Equity Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Equity Bank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Equity Bank 7701 E Kellogg Ste 100 Andover, KS 67207 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 956 |
| Total Mortgage Loan Application Amount | $155,189,000 |
| Average Mortgage Loan Application Amount | $146,333 |
| Highest Mortgage Loan Application Amount | $1,872,000 |
| Average Applicant Income | $74,000 |
| Highest Applicant Income | $2,160,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Equity Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Equity Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Equity Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Equity Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Equity Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Equity Bank's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pettis County Missouri | 108 | $ 11,541,000 | $ 106,000 | $ 58,000 |
| Johnson County Missouri | 83 | $ 11,607,000 | $ 139,000 | $ 93,000 |
| Jackson County Missouri | 67 | $ 11,635,000 | $ 173,000 | $ 81,000 |
| Ellis County Kansas | 66 | $ 9,655,000 | $ 146,000 | $ 90,000 |
| Sedgwick County Kansas | 66 | $ 12,193,000 | $ 184,000 | $ 148,000 |
| Benton County Missouri | 56 | $ 6,168,000 | $ 110,000 | $ 62,000 |
| Henry County Missouri | 55 | $ 4,342,000 | $ 78,000 | $ 62,000 |
| Montgomery County Kansas | 43 | $ 3,176,000 | $ 73,000 | $ 60,000 |
| Shawnee County Kansas | 41 | $ 5,233,000 | $ 127,000 | $ 52,000 |
| Lafayette County Missouri | 35 | $ 2,958,000 | $ 84,000 | $ 78,000 |
| Crawford County Kansas | 33 | $ 3,164,000 | $ 95,000 | $ 52,000 |
| Boone County Arkansas | 22 | $ 2,716,000 | $ 123,000 | $ 60,000 |
| Johnson County Kansas | 20 | $ 5,103,000 | $ 255,000 | $ 170,000 |
| Butler County Kansas | 17 | $ 2,533,000 | $ 149,000 | $ 79,000 |
| Dallas County Texas | 14 | $ 10,788,000 | $ 770,000 | $ 0 |
| Carroll County Arkansas | 13 | $ 1,761,000 | $ 135,000 | $ 63,000 |
| Russell County Kansas | 12 | $ 1,036,000 | $ 86,000 | $ 80,000 |
| Clay County Missouri | 12 | $ 1,842,000 | $ 153,000 | $ 60,000 |
| Cass County Missouri | 11 | $ 2,231,000 | $ 202,000 | $ 85,000 |
| Jefferson County Kansas | 10 | $ 1,338,000 | $ 133,000 | $ 78,000 |
| Wilson County Kansas | 9 | $ 546,000 | $ 60,000 | $ 41,000 |
| Benton County Arkansas | 8 | $ 1,083,000 | $ 135,000 | $ 122,000 |
| Douglas County Kansas | 7 | $ 1,071,000 | $ 153,000 | $ 105,000 |
| Saline County Missouri | 7 | $ 301,000 | $ 43,000 | $ 83,000 |
| Geary County Kansas | 5 | $ 661,000 | $ 132,000 | $ 0 |
| Maricopa County Arizona | 4 | $ 2,946,000 | $ 736,000 | $ 101,000 |
| Pawnee County Kansas | 4 | $ 304,000 | $ 76,000 | $ 68,000 |
| Rush County Kansas | 4 | $ 469,000 | $ 117,000 | $ 348,000 |
| Trego County Kansas | 4 | $ 311,000 | $ 77,000 | $ 71,000 |
| Montgomery County Texas | 4 | $ 3,440,000 | $ 860,000 | $ 0 |
| Travis County Texas | 4 | $ 1,642,000 | $ 410,000 | $ 0 |
| Brevard County Florida | 3 | $ 633,000 | $ 211,000 | $ 14,000 |
| Cook County Illinois | 3 | $ 2,534,000 | $ 844,000 | $ 0 |
| Leavenworth County Kansas | 3 | $ 723,000 | $ 241,000 | $ 34,000 |
| Wyandotte County Kansas | 3 | $ 311,000 | $ 103,000 | $ 43,000 |
| Bates County Missouri | 3 | $ 788,000 | $ 262,000 | $ 80,000 |
| Boone County Missouri | 3 | $ 1,171,000 | $ 390,000 | $ 0 |
| Platte County Missouri | 3 | $ 1,045,000 | $ 348,000 | $ 75,000 |
| Newton County Arkansas | 2 | $ 232,000 | $ 116,000 | $ 81,000 |
| DuPage County Illinois | 2 | $ 1,562,000 | $ 781,000 | $ 0 |
| Cherokee County Kansas | 2 | $ 95,000 | $ 47,000 | $ 31,000 |
| Cowley County Kansas | 2 | $ 192,000 | $ 96,000 | $ 35,000 |
| Harvey County Kansas | 2 | $ 333,000 | $ 166,000 | $ 33,000 |
| Osborne County Kansas | 2 | $ 87,000 | $ 43,000 | $ 39,000 |
| Sumner County Kansas | 2 | $ 175,000 | $ 87,000 | $ 95,000 |
| Camden County Missouri | 2 | $ 271,000 | $ 135,000 | $ 18,000 |
| Greene County Missouri | 2 | $ 296,000 | $ 148,000 | $ 49,000 |
| Hickory County Missouri | 2 | $ 457,000 | $ 228,000 | $ 112,000 |
| Jasper County Missouri | 2 | $ 90,000 | $ 45,000 | $ 32,000 |
| Morgan County Missouri | 2 | $ 127,000 | $ 63,000 | $ 98,000 |
| Texas County Oklahoma | 2 | $ 252,000 | $ 126,000 | $ 52,000 |
| Denton County Texas | 2 | $ 1,029,000 | $ 514,000 | $ 0 |
| Williamson County Texas | 2 | $ 432,000 | $ 216,000 | $ 0 |
| King County Washington | 2 | $ 2,287,000 | $ 1,143,000 | $ 0 |
| Garland County Arkansas | 1 | $ 195,000 | $ 195,000 | $ 77,000 |
| Madison County Arkansas | 1 | $ 159,000 | $ 159,000 | $ 25,000 |
| Searcy County Arkansas | 1 | $ 151,000 | $ 151,000 | $ 124,000 |
| Sebastian County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 46,000 |
| Los Angeles County California | 1 | $ 540,000 | $ 540,000 | $ 0 |
| Denver County Colorado | 1 | $ 517,000 | $ 517,000 | $ 0 |
| Larimer County Colorado | 1 | $ 417,000 | $ 417,000 | $ 341,000 |
| Orange County Florida | 1 | $ 971,000 | $ 971,000 | $ 0 |
| St. Lucie County Florida | 1 | $ 205,000 | $ 205,000 | $ 57,000 |
| Walton County Florida | 1 | $ 198,000 | $ 198,000 | $ 0 |
| Lake County Illinois | 1 | $ 649,000 | $ 649,000 | $ 0 |
| Bourbon County Kansas | 1 | $ 82,000 | $ 82,000 | $ 40,000 |
| Decatur County Kansas | 1 | $ 76,000 | $ 76,000 | $ 53,000 |
| Elk County Kansas | 1 | $ 27,000 | $ 27,000 | $ 55,000 |
| Finney County Kansas | 1 | $ 72,000 | $ 72,000 | $ 25,000 |
| Franklin County Kansas | 1 | $ 37,000 | $ 37,000 | $ 60,000 |
| Gove County Kansas | 1 | $ 9,000 | $ 9,000 | $ 42,000 |
| Greenwood County Kansas | 1 | $ 76,000 | $ 76,000 | $ 29,000 |
| Lincoln County Kansas | 1 | $ 240,000 | $ 240,000 | $ 171,000 |
| Marion County Kansas | 1 | $ 48,000 | $ 48,000 | $ 43,000 |
| Miami County Kansas | 1 | $ 15,000 | $ 15,000 | $ 87,000 |
| Neosho County Kansas | 1 | $ 164,000 | $ 164,000 | $ 91,000 |
| Ness County Kansas | 1 | $ 65,000 | $ 65,000 | $ 162,000 |
| Phillips County Kansas | 1 | $ 82,000 | $ 82,000 | $ 70,000 |
| Pottawatomie County Kansas | 1 | $ 171,000 | $ 171,000 | $ 80,000 |
| Saline County Kansas | 1 | $ 115,000 | $ 115,000 | $ 30,000 |
| Wabaunsee County Kansas | 1 | $ 9,000 | $ 9,000 | $ 42,000 |
| Woodson County Kansas | 1 | $ 96,000 | $ 96,000 | $ 250,000 |
| Queen Anne's County Maryland | 1 | $ 857,000 | $ 857,000 | $ 0 |
| Barry County Missouri | 1 | $ 128,000 | $ 128,000 | $ 62,000 |
| Carroll County Missouri | 1 | $ 161,000 | $ 161,000 | $ 65,000 |
| Cedar County Missouri | 1 | $ 36,000 | $ 36,000 | $ 41,000 |
| Clinton County Missouri | 1 | $ 162,000 | $ 162,000 | $ 93,000 |
| Cole County Missouri | 1 | $ 128,000 | $ 128,000 | $ 40,000 |
| Laclede County Missouri | 1 | $ 37,000 | $ 37,000 | $ 56,000 |
| Lincoln County Missouri | 1 | $ 158,000 | $ 158,000 | $ 44,000 |
| Moniteau County Missouri | 1 | $ 117,000 | $ 117,000 | $ 40,000 |
| Phelps County Missouri | 1 | $ 220,000 | $ 220,000 | $ 86,000 |
| St. Clair County Missouri | 1 | $ 68,000 | $ 68,000 | $ 24,000 |
| Stone County Missouri | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Dawson County Nebraska | 1 | $ 240,000 | $ 240,000 | $ 26,000 |
| Bergen County New Jersey | 1 | $ 49,000 | $ 49,000 | $ 97,000 |
| Somerset County New Jersey | 1 | $ 499,000 | $ 499,000 | $ 0 |
| Nowata County Oklahoma | 1 | $ 122,000 | $ 122,000 | $ 192,000 |
| Oklahoma County Oklahoma | 1 | $ 320,000 | $ 320,000 | $ 144,000 |
| Osage County Oklahoma | 1 | $ 56,000 | $ 56,000 | $ 24,000 |
| Ottawa County Oklahoma | 1 | $ 80,000 | $ 80,000 | $ 194,000 |
| Tulsa County Oklahoma | 1 | $ 727,000 | $ 727,000 | $ 180,000 |
| Bucks County Pennsylvania | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 1,271,000 | $ 1,271,000 | $ 0 |
| Bexar County Texas | 1 | $ 127,000 | $ 127,000 | $ 726,000 |
| Collin County Texas | 1 | $ 573,000 | $ 573,000 | $ 0 |
| Franklin County Texas | 1 | $ 604,000 | $ 604,000 | $ 0 |
| Harris County Texas | 1 | $ 981,000 | $ 981,000 | $ 0 |
| Kendall County Texas | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Tarrant County Texas | 1 | $ 285,000 | $ 285,000 | $ 272,000 |
| Fairfax County Virginia | 1 | $ 829,000 | $ 829,000 | $ 0 |
| Loudoun County Virginia | 1 | $ 343,000 | $ 343,000 | $ 0 |
| Waukesha County Wisconsin | 1 | $ 786,000 | $ 786,000 | $ 0 |
Mortgage Loan Application Detail Totals for Equity Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 576 | $95,883,000 | $166,000 | $1,872,000 | $75,000 | $2,154,000 |
| Refinancing | 307 | $51,588,000 | $168,000 | $1,759,000 | $81,000 | $2,160,000 |
| Home Improvement | 73 | $7,718,000 | $105,000 | $1,483,000 | $66,000 | $272,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 684 | $83,578,000 | $122,000 | $1,171,000 | $88,000 | $2,160,000 |
| Not applicable | 120 | $51,020,000 | $425,000 | $1,872,000 | $0 | $0 |
| Not Provided | 82 | $12,496,000 | $152,000 | $800,000 | $101,000 | $947,000 |
| Hispanic | 43 | $4,474,000 | $104,000 | $263,000 | $46,000 | $145,000 |
| Black or African American | 11 | $902,000 | $82,000 | $140,000 | $82,000 | $471,000 |
| American Indian or Alaskan Native | 8 | $1,890,000 | $236,000 | $998,000 | $111,000 | $484,000 |
| Asian | 4 | $530,000 | $132,000 | $216,000 | $100,000 | $133,000 |
| Native Hawaiin or Other Pacific Islander | 4 | $299,000 | $74,000 | $113,000 | $47,000 | $63,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 744 | $129,021,000 | $173,000 | $1,872,000 | $82,000 | $2,160,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 82 | $8,005,000 | $97,000 | $262,000 | $40,000 | $89,000 |
| FHA-insured (Federal Housing Administration) | 80 | $10,252,000 | $128,000 | $225,000 | $61,000 | $166,000 |
| VA-guaranteed (Veterans Administration) | 50 | $7,911,000 | $158,000 | $359,000 | $69,000 | $258,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 687 | $91,265,000 | $132,000 | $1,469,000 | $82,000 | $2,160,000 |
| Application Denied By Financial Institution | 128 | $15,511,000 | $121,000 | $800,000 | $62,000 | $523,000 |
| Application Withdrawn By Applicant | 67 | $8,744,000 | $130,000 | $998,000 | $104,000 | $1,126,000 |
| Loan Purchased By The Institution | 53 | $37,288,000 | $703,000 | $1,872,000 | $0 | $0 |
| Application Approved But Not Accepted | 20 | $2,061,000 | $103,000 | $220,000 | $71,000 | $198,000 |
| File Closed For Incompleteness | 1 | $320,000 | $320,000 | $320,000 | $144,000 | $144,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Equity Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Equity Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.