Fidelity Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Fidelity Bank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Fidelity Bank 3 Corporate Blvd Ne Atlanta, GA 30329 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,195 |
| Total Mortgage Loan Application Amount | $1,969,665,000 |
| Average Mortgage Loan Application Amount | $216,400 |
| Highest Mortgage Loan Application Amount | $3,505,000 |
| Average Applicant Income | $133,600 |
| Highest Applicant Income | $3,269,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Fidelity Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Fidelity Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Fidelity Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Fidelity Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Fidelity Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Fidelity Bank's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton County Georgia | 729 | $ 252,585,000 | $ 346,000 | $ 175,000 |
| DeKalb County Georgia | 498 | $ 141,630,000 | $ 284,000 | $ 133,000 |
| Gwinnett County Georgia | 457 | $ 111,625,000 | $ 244,000 | $ 109,000 |
| Cobb County Georgia | 455 | $ 123,055,000 | $ 270,000 | $ 148,000 |
| Cherokee County Georgia | 242 | $ 64,450,000 | $ 266,000 | $ 117,000 |
| Forsyth County Georgia | 226 | $ 67,110,000 | $ 296,000 | $ 137,000 |
| Wake County North Carolina | 186 | $ 46,310,000 | $ 248,000 | $ 100,000 |
| Sarasota County Florida | 152 | $ 49,110,000 | $ 323,000 | $ 162,000 |
| Manatee County Florida | 134 | $ 33,810,000 | $ 252,000 | $ 150,000 |
| St. Johns County Florida | 131 | $ 40,755,000 | $ 311,000 | $ 141,000 |
| Chatham County Georgia | 109 | $ 25,495,000 | $ 233,000 | $ 117,000 |
| Collier County Florida | 108 | $ 37,330,000 | $ 345,000 | $ 188,000 |
| Paulding County Georgia | 107 | $ 22,125,000 | $ 206,000 | $ 75,000 |
| Duval County Florida | 106 | $ 22,540,000 | $ 212,000 | $ 100,000 |
| Orange County Florida | 99 | $ 29,695,000 | $ 299,000 | $ 161,000 |
| Fairfax County Virginia | 92 | $ 38,210,000 | $ 415,000 | $ 146,000 |
| Hall County Georgia | 82 | $ 22,910,000 | $ 279,000 | $ 117,000 |
| Bartow County Georgia | 81 | $ 16,925,000 | $ 208,000 | $ 82,000 |
| Jackson County Georgia | 81 | $ 20,375,000 | $ 251,000 | $ 95,000 |
| Prince George's County Maryland | 81 | $ 23,465,000 | $ 289,000 | $ 81,000 |
| Prince William County Virginia | 76 | $ 25,130,000 | $ 330,000 | $ 109,000 |
| Coweta County Georgia | 75 | $ 15,675,000 | $ 209,000 | $ 108,000 |
| Leon County Florida | 72 | $ 13,130,000 | $ 182,000 | $ 95,000 |
| Columbia County Georgia | 68 | $ 17,550,000 | $ 258,000 | $ 98,000 |
| Henry County Georgia | 65 | $ 14,465,000 | $ 222,000 | $ 87,000 |
| Spotsylvania County Virginia | 58 | $ 17,910,000 | $ 308,000 | $ 104,000 |
| Barrow County Georgia | 55 | $ 11,585,000 | $ 210,000 | $ 104,000 |
| Charleston County South Carolina | 55 | $ 20,715,000 | $ 376,000 | $ 136,000 |
| Loudoun County Virginia | 55 | $ 22,755,000 | $ 413,000 | $ 136,000 |
| Rockdale County Georgia | 53 | $ 8,565,000 | $ 161,000 | $ 61,000 |
| Fayette County Georgia | 52 | $ 13,530,000 | $ 260,000 | $ 145,000 |
| Anne Arundel County Maryland | 52 | $ 15,860,000 | $ 305,000 | $ 98,000 |
| Pinellas County Florida | 51 | $ 13,845,000 | $ 271,000 | $ 123,000 |
| Greenville County South Carolina | 49 | $ 11,555,000 | $ 235,000 | $ 106,000 |
| Baltimore County Maryland | 48 | $ 11,040,000 | $ 230,000 | $ 83,000 |
| James City County Virginia | 45 | $ 13,095,000 | $ 291,000 | $ 118,000 |
| Clayton County Georgia | 44 | $ 5,840,000 | $ 132,000 | $ 82,000 |
| Johnston County North Carolina | 44 | $ 9,830,000 | $ 223,000 | $ 79,000 |
| Douglas County Georgia | 43 | $ 9,995,000 | $ 232,000 | $ 99,000 |
| Clarke County Georgia | 41 | $ 8,635,000 | $ 210,000 | $ 143,000 |
| Durham County North Carolina | 41 | $ 12,885,000 | $ 314,000 | $ 146,000 |
| Hillsborough County Florida | 39 | $ 9,795,000 | $ 251,000 | $ 89,000 |
| Baltimore City County Maryland | 39 | $ 6,245,000 | $ 160,000 | $ 67,000 |
| Dawson County Georgia | 38 | $ 9,740,000 | $ 256,000 | $ 115,000 |
| Watauga County North Carolina | 37 | $ 9,075,000 | $ 245,000 | $ 138,000 |
| Newton County Georgia | 36 | $ 7,770,000 | $ 215,000 | $ 74,000 |
| Oconee County Georgia | 35 | $ 13,135,000 | $ 375,000 | $ 164,000 |
| Walton County Georgia | 35 | $ 8,055,000 | $ 230,000 | $ 91,000 |
| Lee County Florida | 33 | $ 8,025,000 | $ 243,000 | $ 141,000 |
| Floyd County Georgia | 32 | $ 5,170,000 | $ 161,000 | $ 62,000 |
| Volusia County Florida | 30 | $ 7,280,000 | $ 242,000 | $ 119,000 |
| Spartanburg County South Carolina | 30 | $ 4,390,000 | $ 146,000 | $ 62,000 |
| Stafford County Virginia | 30 | $ 8,150,000 | $ 271,000 | $ 111,000 |
| Carroll County Maryland | 29 | $ 9,235,000 | $ 318,000 | $ 104,000 |
| Nassau County Florida | 28 | $ 8,570,000 | $ 306,000 | $ 161,000 |
| Chesterfield County Virginia | 28 | $ 7,580,000 | $ 270,000 | $ 114,000 |
| Richmond County Georgia | 27 | $ 4,495,000 | $ 166,000 | $ 109,000 |
| Effingham County Georgia | 26 | $ 5,470,000 | $ 210,000 | $ 82,000 |
| Manassas County Virginia | 26 | $ 7,110,000 | $ 273,000 | $ 86,000 |
| District of Columbia County District Of Columbia | 25 | $ 10,285,000 | $ 411,000 | $ 115,000 |
| Miami-Dade County Florida | 24 | $ 8,370,000 | $ 348,000 | $ 178,000 |
| Catawba County North Carolina | 24 | $ 5,070,000 | $ 211,000 | $ 123,000 |
| Palm Beach County Florida | 23 | $ 7,755,000 | $ 337,000 | $ 141,000 |
| Polk County Georgia | 23 | $ 4,045,000 | $ 175,000 | $ 61,000 |
| Hampton County Virginia | 22 | $ 4,130,000 | $ 187,000 | $ 79,000 |
| Pasco County Florida | 21 | $ 4,215,000 | $ 200,000 | $ 76,000 |
| Lee County North Carolina | 21 | $ 4,515,000 | $ 215,000 | $ 71,000 |
| Newport News County Virginia | 21 | $ 4,125,000 | $ 196,000 | $ 77,000 |
| Polk County Florida | 20 | $ 3,670,000 | $ 183,000 | $ 65,000 |
| Seminole County Florida | 20 | $ 5,440,000 | $ 272,000 | $ 94,000 |
| Putnam County Georgia | 20 | $ 5,490,000 | $ 274,000 | $ 186,000 |
| Howard County Maryland | 20 | $ 7,030,000 | $ 351,000 | $ 149,000 |
| Buncombe County North Carolina | 20 | $ 5,380,000 | $ 269,000 | $ 102,000 |
| Mecklenburg County North Carolina | 20 | $ 6,960,000 | $ 348,000 | $ 162,000 |
| Alexandria County Virginia | 20 | $ 7,720,000 | $ 386,000 | $ 154,000 |
| Liberty County Georgia | 19 | $ 2,965,000 | $ 156,000 | $ 72,000 |
| Fredericksburg County Virginia | 19 | $ 7,455,000 | $ 392,000 | $ 166,000 |
| Montgomery County Maryland | 18 | $ 6,680,000 | $ 371,000 | $ 122,000 |
| Fauquier County Virginia | 18 | $ 6,620,000 | $ 367,000 | $ 127,000 |
| Lake County Florida | 17 | $ 4,025,000 | $ 236,000 | $ 106,000 |
| Charles County Maryland | 17 | $ 4,865,000 | $ 286,000 | $ 92,000 |
| Gordon County Georgia | 16 | $ 3,030,000 | $ 189,000 | $ 84,000 |
| Anderson County South Carolina | 16 | $ 3,610,000 | $ 225,000 | $ 125,000 |
| Broward County Florida | 15 | $ 5,545,000 | $ 369,000 | $ 178,000 |
| Indian River County Florida | 14 | $ 6,110,000 | $ 436,000 | $ 160,000 |
| Fannin County Georgia | 14 | $ 4,260,000 | $ 304,000 | $ 246,000 |
| Berkeley County South Carolina | 14 | $ 3,990,000 | $ 285,000 | $ 93,000 |
| Henrico County Virginia | 14 | $ 3,280,000 | $ 234,000 | $ 62,000 |
| Clay County Florida | 13 | $ 2,955,000 | $ 227,000 | $ 102,000 |
| Highlands County Florida | 12 | $ 2,250,000 | $ 187,000 | $ 94,000 |
| Bryan County Georgia | 12 | $ 2,860,000 | $ 238,000 | $ 91,000 |
| Brevard County Florida | 11 | $ 3,835,000 | $ 348,000 | $ 168,000 |
| Osceola County Florida | 11 | $ 2,865,000 | $ 260,000 | $ 95,000 |
| Harford County Maryland | 11 | $ 3,285,000 | $ 298,000 | $ 90,000 |
| Franklin County North Carolina | 11 | $ 2,065,000 | $ 187,000 | $ 68,000 |
| Orange County North Carolina | 11 | $ 2,945,000 | $ 267,000 | $ 110,000 |
| Arlington County Virginia | 11 | $ 5,075,000 | $ 461,000 | $ 181,000 |
| Richmond City County Virginia | 11 | $ 3,255,000 | $ 295,000 | $ 105,000 |
| Westmoreland County Virginia | 11 | $ 2,675,000 | $ 243,000 | $ 86,000 |
| York County Virginia | 11 | $ 2,945,000 | $ 267,000 | $ 87,000 |
| Flagler County Florida | 10 | $ 1,840,000 | $ 184,000 | $ 330,000 |
| Lumpkin County Georgia | 10 | $ 1,840,000 | $ 184,000 | $ 141,000 |
| Harnett County North Carolina | 10 | $ 1,730,000 | $ 173,000 | $ 56,000 |
| Henderson County North Carolina | 10 | $ 2,160,000 | $ 216,000 | $ 101,000 |
| Charlotte County Florida | 9 | $ 1,975,000 | $ 219,000 | $ 77,000 |
| Greene County Georgia | 9 | $ 4,465,000 | $ 496,000 | $ 450,000 |
| Spalding County Georgia | 9 | $ 1,275,000 | $ 141,000 | $ 82,000 |
| Avery County North Carolina | 9 | $ 1,695,000 | $ 188,000 | $ 91,000 |
| Randolph County North Carolina | 9 | $ 1,875,000 | $ 208,000 | $ 92,000 |
| Poquoson County Virginia | 9 | $ 2,705,000 | $ 300,000 | $ 107,000 |
| Walton County Florida | 8 | $ 4,670,000 | $ 583,000 | $ 289,000 |
| Gilmer County Georgia | 8 | $ 1,640,000 | $ 205,000 | $ 126,000 |
| Glynn County Georgia | 8 | $ 2,960,000 | $ 370,000 | $ 175,000 |
| Monroe County Florida | 7 | $ 2,545,000 | $ 363,000 | $ 164,000 |
| Bibb County Georgia | 7 | $ 1,445,000 | $ 206,000 | $ 112,000 |
| Carroll County Georgia | 7 | $ 1,095,000 | $ 156,000 | $ 53,000 |
| Brunswick County North Carolina | 7 | $ 2,315,000 | $ 330,000 | $ 155,000 |
| Cabarrus County North Carolina | 7 | $ 1,335,000 | $ 190,000 | $ 121,000 |
| Jackson County North Carolina | 7 | $ 2,865,000 | $ 409,000 | $ 188,000 |
| Dorchester County South Carolina | 7 | $ 1,845,000 | $ 263,000 | $ 96,000 |
| Lancaster County South Carolina | 7 | $ 1,825,000 | $ 260,000 | $ 99,000 |
| Hanover County Virginia | 7 | $ 1,715,000 | $ 245,000 | $ 98,000 |
| Russell County Alabama | 6 | $ 1,150,000 | $ 191,000 | $ 79,000 |
| Madison County Georgia | 6 | $ 930,000 | $ 155,000 | $ 57,000 |
| Muscogee County Georgia | 6 | $ 1,160,000 | $ 193,000 | $ 63,000 |
| Caldwell County North Carolina | 6 | $ 750,000 | $ 125,000 | $ 47,000 |
| Aiken County South Carolina | 6 | $ 1,020,000 | $ 170,000 | $ 67,000 |
| York County South Carolina | 6 | $ 1,380,000 | $ 230,000 | $ 130,000 |
| Gloucester County Virginia | 6 | $ 1,120,000 | $ 186,000 | $ 81,000 |
| Sussex County Delaware | 5 | $ 925,000 | $ 185,000 | $ 132,000 |
| Baker County Florida | 5 | $ 535,000 | $ 107,000 | $ 227,000 |
| Marion County Florida | 5 | $ 735,000 | $ 147,000 | $ 53,000 |
| Martin County Florida | 5 | $ 2,335,000 | $ 467,000 | $ 258,000 |
| Harris County Georgia | 5 | $ 1,425,000 | $ 285,000 | $ 103,000 |
| Hart County Georgia | 5 | $ 1,625,000 | $ 325,000 | $ 113,000 |
| Long County Georgia | 5 | $ 875,000 | $ 175,000 | $ 55,000 |
| Oglethorpe County Georgia | 5 | $ 945,000 | $ 189,000 | $ 56,000 |
| Tattnall County Georgia | 5 | $ 645,000 | $ 129,000 | $ 66,000 |
| Alexander County North Carolina | 5 | $ 715,000 | $ 143,000 | $ 53,000 |
| Macon County North Carolina | 5 | $ 1,635,000 | $ 327,000 | $ 262,000 |
| Nash County North Carolina | 5 | $ 585,000 | $ 117,000 | $ 44,000 |
| Caroline County Virginia | 5 | $ 1,155,000 | $ 231,000 | $ 78,000 |
| King George County Virginia | 5 | $ 1,545,000 | $ 309,000 | $ 107,000 |
| Manassas Park County Virginia | 5 | $ 1,505,000 | $ 301,000 | $ 79,000 |
| New Kent County Virginia | 5 | $ 985,000 | $ 197,000 | $ 79,000 |
| Lee County Alabama | 4 | $ 500,000 | $ 125,000 | $ 65,000 |
| Banks County Georgia | 4 | $ 630,000 | $ 157,000 | $ 52,000 |
| Pickens County Georgia | 4 | $ 850,000 | $ 212,000 | $ 103,000 |
| Pike County Georgia | 4 | $ 760,000 | $ 190,000 | $ 112,000 |
| Frederick County Maryland | 4 | $ 1,270,000 | $ 317,000 | $ 114,000 |
| Burke County North Carolina | 4 | $ 530,000 | $ 132,000 | $ 58,000 |
| Cumberland County North Carolina | 4 | $ 340,000 | $ 85,000 | $ 124,000 |
| Gaston County North Carolina | 4 | $ 590,000 | $ 147,000 | $ 60,000 |
| Granville County North Carolina | 4 | $ 720,000 | $ 180,000 | $ 74,000 |
| Guilford County North Carolina | 4 | $ 1,310,000 | $ 327,000 | $ 179,000 |
| McDowell County North Carolina | 4 | $ 1,070,000 | $ 267,000 | $ 77,000 |
| Moore County North Carolina | 4 | $ 1,590,000 | $ 397,000 | $ 104,000 |
| Laurens County South Carolina | 4 | $ 480,000 | $ 120,000 | $ 77,000 |
| Pickens County South Carolina | 4 | $ 740,000 | $ 185,000 | $ 64,000 |
| Chesapeake County Virginia | 4 | $ 1,030,000 | $ 257,000 | $ 94,000 |
| Culpeper County Virginia | 4 | $ 1,080,000 | $ 270,000 | $ 97,000 |
| Fairfax City County Virginia | 4 | $ 1,680,000 | $ 420,000 | $ 206,000 |
| Suffolk County Virginia | 4 | $ 1,140,000 | $ 285,000 | $ 161,000 |
| Baldwin County Alabama | 3 | $ 895,000 | $ 298,000 | $ 122,000 |
| Jefferson County Alabama | 3 | $ 3,285,000 | $ 1,095,000 | $ 315,000 |
| Jefferson County Florida | 3 | $ 625,000 | $ 208,000 | $ 108,000 |
| Okaloosa County Florida | 3 | $ 1,635,000 | $ 545,000 | $ 276,000 |
| Wakulla County Florida | 3 | $ 635,000 | $ 211,000 | $ 79,000 |
| Bulloch County Georgia | 3 | $ 755,000 | $ 251,000 | $ 116,000 |
| Butts County Georgia | 3 | $ 635,000 | $ 211,000 | $ 90,000 |
| Franklin County Georgia | 3 | $ 775,000 | $ 258,000 | $ 101,000 |
| Towns County Georgia | 3 | $ 635,000 | $ 211,000 | $ 121,000 |
| Wayne County Georgia | 3 | $ 385,000 | $ 128,000 | $ 72,000 |
| Calvert County Maryland | 3 | $ 995,000 | $ 331,000 | $ 85,000 |
| Queen Anne's County Maryland | 3 | $ 715,000 | $ 238,000 | $ 107,000 |
| Wicomico County Maryland | 3 | $ 405,000 | $ 135,000 | $ 64,000 |
| Alamance County North Carolina | 3 | $ 595,000 | $ 198,000 | $ 70,000 |
| Chatham County North Carolina | 3 | $ 435,000 | $ 145,000 | $ 69,000 |
| Dare County North Carolina | 3 | $ 825,000 | $ 275,000 | $ 259,000 |
| Haywood County North Carolina | 3 | $ 495,000 | $ 165,000 | $ 101,000 |
| Rutherford County North Carolina | 3 | $ 445,000 | $ 148,000 | $ 110,000 |
| Stanly County North Carolina | 3 | $ 545,000 | $ 181,000 | $ 55,000 |
| Beaufort County South Carolina | 3 | $ 715,000 | $ 238,000 | $ 101,000 |
| Georgetown County South Carolina | 3 | $ 1,045,000 | $ 348,000 | $ 163,000 |
| Horry County South Carolina | 3 | $ 785,000 | $ 261,000 | $ 149,000 |
| Richland County South Carolina | 3 | $ 715,000 | $ 238,000 | $ 195,000 |
| Shelby County Tennessee | 3 | $ 705,000 | $ 235,000 | $ 81,000 |
| Clarke County Virginia | 3 | $ 1,265,000 | $ 421,000 | $ 114,000 |
| Fluvanna County Virginia | 3 | $ 745,000 | $ 248,000 | $ 88,000 |
| Isle of Wight County Virginia | 3 | $ 655,000 | $ 218,000 | $ 54,000 |
| Norfolk County Virginia | 3 | $ 325,000 | $ 108,000 | $ 92,000 |
| Powhatan County Virginia | 3 | $ 1,125,000 | $ 375,000 | $ 151,000 |
| Shenandoah County Virginia | 3 | $ 645,000 | $ 215,000 | $ 141,000 |
| Williamsburg County Virginia | 3 | $ 755,000 | $ 251,000 | $ 115,000 |
| Tallapoosa County Alabama | 2 | $ 880,000 | $ 440,000 | $ 382,000 |
| Kent County Delaware | 2 | $ 340,000 | $ 170,000 | $ 87,000 |
| DeSoto County Florida | 2 | $ 470,000 | $ 235,000 | $ 85,000 |
| Escambia County Florida | 2 | $ 900,000 | $ 450,000 | $ 307,000 |
| Gadsden County Florida | 2 | $ 230,000 | $ 115,000 | $ 36,000 |
| Hendry County Florida | 2 | $ 170,000 | $ 85,000 | $ 115,000 |
| Hernando County Florida | 2 | $ 780,000 | $ 390,000 | $ 149,000 |
| Habersham County Georgia | 2 | $ 610,000 | $ 305,000 | $ 158,000 |
| Houston County Georgia | 2 | $ 300,000 | $ 150,000 | $ 98,000 |
| McDuffie County Georgia | 2 | $ 450,000 | $ 225,000 | $ 73,000 |
| McIntosh County Georgia | 2 | $ 470,000 | $ 235,000 | $ 218,000 |
| Monroe County Georgia | 2 | $ 950,000 | $ 475,000 | $ 235,000 |
| Screven County Georgia | 2 | $ 310,000 | $ 155,000 | $ 41,000 |
| Stephens County Georgia | 2 | $ 610,000 | $ 305,000 | $ 257,000 |
| Toombs County Georgia | 2 | $ 400,000 | $ 200,000 | $ 118,000 |
| Troup County Georgia | 2 | $ 210,000 | $ 105,000 | $ 73,000 |
| Union County Georgia | 2 | $ 350,000 | $ 175,000 | $ 55,000 |
| White County Georgia | 2 | $ 700,000 | $ 350,000 | $ 98,000 |
| Cecil County Maryland | 2 | $ 710,000 | $ 355,000 | $ 151,000 |
| Dorchester County Maryland | 2 | $ 600,000 | $ 300,000 | $ 123,000 |
| Worcester County Maryland | 2 | $ 410,000 | $ 205,000 | $ 125,000 |
| Ashe County North Carolina | 2 | $ 110,000 | $ 55,000 | $ 62,000 |
| Iredell County North Carolina | 2 | $ 460,000 | $ 230,000 | $ 122,000 |
| Montgomery County North Carolina | 2 | $ 410,000 | $ 205,000 | $ 76,000 |
| New Hanover County North Carolina | 2 | $ 360,000 | $ 180,000 | $ 122,000 |
| Union County North Carolina | 2 | $ 680,000 | $ 340,000 | $ 141,000 |
| Edgefield County South Carolina | 2 | $ 390,000 | $ 195,000 | $ 88,000 |
| Greenwood County South Carolina | 2 | $ 670,000 | $ 335,000 | $ 405,000 |
| Oconee County South Carolina | 2 | $ 720,000 | $ 360,000 | $ 215,000 |
| Orangeburg County South Carolina | 2 | $ 170,000 | $ 85,000 | $ 104,000 |
| Davidson County Tennessee | 2 | $ 1,490,000 | $ 745,000 | $ 309,000 |
| Hamilton County Tennessee | 2 | $ 210,000 | $ 105,000 | $ 167,000 |
| Sevier County Tennessee | 2 | $ 560,000 | $ 280,000 | $ 78,000 |
| Albemarle County Virginia | 2 | $ 700,000 | $ 350,000 | $ 171,000 |
| Falls Church County Virginia | 2 | $ 670,000 | $ 335,000 | $ 128,000 |
| Louisa County Virginia | 2 | $ 930,000 | $ 465,000 | $ 245,000 |
| Orange County Virginia | 2 | $ 320,000 | $ 160,000 | $ 62,000 |
| Warren County Virginia | 2 | $ 430,000 | $ 215,000 | $ 72,000 |
| Berkeley County West Virginia | 2 | $ 480,000 | $ 240,000 | $ 62,000 |
| Autauga County Alabama | 1 | $ 245,000 | $ 245,000 | $ 123,000 |
| Cherokee County Alabama | 1 | $ 125,000 | $ 125,000 | $ 0 |
| DeKalb County Alabama | 1 | $ 145,000 | $ 145,000 | $ 30,000 |
| Elmore County Alabama | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Henry County Alabama | 1 | $ 145,000 | $ 145,000 | $ 54,000 |
| Limestone County Alabama | 1 | $ 535,000 | $ 535,000 | $ 241,000 |
| Shelby County Alabama | 1 | $ 785,000 | $ 785,000 | $ 233,000 |
| Tuscaloosa County Alabama | 1 | $ 215,000 | $ 215,000 | $ 72,000 |
| Benton County Arkansas | 1 | $ 225,000 | $ 225,000 | $ 103,000 |
| Santa Clara County California | 1 | $ 555,000 | $ 555,000 | $ 288,000 |
| Jefferson County Colorado | 1 | $ 305,000 | $ 305,000 | $ 131,000 |
| New Castle County Delaware | 1 | $ 195,000 | $ 195,000 | $ 72,000 |
| Alachua County Florida | 1 | $ 165,000 | $ 165,000 | $ 55,000 |
| Bay County Florida | 1 | $ 105,000 | $ 105,000 | $ 159,000 |
| Franklin County Florida | 1 | $ 345,000 | $ 345,000 | $ 181,000 |
| Hardee County Florida | 1 | $ 185,000 | $ 185,000 | $ 57,000 |
| Holmes County Florida | 1 | $ 205,000 | $ 205,000 | $ 31,000 |
| Levy County Florida | 1 | $ 35,000 | $ 35,000 | $ 32,000 |
| Santa Rosa County Florida | 1 | $ 295,000 | $ 295,000 | $ 63,000 |
| St. Lucie County Florida | 1 | $ 295,000 | $ 295,000 | $ 71,000 |
| Charlton County Georgia | 1 | $ 45,000 | $ 45,000 | $ 32,000 |
| Dooly County Georgia | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| Early County Georgia | 1 | $ 75,000 | $ 75,000 | $ 96,000 |
| Elbert County Georgia | 1 | $ 175,000 | $ 175,000 | $ 62,000 |
| Haralson County Georgia | 1 | $ 145,000 | $ 145,000 | $ 62,000 |
| Heard County Georgia | 1 | $ 355,000 | $ 355,000 | $ 132,000 |
| Jasper County Georgia | 1 | $ 245,000 | $ 245,000 | $ 54,000 |
| Lamar County Georgia | 1 | $ 485,000 | $ 485,000 | $ 215,000 |
| Lowndes County Georgia | 1 | $ 235,000 | $ 235,000 | $ 147,000 |
| Meriwether County Georgia | 1 | $ 145,000 | $ 145,000 | $ 31,000 |
| Morgan County Georgia | 1 | $ 305,000 | $ 305,000 | $ 125,000 |
| Peach County Georgia | 1 | $ 195,000 | $ 195,000 | $ 67,000 |
| Sumter County Georgia | 1 | $ 135,000 | $ 135,000 | $ 62,000 |
| Walker County Georgia | 1 | $ 205,000 | $ 205,000 | $ 86,000 |
| Warren County Georgia | 1 | $ 205,000 | $ 205,000 | $ 104,000 |
| Whitfield County Georgia | 1 | $ 165,000 | $ 165,000 | $ 53,000 |
| Hardin County Kentucky | 1 | $ 255,000 | $ 255,000 | $ 77,000 |
| Orleans County Louisiana | 1 | $ 335,000 | $ 335,000 | $ 94,000 |
| Garrett County Maryland | 1 | $ 115,000 | $ 115,000 | $ 167,000 |
| Alleghany County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 96,000 |
| Carteret County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| Cleveland County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 35,000 |
| Edgecombe County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 285,000 |
| Lenoir County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 90,000 |
| Lincoln County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 95,000 |
| Pender County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 53,000 |
| Person County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 29,000 |
| Polk County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 128,000 |
| Rowan County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 35,000 |
| Stokes County North Carolina | 1 | $ 375,000 | $ 375,000 | $ 84,000 |
| Transylvania County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 39,000 |
| Yadkin County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 72,000 |
| Adams County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 117,000 |
| Allegheny County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 51,000 |
| Berks County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 43,000 |
| Bucks County Pennsylvania | 1 | $ 545,000 | $ 545,000 | $ 300,000 |
| Dauphin County Pennsylvania | 1 | $ 575,000 | $ 575,000 | $ 383,000 |
| Fayette County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 240,000 |
| Lancaster County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 44,000 |
| Luzerne County Pennsylvania | 1 | $ 395,000 | $ 395,000 | $ 150,000 |
| Montgomery County Pennsylvania | 1 | $ 325,000 | $ 325,000 | $ 109,000 |
| Colleton County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 185,000 |
| Jasper County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 122,000 |
| Lexington County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 49,000 |
| Union County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 47,000 |
| Accomack County Virginia | 1 | $ 135,000 | $ 135,000 | $ 67,000 |
| Amelia County Virginia | 1 | $ 165,000 | $ 165,000 | $ 39,000 |
| Appomattox County Virginia | 1 | $ 105,000 | $ 105,000 | $ 38,000 |
| Botetourt County Virginia | 1 | $ 155,000 | $ 155,000 | $ 35,000 |
| Carroll County Virginia | 1 | $ 135,000 | $ 135,000 | $ 31,000 |
| Charles City County Virginia | 1 | $ 165,000 | $ 165,000 | $ 46,000 |
| Cumberland County Virginia | 1 | $ 95,000 | $ 95,000 | $ 23,000 |
| Franklin County Virginia | 1 | $ 205,000 | $ 205,000 | $ 107,000 |
| Frederick County Virginia | 1 | $ 315,000 | $ 315,000 | $ 98,000 |
| Goochland County Virginia | 1 | $ 355,000 | $ 355,000 | $ 100,000 |
| King William County Virginia | 1 | $ 105,000 | $ 105,000 | $ 30,000 |
| Middlesex County Virginia | 1 | $ 135,000 | $ 135,000 | $ 52,000 |
| Page County Virginia | 1 | $ 115,000 | $ 115,000 | $ 29,000 |
| Prince Edward County Virginia | 1 | $ 145,000 | $ 145,000 | $ 35,000 |
| Staunton County Virginia | 1 | $ 85,000 | $ 85,000 | $ 34,000 |
| Virginia Beach County Virginia | 1 | $ 255,000 | $ 255,000 | $ 77,000 |
| Jefferson County West Virginia | 1 | $ 185,000 | $ 185,000 | $ 74,000 |
Mortgage Loan Application Detail Totals for Fidelity Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,856 | $1,656,920,000 | $282,000 | $3,505,000 | $123,000 | $3,269,000 |
| Cash-out Refinancing | 504 | $137,060,000 | $271,000 | $1,455,000 | $130,000 | $1,332,000 |
| Refinancing | 413 | $131,495,000 | $318,000 | $1,855,000 | $159,000 | $1,933,000 |
| Home Improvement | 243 | $23,685,000 | $97,000 | $575,000 | $134,000 | $923,000 |
| Other Purpose | 179 | $20,505,000 | $114,000 | $825,000 | $122,000 | $556,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,361 | $1,220,895,000 | $279,000 | $3,505,000 | $135,000 | $3,269,000 |
| Not Provided | 1,139 | $336,015,000 | $295,000 | $2,215,000 | $131,000 | $2,045,000 |
| Black or African American | 824 | $190,250,000 | $230,000 | $995,000 | $85,000 | $500,000 |
| Hispanic | 444 | $110,570,000 | $249,000 | $1,305,000 | $101,000 | $1,918,000 |
| Asian | 272 | $75,720,000 | $278,000 | $2,005,000 | $122,000 | $1,193,000 |
| Not applicable | 97 | $20,995,000 | $216,000 | $1,355,000 | $0 | $0 |
| American Indian or Alaskan Native | 34 | $8,470,000 | $249,000 | $1,955,000 | $107,000 | $745,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $1,015,000 | $338,000 | $765,000 | $130,000 | $305,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,371 | $1,529,295,000 | $284,000 | $3,505,000 | $141,000 | $3,269,000 |
| FHA-insured (Federal Housing Administration) | 1,223 | $271,155,000 | $221,000 | $715,000 | $72,000 | $461,000 |
| VA-guaranteed (Veterans Administration) | 525 | $155,845,000 | $296,000 | $1,135,000 | $98,000 | $636,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 76 | $13,370,000 | $175,000 | $375,000 | $56,000 | $106,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,256 | $1,434,390,000 | $272,000 | $3,505,000 | $126,000 | $3,269,000 |
| Application Withdrawn By Applicant | 976 | $284,690,000 | $291,000 | $2,005,000 | $131,000 | $1,193,000 |
| Application Denied By Financial Institution | 815 | $217,765,000 | $267,000 | $3,005,000 | $118,000 | $1,933,000 |
| Loan Purchased By The Institution | 86 | $17,710,000 | $205,000 | $605,000 | $0 | $0 |
| Application Approved But Not Accepted | 62 | $15,110,000 | $243,000 | $955,000 | $121,000 | $661,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,380 | $1,751,900,000 | $274,000 | $3,505,000 | $126,000 | $3,269,000 |
| Credit Application Incomplete | 277 | $88,385,000 | $319,000 | $2,505,000 | $144,000 | $1,933,000 |
| Debt-To-Income Ratio | 204 | $47,170,000 | $231,000 | $3,005,000 | $78,000 | $914,000 |
| Collateral | 113 | $24,685,000 | $218,000 | $905,000 | $122,000 | $658,000 |
| Unverifiable Information | 91 | $27,255,000 | $299,000 | $2,785,000 | $119,000 | $1,005,000 |
| Credit History | 85 | $19,185,000 | $225,000 | $1,005,000 | $127,000 | $1,918,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 19 | $4,685,000 | $246,000 | $665,000 | $97,000 | $383,000 |
| Other | 15 | $3,615,000 | $241,000 | $915,000 | $124,000 | $393,000 |
| Employment History | 11 | $2,785,000 | $253,000 | $785,000 | $114,000 | $474,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fidelity Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fidelity Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.