E*Trade Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
E*Trade Bank 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | E*Trade Bank 671 North Glebe Rd, 12Th Floor Arlington, VA 22203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,028 |
| Total Mortgage Loan Application Amount | $504,401,000 |
| Average Mortgage Loan Application Amount | $243,000 |
| Highest Mortgage Loan Application Amount | $1,257,000 |
| Average Applicant Income | $117,000 |
| Highest Applicant Income | $1,800,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with E*Trade Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing E*Trade Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down E*Trade Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how E*Trade Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by E*Trade Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at E*Trade Bank's mortgage activity for 2009.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 94 | $ 32,026,000 | $ 324,500 | $ 110,500 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 87 | $ 31,826,000 | $ 341,500 | $ 155,500 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 72 | $ 27,532,000 | $ 382,000 | $ 160,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 60 | $ 22,375,000 | $ 372,000 | $ 171,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 49 | $ 13,612,000 | $ 277,000 | $ 141,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 49 | $ 19,338,000 | $ 394,000 | $ 156,000 |
| NASSAU-SUFFOLK, NY | 48 | $ 14,741,000 | $ 307,000 | $ 190,000 |
| NEWARK-UNION, NJ-PA | 46 | $ 11,321,000 | $ 198,000 | $ 104,500 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 44 | $ 14,337,000 | $ 325,000 | $ 129,000 |
| EDISON-NEW BRUNSWICK, NJ | 42 | $ 10,442,000 | $ 248,000 | $ 151,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 42 | $ 20,596,000 | $ 490,000 | $ 187,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 41 | $ 9,150,000 | $ 223,000 | $ 105,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 40 | $ 17,132,000 | $ 428,000 | $ 156,000 |
| DENVER-AURORA-BROOMFIELD, CO | 38 | $ 9,318,000 | $ 245,000 | $ 128,000 |
| PHILADELPHIA, PA | 34 | $ 7,904,000 | $ 232,000 | $ 123,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 32 | $ 6,091,000 | $ 190,000 | $ 134,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 30 | $ 6,918,000 | $ 230,000 | $ 108,000 |
| BALTIMORE-TOWSON, MD | 27 | $ 8,124,000 | $ 300,000 | $ 192,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 27 | $ 7,810,000 | $ 289,000 | $ 189,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 26 | $ 6,390,000 | $ 245,000 | $ 122,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 25 | $ 5,543,000 | $ 191,500 | $ 98,000 |
| BETHESDA-FREDERICK-ROCKVILLE, MD | 23 | $ 6,601,000 | $ 287,000 | $ 120,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 22 | $ 4,698,000 | $ 213,000 | $ 112,000 |
| AUSTIN-ROUND ROCK, TX | 20 | $ 3,692,000 | $ 184,000 | $ 169,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 20 | $ 4,216,000 | $ 220,500 | $ 128,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 20 | $ 3,892,000 | $ 194,000 | $ 152,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 18 | $ 5,306,000 | $ 294,000 | $ 138,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 17 | $ 2,222,000 | $ 130,000 | $ 78,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 16 | $ 2,407,000 | $ 150,000 | $ 162,000 |
| DALLAS-PLANO-IRVING, TX | 15 | $ 3,596,000 | $ 239,000 | $ 152,000 |
| LAS VEGAS-PARADISE, NV | 14 | $ 3,295,000 | $ 235,000 | $ 131,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 14 | $ 3,012,000 | $ 215,000 | $ 93,000 |
| INDIANAPOLIS-CARMEL, IN | 13 | $ 2,083,000 | $ 160,000 | $ 106,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 13 | $ 4,914,000 | $ 378,000 | $ 116,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 13 | $ 2,614,000 | $ 201,000 | $ 112,000 |
| BIRMINGHAM-HOOVER, AL | 12 | $ 1,854,000 | $ 154,000 | $ 85,000 |
| CAMDEN, NJ | 12 | $ 2,585,000 | $ 215,000 | $ 110,000 |
| RICHMOND, VA | 12 | $ 2,501,000 | $ 208,000 | $ 98,000 |
| BOISE CITY-NAMPA, ID | 10 | $ 1,868,000 | $ 186,000 | $ 95,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 10 | $ 2,999,000 | $ 299,000 | $ 139,000 |
| CHATTANOOGA, TN-GA | 10 | $ 1,050,000 | $ 104,500 | $ 51,500 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 10 | $ 2,443,000 | $ 244,000 | $ 136,000 |
| PITTSBURGH, PA | 10 | $ 1,451,000 | $ 145,000 | $ 94,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 9 | $ 1,966,000 | $ 218,000 | $ 113,000 |
| SANTA ROSA-PETALUMA, CA | 9 | $ 2,414,000 | $ 268,000 | $ 113,000 |
| FORT WORTH-ARLINGTON, TX | 8 | $ 1,258,000 | $ 157,000 | $ 137,000 |
| JACKSONVILLE, FL | 8 | $ 1,677,000 | $ 209,000 | $ 86,000 |
| MOBILE, AL | 8 | $ 627,000 | $ 78,000 | $ 54,000 |
| RALEIGH-CARY, NC | 8 | $ 1,711,000 | $ 213,000 | $ 168,000 |
| SALT LAKE CITY, UT | 8 | $ 1,475,000 | $ 184,000 | $ 93,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 7 | $ 1,103,000 | $ 125,000 | $ 83,500 |
| ORLANDO-KISSIMMEE, FL | 7 | $ 1,140,000 | $ 162,000 | $ 73,000 |
| PEABODY, MA | 7 | $ 1,606,000 | $ 229,000 | $ 129,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 7 | $ 1,967,000 | $ 281,000 | $ 108,000 |
| ST. LOUIS, MO-IL | 7 | $ 1,509,000 | $ 230,000 | $ 169,000 |
| TUCSON, AZ | 7 | $ 1,136,000 | $ 162,000 | $ 115,000 |
| ANN ARBOR, MI | 6 | $ 979,000 | $ 163,000 | $ 76,000 |
| ANNISTON-OXFORD, AL | 6 | $ 437,000 | $ 72,000 | $ 54,000 |
| CLARKSVILLE, TN-KY | 6 | $ 458,000 | $ 76,000 | $ 61,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 6 | $ 1,155,000 | $ 192,000 | $ 82,000 |
| OKLAHOMA CITY, OK | 6 | $ 1,288,000 | $ 214,000 | $ 100,000 |
| SANTA CRUZ-WATSONVILLE, CA | 6 | $ 2,131,000 | $ 355,000 | $ 210,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 6 | $ 1,461,000 | $ 243,000 | $ 181,000 |
| ALBANY-SCHENECTADY-TROY, NY | 5 | $ 1,130,000 | $ 226,000 | $ 137,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 5 | $ 859,000 | $ 171,000 | $ 119,000 |
| BAKERSFIELD, CA | 5 | $ 887,000 | $ 177,000 | $ 142,000 |
| BRADENTON-SARASOTA-VENICE, FL | 5 | $ 1,357,000 | $ 271,000 | $ 264,000 |
| CAPE CORAL-FORT MYERS, FL | 5 | $ 629,000 | $ 125,000 | $ 135,000 |
| FRESNO, CA | 5 | $ 893,000 | $ 178,000 | $ 152,000 |
| HONOLULU, HI | 5 | $ 1,736,000 | $ 347,000 | $ 183,000 |
| KANSAS CITY, MO-KS | 5 | $ 618,000 | $ 131,000 | $ 109,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 5 | $ 675,000 | $ 135,000 | $ 118,000 |
| MEMPHIS, TN-MS-AR | 5 | $ 641,000 | $ 128,000 | $ 99,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 5 | $ 371,000 | $ 74,000 | $ 41,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 5 | $ 1,345,000 | $ 269,000 | $ 112,000 |
| TRENTON-EWING, NJ | 5 | $ 1,276,000 | $ 255,000 | $ 146,000 |
| TULSA, OK | 5 | $ 719,000 | $ 143,000 | $ 89,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 5 | $ 1,227,000 | $ 245,000 | $ 252,000 |
| BOSTON-QUINCY, MA | 4 | $ 1,079,000 | $ 269,000 | $ 122,000 |
| CHARLOTTESVILLE, VA | 4 | $ 897,000 | $ 224,000 | $ 93,000 |
| CLEVELAND, TN | 4 | $ 348,000 | $ 87,000 | $ 63,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 4 | $ 615,000 | $ 153,000 | $ 138,000 |
| COLUMBUS, OH | 4 | $ 712,000 | $ 178,000 | $ 102,000 |
| DAYTON, OH | 4 | $ 736,000 | $ 184,000 | $ 135,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 4 | $ 388,000 | $ 97,000 | $ 54,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 4 | $ 384,000 | $ 96,000 | $ 53,000 |
| GARY, IN | 4 | $ 704,000 | $ 176,000 | $ 73,000 |
| GLENS FALLS, NY | 4 | $ 990,000 | $ 247,000 | $ 183,000 |
| HUNTSVILLE, AL | 4 | $ 508,000 | $ 127,000 | $ 86,000 |
| JACKSON, MS | 4 | $ 671,000 | $ 167,000 | $ 146,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 4 | $ 478,000 | $ 119,000 | $ 43,000 |
| KNOXVILLE, TN | 4 | $ 331,000 | $ 82,000 | $ 38,000 |
| MANCHESTER-NASHUA, NH | 4 | $ 924,000 | $ 231,000 | $ 75,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 4 | $ 775,000 | $ 160,000 | $ 104,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 4 | $ 1,533,000 | $ 383,000 | $ 142,000 |
| SYRACUSE, NY | 4 | $ 443,000 | $ 110,000 | $ 135,000 |
| ALBUQUERQUE, NM | 3 | $ 685,000 | $ 228,000 | $ 75,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 3 | $ 633,000 | $ 211,000 | $ 89,000 |
| BATON ROUGE, LA | 3 | $ 843,000 | $ 281,000 | $ 114,000 |
| BOULDER, CO | 3 | $ 766,000 | $ 255,000 | $ 82,000 |
| CHAMPAIGN-URBANA, IL | 3 | $ 459,000 | $ 153,000 | $ 61,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 3 | $ 674,000 | $ 224,000 | $ 110,000 |
| COLLEGE STATION-BRYAN, TX | 3 | $ 542,000 | $ 180,000 | $ 192,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 3 | $ 761,000 | $ 253,000 | $ 114,000 |
| FORT COLLINS-LOVELAND, CO | 3 | $ 613,000 | $ 204,000 | $ 60,000 |
| GADSDEN, AL | 3 | $ 148,000 | $ 49,000 | $ 51,000 |
| JOHNSON CITY, TN | 3 | $ 262,000 | $ 87,000 | $ 87,000 |
| KINGSTON, NY | 3 | $ 475,000 | $ 158,000 | $ 70,000 |
| LANCASTER, PA | 3 | $ 399,000 | $ 133,000 | $ 119,000 |
| LANSING-EAST LANSING, MI | 3 | $ 433,000 | $ 144,000 | $ 72,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 3 | $ 853,000 | $ 284,000 | $ 192,000 |
| MONTGOMERY, AL | 3 | $ 292,000 | $ 97,000 | $ 70,000 |
| NAPLES-MARCO ISLAND, FL | 3 | $ 626,000 | $ 208,000 | $ 81,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 3 | $ 666,000 | $ 222,000 | $ 62,000 |
| NORWICH-NEW LONDON, CT | 3 | $ 771,000 | $ 257,000 | $ 155,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 3 | $ 471,000 | $ 157,000 | $ 98,000 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 3 | $ 466,000 | $ 155,000 | $ 93,000 |
| RENO-SPARKS, NV | 3 | $ 599,000 | $ 199,000 | $ 69,000 |
| ROCHESTER, NY | 3 | $ 281,000 | $ 93,000 | $ 84,000 |
| SANTA FE, NM | 3 | $ 848,000 | $ 282,000 | $ 100,000 |
| SHREVEPORT-BOSSIER CITY, LA | 3 | $ 218,000 | $ 72,000 | $ 62,000 |
| TALLAHASSEE, FL | 3 | $ 654,000 | $ 218,000 | $ 99,000 |
| TOLEDO, OH | 3 | $ 370,000 | $ 123,000 | $ 101,000 |
| TOPEKA, KS | 3 | $ 411,000 | $ 137,000 | $ 105,000 |
| WILMINGTON, DE-MD-NJ | 3 | $ 586,000 | $ 195,000 | $ 99,000 |
| WORCESTER, MA | 3 | $ 806,000 | $ 268,000 | $ 151,000 |
| YORK-HANOVER, PA | 3 | $ 206,000 | $ 68,000 | $ 71,000 |
| ATHENS-CLARKE COUNTY, GA | 2 | $ 201,000 | $ 100,000 | $ 163,000 |
| AUBURN-OPELIKA, AL | 2 | $ 181,000 | $ 90,000 | $ 36,000 |
| BANGOR, ME | 2 | $ 155,000 | $ 77,000 | $ 46,000 |
| BARNSTABLE TOWN, MA | 2 | $ 421,000 | $ 210,000 | $ 137,000 |
| BELLINGHAM, WA | 2 | $ 364,000 | $ 182,000 | $ 47,000 |
| BREMERTON-SILVERDALE, WA | 2 | $ 154,000 | $ 77,000 | $ 33,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 2 | $ 510,000 | $ 255,000 | $ 70,000 |
| CHICO, CA | 2 | $ 462,000 | $ 231,000 | $ 109,000 |
| COLORADO SPRINGS, CO | 2 | $ 516,000 | $ 258,000 | $ 105,000 |
| COLUMBIA, SC | 2 | $ 171,000 | $ 85,000 | $ 48,000 |
| CORVALLIS, OR | 2 | $ 324,000 | $ 162,000 | $ 87,000 |
| DURHAM-CHAPEL HILL, NC | 2 | $ 448,000 | $ 224,000 | $ 109,000 |
| EL PASO, TX | 2 | $ 146,000 | $ 73,000 | $ 61,000 |
| FAYETTEVILLE, NC | 2 | $ 316,000 | $ 158,000 | $ 103,000 |
| FLORENCE-MUSCLE SHOALS, AL | 2 | $ 172,000 | $ 86,000 | $ 123,000 |
| GAINESVILLE, FL | 2 | $ 503,000 | $ 251,000 | $ 164,000 |
| GREELEY, CO | 2 | $ 381,000 | $ 190,000 | $ 75,000 |
| IDAHO FALLS, ID | 2 | $ 286,000 | $ 143,000 | $ 141,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 2 | $ 278,000 | $ 139,000 | $ 89,000 |
| LAFAYETTE, IN | 2 | $ 348,000 | $ 174,000 | $ 106,000 |
| LAKE CHARLES, LA | 2 | $ 532,000 | $ 266,000 | $ 119,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 2 | $ 942,000 | $ 471,000 | $ 141,000 |
| LAS CRUCES, NM | 2 | $ 336,000 | $ 168,000 | $ 61,000 |
| LEXINGTON-FAYETTE, KY | 2 | $ 191,000 | $ 95,000 | $ 47,000 |
| NEW HAVEN-MILFORD, CT | 2 | $ 336,000 | $ 168,000 | $ 149,000 |
| NILES-BENTON HARBOR, MI | 2 | $ 283,000 | $ 141,000 | $ 147,000 |
| OCEAN CITY, NJ | 2 | $ 702,000 | $ 351,000 | $ 706,000 |
| OGDEN-CLEARFIELD, UT | 2 | $ 364,000 | $ 182,000 | $ 59,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 2 | $ 482,000 | $ 241,000 | $ 127,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 2 | $ 502,000 | $ 251,000 | $ 104,000 |
| PUNTA GORDA, FL | 2 | $ 89,000 | $ 44,000 | $ 27,000 |
| READING, PA | 2 | $ 406,000 | $ 203,000 | $ 110,000 |
| REDDING, CA | 2 | $ 492,000 | $ 246,000 | $ 91,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 2 | $ 336,000 | $ 168,000 | $ 107,000 |
| SAN ANTONIO, TX | 2 | $ 470,000 | $ 235,000 | $ 87,000 |
| SPOKANE, WA | 2 | $ 336,000 | $ 168,000 | $ 98,000 |
| TUSCALOOSA, AL | 2 | $ 371,000 | $ 185,000 | $ 106,000 |
| VALLEJO-FAIRFIELD, CA | 2 | $ 290,000 | $ 145,000 | $ 142,000 |
| WICHITA, KS | 2 | $ 206,000 | $ 103,000 | $ 73,000 |
| WILMINGTON, NC | 2 | $ 544,000 | $ 272,000 | $ 128,000 |
| WINCHESTER, VA-WV | 2 | $ 273,000 | $ 136,000 | $ 169,000 |
| AKRON, OH | 1 | $ 385,000 | $ 385,000 | $ 90,000 |
| AMES, IA | 1 | $ 265,000 | $ 265,000 | $ 100,000 |
| ANDERSON, SC | 1 | $ 166,000 | $ 166,000 | $ 160,000 |
| ASHEVILLE, NC | 1 | $ 110,000 | $ 110,000 | $ 30,000 |
| BATTLE CREEK, MI | 1 | $ 74,000 | $ 74,000 | $ 49,000 |
| BEAUMONT-PORT ARTHUR, TX | 1 | $ 308,000 | $ 308,000 | $ 340,000 |
| BEND, OR | 1 | $ 194,000 | $ 194,000 | $ 36,000 |
| BISMARCK, ND | 1 | $ 192,000 | $ 192,000 | $ 102,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 150,000 | $ 150,000 | $ 55,000 |
| BUFFALO-NIAGARA FALLS, NY | 1 | $ 62,000 | $ 62,000 | $ 146,000 |
| BURLINGTON, NC | 1 | $ 248,000 | $ 248,000 | $ 757,000 |
| CASPER, WY | 1 | $ 125,000 | $ 125,000 | $ 76,000 |
| CEDAR RAPIDS, IA | 1 | $ 48,000 | $ 48,000 | $ 38,000 |
| COLUMBUS, GA-AL | 1 | $ 409,000 | $ 409,000 | $ 173,000 |
| CORPUS CHRISTI, TX | 1 | $ 138,000 | $ 138,000 | $ 161,000 |
| DALTON, GA | 1 | $ 50,000 | $ 50,000 | $ 28,000 |
| DES MOINES-WEST DES MOINES, IA | 1 | $ 286,000 | $ 286,000 | $ 130,000 |
| DULUTH, MN-WI | 1 | $ 97,000 | $ 97,000 | $ 23,000 |
| EL CENTRO, CA | 1 | $ 57,000 | $ 57,000 | $ 76,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 1 | $ 150,000 | $ 150,000 | $ 65,000 |
| FORT SMITH, AR-OK | 1 | $ 149,000 | $ 149,000 | $ 39,000 |
| GRAND JUNCTION, CO | 1 | $ 134,000 | $ 134,000 | $ 42,000 |
| GRAND RAPIDS-WYOMING, MI | 1 | $ 96,000 | $ 96,000 | $ 34,000 |
| GREENSBORO-HIGH POINT, NC | 1 | $ 110,000 | $ 110,000 | $ 90,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 1 | $ 269,000 | $ 269,000 | $ 137,000 |
| HARRISBURG-CARLISLE, PA | 1 | $ 248,000 | $ 248,000 | $ 102,000 |
| HARRISONBURG, VA | 1 | $ 94,000 | $ 94,000 | $ 59,000 |
| HATTIESBURG, MS | 1 | $ 74,000 | $ 74,000 | $ 30,000 |
| HOT SPRINGS, AR | 1 | $ 140,000 | $ 140,000 | $ 86,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 1 | $ 125,000 | $ 125,000 | $ 109,000 |
| JACKSON, TN | 1 | $ 70,000 | $ 70,000 | $ 63,000 |
| JEFFERSON CITY, MO | 1 | $ 96,000 | $ 96,000 | $ 54,000 |
| LAFAYETTE, LA | 1 | $ 226,000 | $ 226,000 | $ 128,000 |
| LAKELAND-WINTER HAVEN, FL | 1 | $ 147,000 | $ 147,000 | $ 0 |
| LAREDO, TX | 1 | $ 367,000 | $ 367,000 | $ 119,000 |
| LEWISTON-AUBURN, ME | 1 | $ 84,000 | $ 84,000 | $ 140,000 |
| LINCOLN, NE | 1 | $ 150,000 | $ 150,000 | $ 137,000 |
| LYNCHBURG, VA | 1 | $ 360,000 | $ 360,000 | $ 164,000 |
| MADERA-CHOWCHILLA, CA | 1 | $ 159,000 | $ 159,000 | $ 46,000 |
| MEDFORD, OR | 1 | $ 160,000 | $ 160,000 | $ 80,000 |
| MODESTO, CA | 1 | $ 415,000 | $ 415,000 | $ 300,000 |
| MONROE, LA | 1 | $ 80,000 | $ 80,000 | $ 23,000 |
| MONROE, MI | 1 | $ 160,000 | $ 160,000 | $ 54,000 |
| MORGANTOWN, WV | 1 | $ 168,000 | $ 168,000 | $ 32,000 |
| MOUNT VERNON-ANACORTES, WA | 1 | $ 102,000 | $ 102,000 | $ 41,000 |
| OCALA, FL | 1 | $ 72,000 | $ 72,000 | $ 38,000 |
| PALM COAST, FL | 1 | $ 133,000 | $ 133,000 | $ 75,000 |
| PASCAGOULA, MS | 1 | $ 178,000 | $ 178,000 | $ 160,000 |
| PEORIA, IL | 1 | $ 50,000 | $ 50,000 | $ 47,000 |
| PITTSFIELD, MA | 1 | $ 384,000 | $ 384,000 | $ 145,000 |
| PRESCOTT, AZ | 1 | $ 59,000 | $ 59,000 | $ 53,000 |
| PROVO-OREM, UT | 1 | $ 243,000 | $ 243,000 | $ 101,000 |
| PUEBLO, CO | 1 | $ 196,000 | $ 196,000 | $ 112,000 |
| RACINE, WI | 1 | $ 86,000 | $ 86,000 | $ 51,000 |
| ROCHESTER, MN | 1 | $ 56,000 | $ 56,000 | $ 56,000 |
| ROME, GA | 1 | $ 104,000 | $ 104,000 | $ 50,000 |
| SALINAS, CA | 1 | $ 605,000 | $ 605,000 | $ 97,000 |
| SEBASTIAN-VERO BEACH, FL | 1 | $ 350,000 | $ 350,000 | $ 215,000 |
| SHERMAN-DENISON, TX | 1 | $ 93,000 | $ 93,000 | $ 248,000 |
| SIOUX FALLS, SD | 1 | $ 143,000 | $ 143,000 | $ 37,000 |
| SPRINGFIELD, MA | 1 | $ 75,000 | $ 75,000 | $ 109,000 |
| SPRINGFIELD, MO | 1 | $ 38,000 | $ 38,000 | $ 47,000 |
| ST. CLOUD, MN | 1 | $ 168,000 | $ 168,000 | $ 61,000 |
| TACOMA, WA | 1 | $ 141,000 | $ 141,000 | $ 71,000 |
| UTICA-ROME, NY | 1 | $ 107,000 | $ 107,000 | $ 54,000 |
| VICTORIA, TX | 1 | $ 156,000 | $ 156,000 | $ 55,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 1 | $ 155,000 | $ 155,000 | $ 56,000 |
| VISALIA-PORTERVILLE, CA | 1 | $ 364,000 | $ 364,000 | $ 170,000 |
| WILLIAMSPORT, PA | 1 | $ 158,000 | $ 158,000 | $ 181,000 |
| WINSTON-SALEM, NC | 1 | $ 156,000 | $ 156,000 | $ 124,000 |
| YAKIMA, WA | 1 | $ 271,000 | $ 271,000 | $ 125,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 1 | $ 400,000 | $ 400,000 | $ 250,000 |
Mortgage Loan Application Detail Totals for E*Trade Bank in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,573 | $382,100,000 | $242,000 | $1,257,000 | $130,000 | $1,800,000 |
| Home Purchase | 411 | $112,912,000 | $274,000 | $1,100,000 | $136,000 | $920,000 |
| Home Improvement | 44 | $9,389,000 | $213,000 | $438,000 | $85,000 | $250,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,375 | $324,960,000 | $236,000 | $1,095,000 | $128,000 | $1,800,000 |
| Not Provided | 343 | $93,274,000 | $271,000 | $1,100,000 | $132,000 | $1,431,000 |
| Asian | 156 | $50,205,000 | $321,000 | $1,257,000 | $153,000 | $1,500,000 |
| Hispanic | 89 | $23,370,000 | $262,000 | $728,000 | $132,000 | $920,000 |
| Black or African American | 52 | $9,387,000 | $180,000 | $702,000 | $112,000 | $1,020,000 |
| American Indian or Alaskan Native | 8 | $1,544,000 | $193,000 | $326,000 | $139,000 | $402,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,661,000 | $332,000 | $552,000 | $126,000 | $216,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,997 | $497,225,000 | $248,000 | $1,257,000 | $131,000 | $1,800,000 |
| FHA-insured (Federal Housing Administration) | 30 | $6,964,000 | $232,000 | $353,000 | $59,000 | $117,000 |
| VA-guaranteed (Veterans Administration) | 1 | $212,000 | $212,000 | $212,000 | $65,000 | $65,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Approved But Not Accepted | 1,047 | $268,765,000 | $256,000 | $869,000 | $144,000 | $1,800,000 |
| Loan Originated | 521 | $114,882,000 | $220,000 | $730,000 | $120,000 | $757,000 |
| Application Denied By Financial Institution | 386 | $97,502,000 | $252,000 | $1,257,000 | $106,000 | $1,500,000 |
| Application Withdrawn By Applicant | 36 | $14,500,000 | $402,000 | $1,100,000 | $191,000 | $674,000 |
| Loan Purchased By The Institution | 32 | $7,233,000 | $226,000 | $353,000 | $59,000 | $117,000 |
| File Closed For Incompleteness | 6 | $1,519,000 | $253,000 | $507,000 | $124,000 | $220,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 140 | $36,765,000 | $262,000 | $1,095,000 | $66,000 | $450,000 |
| Collateral | 134 | $31,213,000 | $232,000 | $595,000 | $116,000 | $720,000 |
| Other | 49 | $13,291,000 | $271,000 | $927,000 | $158,000 | $1,000,000 |
| Credit Application Incomplete | 36 | $9,757,000 | $271,000 | $1,257,000 | $160,000 | $1,500,000 |
| Credit History | 12 | $2,100,000 | $175,000 | $645,000 | $74,000 | $175,000 |
| Unverifiable Information | 7 | $1,739,000 | $248,000 | $400,000 | $151,000 | $370,000 |
| Employment History | 6 | $2,005,000 | $334,000 | $501,000 | $78,000 | $160,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $632,000 | $316,000 | $560,000 | $138,000 | $217,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into E*Trade Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess E*Trade Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.