Evolve Bank & Trust Mortgage Lending & HMDA Data, 2015
In 2015, Evolve Bank & Trust of Memphis, TN reported 7,276 mortgage applications totaling $1.6 billion, up 14% from 2014. The average application was for $226,518, and applicants reported an average income of $93,984. 67% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Columbus, OH (588), Atlanta-Sandy Springs-Roswell, GA (507) and Memphis, TN-MS-AR (397) (applications in parentheses).
| Mortgage Company & Address | Evolve Bank & Trust 6000 Poplar Avenue Suite 300 Memphis, TN 38119 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 7,276 |
| Total Mortgage Loan Application Amount | $1,648,152,000 |
| Average Mortgage Loan Application Amount | $226,518 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $93,984 |
| Highest Applicant Income | $2,142,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Evolve Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Columbus, OH | 588 | $ 100,852,000 | $ 171,517 | $ 79,000 |
| Atlanta-Sandy Springs-Roswell, GA | 507 | $ 101,859,000 | $ 200,905 | $ 85,000 |
| Memphis, TN-MS-AR | 397 | $ 63,599,000 | $ 160,198 | $ 85,214 |
| Tampa-St. Petersburg-Clearwater, FL | 322 | $ 68,515,000 | $ 212,779 | $ 98,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 308 | $ 129,363,000 | $ 420,009 | $ 167,000 |
| Cincinnati, OH-KY-IN | 307 | $ 49,833,000 | $ 162,322 | $ 87,517 |
| Chicago-Naperville-Arlington Heights, IL | 297 | $ 68,355,000 | $ 230,151 | $ 86,000 |
| Worcester, MA-CT | 265 | $ 49,744,000 | $ 187,713 | $ 60,045 |
| Denver-Aurora-Lakewood, CO | 247 | $ 70,839,000 | $ 286,797 | $ 96,000 |
| Grand Rapids-Wyoming, MI | 242 | $ 37,646,000 | $ 155,561 | $ 73,000 |
| Oakland-Hayward-Berkeley, CA | 201 | $ 77,535,000 | $ 385,746 | $ 154,000 |
| Wilmington, DE-MD-NJ | 185 | $ 41,055,000 | $ 221,918 | $ 75,048 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 172 | $ 44,939,000 | $ 261,273 | $ 119,145 |
| Nassau County-Suffolk County, NY | 171 | $ 52,721,000 | $ 308,309 | $ 125,000 |
| Cambridge-Newton-Framingham, MA | 167 | $ 47,643,000 | $ 285,287 | $ 96,000 |
| New York-Jersey City-White Plains, NY-NJ | 146 | $ 52,899,000 | $ 362,321 | $ 121,520 |
| Austin-Round Rock, TX | 141 | $ 31,205,000 | $ 221,312 | $ 124,000 |
| Houston-The Woodlands-Sugar Land, TX | 139 | $ 31,659,000 | $ 227,762 | $ 108,000 |
| Muskegon, MI | 119 | $ 13,526,000 | $ 113,663 | $ 54,000 |
| Dallas-Plano-Irving, TX | 105 | $ 21,473,000 | $ 204,504 | $ 82,000 |
| Phoenix-Mesa-Scottsdale, AZ | 91 | $ 23,033,000 | $ 253,109 | $ 97,000 |
| Kansas City, MO-KS | 89 | $ 13,301,000 | $ 149,449 | $ 58,067 |
| Cape Coral-Fort Myers, FL | 77 | $ 14,271,000 | $ 185,337 | $ 89,000 |
| Bridgeport-Stamford-Norwalk, CT | 68 | $ 17,950,000 | $ 263,970 | $ 97,000 |
| Jonesboro, AR | 60 | $ 9,514,000 | $ 158,566 | $ 56,000 |
| Los Angeles-Long Beach-Glendale, CA | 59 | $ 21,959,000 | $ 372,186 | $ 179,000 |
| Tulsa, OK | 57 | $ 8,467,000 | $ 148,543 | $ 64,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 47 | $ 10,610,000 | $ 225,744 | $ 68,000 |
| Lake County-Kenosha County, IL-WI | 43 | $ 9,276,000 | $ 215,720 | $ 93,046 |
| San Francisco-Redwood City-South San Francisco, CA | 40 | $ 17,942,000 | $ 448,550 | $ 148,000 |
| Warren-Troy-Farmington Hills, MI | 39 | $ 6,956,000 | $ 178,358 | $ 75,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 36 | $ 12,609,000 | $ 350,250 | $ 101,694 |
| Boston, MA | 33 | $ 9,970,000 | $ 302,121 | $ 80,000 |
| Salisbury, MD-DE | 33 | $ 7,177,000 | $ 217,484 | $ 94,181 |
| San Diego-Carlsbad, CA | 32 | $ 11,286,000 | $ 352,687 | $ 118,000 |
| Anaheim-Santa Ana-Irvine, CA | 31 | $ 12,458,000 | $ 401,870 | $ 118,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 31 | $ 8,473,000 | $ 273,322 | $ 121,000 |
| Baltimore-Columbia-Towson, MD | 29 | $ 8,031,000 | $ 276,931 | $ 90,000 |
| Miami-Miami Beach-Kendall, FL | 29 | $ 7,097,000 | $ 244,724 | $ 99,000 |
| North Port-Sarasota-Bradenton, FL | 29 | $ 4,893,000 | $ 168,724 | $ 67,000 |
| Cleveland-Elyria, OH | 27 | $ 4,175,000 | $ 154,629 | $ 77,000 |
| Dover, DE | 27 | $ 5,619,000 | $ 208,111 | $ 62,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 27 | $ 6,681,000 | $ 247,444 | $ 157,000 |
| Fort Worth-Arlington, TX | 22 | $ 4,361,000 | $ 198,227 | $ 98,000 |
| Rockingham County-Strafford County, NH | 21 | $ 5,665,000 | $ 269,761 | $ 104,000 |
| Tucson, AZ | 21 | $ 3,722,000 | $ 177,238 | $ 68,000 |
| Manchester-Nashua, NH | 19 | $ 4,613,000 | $ 242,789 | $ 100,000 |
| Elgin, IL | 18 | $ 3,135,000 | $ 174,166 | $ 61,000 |
| New Haven-Milford, CT | 18 | $ 3,643,000 | $ 202,388 | $ 64,000 |
| Oklahoma City, OK | 18 | $ 3,151,000 | $ 175,055 | $ 91,000 |
| Providence-Warwick, RI-MA | 18 | $ 4,200,000 | $ 233,333 | $ 76,388 |
| Springfield, MA | 17 | $ 3,075,000 | $ 180,882 | $ 82,000 |
| Charlotte-Concord-Gastonia, NC-SC | 16 | $ 3,118,000 | $ 194,875 | $ 90,250 |
| Montgomery County-Bucks County-Chester County, PA | 16 | $ 4,098,000 | $ 256,125 | $ 101,000 |
| Orlando-Kissimmee-Sanford, FL | 16 | $ 3,237,000 | $ 202,312 | $ 51,000 |
| Dutchess County-Putnam County, NY | 14 | $ 3,461,000 | $ 247,214 | $ 89,000 |
| Newark, NJ-PA | 14 | $ 3,576,000 | $ 255,428 | $ 79,000 |
| Richmond, VA | 14 | $ 2,447,000 | $ 174,785 | $ 89,000 |
| Greeley, CO | 13 | $ 3,111,000 | $ 239,307 | $ 96,000 |
| Riverside-San Bernardino-Ontario, CA | 13 | $ 3,946,000 | $ 303,538 | $ 160,000 |
| San Antonio-New Braunfels, TX | 13 | $ 2,737,000 | $ 210,538 | $ 136,000 |
| Dayton, OH | 12 | $ 1,836,000 | $ 153,000 | $ 76,000 |
| Detroit-Dearborn-Livonia, MI | 11 | $ 1,935,000 | $ 175,909 | $ 107,000 |
| Lakeland-Winter Haven, FL | 11 | $ 1,648,000 | $ 149,818 | $ 61,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 11 | $ 2,399,000 | $ 218,090 | $ 123,000 |
| Barnstable Town, MA | 9 | $ 2,264,000 | $ 251,555 | $ 110,000 |
| Boulder, CO | 9 | $ 2,442,000 | $ 271,333 | $ 118,000 |
| Hartford-West Hartford-East Hartford, CT | 9 | $ 2,071,000 | $ 230,111 | $ 123,000 |
| Port St. Lucie, FL | 9 | $ 2,925,000 | $ 325,000 | $ 60,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 9 | $ 2,566,000 | $ 285,111 | $ 105,000 |
| Stockton-Lodi, CA | 9 | $ 2,831,000 | $ 314,555 | $ 171,000 |
| Indianapolis-Carmel-Anderson, IN | 8 | $ 1,468,000 | $ 183,500 | $ 117,000 |
| Las Vegas-Henderson-Paradise, NV | 8 | $ 1,949,000 | $ 243,625 | $ 62,000 |
| Seattle-Bellevue-Everett, WA | 8 | $ 2,471,000 | $ 308,875 | $ 149,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 8 | $ 2,396,000 | $ 299,500 | $ 104,000 |
| El Paso, TX | 7 | $ 1,188,000 | $ 169,714 | $ 97,000 |
| Fort Collins, CO | 7 | $ 1,777,000 | $ 253,857 | $ 95,000 |
| Mansfield, OH | 7 | $ 874,000 | $ 124,857 | $ 78,000 |
| Pittsburgh, PA | 7 | $ 1,196,000 | $ 170,857 | $ 53,000 |
| Portland-South Portland, ME | 7 | $ 1,513,000 | $ 216,142 | $ 105,000 |
| Silver Spring-Frederick-Rockville, MD | 7 | $ 2,464,000 | $ 352,000 | $ 122,000 |
| Vallejo-Fairfield, CA | 7 | $ 1,636,000 | $ 233,714 | $ 181,000 |
| Bakersfield, CA | 6 | $ 978,000 | $ 163,000 | $ 164,000 |
| Colorado Springs, CO | 6 | $ 1,596,000 | $ 266,000 | $ 66,000 |
| Naples-Immokalee-Marco Island, FL | 6 | $ 1,548,000 | $ 258,000 | $ 132,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 6 | $ 2,135,000 | $ 355,833 | $ 117,000 |
| Palm Bay-Melbourne-Titusville, FL | 6 | $ 822,000 | $ 137,000 | $ 54,000 |
| Punta Gorda, FL | 6 | $ 1,456,000 | $ 242,666 | $ 123,000 |
| Raleigh, NC | 6 | $ 834,000 | $ 139,000 | $ 67,000 |
| Rockford, IL | 6 | $ 1,365,000 | $ 227,500 | $ 48,000 |
| Sebastian-Vero Beach, FL | 6 | $ 1,169,000 | $ 194,833 | $ 73,000 |
| St. Louis, MO-IL | 6 | $ 1,139,000 | $ 189,833 | $ 100,000 |
| Asheville, NC | 5 | $ 1,172,000 | $ 234,400 | $ 107,000 |
| Birmingham-Hoover, AL | 5 | $ 902,000 | $ 180,400 | $ 68,000 |
| Charleston-North Charleston, SC | 5 | $ 708,000 | $ 141,600 | $ 84,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 5 | $ 915,000 | $ 183,000 | $ 61,000 |
| Jacksonville, FL | 5 | $ 954,000 | $ 190,800 | $ 85,000 |
| Kalamazoo-Portage, MI | 5 | $ 546,000 | $ 109,200 | $ 54,000 |
| Lansing-East Lansing, MI | 5 | $ 597,000 | $ 119,400 | $ 51,000 |
| Midland, TX | 5 | $ 1,519,000 | $ 303,800 | $ 243,000 |
| Modesto, CA | 5 | $ 1,324,000 | $ 264,800 | $ 153,000 |
| Salinas, CA | 5 | $ 1,179,000 | $ 235,800 | $ 69,000 |
| Salt Lake City, UT | 5 | $ 855,000 | $ 171,000 | $ 23,000 |
| Santa Cruz-Watsonville, CA | 5 | $ 2,042,000 | $ 408,400 | $ 163,000 |
| Springfield, MO | 5 | $ 767,000 | $ 153,400 | $ 61,000 |
| Tacoma-Lakewood, WA | 5 | $ 1,299,000 | $ 259,800 | $ 111,000 |
| York-Hanover, PA | 5 | $ 1,203,000 | $ 240,600 | $ 103,000 |
| Augusta-Richmond County, GA-SC | 4 | $ 605,000 | $ 151,250 | $ 64,500 |
| Chattanooga, TN-GA | 4 | $ 685,000 | $ 171,250 | $ 122,500 |
| Corpus Christi, TX | 4 | $ 753,000 | $ 188,250 | $ 76,000 |
| Dalton, GA | 4 | $ 597,000 | $ 149,250 | $ 50,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 4 | $ 633,000 | $ 158,250 | $ 85,000 |
| Fayetteville, NC | 4 | $ 1,568,000 | $ 392,000 | $ 257,000 |
| Fresno, CA | 4 | $ 871,000 | $ 217,750 | $ 104,000 |
| Gary, IN | 4 | $ 898,000 | $ 224,500 | $ 66,000 |
| Greenville-Anderson-Mauldin, SC | 4 | $ 665,000 | $ 166,250 | $ 61,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 4 | $ 1,370,000 | $ 342,500 | $ 97,000 |
| Joplin, MO | 4 | $ 548,000 | $ 137,000 | $ 96,000 |
| Lima, OH | 4 | $ 520,000 | $ 130,000 | $ 57,000 |
| Little Rock-North Little Rock-Conway, AR | 4 | $ 428,000 | $ 107,000 | $ 64,000 |
| Lubbock, TX | 4 | $ 1,109,000 | $ 277,250 | $ 143,000 |
| Milwaukee-Waukesha-West Allis, WI | 4 | $ 864,000 | $ 216,000 | $ 53,000 |
| Santa Maria-Santa Barbara, CA | 4 | $ 1,642,000 | $ 410,500 | $ 109,000 |
| Tallahassee, FL | 4 | $ 981,000 | $ 245,250 | $ 141,000 |
| Toledo, OH | 4 | $ 622,000 | $ 155,500 | $ 72,000 |
| Topeka, KS | 4 | $ 502,000 | $ 125,500 | $ 47,000 |
| Urban Honolulu, HI | 4 | $ 2,250,000 | $ 562,500 | $ 97,000 |
| Warner Robins, GA | 4 | $ 806,000 | $ 201,500 | $ 35,000 |
| Wichita, KS | 4 | $ 411,000 | $ 102,750 | $ 44,000 |
| Wilmington, NC | 4 | $ 744,000 | $ 186,000 | $ 58,000 |
| Winston-Salem, NC | 4 | $ 588,000 | $ 147,000 | $ 42,000 |
| Ann Arbor, MI | 3 | $ 787,000 | $ 262,333 | $ 103,000 |
| Burlington-South Burlington, VT | 3 | $ 647,000 | $ 215,666 | $ 36,000 |
| Camden, NJ | 3 | $ 721,000 | $ 240,333 | $ 23,000 |
| Canton-Massillon, OH | 3 | $ 295,000 | $ 98,333 | $ 63,000 |
| Columbia, SC | 3 | $ 432,000 | $ 144,000 | $ 81,000 |
| Eau Claire, WI | 3 | $ 873,000 | $ 291,000 | $ 105,000 |
| Fort Smith, AR-OK | 3 | $ 331,000 | $ 110,333 | $ 102,000 |
| Jackson, MS | 3 | $ 650,000 | $ 216,666 | $ 76,000 |
| Kankakee, IL | 3 | $ 623,000 | $ 207,666 | $ 123,000 |
| Knoxville, TN | 3 | $ 656,000 | $ 218,666 | $ 74,000 |
| Lawton, OK | 3 | $ 425,000 | $ 141,666 | $ 29,000 |
| Napa, CA | 3 | $ 682,000 | $ 227,333 | $ 115,000 |
| Pensacola-Ferry Pass-Brent, FL | 3 | $ 548,000 | $ 182,666 | $ 55,000 |
| Philadelphia, PA | 3 | $ 579,000 | $ 193,000 | $ 43,000 |
| Pueblo, CO | 3 | $ 601,000 | $ 200,333 | $ 90,000 |
| Reno, NV | 3 | $ 1,243,000 | $ 414,333 | $ 202,000 |
| Trenton, NJ | 3 | $ 827,000 | $ 275,666 | $ 140,000 |
| Waco, TX | 3 | $ 481,000 | $ 160,333 | $ 53,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 2 | $ 510,000 | $ 255,000 | $ 0 |
| Boise City, ID | 2 | $ 1,005,000 | $ 502,500 | $ 359,000 |
| Crestview-Fort Walton Beach-Destin, FL | 2 | $ 608,000 | $ 304,000 | $ 485,000 |
| Fargo, ND-MN | 2 | $ 297,000 | $ 148,500 | $ 64,000 |
| Flagstaff, AZ | 2 | $ 285,000 | $ 142,500 | $ 125,000 |
| Flint, MI | 2 | $ 232,000 | $ 116,000 | $ 36,000 |
| Gainesville, GA | 2 | $ 342,000 | $ 171,000 | $ 70,000 |
| Grand Junction, CO | 2 | $ 224,000 | $ 112,000 | $ 54,000 |
| Hot Springs, AR | 2 | $ 427,000 | $ 213,500 | $ 54,000 |
| Lake Charles, LA | 2 | $ 471,000 | $ 235,500 | $ 60,000 |
| Louisville/Jefferson County, KY-IN | 2 | $ 227,000 | $ 113,500 | $ 42,500 |
| Macon, GA | 2 | $ 209,000 | $ 104,500 | $ 27,000 |
| Ocean City, NJ | 2 | $ 645,000 | $ 322,500 | $ 111,000 |
| Ogden-Clearfield, UT | 2 | $ 617,000 | $ 308,500 | $ 42,000 |
| Omaha-Council Bluffs, NE-IA | 2 | $ 659,000 | $ 329,500 | $ 137,000 |
| Prescott, AZ | 2 | $ 487,000 | $ 243,500 | $ 153,000 |
| Provo-Orem, UT | 2 | $ 478,000 | $ 239,000 | $ 40,000 |
| Roanoke, VA | 2 | $ 412,000 | $ 206,000 | $ 85,000 |
| Rome, GA | 2 | $ 335,000 | $ 167,500 | $ 64,000 |
| Saginaw, MI | 2 | $ 472,000 | $ 236,000 | $ 88,000 |
| San Rafael, CA | 2 | $ 484,000 | $ 242,000 | $ 135,000 |
| Savannah, GA | 2 | $ 470,000 | $ 235,000 | $ 189,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 2 | $ 232,000 | $ 116,000 | $ 60,000 |
| Shreveport-Bossier City, LA | 2 | $ 449,000 | $ 224,500 | $ 65,000 |
| Sierra Vista-Douglas, AZ | 2 | $ 526,000 | $ 263,000 | $ 81,000 |
| Syracuse, NY | 2 | $ 188,000 | $ 94,000 | $ 136,000 |
| Williamsport, PA | 2 | $ 323,000 | $ 161,500 | $ 247,000 |
| Abilene, TX | 1 | $ 177,000 | $ 177,000 | $ 66,000 |
| Akron, OH | 1 | $ 146,000 | $ 146,000 | $ 47,000 |
| Albany-Schenectady-Troy, NY | 1 | $ 171,000 | $ 171,000 | $ 118,000 |
| Albuquerque, NM | 1 | $ 108,000 | $ 108,000 | $ 57,000 |
| Athens-Clarke County, GA | 1 | $ 356,000 | $ 356,000 | $ 122,000 |
| Baton Rouge, LA | 1 | $ 240,000 | $ 240,000 | $ 50,000 |
| Bend-Redmond, OR | 1 | $ 400,000 | $ 400,000 | $ 151,000 |
| Binghamton, NY | 1 | $ 208,000 | $ 208,000 | $ 89,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 1 | $ 239,000 | $ 239,000 | $ 205,000 |
| Carbondale-Marion, IL | 1 | $ 145,000 | $ 145,000 | $ 84,000 |
| Casper, WY | 1 | $ 184,000 | $ 184,000 | $ 163,000 |
| Cedar Rapids, IA | 1 | $ 142,000 | $ 142,000 | $ 63,000 |
| Champaign-Urbana, IL | 1 | $ 98,000 | $ 98,000 | $ 138,000 |
| Charlottesville, VA | 1 | $ 222,000 | $ 222,000 | $ 83,000 |
| Clarksville, TN-KY | 1 | $ 168,000 | $ 168,000 | $ 0 |
| College Station-Bryan, TX | 1 | $ 77,000 | $ 77,000 | $ 35,000 |
| Daphne-Fairhope-Foley, AL | 1 | $ 300,000 | $ 300,000 | $ 206,000 |
| Dothan, AL | 1 | $ 149,000 | $ 149,000 | $ 49,000 |
| Durham-Chapel Hill, NC | 1 | $ 194,000 | $ 194,000 | $ 54,000 |
| Elizabethtown-Fort Knox, KY | 1 | $ 253,000 | $ 253,000 | $ 0 |
| Elkhart-Goshen, IN | 1 | $ 109,000 | $ 109,000 | $ 75,000 |
| Gainesville, FL | 1 | $ 244,000 | $ 244,000 | $ 55,000 |
| Glens Falls, NY | 1 | $ 183,000 | $ 183,000 | $ 75,000 |
| Goldsboro, NC | 1 | $ 212,000 | $ 212,000 | $ 52,000 |
| Greensboro-High Point, NC | 1 | $ 108,000 | $ 108,000 | $ 125,000 |
| Gulfport-Biloxi-Pascagoula, MS | 1 | $ 55,000 | $ 55,000 | $ 39,000 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 276,000 | $ 276,000 | $ 134,000 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 121,000 | $ 121,000 | $ 26,000 |
| Homosassa Springs, FL | 1 | $ 151,000 | $ 151,000 | $ 46,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 163,000 | $ 163,000 | $ 127,000 |
| Jackson, MI | 1 | $ 149,000 | $ 149,000 | $ 31,000 |
| Jackson, TN | 1 | $ 94,000 | $ 94,000 | $ 34,000 |
| Johnson City, TN | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Kahului-Wailuku-Lahaina, HI | 1 | $ 494,000 | $ 494,000 | $ 93,000 |
| Kennewick-Richland, WA | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Killeen-Temple, TX | 1 | $ 152,000 | $ 152,000 | $ 60,000 |
| Lewiston-Auburn, ME | 1 | $ 105,000 | $ 105,000 | $ 65,000 |
| Lincoln, NE | 1 | $ 84,000 | $ 84,000 | $ 86,000 |
| Madison, WI | 1 | $ 128,000 | $ 128,000 | $ 109,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 230,000 | $ 230,000 | $ 60,000 |
| Missoula, MT | 1 | $ 216,000 | $ 216,000 | $ 161,000 |
| Morgantown, WV | 1 | $ 203,000 | $ 203,000 | $ 42,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 1 | $ 115,000 | $ 115,000 | $ 69,000 |
| Norwich-New London, CT | 1 | $ 111,000 | $ 111,000 | $ 38,000 |
| Ocala, FL | 1 | $ 70,000 | $ 70,000 | $ 31,000 |
| Redding, CA | 1 | $ 142,000 | $ 142,000 | $ 0 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 1 | $ 802,000 | $ 802,000 | $ 220,000 |
| Santa Rosa, CA | 1 | $ 292,000 | $ 292,000 | $ 85,000 |
| Sioux Falls, SD | 1 | $ 216,000 | $ 216,000 | $ 67,000 |
| South Bend-Mishawaka, IN-MI | 1 | $ 150,000 | $ 150,000 | $ 90,000 |
| Spartanburg, SC | 1 | $ 187,000 | $ 187,000 | $ 60,000 |
| Springfield, OH | 1 | $ 74,000 | $ 74,000 | $ 25,000 |
| Terre Haute, IN | 1 | $ 85,000 | $ 85,000 | $ 55,000 |
| Tuscaloosa, AL | 1 | $ 143,000 | $ 143,000 | $ 80,000 |
| Valdosta, GA | 1 | $ 175,000 | $ 175,000 | $ 88,000 |
| Wenatchee, WA | 1 | $ 371,000 | $ 371,000 | $ 338,000 |
| Wheeling, WV-OH | 1 | $ 79,000 | $ 79,000 | $ 41,000 |
Mortgage Loan Application Detail Totals for Evolve Bank & Trust in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,538 | $927,123,000 | $204,000 | $3,000,000 | $86,000 | $2,142,000 |
| Refinancing | 2,638 | $695,488,000 | $263,000 | $1,929,000 | $107,000 | $1,794,000 |
| Home Improvement | 100 | $25,541,000 | $255,000 | $636,000 | $113,000 | $337,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,837 | $1,021,274,000 | $211,000 | $1,703,000 | $91,000 | $2,142,000 |
| Not Provided | 825 | $284,161,000 | $344,000 | $1,180,000 | $149,000 | $2,135,000 |
| Black or African American | 624 | $116,787,000 | $187,000 | $778,000 | $68,000 | $567,000 |
| Hispanic | 586 | $112,749,000 | $192,000 | $1,050,000 | $65,000 | $445,000 |
| Asian | 333 | $92,146,000 | $276,000 | $3,000,000 | $108,000 | $469,000 |
| Not applicable | 38 | $14,062,000 | $370,000 | $1,929,000 | $70,000 | $280,000 |
| American Indian or Alaskan Native | 20 | $3,980,000 | $199,000 | $535,000 | $75,000 | $154,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $2,993,000 | $230,000 | $397,000 | $96,000 | $230,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,252 | $1,077,491,000 | $253,000 | $1,929,000 | $119,000 | $2,142,000 |
| FHA-insured (Federal Housing Administration) | 2,434 | $444,667,000 | $182,000 | $636,000 | $58,000 | $2,135,000 |
| VA-guaranteed (Veterans Administration) | 416 | $98,569,000 | $236,000 | $809,000 | $74,000 | $567,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 174 | $27,425,000 | $157,000 | $3,000,000 | $52,000 | $420,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,847 | $994,227,000 | $205,000 | $1,929,000 | $87,000 | $2,142,000 |
| Application Withdrawn By Applicant | 1,078 | $238,856,000 | $221,000 | $3,000,000 | $90,000 | $2,135,000 |
| Loan Purchased By The Institution | 710 | $278,318,000 | $391,000 | $881,000 | $162,000 | $1,794,000 |
| Application Denied By Financial Institution | 421 | $88,788,000 | $210,000 | $1,440,000 | $78,000 | $763,000 |
| File Closed For Incompleteness | 182 | $40,027,000 | $219,000 | $840,000 | $88,000 | $459,000 |
| Application Approved But Not Accepted | 38 | $7,936,000 | $208,000 | $485,000 | $94,000 | $327,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 114 | $26,975,000 | $236,000 | $873,000 | $86,000 | $763,000 |
| Credit History | 99 | $19,194,000 | $193,000 | $585,000 | $65,000 | $296,000 |
| Collateral | 88 | $18,644,000 | $211,000 | $1,440,000 | $98,000 | $666,000 |
| Debt-To-Income Ratio | 73 | $14,316,000 | $196,000 | $720,000 | $63,000 | $251,000 |
| Unverifiable Information | 23 | $4,510,000 | $196,000 | $417,000 | $74,000 | $270,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $1,968,000 | $218,000 | $465,000 | $90,000 | $209,000 |
| Employment History | 4 | $705,000 | $176,000 | $394,000 | $85,000 | $167,000 |
| Credit Application Incomplete | 3 | $887,000 | $295,000 | $389,000 | $82,000 | $118,000 |
| Mortgage Insurance Denied | 1 | $344,000 | $344,000 | $344,000 | $94,000 | $94,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Evolve Bank & Trust's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Evolve Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.
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