Fidelity Bank Mortgage Lending & HMDA Data, 2019

In 2019, Fidelity Bank of Wichita, KS reported 2,297 mortgage applications totaling $556.9 million, up 29% from 2018. The average application was for $242,461, and applicants reported an average income of $113,393. 70% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Wichita, KS (948), Kansas City, MO-KS (403) and Oklahoma City, OK (198) (applications in parentheses).

Mortgage Company & Address Fidelity Bank
100 E English
Wichita, KS 67202
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 2,297
Total Mortgage Loan Application Amount $556,935,000
Average Mortgage Loan Application Amount $242,461
Highest Mortgage Loan Application Amount $27,005,000
Average Applicant Income $113,393
Highest Applicant Income $1,796,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Fidelity Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Fidelity Bank by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Sedgwick, Kansas 835 $ 158,745,000 $ 190,113 $ 97,000
Johnson, Kansas 285 $ 80,715,000 $ 283,210 $ 133,000
Oklahoma, Oklahoma 112 $ 54,580,000 $ 487,321 $ 137,000
Butler, Kansas 80 $ 14,340,000 $ 179,250 $ 112,000
Jackson, Missouri 52 $ 15,980,000 $ 307,307 $ 133,000
Cleveland, Oklahoma 43 $ 9,595,000 $ 223,139 $ 102,000
Canadian, Oklahoma 35 $ 9,945,000 $ 284,142 $ 124,000
Sumner, Kansas 26 $ 2,940,000 $ 113,076 $ 72,000
Cobb, Georgia 21 $ 1,535,000 $ 73,095 $ 0
St. Louis, Missouri 21 $ 2,745,000 $ 130,714 $ 92,000
Maricopa, Arizona 15 $ 1,295,000 $ 86,333 $ 0
Miami, Kansas 15 $ 3,015,000 $ 201,000 $ 133,000
San Joaquin, California 14 $ 1,280,000 $ 91,428 $ 0
Forsyth, Georgia 14 $ 1,000,000 $ 71,428 $ 0
Fulton, Georgia 13 $ 16,465,000 $ 1,266,538 $ 213,000
Wyandotte, Kansas 13 $ 1,895,000 $ 145,769 $ 98,000
Clay, Missouri 13 $ 3,265,000 $ 251,153 $ 137,000
Gwinnett, Georgia 12 $ 920,000 $ 76,666 $ 72,000
San Bernardino, California 11 $ 1,175,000 $ 106,818 $ 90,000
Cowley, Kansas 11 $ 1,095,000 $ 99,545 $ 45,000
Riverside, California 10 $ 1,120,000 $ 112,000 $ 0
Fresno, California 9 $ 5,655,000 $ 628,333 $ 80,000
Los Angeles, California 9 $ 1,465,000 $ 162,777 $ 77,000
Cass, Missouri 9 $ 4,505,000 $ 500,555 $ 271,000
Platte, Missouri 9 $ 2,475,000 $ 275,000 $ 132,000
Miami-Dade, Florida 8 $ 840,000 $ 105,000 $ 87,000
Shelby, Tennessee 8 $ 1,780,000 $ 222,500 $ 111,000
Orange, California 7 $ 1,215,000 $ 173,571 $ 0
Broward, Florida 7 $ 825,000 $ 117,857 $ 171,000
Harvey, Kansas 7 $ 1,325,000 $ 189,285 $ 106,000
Santa Fe, New Mexico 7 $ 1,355,000 $ 193,571 $ 91,000
Palm Beach, Florida 6 $ 540,000 $ 90,000 $ 79,000
DeKalb, Georgia 6 $ 370,000 $ 61,666 $ 0
Delaware, Oklahoma 6 $ 1,510,000 $ 251,666 $ 489,000
Dallas, Texas 6 $ 3,870,000 $ 645,000 $ 85,000
Alameda, California 5 $ 1,145,000 $ 229,000 $ 175,000
Santa Clara, California 5 $ 545,000 $ 109,000 $ 0
Douglas, Colorado 5 $ 385,000 $ 77,000 $ 0
St. Johns, Florida 5 $ 515,000 $ 103,000 $ 0
Cherokee, Georgia 5 $ 315,000 $ 63,000 $ 0
Cook, Illinois 5 $ 655,000 $ 131,000 $ 90,000
Douglas, Kansas 5 $ 1,445,000 $ 289,000 $ 157,000
Kingman, Kansas 5 $ 745,000 $ 149,000 $ 110,000
Leavenworth, Kansas 5 $ 1,405,000 $ 281,000 $ 84,000
Reno, Kansas 5 $ 815,000 $ 163,000 $ 116,000
Shawnee, Kansas 5 $ 965,000 $ 193,000 $ 96,000
Middlesex, Massachusetts 5 $ 865,000 $ 173,000 $ 114,000
Norfolk, Massachusetts 5 $ 815,000 $ 163,000 $ 96,000
Hennepin, Minnesota 5 $ 895,000 $ 179,000 $ 250,000
Los Alamos, New Mexico 5 $ 935,000 $ 187,000 $ 78,000
Wake, North Carolina 5 $ 1,445,000 $ 289,000 $ 364,000
Ventura, California 4 $ 520,000 $ 130,000 $ 0
Hillsborough, Florida 4 $ 180,000 $ 45,000 $ 0
Lake, Illinois 4 $ 810,000 $ 202,500 $ 197,000
Harford, Maryland 4 $ 220,000 $ 55,000 $ 0
Oakland, Michigan 4 $ 440,000 $ 110,000 $ 140,000
St. Charles, Missouri 4 $ 830,000 $ 207,500 $ 94,000
Clark, Nevada 4 $ 400,000 $ 100,000 $ 182,000
Rio Arriba, New Mexico 4 $ 440,000 $ 110,000 $ 79,000
Chester, Pennsylvania 4 $ 290,000 $ 72,500 $ 0
King, Washington 4 $ 5,620,000 $ 1,405,000 $ 0
Santa Barbara, California 3 $ 525,000 $ 175,000 $ 0
Adams, Colorado 3 $ 435,000 $ 145,000 $ 0
El Paso, Colorado 3 $ 775,000 $ 258,333 $ 71,000
Bay, Florida 3 $ 585,000 $ 195,000 $ 1,417,000
Duval, Florida 3 $ 585,000 $ 195,000 $ 0
Pasco, Florida 3 $ 165,000 $ 55,000 $ 37,000
Volusia, Florida 3 $ 145,000 $ 48,333 $ 0
Greenwood, Kansas 3 $ 195,000 $ 65,000 $ 74,000
Montgomery, Kansas 3 $ 275,000 $ 91,666 $ 62,000
Worcester, Massachusetts 3 $ 215,000 $ 71,666 $ 0
Anoka, Minnesota 3 $ 125,000 $ 41,666 $ 70,000
St. Louis, Minnesota 3 $ 475,000 $ 158,333 $ 84,000
Wright, Minnesota 3 $ 215,000 $ 71,666 $ 0
Lauderdale, Mississippi 3 $ 585,000 $ 195,000 $ 155,000
Grady, Oklahoma 3 $ 345,000 $ 115,000 $ 90,000
McClain, Oklahoma 3 $ 2,185,000 $ 728,333 $ 136,000
Tulsa, Oklahoma 3 $ 1,235,000 $ 411,666 $ 74,000
Clackamas, Oregon 3 $ 175,000 $ 58,333 $ 0
Marion, Oregon 3 $ 2,855,000 $ 951,666 $ 0
Multnomah, Oregon 3 $ 245,000 $ 81,666 $ 0
Washington, Oregon 3 $ 175,000 $ 58,333 $ 0
Bucks, Pennsylvania 3 $ 275,000 $ 91,666 $ 0
Montgomery, Pennsylvania 3 $ 405,000 $ 135,000 $ 0
Davidson, Tennessee 3 $ 355,000 $ 118,333 $ 75,000
Knox, Tennessee 3 $ 115,000 $ 38,333 $ 0
Bell, Texas 3 $ 845,000 $ 281,666 $ 228,000
Dane, Wisconsin 3 $ 165,000 $ 55,000 $ 0
Jefferson, Alabama 2 $ 120,000 $ 60,000 $ 0
Pima, Arizona 2 $ 520,000 $ 260,000 $ 510,000
Carroll, Arkansas 2 $ 120,000 $ 60,000 $ 154,000
San Diego, California 2 $ 290,000 $ 145,000 $ 0
San Luis Obispo, California 2 $ 220,000 $ 110,000 $ 0
Solano, California 2 $ 190,000 $ 95,000 $ 0
Stanislaus, California 2 $ 270,000 $ 135,000 $ 0
Denver, Colorado 2 $ 710,000 $ 355,000 $ 88,000
Gulf, Florida 2 $ 90,000 $ 45,000 $ 0
Orange, Florida 2 $ 140,000 $ 70,000 $ 0
Sarasota, Florida 2 $ 300,000 $ 150,000 $ 0
Seminole, Florida 2 $ 50,000 $ 25,000 $ 0
Chatham, Georgia 2 $ 440,000 $ 220,000 $ 70,000
Coweta, Georgia 2 $ 60,000 $ 30,000 $ 0
Douglas, Georgia 2 $ 100,000 $ 50,000 $ 45,000
Fayette, Georgia 2 $ 100,000 $ 50,000 $ 0
Hall, Georgia 2 $ 90,000 $ 45,000 $ 0
Henry, Georgia 2 $ 140,000 $ 70,000 $ 20,000
Jackson, Georgia 2 $ 70,000 $ 35,000 $ 0
Walton, Georgia 2 $ 110,000 $ 55,000 $ 0
Canyon, Idaho 2 $ 240,000 $ 120,000 $ 0
Johnson, Indiana 2 $ 320,000 $ 160,000 $ 61,000
St. Joseph, Indiana 2 $ 300,000 $ 150,000 $ 84,000
Polk, Iowa 2 $ 240,000 $ 120,000 $ 45,000
Bourbon, Kansas 2 $ 220,000 $ 110,000 $ 52,000
McPherson, Kansas 2 $ 430,000 $ 215,000 $ 68,000
Saline, Kansas 2 $ 670,000 $ 335,000 $ 185,000
Livingston, Louisiana 2 $ 130,000 $ 65,000 $ 0
Rapides, Louisiana 2 $ 80,000 $ 40,000 $ 0
Cecil, Maryland 2 $ 400,000 $ 200,000 $ 335,000
Worcester, Maryland 2 $ 100,000 $ 50,000 $ 0
Bristol, Massachusetts 2 $ 230,000 $ 115,000 $ 59,000
Essex, Massachusetts 2 $ 120,000 $ 60,000 $ 0
Plymouth, Massachusetts 2 $ 250,000 $ 125,000 $ 191,000
Macomb, Michigan 2 $ 140,000 $ 70,000 $ 63,000
Stearns, Minnesota 2 $ 90,000 $ 45,000 $ 0
Washington, Minnesota 2 $ 190,000 $ 95,000 $ 0
Franklin, Missouri 2 $ 320,000 $ 160,000 $ 114,000
Morgan, Missouri 2 $ 430,000 $ 215,000 $ 108,000
Sarpy, Nebraska 2 $ 490,000 $ 245,000 $ 129,000
Creek, Oklahoma 2 $ 240,000 $ 120,000 $ 0
Logan, Oklahoma 2 $ 230,000 $ 115,000 $ 91,000
Payne, Oklahoma 2 $ 530,000 $ 265,000 $ 149,000
Washington, Oklahoma 2 $ 180,000 $ 90,000 $ 130,000
Allegheny, Pennsylvania 2 $ 90,000 $ 45,000 $ 0
Delaware, Pennsylvania 2 $ 100,000 $ 50,000 $ 0
Northampton, Pennsylvania 2 $ 120,000 $ 60,000 $ 0
Philadelphia, Pennsylvania 2 $ 520,000 $ 260,000 $ 202,000
Charleston, South Carolina 2 $ 600,000 $ 300,000 $ 97,000
Lancaster, South Carolina 2 $ 120,000 $ 60,000 $ 0
Rutherford, Tennessee 2 $ 350,000 $ 175,000 $ 97,000
Williamson, Tennessee 2 $ 260,000 $ 130,000 $ 0
Denton, Texas 2 $ 380,000 $ 190,000 $ 104,000
Ector, Texas 2 $ 13,790,000 $ 6,895,000 $ 0
El Paso, Texas 2 $ 110,000 $ 55,000 $ 0
Gregg, Texas 2 $ 1,190,000 $ 595,000 $ 406,000
Harris, Texas 2 $ 16,480,000 $ 8,240,000 $ 216,000
Sanpete, Utah 2 $ 160,000 $ 80,000 $ 37,000
Chesterfield, Virginia 2 $ 150,000 $ 75,000 $ 0
Henrico, Virginia 2 $ 390,000 $ 195,000 $ 0
Portsmouth, Virginia 2 $ 200,000 $ 100,000 $ 0
Virginia Beach, Virginia 2 $ 140,000 $ 70,000 $ 0
Baldwin, Alabama 1 $ 85,000 $ 85,000 $ 0
Houston, Alabama 1 $ 45,000 $ 45,000 $ 0
Lee, Alabama 1 $ 35,000 $ 35,000 $ 0
Madison, Alabama 1 $ 45,000 $ 45,000 $ 0
Mobile, Alabama 1 $ 85,000 $ 85,000 $ 0
Mohave, Arizona 1 $ 55,000 $ 55,000 $ 0
Pinal, Arizona 1 $ 65,000 $ 65,000 $ 0
Pulaski, Arkansas 1 $ 105,000 $ 105,000 $ 58,000
Washington, Arkansas 1 $ 295,000 $ 295,000 $ 167,000
Butte, California 1 $ 275,000 $ 275,000 $ 167,000
El Dorado, California 1 $ 55,000 $ 55,000 $ 0
Placer, California 1 $ 85,000 $ 85,000 $ 0
Sacramento, California 1 $ 65,000 $ 65,000 $ 0
San Francisco, California 1 $ 45,000 $ 45,000 $ 0
Sonoma, California 1 $ 125,000 $ 125,000 $ 0
Arapahoe, Colorado 1 $ 25,000 $ 25,000 $ 0
Eagle, Colorado 1 $ 55,000 $ 55,000 $ 0
Jefferson, Colorado 1 $ 85,000 $ 85,000 $ 0
La Plata, Colorado 1 $ 455,000 $ 455,000 $ 147,000
Mesa, Colorado 1 $ 35,000 $ 35,000 $ 0
Teller, Colorado 1 $ 235,000 $ 235,000 $ 55,000
Weld, Colorado 1 $ 325,000 $ 325,000 $ 111,000
Brevard, Florida 1 $ 85,000 $ 85,000 $ 38,000
Calhoun, Florida 1 $ 75,000 $ 75,000 $ 0
Collier, Florida 1 $ 75,000 $ 75,000 $ 0
Holmes, Florida 1 $ 45,000 $ 45,000 $ 0
Jackson, Florida 1 $ 55,000 $ 55,000 $ 0
Lafayette, Florida 1 $ 25,000 $ 25,000 $ 0
Manatee, Florida 1 $ 45,000 $ 45,000 $ 0
Polk, Florida 1 $ 85,000 $ 85,000 $ 0
Santa Rosa, Florida 1 $ 65,000 $ 65,000 $ 0
St. Lucie, Florida 1 $ 65,000 $ 65,000 $ 110,000
Barrow, Georgia 1 $ 245,000 $ 245,000 $ 0
Carroll, Georgia 1 $ 25,000 $ 25,000 $ 0
Clayton, Georgia 1 $ 125,000 $ 125,000 $ 46,000
Dawson, Georgia 1 $ 55,000 $ 55,000 $ 0
Glynn, Georgia 1 $ 35,000 $ 35,000 $ 0
Gordon, Georgia 1 $ 65,000 $ 65,000 $ 0
Greene, Georgia 1 $ 115,000 $ 115,000 $ 0
Habersham, Georgia 1 $ 35,000 $ 35,000 $ 0
Miller, Georgia 1 $ 85,000 $ 85,000 $ 0
Morgan, Georgia 1 $ 35,000 $ 35,000 $ 0
Seminole, Georgia 1 $ 35,000 $ 35,000 $ 0
Whitfield, Georgia 1 $ 35,000 $ 35,000 $ 0
Ada, Idaho 1 $ 55,000 $ 55,000 $ 0
Twin Falls, Idaho 1 $ 55,000 $ 55,000 $ 0
Carroll, Illinois 1 $ 145,000 $ 145,000 $ 86,000
Champaign, Illinois 1 $ 165,000 $ 165,000 $ 125,000
DuPage, Illinois 1 $ 135,000 $ 135,000 $ 0
Effingham, Illinois 1 $ 335,000 $ 335,000 $ 163,000
Kane, Illinois 1 $ 8,605,000 $ 8,605,000 $ 0
Kankakee, Illinois 1 $ 95,000 $ 95,000 $ 22,000
LaSalle, Illinois 1 $ 175,000 $ 175,000 $ 138,000
Lee, Illinois 1 $ 145,000 $ 145,000 $ 106,000
St. Clair, Illinois 1 $ 195,000 $ 195,000 $ 141,000
Allen, Indiana 1 $ 25,000 $ 25,000 $ 22,000
Hamilton, Indiana 1 $ 35,000 $ 35,000 $ 0
Kosciusko, Indiana 1 $ 185,000 $ 185,000 $ 94,000
Lake, Indiana 1 $ 55,000 $ 55,000 $ 58,000
Union, Indiana 1 $ 65,000 $ 65,000 $ 52,000
Woodbury, Iowa 1 $ 285,000 $ 285,000 $ 145,000
Anderson, Kansas 1 $ 115,000 $ 115,000 $ 40,000
Barton, Kansas 1 $ 265,000 $ 265,000 $ 248,000
Chase, Kansas 1 $ 305,000 $ 305,000 $ 175,000
Clay, Kansas 1 $ 25,000 $ 25,000 $ 65,000
Franklin, Kansas 1 $ 175,000 $ 175,000 $ 122,000
Harper, Kansas 1 $ 115,000 $ 115,000 $ 46,000
Linn, Kansas 1 $ 185,000 $ 185,000 $ 130,000
Marion, Kansas 1 $ 265,000 $ 265,000 $ 122,000
Osage, Kansas 1 $ 125,000 $ 125,000 $ 54,000
Pratt, Kansas 1 $ 135,000 $ 135,000 $ 99,000
Rice, Kansas 1 $ 65,000 $ 65,000 $ 18,000
Stanton, Kansas 1 $ 65,000 $ 65,000 $ 72,000
Trego, Kansas 1 $ 155,000 $ 155,000 $ 73,000
Calloway, Kentucky 1 $ 6,055,000 $ 6,055,000 $ 0
Fayette, Kentucky 1 $ 25,000 $ 25,000 $ 0
Jefferson, Kentucky 1 $ 165,000 $ 165,000 $ 75,000
Jessamine, Kentucky 1 $ 235,000 $ 235,000 $ 115,000
Natchitoches, Louisiana 1 $ 135,000 $ 135,000 $ 0
Anne Arundel, Maryland 1 $ 65,000 $ 65,000 $ 0
Carroll, Maryland 1 $ 55,000 $ 55,000 $ 0
Charles, Maryland 1 $ 215,000 $ 215,000 $ 0
Montgomery, Maryland 1 $ 65,000 $ 65,000 $ 0
Prince George's, Maryland 1 $ 315,000 $ 315,000 $ 62,000
Queen Anne's, Maryland 1 $ 35,000 $ 35,000 $ 0
Barnstable, Massachusetts 1 $ 95,000 $ 95,000 $ 0
Hampden, Massachusetts 1 $ 35,000 $ 35,000 $ 0
Hampshire, Massachusetts 1 $ 45,000 $ 45,000 $ 0
Suffolk, Massachusetts 1 $ 625,000 $ 625,000 $ 107,000
Brown, Minnesota 1 $ 25,000 $ 25,000 $ 0
Carlton, Minnesota 1 $ 305,000 $ 305,000 $ 166,000
Carver, Minnesota 1 $ 75,000 $ 75,000 $ 0
Chisago, Minnesota 1 $ 45,000 $ 45,000 $ 0
Clay, Minnesota 1 $ 65,000 $ 65,000 $ 0
Dakota, Minnesota 1 $ 45,000 $ 45,000 $ 0
Freeborn, Minnesota 1 $ 75,000 $ 75,000 $ 48,000
Goodhue, Minnesota 1 $ 35,000 $ 35,000 $ 0
Olmsted, Minnesota 1 $ 345,000 $ 345,000 $ 80,000
Scott, Minnesota 1 $ 75,000 $ 75,000 $ 0
Covington, Mississippi 1 $ 35,000 $ 35,000 $ 0
Oktibbeha, Mississippi 1 $ 65,000 $ 65,000 $ 0
Buchanan, Missouri 1 $ 95,000 $ 95,000 $ 37,000
Camden, Missouri 1 $ 105,000 $ 105,000 $ 108,000
Dallas, Missouri 1 $ 255,000 $ 255,000 $ 46,000
Greene, Missouri 1 $ 105,000 $ 105,000 $ 28,000
Phelps, Missouri 1 $ 1,365,000 $ 1,365,000 $ 300,000
Ray, Missouri 1 $ 105,000 $ 105,000 $ 57,000
Stone, Missouri 1 $ 145,000 $ 145,000 $ 156,000
Douglas, Nebraska 1 $ 225,000 $ 225,000 $ 110,000
Nye, Nevada 1 $ 155,000 $ 155,000 $ 44,000
Storey, Nevada 1 $ 115,000 $ 115,000 $ 0
Washoe, Nevada 1 $ 135,000 $ 135,000 $ 0
Hillsborough, New Hampshire 1 $ 285,000 $ 285,000 $ 164,000
Atlantic, New Jersey 1 $ 215,000 $ 215,000 $ 65,000
Bergen, New Jersey 1 $ 565,000 $ 565,000 $ 315,000
Monmouth, New Jersey 1 $ 115,000 $ 115,000 $ 0
Morris, New Jersey 1 $ 75,000 $ 75,000 $ 100,000
Ocean, New Jersey 1 $ 295,000 $ 295,000 $ 105,000
Somerset, New Jersey 1 $ 565,000 $ 565,000 $ 190,000
Sussex, New Jersey 1 $ 245,000 $ 245,000 $ 66,000
Union, New Jersey 1 $ 265,000 $ 265,000 $ 116,000
Bernalillo, New Mexico 1 $ 75,000 $ 75,000 $ 0
San Miguel, New Mexico 1 $ 255,000 $ 255,000 $ 65,000
Sandoval, New Mexico 1 $ 185,000 $ 185,000 $ 106,000
New York, New York 1 $ 6,535,000 $ 6,535,000 $ 0
Alexander, North Carolina 1 $ 45,000 $ 45,000 $ 0
Brunswick, North Carolina 1 $ 45,000 $ 45,000 $ 0
Carteret, North Carolina 1 $ 45,000 $ 45,000 $ 0
Durham, North Carolina 1 $ 45,000 $ 45,000 $ 0
Gaston, North Carolina 1 $ 145,000 $ 145,000 $ 48,000
Mecklenburg, North Carolina 1 $ 175,000 $ 175,000 $ 115,000
Montgomery, North Carolina 1 $ 365,000 $ 365,000 $ 216,000
Orange, North Carolina 1 $ 65,000 $ 65,000 $ 0
Pitt, North Carolina 1 $ 45,000 $ 45,000 $ 0
Union, North Carolina 1 $ 65,000 $ 65,000 $ 60,000
Warren, North Carolina 1 $ 45,000 $ 45,000 $ 0
Geauga, Ohio 1 $ 65,000 $ 65,000 $ 61,000
Miami, Ohio 1 $ 215,000 $ 215,000 $ 114,000
Warren, Ohio 1 $ 35,000 $ 35,000 $ 0
Carter, Oklahoma 1 $ 125,000 $ 125,000 $ 0
Garvin, Oklahoma 1 $ 85,000 $ 85,000 $ 74,000
Grant, Oklahoma 1 $ 215,000 $ 215,000 $ 87,000
Kingfisher, Oklahoma 1 $ 25,000 $ 25,000 $ 42,000
McIntosh, Oklahoma 1 $ 85,000 $ 85,000 $ 54,000
Noble, Oklahoma 1 $ 125,000 $ 125,000 $ 103,000
Ottawa, Oklahoma 1 $ 45,000 $ 45,000 $ 52,000
Pottawatomie, Oklahoma 1 $ 55,000 $ 55,000 $ 54,000
Wagoner, Oklahoma 1 $ 125,000 $ 125,000 $ 0
Crook, Oregon 1 $ 75,000 $ 75,000 $ 0
Deschutes, Oregon 1 $ 375,000 $ 375,000 $ 1,796,000
Klamath, Oregon 1 $ 75,000 $ 75,000 $ 0
Beaver, Pennsylvania 1 $ 3,255,000 $ 3,255,000 $ 0
Berks, Pennsylvania 1 $ 35,000 $ 35,000 $ 0
Blair, Pennsylvania 1 $ 125,000 $ 125,000 $ 0
Butler, Pennsylvania 1 $ 85,000 $ 85,000 $ 0
Clinton, Pennsylvania 1 $ 35,000 $ 35,000 $ 0
Dauphin, Pennsylvania 1 $ 55,000 $ 55,000 $ 0
Lancaster, Pennsylvania 1 $ 55,000 $ 55,000 $ 0
Pike, Pennsylvania 1 $ 125,000 $ 125,000 $ 86,000
Beaufort, South Carolina 1 $ 755,000 $ 755,000 $ 335,000
Greenville, South Carolina 1 $ 145,000 $ 145,000 $ 0
Horry, South Carolina 1 $ 25,000 $ 25,000 $ 0
Laurens, South Carolina 1 $ 135,000 $ 135,000 $ 0
Lexington, South Carolina 1 $ 55,000 $ 55,000 $ 0
Richland, South Carolina 1 $ 85,000 $ 85,000 $ 0
Spartanburg, South Carolina 1 $ 95,000 $ 95,000 $ 0
Blount, Tennessee 1 $ 165,000 $ 165,000 $ 0
Coffee, Tennessee 1 $ 375,000 $ 375,000 $ 118,000
Dickson, Tennessee 1 $ 135,000 $ 135,000 $ 0
Greene, Tennessee 1 $ 135,000 $ 135,000 $ 93,000
Hamilton, Tennessee 1 $ 75,000 $ 75,000 $ 0
Hardin, Tennessee 1 $ 205,000 $ 205,000 $ 66,000
Henderson, Tennessee 1 $ 45,000 $ 45,000 $ 0
Loudon, Tennessee 1 $ 55,000 $ 55,000 $ 0
McMinn, Tennessee 1 $ 45,000 $ 45,000 $ 0
Polk, Tennessee 1 $ 35,000 $ 35,000 $ 0
Roane, Tennessee 1 $ 135,000 $ 135,000 $ 0
Robertson, Tennessee 1 $ 235,000 $ 235,000 $ 88,000
Warren, Tennessee 1 $ 305,000 $ 305,000 $ 115,000
Austin, Texas 1 $ 45,000 $ 45,000 $ 0
Brazos, Texas 1 $ 3,055,000 $ 3,055,000 $ 0
Brown, Texas 1 $ 45,000 $ 45,000 $ 0
Collin, Texas 1 $ 205,000 $ 205,000 $ 168,000
Fort Bend, Texas 1 $ 125,000 $ 125,000 $ 51,000
Hays, Texas 1 $ 85,000 $ 85,000 $ 0
Jefferson, Texas 1 $ 465,000 $ 465,000 $ 281,000
Lee, Texas 1 $ 35,000 $ 35,000 $ 0
McLennan, Texas 1 $ 155,000 $ 155,000 $ 44,000
Midland, Texas 1 $ 4,805,000 $ 4,805,000 $ 0
Red River, Texas 1 $ 75,000 $ 75,000 $ 0
Smith, Texas 1 $ 55,000 $ 55,000 $ 0
Tyler, Texas 1 $ 65,000 $ 65,000 $ 0
Wood, Texas 1 $ 35,000 $ 35,000 $ 0
Davis, Utah 1 $ 45,000 $ 45,000 $ 0
Morgan, Utah 1 $ 105,000 $ 105,000 $ 0
Salt Lake, Utah 1 $ 35,000 $ 35,000 $ 0
Alexandria, Virginia 1 $ 95,000 $ 95,000 $ 0
Charles City, Virginia 1 $ 115,000 $ 115,000 $ 0
Dinwiddie, Virginia 1 $ 185,000 $ 185,000 $ 0
Fairfax, Virginia 1 $ 245,000 $ 245,000 $ 0
Fauquier, Virginia 1 $ 245,000 $ 245,000 $ 0
Frederick, Virginia 1 $ 245,000 $ 245,000 $ 178,000
Goochland, Virginia 1 $ 75,000 $ 75,000 $ 0
Hampton, Virginia 1 $ 145,000 $ 145,000 $ 0
Norfolk, Virginia 1 $ 215,000 $ 215,000 $ 51,000
Spotsylvania, Virginia 1 $ 245,000 $ 245,000 $ 0
Stafford, Virginia 1 $ 85,000 $ 85,000 $ 0
Sussex, Virginia 1 $ 95,000 $ 95,000 $ 0
Chelan, Washington 1 $ 135,000 $ 135,000 $ 0
Clark, Washington 1 $ 45,000 $ 45,000 $ 0
Jefferson, Washington 1 $ 225,000 $ 225,000 $ 0
Klickitat, Washington 1 $ 485,000 $ 485,000 $ 205,000
Thurston, Washington 1 $ 75,000 $ 75,000 $ 0
Fayette, West Virginia 1 $ 65,000 $ 65,000 $ 0
Douglas, Wisconsin 1 $ 55,000 $ 55,000 $ 49,000
La Crosse, Wisconsin 1 $ 155,000 $ 155,000 $ 56,000
Waupaca, Wisconsin 1 $ 135,000 $ 135,000 $ 39,000

Mortgage Loan Application Detail Totals for Fidelity Bank in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,489 $355,695,000 $238,000 $15,045,000 $113,000 $1,796,000
Cash-out Refinancing 630 $111,120,000 $176,000 $1,505,000 $114,000 $1,051,000
Refinancing 77 $80,115,000 $1,040,000 $27,005,000 $111,000 $547,000
Not Applicable 53 $5,795,000 $109,000 $265,000 $0 $0
Other Purpose 29 $2,375,000 $81,000 $305,000 $129,000 $359,000
Home Improvement 19 $1,835,000 $96,000 $905,000 $110,000 $292,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,421 $289,285,000 $203,000 $1,365,000 $116,000 $1,796,000
Not applicable 564 $202,820,000 $359,000 $27,005,000 $0 $0
Not Provided 97 $20,905,000 $215,000 $935,000 $125,000 $510,000
Hispanic 92 $13,960,000 $151,000 $355,000 $70,000 $229,000
Black or African American 50 $10,580,000 $211,000 $625,000 $87,000 $203,000
Asian 45 $12,635,000 $280,000 $1,505,000 $137,000 $480,000
American Indian or Alaskan Native 15 $2,905,000 $193,000 $485,000 $119,000 $318,000
Native Hawaiian or Other Pacific Islander 3 $745,000 $248,000 $275,000 $88,000 $117,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,898 $487,900,000 $257,000 $27,005,000 $124,000 $1,796,000
FHA-insured (Federal Housing Administration) 251 $38,725,000 $154,000 $675,000 $70,000 $319,000
VA-guaranteed (Veterans Administration) 120 $26,000,000 $216,000 $495,000 $89,000 $238,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 28 $4,310,000 $153,000 $275,000 $62,000 $84,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,619 $416,575,000 $257,000 $27,005,000 $114,000 $1,796,000
Loan Purchased By The Institution 477 $44,595,000 $93,000 $2,795,000 $0 $0
Application Withdrawn By Applicant 134 $62,020,000 $462,000 $16,265,000 $119,000 $1,618,000
Application Denied By Financial Institution 59 $32,765,000 $555,000 $15,045,000 $84,000 $315,000
Application Approved But Not Accepted 8 $980,000 $122,000 $285,000 $131,000 $260,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,238 $524,170,000 $234,000 $27,005,000 $115,000 $1,796,000
Debt-To-Income Ratio 22 $2,920,000 $132,000 $655,000 $67,000 $215,000
Collateral 13 $5,105,000 $392,000 $3,105,000 $74,000 $182,000
Other 10 $23,020,000 $2,302,000 $15,045,000 $121,000 $315,000
Credit History 9 $1,125,000 $125,000 $675,000 $95,000 $175,000
Credit Application Incomplete 3 $235,000 $78,000 $115,000 $140,000 $186,000
Employment History 1 $185,000 $185,000 $185,000 $56,000 $56,000
Insufficient Cash (Downpayment, Closing Cost) 1 $175,000 $175,000 $175,000 $67,000 $67,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Fidelity Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Fidelity Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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