Farmers Bank & Trust Mortgage Lending & HMDA Data, 2022

In 2022, Farmers Bank & Trust of Great Bend, KS reported 890 mortgage applications totaling $325.1 million, down 82% from 2021. The average application was for $365,314, and applicants reported an average income of $224,352. 47% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Kansas City, MO-KS (81), Dallas-Plano-Irving, TX (29) and Austin-Round Rock, TX (22) (applications in parentheses).

Mortgage Company & Address Farmers Bank & Trust
1017 Harrison
Great Bend, KS 67530
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  
Total Number of Mortgage Applications 890
Total Mortgage Loan Application Amount $325,130,000
Average Mortgage Loan Application Amount $365,314
Highest Mortgage Loan Application Amount $1,605,000
Average Applicant Income $224,352
Highest Applicant Income $3,961,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Farmers Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Farmers Bank & Trust by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Johnson, Kansas 37 $ 11,845,000 $ 320,135 $ 134,000
Barton, Kansas 32 $ 3,160,000 $ 98,750 $ 72,000
Jackson, Missouri 23 $ 6,355,000 $ 276,304 $ 202,000
Pawnee, Kansas 22 $ 1,840,000 $ 83,636 $ 68,000
Los Angeles, California 21 $ 9,965,000 $ 474,523 $ 225,000
Maricopa, Arizona 18 $ 8,370,000 $ 465,000 $ 199,000
King, Washington 18 $ 9,980,000 $ 554,444 $ 193,000
Clark, Nevada 14 $ 5,680,000 $ 405,714 $ 146,000
Denton, Texas 14 $ 6,380,000 $ 455,714 $ 183,000
Williamson, Texas 13 $ 5,265,000 $ 405,000 $ 155,000
Riverside, California 12 $ 4,930,000 $ 410,833 $ 355,000
Douglas, Kansas 10 $ 2,530,000 $ 253,000 $ 141,000
Mecklenburg, North Carolina 10 $ 3,730,000 $ 373,000 $ 228,000
Rush, Kansas 9 $ 815,000 $ 90,555 $ 44,000
Collin, Texas 9 $ 4,665,000 $ 518,333 $ 494,000
Forsyth, Georgia 8 $ 2,940,000 $ 367,500 $ 310,000
Cook, Illinois 8 $ 3,820,000 $ 477,500 $ 188,000
Travis, Texas 8 $ 3,640,000 $ 455,000 $ 131,000
Broward, Florida 7 $ 3,055,000 $ 436,428 $ 595,000
Clay, Missouri 7 $ 2,005,000 $ 286,428 $ 286,000
Orange, California 6 $ 3,900,000 $ 650,000 $ 211,000
San Bernardino, California 6 $ 2,950,000 $ 491,666 $ 112,000
Wyandotte, Kansas 6 $ 930,000 $ 155,000 $ 60,000
Somerset, New Jersey 6 $ 3,350,000 $ 558,333 $ 513,000
Dallas, Texas 6 $ 2,390,000 $ 398,333 $ 194,000
Tarrant, Texas 6 $ 2,410,000 $ 401,666 $ 230,000
Clark, Washington 6 $ 4,070,000 $ 678,333 $ 279,000
Madison, Alabama 5 $ 1,125,000 $ 225,000 $ 207,000
Alameda, California 5 $ 2,415,000 $ 483,000 $ 190,000
San Diego, California 5 $ 2,865,000 $ 573,000 $ 142,000
Pinellas, Florida 5 $ 2,095,000 $ 419,000 $ 165,000
Fulton, Georgia 5 $ 2,065,000 $ 413,000 $ 211,000
Edwards, Kansas 5 $ 375,000 $ 75,000 $ 93,000
Whatcom, Washington 5 $ 1,905,000 $ 381,000 $ 92,000
Pima, Arizona 4 $ 1,170,000 $ 292,500 $ 103,000
Santa Clara, California 4 $ 1,540,000 $ 385,000 $ 247,000
Weld, Colorado 4 $ 1,460,000 $ 365,000 $ 113,000
Will, Illinois 4 $ 780,000 $ 195,000 $ 1,105,000
Lake, Indiana 4 $ 1,350,000 $ 337,500 $ 106,000
Worcester, Massachusetts 4 $ 1,180,000 $ 295,000 $ 101,000
Kent, Michigan 4 $ 1,020,000 $ 255,000 $ 201,000
Hennepin, Minnesota 4 $ 1,760,000 $ 440,000 $ 169,000
Platte, Missouri 4 $ 1,380,000 $ 345,000 $ 119,000
Hudson, New Jersey 4 $ 1,490,000 $ 372,500 $ 187,000
Middlesex, New Jersey 4 $ 950,000 $ 237,500 $ 151,000
Union, New Jersey 4 $ 2,360,000 $ 590,000 $ 204,000
Oklahoma, Oklahoma 4 $ 1,270,000 $ 317,500 $ 172,000
Allegheny, Pennsylvania 4 $ 1,140,000 $ 285,000 $ 135,000
Philadelphia, Pennsylvania 4 $ 1,200,000 $ 300,000 $ 121,000
Greenville, South Carolina 4 $ 960,000 $ 240,000 $ 121,000
Davidson, Tennessee 4 $ 1,980,000 $ 495,000 $ 311,000
Shelby, Tennessee 4 $ 1,390,000 $ 347,500 $ 147,000
Fort Bend, Texas 4 $ 1,450,000 $ 362,500 $ 149,000
Davis, Utah 4 $ 2,790,000 $ 697,500 $ 163,000
Loudoun, Virginia 4 $ 2,090,000 $ 522,500 $ 493,000
Island, Washington 4 $ 2,480,000 $ 620,000 $ 1,590,000
Lee, Alabama 3 $ 1,225,000 $ 408,333 $ 101,000
Benton, Arkansas 3 $ 655,000 $ 218,333 $ 871,000
Contra Costa, California 3 $ 1,195,000 $ 398,333 $ 116,000
Sacramento, California 3 $ 1,535,000 $ 511,666 $ 109,000
Fairfield, Connecticut 3 $ 1,145,000 $ 381,666 $ 193,000
Kent, Delaware 3 $ 805,000 $ 268,333 $ 83,000
Hillsborough, Florida 3 $ 1,295,000 $ 431,666 $ 114,000
Manatee, Florida 3 $ 1,345,000 $ 448,333 $ 157,000
Palm Beach, Florida 3 $ 1,395,000 $ 465,000 $ 569,000
Polk, Florida 3 $ 535,000 $ 178,333 $ 74,000
Seminole, Florida 3 $ 1,225,000 $ 408,333 $ 184,000
Cobb, Georgia 3 $ 915,000 $ 305,000 $ 357,000
Sedgwick, Kansas 3 $ 935,000 $ 311,666 $ 784,000
Norfolk, Massachusetts 3 $ 1,965,000 $ 655,000 $ 231,000
Flathead, Montana 3 $ 1,065,000 $ 355,000 $ 156,000
Washoe, Nevada 3 $ 1,455,000 $ 485,000 $ 475,000
Bergen, New Jersey 3 $ 965,000 $ 321,666 $ 189,000
Nassau, New York 3 $ 715,000 $ 238,333 $ 153,000
Durham, North Carolina 3 $ 1,245,000 $ 415,000 $ 120,000
Union, North Carolina 3 $ 1,205,000 $ 401,666 $ 299,000
Multnomah, Oregon 3 $ 835,000 $ 278,333 $ 115,000
Washington, Oregon 3 $ 1,885,000 $ 628,333 $ 148,000
Adams, Pennsylvania 3 $ 495,000 $ 165,000 $ 174,000
Wilson, Tennessee 3 $ 1,485,000 $ 495,000 $ 122,000
Bexar, Texas 3 $ 875,000 $ 291,666 $ 466,000
Harris, Texas 3 $ 1,575,000 $ 525,000 $ 186,000
Salt Lake, Utah 3 $ 1,005,000 $ 335,000 $ 181,000
Arlington, Virginia 3 $ 1,905,000 $ 635,000 $ 400,000
Fairfax, Virginia 3 $ 935,000 $ 311,666 $ 330,000
Snohomish, Washington 3 $ 1,685,000 $ 561,666 $ 169,000
Berkeley, West Virginia 3 $ 725,000 $ 241,666 $ 189,000
Chilton, Alabama 2 $ 190,000 $ 95,000 $ 91,000
Jefferson, Alabama 2 $ 700,000 $ 350,000 $ 130,000
Shelby, Alabama 2 $ 960,000 $ 480,000 $ 181,000
Yavapai, Arizona 2 $ 420,000 $ 210,000 $ 55,000
El Dorado, California 2 $ 990,000 $ 495,000 $ 739,000
Fresno, California 2 $ 840,000 $ 420,000 $ 251,000
Merced, California 2 $ 1,300,000 $ 650,000 $ 178,000
Napa, California 2 $ 410,000 $ 205,000 $ 146,000
Placer, California 2 $ 850,000 $ 425,000 $ 160,000
Santa Barbara, California 2 $ 720,000 $ 360,000 $ 400,000
Ventura, California 2 $ 820,000 $ 410,000 $ 138,000
Boulder, Colorado 2 $ 1,530,000 $ 765,000 $ 244,000
Denver, Colorado 2 $ 670,000 $ 335,000 $ 121,000
Collier, Florida 2 $ 920,000 $ 460,000 $ 569,000
Indian River, Florida 2 $ 550,000 $ 275,000 $ 80,000
Lake, Florida 2 $ 670,000 $ 335,000 $ 192,000
Lee, Florida 2 $ 1,110,000 $ 555,000 $ 138,000
Miami-Dade, Florida 2 $ 850,000 $ 425,000 $ 208,000
Orange, Florida 2 $ 920,000 $ 460,000 $ 141,000
Pasco, Florida 2 $ 1,270,000 $ 635,000 $ 188,000
Sarasota, Florida 2 $ 960,000 $ 480,000 $ 139,000
Volusia, Florida 2 $ 750,000 $ 375,000 $ 642,000
Walton, Florida 2 $ 680,000 $ 340,000 $ 97,000
Chatham, Georgia 2 $ 1,110,000 $ 555,000 $ 304,000
Fannin, Georgia 2 $ 1,000,000 $ 500,000 $ 251,000
Gwinnett, Georgia 2 $ 1,020,000 $ 510,000 $ 181,000
Hall, Georgia 2 $ 1,300,000 $ 650,000 $ 303,000
Kootenai, Idaho 2 $ 990,000 $ 495,000 $ 166,000
Madison, Illinois 2 $ 360,000 $ 180,000 $ 114,000
Hamilton, Indiana 2 $ 710,000 $ 355,000 $ 107,000
Tippecanoe, Indiana 2 $ 640,000 $ 320,000 $ 168,000
Polk, Iowa 2 $ 450,000 $ 225,000 $ 108,000
Linn, Kansas 2 $ 310,000 $ 155,000 $ 86,000
Ness, Kansas 2 $ 130,000 $ 65,000 $ 120,000
Stafford, Kansas 2 $ 350,000 $ 175,000 $ 83,000
Ouachita, Louisiana 2 $ 130,000 $ 65,000 $ 70,000
Essex, Massachusetts 2 $ 790,000 $ 395,000 $ 78,000
Suffolk, Massachusetts 2 $ 1,250,000 $ 625,000 $ 320,000
Berrien, Michigan 2 $ 340,000 $ 170,000 $ 224,000
Cass, Michigan 2 $ 750,000 $ 375,000 $ 983,000
Anoka, Minnesota 2 $ 1,250,000 $ 625,000 $ 97,000
Camden, Missouri 2 $ 520,000 $ 260,000 $ 307,000
Greene, Missouri 2 $ 290,000 $ 145,000 $ 90,000
Sarpy, Nebraska 2 $ 690,000 $ 345,000 $ 140,000
Cheshire, New Hampshire 2 $ 710,000 $ 355,000 $ 71,000
Gloucester, New Jersey 2 $ 550,000 $ 275,000 $ 121,000
Bernalillo, New Mexico 2 $ 480,000 $ 240,000 $ 466,000
Santa Fe, New Mexico 2 $ 1,260,000 $ 630,000 $ 155,000
Brunswick, North Carolina 2 $ 680,000 $ 340,000 $ 163,000
Catawba, North Carolina 2 $ 950,000 $ 475,000 $ 268,000
Onslow, North Carolina 2 $ 580,000 $ 290,000 $ 238,000
Pitt, North Carolina 2 $ 790,000 $ 395,000 $ 305,000
Sampson, North Carolina 2 $ 470,000 $ 235,000 $ 62,000
McCurtain, Oklahoma 2 $ 1,020,000 $ 510,000 $ 253,000
Wasco, Oregon 2 $ 1,290,000 $ 645,000 $ 325,000
Tioga, Pennsylvania 2 $ 200,000 $ 100,000 $ 40,000
Anderson, South Carolina 2 $ 220,000 $ 110,000 $ 150,000
Knox, Tennessee 2 $ 500,000 $ 250,000 $ 113,000
Williamson, Tennessee 2 $ 910,000 $ 455,000 $ 179,000
Bell, Texas 2 $ 510,000 $ 255,000 $ 339,000
Frederick, Virginia 2 $ 680,000 $ 340,000 $ 156,000
Prince William, Virginia 2 $ 2,090,000 $ 1,045,000 $ 2,072,000
Chelan, Washington 2 $ 1,220,000 $ 610,000 $ 411,000
Pierce, Washington 2 $ 720,000 $ 360,000 $ 419,000
Spokane, Washington 2 $ 960,000 $ 480,000 $ 358,000
Marshall, Alabama 1 $ 35,000 $ 35,000 $ 66,000
Matanuska-Susitna, Alaska 1 $ 265,000 $ 265,000 $ 164,000
Mohave, Arizona 1 $ 215,000 $ 215,000 $ 70,000
Pinal, Arizona 1 $ 325,000 $ 325,000 $ 145,000
Carroll, Arkansas 1 $ 675,000 $ 675,000 $ 177,000
Craighead, Arkansas 1 $ 125,000 $ 125,000 $ 66,000
Fulton, Arkansas 1 $ 95,000 $ 95,000 $ 72,000
Hot Spring, Arkansas 1 $ 295,000 $ 295,000 $ 121,000
Izard, Arkansas 1 $ 115,000 $ 115,000 $ 114,000
Lonoke, Arkansas 1 $ 345,000 $ 345,000 $ 37,000
Sharp, Arkansas 1 $ 65,000 $ 65,000 $ 72,000
Washington, Arkansas 1 $ 235,000 $ 235,000 $ 76,000
Calaveras, California 1 $ 355,000 $ 355,000 $ 351,000
Lake, California 1 $ 255,000 $ 255,000 $ 88,000
Marin, California 1 $ 935,000 $ 935,000 $ 250,000
Monterey, California 1 $ 45,000 $ 45,000 $ 100,000
San Benito, California 1 $ 425,000 $ 425,000 $ 107,000
San Mateo, California 1 $ 705,000 $ 705,000 $ 104,000
Tulare, California 1 $ 95,000 $ 95,000 $ 300,000
El Paso, Colorado 1 $ 445,000 $ 445,000 $ 211,000
Grand, Colorado 1 $ 595,000 $ 595,000 $ 293,000
Jefferson, Colorado 1 $ 805,000 $ 805,000 $ 135,000
La Plata, Colorado 1 $ 325,000 $ 325,000 $ 224,000
Moffat, Colorado 1 $ 235,000 $ 235,000 $ 85,000
Pueblo, Colorado 1 $ 235,000 $ 235,000 $ 88,000
Summit, Colorado 1 $ 525,000 $ 525,000 $ 130,000
Hartford, Connecticut 1 $ 495,000 $ 495,000 $ 145,000
Litchfield, Connecticut 1 $ 185,000 $ 185,000 $ 123,000
Middlesex, Connecticut 1 $ 345,000 $ 345,000 $ 65,000
Sussex, Delaware 1 $ 635,000 $ 635,000 $ 264,000
Brevard, Florida 1 $ 515,000 $ 515,000 $ 228,000
Escambia, Florida 1 $ 275,000 $ 275,000 $ 179,000
Leon, Florida 1 $ 455,000 $ 455,000 $ 204,000
Osceola, Florida 1 $ 525,000 $ 525,000 $ 320,000
Wakulla, Florida 1 $ 395,000 $ 395,000 $ 110,000
Bryan, Georgia 1 $ 645,000 $ 645,000 $ 180,000
DeKalb, Georgia 1 $ 185,000 $ 185,000 $ 68,000
Dodge, Georgia 1 $ 335,000 $ 335,000 $ 134,000
Gilmer, Georgia 1 $ 335,000 $ 335,000 $ 177,000
Henry, Georgia 1 $ 1,265,000 $ 1,265,000 $ 360,000
Newton, Georgia 1 $ 235,000 $ 235,000 $ 54,000
Honolulu, Hawaii 1 $ 275,000 $ 275,000 $ 117,000
Ada, Idaho 1 $ 645,000 $ 645,000 $ 129,000
Nez Perce, Idaho 1 $ 645,000 $ 645,000 $ 221,000
Lake, Illinois 1 $ 335,000 $ 335,000 $ 114,000
Peoria, Illinois 1 $ 225,000 $ 225,000 $ 149,000
Saline, Illinois 1 $ 265,000 $ 265,000 $ 82,000
Winnebago, Illinois 1 $ 125,000 $ 125,000 $ 67,000
Marion, Indiana 1 $ 275,000 $ 275,000 $ 103,000
Butler, Kansas 1 $ 95,000 $ 95,000 $ 172,000
Ellis, Kansas 1 $ 175,000 $ 175,000 $ 0
Finney, Kansas 1 $ 275,000 $ 275,000 $ 96,000
Gray, Kansas 1 $ 155,000 $ 155,000 $ 100,000
Leavenworth, Kansas 1 $ 265,000 $ 265,000 $ 134,000
Miami, Kansas 1 $ 305,000 $ 305,000 $ 70,000
Pottawatomie, Kansas 1 $ 325,000 $ 325,000 $ 105,000
Reno, Kansas 1 $ 125,000 $ 125,000 $ 54,000
Rice, Kansas 1 $ 35,000 $ 35,000 $ 22,000
Seward, Kansas 1 $ 105,000 $ 105,000 $ 40,000
Woodson, Kansas 1 $ 585,000 $ 585,000 $ 185,000
Boone, Kentucky 1 $ 585,000 $ 585,000 $ 250,000
Fayette, Kentucky 1 $ 165,000 $ 165,000 $ 83,000
Jefferson, Kentucky 1 $ 475,000 $ 475,000 $ 144,000
Jessamine, Kentucky 1 $ 375,000 $ 375,000 $ 119,000
Laurel, Kentucky 1 $ 555,000 $ 555,000 $ 252,000
Powell, Kentucky 1 $ 285,000 $ 285,000 $ 2,712,000
Cumberland, Maine 1 $ 245,000 $ 245,000 $ 320,000
Somerset, Maine 1 $ 255,000 $ 255,000 $ 319,000
Berkshire, Massachusetts 1 $ 35,000 $ 35,000 $ 70,000
Bristol, Massachusetts 1 $ 645,000 $ 645,000 $ 295,000
Middlesex, Massachusetts 1 $ 255,000 $ 255,000 $ 226,000
Plymouth, Massachusetts 1 $ 775,000 $ 775,000 $ 214,000
Allegan, Michigan 1 $ 115,000 $ 115,000 $ 1,000
Clare, Michigan 1 $ 205,000 $ 205,000 $ 62,000
Emmet, Michigan 1 $ 255,000 $ 255,000 $ 240,000
Ottawa, Michigan 1 $ 345,000 $ 345,000 $ 108,000
Cottonwood, Minnesota 1 $ 245,000 $ 245,000 $ 67,000
Dakota, Minnesota 1 $ 275,000 $ 275,000 $ 79,000
Fillmore, Minnesota 1 $ 265,000 $ 265,000 $ 99,000
Scott, Minnesota 1 $ 645,000 $ 645,000 $ 184,000
Washington, Minnesota 1 $ 155,000 $ 155,000 $ 125,000
Wright, Minnesota 1 $ 255,000 $ 255,000 $ 33,000
Harrison, Mississippi 1 $ 35,000 $ 35,000 $ 165,000
Boone, Missouri 1 $ 595,000 $ 595,000 $ 173,000
St. Charles, Missouri 1 $ 405,000 $ 405,000 $ 102,000
St. Louis, Missouri 1 $ 325,000 $ 325,000 $ 187,000
St. Louis City, Missouri 1 $ 365,000 $ 365,000 $ 61,000
Stone, Missouri 1 $ 585,000 $ 585,000 $ 338,000
Taney, Missouri 1 $ 325,000 $ 325,000 $ 171,000
Washington, Missouri 1 $ 95,000 $ 95,000 $ 131,000
Douglas, Nebraska 1 $ 645,000 $ 645,000 $ 176,000
Lancaster, Nebraska 1 $ 705,000 $ 705,000 $ 160,000
Merrimack, New Hampshire 1 $ 605,000 $ 605,000 $ 327,000
Sullivan, New Hampshire 1 $ 155,000 $ 155,000 $ 64,000
Atlantic, New Jersey 1 $ 365,000 $ 365,000 $ 99,000
Burlington, New Jersey 1 $ 305,000 $ 305,000 $ 58,000
Essex, New Jersey 1 $ 405,000 $ 405,000 $ 92,000
Mercer, New Jersey 1 $ 465,000 $ 465,000 $ 147,000
Morris, New Jersey 1 $ 625,000 $ 625,000 $ 164,000
Ocean, New Jersey 1 $ 525,000 $ 525,000 $ 174,000
Passaic, New Jersey 1 $ 695,000 $ 695,000 $ 160,000
Schenectady, New York 1 $ 295,000 $ 295,000 $ 430,000
Westchester, New York 1 $ 585,000 $ 585,000 $ 126,000
Alamance, North Carolina 1 $ 285,000 $ 285,000 $ 125,000
Burke, North Carolina 1 $ 45,000 $ 45,000 $ 54,000
Chatham, North Carolina 1 $ 425,000 $ 425,000 $ 180,000
Cleveland, North Carolina 1 $ 35,000 $ 35,000 $ 97,000
Dare, North Carolina 1 $ 555,000 $ 555,000 $ 225,000
Forsyth, North Carolina 1 $ 225,000 $ 225,000 $ 92,000
Henderson, North Carolina 1 $ 535,000 $ 535,000 $ 1,356,000
Pender, North Carolina 1 $ 585,000 $ 585,000 $ 217,000
Wake, North Carolina 1 $ 475,000 $ 475,000 $ 87,000
Watauga, North Carolina 1 $ 445,000 $ 445,000 $ 282,000
Wilson, North Carolina 1 $ 135,000 $ 135,000 $ 32,000
Delaware, Ohio 1 $ 385,000 $ 385,000 $ 114,000
Geauga, Ohio 1 $ 95,000 $ 95,000 $ 129,000
Hamilton, Ohio 1 $ 415,000 $ 415,000 $ 198,000
Hocking, Ohio 1 $ 235,000 $ 235,000 $ 212,000
Morrow, Ohio 1 $ 285,000 $ 285,000 $ 109,000
Portage, Ohio 1 $ 25,000 $ 25,000 $ 61,000
Stark, Ohio 1 $ 95,000 $ 95,000 $ 178,000
Trumbull, Ohio 1 $ 145,000 $ 145,000 $ 46,000
Warren, Ohio 1 $ 605,000 $ 605,000 $ 213,000
Canadian, Oklahoma 1 $ 605,000 $ 605,000 $ 229,000
Cherokee, Oklahoma 1 $ 525,000 $ 525,000 $ 97,000
Kay, Oklahoma 1 $ 115,000 $ 115,000 $ 74,000
Logan, Oklahoma 1 $ 405,000 $ 405,000 $ 275,000
Ottawa, Oklahoma 1 $ 565,000 $ 565,000 $ 193,000
Pottawatomie, Oklahoma 1 $ 255,000 $ 255,000 $ 393,000
Stephens, Oklahoma 1 $ 95,000 $ 95,000 $ 36,000
Jackson, Oregon 1 $ 5,000 $ 5,000 $ 1,745,000
Yamhill, Oregon 1 $ 645,000 $ 645,000 $ 99,000
Berks, Pennsylvania 1 $ 205,000 $ 205,000 $ 49,000
Bucks, Pennsylvania 1 $ 35,000 $ 35,000 $ 166,000
Butler, Pennsylvania 1 $ 55,000 $ 55,000 $ 147,000
Chester, Pennsylvania 1 $ 185,000 $ 185,000 $ 73,000
Cumberland, Pennsylvania 1 $ 525,000 $ 525,000 $ 170,000
Delaware, Pennsylvania 1 $ 355,000 $ 355,000 $ 170,000
Lehigh, Pennsylvania 1 $ 235,000 $ 235,000 $ 40,000
Luzerne, Pennsylvania 1 $ 225,000 $ 225,000 $ 84,000
Monroe, Pennsylvania 1 $ 485,000 $ 485,000 $ 161,000
Montgomery, Pennsylvania 1 $ 605,000 $ 605,000 $ 352,000
Northampton, Pennsylvania 1 $ 395,000 $ 395,000 $ 193,000
Newport, Rhode Island 1 $ 255,000 $ 255,000 $ 30,000
Providence, Rhode Island 1 $ 595,000 $ 595,000 $ 222,000
Washington, Rhode Island 1 $ 495,000 $ 495,000 $ 190,000
Horry, South Carolina 1 $ 25,000 $ 25,000 $ 39,000
Jasper, South Carolina 1 $ 325,000 $ 325,000 $ 111,000
Lancaster, South Carolina 1 $ 525,000 $ 525,000 $ 130,000
Orangeburg, South Carolina 1 $ 215,000 $ 215,000 $ 216,000
Spartanburg, South Carolina 1 $ 175,000 $ 175,000 $ 336,000
Fall River, South Dakota 1 $ 485,000 $ 485,000 $ 152,000
Rutherford, Tennessee 1 $ 435,000 $ 435,000 $ 124,000
Sevier, Tennessee 1 $ 455,000 $ 455,000 $ 106,000
Washington, Tennessee 1 $ 95,000 $ 95,000 $ 200,000
Bowie, Texas 1 $ 155,000 $ 155,000 $ 102,000
Brazoria, Texas 1 $ 375,000 $ 375,000 $ 1,146,000
Brazos, Texas 1 $ 635,000 $ 635,000 $ 321,000
Galveston, Texas 1 $ 225,000 $ 225,000 $ 95,000
Grayson, Texas 1 $ 375,000 $ 375,000 $ 257,000
Guadalupe, Texas 1 $ 405,000 $ 405,000 $ 171,000
Hays, Texas 1 $ 285,000 $ 285,000 $ 312,000
Hidalgo, Texas 1 $ 485,000 $ 485,000 $ 1,560,000
Jefferson, Texas 1 $ 655,000 $ 655,000 $ 2,532,000
Midland, Texas 1 $ 55,000 $ 55,000 $ 198,000
Montgomery, Texas 1 $ 395,000 $ 395,000 $ 129,000
Nacogdoches, Texas 1 $ 105,000 $ 105,000 $ 100,000
Navarro, Texas 1 $ 605,000 $ 605,000 $ 206,000
Parker, Texas 1 $ 345,000 $ 345,000 $ 172,000
Summit, Utah 1 $ 765,000 $ 765,000 $ 178,000
Utah, Utah 1 $ 445,000 $ 445,000 $ 95,000
Wasatch, Utah 1 $ 405,000 $ 405,000 $ 86,000
Washington, Utah 1 $ 625,000 $ 625,000 $ 187,000
Addison, Vermont 1 $ 545,000 $ 545,000 $ 240,000
Bennington, Vermont 1 $ 385,000 $ 385,000 $ 375,000
Essex, Vermont 1 $ 155,000 $ 155,000 $ 17,000
Orange, Vermont 1 $ 155,000 $ 155,000 $ 70,000
Windham, Vermont 1 $ 425,000 $ 425,000 $ 480,000
Clarke, Virginia 1 $ 265,000 $ 265,000 $ 150,000
Falls Church, Virginia 1 $ 575,000 $ 575,000 $ 154,000
Henrico, Virginia 1 $ 535,000 $ 535,000 $ 160,000
Louisa, Virginia 1 $ 635,000 $ 635,000 $ 424,000
Mathews, Virginia 1 $ 295,000 $ 295,000 $ 144,000
Montgomery, Virginia 1 $ 445,000 $ 445,000 $ 91,000
New Kent, Virginia 1 $ 475,000 $ 475,000 $ 229,000
Norfolk, Virginia 1 $ 625,000 $ 625,000 $ 187,000
Roanoke City, Virginia 1 $ 165,000 $ 165,000 $ 144,000
Spotsylvania, Virginia 1 $ 265,000 $ 265,000 $ 196,000
Stafford, Virginia 1 $ 585,000 $ 585,000 $ 159,000
Virginia Beach, Virginia 1 $ 205,000 $ 205,000 $ 96,000
Warren, Virginia 1 $ 285,000 $ 285,000 $ 125,000
Grays Harbor, Washington 1 $ 445,000 $ 445,000 $ 125,000
Lewis, Washington 1 $ 305,000 $ 305,000 $ 162,000
Boone, West Virginia 1 $ 85,000 $ 85,000 $ 38,000
Brooke, West Virginia 1 $ 585,000 $ 585,000 $ 102,000
Jefferson, West Virginia 1 $ 295,000 $ 295,000 $ 1,405,000
Preston, West Virginia 1 $ 25,000 $ 25,000 $ 26,000
Tucker, West Virginia 1 $ 205,000 $ 205,000 $ 243,000
Dane, Wisconsin 1 $ 635,000 $ 635,000 $ 215,000
Door, Wisconsin 1 $ 325,000 $ 325,000 $ 161,000
Douglas, Wisconsin 1 $ 305,000 $ 305,000 $ 1,260,000
Teton, Wyoming 1 $ 105,000 $ 105,000 $ 62,000

Mortgage Loan Application Detail Totals for Farmers Bank & Trust in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 561 $215,865,000 $384,000 $1,605,000 $247,000 $3,961,000
Cash-out Refinancing 256 $81,740,000 $319,000 $1,305,000 $177,000 $2,400,000
Refinancing 68 $27,010,000 $397,000 $1,305,000 $213,000 $1,637,000
Home Improvement 4 $170,000 $42,000 $105,000 $47,000 $48,000
Other Purpose 1 $345,000 $345,000 $345,000 $1,123,000 $1,123,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 407 $131,405,000 $322,000 $1,605,000 $186,000 $2,712,000
Not Provided 224 $88,760,000 $396,000 $1,305,000 $239,000 $2,820,000
Asian 116 $54,140,000 $466,000 $1,145,000 $289,000 $3,840,000
Hispanic 71 $24,255,000 $341,000 $805,000 $197,000 $1,560,000
Not applicable 28 $8,550,000 $305,000 $685,000 $0 $0
Black or African American 17 $5,105,000 $300,000 $905,000 $167,000 $1,140,000
American Indian or Alaskan Native 2 $750,000 $375,000 $585,000 $185,000 $185,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 869 $318,665,000 $366,000 $1,605,000 $225,000 $3,961,000
VA-guaranteed (Veterans Administration) 15 $5,915,000 $394,000 $655,000 $145,000 $612,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 6 $550,000 $91,000 $175,000 $50,000 $61,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 421 $150,845,000 $358,000 $1,605,000 $167,000 $999,000
Application Withdrawn By Applicant 327 $127,975,000 $391,000 $1,305,000 $305,000 $3,961,000
Application Denied By Financial Institution 89 $25,045,000 $281,000 $1,305,000 $166,000 $1,543,000
File Closed For Incompleteness 31 $14,085,000 $454,000 $845,000 $184,000 $605,000
Application Approved But Not Accepted 22 $7,180,000 $326,000 $625,000 $271,000 $1,520,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 890 $325,130,000 $365,000 $1,605,000 $223,000 $3,961,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Farmers Bank & Trust's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Farmers Bank & Trust's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet with aggregated HMDA statistics today.

Download the Kansas Lender List