The Loan Store, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022

The Loan Store, Inc. 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address The Loan Store, Inc.
222 Kearny Street, Suite 650
Camden, DE 94108
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  
Total Number of Mortgage Applications 616
Total Mortgage Loan Application Amount $263,120,000
Average Mortgage Loan Application Amount $392,666
Highest Mortgage Loan Application Amount $2,215,000
Average Applicant Income $168,333
Highest Applicant Income $2,013,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with The Loan Store, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing The Loan Store, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2022 breaks down The Loan Store, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how The Loan Store, Inc. serves its applicants.

Each category highlights the total number of mortgage applications processed by The Loan Store, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at The Loan Store, Inc.'s mortgage activity for 2022.

Mortgage Loan Application Totals for The Loan Store, Inc. by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa County Arizona 33 $ 14,415,000 $ 436,000 $ 144,000
Los Angeles County California 26 $ 14,810,000 $ 569,000 $ 216,000
King County Washington 24 $ 14,840,000 $ 618,000 $ 147,000
San Diego County California 21 $ 11,125,000 $ 529,000 $ 166,000
Pima County Arizona 20 $ 7,710,000 $ 385,000 $ 150,000
Salt Lake County Utah 19 $ 8,945,000 $ 470,000 $ 209,000
Snohomish County Washington 16 $ 9,360,000 $ 585,000 $ 195,000
Riverside County California 15 $ 6,475,000 $ 431,000 $ 198,000
Harris County Texas 15 $ 4,405,000 $ 293,000 $ 150,000
Orange County California 14 $ 9,690,000 $ 692,000 $ 184,000
Wake County North Carolina 13 $ 4,905,000 $ 377,000 $ 118,000
Miami-Dade County Florida 11 $ 4,475,000 $ 406,000 $ 114,000
San Bernardino County California 10 $ 4,320,000 $ 432,000 $ 253,000
Collin County Texas 10 $ 5,080,000 $ 508,000 $ 231,000
Cook County Illinois 9 $ 2,295,000 $ 255,000 $ 102,000
Kent County Michigan 9 $ 1,655,000 $ 183,000 $ 64,000
Sacramento County California 8 $ 3,160,000 $ 395,000 $ 142,000
Broward County Florida 8 $ 2,480,000 $ 310,000 $ 115,000
Allegheny County Pennsylvania 8 $ 1,820,000 $ 227,000 $ 137,000
Utah County Utah 8 $ 3,460,000 $ 432,000 $ 262,000
Pierce County Washington 8 $ 3,570,000 $ 446,000 $ 174,000
San Joaquin County California 7 $ 4,055,000 $ 579,000 $ 173,000
Cameron County Texas 7 $ 1,365,000 $ 195,000 $ 86,000
Fort Bend County Texas 7 $ 3,145,000 $ 449,000 $ 171,000
Denver County Colorado 6 $ 2,790,000 $ 465,000 $ 194,000
Hillsborough County Florida 6 $ 4,760,000 $ 793,000 $ 285,000
Denton County Texas 6 $ 3,300,000 $ 550,000 $ 160,000
Fresno County California 5 $ 1,285,000 $ 257,000 $ 146,000
San Francisco County California 5 $ 2,395,000 $ 479,000 $ 252,000
Arapahoe County Colorado 5 $ 2,035,000 $ 407,000 $ 405,000
Jefferson County Colorado 5 $ 1,765,000 $ 353,000 $ 102,000
Charlotte County Florida 5 $ 1,485,000 $ 297,000 $ 487,000
Palm Beach County Florida 5 $ 1,445,000 $ 289,000 $ 138,000
McLean County Illinois 5 $ 1,265,000 $ 253,000 $ 110,000
Bergen County New Jersey 5 $ 3,485,000 $ 697,000 $ 233,000
Dallas County Texas 5 $ 2,245,000 $ 449,000 $ 113,000
Tarrant County Texas 5 $ 1,865,000 $ 373,000 $ 144,000
Alameda County California 4 $ 2,730,000 $ 682,000 $ 187,000
Contra Costa County California 4 $ 1,690,000 $ 422,000 $ 209,000
Marin County California 4 $ 2,870,000 $ 717,000 $ 273,000
Douglas County Colorado 4 $ 2,310,000 $ 577,000 $ 168,000
El Paso County Colorado 4 $ 940,000 $ 235,000 $ 174,000
Orange County Florida 4 $ 720,000 $ 180,000 $ 81,000
Pinellas County Florida 4 $ 1,030,000 $ 257,000 $ 68,000
Middlesex County New Jersey 4 $ 1,790,000 $ 447,000 $ 234,000
Travis County Texas 4 $ 1,620,000 $ 405,000 $ 153,000
Williamson County Texas 4 $ 1,950,000 $ 487,000 $ 191,000
Placer County California 3 $ 1,075,000 $ 358,000 $ 129,000
Sarasota County Florida 3 $ 895,000 $ 298,000 $ 79,000
Washington County Oregon 3 $ 1,335,000 $ 445,000 $ 203,000
Butte County California 2 $ 490,000 $ 245,000 $ 108,000
El Dorado County California 2 $ 440,000 $ 220,000 $ 158,000
San Mateo County California 2 $ 1,730,000 $ 865,000 $ 164,000
Solano County California 2 $ 330,000 $ 165,000 $ 117,000
Sonoma County California 2 $ 1,060,000 $ 530,000 $ 161,000
Ventura County California 2 $ 980,000 $ 490,000 $ 140,000
Larimer County Colorado 2 $ 1,370,000 $ 685,000 $ 199,000
Lee County Florida 2 $ 910,000 $ 455,000 $ 181,000
Manatee County Florida 2 $ 920,000 $ 460,000 $ 223,000
Osceola County Florida 2 $ 780,000 $ 390,000 $ 197,000
Pasco County Florida 2 $ 380,000 $ 190,000 $ 49,000
Forsyth County Georgia 2 $ 940,000 $ 470,000 $ 137,000
Fulton County Georgia 2 $ 1,240,000 $ 620,000 $ 958,000
Gwinnett County Georgia 2 $ 340,000 $ 170,000 $ 113,000
DuPage County Illinois 2 $ 890,000 $ 445,000 $ 148,000
Will County Illinois 2 $ 1,140,000 $ 570,000 $ 240,000
Sedgwick County Kansas 2 $ 350,000 $ 175,000 $ 84,000
Genesee County Michigan 2 $ 300,000 $ 150,000 $ 123,000
Macomb County Michigan 2 $ 250,000 $ 125,000 $ 31,000
Monroe County Michigan 2 $ 560,000 $ 280,000 $ 89,000
Somerset County New Jersey 2 $ 1,250,000 $ 625,000 $ 249,000
Durham County North Carolina 2 $ 600,000 $ 300,000 $ 388,000
Forsyth County North Carolina 2 $ 1,340,000 $ 670,000 $ 555,000
Cuyahoga County Ohio 2 $ 220,000 $ 110,000 $ 72,000
Huron County Ohio 2 $ 200,000 $ 100,000 $ 26,000
Multnomah County Oregon 2 $ 570,000 $ 285,000 $ 84,000
Mercer County Pennsylvania 2 $ 450,000 $ 225,000 $ 858,000
Cass County Texas 2 $ 290,000 $ 145,000 $ 221,000
Davis County Utah 2 $ 890,000 $ 445,000 $ 112,000
Weber County Utah 2 $ 710,000 $ 355,000 $ 169,000
Clark County Washington 2 $ 510,000 $ 255,000 $ 116,000
Baldwin County Alabama 1 $ 185,000 $ 185,000 $ 73,000
Coconino County Arizona 1 $ 335,000 $ 335,000 $ 85,000
Mohave County Arizona 1 $ 415,000 $ 415,000 $ 105,000
Pinal County Arizona 1 $ 425,000 $ 425,000 $ 92,000
Yavapai County Arizona 1 $ 195,000 $ 195,000 $ 0
Del Norte County California 1 $ 195,000 $ 195,000 $ 62,000
Imperial County California 1 $ 155,000 $ 155,000 $ 138,000
Kern County California 1 $ 475,000 $ 475,000 $ 180,000
Mendocino County California 1 $ 485,000 $ 485,000 $ 96,000
Merced County California 1 $ 115,000 $ 115,000 $ 48,000
Monterey County California 1 $ 875,000 $ 875,000 $ 312,000
Nevada County California 1 $ 975,000 $ 975,000 $ 215,000
Santa Barbara County California 1 $ 605,000 $ 605,000 $ 109,000
Santa Clara County California 1 $ 395,000 $ 395,000 $ 305,000
Stanislaus County California 1 $ 315,000 $ 315,000 $ 201,000
Tuolumne County California 1 $ 365,000 $ 365,000 $ 76,000
Adams County Colorado 1 $ 355,000 $ 355,000 $ 76,000
Delta County Colorado 1 $ 275,000 $ 275,000 $ 121,000
Park County Colorado 1 $ 375,000 $ 375,000 $ 105,000
Pueblo County Colorado 1 $ 85,000 $ 85,000 $ 98,000
Teller County Colorado 1 $ 165,000 $ 165,000 $ 101,000
Fairfield County Connecticut 1 $ 295,000 $ 295,000 $ 68,000
Alachua County Florida 1 $ 175,000 $ 175,000 $ 4,000
Bay County Florida 1 $ 365,000 $ 365,000 $ 90,000
Dixie County Florida 1 $ 105,000 $ 105,000 $ 40,000
Duval County Florida 1 $ 205,000 $ 205,000 $ 77,000
Lake County Florida 1 $ 195,000 $ 195,000 $ 108,000
Marion County Florida 1 $ 105,000 $ 105,000 $ 1,954,000
Polk County Florida 1 $ 155,000 $ 155,000 $ 80,000
Santa Rosa County Florida 1 $ 255,000 $ 255,000 $ 92,000
Volusia County Florida 1 $ 85,000 $ 85,000 $ 17,000
Clayton County Georgia 1 $ 105,000 $ 105,000 $ 53,000
Cobb County Georgia 1 $ 605,000 $ 605,000 $ 0
Coweta County Georgia 1 $ 715,000 $ 715,000 $ 186,000
Glynn County Georgia 1 $ 215,000 $ 215,000 $ 112,000
Long County Georgia 1 $ 275,000 $ 275,000 $ 84,000
McHenry County Illinois 1 $ 195,000 $ 195,000 $ 81,000
Anne Arundel County Maryland 1 $ 545,000 $ 545,000 $ 191,000
Kalamazoo County Michigan 1 $ 145,000 $ 145,000 $ 73,000
Wayne County Michigan 1 $ 185,000 $ 185,000 $ 65,000
Washoe County Nevada 1 $ 325,000 $ 325,000 $ 1,000
Burlington County New Jersey 1 $ 845,000 $ 845,000 $ 354,000
Morris County New Jersey 1 $ 365,000 $ 365,000 $ 102,000
Dare County North Carolina 1 $ 335,000 $ 335,000 $ 127,000
Guilford County North Carolina 1 $ 225,000 $ 225,000 $ 116,000
Harnett County North Carolina 1 $ 205,000 $ 205,000 $ 96,000
Johnston County North Carolina 1 $ 275,000 $ 275,000 $ 249,000
Ashtabula County Ohio 1 $ 165,000 $ 165,000 $ 82,000
Delaware County Ohio 1 $ 335,000 $ 335,000 $ 202,000
Stark County Ohio 1 $ 175,000 $ 175,000 $ 61,000
Summit County Ohio 1 $ 265,000 $ 265,000 $ 86,000
Benton County Oregon 1 $ 365,000 $ 365,000 $ 176,000
Clackamas County Oregon 1 $ 555,000 $ 555,000 $ 147,000
Coos County Oregon 1 $ 415,000 $ 415,000 $ 225,000
Deschutes County Oregon 1 $ 515,000 $ 515,000 $ 131,000
Hood River County Oregon 1 $ 815,000 $ 815,000 $ 241,000
Jackson County Oregon 1 $ 295,000 $ 295,000 $ 77,000
Lincoln County Oregon 1 $ 205,000 $ 205,000 $ 169,000
Linn County Oregon 1 $ 505,000 $ 505,000 $ 150,000
Marion County Oregon 1 $ 275,000 $ 275,000 $ 119,000
Beaver County Pennsylvania 1 $ 195,000 $ 195,000 $ 58,000
Erie County Pennsylvania 1 $ 325,000 $ 325,000 $ 105,000
Montgomery County Pennsylvania 1 $ 145,000 $ 145,000 $ 73,000
Philadelphia County Pennsylvania 1 $ 965,000 $ 965,000 $ 355,000
Dillon County South Carolina 1 $ 85,000 $ 85,000 $ 55,000
Greenville County South Carolina 1 $ 365,000 $ 365,000 $ 119,000
Pickens County South Carolina 1 $ 125,000 $ 125,000 $ 64,000
Coffee County Tennessee 1 $ 335,000 $ 335,000 $ 62,000
Bastrop County Texas 1 $ 605,000 $ 605,000 $ 540,000
Bexar County Texas 1 $ 125,000 $ 125,000 $ 232,000
Blanco County Texas 1 $ 225,000 $ 225,000 $ 71,000
Caldwell County Texas 1 $ 585,000 $ 585,000 $ 151,000
Hays County Texas 1 $ 315,000 $ 315,000 $ 300,000
Hidalgo County Texas 1 $ 385,000 $ 385,000 $ 203,000
Johnson County Texas 1 $ 475,000 $ 475,000 $ 147,000
Lubbock County Texas 1 $ 305,000 $ 305,000 $ 583,000
Wichita County Texas 1 $ 105,000 $ 105,000 $ 78,000
Wood County Texas 1 $ 285,000 $ 285,000 $ 117,000
Wasatch County Utah 1 $ 425,000 $ 425,000 $ 114,000
Virginia Beach County Virginia 1 $ 175,000 $ 175,000 $ 50,000
Benton County Washington 1 $ 275,000 $ 275,000 $ 73,000
Chelan County Washington 1 $ 165,000 $ 165,000 $ 52,000
Kitsap County Washington 1 $ 595,000 $ 595,000 $ 150,000
Pacific County Washington 1 $ 295,000 $ 295,000 $ 199,000
Spokane County Washington 1 $ 325,000 $ 325,000 $ 60,000
Thurston County Washington 1 $ 245,000 $ 245,000 $ 144,000
Walla Walla County Washington 1 $ 495,000 $ 495,000 $ 260,000
Yakima County Washington 1 $ 425,000 $ 425,000 $ 91,000
Milwaukee County Wisconsin 1 $ 235,000 $ 235,000 $ 59,000

Mortgage Loan Application Detail Totals for The Loan Store, Inc. in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 400 $185,010,000 $462,000 $2,215,000 $182,000 $2,013,000
Cash-out Refinancing 146 $53,550,000 $366,000 $1,705,000 $163,000 $1,954,000
Refinancing 70 $24,560,000 $350,000 $1,365,000 $160,000 $714,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 256 $99,730,000 $389,000 $1,075,000 $164,000 $1,954,000
Asian 162 $77,390,000 $477,000 $1,445,000 $194,000 $1,584,000
Not Provided 108 $53,560,000 $495,000 $2,215,000 $217,000 $2,013,000
Hispanic 61 $21,805,000 $357,000 $1,365,000 $113,000 $471,000
Black or African American 15 $5,065,000 $337,000 $755,000 $109,000 $329,000
American Indian or Alaskan Native 2 $790,000 $395,000 $545,000 $172,000 $303,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 602 $257,980,000 $428,000 $2,215,000 $176,000 $2,013,000
VA-guaranteed (Veterans Administration) 13 $4,825,000 $371,000 $635,000 $101,000 $203,000
FHA-insured (Federal Housing Administration) 1 $315,000 $315,000 $315,000 $73,000 $73,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 415 $183,725,000 $442,000 $2,215,000 $185,000 $2,013,000
Loan Originated 159 $64,195,000 $403,000 $1,445,000 $156,000 $714,000
Application Approved But Not Accepted 22 $8,670,000 $394,000 $815,000 $169,000 $547,000
Application Denied By Financial Institution 20 $6,530,000 $326,000 $705,000 $114,000 $623,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 596 $256,590,000 $430,000 $2,215,000 $177,000 $2,013,000
Debt-To-Income Ratio 9 $3,075,000 $341,000 $645,000 $96,000 $212,000
Other 6 $2,030,000 $338,000 $705,000 $170,000 $623,000
Collateral 2 $190,000 $95,000 $115,000 $79,000 $93,000
Unverifiable Information 1 $625,000 $625,000 $625,000 $131,000 $131,000
Employment History 1 $445,000 $445,000 $445,000 $104,000 $104,000
Credit History 1 $165,000 $165,000 $165,000 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into The Loan Store, Inc.'s 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess The Loan Store, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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