Farmers Bank & Trust
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Farmers Bank & Trust 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Farmers Bank & Trust 1017 Harrison Great Bend, KS 67530 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 890 |
| Total Mortgage Loan Application Amount | $325,130,000 |
| Average Mortgage Loan Application Amount | $297,400 |
| Highest Mortgage Loan Application Amount | $1,605,000 |
| Average Applicant Income | $361,400 |
| Highest Applicant Income | $3,961,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Farmers Bank & Trust. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Farmers Bank & Trust's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Farmers Bank & Trust's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Farmers Bank & Trust serves its applicants.
Each category highlights the total number of mortgage applications processed by Farmers Bank & Trust, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Farmers Bank & Trust's mortgage activity for 2022.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 155 | $ 34,695,000 | $ 324,566 | $ 241,200 |
| KANSAS CITY, MO-KS | 81 | $ 23,395,000 | $ 288,000 | $ 166,500 |
| DALLAS-PLANO-IRVING, TX | 29 | $ 13,435,000 | $ 463,000 | $ 282,000 |
| AUSTIN-ROUND ROCK, TX | 22 | $ 9,190,000 | $ 417,000 | $ 153,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 21 | $ 8,625,000 | $ 410,000 | $ 259,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 21 | $ 9,965,000 | $ 474,000 | $ 225,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 21 | $ 11,665,000 | $ 555,000 | $ 190,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 19 | $ 8,695,000 | $ 457,000 | $ 196,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 18 | $ 7,880,000 | $ 437,000 | $ 274,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 18 | $ 9,290,000 | $ 412,000 | $ 969,500 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 14 | $ 5,460,000 | $ 452,000 | $ 187,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 14 | $ 5,680,000 | $ 405,000 | $ 146,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 13 | $ 7,435,000 | $ 579,000 | $ 203,000 |
| CHICAGO-NAPERVILLE, IL | 12 | $ 4,600,000 | $ 383,000 | $ 494,000 |
| NEW YORK-NEWARK, NY | 11 | $ 4,825,000 | $ 438,000 | $ 351,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 10 | $ 4,020,000 | $ 402,000 | $ 252,000 |
| LAWRENCE, KS | 10 | $ 2,530,000 | $ 253,000 | $ 141,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 10 | $ 4,340,000 | $ 434,000 | $ 129,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 10 | $ 4,810,000 | $ 481,000 | $ 209,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 10 | $ 4,660,000 | $ 466,000 | $ 154,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 9 | $ 3,735,000 | $ 489,000 | $ 155,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 8 | $ 3,610,000 | $ 451,000 | $ 163,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 8 | $ 3,340,000 | $ 417,000 | $ 192,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 7 | $ 3,055,000 | $ 436,000 | $ 595,000 |
| FORT WORTH-ARLINGTON, TX | 7 | $ 2,755,000 | $ 393,000 | $ 222,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 7 | $ 3,375,000 | $ 482,000 | $ 303,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 6 | $ 3,900,000 | $ 650,000 | $ 211,000 |
| BIRMINGHAM-HOOVER, AL | 6 | $ 1,850,000 | $ 308,000 | $ 134,000 |
| BOSTON, MA | 6 | $ 3,990,000 | $ 665,000 | $ 258,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 6 | $ 1,180,000 | $ 196,000 | $ 131,000 |
| NEWARK, NJ-PA | 6 | $ 3,390,000 | $ 565,000 | $ 178,000 |
| OKLAHOMA CITY, OK | 6 | $ 2,280,000 | $ 380,000 | $ 198,000 |
| BELLINGHAM, WA | 5 | $ 1,905,000 | $ 381,000 | $ 92,000 |
| GRAND RAPIDS-WYOMING, MI | 5 | $ 1,365,000 | $ 273,000 | $ 182,000 |
| HUNTSVILLE, AL | 5 | $ 1,125,000 | $ 225,000 | $ 207,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 5 | $ 2,305,000 | $ 461,000 | $ 150,000 |
| PHILADELPHIA, PA | 5 | $ 1,555,000 | $ 311,000 | $ 131,000 |
| PITTSBURGH, PA | 5 | $ 1,195,000 | $ 239,000 | $ 138,000 |
| SAN DIEGO-CARLSBAD, CA | 5 | $ 2,865,000 | $ 573,000 | $ 142,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 5 | $ 1,965,000 | $ 393,000 | $ 219,000 |
| ST. LOUIS, MO-IL | 5 | $ 1,455,000 | $ 272,500 | $ 115,000 |
| DURHAM-CHAPEL HILL, NC | 4 | $ 1,670,000 | $ 417,000 | $ 135,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 4 | $ 890,000 | $ 222,000 | $ 672,000 |
| GARY, IN | 4 | $ 1,350,000 | $ 337,000 | $ 106,000 |
| GREELEY, CO | 4 | $ 1,460,000 | $ 365,000 | $ 113,000 |
| MEMPHIS, TN-MS-AR | 4 | $ 1,390,000 | $ 347,000 | $ 147,000 |
| OGDEN-CLEARFIELD, UT | 4 | $ 2,790,000 | $ 697,000 | $ 163,000 |
| PROVIDENCE-WARWICK, RI-MA | 4 | $ 1,990,000 | $ 546,500 | $ 221,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 4 | $ 1,280,000 | $ 320,000 | $ 392,000 |
| TUCSON, AZ | 4 | $ 1,170,000 | $ 292,000 | $ 103,000 |
| WICHITA, KS | 4 | $ 1,030,000 | $ 257,000 | $ 580,000 |
| WORCESTER, MA-CT | 4 | $ 1,180,000 | $ 295,000 | $ 101,000 |
| AUBURN-OPELIKA, AL | 3 | $ 1,225,000 | $ 408,000 | $ 101,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 3 | $ 1,145,000 | $ 381,000 | $ 193,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 3 | $ 1,045,000 | $ 348,000 | $ 127,000 |
| CAMDEN, NJ | 3 | $ 855,000 | $ 285,000 | $ 100,000 |
| CINCINNATI, OH-KY-IN | 3 | $ 1,605,000 | $ 547,500 | $ 227,500 |
| COLUMBUS, OH | 3 | $ 905,000 | $ 301,000 | $ 145,000 |
| DENVER-AURORA-LAKEWOOD, CO | 3 | $ 1,475,000 | $ 491,000 | $ 126,000 |
| DOVER, DE | 3 | $ 805,000 | $ 268,000 | $ 83,000 |
| GETTYSBURG, PA | 3 | $ 495,000 | $ 165,000 | $ 174,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 3 | $ 725,000 | $ 241,000 | $ 189,000 |
| HICKORY-LENOIR-MORGANTON, NC | 3 | $ 995,000 | $ 331,000 | $ 196,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 3 | $ 985,000 | $ 328,000 | $ 106,000 |
| LAKELAND-WINTER HAVEN, FL | 3 | $ 535,000 | $ 178,000 | $ 74,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 3 | $ 825,000 | $ 275,000 | $ 197,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 3 | $ 705,000 | $ 182,500 | $ 101,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 3 | $ 715,000 | $ 238,000 | $ 153,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 3 | $ 1,335,000 | $ 445,000 | $ 152,000 |
| RENO, NV | 3 | $ 1,455,000 | $ 485,000 | $ 475,000 |
| SALT LAKE CITY, UT | 3 | $ 1,005,000 | $ 335,000 | $ 181,000 |
| SAVANNAH, GA | 3 | $ 1,755,000 | $ 585,000 | $ 262,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 3 | $ 1,125,000 | $ 375,000 | $ 142,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 3 | $ 1,395,000 | $ 465,000 | $ 569,000 |
| ALBUQUERQUE, NM | 2 | $ 480,000 | $ 240,000 | $ 466,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 2 | $ 630,000 | $ 315,000 | $ 116,000 |
| BOULDER, CO | 2 | $ 1,530,000 | $ 765,000 | $ 244,000 |
| CAPE CORAL-FORT MYERS, FL | 2 | $ 1,110,000 | $ 555,000 | $ 138,000 |
| COEUR D'ALENE, ID | 2 | $ 990,000 | $ 495,000 | $ 166,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 2 | $ 680,000 | $ 340,000 | $ 97,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 2 | $ 750,000 | $ 375,000 | $ 642,000 |
| DES MOINES-WEST DES MOINES, IA | 2 | $ 450,000 | $ 225,000 | $ 108,000 |
| FRESNO, CA | 2 | $ 840,000 | $ 420,000 | $ 251,000 |
| GAINESVILLE, GA | 2 | $ 1,300,000 | $ 650,000 | $ 303,000 |
| GREENVILLE, NC | 2 | $ 790,000 | $ 395,000 | $ 305,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 2 | $ 840,000 | $ 420,000 | $ 105,000 |
| JACKSONVILLE, NC | 2 | $ 580,000 | $ 290,000 | $ 238,000 |
| KILLEEN-TEMPLE, TX | 2 | $ 510,000 | $ 255,000 | $ 339,000 |
| KNOXVILLE, TN | 2 | $ 500,000 | $ 250,000 | $ 113,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 2 | $ 640,000 | $ 320,000 | $ 168,000 |
| LEXINGTON-FAYETTE, KY | 2 | $ 540,000 | $ 270,000 | $ 101,000 |
| MERCED, CA | 2 | $ 1,300,000 | $ 650,000 | $ 178,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 2 | $ 850,000 | $ 425,000 | $ 208,000 |
| MONROE, LA | 2 | $ 130,000 | $ 65,000 | $ 70,000 |
| NAPA, CA | 2 | $ 410,000 | $ 205,000 | $ 146,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 2 | $ 920,000 | $ 460,000 | $ 569,000 |
| NILES-BENTON HARBOR, MI | 2 | $ 340,000 | $ 170,000 | $ 224,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 2 | $ 820,000 | $ 410,000 | $ 138,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 2 | $ 420,000 | $ 210,000 | $ 55,000 |
| RICHMOND, VA | 2 | $ 1,010,000 | $ 505,000 | $ 194,000 |
| SANTA FE, NM | 2 | $ 1,260,000 | $ 630,000 | $ 155,000 |
| SANTA MARIA-SANTA BARBARA, CA | 2 | $ 720,000 | $ 360,000 | $ 400,000 |
| SEBASTIAN-VERO BEACH, FL | 2 | $ 550,000 | $ 275,000 | $ 80,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 2 | $ 750,000 | $ 375,000 | $ 983,000 |
| SPOKANE-SPOKANE VALLEY, WA | 2 | $ 960,000 | $ 480,000 | $ 358,000 |
| SPRINGFIELD, MO | 2 | $ 290,000 | $ 145,000 | $ 90,000 |
| TACOMA-LAKEWOOD, WA | 2 | $ 720,000 | $ 360,000 | $ 419,000 |
| TALLAHASSEE, FL | 2 | $ 850,000 | $ 425,000 | $ 157,000 |
| WENATCHEE, WA | 2 | $ 1,220,000 | $ 610,000 | $ 411,000 |
| WINCHESTER, VA-WV | 2 | $ 680,000 | $ 340,000 | $ 156,000 |
| AKRON, OH | 1 | $ 25,000 | $ 25,000 | $ 61,000 |
| ALBANY-SCHENECTADY-TROY, NY | 1 | $ 295,000 | $ 295,000 | $ 430,000 |
| ANCHORAGE, AK | 1 | $ 265,000 | $ 265,000 | $ 164,000 |
| ASHEVILLE, NC | 1 | $ 535,000 | $ 535,000 | $ 1,356,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 1 | $ 365,000 | $ 365,000 | $ 99,000 |
| BEAUMONT-PORT ARTHUR, TX | 1 | $ 655,000 | $ 655,000 | $ 2,532,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 445,000 | $ 445,000 | $ 91,000 |
| BOISE CITY, ID | 1 | $ 645,000 | $ 645,000 | $ 129,000 |
| BURLINGTON, NC | 1 | $ 285,000 | $ 285,000 | $ 125,000 |
| CANTON-MASSILLON, OH | 1 | $ 95,000 | $ 95,000 | $ 178,000 |
| CHARLESTON, WV | 1 | $ 85,000 | $ 85,000 | $ 38,000 |
| CLEVELAND-ELYRIA, OH | 1 | $ 95,000 | $ 95,000 | $ 129,000 |
| COLLEGE STATION-BRYAN, TX | 1 | $ 635,000 | $ 635,000 | $ 321,000 |
| COLORADO SPRINGS, CO | 1 | $ 445,000 | $ 445,000 | $ 211,000 |
| COLUMBIA, MO | 1 | $ 595,000 | $ 595,000 | $ 173,000 |
| DULUTH, MN-WI | 1 | $ 305,000 | $ 305,000 | $ 1,260,000 |
| EAST STROUDSBURG, PA | 1 | $ 485,000 | $ 485,000 | $ 161,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 1 | $ 35,000 | $ 35,000 | $ 165,000 |
| HARRISBURG-CARLISLE, PA | 1 | $ 525,000 | $ 525,000 | $ 170,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 1 | $ 325,000 | $ 325,000 | $ 111,000 |
| JOHNSON CITY, TN | 1 | $ 95,000 | $ 95,000 | $ 200,000 |
| JONESBORO, AR | 1 | $ 125,000 | $ 125,000 | $ 66,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 1 | $ 335,000 | $ 335,000 | $ 114,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 1 | $ 215,000 | $ 215,000 | $ 70,000 |
| LEWISTON, ID-WA | 1 | $ 645,000 | $ 645,000 | $ 221,000 |
| LINCOLN, NE | 1 | $ 705,000 | $ 705,000 | $ 160,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 1 | $ 345,000 | $ 345,000 | $ 37,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 1 | $ 475,000 | $ 475,000 | $ 144,000 |
| MADISON, WI | 1 | $ 635,000 | $ 635,000 | $ 215,000 |
| MANHATTAN, KS | 1 | $ 325,000 | $ 325,000 | $ 105,000 |
| MCALLEN-EDINBURG-MISSION, TX | 1 | $ 485,000 | $ 485,000 | $ 1,560,000 |
| MEDFORD, OR | 1 | $ 5,000 | $ 5,000 | $ 1,745,000 |
| MIDLAND, TX | 1 | $ 55,000 | $ 55,000 | $ 198,000 |
| MORGANTOWN, WV | 1 | $ 25,000 | $ 25,000 | $ 26,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 1 | $ 515,000 | $ 515,000 | $ 228,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 1 | $ 275,000 | $ 275,000 | $ 179,000 |
| PEORIA, IL | 1 | $ 225,000 | $ 225,000 | $ 149,000 |
| PITTSFIELD, MA | 1 | $ 35,000 | $ 35,000 | $ 70,000 |
| PORTLAND-SOUTH PORTLAND, ME | 1 | $ 245,000 | $ 245,000 | $ 320,000 |
| PROVO-OREM, UT | 1 | $ 445,000 | $ 445,000 | $ 95,000 |
| PUEBLO, CO | 1 | $ 235,000 | $ 235,000 | $ 88,000 |
| RALEIGH, NC | 1 | $ 475,000 | $ 475,000 | $ 87,000 |
| READING, PA | 1 | $ 205,000 | $ 205,000 | $ 49,000 |
| ROANOKE, VA | 1 | $ 165,000 | $ 165,000 | $ 144,000 |
| ROCHESTER, MN | 1 | $ 265,000 | $ 265,000 | $ 99,000 |
| ROCKFORD, IL | 1 | $ 125,000 | $ 125,000 | $ 67,000 |
| SALINAS, CA | 1 | $ 45,000 | $ 45,000 | $ 100,000 |
| SALISBURY, MD-DE | 1 | $ 635,000 | $ 635,000 | $ 264,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 1 | $ 705,000 | $ 705,000 | $ 104,000 |
| SAN RAFAEL, CA | 1 | $ 935,000 | $ 935,000 | $ 250,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 1 | $ 225,000 | $ 225,000 | $ 84,000 |
| SHERMAN-DENISON, TX | 1 | $ 375,000 | $ 375,000 | $ 257,000 |
| SPARTANBURG, SC | 1 | $ 175,000 | $ 175,000 | $ 336,000 |
| ST. GEORGE, UT | 1 | $ 625,000 | $ 625,000 | $ 187,000 |
| TEXARKANA, TX-AR | 1 | $ 155,000 | $ 155,000 | $ 102,000 |
| TRENTON, NJ | 1 | $ 465,000 | $ 465,000 | $ 147,000 |
| URBAN HONOLULU, HI | 1 | $ 275,000 | $ 275,000 | $ 117,000 |
| VISALIA-PORTERVILLE, CA | 1 | $ 95,000 | $ 95,000 | $ 300,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 1 | $ 585,000 | $ 585,000 | $ 102,000 |
| WILMINGTON, NC | 1 | $ 585,000 | $ 585,000 | $ 217,000 |
| WINSTON-SALEM, NC | 1 | $ 225,000 | $ 225,000 | $ 92,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 1 | $ 145,000 | $ 145,000 | $ 46,000 |
Mortgage Loan Application Detail Totals for Farmers Bank & Trust in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 561 | $215,865,000 | $384,000 | $1,605,000 | $247,000 | $3,961,000 |
| Cash-out Refinancing | 256 | $81,740,000 | $319,000 | $1,305,000 | $177,000 | $2,400,000 |
| Refinancing | 68 | $27,010,000 | $397,000 | $1,305,000 | $213,000 | $1,637,000 |
| Home Improvement | 4 | $170,000 | $42,000 | $105,000 | $47,000 | $48,000 |
| Other Purpose | 1 | $345,000 | $345,000 | $345,000 | $1,123,000 | $1,123,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 407 | $131,405,000 | $322,000 | $1,605,000 | $186,000 | $2,712,000 |
| Not Provided | 224 | $88,760,000 | $396,000 | $1,305,000 | $239,000 | $2,820,000 |
| Asian | 116 | $54,140,000 | $466,000 | $1,145,000 | $289,000 | $3,840,000 |
| Hispanic | 71 | $24,255,000 | $341,000 | $805,000 | $197,000 | $1,560,000 |
| Not applicable | 28 | $8,550,000 | $305,000 | $685,000 | $0 | $0 |
| Black or African American | 17 | $5,105,000 | $300,000 | $905,000 | $167,000 | $1,140,000 |
| American Indian or Alaskan Native | 2 | $750,000 | $375,000 | $585,000 | $185,000 | $185,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 869 | $318,665,000 | $366,000 | $1,605,000 | $225,000 | $3,961,000 |
| VA-guaranteed (Veterans Administration) | 15 | $5,915,000 | $394,000 | $655,000 | $145,000 | $612,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $550,000 | $91,000 | $175,000 | $50,000 | $61,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 421 | $150,845,000 | $358,000 | $1,605,000 | $167,000 | $999,000 |
| Application Withdrawn By Applicant | 327 | $127,975,000 | $391,000 | $1,305,000 | $305,000 | $3,961,000 |
| Application Denied By Financial Institution | 89 | $25,045,000 | $281,000 | $1,305,000 | $166,000 | $1,543,000 |
| File Closed For Incompleteness | 31 | $14,085,000 | $454,000 | $845,000 | $184,000 | $605,000 |
| Application Approved But Not Accepted | 22 | $7,180,000 | $326,000 | $625,000 | $271,000 | $1,520,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 890 | $325,130,000 | $365,000 | $1,605,000 | $223,000 | $3,961,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Farmers Bank & Trust's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Farmers Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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