Farm Credit Mid-America, Aca Mortgage Lending & HMDA Data, 2016
In 2016, Farm Credit Mid-America, Aca of Louisville, KY reported 5,468 mortgage applications totaling $1.4 billion, down 21% from 2015. The average application was for $251,523, and applicants reported an average income of $263,531. 72% of its applications resulted in an originated loan and 17% were denied. Its largest markets were Nashville-Davidson--Murfreesboro--Franklin, TN (334), Indianapolis-Carmel-Anderson, IN (191) and Cincinnati, OH-KY-IN (185) (applications in parentheses).
| Mortgage Company & Address | Farm Credit Mid-America, Aca 1601 Ups Drive Louisville, KY 40299 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,468 |
| Total Mortgage Loan Application Amount | $1,375,331,000 |
| Average Mortgage Loan Application Amount | $251,523 |
| Highest Mortgage Loan Application Amount | $20,200,000 |
| Average Applicant Income | $263,531 |
| Highest Applicant Income | $9,671,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Farm Credit Mid-America, Aca filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LaGrange, Indiana | 75 | $ 15,270,000 | $ 203,600 | $ 134,000 |
| Rutherford, Tennessee | 62 | $ 13,472,000 | $ 217,290 | $ 119,000 |
| Greene, Tennessee | 54 | $ 6,722,000 | $ 124,481 | $ 95,000 |
| Williamson, Tennessee | 51 | $ 19,810,000 | $ 388,431 | $ 225,000 |
| Adams, Indiana | 50 | $ 7,869,000 | $ 157,380 | $ 94,000 |
| Holmes, Ohio | 47 | $ 13,904,000 | $ 295,829 | $ 316,000 |
| Wayne, Ohio | 47 | $ 8,873,000 | $ 188,787 | $ 417,000 |
| Wilson, Tennessee | 47 | $ 10,054,000 | $ 213,914 | $ 100,000 |
| Mercer, Ohio | 41 | $ 22,931,000 | $ 559,292 | $ 567,000 |
| Warren, Kentucky | 40 | $ 11,210,000 | $ 280,250 | $ 460,000 |
| Christian, Kentucky | 39 | $ 8,169,000 | $ 209,461 | $ 153,000 |
| Logan, Ohio | 36 | $ 7,162,000 | $ 198,944 | $ 346,000 |
| Ashland, Ohio | 35 | $ 10,536,000 | $ 301,028 | $ 331,000 |
| Columbiana, Ohio | 35 | $ 6,404,000 | $ 182,971 | $ 394,000 |
| Miami, Ohio | 35 | $ 5,065,000 | $ 144,714 | $ 205,000 |
| Shelby, Ohio | 35 | $ 11,862,000 | $ 338,914 | $ 588,000 |
| Stark, Ohio | 35 | $ 7,530,000 | $ 215,142 | $ 182,000 |
| Knox, Tennessee | 35 | $ 9,011,000 | $ 257,457 | $ 173,000 |
| Maury, Tennessee | 35 | $ 7,492,000 | $ 214,057 | $ 133,000 |
| Elkhart, Indiana | 34 | $ 9,718,000 | $ 285,823 | $ 156,000 |
| Guernsey, Ohio | 34 | $ 6,897,000 | $ 202,852 | $ 107,000 |
| Hardin, Kentucky | 33 | $ 3,976,000 | $ 120,484 | $ 83,000 |
| Clermont, Ohio | 33 | $ 8,544,000 | $ 258,909 | $ 164,000 |
| Decatur, Indiana | 32 | $ 13,587,000 | $ 424,593 | $ 548,000 |
| Warren, Ohio | 31 | $ 7,775,000 | $ 250,806 | $ 218,000 |
| Jefferson, Tennessee | 31 | $ 6,809,000 | $ 219,645 | $ 98,000 |
| Breckinridge, Kentucky | 30 | $ 5,174,000 | $ 172,466 | $ 307,000 |
| Lawrence, Tennessee | 30 | $ 5,476,000 | $ 182,533 | $ 110,000 |
| Sumner, Tennessee | 30 | $ 8,426,000 | $ 280,866 | $ 190,000 |
| Allen, Indiana | 29 | $ 5,784,000 | $ 199,448 | $ 153,000 |
| Madison, Ohio | 29 | $ 7,432,000 | $ 256,275 | $ 224,000 |
| Medina, Ohio | 29 | $ 6,676,000 | $ 230,206 | $ 137,000 |
| Preble, Ohio | 29 | $ 6,621,000 | $ 228,310 | $ 210,000 |
| Fayette, Tennessee | 29 | $ 4,697,000 | $ 161,965 | $ 179,000 |
| Washington, Tennessee | 28 | $ 4,290,000 | $ 153,214 | $ 97,000 |
| Barren, Kentucky | 27 | $ 5,003,000 | $ 185,296 | $ 289,000 |
| Geauga, Ohio | 27 | $ 4,609,000 | $ 170,703 | $ 372,000 |
| McMinn, Tennessee | 27 | $ 7,979,000 | $ 295,518 | $ 203,000 |
| Bartholomew, Indiana | 26 | $ 5,881,000 | $ 226,192 | $ 555,000 |
| Daviess, Kentucky | 26 | $ 8,828,000 | $ 339,538 | $ 97,000 |
| Hancock, Indiana | 25 | $ 4,346,000 | $ 173,840 | $ 190,000 |
| Ashtabula, Ohio | 25 | $ 2,875,000 | $ 115,000 | $ 94,000 |
| Knox, Ohio | 25 | $ 5,299,000 | $ 211,960 | $ 366,000 |
| Montgomery, Ohio | 25 | $ 5,531,000 | $ 221,240 | $ 140,000 |
| Williams, Ohio | 25 | $ 5,375,000 | $ 215,000 | $ 388,000 |
| Cumberland, Tennessee | 25 | $ 4,170,000 | $ 166,800 | $ 252,000 |
| Jackson, Indiana | 24 | $ 4,996,000 | $ 208,166 | $ 336,000 |
| Jay, Indiana | 24 | $ 14,271,000 | $ 594,625 | $ 410,000 |
| Johnson, Indiana | 24 | $ 4,209,000 | $ 175,375 | $ 151,000 |
| Putnam, Indiana | 24 | $ 6,215,000 | $ 258,958 | $ 232,000 |
| Lincoln, Tennessee | 24 | $ 4,483,000 | $ 186,791 | $ 120,000 |
| Robertson, Tennessee | 24 | $ 6,695,000 | $ 278,958 | $ 418,000 |
| Sullivan, Tennessee | 24 | $ 4,454,000 | $ 185,583 | $ 117,000 |
| Tippecanoe, Indiana | 23 | $ 4,475,000 | $ 194,565 | $ 705,000 |
| Tuscarawas, Ohio | 23 | $ 4,128,000 | $ 179,478 | $ 144,000 |
| Union, Ohio | 23 | $ 12,978,000 | $ 564,260 | $ 130,000 |
| Bedford, Tennessee | 23 | $ 4,090,000 | $ 177,826 | $ 154,000 |
| Hart, Kentucky | 22 | $ 3,188,000 | $ 144,909 | $ 305,000 |
| Montgomery, Kentucky | 22 | $ 19,342,000 | $ 879,181 | $ 450,000 |
| Todd, Kentucky | 22 | $ 5,461,000 | $ 248,227 | $ 433,000 |
| Clinton, Ohio | 22 | $ 3,657,000 | $ 166,227 | $ 285,000 |
| Muskingum, Ohio | 22 | $ 4,906,000 | $ 223,000 | $ 350,000 |
| Noble, Ohio | 22 | $ 3,406,000 | $ 154,818 | $ 82,000 |
| Richland, Ohio | 22 | $ 4,968,000 | $ 225,818 | $ 287,000 |
| Hendricks, Indiana | 21 | $ 4,672,000 | $ 222,476 | $ 298,000 |
| Howard, Indiana | 21 | $ 3,545,000 | $ 168,809 | $ 521,000 |
| Jasper, Indiana | 21 | $ 5,183,000 | $ 246,809 | $ 188,000 |
| Bath, Kentucky | 21 | $ 2,926,000 | $ 139,333 | $ 83,000 |
| Coshocton, Ohio | 21 | $ 5,828,000 | $ 277,523 | $ 223,000 |
| Darke, Ohio | 21 | $ 14,244,000 | $ 678,285 | $ 535,000 |
| Greene, Ohio | 21 | $ 10,051,000 | $ 478,619 | $ 443,000 |
| Tipton, Tennessee | 21 | $ 3,663,000 | $ 174,428 | $ 292,000 |
| Morgan, Indiana | 20 | $ 3,530,000 | $ 176,500 | $ 146,000 |
| St. Joseph, Indiana | 20 | $ 4,192,000 | $ 209,600 | $ 248,000 |
| Ohio, Kentucky | 20 | $ 4,123,000 | $ 206,150 | $ 498,000 |
| Pulaski, Kentucky | 20 | $ 2,926,000 | $ 146,300 | $ 151,000 |
| Auglaize, Ohio | 20 | $ 4,629,000 | $ 231,450 | $ 238,000 |
| Fulton, Ohio | 20 | $ 5,712,000 | $ 285,600 | $ 804,000 |
| Highland, Ohio | 20 | $ 5,606,000 | $ 280,300 | $ 227,000 |
| Trumbull, Ohio | 20 | $ 2,359,000 | $ 117,950 | $ 333,000 |
| Blount, Tennessee | 20 | $ 3,523,000 | $ 176,150 | $ 139,000 |
| Putnam, Tennessee | 20 | $ 3,789,000 | $ 189,450 | $ 97,000 |
| Wayne, Tennessee | 20 | $ 6,598,000 | $ 329,900 | $ 93,000 |
| Carroll, Indiana | 19 | $ 7,587,000 | $ 399,315 | $ 551,000 |
| Shelby, Indiana | 19 | $ 3,782,000 | $ 199,052 | $ 380,000 |
| Brown, Ohio | 19 | $ 3,759,000 | $ 197,842 | $ 215,000 |
| Carroll, Ohio | 19 | $ 3,232,000 | $ 170,105 | $ 68,000 |
| Defiance, Ohio | 19 | $ 4,346,000 | $ 228,736 | $ 263,000 |
| Fairfield, Ohio | 19 | $ 3,515,000 | $ 185,000 | $ 407,000 |
| Lorain, Ohio | 19 | $ 3,278,000 | $ 172,526 | $ 139,000 |
| Mahoning, Ohio | 19 | $ 5,299,000 | $ 278,894 | $ 374,000 |
| Gibson, Indiana | 18 | $ 3,699,000 | $ 205,500 | $ 205,000 |
| Grant, Indiana | 18 | $ 8,766,000 | $ 487,000 | $ 893,000 |
| Harrison, Indiana | 18 | $ 3,921,000 | $ 217,833 | $ 155,000 |
| Jennings, Indiana | 18 | $ 2,292,000 | $ 127,333 | $ 191,000 |
| Miami, Indiana | 18 | $ 4,489,000 | $ 249,388 | $ 410,000 |
| Rush, Indiana | 18 | $ 1,684,000 | $ 93,555 | $ 123,000 |
| Warren, Indiana | 18 | $ 4,188,000 | $ 232,666 | $ 449,000 |
| Giles, Tennessee | 18 | $ 4,980,000 | $ 276,666 | $ 175,000 |
| Weakley, Tennessee | 18 | $ 10,658,000 | $ 592,111 | $ 630,000 |
| Boone, Indiana | 17 | $ 8,005,000 | $ 470,882 | $ 687,000 |
| Logan, Kentucky | 17 | $ 1,815,000 | $ 106,764 | $ 214,000 |
| Belmont, Ohio | 17 | $ 2,694,000 | $ 158,470 | $ 84,000 |
| Fayette, Ohio | 17 | $ 5,115,000 | $ 300,882 | $ 257,000 |
| Licking, Ohio | 17 | $ 4,197,000 | $ 246,882 | $ 293,000 |
| Hawkins, Tennessee | 17 | $ 1,883,000 | $ 110,764 | $ 93,000 |
| Lauderdale, Tennessee | 17 | $ 2,089,000 | $ 122,882 | $ 139,000 |
| Scott, Tennessee | 17 | $ 1,846,000 | $ 108,588 | $ 61,000 |
| Sevier, Tennessee | 17 | $ 3,023,000 | $ 177,823 | $ 125,000 |
| Daviess, Indiana | 16 | $ 4,533,000 | $ 283,312 | $ 338,000 |
| White, Indiana | 16 | $ 5,129,000 | $ 320,562 | $ 394,000 |
| Campbell, Kentucky | 16 | $ 3,093,000 | $ 193,312 | $ 90,000 |
| Fleming, Kentucky | 16 | $ 2,695,000 | $ 168,437 | $ 67,000 |
| Grayson, Kentucky | 16 | $ 2,292,000 | $ 143,250 | $ 60,000 |
| Harrison, Kentucky | 16 | $ 3,369,000 | $ 210,562 | $ 128,000 |
| Pendleton, Kentucky | 16 | $ 2,008,000 | $ 125,500 | $ 109,000 |
| Trigg, Kentucky | 16 | $ 2,478,000 | $ 154,875 | $ 155,000 |
| Champaign, Ohio | 16 | $ 4,996,000 | $ 312,250 | $ 377,000 |
| Morrow, Ohio | 16 | $ 4,255,000 | $ 265,937 | $ 100,000 |
| Portage, Ohio | 16 | $ 2,982,000 | $ 186,375 | $ 136,000 |
| Hamilton, Tennessee | 16 | $ 4,129,000 | $ 258,062 | $ 292,000 |
| Madison, Indiana | 15 | $ 2,972,000 | $ 198,133 | $ 343,000 |
| Boone, Kentucky | 15 | $ 3,425,000 | $ 228,333 | $ 169,000 |
| Simpson, Kentucky | 15 | $ 2,150,000 | $ 143,333 | $ 296,000 |
| Butler, Ohio | 15 | $ 2,297,000 | $ 153,133 | $ 135,000 |
| Dyer, Tennessee | 15 | $ 4,134,000 | $ 275,600 | $ 445,000 |
| Fentress, Tennessee | 15 | $ 1,957,000 | $ 130,466 | $ 100,000 |
| Hardeman, Tennessee | 15 | $ 2,354,000 | $ 156,933 | $ 124,000 |
| Macon, Tennessee | 15 | $ 3,706,000 | $ 247,066 | $ 294,000 |
| Shelby, Tennessee | 15 | $ 3,967,000 | $ 264,466 | $ 174,000 |
| Warren, Tennessee | 15 | $ 2,379,000 | $ 158,600 | $ 340,000 |
| Delaware, Indiana | 14 | $ 2,388,000 | $ 170,571 | $ 287,000 |
| Fountain, Indiana | 14 | $ 2,541,000 | $ 181,500 | $ 299,000 |
| Kosciusko, Indiana | 14 | $ 26,228,000 | $ 1,873,428 | $ 808,000 |
| LaPorte, Indiana | 14 | $ 2,744,000 | $ 196,000 | $ 306,000 |
| Porter, Indiana | 14 | $ 3,788,000 | $ 270,571 | $ 157,000 |
| Ripley, Indiana | 14 | $ 3,533,000 | $ 252,357 | $ 323,000 |
| Washington, Indiana | 14 | $ 2,276,000 | $ 162,571 | $ 679,000 |
| Wells, Indiana | 14 | $ 3,748,000 | $ 267,714 | $ 352,000 |
| McLean, Kentucky | 14 | $ 3,337,000 | $ 238,357 | $ 277,000 |
| Nelson, Kentucky | 14 | $ 3,224,000 | $ 230,285 | $ 99,000 |
| Shelby, Kentucky | 14 | $ 3,600,000 | $ 257,142 | $ 139,000 |
| Clark, Ohio | 14 | $ 3,333,000 | $ 238,071 | $ 513,000 |
| Huron, Ohio | 14 | $ 2,927,000 | $ 209,071 | $ 668,000 |
| Ross, Ohio | 14 | $ 3,182,000 | $ 227,285 | $ 596,000 |
| Coffee, Tennessee | 14 | $ 2,706,000 | $ 193,285 | $ 127,000 |
| Monroe, Tennessee | 14 | $ 2,984,000 | $ 213,142 | $ 100,000 |
| Benton, Indiana | 13 | $ 2,374,000 | $ 182,615 | $ 217,000 |
| Montgomery, Indiana | 13 | $ 2,891,000 | $ 222,384 | $ 293,000 |
| Noble, Indiana | 13 | $ 3,685,000 | $ 283,461 | $ 1,359,000 |
| Meade, Kentucky | 13 | $ 2,554,000 | $ 196,461 | $ 128,000 |
| Nicholas, Kentucky | 13 | $ 1,143,000 | $ 87,923 | $ 193,000 |
| Owen, Kentucky | 13 | $ 1,786,000 | $ 137,384 | $ 76,000 |
| Allen, Ohio | 13 | $ 5,368,000 | $ 412,923 | $ 211,000 |
| Delaware, Ohio | 13 | $ 4,304,000 | $ 331,076 | $ 145,000 |
| Bradley, Tennessee | 13 | $ 3,250,000 | $ 250,000 | $ 194,000 |
| Cheatham, Tennessee | 13 | $ 2,442,000 | $ 187,846 | $ 104,000 |
| Dickson, Tennessee | 13 | $ 1,556,000 | $ 119,692 | $ 128,000 |
| Hamblen, Tennessee | 13 | $ 2,486,000 | $ 191,230 | $ 140,000 |
| Loudon, Tennessee | 13 | $ 2,316,000 | $ 178,153 | $ 177,000 |
| Montgomery, Tennessee | 13 | $ 3,058,000 | $ 235,230 | $ 281,000 |
| White, Tennessee | 13 | $ 2,667,000 | $ 205,153 | $ 378,000 |
| Brown, Indiana | 12 | $ 2,672,000 | $ 222,666 | $ 103,000 |
| Franklin, Indiana | 12 | $ 1,573,000 | $ 131,083 | $ 154,000 |
| Huntington, Indiana | 12 | $ 1,940,000 | $ 161,666 | $ 132,000 |
| Knox, Indiana | 12 | $ 12,084,000 | $ 1,007,000 | $ 661,000 |
| Lake, Indiana | 12 | $ 2,230,000 | $ 185,833 | $ 891,000 |
| Whitley, Indiana | 12 | $ 2,053,000 | $ 171,083 | $ 392,000 |
| Allen, Kentucky | 12 | $ 2,915,000 | $ 242,916 | $ 98,000 |
| Butler, Kentucky | 12 | $ 1,850,000 | $ 154,166 | $ 106,000 |
| Carter, Kentucky | 12 | $ 1,161,000 | $ 96,750 | $ 88,000 |
| Clark, Kentucky | 12 | $ 2,617,000 | $ 218,083 | $ 248,000 |
| Edmonson, Kentucky | 12 | $ 2,202,000 | $ 183,500 | $ 91,000 |
| Mason, Kentucky | 12 | $ 1,373,000 | $ 114,416 | $ 73,000 |
| Adams, Ohio | 12 | $ 3,537,000 | $ 294,750 | $ 148,000 |
| Gibson, Tennessee | 12 | $ 2,050,000 | $ 170,833 | $ 359,000 |
| Grainger, Tennessee | 12 | $ 2,299,000 | $ 191,583 | $ 192,000 |
| Marshall, Tennessee | 12 | $ 1,586,000 | $ 132,166 | $ 80,000 |
| Marshall, Indiana | 11 | $ 3,063,000 | $ 278,454 | $ 305,000 |
| Randolph, Indiana | 11 | $ 3,378,000 | $ 307,090 | $ 612,000 |
| Tipton, Indiana | 11 | $ 3,239,000 | $ 294,454 | $ 1,008,000 |
| Bourbon, Kentucky | 11 | $ 2,176,000 | $ 197,818 | $ 161,000 |
| Fayette, Kentucky | 11 | $ 5,719,000 | $ 519,909 | $ 517,000 |
| Grant, Kentucky | 11 | $ 1,034,000 | $ 94,000 | $ 65,000 |
| Webster, Kentucky | 11 | $ 1,803,000 | $ 163,909 | $ 276,000 |
| Cannon, Tennessee | 11 | $ 1,368,000 | $ 124,363 | $ 83,000 |
| Clay, Tennessee | 11 | $ 2,061,000 | $ 187,363 | $ 303,000 |
| DeKalb, Tennessee | 11 | $ 1,738,000 | $ 158,000 | $ 445,000 |
| Meigs, Tennessee | 11 | $ 1,417,000 | $ 128,818 | $ 110,000 |
| Clinton, Indiana | 10 | $ 2,198,000 | $ 219,800 | $ 448,000 |
| Boyle, Kentucky | 10 | $ 1,541,000 | $ 154,100 | $ 645,000 |
| Harrison, Ohio | 10 | $ 1,334,000 | $ 133,400 | $ 156,000 |
| Henry, Ohio | 10 | $ 3,271,000 | $ 327,100 | $ 934,000 |
| Putnam, Ohio | 10 | $ 2,832,000 | $ 283,200 | $ 473,000 |
| Scioto, Ohio | 10 | $ 1,115,000 | $ 111,500 | $ 73,000 |
| Carter, Tennessee | 10 | $ 1,166,000 | $ 116,600 | $ 166,000 |
| Morgan, Tennessee | 10 | $ 1,931,000 | $ 193,100 | $ 113,000 |
| Roane, Tennessee | 10 | $ 1,974,000 | $ 197,400 | $ 94,000 |
| Smith, Tennessee | 10 | $ 1,571,000 | $ 157,100 | $ 97,000 |
| Blackford, Indiana | 9 | $ 1,636,000 | $ 181,777 | $ 269,000 |
| Fulton, Indiana | 9 | $ 4,724,000 | $ 524,888 | $ 581,000 |
| Greene, Indiana | 9 | $ 915,000 | $ 101,666 | $ 84,000 |
| Henry, Indiana | 9 | $ 7,078,000 | $ 786,444 | $ 1,054,000 |
| Jefferson, Indiana | 9 | $ 1,272,000 | $ 141,333 | $ 113,000 |
| Newton, Indiana | 9 | $ 1,222,000 | $ 135,777 | $ 257,000 |
| Posey, Indiana | 9 | $ 2,090,000 | $ 232,222 | $ 465,000 |
| Vanderburgh, Indiana | 9 | $ 2,175,000 | $ 241,666 | $ 148,000 |
| Wabash, Indiana | 9 | $ 3,820,000 | $ 424,444 | $ 270,000 |
| Wayne, Indiana | 9 | $ 1,650,000 | $ 183,333 | $ 400,000 |
| Caldwell, Kentucky | 9 | $ 22,164,000 | $ 2,462,666 | $ 1,925,000 |
| Menifee, Kentucky | 9 | $ 946,000 | $ 105,111 | $ 59,000 |
| Scott, Kentucky | 9 | $ 3,161,000 | $ 351,222 | $ 171,000 |
| Gallia, Ohio | 9 | $ 970,000 | $ 107,777 | $ 118,000 |
| Van Wert, Ohio | 9 | $ 1,107,000 | $ 123,000 | $ 71,000 |
| Carroll, Tennessee | 9 | $ 2,716,000 | $ 301,777 | $ 116,000 |
| Chester, Tennessee | 9 | $ 1,508,000 | $ 167,555 | $ 167,000 |
| Davidson, Tennessee | 9 | $ 3,148,000 | $ 349,777 | $ 1,317,000 |
| Madison, Tennessee | 9 | $ 934,000 | $ 103,777 | $ 211,000 |
| McNairy, Tennessee | 9 | $ 894,000 | $ 99,333 | $ 41,000 |
| Overton, Tennessee | 9 | $ 3,496,000 | $ 388,444 | $ 121,000 |
| Polk, Tennessee | 9 | $ 1,349,000 | $ 149,888 | $ 73,000 |
| Dubois, Indiana | 8 | $ 1,219,000 | $ 152,375 | $ 331,000 |
| Hamilton, Indiana | 8 | $ 3,967,000 | $ 495,875 | $ 200,000 |
| Pulaski, Indiana | 8 | $ 1,983,000 | $ 247,875 | $ 110,000 |
| Bracken, Kentucky | 8 | $ 666,000 | $ 83,250 | $ 81,000 |
| Hopkins, Kentucky | 8 | $ 4,449,000 | $ 556,125 | $ 534,000 |
| Metcalfe, Kentucky | 8 | $ 1,070,000 | $ 133,750 | $ 426,000 |
| Monroe, Kentucky | 8 | $ 3,285,000 | $ 410,625 | $ 1,396,000 |
| Robertson, Kentucky | 8 | $ 1,068,000 | $ 133,500 | $ 77,000 |
| Taylor, Kentucky | 8 | $ 1,561,000 | $ 195,125 | $ 344,000 |
| Pickaway, Ohio | 8 | $ 1,671,000 | $ 208,875 | $ 211,000 |
| Summit, Ohio | 8 | $ 1,349,000 | $ 168,625 | $ 306,000 |
| Johnson, Tennessee | 8 | $ 1,741,000 | $ 217,625 | $ 105,000 |
| Rhea, Tennessee | 8 | $ 1,678,000 | $ 209,750 | $ 144,000 |
| Clay, Indiana | 7 | $ 865,000 | $ 123,571 | $ 423,000 |
| Crawford, Indiana | 7 | $ 1,422,000 | $ 203,142 | $ 120,000 |
| Starke, Indiana | 7 | $ 5,551,000 | $ 793,000 | $ 3,259,000 |
| Steuben, Indiana | 7 | $ 832,000 | $ 118,857 | $ 547,000 |
| Sullivan, Indiana | 7 | $ 931,000 | $ 133,000 | $ 178,000 |
| Anderson, Kentucky | 7 | $ 1,157,000 | $ 165,285 | $ 123,000 |
| Greenup, Kentucky | 7 | $ 1,049,000 | $ 149,857 | $ 208,000 |
| Hancock, Kentucky | 7 | $ 1,398,000 | $ 199,714 | $ 96,000 |
| Kenton, Kentucky | 7 | $ 1,520,000 | $ 217,142 | $ 143,000 |
| Lewis, Kentucky | 7 | $ 838,000 | $ 119,714 | $ 101,000 |
| Spencer, Kentucky | 7 | $ 1,268,000 | $ 181,142 | $ 111,000 |
| Union, Kentucky | 7 | $ 3,294,000 | $ 470,571 | $ 879,000 |
| Jackson, Ohio | 7 | $ 1,056,000 | $ 150,857 | $ 277,000 |
| Bledsoe, Tennessee | 7 | $ 1,214,000 | $ 173,428 | $ 142,000 |
| Crockett, Tennessee | 7 | $ 878,000 | $ 125,428 | $ 141,000 |
| Franklin, Tennessee | 7 | $ 1,829,000 | $ 261,285 | $ 496,000 |
| Hancock, Tennessee | 7 | $ 549,000 | $ 78,428 | $ 60,000 |
| Hardin, Tennessee | 7 | $ 967,000 | $ 138,142 | $ 119,000 |
| Henderson, Tennessee | 7 | $ 913,000 | $ 130,428 | $ 208,000 |
| Hickman, Tennessee | 7 | $ 1,309,000 | $ 187,000 | $ 122,000 |
| Trousdale, Tennessee | 7 | $ 1,319,000 | $ 188,428 | $ 244,000 |
| Union, Tennessee | 7 | $ 734,000 | $ 104,857 | $ 74,000 |
| Clark, Indiana | 6 | $ 873,000 | $ 145,500 | $ 174,000 |
| DeKalb, Indiana | 6 | $ 999,000 | $ 166,500 | $ 94,000 |
| Marion, Indiana | 6 | $ 1,589,000 | $ 264,833 | $ 330,000 |
| Orange, Indiana | 6 | $ 2,410,000 | $ 401,666 | $ 233,000 |
| Owen, Indiana | 6 | $ 1,114,000 | $ 185,666 | $ 103,000 |
| Adair, Kentucky | 6 | $ 2,254,000 | $ 375,666 | $ 141,000 |
| Franklin, Kentucky | 6 | $ 1,517,000 | $ 252,833 | $ 43,000 |
| Green, Kentucky | 6 | $ 1,413,000 | $ 235,500 | $ 89,000 |
| Henderson, Kentucky | 6 | $ 1,435,000 | $ 239,166 | $ 141,000 |
| Henry, Kentucky | 6 | $ 997,000 | $ 166,166 | $ 113,000 |
| Jessamine, Kentucky | 6 | $ 3,110,000 | $ 518,333 | $ 384,000 |
| Larue, Kentucky | 6 | $ 1,056,000 | $ 176,000 | $ 68,000 |
| Laurel, Kentucky | 6 | $ 704,000 | $ 117,333 | $ 72,000 |
| Oldham, Kentucky | 6 | $ 1,161,000 | $ 193,500 | $ 323,000 |
| Franklin, Ohio | 6 | $ 2,616,000 | $ 436,000 | $ 112,000 |
| Lake, Ohio | 6 | $ 1,160,000 | $ 193,333 | $ 157,000 |
| Paulding, Ohio | 6 | $ 1,945,000 | $ 324,166 | $ 256,000 |
| Perry, Ohio | 6 | $ 373,000 | $ 62,166 | $ 100,000 |
| Henry, Tennessee | 6 | $ 683,000 | $ 113,833 | $ 281,000 |
| Humphreys, Tennessee | 6 | $ 3,989,000 | $ 664,833 | $ 1,008,000 |
| Jackson, Tennessee | 6 | $ 708,000 | $ 118,000 | $ 114,000 |
| Obion, Tennessee | 6 | $ 1,152,000 | $ 192,000 | $ 301,000 |
| Perry, Tennessee | 6 | $ 1,083,000 | $ 180,500 | $ 116,000 |
| Cass, Indiana | 5 | $ 520,000 | $ 104,000 | $ 427,000 |
| Fayette, Indiana | 5 | $ 1,241,000 | $ 248,200 | $ 866,000 |
| Lawrence, Indiana | 5 | $ 822,000 | $ 164,400 | $ 64,000 |
| Switzerland, Indiana | 5 | $ 499,000 | $ 99,800 | $ 86,000 |
| Bullitt, Kentucky | 5 | $ 1,253,000 | $ 250,600 | $ 115,000 |
| Jefferson, Kentucky | 5 | $ 1,890,000 | $ 378,000 | $ 392,000 |
| Lyon, Kentucky | 5 | $ 2,840,000 | $ 568,000 | $ 2,535,000 |
| Madison, Kentucky | 5 | $ 444,000 | $ 88,800 | $ 114,000 |
| Marion, Kentucky | 5 | $ 625,000 | $ 125,000 | $ 261,000 |
| Rockcastle, Kentucky | 5 | $ 654,000 | $ 130,800 | $ 184,000 |
| Rowan, Kentucky | 5 | $ 952,000 | $ 190,400 | $ 66,000 |
| Russell, Kentucky | 5 | $ 1,137,000 | $ 227,400 | $ 939,000 |
| Wayne, Kentucky | 5 | $ 2,025,000 | $ 405,000 | $ 194,000 |
| Erie, Ohio | 5 | $ 2,852,000 | $ 570,400 | $ 497,000 |
| Hardin, Ohio | 5 | $ 1,356,000 | $ 271,200 | $ 338,000 |
| Washington, Ohio | 5 | $ 817,000 | $ 163,400 | $ 104,000 |
| Anderson, Tennessee | 5 | $ 1,791,000 | $ 358,200 | $ 145,000 |
| Benton, Tennessee | 5 | $ 614,000 | $ 122,800 | $ 49,000 |
| Campbell, Tennessee | 5 | $ 1,292,000 | $ 258,400 | $ 183,000 |
| Claiborne, Tennessee | 5 | $ 601,000 | $ 120,200 | $ 68,000 |
| Cocke, Tennessee | 5 | $ 673,000 | $ 134,600 | $ 66,000 |
| Decatur, Tennessee | 5 | $ 1,051,000 | $ 210,200 | $ 114,000 |
| Grundy, Tennessee | 5 | $ 347,000 | $ 69,400 | $ 83,000 |
| Stewart, Tennessee | 5 | $ 1,316,000 | $ 263,200 | $ 255,000 |
| Dearborn, Indiana | 4 | $ 817,000 | $ 204,250 | $ 219,000 |
| Martin, Indiana | 4 | $ 574,000 | $ 143,500 | $ 119,000 |
| Parke, Indiana | 4 | $ 637,000 | $ 159,250 | $ 533,000 |
| Spencer, Indiana | 4 | $ 785,000 | $ 196,250 | $ 297,000 |
| Vigo, Indiana | 4 | $ 1,222,000 | $ 305,500 | $ 131,000 |
| Boyd, Kentucky | 4 | $ 568,000 | $ 142,000 | $ 45,000 |
| Casey, Kentucky | 4 | $ 443,000 | $ 110,750 | $ 141,000 |
| Cumberland, Kentucky | 4 | $ 370,000 | $ 92,500 | $ 44,000 |
| Lincoln, Kentucky | 4 | $ 949,000 | $ 237,250 | $ 549,000 |
| Muhlenberg, Kentucky | 4 | $ 710,000 | $ 177,500 | $ 253,000 |
| Washington, Kentucky | 4 | $ 321,000 | $ 80,250 | $ 65,000 |
| Woodford, Kentucky | 4 | $ 2,418,000 | $ 604,500 | $ 475,000 |
| Crawford, Ohio | 4 | $ 820,000 | $ 205,000 | $ 174,000 |
| Hamilton, Ohio | 4 | $ 1,706,000 | $ 426,500 | $ 474,000 |
| Hocking, Ohio | 4 | $ 759,000 | $ 189,750 | $ 80,000 |
| Monroe, Ohio | 4 | $ 889,000 | $ 222,250 | $ 53,000 |
| Morgan, Ohio | 4 | $ 662,000 | $ 165,500 | $ 68,000 |
| Vinton, Ohio | 4 | $ 343,000 | $ 85,750 | $ 64,000 |
| Haywood, Tennessee | 4 | $ 614,000 | $ 153,500 | $ 552,000 |
| Lewis, Tennessee | 4 | $ 440,000 | $ 110,000 | $ 172,000 |
| Marion, Tennessee | 4 | $ 1,232,000 | $ 308,000 | $ 174,000 |
| Moore, Tennessee | 4 | $ 1,016,000 | $ 254,000 | $ 100,000 |
| Monroe, Indiana | 3 | $ 1,006,000 | $ 335,333 | $ 138,000 |
| Ohio, Indiana | 3 | $ 655,000 | $ 218,333 | $ 190,000 |
| Pike, Indiana | 3 | $ 509,000 | $ 169,666 | $ 73,000 |
| Warrick, Indiana | 3 | $ 3,279,000 | $ 1,093,000 | $ 50,000 |
| Clay, Kentucky | 3 | $ 394,000 | $ 131,333 | $ 57,000 |
| Clinton, Kentucky | 3 | $ 1,857,000 | $ 619,000 | $ 412,000 |
| Estill, Kentucky | 3 | $ 367,000 | $ 122,333 | $ 307,000 |
| Jackson, Kentucky | 3 | $ 302,000 | $ 100,666 | $ 57,000 |
| Morgan, Kentucky | 3 | $ 382,000 | $ 127,333 | $ 59,000 |
| Cuyahoga, Ohio | 3 | $ 411,000 | $ 137,000 | $ 119,000 |
| Jefferson, Ohio | 3 | $ 743,000 | $ 247,666 | $ 117,000 |
| Lucas, Ohio | 3 | $ 704,000 | $ 234,666 | $ 215,000 |
| Pike, Ohio | 3 | $ 408,000 | $ 136,000 | $ 117,000 |
| Houston, Tennessee | 3 | $ 183,000 | $ 61,000 | $ 74,000 |
| Pickett, Tennessee | 3 | $ 914,000 | $ 304,666 | $ 149,000 |
| Unicoi, Tennessee | 3 | $ 461,000 | $ 153,666 | $ 122,000 |
| Van Buren, Tennessee | 3 | $ 207,000 | $ 69,000 | $ 129,000 |
| Madison, Alabama | 2 | $ 4,767,000 | $ 2,383,500 | $ 4,677,000 |
| Hillsborough, Florida | 2 | $ 170,000 | $ 85,000 | $ 294,000 |
| Palm Beach, Florida | 2 | $ 615,000 | $ 307,500 | $ 2,854,000 |
| Volusia, Florida | 2 | $ 188,000 | $ 94,000 | $ 97,000 |
| Floyd, Indiana | 2 | $ 163,000 | $ 81,500 | $ 60,000 |
| Scott, Indiana | 2 | $ 169,000 | $ 84,500 | $ 129,000 |
| Union, Indiana | 2 | $ 253,000 | $ 126,500 | $ 205,000 |
| Vermillion, Indiana | 2 | $ 631,000 | $ 315,500 | $ 2,519,000 |
| Crittenden, Kentucky | 2 | $ 246,000 | $ 123,000 | $ 97,000 |
| Elliott, Kentucky | 2 | $ 231,000 | $ 115,500 | $ 59,000 |
| Mercer, Kentucky | 2 | $ 379,000 | $ 189,500 | $ 76,000 |
| Pike, Kentucky | 2 | $ 201,000 | $ 100,500 | $ 288,000 |
| Trimble, Kentucky | 2 | $ 44,000 | $ 22,000 | $ 35,000 |
| Buchanan, Missouri | 2 | $ 343,000 | $ 171,500 | $ 259,000 |
| Meigs, Ohio | 2 | $ 339,000 | $ 169,500 | $ 70,000 |
| Sandusky, Ohio | 2 | $ 201,000 | $ 100,500 | $ 168,000 |
| Wood, Ohio | 2 | $ 373,000 | $ 186,500 | $ 143,000 |
| Sequatchie, Tennessee | 2 | $ 331,000 | $ 165,500 | $ 74,000 |
| Lauderdale, Alabama | 1 | $ 116,000 | $ 116,000 | $ 111,000 |
| Morgan, Alabama | 1 | $ 114,000 | $ 114,000 | $ 149,000 |
| Lee, Arkansas | 1 | $ 2,622,000 | $ 2,622,000 | $ 0 |
| Contra Costa, California | 1 | $ 593,000 | $ 593,000 | $ 0 |
| Larimer, Colorado | 1 | $ 222,000 | $ 222,000 | $ 214,000 |
| Charlotte, Florida | 1 | $ 160,000 | $ 160,000 | $ 85,000 |
| Manatee, Florida | 1 | $ 193,000 | $ 193,000 | $ 70,000 |
| Marion, Florida | 1 | $ 306,000 | $ 306,000 | $ 71,000 |
| Sumter, Florida | 1 | $ 144,000 | $ 144,000 | $ 144,000 |
| Chatham, Georgia | 1 | $ 336,000 | $ 336,000 | $ 199,000 |
| Fayette, Georgia | 1 | $ 350,000 | $ 350,000 | $ 420,000 |
| Glynn, Georgia | 1 | $ 399,000 | $ 399,000 | $ 887,000 |
| Cook, Illinois | 1 | $ 93,000 | $ 93,000 | $ 1,000 |
| Douglas, Illinois | 1 | $ 140,000 | $ 140,000 | $ 337,000 |
| Henry, Illinois | 1 | $ 27,000 | $ 27,000 | $ 52,000 |
| Livingston, Illinois | 1 | $ 225,000 | $ 225,000 | $ 96,000 |
| McHenry, Illinois | 1 | $ 151,000 | $ 151,000 | $ 112,000 |
| McLean, Illinois | 1 | $ 310,000 | $ 310,000 | $ 356,000 |
| Vermilion, Illinois | 1 | $ 180,000 | $ 180,000 | $ 181,000 |
| Williamson, Illinois | 1 | $ 253,000 | $ 253,000 | $ 194,000 |
| Douglas, Kansas | 1 | $ 306,000 | $ 306,000 | $ 135,000 |
| Breathitt, Kentucky | 1 | $ 150,000 | $ 150,000 | $ 72,000 |
| Gallatin, Kentucky | 1 | $ 87,000 | $ 87,000 | $ 41,000 |
| Johnson, Kentucky | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Lawrence, Kentucky | 1 | $ 433,000 | $ 433,000 | $ 0 |
| Livingston, Kentucky | 1 | $ 340,000 | $ 340,000 | $ 141,000 |
| Magoffin, Kentucky | 1 | $ 214,000 | $ 214,000 | $ 156,000 |
| McCreary, Kentucky | 1 | $ 135,000 | $ 135,000 | $ 128,000 |
| Whitley, Kentucky | 1 | $ 39,000 | $ 39,000 | $ 118,000 |
| Queen Anne's, Maryland | 1 | $ 2,000,000 | $ 2,000,000 | $ 0 |
| Antrim, Michigan | 1 | $ 357,000 | $ 357,000 | $ 36,000 |
| Emmet, Michigan | 1 | $ 300,000 | $ 300,000 | $ 76,000 |
| Lenawee, Michigan | 1 | $ 317,000 | $ 317,000 | $ 76,000 |
| Clay, Missouri | 1 | $ 159,000 | $ 159,000 | $ 104,000 |
| Cascade, Montana | 1 | $ 96,000 | $ 96,000 | $ 324,000 |
| Randolph, North Carolina | 1 | $ 56,000 | $ 56,000 | $ 173,000 |
| Rowan, North Carolina | 1 | $ 38,000 | $ 38,000 | $ 1,272,000 |
| Athens, Ohio | 1 | $ 55,000 | $ 55,000 | $ 64,000 |
| Lawrence, Ohio | 1 | $ 53,000 | $ 53,000 | $ 364,000 |
| Lake, Tennessee | 1 | $ 20,000 | $ 20,000 | $ 107,000 |
| Bell, Texas | 1 | $ 123,000 | $ 123,000 | $ 70,000 |
| Ector, Texas | 1 | $ 1,800,000 | $ 1,800,000 | $ 1,270,000 |
| Fort Bend, Texas | 1 | $ 450,000 | $ 450,000 | $ 200,000 |
| Kaufman, Texas | 1 | $ 37,000 | $ 37,000 | $ 81,000 |
| Salt Lake, Utah | 1 | $ 764,000 | $ 764,000 | $ 462,000 |
| Loudoun, Virginia | 1 | $ 93,000 | $ 93,000 | $ 1,130,000 |
| Stafford, Virginia | 1 | $ 142,000 | $ 142,000 | $ 98,000 |
| Cabell, West Virginia | 1 | $ 134,000 | $ 134,000 | $ 64,000 |
Mortgage Loan Application Detail Totals for Farm Credit Mid-America, Aca in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,428 | $758,542,000 | $221,000 | $11,500,000 | $248,000 | $9,671,000 |
| Refinancing | 1,743 | $582,047,000 | $333,000 | $20,200,000 | $317,000 | $9,623,000 |
| Home Improvement | 297 | $34,742,000 | $116,000 | $636,000 | $129,000 | $2,397,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,182 | $595,860,000 | $187,000 | $2,335,000 | $112,000 | $3,970,000 |
| Not Provided | 1,115 | $441,596,000 | $396,000 | $20,200,000 | $647,000 | $9,671,000 |
| American Indian or Alaskan Native | 1,065 | $278,747,000 | $261,000 | $20,000,000 | $253,000 | $5,459,000 |
| Not applicable | 78 | $54,152,000 | $694,000 | $4,732,000 | $1,151,000 | $9,013,000 |
| Hispanic | 11 | $1,446,000 | $131,000 | $203,000 | $72,000 | $153,000 |
| Black or African American | 9 | $1,690,000 | $187,000 | $675,000 | $124,000 | $455,000 |
| Native Hawaiin or Other Pacific Islander | 4 | $816,000 | $204,000 | $420,000 | $149,000 | $231,000 |
| Asian | 4 | $1,024,000 | $256,000 | $422,000 | $26,000 | $73,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,468 | $1,375,331,000 | $251,000 | $20,200,000 | $263,000 | $9,671,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,963 | $1,017,577,000 | $256,000 | $20,200,000 | $324,000 | $9,671,000 |
| Application Denied By Financial Institution | 919 | $196,048,000 | $213,000 | $4,614,000 | $74,000 | $1,140,000 |
| Application Withdrawn By Applicant | 586 | $161,706,000 | $275,000 | $3,451,000 | $152,000 | $8,522,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Farm Credit Mid-America, Aca's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Farm Credit Mid-America, Aca's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kentucky, download the full spreadsheet
with aggregated HMDA statistics today.
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