Liberty
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021

Liberty 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Liberty
9520 Ormsby Station Rd Suite 20
Evansville, IN 40223
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 11,409
Total Mortgage Loan Application Amount $2,575,560,000
Average Mortgage Loan Application Amount $3,059,666
Highest Mortgage Loan Application Amount $31,235,000
Average Applicant Income $81,500
Highest Applicant Income $8,888,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Liberty. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Liberty's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2021 breaks down Liberty's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Liberty serves its applicants.

Each category highlights the total number of mortgage applications processed by Liberty, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Liberty's mortgage activity for 2021.

Mortgage Loan Application Totals for Liberty by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Vanderburgh County Indiana 2,238 $ 315,120,000 $ 140,000 $ 84,000
Daviess County Kentucky 1,494 $ 237,880,000 $ 159,000 $ 84,000
Warrick County Indiana 788 $ 147,720,000 $ 187,000 $ 102,000
Jefferson County Kentucky 688 $ 238,220,000 $ 346,000 $ 288,000
Gibson County Indiana 530 $ 68,590,000 $ 129,000 $ 73,000
Henderson County Kentucky 401 $ 60,935,000 $ 151,000 $ 75,000
Knox County Indiana 388 $ 40,810,000 $ 105,000 $ 68,000
Posey County Indiana 355 $ 54,015,000 $ 152,000 $ 79,000
Davidson County Tennessee 247 $ 121,965,000 $ 493,000 $ 286,000
Williamson County Tennessee 246 $ 127,940,000 $ 520,000 $ 225,000
Warren County Kentucky 154 $ 36,100,000 $ 234,000 $ 98,000
Daviess County Indiana 153 $ 19,075,000 $ 124,000 $ 73,000
Rankin County Mississippi 138 $ 34,030,000 $ 246,000 $ 103,000
Ohio County Kentucky 125 $ 17,785,000 $ 142,000 $ 76,000
Rutherford County Tennessee 121 $ 42,345,000 $ 349,000 $ 217,000
Beaver County Pennsylvania 119 $ 24,445,000 $ 205,000 $ 96,000
Spencer County Indiana 96 $ 12,860,000 $ 133,000 $ 81,000
Madison County Mississippi 83 $ 28,375,000 $ 341,000 $ 157,000
Maury County Tennessee 74 $ 21,070,000 $ 284,000 $ 92,000
Oldham County Kentucky 71 $ 26,465,000 $ 372,000 $ 213,000
Hopkins County Kentucky 65 $ 7,835,000 $ 120,000 $ 74,000
Pike County Indiana 60 $ 7,450,000 $ 124,000 $ 62,000
Fayette County Kentucky 60 $ 14,320,000 $ 238,000 $ 99,000
Shelby County Kentucky 56 $ 15,590,000 $ 278,000 $ 122,000
Hancock County Kentucky 55 $ 8,225,000 $ 149,000 $ 66,000
McLean County Kentucky 51 $ 5,305,000 $ 104,000 $ 62,000
Lawrence County Illinois 47 $ 4,255,000 $ 90,000 $ 75,000
Simpson County Kentucky 47 $ 9,065,000 $ 192,000 $ 64,000
Spencer County Kentucky 45 $ 10,045,000 $ 223,000 $ 90,000
Union County Kentucky 44 $ 5,730,000 $ 130,000 $ 80,000
Marion County Indiana 43 $ 7,845,000 $ 182,000 $ 83,000
Jefferson County Alabama 38 $ 7,870,000 $ 207,000 $ 70,000
Sumner County Tennessee 38 $ 11,150,000 $ 293,000 $ 140,000
Wilson County Tennessee 38 $ 13,400,000 $ 352,000 $ 126,000
Dubois County Indiana 36 $ 4,730,000 $ 131,000 $ 80,000
Harris County Texas 36 $ 25,810,000 $ 716,000 $ 361,000
Clark County Indiana 35 $ 37,045,000 $ 1,058,000 $ 88,000
Floyd County Indiana 35 $ 7,575,000 $ 216,000 $ 96,000
Wabash County Illinois 34 $ 3,330,000 $ 97,000 $ 62,000
Muhlenberg County Kentucky 34 $ 4,790,000 $ 140,000 $ 83,000
Allegheny County Pennsylvania 34 $ 7,530,000 $ 221,000 $ 133,000
Hinds County Mississippi 33 $ 7,635,000 $ 231,000 $ 140,000
Barren County Kentucky 32 $ 6,610,000 $ 206,000 $ 80,000
Bullitt County Kentucky 32 $ 10,440,000 $ 326,000 $ 121,000
Martin County Indiana 28 $ 3,650,000 $ 130,000 $ 75,000
Maricopa County Arizona 26 $ 15,460,000 $ 594,000 $ 314,000
Hamilton County Indiana 24 $ 5,690,000 $ 237,000 $ 121,000
White County Illinois 23 $ 2,235,000 $ 97,000 $ 81,000
Perry County Indiana 23 $ 3,195,000 $ 138,000 $ 71,000
Montgomery County Tennessee 23 $ 5,250,000 $ 238,000 $ 120,000
St. Clair County Alabama 22 $ 3,660,000 $ 166,000 $ 78,000
Hardin County Kentucky 21 $ 4,175,000 $ 198,000 $ 132,000
Walton County Florida 20 $ 20,930,000 $ 1,046,000 $ 397,000
Fulton County Georgia 20 $ 11,930,000 $ 596,000 $ 297,000
Grayson County Kentucky 19 $ 3,565,000 $ 187,000 $ 129,000
Webster County Kentucky 19 $ 2,535,000 $ 133,000 $ 69,000
Los Angeles County California 17 $ 14,845,000 $ 873,000 $ 353,000
Miami-Dade County Florida 17 $ 14,705,000 $ 865,000 $ 473,000
Palm Beach County Florida 17 $ 13,135,000 $ 772,000 $ 323,000
Greene County Indiana 17 $ 2,195,000 $ 129,000 $ 84,000
Sullivan County Indiana 17 $ 1,745,000 $ 102,000 $ 139,000
Hart County Kentucky 17 $ 2,745,000 $ 161,000 $ 69,000
Williamson County Illinois 16 $ 2,360,000 $ 147,000 $ 93,000
Breckinridge County Kentucky 16 $ 2,250,000 $ 140,000 $ 74,000
Franklin County Tennessee 16 $ 4,740,000 $ 296,000 $ 175,000
Logan County Kentucky 15 $ 2,735,000 $ 182,000 $ 73,000
Edwards County Illinois 14 $ 1,950,000 $ 139,000 $ 81,000
Vigo County Indiana 14 $ 1,760,000 $ 125,000 $ 94,000
St. Louis County Missouri 14 $ 6,840,000 $ 488,000 $ 234,000
Tuscaloosa County Alabama 13 $ 3,415,000 $ 262,000 $ 99,000
Crawford County Illinois 13 $ 1,535,000 $ 118,000 $ 98,000
Allen County Kentucky 13 $ 3,245,000 $ 249,000 $ 103,000
Hamilton County Ohio 13 $ 5,625,000 $ 432,000 $ 263,000
King County Washington 13 $ 8,915,000 $ 685,000 $ 258,000
San Diego County California 12 $ 4,970,000 $ 414,000 $ 248,000
Bay County Florida 12 $ 3,960,000 $ 330,000 $ 135,000
Hendricks County Indiana 12 $ 1,940,000 $ 161,000 $ 80,000
Monroe County Indiana 12 $ 2,170,000 $ 180,000 $ 92,000
Edmonson County Kentucky 12 $ 2,460,000 $ 205,000 $ 88,000
Fairfax County Virginia 12 $ 11,400,000 $ 950,000 $ 634,000
Shelby County Alabama 11 $ 3,435,000 $ 312,000 $ 106,000
Nelson County Kentucky 11 $ 1,895,000 $ 172,000 $ 82,000
Shelby County Tennessee 11 $ 3,605,000 $ 327,000 $ 347,000
Orange County California 10 $ 8,980,000 $ 898,000 $ 507,000
Lee County Florida 10 $ 3,360,000 $ 336,000 $ 128,000
Saline County Illinois 10 $ 830,000 $ 83,000 $ 84,000
McCracken County Kentucky 10 $ 1,840,000 $ 184,000 $ 146,000
Multnomah County Oregon 10 $ 4,320,000 $ 432,000 $ 235,000
Cheatham County Tennessee 10 $ 2,420,000 $ 242,000 $ 98,000
Knox County Tennessee 10 $ 4,420,000 $ 442,000 $ 248,000
Robertson County Tennessee 10 $ 2,240,000 $ 224,000 $ 106,000
Forsyth County Georgia 9 $ 3,955,000 $ 439,000 $ 362,000
Butler County Kentucky 9 $ 2,105,000 $ 233,000 $ 82,000
Marshall County Kentucky 9 $ 1,695,000 $ 188,000 $ 173,000
Trigg County Kentucky 9 $ 1,305,000 $ 145,000 $ 102,000
Montgomery County Maryland 9 $ 5,675,000 $ 630,000 $ 324,000
Lafayette County Mississippi 9 $ 2,695,000 $ 299,000 $ 424,000
Butler County Pennsylvania 9 $ 2,775,000 $ 308,000 $ 140,000
Dickson County Tennessee 9 $ 2,115,000 $ 235,000 $ 68,000
Travis County Texas 9 $ 5,015,000 $ 557,000 $ 270,000
Madison County Alabama 8 $ 1,530,000 $ 191,000 $ 154,000
Broward County Florida 8 $ 4,400,000 $ 550,000 $ 229,000
Pinellas County Florida 8 $ 4,980,000 $ 622,000 $ 308,000
Cherokee County Georgia 8 $ 2,650,000 $ 331,000 $ 236,000
Jefferson County Illinois 8 $ 680,000 $ 85,000 $ 62,000
Johnson County Indiana 8 $ 1,460,000 $ 182,000 $ 101,000
Henry County Kentucky 8 $ 1,970,000 $ 246,000 $ 96,000
Lawrence County Pennsylvania 8 $ 1,080,000 $ 135,000 $ 59,000
Orange County Florida 7 $ 11,255,000 $ 1,607,000 $ 1,563,000
Franklin County Illinois 7 $ 745,000 $ 106,000 $ 95,000
Harrison County Indiana 7 $ 1,225,000 $ 175,000 $ 76,000
Orange County Indiana 7 $ 655,000 $ 93,000 $ 48,000
Christian County Kentucky 7 $ 935,000 $ 133,000 $ 99,000
Jessamine County Kentucky 7 $ 2,195,000 $ 313,000 $ 142,000
Lyon County Kentucky 7 $ 825,000 $ 117,000 $ 104,000
Oakland County Michigan 7 $ 1,745,000 $ 249,000 $ 143,000
Hennepin County Minnesota 7 $ 4,295,000 $ 613,000 $ 228,000
Leflore County Mississippi 7 $ 1,535,000 $ 219,000 $ 141,000
Bucks County Pennsylvania 7 $ 4,785,000 $ 683,000 $ 323,000
Baldwin County Alabama 6 $ 2,020,000 $ 336,000 $ 176,000
Collier County Florida 6 $ 5,940,000 $ 990,000 $ 159,000
Volusia County Florida 6 $ 1,590,000 $ 265,000 $ 129,000
DeKalb County Georgia 6 $ 1,750,000 $ 291,000 $ 146,000
Marion County Illinois 6 $ 770,000 $ 128,000 $ 72,000
Richland County Illinois 6 $ 740,000 $ 123,000 $ 63,000
Clay County Indiana 6 $ 500,000 $ 83,000 $ 50,000
Franklin County Kentucky 6 $ 1,960,000 $ 326,000 $ 92,000
Meade County Kentucky 6 $ 1,150,000 $ 191,000 $ 68,000
Scott County Kentucky 6 $ 1,130,000 $ 188,000 $ 104,000
Horry County South Carolina 6 $ 1,120,000 $ 186,000 $ 90,000
Coffee County Tennessee 6 $ 4,050,000 $ 675,000 $ 89,000
Humphreys County Tennessee 6 $ 1,770,000 $ 295,000 $ 137,000
Fort Bend County Texas 6 $ 4,350,000 $ 725,000 $ 318,000
Pinal County Arizona 5 $ 1,025,000 $ 205,000 $ 0
Riverside County California 5 $ 2,085,000 $ 417,000 $ 169,000
San Bernardino County California 5 $ 1,495,000 $ 299,000 $ 245,000
Denver County Colorado 5 $ 3,375,000 $ 675,000 $ 570,000
District of Columbia County District Of Columbia 5 $ 2,025,000 $ 405,000 $ 129,000
Duval County Florida 5 $ 2,815,000 $ 563,000 $ 167,000
Okaloosa County Florida 5 $ 2,395,000 $ 479,000 $ 137,000
Cobb County Georgia 5 $ 2,545,000 $ 509,000 $ 185,000
Clay County Illinois 5 $ 205,000 $ 41,000 $ 53,000
Wayne County Illinois 5 $ 895,000 $ 179,000 $ 93,000
Crawford County Indiana 5 $ 435,000 $ 87,000 $ 62,000
Boone County Kentucky 5 $ 1,615,000 $ 323,000 $ 120,000
Caldwell County Kentucky 5 $ 555,000 $ 111,000 $ 72,000
Crittenden County Kentucky 5 $ 515,000 $ 103,000 $ 46,000
Madison County Kentucky 5 $ 1,515,000 $ 303,000 $ 83,000
Washington County Pennsylvania 5 $ 1,225,000 $ 245,000 $ 110,000
DeKalb County Tennessee 5 $ 1,285,000 $ 257,000 $ 151,000
Hickman County Tennessee 5 $ 935,000 $ 187,000 $ 70,000
Marshall County Tennessee 5 $ 1,515,000 $ 303,000 $ 106,000
Sevier County Tennessee 5 $ 2,405,000 $ 481,000 $ 343,000
Collin County Texas 5 $ 4,755,000 $ 951,000 $ 1,043,000
Dallas County Texas 5 $ 3,505,000 $ 701,000 $ 385,000
Arlington County Virginia 5 $ 5,565,000 $ 1,113,000 $ 547,000
Virginia Beach County Virginia 5 $ 4,135,000 $ 827,000 $ 342,000
Clark County Washington 5 $ 3,385,000 $ 677,000 $ 392,000
Talladega County Alabama 4 $ 880,000 $ 220,000 $ 63,000
Pasco County Florida 4 $ 2,460,000 $ 615,000 $ 256,000
St. Johns County Florida 4 $ 1,890,000 $ 472,000 $ 167,000
Gwinnett County Georgia 4 $ 1,390,000 $ 347,000 $ 124,000
Cook County Illinois 4 $ 2,660,000 $ 665,000 $ 271,000
Gallatin County Illinois 4 $ 160,000 $ 40,000 $ 76,000
Allen County Indiana 4 $ 1,580,000 $ 395,000 $ 288,000
Madison County Indiana 4 $ 430,000 $ 107,000 $ 44,000
Morgan County Indiana 4 $ 440,000 $ 110,000 $ 100,000
Kenton County Kentucky 4 $ 480,000 $ 120,000 $ 49,000
Pulaski County Kentucky 4 $ 550,000 $ 137,000 $ 78,000
Woodford County Kentucky 4 $ 6,290,000 $ 1,572,000 $ 64,000
Baltimore County Maryland 4 $ 2,770,000 $ 692,000 $ 310,000
Cuyahoga County Ohio 4 $ 470,000 $ 117,000 $ 88,000
Summit County Ohio 4 $ 730,000 $ 182,000 $ 87,000
Clackamas County Oregon 4 $ 4,640,000 $ 1,160,000 $ 377,000
Washington County Oregon 4 $ 900,000 $ 225,000 $ 84,000
Charleston County South Carolina 4 $ 7,040,000 $ 1,760,000 $ 423,000
Bedford County Tennessee 4 $ 1,090,000 $ 272,000 $ 77,000
Lawrence County Tennessee 4 $ 840,000 $ 210,000 $ 83,000
Macon County Tennessee 4 $ 800,000 $ 200,000 $ 90,000
Warren County Tennessee 4 $ 1,070,000 $ 267,000 $ 78,000
Calhoun County Alabama 3 $ 1,045,000 $ 348,000 $ 80,000
Winston County Alabama 3 $ 1,275,000 $ 425,000 $ 172,000
Pima County Arizona 3 $ 2,065,000 $ 688,000 $ 219,000
Pulaski County Arkansas 3 $ 875,000 $ 291,000 $ 808,000
San Francisco County California 3 $ 2,825,000 $ 941,000 $ 233,000
San Mateo County California 3 $ 1,935,000 $ 645,000 $ 228,000
Arapahoe County Colorado 3 $ 1,165,000 $ 388,000 $ 248,000
Boulder County Colorado 3 $ 595,000 $ 198,000 $ 108,000
Jefferson County Colorado 3 $ 1,785,000 $ 595,000 $ 271,000
Brevard County Florida 3 $ 645,000 $ 215,000 $ 87,000
Escambia County Florida 3 $ 1,125,000 $ 375,000 $ 114,000
Lake County Florida 3 $ 495,000 $ 165,000 $ 73,000
Polk County Florida 3 $ 645,000 $ 215,000 $ 164,000
Santa Rosa County Florida 3 $ 1,775,000 $ 591,000 $ 2,756,000
Seminole County Florida 3 $ 1,815,000 $ 605,000 $ 178,000
Richmond County Georgia 3 $ 835,000 $ 278,000 $ 149,000
Effingham County Illinois 3 $ 405,000 $ 135,000 $ 108,000
Hardin County Illinois 3 $ 155,000 $ 51,000 $ 90,000
Jackson County Illinois 3 $ 335,000 $ 111,000 $ 118,000
Perry County Illinois 3 $ 275,000 $ 91,000 $ 97,000
Pope County Illinois 3 $ 575,000 $ 191,000 $ 121,000
DeKalb County Indiana 3 $ 495,000 $ 165,000 $ 143,000
Jackson County Indiana 3 $ 245,000 $ 81,000 $ 67,000
Lake County Indiana 3 $ 745,000 $ 248,000 $ 109,000
LaPorte County Indiana 3 $ 215,000 $ 71,000 $ 74,000
Putnam County Indiana 3 $ 245,000 $ 81,000 $ 59,000
Scott County Indiana 3 $ 295,000 $ 98,000 $ 30,000
St. Joseph County Indiana 3 $ 905,000 $ 301,000 $ 95,000
Tippecanoe County Indiana 3 $ 615,000 $ 205,000 $ 456,000
Johnson County Kansas 3 $ 1,505,000 $ 501,000 $ 286,000
Anderson County Kentucky 3 $ 785,000 $ 261,000 $ 56,000
Campbell County Kentucky 3 $ 1,525,000 $ 508,000 $ 716,000
Marion County Kentucky 3 $ 555,000 $ 185,000 $ 48,000
Metcalfe County Kentucky 3 $ 425,000 $ 141,000 $ 32,000
Montgomery County Kentucky 3 $ 705,000 $ 235,000 $ 104,000
Trimble County Kentucky 3 $ 455,000 $ 151,000 $ 85,000
Anne Arundel County Maryland 3 $ 535,000 $ 178,000 $ 300,000
Livingston County Michigan 3 $ 315,000 $ 105,000 $ 125,000
Franklin County Missouri 3 $ 925,000 $ 308,000 $ 197,000
St. Charles County Missouri 3 $ 635,000 $ 211,000 $ 166,000
Iredell County North Carolina 3 $ 415,000 $ 138,000 $ 102,000
Mecklenburg County North Carolina 3 $ 1,955,000 $ 651,000 $ 352,000
Wake County North Carolina 3 $ 1,805,000 $ 601,000 $ 243,000
Butler County Ohio 3 $ 415,000 $ 138,000 $ 152,000
Clermont County Ohio 3 $ 715,000 $ 238,000 $ 83,000
Franklin County Ohio 3 $ 1,695,000 $ 565,000 $ 422,000
Oklahoma County Oklahoma 3 $ 1,195,000 $ 398,000 $ 229,000
Cambria County Pennsylvania 3 $ 345,000 $ 115,000 $ 89,000
Philadelphia County Pennsylvania 3 $ 655,000 $ 218,000 $ 177,000
York County South Carolina 3 $ 1,735,000 $ 578,000 $ 402,000
Cumberland County Tennessee 3 $ 515,000 $ 171,000 $ 383,000
Hamilton County Tennessee 3 $ 1,555,000 $ 518,000 $ 162,000
Bexar County Texas 3 $ 755,000 $ 251,000 $ 72,000
Weber County Utah 3 $ 1,745,000 $ 581,000 $ 267,000
Thurston County Washington 3 $ 1,515,000 $ 505,000 $ 295,000
Colbert County Alabama 2 $ 210,000 $ 105,000 $ 26,000
Marshall County Alabama 2 $ 210,000 $ 105,000 $ 25,000
Montgomery County Alabama 2 $ 770,000 $ 385,000 $ 96,000
Washington County Arkansas 2 $ 160,000 $ 80,000 $ 135,000
Contra Costa County California 2 $ 1,910,000 $ 955,000 $ 266,000
Fresno County California 2 $ 1,220,000 $ 610,000 $ 232,000
Sacramento County California 2 $ 1,090,000 $ 545,000 $ 162,000
Douglas County Colorado 2 $ 1,450,000 $ 725,000 $ 346,000
Eagle County Colorado 2 $ 1,170,000 $ 585,000 $ 266,000
Grand County Colorado 2 $ 780,000 $ 390,000 $ 184,000
New Castle County Delaware 2 $ 760,000 $ 380,000 $ 133,000
Hernando County Florida 2 $ 490,000 $ 245,000 $ 103,000
Hillsborough County Florida 2 $ 1,940,000 $ 970,000 $ 390,000
Levy County Florida 2 $ 360,000 $ 180,000 $ 112,000
Manatee County Florida 2 $ 960,000 $ 480,000 $ 614,000
Monroe County Florida 2 $ 1,780,000 $ 890,000 $ 1,085,000
Nassau County Florida 2 $ 380,000 $ 190,000 $ 77,000
Bartow County Georgia 2 $ 360,000 $ 180,000 $ 40,000
Bibb County Georgia 2 $ 1,630,000 $ 815,000 $ 746,000
Catoosa County Georgia 2 $ 500,000 $ 250,000 $ 81,000
Chatham County Georgia 2 $ 1,450,000 $ 725,000 $ 254,000
Glynn County Georgia 2 $ 1,220,000 $ 610,000 $ 201,000
Hall County Georgia 2 $ 1,270,000 $ 635,000 $ 249,000
Whitfield County Georgia 2 $ 470,000 $ 235,000 $ 79,000
Honolulu County Hawaii 2 $ 1,340,000 $ 670,000 $ 235,000
Maui County Hawaii 2 $ 1,770,000 $ 885,000 $ 344,000
Kootenai County Idaho 2 $ 970,000 $ 485,000 $ 185,000
Clinton County Illinois 2 $ 280,000 $ 140,000 $ 137,000
DuPage County Illinois 2 $ 440,000 $ 220,000 $ 219,000
Madison County Illinois 2 $ 720,000 $ 360,000 $ 105,000
St. Clair County Illinois 2 $ 130,000 $ 65,000 $ 68,000
Union County Illinois 2 $ 280,000 $ 140,000 $ 89,000
Boone County Indiana 2 $ 690,000 $ 345,000 $ 110,000
Carroll County Indiana 2 $ 230,000 $ 115,000 $ 82,000
Dearborn County Indiana 2 $ 470,000 $ 235,000 $ 95,000
Hancock County Indiana 2 $ 190,000 $ 95,000 $ 90,000
Jefferson County Indiana 2 $ 360,000 $ 180,000 $ 60,000
Montgomery County Indiana 2 $ 100,000 $ 50,000 $ 39,000
Bourbon County Kentucky 2 $ 700,000 $ 350,000 $ 135,000
Calloway County Kentucky 2 $ 170,000 $ 85,000 $ 117,000
Cumberland County Kentucky 2 $ 400,000 $ 200,000 $ 106,000
Garrard County Kentucky 2 $ 540,000 $ 270,000 $ 92,000
Larue County Kentucky 2 $ 430,000 $ 215,000 $ 87,000
Owen County Kentucky 2 $ 160,000 $ 80,000 $ 42,000
Wayne County Kentucky 2 $ 410,000 $ 205,000 $ 114,000
St. Tammany County Louisiana 2 $ 360,000 $ 180,000 $ 56,000
Baltimore City County Maryland 2 $ 990,000 $ 495,000 $ 336,000
Harford County Maryland 2 $ 120,000 $ 60,000 $ 158,000
Wayne County Michigan 2 $ 1,910,000 $ 955,000 $ 321,000
Dakota County Minnesota 2 $ 760,000 $ 380,000 $ 289,000
Copiah County Mississippi 2 $ 240,000 $ 120,000 $ 43,000
Harrison County Mississippi 2 $ 730,000 $ 365,000 $ 155,000
Jackson County Mississippi 2 $ 680,000 $ 340,000 $ 404,000
Lamar County Mississippi 2 $ 480,000 $ 240,000 $ 117,000
Newton County Mississippi 2 $ 240,000 $ 120,000 $ 64,000
Warren County Mississippi 2 $ 620,000 $ 310,000 $ 232,000
Yazoo County Mississippi 2 $ 260,000 $ 130,000 $ 69,000
Cape Girardeau County Missouri 2 $ 210,000 $ 105,000 $ 100,000
Platte County Missouri 2 $ 1,660,000 $ 830,000 $ 495,000
St. Louis City County Missouri 2 $ 140,000 $ 70,000 $ 178,000
Sandoval County New Mexico 2 $ 1,080,000 $ 540,000 $ 962,000
Gaston County North Carolina 2 $ 660,000 $ 330,000 $ 162,000
Henderson County North Carolina 2 $ 600,000 $ 300,000 $ 110,000
Jackson County North Carolina 2 $ 1,460,000 $ 730,000 $ 317,000
Union County North Carolina 2 $ 650,000 $ 325,000 $ 230,000
Watauga County North Carolina 2 $ 690,000 $ 345,000 $ 669,000
Columbiana County Ohio 2 $ 400,000 $ 200,000 $ 100,000
Delaware County Ohio 2 $ 190,000 $ 95,000 $ 82,000
Hancock County Ohio 2 $ 110,000 $ 55,000 $ 746,000
Wood County Ohio 2 $ 1,270,000 $ 635,000 $ 284,000
Cleveland County Oklahoma 2 $ 980,000 $ 490,000 $ 235,000
Berks County Pennsylvania 2 $ 450,000 $ 225,000 $ 123,000
Chester County Pennsylvania 2 $ 630,000 $ 315,000 $ 63,000
Montgomery County Pennsylvania 2 $ 1,990,000 $ 995,000 $ 208,000
Northampton County Pennsylvania 2 $ 520,000 $ 260,000 $ 161,000
Westmoreland County Pennsylvania 2 $ 200,000 $ 100,000 $ 99,000
Beaufort County South Carolina 2 $ 460,000 $ 230,000 $ 108,000
Richland County South Carolina 2 $ 960,000 $ 480,000 $ 224,000
Lincoln County South Dakota 2 $ 1,250,000 $ 625,000 $ 730,000
Lincoln County Tennessee 2 $ 560,000 $ 280,000 $ 213,000
Obion County Tennessee 2 $ 210,000 $ 105,000 $ 128,000
Putnam County Tennessee 2 $ 280,000 $ 140,000 $ 44,000
Smith County Tennessee 2 $ 1,110,000 $ 555,000 $ 351,000
Washington County Tennessee 2 $ 520,000 $ 260,000 $ 107,000
White County Tennessee 2 $ 60,000 $ 30,000 $ 39,000
Galveston County Texas 2 $ 760,000 $ 380,000 $ 199,000
Hidalgo County Texas 2 $ 820,000 $ 410,000 $ 367,000
Montgomery County Texas 2 $ 1,710,000 $ 855,000 $ 528,000
Orange County Texas 2 $ 460,000 $ 230,000 $ 69,000
Williamson County Texas 2 $ 660,000 $ 330,000 $ 477,000
Summit County Utah 2 $ 1,830,000 $ 915,000 $ 364,000
Falls Church County Virginia 2 $ 1,710,000 $ 855,000 $ 329,000
Spotsylvania County Virginia 2 $ 2,050,000 $ 1,025,000 $ 251,000
Snohomish County Washington 2 $ 1,210,000 $ 605,000 $ 234,000
Coosa County Alabama 1 $ 465,000 $ 465,000 $ 60,000
Cullman County Alabama 1 $ 165,000 $ 165,000 $ 107,000
Hale County Alabama 1 $ 55,000 $ 55,000 $ 27,000
Jackson County Alabama 1 $ 475,000 $ 475,000 $ 147,000
Lee County Alabama 1 $ 195,000 $ 195,000 $ 100,000
Limestone County Alabama 1 $ 335,000 $ 335,000 $ 119,000
Mobile County Alabama 1 $ 135,000 $ 135,000 $ 361,000
Morgan County Alabama 1 $ 105,000 $ 105,000 $ 152,000
Benton County Arkansas 1 $ 415,000 $ 415,000 $ 197,000
Craighead County Arkansas 1 $ 155,000 $ 155,000 $ 59,000
Alameda County California 1 $ 745,000 $ 745,000 $ 300,000
Placer County California 1 $ 525,000 $ 525,000 $ 135,000
Santa Clara County California 1 $ 515,000 $ 515,000 $ 155,000
Santa Cruz County California 1 $ 785,000 $ 785,000 $ 216,000
Sonoma County California 1 $ 815,000 $ 815,000 $ 400,000
Ventura County California 1 $ 625,000 $ 625,000 $ 265,000
El Paso County Colorado 1 $ 35,000 $ 35,000 $ 60,000
Larimer County Colorado 1 $ 285,000 $ 285,000 $ 104,000
Montezuma County Colorado 1 $ 385,000 $ 385,000 $ 219,000
Park County Colorado 1 $ 875,000 $ 875,000 $ 276,000
Pitkin County Colorado 1 $ 2,405,000 $ 2,405,000 $ 610,000
New Haven County Connecticut 1 $ 545,000 $ 545,000 $ 302,000
Alachua County Florida 1 $ 505,000 $ 505,000 $ 429,000
Charlotte County Florida 1 $ 295,000 $ 295,000 $ 80,000
Clay County Florida 1 $ 235,000 $ 235,000 $ 74,000
Gulf County Florida 1 $ 255,000 $ 255,000 $ 357,000
Hamilton County Florida 1 $ 75,000 $ 75,000 $ 36,000
Indian River County Florida 1 $ 315,000 $ 315,000 $ 81,000
Marion County Florida 1 $ 145,000 $ 145,000 $ 69,000
Sarasota County Florida 1 $ 205,000 $ 205,000 $ 185,000
Clarke County Georgia 1 $ 85,000 $ 85,000 $ 73,000
Fannin County Georgia 1 $ 55,000 $ 55,000 $ 408,000
Gilmer County Georgia 1 $ 135,000 $ 135,000 $ 93,000
Henry County Georgia 1 $ 235,000 $ 235,000 $ 108,000
Irwin County Georgia 1 $ 245,000 $ 245,000 $ 118,000
Muscogee County Georgia 1 $ 245,000 $ 245,000 $ 130,000
Walton County Georgia 1 $ 215,000 $ 215,000 $ 126,000
Ada County Idaho 1 $ 765,000 $ 765,000 $ 300,000
Blaine County Idaho 1 $ 545,000 $ 545,000 $ 279,000
Elmore County Idaho 1 $ 225,000 $ 225,000 $ 36,000
Adams County Illinois 1 $ 155,000 $ 155,000 $ 43,000
Bureau County Illinois 1 $ 135,000 $ 135,000 $ 84,000
Christian County Illinois 1 $ 55,000 $ 55,000 $ 28,000
Clark County Illinois 1 $ 65,000 $ 65,000 $ 117,000
Coles County Illinois 1 $ 165,000 $ 165,000 $ 172,000
DeKalb County Illinois 1 $ 45,000 $ 45,000 $ 36,000
Douglas County Illinois 1 $ 85,000 $ 85,000 $ 104,000
Edgar County Illinois 1 $ 95,000 $ 95,000 $ 63,000
Jasper County Illinois 1 $ 65,000 $ 65,000 $ 36,000
Johnson County Illinois 1 $ 45,000 $ 45,000 $ 141,000
Lake County Illinois 1 $ 165,000 $ 165,000 $ 50,000
McLean County Illinois 1 $ 165,000 $ 165,000 $ 37,000
Menard County Illinois 1 $ 205,000 $ 205,000 $ 71,000
Sangamon County Illinois 1 $ 85,000 $ 85,000 $ 59,000
Delaware County Indiana 1 $ 65,000 $ 65,000 $ 71,000
Elkhart County Indiana 1 $ 65,000 $ 65,000 $ 29,000
Henry County Indiana 1 $ 105,000 $ 105,000 $ 40,000
Howard County Indiana 1 $ 95,000 $ 95,000 $ 51,000
Jennings County Indiana 1 $ 45,000 $ 45,000 $ 126,000
Kosciusko County Indiana 1 $ 95,000 $ 95,000 $ 106,000
Lawrence County Indiana 1 $ 45,000 $ 45,000 $ 140,000
Ripley County Indiana 1 $ 115,000 $ 115,000 $ 54,000
Rush County Indiana 1 $ 55,000 $ 55,000 $ 41,000
Wayne County Indiana 1 $ 245,000 $ 245,000 $ 100,000
White County Indiana 1 $ 255,000 $ 255,000 $ 105,000
Scott County Iowa 1 $ 205,000 $ 205,000 $ 78,000
Webster County Iowa 1 $ 445,000 $ 445,000 $ 400,000
Sedgwick County Kansas 1 $ 35,000 $ 35,000 $ 125,000
Boyd County Kentucky 1 $ 65,000 $ 65,000 $ 172,000
Boyle County Kentucky 1 $ 195,000 $ 195,000 $ 108,000
Carlisle County Kentucky 1 $ 375,000 $ 375,000 $ 80,000
Clark County Kentucky 1 $ 225,000 $ 225,000 $ 45,000
Floyd County Kentucky 1 $ 575,000 $ 575,000 $ 493,000
Graves County Kentucky 1 $ 85,000 $ 85,000 $ 75,000
Green County Kentucky 1 $ 115,000 $ 115,000 $ 40,000
Mercer County Kentucky 1 $ 215,000 $ 215,000 $ 54,000
Perry County Kentucky 1 $ 225,000 $ 225,000 $ 65,000
Pike County Kentucky 1 $ 555,000 $ 555,000 $ 180,000
Russell County Kentucky 1 $ 85,000 $ 85,000 $ 331,000
Taylor County Kentucky 1 $ 275,000 $ 275,000 $ 112,000
Caddo County Louisiana 1 $ 295,000 $ 295,000 $ 108,000
Lafayette County Louisiana 1 $ 345,000 $ 345,000 $ 156,000
Livingston County Louisiana 1 $ 215,000 $ 215,000 $ 107,000
St. Landry County Louisiana 1 $ 75,000 $ 75,000 $ 58,000
Tangipahoa County Louisiana 1 $ 235,000 $ 235,000 $ 97,000
Carroll County Maryland 1 $ 115,000 $ 115,000 $ 265,000
Howard County Maryland 1 $ 705,000 $ 705,000 $ 415,000
Essex County Massachusetts 1 $ 585,000 $ 585,000 $ 182,000
Middlesex County Massachusetts 1 $ 1,235,000 $ 1,235,000 $ 220,000
Norfolk County Massachusetts 1 $ 185,000 $ 185,000 $ 198,000
Cass County Michigan 1 $ 155,000 $ 155,000 $ 85,000
Genesee County Michigan 1 $ 55,000 $ 55,000 $ 182,000
Jackson County Michigan 1 $ 885,000 $ 885,000 $ 475,000
Lapeer County Michigan 1 $ 305,000 $ 305,000 $ 232,000
Macomb County Michigan 1 $ 335,000 $ 335,000 $ 0
Ottawa County Michigan 1 $ 655,000 $ 655,000 $ 339,000
St. Joseph County Michigan 1 $ 45,000 $ 45,000 $ 125,000
Van Buren County Michigan 1 $ 275,000 $ 275,000 $ 57,000
Washtenaw County Michigan 1 $ 135,000 $ 135,000 $ 100,000
Carver County Minnesota 1 $ 785,000 $ 785,000 $ 350,000
Washington County Minnesota 1 $ 255,000 $ 255,000 $ 315,000
Wright County Minnesota 1 $ 405,000 $ 405,000 $ 263,000
Adams County Mississippi 1 $ 285,000 $ 285,000 $ 264,000
Covington County Mississippi 1 $ 285,000 $ 285,000 $ 45,000
DeSoto County Mississippi 1 $ 235,000 $ 235,000 $ 139,000
Forrest County Mississippi 1 $ 205,000 $ 205,000 $ 39,000
Hancock County Mississippi 1 $ 55,000 $ 55,000 $ 21,000
Jones County Mississippi 1 $ 105,000 $ 105,000 $ 90,000
Lincoln County Mississippi 1 $ 355,000 $ 355,000 $ 111,000
Pontotoc County Mississippi 1 $ 155,000 $ 155,000 $ 111,000
Scott County Mississippi 1 $ 295,000 $ 295,000 $ 125,000
Simpson County Mississippi 1 $ 195,000 $ 195,000 $ 128,000
Tippah County Mississippi 1 $ 135,000 $ 135,000 $ 86,000
Barry County Missouri 1 $ 75,000 $ 75,000 $ 37,000
Cass County Missouri 1 $ 265,000 $ 265,000 $ 109,000
Clay County Missouri 1 $ 135,000 $ 135,000 $ 64,000
Cole County Missouri 1 $ 75,000 $ 75,000 $ 100,000
Jackson County Missouri 1 $ 125,000 $ 125,000 $ 251,000
Jefferson County Missouri 1 $ 195,000 $ 195,000 $ 99,000
Mississippi County Missouri 1 $ 85,000 $ 85,000 $ 54,000
Gallatin County Montana 1 $ 1,765,000 $ 1,765,000 $ 695,000
Lake County Montana 1 $ 565,000 $ 565,000 $ 134,000
Missoula County Montana 1 $ 155,000 $ 155,000 $ 168,000
Clark County Nevada 1 $ 465,000 $ 465,000 $ 74,000
Carroll County New Hampshire 1 $ 495,000 $ 495,000 $ 219,000
Strafford County New Hampshire 1 $ 675,000 $ 675,000 $ 300,000
Bergen County New Jersey 1 $ 595,000 $ 595,000 $ 462,000
Burlington County New Jersey 1 $ 205,000 $ 205,000 $ 189,000
Camden County New Jersey 1 $ 315,000 $ 315,000 $ 178,000
Monmouth County New Jersey 1 $ 555,000 $ 555,000 $ 568,000
Morris County New Jersey 1 $ 385,000 $ 385,000 $ 270,000
Somerset County New Jersey 1 $ 575,000 $ 575,000 $ 230,000
Otero County New Mexico 1 $ 125,000 $ 125,000 $ 41,000
Broome County New York 1 $ 135,000 $ 135,000 $ 45,000
Cattaraugus County New York 1 $ 85,000 $ 85,000 $ 8,000
Dutchess County New York 1 $ 625,000 $ 625,000 $ 520,000
New York County New York 1 $ 935,000 $ 935,000 $ 645,000
Suffolk County New York 1 $ 365,000 $ 365,000 $ 141,000
Sullivan County New York 1 $ 95,000 $ 95,000 $ 192,000
Chatham County North Carolina 1 $ 2,205,000 $ 2,205,000 $ 863,000
Cherokee County North Carolina 1 $ 275,000 $ 275,000 $ 105,000
Cleveland County North Carolina 1 $ 265,000 $ 265,000 $ 210,000
Davidson County North Carolina 1 $ 135,000 $ 135,000 $ 695,000
Davie County North Carolina 1 $ 425,000 $ 425,000 $ 182,000
Johnston County North Carolina 1 $ 165,000 $ 165,000 $ 49,000
Montgomery County North Carolina 1 $ 845,000 $ 845,000 $ 710,000
New Hanover County North Carolina 1 $ 705,000 $ 705,000 $ 524,000
Onslow County North Carolina 1 $ 955,000 $ 955,000 $ 232,000
Orange County North Carolina 1 $ 605,000 $ 605,000 $ 217,000
Rowan County North Carolina 1 $ 95,000 $ 95,000 $ 50,000
Cass County North Dakota 1 $ 1,245,000 $ 1,245,000 $ 736,000
Erie County Ohio 1 $ 105,000 $ 105,000 $ 86,000
Geauga County Ohio 1 $ 525,000 $ 525,000 $ 300,000
Highland County Ohio 1 $ 95,000 $ 95,000 $ 64,000
Lake County Ohio 1 $ 75,000 $ 75,000 $ 81,000
Licking County Ohio 1 $ 315,000 $ 315,000 $ 74,000
Lorain County Ohio 1 $ 365,000 $ 365,000 $ 167,000
Mahoning County Ohio 1 $ 405,000 $ 405,000 $ 56,000
Mercer County Ohio 1 $ 155,000 $ 155,000 $ 97,000
Miami County Ohio 1 $ 85,000 $ 85,000 $ 41,000
Portage County Ohio 1 $ 225,000 $ 225,000 $ 59,000
Union County Ohio 1 $ 245,000 $ 245,000 $ 94,000
Warren County Ohio 1 $ 145,000 $ 145,000 $ 161,000
Canadian County Oklahoma 1 $ 365,000 $ 365,000 $ 167,000
Delaware County Oklahoma 1 $ 195,000 $ 195,000 $ 157,000
Tulsa County Oklahoma 1 $ 1,195,000 $ 1,195,000 $ 407,000
Jackson County Oregon 1 $ 115,000 $ 115,000 $ 195,000
Lane County Oregon 1 $ 585,000 $ 585,000 $ 508,000
Lincoln County Oregon 1 $ 145,000 $ 145,000 $ 157,000
Lackawanna County Pennsylvania 1 $ 95,000 $ 95,000 $ 38,000
Somerset County Pennsylvania 1 $ 105,000 $ 105,000 $ 210,000
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Mortgage Loan Application Detail Totals for Liberty in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,296 $1,044,830,000 $243,000 $9,205,000 $131,000 $8,888,000
Refinancing 3,349 $830,465,000 $247,000 $4,005,000 $127,000 $8,888,000
Cash-out Refinancing 3,041 $562,840,000 $185,000 $9,995,000 $120,000 $8,888,000
Home Improvement 718 $100,660,000 $140,000 $3,925,000 $111,000 $1,390,000
Not Applicable 3 $5,035,000 $1,678,000 $4,835,000 $0 $0
Other Purpose 2 $31,730,000 $15,865,000 $31,235,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 9,840 $2,020,305,000 $205,000 $5,105,000 $111,000 $8,888,000
Not Provided 678 $220,810,000 $325,000 $9,995,000 $215,000 $8,888,000
Black or African American 336 $75,950,000 $226,000 $2,755,000 $103,000 $1,211,000
Hispanic 188 $48,300,000 $256,000 $1,405,000 $132,000 $1,390,000
Asian 158 $71,020,000 $449,000 $2,105,000 $224,000 $770,000
Not applicable 116 $87,530,000 $754,000 $31,235,000 $8,888,000 $8,888,000
American Indian or Alaskan Native 28 $6,270,000 $223,000 $685,000 $119,000 $400,000
Native Hawaiian or Other Pacific Islander 5 $1,415,000 $283,000 $575,000 $121,000 $240,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 10,179 $2,352,160,000 $231,000 $31,235,000 $134,000 $8,888,000
FHA-insured (Federal Housing Administration) 811 $140,095,000 $172,000 $515,000 $59,000 $196,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 211 $32,595,000 $154,000 $295,000 $47,000 $90,000
VA-guaranteed (Veterans Administration) 208 $50,710,000 $243,000 $645,000 $67,000 $261,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 9,235 $2,074,110,000 $224,000 $31,235,000 $125,000 $8,888,000
Application Withdrawn By Applicant 1,255 $332,805,000 $265,000 $9,995,000 $148,000 $5,412,000
Application Denied By Financial Institution 811 $143,865,000 $177,000 $4,005,000 $89,000 $1,800,000
File Closed For Incompleteness 66 $17,160,000 $260,000 $1,325,000 $138,000 $646,000
Application Approved But Not Accepted 42 $7,620,000 $181,000 $1,115,000 $96,000 $433,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 10,598 $2,431,695,000 $229,000 $31,235,000 $128,000 $8,888,000
Credit History 244 $37,800,000 $154,000 $3,005,000 $73,000 $788,000
Collateral 168 $33,550,000 $199,000 $4,005,000 $95,000 $461,000
Debt-To-Income Ratio 110 $17,120,000 $155,000 $2,825,000 $69,000 $886,000
Other 109 $19,985,000 $183,000 $1,205,000 $115,000 $1,759,000
Insufficient Cash (Downpayment, Closing Cost) 96 $16,140,000 $168,000 $1,145,000 $65,000 $825,000
Unverifiable Information 60 $14,610,000 $243,000 $885,000 $160,000 $1,800,000
Employment History 21 $3,015,000 $143,000 $735,000 $92,000 $985,000
Credit Application Incomplete 3 $1,645,000 $548,000 $1,115,000 $244,000 $440,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Liberty's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Liberty's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet with aggregated HMDA statistics today.

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