Everett Financial, Inc. 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Everett Financial, Inc. 14801 Quorum Drive, Suite 300 Austin, TX 75254 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 49,586 |
| Total Mortgage Loan Application Amount | $10,786,682,000 |
| Average Mortgage Loan Application Amount | $224,000 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $105,500 |
| Highest Applicant Income | $71,087,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Everett Financial, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Everett Financial, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Everett Financial, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Everett Financial, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Everett Financial, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Everett Financial, Inc.'s mortgage activity for 2017.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| DALLAS-PLANO-IRVING, TX | 6,559 | $ 1,531,909,000 | $ 233,000 | $ 105,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 3,494 | $ 782,242,000 | $ 223,000 | $ 96,000 |
| FORT WORTH-ARLINGTON, TX | 2,661 | $ 533,161,000 | $ 200,000 | $ 101,000 |
| AUSTIN-ROUND ROCK, TX | 2,207 | $ 550,261,000 | $ 249,000 | $ 116,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 1,893 | $ 350,324,000 | $ 185,000 | $ 96,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 1,485 | $ 340,715,000 | $ 229,000 | $ 99,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 1,194 | $ 254,119,000 | $ 212,000 | $ 85,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 1,171 | $ 288,753,000 | $ 246,000 | $ 111,000 |
| ST. LOUIS, MO-IL | 934 | $ 142,733,000 | $ 149,000 | $ 82,000 |
| TULSA, OK | 916 | $ 144,103,000 | $ 157,000 | $ 73,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 916 | $ 210,073,000 | $ 229,000 | $ 109,000 |
| MEMPHIS, TN-MS-AR | 909 | $ 132,295,000 | $ 143,000 | $ 85,333 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 907 | $ 187,044,000 | $ 206,000 | $ 98,000 |
| SAN DIEGO-CARLSBAD, CA | 860 | $ 360,785,000 | $ 419,000 | $ 129,000 |
| DENVER-AURORA-LAKEWOOD, CO | 811 | $ 234,846,000 | $ 289,000 | $ 98,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 782 | $ 199,568,000 | $ 255,000 | $ 105,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 776 | $ 125,236,000 | $ 161,000 | $ 66,000 |
| KANSAS CITY, MO-KS | 639 | $ 109,536,000 | $ 183,500 | $ 102,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 603 | $ 119,486,000 | $ 316,500 | $ 148,500 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 522 | $ 75,993,000 | $ 145,000 | $ 72,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 496 | $ 207,668,000 | $ 418,000 | $ 120,000 |
| CAPE CORAL-FORT MYERS, FL | 480 | $ 85,322,000 | $ 177,000 | $ 68,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 435 | $ 59,659,000 | $ 137,000 | $ 66,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 420 | $ 202,177,000 | $ 481,000 | $ 152,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 416 | $ 152,226,000 | $ 365,000 | $ 321,000 |
| OKLAHOMA CITY, OK | 414 | $ 65,500,000 | $ 158,000 | $ 73,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 388 | $ 86,369,000 | $ 222,000 | $ 107,000 |
| CORPUS CHRISTI, TX | 384 | $ 68,076,000 | $ 177,000 | $ 95,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 358 | $ 57,613,000 | $ 160,000 | $ 79,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 348 | $ 83,808,000 | $ 240,000 | $ 70,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 333 | $ 78,834,000 | $ 236,000 | $ 140,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 331 | $ 68,381,000 | $ 218,500 | $ 94,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 309 | $ 99,825,000 | $ 323,000 | $ 129,000 |
| BIRMINGHAM-HOOVER, AL | 295 | $ 40,790,000 | $ 138,000 | $ 81,000 |
| PHILADELPHIA, PA | 272 | $ 39,927,000 | $ 146,000 | $ 64,000 |
| WILMINGTON, DE-MD-NJ | 271 | $ 58,099,000 | $ 199,333 | $ 89,333 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 247 | $ 152,964,000 | $ 619,000 | $ 177,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 237 | $ 70,366,000 | $ 296,000 | $ 109,000 |
| JONESBORO, AR | 231 | $ 25,937,000 | $ 112,000 | $ 55,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 220 | $ 50,724,000 | $ 230,000 | $ 99,000 |
| MERCED, CA | 212 | $ 47,575,000 | $ 224,000 | $ 90,000 |
| ELKHART-GOSHEN, IN | 199 | $ 26,892,000 | $ 135,000 | $ 58,000 |
| ASHEVILLE, NC | 189 | $ 40,730,000 | $ 215,000 | $ 82,000 |
| GAINESVILLE, GA | 187 | $ 35,498,000 | $ 189,000 | $ 79,000 |
| TUCSON, AZ | 185 | $ 27,678,000 | $ 149,000 | $ 59,000 |
| BROWNSVILLE-HARLINGEN, TX | 183 | $ 27,196,000 | $ 148,000 | $ 88,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 175 | $ 37,223,000 | $ 212,000 | $ 102,000 |
| MONTGOMERY, AL | 173 | $ 21,622,000 | $ 124,000 | $ 55,000 |
| MODESTO, CA | 163 | $ 37,825,000 | $ 232,000 | $ 83,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 161 | $ 61,244,000 | $ 380,000 | $ 116,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 159 | $ 42,461,000 | $ 267,000 | $ 112,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 148 | $ 43,778,000 | $ 293,000 | $ 90,500 |
| BATON ROUGE, LA | 147 | $ 28,037,000 | $ 190,000 | $ 82,000 |
| RENO, NV | 147 | $ 61,757,000 | $ 420,000 | $ 208,000 |
| ODESSA, TX | 134 | $ 25,791,000 | $ 192,000 | $ 99,000 |
| PORT ST. LUCIE, FL | 133 | $ 26,271,000 | $ 197,000 | $ 87,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 128 | $ 19,036,000 | $ 148,000 | $ 79,000 |
| STOCKTON-LODI, CA | 126 | $ 32,486,000 | $ 257,000 | $ 93,000 |
| HUNTSVILLE, AL | 123 | $ 18,660,000 | $ 151,000 | $ 70,000 |
| EUGENE, OR | 119 | $ 28,586,000 | $ 240,000 | $ 96,000 |
| BEAUMONT-PORT ARTHUR, TX | 112 | $ 17,124,000 | $ 152,000 | $ 88,000 |
| PROVIDENCE-WARWICK, RI-MA | 110 | $ 23,987,000 | $ 227,000 | $ 87,000 |
| GREELEY, CO | 108 | $ 28,244,000 | $ 261,000 | $ 80,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 104 | $ 17,114,000 | $ 120,000 | $ 99,000 |
| PANAMA CITY, FL | 104 | $ 22,371,000 | $ 215,000 | $ 82,000 |
| PUNTA GORDA, FL | 104 | $ 14,216,000 | $ 136,000 | $ 57,000 |
| MIDLAND, TX | 101 | $ 21,343,000 | $ 211,000 | $ 120,000 |
| SHERMAN-DENISON, TX | 100 | $ 20,294,000 | $ 202,000 | $ 105,000 |
| LAWTON, OK | 99 | $ 14,858,000 | $ 150,000 | $ 65,000 |
| SALT LAKE CITY, UT | 98 | $ 27,689,000 | $ 282,000 | $ 107,000 |
| FRESNO, CA | 95 | $ 15,055,000 | $ 158,000 | $ 68,000 |
| COLUMBIA, SC | 90 | $ 15,275,000 | $ 169,000 | $ 73,000 |
| VALLEJO-FAIRFIELD, CA | 89 | $ 29,641,000 | $ 333,000 | $ 105,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 88 | $ 15,189,000 | $ 172,000 | $ 73,000 |
| CHATTANOOGA, TN-GA | 87 | $ 14,349,000 | $ 156,000 | $ 73,500 |
| WORCESTER, MA-CT | 82 | $ 17,551,000 | $ 205,000 | $ 79,000 |
| ATHENS-CLARKE COUNTY, GA | 81 | $ 15,538,000 | $ 191,000 | $ 102,000 |
| LONGVIEW, TX | 75 | $ 11,807,000 | $ 157,000 | $ 79,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 74 | $ 18,552,000 | $ 250,000 | $ 145,000 |
| MCALLEN-EDINBURG-MISSION, TX | 73 | $ 12,940,000 | $ 177,000 | $ 81,000 |
| SANTA ROSA, CA | 72 | $ 30,980,000 | $ 430,000 | $ 178,000 |
| JACKSON, MS | 71 | $ 12,196,000 | $ 171,000 | $ 77,000 |
| KILLEEN-TEMPLE, TX | 71 | $ 10,896,000 | $ 153,000 | $ 72,000 |
| ST. GEORGE, UT | 71 | $ 17,018,000 | $ 239,000 | $ 86,000 |
| DOVER, DE | 70 | $ 14,946,000 | $ 213,000 | $ 81,000 |
| JACKSONVILLE, FL | 70 | $ 10,441,000 | $ 149,000 | $ 213,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 69 | $ 34,615,000 | $ 501,000 | $ 185,000 |
| COLUMBUS, OH | 69 | $ 12,098,000 | $ 175,000 | $ 78,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 69 | $ 13,674,000 | $ 198,000 | $ 99,000 |
| BOULDER, CO | 66 | $ 17,628,000 | $ 267,000 | $ 121,000 |
| KNOXVILLE, TN | 65 | $ 11,166,000 | $ 171,000 | $ 81,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 65 | $ 23,929,000 | $ 351,250 | $ 126,250 |
| AMARILLO, TX | 61 | $ 9,797,000 | $ 160,000 | $ 88,000 |
| MOBILE, AL | 61 | $ 7,400,000 | $ 121,000 | $ 68,000 |
| LAKELAND-WINTER HAVEN, FL | 56 | $ 7,370,000 | $ 131,000 | $ 59,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 52 | $ 20,374,000 | $ 337,500 | $ 138,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 52 | $ 32,888,000 | $ 632,000 | $ 165,000 |
| COLORADO SPRINGS, CO | 50 | $ 12,780,000 | $ 255,000 | $ 107,000 |
| JACKSON, TN | 50 | $ 4,182,000 | $ 83,000 | $ 48,000 |
| ELGIN, IL | 49 | $ 10,524,000 | $ 214,000 | $ 100,000 |
| NEW ORLEANS-METAIRIE, LA | 47 | $ 8,864,000 | $ 188,000 | $ 111,000 |
| EL PASO, TX | 45 | $ 6,512,000 | $ 144,000 | $ 89,000 |
| ALBUQUERQUE, NM | 44 | $ 6,398,000 | $ 145,000 | $ 61,000 |
| FORT COLLINS, CO | 43 | $ 12,536,000 | $ 291,000 | $ 118,000 |
| MADERA, CA | 42 | $ 8,586,000 | $ 204,000 | $ 83,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 42 | $ 8,237,000 | $ 196,000 | $ 77,000 |
| ST. CLOUD, MN | 42 | $ 6,718,000 | $ 159,000 | $ 62,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 39 | $ 6,224,000 | $ 159,000 | $ 97,000 |
| SANTA CRUZ-WATSONVILLE, CA | 37 | $ 16,559,000 | $ 447,000 | $ 124,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 36 | $ 3,815,000 | $ 108,000 | $ 50,500 |
| TYLER, TX | 35 | $ 7,208,000 | $ 205,000 | $ 161,000 |
| VICTORIA, TX | 35 | $ 6,718,000 | $ 191,000 | $ 80,000 |
| SEBASTIAN-VERO BEACH, FL | 34 | $ 7,084,000 | $ 208,000 | $ 91,000 |
| BOSTON, MA | 33 | $ 14,904,000 | $ 451,000 | $ 129,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 33 | $ 6,015,000 | $ 182,000 | $ 88,000 |
| READING, PA | 33 | $ 5,163,000 | $ 156,000 | $ 69,000 |
| WACO, TX | 33 | $ 5,111,000 | $ 154,000 | $ 97,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 32 | $ 6,926,000 | $ 216,000 | $ 81,000 |
| PROVO-OREM, UT | 32 | $ 8,379,000 | $ 261,000 | $ 110,000 |
| BAKERSFIELD, CA | 31 | $ 6,622,000 | $ 213,000 | $ 83,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 31 | $ 17,346,000 | $ 559,000 | $ 184,000 |
| COLLEGE STATION-BRYAN, TX | 30 | $ 5,371,000 | $ 179,000 | $ 107,000 |
| OGDEN-CLEARFIELD, UT | 29 | $ 7,846,000 | $ 270,000 | $ 112,000 |
| SALEM, OR | 29 | $ 5,888,000 | $ 203,000 | $ 71,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 27 | $ 1,837,000 | $ 85,500 | $ 149,000 |
| GARY, IN | 27 | $ 4,648,000 | $ 172,000 | $ 72,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 25 | $ 6,372,000 | $ 254,000 | $ 151,000 |
| OCALA, FL | 25 | $ 4,375,000 | $ 175,000 | $ 79,000 |
| NEWARK, NJ-PA | 24 | $ 4,815,000 | $ 233,500 | $ 103,000 |
| TACOMA-LAKEWOOD, WA | 24 | $ 6,711,000 | $ 279,000 | $ 81,000 |
| SAN RAFAEL, CA | 23 | $ 15,713,000 | $ 683,000 | $ 249,000 |
| CLARKSVILLE, TN-KY | 22 | $ 2,391,000 | $ 106,000 | $ 41,500 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 22 | $ 2,786,000 | $ 126,000 | $ 64,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 21 | $ 5,825,000 | $ 277,000 | $ 96,000 |
| LUBBOCK, TX | 21 | $ 2,889,000 | $ 137,000 | $ 92,000 |
| EAST STROUDSBURG, PA | 20 | $ 2,280,000 | $ 114,000 | $ 92,000 |
| ALBANY, OR | 19 | $ 3,237,000 | $ 170,000 | $ 55,000 |
| CAMDEN, NJ | 19 | $ 3,461,000 | $ 182,000 | $ 113,000 |
| CINCINNATI, OH-KY-IN | 19 | $ 3,331,000 | $ 153,333 | $ 75,000 |
| PINE BLUFF, AR | 19 | $ 1,428,000 | $ 75,000 | $ 60,000 |
| PUEBLO, CO | 19 | $ 3,080,000 | $ 162,000 | $ 71,000 |
| YORK-HANOVER, PA | 19 | $ 3,045,000 | $ 160,000 | $ 69,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 17 | $ 3,637,000 | $ 213,000 | $ 75,000 |
| SPOKANE-SPOKANE VALLEY, WA | 17 | $ 3,020,000 | $ 177,000 | $ 70,000 |
| BOWLING GREEN, KY | 16 | $ 2,864,000 | $ 179,000 | $ 69,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 16 | $ 3,808,000 | $ 238,000 | $ 84,000 |
| NAPA, CA | 16 | $ 7,854,000 | $ 490,000 | $ 204,000 |
| NORWICH-NEW LONDON, CT | 16 | $ 2,890,000 | $ 180,000 | $ 75,000 |
| SALISBURY, MD-DE | 16 | $ 3,543,000 | $ 206,500 | $ 117,500 |
| BEND-REDMOND, OR | 15 | $ 4,862,000 | $ 324,000 | $ 146,000 |
| PRESCOTT, AZ | 15 | $ 2,670,000 | $ 178,000 | $ 66,000 |
| WILMINGTON, NC | 15 | $ 2,630,000 | $ 175,000 | $ 73,000 |
| FLAGSTAFF, AZ | 14 | $ 3,308,000 | $ 236,000 | $ 131,000 |
| TEXARKANA, TX-AR | 14 | $ 2,179,000 | $ 154,500 | $ 71,000 |
| CLEVELAND-ELYRIA, OH | 13 | $ 1,209,000 | $ 93,000 | $ 80,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 13 | $ 2,139,000 | $ 164,000 | $ 136,000 |
| SALINAS, CA | 13 | $ 4,577,000 | $ 352,000 | $ 96,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 12 | $ 2,096,000 | $ 186,500 | $ 88,500 |
| MANCHESTER-NASHUA, NH | 12 | $ 2,557,000 | $ 213,000 | $ 79,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 11 | $ 3,189,000 | $ 289,000 | $ 104,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 11 | $ 4,047,000 | $ 367,000 | $ 91,000 |
| LANCASTER, PA | 11 | $ 2,347,000 | $ 213,000 | $ 82,000 |
| ABILENE, TX | 10 | $ 1,300,000 | $ 130,000 | $ 73,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 10 | $ 2,274,000 | $ 207,000 | $ 77,500 |
| FORT WAYNE, IN | 10 | $ 1,346,000 | $ 134,000 | $ 100,000 |
| HOMOSASSA SPRINGS, FL | 10 | $ 1,516,000 | $ 151,000 | $ 72,000 |
| SAN ANGELO, TX | 10 | $ 1,660,000 | $ 166,000 | $ 72,000 |
| CARSON CITY, NV | 9 | $ 2,686,000 | $ 298,000 | $ 292,000 |
| FARMINGTON, NM | 9 | $ 1,741,000 | $ 193,000 | $ 62,000 |
| GRAND JUNCTION, CO | 9 | $ 1,776,000 | $ 197,000 | $ 60,000 |
| HARRISBURG-CARLISLE, PA | 9 | $ 1,281,000 | $ 142,000 | $ 55,000 |
| LEBANON, PA | 9 | $ 923,000 | $ 102,000 | $ 32,000 |
| MEDFORD, OR | 9 | $ 2,341,000 | $ 260,000 | $ 100,000 |
| RALEIGH, NC | 9 | $ 2,412,000 | $ 268,000 | $ 131,000 |
| ROCHESTER, MN | 9 | $ 1,948,000 | $ 216,000 | $ 106,000 |
| SPRINGFIELD, MO | 9 | $ 1,414,000 | $ 157,000 | $ 83,000 |
| TALLAHASSEE, FL | 9 | $ 1,321,000 | $ 146,000 | $ 78,000 |
| AUBURN-OPELIKA, AL | 8 | $ 1,118,000 | $ 139,000 | $ 40,000 |
| LAKE CHARLES, LA | 8 | $ 2,057,000 | $ 257,000 | $ 123,000 |
| WICHITA FALLS, TX | 8 | $ 1,343,000 | $ 167,000 | $ 83,000 |
| CLEVELAND, TN | 7 | $ 815,000 | $ 116,000 | $ 45,000 |
| DECATUR, AL | 7 | $ 847,000 | $ 121,000 | $ 39,000 |
| HATTIESBURG, MS | 7 | $ 946,000 | $ 135,000 | $ 51,000 |
| LONGVIEW, WA | 7 | $ 2,045,000 | $ 292,000 | $ 108,000 |
| OCEAN CITY, NJ | 7 | $ 2,344,000 | $ 334,000 | $ 140,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 7 | $ 1,296,000 | $ 185,000 | $ 63,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 7 | $ 2,963,000 | $ 423,000 | $ 106,000 |
| SEBRING, FL | 7 | $ 895,000 | $ 127,000 | $ 99,000 |
| SPRINGFIELD, MA | 7 | $ 1,272,000 | $ 181,000 | $ 58,000 |
| ST. JOSEPH, MO-KS | 7 | $ 968,000 | $ 138,000 | $ 63,000 |
| TUSCALOOSA, AL | 7 | $ 1,447,000 | $ 206,000 | $ 104,000 |
| WARNER ROBINS, GA | 7 | $ 1,125,000 | $ 160,000 | $ 76,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 7 | $ 1,384,000 | $ 197,000 | $ 116,000 |
| YUBA CITY, CA | 7 | $ 1,363,000 | $ 194,000 | $ 73,000 |
| BREMERTON-SILVERDALE, WA | 6 | $ 1,206,000 | $ 201,000 | $ 78,000 |
| GAINESVILLE, FL | 6 | $ 870,000 | $ 145,000 | $ 179,000 |
| GREENSBORO-HIGH POINT, NC | 6 | $ 1,139,000 | $ 189,000 | $ 86,000 |
| LAREDO, TX | 6 | $ 1,052,000 | $ 175,000 | $ 103,000 |
| MACON-BIBB COUNTY, GA | 6 | $ 704,000 | $ 117,000 | $ 373,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 6 | $ 896,000 | $ 149,000 | $ 53,500 |
| SAVANNAH, GA | 6 | $ 1,222,000 | $ 203,000 | $ 235,000 |
| WINSTON-SALEM, NC | 6 | $ 947,000 | $ 157,000 | $ 113,000 |
| YAKIMA, WA | 6 | $ 1,337,000 | $ 222,000 | $ 98,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 6 | $ 935,000 | $ 155,000 | $ 68,000 |
| BOISE CITY, ID | 5 | $ 1,231,000 | $ 246,000 | $ 65,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 5 | $ 926,000 | $ 185,000 | $ 73,000 |
| HANFORD-CORCORAN, CA | 5 | $ 1,229,000 | $ 245,000 | $ 115,000 |
| KANKAKEE, IL | 5 | $ 747,000 | $ 149,000 | $ 77,000 |
| LAFAYETTE, LA | 5 | $ 870,000 | $ 174,000 | $ 75,000 |
| LAS CRUCES, NM | 5 | $ 800,000 | $ 160,000 | $ 133,000 |
| SHREVEPORT-BOSSIER CITY, LA | 5 | $ 803,000 | $ 160,000 | $ 56,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 5 | $ 1,861,000 | $ 372,000 | $ 109,000 |
| TRENTON, NJ | 5 | $ 1,047,000 | $ 209,000 | $ 90,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 5 | $ 896,000 | $ 179,000 | $ 94,000 |
| VISALIA-PORTERVILLE, CA | 5 | $ 1,365,000 | $ 273,000 | $ 106,000 |
| WENATCHEE, WA | 5 | $ 1,498,000 | $ 299,000 | $ 67,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 4 | $ 793,000 | $ 198,000 | $ 93,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 4 | $ 1,182,000 | $ 295,000 | $ 86,000 |
| CHAMPAIGN-URBANA, IL | 4 | $ 656,000 | $ 164,000 | $ 74,000 |
| COLUMBUS, IN | 4 | $ 596,000 | $ 149,000 | $ 77,000 |
| CORVALLIS, OR | 4 | $ 1,178,000 | $ 294,000 | $ 101,000 |
| DALTON, GA | 4 | $ 748,000 | $ 187,000 | $ 87,000 |
| DAYTON, OH | 4 | $ 524,000 | $ 131,000 | $ 67,000 |
| ENID, OK | 4 | $ 1,790,000 | $ 447,000 | $ 272,000 |
| EVANSVILLE, IN-KY | 4 | $ 534,000 | $ 133,000 | $ 77,000 |
| HAMMOND, LA | 4 | $ 440,000 | $ 110,000 | $ 221,000 |
| HICKORY-LENOIR-MORGANTON, NC | 4 | $ 847,000 | $ 211,000 | $ 79,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 4 | $ 511,000 | $ 127,000 | $ 79,000 |
| MICHIGAN CITY-LA PORTE, IN | 4 | $ 610,000 | $ 152,000 | $ 74,000 |
| MORRISTOWN, TN | 4 | $ 526,000 | $ 131,000 | $ 59,000 |
| MOUNT VERNON-ANACORTES, WA | 4 | $ 975,000 | $ 243,000 | $ 382,000 |
| MUNCIE, IN | 4 | $ 454,000 | $ 113,000 | $ 59,000 |
| NEW HAVEN-MILFORD, CT | 4 | $ 593,000 | $ 148,000 | $ 59,000 |
| PITTSBURGH, PA | 4 | $ 903,000 | $ 225,000 | $ 122,000 |
| ROME, GA | 4 | $ 823,000 | $ 205,000 | $ 68,000 |
| SANTA MARIA-SANTA BARBARA, CA | 4 | $ 3,022,000 | $ 755,000 | $ 211,000 |
| SPARTANBURG, SC | 4 | $ 690,000 | $ 172,000 | $ 48,000 |
| BARNSTABLE TOWN, MA | 3 | $ 924,000 | $ 308,000 | $ 174,000 |
| BLOOMINGTON, IN | 3 | $ 706,000 | $ 235,000 | $ 99,000 |
| CHICO, CA | 3 | $ 821,000 | $ 273,000 | $ 94,000 |
| COLUMBIA, MO | 3 | $ 806,000 | $ 268,000 | $ 85,000 |
| DES MOINES-WEST DES MOINES, IA | 3 | $ 875,000 | $ 291,000 | $ 113,000 |
| DULUTH, MN-WI | 3 | $ 413,000 | $ 137,000 | $ 74,000 |
| DURHAM-CHAPEL HILL, NC | 3 | $ 1,258,000 | $ 419,000 | $ 152,000 |
| FAYETTEVILLE, NC | 3 | $ 228,000 | $ 76,000 | $ 83,000 |
| HINESVILLE, GA | 3 | $ 709,000 | $ 236,000 | $ 85,000 |
| KOKOMO, IN | 3 | $ 415,000 | $ 138,000 | $ 72,000 |
| LAWRENCE, KS | 3 | $ 694,000 | $ 231,000 | $ 88,000 |
| REDDING, CA | 3 | $ 735,000 | $ 245,000 | $ 63,000 |
| ROCKFORD, IL | 3 | $ 366,000 | $ 122,000 | $ 68,000 |
| VALDOSTA, GA | 3 | $ 551,000 | $ 183,000 | $ 51,000 |
| AKRON, OH | 2 | $ 328,000 | $ 164,000 | $ 102,000 |
| ALBANY-SCHENECTADY-TROY, NY | 2 | $ 349,000 | $ 174,000 | $ 313,000 |
| BRUNSWICK, GA | 2 | $ 500,000 | $ 250,000 | $ 80,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 2 | $ 354,000 | $ 177,000 | $ 57,000 |
| FORT SMITH, AR-OK | 2 | $ 193,000 | $ 96,000 | $ 22,000 |
| GADSDEN, AL | 2 | $ 213,000 | $ 106,000 | $ 45,000 |
| GETTYSBURG, PA | 2 | $ 460,000 | $ 230,000 | $ 120,000 |
| GRAND RAPIDS-WYOMING, MI | 2 | $ 304,000 | $ 152,000 | $ 132,000 |
| HOT SPRINGS, AR | 2 | $ 448,000 | $ 224,000 | $ 166,000 |
| HOUMA-THIBODAUX, LA | 2 | $ 436,000 | $ 218,000 | $ 63,000 |
| JANESVILLE-BELOIT, WI | 2 | $ 304,000 | $ 152,000 | $ 69,000 |
| JOHNSON CITY, TN | 2 | $ 344,000 | $ 172,000 | $ 41,000 |
| JOPLIN, MO | 2 | $ 246,000 | $ 123,000 | $ 52,000 |
| KALAMAZOO-PORTAGE, MI | 2 | $ 364,000 | $ 182,000 | $ 251,000 |
| KENNEWICK-RICHLAND, WA | 2 | $ 367,000 | $ 183,000 | $ 48,000 |
| LINCOLN, NE | 2 | $ 419,000 | $ 209,000 | $ 97,000 |
| MANKATO-NORTH MANKATO, MN | 2 | $ 567,000 | $ 283,000 | $ 100,000 |
| NILES-BENTON HARBOR, MI | 2 | $ 201,000 | $ 100,000 | $ 54,000 |
| OLYMPIA-TUMWATER, WA | 2 | $ 463,000 | $ 231,000 | $ 67,000 |
| PEORIA, IL | 2 | $ 227,000 | $ 113,000 | $ 73,000 |
| PORTLAND-SOUTH PORTLAND, ME | 2 | $ 334,000 | $ 167,000 | $ 52,000 |
| RACINE, WI | 2 | $ 387,000 | $ 193,000 | $ 74,000 |
| ROANOKE, VA | 2 | $ 608,000 | $ 304,000 | $ 84,000 |
| SANTA FE, NM | 2 | $ 847,000 | $ 423,000 | $ 185,000 |
| SIOUX FALLS, SD | 2 | $ 575,000 | $ 287,000 | $ 90,000 |
| SPRINGFIELD, IL | 2 | $ 170,000 | $ 85,000 | $ 43,000 |
| TERRE HAUTE, IN | 2 | $ 308,000 | $ 154,000 | $ 59,000 |
| YUMA, AZ | 2 | $ 460,000 | $ 230,000 | $ 113,000 |
| ALBANY, GA | 1 | $ 72,000 | $ 72,000 | $ 47,000 |
| ANCHORAGE, AK | 1 | $ 322,000 | $ 322,000 | $ 156,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 1 | $ 87,000 | $ 87,000 | $ 75,000 |
| BANGOR, ME | 1 | $ 75,000 | $ 75,000 | $ 49,000 |
| BELLINGHAM, WA | 1 | $ 155,000 | $ 155,000 | $ 34,000 |
| BINGHAMTON, NY | 1 | $ 130,000 | $ 130,000 | $ 56,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 1 | $ 82,000 | $ 82,000 | $ 95,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 1 | $ 150,000 | $ 150,000 | $ 43,000 |
| CANTON-MASSILLON, OH | 1 | $ 157,000 | $ 157,000 | $ 60,000 |
| CARBONDALE-MARION, IL | 1 | $ 110,000 | $ 110,000 | $ 44,000 |
| CHARLOTTESVILLE, VA | 1 | $ 469,000 | $ 469,000 | $ 130,000 |
| COLUMBUS, GA-AL | 1 | $ 147,000 | $ 147,000 | $ 47,000 |
| CUMBERLAND, MD-WV | 1 | $ 130,000 | $ 130,000 | $ 60,000 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 1 | $ 202,000 | $ 202,000 | $ 101,000 |
| EAU CLAIRE, WI | 1 | $ 160,000 | $ 160,000 | $ 41,000 |
| EL CENTRO, CA | 1 | $ 217,000 | $ 217,000 | $ 52,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 1 | $ 242,000 | $ 242,000 | $ 107,000 |
| FLINT, MI | 1 | $ 143,000 | $ 143,000 | $ 191,000 |
| FLORENCE, SC | 1 | $ 157,000 | $ 157,000 | $ 29,000 |
| GRAND ISLAND, NE | 1 | $ 146,000 | $ 146,000 | $ 82,000 |
| GRANTS PASS, OR | 1 | $ 410,000 | $ 410,000 | $ 64,000 |
| IDAHO FALLS, ID | 1 | $ 238,000 | $ 238,000 | $ 112,000 |
| JEFFERSON CITY, MO | 1 | $ 186,000 | $ 186,000 | $ 77,000 |
| JOHNSTOWN, PA | 1 | $ 277,000 | $ 277,000 | $ 142,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 1 | $ 118,000 | $ 118,000 | $ 26,000 |
| KINGSTON, NY | 1 | $ 433,000 | $ 433,000 | $ 120,000 |
| LEWISTON-AUBURN, ME | 1 | $ 82,000 | $ 82,000 | $ 329,000 |
| LEXINGTON-FAYETTE, KY | 1 | $ 239,000 | $ 239,000 | $ 61,000 |
| LIMA, OH | 1 | $ 124,000 | $ 124,000 | $ 50,000 |
| MADISON, WI | 1 | $ 400,000 | $ 400,000 | $ 110,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 1 | $ 96,000 | $ 96,000 | $ 46,000 |
| MONROE, MI | 1 | $ 216,000 | $ 216,000 | $ 56,000 |
| OWENSBORO, KY | 1 | $ 225,000 | $ 225,000 | $ 140,000 |
| PITTSFIELD, MA | 1 | $ 136,000 | $ 136,000 | $ 37,000 |
| RICHMOND, VA | 1 | $ 144,000 | $ 144,000 | $ 65,000 |
| SIERRA VISTA-DOUGLAS, AZ | 1 | $ 120,000 | $ 120,000 | $ 42,000 |
| SUMTER, SC | 1 | $ 172,000 | $ 172,000 | $ 96,000 |
| THE VILLAGES, FL | 1 | $ 126,000 | $ 126,000 | $ 43,000 |
| TOPEKA, KS | 1 | $ 88,000 | $ 88,000 | $ 58,000 |
| WAUSAU, WI | 1 | $ 71,000 | $ 71,000 | $ 54,000 |
| WICHITA, KS | 1 | $ 70,000 | $ 70,000 | $ 76,000 |
| WINCHESTER, VA-WV | 1 | $ 283,000 | $ 283,000 | $ 178,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 40,035 | $8,524,964,000 | $212,000 | $3,000,000 | $95,000 | $5,543,000 |
| Refinancing | 9,551 | $2,261,718,000 | $236,000 | $1,983,000 | $116,000 | $71,087,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 27,346 | $6,142,677,000 | $224,000 | $3,000,000 | $106,000 | $71,087,000 |
| Not Provided | 9,074 | $1,928,873,000 | $212,000 | $3,000,000 | $105,000 | $4,215,000 |
| Hispanic | 6,882 | $1,372,163,000 | $199,000 | $2,000,000 | $76,000 | $1,357,000 |
| Black or African American | 3,949 | $690,900,000 | $174,000 | $1,163,000 | $72,000 | $717,000 |
| Asian | 2,003 | $577,977,000 | $288,000 | $3,000,000 | $114,000 | $2,437,000 |
| Native Hawaiian or Other Pacific Islander | 169 | $43,542,000 | $257,000 | $1,527,000 | $101,000 | $1,067,000 |
| American Indian or Alaskan Native | 154 | $28,664,000 | $186,000 | $860,000 | $75,000 | $315,000 |
| Not applicable | 9 | $1,886,000 | $209,000 | $323,000 | $123,000 | $277,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 30,363 | $6,964,961,000 | $229,000 | $3,000,000 | $118,000 | $71,087,000 |
| FHA-insured (Federal Housing Administration) | 14,787 | $2,818,854,000 | $190,000 | $1,201,000 | $67,000 | $1,335,000 |
| VA-guaranteed (Veterans Administration) | 3,100 | $818,002,000 | $263,000 | $1,116,000 | $87,000 | $1,358,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1,336 | $184,865,000 | $138,000 | $444,000 | $51,000 | $710,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 34,674 | $7,637,794,000 | $220,000 | $3,000,000 | $99,000 | $71,087,000 |
| Application Withdrawn By Applicant | 6,548 | $1,459,753,000 | $222,000 | $3,000,000 | $102,000 | $5,543,000 |
| Application Denied By Financial Institution | 5,953 | $1,110,301,000 | $186,000 | $3,000,000 | $94,000 | $4,215,000 |
| File Closed For Incompleteness | 2,131 | $514,377,000 | $241,000 | $1,736,000 | $107,000 | $2,374,000 |
| Application Approved But Not Accepted | 280 | $64,457,000 | $230,000 | $1,034,000 | $104,000 | $765,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 1,877 | $442,223,000 | $235,000 | $1,983,000 | $105,000 | $1,866,000 |
| Credit History | 1,439 | $147,849,000 | $102,000 | $1,500,000 | $100,000 | $4,215,000 |
| Collateral | 879 | $161,936,000 | $184,000 | $1,088,000 | $84,000 | $1,034,000 |
| Debt-To-Income Ratio | 840 | $182,667,000 | $217,000 | $1,388,000 | $66,000 | $931,000 |
| Other | 356 | $57,711,000 | $162,000 | $3,000,000 | $117,000 | $2,448,000 |
| Unverifiable Information | 195 | $44,146,000 | $226,000 | $1,477,000 | $95,000 | $684,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 175 | $35,791,000 | $204,000 | $1,012,000 | $81,000 | $648,000 |
| Employment History | 117 | $23,078,000 | $197,000 | $824,000 | $65,000 | $240,000 |
| Mortgage Insurance Denied | 2 | $558,000 | $279,000 | $344,000 | $87,000 | $107,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Everett Financial, Inc.'s 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Everett Financial, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.