The Loan Store, Inc Mortgage Lending & HMDA Data, 2022
In 2022, The Loan Store, Inc of Tucson, AZ reported 616 mortgage applications totaling $263.1 million, down 81% from 2021. The average application was for $427,142, and applicants reported an average income of $174,996. 26% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Seattle-Bellevue-Everett, WA (40), Phoenix-Mesa-Scottsdale, AZ (34) and Los Angeles-Long Beach-Glendale, CA (26) (applications in parentheses).
| Mortgage Company & Address | The Loan Store, Inc Tucson, AZ 85718 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 616 |
| Total Mortgage Loan Application Amount | $263,120,000 |
| Average Mortgage Loan Application Amount | $427,142 |
| Highest Mortgage Loan Application Amount | $2,215,000 |
| Average Applicant Income | $174,996 |
| Highest Applicant Income | $2,013,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records The Loan Store, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Seattle-Bellevue-Everett, WA | 40 | $ 24,200,000 | $ 605,000 | $ 166,000 |
| Phoenix-Mesa-Scottsdale, AZ | 34 | $ 14,840,000 | $ 436,470 | $ 142,000 |
| Los Angeles-Long Beach-Glendale, CA | 26 | $ 14,810,000 | $ 569,615 | $ 216,000 |
| Riverside-San Bernardino-Ontario, CA | 25 | $ 10,795,000 | $ 431,800 | $ 220,000 |
| Denver-Aurora-Lakewood, CO | 22 | $ 9,630,000 | $ 437,727 | $ 207,000 |
| Houston-The Woodlands-Sugar Land, TX | 22 | $ 7,550,000 | $ 343,181 | $ 157,000 |
| Dallas-Plano-Irving, TX | 21 | $ 10,625,000 | $ 505,952 | $ 183,000 |
| Outside any metro area | 21 | $ 6,475,000 | $ 308,333 | $ 122,000 |
| San Diego-Carlsbad, CA | 21 | $ 11,125,000 | $ 529,761 | $ 166,000 |
| Tucson, AZ | 20 | $ 7,710,000 | $ 385,500 | $ 150,000 |
| Salt Lake City, UT | 19 | $ 8,945,000 | $ 470,789 | $ 209,000 |
| Anaheim-Santa Ana-Irvine, CA | 14 | $ 9,690,000 | $ 692,142 | $ 184,000 |
| Chicago-Naperville, IL | 14 | $ 4,520,000 | $ 322,857 | $ 126,000 |
| Raleigh, NC | 14 | $ 5,180,000 | $ 370,000 | $ 127,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 13 | $ 4,675,000 | $ 359,615 | $ 141,000 |
| Tampa-St. Petersburg-Clearwater, FL | 12 | $ 6,170,000 | $ 514,166 | $ 173,000 |
| Austin-Round Rock, TX | 11 | $ 5,075,000 | $ 461,363 | $ 215,000 |
| Miami-Miami Beach-Kendall, FL | 11 | $ 4,475,000 | $ 406,818 | $ 114,000 |
| Atlanta-Sandy Springs-Roswell, GA | 9 | $ 3,945,000 | $ 438,333 | $ 295,000 |
| Grand Rapids-Wyoming, MI | 9 | $ 1,655,000 | $ 183,888 | $ 64,000 |
| Pittsburgh, PA | 9 | $ 2,015,000 | $ 223,888 | $ 128,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 8 | $ 2,480,000 | $ 310,000 | $ 115,000 |
| Oakland-Hayward-Berkeley, CA | 8 | $ 4,420,000 | $ 552,500 | $ 198,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 8 | $ 2,970,000 | $ 371,250 | $ 144,500 |
| Provo-Orem, UT | 8 | $ 3,460,000 | $ 432,500 | $ 262,000 |
| Tacoma-Lakewood, WA | 8 | $ 3,570,000 | $ 446,250 | $ 174,000 |
| Brownsville-Harlingen, TX | 7 | $ 1,365,000 | $ 195,000 | $ 86,000 |
| Orlando-Kissimmee-Sanford, FL | 7 | $ 1,695,000 | $ 242,142 | $ 118,000 |
| San Francisco-Redwood City-South San Francisco, CA | 7 | $ 4,125,000 | $ 589,285 | $ 227,000 |
| Stockton-Lodi, CA | 7 | $ 4,055,000 | $ 579,285 | $ 173,000 |
| Fort Worth-Arlington, TX | 6 | $ 2,340,000 | $ 390,000 | $ 144,000 |
| New York-Newark, NY | 6 | $ 3,040,000 | $ 506,666 | $ 239,000 |
| Bloomington, IL | 5 | $ 1,265,000 | $ 253,000 | $ 110,000 |
| Colorado Springs, CO | 5 | $ 1,105,000 | $ 221,000 | $ 159,000 |
| Fresno, CA | 5 | $ 1,285,000 | $ 257,000 | $ 146,000 |
| New York-Jersey City-White Plains, NY-NJ | 5 | $ 3,485,000 | $ 697,000 | $ 233,000 |
| North Port-Sarasota-Bradenton, FL | 5 | $ 1,815,000 | $ 363,000 | $ 136,000 |
| Punta Gorda, FL | 5 | $ 1,485,000 | $ 297,000 | $ 487,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 5 | $ 1,445,000 | $ 289,000 | $ 138,000 |
| Ogden-Clearfield, UT | 4 | $ 1,600,000 | $ 400,000 | $ 140,000 |
| San Rafael, CA | 4 | $ 2,870,000 | $ 717,500 | $ 273,000 |
| Cape Coral-Fort Myers, FL | 2 | $ 910,000 | $ 455,000 | $ 181,000 |
| Chico, CA | 2 | $ 490,000 | $ 245,000 | $ 108,000 |
| Cleveland-Elyria, OH | 2 | $ 220,000 | $ 110,000 | $ 72,000 |
| Durham-Chapel Hill, NC | 2 | $ 600,000 | $ 300,000 | $ 388,000 |
| Flint, MI | 2 | $ 300,000 | $ 150,000 | $ 123,000 |
| Fort Collins, CO | 2 | $ 1,370,000 | $ 685,000 | $ 199,000 |
| Greenville-Anderson-Mauldin, SC | 2 | $ 490,000 | $ 245,000 | $ 91,000 |
| Monroe, MI | 2 | $ 560,000 | $ 280,000 | $ 89,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 2 | $ 980,000 | $ 490,000 | $ 140,000 |
| Santa Rosa, CA | 2 | $ 1,060,000 | $ 530,000 | $ 161,000 |
| Vallejo-Fairfield, CA | 2 | $ 330,000 | $ 165,000 | $ 117,000 |
| Warren-Troy-Farmington Hills, MI | 2 | $ 250,000 | $ 125,000 | $ 31,000 |
| Wichita, KS | 2 | $ 350,000 | $ 175,000 | $ 84,000 |
| Winston-Salem, NC | 2 | $ 1,340,000 | $ 670,000 | $ 555,000 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 450,000 | $ 225,000 | $ 858,000 |
| Akron, OH | 1 | $ 265,000 | $ 265,000 | $ 86,000 |
| Albany, OR | 1 | $ 505,000 | $ 505,000 | $ 150,000 |
| Bakersfield, CA | 1 | $ 475,000 | $ 475,000 | $ 180,000 |
| Baltimore-Columbia-Towson, MD | 1 | $ 545,000 | $ 545,000 | $ 191,000 |
| Bend-Redmond, OR | 1 | $ 515,000 | $ 515,000 | $ 131,000 |
| Bremerton-Silverdale, WA | 1 | $ 595,000 | $ 595,000 | $ 150,000 |
| Bridgeport-Stamford-Norwalk, CT | 1 | $ 295,000 | $ 295,000 | $ 68,000 |
| Brunswick, GA | 1 | $ 215,000 | $ 215,000 | $ 112,000 |
| Camden, NJ | 1 | $ 845,000 | $ 845,000 | $ 354,000 |
| Canton-Massillon, OH | 1 | $ 175,000 | $ 175,000 | $ 61,000 |
| Columbus, OH | 1 | $ 335,000 | $ 335,000 | $ 202,000 |
| Corvallis, OR | 1 | $ 365,000 | $ 365,000 | $ 176,000 |
| Daphne-Fairhope-Foley, AL | 1 | $ 185,000 | $ 185,000 | $ 73,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 1 | $ 85,000 | $ 85,000 | $ 17,000 |
| Detroit-Dearborn-Livonia, MI | 1 | $ 185,000 | $ 185,000 | $ 65,000 |
| El Centro, CA | 1 | $ 155,000 | $ 155,000 | $ 138,000 |
| Erie, PA | 1 | $ 325,000 | $ 325,000 | $ 105,000 |
| Fayetteville, NC | 1 | $ 205,000 | $ 205,000 | $ 96,000 |
| Flagstaff, AZ | 1 | $ 335,000 | $ 335,000 | $ 85,000 |
| Gainesville, FL | 1 | $ 175,000 | $ 175,000 | $ 4,000 |
| Greensboro-High Point, NC | 1 | $ 225,000 | $ 225,000 | $ 116,000 |
| Hinesville, GA | 1 | $ 275,000 | $ 275,000 | $ 84,000 |
| Jacksonville, FL | 1 | $ 205,000 | $ 205,000 | $ 77,000 |
| Kalamazoo-Portage, MI | 1 | $ 145,000 | $ 145,000 | $ 73,000 |
| Kennewick-Richland, WA | 1 | $ 275,000 | $ 275,000 | $ 73,000 |
| Lake Havasu City-Kingman, AZ | 1 | $ 415,000 | $ 415,000 | $ 105,000 |
| Lakeland-Winter Haven, FL | 1 | $ 155,000 | $ 155,000 | $ 80,000 |
| Lubbock, TX | 1 | $ 305,000 | $ 305,000 | $ 583,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 385,000 | $ 385,000 | $ 203,000 |
| Medford, OR | 1 | $ 295,000 | $ 295,000 | $ 77,000 |
| Merced, CA | 1 | $ 115,000 | $ 115,000 | $ 48,000 |
| Milwaukee-Waukesha-West Allis, WI | 1 | $ 235,000 | $ 235,000 | $ 59,000 |
| Modesto, CA | 1 | $ 315,000 | $ 315,000 | $ 201,000 |
| Montgomery County-Bucks County-Chester County, PA | 1 | $ 145,000 | $ 145,000 | $ 73,000 |
| Newark, NJ-PA | 1 | $ 365,000 | $ 365,000 | $ 102,000 |
| Ocala, FL | 1 | $ 105,000 | $ 105,000 | $ 1,954,000 |
| Olympia-Tumwater, WA | 1 | $ 245,000 | $ 245,000 | $ 144,000 |
| Panama City, FL | 1 | $ 365,000 | $ 365,000 | $ 90,000 |
| Pensacola-Ferry Pass-Brent, FL | 1 | $ 255,000 | $ 255,000 | $ 92,000 |
| Philadelphia, PA | 1 | $ 965,000 | $ 965,000 | $ 355,000 |
| Prescott Valley-Prescott, AZ | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Pueblo, CO | 1 | $ 85,000 | $ 85,000 | $ 98,000 |
| Reno, NV | 1 | $ 325,000 | $ 325,000 | $ 1,000 |
| Salem, OR | 1 | $ 275,000 | $ 275,000 | $ 119,000 |
| Salinas, CA | 1 | $ 875,000 | $ 875,000 | $ 312,000 |
| San Antonio-New Braunfels, TX | 1 | $ 125,000 | $ 125,000 | $ 232,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 1 | $ 395,000 | $ 395,000 | $ 305,000 |
| Santa Maria-Santa Barbara, CA | 1 | $ 605,000 | $ 605,000 | $ 109,000 |
| Spokane-Spokane Valley, WA | 1 | $ 325,000 | $ 325,000 | $ 60,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Walla Walla, WA | 1 | $ 495,000 | $ 495,000 | $ 260,000 |
| Wenatchee, WA | 1 | $ 165,000 | $ 165,000 | $ 52,000 |
| Wichita Falls, TX | 1 | $ 105,000 | $ 105,000 | $ 78,000 |
| Yakima, WA | 1 | $ 425,000 | $ 425,000 | $ 91,000 |
Mortgage Loan Application Detail Totals for The Loan Store, Inc in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 400 | $185,010,000 | $462,000 | $2,215,000 | $182,000 | $2,013,000 |
| Cash-out Refinancing | 146 | $53,550,000 | $366,000 | $1,705,000 | $163,000 | $1,954,000 |
| Refinancing | 70 | $24,560,000 | $350,000 | $1,365,000 | $160,000 | $714,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 256 | $99,730,000 | $389,000 | $1,075,000 | $164,000 | $1,954,000 |
| Asian | 162 | $77,390,000 | $477,000 | $1,445,000 | $194,000 | $1,584,000 |
| Not Provided | 108 | $53,560,000 | $495,000 | $2,215,000 | $217,000 | $2,013,000 |
| Hispanic | 61 | $21,805,000 | $357,000 | $1,365,000 | $113,000 | $471,000 |
| Black or African American | 15 | $5,065,000 | $337,000 | $755,000 | $109,000 | $329,000 |
| American Indian or Alaskan Native | 2 | $790,000 | $395,000 | $545,000 | $172,000 | $303,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 602 | $257,980,000 | $428,000 | $2,215,000 | $176,000 | $2,013,000 |
| VA-guaranteed (Veterans Administration) | 13 | $4,825,000 | $371,000 | $635,000 | $101,000 | $203,000 |
| FHA-insured (Federal Housing Administration) | 1 | $315,000 | $315,000 | $315,000 | $73,000 | $73,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 415 | $183,725,000 | $442,000 | $2,215,000 | $185,000 | $2,013,000 |
| Loan Originated | 159 | $64,195,000 | $403,000 | $1,445,000 | $156,000 | $714,000 |
| Application Approved But Not Accepted | 22 | $8,670,000 | $394,000 | $815,000 | $169,000 | $547,000 |
| Application Denied By Financial Institution | 20 | $6,530,000 | $326,000 | $705,000 | $114,000 | $623,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 596 | $256,590,000 | $430,000 | $2,215,000 | $177,000 | $2,013,000 |
| Debt-To-Income Ratio | 9 | $3,075,000 | $341,000 | $645,000 | $96,000 | $212,000 |
| Other | 6 | $2,030,000 | $338,000 | $705,000 | $170,000 | $623,000 |
| Collateral | 2 | $190,000 | $95,000 | $115,000 | $79,000 | $93,000 |
| Unverifiable Information | 1 | $625,000 | $625,000 | $625,000 | $131,000 | $131,000 |
| Employment History | 1 | $445,000 | $445,000 | $445,000 | $104,000 | $104,000 |
| Credit History | 1 | $165,000 | $165,000 | $165,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Loan Store, Inc's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Loan Store, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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