Evolve Bank & Trust Mortgage Lending & HMDA Data, 2013
In 2013, Evolve Bank & Trust of Memphis, TN reported 5,974 mortgage applications totaling $1.2 billion, down 2% from 2012. The average application was for $205,955, and applicants reported an average income of $100,795. 88% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Memphis, TN-MS-AR (406), Atlanta-Sandy Springs-Marietta, GA (358) and Cincinnati-Middletown, OH-KY-IN (316) (applications in parentheses).
| Mortgage Company & Address | Evolve Bank & Trust 6000 Poplar Avenue Suite 300 Memphis, TN 38119 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 5,974 |
| Total Mortgage Loan Application Amount | $1,230,379,000 |
| Average Mortgage Loan Application Amount | $205,955 |
| Highest Mortgage Loan Application Amount | $2,130,000 |
| Average Applicant Income | $100,795 |
| Highest Applicant Income | $6,936,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Evolve Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Memphis, TN-MS-AR | 406 | $ 63,799,000 | $ 157,140 | $ 89,911 |
| Atlanta-Sandy Springs-Marietta, GA | 358 | $ 64,607,000 | $ 180,466 | $ 83,000 |
| Cincinnati-Middletown, OH-KY-IN | 316 | $ 50,854,000 | $ 160,930 | $ 87,750 |
| Dallas-Plano-Irving, TX | 314 | $ 60,921,000 | $ 194,015 | $ 121,000 |
| Grand Rapids-Wyoming, MI | 209 | $ 29,675,000 | $ 141,985 | $ 68,000 |
| Tampa-St. Petersburg-Clearwater, FL | 202 | $ 36,861,000 | $ 182,480 | $ 90,000 |
| Denver-Aurora-Broomfield, CO | 194 | $ 44,640,000 | $ 230,103 | $ 103,000 |
| Wilmington, DE-MD-NJ | 160 | $ 33,593,000 | $ 209,956 | $ 77,900 |
| Chicago-Joliet-Naperville, IL | 139 | $ 32,659,000 | $ 234,956 | $ 108,000 |
| Nassau-Suffolk, NY | 137 | $ 39,884,000 | $ 291,124 | $ 136,000 |
| Worcester, MA | 130 | $ 26,218,000 | $ 201,676 | $ 96,000 |
| New York-White Plains-Wayne, NY-NJ | 129 | $ 42,452,000 | $ 329,085 | $ 115,046 |
| Columbus, OH | 128 | $ 20,446,000 | $ 159,734 | $ 82,000 |
| Peabody, MA | 110 | $ 30,554,000 | $ 277,763 | $ 112,000 |
| Houston-Sugar Land-Baytown, TX | 109 | $ 23,908,000 | $ 219,339 | $ 126,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 98 | $ 35,498,000 | $ 362,224 | $ 263,244 |
| Cambridge-Newton-Framingham, MA | 96 | $ 24,520,000 | $ 255,416 | $ 101,000 |
| Tulsa, OK | 86 | $ 14,644,000 | $ 170,279 | $ 78,000 |
| Muskegon-Norton Shores, MI | 83 | $ 7,491,000 | $ 90,253 | $ 45,000 |
| Dayton, OH | 79 | $ 10,610,000 | $ 134,303 | $ 68,000 |
| Holland-Grand Haven, MI | 72 | $ 11,752,000 | $ 163,222 | $ 85,000 |
| Rockingham County-Strafford County, NH | 65 | $ 15,412,000 | $ 237,107 | $ 101,000 |
| Cape Coral-Fort Myers, FL | 64 | $ 10,233,000 | $ 159,890 | $ 148,000 |
| Fort Worth-Arlington, TX | 63 | $ 10,903,000 | $ 173,063 | $ 79,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 56 | $ 12,018,000 | $ 214,607 | $ 113,267 |
| Boston-Quincy, MA | 53 | $ 13,989,000 | $ 263,943 | $ 102,000 |
| Bridgeport-Stamford-Norwalk, CT | 48 | $ 16,353,000 | $ 340,687 | $ 127,000 |
| Laredo, TX | 48 | $ 6,680,000 | $ 139,166 | $ 49,000 |
| Cleveland-Elyria-Mentor, OH | 45 | $ 7,171,000 | $ 159,355 | $ 122,000 |
| Providence-New Bedford-Fall River, RI-MA | 36 | $ 8,109,000 | $ 225,250 | $ 78,166 |
| Austin-Round Rock-San Marcos, TX | 35 | $ 8,147,000 | $ 232,771 | $ 114,000 |
| Manchester-Nashua, NH | 32 | $ 7,210,000 | $ 225,312 | $ 94,000 |
| Phoenix-Mesa-Glendale, AZ | 31 | $ 8,306,000 | $ 267,935 | $ 132,000 |
| Baltimore-Towson, MD | 29 | $ 7,211,000 | $ 248,655 | $ 75,000 |
| Oklahoma City, OK | 29 | $ 4,959,000 | $ 171,000 | $ 131,000 |
| Kansas City, MO-KS | 28 | $ 5,252,000 | $ 187,571 | $ 97,571 |
| Los Angeles-Long Beach-Glendale, CA | 28 | $ 15,957,000 | $ 569,892 | $ 291,000 |
| Portland-South Portland-Biddeford, ME | 26 | $ 6,755,000 | $ 259,807 | $ 103,000 |
| San Antonio-New Braunfels, TX | 25 | $ 4,596,000 | $ 183,840 | $ 101,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 25 | $ 6,586,000 | $ 263,440 | $ 87,000 |
| Philadelphia, PA | 24 | $ 5,905,000 | $ 246,041 | $ 119,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 22 | $ 4,639,000 | $ 210,863 | $ 87,772 |
| Las Vegas-Paradise, NV | 22 | $ 5,354,000 | $ 243,363 | $ 109,000 |
| Kalamazoo-Portage, MI | 21 | $ 3,219,000 | $ 153,285 | $ 88,000 |
| Riverside-San Bernardino-Ontario, CA | 21 | $ 4,897,000 | $ 233,190 | $ 125,000 |
| Hartford-West Hartford-East Hartford, CT | 20 | $ 4,661,000 | $ 233,050 | $ 90,000 |
| Lake County-Kenosha County, IL-WI | 20 | $ 5,908,000 | $ 295,400 | $ 150,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 19 | $ 4,889,000 | $ 257,315 | $ 153,000 |
| New Orleans-Metairie-Kenner, LA | 19 | $ 3,970,000 | $ 208,947 | $ 112,000 |
| Warren-Troy-Farmington Hills, MI | 19 | $ 3,364,000 | $ 177,052 | $ 86,000 |
| North Port-Bradenton-Sarasota, FL | 18 | $ 3,376,000 | $ 187,555 | $ 102,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 17 | $ 4,219,000 | $ 248,176 | $ 135,000 |
| Akron, OH | 15 | $ 2,379,000 | $ 158,600 | $ 73,000 |
| Little Rock-North Little Rock-Conway, AR | 15 | $ 2,330,000 | $ 155,333 | $ 77,000 |
| Naples-Marco Island, FL | 15 | $ 3,586,000 | $ 239,066 | $ 189,000 |
| Orlando-Kissimmee-Sanford, FL | 15 | $ 3,806,000 | $ 253,733 | $ 143,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 15 | $ 4,197,000 | $ 279,800 | $ 95,000 |
| Seattle-Bellevue-Everett, WA | 15 | $ 4,830,000 | $ 322,000 | $ 126,000 |
| St. Louis, MO-IL | 15 | $ 2,400,000 | $ 160,000 | $ 59,133 |
| Barnstable Town, MA | 14 | $ 3,771,000 | $ 269,357 | $ 148,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 14 | $ 3,334,000 | $ 238,142 | $ 113,000 |
| Miami-Miami Beach-Kendall, FL | 14 | $ 3,406,000 | $ 243,285 | $ 149,000 |
| New Haven-Milford, CT | 14 | $ 2,849,000 | $ 203,500 | $ 139,000 |
| Edison-New Brunswick, NJ | 13 | $ 3,575,000 | $ 275,000 | $ 148,000 |
| Newark-Union, NJ-PA | 13 | $ 3,784,000 | $ 291,076 | $ 110,384 |
| Raleigh-Cary, NC | 13 | $ 2,510,000 | $ 193,076 | $ 57,000 |
| Richmond, VA | 13 | $ 3,218,000 | $ 247,538 | $ 115,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 12 | $ 2,113,000 | $ 176,083 | $ 86,666 |
| Jacksonville, FL | 12 | $ 2,415,000 | $ 201,250 | $ 95,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 12 | $ 3,160,000 | $ 263,333 | $ 114,000 |
| Birmingham-Hoover, AL | 11 | $ 2,390,000 | $ 217,272 | $ 81,000 |
| Des Moines-West Des Moines, IA | 11 | $ 1,704,000 | $ 154,909 | $ 56,000 |
| Dover, DE | 11 | $ 2,456,000 | $ 223,272 | $ 78,000 |
| Oakland-Fremont-Hayward, CA | 11 | $ 4,576,000 | $ 416,000 | $ 136,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 11 | $ 2,987,000 | $ 271,545 | $ 80,545 |
| San Diego-Carlsbad-San Marcos, CA | 11 | $ 3,014,000 | $ 274,000 | $ 78,000 |
| Albuquerque, NM | 10 | $ 1,885,000 | $ 188,500 | $ 79,000 |
| Boulder, CO | 10 | $ 2,543,000 | $ 254,300 | $ 125,000 |
| Greeley, CO | 10 | $ 2,167,000 | $ 216,700 | $ 80,000 |
| Indianapolis-Carmel, IN | 10 | $ 1,174,000 | $ 117,400 | $ 72,000 |
| Toledo, OH | 10 | $ 1,637,000 | $ 163,700 | $ 98,000 |
| Tucson, AZ | 10 | $ 2,424,000 | $ 242,400 | $ 78,000 |
| Augusta-Richmond County, GA-SC | 9 | $ 1,425,000 | $ 158,333 | $ 57,333 |
| Baton Rouge, LA | 9 | $ 2,433,000 | $ 270,333 | $ 128,000 |
| Beaumont-Port Arthur, TX | 9 | $ 1,280,000 | $ 142,222 | $ 82,000 |
| Colorado Springs, CO | 9 | $ 1,809,000 | $ 201,000 | $ 109,000 |
| Killeen-Temple-Fort Hood, TX | 9 | $ 1,052,000 | $ 116,888 | $ 57,000 |
| McAllen-Edinburg-Mission, TX | 9 | $ 1,540,000 | $ 171,111 | $ 112,000 |
| Canton-Massillon, OH | 8 | $ 1,307,000 | $ 163,375 | $ 100,000 |
| Detroit-Livonia-Dearborn, MI | 8 | $ 1,356,000 | $ 169,500 | $ 94,000 |
| Fort Collins-Loveland, CO | 8 | $ 1,548,000 | $ 193,500 | $ 112,000 |
| Palm Bay-Melbourne-Titusville, FL | 8 | $ 1,603,000 | $ 200,375 | $ 100,000 |
| Santa Ana-Anaheim-Irvine, CA | 8 | $ 3,724,000 | $ 465,500 | $ 45,000 |
| Camden, NJ | 7 | $ 1,378,000 | $ 196,857 | $ 89,000 |
| Fort Smith, AR-OK | 7 | $ 1,410,000 | $ 201,428 | $ 49,000 |
| Jackson, MS | 7 | $ 1,318,000 | $ 188,285 | $ 112,000 |
| Pittsburgh, PA | 7 | $ 1,394,000 | $ 199,142 | $ 100,000 |
| Winchester, VA-WV | 7 | $ 1,816,000 | $ 259,428 | $ 107,000 |
| Boise City-Nampa, ID | 6 | $ 1,464,000 | $ 244,000 | $ 112,000 |
| Charleston-North Charleston-Summerville, SC | 6 | $ 1,338,000 | $ 223,000 | $ 88,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 6 | $ 707,000 | $ 117,833 | $ 124,000 |
| Knoxville, TN | 6 | $ 1,224,000 | $ 204,000 | $ 86,000 |
| Lakeland-Winter Haven, FL | 6 | $ 997,000 | $ 166,166 | $ 74,000 |
| Norwich-New London, CT | 6 | $ 1,430,000 | $ 238,333 | $ 117,000 |
| Reno-Sparks, NV | 6 | $ 1,228,000 | $ 204,666 | $ 93,000 |
| Roanoke, VA | 6 | $ 1,761,000 | $ 293,500 | $ 96,000 |
| Salt Lake City, UT | 6 | $ 1,599,000 | $ 266,500 | $ 82,000 |
| Springfield, MA | 6 | $ 1,220,000 | $ 203,333 | $ 63,000 |
| Springfield, MO | 6 | $ 767,000 | $ 127,833 | $ 67,000 |
| Wilmington, NC | 6 | $ 1,634,000 | $ 272,333 | $ 113,000 |
| Corpus Christi, TX | 5 | $ 1,070,000 | $ 214,000 | $ 125,000 |
| Gainesville, GA | 5 | $ 1,297,000 | $ 259,400 | $ 106,000 |
| Kingston, NY | 5 | $ 1,422,000 | $ 284,400 | $ 225,000 |
| Milwaukee-Waukesha-West Allis, WI | 5 | $ 1,065,000 | $ 213,000 | $ 62,000 |
| Ogden-Clearfield, UT | 5 | $ 816,000 | $ 163,200 | $ 56,000 |
| Santa Fe, NM | 5 | $ 1,179,000 | $ 235,800 | $ 77,000 |
| Sherman-Denison, TX | 5 | $ 891,000 | $ 178,200 | $ 81,000 |
| Tyler, TX | 5 | $ 2,051,000 | $ 410,200 | $ 449,000 |
| Waco, TX | 5 | $ 812,000 | $ 162,400 | $ 58,000 |
| Anchorage, AK | 4 | $ 1,042,000 | $ 260,500 | $ 120,000 |
| Athens-Clarke County, GA | 4 | $ 382,000 | $ 95,500 | $ 70,000 |
| Charleston, WV | 4 | $ 2,143,000 | $ 535,750 | $ 515,000 |
| Chattanooga, TN-GA | 4 | $ 601,000 | $ 150,250 | $ 47,500 |
| Columbia, SC | 4 | $ 1,028,000 | $ 257,000 | $ 71,000 |
| Columbus, GA-AL | 4 | $ 800,000 | $ 200,000 | $ 81,000 |
| El Paso, TX | 4 | $ 865,000 | $ 216,250 | $ 91,000 |
| Gary, IN | 4 | $ 579,000 | $ 144,750 | $ 78,000 |
| Hagerstown-Martinsburg, MD-WV | 4 | $ 969,000 | $ 242,250 | $ 99,500 |
| Huntsville, AL | 4 | $ 1,002,000 | $ 250,500 | $ 79,000 |
| Lafayette, LA | 4 | $ 1,418,000 | $ 354,500 | $ 115,000 |
| Lake Havasu City-Kingman, AZ | 4 | $ 1,140,000 | $ 285,000 | $ 98,000 |
| Louisville/Jefferson County, KY-IN | 4 | $ 812,000 | $ 203,000 | $ 109,000 |
| Lubbock, TX | 4 | $ 584,000 | $ 146,000 | $ 118,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 4 | $ 1,548,000 | $ 387,000 | $ 144,000 |
| Pensacola-Ferry Pass-Brent, FL | 4 | $ 1,038,000 | $ 259,500 | $ 222,000 |
| San Francisco-San Mateo-Redwood City, CA | 4 | $ 1,823,000 | $ 455,750 | $ 162,000 |
| Springfield, OH | 4 | $ 470,000 | $ 117,500 | $ 58,000 |
| Tacoma, WA | 4 | $ 806,000 | $ 201,500 | $ 90,000 |
| Tallahassee, FL | 4 | $ 699,000 | $ 174,750 | $ 86,000 |
| Vallejo-Fairfield, CA | 4 | $ 999,000 | $ 249,750 | $ 59,000 |
| Altoona, PA | 3 | $ 533,000 | $ 177,666 | $ 55,000 |
| Bellingham, WA | 3 | $ 587,000 | $ 195,666 | $ 94,000 |
| Bethesda-Rockville-Frederick, MD | 3 | $ 1,962,000 | $ 654,000 | $ 649,000 |
| Binghamton, NY | 3 | $ 200,000 | $ 66,666 | $ 45,000 |
| Buffalo-Niagara Falls, NY | 3 | $ 710,000 | $ 236,666 | $ 91,000 |
| Crestview-Fort Walton Beach-Destin, FL | 3 | $ 903,000 | $ 301,000 | $ 139,000 |
| Durham-Chapel Hill, NC | 3 | $ 707,000 | $ 235,666 | $ 82,000 |
| Eugene-Springfield, OR | 3 | $ 506,000 | $ 168,666 | $ 59,000 |
| Greenville-Mauldin-Easley, SC | 3 | $ 657,000 | $ 219,000 | $ 91,000 |
| Hot Springs, AR | 3 | $ 476,000 | $ 158,666 | $ 92,000 |
| Las Cruces, NM | 3 | $ 762,000 | $ 254,000 | $ 133,000 |
| Lynchburg, VA | 3 | $ 407,000 | $ 135,666 | $ 97,000 |
| Mansfield, OH | 3 | $ 316,000 | $ 105,333 | $ 10,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 3 | $ 585,000 | $ 195,000 | $ 61,000 |
| Odessa, TX | 3 | $ 566,000 | $ 188,666 | $ 186,000 |
| Omaha-Council Bluffs, NE-IA | 3 | $ 443,000 | $ 147,666 | $ 74,000 |
| Palm Coast, FL | 3 | $ 370,000 | $ 123,333 | $ 41,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 3 | $ 768,000 | $ 256,000 | $ 99,000 |
| Pine Bluff, AR | 3 | $ 460,000 | $ 153,333 | $ 89,000 |
| Punta Gorda, FL | 3 | $ 901,000 | $ 300,333 | $ 111,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 3 | $ 897,000 | $ 299,000 | $ 49,000 |
| Spokane, WA | 3 | $ 714,000 | $ 238,000 | $ 172,000 |
| Wheeling, WV-OH | 3 | $ 408,000 | $ 136,000 | $ 54,000 |
| Wichita, KS | 3 | $ 483,000 | $ 161,000 | $ 116,000 |
| Atlantic City-Hammonton, NJ | 2 | $ 339,000 | $ 169,500 | $ 59,000 |
| Auburn-Opelika, AL | 2 | $ 301,000 | $ 150,500 | $ 80,000 |
| Battle Creek, MI | 2 | $ 247,000 | $ 123,500 | $ 99,000 |
| Brownsville-Harlingen, TX | 2 | $ 446,000 | $ 223,000 | $ 140,000 |
| Brunswick, GA | 2 | $ 514,000 | $ 257,000 | $ 158,000 |
| Burlington-South Burlington, VT | 2 | $ 419,000 | $ 209,500 | $ 52,000 |
| Columbia, MO | 2 | $ 302,000 | $ 151,000 | $ 62,000 |
| Dalton, GA | 2 | $ 134,000 | $ 67,000 | $ 56,000 |
| El Centro, CA | 2 | $ 410,000 | $ 205,000 | $ 76,000 |
| Elkhart-Goshen, IN | 2 | $ 481,000 | $ 240,500 | $ 39,000 |
| Fayetteville, NC | 2 | $ 330,000 | $ 165,000 | $ 121,000 |
| Flint, MI | 2 | $ 216,000 | $ 108,000 | $ 50,000 |
| Grand Junction, CO | 2 | $ 402,000 | $ 201,000 | $ 93,000 |
| Jacksonville, NC | 2 | $ 302,000 | $ 151,000 | $ 51,000 |
| Jonesboro, AR | 2 | $ 151,000 | $ 75,500 | $ 108,000 |
| Joplin, MO | 2 | $ 298,000 | $ 149,000 | $ 59,000 |
| Lancaster, PA | 2 | $ 218,000 | $ 109,000 | $ 74,000 |
| Lawton, OK | 2 | $ 157,000 | $ 78,500 | $ 67,000 |
| Lexington-Fayette, KY | 2 | $ 310,000 | $ 155,000 | $ 68,000 |
| Longview, TX | 2 | $ 505,000 | $ 252,500 | $ 76,000 |
| Modesto, CA | 2 | $ 493,000 | $ 246,500 | $ 50,000 |
| Monroe, LA | 2 | $ 356,000 | $ 178,000 | $ 73,000 |
| Montgomery, AL | 2 | $ 273,000 | $ 136,500 | $ 125,000 |
| Muncie, IN | 2 | $ 338,000 | $ 169,000 | $ 76,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 2 | $ 480,000 | $ 240,000 | $ 101,500 |
| Pascagoula, MS | 2 | $ 241,000 | $ 120,500 | $ 66,000 |
| Peoria, IL | 2 | $ 253,000 | $ 126,500 | $ 47,000 |
| Provo-Orem, UT | 2 | $ 533,000 | $ 266,500 | $ 80,000 |
| Redding, CA | 2 | $ 389,000 | $ 194,500 | $ 89,000 |
| Salem, OR | 2 | $ 298,000 | $ 149,000 | $ 78,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 2 | $ 653,000 | $ 326,500 | $ 61,000 |
| Savannah, GA | 2 | $ 433,000 | $ 216,500 | $ 83,000 |
| Shreveport-Bossier City, LA | 2 | $ 251,000 | $ 125,500 | $ 21,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 363,000 | $ 181,500 | $ 86,000 |
| Spartanburg, SC | 2 | $ 450,000 | $ 225,000 | $ 47,000 |
| Stockton, CA | 2 | $ 627,000 | $ 313,500 | $ 124,000 |
| Victoria, TX | 2 | $ 363,000 | $ 181,500 | $ 73,000 |
| Winston-Salem, NC | 2 | $ 493,000 | $ 246,500 | $ 50,000 |
| York-Hanover, PA | 2 | $ 347,000 | $ 173,500 | $ 66,000 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 423,000 | $ 211,500 | $ 80,500 |
| Yuma, AZ | 2 | $ 366,000 | $ 183,000 | $ 70,000 |
| Abilene, TX | 1 | $ 183,000 | $ 183,000 | $ 53,000 |
| Albany, GA | 1 | $ 372,000 | $ 372,000 | $ 96,000 |
| Albany-Schenectady-Troy, NY | 1 | $ 146,000 | $ 146,000 | $ 51,000 |
| Ames, IA | 1 | $ 321,000 | $ 321,000 | $ 107,000 |
| Ann Arbor, MI | 1 | $ 186,000 | $ 186,000 | $ 93,000 |
| Appleton, WI | 1 | $ 101,000 | $ 101,000 | $ 48,000 |
| Asheville, NC | 1 | $ 160,000 | $ 160,000 | $ 70,000 |
| Bangor, ME | 1 | $ 356,000 | $ 356,000 | $ 94,000 |
| Bay City, MI | 1 | $ 81,000 | $ 81,000 | $ 29,000 |
| Bend, OR | 1 | $ 360,000 | $ 360,000 | $ 158,000 |
| Bismarck, ND | 1 | $ 122,000 | $ 122,000 | $ 48,000 |
| Bowling Green, KY | 1 | $ 98,000 | $ 98,000 | $ 48,000 |
| Bremerton-Silverdale, WA | 1 | $ 211,000 | $ 211,000 | $ 181,000 |
| Burlington, NC | 1 | $ 154,000 | $ 154,000 | $ 51,000 |
| Cedar Rapids, IA | 1 | $ 165,000 | $ 165,000 | $ 99,000 |
| Champaign-Urbana, IL | 1 | $ 124,000 | $ 124,000 | $ 68,000 |
| Charlottesville, VA | 1 | $ 254,000 | $ 254,000 | $ 196,000 |
| Corvallis, OR | 1 | $ 650,000 | $ 650,000 | $ 78,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 98,000 | $ 98,000 | $ 70,000 |
| Duluth, MN-WI | 1 | $ 130,000 | $ 130,000 | $ 90,000 |
| Eau Claire, WI | 1 | $ 205,000 | $ 205,000 | $ 79,000 |
| Erie, PA | 1 | $ 150,000 | $ 150,000 | $ 68,000 |
| Evansville, IN-KY | 1 | $ 147,000 | $ 147,000 | $ 45,000 |
| Fairbanks, AK | 1 | $ 419,000 | $ 419,000 | $ 151,000 |
| Fargo, ND-MN | 1 | $ 255,000 | $ 255,000 | $ 170,000 |
| Farmington, NM | 1 | $ 153,000 | $ 153,000 | $ 47,000 |
| Flagstaff, AZ | 1 | $ 265,000 | $ 265,000 | $ 159,000 |
| Florence, SC | 1 | $ 160,000 | $ 160,000 | $ 63,000 |
| Fort Wayne, IN | 1 | $ 165,000 | $ 165,000 | $ 75,000 |
| Fresno, CA | 1 | $ 117,000 | $ 117,000 | $ 21,000 |
| Gainesville, FL | 1 | $ 120,000 | $ 120,000 | $ 62,000 |
| Grand Forks, ND-MN | 1 | $ 159,000 | $ 159,000 | $ 82,000 |
| Gulfport-Biloxi, MS | 1 | $ 123,000 | $ 123,000 | $ 27,000 |
| Harrisburg-Carlisle, PA | 1 | $ 189,000 | $ 189,000 | $ 112,000 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 126,000 | $ 126,000 | $ 20,000 |
| Hinesville-Fort Stewart, GA | 1 | $ 354,000 | $ 354,000 | $ 103,000 |
| Honolulu, HI | 1 | $ 600,000 | $ 600,000 | $ 238,000 |
| Jackson, MI | 1 | $ 226,000 | $ 226,000 | $ 63,000 |
| Jackson, TN | 1 | $ 118,000 | $ 118,000 | $ 79,000 |
| Jefferson City, MO | 1 | $ 128,000 | $ 128,000 | $ 63,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 330,000 | $ 330,000 | $ 89,000 |
| Lake Charles, LA | 1 | $ 123,000 | $ 123,000 | $ 75,000 |
| Lansing-East Lansing, MI | 1 | $ 113,000 | $ 113,000 | $ 39,000 |
| Lawrence, KS | 1 | $ 73,000 | $ 73,000 | $ 68,000 |
| Lebanon, PA | 1 | $ 152,000 | $ 152,000 | $ 41,000 |
| Lewiston-Auburn, ME | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Logan, UT-ID | 1 | $ 392,000 | $ 392,000 | $ 108,000 |
| Longview, WA | 1 | $ 186,000 | $ 186,000 | $ 152,000 |
| Madera-Chowchilla, CA | 1 | $ 237,000 | $ 237,000 | $ 118,000 |
| Midland, TX | 1 | $ 417,000 | $ 417,000 | $ 220,000 |
| Missoula, MT | 1 | $ 320,000 | $ 320,000 | $ 168,000 |
| Monroe, MI | 1 | $ 79,000 | $ 79,000 | $ 37,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 183,000 | $ 183,000 | $ 41,000 |
| Ocala, FL | 1 | $ 128,000 | $ 128,000 | $ 51,000 |
| Ocean City, NJ | 1 | $ 351,000 | $ 351,000 | $ 207,000 |
| Olympia, WA | 1 | $ 212,000 | $ 212,000 | $ 73,000 |
| Pittsfield, MA | 1 | $ 179,000 | $ 179,000 | $ 44,000 |
| Pocatello, ID | 1 | $ 202,000 | $ 202,000 | $ 65,000 |
| Port St. Lucie, FL | 1 | $ 121,000 | $ 121,000 | $ 65,000 |
| Pueblo, CO | 1 | $ 173,000 | $ 173,000 | $ 48,000 |
| Racine, WI | 1 | $ 242,000 | $ 242,000 | $ 81,000 |
| Reading, PA | 1 | $ 229,000 | $ 229,000 | $ 82,000 |
| Rochester, NY | 1 | $ 80,000 | $ 80,000 | $ 46,000 |
| Rocky Mount, NC | 1 | $ 85,000 | $ 85,000 | $ 129,000 |
| Rome, GA | 1 | $ 71,000 | $ 71,000 | $ 26,000 |
| Salinas, CA | 1 | $ 265,000 | $ 265,000 | $ 53,000 |
| Salisbury, MD | 1 | $ 211,000 | $ 211,000 | $ 0 |
| San Luis Obispo-Paso Robles, CA | 1 | $ 413,000 | $ 413,000 | $ 79,000 |
| Santa Rosa-Petaluma, CA | 1 | $ 412,000 | $ 412,000 | $ 110,000 |
| Sebastian-Vero Beach, FL | 1 | $ 125,000 | $ 125,000 | $ 152,000 |
| Sioux Falls, SD | 1 | $ 157,000 | $ 157,000 | $ 75,000 |
| St. Cloud, MN | 1 | $ 349,000 | $ 349,000 | $ 77,000 |
| State College, PA | 1 | $ 195,000 | $ 195,000 | $ 67,000 |
| Steubenville-Weirton, OH-WV | 1 | $ 124,000 | $ 124,000 | $ 28,000 |
| Syracuse, NY | 1 | $ 246,000 | $ 246,000 | $ 139,000 |
| Texarkana, Tx-Texarkana, AR | 1 | $ 186,000 | $ 186,000 | $ 64,000 |
| Topeka, KS | 1 | $ 129,000 | $ 129,000 | $ 69,000 |
| Trenton-Ewing, NJ | 1 | $ 113,000 | $ 113,000 | $ 83,000 |
| Valdosta, GA | 1 | $ 172,000 | $ 172,000 | $ 50,000 |
| Visalia-Porterville, CA | 1 | $ 285,000 | $ 285,000 | $ 151,000 |
| Warner Robins, GA | 1 | $ 138,000 | $ 138,000 | $ 93,000 |
| Wenatchee-East Wenatchee, WA | 1 | $ 417,000 | $ 417,000 | $ 174,000 |
| Wichita Falls, TX | 1 | $ 123,000 | $ 123,000 | $ 187,000 |
| Yakima, WA | 1 | $ 188,000 | $ 188,000 | $ 118,000 |
Mortgage Loan Application Detail Totals for Evolve Bank & Trust in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,231 | $723,668,000 | $223,000 | $2,130,000 | $110,000 | $6,936,000 |
| Home Purchase | 2,730 | $504,962,000 | $184,000 | $2,000,000 | $90,000 | $4,281,000 |
| Home Improvement | 13 | $1,749,000 | $134,000 | $620,000 | $80,000 | $389,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,760 | $990,510,000 | $208,000 | $2,130,000 | $104,000 | $4,281,000 |
| Black or African American | 449 | $82,934,000 | $184,000 | $646,000 | $96,000 | $6,936,000 |
| Hispanic | 408 | $75,537,000 | $185,000 | $892,000 | $76,000 | $653,000 |
| Asian | 178 | $39,453,000 | $221,000 | $676,000 | $108,000 | $1,252,000 |
| Not Provided | 129 | $26,415,000 | $204,000 | $836,000 | $93,000 | $459,000 |
| Not applicable | 19 | $9,627,000 | $506,000 | $626,000 | $0 | $0 |
| American Indian or Alaskan Native | 19 | $3,501,000 | $184,000 | $555,000 | $69,000 | $207,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $2,402,000 | $200,000 | $392,000 | $71,000 | $192,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,767 | $835,825,000 | $221,000 | $2,000,000 | $121,000 | $6,936,000 |
| FHA-insured (Federal Housing Administration) | 1,730 | $291,992,000 | $168,000 | $907,000 | $64,000 | $415,000 |
| VA-guaranteed (Veterans Administration) | 309 | $80,349,000 | $260,000 | $2,130,000 | $88,000 | $611,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 168 | $22,213,000 | $132,000 | $306,000 | $45,000 | $91,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,281 | $1,077,104,000 | $203,000 | $2,000,000 | $100,000 | $4,281,000 |
| Application Withdrawn By Applicant | 345 | $75,722,000 | $219,000 | $1,439,000 | $124,000 | $6,936,000 |
| Application Denied By Financial Institution | 266 | $54,616,000 | $205,000 | $2,130,000 | $87,000 | $925,000 |
| File Closed For Incompleteness | 37 | $8,074,000 | $218,000 | $743,000 | $92,000 | $273,000 |
| Application Approved But Not Accepted | 29 | $5,917,000 | $204,000 | $417,000 | $98,000 | $492,000 |
| Loan Purchased By The Institution | 16 | $8,946,000 | $559,000 | $626,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 82 | $14,934,000 | $182,000 | $574,000 | $61,000 | $214,000 |
| Collateral | 70 | $16,220,000 | $231,000 | $2,130,000 | $102,000 | $799,000 |
| Other | 40 | $9,095,000 | $227,000 | $893,000 | $124,000 | $925,000 |
| Credit History | 35 | $7,042,000 | $201,000 | $712,000 | $82,000 | $329,000 |
| Unverifiable Information | 20 | $3,953,000 | $197,000 | $413,000 | $94,000 | $263,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $1,464,000 | $162,000 | $315,000 | $73,000 | $297,000 |
| Employment History | 7 | $1,450,000 | $207,000 | $299,000 | $87,000 | $166,000 |
| Credit Application Incomplete | 2 | $322,000 | $161,000 | $223,000 | $32,000 | $64,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Evolve Bank & Trust's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Evolve Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.
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