Farmers Bank & Trust
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Farmers Bank & Trust 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Farmers Bank & Trust 1017 Harrison Great Bend, KS 67530 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 890 |
| Total Mortgage Loan Application Amount | $325,130,000 |
| Average Mortgage Loan Application Amount | $297,400 |
| Highest Mortgage Loan Application Amount | $1,605,000 |
| Average Applicant Income | $361,400 |
| Highest Applicant Income | $3,961,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Farmers Bank & Trust. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Farmers Bank & Trust's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Farmers Bank & Trust's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Farmers Bank & Trust serves its applicants.
Each category highlights the total number of mortgage applications processed by Farmers Bank & Trust, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Farmers Bank & Trust's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Johnson County Kansas | 37 | $ 11,845,000 | $ 320,000 | $ 134,000 |
| Barton County Kansas | 32 | $ 3,160,000 | $ 98,000 | $ 72,000 |
| Jackson County Missouri | 23 | $ 6,355,000 | $ 276,000 | $ 202,000 |
| Pawnee County Kansas | 22 | $ 1,840,000 | $ 83,000 | $ 68,000 |
| Los Angeles County California | 21 | $ 9,965,000 | $ 474,000 | $ 225,000 |
| Maricopa County Arizona | 18 | $ 8,370,000 | $ 465,000 | $ 199,000 |
| King County Washington | 18 | $ 9,980,000 | $ 554,000 | $ 193,000 |
| Clark County Nevada | 14 | $ 5,680,000 | $ 405,000 | $ 146,000 |
| Denton County Texas | 14 | $ 6,380,000 | $ 455,000 | $ 183,000 |
| Williamson County Texas | 13 | $ 5,265,000 | $ 405,000 | $ 155,000 |
| Riverside County California | 12 | $ 4,930,000 | $ 410,000 | $ 355,000 |
| Douglas County Kansas | 10 | $ 2,530,000 | $ 253,000 | $ 141,000 |
| Mecklenburg County North Carolina | 10 | $ 3,730,000 | $ 373,000 | $ 228,000 |
| Rush County Kansas | 9 | $ 815,000 | $ 90,000 | $ 44,000 |
| Collin County Texas | 9 | $ 4,665,000 | $ 518,000 | $ 494,000 |
| Forsyth County Georgia | 8 | $ 2,940,000 | $ 367,000 | $ 310,000 |
| Cook County Illinois | 8 | $ 3,820,000 | $ 477,000 | $ 188,000 |
| Travis County Texas | 8 | $ 3,640,000 | $ 455,000 | $ 131,000 |
| Broward County Florida | 7 | $ 3,055,000 | $ 436,000 | $ 595,000 |
| Clay County Missouri | 7 | $ 2,005,000 | $ 286,000 | $ 286,000 |
| Orange County California | 6 | $ 3,900,000 | $ 650,000 | $ 211,000 |
| San Bernardino County California | 6 | $ 2,950,000 | $ 491,000 | $ 112,000 |
| Wyandotte County Kansas | 6 | $ 930,000 | $ 155,000 | $ 60,000 |
| Somerset County New Jersey | 6 | $ 3,350,000 | $ 558,000 | $ 513,000 |
| Dallas County Texas | 6 | $ 2,390,000 | $ 398,000 | $ 194,000 |
| Tarrant County Texas | 6 | $ 2,410,000 | $ 401,000 | $ 230,000 |
| Clark County Washington | 6 | $ 4,070,000 | $ 678,000 | $ 279,000 |
| Madison County Alabama | 5 | $ 1,125,000 | $ 225,000 | $ 207,000 |
| Alameda County California | 5 | $ 2,415,000 | $ 483,000 | $ 190,000 |
| San Diego County California | 5 | $ 2,865,000 | $ 573,000 | $ 142,000 |
| Pinellas County Florida | 5 | $ 2,095,000 | $ 419,000 | $ 165,000 |
| Fulton County Georgia | 5 | $ 2,065,000 | $ 413,000 | $ 211,000 |
| Edwards County Kansas | 5 | $ 375,000 | $ 75,000 | $ 93,000 |
| Whatcom County Washington | 5 | $ 1,905,000 | $ 381,000 | $ 92,000 |
| Pima County Arizona | 4 | $ 1,170,000 | $ 292,000 | $ 103,000 |
| Santa Clara County California | 4 | $ 1,540,000 | $ 385,000 | $ 247,000 |
| Weld County Colorado | 4 | $ 1,460,000 | $ 365,000 | $ 113,000 |
| Will County Illinois | 4 | $ 780,000 | $ 195,000 | $ 1,105,000 |
| Lake County Indiana | 4 | $ 1,350,000 | $ 337,000 | $ 106,000 |
| Worcester County Massachusetts | 4 | $ 1,180,000 | $ 295,000 | $ 101,000 |
| Kent County Michigan | 4 | $ 1,020,000 | $ 255,000 | $ 201,000 |
| Hennepin County Minnesota | 4 | $ 1,760,000 | $ 440,000 | $ 169,000 |
| Platte County Missouri | 4 | $ 1,380,000 | $ 345,000 | $ 119,000 |
| Hudson County New Jersey | 4 | $ 1,490,000 | $ 372,000 | $ 187,000 |
| Middlesex County New Jersey | 4 | $ 950,000 | $ 237,000 | $ 151,000 |
| Union County New Jersey | 4 | $ 2,360,000 | $ 590,000 | $ 204,000 |
| Oklahoma County Oklahoma | 4 | $ 1,270,000 | $ 317,000 | $ 172,000 |
| Allegheny County Pennsylvania | 4 | $ 1,140,000 | $ 285,000 | $ 135,000 |
| Philadelphia County Pennsylvania | 4 | $ 1,200,000 | $ 300,000 | $ 121,000 |
| Greenville County South Carolina | 4 | $ 960,000 | $ 240,000 | $ 121,000 |
| Davidson County Tennessee | 4 | $ 1,980,000 | $ 495,000 | $ 311,000 |
| Shelby County Tennessee | 4 | $ 1,390,000 | $ 347,000 | $ 147,000 |
| Fort Bend County Texas | 4 | $ 1,450,000 | $ 362,000 | $ 149,000 |
| Davis County Utah | 4 | $ 2,790,000 | $ 697,000 | $ 163,000 |
| Loudoun County Virginia | 4 | $ 2,090,000 | $ 522,000 | $ 493,000 |
| Island County Washington | 4 | $ 2,480,000 | $ 620,000 | $ 1,590,000 |
| Lee County Alabama | 3 | $ 1,225,000 | $ 408,000 | $ 101,000 |
| Benton County Arkansas | 3 | $ 655,000 | $ 218,000 | $ 871,000 |
| Contra Costa County California | 3 | $ 1,195,000 | $ 398,000 | $ 116,000 |
| Sacramento County California | 3 | $ 1,535,000 | $ 511,000 | $ 109,000 |
| Fairfield County Connecticut | 3 | $ 1,145,000 | $ 381,000 | $ 193,000 |
| Kent County Delaware | 3 | $ 805,000 | $ 268,000 | $ 83,000 |
| Hillsborough County Florida | 3 | $ 1,295,000 | $ 431,000 | $ 114,000 |
| Manatee County Florida | 3 | $ 1,345,000 | $ 448,000 | $ 157,000 |
| Palm Beach County Florida | 3 | $ 1,395,000 | $ 465,000 | $ 569,000 |
| Polk County Florida | 3 | $ 535,000 | $ 178,000 | $ 74,000 |
| Seminole County Florida | 3 | $ 1,225,000 | $ 408,000 | $ 184,000 |
| Cobb County Georgia | 3 | $ 915,000 | $ 305,000 | $ 357,000 |
| Sedgwick County Kansas | 3 | $ 935,000 | $ 311,000 | $ 784,000 |
| Norfolk County Massachusetts | 3 | $ 1,965,000 | $ 655,000 | $ 231,000 |
| Flathead County Montana | 3 | $ 1,065,000 | $ 355,000 | $ 156,000 |
| Washoe County Nevada | 3 | $ 1,455,000 | $ 485,000 | $ 475,000 |
| Bergen County New Jersey | 3 | $ 965,000 | $ 321,000 | $ 189,000 |
| Nassau County New York | 3 | $ 715,000 | $ 238,000 | $ 153,000 |
| Durham County North Carolina | 3 | $ 1,245,000 | $ 415,000 | $ 120,000 |
| Union County North Carolina | 3 | $ 1,205,000 | $ 401,000 | $ 299,000 |
| Multnomah County Oregon | 3 | $ 835,000 | $ 278,000 | $ 115,000 |
| Washington County Oregon | 3 | $ 1,885,000 | $ 628,000 | $ 148,000 |
| Adams County Pennsylvania | 3 | $ 495,000 | $ 165,000 | $ 174,000 |
| Wilson County Tennessee | 3 | $ 1,485,000 | $ 495,000 | $ 122,000 |
| Bexar County Texas | 3 | $ 875,000 | $ 291,000 | $ 466,000 |
| Harris County Texas | 3 | $ 1,575,000 | $ 525,000 | $ 186,000 |
| Salt Lake County Utah | 3 | $ 1,005,000 | $ 335,000 | $ 181,000 |
| Arlington County Virginia | 3 | $ 1,905,000 | $ 635,000 | $ 400,000 |
| Fairfax County Virginia | 3 | $ 935,000 | $ 311,000 | $ 330,000 |
| Snohomish County Washington | 3 | $ 1,685,000 | $ 561,000 | $ 169,000 |
| Berkeley County West Virginia | 3 | $ 725,000 | $ 241,000 | $ 189,000 |
| Chilton County Alabama | 2 | $ 190,000 | $ 95,000 | $ 91,000 |
| Jefferson County Alabama | 2 | $ 700,000 | $ 350,000 | $ 130,000 |
| Shelby County Alabama | 2 | $ 960,000 | $ 480,000 | $ 181,000 |
| Yavapai County Arizona | 2 | $ 420,000 | $ 210,000 | $ 55,000 |
| El Dorado County California | 2 | $ 990,000 | $ 495,000 | $ 739,000 |
| Fresno County California | 2 | $ 840,000 | $ 420,000 | $ 251,000 |
| Merced County California | 2 | $ 1,300,000 | $ 650,000 | $ 178,000 |
| Napa County California | 2 | $ 410,000 | $ 205,000 | $ 146,000 |
| Placer County California | 2 | $ 850,000 | $ 425,000 | $ 160,000 |
| Santa Barbara County California | 2 | $ 720,000 | $ 360,000 | $ 400,000 |
| Ventura County California | 2 | $ 820,000 | $ 410,000 | $ 138,000 |
| Boulder County Colorado | 2 | $ 1,530,000 | $ 765,000 | $ 244,000 |
| Denver County Colorado | 2 | $ 670,000 | $ 335,000 | $ 121,000 |
| Collier County Florida | 2 | $ 920,000 | $ 460,000 | $ 569,000 |
| Indian River County Florida | 2 | $ 550,000 | $ 275,000 | $ 80,000 |
| Lake County Florida | 2 | $ 670,000 | $ 335,000 | $ 192,000 |
| Lee County Florida | 2 | $ 1,110,000 | $ 555,000 | $ 138,000 |
| Miami-Dade County Florida | 2 | $ 850,000 | $ 425,000 | $ 208,000 |
| Orange County Florida | 2 | $ 920,000 | $ 460,000 | $ 141,000 |
| Pasco County Florida | 2 | $ 1,270,000 | $ 635,000 | $ 188,000 |
| Sarasota County Florida | 2 | $ 960,000 | $ 480,000 | $ 139,000 |
| Volusia County Florida | 2 | $ 750,000 | $ 375,000 | $ 642,000 |
| Walton County Florida | 2 | $ 680,000 | $ 340,000 | $ 97,000 |
| Chatham County Georgia | 2 | $ 1,110,000 | $ 555,000 | $ 304,000 |
| Fannin County Georgia | 2 | $ 1,000,000 | $ 500,000 | $ 251,000 |
| Gwinnett County Georgia | 2 | $ 1,020,000 | $ 510,000 | $ 181,000 |
| Hall County Georgia | 2 | $ 1,300,000 | $ 650,000 | $ 303,000 |
| Kootenai County Idaho | 2 | $ 990,000 | $ 495,000 | $ 166,000 |
| Madison County Illinois | 2 | $ 360,000 | $ 180,000 | $ 114,000 |
| Hamilton County Indiana | 2 | $ 710,000 | $ 355,000 | $ 107,000 |
| Tippecanoe County Indiana | 2 | $ 640,000 | $ 320,000 | $ 168,000 |
| Polk County Iowa | 2 | $ 450,000 | $ 225,000 | $ 108,000 |
| Linn County Kansas | 2 | $ 310,000 | $ 155,000 | $ 86,000 |
| Ness County Kansas | 2 | $ 130,000 | $ 65,000 | $ 120,000 |
| Stafford County Kansas | 2 | $ 350,000 | $ 175,000 | $ 83,000 |
| Ouachita County Louisiana | 2 | $ 130,000 | $ 65,000 | $ 70,000 |
| Essex County Massachusetts | 2 | $ 790,000 | $ 395,000 | $ 78,000 |
| Suffolk County Massachusetts | 2 | $ 1,250,000 | $ 625,000 | $ 320,000 |
| Berrien County Michigan | 2 | $ 340,000 | $ 170,000 | $ 224,000 |
| Cass County Michigan | 2 | $ 750,000 | $ 375,000 | $ 983,000 |
| Anoka County Minnesota | 2 | $ 1,250,000 | $ 625,000 | $ 97,000 |
| Camden County Missouri | 2 | $ 520,000 | $ 260,000 | $ 307,000 |
| Greene County Missouri | 2 | $ 290,000 | $ 145,000 | $ 90,000 |
| Sarpy County Nebraska | 2 | $ 690,000 | $ 345,000 | $ 140,000 |
| Cheshire County New Hampshire | 2 | $ 710,000 | $ 355,000 | $ 71,000 |
| Gloucester County New Jersey | 2 | $ 550,000 | $ 275,000 | $ 121,000 |
| Bernalillo County New Mexico | 2 | $ 480,000 | $ 240,000 | $ 466,000 |
| Santa Fe County New Mexico | 2 | $ 1,260,000 | $ 630,000 | $ 155,000 |
| Brunswick County North Carolina | 2 | $ 680,000 | $ 340,000 | $ 163,000 |
| Catawba County North Carolina | 2 | $ 950,000 | $ 475,000 | $ 268,000 |
| Onslow County North Carolina | 2 | $ 580,000 | $ 290,000 | $ 238,000 |
| Pitt County North Carolina | 2 | $ 790,000 | $ 395,000 | $ 305,000 |
| Sampson County North Carolina | 2 | $ 470,000 | $ 235,000 | $ 62,000 |
| McCurtain County Oklahoma | 2 | $ 1,020,000 | $ 510,000 | $ 253,000 |
| Wasco County Oregon | 2 | $ 1,290,000 | $ 645,000 | $ 325,000 |
| Tioga County Pennsylvania | 2 | $ 200,000 | $ 100,000 | $ 40,000 |
| Anderson County South Carolina | 2 | $ 220,000 | $ 110,000 | $ 150,000 |
| Knox County Tennessee | 2 | $ 500,000 | $ 250,000 | $ 113,000 |
| Williamson County Tennessee | 2 | $ 910,000 | $ 455,000 | $ 179,000 |
| Bell County Texas | 2 | $ 510,000 | $ 255,000 | $ 339,000 |
| Frederick County Virginia | 2 | $ 680,000 | $ 340,000 | $ 156,000 |
| Prince William County Virginia | 2 | $ 2,090,000 | $ 1,045,000 | $ 2,072,000 |
| Chelan County Washington | 2 | $ 1,220,000 | $ 610,000 | $ 411,000 |
| Pierce County Washington | 2 | $ 720,000 | $ 360,000 | $ 419,000 |
| Spokane County Washington | 2 | $ 960,000 | $ 480,000 | $ 358,000 |
| Marshall County Alabama | 1 | $ 35,000 | $ 35,000 | $ 66,000 |
| Matanuska-Susitna County Alaska | 1 | $ 265,000 | $ 265,000 | $ 164,000 |
| Mohave County Arizona | 1 | $ 215,000 | $ 215,000 | $ 70,000 |
| Pinal County Arizona | 1 | $ 325,000 | $ 325,000 | $ 145,000 |
| Carroll County Arkansas | 1 | $ 675,000 | $ 675,000 | $ 177,000 |
| Craighead County Arkansas | 1 | $ 125,000 | $ 125,000 | $ 66,000 |
| Fulton County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 72,000 |
| Hot Spring County Arkansas | 1 | $ 295,000 | $ 295,000 | $ 121,000 |
| Izard County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 114,000 |
| Lonoke County Arkansas | 1 | $ 345,000 | $ 345,000 | $ 37,000 |
| Sharp County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 72,000 |
| Washington County Arkansas | 1 | $ 235,000 | $ 235,000 | $ 76,000 |
| Calaveras County California | 1 | $ 355,000 | $ 355,000 | $ 351,000 |
| Lake County California | 1 | $ 255,000 | $ 255,000 | $ 88,000 |
| Marin County California | 1 | $ 935,000 | $ 935,000 | $ 250,000 |
| Monterey County California | 1 | $ 45,000 | $ 45,000 | $ 100,000 |
| San Benito County California | 1 | $ 425,000 | $ 425,000 | $ 107,000 |
| San Mateo County California | 1 | $ 705,000 | $ 705,000 | $ 104,000 |
| Tulare County California | 1 | $ 95,000 | $ 95,000 | $ 300,000 |
| El Paso County Colorado | 1 | $ 445,000 | $ 445,000 | $ 211,000 |
| Grand County Colorado | 1 | $ 595,000 | $ 595,000 | $ 293,000 |
| Jefferson County Colorado | 1 | $ 805,000 | $ 805,000 | $ 135,000 |
| La Plata County Colorado | 1 | $ 325,000 | $ 325,000 | $ 224,000 |
| Moffat County Colorado | 1 | $ 235,000 | $ 235,000 | $ 85,000 |
| Pueblo County Colorado | 1 | $ 235,000 | $ 235,000 | $ 88,000 |
| Summit County Colorado | 1 | $ 525,000 | $ 525,000 | $ 130,000 |
| Hartford County Connecticut | 1 | $ 495,000 | $ 495,000 | $ 145,000 |
| Litchfield County Connecticut | 1 | $ 185,000 | $ 185,000 | $ 123,000 |
| Middlesex County Connecticut | 1 | $ 345,000 | $ 345,000 | $ 65,000 |
| Sussex County Delaware | 1 | $ 635,000 | $ 635,000 | $ 264,000 |
| Brevard County Florida | 1 | $ 515,000 | $ 515,000 | $ 228,000 |
| Escambia County Florida | 1 | $ 275,000 | $ 275,000 | $ 179,000 |
| Leon County Florida | 1 | $ 455,000 | $ 455,000 | $ 204,000 |
| Osceola County Florida | 1 | $ 525,000 | $ 525,000 | $ 320,000 |
| Wakulla County Florida | 1 | $ 395,000 | $ 395,000 | $ 110,000 |
| Bryan County Georgia | 1 | $ 645,000 | $ 645,000 | $ 180,000 |
| DeKalb County Georgia | 1 | $ 185,000 | $ 185,000 | $ 68,000 |
| Dodge County Georgia | 1 | $ 335,000 | $ 335,000 | $ 134,000 |
| Gilmer County Georgia | 1 | $ 335,000 | $ 335,000 | $ 177,000 |
| Henry County Georgia | 1 | $ 1,265,000 | $ 1,265,000 | $ 360,000 |
| Newton County Georgia | 1 | $ 235,000 | $ 235,000 | $ 54,000 |
| Honolulu County Hawaii | 1 | $ 275,000 | $ 275,000 | $ 117,000 |
| Ada County Idaho | 1 | $ 645,000 | $ 645,000 | $ 129,000 |
| Nez Perce County Idaho | 1 | $ 645,000 | $ 645,000 | $ 221,000 |
| Lake County Illinois | 1 | $ 335,000 | $ 335,000 | $ 114,000 |
| Peoria County Illinois | 1 | $ 225,000 | $ 225,000 | $ 149,000 |
| Saline County Illinois | 1 | $ 265,000 | $ 265,000 | $ 82,000 |
| Winnebago County Illinois | 1 | $ 125,000 | $ 125,000 | $ 67,000 |
| Marion County Indiana | 1 | $ 275,000 | $ 275,000 | $ 103,000 |
| Butler County Kansas | 1 | $ 95,000 | $ 95,000 | $ 172,000 |
| Ellis County Kansas | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Finney County Kansas | 1 | $ 275,000 | $ 275,000 | $ 96,000 |
| Gray County Kansas | 1 | $ 155,000 | $ 155,000 | $ 100,000 |
| Leavenworth County Kansas | 1 | $ 265,000 | $ 265,000 | $ 134,000 |
| Miami County Kansas | 1 | $ 305,000 | $ 305,000 | $ 70,000 |
| Pottawatomie County Kansas | 1 | $ 325,000 | $ 325,000 | $ 105,000 |
| Reno County Kansas | 1 | $ 125,000 | $ 125,000 | $ 54,000 |
| Rice County Kansas | 1 | $ 35,000 | $ 35,000 | $ 22,000 |
| Seward County Kansas | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Woodson County Kansas | 1 | $ 585,000 | $ 585,000 | $ 185,000 |
| Boone County Kentucky | 1 | $ 585,000 | $ 585,000 | $ 250,000 |
| Fayette County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 83,000 |
| Jefferson County Kentucky | 1 | $ 475,000 | $ 475,000 | $ 144,000 |
| Jessamine County Kentucky | 1 | $ 375,000 | $ 375,000 | $ 119,000 |
| Laurel County Kentucky | 1 | $ 555,000 | $ 555,000 | $ 252,000 |
| Powell County Kentucky | 1 | $ 285,000 | $ 285,000 | $ 2,712,000 |
| Cumberland County Maine | 1 | $ 245,000 | $ 245,000 | $ 320,000 |
| Somerset County Maine | 1 | $ 255,000 | $ 255,000 | $ 319,000 |
| Berkshire County Massachusetts | 1 | $ 35,000 | $ 35,000 | $ 70,000 |
| Bristol County Massachusetts | 1 | $ 645,000 | $ 645,000 | $ 295,000 |
| Middlesex County Massachusetts | 1 | $ 255,000 | $ 255,000 | $ 226,000 |
| Plymouth County Massachusetts | 1 | $ 775,000 | $ 775,000 | $ 214,000 |
| Allegan County Michigan | 1 | $ 115,000 | $ 115,000 | $ 1,000 |
| Clare County Michigan | 1 | $ 205,000 | $ 205,000 | $ 62,000 |
| Emmet County Michigan | 1 | $ 255,000 | $ 255,000 | $ 240,000 |
| Ottawa County Michigan | 1 | $ 345,000 | $ 345,000 | $ 108,000 |
| Cottonwood County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 67,000 |
| Dakota County Minnesota | 1 | $ 275,000 | $ 275,000 | $ 79,000 |
| Fillmore County Minnesota | 1 | $ 265,000 | $ 265,000 | $ 99,000 |
| Scott County Minnesota | 1 | $ 645,000 | $ 645,000 | $ 184,000 |
| Washington County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 125,000 |
| Wright County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 33,000 |
| Harrison County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 165,000 |
| Boone County Missouri | 1 | $ 595,000 | $ 595,000 | $ 173,000 |
| St. Charles County Missouri | 1 | $ 405,000 | $ 405,000 | $ 102,000 |
| St. Louis County Missouri | 1 | $ 325,000 | $ 325,000 | $ 187,000 |
| St. Louis City County Missouri | 1 | $ 365,000 | $ 365,000 | $ 61,000 |
| Stone County Missouri | 1 | $ 585,000 | $ 585,000 | $ 338,000 |
| Taney County Missouri | 1 | $ 325,000 | $ 325,000 | $ 171,000 |
| Washington County Missouri | 1 | $ 95,000 | $ 95,000 | $ 131,000 |
| Douglas County Nebraska | 1 | $ 645,000 | $ 645,000 | $ 176,000 |
| Lancaster County Nebraska | 1 | $ 705,000 | $ 705,000 | $ 160,000 |
| Merrimack County New Hampshire | 1 | $ 605,000 | $ 605,000 | $ 327,000 |
| Sullivan County New Hampshire | 1 | $ 155,000 | $ 155,000 | $ 64,000 |
| Atlantic County New Jersey | 1 | $ 365,000 | $ 365,000 | $ 99,000 |
| Burlington County New Jersey | 1 | $ 305,000 | $ 305,000 | $ 58,000 |
| Essex County New Jersey | 1 | $ 405,000 | $ 405,000 | $ 92,000 |
| Mercer County New Jersey | 1 | $ 465,000 | $ 465,000 | $ 147,000 |
| Morris County New Jersey | 1 | $ 625,000 | $ 625,000 | $ 164,000 |
| Ocean County New Jersey | 1 | $ 525,000 | $ 525,000 | $ 174,000 |
| Passaic County New Jersey | 1 | $ 695,000 | $ 695,000 | $ 160,000 |
| Schenectady County New York | 1 | $ 295,000 | $ 295,000 | $ 430,000 |
| Westchester County New York | 1 | $ 585,000 | $ 585,000 | $ 126,000 |
| Alamance County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 125,000 |
| Burke County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 54,000 |
| Chatham County North Carolina | 1 | $ 425,000 | $ 425,000 | $ 180,000 |
| Cleveland County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 97,000 |
| Dare County North Carolina | 1 | $ 555,000 | $ 555,000 | $ 225,000 |
| Forsyth County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 92,000 |
| Henderson County North Carolina | 1 | $ 535,000 | $ 535,000 | $ 1,356,000 |
| Pender County North Carolina | 1 | $ 585,000 | $ 585,000 | $ 217,000 |
| Wake County North Carolina | 1 | $ 475,000 | $ 475,000 | $ 87,000 |
| Watauga County North Carolina | 1 | $ 445,000 | $ 445,000 | $ 282,000 |
| Wilson County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 32,000 |
| Delaware County Ohio | 1 | $ 385,000 | $ 385,000 | $ 114,000 |
| Geauga County Ohio | 1 | $ 95,000 | $ 95,000 | $ 129,000 |
| Hamilton County Ohio | 1 | $ 415,000 | $ 415,000 | $ 198,000 |
| Hocking County Ohio | 1 | $ 235,000 | $ 235,000 | $ 212,000 |
| Morrow County Ohio | 1 | $ 285,000 | $ 285,000 | $ 109,000 |
| Portage County Ohio | 1 | $ 25,000 | $ 25,000 | $ 61,000 |
| Stark County Ohio | 1 | $ 95,000 | $ 95,000 | $ 178,000 |
| Trumbull County Ohio | 1 | $ 145,000 | $ 145,000 | $ 46,000 |
| Warren County Ohio | 1 | $ 605,000 | $ 605,000 | $ 213,000 |
| Canadian County Oklahoma | 1 | $ 605,000 | $ 605,000 | $ 229,000 |
| Cherokee County Oklahoma | 1 | $ 525,000 | $ 525,000 | $ 97,000 |
| Kay County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 74,000 |
| Logan County Oklahoma | 1 | $ 405,000 | $ 405,000 | $ 275,000 |
| Ottawa County Oklahoma | 1 | $ 565,000 | $ 565,000 | $ 193,000 |
| Pottawatomie County Oklahoma | 1 | $ 255,000 | $ 255,000 | $ 393,000 |
| Stephens County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Jackson County Oregon | 1 | $ 5,000 | $ 5,000 | $ 1,745,000 |
| Yamhill County Oregon | 1 | $ 645,000 | $ 645,000 | $ 99,000 |
| Berks County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 49,000 |
| Bucks County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 166,000 |
| Butler County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 147,000 |
| Chester County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 73,000 |
| Cumberland County Pennsylvania | 1 | $ 525,000 | $ 525,000 | $ 170,000 |
| Delaware County Pennsylvania | 1 | $ 355,000 | $ 355,000 | $ 170,000 |
| Lehigh County Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 40,000 |
| Luzerne County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 84,000 |
| Monroe County Pennsylvania | 1 | $ 485,000 | $ 485,000 | $ 161,000 |
| Montgomery County Pennsylvania | 1 | $ 605,000 | $ 605,000 | $ 352,000 |
| Northampton County Pennsylvania | 1 | $ 395,000 | $ 395,000 | $ 193,000 |
| Newport County Rhode Island | 1 | $ 255,000 | $ 255,000 | $ 30,000 |
| Providence County Rhode Island | 1 | $ 595,000 | $ 595,000 | $ 222,000 |
| Washington County Rhode Island | 1 | $ 495,000 | $ 495,000 | $ 190,000 |
| Horry County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 39,000 |
| Jasper County South Carolina | 1 | $ 325,000 | $ 325,000 | $ 111,000 |
| Lancaster County South Carolina | 1 | $ 525,000 | $ 525,000 | $ 130,000 |
| Orangeburg County South Carolina | 1 | $ 215,000 | $ 215,000 | $ 216,000 |
| Spartanburg County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 336,000 |
| Fall River County South Dakota | 1 | $ 485,000 | $ 485,000 | $ 152,000 |
| Rutherford County Tennessee | 1 | $ 435,000 | $ 435,000 | $ 124,000 |
| Sevier County Tennessee | 1 | $ 455,000 | $ 455,000 | $ 106,000 |
| Washington County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 200,000 |
| Bowie County Texas | 1 | $ 155,000 | $ 155,000 | $ 102,000 |
| Brazoria County Texas | 1 | $ 375,000 | $ 375,000 | $ 1,146,000 |
| Brazos County Texas | 1 | $ 635,000 | $ 635,000 | $ 321,000 |
| Galveston County Texas | 1 | $ 225,000 | $ 225,000 | $ 95,000 |
| Grayson County Texas | 1 | $ 375,000 | $ 375,000 | $ 257,000 |
| Guadalupe County Texas | 1 | $ 405,000 | $ 405,000 | $ 171,000 |
| Hays County Texas | 1 | $ 285,000 | $ 285,000 | $ 312,000 |
| Hidalgo County Texas | 1 | $ 485,000 | $ 485,000 | $ 1,560,000 |
| Jefferson County Texas | 1 | $ 655,000 | $ 655,000 | $ 2,532,000 |
| Midland County Texas | 1 | $ 55,000 | $ 55,000 | $ 198,000 |
| Montgomery County Texas | 1 | $ 395,000 | $ 395,000 | $ 129,000 |
| Nacogdoches County Texas | 1 | $ 105,000 | $ 105,000 | $ 100,000 |
| Navarro County Texas | 1 | $ 605,000 | $ 605,000 | $ 206,000 |
| Parker County Texas | 1 | $ 345,000 | $ 345,000 | $ 172,000 |
| Summit County Utah | 1 | $ 765,000 | $ 765,000 | $ 178,000 |
| Utah County Utah | 1 | $ 445,000 | $ 445,000 | $ 95,000 |
| Wasatch County Utah | 1 | $ 405,000 | $ 405,000 | $ 86,000 |
| Washington County Utah | 1 | $ 625,000 | $ 625,000 | $ 187,000 |
| Addison County Vermont | 1 | $ 545,000 | $ 545,000 | $ 240,000 |
| Bennington County Vermont | 1 | $ 385,000 | $ 385,000 | $ 375,000 |
| Essex County Vermont | 1 | $ 155,000 | $ 155,000 | $ 17,000 |
| Orange County Vermont | 1 | $ 155,000 | $ 155,000 | $ 70,000 |
| Windham County Vermont | 1 | $ 425,000 | $ 425,000 | $ 480,000 |
| Clarke County Virginia | 1 | $ 265,000 | $ 265,000 | $ 150,000 |
| Falls Church County Virginia | 1 | $ 575,000 | $ 575,000 | $ 154,000 |
| Henrico County Virginia | 1 | $ 535,000 | $ 535,000 | $ 160,000 |
| Louisa County Virginia | 1 | $ 635,000 | $ 635,000 | $ 424,000 |
| Mathews County Virginia | 1 | $ 295,000 | $ 295,000 | $ 144,000 |
| Montgomery County Virginia | 1 | $ 445,000 | $ 445,000 | $ 91,000 |
| New Kent County Virginia | 1 | $ 475,000 | $ 475,000 | $ 229,000 |
| Norfolk County Virginia | 1 | $ 625,000 | $ 625,000 | $ 187,000 |
| Roanoke City County Virginia | 1 | $ 165,000 | $ 165,000 | $ 144,000 |
| Spotsylvania County Virginia | 1 | $ 265,000 | $ 265,000 | $ 196,000 |
| Stafford County Virginia | 1 | $ 585,000 | $ 585,000 | $ 159,000 |
| Virginia Beach County Virginia | 1 | $ 205,000 | $ 205,000 | $ 96,000 |
| Warren County Virginia | 1 | $ 285,000 | $ 285,000 | $ 125,000 |
| Grays Harbor County Washington | 1 | $ 445,000 | $ 445,000 | $ 125,000 |
| Lewis County Washington | 1 | $ 305,000 | $ 305,000 | $ 162,000 |
| Boone County West Virginia | 1 | $ 85,000 | $ 85,000 | $ 38,000 |
| Brooke County West Virginia | 1 | $ 585,000 | $ 585,000 | $ 102,000 |
| Jefferson County West Virginia | 1 | $ 295,000 | $ 295,000 | $ 1,405,000 |
| Preston County West Virginia | 1 | $ 25,000 | $ 25,000 | $ 26,000 |
| Tucker County West Virginia | 1 | $ 205,000 | $ 205,000 | $ 243,000 |
| Dane County Wisconsin | 1 | $ 635,000 | $ 635,000 | $ 215,000 |
| Door County Wisconsin | 1 | $ 325,000 | $ 325,000 | $ 161,000 |
| Douglas County Wisconsin | 1 | $ 305,000 | $ 305,000 | $ 1,260,000 |
| Teton County Wyoming | 1 | $ 105,000 | $ 105,000 | $ 62,000 |
Mortgage Loan Application Detail Totals for Farmers Bank & Trust in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 561 | $215,865,000 | $384,000 | $1,605,000 | $247,000 | $3,961,000 |
| Cash-out Refinancing | 256 | $81,740,000 | $319,000 | $1,305,000 | $177,000 | $2,400,000 |
| Refinancing | 68 | $27,010,000 | $397,000 | $1,305,000 | $213,000 | $1,637,000 |
| Home Improvement | 4 | $170,000 | $42,000 | $105,000 | $47,000 | $48,000 |
| Other Purpose | 1 | $345,000 | $345,000 | $345,000 | $1,123,000 | $1,123,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 407 | $131,405,000 | $322,000 | $1,605,000 | $186,000 | $2,712,000 |
| Not Provided | 224 | $88,760,000 | $396,000 | $1,305,000 | $239,000 | $2,820,000 |
| Asian | 116 | $54,140,000 | $466,000 | $1,145,000 | $289,000 | $3,840,000 |
| Hispanic | 71 | $24,255,000 | $341,000 | $805,000 | $197,000 | $1,560,000 |
| Not applicable | 28 | $8,550,000 | $305,000 | $685,000 | $0 | $0 |
| Black or African American | 17 | $5,105,000 | $300,000 | $905,000 | $167,000 | $1,140,000 |
| American Indian or Alaskan Native | 2 | $750,000 | $375,000 | $585,000 | $185,000 | $185,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 869 | $318,665,000 | $366,000 | $1,605,000 | $225,000 | $3,961,000 |
| VA-guaranteed (Veterans Administration) | 15 | $5,915,000 | $394,000 | $655,000 | $145,000 | $612,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $550,000 | $91,000 | $175,000 | $50,000 | $61,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 421 | $150,845,000 | $358,000 | $1,605,000 | $167,000 | $999,000 |
| Application Withdrawn By Applicant | 327 | $127,975,000 | $391,000 | $1,305,000 | $305,000 | $3,961,000 |
| Application Denied By Financial Institution | 89 | $25,045,000 | $281,000 | $1,305,000 | $166,000 | $1,543,000 |
| File Closed For Incompleteness | 31 | $14,085,000 | $454,000 | $845,000 | $184,000 | $605,000 |
| Application Approved But Not Accepted | 22 | $7,180,000 | $326,000 | $625,000 | $271,000 | $1,520,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 890 | $325,130,000 | $365,000 | $1,605,000 | $223,000 | $3,961,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Farmers Bank & Trust's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Farmers Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.