Equity One Mortgage Lending & HMDA Data, 2007
In 2007, Equity One of Rosemont, IL reported 32,762 mortgage applications totaling $4.5 billion, down 51% from 2006. The average application was for $138,607, and applicants reported an average income of $59,398. 29% of its applications resulted in an originated loan and 22% were denied. Its largest markets were Pittsburgh, PA (799), Richmond, VA (768) and Philadelphia, PA (653) (applications in parentheses).
| Mortgage Company & Address | Equity One 9600 West Bryn Mawr Rosemont, IL 60018 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 32,762 |
| Total Mortgage Loan Application Amount | $4,541,072,000 |
| Average Mortgage Loan Application Amount | $138,607 |
| Highest Mortgage Loan Application Amount | $37,200,000 |
| Average Applicant Income | $59,398 |
| Highest Applicant Income | $5,510,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Equity One filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pittsburgh, PA | 799 | $ 54,225,000 | $ 67,866 | $ 50,000 |
| Richmond, VA | 768 | $ 85,909,000 | $ 111,860 | $ 59,000 |
| Philadelphia, PA | 653 | $ 90,331,000 | $ 138,332 | $ 71,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 559 | $ 141,592,000 | $ 253,295 | $ 92,536 |
| Charleston-North Charleston, SC | 541 | $ 55,200,000 | $ 102,033 | $ 70,000 |
| Charlotte-Gastonia-Concord, NC-SC | 502 | $ 57,933,000 | $ 115,404 | $ 75,322 |
| Phoenix-Mesa-Scottsdale, AZ | 501 | $ 65,627,000 | $ 130,992 | $ 65,000 |
| Baltimore-Towson, MD | 488 | $ 73,146,000 | $ 149,889 | $ 66,000 |
| Camden, NJ | 472 | $ 71,937,000 | $ 152,408 | $ 71,000 |
| Atlanta-Sandy Springs-Marietta, GA | 443 | $ 79,990,000 | $ 180,564 | $ 65,000 |
| Tampa-St. Petersburg-Clearwater, FL | 430 | $ 68,541,000 | $ 159,397 | $ 65,000 |
| New York-White Plains-Wayne, NY-NJ | 415 | $ 160,607,000 | $ 387,004 | $ 80,751 |
| Columbia, SC | 404 | $ 32,862,000 | $ 81,341 | $ 51,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 373 | $ 48,554,000 | $ 130,171 | $ 62,892 |
| Providence-New Bedford-Fall River, RI-MA | 354 | $ 103,356,000 | $ 291,966 | $ 29,703 |
| Hickory-Lenoir-Morganton, NC | 347 | $ 23,423,000 | $ 67,501 | $ 44,000 |
| Scranton--Wilkes-Barre, PA | 334 | $ 30,540,000 | $ 91,437 | $ 45,000 |
| Orlando-Kissimmee, FL | 328 | $ 47,230,000 | $ 143,993 | $ 65,000 |
| Newark-Union, NJ-PA | 291 | $ 66,699,000 | $ 229,206 | $ 71,604 |
| Kansas City, MO-KS | 289 | $ 38,393,000 | $ 132,847 | $ 51,519 |
| Detroit-Livonia-Dearborn, MI | 274 | $ 37,122,000 | $ 135,481 | $ 47,000 |
| Fayetteville, NC | 260 | $ 14,759,000 | $ 56,765 | $ 67,000 |
| Raleigh-Cary, NC | 253 | $ 31,594,000 | $ 124,877 | $ 71,000 |
| Greenville-Mauldin-Easley, SC | 252 | $ 16,628,000 | $ 65,984 | $ 48,000 |
| Jacksonville, FL | 250 | $ 35,560,000 | $ 142,240 | $ 64,000 |
| Warren-Troy-Farmington Hills, MI | 243 | $ 42,798,000 | $ 176,123 | $ 71,000 |
| Chicago-Naperville-Joliet, IL | 235 | $ 53,821,000 | $ 229,025 | $ 66,000 |
| Wilmington, NC | 235 | $ 30,647,000 | $ 130,412 | $ 71,000 |
| Lakeland, FL | 234 | $ 25,445,000 | $ 108,739 | $ 51,000 |
| Winston-Salem, NC | 230 | $ 19,462,000 | $ 84,617 | $ 58,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 228 | $ 27,705,000 | $ 121,513 | $ 60,000 |
| Cincinnati-Middletown, OH-KY-IN | 227 | $ 27,015,000 | $ 119,008 | $ 57,066 |
| Columbus, OH | 221 | $ 22,240,000 | $ 100,633 | $ 66,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 216 | $ 26,140,000 | $ 121,018 | $ 59,444 |
| Edison, NJ | 210 | $ 47,817,000 | $ 227,700 | $ 99,000 |
| Cleveland-Elyria-Mentor, OH | 202 | $ 28,027,000 | $ 138,747 | $ 66,000 |
| St. Louis, MO-IL | 197 | $ 28,115,000 | $ 142,715 | $ 54,720 |
| Greensboro-High Point, NC | 190 | $ 20,414,000 | $ 107,442 | $ 55,000 |
| Riverside-San Bernardino-Ontario, CA | 187 | $ 56,093,000 | $ 299,962 | $ 94,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 186 | $ 23,861,000 | $ 128,284 | $ 50,000 |
| Hartford-West Hartford-East Hartford, CT | 177 | $ 46,563,000 | $ 263,067 | $ 24,000 |
| Omaha-Council Bluffs, NE-IA | 173 | $ 18,795,000 | $ 108,641 | $ 56,080 |
| Florence, SC | 172 | $ 10,458,000 | $ 60,802 | $ 50,000 |
| Boston-Quincy, MA | 170 | $ 97,180,000 | $ 571,647 | $ 71,000 |
| Asheville, NC | 165 | $ 21,522,000 | $ 130,436 | $ 65,000 |
| Indianapolis-Carmel, IN | 162 | $ 21,749,000 | $ 134,253 | $ 50,000 |
| Louisville-Jefferson County, KY-IN | 159 | $ 13,832,000 | $ 86,993 | $ 49,169 |
| Jacksonville, NC | 143 | $ 12,856,000 | $ 89,902 | $ 61,000 |
| Portland-Vancouver-Beaverton, OR-WA | 139 | $ 24,098,000 | $ 173,366 | $ 68,676 |
| Wilmington, DE-MD-NJ | 139 | $ 25,902,000 | $ 186,345 | $ 76,906 |
| Harrisburg-Carlisle, PA | 137 | $ 11,841,000 | $ 86,430 | $ 61,000 |
| Worcester, MA | 136 | $ 30,337,000 | $ 223,066 | $ 60,000 |
| Los Angeles-Long Beach-Glendale, CA | 134 | $ 49,504,000 | $ 369,432 | $ 96,000 |
| York-Hanover, PA | 133 | $ 15,846,000 | $ 119,142 | $ 61,000 |
| Rockingham County-Strafford County, NH | 125 | $ 17,712,000 | $ 141,696 | $ 62,000 |
| Ocala, FL | 122 | $ 10,831,000 | $ 88,778 | $ 49,000 |
| Chattanooga, TN-GA | 120 | $ 10,319,000 | $ 85,991 | $ 45,100 |
| Charlottesville, VA | 119 | $ 14,152,000 | $ 118,924 | $ 58,000 |
| Nassau-Suffolk, NY | 119 | $ 43,090,000 | $ 362,100 | $ 102,000 |
| Tallahassee, FL | 117 | $ 9,668,000 | $ 82,632 | $ 57,000 |
| Manchester-Nashua, NH | 116 | $ 18,811,000 | $ 162,163 | $ 55,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 115 | $ 29,867,000 | $ 259,713 | $ 88,000 |
| Tucson, AZ | 114 | $ 12,785,000 | $ 112,149 | $ 76,000 |
| Danville, VA | 113 | $ 6,045,000 | $ 53,495 | $ 43,000 |
| Durham, NC | 112 | $ 10,584,000 | $ 94,500 | $ 52,000 |
| Springfield, MA | 112 | $ 18,895,000 | $ 168,705 | $ 49,000 |
| Harrisonburg, VA | 110 | $ 12,193,000 | $ 110,845 | $ 56,000 |
| Miami-Miami Beach-Kendall, FL | 109 | $ 28,066,000 | $ 257,486 | $ 78,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 108 | $ 25,516,000 | $ 236,259 | $ 78,814 |
| Trenton-Ewing, NJ | 108 | $ 13,121,000 | $ 121,490 | $ 75,000 |
| Youngstown-Warren-Boardman, OH-PA | 107 | $ 9,871,000 | $ 92,252 | $ 43,747 |
| Knoxville, TN | 103 | $ 11,214,000 | $ 108,873 | $ 58,000 |
| Kingsport-Bristol-Bristol, TN-VA | 102 | $ 6,659,000 | $ 65,284 | $ 43,147 |
| Memphis, TN-MS-AR | 101 | $ 11,882,000 | $ 117,643 | $ 44,000 |
| Des Moines-West Des Moines, IA | 100 | $ 11,761,000 | $ 117,610 | $ 58,000 |
| Reading, PA | 100 | $ 13,287,000 | $ 132,870 | $ 42,000 |
| New Haven-Milford, CT | 99 | $ 25,307,000 | $ 255,626 | $ 61,000 |
| Rocky Mount, NC | 99 | $ 7,161,000 | $ 72,333 | $ 44,000 |
| Altoona, PA | 97 | $ 4,942,000 | $ 50,948 | $ 45,000 |
| Grand Rapids-Wyoming, MI | 97 | $ 11,138,000 | $ 114,824 | $ 43,000 |
| Toledo, OH | 96 | $ 8,008,000 | $ 83,416 | $ 49,000 |
| Greenville, NC | 95 | $ 7,131,000 | $ 75,063 | $ 52,000 |
| Spartanburg, SC | 93 | $ 7,699,000 | $ 82,784 | $ 49,000 |
| Dayton, OH | 89 | $ 11,085,000 | $ 124,550 | $ 73,000 |
| Lynchburg, VA | 89 | $ 7,025,000 | $ 78,932 | $ 44,000 |
| Goldsboro, NC | 88 | $ 4,753,000 | $ 54,011 | $ 59,000 |
| Denver-Aurora, CO | 87 | $ 17,617,000 | $ 202,494 | $ 68,000 |
| Houston-Sugar Land-Baytown, TX | 87 | $ 10,356,000 | $ 119,034 | $ 54,000 |
| Vineland-Millville-Bridgeton, NJ | 87 | $ 9,280,000 | $ 106,666 | $ 65,000 |
| Peabody, MA | 86 | $ 24,015,000 | $ 279,244 | $ 83,000 |
| Erie, PA | 85 | $ 5,079,000 | $ 59,752 | $ 47,000 |
| Roanoke, VA | 85 | $ 9,030,000 | $ 106,235 | $ 48,000 |
| Milwaukee-Waukesha-West Allis, WI | 84 | $ 12,718,000 | $ 151,404 | $ 51,000 |
| Albuquerque, NM | 79 | $ 12,496,000 | $ 158,177 | $ 48,000 |
| Bethesda-Gaithersburg-Frederick, MD | 79 | $ 18,660,000 | $ 236,202 | $ 125,000 |
| Akron, OH | 78 | $ 10,749,000 | $ 137,807 | $ 51,000 |
| Atlantic City, NJ | 77 | $ 20,111,000 | $ 261,181 | $ 72,000 |
| Williamsport, PA | 77 | $ 4,284,000 | $ 55,636 | $ 47,000 |
| Anderson, SC | 74 | $ 4,564,000 | $ 61,675 | $ 48,000 |
| Sioux Falls, SD | 71 | $ 10,784,000 | $ 151,887 | $ 54,000 |
| Gary, IN | 69 | $ 7,989,000 | $ 115,782 | $ 45,000 |
| Lancaster, PA | 69 | $ 7,672,000 | $ 111,188 | $ 57,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 69 | $ 22,033,000 | $ 319,318 | $ 82,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 69 | $ 16,779,000 | $ 243,173 | $ 93,000 |
| Bridgeport-Stamford-Norwalk, CT | 68 | $ 20,303,000 | $ 298,573 | $ 60,000 |
| Clarksville, TN-KY | 67 | $ 5,071,000 | $ 75,686 | $ 66,582 |
| Cambridge-Newton-Framingham, MA | 66 | $ 17,992,000 | $ 272,606 | $ 80,000 |
| Johnstown, PA | 66 | $ 2,755,000 | $ 41,742 | $ 41,000 |
| Portland-South Portland-Biddeford, ME | 62 | $ 13,783,000 | $ 222,306 | $ 86,000 |
| Seattle-Bellevue-Everett, WA | 61 | $ 17,540,000 | $ 287,540 | $ 64,000 |
| Salem, OR | 60 | $ 7,969,000 | $ 132,816 | $ 72,000 |
| Wichita, KS | 60 | $ 6,420,000 | $ 107,000 | $ 52,000 |
| Morristown, TN | 59 | $ 3,925,000 | $ 66,525 | $ 40,000 |
| Winchester, VA-WV | 57 | $ 11,205,000 | $ 196,578 | $ 79,000 |
| Lansing-East Lansing, MI | 56 | $ 7,627,000 | $ 136,196 | $ 50,000 |
| Lexington-Fayette, KY | 56 | $ 4,573,000 | $ 81,660 | $ 62,000 |
| Blacksburg-Christiansburg-Radford, VA | 55 | $ 4,053,000 | $ 73,690 | $ 45,000 |
| Ocean City, NJ | 53 | $ 19,813,000 | $ 373,830 | $ 238,000 |
| San Diego-Carlsbad-San Marcos, CA | 53 | $ 19,922,000 | $ 375,886 | $ 93,000 |
| Sumter, SC | 53 | $ 3,821,000 | $ 72,094 | $ 58,000 |
| Canton-Massillon, OH | 52 | $ 6,042,000 | $ 116,192 | $ 45,000 |
| Dallas-Plano-Irving, TX | 50 | $ 5,929,000 | $ 118,580 | $ 45,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 50 | $ 7,008,000 | $ 140,160 | $ 76,000 |
| Johnson City, TN | 49 | $ 3,306,000 | $ 67,469 | $ 37,000 |
| Las Vegas-Paradise, NV | 49 | $ 14,863,000 | $ 303,326 | $ 86,000 |
| Palm Bay-Melbourne-Titusville, FL | 49 | $ 8,199,000 | $ 167,326 | $ 67,000 |
| Oklahoma City, OK | 47 | $ 4,273,000 | $ 90,914 | $ 33,000 |
| Rochester, NY | 47 | $ 9,283,000 | $ 197,510 | $ 11,000 |
| Tulsa, OK | 47 | $ 5,588,000 | $ 118,893 | $ 61,000 |
| Flint, MI | 46 | $ 4,873,000 | $ 105,934 | $ 45,000 |
| Tacoma, WA | 46 | $ 10,047,000 | $ 218,413 | $ 52,000 |
| Augusta-Richmond County, GA-SC | 45 | $ 4,153,000 | $ 92,288 | $ 57,000 |
| Gainesville, FL | 45 | $ 7,153,000 | $ 158,955 | $ 56,000 |
| Sarasota-Bradenton-Venice, FL | 44 | $ 9,765,000 | $ 221,931 | $ 69,000 |
| Sioux City, IA-NE-SD | 44 | $ 3,936,000 | $ 89,454 | $ 42,568 |
| Savannah, GA | 43 | $ 6,822,000 | $ 158,651 | $ 61,000 |
| Lebanon, PA | 42 | $ 2,483,000 | $ 59,119 | $ 55,000 |
| Albany-Schenectady-Troy, NY | 40 | $ 7,274,000 | $ 181,850 | $ 45,000 |
| Buffalo-Niagara Falls, NY | 40 | $ 5,326,000 | $ 133,150 | $ 20,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 40 | $ 11,805,000 | $ 295,125 | $ 92,000 |
| Evansville, IN-KY | 38 | $ 4,074,000 | $ 107,210 | $ 53,552 |
| Lincoln, NE | 38 | $ 4,335,000 | $ 114,078 | $ 62,000 |
| Oakland-Fremont-Hayward, CA | 38 | $ 14,705,000 | $ 386,973 | $ 97,000 |
| Port St. Lucie, FL | 38 | $ 9,442,000 | $ 248,473 | $ 99,000 |
| Cape Coral-Fort Myers, FL | 37 | $ 8,093,000 | $ 218,729 | $ 78,000 |
| Cleveland, TN | 35 | $ 3,426,000 | $ 97,885 | $ 92,000 |
| Fort Wayne, IN | 33 | $ 3,562,000 | $ 107,939 | $ 41,000 |
| Jackson, MI | 33 | $ 3,753,000 | $ 113,727 | $ 53,000 |
| Topeka, KS | 33 | $ 3,562,000 | $ 107,939 | $ 32,000 |
| Syracuse, NY | 32 | $ 4,950,000 | $ 154,687 | $ 13,000 |
| Burlington, NC | 31 | $ 3,412,000 | $ 110,064 | $ 38,000 |
| Fresno, CA | 31 | $ 7,007,000 | $ 226,032 | $ 68,000 |
| Hagerstown-Martinsburg, MD-WV | 31 | $ 5,714,000 | $ 184,322 | $ 80,000 |
| Salt Lake City, UT | 31 | $ 5,696,000 | $ 183,741 | $ 63,000 |
| Ann Arbor, MI | 30 | $ 5,701,000 | $ 190,033 | $ 60,000 |
| San Antonio, TX | 30 | $ 3,488,000 | $ 116,266 | $ 39,000 |
| Dover, DE | 28 | $ 4,703,000 | $ 167,964 | $ 62,000 |
| Rapid City, SD | 28 | $ 4,035,000 | $ 144,107 | $ 122,000 |
| Fort Worth-Arlington, TX | 26 | $ 2,669,000 | $ 102,653 | $ 45,000 |
| Madison, WI | 26 | $ 5,087,000 | $ 195,653 | $ 67,000 |
| Muskegon-Norton Shores, MI | 26 | $ 2,397,000 | $ 92,192 | $ 71,000 |
| Norwich-New London, CT | 26 | $ 5,811,000 | $ 223,500 | $ 33,000 |
| Pensacola-Ferry Pass-Brent, FL | 26 | $ 2,836,000 | $ 109,076 | $ 54,000 |
| Salisbury, MD | 26 | $ 5,034,000 | $ 193,615 | $ 53,000 |
| South Bend-Mishawaka, IN-MI | 26 | $ 2,563,000 | $ 98,576 | $ 41,615 |
| Bakersfield, CA | 25 | $ 5,271,000 | $ 210,840 | $ 61,000 |
| Brunswick, GA | 25 | $ 3,204,000 | $ 128,160 | $ 132,000 |
| Colorado Springs, CO | 25 | $ 5,799,000 | $ 231,960 | $ 70,000 |
| Fargo, ND-MN | 25 | $ 3,253,000 | $ 130,120 | $ 69,720 |
| Springfield, MO | 25 | $ 2,972,000 | $ 118,880 | $ 40,000 |
| Stockton, CA | 25 | $ 7,963,000 | $ 318,520 | $ 65,000 |
| Athens-Clarke County, GA | 24 | $ 3,455,000 | $ 143,958 | $ 48,000 |
| Kalamazoo-Portage, MI | 24 | $ 2,521,000 | $ 105,041 | $ 46,000 |
| Lake County-Kenosha County, IL-WI | 24 | $ 4,338,000 | $ 180,750 | $ 68,500 |
| Barnstable Town, MA | 23 | $ 10,155,000 | $ 441,521 | $ 67,000 |
| Green Bay, WI | 23 | $ 3,686,000 | $ 160,260 | $ 72,000 |
| Columbus, GA-AL | 22 | $ 3,030,000 | $ 137,727 | $ 54,000 |
| Ogden-Clearfield, UT | 22 | $ 4,453,000 | $ 202,409 | $ 58,000 |
| Appleton, WI | 21 | $ 2,779,000 | $ 132,333 | $ 74,000 |
| Battle Creek, MI | 21 | $ 2,303,000 | $ 109,666 | $ 51,000 |
| Boise City-Nampa, ID | 21 | $ 3,633,000 | $ 173,000 | $ 54,000 |
| Elizabethtown, KY | 20 | $ 1,369,000 | $ 68,450 | $ 40,000 |
| Kokomo, IN | 20 | $ 1,984,000 | $ 99,200 | $ 44,000 |
| Spokane, WA | 20 | $ 2,785,000 | $ 139,250 | $ 55,000 |
| State College, PA | 20 | $ 1,697,000 | $ 84,850 | $ 58,000 |
| Anderson, IN | 19 | $ 1,537,000 | $ 80,894 | $ 34,000 |
| Binghamton, NY | 19 | $ 2,729,000 | $ 143,631 | $ 21,000 |
| Cedar Rapids, IA | 19 | $ 2,316,000 | $ 121,894 | $ 40,000 |
| Cumberland, MD-WV | 19 | $ 2,217,000 | $ 116,684 | $ 57,000 |
| Niles-Benton Harbor, MI | 19 | $ 1,825,000 | $ 96,052 | $ 49,000 |
| Pittsfield, MA | 19 | $ 3,711,000 | $ 195,315 | $ 19,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 19 | $ 10,822,000 | $ 569,578 | $ 135,000 |
| Santa Ana-Anaheim-Irvine, CA | 19 | $ 8,497,000 | $ 447,210 | $ 94,000 |
| Holland-Grand Haven, MI | 18 | $ 2,617,000 | $ 145,388 | $ 50,000 |
| Macon, GA | 18 | $ 2,414,000 | $ 134,111 | $ 44,000 |
| Oshkosh-Neenah, WI | 18 | $ 2,042,000 | $ 113,444 | $ 53,000 |
| St. Joseph, MO-KS | 18 | $ 1,698,000 | $ 94,333 | $ 29,000 |
| Jackson, TN | 17 | $ 2,037,000 | $ 119,823 | $ 44,000 |
| Lewiston-Auburn, ME | 17 | $ 2,999,000 | $ 176,411 | $ 14,000 |
| Elkhart-Goshen, IN | 16 | $ 1,609,000 | $ 100,562 | $ 34,000 |
| Modesto, CA | 16 | $ 5,281,000 | $ 330,062 | $ 68,000 |
| Greeley, CO | 15 | $ 2,546,000 | $ 169,733 | $ 50,000 |
| Saginaw-Saginaw Township North, MI | 15 | $ 1,136,000 | $ 75,733 | $ 22,000 |
| Yakima, WA | 15 | $ 1,943,000 | $ 129,533 | $ 43,000 |
| Austin-Round Rock, TX | 14 | $ 1,818,000 | $ 129,857 | $ 62,000 |
| Huntington-Ashland, WV-KY-OH | 14 | $ 1,364,000 | $ 97,428 | $ 25,000 |
| Joplin, MO | 14 | $ 1,348,000 | $ 96,285 | $ 28,000 |
| Lawrence, KS | 14 | $ 1,794,000 | $ 128,142 | $ 71,000 |
| Naples-Marco Island, FL | 14 | $ 4,960,000 | $ 354,285 | $ 125,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 14 | $ 6,293,000 | $ 449,500 | $ 126,000 |
| Punta Gorda, FL | 14 | $ 4,497,000 | $ 321,214 | $ 118,000 |
| Terre Haute, IN | 14 | $ 1,082,000 | $ 77,285 | $ 28,000 |
| Utica-Rome, NY | 14 | $ 1,953,000 | $ 139,500 | $ 14,000 |
| Visalia-Porterville, CA | 14 | $ 2,312,000 | $ 165,142 | $ 58,000 |
| Dalton, GA | 13 | $ 1,358,000 | $ 104,461 | $ 42,000 |
| Davenport-Moline-Rock Island, IA-IL | 13 | $ 1,436,000 | $ 110,461 | $ 43,769 |
| Duluth, MN-WI | 13 | $ 1,599,000 | $ 123,000 | $ 34,461 |
| Eugene-Springfield, OR | 13 | $ 2,393,000 | $ 184,076 | $ 60,000 |
| Las Cruces, NM | 13 | $ 1,545,000 | $ 118,846 | $ 53,000 |
| Muncie, IN | 13 | $ 980,000 | $ 75,384 | $ 34,000 |
| Racine, WI | 13 | $ 1,695,000 | $ 130,384 | $ 45,000 |
| San Francisco-San Mateo-Redwood City, CA | 13 | $ 6,823,000 | $ 524,846 | $ 130,000 |
| Vallejo-Fairfield, CA | 13 | $ 4,891,000 | $ 376,230 | $ 78,000 |
| Bloomington, IN | 12 | $ 1,486,000 | $ 123,833 | $ 34,000 |
| Coeur D'Alene, ID | 12 | $ 2,133,000 | $ 177,750 | $ 83,000 |
| Glens Falls, NY | 12 | $ 1,443,000 | $ 120,250 | $ 42,000 |
| Janesville, WI | 12 | $ 1,325,000 | $ 110,416 | $ 43,000 |
| Lima, OH | 12 | $ 966,000 | $ 80,500 | $ 47,000 |
| McAllen-Edinburg-Mission, TX | 12 | $ 1,439,000 | $ 119,916 | $ 57,000 |
| Olympia, WA | 12 | $ 1,736,000 | $ 144,666 | $ 73,000 |
| Palm Coast, FL | 12 | $ 2,246,000 | $ 187,166 | $ 109,000 |
| Panama City-Lynn Haven, FL | 12 | $ 1,660,000 | $ 138,333 | $ 42,000 |
| Pueblo, CO | 12 | $ 1,572,000 | $ 131,000 | $ 52,000 |
| Springfield, OH | 12 | $ 1,082,000 | $ 90,166 | $ 42,000 |
| Bangor, ME | 11 | $ 1,993,000 | $ 181,181 | $ 39,000 |
| Provo-Orem, UT | 11 | $ 2,355,000 | $ 214,090 | $ 66,000 |
| Weirton-Steubenville, WV-OH | 11 | $ 1,187,000 | $ 107,909 | $ 37,000 |
| Bay City, MI | 10 | $ 1,064,000 | $ 106,400 | $ 38,000 |
| Bend, OR | 10 | $ 1,982,000 | $ 198,200 | $ 62,000 |
| Madera, CA | 10 | $ 2,269,000 | $ 226,900 | $ 41,000 |
| Bremerton-Silverdale, WA | 9 | $ 1,753,000 | $ 194,777 | $ 60,000 |
| El Paso, TX | 9 | $ 886,000 | $ 98,444 | $ 41,000 |
| Fond Du Lac, WI | 9 | $ 2,410,000 | $ 267,777 | $ 70,000 |
| Hinesville-Fort Stewart, GA | 9 | $ 829,000 | $ 92,111 | $ 35,000 |
| Lake Havasu City-Kingman, AZ | 9 | $ 1,412,000 | $ 156,888 | $ 62,000 |
| Mansfield, OH | 9 | $ 856,000 | $ 95,111 | $ 44,000 |
| Merced, CA | 9 | $ 2,295,000 | $ 255,000 | $ 67,000 |
| Yuma, AZ | 9 | $ 1,393,000 | $ 154,777 | $ 42,000 |
| Brownsville-Harlingen, TX | 8 | $ 542,000 | $ 67,750 | $ 23,000 |
| Cheyenne, WY | 8 | $ 836,000 | $ 104,500 | $ 38,000 |
| Fort Collins-Loveland, CO | 8 | $ 1,942,000 | $ 242,750 | $ 58,000 |
| Gainesville, GA | 8 | $ 1,643,000 | $ 205,375 | $ 84,000 |
| Grand Forks, ND-MN | 8 | $ 653,000 | $ 81,625 | $ 32,500 |
| Killeen-Temple-Fort Hood, TX | 8 | $ 768,000 | $ 96,000 | $ 51,000 |
| Longview, WA | 8 | $ 1,216,000 | $ 152,000 | $ 38,000 |
| Michigan City-La Porte, IN | 8 | $ 772,000 | $ 96,500 | $ 42,000 |
| Monroe, MI | 8 | $ 1,464,000 | $ 183,000 | $ 66,000 |
| Peoria, IL | 8 | $ 1,071,000 | $ 133,875 | $ 76,000 |
| Rockford, IL | 8 | $ 1,473,000 | $ 184,125 | $ 66,000 |
| San Luis Obispo-Paso Robles, CA | 8 | $ 2,581,000 | $ 322,625 | $ 80,000 |
| Waterloo-Cedar Falls, IA | 8 | $ 589,000 | $ 73,625 | $ 35,000 |
| Wenatchee, WA | 8 | $ 1,171,000 | $ 146,375 | $ 42,000 |
| Columbia, MO | 7 | $ 620,000 | $ 88,571 | $ 50,000 |
| Farmington, NM | 7 | $ 898,000 | $ 128,285 | $ 125,000 |
| Hanford-Corcoran, CA | 7 | $ 1,029,000 | $ 147,000 | $ 38,000 |
| Kankakee-Bradley, IL | 7 | $ 958,000 | $ 136,857 | $ 58,000 |
| Kingston, NY | 7 | $ 1,867,000 | $ 266,714 | $ 78,000 |
| La Crosse, WI-MN | 7 | $ 817,000 | $ 116,714 | $ 32,000 |
| Lawton, OK | 7 | $ 453,000 | $ 64,714 | $ 55,000 |
| Medford, OR | 7 | $ 1,447,000 | $ 206,714 | $ 59,000 |
| Reno-Sparks, NV | 7 | $ 1,330,000 | $ 190,000 | $ 32,000 |
| Sebastian-Vero Beach, FL | 7 | $ 1,095,000 | $ 156,428 | $ 82,000 |
| Sheboygan, WI | 7 | $ 1,088,000 | $ 155,428 | $ 71,000 |
| Valdosta, GA | 7 | $ 624,000 | $ 89,142 | $ 46,000 |
| Columbus, IN | 6 | $ 579,000 | $ 96,500 | $ 43,000 |
| El Centro, CA | 6 | $ 1,166,000 | $ 194,333 | $ 71,000 |
| Iowa City, IA | 6 | $ 778,000 | $ 129,666 | $ 80,000 |
| Lafayette, IN | 6 | $ 744,000 | $ 124,000 | $ 42,000 |
| Owensboro, KY | 6 | $ 530,000 | $ 88,333 | $ 107,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 6 | $ 3,032,000 | $ 505,333 | $ 81,000 |
| Santa Fe, NM | 6 | $ 1,348,000 | $ 224,666 | $ 68,000 |
| Santa Rosa-Petaluma, CA | 6 | $ 2,556,000 | $ 426,000 | $ 137,000 |
| St. Cloud, MN | 6 | $ 1,218,000 | $ 203,000 | $ 91,000 |
| St. George, UT | 6 | $ 1,281,000 | $ 213,500 | $ 40,000 |
| Warner Robins, GA | 6 | $ 824,000 | $ 137,333 | $ 47,000 |
| Albany, GA | 5 | $ 638,000 | $ 127,600 | $ 43,000 |
| Bismarck, ND | 5 | $ 755,000 | $ 151,000 | $ 51,000 |
| Bowling Green, KY | 5 | $ 564,000 | $ 112,800 | $ 30,000 |
| Champaign-Urbana, IL | 5 | $ 490,000 | $ 98,000 | $ 61,000 |
| Chico, CA | 5 | $ 980,000 | $ 196,000 | $ 44,000 |
| Elmira, NY | 5 | $ 466,000 | $ 93,200 | $ 33,000 |
| Kennewick-Richland-Pasco, WA | 5 | $ 646,000 | $ 129,200 | $ 15,000 |
| Mount Vernon-Anacortes, WA | 5 | $ 1,096,000 | $ 219,200 | $ 122,000 |
| Redding, CA | 5 | $ 1,128,000 | $ 225,600 | $ 59,000 |
| Rome, GA | 5 | $ 445,000 | $ 89,000 | $ 44,000 |
| Tyler, TX | 5 | $ 476,000 | $ 95,200 | $ 27,000 |
| Wausau, WI | 5 | $ 767,000 | $ 153,400 | $ 50,000 |
| Wheeling, WV-OH | 5 | $ 663,000 | $ 132,600 | $ 48,000 |
| Abilene, TX | 4 | $ 275,000 | $ 68,750 | $ 106,000 |
| Amarillo, TX | 4 | $ 377,000 | $ 94,250 | $ 59,000 |
| Casper, WY | 4 | $ 772,000 | $ 193,000 | $ 33,000 |
| Dubuque, IA | 4 | $ 501,000 | $ 125,250 | $ 76,000 |
| Fort Smith, AR-OK | 4 | $ 397,000 | $ 99,250 | $ 16,000 |
| Grand Junction, CO | 4 | $ 968,000 | $ 242,000 | $ 46,000 |
| Idaho Falls, ID | 4 | $ 447,000 | $ 111,750 | $ 29,000 |
| Jefferson City, MO | 4 | $ 268,000 | $ 67,000 | $ 26,000 |
| Lewiston, ID-WA | 4 | $ 564,000 | $ 141,000 | $ 54,000 |
| Logan, UT-ID | 4 | $ 564,000 | $ 141,000 | $ 33,000 |
| Longview, TX | 4 | $ 260,000 | $ 65,000 | $ 54,000 |
| Lubbock, TX | 4 | $ 348,000 | $ 87,000 | $ 23,000 |
| Prescott, AZ | 4 | $ 583,000 | $ 145,750 | $ 42,000 |
| Salinas, CA | 4 | $ 711,000 | $ 177,750 | $ 39,000 |
| Beaumont-Port Arthur, TX | 3 | $ 299,000 | $ 99,666 | $ 75,000 |
| Birmingham-Hoover, AL | 3 | $ 412,000 | $ 137,333 | $ 31,000 |
| Burlington-South Burlington, VT | 3 | $ 692,000 | $ 230,666 | $ 72,000 |
| Eau Claire, WI | 3 | $ 530,000 | $ 176,666 | $ 67,000 |
| Flagstaff, AZ | 3 | $ 134,000 | $ 44,666 | $ 46,000 |
| Laredo, TX | 3 | $ 402,000 | $ 134,000 | $ 57,000 |
| Odessa, TX | 3 | $ 257,000 | $ 85,666 | $ 68,000 |
| Pocatello, ID | 3 | $ 350,000 | $ 116,666 | $ 43,000 |
| Sandusky, OH | 3 | $ 357,000 | $ 119,000 | $ 32,000 |
| Victoria, TX | 3 | $ 399,000 | $ 133,000 | $ 22,000 |
| Waco, TX | 3 | $ 395,000 | $ 131,666 | $ 46,000 |
| Ames, IA | 2 | $ 260,000 | $ 130,000 | $ 105,000 |
| Bellingham, WA | 2 | $ 291,000 | $ 145,500 | $ 42,000 |
| Billings, MT | 2 | $ 319,000 | $ 159,500 | $ 67,000 |
| Bloomington-Normal, IL | 2 | $ 265,000 | $ 132,500 | $ 31,000 |
| Boulder, CO | 2 | $ 509,000 | $ 254,500 | $ 62,000 |
| Carson City, NV | 2 | $ 464,000 | $ 232,000 | $ 57,000 |
| Corpus Christi, TX | 2 | $ 168,000 | $ 84,000 | $ 35,000 |
| Danville, IL | 2 | $ 220,000 | $ 110,000 | $ 44,000 |
| Decatur, IL | 2 | $ 324,000 | $ 162,000 | $ 61,000 |
| Fort Walton Beach-Crestview-Destin, FL | 2 | $ 221,000 | $ 110,500 | $ 47,000 |
| Hot Springs, AR | 2 | $ 137,000 | $ 68,500 | $ 10,000 |
| Little Rock-North Little Rock-Conway, AR | 2 | $ 179,000 | $ 89,500 | $ 22,000 |
| Missoula, MT | 2 | $ 455,000 | $ 227,500 | $ 200,000 |
| Napa, CA | 2 | $ 831,000 | $ 415,500 | $ 86,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 2 | $ 187,000 | $ 93,500 | $ 68,000 |
| Santa Cruz-Watsonville, CA | 2 | $ 592,000 | $ 296,000 | $ 85,000 |
| Yuba City, CA | 2 | $ 322,000 | $ 161,000 | $ 121,000 |
| Anniston-Oxford, AL | 1 | $ 95,000 | $ 95,000 | $ 107,000 |
| Baton Rouge, LA | 1 | $ 118,000 | $ 118,000 | $ 0 |
| College Station-Bryan, TX | 1 | $ 67,000 | $ 67,000 | $ 66,000 |
| Hattiesburg, MS | 1 | $ 331,000 | $ 331,000 | $ 80,000 |
| Midland, TX | 1 | $ 72,000 | $ 72,000 | $ 84,000 |
| Rochester, MN | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Springfield, IL | 1 | $ 123,000 | $ 123,000 | $ 61,000 |
| Texarkana, Tx-Texarkana, AR | 1 | $ 69,000 | $ 69,000 | $ 30,000 |
| Wichita Falls, TX | 1 | $ 68,000 | $ 68,000 | $ 22,000 |
Mortgage Loan Application Detail Totals for Equity One in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 26,399 | $3,863,767,000 | $146,000 | $37,200,000 | $59,000 | $5,510,000 |
| Home Improvement | 3,221 | $190,667,000 | $59,000 | $978,000 | $65,000 | $2,015,000 |
| Home Purchase | 3,142 | $486,638,000 | $154,000 | $1,625,000 | $57,000 | $2,082,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 18,939 | $2,459,551,000 | $129,000 | $37,200,000 | $62,000 | $5,510,000 |
| Black or African American | 6,579 | $784,071,000 | $119,000 | $1,625,000 | $56,000 | $1,702,000 |
| Not Provided | 4,603 | $810,354,000 | $176,000 | $2,700,000 | $49,000 | $1,489,000 |
| Hispanic | 1,927 | $351,936,000 | $182,000 | $1,150,000 | $63,000 | $1,800,000 |
| Not applicable | 273 | $52,991,000 | $194,000 | $1,750,000 | $2,000 | $300,000 |
| Asian | 250 | $52,069,000 | $208,000 | $980,000 | $81,000 | $4,170,000 |
| American Indian or Alaskan Native | 115 | $14,198,000 | $123,000 | $500,000 | $63,000 | $480,000 |
| Native Hawaiian or Other Pacific Islander | 76 | $15,902,000 | $209,000 | $1,120,000 | $100,000 | $1,200,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 32,639 | $4,524,844,000 | $138,000 | $37,200,000 | $59,000 | $5,510,000 |
| FHA-insured (Federal Housing Administration) | 119 | $15,696,000 | $131,000 | $366,000 | $44,000 | $130,000 |
| VA-guaranteed (Veterans Administration) | 4 | $532,000 | $133,000 | $186,000 | $29,000 | $41,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 10,871 | $1,813,225,000 | $166,000 | $2,400,000 | $59,000 | $1,596,000 |
| Loan Originated | 9,351 | $1,072,582,000 | $114,000 | $1,469,000 | $61,000 | $4,170,000 |
| Application Denied By Financial Institution | 7,334 | $971,371,000 | $132,000 | $37,200,000 | $59,000 | $5,510,000 |
| Application Approved But Not Accepted | 4,941 | $649,006,000 | $131,000 | $1,500,000 | $58,000 | $1,200,000 |
| Loan Purchased By The Institution | 183 | $23,671,000 | $129,000 | $1,750,000 | $0 | $0 |
| File Closed For Incompleteness | 82 | $11,217,000 | $136,000 | $600,000 | $59,000 | $234,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,189 | $83,231,000 | $70,000 | $756,000 | $53,000 | $954,000 |
| Debt-To-Income Ratio | 502 | $46,189,000 | $92,000 | $1,625,000 | $49,000 | $333,000 |
| Collateral | 440 | $34,517,000 | $78,000 | $650,000 | $64,000 | $700,000 |
| Other | 126 | $10,094,000 | $80,000 | $548,000 | $67,000 | $323,000 |
| Unverifiable Information | 30 | $2,519,000 | $83,000 | $268,000 | $70,000 | $189,000 |
| Employment History | 24 | $1,559,000 | $64,000 | $350,000 | $47,000 | $97,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 16 | $1,958,000 | $122,000 | $400,000 | $52,000 | $139,000 |
| Credit Application Incomplete | 8 | $358,000 | $44,000 | $165,000 | $35,000 | $79,000 |
| Mortgage Insurance Denied | 1 | $37,000 | $37,000 | $37,000 | $48,000 | $48,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Equity One's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Equity One's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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