E*Trade Bank Mortgage Lending & HMDA Data, 2009

In 2009, E*Trade Bank of Arlington, VA reported 2,028 mortgage applications totaling $504.4 million, up 21% from 2008. The average application was for $248,718, and applicants reported an average income of $130,239. 26% of its applications resulted in an originated loan and 19% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (94), New York-White Plains-Wayne, NY-NJ (87) and Los Angeles-Long Beach-Glendale, CA (72) (applications in parentheses).

Mortgage Company & Address E*Trade Bank
671 North Glebe Rd, 12th Floor
Arlington, VA 22203
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,028
Total Mortgage Loan Application Amount $504,401,000
Average Mortgage Loan Application Amount $248,718
Highest Mortgage Loan Application Amount $1,257,000
Average Applicant Income $130,239
Highest Applicant Income $1,800,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records E*Trade Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for E*Trade Bank by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 72 $ 27,532,000 $ 382,388 $ 160,000
Orange, California 49 $ 19,338,000 $ 394,653 $ 156,000
San Diego, California 44 $ 14,337,000 $ 325,840 $ 129,000
Santa Clara, California 40 $ 17,132,000 $ 428,300 $ 156,000
Fairfax, Virginia 32 $ 11,865,000 $ 370,781 $ 162,000
Contra Costa, California 31 $ 11,718,000 $ 378,000 $ 153,000
Maricopa, Arizona 30 $ 5,855,000 $ 195,166 $ 131,000
Suffolk, New York 30 $ 9,699,000 $ 323,300 $ 225,000
Alameda, California 29 $ 10,657,000 $ 367,482 $ 190,000
Cook, Illinois 29 $ 8,762,000 $ 302,137 $ 163,000
Sacramento, California 24 $ 5,484,000 $ 228,500 $ 107,000
San Mateo, California 24 $ 11,603,000 $ 483,458 $ 169,000
King, Washington 20 $ 6,130,000 $ 306,500 $ 160,000
Montgomery, Maryland 18 $ 5,264,000 $ 292,444 $ 123,000
Middlesex, Massachusetts 18 $ 5,306,000 $ 294,777 $ 138,000
Nassau, New York 18 $ 5,042,000 $ 280,111 $ 132,000
Prince George's, Maryland 16 $ 4,584,000 $ 286,500 $ 76,000
New York, New York 15 $ 6,348,000 $ 423,200 $ 251,000
Westchester, New York 15 $ 7,327,000 $ 488,466 $ 210,000
San Bernardino, California 14 $ 3,426,000 $ 244,714 $ 134,000
San Francisco, California 14 $ 6,710,000 $ 479,285 $ 214,000
Miami-Dade, Florida 14 $ 3,012,000 $ 215,142 $ 93,000
Clark, Nevada 14 $ 3,295,000 $ 235,357 $ 131,000
Essex, New Jersey 14 $ 2,876,000 $ 205,428 $ 110,000
Arlington, Virginia 14 $ 5,356,000 $ 382,571 $ 153,000
Ventura, California 13 $ 4,914,000 $ 378,000 $ 116,000
Morris, New Jersey 13 $ 3,321,000 $ 255,461 $ 183,000
Queens, New York 13 $ 3,482,000 $ 267,846 $ 180,000
Mecklenburg, North Carolina 13 $ 2,627,000 $ 202,076 $ 119,000
Riverside, California 12 $ 2,964,000 $ 247,000 $ 106,000
Monmouth, New Jersey 12 $ 3,032,000 $ 252,666 $ 164,000
Ocean, New Jersey 12 $ 2,431,000 $ 202,583 $ 139,000
Travis, Texas 12 $ 2,487,000 $ 207,250 $ 121,000
Denver, Colorado 11 $ 2,601,000 $ 236,454 $ 150,000
Bergen, New Jersey 11 $ 3,618,000 $ 328,909 $ 131,000
Somerset, New Jersey 11 $ 3,119,000 $ 283,545 $ 154,000
Chester, Pennsylvania 11 $ 2,651,000 $ 241,000 $ 92,000
Fairfield, Connecticut 10 $ 2,999,000 $ 299,900 $ 139,000
Fulton, Georgia 10 $ 2,485,000 $ 248,500 $ 130,000
Hennepin, Minnesota 10 $ 2,221,000 $ 222,100 $ 116,000
Kings, New York 10 $ 4,540,000 $ 454,000 $ 193,000
Washington, Oregon 10 $ 2,272,000 $ 227,200 $ 106,000
Jefferson, Alabama 9 $ 1,344,000 $ 149,333 $ 76,000
Sonoma, California 9 $ 2,414,000 $ 268,222 $ 113,000
Broward, Florida 9 $ 1,966,000 $ 218,444 $ 113,000
Ada, Idaho 9 $ 1,791,000 $ 199,000 $ 100,000
Hudson, New Jersey 9 $ 2,497,000 $ 277,444 $ 108,000
Union, New Jersey 9 $ 2,645,000 $ 293,888 $ 103,000
Allegheny, Pennsylvania 9 $ 1,321,000 $ 146,777 $ 88,000
Mobile, Alabama 8 $ 627,000 $ 78,375 $ 54,000
District of Columbia, District Of Columbia 8 $ 3,017,000 $ 377,125 $ 139,000
Pinellas, Florida 8 $ 1,382,000 $ 172,750 $ 103,000
Will, Illinois 8 $ 2,068,000 $ 258,500 $ 109,000
Anne Arundel, Maryland 8 $ 3,370,000 $ 421,250 $ 237,000
Bucks, Pennsylvania 8 $ 2,094,000 $ 261,750 $ 186,000
Fort Bend, Texas 8 $ 1,824,000 $ 228,000 $ 139,000
Williamson, Texas 8 $ 1,205,000 $ 150,625 $ 242,000
Salt Lake, Utah 8 $ 1,475,000 $ 184,375 $ 93,000
Pima, Arizona 7 $ 1,136,000 $ 162,285 $ 115,000
San Luis Obispo, California 7 $ 1,967,000 $ 281,000 $ 108,000
Jefferson, Colorado 7 $ 1,828,000 $ 261,142 $ 165,000
Gwinnett, Georgia 7 $ 1,601,000 $ 228,714 $ 102,000
Essex, Massachusetts 7 $ 1,606,000 $ 229,428 $ 129,000
Oakland, Michigan 7 $ 1,556,000 $ 222,285 $ 109,000
Camden, New Jersey 7 $ 1,608,000 $ 229,714 $ 99,000
Middlesex, New Jersey 7 $ 1,860,000 $ 265,714 $ 146,000
Wake, North Carolina 7 $ 1,536,000 $ 219,428 $ 183,000
Montgomery, Pennsylvania 7 $ 1,834,000 $ 262,000 $ 117,000
Dallas, Texas 7 $ 1,535,000 $ 219,285 $ 121,000
Tarrant, Texas 7 $ 1,145,000 $ 163,571 $ 118,000
Loudoun, Virginia 7 $ 2,387,000 $ 341,000 $ 238,000
Snohomish, Washington 7 $ 1,680,000 $ 240,000 $ 272,000
Calhoun, Alabama 6 $ 437,000 $ 72,833 $ 54,000
Santa Cruz, California 6 $ 2,131,000 $ 355,166 $ 210,000
Broomfield, Colorado 6 $ 1,342,000 $ 223,666 $ 134,000
Hartford, Connecticut 6 $ 1,457,000 $ 242,833 $ 154,000
Hillsborough, Florida 6 $ 803,000 $ 133,833 $ 260,000
Cherokee, Georgia 6 $ 1,348,000 $ 224,666 $ 124,000
DeKalb, Georgia 6 $ 1,396,000 $ 232,666 $ 96,000
Baltimore City, Maryland 6 $ 1,441,000 $ 240,166 $ 244,000
Howard, Maryland 6 $ 1,685,000 $ 280,833 $ 127,000
Washtenaw, Michigan 6 $ 979,000 $ 163,166 $ 76,000
Philadelphia, Pennsylvania 6 $ 680,000 $ 113,333 $ 60,000
Harris, Texas 6 $ 1,058,000 $ 176,333 $ 153,000
Baldwin, Alabama 5 $ 291,000 $ 58,200 $ 42,000
Fresno, California 5 $ 893,000 $ 178,600 $ 152,000
Kern, California 5 $ 887,000 $ 177,400 $ 142,000
Lee, Florida 5 $ 629,000 $ 125,800 $ 135,000
Orange, Florida 5 $ 865,000 $ 173,000 $ 75,000
Palm Beach, Florida 5 $ 1,227,000 $ 245,400 $ 252,000
St. Johns, Florida 5 $ 1,288,000 $ 257,600 $ 95,000
Honolulu, Hawaii 5 $ 1,736,000 $ 347,200 $ 183,000
DuPage, Illinois 5 $ 889,000 $ 177,800 $ 90,000
Kane, Illinois 5 $ 1,407,000 $ 281,400 $ 120,000
Hamilton, Indiana 5 $ 855,000 $ 171,000 $ 97,000
Baltimore, Maryland 5 $ 999,000 $ 199,800 $ 162,000
Frederick, Maryland 5 $ 1,337,000 $ 267,400 $ 109,000
Hunterdon, New Jersey 5 $ 1,443,000 $ 288,600 $ 194,000
Mercer, New Jersey 5 $ 1,276,000 $ 255,200 $ 146,000
Montgomery, Tennessee 5 $ 394,000 $ 78,800 $ 64,000
Denton, Texas 5 $ 1,294,000 $ 258,800 $ 192,000
Pulaski, Arkansas 4 $ 531,000 $ 132,750 $ 140,000
Marin, California 4 $ 2,283,000 $ 570,750 $ 203,000
Nevada, California 4 $ 1,165,000 $ 291,250 $ 106,000
Santa Barbara, California 4 $ 1,533,000 $ 383,250 $ 142,000
Adams, Colorado 4 $ 872,000 $ 218,000 $ 91,000
Arapahoe, Colorado 4 $ 951,000 $ 237,750 $ 55,000
Citrus, Florida 4 $ 321,000 $ 80,250 $ 50,000
Escambia, Florida 4 $ 229,000 $ 57,250 $ 39,000
Okaloosa, Florida 4 $ 384,000 $ 96,000 $ 53,000
Volusia, Florida 4 $ 388,000 $ 97,000 $ 54,000
Catoosa, Georgia 4 $ 299,000 $ 74,750 $ 58,000
Cobb, Georgia 4 $ 896,000 $ 224,000 $ 96,000
Marion, Indiana 4 $ 564,000 $ 141,000 $ 112,000
Dakota, Minnesota 4 $ 832,000 $ 208,000 $ 105,000
St. Louis, Missouri 4 $ 563,000 $ 140,750 $ 116,000
Hillsborough, New Hampshire 4 $ 924,000 $ 231,000 $ 75,000
Burlington, New Jersey 4 $ 877,000 $ 219,250 $ 147,000
Richmond, New York 4 $ 1,112,000 $ 278,000 $ 97,000
Oklahoma, Oklahoma 4 $ 1,061,000 $ 265,250 $ 127,000
Tulsa, Oklahoma 4 $ 599,000 $ 149,750 $ 88,000
Clackamas, Oregon 4 $ 1,231,000 $ 307,750 $ 111,000
Multnomah, Oregon 4 $ 770,000 $ 192,500 $ 97,000
York, South Carolina 4 $ 951,000 $ 237,750 $ 151,000
Bradley, Tennessee 4 $ 348,000 $ 87,000 $ 63,000
Davidson, Tennessee 4 $ 465,000 $ 116,250 $ 56,000
Hamilton, Tennessee 4 $ 448,000 $ 112,000 $ 44,000
Shelby, Tennessee 4 $ 549,000 $ 137,250 $ 92,000
Henrico, Virginia 4 $ 809,000 $ 202,250 $ 96,000
Prince William, Virginia 4 $ 846,000 $ 211,500 $ 159,000
Richmond City, Virginia 4 $ 939,000 $ 234,750 $ 106,000
Clark, Washington 4 $ 653,000 $ 163,250 $ 96,000
Etowah, Alabama 3 $ 148,000 $ 49,333 $ 51,000
El Dorado, California 3 $ 968,000 $ 322,666 $ 148,000
Boulder, Colorado 3 $ 766,000 $ 255,333 $ 82,000
Douglas, Colorado 3 $ 1,131,000 $ 377,000 $ 128,000
Larimer, Colorado 3 $ 613,000 $ 204,333 $ 60,000
Park, Colorado 3 $ 593,000 $ 197,666 $ 96,000
New London, Connecticut 3 $ 771,000 $ 257,000 $ 155,000
New Castle, Delaware 3 $ 586,000 $ 195,333 $ 99,000
Bay, Florida 3 $ 466,000 $ 155,333 $ 93,000
Brevard, Florida 3 $ 471,000 $ 157,000 $ 98,000
Collier, Florida 3 $ 626,000 $ 208,666 $ 81,000
Duval, Florida 3 $ 389,000 $ 129,666 $ 72,000
Leon, Florida 3 $ 654,000 $ 218,000 $ 99,000
Monroe, Florida 3 $ 1,046,000 $ 348,666 $ 403,000
Sarasota, Florida 3 $ 557,000 $ 185,666 $ 247,000
Sumter, Florida 3 $ 278,000 $ 92,666 $ 55,000
Champaign, Illinois 3 $ 459,000 $ 153,000 $ 61,000
Lake, Indiana 3 $ 478,000 $ 159,333 $ 50,000
Shawnee, Kansas 3 $ 411,000 $ 137,000 $ 105,000
Caddo, Louisiana 3 $ 218,000 $ 72,666 $ 62,000
East Baton Rouge, Louisiana 3 $ 843,000 $ 281,000 $ 114,000
York, Maine 3 $ 934,000 $ 311,333 $ 100,000
Worcester, Massachusetts 3 $ 806,000 $ 268,666 $ 151,000
Livingston, Michigan 3 $ 711,000 $ 237,000 $ 126,000
Wayne, Michigan 3 $ 761,000 $ 253,666 $ 114,000
Ramsey, Minnesota 3 $ 714,000 $ 238,000 $ 107,000
Hinds, Mississippi 3 $ 485,000 $ 161,666 $ 153,000
Gallatin, Montana 3 $ 612,000 $ 204,000 $ 69,000
Washoe, Nevada 3 $ 599,000 $ 199,666 $ 69,000
Atlantic, New Jersey 3 $ 633,000 $ 211,000 $ 89,000
Passaic, New Jersey 3 $ 597,000 $ 199,000 $ 113,000
Sussex, New Jersey 3 $ 743,000 $ 247,666 $ 128,000
Santa Fe, New Mexico 3 $ 848,000 $ 282,666 $ 100,000
Bronx, New York 3 $ 679,000 $ 226,333 $ 66,000
Onondaga, New York 3 $ 370,000 $ 123,333 $ 154,000
Putnam, New York 3 $ 1,250,000 $ 416,666 $ 162,000
Ulster, New York 3 $ 475,000 $ 158,333 $ 70,000
Union, North Carolina 3 $ 638,000 $ 212,666 $ 47,000
Cuyahoga, Ohio 3 $ 485,000 $ 161,666 $ 158,000
Hamilton, Ohio 3 $ 492,000 $ 164,000 $ 92,000
Lucas, Ohio 3 $ 370,000 $ 123,333 $ 101,000
Lancaster, Pennsylvania 3 $ 399,000 $ 133,000 $ 119,000
Monroe, Pennsylvania 3 $ 465,000 $ 155,000 $ 48,000
Northampton, Pennsylvania 3 $ 588,000 $ 196,000 $ 122,000
York, Pennsylvania 3 $ 206,000 $ 68,666 $ 71,000
Charleston, South Carolina 3 $ 674,000 $ 224,666 $ 110,000
Cheatham, Tennessee 3 $ 320,000 $ 106,666 $ 41,000
Henry, Tennessee 3 $ 291,000 $ 97,000 $ 30,000
Roane, Tennessee 3 $ 599,000 $ 199,666 $ 83,000
Rutherford, Tennessee 3 $ 364,000 $ 121,333 $ 63,000
Washington, Tennessee 3 $ 262,000 $ 87,333 $ 87,000
Brazos, Texas 3 $ 542,000 $ 180,666 $ 192,000
Montgomery, Texas 3 $ 356,000 $ 118,666 $ 92,000
Charlottesville, Virginia 3 $ 718,000 $ 239,333 $ 100,000
Chesterfield, Virginia 3 $ 481,000 $ 160,333 $ 88,000
Fauquier, Virginia 3 $ 758,000 $ 252,666 $ 149,000
Virginia Beach, Virginia 3 $ 763,000 $ 254,333 $ 135,000
Milwaukee, Wisconsin 3 $ 367,000 $ 122,333 $ 43,000
Elmore, Alabama 2 $ 210,000 $ 105,000 $ 75,000
Lauderdale, Alabama 2 $ 172,000 $ 86,000 $ 123,000
Lee, Alabama 2 $ 181,000 $ 90,500 $ 36,000
Limestone, Alabama 2 $ 138,000 $ 69,000 $ 50,000
Madison, Alabama 2 $ 370,000 $ 185,000 $ 122,000
Tuscaloosa, Alabama 2 $ 371,000 $ 185,500 $ 106,000
Pinal, Arizona 2 $ 236,000 $ 118,000 $ 184,000
Butte, California 2 $ 462,000 $ 231,000 $ 109,000
Inyo, California 2 $ 459,000 $ 229,500 $ 96,000
Placer, California 2 $ 322,000 $ 161,000 $ 49,000
Shasta, California 2 $ 492,000 $ 246,000 $ 91,000
Solano, California 2 $ 290,000 $ 145,000 $ 142,000
El Paso, Colorado 2 $ 516,000 $ 258,000 $ 105,000
Summit, Colorado 2 $ 410,000 $ 205,000 $ 195,000
Weld, Colorado 2 $ 381,000 $ 190,500 $ 75,000
Litchfield, Connecticut 2 $ 434,000 $ 217,000 $ 141,000
Middlesex, Connecticut 2 $ 468,000 $ 234,000 $ 103,000
New Haven, Connecticut 2 $ 336,000 $ 168,000 $ 149,000
Tolland, Connecticut 2 $ 518,000 $ 259,000 $ 115,000
Alachua, Florida 2 $ 503,000 $ 251,500 $ 164,000
Charlotte, Florida 2 $ 89,000 $ 44,500 $ 27,000
Lake, Florida 2 $ 275,000 $ 137,500 $ 69,000
Manatee, Florida 2 $ 800,000 $ 400,000 $ 290,000
Pasco, Florida 2 $ 222,000 $ 111,000 $ 103,000
Coweta, Georgia 2 $ 370,000 $ 185,000 $ 56,000
Gordon, Georgia 2 $ 141,000 $ 70,500 $ 51,000
Hawaii, Hawaii 2 $ 792,000 $ 396,000 $ 186,000
Blaine, Idaho 2 $ 802,000 $ 401,000 $ 87,000
Bonneville, Idaho 2 $ 286,000 $ 143,000 $ 141,000
McHenry, Illinois 2 $ 486,000 $ 243,000 $ 125,000
Hancock, Indiana 2 $ 310,000 $ 155,000 $ 116,000
Tippecanoe, Indiana 2 $ 348,000 $ 174,000 $ 106,000
Sedgwick, Kansas 2 $ 206,000 $ 103,000 $ 73,000
Fayette, Kentucky 2 $ 191,000 $ 95,500 $ 47,000
Calcasieu, Louisiana 2 $ 532,000 $ 266,000 $ 119,000
Cumberland, Maine 2 $ 411,000 $ 205,500 $ 130,000
Knox, Maine 2 $ 212,000 $ 106,000 $ 36,000
Penobscot, Maine 2 $ 155,000 $ 77,500 $ 46,000
Harford, Maryland 2 $ 629,000 $ 314,500 $ 124,000
St. Mary's, Maryland 2 $ 159,000 $ 79,500 $ 54,000
Barnstable, Massachusetts 2 $ 421,000 $ 210,500 $ 137,000
Norfolk, Massachusetts 2 $ 338,000 $ 169,000 $ 102,000
Suffolk, Massachusetts 2 $ 741,000 $ 370,500 $ 143,000
Berrien, Michigan 2 $ 283,000 $ 141,500 $ 147,000
Eaton, Michigan 2 $ 369,000 $ 184,500 $ 73,000
Macomb, Michigan 2 $ 193,000 $ 96,500 $ 112,000
Anoka, Minnesota 2 $ 289,000 $ 144,500 $ 100,000
Lowndes, Mississippi 2 $ 107,000 $ 53,500 $ 48,000
Prentiss, Mississippi 2 $ 186,000 $ 93,000 $ 30,000
Jackson, Missouri 2 $ 244,000 $ 122,000 $ 68,000
Stone, Missouri 2 $ 145,000 $ 72,500 $ 61,000
Lake, Montana 2 $ 227,000 $ 113,500 $ 31,000
Douglas, Nebraska 2 $ 409,000 $ 204,500 $ 110,000
Cape May, New Jersey 2 $ 702,000 $ 351,000 $ 706,000
Bernalillo, New Mexico 2 $ 487,000 $ 243,500 $ 58,000
Dona Ana, New Mexico 2 $ 336,000 $ 168,000 $ 61,000
Albany, New York 2 $ 539,000 $ 269,500 $ 208,000
Dutchess, New York 2 $ 482,000 $ 241,000 $ 127,000
Saratoga, New York 2 $ 466,000 $ 233,000 $ 98,000
Warren, New York 2 $ 580,000 $ 290,000 $ 224,000
Washington, New York 2 $ 410,000 $ 205,000 $ 142,000
Cumberland, North Carolina 2 $ 316,000 $ 158,000 $ 103,000
Iredell, North Carolina 2 $ 259,000 $ 129,500 $ 89,000
Butler, Ohio 2 $ 315,000 $ 157,500 $ 160,000
Greene, Ohio 2 $ 402,000 $ 201,000 $ 117,000
Licking, Ohio 2 $ 329,000 $ 164,500 $ 107,000
Montgomery, Ohio 2 $ 334,000 $ 167,000 $ 153,000
Cleveland, Oklahoma 2 $ 227,000 $ 113,500 $ 46,000
Benton, Oregon 2 $ 324,000 $ 162,000 $ 87,000
Berks, Pennsylvania 2 $ 406,000 $ 203,000 $ 110,000
Delaware, Pennsylvania 2 $ 645,000 $ 322,500 $ 261,000
Lehigh, Pennsylvania 2 $ 271,000 $ 135,500 $ 116,000
Pike, Pennsylvania 2 $ 293,000 $ 146,500 $ 68,000
Blount, Tennessee 2 $ 151,000 $ 75,500 $ 26,000
Cannon, Tennessee 2 $ 281,000 $ 140,500 $ 67,000
Cumberland, Tennessee 2 $ 145,000 $ 72,500 $ 38,000
Hawkins, Tennessee 2 $ 178,000 $ 89,000 $ 44,000
Humphreys, Tennessee 2 $ 143,000 $ 71,500 $ 32,000
Knox, Tennessee 2 $ 180,000 $ 90,000 $ 50,000
Maury, Tennessee 2 $ 209,000 $ 104,500 $ 138,000
McMinn, Tennessee 2 $ 139,000 $ 69,500 $ 27,000
Sullivan, Tennessee 2 $ 300,000 $ 150,000 $ 43,000
Williamson, Tennessee 2 $ 597,000 $ 298,500 $ 154,000
Bexar, Texas 2 $ 470,000 $ 235,000 $ 87,000
Collin, Texas 2 $ 599,000 $ 299,500 $ 182,000
El Paso, Texas 2 $ 146,000 $ 73,000 $ 61,000
San Jacinto, Texas 2 $ 412,000 $ 206,000 $ 248,000
Davis, Utah 2 $ 364,000 $ 182,000 $ 59,000
Lamoille, Vermont 2 $ 780,000 $ 390,000 $ 147,000
Alexandria, Virginia 2 $ 664,000 $ 332,000 $ 114,000
Fairfax City, Virginia 2 $ 655,000 $ 327,500 $ 165,000
Benton, Washington 2 $ 278,000 $ 139,000 $ 89,000
Kitsap, Washington 2 $ 154,000 $ 77,000 $ 33,000
Kittitas, Washington 2 $ 649,000 $ 324,500 $ 174,000
Spokane, Washington 2 $ 336,000 $ 168,000 $ 98,000
Whatcom, Washington 2 $ 364,000 $ 182,000 $ 47,000
Jefferson, West Virginia 2 $ 557,000 $ 278,500 $ 61,000
Waukesha, Wisconsin 2 $ 537,000 $ 268,500 $ 142,000
Teton, Wyoming 2 $ 641,000 $ 320,500 $ 97,000
Bullock, Alabama 1 $ 50,000 $ 50,000 $ 29,000
Chilton, Alabama 1 $ 209,000 $ 209,000 $ 145,000
Cullman, Alabama 1 $ 41,000 $ 41,000 $ 15,000
Dallas, Alabama 1 $ 196,000 $ 196,000 $ 121,000
DeKalb, Alabama 1 $ 43,000 $ 43,000 $ 674,000
Escambia, Alabama 1 $ 33,000 $ 33,000 $ 23,000
Jackson, Alabama 1 $ 140,000 $ 140,000 $ 42,000
Macon, Alabama 1 $ 46,000 $ 46,000 $ 34,000
Montgomery, Alabama 1 $ 82,000 $ 82,000 $ 62,000
Pike, Alabama 1 $ 132,000 $ 132,000 $ 64,000
Shelby, Alabama 1 $ 104,000 $ 104,000 $ 77,000
St. Clair, Alabama 1 $ 197,000 $ 197,000 $ 110,000
Navajo, Arizona 1 $ 140,000 $ 140,000 $ 240,000
Yavapai, Arizona 1 $ 59,000 $ 59,000 $ 53,000
Benton, Arkansas 1 $ 150,000 $ 150,000 $ 65,000
Garland, Arkansas 1 $ 140,000 $ 140,000 $ 86,000
Lonoke, Arkansas 1 $ 144,000 $ 144,000 $ 32,000
Mississippi, Arkansas 1 $ 63,000 $ 63,000 $ 69,000
Calaveras, California 1 $ 280,000 $ 280,000 $ 232,000
Humboldt, California 1 $ 132,000 $ 132,000 $ 21,000
Imperial, California 1 $ 57,000 $ 57,000 $ 76,000
Lake, California 1 $ 68,000 $ 68,000 $ 63,000
Lassen, California 1 $ 240,000 $ 240,000 $ 90,000
Madera, California 1 $ 159,000 $ 159,000 $ 46,000
Monterey, California 1 $ 605,000 $ 605,000 $ 97,000
Plumas, California 1 $ 417,000 $ 417,000 $ 327,000
Siskiyou, California 1 $ 59,000 $ 59,000 $ 35,000
Stanislaus, California 1 $ 415,000 $ 415,000 $ 300,000
Tulare, California 1 $ 364,000 $ 364,000 $ 170,000
Tuolumne, California 1 $ 388,000 $ 388,000 $ 150,000
Yolo, California 1 $ 144,000 $ 144,000 $ 120,000
Archuleta, Colorado 1 $ 130,000 $ 130,000 $ 149,000
Garfield, Colorado 1 $ 285,000 $ 285,000 $ 89,000
Mesa, Colorado 1 $ 134,000 $ 134,000 $ 42,000
Otero, Colorado 1 $ 76,000 $ 76,000 $ 77,000
Pueblo, Colorado 1 $ 196,000 $ 196,000 $ 112,000
Routt, Colorado 1 $ 254,000 $ 254,000 $ 156,000
Sussex, Delaware 1 $ 307,000 $ 307,000 $ 114,000
Columbia, Florida 1 $ 50,000 $ 50,000 $ 34,000
DeSoto, Florida 1 $ 120,000 $ 120,000 $ 41,000
Dixie, Florida 1 $ 127,000 $ 127,000 $ 51,000
Flagler, Florida 1 $ 133,000 $ 133,000 $ 75,000
Franklin, Florida 1 $ 237,000 $ 237,000 $ 57,000
Highlands, Florida 1 $ 51,000 $ 51,000 $ 1,068,000
Indian River, Florida 1 $ 350,000 $ 350,000 $ 215,000
Marion, Florida 1 $ 72,000 $ 72,000 $ 38,000
Polk, Florida 1 $ 147,000 $ 147,000 $ 0
Santa Rosa, Florida 1 $ 142,000 $ 142,000 $ 48,000
Suwannee, Florida 1 $ 105,000 $ 105,000 $ 36,000
Walton, Florida 1 $ 92,000 $ 92,000 $ 31,000
Barrow, Georgia 1 $ 125,000 $ 125,000 $ 41,000
Bulloch, Georgia 1 $ 112,000 $ 112,000 $ 120,000
Chattooga, Georgia 1 $ 48,000 $ 48,000 $ 45,000
Clarke, Georgia 1 $ 68,000 $ 68,000 $ 145,000
Dade, Georgia 1 $ 235,000 $ 235,000 $ 61,000
Douglas, Georgia 1 $ 157,000 $ 157,000 $ 125,000
Floyd, Georgia 1 $ 104,000 $ 104,000 $ 50,000
Forsyth, Georgia 1 $ 207,000 $ 207,000 $ 112,000
Haralson, Georgia 1 $ 120,000 $ 120,000 $ 83,000
Lumpkin, Georgia 1 $ 123,000 $ 123,000 $ 71,000
Muscogee, Georgia 1 $ 409,000 $ 409,000 $ 173,000
Newton, Georgia 1 $ 255,000 $ 255,000 $ 53,000
Oconee, Georgia 1 $ 133,000 $ 133,000 $ 182,000
Paulding, Georgia 1 $ 190,000 $ 190,000 $ 69,000
Rabun, Georgia 1 $ 300,000 $ 300,000 $ 124,000
Thomas, Georgia 1 $ 335,000 $ 335,000 $ 144,000
Troup, Georgia 1 $ 218,000 $ 218,000 $ 126,000
Whitfield, Georgia 1 $ 50,000 $ 50,000 $ 28,000
Adams, Idaho 1 $ 132,000 $ 132,000 $ 42,000
Canyon, Idaho 1 $ 77,000 $ 77,000 $ 44,000
Jerome, Idaho 1 $ 71,000 $ 71,000 $ 24,000
Adams, Illinois 1 $ 98,000 $ 98,000 $ 57,000
Clinton, Illinois 1 $ 254,000 $ 254,000 $ 254,000
Fayette, Illinois 1 $ 104,000 $ 104,000 $ 81,000
Lake, Illinois 1 $ 733,000 $ 733,000 $ 165,000
Madison, Illinois 1 $ 275,000 $ 275,000 $ 125,000
Massac, Illinois 1 $ 148,000 $ 148,000 $ 194,000
Peoria, Illinois 1 $ 50,000 $ 50,000 $ 47,000
Stephenson, Illinois 1 $ 77,000 $ 77,000 $ 55,000
Grant, Indiana 1 $ 118,000 $ 118,000 $ 64,000
Hendricks, Indiana 1 $ 200,000 $ 200,000 $ 94,000
Johnson, Indiana 1 $ 154,000 $ 154,000 $ 123,000
Kosciusko, Indiana 1 $ 143,000 $ 143,000 $ 200,000
Noble, Indiana 1 $ 135,000 $ 135,000 $ 56,000
Porter, Indiana 1 $ 226,000 $ 226,000 $ 145,000
Linn, Iowa 1 $ 48,000 $ 48,000 $ 38,000
Polk, Iowa 1 $ 286,000 $ 286,000 $ 130,000
Pottawattamie, Iowa 1 $ 93,000 $ 93,000 $ 99,000
Story, Iowa 1 $ 265,000 $ 265,000 $ 100,000
Finney, Kansas 1 $ 145,000 $ 145,000 $ 80,000
Johnson, Kansas 1 $ 180,000 $ 180,000 $ 121,000
Leavenworth, Kansas 1 $ 156,000 $ 156,000 $ 103,000
Reno, Kansas 1 $ 131,000 $ 131,000 $ 80,000
Sherman, Kansas 1 $ 110,000 $ 110,000 $ 38,000
Bullitt, Kentucky 1 $ 184,000 $ 184,000 $ 71,000
Campbell, Kentucky 1 $ 80,000 $ 80,000 $ 31,000
Jefferson, Kentucky 1 $ 417,000 $ 417,000 $ 175,000
Oldham, Kentucky 1 $ 252,000 $ 252,000 $ 330,000
Union, Kentucky 1 $ 200,000 $ 200,000 $ 142,000
Jefferson, Louisiana 1 $ 82,000 $ 82,000 $ 19,000
Orleans, Louisiana 1 $ 417,000 $ 417,000 $ 114,000
Ouachita, Louisiana 1 $ 80,000 $ 80,000 $ 23,000
St. Martin, Louisiana 1 $ 226,000 $ 226,000 $ 128,000
St. Tammany, Louisiana 1 $ 167,000 $ 167,000 $ 55,000
Tangipahoa, Louisiana 1 $ 71,000 $ 71,000 $ 58,000
Terrebonne, Louisiana 1 $ 125,000 $ 125,000 $ 109,000
Androscoggin, Maine 1 $ 84,000 $ 84,000 $ 140,000
Hancock, Maine 1 $ 237,000 $ 237,000 $ 510,000
Kennebec, Maine 1 $ 180,000 $ 180,000 $ 56,000
Oxford, Maine 1 $ 90,000 $ 90,000 $ 139,000
Charles, Maryland 1 $ 399,000 $ 399,000 $ 102,000
Kent, Maryland 1 $ 358,000 $ 358,000 $ 88,000
Worcester, Maryland 1 $ 192,000 $ 192,000 $ 215,000
Berkshire, Massachusetts 1 $ 384,000 $ 384,000 $ 145,000
Dukes, Massachusetts 1 $ 190,000 $ 190,000 $ 35,000
Franklin, Massachusetts 1 $ 75,000 $ 75,000 $ 109,000
Calhoun, Michigan 1 $ 74,000 $ 74,000 $ 49,000
Chippewa, Michigan 1 $ 59,000 $ 59,000 $ 19,000
Gogebic, Michigan 1 $ 145,000 $ 145,000 $ 51,000
Grand Traverse, Michigan 1 $ 254,000 $ 254,000 $ 92,000
Ingham, Michigan 1 $ 64,000 $ 64,000 $ 70,000
Iron, Michigan 1 $ 115,000 $ 115,000 $ 74,000
Kent, Michigan 1 $ 96,000 $ 96,000 $ 34,000
Monroe, Michigan 1 $ 160,000 $ 160,000 $ 54,000
St. Clair, Michigan 1 $ 154,000 $ 154,000 $ 93,000
Carver, Minnesota 1 $ 197,000 $ 197,000 $ 174,000
Crow Wing, Minnesota 1 $ 194,000 $ 194,000 $ 200,000
Olmsted, Minnesota 1 $ 56,000 $ 56,000 $ 56,000
Otter Tail, Minnesota 1 $ 128,000 $ 128,000 $ 93,000
Scott, Minnesota 1 $ 232,000 $ 232,000 $ 135,000
Sherburne, Minnesota 1 $ 213,000 $ 213,000 $ 67,000
St. Louis, Minnesota 1 $ 97,000 $ 97,000 $ 23,000
Stearns, Minnesota 1 $ 168,000 $ 168,000 $ 61,000
Amite, Mississippi 1 $ 75,000 $ 75,000 $ 63,000
Carroll, Mississippi 1 $ 76,000 $ 76,000 $ 56,000
Holmes, Mississippi 1 $ 81,000 $ 81,000 $ 68,000
Itawamba, Mississippi 1 $ 119,000 $ 119,000 $ 125,000
Jackson, Mississippi 1 $ 178,000 $ 178,000 $ 160,000
Lamar, Mississippi 1 $ 74,000 $ 74,000 $ 30,000
Lee, Mississippi 1 $ 227,000 $ 227,000 $ 70,000
Madison, Mississippi 1 $ 186,000 $ 186,000 $ 125,000
Warren, Mississippi 1 $ 78,000 $ 78,000 $ 58,000
Washington, Mississippi 1 $ 71,000 $ 71,000 $ 61,000
Clay, Missouri 1 $ 38,000 $ 38,000 $ 182,000
Crawford, Missouri 1 $ 253,000 $ 253,000 $ 151,000
Greene, Missouri 1 $ 38,000 $ 38,000 $ 47,000
Macon, Missouri 1 $ 80,000 $ 80,000 $ 92,000
Moniteau, Missouri 1 $ 96,000 $ 96,000 $ 54,000
St. Charles, Missouri 1 $ 417,000 $ 417,000 $ 284,000
Ravalli, Montana 1 $ 43,000 $ 43,000 $ 89,000
Buffalo, Nebraska 1 $ 150,000 $ 150,000 $ 169,000
Cedar, Nebraska 1 $ 125,000 $ 125,000 $ 239,000
Furnas, Nebraska 1 $ 19,000 $ 19,000 $ 48,000
Lancaster, Nebraska 1 $ 150,000 $ 150,000 $ 137,000
Lincoln, Nebraska 1 $ 80,000 $ 80,000 $ 108,000
Sarpy, Nebraska 1 $ 273,000 $ 273,000 $ 106,000
Carroll, New Hampshire 1 $ 199,000 $ 199,000 $ 129,000
Coos, New Hampshire 1 $ 64,000 $ 64,000 $ 384,000
Grafton, New Hampshire 1 $ 50,000 $ 50,000 $ 60,000
Merrimack, New Hampshire 1 $ 162,000 $ 162,000 $ 150,000
Rockingham, New Hampshire 1 $ 146,000 $ 146,000 $ 133,000
Strafford, New Hampshire 1 $ 190,000 $ 190,000 $ 82,000
Cumberland, New Jersey 1 $ 155,000 $ 155,000 $ 56,000
Gloucester, New Jersey 1 $ 100,000 $ 100,000 $ 42,000
Colfax, New Mexico 1 $ 55,000 $ 55,000 $ 120,000
Rio Arriba, New Mexico 1 $ 230,000 $ 230,000 $ 48,000
Sandoval, New Mexico 1 $ 198,000 $ 198,000 $ 110,000
Socorro, New Mexico 1 $ 239,000 $ 239,000 $ 103,000
Clinton, New York 1 $ 285,000 $ 285,000 $ 71,000
Delaware, New York 1 $ 86,000 $ 86,000 $ 53,000
Erie, New York 1 $ 62,000 $ 62,000 $ 146,000
Greene, New York 1 $ 250,000 $ 250,000 $ 72,000
Jefferson, New York 1 $ 85,000 $ 85,000 $ 75,000
Livingston, New York 1 $ 100,000 $ 100,000 $ 35,000
Monroe, New York 1 $ 85,000 $ 85,000 $ 82,000
Oneida, New York 1 $ 107,000 $ 107,000 $ 54,000
Ontario, New York 1 $ 96,000 $ 96,000 $ 135,000
Oswego, New York 1 $ 73,000 $ 73,000 $ 79,000
Rockland, New York 1 $ 376,000 $ 376,000 $ 34,000
Schenectady, New York 1 $ 125,000 $ 125,000 $ 73,000
St. Lawrence, New York 1 $ 79,000 $ 79,000 $ 50,000
Steuben, New York 1 $ 132,000 $ 132,000 $ 84,000
Wyoming, New York 1 $ 135,000 $ 135,000 $ 25,000
Alamance, North Carolina 1 $ 248,000 $ 248,000 $ 757,000
Avery, North Carolina 1 $ 60,000 $ 60,000 $ 81,000
Brunswick, North Carolina 1 $ 190,000 $ 190,000 $ 172,000
Chatham, North Carolina 1 $ 217,000 $ 217,000 $ 109,000
Davidson, North Carolina 1 $ 320,000 $ 320,000 $ 135,000
Durham, North Carolina 1 $ 231,000 $ 231,000 $ 110,000
Forsyth, North Carolina 1 $ 156,000 $ 156,000 $ 124,000
Guilford, North Carolina 1 $ 110,000 $ 110,000 $ 90,000
Henderson, North Carolina 1 $ 110,000 $ 110,000 $ 30,000
Johnston, North Carolina 1 $ 175,000 $ 175,000 $ 64,000
Northampton, North Carolina 1 $ 320,000 $ 320,000 $ 185,000
Pender, North Carolina 1 $ 354,000 $ 354,000 $ 85,000
Richmond, North Carolina 1 $ 71,000 $ 71,000 $ 40,000
Transylvania, North Carolina 1 $ 417,000 $ 417,000 $ 180,000
Watauga, North Carolina 1 $ 177,000 $ 177,000 $ 136,000
Wilkes, North Carolina 1 $ 153,000 $ 153,000 $ 95,000
Burleigh, North Dakota 1 $ 192,000 $ 192,000 $ 102,000
Athens, Ohio 1 $ 95,000 $ 95,000 $ 22,000
Columbiana, Ohio 1 $ 238,000 $ 238,000 $ 70,000
Delaware, Ohio 1 $ 247,000 $ 247,000 $ 113,000
Franklin, Ohio 1 $ 136,000 $ 136,000 $ 80,000
Lake, Ohio 1 $ 130,000 $ 130,000 $ 80,000
Shelby, Ohio 1 $ 140,000 $ 140,000 $ 97,000
Summit, Ohio 1 $ 385,000 $ 385,000 $ 90,000
Warren, Ohio 1 $ 216,000 $ 216,000 $ 225,000
Le Flore, Oklahoma 1 $ 149,000 $ 149,000 $ 39,000
Payne, Oklahoma 1 $ 88,000 $ 88,000 $ 120,000
Rogers, Oklahoma 1 $ 120,000 $ 120,000 $ 91,000
Page:

Mortgage Loan Application Detail Totals for E*Trade Bank in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,573 $382,100,000 $242,000 $1,257,000 $130,000 $1,800,000
Home Purchase 411 $112,912,000 $274,000 $1,100,000 $136,000 $920,000
Home Improvement 44 $9,389,000 $213,000 $438,000 $85,000 $250,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,375 $324,960,000 $236,000 $1,095,000 $128,000 $1,800,000
Not Provided 343 $93,274,000 $271,000 $1,100,000 $132,000 $1,431,000
Asian 156 $50,205,000 $321,000 $1,257,000 $153,000 $1,500,000
Hispanic 89 $23,370,000 $262,000 $728,000 $132,000 $920,000
Black or African American 52 $9,387,000 $180,000 $702,000 $112,000 $1,020,000
American Indian or Alaskan Native 8 $1,544,000 $193,000 $326,000 $139,000 $402,000
Native Hawaiian or Other Pacific Islander 5 $1,661,000 $332,000 $552,000 $126,000 $216,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,997 $497,225,000 $248,000 $1,257,000 $131,000 $1,800,000
FHA-insured (Federal Housing Administration) 30 $6,964,000 $232,000 $353,000 $59,000 $117,000
VA-guaranteed (Veterans Administration) 1 $212,000 $212,000 $212,000 $65,000 $65,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Approved But Not Accepted 1,047 $268,765,000 $256,000 $869,000 $144,000 $1,800,000
Loan Originated 521 $114,882,000 $220,000 $730,000 $120,000 $757,000
Application Denied By Financial Institution 386 $97,502,000 $252,000 $1,257,000 $106,000 $1,500,000
Application Withdrawn By Applicant 36 $14,500,000 $402,000 $1,100,000 $191,000 $674,000
Loan Purchased By The Institution 32 $7,233,000 $226,000 $353,000 $59,000 $117,000
File Closed For Incompleteness 6 $1,519,000 $253,000 $507,000 $124,000 $220,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 140 $36,765,000 $262,000 $1,095,000 $66,000 $450,000
Collateral 134 $31,213,000 $232,000 $595,000 $116,000 $720,000
Other 49 $13,291,000 $271,000 $927,000 $158,000 $1,000,000
Credit Application Incomplete 36 $9,757,000 $271,000 $1,257,000 $160,000 $1,500,000
Credit History 12 $2,100,000 $175,000 $645,000 $74,000 $175,000
Unverifiable Information 7 $1,739,000 $248,000 $400,000 $151,000 $370,000
Employment History 6 $2,005,000 $334,000 $501,000 $78,000 $160,000
Insufficient Cash (Downpayment, Closing Cost) 2 $632,000 $316,000 $560,000 $138,000 $217,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into E*Trade Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess E*Trade Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet with aggregated HMDA statistics today.

Download the Virginia Lender List