Evolve Bank & Trust Mortgage Lending & HMDA Data, 2022

In 2022, Evolve Bank & Trust of Memphis, TN reported 3,923 mortgage applications totaling $1.3 billion, down 42% from 2021. The average application was for $339,037, and applicants reported an average income of $144,702. 75% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Memphis, TN-MS-AR (524), Wilmington, DE-MD-NJ (212) and Hartford-West Hartford-East Hartford, CT (194) (applications in parentheses).

Mortgage Company & Address Evolve Bank & Trust
6000 Poplar Avenue Suite 300
Memphis, TN 38119
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  
Total Number of Mortgage Applications 3,923
Total Mortgage Loan Application Amount $1,330,045,000
Average Mortgage Loan Application Amount $339,037
Highest Mortgage Loan Application Amount $5,005,000
Average Applicant Income $144,702
Highest Applicant Income $8,255,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Evolve Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Evolve Bank & Trust by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Shelby, Tennessee 413 $ 94,285,000 $ 228,292 $ 145,000
New Castle, Delaware 210 $ 59,210,000 $ 281,952 $ 95,000
Hartford, Connecticut 160 $ 48,300,000 $ 301,875 $ 134,000
Worcester, Massachusetts 135 $ 44,355,000 $ 328,555 $ 105,000
Los Angeles, California 115 $ 85,425,000 $ 742,826 $ 230,000
Suffolk, New York 114 $ 46,750,000 $ 410,087 $ 169,000
Hampden, Massachusetts 98 $ 26,010,000 $ 265,408 $ 104,000
Middlesex, Massachusetts 87 $ 31,545,000 $ 362,586 $ 140,000
Craighead, Arkansas 82 $ 23,900,000 $ 291,463 $ 95,000
Sussex, Delaware 66 $ 17,470,000 $ 264,696 $ 88,000
Pulaski, Arkansas 64 $ 8,930,000 $ 139,531 $ 163,000
Fairfield, Connecticut 63 $ 30,725,000 $ 487,698 $ 207,000
Saratoga, New York 62 $ 18,610,000 $ 300,161 $ 118,000
New Haven, Connecticut 51 $ 14,935,000 $ 292,843 $ 115,000
Franklin, Ohio 51 $ 12,015,000 $ 235,588 $ 99,000
DeSoto, Mississippi 50 $ 14,570,000 $ 291,400 $ 119,000
Hillsborough, Florida 44 $ 15,430,000 $ 350,681 $ 96,000
Essex, Massachusetts 44 $ 20,570,000 $ 467,500 $ 164,000
Maricopa, Arizona 43 $ 17,745,000 $ 412,674 $ 201,000
Prince George's, Maryland 43 $ 14,635,000 $ 340,348 $ 101,000
Deschutes, Oregon 40 $ 21,050,000 $ 526,250 $ 170,000
Kent, Delaware 33 $ 8,955,000 $ 271,363 $ 80,000
Litchfield, Connecticut 31 $ 6,455,000 $ 208,225 $ 94,000
Hillsborough, New Hampshire 31 $ 11,575,000 $ 373,387 $ 146,000
Charleston, South Carolina 30 $ 14,680,000 $ 489,333 $ 157,000
Norfolk, Massachusetts 29 $ 14,955,000 $ 515,689 $ 159,000
Nassau, New York 29 $ 19,895,000 $ 686,034 $ 229,000
Warren, New York 29 $ 7,145,000 $ 246,379 $ 117,000
Pinellas, Florida 28 $ 8,210,000 $ 293,214 $ 106,000
Hampshire, Massachusetts 22 $ 6,420,000 $ 291,818 $ 169,000
Tipton, Tennessee 22 $ 5,440,000 $ 247,272 $ 88,000
Baltimore City, Maryland 20 $ 4,220,000 $ 211,000 $ 92,000
Plymouth, Massachusetts 20 $ 8,530,000 $ 426,500 $ 150,000
Suffolk, Massachusetts 20 $ 9,180,000 $ 459,000 $ 174,000
Middlesex, Connecticut 19 $ 4,805,000 $ 252,894 $ 141,000
Fayette, Tennessee 19 $ 6,795,000 $ 357,631 $ 128,000
Sharp, Arkansas 17 $ 2,035,000 $ 119,705 $ 167,000
Alameda, California 17 $ 11,965,000 $ 703,823 $ 270,000
Palm Beach, Florida 17 $ 6,285,000 $ 369,705 $ 197,000
Broward, Florida 16 $ 5,440,000 $ 340,000 $ 106,000
Pasco, Florida 16 $ 3,570,000 $ 223,125 $ 75,000
Westchester, New York 16 $ 8,150,000 $ 509,375 $ 211,000
Tolland, Connecticut 15 $ 4,415,000 $ 294,333 $ 130,000
Anne Arundel, Maryland 15 $ 5,235,000 $ 349,000 $ 125,000
Charles, Maryland 15 $ 5,135,000 $ 342,333 $ 116,000
Barnstable, Massachusetts 15 $ 5,555,000 $ 370,333 $ 135,000
Pinal, Arizona 14 $ 4,180,000 $ 298,571 $ 123,000
Crittenden, Arkansas 14 $ 2,930,000 $ 209,285 $ 143,000
District of Columbia, District Of Columbia 14 $ 5,370,000 $ 383,571 $ 104,000
Washington, New York 14 $ 2,310,000 $ 165,000 $ 71,000
San Bernardino, California 13 $ 5,105,000 $ 392,692 $ 102,000
Clark, Nevada 13 $ 7,275,000 $ 559,615 $ 229,000
Montgomery, Ohio 13 $ 2,005,000 $ 154,230 $ 84,000
Harris, Texas 13 $ 6,065,000 $ 466,538 $ 185,000
Contra Costa, California 12 $ 10,840,000 $ 903,333 $ 274,000
San Diego, California 12 $ 6,710,000 $ 559,166 $ 188,000
Santa Clara, California 12 $ 9,140,000 $ 761,666 $ 261,000
New London, Connecticut 12 $ 3,570,000 $ 297,500 $ 113,000
Dallas, Texas 12 $ 3,130,000 $ 260,833 $ 152,000
Lonoke, Arkansas 11 $ 1,595,000 $ 145,000 $ 233,000
Orange, Florida 11 $ 3,235,000 $ 294,090 $ 115,000
Sarasota, Florida 11 $ 4,025,000 $ 365,909 $ 244,000
Bristol, Massachusetts 11 $ 4,305,000 $ 391,363 $ 117,000
Providence, Rhode Island 11 $ 3,235,000 $ 294,090 $ 136,000
Greene, Arkansas 10 $ 1,500,000 $ 150,000 $ 107,000
Riverside, California 10 $ 4,820,000 $ 482,000 $ 175,000
Manatee, Florida 10 $ 3,690,000 $ 369,000 $ 110,000
Miami-Dade, Florida 10 $ 2,950,000 $ 295,000 $ 197,000
Polk, Florida 10 $ 2,120,000 $ 212,000 $ 92,000
Franklin, Massachusetts 10 $ 3,080,000 $ 308,000 $ 97,000
Putnam, New York 10 $ 3,970,000 $ 397,000 $ 132,000
Schenectady, New York 10 $ 2,320,000 $ 232,000 $ 76,000
Erie, Ohio 10 $ 2,370,000 $ 237,000 $ 110,000
Oklahoma, Oklahoma 10 $ 1,670,000 $ 167,000 $ 224,000
Bexar, Texas 10 $ 2,330,000 $ 233,000 $ 337,000
Tuscaloosa, Alabama 9 $ 1,685,000 $ 187,222 $ 168,000
San Francisco, California 9 $ 9,955,000 $ 1,106,111 $ 341,000
Henry, Georgia 9 $ 2,555,000 $ 283,888 $ 82,000
Albany, New York 9 $ 2,795,000 $ 310,555 $ 151,000
Kings, New York 9 $ 5,815,000 $ 646,111 $ 156,000
Cuyahoga, Ohio 9 $ 1,895,000 $ 210,555 $ 175,000
Fairfield, Ohio 9 $ 1,925,000 $ 213,888 $ 92,000
Portsmouth, Virginia 9 $ 1,765,000 $ 196,111 $ 52,000
Orange, California 8 $ 7,260,000 $ 907,500 $ 267,000
Baltimore, Maryland 8 $ 2,000,000 $ 250,000 $ 107,000
Orange, New York 8 $ 2,310,000 $ 288,750 $ 105,000
Canadian, Oklahoma 8 $ 1,300,000 $ 162,500 $ 137,000
Berkeley, South Carolina 8 $ 3,040,000 $ 380,000 $ 173,000
Charlotte, Florida 7 $ 1,605,000 $ 229,285 $ 96,000
Volusia, Florida 7 $ 2,355,000 $ 336,428 $ 129,000
Gwinnett, Georgia 7 $ 2,885,000 $ 412,142 $ 176,000
Cook, Illinois 7 $ 2,205,000 $ 315,000 $ 238,000
Rockingham, New Hampshire 7 $ 3,385,000 $ 483,571 $ 178,000
New York, New York 7 $ 3,775,000 $ 539,285 $ 197,000
Lorain, Ohio 7 $ 1,175,000 $ 167,857 $ 73,000
Horry, South Carolina 7 $ 1,795,000 $ 256,428 $ 123,000
Jefferson, Alabama 6 $ 890,000 $ 148,333 $ 256,000
Saline, Arkansas 6 $ 1,360,000 $ 226,666 $ 78,000
Santa Cruz, California 6 $ 6,150,000 $ 1,025,000 $ 244,000
Windham, Connecticut 6 $ 1,670,000 $ 278,333 $ 153,000
Collier, Florida 6 $ 3,080,000 $ 513,333 $ 235,000
Lee, Florida 6 $ 2,400,000 $ 400,000 $ 197,000
Cobb, Georgia 6 $ 1,790,000 $ 298,333 $ 73,000
Bergen, New Jersey 6 $ 2,260,000 $ 376,666 $ 121,000
Bronx, New York 6 $ 2,810,000 $ 468,333 $ 158,000
Champaign, Ohio 6 $ 920,000 $ 153,333 $ 54,000
Fairfax, Virginia 6 $ 2,370,000 $ 395,000 $ 168,000
Mississippi, Arkansas 5 $ 905,000 $ 181,000 $ 136,000
Hernando, Florida 5 $ 1,395,000 $ 279,000 $ 98,000
Osceola, Florida 5 $ 1,435,000 $ 287,000 $ 76,000
Lake, Illinois 5 $ 2,065,000 $ 413,000 $ 197,000
Montgomery, Maryland 5 $ 2,095,000 $ 419,000 $ 168,000
Cheshire, New Hampshire 5 $ 1,285,000 $ 257,000 $ 139,000
Rensselaer, New York 5 $ 1,035,000 $ 207,000 $ 90,000
Wake, North Carolina 5 $ 1,965,000 $ 393,000 $ 139,000
Delaware, Ohio 5 $ 2,675,000 $ 535,000 $ 166,000
Collin, Texas 5 $ 2,425,000 $ 485,000 $ 157,000
Tarrant, Texas 5 $ 1,125,000 $ 225,000 $ 126,000
Utah, Utah 5 $ 2,725,000 $ 545,000 $ 221,000
Madison, Alabama 4 $ 700,000 $ 175,000 $ 409,000
Pima, Arizona 4 $ 940,000 $ 235,000 $ 65,000
Garland, Arkansas 4 $ 770,000 $ 192,500 $ 259,000
Poinsett, Arkansas 4 $ 760,000 $ 190,000 $ 43,000
Sacramento, California 4 $ 1,470,000 $ 367,500 $ 90,000
San Mateo, California 4 $ 4,870,000 $ 1,217,500 $ 575,000
Marion, Florida 4 $ 960,000 $ 240,000 $ 99,000
St. Lucie, Florida 4 $ 2,140,000 $ 535,000 $ 167,000
Coweta, Georgia 4 $ 1,270,000 $ 317,500 $ 102,000
Fulton, Georgia 4 $ 1,420,000 $ 355,000 $ 109,000
Harford, Maryland 4 $ 920,000 $ 230,000 $ 110,000
St. Louis, Missouri 4 $ 440,000 $ 110,000 $ 201,000
Merrimack, New Hampshire 4 $ 1,320,000 $ 330,000 $ 88,000
Essex, New Jersey 4 $ 2,930,000 $ 732,500 $ 210,000
Broome, New York 4 $ 1,030,000 $ 257,500 $ 128,000
Essex, New York 4 $ 1,050,000 $ 262,500 $ 147,000
Fulton, New York 4 $ 810,000 $ 202,500 $ 72,000
Onondaga, New York 4 $ 1,590,000 $ 397,500 $ 198,000
Greene, Ohio 4 $ 1,000,000 $ 250,000 $ 225,000
Delaware, Pennsylvania 4 $ 770,000 $ 192,500 $ 67,000
Davidson, Tennessee 4 $ 1,500,000 $ 375,000 $ 126,000
Lauderdale, Tennessee 4 $ 650,000 $ 162,500 $ 53,000
Sevier, Tennessee 4 $ 2,320,000 $ 580,000 $ 251,000
Williamson, Tennessee 4 $ 8,200,000 $ 2,050,000 $ 2,155,000
Bell, Texas 4 $ 1,090,000 $ 272,500 $ 158,000
Denton, Texas 4 $ 1,860,000 $ 465,000 $ 273,000
Fort Bend, Texas 4 $ 1,110,000 $ 277,500 $ 137,000
Jefferson, Texas 4 $ 500,000 $ 125,000 $ 121,000
Travis, Texas 4 $ 2,250,000 $ 562,500 $ 435,000
Accomack, Virginia 4 $ 780,000 $ 195,000 $ 41,000
Suffolk, Virginia 4 $ 1,420,000 $ 355,000 $ 89,000
Cross, Arkansas 3 $ 435,000 $ 145,000 $ 86,000
Randolph, Arkansas 3 $ 395,000 $ 131,666 $ 116,000
White, Arkansas 3 $ 345,000 $ 115,000 $ 435,000
Placer, California 3 $ 2,765,000 $ 921,666 $ 285,000
Ventura, California 3 $ 2,025,000 $ 675,000 $ 281,000
Jefferson, Colorado 3 $ 1,065,000 $ 355,000 $ 142,000
Lake, Florida 3 $ 815,000 $ 271,666 $ 59,000
Carroll, Georgia 3 $ 1,095,000 $ 365,000 $ 122,000
Houston, Georgia 3 $ 375,000 $ 125,000 $ 126,000
Pike, Georgia 3 $ 945,000 $ 315,000 $ 89,000
Spalding, Georgia 3 $ 675,000 $ 225,000 $ 59,000
Honolulu, Hawaii 3 $ 1,385,000 $ 461,666 $ 295,000
Orleans, Louisiana 3 $ 775,000 $ 258,333 $ 85,000
Wicomico, Maryland 3 $ 765,000 $ 255,000 $ 57,000
Worcester, Maryland 3 $ 945,000 $ 315,000 $ 112,000
Berkshire, Massachusetts 3 $ 545,000 $ 181,666 $ 100,000
Alcorn, Mississippi 3 $ 485,000 $ 161,666 $ 54,000
Bolivar, Mississippi 3 $ 475,000 $ 158,333 $ 56,000
Lafayette, Mississippi 3 $ 495,000 $ 165,000 $ 95,000
Madison, Mississippi 3 $ 1,005,000 $ 335,000 $ 131,000
Marshall, Mississippi 3 $ 615,000 $ 205,000 $ 63,000
Tate, Mississippi 3 $ 815,000 $ 271,666 $ 75,000
Sullivan, New Hampshire 3 $ 1,355,000 $ 451,666 $ 121,000
Middlesex, New Jersey 3 $ 1,555,000 $ 518,333 $ 168,000
Otsego, New York 3 $ 1,655,000 $ 551,666 $ 171,000
Queens, New York 3 $ 2,255,000 $ 751,666 $ 530,000
Ulster, New York 3 $ 905,000 $ 301,666 $ 121,000
Mecklenburg, North Carolina 3 $ 1,075,000 $ 358,333 $ 136,000
Allen, Ohio 3 $ 505,000 $ 168,333 $ 62,000
Clark, Ohio 3 $ 355,000 $ 118,333 $ 44,000
Logan, Ohio 3 $ 485,000 $ 161,666 $ 65,000
Union, Ohio 3 $ 1,255,000 $ 418,333 $ 136,000
Tulsa, Oklahoma 3 $ 385,000 $ 128,333 $ 322,000
Monroe, Pennsylvania 3 $ 615,000 $ 205,000 $ 104,000
Montgomery, Pennsylvania 3 $ 1,145,000 $ 381,666 $ 159,000
Beaufort, South Carolina 3 $ 955,000 $ 318,333 $ 156,000
Dorchester, South Carolina 3 $ 1,025,000 $ 341,666 $ 99,000
Greenville, South Carolina 3 $ 895,000 $ 298,333 $ 176,000
Hardin, Tennessee 3 $ 515,000 $ 171,666 $ 98,000
Haywood, Tennessee 3 $ 595,000 $ 198,333 $ 151,000
Madison, Tennessee 3 $ 455,000 $ 151,666 $ 61,000
Wilson, Tennessee 3 $ 1,165,000 $ 388,333 $ 113,000
Bastrop, Texas 3 $ 485,000 $ 161,666 $ 189,000
Salt Lake, Utah 3 $ 1,645,000 $ 548,333 $ 179,000
Chesapeake, Virginia 3 $ 1,055,000 $ 351,666 $ 78,000
Prince William, Virginia 3 $ 1,355,000 $ 451,666 $ 114,000
Virginia Beach, Virginia 3 $ 765,000 $ 255,000 $ 92,000
Clark, Washington 3 $ 1,745,000 $ 581,666 $ 185,000
Thurston, Washington 3 $ 1,765,000 $ 588,333 $ 173,000
Berkeley, West Virginia 3 $ 855,000 $ 285,000 $ 46,000
Lee, Alabama 2 $ 340,000 $ 170,000 $ 30,000
Gila, Arizona 2 $ 480,000 $ 240,000 $ 127,000
Mohave, Arizona 2 $ 320,000 $ 160,000 $ 222,000
Yavapai, Arizona 2 $ 1,430,000 $ 715,000 $ 446,000
Benton, Arkansas 2 $ 540,000 $ 270,000 $ 132,000
Cleburne, Arkansas 2 $ 500,000 $ 250,000 $ 166,000
Independence, Arkansas 2 $ 440,000 $ 220,000 $ 97,000
Jefferson, Arkansas 2 $ 310,000 $ 155,000 $ 52,000
Lawrence, Arkansas 2 $ 610,000 $ 305,000 $ 134,000
Phillips, Arkansas 2 $ 130,000 $ 65,000 $ 25,000
Van Buren, Arkansas 2 $ 240,000 $ 120,000 $ 47,000
Nevada, California 2 $ 920,000 $ 460,000 $ 256,000
El Paso, Colorado 2 $ 760,000 $ 380,000 $ 131,000
Brevard, Florida 2 $ 500,000 $ 250,000 $ 289,000
Duval, Florida 2 $ 250,000 $ 125,000 $ 173,000
Flagler, Florida 2 $ 790,000 $ 395,000 $ 196,000
Martin, Florida 2 $ 430,000 $ 215,000 $ 76,000
Seminole, Florida 2 $ 430,000 $ 215,000 $ 101,000
St. Johns, Florida 2 $ 450,000 $ 225,000 $ 165,000
Bibb, Georgia 2 $ 470,000 $ 235,000 $ 93,000
Clayton, Georgia 2 $ 710,000 $ 355,000 $ 103,000
Douglas, Georgia 2 $ 820,000 $ 410,000 $ 162,000
Jasper, Georgia 2 $ 670,000 $ 335,000 $ 141,000
Lumpkin, Georgia 2 $ 390,000 $ 195,000 $ 82,000
Paulding, Georgia 2 $ 520,000 $ 260,000 $ 100,000
Rockdale, Georgia 2 $ 600,000 $ 300,000 $ 70,000
Ada, Idaho 2 $ 1,330,000 $ 665,000 $ 205,000
Marion, Indiana 2 $ 380,000 $ 190,000 $ 252,000
Johnson, Kansas 2 $ 1,010,000 $ 505,000 $ 214,000
Fayette, Kentucky 2 $ 620,000 $ 310,000 $ 78,000
Kenton, Kentucky 2 $ 660,000 $ 330,000 $ 248,000
Caddo, Louisiana 2 $ 890,000 $ 445,000 $ 113,000
Jefferson, Louisiana 2 $ 830,000 $ 415,000 $ 124,000
Cecil, Maryland 2 $ 590,000 $ 295,000 $ 77,000
Frederick, Maryland 2 $ 810,000 $ 405,000 $ 105,000
Howard, Maryland 2 $ 860,000 $ 430,000 $ 157,000
St. Mary's, Maryland 2 $ 630,000 $ 315,000 $ 82,000
Harrison, Mississippi 2 $ 710,000 $ 355,000 $ 94,000
Lee, Mississippi 2 $ 420,000 $ 210,000 $ 86,000
Tishomingo, Mississippi 2 $ 600,000 $ 300,000 $ 103,000
St. Charles, Missouri 2 $ 360,000 $ 180,000 $ 332,000
Lancaster, Nebraska 2 $ 630,000 $ 315,000 $ 140,000
Washoe, Nevada 2 $ 1,020,000 $ 510,000 $ 138,000
Carroll, New Hampshire 2 $ 990,000 $ 495,000 $ 206,000
Strafford, New Hampshire 2 $ 570,000 $ 285,000 $ 84,000
Burlington, New Jersey 2 $ 960,000 $ 480,000 $ 255,000
Camden, New Jersey 2 $ 760,000 $ 380,000 $ 162,000
Cumberland, New Jersey 2 $ 450,000 $ 225,000 $ 70,000
Bernalillo, New Mexico 2 $ 770,000 $ 385,000 $ 98,000
Clinton, New York 2 $ 530,000 $ 265,000 $ 127,000
Dutchess, New York 2 $ 830,000 $ 415,000 $ 135,000
Greene, New York 2 $ 670,000 $ 335,000 $ 119,000
Madison, New York 2 $ 990,000 $ 495,000 $ 277,000
Montgomery, New York 2 $ 380,000 $ 190,000 $ 67,000
Oswego, New York 2 $ 420,000 $ 210,000 $ 71,000
Sullivan, New York 2 $ 650,000 $ 325,000 $ 84,000
Alamance, North Carolina 2 $ 250,000 $ 125,000 $ 254,000
Durham, North Carolina 2 $ 750,000 $ 375,000 $ 126,000
Rowan, North Carolina 2 $ 270,000 $ 135,000 $ 112,000
Rutherford, North Carolina 2 $ 560,000 $ 280,000 $ 75,000
Lake, Ohio 2 $ 230,000 $ 115,000 $ 39,000
Licking, Ohio 2 $ 1,070,000 $ 535,000 $ 167,000
Lucas, Ohio 2 $ 270,000 $ 135,000 $ 55,000
Madison, Ohio 2 $ 800,000 $ 400,000 $ 110,000
Mahoning, Ohio 2 $ 210,000 $ 105,000 $ 33,000
Ottawa, Ohio 2 $ 490,000 $ 245,000 $ 113,000
Portage, Ohio 2 $ 600,000 $ 300,000 $ 92,000
Summit, Ohio 2 $ 400,000 $ 200,000 $ 74,000
Trumbull, Ohio 2 $ 240,000 $ 120,000 $ 181,000
Benton, Oregon 2 $ 1,220,000 $ 610,000 $ 289,000
Crook, Oregon 2 $ 770,000 $ 385,000 $ 124,000
Malheur, Oregon 2 $ 400,000 $ 200,000 $ 73,000
Chester, Pennsylvania 2 $ 340,000 $ 170,000 $ 88,000
Dauphin, Pennsylvania 2 $ 180,000 $ 90,000 $ 92,000
Lawrence, Pennsylvania 2 $ 340,000 $ 170,000 $ 152,000
Pike, Pennsylvania 2 $ 490,000 $ 245,000 $ 95,000
York, Pennsylvania 2 $ 770,000 $ 385,000 $ 141,000
Bristol, Rhode Island 2 $ 1,950,000 $ 975,000 $ 305,000
Kent, Rhode Island 2 $ 750,000 $ 375,000 $ 136,000
Newport, Rhode Island 2 $ 1,180,000 $ 590,000 $ 118,000
Florence, South Carolina 2 $ 650,000 $ 325,000 $ 112,000
Gibson, Tennessee 2 $ 410,000 $ 205,000 $ 44,000
Hardeman, Tennessee 2 $ 470,000 $ 235,000 $ 66,000
Knox, Tennessee 2 $ 680,000 $ 340,000 $ 140,000
Lubbock, Texas 2 $ 290,000 $ 145,000 $ 80,000
Midland, Texas 2 $ 650,000 $ 325,000 $ 117,000
Montgomery, Texas 2 $ 410,000 $ 205,000 $ 110,000
Randall, Texas 2 $ 610,000 $ 305,000 $ 289,000
Chittenden, Vermont 2 $ 920,000 $ 460,000 $ 127,000
Alexandria, Virginia 2 $ 1,890,000 $ 945,000 $ 693,000
Arlington, Virginia 2 $ 470,000 $ 235,000 $ 186,000
Franklin City, Virginia 2 $ 330,000 $ 165,000 $ 46,000
Hampton, Virginia 2 $ 290,000 $ 145,000 $ 83,000
James City, Virginia 2 $ 860,000 $ 430,000 $ 237,000
Louisa, Virginia 2 $ 810,000 $ 405,000 $ 176,000
Richmond City, Virginia 2 $ 1,410,000 $ 705,000 $ 275,000
Southampton, Virginia 2 $ 580,000 $ 290,000 $ 64,000
Stafford, Virginia 2 $ 660,000 $ 330,000 $ 140,000
Pierce, Washington 2 $ 1,480,000 $ 740,000 $ 348,000
Baldwin, Alabama 1 $ 455,000 $ 455,000 $ 0
Clarke, Alabama 1 $ 105,000 $ 105,000 $ 82,000
Marshall, Alabama 1 $ 395,000 $ 395,000 $ 183,000
Montgomery, Alabama 1 $ 115,000 $ 115,000 $ 47,000
Morgan, Alabama 1 $ 75,000 $ 75,000 $ 60,000
Shelby, Alabama 1 $ 165,000 $ 165,000 $ 627,000
Anchorage, Alaska 1 $ 525,000 $ 525,000 $ 129,000
Kenai Peninsula, Alaska 1 $ 495,000 $ 495,000 $ 260,000
Matanuska-Susitna, Alaska 1 $ 115,000 $ 115,000 $ 75,000
Navajo, Arizona 1 $ 205,000 $ 205,000 $ 75,000
Baxter, Arkansas 1 $ 75,000 $ 75,000 $ 203,000
Clark, Arkansas 1 $ 55,000 $ 55,000 $ 69,000
Faulkner, Arkansas 1 $ 165,000 $ 165,000 $ 24,000
Fulton, Arkansas 1 $ 65,000 $ 65,000 $ 624,000
Izard, Arkansas 1 $ 325,000 $ 325,000 $ 294,000
Jackson, Arkansas 1 $ 155,000 $ 155,000 $ 138,000
Marion, Arkansas 1 $ 125,000 $ 125,000 $ 225,000
St. Francis, Arkansas 1 $ 105,000 $ 105,000 $ 69,000
Butte, California 1 $ 395,000 $ 395,000 $ 126,000
Calaveras, California 1 $ 445,000 $ 445,000 $ 252,000
Fresno, California 1 $ 675,000 $ 675,000 $ 250,000
Marin, California 1 $ 1,035,000 $ 1,035,000 $ 303,000
Mono, California 1 $ 905,000 $ 905,000 $ 492,000
San Joaquin, California 1 $ 435,000 $ 435,000 $ 74,000
San Luis Obispo, California 1 $ 535,000 $ 535,000 $ 129,000
Shasta, California 1 $ 645,000 $ 645,000 $ 553,000
Stanislaus, California 1 $ 465,000 $ 465,000 $ 126,000
Tulare, California 1 $ 425,000 $ 425,000 $ 175,000
Arapahoe, Colorado 1 $ 105,000 $ 105,000 $ 91,000
Denver, Colorado 1 $ 665,000 $ 665,000 $ 113,000
La Plata, Colorado 1 $ 545,000 $ 545,000 $ 170,000
Mesa, Colorado 1 $ 455,000 $ 455,000 $ 174,000
Weld, Colorado 1 $ 405,000 $ 405,000 $ 89,000
Alachua, Florida 1 $ 185,000 $ 185,000 $ 54,000
Bay, Florida 1 $ 485,000 $ 485,000 $ 233,000
Escambia, Florida 1 $ 525,000 $ 525,000 $ 94,000
Santa Rosa, Florida 1 $ 555,000 $ 555,000 $ 175,000
Walton, Florida 1 $ 265,000 $ 265,000 $ 0
Barrow, Georgia 1 $ 245,000 $ 245,000 $ 48,000
Bryan, Georgia 1 $ 1,905,000 $ 1,905,000 $ 891,000
Butts, Georgia 1 $ 225,000 $ 225,000 $ 75,000
Chatham, Georgia 1 $ 85,000 $ 85,000 $ 29,000
Columbia, Georgia 1 $ 445,000 $ 445,000 $ 76,000
Dawson, Georgia 1 $ 335,000 $ 335,000 $ 137,000
Emanuel, Georgia 1 $ 135,000 $ 135,000 $ 55,000
Fayette, Georgia 1 $ 505,000 $ 505,000 $ 140,000
Floyd, Georgia 1 $ 175,000 $ 175,000 $ 75,000
Forsyth, Georgia 1 $ 555,000 $ 555,000 $ 163,000
Habersham, Georgia 1 $ 365,000 $ 365,000 $ 164,000
Hall, Georgia 1 $ 465,000 $ 465,000 $ 280,000
Jefferson, Georgia 1 $ 105,000 $ 105,000 $ 37,000
Liberty, Georgia 1 $ 215,000 $ 215,000 $ 48,000
Monroe, Georgia 1 $ 555,000 $ 555,000 $ 260,000
Newton, Georgia 1 $ 335,000 $ 335,000 $ 97,000
Pulaski, Georgia 1 $ 65,000 $ 65,000 $ 42,000
Upson, Georgia 1 $ 245,000 $ 245,000 $ 75,000
Maui, Hawaii 1 $ 305,000 $ 305,000 $ 116,000
Kootenai, Idaho 1 $ 585,000 $ 585,000 $ 150,000
Kane, Illinois 1 $ 175,000 $ 175,000 $ 106,000
Sangamon, Illinois 1 $ 405,000 $ 405,000 $ 320,000
Will, Illinois 1 $ 425,000 $ 425,000 $ 95,000
Blackford, Indiana 1 $ 195,000 $ 195,000 $ 93,000
Hamilton, Indiana 1 $ 205,000 $ 205,000 $ 80,000
Wayne, Indiana 1 $ 65,000 $ 65,000 $ 93,000
Butler, Kansas 1 $ 365,000 $ 365,000 $ 147,000
Cowley, Kansas 1 $ 185,000 $ 185,000 $ 96,000
Sumner, Kansas 1 $ 55,000 $ 55,000 $ 51,000
Boone, Kentucky 1 $ 215,000 $ 215,000 $ 54,000
Bracken, Kentucky 1 $ 255,000 $ 255,000 $ 92,000
Christian, Kentucky 1 $ 115,000 $ 115,000 $ 230,000
Garrard, Kentucky 1 $ 365,000 $ 365,000 $ 125,000
Graves, Kentucky 1 $ 185,000 $ 185,000 $ 115,000
Johnson, Kentucky 1 $ 75,000 $ 75,000 $ 81,000
Oldham, Kentucky 1 $ 345,000 $ 345,000 $ 171,000
Wayne, Kentucky 1 $ 105,000 $ 105,000 $ 81,000
East Baton Rouge, Louisiana 1 $ 215,000 $ 215,000 $ 43,000
East Feliciana, Louisiana 1 $ 375,000 $ 375,000 $ 77,000
Lafayette, Louisiana 1 $ 425,000 $ 425,000 $ 138,000
Washington, Louisiana 1 $ 305,000 $ 305,000 $ 73,000
Androscoggin, Maine 1 $ 175,000 $ 175,000 $ 49,000
Cumberland, Maine 1 $ 315,000 $ 315,000 $ 90,000
Hancock, Maine 1 $ 295,000 $ 295,000 $ 115,000
Sagadahoc, Maine 1 $ 255,000 $ 255,000 $ 63,000
Carroll, Maryland 1 $ 595,000 $ 595,000 $ 167,000
Queen Anne's, Maryland 1 $ 355,000 $ 355,000 $ 97,000
Lapeer, Michigan 1 $ 65,000 $ 65,000 $ 40,000
Macomb, Michigan 1 $ 145,000 $ 145,000 $ 255,000
Oakland, Michigan 1 $ 285,000 $ 285,000 $ 55,000
Wayne, Michigan 1 $ 355,000 $ 355,000 $ 94,000
Prentiss, Mississippi 1 $ 105,000 $ 105,000 $ 210,000
Tippah, Mississippi 1 $ 145,000 $ 145,000 $ 56,000
Union, Mississippi 1 $ 195,000 $ 195,000 $ 53,000
Washington, Mississippi 1 $ 215,000 $ 215,000 $ 60,000
Boone, Missouri 1 $ 335,000 $ 335,000 $ 66,000
Buchanan, Missouri 1 $ 75,000 $ 75,000 $ 748,000
Cape Girardeau, Missouri 1 $ 355,000 $ 355,000 $ 200,000
Howell, Missouri 1 $ 345,000 $ 345,000 $ 80,000
Jackson, Missouri 1 $ 115,000 $ 115,000 $ 207,000
Oregon, Missouri 1 $ 385,000 $ 385,000 $ 201,000
Ray, Missouri 1 $ 65,000 $ 65,000 $ 748,000
Ste. Genevieve, Missouri 1 $ 85,000 $ 85,000 $ 156,000
Custer, Montana 1 $ 395,000 $ 395,000 $ 121,000
Flathead, Montana 1 $ 665,000 $ 665,000 $ 345,000
Missoula, Montana 1 $ 565,000 $ 565,000 $ 125,000
Ravalli, Montana 1 $ 425,000 $ 425,000 $ 87,000
Douglas, Nebraska 1 $ 345,000 $ 345,000 $ 235,000
Nye, Nevada 1 $ 375,000 $ 375,000 $ 120,000
Coos, New Hampshire 1 $ 125,000 $ 125,000 $ 41,000
Grafton, New Hampshire 1 $ 615,000 $ 615,000 $ 228,000
Atlantic, New Jersey 1 $ 355,000 $ 355,000 $ 184,000
Cape May, New Jersey 1 $ 645,000 $ 645,000 $ 787,000
Gloucester, New Jersey 1 $ 245,000 $ 245,000 $ 90,000
Hudson, New Jersey 1 $ 985,000 $ 985,000 $ 173,000
Passaic, New Jersey 1 $ 225,000 $ 225,000 $ 88,000
Union, New Jersey 1 $ 365,000 $ 365,000 $ 182,000
Allegany, New York 1 $ 75,000 $ 75,000 $ 37,000
Delaware, New York 1 $ 135,000 $ 135,000 $ 74,000
Franklin, New York 1 $ 95,000 $ 95,000 $ 29,000
Hamilton, New York 1 $ 135,000 $ 135,000 $ 93,000
Jefferson, New York 1 $ 125,000 $ 125,000 $ 104,000
Monroe, New York 1 $ 185,000 $ 185,000 $ 99,000
Richmond, New York 1 $ 405,000 $ 405,000 $ 143,000
Schoharie, New York 1 $ 255,000 $ 255,000 $ 98,000
St. Lawrence, New York 1 $ 175,000 $ 175,000 $ 66,000
Tioga, New York 1 $ 365,000 $ 365,000 $ 86,000
Wayne, New York 1 $ 165,000 $ 165,000 $ 66,000
Brunswick, North Carolina 1 $ 295,000 $ 295,000 $ 215,000
Chatham, North Carolina 1 $ 355,000 $ 355,000 $ 143,000
Cumberland, North Carolina 1 $ 85,000 $ 85,000 $ 229,000
Davidson, North Carolina 1 $ 275,000 $ 275,000 $ 266,000
Forsyth, North Carolina 1 $ 165,000 $ 165,000 $ 241,000
Guilford, North Carolina 1 $ 165,000 $ 165,000 $ 33,000
Harnett, North Carolina 1 $ 325,000 $ 325,000 $ 83,000
Iredell, North Carolina 1 $ 265,000 $ 265,000 $ 69,000
Johnston, North Carolina 1 $ 445,000 $ 445,000 $ 0
Nash, North Carolina 1 $ 165,000 $ 165,000 $ 60,000
New Hanover, North Carolina 1 $ 285,000 $ 285,000 $ 485,000
Pitt, North Carolina 1 $ 335,000 $ 335,000 $ 95,000
Surry, North Carolina 1 $ 85,000 $ 85,000 $ 28,000
Union, North Carolina 1 $ 205,000 $ 205,000 $ 42,000
Auglaize, Ohio 1 $ 175,000 $ 175,000 $ 72,000
Butler, Ohio 1 $ 155,000 $ 155,000 $ 76,000
Clinton, Ohio 1 $ 295,000 $ 295,000 $ 113,000
Geauga, Ohio 1 $ 195,000 $ 195,000 $ 110,000
Hocking, Ohio 1 $ 145,000 $ 145,000 $ 216,000
Huron, Ohio 1 $ 175,000 $ 175,000 $ 70,000
Jackson, Ohio 1 $ 125,000 $ 125,000 $ 32,000
Knox, Ohio 1 $ 205,000 $ 205,000 $ 83,000
Pike, Ohio 1 $ 535,000 $ 535,000 $ 367,000
Ross, Ohio 1 $ 255,000 $ 255,000 $ 74,000
Shelby, Ohio 1 $ 155,000 $ 155,000 $ 43,000
Van Wert, Ohio 1 $ 135,000 $ 135,000 $ 45,000
Wood, Ohio 1 $ 245,000 $ 245,000 $ 0
Osage, Oklahoma 1 $ 185,000 $ 185,000 $ 122,000
Pottawatomie, Oklahoma 1 $ 145,000 $ 145,000 $ 340,000
Seminole, Oklahoma 1 $ 155,000 $ 155,000 $ 62,000
Wagoner, Oklahoma 1 $ 245,000 $ 245,000 $ 80,000
Washington, Oklahoma 1 $ 285,000 $ 285,000 $ 109,000
Multnomah, Oregon 1 $ 625,000 $ 625,000 $ 140,000
Washington, Oregon 1 $ 395,000 $ 395,000 $ 119,000
Greene, Pennsylvania 1 $ 135,000 $ 135,000 $ 51,000
Luzerne, Pennsylvania 1 $ 225,000 $ 225,000 $ 89,000
Philadelphia, Pennsylvania 1 $ 625,000 $ 625,000 $ 179,000
Schuylkill, Pennsylvania 1 $ 115,000 $ 115,000 $ 33,000
Susquehanna, Pennsylvania 1 $ 255,000 $ 255,000 $ 127,000
Washington, Rhode Island 1 $ 515,000 $ 515,000 $ 187,000
Anderson, South Carolina 1 $ 235,000 $ 235,000 $ 57,000
Jasper, South Carolina 1 $ 295,000 $ 295,000 $ 68,000
Lancaster, South Carolina 1 $ 175,000 $ 175,000 $ 155,000
Lexington, South Carolina 1 $ 195,000 $ 195,000 $ 59,000
Oconee, South Carolina 1 $ 365,000 $ 365,000 $ 623,000
Orangeburg, South Carolina 1 $ 85,000 $ 85,000 $ 15,000
Pickens, South Carolina 1 $ 195,000 $ 195,000 $ 81,000
Richland, South Carolina 1 $ 195,000 $ 195,000 $ 185,000
Spartanburg, South Carolina 1 $ 165,000 $ 165,000 $ 196,000
York, South Carolina 1 $ 405,000 $ 405,000 $ 83,000
Crockett, Tennessee 1 $ 135,000 $ 135,000 $ 48,000
Dickson, Tennessee 1 $ 175,000 $ 175,000 $ 40,000
Hickman, Tennessee 1 $ 205,000 $ 205,000 $ 43,000
Montgomery, Tennessee 1 $ 255,000 $ 255,000 $ 251,000
Putnam, Tennessee 1 $ 265,000 $ 265,000 $ 79,000
Rutherford, Tennessee 1 $ 215,000 $ 215,000 $ 78,000
Sullivan, Tennessee 1 $ 465,000 $ 465,000 $ 120,000
Sumner, Tennessee 1 $ 435,000 $ 435,000 $ 135,000
Washington, Tennessee 1 $ 325,000 $ 325,000 $ 133,000
Brazoria, Texas 1 $ 495,000 $ 495,000 $ 177,000
Cameron, Texas 1 $ 445,000 $ 445,000 $ 118,000
Comal, Texas 1 $ 455,000 $ 455,000 $ 125,000
El Paso, Texas 1 $ 165,000 $ 165,000 $ 117,000
Ellis, Texas 1 $ 535,000 $ 535,000 $ 109,000
Foard, Texas 1 $ 115,000 $ 115,000 $ 52,000
Guadalupe, Texas 1 $ 145,000 $ 145,000 $ 66,000
Hidalgo, Texas 1 $ 565,000 $ 565,000 $ 218,000
Hunt, Texas 1 $ 285,000 $ 285,000 $ 88,000
Johnson, Texas 1 $ 185,000 $ 185,000 $ 605,000
Medina, Texas 1 $ 285,000 $ 285,000 $ 81,000
Navarro, Texas 1 $ 345,000 $ 345,000 $ 211,000
Potter, Texas 1 $ 215,000 $ 215,000 $ 60,000
Val Verde, Texas 1 $ 165,000 $ 165,000 $ 107,000
Waller, Texas 1 $ 265,000 $ 265,000 $ 247,000
Williamson, Texas 1 $ 265,000 $ 265,000 $ 843,000
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Mortgage Loan Application Detail Totals for Evolve Bank & Trust in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,141 $1,057,805,000 $336,000 $3,405,000 $141,000 $1,206,000
Cash-out Refinancing 484 $161,570,000 $333,000 $5,005,000 $157,000 $8,255,000
Refinancing 274 $103,340,000 $377,000 $3,175,000 $163,000 $885,000
Home Improvement 16 $4,940,000 $308,000 $905,000 $125,000 $270,000
Other Purpose 8 $2,390,000 $298,000 $645,000 $267,000 $787,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,236 $779,860,000 $348,000 $2,325,000 $151,000 $2,003,000
Black or African American 528 $156,420,000 $296,000 $955,000 $102,000 $495,000
Hispanic 471 $153,425,000 $325,000 $1,865,000 $108,000 $1,140,000
Not Provided 364 $114,920,000 $315,000 $5,005,000 $186,000 $8,255,000
Asian 235 $99,795,000 $424,000 $2,325,000 $184,000 $1,206,000
Not applicable 68 $19,600,000 $288,000 $3,405,000 $0 $0
American Indian or Alaskan Native 14 $4,300,000 $307,000 $765,000 $152,000 $295,000
Native Hawaiian or Other Pacific Islander 6 $1,360,000 $226,000 $385,000 $113,000 $216,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,089 $1,085,345,000 $351,000 $5,005,000 $160,000 $8,255,000
FHA-insured (Federal Housing Administration) 661 $184,155,000 $278,000 $925,000 $85,000 $2,003,000
VA-guaranteed (Veterans Administration) 147 $54,635,000 $371,000 $1,655,000 $104,000 $397,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 26 $5,910,000 $227,000 $405,000 $71,000 $122,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,944 $978,450,000 $332,000 $3,405,000 $143,000 $1,128,000
Application Withdrawn By Applicant 693 $252,605,000 $364,000 $5,005,000 $160,000 $8,255,000
Application Denied By Financial Institution 214 $66,390,000 $310,000 $1,195,000 $113,000 $2,003,000
Preapproval Approved but not Accepted 36 $17,910,000 $497,000 $1,345,000 $169,000 $560,000
Application Approved But Not Accepted 35 $14,245,000 $407,000 $1,785,000 $161,000 $1,064,000
Preapproval Denied by Financial Institution 1 $445,000 $445,000 $445,000 $120,000 $120,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,708 $1,263,210,000 $340,000 $5,005,000 $146,000 $8,255,000
Debt-To-Income Ratio 75 $25,405,000 $338,000 $1,195,000 $71,000 $317,000
Other 47 $13,485,000 $286,000 $925,000 $148,000 $807,000
Credit History 35 $10,295,000 $294,000 $955,000 $149,000 $2,003,000
Collateral 29 $8,925,000 $307,000 $1,125,000 $118,000 $529,000
Insufficient Cash (Downpayment, Closing Cost) 18 $4,170,000 $231,000 $415,000 $94,000 $454,000
Unverifiable Information 8 $3,790,000 $473,000 $935,000 $198,000 $628,000
Employment History 3 $765,000 $255,000 $285,000 $43,000 $67,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Evolve Bank & Trust's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Evolve Bank & Trust's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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