ 20,842,000 | $ 263,822 | $ 69,759 |
| Santa Barbara-Santa Maria-Goleta, CA | 79 | $ 49,538,000 | $ 627,063 | $ 18,000 |
| Santa Cruz-Watsonville, CA | 78 | $ 45,702,000 | $ 585,923 | $ 27,000 |
| Camden, NJ | 70 | $ 14,517,000 | $ 207,385 | $ 83,000 |
| Kansas City, MO-KS | 68 | $ 15,101,000 | $ 222,073 | $ 76,000 |
| Indianapolis-Carmel, IN | 61 | $ 19,803,000 | $ 324,639 | $ 77,000 |
| Cleveland-Elyria-Mentor, OH | 60 | $ 11,590,000 | $ 193,166 | $ 79,000 |
| Modesto, CA | 60 | $ 18,412,000 | $ 306,866 | $ 39,000 |
| Wilmington, NC | 58 | $ 27,642,000 | $ 476,586 | $ 23,000 |
| Hartford-West Hartford-East Hartford, CT | 57 | $ 12,532,000 | $ 219,859 | $ 113,000 |
| Milwaukee-Waukesha-West Allis, WI | 57 | $ 13,593,000 | $ 238,473 | $ 70,000 |
| Boulder, CO | 56 | $ 22,693,000 | $ 405,232 | $ 73,000 |
| New Orleans-Metairie-Kenner, LA | 55 | $ 8,765,000 | $ 159,363 | $ 126,000 |
| Honolulu, HI | 54 | $ 32,679,000 | $ 605,166 | $ 57,000 |
| Peabody, MA | 54 | $ 19,744,000 | $ 365,629 | $ 65,000 |
| Port St. Lucie, FL | 53 | $ 18,068,000 | $ 340,905 | $ 26,000 |
| Fresno, CA | 52 | $ 14,562,000 | $ 280,038 | $ 49,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 52 | $ 21,653,000 | $ 416,403 | $ 51,000 |
| Bakersfield, CA | 51 | $ 18,318,000 | $ 359,176 | $ 45,000 |
| New Haven-Milford, CT | 51 | $ 14,967,000 | $ 293,470 | $ 84,000 |
| Louisville-Jefferson County, KY-IN | 49 | $ 12,331,000 | $ 251,653 | $ 130,102 |
| Pittsburgh, PA | 47 | $ 11,245,000 | $ 239,255 | $ 91,000 |
| San Luis Obispo-Paso Robles, CA | 47 | $ 22,119,000 | $ 470,617 | $ 36,000 |
| Durham, NC | 44 | $ 10,660,000 | $ 242,272 | $ 56,000 |
| Napa, CA | 44 | $ 27,318,000 | $ 620,863 | $ 39,000 |
| Ogden-Clearfield, UT | 44 | $ 10,346,000 | $ 235,136 | $ 59,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 43 | $ 9,808,000 | $ 228,093 | $ 81,000 |
| Prescott, AZ | 43 | $ 16,823,000 | $ 391,232 | $ 28,000 |
| Memphis, TN-MS-AR | 42 | $ 10,499,000 | $ 249,976 | $ 54,666 |
| Birmingham-Hoover, AL | 39 | $ 6,774,000 | $ 173,692 | $ 51,000 |
| Colorado Springs, CO | 39 | $ 11,371,000 | $ 291,564 | $ 53,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 39 | $ 11,642,000 | $ 298,512 | $ 45,000 |
| Pensacola-Ferry Pass-Brent, FL | 39 | $ 11,140,000 | $ 285,641 | $ 47,000 |
| Ocean City, NJ | 38 | $ 25,707,000 | $ 676,500 | $ 35,000 |
| Palm Bay-Melbourne-Titusville, FL | 38 | $ 10,557,000 | $ 277,815 | $ 38,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 38 | $ 10,980,000 | $ 288,947 | $ 68,000 |
| Bend, OR | 36 | $ 14,209,000 | $ 394,694 | $ 25,000 |
| Provo-Orem, UT | 36 | $ 9,152,000 | $ 254,222 | $ 57,000 |
| Rockingham County-Strafford County, NH | 36 | $ 8,840,000 | $ 245,555 | $ 93,000 |
| Spokane, WA | 36 | $ 7,336,000 | $ 203,777 | $ 48,000 |
| Bremerton-Silverdale, WA | 33 | $ 11,793,000 | $ 357,363 | $ 50,000 |
| Asheville, NC | 32 | $ 9,547,000 | $ 298,343 | $ 19,000 |
| Atlantic City, NJ | 32 | $ 11,823,000 | $ 369,468 | $ 49,000 |
| Olympia, WA | 32 | $ 7,683,000 | $ 240,093 | $ 45,000 |
| Baton Rouge, LA | 30 | $ 4,480,000 | $ 149,333 | $ 96,000 |
| Fort Worth-Arlington, TX | 30 | $ 9,180,000 | $ 306,000 | $ 79,000 |
| Worcester, MA | 30 | $ 8,236,000 | $ 274,533 | $ 75,000 |
| Portland-South Portland-Biddeford, ME | 29 | $ 11,414,000 | $ 393,586 | $ 85,000 |
| Fort Collins-Loveland, CO | 28 | $ 7,275,000 | $ 259,821 | $ 60,000 |
| Barnstable Town, MA | 27 | $ 13,488,000 | $ 499,555 | $ 39,000 |
| Charlottesville, VA | 27 | $ 13,959,000 | $ 517,000 | $ 89,000 |
| Gary, IN | 27 | $ 4,892,000 | $ 181,185 | $ 67,000 |
| Akron, OH | 26 | $ 6,910,000 | $ 265,769 | $ 60,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 26 | $ 3,734,000 | $ 143,615 | $ 80,884 |
| Manchester-Nashua, NH | 26 | $ 6,355,000 | $ 244,423 | $ 112,000 |
| San Antonio, TX | 26 | $ 5,922,000 | $ 227,769 | $ 68,000 |
| Buffalo-Niagara Falls, NY | 25 | $ 4,009,000 | $ 160,360 | $ 138,000 |
| Columbia, SC | 25 | $ 6,631,000 | $ 265,240 | $ 69,000 |
| Hagerstown-Martinsburg, MD-WV | 25 | $ 5,114,000 | $ 204,560 | $ 56,680 |
| Wilmington, DE-MD-NJ | 25 | $ 7,060,000 | $ 282,400 | $ 95,280 |
| Albany-Schenectady-Troy, NY | 24 | $ 3,465,000 | $ 144,375 | $ 95,000 |
| Ann Arbor, MI | 24 | $ 8,008,000 | $ 333,666 | $ 39,000 |
| Greensboro-High Point, NC | 24 | $ 4,552,000 | $ 189,666 | $ 78,000 |
| Lake Havasu City-Kingman, AZ | 24 | $ 6,960,000 | $ 290,000 | $ 55,000 |
| Panama City-Lynn Haven, FL | 24 | $ 7,560,000 | $ 315,000 | $ 65,000 |
| Punta Gorda, FL | 24 | $ 8,002,000 | $ 333,416 | $ 33,000 |
| Santa Fe, NM | 24 | $ 10,960,000 | $ 456,666 | $ 82,000 |
| Salem, OR | 23 | $ 3,919,000 | $ 170,391 | $ 75,000 |
| St. George, UT | 23 | $ 7,844,000 | $ 341,043 | $ 32,000 |
| Trenton-Ewing, NJ | 23 | $ 7,761,000 | $ 337,434 | $ 216,000 |
| Omaha-Council Bluffs, NE-IA | 22 | $ 4,737,000 | $ 215,318 | $ 88,272 |
| Rochester, NY | 22 | $ 2,263,000 | $ 102,863 | $ 114,000 |
| Springfield, MA | 22 | $ 3,287,000 | $ 149,409 | $ 1,001,000 |
| Winston-Salem, NC | 22 | $ 5,339,000 | $ 242,681 | $ 42,000 |
| Harrisburg-Carlisle, PA | 21 | $ 4,027,000 | $ 191,761 | $ 80,000 |
| Huntsville, AL | 21 | $ 1,974,000 | $ 94,000 | $ 99,000 |
| Medford, OR | 21 | $ 8,009,000 | $ 381,380 | $ 30,000 |
| Bellingham, WA | 20 | $ 4,314,000 | $ 215,700 | $ 50,000 |
| Eugene-Springfield, OR | 20 | $ 5,700,000 | $ 285,000 | $ 63,000 |
| Grand Rapids-Wyoming, MI | 20 | $ 4,870,000 | $ 243,500 | $ 66,000 |
| Lakeland, FL | 20 | $ 4,603,000 | $ 230,150 | $ 24,000 |
| Madison, WI | 19 | $ 5,359,000 | $ 282,052 | $ 71,000 |
| Merced, CA | 19 | $ 5,681,000 | $ 299,000 | $ 21,000 |
| Redding, CA | 19 | $ 5,192,000 | $ 273,263 | $ 92,000 |
| Savannah, GA | 19 | $ 4,293,000 | $ 225,947 | $ 69,000 |
| Syracuse, NY | 19 | $ 2,314,000 | $ 121,789 | $ 91,000 |
| Fort Walton Beach-Crestview-Destin, FL | 18 | $ 8,989,000 | $ 499,388 | $ 99,000 |
| Chattanooga, TN-GA | 17 | $ 3,012,000 | $ 177,176 | $ 94,058 |
| Des Moines-West Des Moines, IA | 17 | $ 3,023,000 | $ 177,823 | $ 61,000 |
| Ocala, FL | 17 | $ 4,560,000 | $ 268,235 | $ 50,000 |
| Oklahoma City, OK | 17 | $ 2,976,000 | $ 175,058 | $ 73,000 |
| Anchorage, AK | 16 | $ 3,848,000 | $ 240,500 | $ 91,000 |
| Coeur D'Alene, ID | 16 | $ 4,574,000 | $ 285,875 | $ 46,000 |
| Knoxville, TN | 16 | $ 4,597,000 | $ 287,312 | $ 54,000 |
| Mobile, AL | 16 | $ 2,249,000 | $ 140,562 | $ 51,000 |
| Shreveport-Bossier City, LA | 16 | $ 1,447,000 | $ 90,437 | $ 33,000 |
| Tulsa, OK | 16 | $ 2,516,000 | $ 157,250 | $ 76,000 |
| Visalia-Porterville, CA | 16 | $ 3,499,000 | $ 218,687 | $ 104,000 |
| Yuba City, CA | 16 | $ 4,081,000 | $ 255,062 | $ 39,000 |
| Kalamazoo-Portage, MI | 15 | $ 4,041,000 | $ 269,400 | $ 76,000 |
| Roanoke, VA | 15 | $ 2,915,000 | $ 194,333 | $ 65,000 |
| Greeley, CO | 14 | $ 3,150,000 | $ 225,000 | $ 39,000 |
| Greenville-Mauldin-Easley, SC | 14 | $ 3,245,000 | $ 231,785 | $ 41,000 |
| Lexington-Fayette, KY | 14 | $ 5,358,000 | $ 382,714 | $ 84,000 |
| Little Rock-North Little Rock-Conway, AR | 14 | $ 1,158,000 | $ 82,714 | $ 88,000 |
| Palm Coast, FL | 14 | $ 7,035,000 | $ 502,500 | $ 18,000 |
| Scranton--Wilkes-Barre, PA | 14 | $ 1,852,000 | $ 132,285 | $ 90,000 |
| Toledo, OH | 14 | $ 2,574,000 | $ 183,857 | $ 55,000 |
| York-Hanover, PA | 14 | $ 1,522,000 | $ 108,714 | $ 88,000 |
| Augusta-Richmond County, GA-SC | 13 | $ 3,017,000 | $ 232,076 | $ 43,769 |
| Chico, CA | 13 | $ 3,324,000 | $ 255,692 | $ 40,000 |
| Dayton, OH | 13 | $ 2,244,000 | $ 172,615 | $ 71,000 |
| El Centro, CA | 13 | $ 3,012,000 | $ 231,692 | $ 45,000 |
| Gulfport-Biloxi, MS | 13 | $ 2,322,000 | $ 178,615 | $ 89,000 |
| Lancaster, PA | 13 | $ 2,059,000 | $ 158,384 | $ 73,000 |
| Lansing-East Lansing, MI | 13 | $ 2,495,000 | $ 191,923 | $ 62,000 |
| Norwich-New London, CT | 13 | $ 2,960,000 | $ 227,692 | $ 206,000 |
| Sebastian-Vero Beach, FL | 13 | $ 10,853,000 | $ 834,846 | $ 15,000 |
| Wichita, KS | 13 | $ 1,783,000 | $ 137,153 | $ 78,000 |
| Gainesville, FL | 12 | $ 2,474,000 | $ 206,166 | $ 47,000 |
| Jackson, MS | 12 | $ 1,684,000 | $ 140,333 | $ 42,000 |
| Peoria, IL | 12 | $ 1,452,000 | $ 121,000 | $ 60,000 |
| Tallahassee, FL | 12 | $ 3,186,000 | $ 265,500 | $ 94,000 |
| Burlington-South Burlington, VT | 11 | $ 2,151,000 | $ 195,545 | $ 150,000 |
| Carson City, NV | 11 | $ 2,538,000 | $ 230,727 | $ 29,000 |
| Flagstaff, AZ | 11 | $ 4,395,000 | $ 399,545 | $ 25,000 |
| Grand Junction, CO | 11 | $ 2,372,000 | $ 215,636 | $ 25,000 |
| Kingston, NY | 11 | $ 2,707,000 | $ 246,090 | $ 63,000 |
| Niles-Benton Harbor, MI | 11 | $ 5,708,000 | $ 518,909 | $ 45,000 |
| Reading, PA | 11 | $ 1,905,000 | $ 173,181 | $ 79,000 |
| Davenport-Moline-Rock Island, IA-IL | 10 | $ 1,913,000 | $ 191,300 | $ 100,600 |
| Fayetteville, NC | 10 | $ 2,307,000 | $ 230,700 | $ 50,000 |
| Flint, MI | 10 | $ 2,377,000 | $ 237,700 | $ 76,000 |
| Mount Vernon-Anacortes, WA | 10 | $ 2,732,000 | $ 273,200 | $ 79,000 |
| Yuma, AZ | 10 | $ 1,567,000 | $ 156,700 | $ 74,000 |
| Athens-Clarke County, GA | 9 | $ 2,507,000 | $ 278,555 | $ 73,000 |
| Hickory-Lenoir-Morganton, NC | 9 | $ 1,651,000 | $ 183,444 | $ 50,000 |
| Holland-Grand Haven, MI | 9 | $ 2,223,000 | $ 247,000 | $ 60,000 |
| Jacksonville, NC | 9 | $ 2,305,000 | $ 256,111 | $ 99,000 |
| Lynchburg, VA | 9 | $ 2,504,000 | $ 278,222 | $ 25,000 |
| Pittsfield, MA | 9 | $ 1,754,000 | $ 194,888 | $ 110,000 |
| Wenatchee, WA | 9 | $ 1,552,000 | $ 172,444 | $ 45,000 |
| Winchester, VA-WV | 9 | $ 1,667,000 | $ 185,222 | $ 51,333 |
| Youngstown-Warren-Boardman, OH-PA | 9 | $ 565,000 | $ 62,777 | $ 53,000 |
| Columbus, GA-AL | 8 | $ 1,326,000 | $ 165,750 | $ 89,000 |
| Greenville, NC | 8 | $ 911,000 | $ 113,875 | $ 46,000 |
| Kingsport-Bristol-Bristol, TN-VA | 8 | $ 2,397,000 | $ 299,625 | $ 70,000 |
| Lafayette, LA | 8 | $ 715,000 | $ 89,375 | $ 87,000 |
| Las Cruces, NM | 8 | $ 1,115,000 | $ 139,375 | $ 83,000 |
| Saginaw-Saginaw Township North, MI | 8 | $ 1,016,000 | $ 127,000 | $ 128,000 |
| Vineland-Millville-Bridgeton, NJ | 8 | $ 1,181,000 | $ 147,625 | $ 192,000 |
| Brunswick, GA | 7 | $ 2,796,000 | $ 399,428 | $ 55,000 |
| Charleston, WV | 7 | $ 1,261,000 | $ 180,142 | $ 78,000 |
| Clarksville, TN-KY | 7 | $ 951,000 | $ 135,857 | $ 74,428 |
| Evansville, IN-KY | 7 | $ 1,784,000 | $ 254,857 | $ 37,000 |
| Fargo, ND-MN | 7 | $ 887,000 | $ 126,714 | $ 88,000 |
| Fort Wayne, IN | 7 | $ 937,000 | $ 133,857 | $ 87,000 |
| Gainesville, GA | 7 | $ 3,483,000 | $ 497,571 | $ 13,000 |
| Macon, GA | 7 | $ 361,000 | $ 51,571 | $ 80,000 |
| Monroe, LA | 7 | $ 505,000 | $ 72,142 | $ 57,000 |
| Rochester, MN | 7 | $ 1,007,000 | $ 143,857 | $ 94,000 |
| Tuscaloosa, AL | 7 | $ 901,000 | $ 128,714 | $ 103,000 |
| Billings, MT | 6 | $ 1,015,000 | $ 169,166 | $ 69,000 |
| Bloomington-Normal, IL | 6 | $ 878,000 | $ 146,333 | $ 77,000 |
| Champaign-Urbana, IL | 6 | $ 753,000 | $ 125,500 | $ 101,000 |
| College Station-Bryan, TX | 6 | $ 1,297,000 | $ 216,166 | $ 92,000 |
| Corvallis, OR | 6 | $ 1,070,000 | $ 178,333 | $ 97,000 |
| Duluth, MN-WI | 6 | $ 656,000 | $ 109,333 | $ 82,000 |
| Green Bay, WI | 6 | $ 1,290,000 | $ 215,000 | $ 84,000 |
| Hattiesburg, MS | 6 | $ 598,000 | $ 99,666 | $ 41,000 |
| Kennewick-Richland-Pasco, WA | 6 | $ 690,000 | $ 115,000 | $ 28,000 |
| Lawrence, KS | 6 | $ 1,843,000 | $ 307,166 | $ 112,000 |
| Longview, WA | 6 | $ 1,235,000 | $ 205,833 | $ 99,000 |
| Madera, CA | 6 | $ 1,650,000 | $ 275,000 | $ 32,000 |
| Missoula, MT | 6 | $ 1,294,000 | $ 215,666 | $ 34,000 |
| Pascagoula, MS | 6 | $ 613,000 | $ 102,166 | $ 94,000 |
| Rockford, IL | 6 | $ 644,000 | $ 107,333 | $ 65,000 |
| South Bend-Mishawaka, IN-MI | 6 | $ 936,000 | $ 156,000 | $ 161,000 |
| Springfield, MO | 6 | $ 1,181,000 | $ 196,833 | $ 48,000 |
| Utica-Rome, NY | 6 | $ 488,000 | $ 81,333 | $ 81,000 |
| Yakima, WA | 6 | $ 1,369,000 | $ 228,166 | $ 55,000 |
| Anderson, SC | 5 | $ 1,638,000 | $ 327,600 | $ 47,000 |
| Binghamton, NY | 5 | $ 790,000 | $ 158,000 | $ 104,000 |
| Cedar Rapids, IA | 5 | $ 797,000 | $ 159,400 | $ 105,000 |
| Elmira, NY | 5 | $ 294,000 | $ 58,800 | $ 58,000 |
| Fairbanks, AK | 5 | $ 854,000 | $ 170,800 | $ 103,000 |
| Jackson, TN | 5 | $ 1,279,000 | $ 255,800 | $ 17,000 |
| Montgomery, AL | 5 | $ 422,000 | $ 84,400 | $ 73,000 |
| Oshkosh-Neenah, WI | 5 | $ 294,000 | $ 58,800 | $ 57,000 |
| Pueblo, CO | 5 | $ 1,082,000 | $ 216,400 | $ 119,000 |
| Salisbury, MD | 5 | $ 713,000 | $ 142,600 | $ 11,000 |
| State College, PA | 5 | $ 1,294,000 | $ 258,800 | $ 91,000 |
| Waterloo-Cedar Falls, IA | 5 | $ 1,011,000 | $ 202,200 | $ 31,000 |
| Anniston-Oxford, AL | 4 | $ 303,000 | $ 75,750 | $ 34,000 |
| Auburn-Opelika, AL | 4 | $ 1,046,000 | $ 261,500 | $ 162,000 |
| Blacksburg-Christiansburg-Radford, VA | 4 | $ 481,000 | $ 120,250 | $ 62,000 |
| Burlington, NC | 4 | $ 1,106,000 | $ 276,500 | $ 11,000 |
| Casper, WY | 4 | $ 481,000 | $ 120,250 | $ 44,000 |
| Cheyenne, WY | 4 | $ 859,000 | $ 214,750 | $ 159,000 |
| Columbia, MO | 4 | $ 667,000 | $ 166,750 | $ 74,000 |
| Cumberland, MD-WV | 4 | $ 324,000 | $ 81,000 | $ 43,000 |
| El Paso, TX | 4 | $ 645,000 | $ 161,250 | $ 123,000 |
| Farmington, NM | 4 | $ 416,000 | $ 104,000 | $ 64,000 |
| Glens Falls, NY | 4 | $ 777,000 | $ 194,250 | $ 109,000 |
| Hot Springs, AR | 4 | $ 937,000 | $ 234,250 | $ 67,000 |
| Houma-Bayou Cane-Thibodaux, LA | 4 | $ 429,000 | $ 107,250 | $ 88,000 |
| Idaho Falls, ID | 4 | $ 695,000 | $ 173,750 | $ 98,000 |
| Killeen-Temple-Fort Hood, TX | 4 | $ 618,000 | $ 154,500 | $ 90,000 |
| Lewiston-Auburn, ME | 4 | $ 473,000 | $ 118,250 | $ 120,000 |
| McAllen-Edinburg-Mission, TX | 4 | $ 476,000 | $ 119,000 | $ 133,000 |
| Michigan City-La Porte, IN | 4 | $ 526,000 | $ 131,500 | $ 78,000 |
| Monroe, MI | 4 | $ 327,000 | $ 81,750 | $ 54,000 |
| Morgantown, WV | 4 | $ 559,000 | $ 139,750 | $ 132,000 |
| Muskegon-Norton Shores, MI | 4 | $ 480,000 | $ 120,000 | $ 45,000 |
| Sandusky, OH | 4 | $ 506,000 | $ 126,500 | $ 68,000 |
| Sheboygan, WI | 4 | $ 770,000 | $ 192,500 | $ 170,000 |
| Springfield, IL | 4 | $ 792,000 | $ 198,000 | $ 98,000 |
| Wheeling, WV-OH | 4 | $ 178,000 | $ 44,500 | $ 59,000 |
| Albany, GA | 3 | $ 445,000 | $ 148,333 | $ 120,000 |
| Alexandria, LA | 3 | $ 282,000 | $ 94,000 | $ 89,000 |
| Bangor, ME | 3 | $ 283,000 | $ 94,333 | $ 64,000 |
| Bismarck, ND | 3 | $ 483,000 | $ 161,000 | $ 93,000 |
| Bloomington, IN | 3 | $ 352,000 | $ 117,333 | $ 97,000 |
| Canton-Massillon, OH | 3 | $ 600,000 | $ 200,000 | $ 11,000 |
| Cleveland, TN | 3 | $ 380,000 | $ 126,666 | $ 147,000 |
| Corpus Christi, TX | 3 | $ 361,000 | $ 120,333 | $ 32,000 |
| Fort Smith, AR-OK | 3 | $ 334,000 | $ 111,333 | $ 87,000 |
| Great Falls, MT | 3 | $ 263,000 | $ 87,666 | $ 80,000 |
| Hanford-Corcoran, CA | 3 | $ 385,000 | $ 128,333 | $ 63,000 |
| Janesville, WI | 3 | $ 318,000 | $ 106,000 | $ 78,000 |
| Lewiston, ID-WA | 3 | $ 234,000 | $ 78,000 | $ 67,000 |
| Muncie, IN | 3 | $ 678,000 | $ 226,000 | $ 39,000 |
| Pocatello, ID | 3 | $ 312,000 | $ 104,000 | $ 93,000 |
| Racine, WI | 3 | $ 372,000 | $ 124,000 | $ 51,000 |
| Rapid City, SD | 3 | $ 291,000 | $ 97,000 | $ 102,000 |
| Rocky Mount, NC | 3 | $ 475,000 | $ 158,333 | $ 14,000 |
| Sioux Falls, SD | 3 | $ 254,000 | $ 84,666 | $ 8,000 |
| Spartanburg, SC | 3 | $ 321,000 | $ 107,000 | $ 70,000 |
| St. Cloud, MN | 3 | $ 327,000 | $ 109,000 | $ 35,000 |
| St. Joseph, MO-KS | 3 | $ 514,000 | $ 171,333 | $ 67,000 |
| Williamsport, PA | 3 | $ 617,000 | $ 205,666 | $ 30,000 |
| Altoona, PA | 2 | $ 326,000 | $ 163,000 | $ 81,000 |
| Appleton, WI | 2 | $ 427,000 | $ 213,500 | $ 41,000 |
| Battle Creek, MI | 2 | $ 193,000 | $ 96,500 | $ 63,000 |
| Bowling Green, KY | 2 | $ 295,000 | $ 147,500 | $ 152,000 |
| Danville, IL | 2 | $ 66,000 | $ 33,000 | $ 46,000 |
| Dothan, AL | 2 | $ 90,000 | $ 45,000 | $ 39,000 |
| Dover, DE | 2 | $ 288,000 | $ 144,000 | $ 19,000 |
| Elizabethtown, KY | 2 | $ 166,000 | $ 83,000 | $ 22,000 |
| Elkhart-Goshen, IN | 2 | $ 88,000 | $ 44,000 | $ 63,000 |
| Gadsden, AL | 2 | $ 109,000 | $ 54,500 | $ 47,000 |
| Harrisonburg, VA | 2 | $ 730,000 | $ 365,000 | $ 0 |
| Hinesville-Fort Stewart, GA | 2 | $ 90,000 | $ 45,000 | $ 92,000 |
| Ithaca, NY | 2 | $ 1,099,000 | $ 549,500 | $ 455,000 |
| Jackson, MI | 2 | $ 332,000 | $ 166,000 | $ 50,000 |
| Johnson City, TN | 2 | $ 226,000 | $ 113,000 | $ 27,000 |
| Kankakee-Bradley, IL | 2 | $ 766,000 | $ 383,000 | $ 270,000 |
| La Crosse, WI-MN | 2 | $ 441,000 | $ 220,500 | $ 232,000 |
| Lafayette, IN | 2 | $ 239,000 | $ 119,500 | $ 33,000 |
| Lake Charles, LA | 2 | $ 50,000 | $ 25,000 | $ 86,000 |
| Lima, OH | 2 | $ 132,000 | $ 66,000 | $ 45,000 |
| Lincoln, NE | 2 | $ 203,000 | $ 101,500 | $ 86,000 |
| Longview, TX | 2 | $ 320,000 | $ 160,000 | $ 101,000 |
| Mansfield, OH | 2 | $ 191,000 | $ 95,500 | $ 142,000 |
| Midland, TX | 2 | $ 588,000 | $ 294,000 | $ 355,000 |
| Morristown, TN | 2 | $ 194,000 | $ 97,000 | $ 62,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 2 | $ 225,000 | $ 112,500 | $ 62,000 |
| Pine Bluff, AR | 2 | $ 100,000 | $ 50,000 | $ 87,000 |
| Sumter, SC | 2 | $ 384,000 | $ 192,000 | $ 271,000 |
| Topeka, KS | 2 | $ 282,000 | $ 141,000 | $ 46,000 |
| Tyler, TX | 2 | $ 284,000 | $ 142,000 | $ 116,000 |
| Valdosta, GA | 2 | $ 278,000 | $ 139,000 | $ 75,000 |
| Warner Robins, GA | 2 | $ 712,000 | $ 356,000 | $ 55,000 |
| Bay City, MI | 1 | $ 80,000 | $ 80,000 | $ 92,000 |
| Beaumont-Port Arthur, TX | 1 | $ 120,000 | $ 120,000 | $ 125,000 |
| Brownsville-Harlingen, TX | 1 | $ 168,000 | $ 168,000 | $ 150,000 |
| Dalton, GA | 1 | $ 200,000 | $ 200,000 | $ 84,000 |
| Decatur, AL | 1 | $ 80,000 | $ 80,000 | $ 65,000 |
| Decatur, IL | 1 | $ 172,000 | $ 172,000 | $ 100,000 |
| Dubuque, IA | 1 | $ 323,000 | $ 323,000 | $ 150,000 |
| Eau Claire, WI | 1 | $ 40,000 | $ 40,000 | $ 19,000 |
| Erie, PA | 1 | $ 979,000 | $ 979,000 | $ 0 |
| Florence, SC | 1 | $ 88,000 | $ 88,000 | $ 0 |
| Goldsboro, NC | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Grand Forks, ND-MN | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 125,000 | $ 125,000 | $ 150,000 |
| Iowa City, IA | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| Johnstown, PA | 1 | $ 180,000 | $ 180,000 | $ 70,000 |
| Kokomo, IN | 1 | $ 184,000 | $ 184,000 | $ 72,000 |
| Lebanon, PA | 1 | $ 248,000 | $ 248,000 | $ 117,000 |
| Logan, UT-ID | 1 | $ 180,000 | $ 180,000 | $ 48,000 |
| Lubbock, TX | 1 | $ 104,000 | $ 104,000 | $ 176,000 |
| Owensboro, KY | 1 | $ 120,000 | $ 120,000 | $ 120,000 |
| Rome, GA | 1 | $ 183,000 | $ 183,000 | $ 35,000 |
| Sherman-Denison, TX | 1 | $ 285,000 | $ 285,000 | $ 180,000 |
| Springfield, OH | 1 | $ 60,000 | $ 60,000 | $ 13,000 |
| Terre Haute, IN | 1 | $ 188,000 | $ 188,000 | $ 76,000 |
| Wausau, WI | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Weirton-Steubenville, WV-OH | 1 | $ 40,000 | $ 40,000 | $ 57,000 |
Mortgage Loan Application Detail Totals for E*Trade Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 15,820 | $5,753,648,000 | $363,000 | $5,000,000 | $63,000 | $8,000,000 |
| Home Purchase | 9,554 | $4,169,285,000 | $436,000 | $4,000,000 | $51,000 | $4,800,000 |
| Home Improvement | 9 | $835,000 | $92,000 | $258,000 | $111,000 | $300,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 13,720 | $7,264,761,000 | $529,000 | $5,000,000 | $0 | $607,000 |
| White | 5,217 | $1,233,816,000 | $236,000 | $2,160,000 | $129,000 | $8,000,000 |
| Not Provided | 4,961 | $1,049,228,000 | $211,000 | $2,600,000 | $124,000 | $7,296,000 |
| Asian | 538 | $164,807,000 | $306,000 | $1,100,000 | $135,000 | $1,590,000 |
| Hispanic | 462 | $112,031,000 | $242,000 | $1,300,000 | $118,000 | $4,300,000 |
| Black or African American | 398 | $77,052,000 | $193,000 | $1,000,000 | $108,000 | $984,000 |
| Native Hawaiian or Other Pacific Islander | 45 | $12,012,000 | $266,000 | $1,235,000 | $100,000 | $400,000 |
| American Indian or Alaskan Native | 42 | $10,061,000 | $239,000 | $975,000 | $123,000 | $523,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 25,383 | $9,923,768,000 | $390,000 | $5,000,000 | $58,000 | $8,000,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 15,003 | $7,489,317,000 | $499,000 | $5,000,000 | $6,000 | $917,000 |
| Application Denied By Financial Institution | 4,449 | $1,061,874,000 | $238,000 | $2,600,000 | $132,000 | $7,296,000 |
| Loan Originated | 3,498 | $824,707,000 | $235,000 | $1,500,000 | $131,000 | $2,637,000 |
| Application Withdrawn By Applicant | 1,628 | $382,046,000 | $234,000 | $2,160,000 | $146,000 | $8,000,000 |
| Application Approved But Not Accepted | 779 | $160,223,000 | $205,000 | $1,544,000 | $125,000 | $1,262,000 |
| File Closed For Incompleteness | 25 | $5,329,000 | $213,000 | $726,000 | $156,000 | $540,000 |
| Preapproval Denied by Financial Institution | 1 | $272,000 | $272,000 | $272,000 | $46,000 | $46,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 2,794 | $719,377,000 | $257,000 | $2,600,000 | $144,000 | $7,296,000 |
| Other | 489 | $92,566,000 | $189,000 | $1,645,000 | $119,000 | $2,210,000 |
| Debt-To-Income Ratio | 444 | $103,500,000 | $233,000 | $1,850,000 | $90,000 | $840,000 |
| Collateral | 406 | $91,248,000 | $224,000 | $1,400,000 | $134,000 | $1,100,000 |
| Credit History | 269 | $44,698,000 | $166,000 | $1,000,000 | $93,000 | $563,000 |
| Unverifiable Information | 20 | $5,353,000 | $267,000 | $1,000,000 | $97,000 | $300,000 |
| Employment History | 18 | $3,078,000 | $171,000 | $550,000 | $101,000 | $360,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $2,326,000 | $232,000 | $360,000 | $104,000 | $200,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into E*Trade Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess E*Trade Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.
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