The Loan Store, Inc Mortgage Lending & HMDA Data, 2022

In 2022, The Loan Store, Inc of Tucson, AZ reported 616 mortgage applications totaling $263.1 million, down 81% from 2021. The average application was for $427,142, and applicants reported an average income of $174,996. 26% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Seattle-Bellevue-Everett, WA (40), Phoenix-Mesa-Scottsdale, AZ (34) and Los Angeles-Long Beach-Glendale, CA (26) (applications in parentheses).

Mortgage Company & Address The Loan Store, Inc

Tucson, AZ 85718
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  
Total Number of Mortgage Applications 616
Total Mortgage Loan Application Amount $263,120,000
Average Mortgage Loan Application Amount $427,142
Highest Mortgage Loan Application Amount $2,215,000
Average Applicant Income $174,996
Highest Applicant Income $2,013,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records The Loan Store, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for The Loan Store, Inc by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 33 $ 14,415,000 $ 436,818 $ 144,000
Los Angeles, California 26 $ 14,810,000 $ 569,615 $ 216,000
King, Washington 24 $ 14,840,000 $ 618,333 $ 147,000
San Diego, California 21 $ 11,125,000 $ 529,761 $ 166,000
Pima, Arizona 20 $ 7,710,000 $ 385,500 $ 150,000
Salt Lake, Utah 19 $ 8,945,000 $ 470,789 $ 209,000
Snohomish, Washington 16 $ 9,360,000 $ 585,000 $ 195,000
Riverside, California 15 $ 6,475,000 $ 431,666 $ 198,000
Harris, Texas 15 $ 4,405,000 $ 293,666 $ 150,000
Orange, California 14 $ 9,690,000 $ 692,142 $ 184,000
Wake, North Carolina 13 $ 4,905,000 $ 377,307 $ 118,000
Miami-Dade, Florida 11 $ 4,475,000 $ 406,818 $ 114,000
San Bernardino, California 10 $ 4,320,000 $ 432,000 $ 253,000
Collin, Texas 10 $ 5,080,000 $ 508,000 $ 231,000
Cook, Illinois 9 $ 2,295,000 $ 255,000 $ 102,000
Kent, Michigan 9 $ 1,655,000 $ 183,888 $ 64,000
Sacramento, California 8 $ 3,160,000 $ 395,000 $ 142,000
Broward, Florida 8 $ 2,480,000 $ 310,000 $ 115,000
Allegheny, Pennsylvania 8 $ 1,820,000 $ 227,500 $ 137,000
Utah, Utah 8 $ 3,460,000 $ 432,500 $ 262,000
Pierce, Washington 8 $ 3,570,000 $ 446,250 $ 174,000
San Joaquin, California 7 $ 4,055,000 $ 579,285 $ 173,000
Cameron, Texas 7 $ 1,365,000 $ 195,000 $ 86,000
Fort Bend, Texas 7 $ 3,145,000 $ 449,285 $ 171,000
Denver, Colorado 6 $ 2,790,000 $ 465,000 $ 194,000
Hillsborough, Florida 6 $ 4,760,000 $ 793,333 $ 285,000
Denton, Texas 6 $ 3,300,000 $ 550,000 $ 160,000
Fresno, California 5 $ 1,285,000 $ 257,000 $ 146,000
San Francisco, California 5 $ 2,395,000 $ 479,000 $ 252,000
Arapahoe, Colorado 5 $ 2,035,000 $ 407,000 $ 405,000
Jefferson, Colorado 5 $ 1,765,000 $ 353,000 $ 102,000
Charlotte, Florida 5 $ 1,485,000 $ 297,000 $ 487,000
Palm Beach, Florida 5 $ 1,445,000 $ 289,000 $ 138,000
McLean, Illinois 5 $ 1,265,000 $ 253,000 $ 110,000
Bergen, New Jersey 5 $ 3,485,000 $ 697,000 $ 233,000
Dallas, Texas 5 $ 2,245,000 $ 449,000 $ 113,000
Tarrant, Texas 5 $ 1,865,000 $ 373,000 $ 144,000
Alameda, California 4 $ 2,730,000 $ 682,500 $ 187,000
Contra Costa, California 4 $ 1,690,000 $ 422,500 $ 209,000
Marin, California 4 $ 2,870,000 $ 717,500 $ 273,000
Douglas, Colorado 4 $ 2,310,000 $ 577,500 $ 168,000
El Paso, Colorado 4 $ 940,000 $ 235,000 $ 174,000
Orange, Florida 4 $ 720,000 $ 180,000 $ 81,000
Pinellas, Florida 4 $ 1,030,000 $ 257,500 $ 68,000
Middlesex, New Jersey 4 $ 1,790,000 $ 447,500 $ 234,000
Travis, Texas 4 $ 1,620,000 $ 405,000 $ 153,000
Williamson, Texas 4 $ 1,950,000 $ 487,500 $ 191,000
Placer, California 3 $ 1,075,000 $ 358,333 $ 129,000
Sarasota, Florida 3 $ 895,000 $ 298,333 $ 79,000
Washington, Oregon 3 $ 1,335,000 $ 445,000 $ 203,000
Butte, California 2 $ 490,000 $ 245,000 $ 108,000
El Dorado, California 2 $ 440,000 $ 220,000 $ 158,000
San Mateo, California 2 $ 1,730,000 $ 865,000 $ 164,000
Solano, California 2 $ 330,000 $ 165,000 $ 117,000
Sonoma, California 2 $ 1,060,000 $ 530,000 $ 161,000
Ventura, California 2 $ 980,000 $ 490,000 $ 140,000
Larimer, Colorado 2 $ 1,370,000 $ 685,000 $ 199,000
Lee, Florida 2 $ 910,000 $ 455,000 $ 181,000
Manatee, Florida 2 $ 920,000 $ 460,000 $ 223,000
Osceola, Florida 2 $ 780,000 $ 390,000 $ 197,000
Pasco, Florida 2 $ 380,000 $ 190,000 $ 49,000
Forsyth, Georgia 2 $ 940,000 $ 470,000 $ 137,000
Fulton, Georgia 2 $ 1,240,000 $ 620,000 $ 958,000
Gwinnett, Georgia 2 $ 340,000 $ 170,000 $ 113,000
DuPage, Illinois 2 $ 890,000 $ 445,000 $ 148,000
Will, Illinois 2 $ 1,140,000 $ 570,000 $ 240,000
Sedgwick, Kansas 2 $ 350,000 $ 175,000 $ 84,000
Genesee, Michigan 2 $ 300,000 $ 150,000 $ 123,000
Macomb, Michigan 2 $ 250,000 $ 125,000 $ 31,000
Monroe, Michigan 2 $ 560,000 $ 280,000 $ 89,000
Somerset, New Jersey 2 $ 1,250,000 $ 625,000 $ 249,000
Durham, North Carolina 2 $ 600,000 $ 300,000 $ 388,000
Forsyth, North Carolina 2 $ 1,340,000 $ 670,000 $ 555,000
Cuyahoga, Ohio 2 $ 220,000 $ 110,000 $ 72,000
Huron, Ohio 2 $ 200,000 $ 100,000 $ 26,000
Multnomah, Oregon 2 $ 570,000 $ 285,000 $ 84,000
Mercer, Pennsylvania 2 $ 450,000 $ 225,000 $ 858,000
Cass, Texas 2 $ 290,000 $ 145,000 $ 221,000
Davis, Utah 2 $ 890,000 $ 445,000 $ 112,000
Weber, Utah 2 $ 710,000 $ 355,000 $ 169,000
Clark, Washington 2 $ 510,000 $ 255,000 $ 116,000
Baldwin, Alabama 1 $ 185,000 $ 185,000 $ 73,000
Coconino, Arizona 1 $ 335,000 $ 335,000 $ 85,000
Mohave, Arizona 1 $ 415,000 $ 415,000 $ 105,000
Pinal, Arizona 1 $ 425,000 $ 425,000 $ 92,000
Yavapai, Arizona 1 $ 195,000 $ 195,000 $ 0
Del Norte, California 1 $ 195,000 $ 195,000 $ 62,000
Imperial, California 1 $ 155,000 $ 155,000 $ 138,000
Kern, California 1 $ 475,000 $ 475,000 $ 180,000
Mendocino, California 1 $ 485,000 $ 485,000 $ 96,000
Merced, California 1 $ 115,000 $ 115,000 $ 48,000
Monterey, California 1 $ 875,000 $ 875,000 $ 312,000
Nevada, California 1 $ 975,000 $ 975,000 $ 215,000
Santa Barbara, California 1 $ 605,000 $ 605,000 $ 109,000
Santa Clara, California 1 $ 395,000 $ 395,000 $ 305,000
Stanislaus, California 1 $ 315,000 $ 315,000 $ 201,000
Tuolumne, California 1 $ 365,000 $ 365,000 $ 76,000
Adams, Colorado 1 $ 355,000 $ 355,000 $ 76,000
Delta, Colorado 1 $ 275,000 $ 275,000 $ 121,000
Park, Colorado 1 $ 375,000 $ 375,000 $ 105,000
Pueblo, Colorado 1 $ 85,000 $ 85,000 $ 98,000
Teller, Colorado 1 $ 165,000 $ 165,000 $ 101,000
Fairfield, Connecticut 1 $ 295,000 $ 295,000 $ 68,000
Alachua, Florida 1 $ 175,000 $ 175,000 $ 4,000
Bay, Florida 1 $ 365,000 $ 365,000 $ 90,000
Dixie, Florida 1 $ 105,000 $ 105,000 $ 40,000
Duval, Florida 1 $ 205,000 $ 205,000 $ 77,000
Lake, Florida 1 $ 195,000 $ 195,000 $ 108,000
Marion, Florida 1 $ 105,000 $ 105,000 $ 1,954,000
Polk, Florida 1 $ 155,000 $ 155,000 $ 80,000
Santa Rosa, Florida 1 $ 255,000 $ 255,000 $ 92,000
Volusia, Florida 1 $ 85,000 $ 85,000 $ 17,000
Clayton, Georgia 1 $ 105,000 $ 105,000 $ 53,000
Cobb, Georgia 1 $ 605,000 $ 605,000 $ 0
Coweta, Georgia 1 $ 715,000 $ 715,000 $ 186,000
Glynn, Georgia 1 $ 215,000 $ 215,000 $ 112,000
Long, Georgia 1 $ 275,000 $ 275,000 $ 84,000
McHenry, Illinois 1 $ 195,000 $ 195,000 $ 81,000
Anne Arundel, Maryland 1 $ 545,000 $ 545,000 $ 191,000
Kalamazoo, Michigan 1 $ 145,000 $ 145,000 $ 73,000
Wayne, Michigan 1 $ 185,000 $ 185,000 $ 65,000
Washoe, Nevada 1 $ 325,000 $ 325,000 $ 1,000
Burlington, New Jersey 1 $ 845,000 $ 845,000 $ 354,000
Morris, New Jersey 1 $ 365,000 $ 365,000 $ 102,000
Dare, North Carolina 1 $ 335,000 $ 335,000 $ 127,000
Guilford, North Carolina 1 $ 225,000 $ 225,000 $ 116,000
Harnett, North Carolina 1 $ 205,000 $ 205,000 $ 96,000
Johnston, North Carolina 1 $ 275,000 $ 275,000 $ 249,000
Ashtabula, Ohio 1 $ 165,000 $ 165,000 $ 82,000
Delaware, Ohio 1 $ 335,000 $ 335,000 $ 202,000
Stark, Ohio 1 $ 175,000 $ 175,000 $ 61,000
Summit, Ohio 1 $ 265,000 $ 265,000 $ 86,000
Benton, Oregon 1 $ 365,000 $ 365,000 $ 176,000
Clackamas, Oregon 1 $ 555,000 $ 555,000 $ 147,000
Coos, Oregon 1 $ 415,000 $ 415,000 $ 225,000
Deschutes, Oregon 1 $ 515,000 $ 515,000 $ 131,000
Hood River, Oregon 1 $ 815,000 $ 815,000 $ 241,000
Jackson, Oregon 1 $ 295,000 $ 295,000 $ 77,000
Lincoln, Oregon 1 $ 205,000 $ 205,000 $ 169,000
Linn, Oregon 1 $ 505,000 $ 505,000 $ 150,000
Marion, Oregon 1 $ 275,000 $ 275,000 $ 119,000
Beaver, Pennsylvania 1 $ 195,000 $ 195,000 $ 58,000
Erie, Pennsylvania 1 $ 325,000 $ 325,000 $ 105,000
Montgomery, Pennsylvania 1 $ 145,000 $ 145,000 $ 73,000
Philadelphia, Pennsylvania 1 $ 965,000 $ 965,000 $ 355,000
Dillon, South Carolina 1 $ 85,000 $ 85,000 $ 55,000
Greenville, South Carolina 1 $ 365,000 $ 365,000 $ 119,000
Pickens, South Carolina 1 $ 125,000 $ 125,000 $ 64,000
Coffee, Tennessee 1 $ 335,000 $ 335,000 $ 62,000
Bastrop, Texas 1 $ 605,000 $ 605,000 $ 540,000
Bexar, Texas 1 $ 125,000 $ 125,000 $ 232,000
Blanco, Texas 1 $ 225,000 $ 225,000 $ 71,000
Caldwell, Texas 1 $ 585,000 $ 585,000 $ 151,000
Hays, Texas 1 $ 315,000 $ 315,000 $ 300,000
Hidalgo, Texas 1 $ 385,000 $ 385,000 $ 203,000
Johnson, Texas 1 $ 475,000 $ 475,000 $ 147,000
Lubbock, Texas 1 $ 305,000 $ 305,000 $ 583,000
Wichita, Texas 1 $ 105,000 $ 105,000 $ 78,000
Wood, Texas 1 $ 285,000 $ 285,000 $ 117,000
Wasatch, Utah 1 $ 425,000 $ 425,000 $ 114,000
Virginia Beach, Virginia 1 $ 175,000 $ 175,000 $ 50,000
Benton, Washington 1 $ 275,000 $ 275,000 $ 73,000
Chelan, Washington 1 $ 165,000 $ 165,000 $ 52,000
Kitsap, Washington 1 $ 595,000 $ 595,000 $ 150,000
Pacific, Washington 1 $ 295,000 $ 295,000 $ 199,000
Spokane, Washington 1 $ 325,000 $ 325,000 $ 60,000
Thurston, Washington 1 $ 245,000 $ 245,000 $ 144,000
Walla Walla, Washington 1 $ 495,000 $ 495,000 $ 260,000
Yakima, Washington 1 $ 425,000 $ 425,000 $ 91,000
Milwaukee, Wisconsin 1 $ 235,000 $ 235,000 $ 59,000

Mortgage Loan Application Detail Totals for The Loan Store, Inc in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 400 $185,010,000 $462,000 $2,215,000 $182,000 $2,013,000
Cash-out Refinancing 146 $53,550,000 $366,000 $1,705,000 $163,000 $1,954,000
Refinancing 70 $24,560,000 $350,000 $1,365,000 $160,000 $714,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 256 $99,730,000 $389,000 $1,075,000 $164,000 $1,954,000
Asian 162 $77,390,000 $477,000 $1,445,000 $194,000 $1,584,000
Not Provided 108 $53,560,000 $495,000 $2,215,000 $217,000 $2,013,000
Hispanic 61 $21,805,000 $357,000 $1,365,000 $113,000 $471,000
Black or African American 15 $5,065,000 $337,000 $755,000 $109,000 $329,000
American Indian or Alaskan Native 2 $790,000 $395,000 $545,000 $172,000 $303,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 602 $257,980,000 $428,000 $2,215,000 $176,000 $2,013,000
VA-guaranteed (Veterans Administration) 13 $4,825,000 $371,000 $635,000 $101,000 $203,000
FHA-insured (Federal Housing Administration) 1 $315,000 $315,000 $315,000 $73,000 $73,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 415 $183,725,000 $442,000 $2,215,000 $185,000 $2,013,000
Loan Originated 159 $64,195,000 $403,000 $1,445,000 $156,000 $714,000
Application Approved But Not Accepted 22 $8,670,000 $394,000 $815,000 $169,000 $547,000
Application Denied By Financial Institution 20 $6,530,000 $326,000 $705,000 $114,000 $623,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 596 $256,590,000 $430,000 $2,215,000 $177,000 $2,013,000
Debt-To-Income Ratio 9 $3,075,000 $341,000 $645,000 $96,000 $212,000
Other 6 $2,030,000 $338,000 $705,000 $170,000 $623,000
Collateral 2 $190,000 $95,000 $115,000 $79,000 $93,000
Unverifiable Information 1 $625,000 $625,000 $625,000 $131,000 $131,000
Employment History 1 $445,000 $445,000 $445,000 $104,000 $104,000
Credit History 1 $165,000 $165,000 $165,000 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into The Loan Store, Inc's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess The Loan Store, Inc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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