Evolve Bank & Trust Mortgage Lending & HMDA Data, 2013

In 2013, Evolve Bank & Trust of Memphis, TN reported 5,974 mortgage applications totaling $1.2 billion, down 2% from 2012. The average application was for $205,955, and applicants reported an average income of $100,795. 88% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Memphis, TN-MS-AR (406), Atlanta-Sandy Springs-Marietta, GA (358) and Cincinnati-Middletown, OH-KY-IN (316) (applications in parentheses).

Mortgage Company & Address Evolve Bank & Trust
6000 Poplar Avenue Suite 300
Memphis, TN 38119
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  
Total Number of Mortgage Applications 5,974
Total Mortgage Loan Application Amount $1,230,379,000
Average Mortgage Loan Application Amount $205,955
Highest Mortgage Loan Application Amount $2,130,000
Average Applicant Income $100,795
Highest Applicant Income $6,936,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Evolve Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Evolve Bank & Trust by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Shelby, Tennessee 318 $ 51,456,000 $ 161,811 $ 93,000
Kent, Michigan 194 $ 27,749,000 $ 143,036 $ 69,000
New Castle, Delaware 156 $ 32,613,000 $ 209,057 $ 77,000
Dallas, Texas 143 $ 25,841,000 $ 180,706 $ 90,000
Hamilton, Ohio 136 $ 19,584,000 $ 144,000 $ 84,000
Worcester, Massachusetts 130 $ 26,218,000 $ 201,676 $ 96,000
Pinellas, Florida 110 $ 20,250,000 $ 184,090 $ 96,000
Essex, Massachusetts 110 $ 30,554,000 $ 277,763 $ 112,000
Suffolk, New York 98 $ 27,705,000 $ 282,704 $ 128,000
Middlesex, Massachusetts 96 $ 24,520,000 $ 255,416 $ 101,000
Cook, Illinois 93 $ 22,804,000 $ 245,204 $ 110,000
Franklin, Ohio 88 $ 13,268,000 $ 150,772 $ 78,000
Muskegon, Michigan 83 $ 7,491,000 $ 90,253 $ 45,000
Butler, Ohio 78 $ 12,295,000 $ 157,628 $ 89,000
Ottawa, Michigan 72 $ 11,752,000 $ 163,222 $ 85,000
Collin, Texas 71 $ 15,414,000 $ 217,098 $ 112,000
Denton, Texas 69 $ 14,323,000 $ 207,579 $ 209,000
Harris, Texas 66 $ 14,768,000 $ 223,757 $ 121,000
Lee, Florida 64 $ 10,233,000 $ 159,890 $ 148,000
Hillsborough, Florida 59 $ 11,153,000 $ 189,033 $ 90,000
Cobb, Georgia 59 $ 11,186,000 $ 189,593 $ 88,000
Tulsa, Oklahoma 55 $ 9,552,000 $ 173,672 $ 81,000
Rockingham, New Hampshire 53 $ 13,206,000 $ 249,169 $ 107,000
Warren, Ohio 53 $ 10,764,000 $ 203,094 $ 96,000
Tarrant, Texas 52 $ 9,022,000 $ 173,500 $ 82,000
Fulton, Georgia 49 $ 9,861,000 $ 201,244 $ 112,000
Fairfield, Connecticut 48 $ 16,353,000 $ 340,687 $ 127,000
Webb, Texas 48 $ 6,680,000 $ 139,166 $ 49,000
Arapahoe, Colorado 47 $ 9,150,000 $ 194,680 $ 79,000
Montgomery, Ohio 47 $ 5,936,000 $ 126,297 $ 70,000
Denver, Colorado 44 $ 10,401,000 $ 236,386 $ 102,000
DeKalb, Georgia 43 $ 8,003,000 $ 186,116 $ 90,000
DeSoto, Mississippi 41 $ 6,162,000 $ 150,292 $ 71,000
Douglas, Colorado 39 $ 11,593,000 $ 297,256 $ 162,000
Nassau, New York 39 $ 12,179,000 $ 312,282 $ 156,000
Gwinnett, Georgia 38 $ 7,484,000 $ 196,947 $ 77,000
Clermont, Ohio 34 $ 5,496,000 $ 161,647 $ 87,000
Adams, Colorado 32 $ 6,060,000 $ 189,375 $ 77,000
Hillsborough, New Hampshire 32 $ 7,210,000 $ 225,312 $ 94,000
Cuyahoga, Ohio 31 $ 5,062,000 $ 163,290 $ 136,000
Sussex, Delaware 29 $ 7,413,000 $ 255,620 $ 113,000
Cherokee, Georgia 29 $ 4,702,000 $ 162,137 $ 62,000
Maricopa, Arizona 28 $ 7,753,000 $ 276,892 $ 140,000
Los Angeles, California 28 $ 15,957,000 $ 569,892 $ 291,000
Kings, New York 28 $ 7,820,000 $ 279,285 $ 84,000
Jefferson, Colorado 27 $ 6,114,000 $ 226,444 $ 93,000
Paulding, Georgia 26 $ 3,605,000 $ 138,653 $ 74,000
Hennepin, Minnesota 26 $ 6,848,000 $ 263,384 $ 147,000
Henry, Georgia 25 $ 3,507,000 $ 140,280 $ 52,000
Queens, New York 24 $ 8,143,000 $ 339,291 $ 93,000
Westchester, New York 23 $ 8,504,000 $ 369,739 $ 158,000
Norfolk, Massachusetts 22 $ 6,605,000 $ 300,227 $ 111,000
Clark, Nevada 22 $ 5,354,000 $ 243,363 $ 109,000
Fairfax, Virginia 20 $ 8,656,000 $ 432,800 $ 135,000
Broward, Florida 19 $ 4,889,000 $ 257,315 $ 153,000
Pasco, Florida 19 $ 3,456,000 $ 181,894 $ 84,000
Forsyth, Georgia 19 $ 5,391,000 $ 283,736 $ 130,000
Pickens, Georgia 19 $ 2,962,000 $ 155,894 $ 56,000
DuPage, Illinois 19 $ 3,992,000 $ 210,105 $ 118,000
York, Maine 19 $ 5,457,000 $ 287,210 $ 102,000
Bexar, Texas 19 $ 3,477,000 $ 183,000 $ 101,000
Cross, Arkansas 18 $ 1,708,000 $ 94,888 $ 71,000
Lake, Illinois 18 $ 4,680,000 $ 260,000 $ 130,000
Allegan, Michigan 18 $ 2,925,000 $ 162,500 $ 95,000
Kalamazoo, Michigan 18 $ 2,768,000 $ 153,777 $ 87,000
Palm Beach, Florida 17 $ 4,219,000 $ 248,176 $ 135,000
Prince George's, Maryland 17 $ 4,874,000 $ 286,705 $ 701,000
Fort Bend, Texas 17 $ 3,879,000 $ 228,176 $ 113,000
Crittenden, Arkansas 16 $ 1,544,000 $ 96,500 $ 91,000
Hartford, Connecticut 16 $ 3,757,000 $ 234,812 $ 89,000
Suffolk, Massachusetts 16 $ 3,968,000 $ 248,000 $ 102,000
Miami, Ohio 16 $ 1,914,000 $ 119,625 $ 47,000
Montgomery, Texas 16 $ 3,331,000 $ 208,187 $ 149,000
Travis, Texas 16 $ 4,083,000 $ 255,187 $ 118,000
Collier, Florida 15 $ 3,586,000 $ 239,066 $ 189,000
Plymouth, Massachusetts 15 $ 3,416,000 $ 227,733 $ 89,000
Oklahoma, Oklahoma 15 $ 2,587,000 $ 172,466 $ 176,000
Tipton, Tennessee 15 $ 2,134,000 $ 142,266 $ 75,000
Prince William, Virginia 15 $ 4,400,000 $ 293,333 $ 112,000
Litchfield, Connecticut 14 $ 3,081,000 $ 220,071 $ 85,000
New Haven, Connecticut 14 $ 2,849,000 $ 203,500 $ 139,000
District of Columbia, District Of Columbia 14 $ 5,029,000 $ 359,214 $ 122,000
Hernando, Florida 14 $ 2,002,000 $ 143,000 $ 52,000
Miami-Dade, Florida 14 $ 3,406,000 $ 243,285 $ 149,000
Baltimore, Maryland 14 $ 3,254,000 $ 232,428 $ 84,000
Barnstable, Massachusetts 14 $ 3,771,000 $ 269,357 $ 148,000
Bristol, Massachusetts 14 $ 3,590,000 $ 256,428 $ 91,000
Fairfield, Ohio 14 $ 2,359,000 $ 168,500 $ 104,000
Monroe, Pennsylvania 14 $ 2,367,000 $ 169,071 $ 69,000
Providence, Rhode Island 14 $ 2,957,000 $ 211,214 $ 70,000
Williamson, Texas 14 $ 2,976,000 $ 212,571 $ 109,000
Oakland, Michigan 13 $ 2,182,000 $ 167,846 $ 85,000
Summit, Ohio 13 $ 1,869,000 $ 143,769 $ 65,000
Rogers, Oklahoma 13 $ 2,169,000 $ 166,846 $ 80,000
Sarasota, Florida 12 $ 2,084,000 $ 173,666 $ 97,000
Strafford, New Hampshire 12 $ 2,206,000 $ 183,833 $ 73,000
Bergen, New Jersey 12 $ 4,676,000 $ 389,666 $ 162,000
Delaware, Ohio 12 $ 2,362,000 $ 196,833 $ 98,000
Rockwall, Texas 12 $ 2,028,000 $ 169,000 $ 71,000
Benton, Arkansas 11 $ 2,962,000 $ 269,272 $ 131,000
Riverside, California 11 $ 3,002,000 $ 272,909 $ 166,000
San Diego, California 11 $ 3,014,000 $ 274,000 $ 78,000
Kent, Delaware 11 $ 2,456,000 $ 223,272 $ 78,000
Wake, North Carolina 11 $ 2,139,000 $ 194,454 $ 58,000
Greene, Ohio 11 $ 2,192,000 $ 199,272 $ 102,000
Loudoun, Virginia 11 $ 4,961,000 $ 451,000 $ 157,000
King, Washington 11 $ 3,770,000 $ 342,727 $ 130,000
Pima, Arizona 10 $ 2,424,000 $ 242,400 $ 78,000
San Bernardino, California 10 $ 1,895,000 $ 189,500 $ 79,000
Boulder, Colorado 10 $ 2,543,000 $ 254,300 $ 125,000
Weld, Colorado 10 $ 2,167,000 $ 216,700 $ 80,000
New York, New York 10 $ 2,733,000 $ 273,300 $ 144,000
Richmond, New York 10 $ 3,297,000 $ 329,700 $ 93,000
Mecklenburg, North Carolina 10 $ 1,731,000 $ 173,100 $ 73,000
Wagoner, Oklahoma 10 $ 1,468,000 $ 146,800 $ 64,000
Fayette, Tennessee 10 $ 1,763,000 $ 176,300 $ 98,000
Kaufman, Texas 10 $ 1,881,000 $ 188,100 $ 109,000
El Paso, Colorado 9 $ 1,809,000 $ 201,000 $ 109,000
Jefferson, Louisiana 9 $ 1,866,000 $ 207,333 $ 104,000
Barry, Michigan 9 $ 1,213,000 $ 134,777 $ 54,000
Bernalillo, New Mexico 9 $ 1,753,000 $ 194,777 $ 84,000
Orange, New York 9 $ 2,861,000 $ 317,888 $ 118,000
Bell, Texas 9 $ 1,052,000 $ 116,888 $ 57,000
Hidalgo, Texas 9 $ 1,540,000 $ 171,111 $ 112,000
Orange, California 8 $ 3,724,000 $ 465,500 $ 45,000
Larimer, Colorado 8 $ 1,548,000 $ 193,500 $ 112,000
Brevard, Florida 8 $ 1,603,000 $ 200,375 $ 100,000
Orange, Florida 8 $ 2,424,000 $ 303,000 $ 211,000
Douglas, Georgia 8 $ 1,567,000 $ 195,875 $ 101,000
Will, Illinois 8 $ 2,087,000 $ 260,875 $ 125,000
Johnson, Kansas 8 $ 2,096,000 $ 262,000 $ 139,000
Wayne, Michigan 8 $ 1,356,000 $ 169,500 $ 94,000
Dakota, Minnesota 8 $ 1,247,000 $ 155,875 $ 82,000
Lucas, Ohio 8 $ 1,404,000 $ 175,500 $ 102,000
Stark, Ohio 8 $ 1,307,000 $ 163,375 $ 100,000
Philadelphia, Pennsylvania 8 $ 2,176,000 $ 272,000 $ 113,000
Davidson, Tennessee 8 $ 1,927,000 $ 240,875 $ 106,000
Jefferson, Texas 8 $ 1,096,000 $ 137,000 $ 80,000
Carroll, Georgia 7 $ 868,000 $ 124,000 $ 60,000
Kane, Illinois 7 $ 1,285,000 $ 183,571 $ 77,000
McHenry, Illinois 7 $ 1,450,000 $ 207,142 $ 75,000
Cumberland, Maine 7 $ 1,298,000 $ 185,428 $ 104,000
Anne Arundel, Maryland 7 $ 1,801,000 $ 257,285 $ 53,000
Platte, Missouri 7 $ 1,274,000 $ 182,000 $ 91,000
St. Louis, Missouri 7 $ 1,173,000 $ 167,571 $ 54,000
Putnam, New York 7 $ 2,436,000 $ 348,000 $ 110,000
Union, North Carolina 7 $ 1,753,000 $ 250,428 $ 113,000
Shelby, Alabama 6 $ 1,241,000 $ 206,833 $ 75,000
Pulaski, Arkansas 6 $ 912,000 $ 152,000 $ 94,000
Contra Costa, California 6 $ 2,600,000 $ 433,333 $ 129,000
New London, Connecticut 6 $ 1,430,000 $ 238,333 $ 117,000
Manatee, Florida 6 $ 1,292,000 $ 215,333 $ 114,000
Polk, Florida 6 $ 997,000 $ 166,166 $ 74,000
Volusia, Florida 6 $ 707,000 $ 117,833 $ 124,000
Polk, Iowa 6 $ 789,000 $ 131,500 $ 37,000
Anoka, Minnesota 6 $ 960,000 $ 160,000 $ 59,000
Washoe, Nevada 6 $ 1,228,000 $ 204,666 $ 93,000
Bronx, New York 6 $ 2,217,000 $ 369,500 $ 96,000
Dutchess, New York 6 $ 1,336,000 $ 222,666 $ 62,000
Licking, Ohio 6 $ 937,000 $ 156,166 $ 68,000
Medina, Ohio 6 $ 914,000 $ 152,333 $ 66,000
Chester, Pennsylvania 6 $ 1,603,000 $ 267,166 $ 128,000
Montgomery, Pennsylvania 6 $ 1,271,000 $ 211,833 $ 133,000
Aiken, South Carolina 6 $ 780,000 $ 130,000 $ 44,000
Galveston, Texas 6 $ 1,087,000 $ 181,166 $ 140,000
Hunt, Texas 6 $ 766,000 $ 127,666 $ 72,000
Johnson, Texas 6 $ 902,000 $ 150,333 $ 71,000
Chesterfield, Virginia 6 $ 1,340,000 $ 223,333 $ 139,000
Lonoke, Arkansas 5 $ 847,000 $ 169,400 $ 51,000
Alameda, California 5 $ 1,976,000 $ 395,200 $ 145,000
Coweta, Georgia 5 $ 1,073,000 $ 214,600 $ 128,000
Hall, Georgia 5 $ 1,297,000 $ 259,400 $ 106,000
Ada, Idaho 5 $ 1,351,000 $ 270,200 $ 119,000
Dearborn, Indiana 5 $ 1,060,000 $ 212,000 $ 111,000
Warren, Iowa 5 $ 915,000 $ 183,000 $ 80,000
Harford, Maryland 5 $ 1,120,000 $ 224,000 $ 65,000
Alcorn, Mississippi 5 $ 443,000 $ 88,600 $ 44,000
Camden, New Jersey 5 $ 983,000 $ 196,600 $ 90,000
Essex, New Jersey 5 $ 1,160,000 $ 232,000 $ 100,000
Santa Fe, New Mexico 5 $ 1,179,000 $ 235,800 $ 77,000
Ulster, New York 5 $ 1,422,000 $ 284,400 $ 225,000
Preble, Ohio 5 $ 568,000 $ 113,600 $ 37,000
Shelby, Ohio 5 $ 508,000 $ 101,600 $ 40,000
Grayson, Texas 5 $ 891,000 $ 178,200 $ 81,000
Hays, Texas 5 $ 1,088,000 $ 217,600 $ 118,000
McLennan, Texas 5 $ 812,000 $ 162,400 $ 58,000
Smith, Texas 5 $ 2,051,000 $ 410,200 $ 449,000
Frederick, Virginia 5 $ 1,245,000 $ 249,000 $ 122,000
Norfolk, Virginia 5 $ 1,260,000 $ 252,000 $ 62,000
Jefferson, Alabama 4 $ 809,000 $ 202,250 $ 77,000
Mohave, Arizona 4 $ 1,140,000 $ 285,000 $ 98,000
Sebastian, Arkansas 4 $ 1,164,000 $ 291,000 $ 65,000
Solano, California 4 $ 999,000 $ 249,750 $ 59,000
Ventura, California 4 $ 1,548,000 $ 387,000 $ 144,000
Windham, Connecticut 4 $ 612,000 $ 153,000 $ 89,000
Lake, Florida 4 $ 669,000 $ 167,250 $ 40,000
St. Johns, Florida 4 $ 1,092,000 $ 273,000 $ 147,000
Sumter, Florida 4 $ 744,000 $ 186,000 $ 195,000
Bartow, Georgia 4 $ 418,000 $ 104,500 $ 36,000
Dawson, Georgia 4 $ 760,000 $ 190,000 $ 51,000
Gilmer, Georgia 4 $ 560,000 $ 140,000 $ 65,000
Lumpkin, Georgia 4 $ 1,047,000 $ 261,750 $ 96,000
Marion, Indiana 4 $ 495,000 $ 123,750 $ 66,000
Jefferson, Kentucky 4 $ 812,000 $ 203,000 $ 109,000
Kenton, Kentucky 4 $ 645,000 $ 161,250 $ 67,000
East Baton Rouge, Louisiana 4 $ 1,459,000 $ 364,750 $ 154,000
Lafayette, Louisiana 4 $ 1,418,000 $ 354,500 $ 115,000
Orleans, Louisiana 4 $ 532,000 $ 133,000 $ 82,000
Cecil, Maryland 4 $ 980,000 $ 245,000 $ 113,000
Hampden, Massachusetts 4 $ 647,000 $ 161,750 $ 51,000
Washington, Minnesota 4 $ 1,032,000 $ 258,000 $ 131,000
Greene, Missouri 4 $ 467,000 $ 116,750 $ 42,000
Jackson, Missouri 4 $ 647,000 $ 161,750 $ 100,000
Hudson, New Jersey 4 $ 1,318,000 $ 329,500 $ 117,000
Middlesex, New Jersey 4 $ 885,000 $ 221,250 $ 104,000
Morris, New Jersey 4 $ 1,351,000 $ 337,750 $ 121,000
Warren, New Jersey 4 $ 788,000 $ 197,000 $ 98,000
Clark, Ohio 4 $ 470,000 $ 117,500 $ 58,000
Lake, Ohio 4 $ 504,000 $ 126,000 $ 76,000
Marion, Ohio 4 $ 311,000 $ 77,750 $ 63,000
Union, Ohio 4 $ 840,000 $ 210,000 $ 63,000
Canadian, Oklahoma 4 $ 979,000 $ 244,750 $ 88,000
Cleveland, Oklahoma 4 $ 644,000 $ 161,000 $ 102,000
Creek, Oklahoma 4 $ 964,000 $ 241,000 $ 86,000
Pittsburg, Oklahoma 4 $ 570,000 $ 142,500 $ 112,000
Multnomah, Oregon 4 $ 1,308,000 $ 327,000 $ 90,000
Allegheny, Pennsylvania 4 $ 763,000 $ 190,750 $ 108,000
Anderson, Texas 4 $ 391,000 $ 97,750 $ 81,000
El Paso, Texas 4 $ 865,000 $ 216,250 $ 91,000
Lubbock, Texas 4 $ 584,000 $ 146,000 $ 118,000
Parker, Texas 4 $ 838,000 $ 209,500 $ 71,000
Davis, Utah 4 $ 657,000 $ 164,250 $ 38,000
Salt Lake, Utah 4 $ 1,153,000 $ 288,250 $ 69,000
Virginia Beach, Virginia 4 $ 849,000 $ 212,250 $ 86,000
Pierce, Washington 4 $ 806,000 $ 201,500 $ 90,000
Snohomish, Washington 4 $ 1,060,000 $ 265,000 $ 115,000
Pinal, Arizona 3 $ 553,000 $ 184,333 $ 61,000
Garland, Arkansas 3 $ 476,000 $ 158,666 $ 92,000
Greene, Arkansas 3 $ 376,000 $ 125,333 $ 48,000
Jefferson, Arkansas 3 $ 460,000 $ 153,333 $ 89,000
Monroe, Arkansas 3 $ 361,000 $ 120,333 $ 73,000
Washington, Arkansas 3 $ 372,000 $ 124,000 $ 48,000
San Francisco, California 3 $ 1,187,000 $ 395,666 $ 129,000
Eagle, Colorado 3 $ 1,740,000 $ 580,000 $ 343,000
Tolland, Connecticut 3 $ 808,000 $ 269,333 $ 121,000
Bay, Florida 3 $ 768,000 $ 256,000 $ 99,000
Charlotte, Florida 3 $ 901,000 $ 300,333 $ 111,000
Duval, Florida 3 $ 397,000 $ 132,333 $ 56,000
Flagler, Florida 3 $ 370,000 $ 123,333 $ 41,000
Leon, Florida 3 $ 553,000 $ 184,333 $ 91,000
Monroe, Florida 3 $ 1,273,000 $ 424,333 $ 179,000
Nassau, Florida 3 $ 607,000 $ 202,333 $ 100,000
Okaloosa, Florida 3 $ 903,000 $ 301,000 $ 139,000
Seminole, Florida 3 $ 713,000 $ 237,666 $ 101,000
Walton, Florida 3 $ 505,000 $ 168,333 $ 80,000
Barrow, Georgia 3 $ 412,000 $ 137,333 $ 70,000
Butts, Georgia 3 $ 356,000 $ 118,666 $ 39,000
Clayton, Georgia 3 $ 281,000 $ 93,666 $ 48,000
Columbia, Georgia 3 $ 645,000 $ 215,000 $ 84,000
Jasper, Georgia 3 $ 337,000 $ 112,333 $ 64,000
Walton, Georgia 3 $ 485,000 $ 161,666 $ 53,000
DeKalb, Illinois 3 $ 510,000 $ 170,000 $ 92,000
Hamilton, Indiana 3 $ 316,000 $ 105,333 $ 85,000
Lake, Indiana 3 $ 430,000 $ 143,333 $ 84,000
Boone, Kentucky 3 $ 318,000 $ 106,000 $ 78,000
Livingston, Louisiana 3 $ 608,000 $ 202,666 $ 135,000
St. Tammany, Louisiana 3 $ 1,140,000 $ 380,000 $ 195,000
Montgomery, Maryland 3 $ 1,962,000 $ 654,000 $ 649,000
Ionia, Michigan 3 $ 311,000 $ 103,666 $ 52,000
Lapeer, Michigan 3 $ 461,000 $ 153,666 $ 57,000
Newaygo, Michigan 3 $ 402,000 $ 134,000 $ 27,000
Van Buren, Michigan 3 $ 451,000 $ 150,333 $ 91,000
Ramsey, Minnesota 3 $ 388,000 $ 129,333 $ 104,000
Hinds, Mississippi 3 $ 626,000 $ 208,666 $ 137,000
Marshall, Mississippi 3 $ 370,000 $ 123,333 $ 36,000
Tate, Mississippi 3 $ 370,000 $ 123,333 $ 48,000
Clay, Missouri 3 $ 351,000 $ 117,000 $ 56,000
St. Charles, Missouri 3 $ 519,000 $ 173,000 $ 60,000
Douglas, Nebraska 3 $ 443,000 $ 147,666 $ 74,000
Merrimack, New Hampshire 3 $ 772,000 $ 257,333 $ 177,000
Monmouth, New Jersey 3 $ 501,000 $ 167,000 $ 112,000
Ocean, New Jersey 3 $ 843,000 $ 281,000 $ 189,000
Somerset, New Jersey 3 $ 1,346,000 $ 448,666 $ 202,000
Dona Ana, New Mexico 3 $ 762,000 $ 254,000 $ 133,000
Broome, New York 3 $ 200,000 $ 66,666 $ 45,000
Erie, New York 3 $ 710,000 $ 236,666 $ 91,000
Rockland, New York 3 $ 748,000 $ 249,333 $ 129,000
Sullivan, New York 3 $ 715,000 $ 238,333 $ 146,000
Robeson, North Carolina 3 $ 317,000 $ 105,666 $ 60,000
Richland, Ohio 3 $ 316,000 $ 105,333 $ 10,000
Delaware, Oklahoma 3 $ 466,000 $ 155,333 $ 55,000
Payne, Oklahoma 3 $ 359,000 $ 119,666 $ 44,000
Lane, Oregon 3 $ 506,000 $ 168,666 $ 59,000
Blair, Pennsylvania 3 $ 533,000 $ 177,666 $ 55,000
Bucks, Pennsylvania 3 $ 695,000 $ 231,666 $ 105,000
Lehigh, Pennsylvania 3 $ 615,000 $ 205,000 $ 115,000
Northampton, Pennsylvania 3 $ 470,000 $ 156,666 $ 77,000
Kent, Rhode Island 3 $ 498,000 $ 166,000 $ 59,000
Washington, Rhode Island 3 $ 645,000 $ 215,000 $ 86,000
Berkeley, South Carolina 3 $ 748,000 $ 249,333 $ 98,000
Greenville, South Carolina 3 $ 657,000 $ 219,000 $ 91,000
Horry, South Carolina 3 $ 585,000 $ 195,000 $ 61,000
York, South Carolina 3 $ 697,000 $ 232,333 $ 99,000
Knox, Tennessee 3 $ 586,000 $ 195,333 $ 75,000
Williamson, Tennessee 3 $ 1,117,000 $ 372,333 $ 174,000
Brazoria, Texas 3 $ 701,000 $ 233,666 $ 159,000
Ector, Texas 3 $ 566,000 $ 188,666 $ 186,000
Ellis, Texas 3 $ 668,000 $ 222,666 $ 144,000
Nueces, Texas 3 $ 717,000 $ 239,000 $ 159,000
Alexandria, Virginia 3 $ 1,251,000 $ 417,000 $ 212,000
Chesapeake, Virginia 3 $ 823,000 $ 274,333 $ 91,000
Franklin, Virginia 3 $ 1,134,000 $ 378,000 $ 109,000
Newport News, Virginia 3 $ 418,000 $ 139,333 $ 57,000
Roanoke, Virginia 3 $ 627,000 $ 209,000 $ 83,000
Spotsylvania, Virginia 3 $ 1,409,000 $ 469,666 $ 145,000
Stafford, Virginia 3 $ 842,000 $ 280,666 $ 112,000
Clark, Washington 3 $ 549,000 $ 183,000 $ 74,000
Spokane, Washington 3 $ 714,000 $ 238,000 $ 172,000
Whatcom, Washington 3 $ 587,000 $ 195,666 $ 94,000
Jefferson, West Virginia 3 $ 602,000 $ 200,666 $ 61,000
Autauga, Alabama 2 $ 273,000 $ 136,500 $ 125,000
Lee, Alabama 2 $ 301,000 $ 150,500 $ 80,000
Limestone, Alabama 2 $ 406,000 $ 203,000 $ 24,000
Madison, Alabama 2 $ 596,000 $ 298,000 $ 133,000
Anchorage, Alaska 2 $ 674,000 $ 337,000 $ 138,000
Matanuska-Susitna, Alaska 2 $ 368,000 $ 184,000 $ 102,000
Yuma, Arizona 2 $ 366,000 $ 183,000 $ 70,000
Cleburne, Arkansas 2 $ 348,000 $ 174,000 $ 72,000
Craighead, Arkansas 2 $ 151,000 $ 75,500 $ 108,000
Faulkner, Arkansas 2 $ 226,000 $ 113,000 $ 109,000
Howard, Arkansas 2 $ 305,000 $ 152,500 $ 85,000
Polk, Arkansas 2 $ 374,000 $ 187,000 $ 0
Randolph, Arkansas 2 $ 246,000 $ 123,000 $ 74,000
Saline, Arkansas 2 $ 345,000 $ 172,500 $ 61,000
Imperial, California 2 $ 410,000 $ 205,000 $ 76,000
Lake, California 2 $ 235,000 $ 117,500 $ 69,000
San Joaquin, California 2 $ 627,000 $ 313,500 $ 124,000
Shasta, California 2 $ 389,000 $ 194,500 $ 89,000
Stanislaus, California 2 $ 493,000 $ 246,500 $ 50,000
Elbert, Colorado 2 $ 560,000 $ 280,000 $ 125,000
Grand, Colorado 2 $ 367,000 $ 183,500 $ 110,000
Mesa, Colorado 2 $ 402,000 $ 201,000 $ 93,000
Clay, Florida 2 $ 319,000 $ 159,500 $ 44,000
Escambia, Florida 2 $ 584,000 $ 292,000 $ 362,000
Santa Rosa, Florida 2 $ 454,000 $ 227,000 $ 83,000
Clarke, Georgia 2 $ 159,000 $ 79,500 $ 59,000
Glynn, Georgia 2 $ 514,000 $ 257,000 $ 158,000
Gordon, Georgia 2 $ 160,000 $ 80,000 $ 43,000
Harris, Georgia 2 $ 437,000 $ 218,500 $ 57,000
Heard, Georgia 2 $ 410,000 $ 205,000 $ 81,000
Muscogee, Georgia 2 $ 363,000 $ 181,500 $ 106,000
Rockdale, Georgia 2 $ 253,000 $ 126,500 $ 64,000
Union, Georgia 2 $ 243,000 $ 121,500 $ 60,000
Walker, Georgia 2 $ 256,000 $ 128,000 $ 45,000
Maui, Hawaii 2 $ 568,000 $ 284,000 $ 59,000
Blaine, Idaho 2 $ 683,000 $ 341,500 $ 120,000
Coles, Illinois 2 $ 148,000 $ 74,000 $ 31,000
Peoria, Illinois 2 $ 253,000 $ 126,500 $ 47,000
Delaware, Indiana 2 $ 338,000 $ 169,000 $ 76,000
Elkhart, Indiana 2 $ 481,000 $ 240,500 $ 39,000
St. Joseph, Indiana 2 $ 363,000 $ 181,500 $ 86,000
Floyd, Iowa 2 $ 180,000 $ 90,000 $ 40,000
Howard, Iowa 2 $ 322,000 $ 161,000 $ 61,000
Sedgwick, Kansas 2 $ 325,000 $ 162,500 $ 154,000
Fayette, Kentucky 2 $ 310,000 $ 155,000 $ 68,000
Ascension, Louisiana 2 $ 366,000 $ 183,000 $ 69,000
Ouachita, Louisiana 2 $ 356,000 $ 178,000 $ 73,000
Tangipahoa, Louisiana 2 $ 582,000 $ 291,000 $ 71,000
Hancock, Maine 2 $ 430,000 $ 215,000 $ 174,000
Kennebec, Maine 2 $ 372,000 $ 186,000 $ 30,000
Worcester, Maryland 2 $ 386,000 $ 193,000 $ 115,000
Hampshire, Massachusetts 2 $ 573,000 $ 286,500 $ 87,000
Calhoun, Michigan 2 $ 247,000 $ 123,500 $ 99,000
Genesee, Michigan 2 $ 216,000 $ 108,000 $ 50,000
Macomb, Michigan 2 $ 505,000 $ 252,500 $ 125,000
Oceana, Michigan 2 $ 216,000 $ 108,000 $ 129,000
Carver, Minnesota 2 $ 396,000 $ 198,000 $ 81,000
Cass, Minnesota 2 $ 1,773,000 $ 886,500 $ 170,000
Scott, Minnesota 2 $ 440,000 $ 220,000 $ 74,000
Wright, Minnesota 2 $ 233,000 $ 116,500 $ 75,000
Jackson, Mississippi 2 $ 241,000 $ 120,500 $ 66,000
Madison, Mississippi 2 $ 442,000 $ 221,000 $ 138,000
Boone, Missouri 2 $ 302,000 $ 151,000 $ 62,000
Christian, Missouri 2 $ 300,000 $ 150,000 $ 117,000
Lawrence, Missouri 2 $ 216,000 $ 108,000 $ 35,000
Livingston, Missouri 2 $ 143,000 $ 71,500 $ 53,000
Newton, Missouri 2 $ 298,000 $ 149,000 $ 59,000
Pettis, Missouri 2 $ 236,000 $ 118,000 $ 62,000
Douglas, Nevada 2 $ 945,000 $ 472,500 $ 97,000
Lyon, Nevada 2 $ 631,000 $ 315,500 $ 211,000
Cheshire, New Hampshire 2 $ 387,000 $ 193,500 $ 93,000
Grafton, New Hampshire 2 $ 620,000 $ 310,000 $ 66,000
Atlantic, New Jersey 2 $ 339,000 $ 169,500 $ 59,000
Burlington, New Jersey 2 $ 395,000 $ 197,500 $ 86,000
Passaic, New Jersey 2 $ 560,000 $ 280,000 $ 54,000
Union, New Jersey 2 $ 723,000 $ 361,500 $ 140,000
Grant, New Mexico 2 $ 316,000 $ 158,000 $ 54,000
Roosevelt, New Mexico 2 $ 376,000 $ 188,000 $ 82,000
Steuben, New York 2 $ 216,000 $ 108,000 $ 118,000
Brunswick, North Carolina 2 $ 315,000 $ 157,500 $ 107,000
Cherokee, North Carolina 2 $ 366,000 $ 183,000 $ 78,000
Dare, North Carolina 2 $ 1,706,000 $ 853,000 $ 285,000
Durham, North Carolina 2 $ 431,000 $ 215,500 $ 97,000
Gaston, North Carolina 2 $ 458,000 $ 229,000 $ 59,000
Gates, North Carolina 2 $ 356,000 $ 178,000 $ 40,000
Iredell, North Carolina 2 $ 390,000 $ 195,000 $ 87,000
Johnston, North Carolina 2 $ 371,000 $ 185,500 $ 53,000
New Hanover, North Carolina 2 $ 302,000 $ 151,000 $ 59,000
Onslow, North Carolina 2 $ 302,000 $ 151,000 $ 51,000
Pender, North Carolina 2 $ 1,017,000 $ 508,500 $ 173,000
Stanly, North Carolina 2 $ 297,000 $ 148,500 $ 34,000
Ward, North Dakota 2 $ 579,000 $ 289,500 $ 128,000
Clinton, Ohio 2 $ 260,000 $ 130,000 $ 61,000
Darke, Ohio 2 $ 389,000 $ 194,500 $ 101,000
Fulton, Ohio 2 $ 233,000 $ 116,500 $ 80,000
Geauga, Ohio 2 $ 443,000 $ 221,500 $ 210,000
Highland, Ohio 2 $ 192,000 $ 96,000 $ 45,000
Lorain, Ohio 2 $ 248,000 $ 124,000 $ 91,000
Pickaway, Ohio 2 $ 319,000 $ 159,500 $ 67,000
Portage, Ohio 2 $ 510,000 $ 255,000 $ 128,000
Bryan, Oklahoma 2 $ 243,000 $ 121,500 $ 50,000
Carter, Oklahoma 2 $ 551,000 $ 275,500 $ 140,000
Cherokee, Oklahoma 2 $ 246,000 $ 123,000 $ 73,000
Comanche, Oklahoma 2 $ 157,000 $ 78,500 $ 67,000
Craig, Oklahoma 2 $ 301,000 $ 150,500 $ 54,000
Garvin, Oklahoma 2 $ 220,000 $ 110,000 $ 42,000
Lincoln, Oklahoma 2 $ 233,000 $ 116,500 $ 54,000
Mayes, Oklahoma 2 $ 386,000 $ 193,000 $ 59,000
McClain, Oklahoma 2 $ 343,000 $ 171,500 $ 83,000
McIntosh, Oklahoma 2 $ 202,000 $ 101,000 $ 37,000
Osage, Oklahoma 2 $ 324,000 $ 162,000 $ 68,000
Pontotoc, Oklahoma 2 $ 207,000 $ 103,500 $ 54,000
Clackamas, Oregon 2 $ 584,000 $ 292,000 $ 74,000
Marion, Oregon 2 $ 298,000 $ 149,000 $ 78,000
Washington, Oregon 2 $ 546,000 $ 273,000 $ 79,000
Carbon, Pennsylvania 2 $ 240,000 $ 120,000 $ 39,000
Franklin, Pennsylvania 2 $ 320,000 $ 160,000 $ 71,000
Lancaster, Pennsylvania 2 $ 218,000 $ 109,000 $ 74,000
Washington, Pennsylvania 2 $ 331,000 $ 165,500 $ 63,000
York, Pennsylvania 2 $ 347,000 $ 173,500 $ 66,000
Charleston, South Carolina 2 $ 427,000 $ 213,500 $ 92,000
Richland, South Carolina 2 $ 451,000 $ 225,500 $ 88,000
Spartanburg, South Carolina 2 $ 450,000 $ 225,000 $ 47,000
Blount, Tennessee 2 $ 535,000 $ 267,500 $ 111,000
Decatur, Tennessee 2 $ 332,000 $ 166,000 $ 62,000
Hamilton, Tennessee 2 $ 345,000 $ 172,500 $ 50,000
Hardin, Tennessee 2 $ 441,000 $ 220,500 $ 199,000
Cameron, Texas 2 $ 446,000 $ 223,000 $ 140,000
Comal, Texas 2 $ 589,000 $ 294,500 $ 135,000
Gonzales, Texas 2 $ 276,000 $ 138,000 $ 63,000
Guadalupe, Texas 2 $ 145,000 $ 72,500 $ 66,000
Kendall, Texas 2 $ 385,000 $ 192,500 $ 104,000
Tooele, Utah 2 $ 446,000 $ 223,000 $ 108,000
Utah, Utah 2 $ 533,000 $ 266,500 $ 80,000
Arlington, Virginia 2 $ 1,386,000 $ 693,000 $ 1,961,000
Culpeper, Virginia 2 $ 494,000 $ 247,000 $ 105,000
Fauquier, Virginia 2 $ 635,000 $ 317,500 $ 27,000
Hanover, Virginia 2 $ 497,000 $ 248,500 $ 104,000
Henrico, Virginia 2 $ 244,000 $ 122,000 $ 28,000
King George, Virginia 2 $ 557,000 $ 278,500 $ 187,000
Portsmouth, Virginia 2 $ 281,000 $ 140,500 $ 38,000
Suffolk, Virginia 2 $ 662,000 $ 331,000 $ 52,000
Winchester, Virginia 2 $ 571,000 $ 285,500 $ 69,000
York, Virginia 2 $ 714,000 $ 357,000 $ 127,000
Berkeley, West Virginia 2 $ 503,000 $ 251,500 $ 129,000
Kanawha, West Virginia 2 $ 1,746,000 $ 873,000 $ 987,000
Marion, West Virginia 2 $ 292,000 $ 146,000 $ 73,000
Ohio, West Virginia 2 $ 359,000 $ 179,500 $ 68,000
Kenosha, Wisconsin 2 $ 1,228,000 $ 614,000 $ 330,000
Ozaukee, Wisconsin 2 $ 585,000 $ 292,500 $ 91,000
St. Croix, Wisconsin 2 $ 316,000 $ 158,000 $ 74,000
Campbell, Wyoming 2 $ 474,000 $ 237,000 $ 64,000
Baldwin, Alabama 1 $ 112,000 $ 112,000 $ 35,000
Clarke, Alabama 1 $ 131,000 $ 131,000 $ 50,000
Clay, Alabama 1 $ 101,000 $ 101,000 $ 41,000
Coffee, Alabama 1 $ 117,000 $ 117,000 $ 101,000
Covington, Alabama 1 $ 276,000 $ 276,000 $ 60,000
Randolph, Alabama 1 $ 224,000 $ 224,000 $ 94,000
St. Clair, Alabama 1 $ 340,000 $ 340,000 $ 132,000
Washington, Alabama 1 $ 195,000 $ 195,000 $ 74,000
Fairbanks North Star, Alaska 1 $ 419,000 $ 419,000 $ 151,000
Coconino, Arizona 1 $ 265,000 $ 265,000 $ 159,000
Arkansas, Arkansas 1 $ 170,000 $ 170,000 $ 73,000
Ashley, Arkansas 1 $ 190,000 $ 190,000 $ 38,000
Columbia, Arkansas 1 $ 101,000 $ 101,000 $ 60,000
Crawford, Arkansas 1 $ 64,000 $ 64,000 $ 36,000
Fulton, Arkansas 1 $ 101,000 $ 101,000 $ 42,000
Hot Spring, Arkansas 1 $ 128,000 $ 128,000 $ 32,000
Izard, Arkansas 1 $ 171,000 $ 171,000 $ 57,000
Johnson, Arkansas 1 $ 85,000 $ 85,000 $ 29,000
Lawrence, Arkansas 1 $ 94,000 $ 94,000 $ 25,000
Miller, Arkansas 1 $ 186,000 $ 186,000 $ 64,000
Mississippi, Arkansas 1 $ 75,000 $ 75,000 $ 93,000
Montgomery, Arkansas 1 $ 74,000 $ 74,000 $ 80,000
Nevada, Arkansas 1 $ 123,000 $ 123,000 $ 124,000
Pope, Arkansas 1 $ 94,000 $ 94,000 $ 37,000
Sevier, Arkansas 1 $ 186,000 $ 186,000 $ 136,000
Sharp, Arkansas 1 $ 84,000 $ 84,000 $ 75,000
Van Buren, Arkansas 1 $ 80,000 $ 80,000 $ 24,000
White, Arkansas 1 $ 179,000 $ 179,000 $ 80,000
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Mortgage Loan Application Detail Totals for Evolve Bank & Trust in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,231 $723,668,000 $223,000 $2,130,000 $110,000 $6,936,000
Home Purchase 2,730 $504,962,000 $184,000 $2,000,000 $90,000 $4,281,000
Home Improvement 13 $1,749,000 $134,000 $620,000 $80,000 $389,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,760 $990,510,000 $208,000 $2,130,000 $104,000 $4,281,000
Black or African American 449 $82,934,000 $184,000 $646,000 $96,000 $6,936,000
Hispanic 408 $75,537,000 $185,000 $892,000 $76,000 $653,000
Asian 178 $39,453,000 $221,000 $676,000 $108,000 $1,252,000
Not Provided 129 $26,415,000 $204,000 $836,000 $93,000 $459,000
Not applicable 19 $9,627,000 $506,000 $626,000 $0 $0
American Indian or Alaskan Native 19 $3,501,000 $184,000 $555,000 $69,000 $207,000
Native Hawaiian or Other Pacific Islander 12 $2,402,000 $200,000 $392,000 $71,000 $192,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,767 $835,825,000 $221,000 $2,000,000 $121,000 $6,936,000
FHA-insured (Federal Housing Administration) 1,730 $291,992,000 $168,000 $907,000 $64,000 $415,000
VA-guaranteed (Veterans Administration) 309 $80,349,000 $260,000 $2,130,000 $88,000 $611,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 168 $22,213,000 $132,000 $306,000 $45,000 $91,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,281 $1,077,104,000 $203,000 $2,000,000 $100,000 $4,281,000
Application Withdrawn By Applicant 345 $75,722,000 $219,000 $1,439,000 $124,000 $6,936,000
Application Denied By Financial Institution 266 $54,616,000 $205,000 $2,130,000 $87,000 $925,000
File Closed For Incompleteness 37 $8,074,000 $218,000 $743,000 $92,000 $273,000
Application Approved But Not Accepted 29 $5,917,000 $204,000 $417,000 $98,000 $492,000
Loan Purchased By The Institution 16 $8,946,000 $559,000 $626,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 82 $14,934,000 $182,000 $574,000 $61,000 $214,000
Collateral 70 $16,220,000 $231,000 $2,130,000 $102,000 $799,000
Other 40 $9,095,000 $227,000 $893,000 $124,000 $925,000
Credit History 35 $7,042,000 $201,000 $712,000 $82,000 $329,000
Unverifiable Information 20 $3,953,000 $197,000 $413,000 $94,000 $263,000
Insufficient Cash (Downpayment, Closing Cost) 9 $1,464,000 $162,000 $315,000 $73,000 $297,000
Employment History 7 $1,450,000 $207,000 $299,000 $87,000 $166,000
Credit Application Incomplete 2 $322,000 $161,000 $223,000 $32,000 $64,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Evolve Bank & Trust's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Evolve Bank & Trust's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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