Equity Services, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Equity Services, Inc. 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Equity Services, Inc. 5711 Six Forks Road, Ste 201 Raleigh, NC 27609 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 2,697 |
| Total Mortgage Loan Application Amount | $485,838,000 |
| Average Mortgage Loan Application Amount | $181,552 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $92,842 |
| Highest Applicant Income | $1,282,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Equity Services, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Equity Services, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Equity Services, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Equity Services, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Equity Services, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Equity Services, Inc.'s mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wake County North Carolina | 764 | $ 140,160,000 | $ 183,000 | $ 86,000 |
| Washington County Virginia | 151 | $ 19,375,000 | $ 128,000 | $ 73,000 |
| Durham County North Carolina | 115 | $ 15,417,000 | $ 134,000 | $ 98,000 |
| New Hanover County North Carolina | 84 | $ 14,338,000 | $ 170,000 | $ 91,000 |
| Moore County North Carolina | 77 | $ 12,585,000 | $ 163,000 | $ 101,000 |
| Orange County North Carolina | 75 | $ 14,976,000 | $ 199,000 | $ 106,000 |
| Mecklenburg County North Carolina | 71 | $ 12,150,000 | $ 171,000 | $ 83,000 |
| Dare County North Carolina | 67 | $ 25,150,000 | $ 375,000 | $ 175,000 |
| Johnston County North Carolina | 56 | $ 6,795,000 | $ 121,000 | $ 64,000 |
| Horry County South Carolina | 41 | $ 7,759,000 | $ 189,000 | $ 139,000 |
| Sullivan County Tennessee | 40 | $ 4,411,000 | $ 110,000 | $ 52,000 |
| Carteret County North Carolina | 34 | $ 11,015,000 | $ 323,000 | $ 247,000 |
| Guilford County North Carolina | 33 | $ 5,130,000 | $ 155,000 | $ 95,000 |
| Brunswick County North Carolina | 32 | $ 6,491,000 | $ 202,000 | $ 85,000 |
| Wilson County North Carolina | 30 | $ 4,064,000 | $ 135,000 | $ 78,000 |
| Palm Beach County Florida | 29 | $ 6,742,000 | $ 232,000 | $ 128,000 |
| Chatham County North Carolina | 29 | $ 7,828,000 | $ 269,000 | $ 119,000 |
| Fairfax County Virginia | 26 | $ 8,612,000 | $ 331,000 | $ 131,000 |
| Watauga County North Carolina | 25 | $ 4,064,000 | $ 162,000 | $ 92,000 |
| Mercer County West Virginia | 21 | $ 2,107,000 | $ 100,000 | $ 52,000 |
| Broward County Florida | 20 | $ 4,317,000 | $ 215,000 | $ 115,000 |
| Prince William County Virginia | 20 | $ 5,190,000 | $ 259,000 | $ 102,000 |
| Cleveland County North Carolina | 19 | $ 2,081,000 | $ 109,000 | $ 61,000 |
| Nash County North Carolina | 19 | $ 2,282,000 | $ 120,000 | $ 67,000 |
| Russell County Virginia | 19 | $ 1,988,000 | $ 104,000 | $ 53,000 |
| Catawba County North Carolina | 18 | $ 2,142,000 | $ 119,000 | $ 78,000 |
| Buncombe County North Carolina | 17 | $ 2,556,000 | $ 150,000 | $ 104,000 |
| Smyth County Virginia | 17 | $ 1,263,000 | $ 74,000 | $ 44,000 |
| Alamance County North Carolina | 16 | $ 1,612,000 | $ 100,000 | $ 48,000 |
| Granville County North Carolina | 16 | $ 1,965,000 | $ 122,000 | $ 55,000 |
| Union County North Carolina | 16 | $ 3,130,000 | $ 195,000 | $ 119,000 |
| Bristol County Virginia | 15 | $ 1,029,000 | $ 68,000 | $ 58,000 |
| Tazewell County Virginia | 15 | $ 1,568,000 | $ 104,000 | $ 53,000 |
| Pender County North Carolina | 14 | $ 2,472,000 | $ 176,000 | $ 80,000 |
| Pitt County North Carolina | 14 | $ 1,273,000 | $ 90,000 | $ 46,000 |
| Forsyth County North Carolina | 13 | $ 1,238,000 | $ 95,000 | $ 75,000 |
| Lincoln County North Carolina | 13 | $ 1,672,000 | $ 128,000 | $ 48,000 |
| Gaston County North Carolina | 12 | $ 1,584,000 | $ 132,000 | $ 53,000 |
| Iredell County North Carolina | 12 | $ 1,639,000 | $ 136,000 | $ 82,000 |
| Virginia Beach County Virginia | 12 | $ 2,570,000 | $ 214,000 | $ 158,000 |
| Franklin County North Carolina | 11 | $ 1,467,000 | $ 133,000 | $ 74,000 |
| Pasquotank County North Carolina | 11 | $ 1,438,000 | $ 130,000 | $ 69,000 |
| Anne Arundel County Maryland | 10 | $ 2,255,000 | $ 225,000 | $ 116,000 |
| Orange County Florida | 9 | $ 2,161,000 | $ 240,000 | $ 47,000 |
| Cobb County Georgia | 9 | $ 1,712,000 | $ 190,000 | $ 92,000 |
| Davidson County North Carolina | 9 | $ 1,339,000 | $ 148,000 | $ 70,000 |
| Onslow County North Carolina | 9 | $ 1,967,000 | $ 218,000 | $ 93,000 |
| Randolph County North Carolina | 9 | $ 978,000 | $ 108,000 | $ 80,000 |
| York County South Carolina | 9 | $ 1,252,000 | $ 139,000 | $ 111,000 |
| Buchanan County Virginia | 9 | $ 1,091,000 | $ 121,000 | $ 87,000 |
| Loudoun County Virginia | 9 | $ 3,981,000 | $ 442,000 | $ 240,000 |
| Miami-Dade County Florida | 8 | $ 2,431,000 | $ 303,000 | $ 80,000 |
| Cabarrus County North Carolina | 8 | $ 858,000 | $ 107,000 | $ 86,000 |
| Robeson County North Carolina | 8 | $ 948,000 | $ 118,000 | $ 95,000 |
| Lee County Florida | 7 | $ 1,401,000 | $ 200,000 | $ 97,000 |
| Manatee County Florida | 7 | $ 1,408,000 | $ 201,000 | $ 155,000 |
| Prince George's County Maryland | 7 | $ 1,708,000 | $ 244,000 | $ 87,000 |
| Currituck County North Carolina | 7 | $ 3,078,000 | $ 439,000 | $ 196,000 |
| Harnett County North Carolina | 7 | $ 1,271,000 | $ 181,000 | $ 56,000 |
| Wayne County North Carolina | 7 | $ 1,003,000 | $ 143,000 | $ 88,000 |
| Georgetown County South Carolina | 7 | $ 794,000 | $ 113,000 | $ 61,000 |
| Gwinnett County Georgia | 6 | $ 1,106,000 | $ 184,000 | $ 94,000 |
| Baltimore City County Maryland | 6 | $ 842,000 | $ 140,000 | $ 95,000 |
| Montgomery County Maryland | 6 | $ 2,140,000 | $ 356,000 | $ 115,000 |
| Beaufort County North Carolina | 6 | $ 831,000 | $ 138,000 | $ 50,000 |
| Cumberland County North Carolina | 6 | $ 491,000 | $ 81,000 | $ 55,000 |
| Lee County North Carolina | 6 | $ 749,000 | $ 124,000 | $ 77,000 |
| Northampton County North Carolina | 6 | $ 1,456,000 | $ 242,000 | $ 125,000 |
| Person County North Carolina | 6 | $ 1,132,000 | $ 188,000 | $ 126,000 |
| Knox County Tennessee | 6 | $ 448,000 | $ 74,000 | $ 75,000 |
| Arlington County Virginia | 6 | $ 2,166,000 | $ 361,000 | $ 150,000 |
| Forsyth County Georgia | 5 | $ 1,299,000 | $ 259,000 | $ 108,000 |
| Fulton County Georgia | 5 | $ 1,427,000 | $ 285,000 | $ 107,000 |
| Duplin County North Carolina | 5 | $ 549,000 | $ 109,000 | $ 98,000 |
| Halifax County North Carolina | 5 | $ 1,561,000 | $ 312,000 | $ 318,000 |
| Vance County North Carolina | 5 | $ 524,000 | $ 104,000 | $ 58,000 |
| Anderson County South Carolina | 5 | $ 733,000 | $ 146,000 | $ 54,000 |
| Davidson County Tennessee | 5 | $ 800,000 | $ 160,000 | $ 74,000 |
| Henrico County Virginia | 5 | $ 1,455,000 | $ 291,000 | $ 170,000 |
| Scott County Virginia | 5 | $ 586,000 | $ 117,000 | $ 47,000 |
| Southampton County Virginia | 5 | $ 787,000 | $ 157,000 | $ 47,000 |
| Stafford County Virginia | 5 | $ 1,199,000 | $ 239,000 | $ 121,000 |
| Maricopa County Arizona | 4 | $ 837,000 | $ 209,000 | $ 87,000 |
| Duval County Florida | 4 | $ 553,000 | $ 138,000 | $ 81,000 |
| Hillsborough County Florida | 4 | $ 729,000 | $ 182,000 | $ 54,000 |
| Lake County Florida | 4 | $ 734,000 | $ 183,000 | $ 84,000 |
| Polk County Florida | 4 | $ 479,000 | $ 119,000 | $ 66,000 |
| Baltimore County Maryland | 4 | $ 827,000 | $ 206,000 | $ 75,000 |
| Rowan County North Carolina | 4 | $ 673,000 | $ 168,000 | $ 48,000 |
| Warren County North Carolina | 4 | $ 1,227,000 | $ 306,000 | $ 105,000 |
| Wilkes County North Carolina | 4 | $ 360,000 | $ 90,000 | $ 77,000 |
| Norfolk County Virginia | 4 | $ 586,000 | $ 146,000 | $ 93,000 |
| Bay County Florida | 3 | $ 521,000 | $ 173,000 | $ 194,000 |
| Brevard County Florida | 3 | $ 795,000 | $ 265,000 | $ 101,000 |
| Pinellas County Florida | 3 | $ 432,000 | $ 144,000 | $ 58,000 |
| Seminole County Florida | 3 | $ 1,185,000 | $ 395,000 | $ 137,000 |
| St. Johns County Florida | 3 | $ 661,000 | $ 220,000 | $ 92,000 |
| Harford County Maryland | 3 | $ 348,000 | $ 116,000 | $ 46,000 |
| Ashe County North Carolina | 3 | $ 446,000 | $ 148,000 | $ 68,000 |
| Avery County North Carolina | 3 | $ 553,000 | $ 184,000 | $ 152,000 |
| Camden County North Carolina | 3 | $ 420,000 | $ 140,000 | $ 62,000 |
| Edgecombe County North Carolina | 3 | $ 304,000 | $ 101,000 | $ 65,000 |
| Gates County North Carolina | 3 | $ 508,000 | $ 169,000 | $ 59,000 |
| Hyde County North Carolina | 3 | $ 692,000 | $ 230,000 | $ 408,000 |
| Jackson County North Carolina | 3 | $ 678,000 | $ 226,000 | $ 24,000 |
| Lenoir County North Carolina | 3 | $ 462,000 | $ 154,000 | $ 74,000 |
| Sampson County North Carolina | 3 | $ 281,000 | $ 93,000 | $ 28,000 |
| Stanly County North Carolina | 3 | $ 380,000 | $ 126,000 | $ 74,000 |
| Surry County North Carolina | 3 | $ 367,000 | $ 122,000 | $ 29,000 |
| Aiken County South Carolina | 3 | $ 390,000 | $ 130,000 | $ 75,000 |
| Beaufort County South Carolina | 3 | $ 999,000 | $ 333,000 | $ 422,000 |
| Williamson County Tennessee | 3 | $ 1,129,000 | $ 376,000 | $ 178,000 |
| Halifax County Virginia | 3 | $ 250,000 | $ 83,000 | $ 70,000 |
| Mecklenburg County Virginia | 3 | $ 742,000 | $ 247,000 | $ 25,000 |
| Suffolk County Virginia | 3 | $ 744,000 | $ 248,000 | $ 75,000 |
| Teton County Wyoming | 3 | $ 700,000 | $ 233,000 | $ 122,000 |
| Shelby County Alabama | 2 | $ 825,000 | $ 412,000 | $ 123,000 |
| Lonoke County Arkansas | 2 | $ 117,000 | $ 58,000 | $ 77,000 |
| Bradford County Florida | 2 | $ 374,000 | $ 187,000 | $ 106,000 |
| Clay County Florida | 2 | $ 686,000 | $ 343,000 | $ 112,000 |
| Sarasota County Florida | 2 | $ 1,121,000 | $ 560,000 | $ 274,000 |
| St. Lucie County Florida | 2 | $ 280,000 | $ 140,000 | $ 32,000 |
| Volusia County Florida | 2 | $ 275,000 | $ 137,000 | $ 61,000 |
| Chatham County Georgia | 2 | $ 160,000 | $ 80,000 | $ 84,000 |
| Hall County Georgia | 2 | $ 349,000 | $ 174,000 | $ 110,000 |
| Muscogee County Georgia | 2 | $ 330,000 | $ 165,000 | $ 72,000 |
| Madison County Kentucky | 2 | $ 309,000 | $ 154,000 | $ 50,000 |
| Calcasieu County Louisiana | 2 | $ 151,000 | $ 75,000 | $ 55,000 |
| Calvert County Maryland | 2 | $ 490,000 | $ 245,000 | $ 66,000 |
| Frederick County Maryland | 2 | $ 333,000 | $ 166,000 | $ 91,000 |
| Howard County Maryland | 2 | $ 612,000 | $ 306,000 | $ 156,000 |
| Washington County Maryland | 2 | $ 477,000 | $ 238,000 | $ 175,000 |
| Worcester County Maryland | 2 | $ 314,000 | $ 157,000 | $ 151,000 |
| Genesee County Michigan | 2 | $ 161,000 | $ 80,000 | $ 49,000 |
| Columbus County North Carolina | 2 | $ 248,000 | $ 124,000 | $ 58,000 |
| Haywood County North Carolina | 2 | $ 999,000 | $ 499,000 | $ 243,000 |
| Hertford County North Carolina | 2 | $ 369,000 | $ 184,000 | $ 54,000 |
| Greenville County South Carolina | 2 | $ 658,000 | $ 329,000 | $ 153,000 |
| Kershaw County South Carolina | 2 | $ 157,000 | $ 78,000 | $ 34,000 |
| Spartanburg County South Carolina | 2 | $ 145,000 | $ 72,000 | $ 104,000 |
| Sevier County Tennessee | 2 | $ 320,000 | $ 160,000 | $ 42,000 |
| Washington County Tennessee | 2 | $ 419,000 | $ 209,000 | $ 108,000 |
| Hays County Texas | 2 | $ 121,000 | $ 60,000 | $ 39,000 |
| Albemarle County Virginia | 2 | $ 760,000 | $ 380,000 | $ 342,000 |
| Alexandria County Virginia | 2 | $ 866,000 | $ 433,000 | $ 97,000 |
| Bedford County Virginia | 2 | $ 596,000 | $ 298,000 | $ 163,000 |
| Charlottesville County Virginia | 2 | $ 280,000 | $ 140,000 | $ 90,000 |
| Chesapeake County Virginia | 2 | $ 580,000 | $ 290,000 | $ 74,000 |
| Dickenson County Virginia | 2 | $ 150,000 | $ 75,000 | $ 29,000 |
| Lee County Virginia | 2 | $ 145,000 | $ 72,000 | $ 35,000 |
| Newport News County Virginia | 2 | $ 192,000 | $ 96,000 | $ 56,000 |
| Radford County Virginia | 2 | $ 216,000 | $ 108,000 | $ 53,000 |
| Richmond City County Virginia | 2 | $ 136,000 | $ 68,000 | $ 54,000 |
| Spotsylvania County Virginia | 2 | $ 480,000 | $ 240,000 | $ 75,000 |
| Wise County Virginia | 2 | $ 302,000 | $ 151,000 | $ 70,000 |
| Putnam County West Virginia | 2 | $ 134,000 | $ 67,000 | $ 50,000 |
| New Castle County Delaware | 1 | $ 98,000 | $ 98,000 | $ 51,000 |
| District of Columbia County District Of Columbia | 1 | $ 71,000 | $ 71,000 | $ 58,000 |
| Alachua County Florida | 1 | $ 217,000 | $ 217,000 | $ 59,000 |
| Franklin County Florida | 1 | $ 414,000 | $ 414,000 | $ 134,000 |
| Gulf County Florida | 1 | $ 535,000 | $ 535,000 | $ 403,000 |
| Hernando County Florida | 1 | $ 243,000 | $ 243,000 | $ 123,000 |
| Jackson County Florida | 1 | $ 156,000 | $ 156,000 | $ 58,000 |
| Liberty County Florida | 1 | $ 239,000 | $ 239,000 | $ 50,000 |
| Monroe County Florida | 1 | $ 1,500,000 | $ 1,500,000 | $ 350,000 |
| Nassau County Florida | 1 | $ 1,000,000 | $ 1,000,000 | $ 384,000 |
| Okaloosa County Florida | 1 | $ 131,000 | $ 131,000 | $ 73,000 |
| Okeechobee County Florida | 1 | $ 152,000 | $ 152,000 | $ 117,000 |
| Suwannee County Florida | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Walton County Florida | 1 | $ 495,000 | $ 495,000 | $ 174,000 |
| Camden County Georgia | 1 | $ 292,000 | $ 292,000 | $ 106,000 |
| Columbia County Georgia | 1 | $ 192,000 | $ 192,000 | $ 108,000 |
| Coweta County Georgia | 1 | $ 130,000 | $ 130,000 | $ 46,000 |
| DeKalb County Georgia | 1 | $ 287,000 | $ 287,000 | $ 190,000 |
| Fannin County Georgia | 1 | $ 250,000 | $ 250,000 | $ 71,000 |
| Henry County Georgia | 1 | $ 202,000 | $ 202,000 | $ 144,000 |
| Newton County Georgia | 1 | $ 106,000 | $ 106,000 | $ 63,000 |
| Rockdale County Georgia | 1 | $ 200,000 | $ 200,000 | $ 58,000 |
| Towns County Georgia | 1 | $ 109,000 | $ 109,000 | $ 93,000 |
| Boone County Indiana | 1 | $ 172,000 | $ 172,000 | $ 91,000 |
| Hamilton County Indiana | 1 | $ 126,000 | $ 126,000 | $ 65,000 |
| Marion County Indiana | 1 | $ 133,000 | $ 133,000 | $ 140,000 |
| Monroe County Indiana | 1 | $ 292,000 | $ 292,000 | $ 134,000 |
| Boone County Kentucky | 1 | $ 223,000 | $ 223,000 | $ 115,000 |
| Charles County Maryland | 1 | $ 257,000 | $ 257,000 | $ 101,000 |
| St. Mary's County Maryland | 1 | $ 180,000 | $ 180,000 | $ 60,000 |
| Yellowstone County Montana | 1 | $ 150,000 | $ 150,000 | $ 51,000 |
| Burlington County New Jersey | 1 | $ 567,000 | $ 567,000 | $ 200,000 |
| Somerset County New Jersey | 1 | $ 200,000 | $ 200,000 | $ 117,000 |
| Alexander County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 65,000 |
| Bertie County North Carolina | 1 | $ 171,000 | $ 171,000 | $ 63,000 |
| Bladen County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 72,000 |
| Caldwell County North Carolina | 1 | $ 63,000 | $ 63,000 | $ 138,000 |
| Caswell County North Carolina | 1 | $ 112,000 | $ 112,000 | $ 15,000 |
| Cherokee County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 83,000 |
| Chowan County North Carolina | 1 | $ 191,000 | $ 191,000 | $ 75,000 |
| Craven County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Hoke County North Carolina | 1 | $ 129,000 | $ 129,000 | $ 38,000 |
| Martin County North Carolina | 1 | $ 171,000 | $ 171,000 | $ 56,000 |
| McDowell County North Carolina | 1 | $ 266,000 | $ 266,000 | $ 174,000 |
| Montgomery County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Pamlico County North Carolina | 1 | $ 162,000 | $ 162,000 | $ 51,000 |
| Perquimans County North Carolina | 1 | $ 103,000 | $ 103,000 | $ 39,000 |
| Rockingham County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 25,000 |
| Scotland County North Carolina | 1 | $ 48,000 | $ 48,000 | $ 15,000 |
| Athens County Ohio | 1 | $ 111,000 | $ 111,000 | $ 105,000 |
| Delaware County Ohio | 1 | $ 120,000 | $ 120,000 | $ 42,000 |
| Bucks County Pennsylvania | 1 | $ 176,000 | $ 176,000 | $ 102,000 |
| Jefferson County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 35,000 |
| Richland County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 41,000 |
| Blount County Tennessee | 1 | $ 127,000 | $ 127,000 | $ 98,000 |
| Cumberland County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 98,000 |
| Sumner County Tennessee | 1 | $ 144,000 | $ 144,000 | $ 44,000 |
| Bexar County Texas | 1 | $ 190,000 | $ 190,000 | $ 135,000 |
| Brazos County Texas | 1 | $ 137,000 | $ 137,000 | $ 87,000 |
| Accomack County Virginia | 1 | $ 170,000 | $ 170,000 | $ 167,000 |
| Bath County Virginia | 1 | $ 137,000 | $ 137,000 | $ 59,000 |
| Brunswick County Virginia | 1 | $ 290,000 | $ 290,000 | $ 111,000 |
| Chesterfield County Virginia | 1 | $ 199,000 | $ 199,000 | $ 56,000 |
| Danville County Virginia | 1 | $ 142,000 | $ 142,000 | $ 152,000 |
| Essex County Virginia | 1 | $ 53,000 | $ 53,000 | $ 192,000 |
| Fairfax City County Virginia | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Franklin County Virginia | 1 | $ 300,000 | $ 300,000 | $ 350,000 |
| Frederick County Virginia | 1 | $ 135,000 | $ 135,000 | $ 32,000 |
| Grayson County Virginia | 1 | $ 114,000 | $ 114,000 | $ 32,000 |
| James City County Virginia | 1 | $ 300,000 | $ 300,000 | $ 97,000 |
| Louisa County Virginia | 1 | $ 340,000 | $ 340,000 | $ 133,000 |
| Northampton County Virginia | 1 | $ 360,000 | $ 360,000 | $ 0 |
| Norton County Virginia | 1 | $ 32,000 | $ 32,000 | $ 112,000 |
| Patrick County Virginia | 1 | $ 263,000 | $ 263,000 | $ 357,000 |
| Pittsylvania County Virginia | 1 | $ 342,000 | $ 342,000 | $ 326,000 |
| Poquoson County Virginia | 1 | $ 157,000 | $ 157,000 | $ 46,000 |
| Pulaski County Virginia | 1 | $ 35,000 | $ 35,000 | $ 22,000 |
| Richmond County Virginia | 1 | $ 139,000 | $ 139,000 | $ 38,000 |
| Rockingham County Virginia | 1 | $ 200,000 | $ 200,000 | $ 150,000 |
| Williamsburg County Virginia | 1 | $ 400,000 | $ 400,000 | $ 92,000 |
| Monroe County West Virginia | 1 | $ 96,000 | $ 96,000 | $ 55,000 |
| Pocahontas County West Virginia | 1 | $ 134,000 | $ 134,000 | $ 42,000 |
Mortgage Loan Application Detail Totals for Equity Services, Inc. in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,565 | $254,484,000 | $174,000 | $1,500,000 | $98,210 | $1,282,000 |
| Refinancing | 1,131 | $231,264,000 | $194,611 | $1,500,000 | $83,444 | $1,026,000 |
| Home Improvement | 1 | $90,000 | $90,000 | $90,000 | $160,000 | $160,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,177 | $393,742,000 | $191,500 | $1,500,000 | $93,272 | $1,282,000 |
| Not Provided | 205 | $36,137,000 | $149,437 | $1,500,000 | $82,562 | $750,000 |
| Asian | 182 | $34,742,000 | $199,200 | $1,278,000 | $97,200 | $470,000 |
| Black or African American | 73 | $10,367,000 | $137,500 | $400,000 | $81,833 | $202,000 |
| Hispanic | 47 | $8,345,000 | $171,333 | $620,000 | $90,500 | $298,000 |
| American Indian or Alaskan Native | 11 | $2,172,000 | $221,000 | $440,000 | $83,500 | $300,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $333,000 | $166,000 | $185,000 | $58,000 | $64,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,670 | $482,257,000 | $171,083 | $1,500,000 | $86,708 | $1,282,000 |
| FHA-insured (Federal Housing Administration) | 23 | $2,998,000 | $143,666 | $205,000 | $67,666 | $114,000 |
| VA-guaranteed (Veterans Administration) | 4 | $583,000 | $145,000 | $241,000 | $53,000 | $55,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,598 | $469,471,000 | $174,666 | $1,500,000 | $90,041 | $1,282,000 |
| Application Withdrawn By Applicant | 66 | $10,792,000 | $161,375 | $479,000 | $71,625 | $206,000 |
| Application Denied By Financial Institution | 20 | $2,813,000 | $120,250 | $338,000 | $38,000 | $79,000 |
| Application Approved But Not Accepted | 12 | $2,580,000 | $280,000 | $960,000 | $83,000 | $230,000 |
| File Closed For Incompleteness | 1 | $182,000 | $182,000 | $182,000 | $36,000 | $36,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 8 | $1,380,000 | $172,000 | $338,000 | $36,000 | $79,000 |
| Debt-To-Income Ratio | 7 | $739,000 | $102,666 | $162,000 | $36,333 | $50,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $542,000 | $135,000 | $208,000 | $31,000 | $56,000 |
| Other | 1 | $152,000 | $152,000 | $152,000 | $50,000 | $50,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Equity Services, Inc.'s 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Equity Services, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.