Equity Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Equity Bank 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Equity Bank 7701 E Kellogg Ste 100 Andover, KS 67207 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 1,523 |
| Total Mortgage Loan Application Amount | $234,785,000 |
| Average Mortgage Loan Application Amount | $132,200 |
| Highest Mortgage Loan Application Amount | $5,165,000 |
| Average Applicant Income | $93,000 |
| Highest Applicant Income | $7,930,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Equity Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Equity Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Equity Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Equity Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Equity Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Equity Bank's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Boone County Arkansas | 217 | $ 26,155,000 | $ 120,000 | $ 78,000 |
| Carroll County Arkansas | 133 | $ 21,155,000 | $ 159,000 | $ 78,000 |
| Kay County Oklahoma | 110 | $ 13,860,000 | $ 126,000 | $ 251,000 |
| Sedgwick County Kansas | 92 | $ 18,650,000 | $ 202,000 | $ 96,000 |
| Tulsa County Oklahoma | 87 | $ 18,895,000 | $ 217,000 | $ 209,000 |
| Jackson County Missouri | 72 | $ 17,030,000 | $ 236,000 | $ 109,000 |
| Pettis County Missouri | 68 | $ 8,960,000 | $ 131,000 | $ 60,000 |
| Montgomery County Kansas | 57 | $ 4,665,000 | $ 81,000 | $ 66,000 |
| Johnson County Missouri | 57 | $ 6,865,000 | $ 120,000 | $ 81,000 |
| Crawford County Kansas | 54 | $ 4,800,000 | $ 88,000 | $ 53,000 |
| Benton County Arkansas | 53 | $ 9,435,000 | $ 178,000 | $ 88,000 |
| Lafayette County Missouri | 49 | $ 5,905,000 | $ 120,000 | $ 84,000 |
| Benton County Missouri | 47 | $ 4,445,000 | $ 94,000 | $ 58,000 |
| Ellis County Kansas | 35 | $ 4,795,000 | $ 137,000 | $ 82,000 |
| Henry County Missouri | 34 | $ 2,890,000 | $ 85,000 | $ 59,000 |
| Texas County Oklahoma | 26 | $ 2,320,000 | $ 89,000 | $ 58,000 |
| Johnson County Kansas | 20 | $ 8,440,000 | $ 422,000 | $ 183,000 |
| Newton County Arkansas | 16 | $ 1,570,000 | $ 98,000 | $ 37,000 |
| Shawnee County Kansas | 16 | $ 3,930,000 | $ 245,000 | $ 97,000 |
| Clay County Missouri | 15 | $ 1,825,000 | $ 121,000 | $ 84,000 |
| Butler County Kansas | 14 | $ 2,420,000 | $ 172,000 | $ 70,000 |
| Washington County Arkansas | 12 | $ 3,790,000 | $ 315,000 | $ 470,000 |
| Cass County Missouri | 12 | $ 2,270,000 | $ 189,000 | $ 101,000 |
| Marion County Arkansas | 11 | $ 1,465,000 | $ 133,000 | $ 65,000 |
| Osage County Oklahoma | 10 | $ 1,390,000 | $ 139,000 | $ 65,000 |
| Barry County Missouri | 9 | $ 1,285,000 | $ 142,000 | $ 67,000 |
| Saline County Missouri | 9 | $ 815,000 | $ 90,000 | $ 69,000 |
| Jefferson County Kansas | 8 | $ 1,310,000 | $ 163,000 | $ 76,000 |
| Labette County Kansas | 8 | $ 780,000 | $ 97,000 | $ 77,000 |
| Stevens County Kansas | 8 | $ 400,000 | $ 50,000 | $ 113,000 |
| Wilson County Kansas | 8 | $ 590,000 | $ 73,000 | $ 67,000 |
| Cherokee County Kansas | 7 | $ 595,000 | $ 85,000 | $ 47,000 |
| Seward County Kansas | 7 | $ 1,135,000 | $ 162,000 | $ 64,000 |
| Platte County Missouri | 7 | $ 1,635,000 | $ 233,000 | $ 168,000 |
| Stone County Missouri | 7 | $ 1,735,000 | $ 247,000 | $ 240,000 |
| Sheridan County Kansas | 6 | $ 850,000 | $ 141,000 | $ 83,000 |
| Taney County Missouri | 6 | $ 1,030,000 | $ 171,000 | $ 133,000 |
| Searcy County Arkansas | 5 | $ 675,000 | $ 135,000 | $ 105,000 |
| Camden County Missouri | 5 | $ 665,000 | $ 133,000 | $ 108,000 |
| Gove County Kansas | 4 | $ 350,000 | $ 87,000 | $ 41,000 |
| Logan County Kansas | 4 | $ 290,000 | $ 72,000 | $ 43,000 |
| Wyandotte County Kansas | 4 | $ 420,000 | $ 105,000 | $ 47,000 |
| Greene County Missouri | 4 | $ 270,000 | $ 67,000 | $ 378,000 |
| Wagoner County Oklahoma | 4 | $ 1,190,000 | $ 297,000 | $ 504,000 |
| Baxter County Arkansas | 3 | $ 435,000 | $ 145,000 | $ 58,000 |
| Barton County Kansas | 3 | $ 655,000 | $ 218,000 | $ 234,000 |
| Harper County Kansas | 3 | $ 205,000 | $ 68,000 | $ 35,000 |
| Thomas County Kansas | 3 | $ 285,000 | $ 95,000 | $ 44,000 |
| Barton County Missouri | 3 | $ 365,000 | $ 121,000 | $ 65,000 |
| Boone County Missouri | 3 | $ 595,000 | $ 198,000 | $ 122,000 |
| Morgan County Missouri | 3 | $ 505,000 | $ 168,000 | $ 81,000 |
| Maricopa County Arizona | 2 | $ 6,740,000 | $ 3,370,000 | $ 2,130,000 |
| Chautauqua County Kansas | 2 | $ 330,000 | $ 165,000 | $ 142,000 |
| Cowley County Kansas | 2 | $ 170,000 | $ 85,000 | $ 54,000 |
| Douglas County Kansas | 2 | $ 480,000 | $ 240,000 | $ 71,000 |
| Harvey County Kansas | 2 | $ 400,000 | $ 200,000 | $ 69,000 |
| Leavenworth County Kansas | 2 | $ 420,000 | $ 210,000 | $ 110,000 |
| Cole County Missouri | 2 | $ 170,000 | $ 85,000 | $ 71,000 |
| McDonald County Missouri | 2 | $ 480,000 | $ 240,000 | $ 90,000 |
| St. Clair County Missouri | 2 | $ 110,000 | $ 55,000 | $ 63,000 |
| Creek County Oklahoma | 2 | $ 300,000 | $ 150,000 | $ 0 |
| Oklahoma County Oklahoma | 2 | $ 370,000 | $ 185,000 | $ 436,000 |
| Washington County Oklahoma | 2 | $ 320,000 | $ 160,000 | $ 106,000 |
| Jefferson County Alabama | 1 | $ 265,000 | $ 265,000 | $ 90,000 |
| Cleburne County Arkansas | 1 | $ 15,000 | $ 15,000 | $ 52,000 |
| Garland County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 93,000 |
| Pope County Arkansas | 1 | $ 125,000 | $ 125,000 | $ 146,000 |
| Sharp County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 156,000 |
| Eagle County Colorado | 1 | $ 755,000 | $ 755,000 | $ 3,041,000 |
| Orange County Florida | 1 | $ 185,000 | $ 185,000 | $ 166,000 |
| Palm Beach County Florida | 1 | $ 1,005,000 | $ 1,005,000 | $ 619,000 |
| St. Lucie County Florida | 1 | $ 225,000 | $ 225,000 | $ 93,000 |
| DeKalb County Georgia | 1 | $ 95,000 | $ 95,000 | $ 66,000 |
| Gwinnett County Georgia | 1 | $ 305,000 | $ 305,000 | $ 181,000 |
| Rabun County Georgia | 1 | $ 125,000 | $ 125,000 | $ 158,000 |
| Jefferson County Indiana | 1 | $ 305,000 | $ 305,000 | $ 416,000 |
| Kiowa County Kansas | 1 | $ 95,000 | $ 95,000 | $ 73,000 |
| Marion County Kansas | 1 | $ 65,000 | $ 65,000 | $ 59,000 |
| Meade County Kansas | 1 | $ 65,000 | $ 65,000 | $ 9,000 |
| Neosho County Kansas | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| Ness County Kansas | 1 | $ 125,000 | $ 125,000 | $ 85,000 |
| Osage County Kansas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Ottawa County Kansas | 1 | $ 55,000 | $ 55,000 | $ 97,000 |
| Pottawatomie County Kansas | 1 | $ 185,000 | $ 185,000 | $ 220,000 |
| Reno County Kansas | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Rush County Kansas | 1 | $ 155,000 | $ 155,000 | $ 90,000 |
| Trego County Kansas | 1 | $ 75,000 | $ 75,000 | $ 22,000 |
| Washington County Maryland | 1 | $ 395,000 | $ 395,000 | $ 259,000 |
| Bates County Missouri | 1 | $ 245,000 | $ 245,000 | $ 95,000 |
| Hickory County Missouri | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Jasper County Missouri | 1 | $ 25,000 | $ 25,000 | $ 28,000 |
| Moniteau County Missouri | 1 | $ 195,000 | $ 195,000 | $ 95,000 |
| Polk County Missouri | 1 | $ 65,000 | $ 65,000 | $ 66,000 |
| Randolph County Missouri | 1 | $ 45,000 | $ 45,000 | $ 33,000 |
| Ray County Missouri | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Hitchcock County Nebraska | 1 | $ 65,000 | $ 65,000 | $ 113,000 |
| Moore County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 396,000 |
| Cleveland County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 35,000 |
| McClain County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 67,000 |
| Noble County Oklahoma | 1 | $ 415,000 | $ 415,000 | $ 183,000 |
| Okmulgee County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 56,000 |
| Sequoyah County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 37,000 |
| Van Zandt County Texas | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Marion County West Virginia | 1 | $ 85,000 | $ 85,000 | $ 61,000 |
Mortgage Loan Application Detail Totals for Equity Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 953 | $137,995,000 | $144,000 | $2,185,000 | $102,000 | $7,930,000 |
| Refinancing | 364 | $65,920,000 | $181,000 | $5,165,000 | $129,000 | $2,800,000 |
| Cash-out Refinancing | 173 | $27,685,000 | $160,000 | $1,205,000 | $94,000 | $1,547,000 |
| Other Purpose | 20 | $2,540,000 | $127,000 | $905,000 | $89,000 | $1,000,000 |
| Home Improvement | 13 | $645,000 | $49,000 | $125,000 | $51,000 | $210,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,168 | $169,870,000 | $145,000 | $2,055,000 | $108,000 | $7,930,000 |
| Not applicable | 164 | $32,990,000 | $201,000 | $2,725,000 | $0 | $0 |
| Not Provided | 79 | $18,695,000 | $236,000 | $5,165,000 | $120,000 | $2,800,000 |
| Hispanic | 58 | $6,170,000 | $106,000 | $455,000 | $58,000 | $282,000 |
| American Indian or Alaskan Native | 28 | $3,860,000 | $137,000 | $705,000 | $70,000 | $250,000 |
| Asian | 17 | $2,335,000 | $137,000 | $385,000 | $109,000 | $530,000 |
| Black or African American | 8 | $780,000 | $97,000 | $155,000 | $48,000 | $80,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,212 | $197,190,000 | $162,000 | $5,165,000 | $121,000 | $7,930,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 156 | $15,620,000 | $100,000 | $245,000 | $43,000 | $95,000 |
| FHA-insured (Federal Housing Administration) | 98 | $12,010,000 | $122,000 | $295,000 | $62,000 | $180,000 |
| VA-guaranteed (Veterans Administration) | 57 | $9,965,000 | $174,000 | $435,000 | $77,000 | $259,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,210 | $195,330,000 | $161,000 | $5,165,000 | $118,000 | $7,930,000 |
| Application Denied By Financial Institution | 144 | $17,980,000 | $124,000 | $1,755,000 | $59,000 | $699,000 |
| Application Withdrawn By Applicant | 128 | $16,510,000 | $128,000 | $905,000 | $76,000 | $1,000,000 |
| Application Approved But Not Accepted | 31 | $3,905,000 | $125,000 | $425,000 | $68,000 | $180,000 |
| Loan Purchased By The Institution | 7 | $615,000 | $87,000 | $175,000 | $30,000 | $46,000 |
| File Closed For Incompleteness | 3 | $445,000 | $148,000 | $225,000 | $67,000 | $84,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,379 | $216,805,000 | $157,000 | $5,165,000 | $111,000 | $7,930,000 |
| Credit History | 70 | $6,960,000 | $99,000 | $355,000 | $57,000 | $165,000 |
| Debt-To-Income Ratio | 36 | $5,060,000 | $140,000 | $385,000 | $49,000 | $210,000 |
| Collateral | 13 | $1,935,000 | $148,000 | $375,000 | $66,000 | $131,000 |
| Other | 6 | $2,110,000 | $351,000 | $1,755,000 | $177,000 | $699,000 |
| Employment History | 6 | $510,000 | $85,000 | $115,000 | $35,000 | $60,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $660,000 | $110,000 | $275,000 | $41,000 | $101,000 |
| Credit Application Incomplete | 5 | $465,000 | $93,000 | $145,000 | $39,000 | $66,000 |
| Unverifiable Information | 2 | $280,000 | $140,000 | $145,000 | $50,000 | $67,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Equity Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Equity Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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