Farm Credit Mid-America, Aca Mortgage Lending & HMDA Data, 2013

In 2013, Farm Credit Mid-America, Aca of Louisville, KY reported 7,059 mortgage applications totaling $1.3 billion, down 18% from 2012. The average application was for $186,498, and applicants reported an average income of $158,790. 72% of its applications resulted in an originated loan and 17% were denied. Its largest markets were Nashville-Davidson--Murfreesboro--Franklin, TN (364), Louisville/Jefferson County, KY-IN (212) and Indianapolis-Carmel, IN (197) (applications in parentheses).

Mortgage Company & Address Farm Credit Mid-America, Aca
1601 Ups Drive
Louisville, KY 40299
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 7,059
Total Mortgage Loan Application Amount $1,316,491,000
Average Mortgage Loan Application Amount $186,498
Highest Mortgage Loan Application Amount $76,985,000
Average Applicant Income $158,790
Highest Applicant Income $9,391,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Farm Credit Mid-America, Aca filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Farm Credit Mid-America, Aca by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
LaGrange, Indiana 90 $ 19,590,000 $ 217,666 $ 79,000
Greene, Tennessee 90 $ 10,685,000 $ 118,722 $ 102,000
Rutherford, Tennessee 65 $ 11,746,000 $ 180,707 $ 106,000
Maury, Tennessee 63 $ 9,186,000 $ 145,809 $ 78,000
Warren, Kentucky 58 $ 28,618,000 $ 493,413 $ 161,000
Hart, Kentucky 57 $ 7,636,000 $ 133,964 $ 95,000
Washington, Tennessee 57 $ 9,905,000 $ 173,771 $ 75,000
Holmes, Ohio 56 $ 9,349,000 $ 166,946 $ 120,000
Stark, Ohio 54 $ 10,338,000 $ 191,444 $ 146,000
Wayne, Ohio 52 $ 8,509,000 $ 163,634 $ 159,000
Columbiana, Ohio 51 $ 8,959,000 $ 175,666 $ 170,000
Knox, Tennessee 51 $ 10,770,000 $ 211,176 $ 151,000
Sumner, Tennessee 50 $ 10,267,000 $ 205,340 $ 121,000
Scott, Tennessee 49 $ 5,460,000 $ 111,428 $ 70,000
McMinn, Tennessee 47 $ 9,190,000 $ 195,531 $ 136,000
Robertson, Tennessee 43 $ 6,349,000 $ 147,651 $ 137,000
Elkhart, Indiana 41 $ 6,624,000 $ 161,560 $ 96,000
Williamson, Tennessee 41 $ 13,963,000 $ 340,560 $ 196,000
Adams, Indiana 40 $ 5,179,000 $ 129,475 $ 177,000
Hardin, Kentucky 39 $ 7,939,000 $ 203,564 $ 145,000
Preble, Ohio 39 $ 5,782,000 $ 148,256 $ 141,000
Miami, Ohio 38 $ 6,002,000 $ 157,947 $ 174,000
Warren, Tennessee 38 $ 8,668,000 $ 228,105 $ 316,000
Giles, Tennessee 37 $ 5,218,000 $ 141,027 $ 102,000
Tipton, Tennessee 37 $ 5,070,000 $ 137,027 $ 249,000
Nelson, Kentucky 36 $ 6,664,000 $ 185,111 $ 94,000
Geauga, Ohio 36 $ 6,530,000 $ 181,388 $ 125,000
Sevier, Tennessee 35 $ 7,590,000 $ 216,857 $ 158,000
Johnson, Indiana 34 $ 4,820,000 $ 141,764 $ 193,000
Breckinridge, Kentucky 34 $ 4,238,000 $ 124,647 $ 107,000
Lincoln, Tennessee 34 $ 4,997,000 $ 146,970 $ 103,000
Greene, Ohio 33 $ 6,586,000 $ 199,575 $ 265,000
Union, Ohio 33 $ 7,338,000 $ 222,363 $ 266,000
Blount, Tennessee 33 $ 6,294,000 $ 190,727 $ 91,000
Lauderdale, Tennessee 33 $ 4,747,000 $ 143,848 $ 292,000
Bartholomew, Indiana 32 $ 4,338,000 $ 135,562 $ 139,000
Barren, Kentucky 32 $ 7,590,000 $ 237,187 $ 173,000
Cannon, Tennessee 32 $ 4,013,000 $ 125,406 $ 79,000
Fayette, Tennessee 32 $ 6,418,000 $ 200,562 $ 138,000
Clinton, Ohio 31 $ 8,843,000 $ 285,258 $ 257,000
Lawrence, Tennessee 31 $ 2,788,000 $ 89,935 $ 85,000
Harrison, Kentucky 30 $ 4,179,000 $ 139,300 $ 156,000
Medina, Ohio 30 $ 5,750,000 $ 191,666 $ 139,000
Washington, Indiana 29 $ 4,178,000 $ 144,068 $ 99,000
Daviess, Kentucky 29 $ 6,552,000 $ 225,931 $ 312,000
Logan, Kentucky 29 $ 6,489,000 $ 223,758 $ 181,000
Ashtabula, Ohio 29 $ 7,122,000 $ 245,586 $ 289,000
Logan, Ohio 29 $ 3,727,000 $ 128,517 $ 121,000
Bedford, Tennessee 29 $ 8,137,000 $ 280,586 $ 280,000
Cumberland, Tennessee 29 $ 3,430,000 $ 118,275 $ 102,000
White, Tennessee 29 $ 3,863,000 $ 133,206 $ 105,000
Shelby, Indiana 28 $ 5,062,000 $ 180,785 $ 246,000
Ashland, Ohio 28 $ 7,117,000 $ 254,178 $ 114,000
Lorain, Ohio 28 $ 4,821,000 $ 172,178 $ 151,000
Mercer, Ohio 28 $ 4,395,000 $ 156,964 $ 210,000
Henry, Tennessee 28 $ 3,855,000 $ 137,678 $ 106,000
Jefferson, Tennessee 28 $ 6,242,000 $ 222,928 $ 69,000
Allen, Indiana 27 $ 4,260,000 $ 157,777 $ 164,000
LaPorte, Indiana 27 $ 5,583,000 $ 206,777 $ 200,000
Rush, Indiana 27 $ 4,193,000 $ 155,296 $ 207,000
Christian, Kentucky 27 $ 8,475,000 $ 313,888 $ 270,000
Auglaize, Ohio 27 $ 5,159,000 $ 191,074 $ 286,000
Knox, Ohio 27 $ 4,487,000 $ 166,185 $ 163,000
Hancock, Indiana 26 $ 4,505,000 $ 173,269 $ 535,000
Jennings, Indiana 26 $ 5,143,000 $ 197,807 $ 191,000
Richland, Ohio 26 $ 4,609,000 $ 177,269 $ 191,000
Shelby, Ohio 26 $ 5,641,000 $ 216,961 $ 145,000
Mahoning, Ohio 25 $ 2,490,000 $ 99,600 $ 282,000
Fentress, Tennessee 25 $ 2,405,000 $ 96,200 $ 102,000
Hawkins, Tennessee 25 $ 3,284,000 $ 131,360 $ 94,000
Putnam, Tennessee 25 $ 3,586,000 $ 143,440 $ 80,000
Morgan, Indiana 24 $ 5,285,000 $ 220,208 $ 147,000
Licking, Ohio 24 $ 5,240,000 $ 218,333 $ 189,000
Montgomery, Ohio 24 $ 3,783,000 $ 157,625 $ 149,000
Trumbull, Ohio 24 $ 3,390,000 $ 141,250 $ 80,000
Dickson, Tennessee 24 $ 3,823,000 $ 159,291 $ 63,000
Wilson, Tennessee 24 $ 4,698,000 $ 195,750 $ 125,000
Decatur, Indiana 23 $ 3,692,000 $ 160,521 $ 255,000
Harrison, Indiana 23 $ 4,147,000 $ 180,304 $ 146,000
Jay, Indiana 23 $ 3,534,000 $ 153,652 $ 267,000
Putnam, Indiana 23 $ 3,330,000 $ 144,782 $ 156,000
Warren, Indiana 23 $ 3,261,000 $ 141,782 $ 314,000
Nicholas, Kentucky 23 $ 2,686,000 $ 116,782 $ 109,000
Fulton, Ohio 23 $ 4,508,000 $ 196,000 $ 245,000
Highland, Ohio 23 $ 3,464,000 $ 150,608 $ 144,000
Madison, Ohio 23 $ 4,915,000 $ 213,695 $ 227,000
Warren, Ohio 23 $ 4,953,000 $ 215,347 $ 251,000
Cocke, Tennessee 23 $ 3,050,000 $ 132,608 $ 93,000
Shelby, Tennessee 23 $ 6,727,000 $ 292,478 $ 316,000
Hendricks, Indiana 22 $ 4,505,000 $ 204,772 $ 212,000
Allen, Kentucky 22 $ 2,392,000 $ 108,727 $ 147,000
Brown, Ohio 22 $ 3,204,000 $ 145,636 $ 117,000
Muskingum, Ohio 22 $ 3,226,000 $ 146,636 $ 115,000
Gibson, Tennessee 22 $ 3,265,000 $ 148,409 $ 151,000
Tippecanoe, Indiana 21 $ 3,644,000 $ 173,523 $ 347,000
Clark, Ohio 21 $ 4,492,000 $ 213,904 $ 197,000
Tuscarawas, Ohio 21 $ 3,258,000 $ 155,142 $ 113,000
Davidson, Tennessee 21 $ 5,146,000 $ 245,047 $ 113,000
McNairy, Tennessee 21 $ 80,846,000 $ 3,849,809 $ 278,000
Smith, Tennessee 21 $ 5,059,000 $ 240,904 $ 326,000
Sullivan, Tennessee 21 $ 4,873,000 $ 232,047 $ 304,000
Daviess, Indiana 20 $ 2,582,000 $ 129,100 $ 85,000
Belmont, Ohio 20 $ 4,132,000 $ 206,600 $ 93,000
Champaign, Ohio 20 $ 4,334,000 $ 216,700 $ 188,000
Fairfield, Ohio 20 $ 4,956,000 $ 247,800 $ 224,000
Guernsey, Ohio 20 $ 2,654,000 $ 132,700 $ 80,000
Noble, Ohio 20 $ 2,655,000 $ 132,750 $ 64,000
Bradley, Tennessee 20 $ 3,866,000 $ 193,300 $ 87,000
Coffee, Tennessee 20 $ 2,851,000 $ 142,550 $ 233,000
Grainger, Tennessee 20 $ 2,356,000 $ 117,800 $ 113,000
Hardeman, Tennessee 20 $ 2,971,000 $ 148,550 $ 83,000
Wayne, Tennessee 20 $ 2,860,000 $ 143,000 $ 95,000
Jasper, Indiana 19 $ 2,461,000 $ 129,526 $ 214,000
Pulaski, Kentucky 19 $ 2,702,000 $ 142,210 $ 128,000
Butler, Ohio 19 $ 3,849,000 $ 202,578 $ 133,000
Carroll, Ohio 19 $ 2,519,000 $ 132,578 $ 169,000
DeKalb, Tennessee 19 $ 2,976,000 $ 156,631 $ 102,000
Marshall, Tennessee 19 $ 3,004,000 $ 158,105 $ 76,000
Monroe, Tennessee 19 $ 3,565,000 $ 187,631 $ 251,000
Weakley, Tennessee 19 $ 2,808,000 $ 147,789 $ 137,000
Blackford, Indiana 18 $ 2,231,000 $ 123,944 $ 162,000
Jefferson, Indiana 18 $ 2,774,000 $ 154,111 $ 199,000
Wayne, Indiana 18 $ 2,656,000 $ 147,555 $ 140,000
Grayson, Kentucky 18 $ 2,363,000 $ 131,277 $ 124,000
Laurel, Kentucky 18 $ 2,867,000 $ 159,277 $ 51,000
Mason, Kentucky 18 $ 3,265,000 $ 181,388 $ 101,000
Shelby, Kentucky 18 $ 3,988,000 $ 221,555 $ 172,000
Defiance, Ohio 18 $ 3,854,000 $ 214,111 $ 230,000
Delaware, Ohio 18 $ 4,079,000 $ 226,611 $ 236,000
Madison, Tennessee 18 $ 2,417,000 $ 134,277 $ 121,000
Clark, Indiana 17 $ 2,747,000 $ 161,588 $ 126,000
Lake, Indiana 17 $ 4,701,000 $ 276,529 $ 275,000
Madison, Indiana 17 $ 3,023,000 $ 177,823 $ 307,000
Whitley, Indiana 17 $ 1,767,000 $ 103,941 $ 114,000
Butler, Kentucky 17 $ 2,004,000 $ 117,882 $ 69,000
Fleming, Kentucky 17 $ 2,575,000 $ 151,470 $ 85,000
Meade, Kentucky 17 $ 2,498,000 $ 146,941 $ 89,000
Pendleton, Kentucky 17 $ 2,240,000 $ 131,764 $ 68,000
Clermont, Ohio 17 $ 2,939,000 $ 172,882 $ 242,000
Darke, Ohio 17 $ 2,681,000 $ 157,705 $ 150,000
Ross, Ohio 17 $ 2,259,000 $ 132,882 $ 259,000
Washington, Ohio 17 $ 2,740,000 $ 161,176 $ 134,000
Johnson, Tennessee 17 $ 3,532,000 $ 207,764 $ 140,000
Montgomery, Tennessee 17 $ 2,796,000 $ 164,470 $ 150,000
Franklin, Indiana 16 $ 3,387,000 $ 211,687 $ 148,000
Grant, Indiana 16 $ 3,172,000 $ 198,250 $ 152,000
St. Joseph, Indiana 16 $ 2,294,000 $ 143,375 $ 211,000
Wells, Indiana 16 $ 3,144,000 $ 196,500 $ 132,000
Bath, Kentucky 16 $ 1,649,000 $ 103,062 $ 82,000
Bullitt, Kentucky 16 $ 2,478,000 $ 154,875 $ 233,000
Montgomery, Kentucky 16 $ 1,749,000 $ 109,312 $ 67,000
Russell, Kentucky 16 $ 2,778,000 $ 173,625 $ 224,000
Taylor, Kentucky 16 $ 2,042,000 $ 127,625 $ 124,000
Allen, Ohio 16 $ 2,328,000 $ 145,500 $ 156,000
Hickman, Tennessee 16 $ 1,613,000 $ 100,812 $ 76,000
Humphreys, Tennessee 16 $ 2,788,000 $ 174,250 $ 84,000
Roane, Tennessee 16 $ 2,882,000 $ 180,125 $ 74,000
Fulton, Indiana 15 $ 2,405,000 $ 160,333 $ 270,000
Marshall, Indiana 15 $ 2,350,000 $ 156,666 $ 434,000
Noble, Indiana 15 $ 2,712,000 $ 180,800 $ 60,000
Green, Kentucky 15 $ 13,804,000 $ 920,266 $ 214,000
Fayette, Ohio 15 $ 3,311,000 $ 220,733 $ 358,000
Morrow, Ohio 15 $ 2,247,000 $ 149,800 $ 75,000
Grundy, Tennessee 15 $ 1,921,000 $ 128,066 $ 56,000
Houston, Tennessee 15 $ 2,336,000 $ 155,733 $ 164,000
Loudon, Tennessee 15 $ 2,616,000 $ 174,400 $ 101,000
Morgan, Tennessee 15 $ 1,441,000 $ 96,066 $ 65,000
Fountain, Indiana 14 $ 1,351,000 $ 96,500 $ 202,000
Henry, Kentucky 14 $ 4,400,000 $ 314,285 $ 205,000
Simpson, Kentucky 14 $ 2,189,000 $ 156,357 $ 222,000
Adams, Ohio 14 $ 3,289,000 $ 234,928 $ 78,000
Pike, Ohio 14 $ 1,835,000 $ 131,071 $ 183,000
Putnam, Ohio 14 $ 1,448,000 $ 103,428 $ 114,000
Overton, Tennessee 14 $ 1,940,000 $ 138,571 $ 85,000
Brown, Indiana 13 $ 1,759,000 $ 135,307 $ 55,000
Kosciusko, Indiana 13 $ 2,697,000 $ 207,461 $ 72,000
Bourbon, Kentucky 13 $ 8,761,000 $ 673,923 $ 253,000
Carter, Kentucky 13 $ 1,661,000 $ 127,769 $ 58,000
Clark, Kentucky 13 $ 1,886,000 $ 145,076 $ 334,000
Madison, Kentucky 13 $ 4,429,000 $ 340,692 $ 863,000
Spencer, Kentucky 13 $ 3,146,000 $ 242,000 $ 180,000
Franklin, Ohio 13 $ 2,475,000 $ 190,384 $ 371,000
Gallia, Ohio 13 $ 1,609,000 $ 123,769 $ 80,000
Huron, Ohio 13 $ 1,363,000 $ 104,846 $ 135,000
Pickaway, Ohio 13 $ 1,942,000 $ 149,384 $ 167,000
Carroll, Tennessee 13 $ 1,859,000 $ 143,000 $ 99,000
Claiborne, Tennessee 13 $ 2,024,000 $ 155,692 $ 81,000
Crockett, Tennessee 13 $ 1,584,000 $ 121,846 $ 306,000
Decatur, Tennessee 13 $ 1,872,000 $ 144,000 $ 74,000
Gibson, Indiana 12 $ 1,863,000 $ 155,250 $ 81,000
Hamilton, Indiana 12 $ 2,189,000 $ 182,416 $ 134,000
Jackson, Indiana 12 $ 4,263,000 $ 355,250 $ 415,000
Parke, Indiana 12 $ 3,035,000 $ 252,916 $ 655,000
Scott, Indiana 12 $ 1,233,000 $ 102,750 $ 129,000
Casey, Kentucky 12 $ 1,464,000 $ 122,000 $ 147,000
Fayette, Kentucky 12 $ 4,091,000 $ 340,916 $ 287,000
Lincoln, Kentucky 12 $ 1,476,000 $ 123,000 $ 175,000
Ohio, Kentucky 12 $ 1,812,000 $ 151,000 $ 174,000
Harrison, Ohio 12 $ 2,061,000 $ 171,750 $ 117,000
Scioto, Ohio 12 $ 1,772,000 $ 147,666 $ 67,000
Cheatham, Tennessee 12 $ 1,557,000 $ 129,750 $ 43,000
Franklin, Tennessee 12 $ 1,979,000 $ 164,916 $ 98,000
Hamilton, Tennessee 12 $ 2,440,000 $ 203,333 $ 108,000
Lewis, Tennessee 12 $ 1,128,000 $ 94,000 $ 101,000
Union, Tennessee 12 $ 1,375,000 $ 114,583 $ 407,000
Howard, Indiana 11 $ 3,149,000 $ 286,272 $ 232,000
Porter, Indiana 11 $ 2,234,000 $ 203,090 $ 194,000
Ripley, Indiana 11 $ 2,493,000 $ 226,636 $ 515,000
Garrard, Kentucky 11 $ 1,648,000 $ 149,818 $ 211,000
Owen, Kentucky 11 $ 981,000 $ 89,181 $ 96,000
Trigg, Kentucky 11 $ 1,036,000 $ 94,181 $ 82,000
Henry, Ohio 11 $ 1,663,000 $ 151,181 $ 72,000
Vinton, Ohio 11 $ 1,330,000 $ 120,909 $ 100,000
Carter, Tennessee 11 $ 1,079,000 $ 98,090 $ 71,000
Hamblen, Tennessee 11 $ 2,510,000 $ 228,181 $ 191,000
Macon, Tennessee 11 $ 2,318,000 $ 210,727 $ 185,000
Moore, Tennessee 11 $ 2,269,000 $ 206,272 $ 51,000
Henry, Indiana 10 $ 780,000 $ 78,000 $ 148,000
Pulaski, Indiana 10 $ 2,210,000 $ 221,000 $ 484,000
Tipton, Indiana 10 $ 1,707,000 $ 170,700 $ 577,000
Vanderburgh, Indiana 10 $ 2,155,000 $ 215,500 $ 188,000
Campbell, Kentucky 10 $ 2,064,000 $ 206,400 $ 119,000
Jefferson, Kentucky 10 $ 2,152,000 $ 215,200 $ 147,000
Monroe, Kentucky 10 $ 1,412,000 $ 141,200 $ 429,000
Scott, Kentucky 10 $ 2,307,000 $ 230,700 $ 381,000
Todd, Kentucky 10 $ 1,692,000 $ 169,200 $ 99,000
Portage, Ohio 10 $ 1,548,000 $ 154,800 $ 112,000
Van Wert, Ohio 10 $ 1,516,000 $ 151,600 $ 214,000
Williams, Ohio 10 $ 1,157,000 $ 115,700 $ 339,000
Clay, Tennessee 10 $ 4,359,000 $ 435,900 $ 137,000
Hancock, Tennessee 10 $ 1,090,000 $ 109,000 $ 79,000
Hardin, Tennessee 10 $ 984,000 $ 98,400 $ 112,000
Boone, Indiana 9 $ 1,066,000 $ 118,444 $ 348,000
Delaware, Indiana 9 $ 1,021,000 $ 113,444 $ 226,000
Floyd, Indiana 9 $ 2,261,000 $ 251,222 $ 142,000
Montgomery, Indiana 9 $ 1,136,000 $ 126,222 $ 415,000
Starke, Indiana 9 $ 1,638,000 $ 182,000 $ 102,000
Steuben, Indiana 9 $ 2,818,000 $ 313,111 $ 238,000
Wabash, Indiana 9 $ 822,000 $ 91,333 $ 106,000
Warrick, Indiana 9 $ 1,530,000 $ 170,000 $ 141,000
White, Indiana 9 $ 1,664,000 $ 184,888 $ 411,000
Adair, Kentucky 9 $ 1,770,000 $ 196,666 $ 119,000
Grant, Kentucky 9 $ 1,224,000 $ 136,000 $ 49,000
Larue, Kentucky 9 $ 1,917,000 $ 213,000 $ 371,000
Menifee, Kentucky 9 $ 749,000 $ 83,222 $ 55,000
Metcalfe, Kentucky 9 $ 1,007,000 $ 111,888 $ 122,000
Oldham, Kentucky 9 $ 3,049,000 $ 338,777 $ 228,000
Rockcastle, Kentucky 9 $ 897,000 $ 99,666 $ 70,000
Coshocton, Ohio 9 $ 1,188,000 $ 132,000 $ 68,000
Bledsoe, Tennessee 9 $ 831,000 $ 92,333 $ 76,000
Dyer, Tennessee 9 $ 928,000 $ 103,111 $ 71,000
Jackson, Tennessee 9 $ 1,156,000 $ 128,444 $ 86,000
Van Buren, Tennessee 9 $ 1,189,000 $ 132,111 $ 66,000
Cass, Indiana 8 $ 1,110,000 $ 138,750 $ 129,000
Fayette, Indiana 8 $ 1,011,000 $ 126,375 $ 93,000
Huntington, Indiana 8 $ 941,000 $ 117,625 $ 319,000
Miami, Indiana 8 $ 1,052,000 $ 131,500 $ 101,000
Newton, Indiana 8 $ 1,466,000 $ 183,250 $ 81,000
Bracken, Kentucky 8 $ 1,675,000 $ 209,375 $ 133,000
Jackson, Kentucky 8 $ 914,000 $ 114,250 $ 57,000
Kenton, Kentucky 8 $ 1,098,000 $ 137,250 $ 75,000
Perry, Ohio 8 $ 1,137,000 $ 142,125 $ 207,000
Anderson, Tennessee 8 $ 1,425,000 $ 178,125 $ 63,000
Chester, Tennessee 8 $ 868,000 $ 108,500 $ 127,000
Marion, Tennessee 8 $ 1,698,000 $ 212,250 $ 111,000
Meigs, Tennessee 8 $ 12,726,000 $ 1,590,750 $ 282,000
Carroll, Indiana 7 $ 1,911,000 $ 273,000 $ 434,000
Knox, Indiana 7 $ 2,011,000 $ 287,285 $ 204,000
Lawrence, Indiana 7 $ 3,966,000 $ 566,571 $ 107,000
Monroe, Indiana 7 $ 1,287,000 $ 183,857 $ 125,000
Vigo, Indiana 7 $ 804,000 $ 114,857 $ 48,000
Anderson, Kentucky 7 $ 1,042,000 $ 148,857 $ 157,000
Boone, Kentucky 7 $ 1,190,000 $ 170,000 $ 54,000
Hopkins, Kentucky 7 $ 942,000 $ 134,571 $ 79,000
Washington, Kentucky 7 $ 639,000 $ 91,285 $ 46,000
Summit, Ohio 7 $ 1,512,000 $ 216,000 $ 97,000
Rhea, Tennessee 7 $ 1,120,000 $ 160,000 $ 75,000
Sequatchie, Tennessee 7 $ 1,367,000 $ 195,285 $ 87,000
Stewart, Tennessee 7 $ 1,069,000 $ 152,714 $ 65,000
Benton, Indiana 6 $ 586,000 $ 97,666 $ 109,000
Clinton, Indiana 6 $ 996,000 $ 166,000 $ 239,000
Dearborn, Indiana 6 $ 1,493,000 $ 248,833 $ 119,000
Marion, Indiana 6 $ 985,000 $ 164,166 $ 135,000
Orange, Indiana 6 $ 1,030,000 $ 171,666 $ 107,000
Randolph, Indiana 6 $ 558,000 $ 93,000 $ 106,000
Clay, Kentucky 6 $ 637,000 $ 106,166 $ 191,000
Cumberland, Kentucky 6 $ 1,136,000 $ 189,333 $ 118,000
Lewis, Kentucky 6 $ 349,000 $ 58,166 $ 65,000
Marion, Kentucky 6 $ 462,000 $ 77,000 $ 61,000
Muhlenberg, Kentucky 6 $ 601,000 $ 100,166 $ 65,000
Webster, Kentucky 6 $ 679,000 $ 113,166 $ 111,000
Whitley, Kentucky 6 $ 667,000 $ 111,166 $ 70,000
Hardin, Ohio 6 $ 611,000 $ 101,833 $ 52,000
Monroe, Ohio 6 $ 851,000 $ 141,833 $ 59,000
Campbell, Tennessee 6 $ 620,000 $ 103,333 $ 53,000
Henderson, Tennessee 6 $ 932,000 $ 155,333 $ 128,000
Owen, Indiana 5 $ 644,000 $ 128,800 $ 94,000
Posey, Indiana 5 $ 557,000 $ 111,400 $ 338,000
Clinton, Kentucky 5 $ 778,000 $ 155,600 $ 736,000
Edmonson, Kentucky 5 $ 519,000 $ 103,800 $ 209,000
Elliott, Kentucky 5 $ 788,000 $ 157,600 $ 119,000
Hancock, Kentucky 5 $ 489,000 $ 97,800 $ 236,000
Lyon, Kentucky 5 $ 844,000 $ 168,800 $ 85,000
Morgan, Kentucky 5 $ 510,000 $ 102,000 $ 47,000
Union, Kentucky 5 $ 245,000 $ 49,000 $ 192,000
Cuyahoga, Ohio 5 $ 805,000 $ 161,000 $ 793,000
Hamilton, Ohio 5 $ 918,000 $ 183,600 $ 163,000
Hocking, Ohio 5 $ 1,418,000 $ 283,600 $ 59,000
Haywood, Tennessee 5 $ 776,000 $ 155,200 $ 79,000
Pickett, Tennessee 5 $ 1,093,000 $ 218,600 $ 72,000
Crawford, Indiana 4 $ 528,000 $ 132,000 $ 42,000
DeKalb, Indiana 4 $ 112,000 $ 28,000 $ 313,000
Dubois, Indiana 4 $ 637,000 $ 159,250 $ 79,000
Pike, Indiana 4 $ 603,000 $ 150,750 $ 52,000
Spencer, Indiana 4 $ 402,000 $ 100,500 $ 73,000
Switzerland, Indiana 4 $ 424,000 $ 106,000 $ 43,000
Vermillion, Indiana 4 $ 161,000 $ 40,250 $ 171,000
Caldwell, Kentucky 4 $ 604,000 $ 151,000 $ 143,000
Estill, Kentucky 4 $ 508,000 $ 127,000 $ 139,000
Lawrence, Kentucky 4 $ 441,000 $ 110,250 $ 68,000
Jefferson, Ohio 4 $ 461,000 $ 115,250 $ 117,000
Lawrence, Ohio 4 $ 675,000 $ 168,750 $ 93,000
Perry, Tennessee 4 $ 302,000 $ 75,500 $ 97,000
Polk, Tennessee 4 $ 584,000 $ 146,000 $ 75,000
Trousdale, Tennessee 4 $ 654,000 $ 163,500 $ 70,000
Clay, Indiana 3 $ 585,000 $ 195,000 $ 630,000
Perry, Indiana 3 $ 441,000 $ 147,000 $ 104,000
Boyd, Kentucky 3 $ 500,000 $ 166,666 $ 57,000
Boyle, Kentucky 3 $ 517,000 $ 172,333 $ 73,000
Carroll, Kentucky 3 $ 558,000 $ 186,000 $ 75,000
Crittenden, Kentucky 3 $ 607,000 $ 202,333 $ 298,000
Franklin, Kentucky 3 $ 465,000 $ 155,000 $ 68,000
Greenup, Kentucky 3 $ 650,000 $ 216,666 $ 117,000
Henderson, Kentucky 3 $ 578,000 $ 192,666 $ 70,000
McCreary, Kentucky 3 $ 425,000 $ 141,666 $ 82,000
McLean, Kentucky 3 $ 612,000 $ 204,000 $ 361,000
Mercer, Kentucky 3 $ 393,000 $ 131,000 $ 356,000
Robertson, Kentucky 3 $ 215,000 $ 71,666 $ 64,000
Rowan, Kentucky 3 $ 164,000 $ 54,666 $ 59,000
Wayne, Kentucky 3 $ 467,000 $ 155,666 $ 150,000
Erie, Ohio 3 $ 324,000 $ 108,000 $ 101,000
Jackson, Ohio 3 $ 226,000 $ 75,333 $ 84,000
Lake, Ohio 3 $ 316,000 $ 105,333 $ 46,000
Paulding, Ohio 3 $ 2,801,000 $ 933,666 $ 523,000
Obion, Tennessee 3 $ 641,000 $ 213,666 $ 72,000
Cook, Illinois 2 $ 272,000 $ 136,000 $ 234,000
Sullivan, Indiana 2 $ 199,000 $ 99,500 $ 78,000
Union, Indiana 2 $ 131,000 $ 65,500 $ 56,000
Calloway, Kentucky 2 $ 140,000 $ 70,000 $ 352,000
Gallatin, Kentucky 2 $ 166,000 $ 83,000 $ 58,000
Jessamine, Kentucky 2 $ 697,000 $ 348,500 $ 100,000
Magoffin, Kentucky 2 $ 472,000 $ 236,000 $ 59,000
Powell, Kentucky 2 $ 382,000 $ 191,000 $ 59,000
Athens, Ohio 2 $ 355,000 $ 177,500 $ 79,000
Hancock, Ohio 2 $ 314,000 $ 157,000 $ 77,000
Lucas, Ohio 2 $ 388,000 $ 194,000 $ 166,000
Meigs, Ohio 2 $ 117,000 $ 58,500 $ 312,000
Morgan, Ohio 2 $ 545,000 $ 272,500 $ 76,000
Benton, Tennessee 2 $ 212,000 $ 106,000 $ 29,000
Lake, Tennessee 2 $ 151,000 $ 75,500 $ 92,000
Monroe, Arkansas 1 $ 186,000 $ 186,000 $ 234,000
Collier, Florida 1 $ 720,000 $ 720,000 $ 1,498,000
Lafayette, Florida 1 $ 24,000 $ 24,000 $ 75,000
Sarasota, Florida 1 $ 153,000 $ 153,000 $ 158,000
Perry, Illinois 1 $ 300,000 $ 300,000 $ 145,000
Greene, Indiana 1 $ 55,000 $ 55,000 $ 29,000
Bell, Kentucky 1 $ 251,000 $ 251,000 $ 103,000
Breathitt, Kentucky 1 $ 30,000 $ 30,000 $ 108,000
Floyd, Kentucky 1 $ 231,000 $ 231,000 $ 86,000
Johnson, Kentucky 1 $ 99,000 $ 99,000 $ 37,000
Martin, Kentucky 1 $ 140,000 $ 140,000 $ 156,000
Trimble, Kentucky 1 $ 187,000 $ 187,000 $ 0
Wolfe, Kentucky 1 $ 149,000 $ 149,000 $ 49,000
Woodford, Kentucky 1 $ 153,000 $ 153,000 $ 58,000
Sandusky, Ohio 1 $ 150,000 $ 150,000 $ 0
Seneca, Ohio 1 $ 375,000 $ 375,000 $ 241,000
Wood, Ohio 1 $ 53,000 $ 53,000 $ 147,000
Somerset, Pennsylvania 1 $ 171,000 $ 171,000 $ 166,000
Georgetown, South Carolina 1 $ 873,000 $ 873,000 $ 88,000
Unicoi, Tennessee 1 $ 53,000 $ 53,000 $ 92,000
Calhoun, West Virginia 1 $ 272,000 $ 272,000 $ 134,000
Mason, West Virginia 1 $ 52,000 $ 52,000 $ 145,000

Mortgage Loan Application Detail Totals for Farm Credit Mid-America, Aca in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,638 $537,883,000 $147,000 $1,548,000 $149,000 $5,919,000
Refinancing 2,899 $719,504,000 $248,000 $76,985,000 $175,000 $5,978,000
Home Improvement 522 $59,104,000 $113,000 $2,011,000 $137,000 $9,391,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,208 $1,050,318,000 $201,000 $76,985,000 $141,000 $9,391,000
American Indian or Alaskan Native 1,031 $112,120,000 $108,000 $500,000 $193,000 $4,714,000
Not Provided 710 $117,208,000 $165,000 $1,204,000 $209,000 $4,687,000
Not applicable 48 $26,299,000 $547,000 $4,016,000 $699,000 $5,978,000
Hispanic 33 $4,546,000 $137,000 $339,000 $86,000 $862,000
Black or African American 18 $4,380,000 $243,000 $470,000 $90,000 $330,000
Asian 6 $968,000 $161,000 $278,000 $73,000 $106,000
Native Hawaiian or Other Pacific Islander 5 $652,000 $130,000 $255,000 $81,000 $113,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,059 $1,316,491,000 $186,000 $76,985,000 $159,000 $9,391,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,102 $982,965,000 $192,000 $76,985,000 $187,000 $9,391,000
Application Denied By Financial Institution 1,169 $200,749,000 $171,000 $6,500,000 $70,000 $3,420,000
Application Withdrawn By Applicant 779 $130,536,000 $167,000 $1,900,000 $104,000 $4,000,000
Application Approved But Not Accepted 7 $1,864,000 $266,000 $750,000 $596,000 $2,475,000
File Closed For Incompleteness 2 $377,000 $188,000 $252,000 $451,000 $562,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Farm Credit Mid-America, Aca's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Farm Credit Mid-America, Aca's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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