Farm Credit Mid-America, Aca Mortgage Lending & HMDA Data, 2013
In 2013, Farm Credit Mid-America, Aca of Louisville, KY reported 7,059 mortgage applications totaling $1.3 billion, down 18% from 2012. The average application was for $186,498, and applicants reported an average income of $158,790. 72% of its applications resulted in an originated loan and 17% were denied. Its largest markets were Nashville-Davidson--Murfreesboro--Franklin, TN (364), Louisville/Jefferson County, KY-IN (212) and Indianapolis-Carmel, IN (197) (applications in parentheses).
| Mortgage Company & Address | Farm Credit Mid-America, Aca 1601 Ups Drive Louisville, KY 40299 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,059 |
| Total Mortgage Loan Application Amount | $1,316,491,000 |
| Average Mortgage Loan Application Amount | $186,498 |
| Highest Mortgage Loan Application Amount | $76,985,000 |
| Average Applicant Income | $158,790 |
| Highest Applicant Income | $9,391,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Farm Credit Mid-America, Aca filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Nashville-Davidson--Murfreesboro--Franklin, TN | 364 | $ 71,206,000 | $ 195,620 | $ 129,000 |
| Louisville/Jefferson County, KY-IN | 212 | $ 41,895,000 | $ 197,617 | $ 142,330 |
| Indianapolis-Carmel, IN | 197 | $ 33,506,000 | $ 170,081 | $ 230,000 |
| Cincinnati-Middletown, OH-KY-IN | 169 | $ 30,400,000 | $ 179,881 | $ 141,094 |
| Columbus, OH | 159 | $ 33,192,000 | $ 208,754 | $ 223,000 |
| Dayton, OH | 134 | $ 22,153,000 | $ 165,320 | $ 182,000 |
| Knoxville, TN | 119 | $ 22,480,000 | $ 188,907 | $ 148,000 |
| Cleveland-Elyria-Mentor, OH | 102 | $ 18,222,000 | $ 178,647 | $ 167,000 |
| Memphis, TN-MS-AR | 92 | $ 18,215,000 | $ 197,989 | $ 227,000 |
| Canton-Massillon, OH | 73 | $ 12,857,000 | $ 176,123 | $ 152,000 |
| Johnson City, TN | 69 | $ 11,037,000 | $ 159,956 | $ 74,000 |
| Bowling Green, KY | 63 | $ 29,137,000 | $ 462,492 | $ 164,000 |
| Clarksville, TN-KY | 62 | $ 13,376,000 | $ 215,741 | $ 180,774 |
| Fort Wayne, IN | 60 | $ 9,171,000 | $ 152,850 | $ 141,000 |
| Morristown, TN | 59 | $ 11,108,000 | $ 188,271 | $ 107,000 |
| Gary, IN | 55 | $ 10,862,000 | $ 197,490 | $ 209,000 |
| Lexington-Fayette, KY | 51 | $ 17,895,000 | $ 350,882 | $ 297,000 |
| Youngstown-Warren-Boardman, OH-PA | 49 | $ 5,880,000 | $ 120,000 | $ 183,000 |
| Elizabethtown, KY | 48 | $ 9,856,000 | $ 205,333 | $ 188,000 |
| Kingsport-Bristol-Bristol, TN-VA | 46 | $ 8,157,000 | $ 177,326 | $ 190,000 |
| Evansville, IN-KY | 45 | $ 7,362,000 | $ 163,600 | $ 148,400 |
| Elkhart-Goshen, IN | 41 | $ 6,624,000 | $ 161,560 | $ 96,000 |
| Owensboro, KY | 37 | $ 7,653,000 | $ 206,837 | $ 306,000 |
| Lafayette, IN | 34 | $ 6,141,000 | $ 180,617 | $ 323,000 |
| Columbus, IN | 32 | $ 4,338,000 | $ 135,562 | $ 139,000 |
| Chattanooga, TN-GA | 27 | $ 5,505,000 | $ 203,888 | $ 104,000 |
| Michigan City-La Porte, IN | 27 | $ 5,583,000 | $ 206,777 | $ 200,000 |
| Jackson, TN | 26 | $ 3,285,000 | $ 126,346 | $ 123,000 |
| Mansfield, OH | 26 | $ 4,609,000 | $ 177,269 | $ 191,000 |
| Toledo, OH | 26 | $ 4,949,000 | $ 190,346 | $ 235,000 |
| Cleveland, TN | 24 | $ 4,450,000 | $ 185,416 | $ 85,000 |
| Kokomo, IN | 21 | $ 4,856,000 | $ 231,238 | $ 396,000 |
| Springfield, OH | 21 | $ 4,492,000 | $ 213,904 | $ 197,000 |
| Wheeling, WV-OH | 20 | $ 4,132,000 | $ 206,600 | $ 93,000 |
| Akron, OH | 17 | $ 3,060,000 | $ 180,000 | $ 106,000 |
| Anderson, IN | 17 | $ 3,023,000 | $ 177,823 | $ 307,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 17 | $ 2,740,000 | $ 161,176 | $ 134,000 |
| Lima, OH | 16 | $ 2,328,000 | $ 145,500 | $ 156,000 |
| South Bend-Mishawaka, IN-MI | 16 | $ 2,294,000 | $ 143,375 | $ 211,000 |
| Terre Haute, IN | 16 | $ 1,749,000 | $ 109,312 | $ 191,000 |
| Bloomington, IN | 13 | $ 1,986,000 | $ 152,769 | $ 106,000 |
| Huntington-Ashland, WV-KY-OH | 10 | $ 1,825,000 | $ 182,500 | $ 89,400 |
| Muncie, IN | 9 | $ 1,021,000 | $ 113,444 | $ 226,000 |
| Steubenville-Weirton, OH-WV | 4 | $ 461,000 | $ 115,250 | $ 117,000 |
| Sandusky, OH | 3 | $ 324,000 | $ 108,000 | $ 101,000 |
| Chicago-Joliet-Naperville, IL | 2 | $ 272,000 | $ 136,000 | $ 234,000 |
| Naples-Marco Island, FL | 1 | $ 720,000 | $ 720,000 | $ 1,498,000 |
| North Port-Bradenton-Sarasota, FL | 1 | $ 153,000 | $ 153,000 | $ 158,000 |
Mortgage Loan Application Detail Totals for Farm Credit Mid-America, Aca in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,638 | $537,883,000 | $147,000 | $1,548,000 | $149,000 | $5,919,000 |
| Refinancing | 2,899 | $719,504,000 | $248,000 | $76,985,000 | $175,000 | $5,978,000 |
| Home Improvement | 522 | $59,104,000 | $113,000 | $2,011,000 | $137,000 | $9,391,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,208 | $1,050,318,000 | $201,000 | $76,985,000 | $141,000 | $9,391,000 |
| American Indian or Alaskan Native | 1,031 | $112,120,000 | $108,000 | $500,000 | $193,000 | $4,714,000 |
| Not Provided | 710 | $117,208,000 | $165,000 | $1,204,000 | $209,000 | $4,687,000 |
| Not applicable | 48 | $26,299,000 | $547,000 | $4,016,000 | $699,000 | $5,978,000 |
| Hispanic | 33 | $4,546,000 | $137,000 | $339,000 | $86,000 | $862,000 |
| Black or African American | 18 | $4,380,000 | $243,000 | $470,000 | $90,000 | $330,000 |
| Asian | 6 | $968,000 | $161,000 | $278,000 | $73,000 | $106,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $652,000 | $130,000 | $255,000 | $81,000 | $113,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,059 | $1,316,491,000 | $186,000 | $76,985,000 | $159,000 | $9,391,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,102 | $982,965,000 | $192,000 | $76,985,000 | $187,000 | $9,391,000 |
| Application Denied By Financial Institution | 1,169 | $200,749,000 | $171,000 | $6,500,000 | $70,000 | $3,420,000 |
| Application Withdrawn By Applicant | 779 | $130,536,000 | $167,000 | $1,900,000 | $104,000 | $4,000,000 |
| Application Approved But Not Accepted | 7 | $1,864,000 | $266,000 | $750,000 | $596,000 | $2,475,000 |
| File Closed For Incompleteness | 2 | $377,000 | $188,000 | $252,000 | $451,000 | $562,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Farm Credit Mid-America, Aca's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Farm Credit Mid-America, Aca's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kentucky, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About