Evolve Bank & Trust Mortgage Lending & HMDA Data, 2015

In 2015, Evolve Bank & Trust of Memphis, TN reported 7,276 mortgage applications totaling $1.6 billion, up 14% from 2014. The average application was for $226,518, and applicants reported an average income of $93,984. 67% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Columbus, OH (588), Atlanta-Sandy Springs-Roswell, GA (507) and Memphis, TN-MS-AR (397) (applications in parentheses).

Mortgage Company & Address Evolve Bank & Trust
6000 Poplar Avenue Suite 300
Memphis, TN 38119
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  
Total Number of Mortgage Applications 7,276
Total Mortgage Loan Application Amount $1,648,152,000
Average Mortgage Loan Application Amount $226,518
Highest Mortgage Loan Application Amount $3,000,000
Average Applicant Income $93,984
Highest Applicant Income $2,142,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Evolve Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Evolve Bank & Trust by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Franklin, Ohio 390 $ 61,665,000 $ 158,115 $ 78,000
Santa Clara, California 308 $ 129,363,000 $ 420,009 $ 167,000
Shelby, Tennessee 289 $ 45,650,000 $ 157,958 $ 81,000
Worcester, Massachusetts 261 $ 48,947,000 $ 187,536 $ 60,000
Cook, Illinois 216 $ 52,590,000 $ 243,472 $ 90,000
New Castle, Delaware 182 $ 40,461,000 $ 222,313 $ 75,000
Alameda, California 153 $ 59,983,000 $ 392,045 $ 151,000
Hillsborough, Florida 149 $ 33,808,000 $ 226,899 $ 98,000
Suffolk, New York 141 $ 41,597,000 $ 295,014 $ 120,000
Hamilton, Ohio 131 $ 18,427,000 $ 140,664 $ 82,000
Kent, Michigan 130 $ 19,941,000 $ 153,392 $ 74,000
Muskegon, Michigan 119 $ 13,526,000 $ 113,663 $ 54,000
Pinellas, Florida 117 $ 23,645,000 $ 202,094 $ 111,000
Ottawa, Michigan 100 $ 16,184,000 $ 161,840 $ 74,000
Butler, Ohio 98 $ 16,253,000 $ 165,846 $ 93,000
Essex, Massachusetts 97 $ 28,089,000 $ 289,577 $ 97,000
Harris, Texas 86 $ 19,456,000 $ 226,232 $ 110,000
Hennepin, Minnesota 79 $ 25,186,000 $ 318,810 $ 147,000
Travis, Texas 79 $ 18,175,000 $ 230,063 $ 115,000
Lee, Florida 77 $ 14,271,000 $ 185,337 $ 89,000
Cobb, Georgia 75 $ 15,786,000 $ 210,480 $ 77,000
Fulton, Georgia 75 $ 21,119,000 $ 281,586 $ 130,000
Delaware, Ohio 75 $ 17,492,000 $ 233,226 $ 99,000
Gwinnett, Georgia 73 $ 12,621,000 $ 172,890 $ 58,000
Middlesex, Massachusetts 70 $ 19,554,000 $ 279,342 $ 95,000
Fairfield, Connecticut 68 $ 17,950,000 $ 263,970 $ 97,000
Jefferson, Colorado 61 $ 18,909,000 $ 309,983 $ 100,000
Cherokee, Georgia 60 $ 11,871,000 $ 197,850 $ 70,000
Los Angeles, California 59 $ 21,959,000 $ 372,186 $ 179,000
Douglas, Colorado 58 $ 19,752,000 $ 340,551 $ 126,000
Arapahoe, Colorado 55 $ 13,005,000 $ 236,454 $ 69,000
Craighead, Arkansas 53 $ 9,009,000 $ 169,981 $ 55,000
Pasco, Florida 53 $ 10,741,000 $ 202,660 $ 71,000
Maricopa, Arizona 52 $ 13,817,000 $ 265,711 $ 82,000
Contra Costa, California 48 $ 17,552,000 $ 365,666 $ 164,000
DeKalb, Georgia 48 $ 8,389,000 $ 174,770 $ 113,000
Fairfield, Ohio 48 $ 8,076,000 $ 168,250 $ 64,000
Williamson, Texas 48 $ 10,033,000 $ 209,020 $ 97,000
Broward, Florida 47 $ 10,610,000 $ 225,744 $ 68,000
Dallas, Texas 47 $ 8,623,000 $ 183,468 $ 85,000
DeSoto, Mississippi 42 $ 7,358,000 $ 175,190 $ 60,000
Westchester, New York 41 $ 16,439,000 $ 400,951 $ 155,000
Denver, Colorado 40 $ 11,296,000 $ 282,400 $ 110,000
Henry, Georgia 40 $ 6,690,000 $ 167,250 $ 65,000
Lake, Illinois 40 $ 8,616,000 $ 215,400 $ 89,000
Pinal, Arizona 39 $ 9,216,000 $ 236,307 $ 118,000
Forsyth, Georgia 38 $ 9,885,000 $ 260,131 $ 122,000
Warren, Ohio 38 $ 8,256,000 $ 217,263 $ 116,000
Licking, Ohio 37 $ 6,543,000 $ 176,837 $ 76,000
San Diego, California 32 $ 11,286,000 $ 352,687 $ 118,000
Orange, California 31 $ 12,458,000 $ 401,870 $ 118,000
Adams, Colorado 31 $ 7,249,000 $ 233,838 $ 64,000
Palm Beach, Florida 31 $ 8,473,000 $ 273,322 $ 121,000
Sussex, Delaware 30 $ 6,669,000 $ 222,300 $ 85,000
DuPage, Illinois 30 $ 6,215,000 $ 207,166 $ 84,000
Nassau, New York 30 $ 11,124,000 $ 370,800 $ 147,000
Clermont, Ohio 30 $ 5,475,000 $ 182,500 $ 67,000
San Mateo, California 29 $ 12,679,000 $ 437,206 $ 149,000
Miami-Dade, Florida 29 $ 7,097,000 $ 244,724 $ 99,000
Johnson, Kansas 29 $ 4,515,000 $ 155,689 $ 64,000
McHenry, Illinois 28 $ 5,058,000 $ 180,642 $ 75,000
Tulsa, Oklahoma 28 $ 4,010,000 $ 143,214 $ 63,000
Tipton, Tennessee 28 $ 4,007,000 $ 143,107 $ 144,000
Kent, Delaware 27 $ 5,619,000 $ 208,111 $ 62,000
Collin, Texas 27 $ 7,075,000 $ 262,037 $ 101,000
Anderson, Kansas 26 $ 2,344,000 $ 90,153 $ 42,000
Queens, New York 24 $ 7,302,000 $ 304,250 $ 86,000
Fort Bend, Texas 24 $ 5,471,000 $ 227,958 $ 110,000
Manatee, Florida 22 $ 3,919,000 $ 178,136 $ 65,000
Pima, Arizona 21 $ 3,722,000 $ 177,238 $ 68,000
Cuyahoga, Ohio 21 $ 3,049,000 $ 145,190 $ 80,000
Sacramento, California 20 $ 4,606,000 $ 230,300 $ 148,000
Anoka, Minnesota 20 $ 3,749,000 $ 187,450 $ 75,000
Montgomery, Texas 20 $ 4,465,000 $ 223,250 $ 94,000
Tarrant, Texas 20 $ 4,033,000 $ 201,650 $ 98,000
Hillsborough, New Hampshire 19 $ 4,613,000 $ 242,789 $ 100,000
Rockingham, New Hampshire 19 $ 5,422,000 $ 285,368 $ 109,000
New Haven, Connecticut 18 $ 3,643,000 $ 202,388 $ 64,000
Will, Illinois 18 $ 3,659,000 $ 203,277 $ 67,000
Paulding, Georgia 17 $ 2,615,000 $ 153,823 $ 54,000
Norfolk, Massachusetts 17 $ 5,274,000 $ 310,235 $ 88,000
Oakland, Michigan 17 $ 3,385,000 $ 199,117 $ 88,000
Jackson, Missouri 17 $ 2,535,000 $ 149,117 $ 55,000
Fayette, Tennessee 17 $ 4,359,000 $ 256,411 $ 128,000
Kane, Illinois 16 $ 2,778,000 $ 173,625 $ 64,000
Washington, Minnesota 16 $ 4,288,000 $ 268,000 $ 133,000
Kings, New York 15 $ 7,676,000 $ 511,733 $ 110,000
Union, Ohio 15 $ 3,261,000 $ 217,400 $ 80,000
Denton, Texas 15 $ 3,244,000 $ 216,266 $ 84,000
Baltimore, Maryland 14 $ 4,256,000 $ 304,000 $ 95,000
Weld, Colorado 13 $ 3,111,000 $ 239,307 $ 96,000
Pickens, Georgia 13 $ 2,126,000 $ 163,538 $ 80,000
Bristol, Massachusetts 13 $ 3,168,000 $ 243,692 $ 75,000
Wright, Minnesota 13 $ 2,623,000 $ 201,769 $ 72,000
Bergen, New Jersey 13 $ 5,249,000 $ 403,769 $ 159,000
Fairfax, Virginia 13 $ 4,511,000 $ 347,000 $ 124,000
Crittenden, Arkansas 12 $ 793,000 $ 66,083 $ 70,000
Hampden, Massachusetts 12 $ 2,137,000 $ 178,083 $ 85,000
Macomb, Michigan 12 $ 1,837,000 $ 153,083 $ 47,000
Oceana, Michigan 12 $ 922,000 $ 76,833 $ 43,000
Dakota, Minnesota 12 $ 2,862,000 $ 238,500 $ 104,000
Ramsey, Minnesota 12 $ 2,182,000 $ 181,833 $ 64,000
New York, New York 12 $ 4,947,000 $ 412,250 $ 93,000
Putnam, New York 12 $ 3,053,000 $ 254,416 $ 94,000
Hays, Texas 12 $ 2,567,000 $ 213,916 $ 307,000
San Francisco, California 11 $ 5,263,000 $ 478,454 $ 146,000
Litchfield, Connecticut 11 $ 2,244,000 $ 204,000 $ 71,000
Polk, Florida 11 $ 1,648,000 $ 149,818 $ 61,000
Plymouth, Massachusetts 11 $ 3,306,000 $ 300,545 $ 82,000
Wayne, Michigan 11 $ 1,935,000 $ 175,909 $ 107,000
Rockland, New York 11 $ 3,161,000 $ 287,363 $ 91,000
Montgomery, Ohio 11 $ 1,671,000 $ 151,909 $ 75,000
Oklahoma, Oklahoma 11 $ 2,101,000 $ 191,000 $ 107,000
Cross, Arkansas 9 $ 930,000 $ 103,333 $ 67,000
San Joaquin, California 9 $ 2,831,000 $ 314,555 $ 171,000
Boulder, Colorado 9 $ 2,442,000 $ 271,333 $ 118,000
Orange, Florida 9 $ 1,835,000 $ 203,888 $ 55,000
St. Lucie, Florida 9 $ 2,925,000 $ 325,000 $ 60,000
Barnstable, Massachusetts 9 $ 2,264,000 $ 251,555 $ 110,000
Allegan, Michigan 9 $ 1,685,000 $ 187,222 $ 57,000
Livingston, Michigan 9 $ 1,642,000 $ 182,444 $ 84,000
Clay, Missouri 9 $ 1,157,000 $ 128,555 $ 57,000
Knox, Ohio 9 $ 1,446,000 $ 160,666 $ 71,000
Madison, Ohio 9 $ 1,521,000 $ 169,000 $ 52,000
Rogers, Oklahoma 9 $ 1,576,000 $ 175,111 $ 70,000
Bartow, Georgia 8 $ 1,197,000 $ 149,625 $ 55,000
Walton, Georgia 8 $ 1,203,000 $ 150,375 $ 56,000
Miami, Kansas 8 $ 1,131,000 $ 141,375 $ 40,000
Harford, Maryland 8 $ 1,823,000 $ 227,875 $ 79,000
Cass, Missouri 8 $ 1,226,000 $ 153,250 $ 47,000
Clark, Nevada 8 $ 1,949,000 $ 243,625 $ 62,000
Bexar, Texas 8 $ 1,546,000 $ 193,250 $ 134,000
Greene, Arkansas 7 $ 884,000 $ 126,285 $ 75,000
Poinsett, Arkansas 7 $ 505,000 $ 72,142 $ 60,000
Riverside, California 7 $ 2,250,000 $ 321,428 $ 160,000
Solano, California 7 $ 1,636,000 $ 233,714 $ 181,000
Larimer, Colorado 7 $ 1,777,000 $ 253,857 $ 95,000
Sarasota, Florida 7 $ 974,000 $ 139,142 $ 74,000
Barrow, Georgia 7 $ 987,000 $ 141,000 $ 46,000
Douglas, Georgia 7 $ 806,000 $ 115,142 $ 58,000
Montcalm, Michigan 7 $ 740,000 $ 105,714 $ 49,000
Carver, Minnesota 7 $ 1,805,000 $ 257,857 $ 176,000
Marshall, Mississippi 7 $ 1,177,000 $ 168,142 $ 90,000
Passaic, New Jersey 7 $ 2,751,000 $ 393,000 $ 126,000
Mecklenburg, North Carolina 7 $ 1,294,000 $ 184,857 $ 90,000
Marion, Ohio 7 $ 792,000 $ 113,142 $ 61,000
Pickaway, Ohio 7 $ 1,112,000 $ 158,857 $ 68,000
Richland, Ohio 7 $ 874,000 $ 124,857 $ 78,000
Wagoner, Oklahoma 7 $ 927,000 $ 132,428 $ 56,000
Bucks, Pennsylvania 7 $ 1,922,000 $ 274,571 $ 117,000
El Paso, Texas 7 $ 1,188,000 $ 169,714 $ 97,000
Loudoun, Virginia 7 $ 2,750,000 $ 392,857 $ 134,000
Kern, California 6 $ 978,000 $ 163,000 $ 164,000
San Bernardino, California 6 $ 1,696,000 $ 282,666 $ 161,000
Ventura, California 6 $ 2,135,000 $ 355,833 $ 117,000
El Paso, Colorado 6 $ 1,596,000 $ 266,000 $ 66,000
Brevard, Florida 6 $ 822,000 $ 137,000 $ 54,000
Charlotte, Florida 6 $ 1,456,000 $ 242,666 $ 123,000
Collier, Florida 6 $ 1,548,000 $ 258,000 $ 132,000
Indian River, Florida 6 $ 1,169,000 $ 194,833 $ 73,000
Sherburne, Minnesota 6 $ 808,000 $ 134,666 $ 86,000
Platte, Missouri 6 $ 1,214,000 $ 202,333 $ 66,000
Essex, New Jersey 6 $ 1,544,000 $ 257,333 $ 53,000
Creek, Oklahoma 6 $ 968,000 $ 161,333 $ 64,000
Chester, Pennsylvania 6 $ 1,416,000 $ 236,000 $ 72,000
Davidson, Tennessee 6 $ 1,313,000 $ 218,833 $ 134,000
Ellis, Texas 6 $ 1,224,000 $ 204,000 $ 30,000
Chesterfield, Virginia 6 $ 1,131,000 $ 188,500 $ 87,000
Monterey, California 5 $ 1,179,000 $ 235,800 $ 69,000
Santa Cruz, California 5 $ 2,042,000 $ 408,400 $ 163,000
Stanislaus, California 5 $ 1,324,000 $ 264,800 $ 153,000
Hartford, Connecticut 5 $ 857,000 $ 171,400 $ 37,000
Dawson, Georgia 5 $ 1,551,000 $ 310,200 $ 139,000
Newton, Georgia 5 $ 566,000 $ 113,200 $ 49,000
Cumberland, Maine 5 $ 1,028,000 $ 205,600 $ 94,000
Prince George's, Maryland 5 $ 1,477,000 $ 295,400 $ 63,000
Hampshire, Massachusetts 5 $ 938,000 $ 187,600 $ 75,000
Suffolk, Massachusetts 5 $ 1,390,000 $ 278,000 $ 48,000
Barry, Michigan 5 $ 781,000 $ 156,200 $ 82,000
Bronx, New York 5 $ 1,551,000 $ 310,200 $ 92,000
Orange, New York 5 $ 1,122,000 $ 224,400 $ 121,000
Morrow, Ohio 5 $ 1,026,000 $ 205,200 $ 64,000
Multnomah, Oregon 5 $ 1,428,000 $ 285,600 $ 130,000
York, Pennsylvania 5 $ 1,203,000 $ 240,600 $ 103,000
Galveston, Texas 5 $ 1,791,000 $ 358,200 $ 182,000
Hunt, Texas 5 $ 418,000 $ 83,600 $ 52,000
Midland, Texas 5 $ 1,519,000 $ 303,800 $ 243,000
Salt Lake, Utah 5 $ 855,000 $ 171,000 $ 23,000
King, Washington 5 $ 1,632,000 $ 326,400 $ 198,000
Pierce, Washington 5 $ 1,299,000 $ 259,800 $ 111,000
Fresno, California 4 $ 871,000 $ 217,750 $ 104,000
Santa Barbara, California 4 $ 1,642,000 $ 410,500 $ 109,000
Yolo, California 4 $ 1,200,000 $ 300,000 $ 150,000
Windham, Connecticut 4 $ 797,000 $ 199,250 $ 63,000
District of Columbia, District Of Columbia 4 $ 1,269,000 $ 317,250 $ 89,000
Lake, Florida 4 $ 973,000 $ 243,250 $ 61,000
Leon, Florida 4 $ 981,000 $ 245,250 $ 141,000
Volusia, Florida 4 $ 633,000 $ 158,250 $ 85,000
Butts, Georgia 4 $ 561,000 $ 140,250 $ 46,000
Carroll, Georgia 4 $ 545,000 $ 136,250 $ 55,000
Coweta, Georgia 4 $ 870,000 $ 217,500 $ 67,000
Fayette, Georgia 4 $ 868,000 $ 217,000 $ 146,000
Gilmer, Georgia 4 $ 819,000 $ 204,750 $ 69,000
Houston, Georgia 4 $ 806,000 $ 201,500 $ 35,000
Jasper, Georgia 4 $ 379,000 $ 94,750 $ 36,000
Whitfield, Georgia 4 $ 597,000 $ 149,250 $ 50,000
Honolulu, Hawaii 4 $ 2,250,000 $ 562,500 $ 97,000
Boone, Illinois 4 $ 543,000 $ 135,750 $ 27,000
Kendall, Illinois 4 $ 642,000 $ 160,500 $ 76,000
Franklin, Kansas 4 $ 353,000 $ 88,250 $ 36,000
Wyandotte, Kansas 4 $ 514,000 $ 128,500 $ 86,000
Baltimore City, Maryland 4 $ 758,000 $ 189,500 $ 34,000
Montgomery, Maryland 4 $ 1,439,000 $ 359,750 $ 96,000
Cumberland, North Carolina 4 $ 1,568,000 $ 392,000 $ 257,000
New Hanover, North Carolina 4 $ 744,000 $ 186,000 $ 58,000
Wake, North Carolina 4 $ 527,000 $ 131,750 $ 73,000
Allen, Ohio 4 $ 520,000 $ 130,000 $ 57,000
Hancock, Ohio 4 $ 867,000 $ 216,750 $ 125,000
Lucas, Ohio 4 $ 622,000 $ 155,500 $ 72,000
Delaware, Oklahoma 4 $ 1,051,000 $ 262,750 $ 87,000
Mayes, Oklahoma 4 $ 504,000 $ 126,000 $ 50,000
Beaufort, South Carolina 4 $ 1,370,000 $ 342,500 $ 97,000
Windham, Vermont 4 $ 450,000 $ 112,500 $ 82,000
Norfolk, Virginia 4 $ 1,087,000 $ 271,750 $ 110,000
Walworth, Wisconsin 4 $ 761,000 $ 190,250 $ 69,000
Jefferson, Alabama 3 $ 513,000 $ 171,000 $ 57,000
Mississippi, Arkansas 3 $ 152,000 $ 50,666 $ 41,000
Washington, Arkansas 3 $ 516,000 $ 172,000 $ 41,000
Napa, California 3 $ 682,000 $ 227,333 $ 115,000
Placer, California 3 $ 875,000 $ 291,666 $ 225,000
Pueblo, Colorado 3 $ 601,000 $ 200,333 $ 90,000
Middlesex, Connecticut 3 $ 1,069,000 $ 356,333 $ 291,000
Duval, Florida 3 $ 574,000 $ 191,333 $ 101,000
Hamilton, Florida 3 $ 197,000 $ 65,666 $ 47,000
Hernando, Florida 3 $ 321,000 $ 107,000 $ 48,000
Fannin, Georgia 3 $ 774,000 $ 258,000 $ 177,000
White, Georgia 3 $ 312,000 $ 104,000 $ 20,000
Kankakee, Illinois 3 $ 623,000 $ 207,666 $ 123,000
Hamilton, Indiana 3 $ 572,000 $ 190,666 $ 154,000
Lake, Indiana 3 $ 554,000 $ 184,666 $ 50,000
Marion, Indiana 3 $ 629,000 $ 209,666 $ 135,000
Leavenworth, Kansas 3 $ 522,000 $ 174,000 $ 56,000
Shawnee, Kansas 3 $ 297,000 $ 99,000 $ 43,000
Boone, Kentucky 3 $ 552,000 $ 184,000 $ 87,000
Kenton, Kentucky 3 $ 421,000 $ 140,333 $ 82,000
Cecil, Maryland 3 $ 594,000 $ 198,000 $ 78,000
Frederick, Maryland 3 $ 1,025,000 $ 341,666 $ 157,000
Howard, Maryland 3 $ 1,194,000 $ 398,000 $ 172,000
Worcester, Maryland 3 $ 508,000 $ 169,333 $ 186,000
Eaton, Michigan 3 $ 283,000 $ 94,333 $ 44,000
Kalamazoo, Michigan 3 $ 278,000 $ 92,666 $ 53,000
Newaygo, Michigan 3 $ 276,000 $ 92,000 $ 71,000
Washtenaw, Michigan 3 $ 787,000 $ 262,333 $ 103,000
Scott, Minnesota 3 $ 921,000 $ 307,000 $ 94,000
Alcorn, Mississippi 3 $ 162,000 $ 54,000 $ 42,000
Madison, Mississippi 3 $ 650,000 $ 216,666 $ 76,000
Newton, Missouri 3 $ 342,000 $ 114,000 $ 77,000
Washoe, Nevada 3 $ 1,243,000 $ 414,333 $ 202,000
Hudson, New Jersey 3 $ 664,000 $ 221,333 $ 174,000
Mercer, New Jersey 3 $ 827,000 $ 275,666 $ 140,000
Monmouth, New Jersey 3 $ 828,000 $ 276,000 $ 103,000
Ocean, New Jersey 3 $ 498,000 $ 166,000 $ 57,000
Somerset, New Jersey 3 $ 975,000 $ 325,000 $ 117,000
Buncombe, North Carolina 3 $ 536,000 $ 178,666 $ 159,000
Union, North Carolina 3 $ 589,000 $ 196,333 $ 72,000
Champaign, Ohio 3 $ 373,000 $ 124,333 $ 51,000
Columbiana, Ohio 3 $ 324,000 $ 108,000 $ 57,000
Medina, Ohio 3 $ 642,000 $ 214,000 $ 70,000
Muskingum, Ohio 3 $ 195,000 $ 65,000 $ 68,000
Stark, Ohio 3 $ 295,000 $ 98,333 $ 63,000
Cleveland, Oklahoma 3 $ 369,000 $ 123,000 $ 50,000
Comanche, Oklahoma 3 $ 425,000 $ 141,666 $ 29,000
Okmulgee, Oklahoma 3 $ 382,000 $ 127,333 $ 73,000
Clackamas, Oregon 3 $ 829,000 $ 276,333 $ 75,000
Allegheny, Pennsylvania 3 $ 449,000 $ 149,666 $ 54,000
Montgomery, Pennsylvania 3 $ 760,000 $ 253,333 $ 121,000
Washington, Pennsylvania 3 $ 494,000 $ 164,666 $ 71,000
Providence, Rhode Island 3 $ 507,000 $ 169,000 $ 49,000
Charleston, South Carolina 3 $ 460,000 $ 153,333 $ 128,000
Greenville, South Carolina 3 $ 590,000 $ 196,666 $ 70,000
Hamilton, Tennessee 3 $ 623,000 $ 207,666 $ 143,000
Brazoria, Texas 3 $ 280,000 $ 93,333 $ 45,000
Comal, Texas 3 $ 609,000 $ 203,000 $ 152,000
Kaufman, Texas 3 $ 500,000 $ 166,666 $ 13,000
Lubbock, Texas 3 $ 570,000 $ 190,000 $ 131,000
McLennan, Texas 3 $ 481,000 $ 160,333 $ 53,000
Nueces, Texas 3 $ 608,000 $ 202,666 $ 73,000
Chittenden, Vermont 3 $ 647,000 $ 215,666 $ 36,000
Colonial Heights, Virginia 3 $ 426,000 $ 142,000 $ 49,000
Snohomish, Washington 3 $ 839,000 $ 279,666 $ 68,000
Kenosha, Wisconsin 3 $ 660,000 $ 220,000 $ 147,000
Shelby, Alabama 2 $ 389,000 $ 194,500 $ 85,000
Cochise, Arizona 2 $ 526,000 $ 263,000 $ 81,000
Coconino, Arizona 2 $ 285,000 $ 142,500 $ 125,000
Yavapai, Arizona 2 $ 487,000 $ 243,500 $ 153,000
Benton, Arkansas 2 $ 399,000 $ 199,500 $ 92,000
Garland, Arkansas 2 $ 427,000 $ 213,500 $ 54,000
Lonoke, Arkansas 2 $ 295,000 $ 147,500 $ 83,000
Pulaski, Arkansas 2 $ 133,000 $ 66,500 $ 46,000
Sebastian, Arkansas 2 $ 195,000 $ 97,500 $ 81,000
Marin, California 2 $ 484,000 $ 242,000 $ 135,000
Mesa, Colorado 2 $ 224,000 $ 112,000 $ 54,000
Columbia, Florida 2 $ 310,000 $ 155,000 $ 62,000
Hendry, Florida 2 $ 386,000 $ 193,000 $ 92,000
Santa Rosa, Florida 2 $ 357,000 $ 178,500 $ 50,000
Seminole, Florida 2 $ 294,000 $ 147,000 $ 20,000
Suwannee, Florida 2 $ 315,000 $ 157,500 $ 13,000
Chatham, Georgia 2 $ 470,000 $ 235,000 $ 189,000
Clayton, Georgia 2 $ 410,000 $ 205,000 $ 95,000
Floyd, Georgia 2 $ 335,000 $ 167,500 $ 64,000
Hall, Georgia 2 $ 342,000 $ 171,000 $ 70,000
Monroe, Georgia 2 $ 209,000 $ 104,500 $ 27,000
Pike, Georgia 2 $ 301,000 $ 150,500 $ 76,000
Rockdale, Georgia 2 $ 302,000 $ 151,000 $ 47,000
Union, Georgia 2 $ 311,000 $ 155,500 $ 122,000
Ada, Idaho 2 $ 1,005,000 $ 502,500 $ 359,000
Coles, Illinois 2 $ 256,000 $ 128,000 $ 115,000
DeKalb, Illinois 2 $ 357,000 $ 178,500 $ 37,000
St. Clair, Illinois 2 $ 506,000 $ 253,000 $ 153,000
Winnebago, Illinois 2 $ 822,000 $ 411,000 $ 90,000
Dearborn, Indiana 2 $ 238,000 $ 119,000 $ 42,000
Linn, Kansas 2 $ 132,000 $ 66,000 $ 22,000
Sumner, Kansas 2 $ 203,000 $ 101,500 $ 49,000
Bossier, Louisiana 2 $ 449,000 $ 224,500 $ 65,000
Calcasieu, Louisiana 2 $ 471,000 $ 235,500 $ 60,000
York, Maine 2 $ 485,000 $ 242,500 $ 134,000
Genesee, Michigan 2 $ 232,000 $ 116,000 $ 36,000
Ingham, Michigan 2 $ 314,000 $ 157,000 $ 61,000
Lake, Michigan 2 $ 143,000 $ 71,500 $ 78,000
Saginaw, Michigan 2 $ 472,000 $ 236,000 $ 88,000
Tuscola, Michigan 2 $ 280,000 $ 140,000 $ 86,000
Van Buren, Michigan 2 $ 268,000 $ 134,000 $ 57,000
Lafayette, Mississippi 2 $ 189,000 $ 94,500 $ 33,000
Tate, Mississippi 2 $ 255,000 $ 127,500 $ 59,000
Bates, Missouri 2 $ 236,000 $ 118,000 $ 72,000
Christian, Missouri 2 $ 382,000 $ 191,000 $ 52,000
Greene, Missouri 2 $ 263,000 $ 131,500 $ 66,000
Lawrence, Missouri 2 $ 245,000 $ 122,500 $ 53,000
Maries, Missouri 2 $ 317,000 $ 158,500 $ 56,000
St. Louis, Missouri 2 $ 380,000 $ 190,000 $ 88,000
Vernon, Missouri 2 $ 170,000 $ 85,000 $ 41,000
Lake, Montana 2 $ 1,003,000 $ 501,500 $ 128,000
Strafford, New Hampshire 2 $ 243,000 $ 121,500 $ 57,000
Burlington, New Jersey 2 $ 512,000 $ 256,000 $ 35,000
Cape May, New Jersey 2 $ 645,000 $ 322,500 $ 111,000
Middlesex, New Jersey 2 $ 323,000 $ 161,500 $ 225,000
Morris, New Jersey 2 $ 428,000 $ 214,000 $ 101,000
Union, New Jersey 2 $ 374,000 $ 187,000 $ 95,000
Warren, New Jersey 2 $ 510,000 $ 255,000 $ 0
Dutchess, New York 2 $ 408,000 $ 204,000 $ 61,000
Greene, New York 2 $ 408,000 $ 204,000 $ 21,000
Onondaga, New York 2 $ 188,000 $ 94,000 $ 136,000
Richmond, New York 2 $ 388,000 $ 194,000 $ 39,000
Davidson, North Carolina 2 $ 273,000 $ 136,500 $ 40,000
Forsyth, North Carolina 2 $ 315,000 $ 157,500 $ 45,000
Gaston, North Carolina 2 $ 350,000 $ 175,000 $ 78,000
Cass, North Dakota 2 $ 297,000 $ 148,500 $ 64,000
Logan, Ohio 2 $ 166,000 $ 83,000 $ 112,000
Lorain, Ohio 2 $ 412,000 $ 206,000 $ 78,000
Pike, Ohio 2 $ 182,000 $ 91,000 $ 30,000
Preble, Ohio 2 $ 420,000 $ 210,000 $ 50,000
Putnam, Ohio 2 $ 139,000 $ 69,500 $ 39,000
Canadian, Oklahoma 2 $ 295,000 $ 147,500 $ 63,000
Osage, Oklahoma 2 $ 360,000 $ 180,000 $ 74,000
Pawnee, Oklahoma 2 $ 244,000 $ 122,000 $ 53,000
Delaware, Pennsylvania 2 $ 372,000 $ 186,000 $ 64,000
Lackawanna, Pennsylvania 2 $ 232,000 $ 116,000 $ 60,000
Lycoming, Pennsylvania 2 $ 323,000 $ 161,500 $ 247,000
Kent, Rhode Island 2 $ 525,000 $ 262,500 $ 127,000
Aiken, South Carolina 2 $ 319,000 $ 159,500 $ 60,000
Georgetown, South Carolina 2 $ 550,000 $ 275,000 $ 79,000
Lancaster, South Carolina 2 $ 403,000 $ 201,500 $ 127,000
Richland, South Carolina 2 $ 292,000 $ 146,000 $ 94,000
Knox, Tennessee 2 $ 451,000 $ 225,500 $ 59,000
McNairy, Tennessee 2 $ 122,000 $ 61,000 $ 14,000
Rutherford, Tennessee 2 $ 430,000 $ 215,000 $ 93,000
Sumner, Tennessee 2 $ 364,000 $ 182,000 $ 97,000
Bastrop, Texas 2 $ 430,000 $ 215,000 $ 67,000
Culberson, Texas 2 $ 153,000 $ 76,500 $ 109,000
Grimes, Texas 2 $ 448,000 $ 224,000 $ 72,000
Kendall, Texas 2 $ 582,000 $ 291,000 $ 123,000
Milam, Texas 2 $ 244,000 $ 122,000 $ 38,000
Rockwall, Texas 2 $ 389,000 $ 194,500 $ 80,000
Wheeler, Texas 2 $ 330,000 $ 165,000 $ 66,000
Utah, Utah 2 $ 478,000 $ 239,000 $ 40,000
Weber, Utah 2 $ 617,000 $ 308,500 $ 42,000
Rutland, Vermont 2 $ 293,000 $ 146,500 $ 49,000
Powhatan, Virginia 2 $ 414,000 $ 207,000 $ 80,000
Roanoke, Virginia 2 $ 412,000 $ 206,000 $ 85,000
Eau Claire, Wisconsin 2 $ 532,000 $ 266,000 $ 80,000
Milwaukee, Wisconsin 2 $ 474,000 $ 237,000 $ 51,000
Pierce, Wisconsin 2 $ 150,000 $ 75,000 $ 72,000
Waukesha, Wisconsin 2 $ 390,000 $ 195,000 $ 56,000
Baldwin, Alabama 1 $ 300,000 $ 300,000 $ 206,000
Cullman, Alabama 1 $ 102,000 $ 102,000 $ 36,000
DeKalb, Alabama 1 $ 225,000 $ 225,000 $ 43,000
Houston, Alabama 1 $ 149,000 $ 149,000 $ 49,000
Tallapoosa, Alabama 1 $ 240,000 $ 240,000 $ 304,000
Tuscaloosa, Alabama 1 $ 143,000 $ 143,000 $ 80,000
Juneau, Alaska 1 $ 202,000 $ 202,000 $ 0
Kenai Peninsula, Alaska 1 $ 124,000 $ 124,000 $ 307,000
Calhoun, Arkansas 1 $ 46,000 $ 46,000 $ 31,000
Carroll, Arkansas 1 $ 194,000 $ 194,000 $ 0
Clark, Arkansas 1 $ 93,000 $ 93,000 $ 43,000
Clay, Arkansas 1 $ 74,000 $ 74,000 $ 39,000
Franklin, Arkansas 1 $ 191,000 $ 191,000 $ 0
Johnson, Arkansas 1 $ 119,000 $ 119,000 $ 33,000
Pope, Arkansas 1 $ 101,000 $ 101,000 $ 57,000
Randolph, Arkansas 1 $ 100,000 $ 100,000 $ 54,000
Sharp, Arkansas 1 $ 32,000 $ 32,000 $ 87,000
White, Arkansas 1 $ 208,000 $ 208,000 $ 80,000
Mendocino, California 1 $ 475,000 $ 475,000 $ 130,000
Nevada, California 1 $ 393,000 $ 393,000 $ 270,000
San Luis Obispo, California 1 $ 802,000 $ 802,000 $ 220,000
Shasta, California 1 $ 142,000 $ 142,000 $ 0
Sonoma, California 1 $ 292,000 $ 292,000 $ 85,000
Broomfield, Colorado 1 $ 432,000 $ 432,000 $ 82,000
Chaffee, Colorado 1 $ 186,000 $ 186,000 $ 65,000
Elbert, Colorado 1 $ 196,000 $ 196,000 $ 90,000
Moffat, Colorado 1 $ 119,000 $ 119,000 $ 58,000
San Miguel, Colorado 1 $ 361,000 $ 361,000 $ 105,000
New London, Connecticut 1 $ 111,000 $ 111,000 $ 38,000
Tolland, Connecticut 1 $ 145,000 $ 145,000 $ 51,000
Alachua, Florida 1 $ 244,000 $ 244,000 $ 55,000
Citrus, Florida 1 $ 151,000 $ 151,000 $ 46,000
Escambia, Florida 1 $ 191,000 $ 191,000 $ 66,000
Marion, Florida 1 $ 70,000 $ 70,000 $ 31,000
Nassau, Florida 1 $ 145,000 $ 145,000 $ 57,000
Okaloosa, Florida 1 $ 68,000 $ 68,000 $ 122,000
Osceola, Florida 1 $ 135,000 $ 135,000 $ 29,000
St. Johns, Florida 1 $ 235,000 $ 235,000 $ 67,000
Walton, Florida 1 $ 540,000 $ 540,000 $ 848,000
Columbia, Georgia 1 $ 100,000 $ 100,000 $ 89,000
Gordon, Georgia 1 $ 120,000 $ 120,000 $ 59,000
Jackson, Georgia 1 $ 216,000 $ 216,000 $ 58,000
Lamar, Georgia 1 $ 118,000 $ 118,000 $ 30,000
Lowndes, Georgia 1 $ 175,000 $ 175,000 $ 88,000
Lumpkin, Georgia 1 $ 273,000 $ 273,000 $ 0
Madison, Georgia 1 $ 356,000 $ 356,000 $ 122,000
Richmond, Georgia 1 $ 186,000 $ 186,000 $ 49,000
Spalding, Georgia 1 $ 93,000 $ 93,000 $ 37,000
Walker, Georgia 1 $ 62,000 $ 62,000 $ 61,000
Wayne, Georgia 1 $ 212,000 $ 212,000 $ 42,000
Hawaii, Hawaii 1 $ 525,000 $ 525,000 $ 141,000
Maui, Hawaii 1 $ 494,000 $ 494,000 $ 93,000
Latah, Idaho 1 $ 342,000 $ 342,000 $ 0
Champaign, Illinois 1 $ 98,000 $ 98,000 $ 138,000
Grundy, Illinois 1 $ 191,000 $ 191,000 $ 45,000
Jackson, Illinois 1 $ 145,000 $ 145,000 $ 84,000
Madison, Illinois 1 $ 98,000 $ 98,000 $ 24,000
Monroe, Illinois 1 $ 155,000 $ 155,000 $ 93,000
Ogle, Illinois 1 $ 167,000 $ 167,000 $ 40,000
Randolph, Illinois 1 $ 81,000 $ 81,000 $ 39,000
Stephenson, Illinois 1 $ 164,000 $ 164,000 $ 228,000
Elkhart, Indiana 1 $ 109,000 $ 109,000 $ 75,000
Harrison, Indiana 1 $ 55,000 $ 55,000 $ 23,000
Hendricks, Indiana 1 $ 147,000 $ 147,000 $ 73,000
Morgan, Indiana 1 $ 120,000 $ 120,000 $ 0
Porter, Indiana 1 $ 344,000 $ 344,000 $ 115,000
St. Joseph, Indiana 1 $ 150,000 $ 150,000 $ 90,000
Vigo, Indiana 1 $ 85,000 $ 85,000 $ 55,000
Jefferson, Iowa 1 $ 141,000 $ 141,000 $ 0
Linn, Iowa 1 $ 142,000 $ 142,000 $ 63,000
Allen, Kansas 1 $ 45,000 $ 45,000 $ 27,000
Barton, Kansas 1 $ 113,000 $ 113,000 $ 90,000
Bourbon, Kansas 1 $ 130,000 $ 130,000 $ 34,000
Butler, Kansas 1 $ 90,000 $ 90,000 $ 47,000
Cloud, Kansas 1 $ 60,000 $ 60,000 $ 32,000
Finney, Kansas 1 $ 130,000 $ 130,000 $ 57,000
Jefferson, Kansas 1 $ 205,000 $ 205,000 $ 59,000
Kiowa, Kansas 1 $ 126,000 $ 126,000 $ 142,000
Montgomery, Kansas 1 $ 99,000 $ 99,000 $ 63,000
Sedgwick, Kansas 1 $ 118,000 $ 118,000 $ 31,000
Campbell, Kentucky 1 $ 140,000 $ 140,000 $ 53,000
Hardin, Kentucky 1 $ 253,000 $ 253,000 $ 0
Jefferson, Kentucky 1 $ 172,000 $ 172,000 $ 62,000
McCracken, Kentucky 1 $ 108,000 $ 108,000 $ 25,000
East Baton Rouge, Louisiana 1 $ 240,000 $ 240,000 $ 50,000
St. Landry, Louisiana 1 $ 128,000 $ 128,000 $ 103,000
Androscoggin, Maine 1 $ 105,000 $ 105,000 $ 65,000
Kennebec, Maine 1 $ 61,000 $ 61,000 $ 60,000
Knox, Maine 1 $ 123,000 $ 123,000 $ 40,000
Alcona, Michigan 1 $ 159,000 $ 159,000 $ 68,000
Chippewa, Michigan 1 $ 58,000 $ 58,000 $ 107,000
Gratiot, Michigan 1 $ 84,000 $ 84,000 $ 25,000
Ionia, Michigan 1 $ 69,000 $ 69,000 $ 33,000
Isabella, Michigan 1 $ 54,000 $ 54,000 $ 37,000
Jackson, Michigan 1 $ 149,000 $ 149,000 $ 31,000
Lapeer, Michigan 1 $ 92,000 $ 92,000 $ 124,000
Lenawee, Michigan 1 $ 70,000 $ 70,000 $ 32,000
Manistee, Michigan 1 $ 319,000 $ 319,000 $ 123,000
Wexford, Michigan 1 $ 72,000 $ 72,000 $ 116,000
Cass, Minnesota 1 $ 123,000 $ 123,000 $ 84,000
Douglas, Minnesota 1 $ 260,000 $ 260,000 $ 129,000
Goodhue, Minnesota 1 $ 100,000 $ 100,000 $ 41,000
Isanti, Minnesota 1 $ 162,000 $ 162,000 $ 77,000
Morrison, Minnesota 1 $ 254,000 $ 254,000 $ 124,000
Mower, Minnesota 1 $ 206,000 $ 206,000 $ 54,000
Rice, Minnesota 1 $ 129,000 $ 129,000 $ 80,000
Hancock, Mississippi 1 $ 55,000 $ 55,000 $ 39,000
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Mortgage Loan Application Detail Totals for Evolve Bank & Trust in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,538 $927,123,000 $204,000 $3,000,000 $86,000 $2,142,000
Refinancing 2,638 $695,488,000 $263,000 $1,929,000 $107,000 $1,794,000
Home Improvement 100 $25,541,000 $255,000 $636,000 $113,000 $337,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,837 $1,021,274,000 $211,000 $1,703,000 $91,000 $2,142,000
Not Provided 825 $284,161,000 $344,000 $1,180,000 $149,000 $2,135,000
Black or African American 624 $116,787,000 $187,000 $778,000 $68,000 $567,000
Hispanic 586 $112,749,000 $192,000 $1,050,000 $65,000 $445,000
Asian 333 $92,146,000 $276,000 $3,000,000 $108,000 $469,000
Not applicable 38 $14,062,000 $370,000 $1,929,000 $70,000 $280,000
American Indian or Alaskan Native 20 $3,980,000 $199,000 $535,000 $75,000 $154,000
Native Hawaiian or Other Pacific Islander 13 $2,993,000 $230,000 $397,000 $96,000 $230,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,252 $1,077,491,000 $253,000 $1,929,000 $119,000 $2,142,000
FHA-insured (Federal Housing Administration) 2,434 $444,667,000 $182,000 $636,000 $58,000 $2,135,000
VA-guaranteed (Veterans Administration) 416 $98,569,000 $236,000 $809,000 $74,000 $567,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 174 $27,425,000 $157,000 $3,000,000 $52,000 $420,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,847 $994,227,000 $205,000 $1,929,000 $87,000 $2,142,000
Application Withdrawn By Applicant 1,078 $238,856,000 $221,000 $3,000,000 $90,000 $2,135,000
Loan Purchased By The Institution 710 $278,318,000 $391,000 $881,000 $162,000 $1,794,000
Application Denied By Financial Institution 421 $88,788,000 $210,000 $1,440,000 $78,000 $763,000
File Closed For Incompleteness 182 $40,027,000 $219,000 $840,000 $88,000 $459,000
Application Approved But Not Accepted 38 $7,936,000 $208,000 $485,000 $94,000 $327,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 114 $26,975,000 $236,000 $873,000 $86,000 $763,000
Credit History 99 $19,194,000 $193,000 $585,000 $65,000 $296,000
Collateral 88 $18,644,000 $211,000 $1,440,000 $98,000 $666,000
Debt-To-Income Ratio 73 $14,316,000 $196,000 $720,000 $63,000 $251,000
Unverifiable Information 23 $4,510,000 $196,000 $417,000 $74,000 $270,000
Insufficient Cash (Downpayment, Closing Cost) 9 $1,968,000 $218,000 $465,000 $90,000 $209,000
Employment History 4 $705,000 $176,000 $394,000 $85,000 $167,000
Credit Application Incomplete 3 $887,000 $295,000 $389,000 $82,000 $118,000
Mortgage Insurance Denied 1 $344,000 $344,000 $344,000 $94,000 $94,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Evolve Bank & Trust's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Evolve Bank & Trust's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet with aggregated HMDA statistics today.

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