Equity Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Equity Bank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Equity Bank 7701 E Kellogg Ste 100 Andover, KS 67207 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 1,976 |
| Total Mortgage Loan Application Amount | $355,640,000 |
| Average Mortgage Loan Application Amount | $160,833 |
| Highest Mortgage Loan Application Amount | $3,105,000 |
| Average Applicant Income | $67,500 |
| Highest Applicant Income | $4,576,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Equity Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Equity Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Equity Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Equity Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Equity Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Equity Bank's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Boone County Arkansas | 183 | $ 20,435,000 | $ 111,000 | $ 65,000 |
| Sedgwick County Kansas | 159 | $ 28,275,000 | $ 177,000 | $ 119,000 |
| Carroll County Arkansas | 122 | $ 16,960,000 | $ 139,000 | $ 81,000 |
| Jackson County Missouri | 103 | $ 20,785,000 | $ 201,000 | $ 85,000 |
| Kay County Oklahoma | 88 | $ 13,160,000 | $ 149,000 | $ 101,000 |
| Texas County Oklahoma | 87 | $ 6,945,000 | $ 79,000 | $ 54,000 |
| Pettis County Missouri | 70 | $ 7,240,000 | $ 103,000 | $ 58,000 |
| Montgomery County Kansas | 64 | $ 5,520,000 | $ 86,000 | $ 70,000 |
| Johnson County Missouri | 48 | $ 6,120,000 | $ 127,000 | $ 139,000 |
| Lafayette County Missouri | 48 | $ 6,230,000 | $ 129,000 | $ 74,000 |
| Benton County Missouri | 47 | $ 4,295,000 | $ 91,000 | $ 55,000 |
| Randall County Texas | 41 | $ 5,245,000 | $ 127,000 | $ 0 |
| Benton County Arkansas | 40 | $ 7,100,000 | $ 177,000 | $ 96,000 |
| Crawford County Kansas | 40 | $ 4,430,000 | $ 110,000 | $ 59,000 |
| Kent County Michigan | 34 | $ 7,460,000 | $ 219,000 | $ 0 |
| Shawnee County Kansas | 33 | $ 3,075,000 | $ 93,000 | $ 66,000 |
| Johnson County Kansas | 31 | $ 8,325,000 | $ 268,000 | $ 114,000 |
| Henry County Missouri | 30 | $ 2,480,000 | $ 82,000 | $ 56,000 |
| Newton County Arkansas | 28 | $ 2,610,000 | $ 93,000 | $ 58,000 |
| Ellis County Kansas | 26 | $ 4,630,000 | $ 178,000 | $ 90,000 |
| Cass County Missouri | 26 | $ 5,110,000 | $ 196,000 | $ 115,000 |
| Tulsa County Oklahoma | 22 | $ 2,940,000 | $ 133,000 | $ 166,000 |
| Oakland County Michigan | 20 | $ 6,840,000 | $ 342,000 | $ 0 |
| Clay County Missouri | 17 | $ 2,985,000 | $ 175,000 | $ 94,000 |
| Butler County Kansas | 16 | $ 2,030,000 | $ 126,000 | $ 64,000 |
| Osage County Oklahoma | 16 | $ 1,730,000 | $ 108,000 | $ 95,000 |
| Seward County Kansas | 14 | $ 1,600,000 | $ 114,000 | $ 105,000 |
| Potter County Texas | 14 | $ 1,490,000 | $ 106,000 | $ 0 |
| Searcy County Arkansas | 11 | $ 765,000 | $ 69,000 | $ 84,000 |
| Ottawa County Michigan | 11 | $ 2,725,000 | $ 247,000 | $ 0 |
| Denver County Colorado | 10 | $ 8,560,000 | $ 856,000 | $ 0 |
| Taney County Missouri | 10 | $ 2,030,000 | $ 203,000 | $ 103,000 |
| Moore County Texas | 10 | $ 490,000 | $ 49,000 | $ 0 |
| Tarrant County Texas | 10 | $ 3,700,000 | $ 370,000 | $ 0 |
| Marion County Arkansas | 9 | $ 675,000 | $ 75,000 | $ 70,000 |
| Sheridan County Kansas | 9 | $ 775,000 | $ 86,000 | $ 50,000 |
| Kalamazoo County Michigan | 9 | $ 2,975,000 | $ 330,000 | $ 0 |
| Wayne County Michigan | 9 | $ 2,555,000 | $ 283,000 | $ 0 |
| Maricopa County Arizona | 8 | $ 6,080,000 | $ 760,000 | $ 0 |
| Stevens County Kansas | 8 | $ 660,000 | $ 82,000 | $ 65,000 |
| Wilson County Kansas | 8 | $ 480,000 | $ 60,000 | $ 41,000 |
| Stone County Missouri | 8 | $ 1,030,000 | $ 128,000 | $ 160,000 |
| Oklahoma County Oklahoma | 8 | $ 1,990,000 | $ 248,000 | $ 134,000 |
| Gray County Texas | 8 | $ 580,000 | $ 72,000 | $ 0 |
| Washington County Arkansas | 7 | $ 4,495,000 | $ 642,000 | $ 279,000 |
| Grand Traverse County Michigan | 7 | $ 2,785,000 | $ 397,000 | $ 0 |
| Platte County Missouri | 7 | $ 2,055,000 | $ 293,000 | $ 170,000 |
| Saline County Missouri | 7 | $ 705,000 | $ 100,000 | $ 82,000 |
| Jefferson County Kansas | 6 | $ 610,000 | $ 101,000 | $ 136,000 |
| Wyandotte County Kansas | 6 | $ 880,000 | $ 146,000 | $ 60,000 |
| McDonald County Missouri | 6 | $ 620,000 | $ 103,000 | $ 68,000 |
| Dallas County Texas | 6 | $ 3,000,000 | $ 500,000 | $ 239,000 |
| Utah County Utah | 6 | $ 6,440,000 | $ 1,073,000 | $ 0 |
| Boulder County Colorado | 5 | $ 1,965,000 | $ 393,000 | $ 103,000 |
| Gove County Kansas | 5 | $ 235,000 | $ 47,000 | $ 89,000 |
| Harvey County Kansas | 5 | $ 425,000 | $ 85,000 | $ 42,000 |
| Labette County Kansas | 5 | $ 585,000 | $ 117,000 | $ 59,000 |
| Muskegon County Michigan | 5 | $ 875,000 | $ 175,000 | $ 0 |
| St. Clair County Missouri | 5 | $ 425,000 | $ 85,000 | $ 60,000 |
| Washita County Oklahoma | 5 | $ 235,000 | $ 47,000 | $ 56,000 |
| Bexar County Texas | 5 | $ 1,165,000 | $ 233,000 | $ 261,000 |
| Barton County Kansas | 4 | $ 370,000 | $ 92,000 | $ 79,000 |
| Cowley County Kansas | 4 | $ 590,000 | $ 147,000 | $ 68,000 |
| Macomb County Michigan | 4 | $ 1,100,000 | $ 275,000 | $ 0 |
| Camden County Missouri | 4 | $ 360,000 | $ 90,000 | $ 88,000 |
| Greene County Missouri | 4 | $ 350,000 | $ 87,000 | $ 147,000 |
| Wagoner County Oklahoma | 4 | $ 350,000 | $ 87,000 | $ 168,000 |
| Hale County Texas | 4 | $ 190,000 | $ 47,000 | $ 0 |
| Harris County Texas | 4 | $ 1,470,000 | $ 367,000 | $ 501,000 |
| Hemphill County Texas | 4 | $ 870,000 | $ 217,000 | $ 0 |
| Hutchinson County Texas | 4 | $ 300,000 | $ 75,000 | $ 0 |
| Lubbock County Texas | 4 | $ 1,670,000 | $ 417,000 | $ 0 |
| Arapahoe County Colorado | 3 | $ 1,495,000 | $ 498,000 | $ 0 |
| Cook County Illinois | 3 | $ 1,135,000 | $ 378,000 | $ 0 |
| Lake County Illinois | 3 | $ 1,575,000 | $ 525,000 | $ 0 |
| Bourbon County Kansas | 3 | $ 185,000 | $ 61,000 | $ 34,000 |
| Cherokee County Kansas | 3 | $ 345,000 | $ 115,000 | $ 59,000 |
| Douglas County Kansas | 3 | $ 445,000 | $ 148,000 | $ 196,000 |
| Russell County Kansas | 3 | $ 365,000 | $ 121,000 | $ 99,000 |
| Trego County Kansas | 3 | $ 325,000 | $ 108,000 | $ 55,000 |
| Allegan County Michigan | 3 | $ 1,335,000 | $ 445,000 | $ 0 |
| Antrim County Michigan | 3 | $ 675,000 | $ 225,000 | $ 0 |
| Leelanau County Michigan | 3 | $ 2,045,000 | $ 681,000 | $ 0 |
| Livingston County Michigan | 3 | $ 955,000 | $ 318,000 | $ 0 |
| Van Buren County Michigan | 3 | $ 625,000 | $ 208,000 | $ 0 |
| Morgan County Missouri | 3 | $ 445,000 | $ 148,000 | $ 75,000 |
| Ray County Missouri | 3 | $ 595,000 | $ 198,000 | $ 81,000 |
| Rogers County Oklahoma | 3 | $ 1,375,000 | $ 458,000 | $ 255,000 |
| Travis County Texas | 3 | $ 2,725,000 | $ 908,000 | $ 0 |
| Dane County Wisconsin | 3 | $ 2,335,000 | $ 778,000 | $ 0 |
| Baxter County Arkansas | 2 | $ 180,000 | $ 90,000 | $ 35,000 |
| Craighead County Arkansas | 2 | $ 320,000 | $ 160,000 | $ 116,000 |
| Pope County Arkansas | 2 | $ 300,000 | $ 150,000 | $ 49,000 |
| Van Buren County Arkansas | 2 | $ 100,000 | $ 50,000 | $ 21,000 |
| Orange County California | 2 | $ 2,330,000 | $ 1,165,000 | $ 864,000 |
| Fulton County Georgia | 2 | $ 3,010,000 | $ 1,505,000 | $ 0 |
| Hamilton County Indiana | 2 | $ 970,000 | $ 485,000 | $ 275,000 |
| Linn County Iowa | 2 | $ 200,000 | $ 100,000 | $ 77,000 |
| Haskell County Kansas | 2 | $ 230,000 | $ 115,000 | $ 68,000 |
| Logan County Kansas | 2 | $ 90,000 | $ 45,000 | $ 74,000 |
| Miami County Kansas | 2 | $ 540,000 | $ 270,000 | $ 94,000 |
| Neosho County Kansas | 2 | $ 140,000 | $ 70,000 | $ 37,000 |
| Osborne County Kansas | 2 | $ 190,000 | $ 95,000 | $ 80,000 |
| Reno County Kansas | 2 | $ 300,000 | $ 150,000 | $ 37,000 |
| Sumner County Kansas | 2 | $ 420,000 | $ 210,000 | $ 107,000 |
| Barry County Michigan | 2 | $ 720,000 | $ 360,000 | $ 0 |
| Cass County Michigan | 2 | $ 740,000 | $ 370,000 | $ 0 |
| Charlevoix County Michigan | 2 | $ 420,000 | $ 210,000 | $ 0 |
| Ingham County Michigan | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Manistee County Michigan | 2 | $ 650,000 | $ 325,000 | $ 0 |
| Washtenaw County Michigan | 2 | $ 1,390,000 | $ 695,000 | $ 0 |
| Bates County Missouri | 2 | $ 370,000 | $ 185,000 | $ 58,000 |
| Boone County Missouri | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Buchanan County Missouri | 2 | $ 1,190,000 | $ 595,000 | $ 41,000 |
| Jasper County Missouri | 2 | $ 190,000 | $ 95,000 | $ 72,000 |
| Beaver County Oklahoma | 2 | $ 90,000 | $ 45,000 | $ 54,000 |
| Creek County Oklahoma | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Nowata County Oklahoma | 2 | $ 220,000 | $ 110,000 | $ 80,000 |
| Payne County Oklahoma | 2 | $ 290,000 | $ 145,000 | $ 440,000 |
| Williamson County Tennessee | 2 | $ 1,510,000 | $ 755,000 | $ 0 |
| Deaf Smith County Texas | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Floyd County Texas | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Oldham County Texas | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Sherman County Texas | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Salt Lake County Utah | 2 | $ 1,410,000 | $ 705,000 | $ 0 |
| Summit County Utah | 2 | $ 2,680,000 | $ 1,340,000 | $ 0 |
| Loudoun County Virginia | 2 | $ 600,000 | $ 300,000 | $ 0 |
| Lee County Alabama | 1 | $ 555,000 | $ 555,000 | $ 0 |
| Gila County Arizona | 1 | $ 695,000 | $ 695,000 | $ 0 |
| Pima County Arizona | 1 | $ 635,000 | $ 635,000 | $ 0 |
| Conway County Arkansas | 1 | $ 165,000 | $ 165,000 | $ 72,000 |
| Faulkner County Arkansas | 1 | $ 185,000 | $ 185,000 | $ 43,000 |
| Garland County Arkansas | 1 | $ 265,000 | $ 265,000 | $ 103,000 |
| Madison County Arkansas | 1 | $ 195,000 | $ 195,000 | $ 115,000 |
| Sebastian County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 35,000 |
| Stone County Arkansas | 1 | $ 155,000 | $ 155,000 | $ 83,000 |
| Sacramento County California | 1 | $ 115,000 | $ 115,000 | $ 75,000 |
| Broomfield County Colorado | 1 | $ 765,000 | $ 765,000 | $ 0 |
| Clear Creek County Colorado | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Douglas County Colorado | 1 | $ 645,000 | $ 645,000 | $ 0 |
| Eagle County Colorado | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Gunnison County Colorado | 1 | $ 885,000 | $ 885,000 | $ 0 |
| Jefferson County Colorado | 1 | $ 575,000 | $ 575,000 | $ 0 |
| Mesa County Colorado | 1 | $ 1,495,000 | $ 1,495,000 | $ 0 |
| Summit County Colorado | 1 | $ 745,000 | $ 745,000 | $ 156,000 |
| Sussex County Delaware | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Palm Beach County Florida | 1 | $ 325,000 | $ 325,000 | $ 93,000 |
| Polk County Florida | 1 | $ 225,000 | $ 225,000 | $ 72,000 |
| DeKalb County Georgia | 1 | $ 665,000 | $ 665,000 | $ 0 |
| Ada County Idaho | 1 | $ 795,000 | $ 795,000 | $ 0 |
| Kane County Illinois | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Will County Illinois | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Tippecanoe County Indiana | 1 | $ 165,000 | $ 165,000 | $ 49,000 |
| Allen County Kansas | 1 | $ 195,000 | $ 195,000 | $ 79,000 |
| Chautauqua County Kansas | 1 | $ 275,000 | $ 275,000 | $ 100,000 |
| Elk County Kansas | 1 | $ 55,000 | $ 55,000 | $ 46,000 |
| Ellsworth County Kansas | 1 | $ 35,000 | $ 35,000 | $ 43,000 |
| Franklin County Kansas | 1 | $ 195,000 | $ 195,000 | $ 312,000 |
| Kingman County Kansas | 1 | $ 135,000 | $ 135,000 | $ 42,000 |
| Leavenworth County Kansas | 1 | $ 65,000 | $ 65,000 | $ 82,000 |
| Lyon County Kansas | 1 | $ 265,000 | $ 265,000 | $ 81,000 |
| Morton County Kansas | 1 | $ 25,000 | $ 25,000 | $ 12,000 |
| Osage County Kansas | 1 | $ 105,000 | $ 105,000 | $ 36,000 |
| Riley County Kansas | 1 | $ 15,000 | $ 15,000 | $ 82,000 |
| Rooks County Kansas | 1 | $ 165,000 | $ 165,000 | $ 78,000 |
| Anne Arundel County Maryland | 1 | $ 585,000 | $ 585,000 | $ 0 |
| Baltimore County Maryland | 1 | $ 875,000 | $ 875,000 | $ 0 |
| Montgomery County Maryland | 1 | $ 895,000 | $ 895,000 | $ 0 |
| Washington County Maryland | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Barnstable County Massachusetts | 1 | $ 775,000 | $ 775,000 | $ 0 |
| Essex County Massachusetts | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Plymouth County Massachusetts | 1 | $ 795,000 | $ 795,000 | $ 0 |
| Benzie County Michigan | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Berrien County Michigan | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Emmet County Michigan | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Marquette County Michigan | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Mason County Michigan | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Newaygo County Michigan | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Roscommon County Michigan | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Hennepin County Minnesota | 1 | $ 845,000 | $ 845,000 | $ 0 |
| Barry County Missouri | 1 | $ 35,000 | $ 35,000 | $ 89,000 |
| Christian County Missouri | 1 | $ 15,000 | $ 15,000 | $ 70,000 |
| Miller County Missouri | 1 | $ 105,000 | $ 105,000 | $ 74,000 |
| Osage County Missouri | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Webster County Missouri | 1 | $ 215,000 | $ 215,000 | $ 132,000 |
| Wright County Missouri | 1 | $ 365,000 | $ 365,000 | $ 75,000 |
| Carbon County Montana | 1 | $ 595,000 | $ 595,000 | $ 0 |
| Gallatin County Montana | 1 | $ 525,000 | $ 525,000 | $ 220,000 |
| Clark County Nevada | 1 | $ 765,000 | $ 765,000 | $ 0 |
| Santa Fe County New Mexico | 1 | $ 715,000 | $ 715,000 | $ 0 |
| Onondaga County New York | 1 | $ 385,000 | $ 385,000 | $ 239,000 |
| Buncombe County North Carolina | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Mecklenburg County North Carolina | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Union County North Carolina | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Cleveland County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 165,000 |
| Custer County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 41,000 |
| Delaware County Oklahoma | 1 | $ 365,000 | $ 365,000 | $ 200,000 |
| Muskogee County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 17,000 |
| Noble County Oklahoma | 1 | $ 275,000 | $ 275,000 | $ 165,000 |
| Ottawa County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 17,000 |
| Deschutes County Oregon | 1 | $ 865,000 | $ 865,000 | $ 773,000 |
| Centre County Pennsylvania | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Montgomery County Pennsylvania | 1 | $ 575,000 | $ 575,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 59,000 |
| Armstrong County Texas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Carson County Texas | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Denton County Texas | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Fort Bend County Texas | 1 | $ 595,000 | $ 595,000 | $ 0 |
| Galveston County Texas | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Hartley County Texas | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Palo Pinto County Texas | 1 | $ 575,000 | $ 575,000 | $ 0 |
| Somervell County Texas | 1 | $ 225,000 | $ 225,000 | $ 170,000 |
| Taylor County Texas | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Williamson County Texas | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Davis County Utah | 1 | $ 1,315,000 | $ 1,315,000 | $ 0 |
| Bedford County Virginia | 1 | $ 625,000 | $ 625,000 | $ 0 |
| Fairfax County Virginia | 1 | $ 925,000 | $ 925,000 | $ 0 |
| Norfolk County Virginia | 1 | $ 605,000 | $ 605,000 | $ 0 |
Mortgage Loan Application Detail Totals for Equity Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,155 | $214,025,000 | $185,000 | $3,105,000 | $84,000 | $4,576,000 |
| Refinancing | 440 | $68,860,000 | $156,000 | $1,655,000 | $109,000 | $2,356,000 |
| Cash-out Refinancing | 205 | $37,995,000 | $185,000 | $1,455,000 | $80,000 | $373,000 |
| Not Applicable | 122 | $29,130,000 | $238,000 | $2,145,000 | $0 | $0 |
| Other Purpose | 29 | $4,165,000 | $143,000 | $935,000 | $76,000 | $216,000 |
| Home Improvement | 25 | $1,465,000 | $58,000 | $205,000 | $56,000 | $175,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,183 | $164,155,000 | $138,000 | $3,105,000 | $90,000 | $4,576,000 |
| Not applicable | 494 | $148,980,000 | $301,000 | $2,145,000 | $0 | $0 |
| Not Provided | 129 | $24,205,000 | $187,000 | $2,125,000 | $103,000 | $1,653,000 |
| Hispanic | 116 | $10,850,000 | $93,000 | $285,000 | $56,000 | $268,000 |
| Black or African American | 21 | $2,845,000 | $135,000 | $815,000 | $90,000 | $474,000 |
| American Indian or Alaskan Native | 18 | $2,130,000 | $118,000 | $355,000 | $65,000 | $210,000 |
| Asian | 14 | $2,400,000 | $171,000 | $385,000 | $82,000 | $280,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,630 | $311,480,000 | $191,000 | $3,105,000 | $98,000 | $4,576,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 146 | $14,900,000 | $102,000 | $205,000 | $44,000 | $83,000 |
| FHA-insured (Federal Housing Administration) | 136 | $18,500,000 | $136,000 | $345,000 | $59,000 | $170,000 |
| VA-guaranteed (Veterans Administration) | 64 | $10,760,000 | $168,000 | $395,000 | $71,000 | $235,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,228 | $172,730,000 | $140,000 | $3,105,000 | $91,000 | $4,576,000 |
| Loan Purchased By The Institution | 351 | $126,705,000 | $360,000 | $2,145,000 | $0 | $0 |
| Application Withdrawn By Applicant | 235 | $36,155,000 | $153,000 | $2,125,000 | $95,000 | $1,653,000 |
| Application Denied By Financial Institution | 143 | $17,055,000 | $119,000 | $925,000 | $58,000 | $240,000 |
| File Closed For Incompleteness | 11 | $2,315,000 | $210,000 | $815,000 | $132,000 | $474,000 |
| Application Approved But Not Accepted | 8 | $680,000 | $85,000 | $115,000 | $70,000 | $189,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,833 | $338,585,000 | $184,000 | $3,105,000 | $92,000 | $4,576,000 |
| Credit History | 62 | $6,010,000 | $96,000 | $395,000 | $59,000 | $193,000 |
| Debt-To-Income Ratio | 47 | $6,845,000 | $145,000 | $925,000 | $61,000 | $240,000 |
| Collateral | 9 | $1,505,000 | $167,000 | $365,000 | $61,000 | $156,000 |
| Other | 8 | $1,030,000 | $128,000 | $395,000 | $55,000 | $105,000 |
| Employment History | 7 | $535,000 | $76,000 | $175,000 | $35,000 | $69,000 |
| Credit Application Incomplete | 5 | $685,000 | $137,000 | $235,000 | $87,000 | $162,000 |
| Unverifiable Information | 4 | $410,000 | $102,000 | $155,000 | $25,000 | $37,000 |
| Mortgage Insurance Denied | 1 | $35,000 | $35,000 | $35,000 | $52,000 | $52,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Equity Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Equity Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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