E*Trade Bank Mortgage Lending & HMDA Data, 2009
In 2009, E*Trade Bank of Arlington, VA reported 2,028 mortgage applications totaling $504.4 million, up 21% from 2008. The average application was for $248,718, and applicants reported an average income of $130,239. 26% of its applications resulted in an originated loan and 19% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (94), New York-White Plains-Wayne, NY-NJ (87) and Los Angeles-Long Beach-Glendale, CA (72) (applications in parentheses).
| Mortgage Company & Address | E*Trade Bank 671 North Glebe Rd, 12th Floor Arlington, VA 22203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,028 |
| Total Mortgage Loan Application Amount | $504,401,000 |
| Average Mortgage Loan Application Amount | $248,718 |
| Highest Mortgage Loan Application Amount | $1,257,000 |
| Average Applicant Income | $130,239 |
| Highest Applicant Income | $1,800,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records E*Trade Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 94 | $ 32,026,000 | $ 340,702 | $ 144,659 |
| New York-White Plains-Wayne, NY-NJ | 87 | $ 31,826,000 | $ 365,816 | $ 172,701 |
| Los Angeles-Long Beach-Glendale, CA | 72 | $ 27,532,000 | $ 382,388 | $ 160,000 |
| Oakland-Fremont-Hayward, CA | 60 | $ 22,375,000 | $ 372,916 | $ 171,000 |
| Chicago-Naperville-Joliet, IL | 49 | $ 13,612,000 | $ 277,795 | $ 141,000 |
| Santa Ana-Anaheim-Irvine, CA | 49 | $ 19,338,000 | $ 394,653 | $ 156,000 |
| Nassau-Suffolk, NY | 48 | $ 14,741,000 | $ 307,104 | $ 190,000 |
| Newark-Union, NJ-PA | 46 | $ 11,321,000 | $ 246,108 | $ 137,826 |
| San Diego-Carlsbad-San Marcos, CA | 44 | $ 14,337,000 | $ 325,840 | $ 129,000 |
| Edison-New Brunswick, NJ | 42 | $ 10,442,000 | $ 248,619 | $ 151,000 |
| San Francisco-San Mateo-Redwood City, CA | 42 | $ 20,596,000 | $ 490,380 | $ 187,000 |
| Atlanta-Sandy Springs-Marietta, GA | 41 | $ 9,150,000 | $ 223,170 | $ 105,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 40 | $ 17,132,000 | $ 428,300 | $ 156,000 |
| Denver-Aurora-Broomfield, CO | 38 | $ 9,318,000 | $ 245,210 | $ 128,000 |
| Philadelphia, PA | 34 | $ 7,904,000 | $ 232,470 | $ 123,000 |
| Phoenix-Mesa-Scottsdale, AZ | 32 | $ 6,091,000 | $ 190,343 | $ 134,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 30 | $ 6,918,000 | $ 230,600 | $ 108,000 |
| Baltimore-Towson, MD | 27 | $ 8,124,000 | $ 300,888 | $ 192,000 |
| Seattle-Bellevue-Everett, WA | 27 | $ 7,810,000 | $ 289,259 | $ 189,000 |
| Riverside-San Bernardino-Ontario, CA | 26 | $ 6,390,000 | $ 245,769 | $ 122,000 |
| Portland-Vancouver-Beaverton, OR-WA | 25 | $ 5,543,000 | $ 221,720 | $ 102,200 |
| Bethesda-Frederick-Rockville, MD | 23 | $ 6,601,000 | $ 287,000 | $ 120,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 22 | $ 4,698,000 | $ 213,545 | $ 112,000 |
| Austin-Round Rock, TX | 20 | $ 3,692,000 | $ 184,600 | $ 169,000 |
| Charlotte-Gastonia-Concord, NC-SC | 20 | $ 4,216,000 | $ 210,800 | $ 114,200 |
| Houston-Sugar Land-Baytown, TX | 20 | $ 3,892,000 | $ 194,600 | $ 152,000 |
| Cambridge-Newton-Framingham, MA | 18 | $ 5,306,000 | $ 294,777 | $ 138,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 17 | $ 2,222,000 | $ 130,705 | $ 78,000 |
| Tampa-St. Petersburg-Clearwater, FL | 16 | $ 2,407,000 | $ 150,437 | $ 162,000 |
| Dallas-Plano-Irving, TX | 15 | $ 3,596,000 | $ 239,733 | $ 152,000 |
| Las Vegas-Paradise, NV | 14 | $ 3,295,000 | $ 235,357 | $ 131,000 |
| Miami-Miami Beach-Kendall, FL | 14 | $ 3,012,000 | $ 215,142 | $ 93,000 |
| Indianapolis-Carmel, IN | 13 | $ 2,083,000 | $ 160,230 | $ 106,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 13 | $ 4,914,000 | $ 378,000 | $ 116,000 |
| Warren-Troy-Farmington Hills, MI | 13 | $ 2,614,000 | $ 201,076 | $ 112,000 |
| Birmingham-Hoover, AL | 12 | $ 1,854,000 | $ 154,500 | $ 85,000 |
| Camden, NJ | 12 | $ 2,585,000 | $ 215,416 | $ 110,000 |
| Richmond, VA | 12 | $ 2,501,000 | $ 208,416 | $ 98,000 |
| Boise City-Nampa, ID | 10 | $ 1,868,000 | $ 186,800 | $ 95,000 |
| Bridgeport-Stamford-Norwalk, CT | 10 | $ 2,999,000 | $ 299,900 | $ 139,000 |
| Chattanooga, TN-GA | 10 | $ 1,050,000 | $ 105,000 | $ 51,500 |
| Hartford-West Hartford-East Hartford, CT | 10 | $ 2,443,000 | $ 244,300 | $ 136,000 |
| Pittsburgh, PA | 10 | $ 1,451,000 | $ 145,100 | $ 94,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 9 | $ 1,966,000 | $ 218,444 | $ 113,000 |
| Santa Rosa-Petaluma, CA | 9 | $ 2,414,000 | $ 268,222 | $ 113,000 |
| Fort Worth-Arlington, TX | 8 | $ 1,258,000 | $ 157,250 | $ 137,000 |
| Jacksonville, FL | 8 | $ 1,677,000 | $ 209,625 | $ 86,000 |
| Mobile, AL | 8 | $ 627,000 | $ 78,375 | $ 54,000 |
| Raleigh-Cary, NC | 8 | $ 1,711,000 | $ 213,875 | $ 168,000 |
| Salt Lake City, UT | 8 | $ 1,475,000 | $ 184,375 | $ 93,000 |
| Cincinnati-Middletown, OH-KY-IN | 7 | $ 1,103,000 | $ 157,571 | $ 121,000 |
| Orlando-Kissimmee, FL | 7 | $ 1,140,000 | $ 162,857 | $ 73,000 |
| Peabody, MA | 7 | $ 1,606,000 | $ 229,428 | $ 129,000 |
| San Luis Obispo-Paso Robles, CA | 7 | $ 1,967,000 | $ 281,000 | $ 108,000 |
| St. Louis, MO-IL | 7 | $ 1,509,000 | $ 215,571 | $ 160,428 |
| Tucson, AZ | 7 | $ 1,136,000 | $ 162,285 | $ 115,000 |
| Ann Arbor, MI | 6 | $ 979,000 | $ 163,166 | $ 76,000 |
| Anniston-Oxford, AL | 6 | $ 437,000 | $ 72,833 | $ 54,000 |
| Clarksville, TN-KY | 6 | $ 458,000 | $ 76,333 | $ 61,000 |
| Milwaukee-Waukesha-West Allis, WI | 6 | $ 1,155,000 | $ 192,500 | $ 82,000 |
| Oklahoma City, OK | 6 | $ 1,288,000 | $ 214,666 | $ 100,000 |
| Santa Cruz-Watsonville, CA | 6 | $ 2,131,000 | $ 355,166 | $ 210,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 6 | $ 1,461,000 | $ 243,500 | $ 181,000 |
| Albany-Schenectady-Troy, NY | 5 | $ 1,130,000 | $ 226,000 | $ 137,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 5 | $ 859,000 | $ 171,800 | $ 119,000 |
| Bakersfield, CA | 5 | $ 887,000 | $ 177,400 | $ 142,000 |
| Bradenton-Sarasota-Venice, FL | 5 | $ 1,357,000 | $ 271,400 | $ 264,000 |
| Cape Coral-Fort Myers, FL | 5 | $ 629,000 | $ 125,800 | $ 135,000 |
| Fresno, CA | 5 | $ 893,000 | $ 178,600 | $ 152,000 |
| Honolulu, HI | 5 | $ 1,736,000 | $ 347,200 | $ 183,000 |
| Kansas City, MO-KS | 5 | $ 618,000 | $ 123,600 | $ 108,400 |
| Little Rock-North Little Rock-Conway, AR | 5 | $ 675,000 | $ 135,000 | $ 118,000 |
| Memphis, TN-MS-AR | 5 | $ 641,000 | $ 128,200 | $ 99,000 |
| Pensacola-Ferry Pass-Brent, FL | 5 | $ 371,000 | $ 74,200 | $ 41,000 |
| Portland-South Portland-Biddeford, ME | 5 | $ 1,345,000 | $ 269,000 | $ 112,000 |
| Trenton-Ewing, NJ | 5 | $ 1,276,000 | $ 255,200 | $ 146,000 |
| Tulsa, OK | 5 | $ 719,000 | $ 143,800 | $ 89,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 5 | $ 1,227,000 | $ 245,400 | $ 252,000 |
| Boston-Quincy, MA | 4 | $ 1,079,000 | $ 269,750 | $ 122,000 |
| Charlottesville, VA | 4 | $ 897,000 | $ 224,250 | $ 93,000 |
| Cleveland, TN | 4 | $ 348,000 | $ 87,000 | $ 63,000 |
| Cleveland-Elyria-Mentor, OH | 4 | $ 615,000 | $ 153,750 | $ 138,000 |
| Columbus, OH | 4 | $ 712,000 | $ 178,000 | $ 102,000 |
| Dayton, OH | 4 | $ 736,000 | $ 184,000 | $ 135,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 4 | $ 388,000 | $ 97,000 | $ 54,000 |
| Fort Walton Beach-Crestview-Destin, FL | 4 | $ 384,000 | $ 96,000 | $ 53,000 |
| Gary, IN | 4 | $ 704,000 | $ 176,000 | $ 73,000 |
| Glens Falls, NY | 4 | $ 990,000 | $ 247,500 | $ 183,000 |
| Huntsville, AL | 4 | $ 508,000 | $ 127,000 | $ 86,000 |
| Jackson, MS | 4 | $ 671,000 | $ 167,750 | $ 146,000 |
| Kingsport-Bristol-Bristol, TN-VA | 4 | $ 478,000 | $ 119,500 | $ 43,000 |
| Knoxville, TN | 4 | $ 331,000 | $ 82,750 | $ 38,000 |
| Manchester-Nashua, NH | 4 | $ 924,000 | $ 231,000 | $ 75,000 |
| Omaha-Council Bluffs, NE-IA | 4 | $ 775,000 | $ 193,750 | $ 106,500 |
| Santa Barbara-Santa Maria-Goleta, CA | 4 | $ 1,533,000 | $ 383,250 | $ 142,000 |
| Syracuse, NY | 4 | $ 443,000 | $ 110,750 | $ 135,000 |
| Albuquerque, NM | 3 | $ 685,000 | $ 228,333 | $ 75,000 |
| Atlantic City-Hammonton, NJ | 3 | $ 633,000 | $ 211,000 | $ 89,000 |
| Baton Rouge, LA | 3 | $ 843,000 | $ 281,000 | $ 114,000 |
| Boulder, CO | 3 | $ 766,000 | $ 255,333 | $ 82,000 |
| Champaign-Urbana, IL | 3 | $ 459,000 | $ 153,000 | $ 61,000 |
| Charleston-North Charleston-Summerville, SC | 3 | $ 674,000 | $ 224,666 | $ 110,000 |
| College Station-Bryan, TX | 3 | $ 542,000 | $ 180,666 | $ 192,000 |
| Detroit-Livonia-Dearborn, MI | 3 | $ 761,000 | $ 253,666 | $ 114,000 |
| Fort Collins-Loveland, CO | 3 | $ 613,000 | $ 204,333 | $ 60,000 |
| Gadsden, AL | 3 | $ 148,000 | $ 49,333 | $ 51,000 |
| Johnson City, TN | 3 | $ 262,000 | $ 87,333 | $ 87,000 |
| Kingston, NY | 3 | $ 475,000 | $ 158,333 | $ 70,000 |
| Lancaster, PA | 3 | $ 399,000 | $ 133,000 | $ 119,000 |
| Lansing-East Lansing, MI | 3 | $ 433,000 | $ 144,333 | $ 72,000 |
| Louisville-Jefferson County, KY-IN | 3 | $ 853,000 | $ 284,333 | $ 192,000 |
| Montgomery, AL | 3 | $ 292,000 | $ 97,333 | $ 70,000 |
| Naples-Marco Island, FL | 3 | $ 626,000 | $ 208,666 | $ 81,000 |
| New Orleans-Metairie-Kenner, LA | 3 | $ 666,000 | $ 222,000 | $ 62,000 |
| Norwich-New London, CT | 3 | $ 771,000 | $ 257,000 | $ 155,000 |
| Palm Bay-Melbourne-Titusville, FL | 3 | $ 471,000 | $ 157,000 | $ 98,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 3 | $ 466,000 | $ 155,333 | $ 93,000 |
| Reno-Sparks, NV | 3 | $ 599,000 | $ 199,666 | $ 69,000 |
| Rochester, NY | 3 | $ 281,000 | $ 93,666 | $ 84,000 |
| Santa Fe, NM | 3 | $ 848,000 | $ 282,666 | $ 100,000 |
| Shreveport-Bossier City, LA | 3 | $ 218,000 | $ 72,666 | $ 62,000 |
| Tallahassee, FL | 3 | $ 654,000 | $ 218,000 | $ 99,000 |
| Toledo, OH | 3 | $ 370,000 | $ 123,333 | $ 101,000 |
| Topeka, KS | 3 | $ 411,000 | $ 137,000 | $ 105,000 |
| Wilmington, DE-MD-NJ | 3 | $ 586,000 | $ 195,333 | $ 99,000 |
| Worcester, MA | 3 | $ 806,000 | $ 268,666 | $ 151,000 |
| York-Hanover, PA | 3 | $ 206,000 | $ 68,666 | $ 71,000 |
| Athens-Clarke County, GA | 2 | $ 201,000 | $ 100,500 | $ 163,000 |
| Auburn-Opelika, AL | 2 | $ 181,000 | $ 90,500 | $ 36,000 |
| Bangor, ME | 2 | $ 155,000 | $ 77,500 | $ 46,000 |
| Barnstable Town, MA | 2 | $ 421,000 | $ 210,500 | $ 137,000 |
| Bellingham, WA | 2 | $ 364,000 | $ 182,000 | $ 47,000 |
| Bremerton-Silverdale, WA | 2 | $ 154,000 | $ 77,000 | $ 33,000 |
| Burlington-South Burlington, VT | 2 | $ 510,000 | $ 255,000 | $ 70,000 |
| Chico, CA | 2 | $ 462,000 | $ 231,000 | $ 109,000 |
| Colorado Springs, CO | 2 | $ 516,000 | $ 258,000 | $ 105,000 |
| Columbia, SC | 2 | $ 171,000 | $ 85,500 | $ 48,000 |
| Corvallis, OR | 2 | $ 324,000 | $ 162,000 | $ 87,000 |
| Durham-Chapel Hill, NC | 2 | $ 448,000 | $ 224,000 | $ 109,000 |
| El Paso, TX | 2 | $ 146,000 | $ 73,000 | $ 61,000 |
| Fayetteville, NC | 2 | $ 316,000 | $ 158,000 | $ 103,000 |
| Florence-Muscle Shoals, AL | 2 | $ 172,000 | $ 86,000 | $ 123,000 |
| Gainesville, FL | 2 | $ 503,000 | $ 251,500 | $ 164,000 |
| Greeley, CO | 2 | $ 381,000 | $ 190,500 | $ 75,000 |
| Idaho Falls, ID | 2 | $ 286,000 | $ 143,000 | $ 141,000 |
| Kennewick-Pasco-Richland, WA | 2 | $ 278,000 | $ 139,000 | $ 89,000 |
| Lafayette, IN | 2 | $ 348,000 | $ 174,000 | $ 106,000 |
| Lake Charles, LA | 2 | $ 532,000 | $ 266,000 | $ 119,000 |
| Lake County-Kenosha County, IL-WI | 2 | $ 942,000 | $ 471,000 | $ 141,000 |
| Las Cruces, NM | 2 | $ 336,000 | $ 168,000 | $ 61,000 |
| Lexington-Fayette, KY | 2 | $ 191,000 | $ 95,500 | $ 47,000 |
| New Haven-Milford, CT | 2 | $ 336,000 | $ 168,000 | $ 149,000 |
| Niles-Benton Harbor, MI | 2 | $ 283,000 | $ 141,500 | $ 147,000 |
| Ocean City, NJ | 2 | $ 702,000 | $ 351,000 | $ 706,000 |
| Ogden-Clearfield, UT | 2 | $ 364,000 | $ 182,000 | $ 59,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 2 | $ 482,000 | $ 241,000 | $ 127,000 |
| Providence-New Bedford-Fall River, RI-MA | 2 | $ 502,000 | $ 251,000 | $ 104,000 |
| Punta Gorda, FL | 2 | $ 89,000 | $ 44,500 | $ 27,000 |
| Reading, PA | 2 | $ 406,000 | $ 203,000 | $ 110,000 |
| Redding, CA | 2 | $ 492,000 | $ 246,000 | $ 91,000 |
| Rockingham County-Strafford County, NH | 2 | $ 336,000 | $ 168,000 | $ 107,000 |
| San Antonio, TX | 2 | $ 470,000 | $ 235,000 | $ 87,000 |
| Spokane, WA | 2 | $ 336,000 | $ 168,000 | $ 98,000 |
| Tuscaloosa, AL | 2 | $ 371,000 | $ 185,500 | $ 106,000 |
| Vallejo-Fairfield, CA | 2 | $ 290,000 | $ 145,000 | $ 142,000 |
| Wichita, KS | 2 | $ 206,000 | $ 103,000 | $ 73,000 |
| Wilmington, NC | 2 | $ 544,000 | $ 272,000 | $ 128,000 |
| Winchester, VA-WV | 2 | $ 273,000 | $ 136,500 | $ 169,000 |
| Akron, OH | 1 | $ 385,000 | $ 385,000 | $ 90,000 |
| Ames, IA | 1 | $ 265,000 | $ 265,000 | $ 100,000 |
| Anderson, SC | 1 | $ 166,000 | $ 166,000 | $ 160,000 |
| Asheville, NC | 1 | $ 110,000 | $ 110,000 | $ 30,000 |
| Battle Creek, MI | 1 | $ 74,000 | $ 74,000 | $ 49,000 |
| Beaumont-Port Arthur, TX | 1 | $ 308,000 | $ 308,000 | $ 340,000 |
| Bend, OR | 1 | $ 194,000 | $ 194,000 | $ 36,000 |
| Bismarck, ND | 1 | $ 192,000 | $ 192,000 | $ 102,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 150,000 | $ 150,000 | $ 55,000 |
| Buffalo-Niagara Falls, NY | 1 | $ 62,000 | $ 62,000 | $ 146,000 |
| Burlington, NC | 1 | $ 248,000 | $ 248,000 | $ 757,000 |
| Casper, WY | 1 | $ 125,000 | $ 125,000 | $ 76,000 |
| Cedar Rapids, IA | 1 | $ 48,000 | $ 48,000 | $ 38,000 |
| Columbus, GA-AL | 1 | $ 409,000 | $ 409,000 | $ 173,000 |
| Corpus Christi, TX | 1 | $ 138,000 | $ 138,000 | $ 161,000 |
| Dalton, GA | 1 | $ 50,000 | $ 50,000 | $ 28,000 |
| Des Moines-West Des Moines, IA | 1 | $ 286,000 | $ 286,000 | $ 130,000 |
| Duluth, MN-WI | 1 | $ 97,000 | $ 97,000 | $ 23,000 |
| El Centro, CA | 1 | $ 57,000 | $ 57,000 | $ 76,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 150,000 | $ 150,000 | $ 65,000 |
| Fort Smith, AR-OK | 1 | $ 149,000 | $ 149,000 | $ 39,000 |
| Grand Junction, CO | 1 | $ 134,000 | $ 134,000 | $ 42,000 |
| Grand Rapids-Wyoming, MI | 1 | $ 96,000 | $ 96,000 | $ 34,000 |
| Greensboro-High Point, NC | 1 | $ 110,000 | $ 110,000 | $ 90,000 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 269,000 | $ 269,000 | $ 137,000 |
| Harrisburg-Carlisle, PA | 1 | $ 248,000 | $ 248,000 | $ 102,000 |
| Harrisonburg, VA | 1 | $ 94,000 | $ 94,000 | $ 59,000 |
| Hattiesburg, MS | 1 | $ 74,000 | $ 74,000 | $ 30,000 |
| Hot Springs, AR | 1 | $ 140,000 | $ 140,000 | $ 86,000 |
| Houma-Bayou Cane-Thibodaux, LA | 1 | $ 125,000 | $ 125,000 | $ 109,000 |
| Jackson, TN | 1 | $ 70,000 | $ 70,000 | $ 63,000 |
| Jefferson City, MO | 1 | $ 96,000 | $ 96,000 | $ 54,000 |
| Lafayette, LA | 1 | $ 226,000 | $ 226,000 | $ 128,000 |
| Lakeland-Winter Haven, FL | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Laredo, TX | 1 | $ 367,000 | $ 367,000 | $ 119,000 |
| Lewiston-Auburn, ME | 1 | $ 84,000 | $ 84,000 | $ 140,000 |
| Lincoln, NE | 1 | $ 150,000 | $ 150,000 | $ 137,000 |
| Lynchburg, VA | 1 | $ 360,000 | $ 360,000 | $ 164,000 |
| Madera-Chowchilla, CA | 1 | $ 159,000 | $ 159,000 | $ 46,000 |
| Medford, OR | 1 | $ 160,000 | $ 160,000 | $ 80,000 |
| Modesto, CA | 1 | $ 415,000 | $ 415,000 | $ 300,000 |
| Monroe, LA | 1 | $ 80,000 | $ 80,000 | $ 23,000 |
| Monroe, MI | 1 | $ 160,000 | $ 160,000 | $ 54,000 |
| Morgantown, WV | 1 | $ 168,000 | $ 168,000 | $ 32,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 102,000 | $ 102,000 | $ 41,000 |
| Ocala, FL | 1 | $ 72,000 | $ 72,000 | $ 38,000 |
| Palm Coast, FL | 1 | $ 133,000 | $ 133,000 | $ 75,000 |
| Pascagoula, MS | 1 | $ 178,000 | $ 178,000 | $ 160,000 |
| Peoria, IL | 1 | $ 50,000 | $ 50,000 | $ 47,000 |
| Pittsfield, MA | 1 | $ 384,000 | $ 384,000 | $ 145,000 |
| Prescott, AZ | 1 | $ 59,000 | $ 59,000 | $ 53,000 |
| Provo-Orem, UT | 1 | $ 243,000 | $ 243,000 | $ 101,000 |
| Pueblo, CO | 1 | $ 196,000 | $ 196,000 | $ 112,000 |
| Racine, WI | 1 | $ 86,000 | $ 86,000 | $ 51,000 |
| Rochester, MN | 1 | $ 56,000 | $ 56,000 | $ 56,000 |
| Rome, GA | 1 | $ 104,000 | $ 104,000 | $ 50,000 |
| Salinas, CA | 1 | $ 605,000 | $ 605,000 | $ 97,000 |
| Sebastian-Vero Beach, FL | 1 | $ 350,000 | $ 350,000 | $ 215,000 |
| Sherman-Denison, TX | 1 | $ 93,000 | $ 93,000 | $ 248,000 |
| Sioux Falls, SD | 1 | $ 143,000 | $ 143,000 | $ 37,000 |
| Springfield, MA | 1 | $ 75,000 | $ 75,000 | $ 109,000 |
| Springfield, MO | 1 | $ 38,000 | $ 38,000 | $ 47,000 |
| St. Cloud, MN | 1 | $ 168,000 | $ 168,000 | $ 61,000 |
| Tacoma, WA | 1 | $ 141,000 | $ 141,000 | $ 71,000 |
| Utica-Rome, NY | 1 | $ 107,000 | $ 107,000 | $ 54,000 |
| Victoria, TX | 1 | $ 156,000 | $ 156,000 | $ 55,000 |
| Vineland-Millville-Bridgeton, NJ | 1 | $ 155,000 | $ 155,000 | $ 56,000 |
| Visalia-Porterville, CA | 1 | $ 364,000 | $ 364,000 | $ 170,000 |
| Williamsport, PA | 1 | $ 158,000 | $ 158,000 | $ 181,000 |
| Winston-Salem, NC | 1 | $ 156,000 | $ 156,000 | $ 124,000 |
| Yakima, WA | 1 | $ 271,000 | $ 271,000 | $ 125,000 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 400,000 | $ 400,000 | $ 250,000 |
Mortgage Loan Application Detail Totals for E*Trade Bank in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,573 | $382,100,000 | $242,000 | $1,257,000 | $130,000 | $1,800,000 |
| Home Purchase | 411 | $112,912,000 | $274,000 | $1,100,000 | $136,000 | $920,000 |
| Home Improvement | 44 | $9,389,000 | $213,000 | $438,000 | $85,000 | $250,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,375 | $324,960,000 | $236,000 | $1,095,000 | $128,000 | $1,800,000 |
| Not Provided | 343 | $93,274,000 | $271,000 | $1,100,000 | $132,000 | $1,431,000 |
| Asian | 156 | $50,205,000 | $321,000 | $1,257,000 | $153,000 | $1,500,000 |
| Hispanic | 89 | $23,370,000 | $262,000 | $728,000 | $132,000 | $920,000 |
| Black or African American | 52 | $9,387,000 | $180,000 | $702,000 | $112,000 | $1,020,000 |
| American Indian or Alaskan Native | 8 | $1,544,000 | $193,000 | $326,000 | $139,000 | $402,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,661,000 | $332,000 | $552,000 | $126,000 | $216,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,997 | $497,225,000 | $248,000 | $1,257,000 | $131,000 | $1,800,000 |
| FHA-insured (Federal Housing Administration) | 30 | $6,964,000 | $232,000 | $353,000 | $59,000 | $117,000 |
| VA-guaranteed (Veterans Administration) | 1 | $212,000 | $212,000 | $212,000 | $65,000 | $65,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Approved But Not Accepted | 1,047 | $268,765,000 | $256,000 | $869,000 | $144,000 | $1,800,000 |
| Loan Originated | 521 | $114,882,000 | $220,000 | $730,000 | $120,000 | $757,000 |
| Application Denied By Financial Institution | 386 | $97,502,000 | $252,000 | $1,257,000 | $106,000 | $1,500,000 |
| Application Withdrawn By Applicant | 36 | $14,500,000 | $402,000 | $1,100,000 | $191,000 | $674,000 |
| Loan Purchased By The Institution | 32 | $7,233,000 | $226,000 | $353,000 | $59,000 | $117,000 |
| File Closed For Incompleteness | 6 | $1,519,000 | $253,000 | $507,000 | $124,000 | $220,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 140 | $36,765,000 | $262,000 | $1,095,000 | $66,000 | $450,000 |
| Collateral | 134 | $31,213,000 | $232,000 | $595,000 | $116,000 | $720,000 |
| Other | 49 | $13,291,000 | $271,000 | $927,000 | $158,000 | $1,000,000 |
| Credit Application Incomplete | 36 | $9,757,000 | $271,000 | $1,257,000 | $160,000 | $1,500,000 |
| Credit History | 12 | $2,100,000 | $175,000 | $645,000 | $74,000 | $175,000 |
| Unverifiable Information | 7 | $1,739,000 | $248,000 | $400,000 | $151,000 | $370,000 |
| Employment History | 6 | $2,005,000 | $334,000 | $501,000 | $78,000 | $160,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $632,000 | $316,000 | $560,000 | $138,000 | $217,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into E*Trade Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess E*Trade Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.
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